VA Home Loan Program Reform Act

S.3728the Veterans Housing Stability Act of 2024 H.R. 7898 Veterans Housing Stability Act of 2024 H.R. 8607 VA Housing Loan Forever Act H.R. 8647 VA Home Loan Reform Act

Client expense: $500,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR6199 - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act S1557 - Affordable Housing Credit Improvement Act HR1321 - More Homes on the Market Act S4944 - Access to Homeownership Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Communication with the Federal Housing Administration urging policy actions to unlock a portion of inventory for buyers with FHA-insured loans. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns and Main Streets Act HR9002. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives, the Senate, the White House, and the Federal Housing Finance Agency (FHFA) about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. S3068 - The VA Home Loan Awareness Act HR___ - VA Housing Loan Forever Act HR8647 - To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions to prevent or resolve a default of a housing loan guaranteed by the Secretary, and for other purposes. Heirs Property HR8127 - Heirs Estate Inheritance Resolution and Succession Act of 2024 HR8117 - Heirs Empowerment and Inheritance Rights Act of 2024 Communications with the Department of Veterans Affairs (VA) about the VA Guaranteed Home Loan Program asking the VA to revise its policies pertaining to fees veterans cannot pay when using their VA home loan benefit. Communications with the House and Senate urging them to pass appropriations to ensure continuity of VA housing programs. Rural Housing Programs Discussions with Senate offices about the USDA Rural Housing Service. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, single and multifamily housing, the FHA Loan Program, rental housing issues, counseling, housing choice vouchers, HOME program, tenant protections. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues, the Blueprint for a Tenants Bill of Rights, housing supply regulation, YIMBY (Yes in my backyard) Act and independent contractor issues. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency (FHFA) about condominium rules, LLPAs, appraisal issues, and rental housing issues. Communications with FHFA regarding its request for input on Federal Home Loan bank Core Mission Activities and Mission Achievement including that Federal Home Loan Banks were created and receive subsidies intended to help finance home purchases, there should be a minimum requirement for entrance into the system based on support for housing, there should be ongoing requirement to support housing for existing members, and there should be an expanded requirement to foster affordable housing. Communications with the House of Representatives regarding HUD programs, VA housing, and heirs property, the VA Home Loan Reform Act, the Congressional Real Estate Caucus, the Revitalizing Downtowns and Main Street Act, funding on housing programs for Fiscal Year 2025, Affordable Housing Credit Improvement Act to expand low income housing tax credit, More Homes on the Market Act to increase the tax exclusion of gain from the sale of a principal residence, and Neighborhood Homes Investment Act to attract private investment in building and rehabbing owner occupied business. Communications the Senate on reducing regulation barriers to housing, the S.3755 Respect State Housing Laws Act, and Access to Homeownership Act to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies. Comment letter in response to the Federal Housing Administration's draft mortgagee letter updating their 203(k)-renovation loan program. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the White House, Federal Communications Commission, Federal Trade Commission, National Economic Council, Department of Housing and Urban Development, Department of Agriculture in response to the Biden Administrations Fact Sheet on boosting housing supply highlighting the importance of not disincentivizing housing providers from participating in the rental housing market through over-regulation and in response to the Biden Administrations Fact Sheet on junk fees highlighting that fees in the rental housing industry are already regulated and serve an important function in providing safe and quality rental housing to renters. Communications with the White House, Senate, and House of Representatives on the rent cap proposal.

Discussions involving H.R. 8647, the VA Home Loan Program Reform Act Discussions involving the Federal Housing Finance Agency and Freddie Mac second lien proposal Discussions involving S. 3728, the Veterans Housing Stability Act of 2024 Discussions involving housing finance reform legislation Monitored S. 1514 / H.R. 3170, the Homes for Every Local Protector, Educator, and Responder (HELPER) Act of 2023 Monitored the implementation of P.L. 116-136, the CARES Act (provisions related to mortgage forbearance for consumers and liquidity for mortgage servicers) Monitored H.R. 3564, the Middle Class Borrower Protection Act of 2023 Monitored H.R. 1059, the SECURE Notarization Act of 2023 Monitored H.R. 4335, the VA Loan Informed Disclosure Act of 2023 Monitored S. 2496, the VALID Act of 2023 Monitored S. 3068 / H.R. 5979, the VA Home Loan Awareness Act of 2023 Monitored executive branch nominations to federal agencies and commissions

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 2400 Reentry Act: Allowing incarcerated individuals access to Medicaid prior to their release S. 971 Due Process Continuity of Care Act: remove the Medicaid coverage exclusion for inmates in custody pending disposition of charges S. 1820 The Humane Correctional Health Care Act: Repeals the Medicaid Inmate Exclusion Policy (MIEP) S.1753 HR 3479 The RESTORE Act: To allow individuals with drug offenses to receive benefits under the supplemental nutrition assistance program H.R. 5625 Fentanyl Awareness for Children and Teens Schools Act: To help prevent the misuse and overdose of synthetic opioids by youth S. 3409 End Solitary Confinement Act: Limiting the use of solitary confinement in correctional facilities H.R. 8647 The Pace Act: Reforms to the bail system H.R. 2577 & S.1137 DHS Suicide Prevention and Resiliency for Law Enforcement Act: To provide mental health resources to DHS personnel H.R. 6415 Care for 1st Responders Act: Increased mental health and substance use disorder services for first responders S. 3740 Supporting Treatment and Recovery Over Narcotics for Growth, Empowerment, and Rehabilitation Act (STRONGER Act): Reauthorizes grants for residential substance use disorder treatment programs at state and local correctional and detention facilities S 3409 & H.R. 4972 End Solitary Confinement Act: Ending the use of Solitary Confinement and other forms or restricted housing in federal correction facilities H.R.8028/ S4477 Second Chance Reauthorization Act: Reauthorization of programs to help reduce recidivism S.2593 Treatment Court Rehabilitation and Recovery Act: Grant programs to support treatment courts

Client expense: $10,000 · Firm income: Not reported

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR6199 - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Communication with the Federal Housing Administration urging policy actions to unlock a portion of inventory for buyers with FHA-insured loans. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives, the Senate, the White House, and the Federal Housing Finance Agency (FHFA) about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. S3068 - The VA Home Loan Awareness Act HR___ - VA Housing Loan Forever Act HR8647 - To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions to prevent or resolve a default of a housing loan guaranteed by the Secretary, and for other purposes. Heirs Property HR8127 - Heirs Estate Inheritance Resolution and Succession Act of 2024 HR8117 - Heirs Empowerment and Inheritance Rights Act of 2024 Communications with the Department of Veterans Affairs (VA) about the VA Guaranteed Home Loan Program asking the VA to revise its policies pertaining to fees veterans cannot pay when using their VA home loan benefit. Communications with the House and Senate urging them to pass appropriations to ensure continuity of VA housing programs. Rural Housing Programs Discussions with Senate offices about the USDA Rural Housing Service. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, single and multifamily housing, the FHA Loan Program, rental housing issues, counseling, housing choice vouchers, HOME program, tenant protections. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues, the Blueprint for a Tenants Bill of Rights, housing supply regulation, YIMBY (Yes in my backyard) Act and independent contractor issues. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency (FHFA) about condominium rules, LLPAs, appraisal issues, and rental housing issues. Communications with the House of Representatives regarding HUD programs, VA housing, and heirs property, the VA Home Loan Reform Act, the Congressional Real Estate Caucus, the Revitalizing Downtowns and Main Street Act, and funding on housing programs for Fiscal Year 2025. Communications the Senate on reducing regulation barriers to housing and the S.3755 Respect State Housing Laws Act. Comment letter in response to the Federal Housing Administration's draft mortgagee letter updating their 203(k)-renovation loan program. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the White House, Federal Communications Commission, Federal Trade Commission, National Economic Council, Department of Housing and Urban Development, Department of Agriculture in response to the Biden Administrations Fact Sheet on boosting housing supply highlighting the importance of not disincentivizing housing providers from participating in the rental housing market through over-regulation and in response to the Biden Administrations Fact Sheet on junk fees highlighting that fees in the rental housing industry are already regulated and serve an important function in providing safe and quality rental housing to renters.

S.3728the Veterans Housing Stability Act of 2024 H.R. 7898 Veterans Housing Stability Act of 2024 H.R. 8607 VA Housing Loan Forever Act H.R. 8647 VA Home Loan Reform Act

Client expense: $900,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Discussions involving H.R. 8647, the VA Home Loan Program Reform Act Discussions involving the Federal Housing Finance Agency and Freddie Mac second lien proposal Discussions involving S. 3728, the Veterans Housing Stability Act of 2024 Discussions involving housing finance reform legislation Monitored the implementation of P.L. 116-136, the CARES Act (provisions related to mortgage forbearance for consumers and liquidity for mortgage servicers) Monitored H.R. 3564, the Middle Class Borrower Protection Act of 2023 Monitored H.R. 1059, the SECURE Notarization Act of 2023 Monitored H.R. 4335, the VA Loan Informed Disclosure Act of 2023 Monitored S. 2496, the VALID Act of 2023 Monitored S. 3068 / H.R. 5979, the VA Home Loan Awareness Act of 2023 Monitored executive branch nominations to federal agencies and commissions

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 2400 Reentry Act: Allowing incarcerated individuals access to Medicaid prior to their release S. 971 Due Process Continuity of Care Act: remove the Medicaid coverage exclusion for inmates in custody pending disposition of charges S. 1820 The Humane Correctional Health Care Act: Repeals the Medicaid Inmate Exclusion Policy (MIEP) S.1753 HR 3479 The RESTORE Act: To allow individuals with drug offenses to receive benefits under the supplemental nutrition assistance program H.R. 5625 Fentanyl Awareness for Children and Teens Schools Act: To help prevent the misuse and overdose of synthetic opioids by youth S. 3409 End Solitary Confinement Act: Limiting the use of solitary confinement in correctional facilities H.R. 8647 The Pace Act: Reforms to the bail system H.R. 2577 & S.1137 DHS Suicide Prevention and Resiliency for Law Enforcement Act: To provide mental health resources to DHS personnel H.R. 6415 Care for 1st Responders Act: Increased mental health and substance use disorder services for first responders S. 3740 Supporting Treatment and Recovery Over Narcotics for Growth, Empowerment, and Rehabilitation Act (STRONGER Act): Reauthorizes grants for residential substance use disorder treatment programs at state and local correctional and detention facilities S 3409 & H.R. 4972 End Solitary Confinement Act: Ending the use of Solitary Confinement and other forms or restricted housing in federal correction facilities H.R.8028/ S4477 Second Chance Reauthorization Act: Reauthorization of programs to help reduce recidivism

Client expense: $20,000 · Firm income: Not reported

Housing Finance Reform The VA Partial Claim and Veterans Affairs Servicing Purchase (VASP) program VA Servicing - S. 3728 - Veterans Housing Stability Act of 2024 VA Home Loan Program Reform Act - HR 8647 VA Housing Loan Forever Act - HR 8607

Client expense: $150,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Housing Finance Reform The VA Partial Claim and Veterans Affairs Servicing Purchase (VASP) program VA Servicing - S. 3728 - Veterans Housing Stability Act of 2024 VA Home Loan Program Reform Act - HR 8647 VA Housing Loan Forever Act - HR 8607

Client expense: $150,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Housing Finance Reform The VA Partial Claim and Veterans Affairs Servicing Purchase (VASP) program VA Servicing - S. 3728 - Veterans Housing Stability Act of 2024 VA Home Loan Program Reform Act - HR 8647 VA Housing Loan Forever Act - HR 8607

Client expense: $150,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Housing Finance Reform The VA Partial Claim and Veterans Affairs Servicing Purchase (VASP) program VA Servicing - S. 3728 - Veterans Housing Stability Act of 2024 VA Home Loan Program Reform Act - HR 8647 VA Housing Loan Forever Act - HR 8607

Client expense: $150,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 2400 Reentry Act: Allowing incarcerated individuals access to Medicaid prior to their release S. 971 Due Process Continuity of Care Act: remove the Medicaid coverage exclusion for inmates in custody pending disposition of charges S. 1820 The Humane Correctional Health Care Act: Repeals the Medicaid Inmate Exclusion Policy (MIEP) S.1753 HR 3479 The RESTORE Act: To allow individuals with drug offenses to receive benefits under the supplemental nutrition assistance program H.R. 5625 Fentanyl Awareness for Children and Teens Schools Act: To help prevent the misuse and overdose of synthetic opioids by youth S. 3409 End Solitary Confinement Act: Limiting the use of solitary confinement in correctional facilities H.R. 8647 The Pace Act: Reforms to the bail system H.R. 2577 & S.1137 DHS Suicide Prevention and Resiliency for Law Enforcement Act: To provide mental health resources to DHS personnel H.R. 6415 Care for 1st Responders Act: Increased mental health and substance use disorder services for first responders S. 3740 Supporting Treatment and Recovery Over Narcotics for Growth, Empowerment, and Rehabilitation Act (STRONGER Act): Reauthorizes grants for residential substance use disorder treatment programs at state and local correctional and detention facilities S 3409 & H.R. 4972 End Solitary Confinement Act: Ending the use of Solitary Confinement and other forms or restricted housing in federal correction facilities

Client expense: $10,000 · Firm income: Not reported

HR 2400 Reentry Act: Allowing incarcerated individuals access to Medicaid prior to their release S. 971 Due Process Continuity of Care Act: remove the Medicaid coverage exclusion for inmates in custody pending disposition of charges S. 1820 The Humane Correctional Health Care Act: Repeals the Medicaid Inmate Exclusion Policy (MIEP) S.1753 HR 3479 The RESTORE Act: To allow individuals with drug offenses to receive benefits under the supplemental nutrition assistance program H.R. 5625 Fentanyl Awareness for Children and Teens Schools Act: To help prevent the misuse and overdose of synthetic opioids by youth *S. 3409 End Solitary Confinement Act: Limiting the use of solitary confinement in correctional facilities H.R. 8647 The Pace Act: Reforms to the bail system H.R. 2577 & S.1137 DHS Suicide Prevention and Resiliency for Law Enforcement Act: To provide mental health resources to DHS personnel H.R. 6415 Care for 1st Responders Act: Increased mental health and substance use disorder services for first responders

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE