Earned Wage Access Consumer Protection Act
Legislative Progress
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
89pct
75d open
vs 10,940 other HR bills in the 119th — cohort avg 30d
Earned Wage Access Consumer Protection Act This bill addresses the regulation of earned wage access products. Earned wage access products provide consumers with access to their earned wages before their scheduled pay day. The bill specifies that earned wage access products are not subject to regulation under the Truth in Lending Act (TILA). TILA requires consumer credit products to disclose borrowing costs, finance charges, and the total cost of the loan. Under the bill, providers of earned wage access products must provide an alternative no-cost option for receiving earned wages if the provider offers an option to receive earned wages for a fee; are prohibited from bringing civil suits or from pursuing collection to compel repayment, except in cases of fraud; and must reimburse the consumer for overdraft fees or penalties imposed on a consumer by their depository institution if incurred because of an error by the provider. Providers must inform consumers of their rights under an agreement for an earned wage access product and disclose all associated fees before the consumer enters into an agreement. Providers must also inform consumers how to obtain earned wages without paying a fee or tip in a clear and conspicuous manner. Providers are prohibited from sharing fees or tips with the consumer’s employer. The bill also limits the form of payment providers may accept from consumers and limits certain additional fees for failure to pay. A provider may not set a default tip at an amount greater than $0 for such services.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (14)
Placed on the Union Calendar, Calendar No. 690.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-790.
Congress.gov source codes: 5000, H12200
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 22.
Committee Consideration and Mark-up Session Held
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
2026 · third_quarter · Civil Rights/Civil Liberties
The SPLC conducted lobbying activity related to the following topics and legislation: Endorse H.R. 8503 - Save SNAP Act of 2026 H.R. 8504 - Rural Health Resilience Act of 2026 H.R. 9581 - Fresh Bucks for Fresh Produce Act S. 2556 - Protecting Health Care and Lowering Costs Act H.R. 6088 / S. 3281 - Restoring Food Security for American Families and Farmers Act of 2025 Oppose S. 1 - Budget Reconciliation (Secure America Act) H.R. 8464 - Stopping Fraudulent Payments Act H.R. 7567 - Farm, Food, and National Security Act S. 4632 - Prevent Government Shutdowns Act Support H.R. 8555 - Living Wage for All Act S. 3956 - Make Billionaires Pay Their Fair Share Act Oppose H.R. 9330 - Earned Wage Access Consumer Protection Act H.R. 8000 - National Defense Authorization Act (opposing provisions/riders restricting equal-opportunity initiatives and programs) Fiscal Year 2027 Appropriations (opposing provisions/riders restricting equal-opportunity initiatives) General Services Administration Proposed Rule (opposing proposed new conditions on federal assistance) Department of Housing and Urban Development Disparate Impact Proposed Rule (opposing elimination of disparate impact regulations at HUD) Department of Labor Independent Contractor Rule (opposing revised standard for classifying workers as independent contractors) Other Advocacy Section 1977 of the Revised Statutes (clarifying that Section 1977 does not prohibit remedial charitable donations) Budget Reconciliation Bill H.R. 800 National Defense Authorization Act (NDAA) H.R. 2853 - CORCA H.R. 1958 - Deporting Fraudsters Act H.R. 4638 - BOWOW Act H.R. 2853 - Monitor Accountability Act H.R. 6260 - Keeping Violent Offenders Off Our Streets Act H.R. 5625 - Cashless Bail Reporting Act Improving Reporting to Prevent Hate Act (IRPHA) - House and Senate versions H.R. 14 - John R Lewis Voting Rights Advancement Act H.R. 5266 - Financial Services and General Government Appropriations Act H.R.7296 / S.3752 - SAVE America Act H.R. 9368 - Voter ID Act USPS - Comments related to proposed voting by mail changes SPLC's policy positions can also be found here: https://www.splcenter.org/policy-advocacy/
Client expense: $1,700,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Election Assistance Commission (EAC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE
2026 · third_quarter · Budget/Appropriations
The SPLC conducted lobbying activity related to the following topics and legislation: Endorse H.R. 8503 - Save SNAP Act of 2026 H.R. 8504 - Rural Health Resilience Act of 2026 H.R. 9581 - Fresh Bucks for Fresh Produce Act S. 2556 - Protecting Health Care and Lowering Costs Act H.R. 6088 / S. 3281 - Restoring Food Security for American Families and Farmers Act of 2025 Oppose S. 1 - Budget Reconciliation (Secure America Act) H.R. 8464 - Stopping Fraudulent Payments Act H.R. 7567 - Farm, Food, and National Security Act S. 4632 - Prevent Government Shutdowns Act Support H.R. 8555 - Living Wage for All Act S. 3956 - Make Billionaires Pay Their Fair Share Act Oppose H.R. 9330 - Earned Wage Access Consumer Protection Act H.R. 8000 - National Defense Authorization Act (opposing provisions/riders restricting equal-opportunity initiatives and programs) Fiscal Year 2027 Appropriations (opposing provisions/riders restricting equal-opportunity initiatives) General Services Administration Proposed Rule (opposing proposed new conditions on federal assistance) Department of Housing and Urban Development Disparate Impact Proposed Rule (opposing elimination of disparate impact regulations at HUD) Department of Labor Independent Contractor Rule (opposing revised standard for classifying workers as independent contractors) Other Advocacy Section 1977 of the Revised Statutes (clarifying that Section 1977 does not prohibit remedial charitable donations) Budget Reconciliation Bill H.R. 800 National Defense Authorization Act (NDAA) H.R. 2853 - CORCA H.R. 1958 - Deporting Fraudsters Act H.R. 4638 - BOWOW Act H.R. 2853 - Monitor Accountability Act H.R. 6260 - Keeping Violent Offenders Off Our Streets Act H.R. 5625 - Cashless Bail Reporting Act Improving Reporting to Prevent Hate Act (IRPHA) - House and Senate versions H.R. 14 - John R Lewis Voting Rights Advancement Act H.R. 5266 - Financial Services and General Government Appropriations Act H.R.7296 / S.3752 - SAVE America Act H.R. 9368 - Voter ID Act USPS - Comments related to proposed voting by mail changes SPLC's policy positions can also be found here: https://www.splcenter.org/policy-advocacy/
2026 · third_quarter · Immigration
The SPLC conducted lobbying activity related to the following topics and legislation: Endorse H.R. 8503 - Save SNAP Act of 2026 H.R. 8504 - Rural Health Resilience Act of 2026 H.R. 9581 - Fresh Bucks for Fresh Produce Act S. 2556 - Protecting Health Care and Lowering Costs Act H.R. 6088 / S. 3281 - Restoring Food Security for American Families and Farmers Act of 2025 Oppose S. 1 - Budget Reconciliation (Secure America Act) H.R. 8464 - Stopping Fraudulent Payments Act H.R. 7567 - Farm, Food, and National Security Act S. 4632 - Prevent Government Shutdowns Act Support H.R. 8555 - Living Wage for All Act S. 3956 - Make Billionaires Pay Their Fair Share Act Oppose H.R. 9330 - Earned Wage Access Consumer Protection Act H.R. 8000 - National Defense Authorization Act (opposing provisions/riders restricting equal-opportunity initiatives and programs) Fiscal Year 2027 Appropriations (opposing provisions/riders restricting equal-opportunity initiatives) General Services Administration Proposed Rule (opposing proposed new conditions on federal assistance) Department of Housing and Urban Development Disparate Impact Proposed Rule (opposing elimination of disparate impact regulations at HUD) Department of Labor Independent Contractor Rule (opposing revised standard for classifying workers as independent contractors) Other Advocacy Section 1977 of the Revised Statutes (clarifying that Section 1977 does not prohibit remedial charitable donations) Budget Reconciliation Bill H.R. 800 National Defense Authorization Act (NDAA) H.R. 2853 - CORCA H.R. 1958 - Deporting Fraudsters Act H.R. 4638 - BOWOW Act H.R. 2853 - Monitor Accountability Act H.R. 6260 - Keeping Violent Offenders Off Our Streets Act H.R. 5625 - Cashless Bail Reporting Act Improving Reporting to Prevent Hate Act (IRPHA) - House and Senate versions H.R. 14 - John R Lewis Voting Rights Advancement Act H.R. 5266 - Financial Services and General Government Appropriations Act H.R.7296 / S.3752 - SAVE America Act H.R. 9368 - Voter ID Act USPS - Comments related to proposed voting by mail changes SPLC's policy positions can also be found here: https://www.splcenter.org/policy-advocacy/
2026 · third_quarter · Law Enforcement/Crime/Criminal Justice
The SPLC conducted lobbying activity related to the following topics and legislation: Endorse H.R. 8503 - Save SNAP Act of 2026 H.R. 8504 - Rural Health Resilience Act of 2026 H.R. 9581 - Fresh Bucks for Fresh Produce Act S. 2556 - Protecting Health Care and Lowering Costs Act H.R. 6088 / S. 3281 - Restoring Food Security for American Families and Farmers Act of 2025 Oppose S. 1 - Budget Reconciliation (Secure America Act) H.R. 8464 - Stopping Fraudulent Payments Act H.R. 7567 - Farm, Food, and National Security Act S. 4632 - Prevent Government Shutdowns Act Support H.R. 8555 - Living Wage for All Act S. 3956 - Make Billionaires Pay Their Fair Share Act Oppose H.R. 9330 - Earned Wage Access Consumer Protection Act H.R. 8000 - National Defense Authorization Act (opposing provisions/riders restricting equal-opportunity initiatives and programs) Fiscal Year 2027 Appropriations (opposing provisions/riders restricting equal-opportunity initiatives) General Services Administration Proposed Rule (opposing proposed new conditions on federal assistance) Department of Housing and Urban Development Disparate Impact Proposed Rule (opposing elimination of disparate impact regulations at HUD) Department of Labor Independent Contractor Rule (opposing revised standard for classifying workers as independent contractors) Other Advocacy Section 1977 of the Revised Statutes (clarifying that Section 1977 does not prohibit remedial charitable donations) Budget Reconciliation Bill H.R. 800 National Defense Authorization Act (NDAA) H.R. 2853 - CORCA H.R. 1958 - Deporting Fraudsters Act H.R. 4638 - BOWOW Act H.R. 2853 - Monitor Accountability Act H.R. 6260 - Keeping Violent Offenders Off Our Streets Act H.R. 5625 - Cashless Bail Reporting Act Improving Reporting to Prevent Hate Act (IRPHA) - House and Senate versions H.R. 14 - John R Lewis Voting Rights Advancement Act H.R. 5266 - Financial Services and General Government Appropriations Act H.R.7296 / S.3752 - SAVE America Act H.R. 9368 - Voter ID Act USPS - Comments related to proposed voting by mail changes SPLC's policy positions can also be found here: https://www.splcenter.org/policy-advocacy/
2026 · third_quarter · Accounting
The SPLC conducted lobbying activity related to the following topics and legislation: Endorse H.R. 8503 - Save SNAP Act of 2026 H.R. 8504 - Rural Health Resilience Act of 2026 H.R. 9581 - Fresh Bucks for Fresh Produce Act S. 2556 - Protecting Health Care and Lowering Costs Act H.R. 6088 / S. 3281 - Restoring Food Security for American Families and Farmers Act of 2025 Oppose S. 1 - Budget Reconciliation (Secure America Act) H.R. 8464 - Stopping Fraudulent Payments Act H.R. 7567 - Farm, Food, and National Security Act S. 4632 - Prevent Government Shutdowns Act Support H.R. 8555 - Living Wage for All Act S. 3956 - Make Billionaires Pay Their Fair Share Act Oppose H.R. 9330 - Earned Wage Access Consumer Protection Act H.R. 8000 - National Defense Authorization Act (opposing provisions/riders restricting equal-opportunity initiatives and programs) Fiscal Year 2027 Appropriations (opposing provisions/riders restricting equal-opportunity initiatives) General Services Administration Proposed Rule (opposing proposed new conditions on federal assistance) Department of Housing and Urban Development Disparate Impact Proposed Rule (opposing elimination of disparate impact regulations at HUD) Department of Labor Independent Contractor Rule (opposing revised standard for classifying workers as independent contractors) Other Advocacy Section 1977 of the Revised Statutes (clarifying that Section 1977 does not prohibit remedial charitable donations) Budget Reconciliation Bill H.R. 800 National Defense Authorization Act (NDAA) H.R. 2853 - CORCA H.R. 1958 - Deporting Fraudsters Act H.R. 4638 - BOWOW Act H.R. 2853 - Monitor Accountability Act H.R. 6260 - Keeping Violent Offenders Off Our Streets Act H.R. 5625 - Cashless Bail Reporting Act Improving Reporting to Prevent Hate Act (IRPHA) - House and Senate versions H.R. 14 - John R Lewis Voting Rights Advancement Act H.R. 5266 - Financial Services and General Government Appropriations Act H.R.7296 / S.3752 - SAVE America Act H.R. 9368 - Voter ID Act USPS - Comments related to proposed voting by mail changes SPLC's policy positions can also be found here: https://www.splcenter.org/policy-advocacy/
