Homeowner's Flood Insurance Protection Act of 2007

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 and HR 6062 (restrictions on insurers use of credit scoring) oppose these bills which would remove an accurate predictor of insurance claims. HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. HR 2638 and HR 6965 - short term extensions of the NFIP. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. HR 5840 Establish an Office of Insurance Information in the Department of the Treasury; concerns about protection of proprietary data, preemption of state laws, and the appropriate role of the federal government in regulating insurers. HR 4461 and S 2458 Community Building Code Administration Grant Act of 2007; expressed support for these bills which seek to provide funding and incentives for state and local governments to increase their building code enforcement efforts. HR 6078 The Green Act of 2008; questions about impact on the underwriting of homeowners insurance. HR 6495 Transportation and Housing Choices for Gas Price Relief Act of 2008; questions about possible federal incentives for pay-as-you-drive auto insurance.

Client expense: $100,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

S 1751 Fiscal 2008 Energy-Water Appropriations - An original bill making appropriations for energy and water development for the fiscal year ending September 30, 2008, and for other purposes. S 2076 A bill to amend the Federal Power Act to require the President to designate certain geographical areas as national renewable energy zones, and for other purposes. S 2251 A bill to provide for the safe development of a repository at the Yucca Mountain site in the State of Nevada, and for other purposes. S 2531 A bill to amend the Tariff Act of 1930 to revise the antidumping duties and countervailing duties relating to the production of low-enriched uranium, and for other purposes. S 2730 A bill to facilitate the participation of private capital and skills in the strategic, economic, and environmental development of a diverse portfolio of clean energy and energy efficiency technologies within the United States, to facilitate the commercialization and market penetration of the technologies, and for other purposes. S 3186 Warm in Winter and Cool in Summer Act. Makes appropriations for FY2008 for payments under the Low-Income Home Energy Assistance Act of 1981 (LIHEAP Program). S 3215 A bill to require the Secretary of Energy to enter into cooperative agreements with private entities to share the cost of obtaining construction and operating licenses for certain types of recycling facilities. S 3233 21st Century Energy Technology Deployment Act. A bill to promote development of a 21st century energy system to increase United States competitiveness in the world energy technology marketplace, and for other purposes. S 3661 A bill to amend the Atomic Energy Act of 1954 to establish a United States Nuclear Fuel Management Corporation, and for other purposes. HR 6 Creating Long-Term Energy Alternatives for the National (CLEAN Energy) Act of 2007 - An act to move the United States toward greater energy independence and security, to increase the production of clean renewable fuels, and for other purposes. HR 2641 Fiscal 2008 Energy-Water Appropriations - Making appropriations for energy and water development and related agencies for the fiscal year ending September 30, 2008, and for other purposes. HR 2642 Supplemental Appropriations bill, including nuclear provisions. HR 3358 - Renewing Our Commitment to Safe and Clean Power Act. A bill to enhance the management and disposal of spent nuclear fuel and high-level radioactive waste and to ensure the expansion of clean nuclear power in the United States to reduce greenhouse gas emissions and enhance our domestic energy security. HR 4059 To promote electric transmission construction in rural areas with significant renewable energy potential, and for other purposes. HR 4929 To amend the Tariff Act of 1930 to clarify that the antidumping and countervailing duty laws apply to the production of low-enriched uranium, and for other purposes. HR 5437 To promote alternative and renewable fuels, domestic energy production, conservation, and efficiency, to increase American energy independence, and for other purposes. HR 6401 Renewable Energy Jobs and Security Act. To spur rapid and sustainable growth in renewable eletricity generation in the United States through priority interconnection, renewable energy payments, and for other purposes. HR6899 Comprehensive American Energy Security and Consumer Protection Act. To advance the national security interests of the United States by reducing its dependency on oil through renewable and clean, alternative fuel technologies while building a bridge to the future through expanded access to Federal oil and natural gas resources, revising the relationship between the oil and gas industry and the consumers who own those resources and deserve a fair return from the development of publicly owned oil and gas, ending tax subsidies for large oil and gas companies, and facilitating energy efficiencies in the building, housing, and transportation sectors, and for other purposes. HR 7018 21st Century Energy Technology Deployment Act. A bill to promote development of a 21st century energy system to increase United States competitiveness in the world energy technology marketplace, and for other purposes.

