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Downpayment Toward Equity Act of 2025
Legislative Progress
Momentum (last 30 days)
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0 actions · 0 new cosponsors · 0 votes
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vs 5,674 other S bills in the 119th — cohort avg 32d
Downpayment Toward Equity Act of 2025 This bill establishes a grant program through the Department of Housing and Urban Development (HUD) for states and other entities to provide qualifying assistance to low-income, first-generation home buyers in purchasing their first homes. Qualifying assistance includes assistance for mortgage down payments, mortgage closing costs, reduction of mortgage interest rates, subsidies for shared equity homes, or for certain modifications to a home to accommodate persons with disabilities. Grant amounts are generally limited to the greater of $20,000 or 10% of the purchase price of the home. HUD may increase the cap for socially and economically disadvantaged homebuyers or for purchases in high-cost areas. The bill also establishes grant requirements regarding home buyer income, types of housing, homeowner occupancy, types of mortgages, and home buyer counseling.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (3)
2026 · third_quarter · Housing
Issues related to fair housing and lending. Issues related to opportunities for first-time, first generation homebuyers. S. 967 - Downpayment Toward Equity Act. H.R. 4069 - Downpayment Toward Equity Act. Issues related to artificial intelligence. Issues related to appraisal bias. S. 2322 - Appraisal Modernization Act. H.R.6644 - 21st Century ROAD to Housing Act
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: $53,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Housing
S. 967 Downpayment Toward Equity Act S. 978 HELPER Act of 2025 S. 1635Appraisal Industry Improvement Act S. 3536Build HUBS Act S. 1203Housing Vouchers Fairness Act S. 127Whole-Home Repairs Act of 2025 S. 1415Housing Unhoused Disabled Veterans Act S. 1714Disabled Veterans Housing Support Act S. 2051Choice Neighborhoods Initiative Act S. 2234Reducing Homelessness Through Program Reform Act S. 2322Appraisal Modernization Act S. 2651ROAD to Housing S. 686The Farmhouse-to-Workforce Housing Act S. 890Choice in Affordable Housing Act S. 964Property Improvement & Manufactured Housing Loan Modernization Act S. 3092Affordable Housing Expansion Act S. 1299Housing Supply Frameworks Act S. 2423Streamlining Rural Housing Act of 2025 S. 2363Build More Housing Near Transit Act S. 4020Housing Supply and Affordability Act S. 4265Freedom to Build Act S. 1260Rural Housing Service Reform Act S. 138VA Home Loan Awareness Act of 2025 S. 1527Housing Affordability Act S. 1667Homeless Children and Youth Act S. 1695HUD-USDA-VA Interagency Coordination Act S. 1880CDFI Bond Guarantee Program Improvement Act S. 1921Veterans Housing Stability Act S. 1932VALID Act of 2025 S. 2414Housing Supply Expansion Act H.R. 7030Securing Facilities for Mental Health Services Act H.R. 4069Downpayment Toward Equity Act H.R. 224Disabled Veterans Housing Support Act H.R. 4385Helping More Families Save Act H.R. 4568Supporting Upgraded Property Projects and Lending for Yards (SUPPLY) Act H.R. 5508Mortgage Insurance Freedom Act H.R. 5878HOME Reform Act of 2025 H.R. 5990Whole-Home Repairs Act of 2025 H.R. 664421st Century ROAD to Housing Act (formerly Housing for the 21st Century Act) H.R. 965Housing Unhoused Disabled Veterans Act H.R. 2094HELPER Act of 2025 H.R. 7062Build HUBS Act H.R. 1640The HEIRS Act of 2025 H.R. 4659Identifying Regulatory Barriers to Housing Supply Act H.R. 4660Unlocking Housing Supply Through Steamlined and Modernized Reviews Act H.R. 4810BUILD Housing Act H.R. 2840Housing Supply Frameworks Act H.R. 4576Build More Housing Near Transit Act H.R. 8532To amend title 38 to align elements of the housing loan program of the Department of Veterans Affairs with requirements of the Federal Housing Administration and for other purposes H.R. 7131To amend title 38 to modify the maximum guarantee amount of certain home loans guaranteed by the VA H.R. 3206Protecting America's Property Rights Act H.R. 9237Take Care of America's Veterans Act H.R. 3694VALID Act of 2025 H.R. 4957Rural Housing Service Reform Act H.R. 6047Sharri Briley and Eric Edmundson Veterans Benefits Expansion Act of 2025 H.R. 6132Housing Affordability Act H.R. 1815VA Home Loan Program Reform Act Anti-squatting legislation Housing Supply and Innovation Framework Act Reducing Regulatory Barriers to Housing Act VA and co-ops draft legislation VA Home Loan Modernization bill Community Assistance for Recovery and Empowerment (CARE) Act Securing Facilities for Mental Health Services Act Section 232 refinancing Tribal lands in NV FHA Servicing/Servicer Advance Issue GSE Issues Rebuilding the American Dream and Restoring Housing Affordability RESPA Bill Show Me Fix (Foreclosure Issues) VA Home Loan Affordability 0% down payment pilot program VA Partial Claims Technical Corrections legislation
Client expense: $1,220,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office
2026 · second_quarter · Housing
Issues related to fair housing and lending. Issues related to opportunities for first-time, first generation homebuyers. S. 967 - Downpayment Toward Equity Act. H.R. 4069 - Downpayment Toward Equity Act. Issues related to artificial intelligence. Issues related to appraisal bias. S. 2322 - Appraisal Modernization Act. H.R.6644 - 21st Century ROAD to Housing Act
Client expense: $73,057 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Housing
S. 1635Appraisal Industry Improvement Act H.R. 4069 Downpayment Toward Equity Act S. 967 Downpayment Toward Equity Act H.R. 224 Disabled Veterans Housing Support Act H.R. 4385 Helping More Families Save Act H.R. 4568 Supporting Upgraded Property Projects and Lending for Yards (SUPPLY) Act H.R. 5508 Mortgage Insurance Freedom Act H.R. 5878 HOME Reform Act of 2025 H.R. 5990 Whole-Home Repairs Act of 2025 H.R. 6644 Housing for the 21st Century Act / 21st Century ROAD to Housing Act H.R. 965 Housing Unhoused Disabled Veterans Act HR 2094HELPER Act of 2025 S. 978HELPER Act of 2025 H.R. 7062 Build HUBS Act S. 1203Housing Vouchers Fairness Act S. 127Whole-Home Repairs Act of 2025 S. 1415Housing Unhoused Disabled Veterans Act S. 1714Disabled Veterans Housing Support Act S. 2051Choice Neighborhoods Initiative Act S. 2234Reducing Homelessness Through Program Reform Act S. 2322Appraisal Modernization Act S. 2651ROAD to Housing Act (Tim Scott) S. 686The Farmhouse-to-Workforce Housing Act S. 890Choice in Affordable Housing Act S. 964Property Improvement & Manufactured Housing Loan Moderization Act H.R. 4659 Identifying Regulatory Barriers to Housing Supply Act H.R. 4660 Unlocking Housing Supply Through Steamlined and Modernized Reviews Act H.R. 4810 BUILD Housing Act HR 2840Housing Supply Frameworks Act S. 3092Affordable Housing Expansion Act S. 1299Housing Supply Frameworks Act S. 2423Streamlining Rural Housing Act of 2025 H.R. 4576 Build More Housing Near Transit Act S. 2363Build More Housing Near Transit Act S. 4020Housing Supply and Affordability Act HR 10351 Housing Supply and Innovation Framework Act S 4460Reducing Regulatory Barriers to Housing Act S. 4265Freedom to Build Act H.R.1815 VA Home Loan Modernization bill H.R. 3694 VALID Act of 2025 H.R. 4957 Rural Housing Service Reform Act H.R. 6047 Sharri Briley and Eric Edmundson Veterans Benefits Expansion Act of 2025 H.R. 6132 Housing Affordability Act S. __VA Partial Claims Technical Corrections legislation S. 1260Rural Housing Service Reform Act S. 138VA Home Loan Awareness Act of 2025 S. 1527Housing Affordability Act S. 1667Homeless Children and Youth Act S. 1695HUD-USDA-VA Interagency Coordination Act S. 1880CDFI Bond Guarantee Program Improvement Act S. 1921Veterans Housing Stability Act S. 1932VALID Act of 2025 S. 2414Housing Supply Expansion Act* Community Assistance for Recovery and Empowerment (CARE) Act Securing Facilities for Mental Health Services Act Section 232 refinancing FHA Servicing/Servicer Advance Issue GSE Issues Rebuilding the American Dream and Restoring Housing Affordability RESPA Bill Show Me Fix ("Foreclosure Issues") VA Home Loan Affordability Ginnie Mae liquidity issues
Client expense: $770,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office
2026 · first_quarter · Housing
Issues related to fair housing and lending. Issues related to opportunities for first-time, first generation homebuyers. S. 967 - Downpayment Toward Equity Act. H.R. 4069 - Downpayment Toward Equity Act. Issues related to artificial intelligence. Issues related to appraisal bias. S. 2322 - Appraisal Modernization Act.
Client expense: $31,737 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · fourth_quarter · Housing
Issues related to fair housing and lending. Issues related to opportunities for first-time, first generation homebuyers. S. 967 - Downpayment Toward Equity Act. H.R. 4069 - Downpayment Toward Equity Act. Policies related to artificial intelligence. Policies related to appraisal bias. S. 2322 - Appraisal Modernization Act.
Client expense: $8,116 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · third_quarter · Housing
Issues related to fair housing and lending. Issues related to opportunities for first-time, first generation homebuyers. S. 967 - Downpayment Toward Equity Act. H.R. 4069 - Downpayment Toward Equity Act. Policies related to artificial intelligence. Policies related to appraisal bias. S. 2322 - Appraisal Modernization Act.
Client expense: $89,006 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · third_quarter · Housing
Reform of the secondary housing finance system and government sponsored enterprises (GSEs); Support for HUD affirmatively furthering fair housing (AFFH) to take meaningful actions, in addition to combating discrimination, that overcome patterns of segregation;Student Loan Bankruptcy Improvement Act of 2025 Advocate for full funding of affordable housing programs at the U.S. Department of Housing and Urban Development (HUD); S. 934 / H.R. 2038, supporting American Housing and Economic Mobility Act of 2025; S. 967 / H.R. 4069, supporting the Downpayment Toward Equity Act; S. 1467 / H.R. 2808, supporting the Homebuyers Privacy Protection Act; S. 1621 / H.R. 3086, supporting restoring the fair housing mission of the Department of Housing and Urban Development; H.R. 4767, supporting the Expanding Access to Lending Options Act; H.R.2854, supporting the Neighborhood Homes Investment Act; H.R.1815, supporting the VA Home Loan Program Reform Act H.R.5508, supporting the Mortgage Insurance Freedom Act S. 5027 / H.R. 9990, supporting passage of the ROAD to Housing Act, as amended to the reauthorization of the National Defense Authorization Act H.R. ____, supporting the Strategy and Investment in Rural Housing Preservation Act of 2025;
Client expense: $70,000 · Firm income: Not reported
2025 · second_quarter · Housing
Reform of the secondary housing finance system and government sponsored enterprises (GSEs); Defending against administration efforts to unwind the Fair Housing Act statutory mandate to affirmatively further fair housing (AFFH); Support for HUD affirmatively furthering fair housing (AFFH) to take meaningful actions, in addition to combating discrimination, that overcome patterns of segregation; Advocate for full funding of affordable housing programs at the U.S. Department of Housing and Urban Development (HUD); S. 934 / H.R. 2038, supporting American Housing and Economic Mobility Act of 2025; S. 967 / H.R. 4069, supporting the Downpayment Toward Equity Act; S. 1467 / H.R. 2808, supporting the Homebuyers Privacy Protection Act; S. 1621 / H.R. 3086, restoring the fair housing mission of the Department of Housing and Urban Development; H.R. 4767, supporting the Expanding Access to Lending Options Act; H.R. ____, supporting the Strategy and Investment in Rural Housing Preservation Act of 2025;
Client expense: $80,000 · Firm income: Not reported
Government targets: Federal Highway Administration (FHA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Veterans Affairs, Dept of (VA)
| Democratic |
| NJ |
| Mark R. Warner | Democratic | VA |
| Tim Kaine | Democratic | VA |
Government targets: Federal Highway Administration (FHA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Veterans Affairs, Dept of (VA)