Client expense: $1,700,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Client expense: $1,700,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, U.S. Immigration & Customs Enforcement (ICE)
Client expense: $1,700,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE
Client expense: $1,700,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
H.R. 7866 - American Lending Fairness Act of 2026, concerning state authority to apply interest-rate limits to loans by out-of-state state-chartered banks. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026, opposing limits on Consumer Financial Protection Bureau funding, supervision, enforcement, restitution, and state enforcement. Congressional oversight of Consumer Financial Protection Bureau operations, structure, funding, authorities, supervision, enforcement, restitution, and leadership. Bank acquisition applications of high-cost consumer lenders (OppFi, Enova), including the use of bank charters to avoid state interest-rate limits. Community Reinvestment Act proposed rule issued by the OCC and FDIC, concerning bank obligations to low- and moderate-income communities and anti-redlining protections. FDIC proposed rule on state bank parity and Riegle-Neal preemption, concerning state consumer lending protections and H.R. 7866. H.R. 9330 - opposing the Earned Wage Access Consumer Protection Act, concerning the preemption of state payday lending laws, the Military Lending Act, and the Equal Credit Opportunity Act. H.R. 6955 - financial services deregulation legislation, concerning rollbacks of consumer protection and bank regulatory authority, including the Consumer Financial Protection Bureau and Community Reinvestment Act. H.R. 941 - opposing the Small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act, concerning small business lending data collection under Section 1071 of the Dodd-Frank Act. S. 3889 - American Lending Fairness Act and S. 3793 - Predatory Lending Elimination Act, concerning state interest-rate limits and a 36% cap on consumer loans. H.R. 8395 - PACE Act, concerning fintech company access to Federal Reserve payment systems. H.R. 6552 - Bank-Fintech Partnership Enhancement Act, concerning partnerships between banks and fintech companies. S. 3721 - Empowering States' Rights to Protect Consumers Act, concerning state authority over consumer financial services. S. 3561 - Buy Now, Pay Later Protection Act, concerning Truth in Lending Act protections for buy now, pay later products. Digital asset, cryptocurrency, and stablecoin legislation and regulation, including H.R. 3633, the Digital Asset Market Clarity Act (CLARITY Act). Legislation and appropriations concerning funding for the Consumer Financial Protection Bureau. Nomination of the Director of the Consumer Financial Protection Bureau.
Client expense: $70,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2026 · third_quarter · Veterans
Military Lending Act protections and its 36% Military Annual Percentage Rate cap, including proposed exemptions for earned wage access products (H.R. 9330). Consumer Financial Protection Bureau supervision for compliance with the Military Lending Act and Servicemembers Civil Relief Act, including staffing changes and removal of servicemember information from the agency's website.
Client expense: $70,000 · Firm income: Not reported
Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Consumer Issues/Safety/Products
H.R. 9330 - Earned Wage Access Consumer Protection Act, opposing exemptions from state usury limits, the Military Lending Act, and the Equal Credit Opportunity Act. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026, opposing limits on Consumer Financial Protection Bureau authority and consumer restitution. Federal Trade Commission proposed policy on personalized pricing, concerning disclosure, discrimination, and Fair Credit Reporting Act implications. Draft medical debt legislation concerning a patient's right to repurchase debt at the discount offered to debt buyers. Congressional oversight of artificial intelligence in financial services, including adverse action notices and explainability under the Equal Credit Opportunity Act and Fair Credit Reporting Act. H.R. 3633 - Digital Asset Market Clarity Act (CLARITY Act), opposing artificial intelligence regulatory sandbox provisions that could exempt firms from consumer protection and civil rights laws. H.R. 8141 - Fair Credit Reporting Reseller Accuracy Act and H.R. 5775 - FCRA Liability Harmonization Act, concerning amendments to the Fair Credit Reporting Act (FCRA). H.R. 5402 - Credit Access and Inclusion Act of 2025, concerning the inclusion of rent and utility payment data in consumer credit reports. H.R. 7588 - Complaint Database Act, concerning the Consumer Financial Protection Bureau consumer complaint database. H.R. 4801 - Unleashing AI Innovation in Financial Services Act, and related legislation and oversight concerning artificial intelligence in consumer financial services. Algorithmic and artificial-intelligence-driven pricing and fees in rental housing, including the use of shared landlord data to set rents and fees. Consumer financial fees, including Consumer Financial Protection Bureau rules on credit card late fees and overdraft fees and supervision of payment applications. High-cost and predatory consumer lending, including the Enova and OppFi bank applications.
Client expense: $70,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Civil Rights/Civil Liberties
HUD proposed rule to remove disparate-impact standards from its Title VI regulations, concerning protections against discrimination in HUD-assisted programs. Preservation of the Community Reinvestment Act and other anti-redlining protections, including H.R. 6955 and the OCC and FDIC proposed rule. Fair lending and the disparate impact of high-cost and predatory lending on communities of color, including opposition to high-cost lender bank applications (Enova, OppFi). Application of the Equal Credit Opportunity Act to emerging consumer financial products, including proposed exemptions for earned wage access products (H.R. 9330). FY2027 appropriations riders concerning diversity, equity, inclusion, and accessibility.
Client expense: $70,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE
2026 · third_quarter · Labor Issues/Antitrust/Workplace
Child Care and Head Start Workforce related issues S.4413, Protecting America's Workers Act, Entirety H.R.10373, Protecting Wages from Medical Debt Act H.R.2736/S.1352, Public Service Freedom to Negotiate Act Monitor the following: H.R.5408/S.844, Faster Labor Contracts Act, Entirety H.R.2671/S.1286, Tax Fairness Workers Act, Entirety H.R.2692/S.1310, No Tax Breaks for Union Busting (NTBUB) Act, Entirety H.R.8210, A Stronger Workforce for America Act, WIOA Reauthorization and generally Care Economy related issues and paid family leave and child care benefits H.R.8555, Living Wage for All Act, Entirety H.R.4763, Protected Timeoff Act, Entirety H.R.2550/S.2837, Protect America's Workforce Act, Entirety Protecting the Right to Organize Act of 2025, Entirety H.R.522/S.2738, ESP, Paraprofessional and Education Support Staff Family Leave Act, Entirety H.R.804/S.24, The Family Act, Entirety H.R.4312, Student Compensation and Opportunity through Rights and Endorsements Act (SCORE ACT), Entirety H.R.4693/S.2469, College Athlete Right to Organize Act, Entirety OSHA and Worker Safety related issues Workforce Training related issues and initiatives Department of Labor Fiduciary Duty Rule FLRA related issues Career Skills Training issues and Apprenticeships issues The Toxic Substance Control Act related issues H.R.9330, Earned Wage Access Consumer Protection Act, Entirety
Client expense: $420,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
H.R. 306 / S. 4144 - Ending Scam Credit Repair Act: provisions related to credit reporting reform. H.R. 940 - Fair Audits and Inspections for Regulators' (FAIR) Exams Act: provisions related to examination. H.R. 2152 - Artificial Intelligence Practices, Logistics, Actions, and Necessities (AI PLAN) Act: provisions related to artificial intelligence. H.R. 2702 / S. 875 - Financial Integrity and Regulation Management (FIRM) Act: provisions related to regulatory reform. H.R. 2978 - Guarding Unprotected Aging Retirees from Deception (GUARD) Act: provisions related to artificial intelligence. H.R. 3380 / S. 427 - Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025: provisions related to regulatory reform. H.R. 3709 - Advancing the Mentor-Protege Program for Small Financial Institutions Act: provisions related to regulatory reform. H.R. 4437 - Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act: provisions related to examination. H.R. 4478 / S. 3830 - Tailored Regulatory Updates for Supervisory Testing (TRUST) Act of 2025 Act: provisions related to examination. H.R. 4801 - Unleashing AI Innovation in Financial Services Act: provisions related to artificial intelligence. H.R. 5317 - Community Bank Deposit Access Act of 2025: provisions regarding custodial deposits. H.R. 5402 / S. 1465 - Credit Access and Inclusion Act of 2025: provisions related to credit reporting. H.R. 6552 - Bank-Fintech Partnership Enhancement Act: provisions related to bank-fintech partnerships. H.R. 6955 - Main Street Capital Access Act: provisions from proposed bills H.R. 940, H.R. 2702, H.R. 4437, H.R. 5317 and S. 875. H.R. 7866 / S. 3889 - American Lending Fairness Act of 2026: provisions related to lending. H.R. 7892 / S. 4428 - No Aid for Ghost Students Act of 2026: provisions related to strengthening federal student aid system. H.R. 8278 - Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act: provisions related to artificial intelligence. H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act: provisions related to artificial intelligence. H.R. 8671 - Bank Fraud Technology Advancement Act of 2026: provisions related to artificial intelligence. H.R. 9330 - Earned Wage Access Consumer Protection Act: provisions related to earned wage access. H.R. 9331 - STOP Payments Fraud Act of 2026: provisions related to regulatory reform. H.R. 10184 - Consumer Financial Protection Accountability and Reform Act of 2026: provisions related to earned wage access, governance, nonbank supervision, and consumer complaints. S. 1582 - Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act: provisions related to interest/yield reform. S. 3721 - Empowering States Rights To Protect Consumers Act of 2026: provisions related to lending. S. 5051 - AI AGENT Act of 2026: provisions related to responsible AI policy. Discussions regarding modernization of the Gramm-Leach-Bliley Act, Title VI. Discussions regarding implementation of the student lending provisions of PL 116-251, Stop Student Debt Relief Scams Act of 2019.
Client expense: $120,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Computer Industry
Issues relating to data privacy Earned Wage Access Section 1033/Open Banking Rule (CFPB Reconsideration) GLBA modernization Community bank engagement with core and essential third party service providers (OCC RFI) H.R.9330, the Steil EWA Cnsumer Protection Act
Client expense: $120,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to financial services and earned wage access; H.R. 9330 - Earned Wage Access Consumer Protection Act.
Client expense: $90,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to earned wage access; HR 9330 Earned Wage Access and Consumer Protection Act
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES
2026 · third_quarter · Financial Institutions/Investments/Securities
HR 2392, STABLE Act of 2025. S. 394, GENIUS Act of 2025. General lobbying on the importance of minority viewpoints on the Securities and Exchange Commission. General lobbying on shareholder forced arbitration and forum selection clauses in corporate bylaws. General lobbying with regard to the use of forced arbitration in financial services and by big banks. General lobbying with regard to SEC nominations. General lobbying with regard to Consumer Financial Protection Bureau (CFPB). General lobbying with regard to cryptocurrency. General lobbying on shareholder proposals impacting corporate accountability and undermining shareholder rights. Draft Senate FSGG appropriations bill. General lobbying with regard to digital commodities. S. 424 Retirement Fairness for Charities and Educational Institutions Act of 2025. H.R. 1013 Retirement Fairness for Charities and Educational Institutions Act of 2025. H.R. 3633 CLARITY Act. General lobbying on SEC and forced shareholder arbitration. Draft legislation on digital asset market structure. H.R.5775 - FCRA Liability Harmonization Act. S.3755 - Digital Commodity Intermediaries Act. Draft legislation repealing Dodd-Frank authorities. Draft legislation on earned wage access. H.R.4171 - SEED Act of 2025. H.R.7127 - Restoring the Secondary Trading Market Act. Draft legislation on reforming the Gramm-Leach-Bliley Act of 1999. H.R.8141 - Fair Credit Reporting Reseller Accuracy Act. H.R.9330 - Earned Wage Access Consumer Protection Act. Draft legislation on Chapter 15 Bankruptcy. H.R.10184 - Consumer Financial Protection Accountability and Reform Act of 2026.
Client expense: $1,580,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
Issues related to access to credit. H.R. 9330, Earned Wage Access Consumer Protection Act.
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
Issues related to banking and consumer protection legislation; Issues related to H.R. 9330 - Earned Wage Access Consumer Protection Act.
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2026 · third_quarter · Financial Institutions/Investments/Securities
Advisory opinion on earned wage access; H.R.9330, Earned Wage Access Consumer Protection Act.
Client expense: Not reported · Firm income: $50,000
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Financial Institutions/Investments/Securities
H.R. 9330: Earned Wage Access Consumer Protection Act. Issues related to bank fintech partnerships, interchange fees, Trump accounts, and AI policy.
Client expense: $280,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office
2026 · third_quarter · Banking
H.R.9330 - Earned Wage Access Consumer Protection Act.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues related to access to credit. H.R. 9330, Earned Wage Access Consumer Protection Act.
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Veterans
Military Lending Act protections and its 36% Military Annual Percentage Rate cap, including proposed exemptions for earned wage access products (H.R. 9330). Consumer Financial Protection Bureau examination and supervision for compliance with the Military Lending Act and the Servicemembers Civil Relief Act (SCRA), including the effects of agency staffing changes and the removal of servicemember information from the agency's website on servicemember financial protections.
Client expense: $90,000 · Firm income: Not reported
Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Consumer Issues/Safety/Products
H.R. 8141 - Fair Credit Reporting Reseller Accuracy Act and H.R. 5775 - FCRA Liability Harmonization Act, concerning amendments to the Fair Credit Reporting Act (FCRA). H.R. 5402 - Credit Access and Inclusion Act of 2025, concerning the inclusion of rent and utility payment data in consumer credit reports. H.R. 7588 - Complaint Database Act, concerning the Consumer Financial Protection Bureau consumer complaint database. H.R. 4801 - Unleashing AI Innovation in Financial Services Act, and related legislation and oversight concerning artificial intelligence preemption of state consumer protection laws (Obernolte-Trahan), an artificial intelligence 'sandbox' in cryptocurrency legislation, the entry of artificial intelligence assistants into financial services, and the sharing of consumer financial data with artificial intelligence providers; use of artificial intelligence and algorithms in consumer credit and financial products. Algorithmic and artificial-intelligence-driven pricing and fees in rental housing, including the use of shared landlord data to set rents and rental fees. Consumer financial fees, including Consumer Financial Protection Bureau rules on credit card late fees and overdraft fees and supervision of payment applications. H.R. 9330 - Earned Wage Access Consumer Protection Act; high-cost and predatory consumer lending, including Enova and OppFi bank applications.
Client expense: $90,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Banking
H.R. 9330 - opposing the Earned Wage Access Consumer Protection Act, concerning the preemption of state payday lending laws, the Military Lending Act, and the Equal Credit Opportunity Act. H.R. 6955 - financial services deregulation legislation, concerning rollbacks of consumer protection and bank regulatory authority, including provisions affecting the Consumer Financial Protection Bureau and the Community Reinvestment Act. H.R. 941 - opposing the small Lenders Exempt from New Data and Excessive Reporting (LENDER) Act, concerning small business lending data collection under Section 1071 of the Dodd-Frank Act. S. 3793 - Predatory Lending Elimination Act and S. 3889 - American Lending Fairness Act, concerning the acquisition of banks by high-cost consumer lenders. Industrial bank and bank charter applications of high-cost consumer lenders (Enova, OppFi), including comments to the Federal Reserve. H.R. 8395 - PACE Act, concerning fintech company access to Federal Reserve payment systems. H.R. 6552 - Bank-Fintech Partnership Enhancement Act, concerning partnerships between banks and fintech companies. S. 3721 - Empowering States' Rights to Protect Consumers Act, concerning state authority over consumer financial services. S. 3561 - Buy Now, Pay Later Protection Act, concerning Truth in Lending Act protections for buy now, pay later products. Proposed amendments to the Gramm-Leach-Bliley Act concerning preemption of state consumer financial protection laws. Digital assets, cryptocurrency, and stablecoin legislation and regulation, including comments to the OCC, congressional testimony on digital assets, and tax provisions affecting the cryptocurrency industry in budget reconciliation legislation. Legislation and appropriations concerning funding for the Consumer Financial Protection Bureau. Oversight of Consumer Financial Protection Bureau operations, including the removal of public consumer and student loan data and information from the agency's website, and staffing actions affecting supervision and enforcement. CFPB 2026-2030 Draft Strategic Plan; nomination of the Director of the Consumer Financial Protection Bureau; nomination for Chair of the Federal Reserve System.
Client expense: $90,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2026 · second_quarter · Civil Rights/Civil Liberties
Fair lending and the disparate impact of high-cost and predatory lending on communities of color, including opposition to high-cost lender bank applications (Enova, OppFi). Preservation of the Community Reinvestment Act and other anti-redlining protections, including provisions in financial services deregulation legislation (H.R. 6955). Application of the Equal Credit Opportunity Act to emerging consumer financial products, including proposed exemptions for earned wage access products (H.R. 9330). FY2027 appropriations riders concerning diversity, equity, inclusion, and accessibility.
Client expense: $90,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
H.R.7428 - Earned Wage Access Consumer Protection Act Issues related to financial services and earned wage access H.R. 9330 - Earned Wage Access Consumer Protection Act.
Client expense: $90,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Labor Issues/Antitrust/Workplace
H.R.5408/S.844, Faster Labor Contracts Act, Entirety Child Care and Head Start Workforce related issues H.R.2671/S.1286, Tax Fairness Workers Act, Entirety H.R.2692/S.1310, No Tax Breaks for Union Busting (NTBUB) Act, Entirety Unionization of higher education faculty and staff, generally H.R.8210, A Stronger Workforce for America Act, WIOA Reauthorization and generally Care Economy related issues and paid family leave and child care benefits H.R.8555, Living Wage for All Act, Entirety H.R.9216, Double the Wage for Overtime Act, Entirety H.R.856, Comprehensive for Paid Leave for Federal Employees Act, Entirety S.4413, Protecting America's Workers Act, Entirety H.R.4763, Protected Timeoff Act, Entirety H.R.6413, Workplace Flexibility Act, Entirety Monitor the following: H.R.2550/S.2837, Protect America's Workforce Act, Entirety Protecting the Right to Organize Act of 2025, Entirety H.R.2736/S.1352, Public Service Freedom to Negotiate Act H.R.522/S.2738, ESP, Paraprofessional and Education Support Staff Family Leave Act, Entirety H.R.804/S.24, The Family Act, Entirety H.R.4312, Student Compensation and Opportunity through Rights and Endorsements Act (SCORE ACT), Entirety H.R.4693/S.2469, College Athlete Right to Organize Act, Entirety OSHA and Worker Safety related issues Workforce Training related issues and initiatives Department of Labor Fiduciary Duty Rule Department of Labor, Environmental, Social, Governance (ESG) rule related issues FLRA related issues Career Skills Training issues and Apprenticeships issues Advanced Technology Career Pathways Partnership Opportunity The Toxic Substance Control Act related issues Federal Labor Policy and Funds Withholdings Requests for FY 2027 related issue H.R.9330, Earned Wage Access Consumer Protection Act, Entirety
Client expense: $410,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
H.R. 306 / S. 4144 - Ending Scam Credit Repair Act: provisions related to credit reporting reform. H.R. 940 - Fair Audits and Inspections for Regulators' (FAIR) Exams Act: provisions related to examination. H.R. 2152 - Artificial Intelligence Practices, Logistics, Actions, and Necessities (AI PLAN) Act; provisions related to artificial intelligence. H.R. 2702 / S. 875 - Financial Integrity and Regulation Management (FIRM) Act: provisions related to regulatory reform. H.R. 2978 - Guarding Unprotected Aging Retirees from Deception (GUARD) Act; provisions related to artificial intelligence. H.R. 3380 / S. 427 - Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2025: provisions related to regulatory reform. H.R. 3709 - Advancing the Mentor-Protege Program for Small Financial Institutions Act: provisions related to regulatory reform. H.R. 4801 - Unleashing AI Innovation in Financial Services Act; provisions related to artificial intelligence. H.R. 4437 - Supervisory Modifications for Appropriate Risk-based Testing (SMART) Act: provisions related to examination. H.R. 4478 / S. 3830 - Tailored Regulatory Updates for Supervisory Testing (TRUST) Act of 2025 Act: provisions related to examination. H.R. 5317 - Community Bank Deposit Access Act of 2025: provisions regarding custodial deposits. H.R. 5402 / S. 1465 - Credit Access and Inclusion Act of 2025: provisions related to credit reporting. H.R. 6552 - Bank-Fintech Partnership Enhancement Act: provisions related to bank-fintech partnerships. H.R. 6955 - Main Street Capital Access Act: provisions from proposed bills H.R. 940, H.R. 2702, H.R. 4437, H.R. 5317 and S. 875. H.R. 7866 / S.3889 - American Lending Fairness Act of 2026: provisions related to lending. H.R. 8278 - Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision (FUTURES) Act; provisions related to artificial intelligence. H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act; provisions related to artificial intelligence. H.R. 8671 - Bank Fraud Technology Advancement Act of 2026; provisions related to artificial intelligence. H.R. 9330 - Earned Wage Access Consumer Protection Act; provisions related to earned wage access. H.R. 9331 - STOP Payments Fraud Act of 2026; provisions related to regulatory reform. S. 1582 - Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act; provisions related to interest/yield reform. S. 3721 - Empowering States Rights To Protect Consumers Act of 2026: provisions related to lending. Discussions regarding modernization of the Gramm-Leach-Bliley Act, Title VI.
Client expense: $110,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues related to earned wage access; HR 9330 Earned Wage Access and Consumer Protection Act
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES
2026 · second_quarter · Financial Institutions/Investments/Securities
HR 2392, STABLE Act of 2025. S. 394, GENIUS Act of 2025. General lobbying on the importance of minority viewpoints on the Securities and Exchange Commission. General lobbying on shareholder forced arbitration and forum selection clauses in corporate bylaws. General lobbying with regard to the use of forced arbitration in financial services and by big banks. General lobbying with regard to SEC nominations. General lobbying with regard to Consumer Financial Protection Bureau (CFPB). General lobbying with regard to cryptocurrency. General lobbying on shareholder proposals impacting corporate accountability and undermining shareholder rights. Draft Senate FSGG appropriations bill. General lobbying with regard to digital commodities. S. 424 Retirement Fairness for Charities and Educational Institutions Act of 2025. H.R. 1013 Retirement Fairness for Charities and Educational Institutions Act of 2025. H.R. 3633 CLARITY Act. General lobbying on SEC and forced shareholder arbitration. Draft legislation on digital asset market structure. H.R.5775 - FCRA Liability Harmonization Act. S.3755 - Digital Commodity Intermediaries Act. Draft legislation repealing Dodd-Frank authorities. H.R.3633 - Digital Asset Market Clarity Act of 2025. S.3755 - Digital Commodity Intermediaries Act. Draft legislation on earned wage access. H.R.4171 - SEED Act of 2025. H.R.7127 - Restoring the Secondary Trading Market Act. Draft legislation on reforming the Gramm-Leach-Bliley Act of 1999. H.R.8141 - Fair Credit Reporting Reseller Accuracy Act. H.R.9330 - Earned Wage Access Consumer Protection Act.
Client expense: $1,840,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Issues related to H.R. 9330 - Earned Wage Access Consumer Protection Act.
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES
2026 · second_quarter · Computer Industry
Issues relating to data privacy Earned Wage Access Section 1033/Open Banking Rule (CFPB Reconsideration) GLBA modernization Community bank engagement with core and essential third party service providers (OCC RFI) H.R.9330, the Steil EWA Cnsumer Protection Act
Client expense: $90,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE
2026 · second_quarter · Law Enforcement/Crime/Criminal Justice
The SPLC conducted lobbying activity related to the following topics and legislation: Endorse H.R. 8503 - Save SNAP Act of 2026 H.R. 8504 - Rural Health Resilience Act of 2026 H.R. 9581 - Fresh Bucks for Fresh Produce Act S. 2556 - Protecting Health Care and Lowering Costs Act H.R. 6088 / S. 3281 - Restoring Food Security for American Families and Farmers Act of 2025 Oppose S. 1 - Budget Reconciliation (Secure America Act) H.R. 8464 - Stopping Fraudulent Payments Act H.R. 7567 - Farm, Food, and National Security Act S. 4632 - Prevent Government Shutdowns Act Support H.R. 8555 - Living Wage for All Act S. 3956 - Make Billionaires Pay Their Fair Share Act Oppose H.R. 9330 - Earned Wage Access Consumer Protection Act H.R. 8000 - National Defense Authorization Act (opposing provisions/riders restricting equal-opportunity initiatives and programs) Fiscal Year 2027 Appropriations (opposing provisions/riders restricting equal-opportunity initiatives) General Services Administration Proposed Rule (opposing proposed new conditions on federal assistance) Department of Housing and Urban Development Disparate Impact Proposed Rule (opposing elimination of disparate impact regulations at HUD) Department of Labor Independent Contractor Rule (opposing revised standard for classifying workers as independent contractors) Other Advocacy Section 1977 of the Revised Statutes (clarifying that Section 1977 does not prohibit remedial charitable donations) Budget Reconciliation Bill H.R. 800 National Defense Authorization Act (NDAA) H.R. 2853 - CORCA H.R. 1958 - Deporting Fraudsters Act H.R. 4638 - BOWOW Act H.R. 2853 - Monitor Accountability Act H.R. 6260 - Keeping Violent Offenders Off Our Streets Act H.R. 5625 - Cashless Bail Reporting Act Improving Reporting to Prevent Hate Act (IRPHA) - House and Senate versions H.R. 14 - John R Lewis Voting Rights Advancement Act H.R. 5266 - Financial Services and General Government Appropriations Act H.R.7296 / S.3752 - SAVE America Act H.R. 9368 - Voter ID Act USPS - Comments related to proposed voting by mail changes SPLC's policy positions can also be found here: https://www.splcenter.org/policy-advocacy/
Client expense: $480,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE
2026 · second_quarter · Immigration
The SPLC conducted lobbying activity related to the following topics and legislation: Endorse H.R. 8503 - Save SNAP Act of 2026 H.R. 8504 - Rural Health Resilience Act of 2026 H.R. 9581 - Fresh Bucks for Fresh Produce Act S. 2556 - Protecting Health Care and Lowering Costs Act H.R. 6088 / S. 3281 - Restoring Food Security for American Families and Farmers Act of 2025 Oppose S. 1 - Budget Reconciliation (Secure America Act) H.R. 8464 - Stopping Fraudulent Payments Act H.R. 7567 - Farm, Food, and National Security Act S. 4632 - Prevent Government Shutdowns Act Support H.R. 8555 - Living Wage for All Act S. 3956 - Make Billionaires Pay Their Fair Share Act Oppose H.R. 9330 - Earned Wage Access Consumer Protection Act H.R. 8000 - National Defense Authorization Act (opposing provisions/riders restricting equal-opportunity initiatives and programs) Fiscal Year 2027 Appropriations (opposing provisions/riders restricting equal-opportunity initiatives) General Services Administration Proposed Rule (opposing proposed new conditions on federal assistance) Department of Housing and Urban Development Disparate Impact Proposed Rule (opposing elimination of disparate impact regulations at HUD) Department of Labor Independent Contractor Rule (opposing revised standard for classifying workers as independent contractors) Other Advocacy Section 1977 of the Revised Statutes (clarifying that Section 1977 does not prohibit remedial charitable donations) Budget Reconciliation Bill H.R. 800 National Defense Authorization Act (NDAA) H.R. 2853 - CORCA H.R. 1958 - Deporting Fraudsters Act H.R. 4638 - BOWOW Act H.R. 2853 - Monitor Accountability Act H.R. 6260 - Keeping Violent Offenders Off Our Streets Act H.R. 5625 - Cashless Bail Reporting Act Improving Reporting to Prevent Hate Act (IRPHA) - House and Senate versions H.R. 14 - John R Lewis Voting Rights Advancement Act H.R. 5266 - Financial Services and General Government Appropriations Act H.R.7296 / S.3752 - SAVE America Act H.R. 9368 - Voter ID Act USPS - Comments related to proposed voting by mail changes SPLC's policy positions can also be found here: https://www.splcenter.org/policy-advocacy/
Client expense: $480,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, U.S. Immigration & Customs Enforcement (ICE)
2026 · second_quarter · Budget/Appropriations
The SPLC conducted lobbying activity related to the following topics and legislation: Endorse H.R. 8503 - Save SNAP Act of 2026 H.R. 8504 - Rural Health Resilience Act of 2026 H.R. 9581 - Fresh Bucks for Fresh Produce Act S. 2556 - Protecting Health Care and Lowering Costs Act H.R. 6088 / S. 3281 - Restoring Food Security for American Families and Farmers Act of 2025 Oppose S. 1 - Budget Reconciliation (Secure America Act) H.R. 8464 - Stopping Fraudulent Payments Act H.R. 7567 - Farm, Food, and National Security Act S. 4632 - Prevent Government Shutdowns Act Support H.R. 8555 - Living Wage for All Act S. 3956 - Make Billionaires Pay Their Fair Share Act Oppose H.R. 9330 - Earned Wage Access Consumer Protection Act H.R. 8000 - National Defense Authorization Act (opposing provisions/riders restricting equal-opportunity initiatives and programs) Fiscal Year 2027 Appropriations (opposing provisions/riders restricting equal-opportunity initiatives) General Services Administration Proposed Rule (opposing proposed new conditions on federal assistance) Department of Housing and Urban Development Disparate Impact Proposed Rule (opposing elimination of disparate impact regulations at HUD) Department of Labor Independent Contractor Rule (opposing revised standard for classifying workers as independent contractors) Other Advocacy Section 1977 of the Revised Statutes (clarifying that Section 1977 does not prohibit remedial charitable donations) Budget Reconciliation Bill H.R. 800 National Defense Authorization Act (NDAA) H.R. 2853 - CORCA H.R. 1958 - Deporting Fraudsters Act H.R. 4638 - BOWOW Act H.R. 2853 - Monitor Accountability Act H.R. 6260 - Keeping Violent Offenders Off Our Streets Act H.R. 5625 - Cashless Bail Reporting Act Improving Reporting to Prevent Hate Act (IRPHA) - House and Senate versions H.R. 14 - John R Lewis Voting Rights Advancement Act H.R. 5266 - Financial Services and General Government Appropriations Act H.R.7296 / S.3752 - SAVE America Act H.R. 9368 - Voter ID Act USPS - Comments related to proposed voting by mail changes SPLC's policy positions can also be found here: https://www.splcenter.org/policy-advocacy/
Client expense: $480,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Civil Rights/Civil Liberties
The SPLC conducted lobbying activity related to the following topics and legislation: Endorse H.R. 8503 - Save SNAP Act of 2026 H.R. 8504 - Rural Health Resilience Act of 2026 H.R. 9581 - Fresh Bucks for Fresh Produce Act S. 2556 - Protecting Health Care and Lowering Costs Act H.R. 6088 / S. 3281 - Restoring Food Security for American Families and Farmers Act of 2025 Oppose S. 1 - Budget Reconciliation (Secure America Act) H.R. 8464 - Stopping Fraudulent Payments Act H.R. 7567 - Farm, Food, and National Security Act S. 4632 - Prevent Government Shutdowns Act Support H.R. 8555 - Living Wage for All Act S. 3956 - Make Billionaires Pay Their Fair Share Act Oppose H.R. 9330 - Earned Wage Access Consumer Protection Act H.R. 8000 - National Defense Authorization Act (opposing provisions/riders restricting equal-opportunity initiatives and programs) Fiscal Year 2027 Appropriations (opposing provisions/riders restricting equal-opportunity initiatives) General Services Administration Proposed Rule (opposing proposed new conditions on federal assistance) Department of Housing and Urban Development Disparate Impact Proposed Rule (opposing elimination of disparate impact regulations at HUD) Department of Labor Independent Contractor Rule (opposing revised standard for classifying workers as independent contractors) Other Advocacy Section 1977 of the Revised Statutes (clarifying that Section 1977 does not prohibit remedial charitable donations) Budget Reconciliation Bill H.R. 800 National Defense Authorization Act (NDAA) H.R. 2853 - CORCA H.R. 1958 - Deporting Fraudsters Act H.R. 4638 - BOWOW Act H.R. 2853 - Monitor Accountability Act H.R. 6260 - Keeping Violent Offenders Off Our Streets Act H.R. 5625 - Cashless Bail Reporting Act Improving Reporting to Prevent Hate Act (IRPHA) - House and Senate versions H.R. 14 - John R Lewis Voting Rights Advancement Act H.R. 5266 - Financial Services and General Government Appropriations Act H.R.7296 / S.3752 - SAVE America Act H.R. 9368 - Voter ID Act USPS - Comments related to proposed voting by mail changes SPLC's policy positions can also be found here: https://www.splcenter.org/policy-advocacy/
Client expense: $480,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Election Assistance Commission (EAC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE
2026 · second_quarter · Accounting
The SPLC conducted lobbying activity related to the following topics and legislation: Endorse H.R. 8503 - Save SNAP Act of 2026 H.R. 8504 - Rural Health Resilience Act of 2026 H.R. 9581 - Fresh Bucks for Fresh Produce Act S. 2556 - Protecting Health Care and Lowering Costs Act H.R. 6088 / S. 3281 - Restoring Food Security for American Families and Farmers Act of 2025 Oppose S. 1 - Budget Reconciliation (Secure America Act) H.R. 8464 - Stopping Fraudulent Payments Act H.R. 7567 - Farm, Food, and National Security Act S. 4632 - Prevent Government Shutdowns Act Support H.R. 8555 - Living Wage for All Act S. 3956 - Make Billionaires Pay Their Fair Share Act Oppose H.R. 9330 - Earned Wage Access Consumer Protection Act H.R. 8000 - National Defense Authorization Act (opposing provisions/riders restricting equal-opportunity initiatives and programs) Fiscal Year 2027 Appropriations (opposing provisions/riders restricting equal-opportunity initiatives) General Services Administration Proposed Rule (opposing proposed new conditions on federal assistance) Department of Housing and Urban Development Disparate Impact Proposed Rule (opposing elimination of disparate impact regulations at HUD) Department of Labor Independent Contractor Rule (opposing revised standard for classifying workers as independent contractors) Other Advocacy Section 1977 of the Revised Statutes (clarifying that Section 1977 does not prohibit remedial charitable donations) Budget Reconciliation Bill H.R. 800 National Defense Authorization Act (NDAA) H.R. 2853 - CORCA H.R. 1958 - Deporting Fraudsters Act H.R. 4638 - BOWOW Act H.R. 2853 - Monitor Accountability Act H.R. 6260 - Keeping Violent Offenders Off Our Streets Act H.R. 5625 - Cashless Bail Reporting Act Improving Reporting to Prevent Hate Act (IRPHA) - House and Senate versions H.R. 14 - John R Lewis Voting Rights Advancement Act H.R. 5266 - Financial Services and General Government Appropriations Act H.R.7296 / S.3752 - SAVE America Act H.R. 9368 - Voter ID Act USPS - Comments related to proposed voting by mail changes SPLC's policy positions can also be found here: https://www.splcenter.org/policy-advocacy/
Client expense: $480,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
Advisory opinion on earned wage access; H.R.9330, Earned Wage Access Consumer Protection Act.
Client expense: Not reported · Firm income: $50,000
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2026 · second_quarter · Financial Institutions/Investments/Securities
H.R. 9330: Earned Wage Access Consumer Protection Act. Issues related to bank fintech partnerships, interchange fees, and Trump accounts.
Client expense: $350,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2026 · second_quarter · Banking
H.R.9330 - Earned Wage Access Consumer Protection Act.
Client expense: Not reported · Firm income: $10,000
Government targets: HOUSE OF REPRESENTATIVES