H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 2549 - Medicare Secondary Payer and Worker's Compensation Settlement Agreement Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3926 - Safe Building Codes Act of 2007 - All provisions H.R. 3959 - A bill to amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties - All provisions H.R. - 4050 - Levee-Like structure Consideration Act of 2007 - All provisions H.R. 4299 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4721 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4461 - A bill to promote and enhance the operation of local building code enforcement administration across the country by establishing a competitive federal matching grant program - All provisions H.R. 5611 - A bill to reform the National Association of Registered Agents and Brokers, and for other purposes - All provisions H.R. 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 - All provisions H.R. 5792 - A bill to amend the Liability Risk Retention Act of 1986 to increase insurance competition and available coverage for consumers - All provisions H.R. 5840 - A bill to establish an Office of Insurance Information in the Department of the Treasury - All provisions H.R. 5961 - Medicaid and SCHIP Abuse Prevention Act of 2008 - All provisions H.R. 6062 - Personal Lines of Insurance Fairness Act of 2008 - All provisions H.R. 6213 - Reinsurance International Solvency Standards Evaluation Board Act of 2008 - All provisions H.R. 6424 - Property Mitigation Assistance Act of 2008 - All provisions S. 40 - National Insurance Act of 2007 - All provisions S. 1890 - Flood Insurance Choice Act of 2007 - All provisions S. 1938 - National Flood Mapping Act of 2007 - All provisions S. 2029 - Physicial Payments Sunshine Act of 2007 - All provisions S. 2151 - A bill to amend the National Flood Insurance Act of 1968 to authorize notations on flood insurance rate maps for areas protected against 100-year and 500-year floods by certified flood control structures- All provisions S. 2251 - Homeowners' Flood Protection Act of 2007 - All provisions S. 2284 - Flood Insurance Reform and Modernization Act of 2007 - All provisions S. 2285 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 2458 - Community Building Code Administration Grant Act of 2007 - All provisions S. 2499 - Medicare, Medicaid and SCHIP extension act of 2007- All provisions S. 2621 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions FTC - Study on Credit-Based Insurance Scores: Impact on Homeowners Insurance - All provisions S. 3483 - Passenger Vehicle Loss Disclosure Act (Introduced in Senate) - All provision H.R. 6078 - Green Act of 2008 - Provision affecting homeowner insurance H.R. 6285 - To amend the National Flood Insurance Act of 1968 to provide for adequate progress on the construction of a flood protection system to include the appropriation of at least 60 percent of the system cost from Federal, State or local funds - All provisions S. 396 - A bill to amend the Internal Tax Revenue Code to 1986 to treat controlled foreign corporations in tax havens as domestic corporations - All provisisions S. 929 - Nonadmitted and Reinsurance Reform Act of 2007 - All provisions

S 1751 Fiscal 2008 Energy and Water Appropriations S 2076 A bill to amend the Federal Power Act to require the President to designate certain geographical sreas as national renewable energy zones, and for other purposes S 2251 A bill to provide for the safe development of a repository at the Yucca Mountain site in the State of Nevada, and for other purposes S 2531 A bill to amend the Tariff Act of 1930 to revise the antidumping duties and countervailing duties relating to the production of low-enriched uranium, and for other purposes S 2730 A bill to facilitate the participation of private capital and skills in the strategic, economic, and environmental development of a diverse portfolio of clean energy and energy efficient technolgies within the United States, to facilitate the commercialization and market penetration of the technologies, and for other purposes S 3215 A bill to require the Secretary of Energy to enter into cooperative agreements with private entities to share the cost of obtaining construction an doperating licenses for certain types of recycling facilities. S 3661 A bill to amend the Atomic Energy Act of 1954 to establish a United States Nuclear Fuel Management Corporation, and for other purposes HR 6 CLEAN Energy Act of 2007 HR 2641 Fiscal 2008 Energy and Water Appropriations HR 2642 Supplemental Appropriations bill HR 3358 Renewing our Commitment to Safe and Clean Power Act HR 4059 To promote electric transmission construction in rural areas with significant renewable energy potential, and for other purposes HR 4929 To amend the tariff Act of 1930 to clarify that the antidumping and countervailing duty laws apply to the production of low-enriched uranium, and for other purposes HR 5437 To promote alternative and renewable fuels, domestic energy production, conservation and efficiency, ato increase Americanm energy independence, and for other purposes HR 6401 Renewable Energy Jobs and Security Act HR 6899 Comprehensive American Energy Security and Consumer Protection Act HR6899 Comprehensive American Energy Security and Consumer Protection Act

HR91, HR330, HR920, HR921, HR922, HR957, HR1049, HR1065, HR1289, HR1682, HR2549, HR2638, HR2761, HR3121, HR3200, HR3926, HR3959, HR4050, HR4299, HR4461, HR 4721, HR5611, HR5633, HR5792, HR5840, HR5961, HR6062, HR6078, HR6213, HR6285, HR6308, HR6755, S40, S396, S1061, S1890, S1938, S2029, S2040, S2151, S2251, S2284, S2285, S2458, S2499, S2621

Client expense: $433,208 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Patent & Trademark Office (PTO), SENATE, Treasury, Dept of

H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 2549 - Medicare Secondary Payer and Worker's Compensation Settlement Agreement Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3926 - Safe Building Codes Act of 2007 - All provisions H.R. 3959 - A bill to amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties - All provisions H.R. - 4050 - Levee-Like structure Consideration Act of 2007 - All provisions H.R. 4299 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4721 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4461 - A bill to promote and enhance the operation of local building code enforcement administration across the country by establishing a competitive federal matching grant program - All provisions H.R. 5611 - A bill to reform the National Association of Registered Agents and Brokers, and for other purposes - All provisions H.R. 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 - All provisions H.R. 5792 - A bill to amend the Liability Risk Retention Act of 1986 to increase insurance competition and available coverage for consumers - All provisions H.R. 5840 - A bill to establish an Office of Insurance Information in the Department of the Treasury H.R. 5961 - Medicaid and SCHIP Abuse Prevention Act of 2008 - All provisions H.R. 6062 - Personal Lines of Insurance Fairness Act of 2008 - All provisions H.R. 6213 - Reinsurance International Solvency Standards Evaluation Board Act of 2008 - All provisions H.R. 6424 - Property Mitigation Assistance Act of 2008 - All provisions S. 40 - National Insurance Act of 2007 - All provisions S. 1890 - Flood Insurance Choice Act of 2007 - All provisions S. 1938 - National Flood Mapping Act of 2007 - All provisions S. 2029 - Physicial Payments Sunshine Act of 2007 - All provisions S. 2151 - A bill to amend the National Flood Insurance Act of 1968 to authorize notations on flood insurance rate maps for areas protected against 100-year and 500-year floods by certified flood control structures- All provisions S. 2251 - Homeowners' Flood Protection Act of 2007 - All provisions S. 2284 - Flood Insurance Reform and Modernization Act of 2007 - All provisions S. 2285 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 2458 - Community Building Code Administration Grant Act of 2007 - All provisions S. 2499 - Meidcare, Medicaid and SCHIP extension act of 2007- All provisions S. 2621 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions FTC - Study on Credit-Based Insurance Scores: Impact on Homeowners Insurance - All provisions S. 3483 - Passenger Vehicle Loss Disclosure Act (Introduced in Senate) - All provision H.R. 6308 - Municipal Bond Fairness Act (Introduced in House) - All provisions H.R. 6078 - Green Act of 2008 - Provision affecting homeowner insurance

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 and HR 6062 (restrictions on insurers use of credit scoring) oppose these bills which would remove an accurate predictor of insurance claims. HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. HR 2638 and HR 6965 - short term extensions of the NFIP. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. HR 5840 Establish an Office of Insurance Information in the Department of the Treasury; concerns about protection of proprietary data, preemption of state laws, and the appropriate role of the federal government in regulating insurers. HR 4461 and S 2458 Community Building Code Administration Grant Act of 2007; expressed support for these bills which seek to provide funding and incentives for state and local governments to increase their building code enforcement efforts. HR 6078 The Green Act of 2008; questions about impact on the underwriting of homeowners insurance

S. 2047, Flood Insurance Disclosure Act of 2007. All Provisions. Requires enhanced disclosures to consumers purchasing flood insurance. S. 2251, Homeowner's Flood Insurance Protection Act of 2007. All Provisions. Requires flood insurance for some w/ updates to flood insurance program rate maps. S. 2284, Amends the National Flood Insurance Act. All Provisions. Restores the financial solvency of the flood insurance fund S. 2285, An original bill to reauthorize the Federal terrorism risk insurance. All Provisions. Reauthorizes the Federal terrorism risk insurance program. S.2286, An original bill to establish a nonpartisan commission on natural catastrophe risk management and insurance. H.R.3121, Flood Insurance Reform and Modernization Act of 2007. All Provisions. Restores solvency of the national flood insurance program, program to make available multiperil coverage for damage resulting from windstorms and floods. H.R. 3355, Homeowners Defense Act of 2007. All Provisions. Ensures the availability and affordability of homeowners' insurance coverage for catastrophic events.

Client expense: $1,340,000 · Firm income: Not reported

H.R.3121, Flood Insurance Reform and Modernization Act of 2007. All Provisions. Restores solvency of the national flood insurance program, program to make available multiperil coverage for damage resulting from windstorms and floods. S.2621, Terrorism Risk Insurance Improvement Act of 2008. All Provisions. Amends the Terrorism Risk Insurance Act of 2002, to temporarily reduce the insurer deductibles for insurers sustaining insured losses from large terrorism events. H.R.1065, The Non-Admitted Reinsurance Act. All Provisions. Streamlines the regulation of nonadmitted insurance and reinsurance, and for other purposes. H.R.3355, Homeowners Defense Act of 2007. All Provisions. Ensures the availability and affordability of homeowners' insurance coverage for catastrophic events. S. 292, Commission on Catastrophic Disaster Risk and Insurance Act. All Provisions. A bill to establish a bipartisan commission on insurance reform. S.330, Homeowners' Insurance Availability Act (HIAA). All Provisions. Establishes a Federal program to provide reinsurance to improve the availability of homeowners' insurance. H.R.537, Commission on Catastrophic Disaster Risk and Insurance Act. All Provisions. Establishes a bipartisan commission on insurance reform. S.618, The Insurance Industry Competition Act. All Provisions. A bill to further competition in the insurance industry. H.R.913, The Hurricane and Tornado Mitigation Investment Act. All Provisions. Amends the Internal Revenue Code of 1986 to provide a credit against tax for hurricane and tornado mitigation expenditures. H.R.920, The Multiple Peril Insurance Act. All Provisions. Amends the National Flood Insurance Act of 1968 to provide for the national flood insurance program to make available multiperil coverage for damage resulting from windstorms or floods, and for other purposes. S.926, The Policyholder Disaster Protection Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. S.927, Catastrophic Savings Account Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to create Catastrophe Savings Accounts. S. 928, Homeowners' Insurance Protection Act (HIPA). All Provisions. A bill to establish a program to provide more protection at lower cost through a national backstop for State natural catastrophe insurance programs to help the United States better prepare for and protect its citizens against the ravages of natural catastrophes, to encourage and promote mitigation and prevention for, and recovery and rebuilding from such catastrophes, to better assist in the financial recovery from such catastrophes, and to develop a rigorous process of continuous improvement. H.R.164, The Policyholder Disaster Protection Act. All Provisions. Amends the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. H.R.91, Homeowners' Insurance Protection Act (HIPA). All Provisions. Establishes a program to provide reinsurance for State natural catastrophe insurance programs to help the United States better prepare for and protect its citizens against the ravages of natural catastrophes, to encourage and promote mitigation and prevention for, and recovery and rebuilding from such catastrophes, and to better assist in the financial recovery from such catastrophes. S. 929, The Non-Admitted Lines and Reinsurance Act. All provisions. A bill to streamline the regulation of nonadmitted insurance and reinsurance, and for other purposes. S. 930, The Hurricane and Tornado Mitigation Investment Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for hurricane and tornado mitigation expenditures. H.R. 1081, The Insurance Industry Competition Act. All Provisions. Furthers competition in the insurance industry. H.R. 1787, Catastrophic Savings Account Act. All Provisions. Amends the Internal Revenue Code of 1986 to create Catastrophe Savings Accounts. S.2047, Flood Insurance Disclosure Act of 2007. All Provisions. Requires enhanced disclosures to consumers purchasing flood insurance. S.2251, Homeowner's Flood Insurance Protection Act of 2007. All Provisions. Requires flood insurance for some w/ updates to flood insurance program rate maps. S.2284, Flood Insurance Modernization Act of 2007.All Provisions. Restores the financial solvency of the flood insurance fund S.2286, Commission on Natural Catastrophe Risk Management and Insurance Act of 2007. All Provisions. Establishes a nonpartisan commission on natural catastrophe risk management and insurance. S.2310, Homeowners' Defense Act of 2007. All Provisions. Seeks to establish a National Catastrophic Risks Consortium and a National Homeowners' Insurance Stabilization Program, and for other purposes. H.R. 3200, National Insurance Act of 2007. All provisions. Authorizes the issuance of Federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the Federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes.

HR91, HR330, HR920, HR921, HR922, HR957, HR1049, HR1065, HR1682, HR2549, HR2761, HR3121, HR3200, HR3926, HR3959, HR4050, HR4299, HR4461, HR4721, HR5611, HR5633, HR5792, HR5840, HR5961, HR6062, HR6213, HR6285, HR6424, S40, S396, S1061, S1890, S1938, S2029, S2151, S2251, S2284, S2285, S2458, S2499, S2621

Client expense: $714,749 · Firm income: Not reported

H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 2549 - Medicare Secondary Payer and Worker's Compensation Settlement Agreement Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3926 - Safe Building Codes Act of 2007 - All provisions H.R. 3959 - A bill to amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties - All provisions H.R. - 4050 - Levee-Like structure Consideration Act of 2007 - All provisions H.R. 4299 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4721 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4461 - A bill to promote and enhance the operation of local building code enforcement administration across the country by establishing a competitive federal matching grant program - All provisions H.R. 5611 - A bill to reform the National Association of Registered Agents and Brokers, and for other purposes - All provisions H.R. 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 - All provisions H.R. 5792 - A bill to amend the Liability Risk Retention Act of 1986 to increase insurance competition and available coverage for consumers - All provisions H.R. 5840 - A bill to establish an Office of Insurance Information in the Department of the Treasury H.R. 5961 - Medicaid and SCHIP Abuse Prevention Act of 2008 - All provisions H.R. 6062 - Personal Lines of Insurance Fairness Act of 2008 - All provisions H.R. 6213 - Reinsurance International Solvency Standards Evaluation Board Act of 2008 - All provisions H.R. 6424 - Property Mitigation Assistance Act of 2008 - All provisions S. 40 - National Insurance Act of 2007 - All provisions S. 1890 - Flood Insurance Choice Act of 2007 - All provisions S. 1938 - National Flood Mapping Act of 2007 - All provisions S. 2029 - Physicial Payments Sunshine Act of 2007 - All provisions S. 2151 - A bill to amend the National Flood Insurance Act of 1968 to authorize notations on flood insurance rate maps for areas protected against 100-year and 500-year floods by certified flood control structures- All provisions S. 2251 - Homeowners' Flood Protection Act of 2007 - All provisions S. 2284 - Flood Insurance Reform and Modernization Act of 2007 - All provisions S. 2285 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 2458 - Community Building Code Administration Grant Act of 2007 - All provisions S. 2499 - SCHIP - All provisions S. 2621 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions S. 396 - A bill to amend the Internal Tax Revenue Code to 1986 to treat controlled foreign corporations in tax havens as domestic corporations - All provisions FTC - Study on Credit-Based Insurance Scores: Impact on Homeowners Insurance - All provisions

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 and HR 6062 (restrictions on insurers use of credit scoring) oppose these bills which would remove an accurate predictor of insurance claims. HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. HR 5840 Establish an Office of Insurance Information in the Department of the Treasury; concerns about protection of proprietary data, preemption of state laws, and the appropriate role of the federal government in regulating insurers.

Client expense: $50,000 · Firm income: Not reported

S 1751 Fiscal 2008 Energy-Water Appropriations - An original bill making appropriations for energy and water development for the fiscal year ending September 30, 2008, and for other purposes. S 2076 A bill to amend the Federal Power Act to require the President to designate certain geographical areas as national renewable energy zones, and for other purposes. S 2251 A bill to provide for the safe development of a repository at the Yucca Mountain site in the State of Nevada, and for other purposes. S 2531 A bill to amend the Tariff Act of 1930 to revise the antidumping duties and countervailing duties relating to the production of low-enriched uranium, and for other purposes. S 2730 A bill to facilitate the participation of private capital and skills in the strategic, economic, and environmental development of a diverse portfolio of clean energy and energy efficiency technologies within the United States, to facilitate the commercialization and market penetration of the technologies, and for other purposes. S 3215 A bill to require the Secretary of Energy to enter into cooperative agreements with private entities to share the cost of obtaining construction and operating licenses for certain types of recycling facilities. HR 6 Creating Long-Term Energy Alternatives for the National (CLEAN Energy) Act of 2007 - An act to move the United States toward greater energy independence and security, to increase the production of clean renewable fuels, and for other purposes. HR 2641 Fiscal 2008 Energy-Water Appropriations - Making appropriations for energy and water development and related agencies for the fiscal year ending September 30, 2008, and for other purposes. HR 2642 Supplemental Appropriations bill, including nuclear provisions. HR 3358 - Renewing Our Commitment to Safe and Clean Power Act. A bill to enhance the management and disposal of spent nuclear fuel and high-level radioactive waste and to ensure the expansion of clean nuclear power in the United States to reduce greenhouse gas emissions and enhance our domestic energy security. HR 4059 To promote electric transmission construction in rural areas with significant renewable energy potential, and for other purposes. HR 4929 To amend the Tariff Act of 1930 to clarify that the antidumping and countervailing duty laws apply to the production of low-enriched uranium, and for other purposes. HR 5437 To promote alternative and renewable fuels, domestic energy production, conservation, and efficiency, to increase American energy independence, and for other purposes.

H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 2549 - Medicare Secondary Payer and Worker's Compensation Settlement Agreement Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3926 - Safe Building Codes Act of 2007 - All provisions H.R. 3959 - A bill to amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties - All provisions H.R. - 4050 - Levee-Like structure Consideration Act of 2007 - All provisions H.R. 4299 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4721 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4461 - A bill to promote and enhance the operation of local building code enforcement administration across the country by establishing a competitive federal matching grant program - All provisions H.R. 5611 - A bill to reform the National Association of Registered Agents and Brokers, and for other purposes - All provisions S. 40 - National Insurance Act of 2007 - All provisions S. 1890 - Flood Insurance Choice Act of 2007 - All provisions S. 1938 - National Flood Mapping Act of 2007 - All provisions S. 2151 - A bill to amend the National Flood Insurance Act of 1968 to authorize notations on flood insurance rate maps for areas protected against 100-year and 500-year floods by certified flood control structures S. 2251 - Homeowners' Flood Protection Act of 2007 - All provisions S. 2284 - Flood Insurance Reform and Modernization Act of 2007 - All provisions S. 2285 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 2458 - Community Building Code Administration Grant Act of 2007 - All provisions S. 2499 - SCHIP - All provisions S. 2621 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions S. 396 - A bill to amend the Internal Tax Revenue Code to 1986 to treat controlled foreign corporations in tax havens as domestic corporations - All provisions S. 2014 - The False Claims Correction Act of 2007 - All provisions

H.R. 91, H.R. 330 H.R. 920, H.R. 921, H.R. 922, H.R. 957, H.R. 1049, H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2761, H.R. 3121, H.R. 3200, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, S. 40S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S 2621

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 91, H.R. 330 H.R. 920, H.R. 921, H.R. 922, H.R. 957, H.R. 1049, H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2761, H.R. 3121, H.R. 3200, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, S. 40S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S 2621

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 91, H.R. 330 H.R. 920, H.R. 921, H.R. 922, H.R. 957, H.R. 1049, H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2761, H.R. 3121, H.R. 3200, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, S. 40S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S 2621

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 91, H.R. 330 H.R. 920, H.R. 921, H.R. 922, H.R. 957, H.R. 1049, H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2761, H.R. 3121, H.R. 3200, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, S. 40S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S 2621

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 91, H.R. 330 H.R. 920, H.R. 921, H.R. 922, H.R. 957, H.R. 1049, H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2761, H.R. 3121, H.R. 3200, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, S. 40S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S 2621

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 91, H.R. 330 H.R. 920, H.R. 921, H.R. 922, H.R. 957, H.R. 1049, H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2761, H.R. 3121, H.R. 3200, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, S. 40S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S 2621

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R.91, Homeowners' Insurance Protection Act (HIPA). All Provisions. Establishes a program to provide reinsurance for State natural catastrophe insurance programs to help the United States better prepare for and protect its citizens against the ravages of natural catastrophes, to encourage and promote mitigation and prevention for, and recovery and rebuilding from such catastrophes, and to better assist in the financial recovery from such catastrophes. H.R.164, The Policyholder Disaster Protection Act. All Provisions. Amends the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. S. 292, Commission on Catastrophic Disaster Risk and Insurance Act. All Provisions. A bill to establish a bipartisan commission on insurance reform. S.330, Homeowners' Insurance Availability Act (HIAA). All Provisions. Establishes a Federal program to provide reinsurance to improve the availability of homeowners' insurance. H.R.537, Commission on Catastrophic Disaster Risk and Insurance Act. All Provisions. Establishes a bipartisan commission on insurance reform. S.618, The Insurance Industry Competition Act. All Provisions. A bill to further competition in the insurance industry. H.R.913, The Hurricane and Tornado Mitigation Investment Act. All Provisions. Amends the Internal Revenue Code of 1986 to provide a credit against tax for hurricane and tornado mitigation expenditures. H.R.920, The Multiple Peril Insurance Act. All Provisions. Amends the National Flood Insurance Act of 1968 to provide for the national flood insurance program to make available multiperil coverage for damage resulting from windstorms or floods, and for other purposes. S.926, The Policyholder Disaster Protection Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. S.927, Catastrophic Savings Account Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to create Catastrophe Savings Accounts. S. 928, Homeowners' Insurance Protection Act (HIPA). All Provisions. A bill to establish a program to provide more protection at lower cost through a national backstop for State natural catastrophe insurance programs to help the United States better prepare for and protect its citizens against the ravages of natural catastrophes, to encourage and promote mitigation and prevention for, and recovery and rebuilding from such catastrophes, to better assist in the financial recovery from such catastrophes, and to develop a rigorous process of continuous improvement. S. 929, The Non-Admitted Lines and Reinsurance Act. All provisions. A bill to streamline the regulation of nonadmitted insurance and reinsurance, and for other purposes. S. 930, The Hurricane and Tornado Mitigation Investment Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for hurricane and tornado mitigation expenditures. H.R.1065, The Non-Admitted Lines and Reinsurance Act. All Provisions. Streamlines the regulation of nonadmitted insurance and reinsurance, and for other purposes. H.R. 1081, The Insurance Industry Competition Act. All Provisions. Furthers competition in the insurance industry. H.R. 1787, Catastrophic Savings Account Act. All Provisions. Amends the Internal Revenue Code of 1986 to create Catastrophe Savings Accounts. S.2047, Flood Insurance Disclosure Act of 2007. All Provisions. Requires enhanced disclosures to consumers purchasing flood insurance. S.2251, Homeowner's Flood Insurance Protection Act of 2007. All Provisions. Requires flood insurance for some w/ updates to flood insurance program rate maps. S.2284, Flood Insurance Modernization Act of 2007.All Provisions. Restores the financial solvency of the flood insurance fund S.2286, Commission on Natural Catastrophe Risk Management and Insurance Act of 2007. All Provisions. Establishes a nonpartisan commission on natural catastrophe risk management and insurance. S.2310, Homeowners' Defense Act of 2007. All Provisions. Seeks to establish a National Catastrophic Risks Consortium and a National Homeowners' Insurance Stabilization Program, and for other purposes . S.2621, Terrorism Risk Insurance Improvement Act of 2008. All Provisions. Amends the Terrorism Risk Insurance Act of 2002, to temporarily reduce the insurer deductibles for insurers sustaining insured losses from large terrorism events. H.R.3121, Flood Insurance Reform and Modernization Act of 2007. All Provisions. Restores solvency of the national flood insurance program, program to make available multiperil coverage for damage resulting from windstorms and floods. H.R. 3200, National Insurance Act of 2007. All provisions. Authorizes the issuance of Federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the Federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes. H.R.3355, Homeowners Defense Act of 2007. All Provisions. Ensures the availability and affordability of homeowners' insurance coverage for catastrophic events. H.R.3959, Flood Insurance. All Provisions. Amends the National Flood Insurance Act of 1968 (Act) to provide for phased-in actuarial premium rates for recently purchased pre-FIRM properties costing at least $600,000. (A pre-FIRM structure is one that was not constructed or substantially improved after the more... later of: (1) December 31, 1974; or (2) the effective date of the initial rate map published by the Director of the Federal Emergency Management Agency (FEMA) under the National Flood Insurance Act of 1968 for the area in which such structure is located.)

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 (restrictions on insurers use of credit scoring) oppose these restrictions which would remove an accurate predictor of insurance claims HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents.

Client expense: $50,000 · Firm income: Not reported

S 1751 Fiscal 2008 Energy-Water Appropriations - An original bill making appropriations for energy and water development for the fiscal year ending September 30, 2008, and for other purposes. S 2076 A bill to amend the Federal Power Act to require the President to designate certain geographical areas as national renewable energy zones, and for other purposes. S 2251 A bill to provide for the safe development of a repository at the Yucca Mountain site in the State of Nevada, and for other purposes. S 2531 A bill to amend the Tariff Act of 1930 to revise the antidumping duties and countervailing duties relating to the production of low-enriched uranium, and for other purposes. S 2730 A bill to facilitate the participation of private capital and skills in the strategic, economic, and environmental development of a diverse portfolio of clean energy and energy efficiency technologies within the United States, to facilitate the commercialization and market penetration of the technologies, and for other purposes. HR 6 Creating Long-Term Energy Alternatives for the National (CLEAN Energy) Act of 2007 - An act to move the United States toward greater energy independence and security, to increase the production of clean renewable fuels, and for other purposes. HR 2641 Fiscal 2008 Energy-Water Appropriations - Making appropriations for energy and water development and related agencies for the fiscal year ending September 30, 2008, and for other purposes. HR 3358 Renewing Our Commitment to Safe and Clean Power Act. HR 4059 To promote electric transmission construction in rural areas with significant renewable energy potential, and for other purposes. HR 4929 To amend the Tariff Act of 1930 to clarify that the antidumping and countervailing duty laws apply to the production of low-enriched uranium, and for other purposes. HR 5437 To promote alternative and renewable fuels, domestic energy production, conservation, and efficiency, to increase American energy independence, and for other purposes.

H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 2549 - Medicare Secondary Payer and Worker's Compensation Settlement Agreement Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3926 - Safe Building Codes Act of 2007 - All provisions H.R. 3959 - A bill to amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties - All provisions H.R. - 4050 - Levee-Like structure Consideration Act of 2007 - All provisions H.R. 4299 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4721 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions S. 40 - National Insurance Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 1890 - Flood Insurance Choice Act of 2007 - All provisions S. 1938 - National Flood Mapping Act of 2007 - All provisions S. 2151 - A bill to amend the National Flood Insurance Act of 1968 to authorize notations on flood insurance rate maps for areas protected against 100-year and 500-year floods by certified flood control structures S. 2251 - Homeowners' Flood Protection Act of 2007 - All provisions S. 2284 - Flood Insurance Reform and Modernization Act of 2007 - All provisions S. 2285 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 396 - A bill to amend the Internal Tax Revenue Code to 1986 to treat controlled foreign corporations in tax havens as domestic corporations - All provisions S. 2014 - The False Claims Correction Act of 2007 - All provisions FTC Final Rule to Implement Affiliate Marketing Provision of Fair and Accurate Credit Transactions Act of 2003 - All provisions FTC Study on Credit-Based Insurance Scores: Impacts on Consumers of Automobile Insurance (Section 215 of the FACT Act of 2003) - All Provisions H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions

HR 91, HR 330, HR 920, HR 921, HR 922, HR 957, HR 1049, HR 1065, HR 1682, HR 2549, HR 2761, HR 3121, HR 3200, HR 3926, HR 3959, HR 4050, HR 4299, HR 4461, HR 4721, S 40, S 396, S 1061, S 1890, S 1938, S 2029, S 2151, S 2251, S 2284, S 2285, S 2458, S 2499

Client expense: $3,445,011 · Firm income: Not reported

HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act of 2007; HR 920 Multiple Peril Insurance Act of 2007; HR 921 Flood Insurance Community Outreach Grant Program, HR 922 National Flood Insurance Program Participation Evalution Act of 2007; S. 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act of 2007; S 2251 Homeowners Flood Protection Act; HR 3959 Phase-in of Actuarial Rates for certain properties; Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, a move to actuarially sound rates and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 2761, S 2285 and HR 4299; Terrorism Risk Insurance Act extension; the need for a workable TRIA program in the future

Client expense: $100,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE