To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes.

Issues related to resiliency and mitigation H.R. 900: To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. Issues Related to Flood Insurance S. 245: Insure Cybersecurity Act of 2023 Policy related to the Business Continuity Protection Program (BCPP)

Client expense: $330,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to resiliency and mitigation H.R. 900: To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. Issues Related to Flood Insurance S. 245: Insure Cybersecurity Act of 2023 Policy related to the Business Continuity Protection Program (BCPP)

Client expense: $310,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to resiliency and mitigation H.R. 900: To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. Issues Related to Flood Insurance S. 245: Insure Cybersecurity Act of 2023 Policy related to the Business Continuity Protection Program (BCPP)

Client expense: $430,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to resiliency and mitigation H.R. 900: To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. Issues Related to Flood Insurance S. 245: Insure Cybersecurity Act of 2023 Policy related to the Business Continuity Protection Program (BCPP)

Client expense: $430,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

P.L. 118-138 - Coastal Habitat Conservation Act of 2023 H.R. 900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306 - Taxpayer Exposure Mitigation Act H.R. 1392 - National Flood Insurance Program Extension Act of 2023 H.R. 1540 - National Flood Insurance Program Affordability Act of 2023 H.R. 3525 - Natural Disaster Risk Reinsurance Program Act of 2023 H.R. 4349 - To reauthorize the National Flood Insurance Program, and for other purposes. H.R. 4686 - Flood Insurance Affordability Act H.R. 5473 - Promoting Resilient Buildings Act of 2023 H.R. 5828 - NFIP Extension Act of 2023 H.R. 5843 - To temporarily extend the National Flood Insurance Program H.R. 5490 - Bolstering Ecosystems Against Coastal Harm Act H.R. 6311 - National Coordination on Adaptation and Resilience for Security (NCARS) Act of 2023 H.R. 6944 - Incorporating National Support for Unprecedented Risks and Emergencies (INSURE) Act H.R. 7462 - Wildfire Insurance Coverage Study Act of 2023 H.R. 7849 - Disaster Resiliency and Coverage Act of 2024 H.R. 8790 - Fix Our Forests Act H.R.9375 - Earthquake Resilience Act H.R. ___ - National Earthquake Hazards Reduction Program reauthorization H.R. 9723 - National Windstorm Impact Reduction Program reauthorization S. 601 - Flood Insurance Affordability Act S. 602 - Risk Rating 2.0 Transparency Act S. 721 - Flood Insurance Pricing Transparency Act S. 1417 - Repeatedly Flooded Communities Preparation Act S. 2108 - Flood Insurance Transparency Act S. 2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S. 2110 - Flood Insurance Consumer Choice Act S. 2142 - National Flood Insurance Program Reauthorization and Reform Act of 2023 S. 2391 - NFIP Extension Act of 2023 S. 2958 - Strengthening Coastal Communities Act of 2023 S. 2968 - NFIP Extension through 2023 Act S. 3261 - National Coordination on Adaptation and Resilience for Security (NCARS) Act of 2023 S. 3606 - National Earthquake Hazards Reduction Program Reauthorization Act of 2024 S. 4772 - NFIP Extension Act of 2024 S. 5199 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. S. ___ - National Windstorm Impact Reduction Program reauthorization Climate change legislation Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation

Advocated before Senate, House, and federal agencies for the interests of independent insurance agents selling flood insurance policies, including but not limited to National Flood Insurance Program (NFIP) policies; supported the reauthorization of the NFIP; expressed concern with a FEMA proposal to provide direct-to-consumer (D2C) online sales of NFIP policies; expressed concern about FEMA guidance for sale and service of NFIP policies during future lapses in NFIP's Congressional authority; discussed with FEMA enforcement of requirement that each NFIP policy be associated with both agent and agency NPNs; Supported continuous coverage for NFIP policies; supported H.R. 900, the Continuous Coverage for Flood Insurance Act; supported a Cannabis Safe Harbor for insurance agents; supported S. 1323/H.R. 2891, the Secure And Fair Enforcement (SAFE) Banking Act; supported the repeal or reform of the Federal Insurance Office, including H.R. 2933, the Federal Insurance Office Elimination Act and S. 1694, Federal Insurance Office Abolishment Act; supported H.R. 5535/S. 3349, the Insurance Data Protection Act; supported S. 2860, the Secure and Fair Enforcement Regulation (SAFER) Banking Act; advocated for provisions related to the FIO in H.R. 8773, Financial Services and General Government Appropriations Act, 2025; supported carveout for insurance industry in data privacy legislation H.R. 8818, the American Privacy Rights Act of 2024; supported extension of the National Flood Insurance Program in H.R. 9747 - Continuing Appropriations and Extensions Act, 2025; supported S. 4772, the NFIP Extension Act of 2024.

Client expense: $80,000 · Firm income: Not reported

H.R. 900 Flood Insurance Coverage S. 601 Flood Insurance Coverage S. 602 Flood Mapping H.R. 1306 Flood Mitigation H.R. 1307 Flood Insurance Coverage H.R. 1308 Flood Mapping H.R. 1309 Flood Insurance Coverage H.R. 1392 National Flood Insurance Program Extension S. 721 Flood Insurance Coverage **Issues lobbied without specific bill number: Crop Insurance and Wildfire **Issues lobbied without specific bill number: National Flood Insurance Program **Issues lobbied without specific bill number: Implementation of Risk-Rating 2.0 **Issues lobbied without specific bill number: SAFE Banking Act **Issues lobbied without specific bill number: Business of Insurance **Issues lobbied without specific bill number: Credit-based Insurance Underwriting S. 1039 National Flood Insurance Program H.R. 2568 National Flood Insurance Program H.R. 2891 SAFE Banking S. 1323 SAFE Banking S. 1359 Insurance for Cannabis Businesses S. 1417 National Flood Insurance Program H.R. 2984 Insurance for Cannabis Businesses H.R. 3880 Auto Insurance S. 2108 National Flood Insurance Program S. 2109 National Flood Insurance Program S. 2110 National Flood Insurance Program S. 2142 National Flood Insurance Program H.R. 4349 National Flood Insurance Program **Issues lobbied without specific bill number: FAA Reauthorization **Issues lobbied without specific bill number: Farm Bill Reauthorization H.R. 4686 National Flood Insurance Program S. 2391 National Flood Insurance Program Reauthorization H.R. 5535 Insurance Data Protection S. 2852 National Flood Insurance Program S. 2968 National Flood Insurance Program Reauthorization H.R. 5828 National Flood Insurance Program Reauthorization H.R. 5843 National Flood Insurance Program Reauthorization S. 2928 Surety Bonds for Water Infrastructure Projects S. 2860 SAFER Banking **Issues lobbied without specific bill number: Cyber Insurance S. 3153 National Flood Insurance Program H.R. 6082 National Flood Insurance Program H.R. 6304 National Flood Insurance Program H.R. 6365 Hindering Illegal Oil Shipments S. 3349 FIO Data Call S. 1939 FAA Reauthorization H.R. 3935 FAA Reauthorization **Issues lobbied without specific bill number: CFPB Insurance Exclusion **Issues lobbied without specific bill number: Diversity, Equity, and Inclusion H.R. 6944 Insurance Regulation S. 3592 Insurance Regulation H.R. 7000 Insurance Regulation S. 3650 Flood Mapping for the National Flood Insurance Program H.R. 7310 National Flood Insurance Program H.R. 7353 Ukraine War Risk Insurance H.R. 7462 Wildfire Insurance Coverage Study H.R. 7537 National Flood Insurance Program S. 4143 Deductions for the National Flood Insurance Program H.R. 8637 National Flood Insurance Program **Issues lobbied without specific bill number: Insurance Requirements for GSE Loans H.R. 9809 National Flood Insurance Program S. 5199 National Flood Insurance Program Reauthorization H.R. 9726 National Flood Insurance Program Information Tool H.R. 9618 Federal Insurance Office Auto Insurance Study S. 4772 National Flood Insurance Reauthorization S. 5466 Reduction of National Flood Insurance Program Premiums H.R. 10543 National Flood Insurance Program Reauthorization H.R. 10004 Deduction for Flood Insurance Premiums

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act H.R.6304 - Increased Cost of Compliance Modernization Act of 2003 H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024 H.R. 4366 Consolidated Appropriations Act, 2024 S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 S.2968 - National Flood Insurance Program Extension through 2023 Act Discussions with the House of Representatives, Senate and White House to extend the National Flood Insurance Program. Discussions with the Senate Banking Committee on flood insurance reform. Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives, the Senate and Department of Labor about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance, flood maps, and disaster mitigation. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures. Communications with the Department of Labor opposing their proposal to rescind the 2018 Association Health Plans (AHP) rule. Communications with the House of Representatives supporting the HR 7849 Disaster Resiliency and Coverage Act. Discussions with National Oceanic and Atmospheric Administration on flood mapping and disaster intelligence.

H.R.274 - To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. (Sheila Jackson Lee, D-TX-18) H.R.385 - To ban the imposition of any State or local liability insurance, tax, or user fee requirement for firearm or ammunition ownership or commerce. (Ronny Jackson, R-TX-13) H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. (Kathy Castor, D-FL-14) H.R.1306 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1308 - To allow communities to develop alternative flood insurance rate maps, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1392 - To reauthorize the National Flood Insurance Program through December 31, 2024. (Warren Davidson, R-OH-8) H.R.1540 - To establish a means-tested assistance program for national flood insurance program policyholders, and for other purposes. (Matt Cartwright, D-PA-8) H.R.1545 - To amend the Internal Revenue Code of 1986 to exclude from gross income certain income from providing real propoerty insurance following certain federally declared disasters. (Clay Higgins, R-LA-3) S.601 - A bill to amend the National Flood Insurance Act of 1968 to modify the amount by which the chargeable risk premium rate for flood insurance under that Act may be increased in any year. (John Kennedy, R-LA) S.602 - A bill to require the Administrator of the Federal Emergency Management Agency to take certain actions relating to the National Flood Insurance Program. and for other purposes. (John Kennedy, R-LA) S.795 - A bill to amend the Federal Crop Insurance Act to improve education and risk management assistance, and for other purposes. (Chris Murphy, D-CT) S.721 - A bill to permit policyholders under the National Flood Insurance Program to elect to have previous premium rates remain in effect until the Administrator of the Federal Emergency Management Agency satisfies certain conditions, and for other purposes. (Cindy Hyde-Smith, R-MS) S.1039 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.2458 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish an emergency preparedness grant program for higher education institutions, and for other purposes. (Troy Carter, D-LA-2) H.R.2538 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. (Mark Takano, D-CA-39) H.R.2542 - To preclude absolute liability in any action against a property owner or contractor for projects receiving Federal financial assistance for infrastructure and transportation development, and for other purposes. (Brandon Williams, R-NY-22) H.R.2568 - To provide for improvements to National Flood Insurance Program rate maps, and for other purposes. (Alex Mooney, R-WV-2) H.R.2933 - To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ben Cline, R-VA-6) Senate Version: S.1694 - A bill to abolish the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ted Cruz, R-TX) H.R.2984 - To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Nydia Velazquez, D-NY-7) Senate Version: S.1359 - A bill to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Bob Menendez, D-NJ) H.R.3014 - To amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes. (Darin LaHood, R-IL-16) S.1417 - A bill to amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repeatedly damaged by floods, and for other purposes. (Tim Scott, R-SC) S.1427 - A bill to exempt certain entities from liability under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 with respect to releases of perfluoroalkyl and polyfluoroalkyl substances, and for other purposes. (Cynthia Lummis, R-WY) S.1539 - A bill to amend the Federal Crop Insurance Act and the Federal Agriculture Improvement and Reform Act of 1996 to make the native sod provisions applicable to the United States and to modify those provisions, and for other purposes. (John Thune, R-SD) H.R.3210 - To amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (Jodey Arrington, R-TX-19) Senate Version: S.1559 - A bill to amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (John Barrasso, R-WY) S.1690 - A bill to amend the Federal Crop Insurance Act to establish a Good Steward Cover Crop program, and for other purposes. (Sherrod Brown, D-OH) H.R.3815 - To amend the Federal Crop Insurance Act to require the research and development of a policy to insure the production of mushrooms. (Chrissy Houlahan, D-PA-6) H.R.3880 - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. (Bonnie Watson Coleman, D-NJ-12) H.R.3904 - To amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Randy Feenstra, R-IA-4) S.1787 - A bill to amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules. (Bob Menendez, D-NJ) H.R.3997 - To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (Federica Wilson, D-FL-24) S.2035 - A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 to make additional coverage under the Noninsured Crop Disaster Assistance Program available for crops and grasses used for grazing, and for other purposes. (Mike Rounds, R-SD) H.R.4308 - To amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to carry out research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Mike Thompson, D-CA-4) H.R.4349 - To reauthorize the National Flood Insurance Program, and for other purposes. (Frank Pallone, D-NJ-6) Senate Version: S.2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. (Bob Menendez, D-NJ) S.2104 - A bill to amend the Federal Crop Insurance Act to allow for the separation of enterprise units by continuous and fallow cropping systems. (Roger Marshall, R-KS) S.2108 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. (Rick Scott, R-FL) S.2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. (Rick Scott, R-FL) S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. (Rick Scott, R-FL) S.2134 - A bill to amend the Federal Crop Insurance Act to require research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Alex Padilla, D-CA) H.R.4686 - To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Anna Paulina Luna, R-FL-13) Senate Version: S.2852 - A bill to establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Rick Scott, R-FL) H.R.4762 - To amend title 49, United States Code, to extend the non-premium war risk insurance program. (Rudy Yakym, R-IN-2) S.2391 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.4888 - To require certain insurance companies to disclose investments and underwriting that relate to coal mining and oil and gas extraction and fossil fuel extraction, and for other purposes. (Adam Schiff, D-CA-30) S.2458 - A bill to amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Amy Klobuchar, D-MN) S.2523 - A bill to amend the Federal Crop Insurance Act to require certain membership on the Board of Directors of the Federal Crop Insurance Corporation. (Tommy Tuberville, R-AL) S.2541 - A bill to amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to conduct research and development on the inclusion of certain oilseed crops in double cropping policies, and for other purposes. (Tommy Tuberville, R-AL) S.2643 - A bill to amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Ben Ray Lujan, D-NM) H.R.5535 - Insurance Data Protection Act (Scott Fitzgerald, R-WI-5) Senate Version: S.3349 - A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. (Katie Britt, R-AL) H.R.5828 - To reauthorize the National Flood Insurance Program. (Andrew Garbarino, R-NY-2) H.R.5843 - To temporarily extend the National Flood Insurance Program. (Clay Higgins, R-LA-3) S.2968 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.5992 - To amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Josh Harder, D-CA-9) H.R.6082 - To amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (Andrew Garbarino, R-NY-2) Senate Version: S.3153 - A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.6186 - To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. (Scott Franklin, R-FL-18) H.R.6304 - To increase coverage under the National Flood Insurance Program for costs of compliance, and for other purposes. (Nick LaLota, R-NY-1) S.3253 - A bill to amend the Federal Crop Insurance Act to require research and development on frost or cold weather insurance, and for other purposes. (Marco Rubio, R-FL) S.3270 - A bill to amend the Federal Crop Insurance Reform and Department of Agriculture Reorganization Act of 1994 to establish a budgetary Tribal Government consultation process at the Department of Agriculture, and for other purposes. (Mike Rounds, R-SD) H.R.6944 - To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. (Adam Schiff, D-CA-30) H.R.7000 - To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Bryan Steil, R-WI-1) Senate Version: S.3592 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Tim Scott, R-SC) S.3650 - A bill to amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes. (Marco Rubio, R-FL) H.R.7462 - To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Maxine Waters, D-CA-43) H.R.7537 - To provide for the disclosure and sharing of certain policy and claims information under the National Flood Insurance Program, and for other purposes. (Madeleine Dean, D-PA-4) S.4081 - A bill to amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (John Hoeven, R-ND) House Version: H.R.8350 - To amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (Brad Finstad, R-MN-1) S.4143 - A bill to amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Rick Scott, R-FL) House Version: H.R.8102 - To amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Byron Donalds, R-FL-19) H.R.8637 - To make protection against damage and loss resulting from the erosion and undermining of shorelines available under the National Flood Insurance Program, and for other purposes. (Greg Murphy, R-NC-3) S.4740 - A bill to amend the Internal Revenue Code of 1986 to exclude debt held by certain insurance companies from capital assets. (Thom Tillis, R-NC) S.4772 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) S.4934 - A bill to amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. (Rick Scott, R-FL) House Version: H.R.9411 - To amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. (Gus Bilirakis, R-FL-12) S.4969 - A bill to require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Martin Heinrich, D-NM) H.R.9414 - To require the Administrator of the Federal Emergency Management Agency to establish a community-based flood insurance pilot program, and for other purposes. (Andrew Garbarino, R-NY-12) H.R.9726 - To require the Administrator of the Federal Emergency Management Agency to develop a flood insurance information tool, and for other purposes. (Matt Cartwright, D-PA-8) S.5104 - A bill to amend the Federal Crop Insurance Act to reduce Federal spending on crop insurance, and for other purposes. (Jeanne Shaheen, D-NH) H.R.10543 - To reauthorize the National Flood Insurance Program. (Andrew Garbarino, R-NY-2)

H.R. 900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306 - Taxpayer Exposure Mitigation Act. H.R. 1392 - National Flood Insurance Program Extension Act of 2023. H.R. 1540 - National Flood Insurance Program Affordability Act of 2023. H.R. 3525 - Natural Disaster Risk Reinsurance Program Act of 2023. H.R. 4349 - To reauthorize the National Flood Insurance Program, and for other purposes. H.R. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act. S. 601 - Flood Insurance Affordability Act. S. 602 - Risk Rating 2.0 Transparency Act. S. 721 - Flood Insurance Pricing Transparency Act. S. 1417 - Repeatedly Flooded Communities Preparation Act. S. 2108 - Flood Insurance Transparency Act. S. 2110 - Flood Insurance Consumer Choice Act. S. 2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. S. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act. Disaster mitigation legislation. NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation. H.R. 4686, Flood Insurance Affordability Act. H.R. 5828, NFIP Extension Act of 2023. H.R. 6944 - Incorporating National Support for Unprecedented Risks and Emergency (INSURE) Act. H.R. 7462 - Wildfire Insurance Coverage Study Act of 2023. H.R. 7849 - Disaster Resiliency and Coverage Act of 2024.

Client expense: Not reported · Firm income: $40,000

H.R. 900 Flood Insurance Coverage S. 601 Flood Insurance Coverage S. 602 Flood Mapping H.R. 1306 Flood Mitigation H.R. 1307 Flood Insurance Coverage H.R. 1308 Flood Mapping H.R. 1309 Flood Insurance Coverage H.R. 1392 National Flood Insurance Program Extension S. 721 Flood Insurance Coverage **Issues lobbied without specific bill number: Crop Insurance and Wildfire **Issues lobbied without specific bill number: National Flood Insurance Program **Issues lobbied without specific bill number: Implementation of Risk-Rating 2.0 **Issues lobbied without specific bill number: Business of Insurance **Issues lobbied without specific bill number: Credit-based Insurance Underwriting S. 1039 National Flood Insurance Program H.R. 2568 National Flood Insurance Program S. 1417 National Flood Insurance Program H.R. 2984 Insurance for Cannabis Businesses H.R. 3880 Auto Insurance S. 2108 National Flood Insurance Program S. 2109 National Flood Insurance Program S. 2110 National Flood Insurance Program S. 2142 National Flood Insurance Program H.R. 4349 National Flood Insurance Program **Issues lobbied without specific bill number: FAA Reauthorization **Issues lobbied without specific bill number: Farm Bill Reauthorization H.R. 4686 National Flood Insurance Program S. 2391 National Flood Insurance Program Reauthorization H.R. 5535 Insurance Data Protection S. 2852 National Flood Insurance Program S. 2968 National Flood Insurance Program Reauthorization H.R. 5828 National Flood Insurance Program Reauthorization H.R. 5843 National Flood Insurance Program Reauthorization S. 2928 Surety Bonds for Water Infrastructure Projects **Issues lobbied without specific bill number: Cyber Insurance S. 3153 National Flood Insurance Program H.R. 6082 National Flood Insurance Program H.R. 6304 National Flood Insurance Program S. 3349 FIO Data Call S. 1939 FAA Reauthorization H.R. 3935 FAA Reauthorization **Issues lobbied without specific bill number: CFPB Insurance Exclusion H.R. 6944 Insurance Regulation S. 3592 Insurance Regulation H.R. 7000 Insurance Regulation S. 3650 Flood Mapping for the National Flood Insurance Program H.R. 7310 National Flood Insurance Program H.R. 7462 Wildfire Insurance Coverage Study H.R. 7537 National Flood Insurance Program

P.L. 118-138 - Coastal Habitat Conservation Act of 2023 H.R. 900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306 - Taxpayer Exposure Mitigation Act H.R. 1392 - National Flood Insurance Program Extension Act of 2023 H.R. 1540 - National Flood Insurance Program Affordability Act of 2023 H.R. 3525 - Natural Disaster Risk Reinsurance Program Act of 2023 H.R. 4349 - To reauthorize the National Flood Insurance Program, and for other purposes. H.R. 4686 - Flood Insurance Affordability Act H.R. 5473 - Promoting Resilient Buildings Act of 2023 H.R. 5828 - NFIP Extension Act of 2023 H.R. 5843 - To temporarily extend the National Flood Insurance Program H.R. 5490 - Bolstering Ecosystems Against Coastal Harm Act H.R. 6311 - National Coordination on Adaptation and Resilience for Security (NCARS) Act of 2023 H.R. 6944 - Incorporating National Support for Unprecedented Risks and Emergencies (INSURE) Act H.R. 7462 - Wildfire Insurance Coverage Study Act of 2023 H.R. 7849 - Disaster Resiliency and Coverage Act of 2024 H.R. 8790 - Fix Our Forests Act H.R.9375 - Earthquake Resilience Act H.R. ___ - National Earthquake Hazards Reduction Program reauthorization H.R. 9723 - National Windstorm Impact Reduction Program reauthorization S. 601 - Flood Insurance Affordability Act S. 602 - Risk Rating 2.0 Transparency Act S. 721 - Flood Insurance Pricing Transparency Act S. 1417 - Repeatedly Flooded Communities Preparation Act S. 2108 - Flood Insurance Transparency Act S. 2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S. 2110 - Flood Insurance Consumer Choice Act S. 2142 - National Flood Insurance Program Reauthorization and Reform Act of 2023 S. 2391 - NFIP Extension Act of 2023 S. 2958 - Strengthening Coastal Communities Act of 2023 S. 2968 - NFIP Extension through 2023 Act S. 3261 - National Coordination on Adaptation and Resilience for Security (NCARS) Act of 2023 S. 3606 - National Earthquake Hazards Reduction Program Reauthorization Act of 2024 S. 4772 - NFIP Extension Act of 2024 S. 5199 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. S. ___ - National Windstorm Impact Reduction Program reauthorization Climate change legislation Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation

Reauthorization of the NFIP (generally) HR 900 - NFIP Continuous Coverage Legislation (all provisions) S.602 - Risk Rating 2.0 Transparency Act S.1323/HR.2891 - SAFE Banking Act of 2023 (insurance provisions) HR.2933 - Federal Insurance Office Elimination Act HR.1392 - National Flood Insurance Program Extension Act of 2023 HR.3525 - Natural Disaster Risk Reinsurance Program Act of 2023 S.2142/HR.4349 - National Flood Insurance Program Reauthorization and Reform Act of 2023 H.R.5828 - NFIP Extension Act of 2023 S.2968 - NFIP Extension through 2023 Act HR.6944 - Insure Act HR.7000/S.3592 - Business of Insurance Regulatory Reform Act of 2024 FHFA Property Insurance Requirements for GSEs HR.10004 - FLOAT Act of 2024

Client expense: $170,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

H.R. 550: To direct the Administrator of the National Oceanic and Atmospheric Administration to maintain a program that improves wildfire forecasting and detection, and for other purposes H.R. 900: To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306: Taxpayer Exposure Mitigation Act H.R. 1307: To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. H.R. 1308: Community Mapping Act H.R. 1392: National Flood Insurance Extension Act H.R.1392 - National Flood Insurance Program Extension Act of 2023 S. 602: Risk Rating 2.0 Transparency Act S. 721: Homeowner Flood Insurance Transparency Act S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. S. 513: Insure Cybersecurity Act of 2023 Policy related to the Business Continuity Protection Program (BCPP)

Client expense: $390,000 · Firm income: Not reported

H.R.274 - To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. (Sheila Jackson Lee, D-TX-18) H.R.385 - To ban the imposition of any State or local liability insurance, tax, or user fee requirement for firearm or ammunition ownership or commerce. (Ronny Jackson, R-TX-13) H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. (Kathy Castor, D-FL-14) H.R.1306 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1308 - To allow communities to develop alternative flood insurance rate maps, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1392 - To reauthorize the National Flood Insurance Program through December 31, 2024. (Warren Davidson, R-OH-8) H.R.1540 - To establish a means-tested assistance program for national flood insurance program policyholders, and for other purposes. (Matt Cartwright, D-PA-8) H.R.1545 - To amend the Internal Revenue Code of 1986 to exclude from gross income certain income from providing real propoerty insurance following certain federally declared disasters. (Clay Higgins, R-LA-3) S.601 - A bill to amend the National Flood Insurance Act of 1968 to modify the amount by which the chargeable risk premium rate for flood insurance under that Act may be increased in any year. (John Kennedy, R-LA) S.602 - A bill to require the Administrator of the Federal Emergency Management Agency to take certain actions relating to the National Flood Insurance Program. and for other purposes. (John Kennedy, R-LA) S.795 - A bill to amend the Federal Crop Insurance Act to improve education and risk management assistance, and for other purposes. (Chris Murphy, D-CT) S.721 - A bill to permit policyholders under the National Flood Insurance Program to elect to have previous premium rates remain in effect until the Administrator of the Federal Emergency Management Agency satisfies certain conditions, and for other purposes. (Cindy Hyde-Smith, R-MS) S.1039 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.2458 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish an emergency preparedness grant program for higher education institutions, and for other purposes. (Troy Carter, D-LA-2) H.R.2538 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. (Mark Takano, D-CA-39) H.R.2542 - To preclude absolute liability in any action against a property owner or contractor for projects receiving Federal financial assistance for infrastructure and transportation development, and for other purposes. (Brandon Williams, R-NY-22) H.R.2568 - To provide for improvements to National Flood Insurance Program rate maps, and for other purposes. (Alex Mooney, R-WV-2) H.R.2933 - To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ben Cline, R-VA-6) Senate Version: S.1694 - A bill to abolish the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ted Cruz, R-TX) H.R.2984 - To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Nydia Velazquez, D-NY-7) Senate Version: S.1359 - A bill to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Bob Menendez, D-NJ) H.R.3014 - To amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes. (Darin LaHood, R-IL-16) S.1417 - A bill to amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repeatedly damaged by floods, and for other purposes. (Tim Scott, R-SC) S.1427 - A bill to exempt certain entities from liability under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 with respect to releases of perfluoroalkyl and polyfluoroalkyl substances, and for other purposes. (Cynthia Lummis, R-WY) S.1539 - A bill to amend the Federal Crop Insurance Act and the Federal Agriculture Improvement and Reform Act of 1996 to make the native sod provisions applicable to the United States and to modify those provisions, and for other purposes. (John Thune, R-SD) H.R.3210 - To amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (Jodey Arrington, R-TX-19) Senate Version: S.1559 - A bill to amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (John Barrasso, R-WY) S.1690 - A bill to amend the Federal Crop Insurance Act to establish a Good Steward Cover Crop program, and for other purposes. (Sherrod Brown, D-OH) H.R.3815 - To amend the Federal Crop Insurance Act to require the research and development of a policy to insure the production of mushrooms. (Chrissy Houlahan, D-PA-6) H.R.3880 - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. (Bonnie Watson Coleman, D-NJ-12) H.R.3904 - To amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Randy Feenstra, R-IA-4) S.1787 - A bill to amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules. (Bob Menendez, D-NJ) H.R.3997 - To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (Federica Wilson, D-FL-24) S.2035 - A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 to make additional coverage under the Noninsured Crop Disaster Assistance Program available for crops and grasses used for grazing, and for other purposes. (Mike Rounds, R-SD) H.R.4308 - To amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to carry out research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Mike Thompson, D-CA-4) H.R.4349 - To reauthorize the National Flood Insurance Program, and for other purposes. (Frank Pallone, D-NJ-6) Senate Version: S.2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. (Bob Menendez, D-NJ) S.2104 - A bill to amend the Federal Crop Insurance Act to allow for the separation of enterprise units by continuous and fallow cropping systems. (Roger Marshall, R-KS) S.2108 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. (Rick Scott, R-FL) S.2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. (Rick Scott, R-FL) S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. (Rick Scott, R-FL) S.2134 - A bill to amend the Federal Crop Insurance Act to require research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Alex Padilla, D-CA) H.R.4686 - To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Anna Paulina Luna, R-FL-13) Senate Version: S.2852 - A bill to establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Rick Scott, R-FL) H.R.4762 - To amend title 49, United States Code, to extend the non-premium war risk insurance program. (Rudy Yakym, R-IN-2) S.2391 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.4888 - To require certain insurance companies to disclose investments and underwriting that relate to coal mining and oil and gas extraction and fossil fuel extraction, and for other purposes. (Adam Schiff, D-CA-30) S.2458 - A bill to amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Amy Klobuchar, D-MN) S.2523 - A bill to amend the Federal Crop Insurance Act to require certain membership on the Board of Directors of the Federal Crop Insurance Corporation. (Tommy Tuberville, R-AL) S.2541 - A bill to amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to conduct research and development on the inclusion of certain oilseed crops in double cropping policies, and for other purposes. (Tommy Tuberville, R-AL) S.2643 - A bill to amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Ben Ray Lujan, D-NM) H.R.5535 - Insurance Data Protection Act (Scott Fitzgerald, R-WI-5) Senate Version: S.3349 - A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. (Katie Britt, R-AL) H.R.5828 - To reauthorize the National Flood Insurance Program. (Andrew Garbarino, R-NY-2) H.R.5843 - To temporarily extend the National Flood Insurance Program. (Clay Higgins, R-LA-3) S.2968 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.5992 - To amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Josh Harder, D-CA-9) H.R.6082 - To amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (Andrew Garbarino, R-NY-2) Senate Version: S.3153 - A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.6186 - To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. (Scott Franklin, R-FL-18) H.R.6304 - To increase coverage under the National Flood Insurance Program for costs of compliance, and for other purposes. (Nick LaLota, R-NY-1) S.3253 - A bill to amend the Federal Crop Insurance Act to require research and development on frost or cold weather insurance, and for other purposes. (Marco Rubio, R-FL) S.3270 - A bill to amend the Federal Crop Insurance Reform and Department of Agriculture Reorganization Act of 1994 to establish a budgetary Tribal Government consultation process at the Department of Agriculture, and for other purposes. (Mike Rounds, R-SD) H.R.6944 - To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. (Adam Schiff, D-CA-30) H.R.7000 - To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Bryan Steil, R-WI-1) Senate Version: S.3592 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Tim Scott, R-SC) S.3650 - A bill to amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes. (Marco Rubio, R-FL) H.R.7462 - To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Maxine Waters, D-CA-43) H.R.7537 - To provide for the disclosure and sharing of certain policy and claims information under the National Flood Insurance Program, and for other purposes. (Madeleine Dean, D-PA-4) S.4081 - A bill to amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (John Hoeven, R-ND) House Version: H.R.8350 - To amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (Brad Finstad, R-MN-1) S.4143 - A bill to amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Rick Scott, R-FL) House Version: H.R.8102 - To amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Byron Donalds, R-FL-19) H.R.8637 - To make protection against damage and loss resulting from the erosion and undermining of shorelines available under the National Flood Insurance Program, and for other purposes. (Greg Murphy, R-NC-3) S.4740 - A bill to amend the Internal Revenue Code of 1986 to exclude debt held by certain insurance companies from capital assets. (Thom Tillis, R-NC) S.4772 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) S.4934 - A bill to amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. (Rick Scott, R-FL) House Version: H.R.9411 - To amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. (Gus Bilirakis, R-FL-12) S.4969 - A bill to require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Martin Heinrich, D-NM) H.R.9414 - To require the Administrator of the Federal Emergency Management Agency to establish a community-based flood insurance pilot program, and for other purposes. (Andrew Garbarino, R-NY-12) H.R.9726 - To require the Administrator of the Federal Emergency Management Agency to develop a flood insurance information tool, and for other purposes. (Matt Cartwright, D-PA-8) S.5104 - A bill to amend the Federal Crop Insurance Act to reduce Federal spending on crop insurance, and for other purposes. (Jeanne Shaheen, D-NH)

Advocated before Senate, House, and federal agencies for the interests of independent insurance agents selling flood insurance policies, including but not limited to National Flood Insurance Program (NFIP) policies; supported the reauthorization of the NFIP; expressed concern with a FEMA proposal to provide direct-to-consumer (D2C) online sales of NFIP policies; expressed concern about proposed FEMA guidance for sale and service of NFIP policies during future lapses in NFIP's Congressional authority (Appendix L of draft April 1, 2024 Flood Manual); discussed with FEMA enforcement of requirement that each NFIP policy have both agent and agency NPNs to be associated with them; Supported continuous coverage for NFIP policies; supported H.R. 900, the Continuous Coverage for Flood Insurance Act; supported a Cannabis Safe Harbor for insurance agents; H.R. 2984/S. 1359, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1323/H.R. 2891, the Secure And Fair Enforcement (SAFE) Banking Act; supported the repeal or reform of the Federal Insurance Office, including H.R. 2933, the Federal Insurance Office Elimination Act and S. 1694, Federal Insurance Office Abolishment Act; the National Flood Insurance Program Reauthorization (NFIP Re) Act of 2023; Supported H.R. 5535/S. 3349, the Insurance Data Protection Act; Supported S.2860, the Secure and Fair Enforcement Regulation (SAFER) Banking Act; advocated for provisions related to the FIO in H.R. 8773, Financial Services and General Government Appropriations Act, 2025; supported carveout for insurance industry in data privacy legislation, H.R.8818, the American Privacy Rights Act of 2024; extension of the National Flood Insurance Program in H.R.9747 - Continuing Appropriations and Extensions Act, 2025; supported S. 4772, the NFIP Extension Act of 2024.

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act H.R.6304 - Increased Cost of Compliance Modernization Act of 2003 H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024 H.R. 4366 Consolidated Appropriations Act, 2024 S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 S.2968 - National Flood Insurance Program Extension through 2023 Act Discussions with the House of Representatives, Senate and White House to extend the National Flood Insurance Program. Discussions with the Senate Banking Committee on flood insurance reform. Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives, the Senate and Department of Labor about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance, flood maps, and disaster mitigation. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures. Communications with the Department of Labor opposing their proposal to rescind the 2018 Association Health Plans (AHP) rule. Communications with the House of Representatives supporting the HR 7849 Disaster Resiliency and Coverage Act. Discussions with National Oceanic and Atmospheric Administration on flood mapping and disaster intelligence.

H.R. 900 Flood Insurance Coverage S. 601 Flood Insurance Coverage S. 602 Flood Mapping H.R. 1306 Flood Mitigation H.R. 1307 Flood Insurance Coverage H.R. 1308 Flood Mapping H.R. 1309 Flood Insurance Coverage H.R. 1392 National Flood Insurance Program Extension S. 721 Flood Insurance Coverage **Issues lobbied without specific bill number: Crop Insurance and Wildfire **Issues lobbied without specific bill number: National Flood Insurance Program **Issues lobbied without specific bill number: Implementation of Risk-Rating 2.0 **Issues lobbied without specific bill number: SAFE Banking Act **Issues lobbied without specific bill number: Business of Insurance **Issues lobbied without specific bill number: Credit-based Insurance Underwriting S. 1039 National Flood Insurance Program H.R. 2568 National Flood Insurance Program H.R. 2891 SAFE Banking S. 1323 SAFE Banking S. 1359 Insurance for Cannabis Businesses S. 1417 National Flood Insurance Program H.R. 2984 Insurance for Cannabis Businesses H.R. 3880 Auto Insurance S. 2108 National Flood Insurance Program S. 2109 National Flood Insurance Program S. 2110 National Flood Insurance Program S. 2142 National Flood Insurance Program H.R. 4349 National Flood Insurance Program **Issues lobbied without specific bill number: FAA Reauthorization **Issues lobbied without specific bill number: Farm Bill Reauthorization H.R. 4686 National Flood Insurance Program S. 2391 National Flood Insurance Program Reauthorization H.R. 5535 Insurance Data Protection S. 2852 National Flood Insurance Program S. 2968 National Flood Insurance Program Reauthorization H.R. 5828 National Flood Insurance Program Reauthorization H.R. 5843 National Flood Insurance Program Reauthorization S. 2928 Surety Bonds for Water Infrastructure Projects S. 2860 SAFER Banking **Issues lobbied without specific bill number: Cyber Insurance S. 3153 National Flood Insurance Program H.R. 6082 National Flood Insurance Program H.R. 6304 National Flood Insurance Program H.R. 6365 Hindering Illegal Oil Shipments S. 3349 FIO Data Call S. 1939 FAA Reauthorization H.R. 3935 FAA Reauthorization **Issues lobbied without specific bill number: CFPB Insurance Exclusion **Issues lobbied without specific bill number: Diversity, Equity, and Inclusion H.R. 6944 Insurance Regulation S. 3592 Insurance Regulation H.R. 7000 Insurance Regulation S. 3650 Flood Mapping for the National Flood Insurance Program H.R. 7310 National Flood Insurance Program H.R. 7353 Ukraine War Risk Insurance H.R. 7462 Wildfire Insurance Coverage Study H.R. 7537 National Flood Insurance Program S. 4143 Deductions for the National Flood Insurance Program H.R. 8637 National Flood Insurance Program **Issues lobbied without specific bill number: Insurance Requirements for GSE Loans H.R. 9809 National Flood Insurance Program S. 5199 National Flood Insurance Program Reauthorization H.R. 9726 National Flood Insurance Program Information Tool H.R. 9618 Federal Insurance Office Auto Insurance Study S. 4772 National Flood Insurance Reauthorization

H.R.274 - To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. (Sheila Jackson Lee, D-TX-18) H.R.385 - To ban the imposition of any State or local liability insurance, tax, or user fee requirement for firearm or ammunition ownership or commerce. (Ronny Jackson, R-TX-13) H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. (Kathy Castor, D-FL-14) H.R.1306 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1308 - To allow communities to develop alternative flood insurance rate maps, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1392 - To reauthorize the National Flood Insurance Program through December 31, 2024. (Warren Davidson, R-OH-8) H.R.1540 - To establish a means-tested assistance program for national flood insurance program policyholders, and for other purposes. (Matt Cartwright, D-PA-8) H.R.1545 - To amend the Internal Revenue Code of 1986 to exclude from gross income certain income from providing real propoerty insurance following certain federally declared disasters. (Clay Higgins, R-LA-3) S.601 - A bill to amend the National Flood Insurance Act of 1968 to modify the amount by which the chargeable risk premium rate for flood insurance under that Act may be increased in any year. (John Kennedy, R-LA) S.602 - A bill to require the Administrator of the Federal Emergency Management Agency to take certain actions relating to the National Flood Insurance Program. and for other purposes. (John Kennedy, R-LA) S.795 - A bill to amend the Federal Crop Insurance Act to improve education and risk management assistance, and for other purposes. (Chris Murphy, D-CT) S.721 - A bill to permit policyholders under the National Flood Insurance Program to elect to have previous premium rates remain in effect until the Administrator of the Federal Emergency Management Agency satisfies certain conditions, and for other purposes. (Cindy Hyde-Smith, R-MS) S.1039 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.2458 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish an emergency preparedness grant program for higher education institutions, and for other purposes. (Troy Carter, D-LA-2) H.R.2538 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. (Mark Takano, D-CA-39) H.R.2542 - To preclude absolute liability in any action against a property owner or contractor for projects receiving Federal financial assistance for infrastructure and transportation development, and for other purposes. (Brandon Williams, R-NY-22) H.R.2568 - To provide for improvements to National Flood Insurance Program rate maps, and for other purposes. (Alex Mooney, R-WV-2) H.R.2933 - To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ben Cline, R-VA-6) Senate Version: S.1694 - A bill to abolish the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ted Cruz, R-TX) H.R.2984 - To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Nydia Velazquez, D-NY-7) Senate Version: S.1359 - A bill to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Bob Menendez, D-NJ) H.R.3014 - To amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes. (Darin LaHood, R-IL-16) S.1417 - A bill to amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repeatedly damaged by floods, and for other purposes. (Tim Scott, R-SC) S.1427 - A bill to exempt certain entities from liability under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 with respect to releases of perfluoroalkyl and polyfluoroalkyl substances, and for other purposes. (Cynthia Lummis, R-WY) S.1539 - A bill to amend the Federal Crop Insurance Act and the Federal Agriculture Improvement and Reform Act of 1996 to make the native sod provisions applicable to the United States and to modify those provisions, and for other purposes. (John Thune, R-SD) H.R.3210 - To amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (Jodey Arrington, R-TX-19) Senate Version: S.1559 - A bill to amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (John Barrasso, R-WY) S.1690 - A bill to amend the Federal Crop Insurance Act to establish a Good Steward Cover Crop program, and for other purposes. (Sherrod Brown, D-OH) H.R.3815 - To amend the Federal Crop Insurance Act to require the research and development of a policy to insure the production of mushrooms. (Chrissy Houlahan, D-PA-6) H.R.3880 - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. (Bonnie Watson Coleman, D-NJ-12) H.R.3904 - To amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Randy Feenstra, R-IA-4) S.1787 - A bill to amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules. (Bob Menendez, D-NJ) H.R.3997 - To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (Federica Wilson, D-FL-24) S.2035 - A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 to make additional coverage under the Noninsured Crop Disaster Assistance Program available for crops and grasses used for grazing, and for other purposes. (Mike Rounds, R-SD) H.R.4308 - To amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to carry out research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Mike Thompson, D-CA-4) H.R.4349 - To reauthorize the National Flood Insurance Program, and for other purposes. (Frank Pallone, D-NJ-6) Senate Version: S.2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. (Bob Menendez, D-NJ) S.2104 - A bill to amend the Federal Crop Insurance Act to allow for the separation of enterprise units by continuous and fallow cropping systems. (Roger Marshall, R-KS) S.2108 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. (Rick Scott, R-FL) S.2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. (Rick Scott, R-FL) S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. (Rick Scott, R-FL) S.2134 - A bill to amend the Federal Crop Insurance Act to require research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Alex Padilla, D-CA) H.R.4686 - To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Anna Paulina Luna, R-FL-13) Senate Version: S.2852 - A bill to establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Rick Scott, R-FL) H.R.4762 - To amend title 49, United States Code, to extend the non-premium war risk insurance program. (Rudy Yakym, R-IN-2) S.2391 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.4888 - To require certain insurance companies to disclose investments and underwriting that relate to coal mining and oil and gas extraction and fossil fuel extraction, and for other purposes. (Adam Schiff, D-CA-30) S.2458 - A bill to amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Amy Klobuchar, D-MN) S.2523 - A bill to amend the Federal Crop Insurance Act to require certain membership on the Board of Directors of the Federal Crop Insurance Corporation. (Tommy Tuberville, R-AL) S.2541 - A bill to amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to conduct research and development on the inclusion of certain oilseed crops in double cropping policies, and for other purposes. (Tommy Tuberville, R-AL) S.2643 - A bill to amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Ben Ray Lujan, D-NM) H.R.5535 - Insurance Data Protection Act (Scott Fitzgerald, R-WI-5) Senate Version: S.3349 - A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. (Katie Britt, R-AL) H.R.5828 - To reauthorize the National Flood Insurance Program. (Andrew Garbarino, R-NY-2) H.R.5843 - To temporarily extend the National Flood Insurance Program. (Clay Higgins, R-LA-3) S.2968 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.5992 - To amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Josh Harder, D-CA-9) H.R.6082 - To amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (Andrew Garbarino, R-NY-2) Senate Version: S.3153 - A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.6186 - To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. (Scott Franklin, R-FL-18) H.R.6304 - To increase coverage under the National Flood Insurance Program for costs of compliance, and for other purposes. (Nick LaLota, R-NY-1) S.3253 - A bill to amend the Federal Crop Insurance Act to require research and development on frost or cold weather insurance, and for other purposes. (Marco Rubio, R-FL) S.3270 - A bill to amend the Federal Crop Insurance Reform and Department of Agriculture Reorganization Act of 1994 to establish a budgetary Tribal Government consultation process at the Department of Agriculture, and for other purposes. (Mike Rounds, R-SD) H.R.6944 - To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. (Adam Schiff, D-CA-30) H.R.7000 - To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Bryan Steil, R-WI-1) Senate Version: S.3592 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Tim Scott, R-SC) S.3650 - A bill to amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes. (Marco Rubio, R-FL) H.R.7462 - To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Maxine Waters, D-CA-43) H.R.7537 - To provide for the disclosure and sharing of certain policy and claims information under the National Flood Insurance Program, and for other purposes. (Madeleine Dean, D-PA-4) S.4081 - A bill to amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (John Hoeven, R-ND) House Version: H.R.8350 - To amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (Brad Finstad, R-MN-1) S.4143 - A bill to amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Rick Scott, R-FL) House Version: H.R.8102 - To amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Byron Donalds, R-FL-19) H.R.8637 - To make protection against damage and loss resulting from the erosion and undermining of shorelines available under the National Flood Insurance Program, and for other purposes. (Greg Murphy, R-NC-3) S.4740 - A bill to amend the Internal Revenue Code of 1986 to exclude debt held by certain insurance companies from capital assets. (Thom Tillis, R-NC) S.4772 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) S.4934 - A bill to amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. (Rick Scott, R-FL) House Version: H.R.9411 - To amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums. (Gus Bilirakis, R-FL-12) S.4969 - A bill to require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Martin Heinrich, D-NM) H.R.9414 - To require the Administrator of the Federal Emergency Management Agency to establish a community-based flood insurance pilot program, and for other purposes. (Andrew Garbarino, R-NY-12) H.R.9726 - To require the Administrator of the Federal Emergency Management Agency to develop a flood insurance information tool, and for other purposes. (Matt Cartwright, D-PA-8) S.5104 - A bill to amend the Federal Crop Insurance Act to reduce Federal spending on crop insurance, and for other purposes. (Jeanne Shaheen, D-NH)

H.R. 900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306 - Taxpayer Exposure Mitigation Act H.R. 1392 - National Flood Insurance Program Extension Act of 2023 H.R. 1540 - National Flood Insurance Program Affordability Act of 2023 H.R. 3525 - Natural Disaster Risk Reinsurance Program Act of 2023 H.R. 4349 - To reauthorize the National Flood Insurance Program, and for other purposes. H.R. 4686 - Flood Insurance Affordability Act H.R. 5473 - Promoting Resilient Buildings Act of 2023 H.R. 5828 - NFIP Extension Act of 2023 H.R. 5843 - To temporarily extend the National Flood Insurance Program H.R. 5490 - Bolstering Ecosystems Against Coastal Harm Act H.R. 6311 - National Coordination on Adaptation and Resilience for Security (NCARS) Act of 2023 H.R. 6944 - Incorporating National Support for Unprecedented Risks and Emergencies (INSURE) Act H.R. 7462 - Wildfire Insurance Coverage Study Act of 2023 H.R. 7849 - Disaster Resiliency and Coverage Act of 2024 H.R. 8790 - Fix Our Forests Act H.R.9375 - Earthquake Resilience Act H.R. ___ - National Earthquake Hazards Reduction Program reauthorization H.R. 9723 - National Windstorm Impact Reduction Program reauthorization S. 601 - Flood Insurance Affordability Act S. 602 - Risk Rating 2.0 Transparency Act S. 721 - Flood Insurance Pricing Transparency Act S. 1417 - Repeatedly Flooded Communities Preparation Act S. 2108 - Flood Insurance Transparency Act S. 2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S. 2110 - Flood Insurance Consumer Choice Act S. 2142 - National Flood Insurance Program Reauthorization and Reform Act of 2023 S. 2391 - NFIP Extension Act of 2023 S. 2958 - Strengthening Coastal Communities Act of 2023 S. 2968 - NFIP Extension through 2023 Act S. 3261 - National Coordination on Adaptation and Resilience for Security Act of 2023 S. 3606 - National Earthquake Hazards Reduction Program Reauthorization Act of 2024 S. 4772 - NFIP Extension Act of 2024 S.5199 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. S. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act S. ___ - National Windstorm Impact Reduction Program reauthorization Climate change legislation Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation

H.R. 900 Flood Insurance Coverage S. 601 Flood Insurance Coverage S. 602 Flood Mapping H.R. 1306 Flood Mitigation H.R. 1307 Flood Insurance Coverage H.R. 1308 Flood Mapping H.R. 1309 Flood Insurance Coverage H.R. 1392 National Flood Insurance Program Extension S. 721 Flood Insurance Coverage **Issues lobbied without specific bill number: Crop Insurance and Wildfire **Issues lobbied without specific bill number: National Flood Insurance Program **Issues lobbied without specific bill number: Implementation of Risk-Rating 2.0 **Issues lobbied without specific bill number: Business of Insurance **Issues lobbied without specific bill number: Credit-based Insurance Underwriting S. 1039 National Flood Insurance Program H.R. 2568 National Flood Insurance Program S. 1417 National Flood Insurance Program H.R. 2984 Insurance for Cannabis Businesses H.R. 3880 Auto Insurance S. 2108 National Flood Insurance Program S. 2109 National Flood Insurance Program S. 2110 National Flood Insurance Program S. 2142 National Flood Insurance Program H.R. 4349 National Flood Insurance Program **Issues lobbied without specific bill number: FAA Reauthorization **Issues lobbied without specific bill number: Farm Bill Reauthorization H.R. 4686 National Flood Insurance Program S. 2391 National Flood Insurance Program Reauthorization H.R. 5535 Insurance Data Protection S. 2852 National Flood Insurance Program S. 2968 National Flood Insurance Program Reauthorization H.R. 5828 National Flood Insurance Program Reauthorization H.R. 5843 National Flood Insurance Program Reauthorization S. 2928 Surety Bonds for Water Infrastructure Projects **Issues lobbied without specific bill number: Cyber Insurance S. 3153 National Flood Insurance Program H.R. 6082 National Flood Insurance Program H.R. 6304 National Flood Insurance Program S. 3349 FIO Data Call S. 1939 FAA Reauthorization H.R. 3935 FAA Reauthorization **Issues lobbied without specific bill number: CFPB Insurance Exclusion H.R. 6944 Insurance Regulation S. 3592 Insurance Regulation H.R. 7000 Insurance Regulation S. 3650 Flood Mapping for the National Flood Insurance Program H.R. 7310 National Flood Insurance Program H.R. 7462 Wildfire Insurance Coverage Study H.R. 7537 National Flood Insurance Program

Reauthorization of the NFIP (generally) HR 900 - NFIP Continuous Coverage Legislation (all provisions) S.602 - Risk Rating 2.0 Transparency Act S.1323/HR.2891 - SAFE Banking Act of 2023 (insurance provisions) HR.2933 - Federal Insurance Office Elimination Act HR.1392 - National Flood Insurance Program Extension Act of 2023 HR.3525 - Natural Disaster Risk Reinsurance Program Act of 2023 S.2142/HR.4349 - National Flood Insurance Program Reauthorization and Reform Act of 2023 H.R.5828 - NFIP Extension Act of 2023 S.2968 - NFIP Extension through 2023 Act HR.6944 - Insure Act HR.7000/S.3592 - Business of Insurance Regulatory Reform Act of 2024 FHFA Property Insurance Requirements for GSEs

Client expense: $200,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

H.R. 550: To direct the Administrator of the National Oceanic and Atmospheric Administration to maintain a program that improves wildfire forecasting and detection, and for other purposes H.R. 900: To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306: Taxpayer Exposure Mitigation Act H.R. 1307: To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. H.R. 1308: Community Mapping Act H.R. 1392: National Flood Insurance Extension Act H.R.1392 - National Flood Insurance Program Extension Act of 2023 S. 602: Risk Rating 2.0 Transparency Act S. 721: Homeowner Flood Insurance Transparency Act S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. S. 513: Insure Cybersecurity Act of 2023 Policy related to the Business Continuity Protection Program (BCPP)

Client expense: $610,000 · Firm income: Not reported

H.R. 900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306 - Taxpayer Exposure Mitigation Act. H.R. 1392 - National Flood Insurance Program Extension Act of 2023. H.R. 1540 - National Flood Insurance Program Affordability Act of 2023. H.R. 3525 - Natural Disaster Risk Reinsurance Program Act of 2023. H.R. 4349 - To reauthorize the National Flood Insurance Program, and for other purposes. H.R. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act. S. 601 - Flood Insurance Affordability Act. S. 602 - Risk Rating 2.0 Transparency Act. S. 721 - Flood Insurance Pricing Transparency Act. S. 1417 - Repeatedly Flooded Communities Preparation Act. S. 2108 - Flood Insurance Transparency Act. S. 2110 - Flood Insurance Consumer Choice Act. S. 2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. S. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act. Disaster mitigation legislation. NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation. H.R. 4686, Flood Insurance Affordability Act. H.R. 5828, NFIP Extension Act of 2023. H.R. 6944 - Incorporating National Support for Unprecedented Risks and Emergency (INSURE) Act. H.R. 7462 - Wildfire Insurance Coverage Study Act of 2023. H.R. 7849 - Disaster Resiliency and Coverage Act of 2024.

Client expense: Not reported · Firm income: $40,000

Advocated before Senate, House, and federal agencies for the interests of independent insurance agents selling flood insurance policies, including but not limited to National Flood Insurance Program (NFIP) policies; supported the reauthorization of the NFIP; expressed concern with a FEMA proposal to provide direct-to-consumer (D2C) online sales of NFIP policies; expressed concern about proposed FEMA guidance for sale and service of NFIP policies during future lapses in NFIP's Congressional authority (Appendix L of draft April 1, 2024 Flood Manual); discussed with FEMA enforcement of requirement that each NFIP policy have both agent and agency NPNs to be associated with them; Supported continuous coverage for NFIP policies; supported H.R. 900, the Continuous Coverage for Flood Insurance Act; supported a Cannabis Safe Harbor for insurance agents; H.R. 2984/S. 1359, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1323/H.R. 2891, the Secure And Fair Enforcement (SAFE) Banking Act; supported the repeal or reform of the Federal Insurance Office, including H.R. 2933, the Federal Insurance Office Elimination Act and S. 1694, Federal Insurance Office Abolishment Act; the National Flood Insurance Program Reauthorization (NFIP Re) Act of 2023; Supported H.R. 5535/S. 3349, the Insurance Data Protection Act; Supported S.2860, the Secure and Fair Enforcement Regulation (SAFER) Banking Act; advocated for provisions related to the FIO in H.R. 8773, Financial Services and General Government Appropriations Act, 2025; supported carveout for insurance industry in data privacy legislation, H.R.8818, the American Privacy Rights Act of 2024; extension of the National Flood Insurance Program in H.R.9747 - Continuing Appropriations and Extensions Act, 2025; supported S. 4772, the NFIP Extension Act of 2024.

H.R.274 - To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. (Sheila Jackson Lee, D-TX-18) H.R.385 - To ban the imposition of any State or local liability insurance, tax, or user fee requirement for firearm or ammunition ownership or commerce. (Ronny Jackson, R-TX-13) H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. (Kathy Castor, D-FL-14) H.R.1306 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1308 - To allow communities to develop alternative flood insurance rate maps, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1392 - To reauthorize the National Flood Insurance Program through December 31, 2024. (Warren Davidson, R-OH-8) H.R.1540 - To establish a means-tested assistance program for national flood insurance program policyholders, and for other purposes. (Matt Cartwright, D-PA-8) H.R.1545 - To amend the Internal Revenue Code of 1986 to exclude from gross income certain income from providing real propoerty insurance following certain federally declared disasters. (Clay Higgins, R-LA-3) S.601 - A bill to amend the National Flood Insurance Act of 1968 to modify the amount by which the chargeable risk premium rate for flood insurance under that Act may be increased in any year. (John Kennedy, R-LA) S.602 - A bill to require the Administrator of the Federal Emergency Management Agency to take certain actions relating to the National Flood Insurance Program. and for other purposes. (John Kennedy, R-LA) S.795 - A bill to amend the Federal Crop Insurance Act to improve education and risk management assistance, and for other purposes. (Chris Murphy, D-CT) S.721 - A bill to permit policyholders under the National Flood Insurance Program to elect to have previous premium rates remain in effect until the Administrator of the Federal Emergency Management Agency satisfies certain conditions, and for other purposes. (Cindy Hyde-Smith, R-MS) S.1039 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.2458 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish an emergency preparedness grant program for higher education institutions, and for other purposes. (Troy Carter, D-LA-2) H.R.2538 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. (Mark Takano, D-CA-39) H.R.2542 - To preclude absolute liability in any action against a property owner or contractor for projects receiving Federal financial assistance for infrastructure and transportation development, and for other purposes. (Brandon Williams, R-NY-22) H.R.2568 - To provide for improvements to National Flood Insurance Program rate maps, and for other purposes. (Alex Mooney, R-WV-2) H.R.2933 - To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ben Cline, R-VA-6) Senate Version: S.1694 - A bill to abolish the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ted Cruz, R-TX) H.R.2984 - To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Nydia Velazquez, D-NY-7) Senate Version: S.1359 - A bill to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Bob Menendez, D-NJ) H.R.3014 - To amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes. (Darin LaHood, R-IL-16) S.1417 - A bill to amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repeatedly damaged by floods, and for other purposes. (Tim Scott, R-SC) S.1427 - A bill to exempt certain entities from liability under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 with respect to releases of perfluoroalkyl and polyfluoroalkyl substances, and for other purposes. (Cynthia Lummis, R-WY) S.1539 - A bill to amend the Federal Crop Insurance Act and the Federal Agriculture Improvement and Reform Act of 1996 to make the native sod provisions applicable to the United States and to modify those provisions, and for other purposes. (John Thune, R-SD) H.R.3210 - To amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (Jodey Arrington, R-TX-19) Senate Version: S.1559 - A bill to amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (John Barrasso, R-WY) S.1690 - A bill to amend the Federal Crop Insurance Act to establish a Good Steward Cover Crop program, and for other purposes. (Sherrod Brown, D-OH) H.R.3815 - To amend the Federal Crop Insurance Act to require the research and development of a policy to insure the production of mushrooms. (Chrissy Houlahan, D-PA-6) H.R.3880 - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. (Bonnie Watson Coleman, D-NJ-12) H.R.3904 - To amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Randy Feenstra, R-IA-4) S.1787 - A bill to amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules. (Bob Menendez, D-NJ) H.R.3997 - To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (Federica Wilson, D-FL-24) S.2035 - A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 to make additional coverage under the Noninsured Crop Disaster Assistance Program available for crops and grasses used for grazing, and for other purposes. (Mike Rounds, R-SD) H.R.4308 - To amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to carry out research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Mike Thompson, D-CA-4) H.R.4349 - To reauthorize the National Flood Insurance Program, and for other purposes. (Frank Pallone, D-NJ-6) Senate Version: S.2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. (Bob Menendez, D-NJ) S.2104 - A bill to amend the Federal Crop Insurance Act to allow for the separation of enterprise units by continuous and fallow cropping systems. (Roger Marshall, R-KS) S.2108 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. (Rick Scott, R-FL) S.2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. (Rick Scott, R-FL) S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. (Rick Scott, R-FL) S.2134 - A bill to amend the Federal Crop Insurance Act to require research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Alex Padilla, D-CA) H.R.4686 - To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Anna Paulina Luna, R-FL-13) Senate Version: S.2852 - A bill to establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Rick Scott, R-FL) H.R.4762 - To amend title 49, United States Code, to extend the non-premium war risk insurance program. (Rudy Yakym, R-IN-2) S.2391 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.4888 - To require certain insurance companies to disclose investments and underwriting that relate to coal mining and oil and gas extraction and fossil fuel extraction, and for other purposes. (Adam Schiff, D-CA-30) S.2458 - A bill to amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Amy Klobuchar, D-MN) S.2523 - A bill to amend the Federal Crop Insurance Act to require certain membership on the Board of Directors of the Federal Crop Insurance Corporation. (Tommy Tuberville, R-AL) S.2541 - A bill to amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to conduct research and development on the inclusion of certain oilseed crops in double cropping policies, and for other purposes. (Tommy Tuberville, R-AL) S.2643 - A bill to amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Ben Ray Lujan, D-NM) H.R.5535 - Insurance Data Protection Act (Scott Fitzgerald, R-WI-5) Senate Version: S.3349 - A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. (Katie Britt, R-AL) H.R.5828 - To reauthorize the National Flood Insurance Program. (Andrew Garbarino, R-NY-2) H.R.5843 - To temporarily extend the National Flood Insurance Program. (Clay Higgins, R-LA-3) S.2968 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.5992 - To amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Josh Harder, D-CA-9) H.R.6082 - To amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (Andrew Garbarino, R-NY-2) Senate Version: S.3153 - A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.6186 - To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. (Scott Franklin, R-FL-18) H.R.6304 - To increase coverage under the National Flood Insurance Program for costs of compliance, and for other purposes. (Nick LaLota, R-NY-1) S.3253 - A bill to amend the Federal Crop Insurance Act to require research and development on frost or cold weather insurance, and for other purposes. (Marco Rubio, R-FL) S.3270 - A bill to amend the Federal Crop Insurance Reform and Department of Agriculture Reorganization Act of 1994 to establish a budgetary Tribal Government consultation process at the Department of Agriculture, and for other purposes. (Mike Rounds, R-SD) H.R.6944 - To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. (Adam Schiff, D-CA-30) H.R.7000 - To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Bryan Steil, R-WI-1) Senate Version: S.3592 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Tim Scott, R-SC) S.3650 - A bill to amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes. (Marco Rubio, R-FL) H.R.7462 - To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Maxine Waters, D-CA-43) H.R.7537 - To provide for the disclosure and sharing of certain policy and claims information under the National Flood Insurance Program, and for other purposes. (Madeleine Dean, D-PA-4) S.4081 - A bill to amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (John Hoeven, R-ND) House Version: H.R.8350 - To amend the Federal Crop Insurance Act to provide premium support for certain plans of insurance, and for other purposes. (Brad Finstad, R-MN-1) S.4143 - A bill to amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Rick Scott, R-FL) House Version: H.R.8102 - To amend the Internal Revenue Code of 1986 to provide an above-the-line deduction for flood insurance premiums. (Byron Donalds, R-FL-19) H.R.8637 - To make protection against damage and loss resulting from the erosion and undermining of shorelines available under the National Flood Insurance Program, and for other purposes. (Greg Murphy, R-NC-3)

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act H.R.6304 - Increased Cost of Compliance Modernization Act of 2003 H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024 H.R. 4366 Consolidated Appropriations Act, 2024 S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 S.2968 - National Flood Insurance Program Extension through 2023 Act Discussions with the House of Representatives, Senate and White House to extend the National Flood Insurance Program. Discussions with the Senate Banking Committee on flood insurance reform. Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives, the Senate and Department of Labor about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance and flood maps. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures. Communications with the Department of Labor opposing their proposal to rescind the 2018 Association Health Plans (AHP) rule. Communications with the House of Representatives supporting the HR 7849 Disaster Resiliency and Coverage Act.

H.R. 900 Flood Insurance Coverage S. 601 Flood Insurance Coverage S. 602 Flood Mapping H.R. 1306 Flood Mitigation H.R. 1307 Flood Insurance Coverage H.R. 1308 Flood Mapping H.R. 1309 Flood Insurance Coverage H.R. 1392 National Flood Insurance Program Extension S. 721 Flood Insurance Coverage **Issues lobbied without specific bill number: Crop Insurance and Wildfire **Issues lobbied without specific bill number: National Flood Insurance Program **Issues lobbied without specific bill number: Implementation of Risk-Rating 2.0 **Issues lobbied without specific bill number: SAFE Banking Act **Issues lobbied without specific bill number: Business of Insurance **Issues lobbied without specific bill number: Credit-based Insurance Underwriting S. 1039 National Flood Insurance Program H.R. 2568 National Flood Insurance Program H.R. 2891 SAFE Banking S. 1323 SAFE Banking S. 1359 Insurance for Cannabis Businesses S. 1417 National Flood Insurance Program H.R. 2984 Insurance for Cannabis Businesses H.R. 3880 Auto Insurance S. 2108 National Flood Insurance Program S. 2109 National Flood Insurance Program S. 2110 National Flood Insurance Program S. 2142 National Flood Insurance Program H.R. 4349 National Flood Insurance Program **Issues lobbied without specific bill number: FAA Reauthorization **Issues lobbied without specific bill number: Farm Bill Reauthorization H.R. 4686 National Flood Insurance Program S. 2391 National Flood Insurance Program Reauthorization H.R. 5535 Insurance Data Protection S. 2852 National Flood Insurance Program S. 2968 National Flood Insurance Program Reauthorization H.R. 5828 National Flood Insurance Program Reauthorization H.R. 5843 National Flood Insurance Program Reauthorization S. 2928 Surety Bonds for Water Infrastructure Projects S. 2860 SAFER Banking **Issues lobbied without specific bill number: Cyber Insurance S. 3153 National Flood Insurance Program H.R. 6082 National Flood Insurance Program H.R. 6304 National Flood Insurance Program H.R. 6365 Hindering Illegal Oil Shipments S. 3349 FIO Data Call S. 1939 FAA Reauthorization H.R. 3935 FAA Reauthorization **Issues lobbied without specific bill number: CFPB Insurance Exclusion **Issues lobbied without specific bill number: Diversity, Equity, and Inclusion H.R. 6944 Insurance Regulation S. 3592 Insurance Regulation H.R. 7000 Insurance Regulation S. 3650 Flood Mapping for the National Flood Insurance Program H.R. 7310 National Flood Insurance Program H.R. 7353 Ukraine War Risk Insurance H.R. 7462 Wildfire Insurance Coverage Study H.R. 7537 National Flood Insurance Program S. 4143 Deductions for the National Flood Insurance Program H.R. 8637 National Flood Insurance Program **Issues lobbied without specific bill number: Insurance Requirements for GSE Loans

Reauthorization of the NFIP (generally) HR 900- NFIP Continuous Coverage Legislation (all provisions) S.602 - Risk Rating 2.0 Transparency Act; S.1323/HR.2891 - SAFE Banking Act of 2023 (insurance provisions) HR.2933 - Federal Insurance Office Elimination Act; HR.1392 - National Flood Insurance Program Extension Act of 2023 HR.3525 - Natural Disaster Risk Reinsurance Program Act of 2023 HR.4070/S.1953 - Disaster Mitigation and Tax Parity Act of 2023 S.2142/HR.4349 - National Flood Insurance Program Reauthorization and Reform Act of 2023 H.R.5828 - NFIP Extension Act of 2023 S.2968 - NFIP Extension through 2023 Act HR.6944 - Insure Act HR.7000/S.3592 - Business of Insurance Regulatory Reform Act of 2024

Client expense: $240,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

H.R. 900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306 - Taxpayer Exposure Mitigation Act H.R. 1392 - National Flood Insurance Program Extension Act of 2023 H.R. 1540 - National Flood Insurance Program Affordability Act of 2023 H.R. 3525 - Natural Disaster Risk Reinsurance Program Act of 2023 H.R. 4349 - To reauthorize the National Flood Insurance Program, and for other purposes. H.R. 4686 - Flood Insurance Affordability Act H.R. 5473 - Promoting Resilient Buildings Act of 2023 H.R. 5828 - NFIP Extension Act of 2023 H.R. 5843 - To temporarily extend the National Flood Insurance Program H.R. 6311 - National Coordination on Adaptation and Resilience for Security Act of 2023 H.R. 6944 - Incorporating National Support for Unprecedented Risks and Emergencies (INSURE) Act H.R. 7462 - Wildfire Insurance Coverage Study Act of 2023 H.R. 7849 - Disaster Resiliency and Coverage Act of 2024 H.R. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act H.R. ___ - National Earthquake Hazards Reduction Program reauthorization H.R. ___ - National Windstorm Impact Reduction Program reauthorization S. 601 - Flood Insurance Affordability Act S. 602 - Risk Rating 2.0 Transparency Act S. 721 - Flood Insurance Pricing Transparency Act S. 1417 - Repeatedly Flooded Communities Preparation Act S. 2108 - Flood Insurance Transparency Act S. 2110 - Flood Insurance Consumer Choice Act S. 2142 - National Flood Insurance Program Reauthorization and Reform Act of 2023 S. 2391 - NFIP Extension Act of 2023 S. 2968 - NFIP Extension through 2023 Act S. 3261 - National Coordination on Adaptation and Resilience for Security Act of 2023 S. 3606 - National Earthquake Hazards Reduction Program Reauthorization Act of 2024 S. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act S. ___ - National Windstorm Impact Reduction Program reauthorization Climate change legislation Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation

H.R. 900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306 - Taxpayer Exposure Mitigation Act. H.R. 1392 - National Flood Insurance Program Extension Act of 2023. H.R. 1540 - National Flood Insurance Program Affordability Act of 2023. H.R. 3525 - Natural Disaster Risk Reinsurance Program Act of 2023. H.R. 4349 - To reauthorize the National Flood Insurance Program, and for other purposes. H.R. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act. S. 601 - Flood Insurance Affordability Act. S. 602 - Risk Rating 2.0 Transparency Act. S. 721 - Flood Insurance Pricing Transparency Act. S. 1417 - Repeatedly Flooded Communities Preparation Act. S. 2108 - Flood Insurance Transparency Act. S. 2110 - Flood Insurance Consumer Choice Act. S. 2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. S. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act. Disaster mitigation legislation. NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation. H.R. 4686, Flood Insurance Affordability Act. H.R. 5828, NFIP Extension Act of 2023. H.R. 6944 - Incorporating National Support for Unprecedented Risks and Emergency (INSURE) Act. H.R. 7462 - Wildfire Insurance Coverage Study Act of 2023. H.R. 7849 - Disaster Resiliency and Coverage Act of 2024.

Client expense: Not reported · Firm income: $40,000

H.R. 550: To direct the Administrator of the National Oceanic and Atmospheric Administration to maintain a program that improves wildfire forecasting and detection, and for other purposes H.R. 900: To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306: Taxpayer Exposure Mitigation Act H.R. 1307: To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. H.R. 1308: Community Mapping Act H.R. 1309: To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R. 1392: National Flood Insurance Extension Act H.R.1392 - National Flood Insurance Program Extension Act of 2023 S. 601: Flood Insurance Affordability Act S. 602: Risk Rating 2.0 Transparency Act S. 721: Homeowner Flood Insurance Transparency Act S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. S. 513: Insure Cybersecurity Act of 2023 Policy related to the Business Continuity Protection Program (BCPP)

Client expense: $420,000 · Firm income: Not reported

Advocated before Senate, House, and federal agencies for the interests of independent insurance agents selling flood insurance policies, including but not limited to National Flood Insurance Program (NFIP) policies; support the reauthorization of the NFIP; express concern with a FEMA proposal to provide direct-to-consumer (D2C) online sales of NFIP policies; express concern about proposed FEMA guidance for sale and service of NFIP policies during future lapses in NFIP's Congressional authority (Appendix L of draft April 1, 2024 Flood Manual); discussed with FEMA enforcement of requirement that each NFIP policy have both agent and agency NPNs to be associated with them; Support continuous coverage for NFIP policies; support H.R. 900, the Continuous Coverage for Flood Insurance Act; support a Cannabis Safe Harbor for insurance agents; H.R. 2984/S. 1359, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1323/H.R. 2891, the Secure And Fair Enforcement (SAFE) Banking Act; support the repeal or reform of the Federal Insurance Office, including H.R. 2933, the Federal Insurance Office Elimination Act and S. 1694, Federal Insurance Office Abolishment Act; the National Flood Insurance Program Reauthorization (NFIP Re) Act of 2023; Support H.R. 5535/S. 3349, the Insurance Data Protection Act; Support S.2860, the Secure and Fair Enforcement Regulation (SAFER) Banking Act; Commented on proposed regulatory changes to documents governing Standard Flood Insurance Policy (SFIP) issued through NFIP, including proposed new NFIP endorsements; advocated for provisions related to the FIO in H.R. 8773, Financial Services and General Government Appropriations Act, 2025; support carveout for insurance industry in data privacy legislation, H.R.8818, the American Privacy Rights Act of 2024.

H.R. 900 Flood Insurance Coverage S. 601 Flood Insurance Coverage S. 602 Flood Mapping H.R. 1306 Flood Mitigation H.R. 1307 Flood Insurance Coverage H.R. 1308 Flood Mapping H.R. 1309 Flood Insurance Coverage H.R. 1392 National Flood Insurance Program Extension S. 721 Flood Insurance Coverage **Issues lobbied without specific bill number: Crop Insurance and Wildfire **Issues lobbied without specific bill number: National Flood Insurance Program **Issues lobbied without specific bill number: Implementation of Risk-Rating 2.0 **Issues lobbied without specific bill number: Business of Insurance **Issues lobbied without specific bill number: Credit-based Insurance Underwriting S. 1039 National Flood Insurance Program H.R. 2568 National Flood Insurance Program S. 1417 National Flood Insurance Program H.R. 2984 Insurance for Cannabis Businesses H.R. 3880 Auto Insurance S. 2108 National Flood Insurance Program S. 2109 National Flood Insurance Program S. 2110 National Flood Insurance Program S. 2142 National Flood Insurance Program H.R. 4349 National Flood Insurance Program **Issues lobbied without specific bill number: FAA Reauthorization **Issues lobbied without specific bill number: Farm Bill Reauthorization H.R. 4686 National Flood Insurance Program S. 2391 National Flood Insurance Program Reauthorization H.R. 5535 Insurance Data Protection S. 2852 National Flood Insurance Program S. 2968 National Flood Insurance Program Reauthorization H.R. 5828 National Flood Insurance Program Reauthorization H.R. 5843 National Flood Insurance Program Reauthorization S. 2928 Surety Bonds for Water Infrastructure Projects **Issues lobbied without specific bill number: Cyber Insurance S. 3153 National Flood Insurance Program H.R. 6082 National Flood Insurance Program H.R. 6304 National Flood Insurance Program S. 3349 FIO Data Call S. 1939 FAA Reauthorization H.R. 3935 FAA Reauthorization **Issues lobbied without specific bill number: CFPB Insurance Exclusion H.R. 6944 Insurance Regulation S. 3592 Insurance Regulation H.R. 7000 Insurance Regulation S. 3650 Flood Mapping for the National Flood Insurance Program H.R. 7310 National Flood Insurance Program H.R. 7462 Wildfire Insurance Coverage Study H.R. 7537 National Flood Insurance Program

H.R. 900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306 - Taxpayer Exposure Mitigation Act. H.R. 1392 - National Flood Insurance Program Extension Act of 2023. H.R. 1540 - National Flood Insurance Program Affordability Act of 2023. H.R. 3525 - Natural Disaster Risk Reinsurance Program Act of 2023. H.R. 4349 - To reauthorize the National Flood Insurance Program, and for other purposes. H.R. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act. S. 601 - Flood Insurance Affordability Act. S. 602 - Risk Rating 2.0 Transparency Act. S. 721 - Flood Insurance Pricing Transparency Act. S. 1417 - Repeatedly Flooded Communities Preparation Act. S. 2108 - Flood Insurance Transparency Act. S. 2110 - Flood Insurance Consumer Choice Act. S. 2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. S. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act. Climate change legislation. Disaster mitigation legislation. NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation. H.R. 4686, Flood Insurance Affordability Act. H.R. 5828, NFIP Extension Act of 2023. H.R. 5843 - To temporarily extend the National Flood Insurance Program. H.R. 6944 - Incorporating National Support for Unprecedented Risks and Emergency (INSURE) Act. H.R. 7462 - Wildfire Insurance Coverage Study Act of 2023. H.R. 7849 - Disaster Resiliency and Coverage Act of 2024. S. 2391 - NFIP Extension Act of 2023. S. 2968 - NFIP Extension through 2023 Act.

Client expense: Not reported · Firm income: $40,000

H.R. 900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306 - Taxpayer Exposure Mitigation Act H.R. 1392 - National Flood Insurance Program Extension Act of 2023 H.R. 1540 - National Flood Insurance Program Affordability Act of 2023 H.R. 3525 - Natural Disaster Risk Reinsurance Program Act of 2023 H.R. 4349 - To reauthorize the National Flood Insurance Program, and for other purposes. H.R. 4686 - Flood Insurance Affordability Act H.R. 5473 - Promoting Resilient Buildings Act of 2023 H.R. 5828 - NFIP Extension Act of 2023 H.R. 5843 - To temporarily extend the National Flood Insurance Program H.R. 6944 - Incorporating National Support for Unprecedented Risks and Emergencies (INSURE) Act H.R. 7462 - Wildfire Insurance Coverage Study Act of 2023 H.R. 7849 - Disaster Resiliency and Coverage Act of 2024 H.R. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act H.R. ___ - National Earthquake Hazards Reduction Program reauthorization H.R. ___ - National Windstorm Impact Reduction Program reauthorization S. 601 - Flood Insurance Affordability Act S. 602 - Risk Rating 2.0 Transparency Act S. 721 - Flood Insurance Pricing Transparency Act S. 1417 - Repeatedly Flooded Communities Preparation Act S. 2108 - Flood Insurance Transparency Act S. 2110 - Flood Insurance Consumer Choice Act S. 2142 - National Flood Insurance Program Reauthorization and Reform Act of 2023 S. 2391 - NFIP Extension Act of 2023 S. 2968 - NFIP Extension through 2023 Act S. 3606 - National Earthquake Hazards Reduction Program Reauthorization Act of 2024 S. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act S. ___ - National Windstorm Impact Reduction Program reauthorization Climate change legislation Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act H.R.6304 - Increased Cost of Compliance Modernization Act of 2003 H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024 H.R. 4366 Consolidated Appropriations Act, 2024 S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 S.2968 - National Flood Insurance Program Extension through 2023 Act Discussions with the House of Representatives, Senate and White House to extend the National Flood Insurance Program. Discussions with the Senate Banking Committee on flood insurance reform. Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives, the Senate and Department of Labor about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance and flood maps. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures. Communications with the Department of Labor opposing their proposal to rescind the 2018 Association Health Plans (AHP) rule.

H.R.274 - To require a report by the Comptroller General of the United States on a national all-hazards disaster insurance program. (Sheila Jackson Lee, D-TX-18) H.R.385 - To ban the imposition of any State or local liability insurance, tax, or user fee requirement for firearm or ammunition ownership or commerce. (Ronny Jackson, R-TX-13) H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. (Kathy Castor, D-FL-14) H.R.1306 - To provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1308 - To allow communities to develop alternative flood insurance rate maps, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. (Blaine Luetkemeyer, R-MO-3) H.R.1392 - To reauthorize the National Flood Insurance Program through December 31, 2024. (Warren Davidson, R-OH-8) H.R.1540 - To establish a means-tested assistance program for national flood insurance program policyholders, and for other purposes. (Matt Cartwright, D-PA-8) H.R.1545 - To amend the Internal Revenue Code of 1986 to exclude from gross income certain income from providing real propoerty insurance following certain federally declared disasters. (Clay Higgins, R-LA-3) S.601 - A bill to amend the National Flood Insurance Act of 1968 to modify the amount by which the chargeable risk premium rate for flood insurance under that Act may be increased in any year. (John Kennedy, R-LA) S.602 - A bill to require the Administrator of the Federal Emergency Management Agency to take certain actions relating to the National Flood Insurance Program. and for other purposes. (John Kennedy, R-LA) S.795 - A bill to amend the Federal Crop Insurance Act to improve education and risk management assistance, and for other purposes. (Chris Murphy, D-CT) S.721 - A bill to permit policyholders under the National Flood Insurance Program to elect to have previous premium rates remain in effect until the Administrator of the Federal Emergency Management Agency satisfies certain conditions, and for other purposes. (Cindy Hyde-Smith, R-MS) S.1039 - A bill to authorize the Administrator of the Federal Emergency Management Agency to terminate certain contracts on the basis of detrimental conduct to the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.2458 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish an emergency preparedness grant program for higher education institutions, and for other purposes. (Troy Carter, D-LA-2) H.R.2538 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. (Mark Takano, D-CA-39) H.R.2542 - To preclude absolute liability in any action against a property owner or contractor for projects receiving Federal financial assistance for infrastructure and transportation development, and for other purposes. (Brandon Williams, R-NY-22) H.R.2568 - To provide for improvements to National Flood Insurance Program rate maps, and for other purposes. (Alex Mooney, R-WV-2) H.R.2933 - To eliminate the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ben Cline, R-VA-6) Senate Version: S.1694 - A bill to abolish the Federal Insurance Office of the Department of the Treasury, and for other purposes. (Ted Cruz, R-TX) H.R.2984 - To create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Nydia Velazquez, D-NY-7) Senate Version: S.1359 - A bill to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business, and for other purposes. (Bob Menendez, D-NJ) H.R.3014 - To amend the Internal Revenue Code of 1986 to establish a system for the taxation of catastrophic risk transfer companies to ensure sufficient capital to cover catastrophic insurance losses, and for other purposes. (Darin LaHood, R-IL-16) S.1417 - A bill to amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repeatedly damaged by floods, and for other purposes. (Tim Scott, R-SC) S.1427 - A bill to exempt certain entities from liability under the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 with respect to releases of perfluoroalkyl and polyfluoroalkyl substances, and for other purposes. (Cynthia Lummis, R-WY) S.1539 - A bill to amend the Federal Crop Insurance Act and the Federal Agriculture Improvement and Reform Act of 1996 to make the native sod provisions applicable to the United States and to modify those provisions, and for other purposes. (John Thune, R-SD) H.R.3210 - To amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (Jodey Arrington, R-TX-19) Senate Version: S.1559 - A bill to amend the Internal Revenue Code of 1986 to repeal the corporate alternative minimum tax. (John Barrasso, R-WY) S.1690 - A bill to amend the Federal Crop Insurance Act to establish a Good Steward Cover Crop program, and for other purposes. (Sherrod Brown, D-OH) H.R.3815 - To amend the Federal Crop Insurance Act to require the research and development of a policy to insure the production of mushrooms. (Chrissy Houlahan, D-PA-6) H.R.3880 - To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility. (Bonnie Watson Coleman, D-NJ-12) H.R.3904 - To amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Randy Feenstra, R-IA-4) S.1787 - A bill to amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the passive foreign investment company rules. (Bob Menendez, D-NJ) H.R.3997 - To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. (Federica Wilson, D-FL-24) S.2035 - A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 to make additional coverage under the Noninsured Crop Disaster Assistance Program available for crops and grasses used for grazing, and for other purposes. (Mike Rounds, R-SD) H.R.4308 - To amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to carry out research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Mike Thompson, D-CA-4) H.R.4349 - To reauthorize the National Flood Insurance Program, and for other purposes. (Frank Pallone, D-NJ-6) Senate Version: S.2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. (Bob Menendez, D-NJ) S.2104 - A bill to amend the Federal Crop Insurance Act to allow for the separation of enterprise units by continuous and fallow cropping systems. (Roger Marshall, R-KS) S.2108 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. (Rick Scott, R-FL) S.2109 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. (Rick Scott, R-FL) S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. (Rick Scott, R-FL) S.2134 - A bill to amend the Federal Crop Insurance Act to require research and development regarding a policy to insure wine grapes against losses due to smoke exposure, and for other purposes. (Alex Padilla, D-CA) H.R.4686 - To establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Anna Paulina Luna, R-FL-13) Senate Version: S.2852 - A bill to establish a grace period for nonpayment of premiums for flood insurance coverage under the national flood insurance program until the Administrator of the Federal Emergency Management Agency implements the option for monthly payment of such premiums, and for other purposes. (Rick Scott, R-FL) H.R.4762 - To amend title 49, United States Code, to extend the non-premium war risk insurance program. (Rudy Yakym, R-IN-2) S.2391 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.4888 - To require certain insurance companies to disclose investments and underwriting that relate to coal mining and oil and gas extraction and fossil fuel extraction, and for other purposes. (Adam Schiff, D-CA-30) S.2458 - A bill to amend the Federal Crop Insurance Act to promote crop insurance support for beginning farmers and ranchers, and for other purposes. (Amy Klobuchar, D-MN) S.2523 - A bill to amend the Federal Crop Insurance Act to require certain membership on the Board of Directors of the Federal Crop Insurance Corporation. (Tommy Tuberville, R-AL) S.2541 - A bill to amend the Federal Crop Insurance Act to require the Federal Crop Insurance Corporation to conduct research and development on the inclusion of certain oilseed crops in double cropping policies, and for other purposes. (Tommy Tuberville, R-AL) S.2643 - A bill to amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Ben Ray Lujan, D-NM) H.R.5535 - Insurance Data Protection Act (Scott Fitzgerald, R-WI-5) Senate Version: S.3349 - A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. (Katie Britt, R-AL) H.R.5828 - To reauthorize the National Flood Insurance Program. (Andrew Garbarino, R-NY-2) H.R.5843 - To temporarily extend the National Flood Insurance Program. (Clay Higgins, R-LA-3) S.2968 - A bill to reauthorize the National Flood Insurance Program. (John Kennedy, R-LA) H.R.5992 - To amend the Federal Crop Insurance Act to modify eligibility for prevented planting insurance under certain drought conditions, and for other purposes. (Josh Harder, D-CA-9) H.R.6082 - To amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (Andrew Garbarino, R-NY-2) Senate Version: S.3153 - A bill to amend the National Flood Insurance Act of 1968 to establish a pilot program to increase the allowable amounts of advance payments under the National Flood Insurance Program, and for other purposes. (John Kennedy, R-LA) H.R.6186 - To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. (Scott Franklin, R-FL-18) H.R.6304 - To increase coverage under the National Flood Insurance Program for costs of compliance, and for other purposes. (Nick LaLota, R-NY-1) S.3253 - A bill to amend the Federal Crop Insurance Act to require research and development on frost or cold weather insurance, and for other purposes. (Marco Rubio, R-FL) S.3270 - A bill to amend the Federal Crop Insurance Reform and Department of Agriculture Reorganization Act of 1994 to establish a budgetary Tribal Government consultation process at the Department of Agriculture, and for other purposes. (Mike Rounds, R-SD) H.R.6944 - To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes. (Adam Schiff, D-CA-30) H.R.7000 - To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Bryan Steil, R-WI-1) Senate Version: S.3592 - A bill to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes. (Tim Scott, R-SC) S.3650 - A bill to amend the Biggert-Waters Flood Insurance Reform Act of 2012 to improve mapping under the National Flood Insurance Program, and for other purposes. (Marco Rubio, R-FL) H.R.7462 - To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes. (Maxine Waters, D-CA-43) H.R.7537 - To provide for the disclosure and sharing of certain policy and claims information under the National Flood Insurance Program, and for other purposes. (Madeleine Dean, D-PA-4)

H.R. 900 Flood Insurance Coverage S. 601 Flood Insurance Coverage S. 602 Flood Mapping H.R. 1306 Flood Mitigation H.R. 1307 Flood Insurance Coverage H.R. 1308 Flood Mapping H.R. 1309 Flood Insurance Coverage H.R. 1392 National Flood Insurance Program Extension S. 721 Flood Insurance Coverage **Issues lobbied without specific bill number: Crop Insurance and Wildfire **Issues lobbied without specific bill number: National Flood Insurance Program **Issues lobbied without specific bill number: Implementation of Risk-Rating 2.0 **Issues lobbied without specific bill number: SAFE Banking Act **Issues lobbied without specific bill number: Business of Insurance **Issues lobbied without specific bill number: Credit-based Insurance Underwriting S. 1039 National Flood Insurance Program H.R. 2568 National Flood Insurance Program H.R. 2891 SAFE Banking S. 1323 SAFE Banking S. 1359 Insurance for Cannabis Businesses S. 1417 National Flood Insurance Program H.R. 2984 Insurance for Cannabis Businesses H.R. 3880 Auto Insurance S. 2108 National Flood Insurance Program S. 2109 National Flood Insurance Program S. 2110 National Flood Insurance Program S. 2142 National Flood Insurance Program H.R. 4349 National Flood Insurance Program **Issues lobbied without specific bill number: FAA Reauthorization **Issues lobbied without specific bill number: Farm Bill Reauthorization H.R. 4686 National Flood Insurance Program S. 2391 National Flood Insurance Program Reauthorization H.R. 5535 Insurance Data Protection S. 2852 National Flood Insurance Program S. 2968 National Flood Insurance Program Reauthorization H.R. 5828 National Flood Insurance Program Reauthorization H.R. 5843 National Flood Insurance Program Reauthorization S. 2928 Surety Bonds for Water Infrastructure Projects S. 2860 SAFER Banking **Issues lobbied without specific bill number: Cyber Insurance S. 3153 National Flood Insurance Program H.R. 6082 National Flood Insurance Program H.R. 6304 National Flood Insurance Program H.R. 6365 Hindering Illegal Oil Shipments S. 3349 FIO Data Call S. 1939 FAA Reauthorization H.R. 3935 FAA Reauthorization **Issues lobbied without specific bill number: CFPB Insurance Exclusion **Issues lobbied without specific bill number: Diversity, Equity, and Inclusion H.R. 6944 Insurance Regulation S. 3592 Insurance Regulation H.R. 7000 Insurance Regulation S. 3650 Flood Mapping for the National Flood Insurance Program H.R. 7310 National Flood Insurance Program H.R. 7353 Ukraine War Risk Insurance H.R. 7462 Wildfire Insurance Coverage Study H.R. 7537 National Flood Insurance Program

H.R. 900 Flood Insurance Coverage S. 601 Flood Insurance Coverage S. 602 Flood Mapping H.R. 1306 Flood Mitigation H.R. 1307 Flood Insurance Coverage H.R. 1308 Flood Mapping H.R. 1309 Flood Insurance Coverage H.R. 1392 National Flood Insurance Program Extension S. 721 Flood Insurance Coverage **Issues lobbied without specific bill number: National Flood Insurance Program **Issues lobbied without specific bill number: Implementation of Risk-Rating 2.0 **Issues lobbied without specific bill number: Business of Insurance **Issues lobbied without specific bill number: Credit-based Insurance Underwriting S. 1039 National Flood Insurance Program H.R. 2568 National Flood Insurance Program S. 1417 National Flood Insurance Program H.R. 2984 Insurance for Cannabis Businesses H.R. 3880 Auto Insurance S. 2108 National Flood Insurance Program S. 2109 National Flood Insurance Program S. 2110 National Flood Insurance Program S. 2142 National Flood Insurance Program H.R. 4349 National Flood Insurance Program **Issues lobbied without specific bill number: FAA Reauthorization **Issues lobbied without specific bill number: Farm Bill Reauthorization H.R. 4686 National Flood Insurance Program S. 2391 National Flood Insurance Program Reauthorization H.R. 5535 Insurance Data Protection S. 2852 National Flood Insurance Program S. 2968 National Flood Insurance Program Reauthorization H.R. 5828 National Flood Insurance Program Reauthorization H.R. 5843 National Flood Insurance Program Reauthorization S. 2928 Surety Bonds for Water Infrastructure Projects **Issues lobbied without specific bill number: Cyber Insurance S. 3153 National Flood Insurance Program H.R. 6082 National Flood Insurance Program H.R. 6304 National Flood Insurance Program S. 3349 FIO Data Call S. 1939 FAA Reauthorization H.R. 3935 FAA Reauthorization **Issues lobbied without specific bill number: CFPB Insurance Exclusion H.R. 6944 Insurance Regulation S. 3592 Insurance Regulation H.R. 7000 Insurance Regulation S. 3650 Flood Mapping for the National Flood Insurance Program H.R. 7310 National Flood Insurance Program H.R. 7462 Wildfire Insurance Coverage Study H.R. 7537 National Flood Insurance Program

H.R. 900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306 - Taxpayer Exposure Mitigation Act. H.R. 1392 - National Flood Insurance Program Extension Act of 2023. H.R. 1540 - National Flood Insurance Program Affordability Act of 2023. H.R. 3525 - Natural Disaster Risk Reinsurance Program Act of 2023. H.R. 4349 - To reauthorize the National Flood Insurance Program, and for other purposes. H.R. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act. H.R. ___ - Resilient AMERICA Act. S. 601 - Flood Insurance Affordability Act. S. 602 - Risk Rating 2.0 Transparency Act. S. 721 - Flood Insurance Pricing Transparency Act. S. 1417 - Repeatedly Flooded Communities Preparation Act. S. 2108 - Flood Insurance Transparency Act. S. 2110 - Flood Insurance Consumer Choice Act. S. 2142 - A bill to reauthorize the National Flood Insurance Program, and for other purposes. S. ___ - National Coordination on Adaptation and Resilience for Security (NCARS) Act. S. ___ - Resilient AMERICA Act. Climate change legislation. Disaster mitigation legislation. NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation.

Client expense: Not reported · Firm income: $40,000

H.R. 550: To direct the Administrator of the National Oceanic and Atmospheric Administration to maintain a program that improves wildfire forecasting and detection, and for other purposes H.R. 900: To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306: Taxpayer Exposure Mitigation Act H.R. 1307: To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. H.R. 1308: Community Mapping Act H.R. 1309: To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R. 1392: National Flood Insurance Extension Act H.R.1392 - National Flood Insurance Program Extension Act of 2023 S. 601: Flood Insurance Affordability Act S. 602: Risk Rating 2.0 Transparency Act S. 721: Homeowner Flood Insurance Transparency Act S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. S. 513: Insure Cybersecurity Act of 2023 Policy related to the Business Continuity Protection Program (BCPP) Tri-Agencies Rule on Short-Term, Limited Duration Insurance

Client expense: $700,000 · Firm income: Not reported

H.R. 550: To direct the Administrator of the National Oceanic and Atmospheric Administration to maintain a program that improves wildfire forecasting and detection, and for other purposes H.R. 900: To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306: Taxpayer Exposure Mitigation Act H.R. 1307: To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. H.R. 1308: Community Mapping Act H.R. 1309: To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R. 1392: National Flood Insurance Extension Act H.R.1392 - National Flood Insurance Program Extension Act of 2023 S. 601: Flood Insurance Affordability Act S. 602: Risk Rating 2.0 Transparency Act S. 721: Homeowner Flood Insurance Transparency Act S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. S. 513: Insure Cybersecurity Act of 2023 Policy related to the Business Continuity Protection Program (BCPP) Tri-Agencies Rule on Short-Term, Limited Duration Insurance

Client expense: $700,000 · Firm income: Not reported

Reauthorization of the NFIP (generally) HR 900- NFIP Continuous Coverage Legislation (all provisions) S.602 - Risk Rating 2.0 Transparency Act; S.1323/HR.2891 - SAFE Banking Act of 2023 (insurance provisions) HR.2933 - Federal Insurance Office Elimination Act; HR.1392 - National Flood Insurance Program Extension Act of 2023 HR.3525 - Natural Disaster Risk Reinsurance Program Act of 2023 HR.4070/S.1953 - Disaster Mitigation and Tax Parity Act of 2023 S.2142/HR.4349 - National Flood Insurance Program Reauthorization and Reform Act of 2023 H.R.5828 - NFIP Extension Act of 2023 S.2968 - NFIP Extension through 2023 Act HR.6944 - Insure Act HR.7000/S.3592 - Business of Insurance Regulatory Reform Act of 2024

Client expense: $230,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Advocated before Senate, House, and federal agencies for the interests of independent insurance agents selling flood insurance policies, including but not limited to National Flood Insurance Program (NFIP) policies; support the reauthorization of the NFIP; express concern with a FEMA proposal to provide direct-to-consumer (D2C) online sales of NFIP policies; express concern about proposed FEMA guidance for sale and service of NFIP policies during future lapses in NFIP's Congressional authority (Appendix L of proposed Flood Manual to be effective on April 1, 2024); addressed bulletin announcing enforcement of requirement that each NFIP policy have both agent and agency NPNs to be associated with them; Support continuous coverage for NFIP policies; support H.R. 900, the Continuous Coverage for Flood Insurance Act; support a Cannabis Safe Harbor for insurance agents; H.R. 2984/S. 1359, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act; S. 1323/H.R. 2891, the Secure And Fair Enforcement (SAFE) Banking Act; support the repeal or reform of the Federal Insurance Office, including H.R. 2933, the Federal Insurance Office Elimination Act and S. 1694, Federal Insurance Office Abolishment Act; the National Flood Insurance Program Reauthorization (NFIP Re) Act of 2023; Support H.R. 5535/S. 3349, the Insurance Data Protection Act; Support S.2860, the Secure and Fair Enforcement Regulation (SAFER) Banking Act; Support Extension of NFIP to February 2, 2024 in H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024; supported extension of the National Flood Insurance Program in H.R. 2882 Further Consolidated Appropriations Act, 2024 and elsewhere; advocated for comprehensive reform of the NFIP, including creation of a needs-based affordability mechanism. Advocated for congressional clarification of the "business of insurance" exemption from regulations promulgated by the Consumer Financial Protection Bureau (CFPB).

H.R. 550: To direct the Administrator of the National Oceanic and Atmospheric Administration to maintain a program that improves wildfire forecasting and detection, and for other purposes H.R. 900: To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 1306: Taxpayer Exposure Mitigation Act H.R. 1307: To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. H.R. 1308: Community Mapping Act H.R. 1309: To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R. 1392: National Flood Insurance Extension Act H.R.1392 - National Flood Insurance Program Extension Act of 2023 S. 601: Flood Insurance Affordability Act S. 602: Risk Rating 2.0 Transparency Act S. 721: Homeowner Flood Insurance Transparency Act S.2110 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return to the National Flood Insurance Program without penalty, and for other purposes. S. 513: Insure Cybersecurity Act of 2023 National Defense Authorization Act (NDAA) related to TRICARE National Defense Authorization Act (NDAA) related to cyber incident reporting Policy related to the Business Continuity Protection Program (BCPP) Tri-Agencies Rule on Short-Term, Limited Duration Insurance

Client expense: $510,000 · Firm income: Not reported