Military Justice Improvement Act of 2013

S. 222 (to allow for voluntary loss mitigation program in bankruptcy) S. 299 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). S. 489 (to require minimum mortgage servicing standards) S. 527 (to continue HAMP) S. 673 (to amend TILA to establish a national usury rate for consumer credit transactions)S. 690 (to create an Office of the Homeowner Advocate) S. 727 (to improve the examination of depository institutions, and for other purposes) S. 737 (to keep current regulatory structure of CFPB) S. 824 (to require minimum mortgage servicing standards) S. 949 (to oppose amending the Truth in Lending Act to change definitions provided for points and fees in connection with a mortgage transaction) S. 967 (to require minimum mortgage servicing standards) S. 1054 (to ensure that the bankruptcy process is fair for consumers) S. 1187 (to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt) S. 1217 (to provide secondary mortgage market reform, and for other purposes) S. 1349 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes) S. 1376 (to improve FHA and to ensure the solvency of the Mutual Mortgage Insurance Fund, and for other purposes) S. 1577 (to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction) S. 1606 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) S. 1615 (to oppose enhanced economic analysis and justification of regulations proposed by certain federal financial regulators) S. Amdt. 1294 to S. 1867, the Defense Authorization Bill (to enhance consumer credit protections for service members and their families) S. 1963 (to oppose revoking the charters for the government-sponsored enterprises and creating a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes) S. 2072 (to discourage disincentives to the housing missions of the government-sponsored enterprises and require consistent putback risks at the enterprises to assist homeowners) S. 2641 (to oppose amending the Truth in Lending Act to provide that residential mortgage loans held in portfolio qualify as qualified mortgages for purposes of the presumption of the ability to repay requirements under such Act) S. 3047 (to encourage responsible homeowners to refinance mortgages, and for other purposes) S. 3085 (to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Assoc. and the Federal Home Loan Mortgage Corp.) S. 3254 (to provide for stronger credit protections for servicemembers and their dependent family members) S. 3426 (to amend the Truth in Lending Act to address certain issues related to the extension of consumer credit) S. 3452 (to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions). S. 3468 (to oppose affirming the authority of the president to require independent regulatory agencies to comply with regulatory analysis applicable to executive agencies) S. 3522 (to provide for the expansion of affordable refinancing of mortgages held by FNMA and FHLMC ) S. 3571 (to oppose requiring the Bureau of Consumer Financial Protection to conduct a small business review panel on the qualified mortgage rule before the Bureau can go forward with a final rule) S. 4041 (to amend the Electronic Fund Transfer Act to provide protection for consumers who have prepaid cards, and other purposes) H.R. 10 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). H.R. 31 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 527 (to oppose a complete analysis of potential impacts on small entities of rules, and for other purposes). H.R. 830 (to continue to FHA short refinance program) H.R. 836 (to continue the Emergency Homeowner Relief Program) H.R. 839 (to continue HAMP) H.R. 861 (to continue NSP) H.R. 1077 (to oppose amending TILA to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 1121 (to keep current regulatory structure of CFPB) H.R. 1261 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes) H.R. 1315 (to keep current FSOC veto authority structure in CFPB) H.R. 1355 (to maintain the current CFPB regulatory structure and funding system) H.R. 1477 (to require minimum mortgage servicing standards) H.R. 1553 (to improve the examination of depository institutions, and for other purposes) H.R. 1566 (to oppose creating a federal charter for Internet consumer credit corporations, and for other purposes) H.R. 1567 (to require minimum mortgage servicing standards) H.R. 1677 (to keep the current CFPB transfer date in place) H.R. 1697 (to oppose amendments to the Consumer Financial Protection Act of 2010) H.R. 1750 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes) H.R. 1783 (to require minimum mortgage servicing standards) H.R. 1779 (to oppose amending the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage) H.R. 1909 (to oppose the federal chartering of Federal Financial Servicing and Credit Companies) H.R. 2081 (to keep the current CFPB regulatory structure)H.R. 2672 (to oppose amending the Dodd-Frank Wall Street Reform and Consumer Protection Act to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes) H.R. 2673 (to oppose amending the Truth in Lending Act to provide that residential mortgage loans held on portfolio qualify as qualified mortgages for purposes of the presumption of the ability to repay requirements under such Act). H.R. 2767 (to oppose legislation to protect American taxpayers and homeowners by creating sustainable housing finance system for the 21st century) H.R. 2788 (to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt) H.R. 2892 (to oppose amending the Fair Debt Collection Practices Act to preclude law firms and licensed attorneys from the definition of a debt collector when taking certain actions)H.R. 2994 (to amend the Internal Revenue Code of 1986 to extend for one year the exclusion from gross income of discharges of qualified principal residence indebtedness) H.R. 3010 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) H.R. 3077 (to ensure customers have the right to close depository account without unreasonable cost or other barriers) H.R. 3211 (to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction) H.R. 3461 (to oppose purported improvements to the examination of depository institutions, and for other purposes) H.R. 3529 (to provide exemptions from certain mortgage, servicing, and appraisal requirements for non-profit low-income housing providers, and for other purposes) H.R. 3644 (to oppose purported standardization and transparency in the mortgage backed security system) H.R. 3648 (to support amending the Internal Revenue Code of 1986 to exclude discharges of indebtedness on principal residences from gross income, and for other purposes) H.R. 3770 (to oppose requiring Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes) H.R. 4101 (to oppose amending the Fair Debt Collection Practices Act to exempt a debt collector from liability when leaving certain voice messages for a consumer with respect to a debt as long as the debt collector follows regulations prescribed by the Bureau of Consumer Financial Protection on the appropriate manner in which to leave such a message, and for other purposes) H.R. 4262 (to oppose applying the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection) H.R. 4310 (to support amending the Military Lending Act to provide additional enhancements of protections on consumer credit for members of the armed forces and their dependents) H.R. 4323 (to oppose amending the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 4236 (to amend the Higher Education Act of 1965 and the Truth in Lending Act to clarify the application of prepayment amounts on student loans) H.R. 4383 (to oppose mend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board, and for other purposes) H.R. 4466 (to oppose requiring certain financial regulators to determine whether new regulations or orders are duplicative or inconsistent with existing Federal regulations, and for other purposes. H.R. 4521 (to oppose modifying exemptions for small creditors and mortgage loan servicers, to require a study of appropriate capital requirements for mortgage servicing assets for non-systemic banking institutions, and for other purposes) H.R. 4539 (to oppose requiring the Bureau of Consumer Financial Protection, when issuing a research paper, to include all studies, data, and other analyses on which the paper was based) H.R. 4604 (to oppose amending the Consumer Financial Protection Act of 2010 to create a consumer opt-out list for data collected by the Bureau, to put time limits on data held by the Bureau, and for other purposes) H.R. 4684 (to oppose providing for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance, and for other purposes) H.R. 4986 (to oppose amending certain banking statutes in response to Operation Choke Point) H.R. 5130 (to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions) H.R. 5403 (to oppose nullifying guidance of the Bureau of Consumer Financial Protection and to provide requirements for guidance issued by the Bureau with respect to indirect auto lending) H.R. 5461 (to oppose clarifying the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes) H.R. 5691 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions) H.R. 6139 (to oppose federal chartering of national consumer credit corporations)BILLS UNDER DISCUSSION/NOT YET INTRODUCED Senate legislation on checking account overdraft practices (to require fair practices related to overdraft fees) Senate legislation to address abusive payday lending practices House legislation to amend the Real Estate Settlement Procedures Act of 1974 to prohibit certain financial benefits for referrals of business and to improve the judicial relief for certain violations, and for other purposes. House legislation to amend the Truth in Lending Act to strengthen consumer protection in automobile lending and to establish requirements for the collection of data related to automobile lending. House legislation on debit cards (to ensure there are fair consumer protections for debit card users) House legislation to provide secondary mortgage market reform, and for other purposes (The HOME Forward Act of 2014) House legislation to amend the Truth in Lending Act to exempt certain higher-risk mortgages from property appraisal requirements and to exempt individuals from penalties for failure to report certain appraisers, and to amend the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to exempt certain higher-risk mortgages from property appraisal requirements, and for other purposes (The Access to Affordable Mortgages Act of 2014).

Client expense: $35,000 · Firm income: Not reported

Government targets: Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Discussed the FY 2015 National Defense Authorization Act (H.R. 4435/S. 2410). Supported S. 1659, the POST Act. This legislation would allow for-profit schools to receive no more than 85% of their revenues from federal sources and include DoD Tuition Assistance and G.I. Bill funds in the 85% calculation. Supported the Caring for Military Children with Developmental Disabilities Act of 2014 (H.R. 4630/S.2333). This legislation would improve access to behavioral health services, including applied behavior analysis, for TRICARE beneficiaries with autism and other developmental disabilities. Supported H.R. 164 which would permit former members of the Armed Forces who have a service-connected disability rated as total to travel on military aircraft in the same manner and to the same extent as retired members of the Armed Forces are entitled to travel on such aircraft. Supported the Rehabilitative Therapy Parity for Military Beneficiaries Act (H.R. 1705). Discussed the Military Justice Improvement Act of 2013 (S. 967). Supported the Disabled Military Child Protection Act (H.R. 2249/S. 1076). Supported House efforts to increase DoD and VA support for Joint Centers of Excellence.

Client expense: Not reported · Firm income: $75,000

Government targets: Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of Personnel Management (OPM), SENATE, Transportation, Dept of (DOT), White House Office

Discussed the FY 2015 National Defense Authorization Act (H.R. 4435/S. 2410). Supported S. 1659, the POST Act. This legislation would allow for-profit schools to receive no more than 85% of their revenues from federal sources and include DoD Tuition Assistance and G.I. Bill funds in the 85% calculation. Supported the Caring for Military Children with Developmental Disabilities Act of 2014 (H.R. 4630/S.2333). This legislation would improve access to behavioral health services, including applied behavior analysis, for TRICARE beneficiaries with autism and other developmental disabilities. Supported H.R. 164 which would permit former members of the Armed Forces who have a service-connected disability rated as total to travel on military aircraft in the same manner and to the same extent as retired members of the Armed Forces are entitled to travel on such aircraft. Supported the Rehabilitative Therapy Parity for Military Beneficiaries Act (H.R. 1705). Discussed the Military Justice Improvement Act of 2013 (S. 967). Supported the Disabled Military Child Protection Act (H.R. 2249/S. 1076). Supported House efforts to increase DoD and VA support for Joint Centers of Excellence.

Client expense: Not reported · Firm income: $75,000

Government targets: Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of Personnel Management (OPM), SENATE, Transportation, Dept of (DOT), White House Office

S. 222 (to allow for voluntary loss mitigation program in bankruptcy) S. 299 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). S. 489 (to require minimum mortgage servicing standards) S. 527 (to continue HAMP) S. 673 (to amend TILA to establish a national usury rate for consumer credit transactions)S. 690 (to create an Office of the Homeowner Advocate) S. 727 (to improve the examination of depository institutions, and for other purposes) S. 737 (to keep current regulatory structure of CFPB) S. 824 (to require minimum mortgage servicing standards) S. 949 (to oppose amending the Truth in Lending Act to change definitions provided for points and fees in connection with a mortgage transaction) S. 967 (to require minimum mortgage servicing standards) S. 1054 (to ensure that the bankruptcy process is fair for consumers) S. 1187 (to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt) S. 1217 (to provide secondary mortgage market reform, and for other purposes) S. 1349 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes) S. 1376 (to improve FHA and to ensure the solvency of the Mutual Mortgage Insurance Fund, and for other purposes) S. 1577 (to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction) S. 1606 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) S. 1615 (to oppose enhanced economic analysis and justification of regulations proposed by certain federal financial regulators) S. Amdt. 1294 to S. 1867, the Defense Authorization Bill (to enhance consumer credit protections for service members and their families) S. 1963 (to oppose revoking the charters for the government-sponsored enterprises and creating a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes) S. 2072 (to discourage disincentives to the housing missions of the government-sponsored enterprises and require consistent putback risks at the enterprises to assist homeowners) S. 2641 (to oppose amending the Truth in Lending Act to provide that residential mortgage loans held in portfolio qualify as qualified mortgages for purposes of the presumption of the ability to repay requirements under such Act) S. 3047 (to encourage responsible homeowners to refinance mortgages, and for other purposes) S. 3085 (to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Assoc. and the Federal Home Loan Mortgage Corp.) S. 3254 (to provide for stronger credit protections for servicemembers and their dependent family members) S. 3426 (to amend the Truth in Lending Act to address certain issues related to the extension of consumer credit) S. 3452 (to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions). S. 3468 (to oppose affirming the authority of the president to require independent regulatory agencies to comply with regulatory analysis applicable to executive agencies) S. 3522 (to provide for the expansion of affordable refinancing of mortgages held by FNMA and FHLMC ) S. 3571 (to oppose requiring the Bureau of Consumer Financial Protection to conduct a small business review panel on the qualified mortgage rule before the Bureau can go forward with a final rule) S. 4041 (to amend the Electronic Fund Transfer Act to provide protection for consumers who have prepaid cards, and other purposes) H.R. 10 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). H.R. 31 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 527 (to oppose a complete analysis of potential impacts on small entities of rules, and for other purposes). H.R. 830 (to continue to FHA short refinance program) H.R. 836 (to continue the Emergency Homeowner Relief Program) H.R. 839 (to continue HAMP) H.R. 861 (to continue NSP) H.R. 1077 (to oppose amending TILA to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 1121 (to keep current regulatory structure of CFPB) H.R. 1261 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes) H.R. 1315 (to keep current FSOC veto authority structure in CFPB) H.R. 1355 (to maintain the current CFPB regulatory structure and funding system) H.R. 1477 (to require minimum mortgage servicing standards) H.R. 1553 (to improve the examination of depository institutions, and for other purposes) H.R. 1566 (to oppose creating a federal charter for Internet consumer credit corporations, and for other purposes) H.R. 1567 (to require minimum mortgage servicing standards) H.R. 1677 (to keep the current CFPB transfer date in place) H.R. 1697 (to oppose amendments to the Consumer Financial Protection Act of 2010) H.R. 1750 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes) H.R. 1783 (to require minimum mortgage servicing standards) H.R. 1779 (to oppose amending the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage) H.R. 1909 (to oppose the federal chartering of Federal Financial Servicing and Credit Companies) H.R. 2081 (to keep the current CFPB regulatory structure)H.R. 2672 (to oppose amending the Dodd-Frank Wall Street Reform and Consumer Protection Act to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes) H.R. 2673 (to oppose amending the Truth in Lending Act to provide that residential mortgage loans held on portfolio qualify as qualified mortgages for purposes of the presumption of the ability to repay requirements under such Act). H.R. 2767 (to oppose legislation to protect American taxpayers and homeowners by creating sustainable housing finance system for the 21st century) H.R. 2788 (to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt) H.R. 2892 (to oppose amending the Fair Debt Collection Practices Act to preclude law firms and licensed attorneys from the definition of a debt collector when taking certain actions)H.R. 2994 (to amend the Internal Revenue Code of 1986 to extend for one year the exclusion from gross income of discharges of qualified principal residence indebtedness) H.R. 3010 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) H.R. 3077 (to ensure customers have the right to close depository account without unreasonable cost or other barriers) H.R. 3211 (to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction) H.R. 3461 (to oppose purported improvements to the examination of depository institutions, and for other purposes) H.R. 3529 (to provide exemptions from certain mortgage, servicing, and appraisal requirements for non-profit low-income housing providers, and for other purposes) H.R. 3644 (to oppose purported standardization and transparency in the mortgage backed security system) H.R. 3648 (to support amending the Internal Revenue Code of 1986 to exclude discharges of indebtedness on principal residences from gross income, and for other purposes) H.R. 3770 (to oppose requiring Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes) H.R. 4101 (to oppose amending the Fair Debt Collection Practices Act to exempt a debt collector from liability when leaving certain voice messages for a consumer with respect to a debt as long as the debt collector follows regulations prescribed by the Bureau of Consumer Financial Protection on the appropriate manner in which to leave such a message, and for other purposes) H.R. 4262 (to oppose applying the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection) H.R. 4310 (to support amending the Military Lending Act to provide additional enhancements of protections on consumer credit for members of the armed forces and their dependents) H.R. 4323 (to oppose amending the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 4236 (to amend the Higher Education Act of 1965 and the Truth in Lending Act to clarify the application of prepayment amounts on student loans) H.R. 4383 (to oppose mend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board, and for other purposes) H.R. 4466 (to oppose requiring certain financial regulators to determine whether new regulations or orders are duplicative or inconsistent with existing Federal regulations, and for other purposes. H.R. 4521 (to oppose modifying exemptions for small creditors and mortgage loan servicers, to require a study of appropriate capital requirements for mortgage servicing assets for non-systemic banking institutions, and for other purposes) H.R. 4539 (to oppose requiring the Bureau of Consumer Financial Protection, when issuing a research paper, to include all studies, data, and other analyses on which the paper was based) H.R. 4604 (to oppose amending the Consumer Financial Protection Act of 2010 to create a consumer opt-out list for data collected by the Bureau, to put time limits on data held by the Bureau, and for other purposes) H.R. 4684 (to oppose providing for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance, and for other purposes) H.R. 4986 (to oppose amending certain banking statutes in response to Operation Choke Point) H.R. 5130 (to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions) H.R. 5403 (to oppose nullifying guidance of the Bureau of Consumer Financial Protection and to provide requirements for guidance issued by the Bureau with respect to indirect auto lending) H.R. 5461 (to oppose clarifying the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes) H.R. 5691 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions) H.R. 6139 (to oppose federal chartering of national consumer credit corporations)BILLS UNDER DISCUSSION/NOT YET INTRODUCED Senate legislation on checking account overdraft practices (to require fair practices related to overdraft fees) Senate legislation to address abusive payday lending practices House legislation to amend the Real Estate Settlement Procedures Act of 1974 to prohibit certain financial benefits for referrals of business and to improve the judicial relief for certain violations, and for other purposes. House legislation to amend the Truth in Lending Act to strengthen consumer protection in automobile lending and to establish requirements for the collection of data related to automobile lending. House legislation on debit cards (to ensure there are fair consumer protections for debit card users) House legislation to provide secondary mortgage market reform, and for other purposes (The HOME Forward Act of 2014) House legislation to amend the Truth in Lending Act to exempt certain higher-risk mortgages from property appraisal requirements and to exempt individuals from penalties for failure to report certain appraisers, and to amend the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to exempt certain higher-risk mortgages from property appraisal requirements, and for other purposes (The Access to Affordable Mortgages Act of 2014).

Client expense: $95,000 · Firm income: Not reported

Government targets: Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Take position in support of: HJRES78-113 HJRES88-113 HJRES91-113 HR1014-113 HR1132-113 HR1134-113 HR1171-113 HR1223-113 HR1236-113 HR1238-113 HR1251-113 HR1284-113 HR1305-113 HR1316-113 HR1333-113 HR1344-113 HR1357-113 HR1402-113 HR1405-113 HR1412-113 HR1438-113 HR1443-113 HR1453-113 HR1463-113 HR1464-113 HR1490-113 HR1497-113 HR1521-113 HR152-113 HR153-113 HR154-113 HR1593-113 HR1620-113 HR1623-113 HR1631-113 HR164-113 HR1702-113 HR1725-113 HR1729-113 HR1742-113 HR1759-113 HR1770-113 HR1774-113 HR179-113 HR1792-113 HR1796-113 HR1804-113 HR1805-113 HR1809-113 HR1824-113 HR183-113 HR1842-113 HR1864-113 HR1938-113 HR1957-113 HR1980-113 HR1987-113 HR2001-113 HR2002-113 HR2011-113 HR2016-113 HR2038-113 HR2039-113 HR2055-113 HR2056-113 HR2059-113 HR2065-113 HR2072-113 HR2079-113 HR2086-113 HR2088-113 HR2118-113 HR2119-113 HR2150-113 HR2151-113 HR2153-113 HR2157-113 HR2169-113 HR2185-113 HR2187-113 HR2189-113 HR2209-113 HR2210-113 HR2216-113 HR2227-113 HR2230-113 HR2272-113 HR2284-113 HR2327-113 HR235-113 HR241-113 HR2423-113 HR2481-113 HR2485-113 HR2510-113 HR2527-113 HR2528-113 HR2540-113 HR258-113 HR274-113 HR288-113 HR2882-113 HR2942-113 HR2974-113 HR303-113 HR3045-113 HR3056-113 HR3210-113 HR32-113 HR3230-113 HR3232-113 HR3237-113 HR3241-113 HR3246-113 HR3274-113 HR331-113 HR333-113 HR3337-113 HR3384-113 HR3387-113 HR340-113 HR3456-113 HR357-113 HR3593-113 HR3600-113 HR368-113 HR369-113 HR3790-113 HR385-113 HR401-113 HR4031-113 HR4037-113 HR4038-113 HR4085-113 HR411-113 HR4147-113 HR4150-113 HR4151-113 HR42-113 HR4261-113 HR430-113 HR4305-113 HR4435-113 HR4446-113 HR4486-113 HR449-113 HR4504-113 HR4594-113 HR4628-113 HR5059-113 HR5589-113 HR562-113 HR569-113 HR570-113 HR577-113 HR602-113 HR631-113 HR635-113 HR671-113 HR679-113 HR683-113 HR697-113 HR733-113 HR806-113 HR813-113 HR821-113 HR833-113 HR834-113 HR844-113 HR894-113 HR897-113 HR921-113 HR933-113 HR958-113 HR975-113 HR984-113 HRES104-113 HRES32-113 S1015-113 S1034-113 S1039-113 S1042-113 S1046-113 S1050-113 S1058-113 S1060-113 S1061-113 S1076-113 S1081-113 S1089-113 S1092-113 S1148-113 S1255-113 S131-113 S1387-113 S1399-113 S1411-113 S153-113 S1558-113 S1578-113 S1581-113 S1582-113 S1583-113 S1585-113 S1586-113 S1588-113 S1589-113 S1591-113 S162-113 S1637-113 S1643-113 S1662-113 S1668-113 S1717-113 S1728-113 S1752-113 S1755-113 S1956-113 S1963-113 S1982-113 S1985-113 S1993-113 S1999-113 S2013-113 S2035-113 S2075-113 S2091-113 S2095-113 S210-113 S2190-113 S2231-113 S2300-113 S234-113 S2424-113 S2450-113 S25-113 S257-113 S2730-113 S2834-113 S2837-113 S287-113 S373-113 S412-113 S422-113 S430-113 S444-113 S46-113 S49-113 S492-113 S495-113 S515-113 S522-113 S529-113 S543-113 S572-113 S573-113 S6-113 S62-113 S629-113 S674-113 S695-113 S700-113 S734-113 S735-113 S748-113 S759-113 S778-113 S800-113 S810-113 S819-113 S825-113 S832-113 S851-113 S852-113 S863-113 S871-113 S875-113 S877-113 S889-113 S893-113 S894-113 S928-113 S932-113 S935-113 S938-113 S939-113 S964-113 S967-113 S990-113 S992-113 S995-113 Review and/or Monitor the following: HJRES72-113 HR1288-113 HR1492-113 HR1494-113 HR1605-113 HR1714-113 HR1816-113 HR1832-113 HR1855-113 HR1867-113 HR1885-113 HR1898-113 HR1904-113 HR1960-113 HR1988-113 HR2138-113 HR2207-113 HR2237-113 HR2249-113 HR2257-113 HR2310-113 HR2319-113 HR2341-113 HR2354-113 HR2358-113 HR2362-113 HR2377-113 HR2382-113 HR2397-113 HR2412-113 HR2470-113 HR247-113 HR2519-113 HR2522-113 HR2590-113 HR2642-113 HR2654-113 HR2661-113 HR2693-113 HR2704-113 HR2726-113 HR2743-113 HR2749-113 HR2785-113 HR2797-113 HR2841-113 HR2859-113 HR2876-113 HR2906-113 HR2907-113 HR2913-113 HR2941-113 HR2953-113 HR3007-113 HR3053-113 HR3087-113 HR3098-113 HR3106-113 HR3120-113 HR3145-113 HR3152-113 HR3164-113 HR3180-113 HR3181-113 HR3207-113 HR3214-113 HR3225-113 HR3276-113 HR3287-113 HR3310-113 HR3330-113 HR3352-113 HR3368-113 HR3369-113 HR3383-113 HR3395-113 HR3396-113 HR3397-113 HR3399-113 HR3405-113 HR3408-113 HR3418-113 HR3422-113 HR3441-113 HR3442-113 HR3443-113 HR3451-113 HR3453-113 HR3459-113 HR3469113 HR3474-113 HR3477-113 HR3493-113 HR3499-113 HR3506-113 HR3507-113 HR3508-113 HR3514-113 HR3515-113 HR3516-113 HR3521-113 HR3569-113 HR3576-113 HR3615-113 HR3646-113 HR3647-113 HR3671-113 HR3672-113 HR3725-113 HR3743-113 HR3775-113 HR3788-113 HR3789-113 HR3792-113 HR3794-113 HR3797-113 HR3798-113 HR3801-113 HR3804-113 HR3807-113 HR3808-113 HR3810-113 HR3831-113 HR3843-113 HR3852-113 HR3858-113 HR3876-113 HR3958-113 HR3974-113 HR4004-113 HR4005-113 HR4023-113 HR4050-113 HR4068-113 HR4095-113 HR4096-113 HR4101-113 HR4102-113 HR4110-113 HR4134-113 HR4141-113 HR4149-113 HR4184-113 HR4191-113 HR4198-113 HR4217-113 HR4232-113 HR4234-113 HR4235-113 HR4247-113 HR4248-113 HR4274-113 HR4276-113 HR4314-113 HR4335-113 HR4344-113 HR4356-113 HR4359-113 HR4370-113 HR4374-113 HR4394-113 HR4399-113 HR4408-113 HR4422-113 HR4485-113 HR4488-113 HR4489-113 HR4492-113 HR4516-113 HR4517-113 HR4561-113 HR4574-113 HR4580-113 HR4616-113 HR4629-113 HR4630-113 HR4656-113 HR4669-113 HR4674-113 HR4682-113 HR4688-113 HR4712-113 HR4720-113 HR4723-113 HR4725-113 HR4730-113 HR4741-113 HR4760-113 HR4766-113 HR4774-113 HR4778-113 HR4779-113 HR4793-113 HR4807-113 HR4810-113 HR4816-113 HR4818-113 HR4841-113 HR4852-113 HR4861-113 HR4862-113 HR4863-113 HR4875-113 HR4887-113 HR4892-113 HR4898-113 HR4900-113 HR4942-113 HR4971-113 HR4974-113 HR4977-113 HR4999-113 HR5007-113 HR5009-113 HR5022-113 HR5023-113 HR5032-113 HR5042-113 HR5045-113 HR5046-113 HR5047-113 HR5048-113 HR5054-113 HR5061-113 HR5088-113 HR5094-113 HR5097-113 HR5112-113 HR5131-113 HR5157-113 HR5172-113 HR5193-113 HR5195-113 HR5229-113 HR5254-113 HR5273-113 HR5286-113 HR5290-113 HR5323-113 HR5332-113 HR5333-113 HR5336-113 HR5342-113 HR5349-113 HR5351-113 HR5369-113 HR5375-113 HR5391-113 HR5398-113 HR5432-113 HR5441-113 HR5475-113 HR5480-113 HR5500-113 HR55-113 HR5518-113 HR5524-113 HR5618-113 HR604-113 HR748-113 HR883-113 HRES13-113 S1032-113 S1041-113 S1078-113 S1119-113 S1174-113 S1190-113 S1197-113 S1211-113 S1216-113 S1246-113 S1262-113 S1281-113 S1295-113 S1296-113 S1320-113 S1361-113 S1367-113 S140-113 S1403-113 S1434-113 S1471-113 S1486-113 S1540-113 S1547-113 S1556-113 S1559-113 S1580-113 S1593-113 S1624-113 S1644-113 S1659-113 S1669-113 S1682-113 S1684-113 S1688-113 S1703-113 S1736-113 S1740-113 S1741-113 S1751-113 S1760-113 S1775-113 S1844-113 S1856-113 S1863-113 S1869-113 S1892-113 S1917-113 S1919-113 S1950-113 S1977-113 S1987-113 S2009-113 S2014-113 S2053-113 S2138-113 S2145-113 S2179-113 S2243-113 S2258-113 S2259-113 S2264-113 S2281-113 S2296-113 S2298-113 S2312-113 S2316-113 S2333-113 S2341-113 S2350-113 S2357-113 S2358-113 S2362-113 S2368-113 S2393-113 S2395-113 S2396-113 S2410-113 S2413-113 S2419-113 S2422-113 S2423-113 S2425-113 S2428-113 S2448-113 S2467-113 S2468-113 S2507-113 S2545-113 S2606-113 S2639-113 S2654-113 S2687-113 S2700-113 S2707-113 S2738-113 S2740-113 S2782-113 S2810-113 S2822-113 S2843-113 S922-113 S927-113 S930-113 S944-113 SRES323-113 Take position in opposition to: HR1739-113 HR3614-113 HR595-113 HR803-113 S262-113

Client expense: $30,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of Personnel Management (OPM), SENATE, Veterans Affairs, Dept of (VA), White House Office

S. 222 (to allow for voluntary loss mitigation program in bankruptcy) S. 299 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). S. 489 (to require minimum mortgage servicing standards) S. 527 (to continue HAMP) S. 673 (to amend TILA to establish a national usury rate for consumer credit transactions)S. 690 (to create an Office of the Homeowner Advocate) S. 727 (to improve the examination of depository institutions, and for other purposes) S. 737 (to keep current regulatory structure of CFPB) S. 824 (to require minimum mortgage servicing standards) S. 949 (to oppose amending the Truth in Lending Act to change definitions provided for points and fees in connection with a mortgage transaction) S. 967 (to require minimum mortgage servicing standards) S. 1054 (to ensure that the bankruptcy process is fair for consumers) S. 1187 (to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt) S. 1217 (to provide secondary mortgage market reform, and for other purposes) S. 1349 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes) S. 1376 (to improve FHA and to ensure the solvency of the Mutual Mortgage Insurance Fund, and for other purposes) S. 1577 (to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction) S. 1606 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) S. 1615 (to oppose enhanced economic analysis and justification of regulations proposed by certain federal financial regulators) S. Amdt. 1294 to S. 1867, the Defense Authorization Bill (to enhance consumer credit protections for service members and their families) S. 1963 (to oppose revoking the charters for the government-sponsored enterprises and creating a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes) S. 2072 (to discourage disincentives to the housing missions of the government-sponsored enterprises and require consistent putback risks at the enterprises to assist homeowners) S. 3047 (to encourage responsible homeowners to refinance mortgages, and for other purposes) S. 3085 (to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Assoc. and the Federal Home Loan Mortgage Corp.) S. 3254 (to provide for stronger credit protections for servicemembers and their dependent family members) S. 3426 (to amend the Truth in Lending Act to address certain issues related to the extension of consumer credit) S. 3452 (to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions). S. 3468 (to oppose affirming the authority of the president to require independent regulatory agencies to comply with regulatory analysis applicable to executive agencies) S. 3522 (to provide for the expansion of affordable refinancing of mortgages held by FNMA and FHLMC ) S. 3571 (to oppose requiring the Bureau of Consumer Financial Protection to conduct a small business review panel on the qualified mortgage rule before the Bureau can go forward with a final rule) S. 4041 (to amend the Electronic Fund Transfer Act to provide protection for consumers who have prepaid cards, and other purposes) H.R. 10 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). H.R. 31 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 527 (to oppose a complete analysis of potential impacts on small entities of rules, and for other purposes). H.R. 830 (to continue to FHA short refinance program) H.R. 836 (to continue the Emergency Homeowner Relief Program) H.R. 839 (to continue HAMP) H.R. 861 (to continue NSP) H.R. 1077 (to oppose amending TILA to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 1121 (to keep current regulatory structure of CFPB) H.R. 1261 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes) H.R. 1315 (to keep current FSOC veto authority structure in CFPB) H.R. 1355 (to maintain the current CFPB regulatory structure and funding system) H.R. 1477 (to require minimum mortgage servicing standards) H.R. 1553 (to improve the examination of depository institutions, and for other purposes) H.R. 1566 (to oppose creating a federal charter for Internet consumer credit corporations, and for other purposes) H.R. 1567 (to require minimum mortgage servicing standards) H.R. 1677 (to keep the current CFPB transfer date in place) H.R. 1697 (to oppose amendments to the Consumer Financial Protection Act of 2010) H.R. 1750 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes) H.R. 1783 (to require minimum mortgage servicing standards) H.R. 1779 (to oppose amending the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage) H.R. 1909 (to oppose the federal chartering of Federal Financial Servicing and Credit Companies) H.R. 2081 (to keep the current CFPB regulatory structure) H.R. 2672 (to oppose amending the Dodd-Frank Wall Street Reform and Consumer Protection Act to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes) H.R. 2673 (to oppose amending the Truth in Lending Act to provide that residential mortgage loans held on portfolio qualify as qualified mortgages for purposes of the presumption of the ability to repay requirements under such Act).H.R. 2767 (to oppose legislation to protect American taxpayers and homeowners by creating sustainable housing finance system for the 21st century) H.R. 2788 (to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt) H.R. 2892 (to oppose amending the Fair Debt Collection Practices Act to preclude law firms and licensed attorneys from the definition of a debt collector when taking certain actions)H.R. 2994 (to amend the Internal Revenue Code of 1986 to extend for one year the exclusion from gross income of discharges of qualified principal residence indebtedness) H.R. 3010 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) H.R. 3077 (to ensure customers have the right to close depository account without unreasonable cost or other barriers) H.R. 3211 (to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction) H.R. 3461 (to oppose purported improvements to the examination of depository institutions, and for other purposes) H.R. 3529 (to provide exemptions from certain mortgage, servicing, and appraisal requirements for non-profit low-income housing providers, and for other purposes) H.R. 3644 (to oppose purported standardization and transparency in the mortgage backed security system) H.R. 3648 (to support amending the Internal Revenue Code of 1986 to exclude discharges of indebtedness on principal residences from gross income, and for other purposes) H.R. 3770 (to oppose requiring Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes) H.R. 4101 (to oppose amending the Fair Debt Collection Practices Act to exempt a debt collector from liability when leaving certain voice messages for a consumer with respect to a debt as long as the debt collector follows regulations prescribed by the Bureau of Consumer Financial Protection on the appropriate manner in which to leave such a message, and for other purposes) H.R. 4262 (to oppose applying the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection) H.R. 4310 (to support amending the Military Lending Act to provide additional enhancements of protections on consumer credit for members of the armed forces and their dependents) H.R. 4323 (to oppose amending the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 4236 (to amend the Higher Education Act of 1965 and the Truth in Lending Act to clarify the application of prepayment amounts on student loans) H.R. 4383 (to oppose mend the Consumer Financial Protection Act of 2010 to establish a Small Business Advisory Board, and for other purposes) H.R. 4466 (to oppose requiring certain financial regulators to determine whether new regulations or orders are duplicative or inconsistent with existing Federal regulations, and for other purposes. H.R. 4521 (to oppose modifying exemptions for small creditors and mortgage loan servicers, to require a study of appropriate capital requirements for mortgage servicing assets for non-systemic banking institutions, and for other purposes) H.R. 4539 (to oppose requiring the Bureau of Consumer Financial Protection, when issuing a research paper, to include all studies, data, and other analyses on which the paper was based) H.R. 4604 (to oppose amending the Consumer Financial Protection Act of 2010 to create a consumer opt-out list for data collected by the Bureau, to put time limits on data held by the Bureau, and for other purposes) H.R. 4684 (to oppose providing for a notice and comment period before the Bureau of Consumer Financial Protection issues guidance, and for other purposes) H.R. 4986 (to oppose amending certain banking statutes in response to Operation Choke Point) H.R. 5691 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions) H.R. 6139 (to oppose federal chartering of national consumer credit corporations) BILLS UNDER DISCUSSION/NOT YET INTRODUCED Senate legislation on checking account overdraft practices (to require fair practices related to overdraft fees) Senate legislation to address abusive payday lending practices Senate bill to improve the Net-Price calculator regarding public disclosure of college costs Senate bill to improve servicing of student loans House legislation on debit cards (to ensure there are fair consumer protections for debit card users) House legislation to provide secondary mortgage market reform, and for other purposes (The HOME Forward Act of 2014) House legislation to amend the Truth in Lending Act to exempt certain higher-risk mortgages from property appraisal requirements and to exempt individuals from penalties for failure to report certain appraisers, and to amend the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to exempt certain higher-risk mortgages from property appraisal requirements, and for other purposes (The Access to Affordable Mortgages Act of 2014).

Client expense: $55,000 · Firm income: Not reported

Government targets: Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Discussed the FY 2015 National Defense Authorization Act (H.R. 4435/S. 2410). Supported S. 1659, the POST Act. This legislation would allow for-profit schools to receive no more than 85% of their revenues from federal sources and include DoD Tuition Assistance and G.I. Bill funds in the 85% calculation.Supported the Caring for Military Children with Developmental Disabilities Act of 2014 (H.R. 4630/S.2333). This legislation would improve access to behavioral health services, including applied behavior analysis, for TRICARE beneficiaries with autism and other developmental disabilities. Supported H.R. 164 which would permit former members of the Armed Forces who have a service-connected disability rated as total to travel on military aircraft in the same manner and to the same extent as retired members of the Armed Forces are entitled to travel on such aircraft. Supported the Rehabilitative Therapy Parity for Military Beneficiaries Act (H.R. 1705). Discussed the Military Justice Improvement Act of 2013 (S. 967). Supported the Disabled Military Child Protection Act (H.R. 2249/S. 1076). Supported House efforts to increase DoD and VA support for Joint Centers of Excellence.

Client expense: $120,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Defense, Dept of (DOD), Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of Personnel Management (OPM), SENATE, Social Security Administration (SSA), Transportation, Dept of (DOT), White House Office

Take position in support of: HJRES78-113 HJRES88-113 HJRES91-113 HR1014-113 HR1132-113 HR1134-113 HR1171-113 HR1223-113 HR1236-113 HR1238-113 HR1251-113 HR1284-113 HR1305-113 HR1316-113 HR1333-113 HR1344-113 HR1357-113 HR1402-113 HR1405-113 HR1412-113 HR1438-113 HR1443-113 HR1453-113 HR1463-113 HR1464-113 HR1490-113 HR1497-113 HR1521-113 HR152-113 HR153-113 HR154-113 HR1593-113 HR1620-113 HR1623-113 HR1631-113 HR164-113 HR1702-113 HR1725-113 HR1729-113 HR1742-113 HR1759-113 HR1770-113 HR1774-113 HR179-113 HR1792-113 HR1796-113 HR1804-113 HR1805-113 HR1809-113 HR1824-113 HR183-113 HR1842-113 HR1864-113 HR1938-113 HR1957-113 HR1980-113 HR1987-113 HR2001-113 HR2002-113 HR2011-113 HR2016-113 HR2038-113 HR2039-113 HR2055-113 HR2056-113 HR2059-113 HR2065-113 HR2072-113 HR2079-113 HR2086-113 HR2088-113 HR2118-113 HR2119-113 HR2150-113 HR2151-113 HR2153-113 HR2157-113 HR2169-113 HR2185-113 HR2187-113 HR2189-113 HR2209-113 HR2210-113 HR2216-113 HR2227-113 HR2230-113 HR2272-113 HR2284-113 HR2327-113 HR235-113 HR241-113 HR2423-113 HR2481-113 HR2485-113 HR2510-113 HR2527-113 HR2528-113 HR2540-113 HR258-113 HR274-113 HR288-113 HR2882-113 HR2942-113 HR2974-113 HR303-113 HR3045-113 HR3056-113 HR3210-113 HR32-113 HR3230-113 HR3232-113 HR3237-113 HR3241-113 HR3246-113 HR3274-113 HR331-113 HR333-113 HR3337-113 HR3384-113 HR3387-113 HR340-113 HR3456-113 HR357-113 HR3593-113 HR3600-113 HR368-113 HR369-113 HR3790-113 HR385-113 HR401-113 HR4031-113 HR4037-113 HR4038-113 HR4085-113 HR411-113 HR4147-113 HR4150-113 HR4151-113 HR42-113 HR4261-113 HR430-113 HR4305-113 HR4435-113 HR4446-113 HR4486-113 HR449-113 HR4504-113 HR4594-113 HR4628-113 HR562-113 HR569-113 HR570-113 HR577-113 HR602-113 HR631-113 HR635-113 HR671-113 HR679-113 HR683-113 HR697-113 HR733-113 HR806-113 HR813-113 HR821-113 HR833-113 HR834-113 HR844-113 HR894-113 HR897-113 HR921-113 HR933-113 HR958-113 HR975-113 HR984-113 HRES104-113 HRES32-113 S1015-113 S1034-113 S1039-113 S1042-113 S1046-113 S1050-113 S1058-113 S1060-113 S1061-113 S1076-113 S1081-113 S1089-113 S1092-113 S1148-113 S1255-113 S131-113 S1387-113 S1399-113 S1411-113 S153-113 S1558-113 S1578-113 S1581-113 S1582-113 S1583-113 S1585-113 S1586-113 S1588-113 S1589-113 S1591-113 S162-113 S1637-113 S1643-113 S1662-113 S1668-113 S1717-113 S1728-113 S1752-113 S1755-113 S1956-113 S1963-113 S1982-113 S1985-113 S1993-113 S1999-113 S2013-113 S2035-113 S2075-113 S2091-113 S2095-113 S210-113 S2182-113 S2190-113 S2231-113 S2300-113 S234-113 S2424-113 S2450-113 S25-113 S257-113 S287-113 S373-113 S412-113 S422-113 S430-113 S444-113 S46-113 S49-113 S492-113 S495-113 S515-113 S522-113 S529-113 S543-113 S572-113 S573-113 S6-113 S62-113 S629-113 S674-113 S695-113 S700-113 S734-113 S735-113 S748-113 S759-113 S778-113 S800-113 S810-113 S819-113 S825-113 S832-113 S851-113 S852-113 S863-113 S871-113 S875-113 S877-113 S889-113 S893-113 S894-113 S928-113 S932-113 S935-113 S938-113 S939-113 S964-113 S967-113 S990-113 S992-113 S995-113 Take position in opposition to: HR1739-113 HR3614-113 HR595-113 HR803-113 S262-113 Monitor/Review the following: HJRES72-113 HR125-113 HR1288-113 HR1372-113 HR1492-113 HR1494-113 HR1605-113 HR1714-113 HR1816-113 HR1832-113 HR1855-113 HR1867-113 HR1885-113 HR1898-113 HR1904-113 HR1960-113 HR1988-113 HR2018-113 HR2138-113 HR2207-113 HR2237-113 HR2249-113 HR2257-113 HR2310-113 HR2319-113 HR2341-113 HR2354-113 HR2358-113 HR2362-113 HR2377-113 HR2382-113 HR2397-113 HR2412-113 HR2470-113 HR247-113 HR2519-113 HR2522-113 HR2590-113 HR2642-113 HR2654-113 HR2661-113 HR2693-113 HR2704-113 HR2726-113 HR2743-113 HR2749-113 HR2785-113 HR2797-113 HR2841-113 HR2859-113 HR2876-113 HR2906-113 HR2907-113 HR2913-113 HR2941-113 HR2953-113 HR3007-113 HR3053-113 HR3087-113 HR3098-113 HR3106-113 HR3120-113 HR3145-113 HR3152-113 HR3164-113 HR3166-113 HR3180-113 HR3181-113 HR3207-113 HR3214-113 HR3223-113 HR3225-113 HR3276-113 HR3287-113 HR3310-113 HR3330-113 HR3352-113 HR3368-113 HR3369-113 HR3383-113 HR3395-113 HR3396-113 HR3397-113 HR3399-113 HR3405-113 HR3408-113 HR3418-113 HR3422-113 HR3441-113 HR3442-113 HR3443-113 HR3451-113 HR3453-113 HR3459-113 HR3469113 HR3474-113 HR3477-113 HR3493-113 HR3499-113 HR3506-113 HR3507-113 HR3508-113 HR3514-113 HR3515-113 HR3516-113 HR3521-113 HR3569-113 HR3576-113 HR3615-113 HR3646-113 HR3647-113 HR3671-113 HR3672-113 HR3725-113 HR3743-113 HR3775-113 HR3788-113 HR3789-113 HR3792-113 HR3794-113 HR3797-113 HR3798-113 HR3801-113 HR3804-113 HR3807-113 HR3808-113 HR3810-113 HR3831-113 HR3843-113 HR3852-113 HR3858-113 HR3876-113 HR3958-113 HR3974-113 HR4004-113 HR4005-113 HR4023-113 HR4050-113 HR4068-113 HR4095-113 HR4096-113 HR4101-113 HR4102-113 HR4110-113 HR4134-113 HR4141-113 HR4149-113 HR4184-113 HR4191-113 HR4198-113 HR4217-113 HR4232-113 HR4234-113 HR4235-113 HR4247-113 HR4248-113 HR4274-113 HR4276-113 HR4314-113 HR4335-113 HR4344-113 HR4356-113 HR4359-113 HR4370-113 HR4374-113 HR4394-113 HR4399-113 HR4408-113 HR4422-113 HR4485-113 HR4488-113 HR4489-113 HR4492-113 HR4516-113 HR4517-113 HR4561-113 HR4574-113 HR4580-113 HR4616-113 HR4629-113 HR4630-113 HR4656-113 HR4669-113 HR4674-113 HR4682-113 HR4688-113 HR4712-113 HR4720-113 HR4723-113 HR4725-113 HR4730-113 HR4741-113 HR4760-113 HR4766-113 HR4774-113 HR4778-113 HR4779-113 HR4793-113 HR4807-113 HR4810-113 HR4816-113 HR4818-113 HR4841-113 HR4852-113 HR4861-113 HR4862-113 HR4863-113 HR4875-113 HR4887-113 HR489-113 HR4892-113 HR4898-113 HR4900-113 HR4912-113 HR4942-113 HR4948-113 HR4971-113 HR4974-113 HR4977-113 HR4999-113 HR5007-113 HR5009-113 HR55-113 HR604-113 HR748-113 HR773-113 HR810-113 HR883-113 HRES13-113 S1032-113 S1041-113 S1078-113 S1119-113 S1174-113 S1190-113 S1197-113 S1211-113 S1216-113 S1246-113 S1262-113 S1281-113 S1295-113 S1296-113 S1320-113 S1361-113 S1367-113 S140-113 S1403-113 S1434-113 S1471-113 S1486-113 S1540-113 S1547-113 S1556-113 S1559-113 S1579-113 S1580-113 S1584-113 S1593-113 S1602-113 S1604-113 S1624-113 S1644-113 S1659-113 S1669-113 S1682-113 S1684-113 S1688-113 S1703-113 S1736-113 S1740-113 S1741-113 S1751-113 S1760-113 S1775-113 S1844-113 S1856-113 S1863-113 S1869-113 S1892-113 S1917-113 S1919-113 S1950-113 S1977-113 S1987-113 S200-113 S2009-113 S2014-113 S2053-113 S2138-113 S2145-113 S2179-113 S2243-113 S2258-113 S2259-113 S2264-113 S2281-113 S2296-113 S2298-113 S2312-113 S2316-113 S2333-113 S2341-113 S2350-113 S2357-113 S2358-113 S2362-113 S2368-113 S2393-113 S2395-113 S2396-113 S2410-113 S2413-113 S2419-113 S2422-113 S2423-113 S2425-113 S2428-113 S2448-113 S2467-113 S2468-113 S2507-113 S2545-113 S259-113 S514-113 S690-113 S705-113 S777-113 S868-113 S922-113 S927-113 S930-113 S944-113 SRES323-113

Client expense: $40,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of Personnel Management (OPM), SENATE, Veterans Affairs, Dept of (VA), White House Office

Sent letter to DOD regarding TRICARE's lack of coverage for over 100 lab developed tests, such as the test for Fragile X Syndrome. Supported H.R. 164 which would permit former members of the Armed Forces who have a service-connected disability rated as total to travel on military aircraft in the same manner and to the same extent as retired members of the Armed Forces are entitled to travel on such aircraft.Supported the Rehabilitative Therapy Parity for Military Beneficiaries Act (H.R. 1705). Discussed legislation that would provide certain behavioral health treatment under the TRICARE program for adults and children with developmental disabilities. Discussed the Military Justice Improvement Act of 2013 (S. 967). Supported the Disabled Military Child Protection Act (H.R. 2249/S. 1076). Supported House efforts to increase DOD and VA support for Joint Centers of Excellence.

Client expense: $75,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Education, Dept of, Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Transportation, Dept of (DOT), White House Office

S. 222 (to allow for voluntary loss mitigation program in bankruptcy) S. 299 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). S. 489 (to require minimum mortgage servicing standards) S. 527 (to continue HAMP) S. 673 (to amend TILA to establish a national usury rate for consumer credit transactions)S. 690 (to create an Office of the Homeowner Advocate) S. 727 (to improve the examination of depository institutions, and for other purposes) S. 737 (to keep current regulatory structure of CFPB) S. 824 (to require minimum mortgage servicing standards) S. 949 (to oppose amending the Truth in Lending Act to change definitions provided for points and fees in connection with a mortgage transaction) S. 967 (to require minimum mortgage servicing standards) S. 1054 (to ensure that the bankruptcy process is fair for consumers) S. 1187 (to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt) S. 1217 (to provide secondary mortgage market reform, and for other purposes) S. 1349 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes) S. 1376 (to improve FHA and to ensure the solvency of the Mutual Mortgage Insurance Fund, and for other purposes) S. 1577 (to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction) S. 1606 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) S. 1615 (to oppose enhanced economic analysis and justification of regulations proposed by certain federal financial regulators) S. Amdt. 1294 to S. 1867, the Defense Authorization Bill (to enhance consumer credit protections for service members and their families) S. 1963 (to oppose revoking the charters for the government-sponsored enterprises and creating a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes) S. 2072 (to discourage disincentives to the housing missions of the government-sponsored enterprises and require consistent putback risks at the enterprises to assist homeowners) S. 3047 (to encourage responsible homeowners to refinance mortgages, and for other purposes) S. 3085 (to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Assoc. and the Federal Home Loan Mortgage Corp.) S. 3254 (to provide for stronger credit protections for servicemembers and their dependent family members) S. 3426 (to amend the Truth in Lending Act to address certain issues related to the extension of consumer credit) S. 3452 (to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions). S. 3468 (to oppose affirming the authority of the president to require independent regulatory agencies to comply with regulatory analysis applicable to executive agencies) S. 3522 (to provide for the expansion of affordable refinancing of mortgages held by FNMA and FHLMC ) S. 3571 (to oppose requiring the Bureau of Consumer Financial Protection to conduct a small business review panel on the qualified mortgage rule before the Bureau can go forward with a final rule) S. 4041 (to amend the Electronic Fund Transfer Act to provide protection for consumers who have prepaid cards, and other purposes) H.R. 10 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). H.R. 31 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 527 (to oppose a complete analysis of potential impacts on small entities of rules, and for other purposes). H.R. 830 (to continue to FHA short refinance program) H.R. 836 (to continue the Emergency Homeowner Relief Program) H.R. 839 (to continue HAMP) H.R. 861 (to continue NSP) H.R. 1077 (to oppose amending TILA to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 1121 (to keep current regulatory structure of CFPB) H.R. 1261 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes) H.R. 1315 (to keep current FSOC veto authority structure in CFPB) H.R. 1355 (to maintain the current CFPB regulatory structure and funding system) H.R. 1477 (to require minimum mortgage servicing standards) H.R. 1553 (to improve the examination of depository institutions, and for other purposes) H.R. 1566 (to oppose creating a federal charter for Internet consumer credit corporations, and for other purposes) H.R. 1567 (to require minimum mortgage servicing standards) H.R. 1677 (to keep the current CFPB transfer date in place) H.R. 1697 (to oppose amendments to the Consumer Financial Protection Act of 2010) H.R. 1750 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes) H.R. 1783 (to require minimum mortgage servicing standards) H.R. 1909 (to oppose the federal chartering of Federal Financial Servicing and Credit Companies) H.R. 2081 (to keep the current CFPB regulatory structure) H.R. 2767 (to oppose legislation to protect American taxpayers and homeowners by creating sustainable housing finance system for the 21st century) H.R. 2788 (to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt)H.R. 2892 (to oppose amending the Fair Debt Collection Practices Act to preclude law firms and licensed attorneys from the definition of a debt collector when taking certain actions)H.R. 2994 (to amend the Internal Revenue Code of 1986 to extend for one year the exclusion from gross income of discharges of qualified principal residence indebtedness) H.R. 3010 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) H.R. 3077 (to ensure customers have the right to close depository account without unreasonable cost or other barriers) H.R. 3211 (to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction) H.R. 3461 (to oppose purported improvements to the examination of depository institutions, and for other purposes) H.R. 3529 (to provide exemptions from certain mortgage, servicing, and appraisal requirements for non-profit low-income housing providers, and for other purposes) H.R. 3644 (to oppose purported standardization and transparency in the mortgage backed security system) H.R. 3648 (to support amending the Internal Revenue Code of 1986 to exclude discharges of indebtedness on principal residences from gross income, and for other purposes) H.R. 4101 (to oppose amending the Fair Debt Collection Practices Act to exempt a debt collector from liability when leaving certain voice messages for a consumer with respect to a debt as long as the debt collector follows regulations prescribed by the Bureau of Consumer Financial Protection on the appropriate manner in which to leave such a message, and for other purposes) H.R. 4310 (to support amending the Military Lending Act to provide additional enhancements of protections on consumer credit for members of the armed forces and their dependents) H.R. 4323 (to oppose amending the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 4236 (to amend the Higher Education Act of 1965 and the Truth in Lending Act to clarify the application of prepayment amounts on student loans) H.R. 5691 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions) H.R. 6139 (to oppose federal chartering of national consumer credit corporations) BILLS UNDER DISCUSSION/NOT YET INTRODUCED Senate legislation on checking account overdraft practices (to require fair practices related to overdraft fees) Senate legislation to address abusive payday lending practices Senate bill to improve the Net-Price calculator regarding public disclosure of college costs Senate bill to improve servicing of student loans House legislation on debit cards (to ensure there are fair consumer protections for debit card users) House legislation to provide secondary mortgage market reform, and for other purposes (The HOME Forward Act of 2014)

Client expense: $40,000 · Firm income: Not reported

Government targets: Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Discussions regarding women's health and criminal justice issues Discussions related to the Military Justice Improvement Act of 2013 (s. 967) Discussions regarding defense and victims' rights funding

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Improving survivor benefits for widows of deceased servicemembers and to restore and improve veterans' benefits. H.R. 235, H.R. 241, H.R. 258, H.R. 288, H.R. 357, H.R. 543, H.R. 562, H.R. 679, H.R. 690, H.R. 883, H.R. 985, H.R. 1357, H.R. 3395, H.R. 4274. S. 6, S. 140, S. 200, S. 210, S. 240, S. 257, S. 262, S. 325, S. 430, S. 492, S. 495, S. 514, S. 515, S. 572, S. 629, S. 674, S. 690, S. 695, S. 705, S. 735, S. 748, S. 778, S. 819, S. 851, S. 863, S. 868, S. 889, S. 893, S. 894, S. 922, S. 927, S. 928, S. 930, S. 932,S. 935, S. 938, S. 939, S. 944, S. 967, S. 1039, S. 1042, S. 1058, S. 1291, S. 1564, S. 1591, S. 1624, S. 1950, S. 1982, S. 2091, H.R. 32, S. 734, H.R. 333, S. 234

Client expense: $418,078 · Firm income: Not reported

Government targets: Air Force, Dept of, Army, Dept of (Corps of Engineers), Army, Dept of (Other), Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Congressional Budget Office (CBO), Defense Commissary Agency, Defense Finance & Accounting Service (DFAS), Defense, Dept of (DOD), Education, Dept of, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Guard, Natl Oceanic & Atmospheric Administration (NOAA), Navy, Dept of, Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of the Secretary of Defense, SENATE, Transportation Security Administration (TSA), U.S. Coast Guard (USCG), U.S. Marines, Veterans Affairs, Dept of (VA), Veterans Employment & Training Service

S. 1081, MILITARY WHISTLEBLOWER PROTECTION ENHANCEMENT ACT OF 2013 AND H.R. 3304 NATIONAL DEFENSE AUTHORIZATION ACT FOR FY14: SUPPORTED ENHANCED PROTECTIONS FOR MILITARY WHITLEBLOWERS AND SEXUAL ASSAULT VICTIMS AND ACCOUNTABILITY FOR RETALIATION [INCLUDED IN H.R. 3304 WHICH BECAME PUBLIC LAW 113-66 ON DECEMBER 26].H.R. 2444/S. 1192, COMMONSENSE CONTRACTOR COMPENSATION ACT OF 2013, AND H.J.RES.59, BIPARTISAN BUDGET ACT OF 2013: SUPPORTED LOWERING THE CAP ON THE AMOUNT OF TAXPAYER DOLLARS SPENT ON COMPENSATION TO GOVERNMENT CONTRACTORS [INCLUDED IN H.J.RES.59 WHICH BECAME PUBLIC LAW 113-67 ON DECEMBER 26, 2013]. CALLED FOR THE REMOVAL OF MAJOR GENERAL GARY PATTON, THE DIRECTOR OF THE SEXUAL ASSAULT PREVENTION PROGRAM (SAPRO) AT THE DEPARTMENT OF DEFENSE, OVER CONCERNS REGARDING MISTREATMENT OF WHISTLEBLOWERS IN A PREVIOUS POSITION [PATTON ANNOUNCED HIS RETIREMENT IN NOVEMBER 2013]. U.S. NATIONAL ACTION PLAN FOR THE OPEN GOVERNMENT PARTNERSHIP: MADE RECOMMENDATIONS TO INCREASE GOVERNMENT ACCOUNTABILITY THOUGH IMPROVING FOIA, REDUCING OVERCLASSIFICATION, POTECTING WHISTLEBLOWERS AND FREEDOM OF SPEECH, ENDING SECRET LAW, ENCOURAGING PROACTIVE DISCLOSURE OF ETHICS AND OTHER GOV INFO, PROVIDING EXTRACTIVE INDUSTRY TRANSPARENCY, INCREASING TRANSPARENCY IN FEDERAL SPENDING. [THE SECOND U.S. NATIONAL ACTION PLAN RELEASED ON DECEMBER 2013 INCLUDED SEVERAL OF OUR RECOMMENDATIONS] URGED THE PRESIDENT TO FILL INSPECTORS GENERAL VACANCIES AND CONGRESS TO CONDUCT OVERSIGHT OF VACANCIES TO ROOT OUT WASTE AND INCREASE GOVERNMENT ACCOUNTABILITY [KEY PERMANENT APPOINTMENTS WERE SUBSEQUENTLY MADE]. MADE RECOMMENDATIONS FOR IMPROVEMENTS TO INSPECTORS GENERAL AUTHORITY AND OPERATIONS TO MAKE THESE WATCHDOGS MORE EFFECTIVE. H.R.3316/S.1599, USA FREEDOM ACT: SUPPORTED MORE TRANSPARENCY, OVERSIGHT, AND ACCOUNTABILITY IN DOMESTIC SURVEILLANCE AND OTHER INTELLIGENCE ACTIVITIES AND THE END OF SECRET LAW AND SPYING ON ORDINARY AMERICANS [REFERRED TO COMMITTEES]. S. 1631, THE FISA IMPROVEMENTS ACT: OPPOSED THE CODIFICATION AND EXPANSION OF NSA SURVEILLANCE PROGRAMS [S. 1631 REPORTED BY SENATE SELECT COMMITTEE ON INTELLIGENCE ON OCTOBER 31, 2013]. CALLED FOR DISCLOSURE OF ANY SURVEILLANCE OF U.S. ORGANIZATIONS OR INDIVIDUALS ADVOCATING ON U.S. TRADE POLICY. H.R.3278/S.1809: URGED FOR INTRODUCTION OF THIS NATIONAL SECURITY WORFORCE ACCOUTNABILITY LEGISLATION TO SUPPORT CLARIFYING CIVIL SERVICE AND WHISTLEBLOWER PROTECTIONS FOR FEDERAL WORKERS IN NATIONAL SECURITY POSITIONS [REFERRED TO COMMITTEE]. SUPPORTED IMPLEMENTATION OF AND PROPER FUNDING FOR NEWLY EXPANDED WHISTLEBLOWER PROTECTIONS FOR FEDERAL WORKERS, INCLUDING INTELLIGENCE AND NATIONAL SECURITY WORKERS, AND PROTRECTIONS FOR CONTRACTORS AND GRANTEES. H.R. 2061/S. 994, DIGITAL ACCOUNTABILITY AND TRANSPARENCY (DATA) ACT: SUPPORTED LEGISLATIVE AND ADMINISTRATION EFFORTS TO MAKE IT EASIER TO MORE RELIABLY FOLLOW HOW TAXPAYER DOLLARS ARE SPENT [H.R. 2061 REPORTED BY HOUSE OVERSIGHT AND GOVERNMENT REFORM COMMITTEE ON NOVEMBER 18, 2013; S. 994 REPORTED BY THE SENATE HOMELAND SECURITY AND GOVERNMENTAL AFFAIRS COMMITTEE ON NOVEMBER 6, 2013].H.R. 1211, FOIA OVERSIGHT AND IMPLEMENTATION ACT OF 2013, SUPPORTED REFORMS IN THIS BILL TO INCREASE PUBLIC ACCESS TO GOVERNMENT INFORMATION THROUGH PROACTIVE DISCLOSURE AND FOIA REFORMS SUCH AS AN ONLINE PORTAL, INCREASED INDEPENDENCE AND AUTHORITY OF OGIS, AND REDUCING THE OVERUSE AND ABUSE OF EXEMPTIONS [H.R. 1211 REPORTED BY HOUSE OVERSIGHT AND GOVERNMENT REFORM COMMITTEE ON MARCH 20, 2013]. H.R. 2016/S. 967, MILITARY JUSTICE IMPROVEMENT ACT OF 2013, SUPPORTED REFORMS TO THE MILITARY THAT WOULD REMOVE DECISIONS TO PROSECUTE SEXUAL ASSAULT AND OTHER CRIMES FROM THE CHAIN OF COMMAND TO INDEPENDENT MILITARY PROSECUTORS [H.R. 2016 REFERRED TO HOUSE ARMED SERVICES COMMITTEE ON MAY 16, 2013; S. 967 REFERRED TO SENATE ARMED SERVICES COMMITTEE ON MAY 16, 2013]. S. 954/H.R. 1947/H.R. 2642, FEDERAL AGRICULTURE REFORM AND RISK MANAGEMENT ACT OF 2013: OPPOSED PROVISIONS IN THE FARM BILL THAT WOULD CREATE UNNECESSARY PRIVACY MEASURES AND UNDERMINE FOIA [S. 954 PASSED SENATE ON JUNE 10, 2013; H.R. 1947 FAILED HOUSE ON JUNE 20, 2013; DIFFERENT VERSIONS OF H.R. 2642 ARE BEING CONFERENCED]. CALLED FOR INVOKING CLOTURE TO CONFIRM PRIVACY AND CIVIL LIBERTIES OVERSIGHT BOARD MEMBER JUDGE PATRICIA WALD BEFORE ADJOURNING FOR THE DECEMBER RECESS. URGED CONGRESS AND THE ADMINISTRATION TO ADOPT MEASURES TO REVEAL THE TRUE COSTS OF SERVICE CONTRACTING. H.R. 3345, STOP UNWORTHY SPENDING ACT (SUSPEND ACT): SUPPORTED IMPROVING CONTRACTOR RESPONSIBILITY, STRENGTHENING SUSPENSION AND DEBARMENT LAWS [H.R. 3345 ORDERED TO BE REPORTED BY VOICE VOTE ON OCTOBER 28, 2013]. SUPPORTED BUY AMERICAN CONTRACTING PROVISIONS, INCLUDING S. 1197, AN AUDIT OF DOD BUY AMERICAN COMPLINACE, AND REFORMS TO IMPROVE THE SYSTEM [DOD EXPANDED AUDIT TO INCLUDE BERRY AND BUY AMERICAN COMPLAINCE ON OCTOBER 17, 2013]. GRANT ACT, H.R. 3316: SUPPORTED PROVISIONS FOR INCREASED TRANSPARENCY IN GRANTMAKING [REPORTED BY HOUSE OVERSIGHT AND GOVERNMENT REFORM COMMITTEE ON OCTOBER 29, 2013] H.R. 3317, HOLDING INDIVIDUALS ACCOUNTABLE AND DETERRING MONEY LAUNDERING ACT: SUPPORTED STRENGTHENING OF FEDERAL STATUTES TO DETER MONEY LAUNDERING AND TERRORISM FINANCING [H.R. 3317 REFERRED TO HOUSE FINANCIAL SERVICES AND HOUSE JUDICIARY CMTES ON OCTOBER 23, 2013]. H.R. 2638/S. 1271, FOREIGN AID TRANSPARENCY AND ACCOUNTABILITY ACT OF 2013: SUPPORTED PROVISIONS TO ESTABLISH GUIDELINES FOR FOREIGN ASSISTANCE FUNDS IN THE INTEREST OF GREATER ACCOUNTABILITY [H.R. 2638 REFERRED TO HOUSE FOREIGN AFFAIRS COMMITTEE ON JULY 10, 2013; S. 1271 REPORTED BY SENATE FOREIGN RELATIONS COMMITTEE ON NOVEMBER 14, 2013]. URGED FOR TRANSPARENCY OF THE TRANS-PACIFIC PARTNERSHIP NEGOTIATIONS. URGED TREASURY TO ADOPT NEW TRANSPARENCY AND ACCOUNTABILITY GUIDELINES FOR THE OFFICE OF FOREIGN ASSETS CONTROL (OFAC) LICENSING PROCEDURES. URGED NARA TO FINALIZE THE CONTROLLED UNCLASSIFIED INFORMATION RULES THAT HAVE BEEN PROPOSED.

Client expense: $10,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Energy, Dept of, Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Office of Management & Budget (OMB), SENATE, Treasury, Dept of

Discussions regarding women's health and criminal justice issues Discussions related to the Military Justice Improvement Act of 2013 (s. 967) Discussions regarding defense and victims' rights funding

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 222 (to allow for voluntary loss mitigation program in bankruptcy) S. 299 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). S. 489 (to require minimum mortgage servicing standards) S. 527 (to continue HAMP) S. 673 (to amend TILA to establish a national usury rate for consumer credit transactions)S. 690 (to create an Office of the Homeowner Advocate) S. 727 (to improve the examination of depository institutions, and for other purposes) S. 737 (to keep current regulatory structure of CFPB) S. 824 (to require minimum mortgage servicing standards) S. 949 (to oppose amending the Truth in Lending Act to change definitions provided for points and fees in connection with a mortgage transaction) S. 967 (to require minimum mortgage servicing standards) S. 1054 (to ensure that the bankruptcy process is fair for consumers) S. 1217 (to provide secondary mortgage market reform, and for other purposes) S. 1349 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes) S. 1376 (to improve FHA and to ensure the solvency of the Mutual Mortgage Insurance Fund, and for other purposes) S. 1577 (to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction) S. 1606 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) S. 1615 (to oppose enhanced economic analysis and justification of regulations proposed by certain federal financial regulators) S. Amdt. 1294 to S. 1867, the Defense Authorization Bill (to enhance consumer credit protections for service members and their families) S. 1963 (to oppose revoking the charters for the government-sponsored enterprises and creating a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes) S. 2072 (to discourage disincentives to the housing missions of the government-sponsored enterprises and require consistent putback risks at the enterprises to assist homeowners) S. 3047 (to encourage responsible homeowners to refinance mortgages, and for other purposes) S. 3085 (to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Assoc. and the Federal Home Loan Mortgage Corp.) S. 3254 (to provide for stronger credit protections for servicemembers and their dependent family members) S. 3426 (to amend the Truth in Lending Act to address certain issues related to the extension of consumer credit) S. 3452 (to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions). S. 3468 (to oppose affirming the authority of the president to require independent regulatory agencies to comply with regulatory analysis applicable to executive agencies) S. 3522 (to provide for the expansion of affordable refinancing of mortgages held by FNMA and FHLMC ) S. 3571 (to oppose requiring the Bureau of Consumer Financial Protection to conduct a small business review panel on the qualified mortgage rule before the Bureau can go forward with a final rule) S. 4041 (to amend the Electronic Fund Transfer Act to provide protection for consumers who have prepaid cards, and other purposes) H.R. 10 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). H.R. 31 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 527 (to oppose a complete analysis of potential impacts on small entities of rules, and for other purposes). H.R. 830 (to continue to FHA short refinance program) H.R. 836 (to continue the Emergency Homeowner Relief Program) H.R. 839 (to continue HAMP) H.R. 861 (to continue NSP) H.R. 1077 (to oppose amending TILA to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 1121 (to keep current regulatory structure of CFPB) H.R. 1261 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes) H.R. 1315 (to keep current FSOC veto authority structure in CFPB) H.R. 1355 (to maintain the current CFPB regulatory structure and funding system) H.R. 1477 (to require minimum mortgage servicing standards) H.R. 1553 (to improve the examination of depository institutions, and for other purposes) H.R. 1566 (to oppose creating a federal charter for Internet consumer credit corporations, and for other purposes) H.R. 1567 (to require minimum mortgage servicing standards) H.R. 1677 (to keep the current CFPB transfer date in place) H.R. 1697 (to oppose amendments to the Consumer Financial Protection Act of 2010) H.R. 1750 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes) H.R. 1783 (to require minimum mortgage servicing standards) H.R. 1909 (to oppose the federal chartering of Federal Financial Servicing and Credit Companies) H.R. 2081 (to keep the current CFPB regulatory structure) H.R. 2767 (to oppose legislation to protect American taxpayers and homeowners by creating sustainable housing finance system for the 21st century) H.R. 3010 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) H.R. 3077 (to ensure customers have the right to close depository account without unreasonable cost or other barriers) H.R. 3211 (to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction)H.R. 3461 (to oppose purported improvements to the examination of depository institutions, and for other purposes) H.R. 3644 (to oppose purported standardization and transparency in the mortgage backed security system) H.R. 3648 (to support amending the Internal Revenue Code of 1986 to exclude discharges of indebtedness on principal residences from gross income, and for other purposes) H.R. 4101 (to oppose amending the Fair Debt Collection Practices Act to exempt a debt collector from liability when leaving certain voice messages for a consumer with respect to a debt as long as the debt collector follows regulations prescribed by the Bureau of Consumer Financial Protection on the appropriate manner in which to leave such a message, and for other purposes) H.R. 4310 (to support amending the Military Lending Act to provide additional enhancements of protections on consumer credit for members of the armed forces and their dependents) H.R. 4323 (to oppose amending the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 5691 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions) H.R. 6139 (to oppose federal chartering of national consumer credit corporations) Additional Agency for Line 17: Consumer Financial Protection Bureau. BILLS UNDER DISCUSSION/NOT YET INTRODUCED Senate legislation to provide secondary mortgage market reform. Senate legislation on checking account overdraft practices (to require fair practices related to overdraft fees) Senate legislation to address abusive payday lending practices House legislation on debit cards (to ensure there are fair consumer protections for debit card users)

Client expense: $25,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office

Supported H.R. 164 which would permit former members of the Armed Forces who have a service-connected disability rated as total to travel on military aircraft in the same manner and to the same extent as retired members of the Armed Forces are entitled to travel on such aircraft.Supported the Rehabilitative Therapy Parity for Military Beneficiaries Act (H.R. 1705). Discussed legislation that would provide certain behavioral health treatment under the TRICARE program for adults and children with developmental disabilities. Discussed the Military Justice Improvement Act of 2013 (S. 967). Supported the Disabled Military Child Protection Act (H.R. 2249/S. 1076). Supported House efforts to increase DOD and VA support for Joint Centers of Excellence.

Client expense: $75,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, White House Office

We urge your support of Senator Kirsten Gillibrands (D-NY) Military Justice Improvement Act (S 967) when it is offered as an amendment to the 2014 National Defense Authorization Act.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Violence Against Women Act, S. 47 National Defense Authorization Act of 2014, S. 1197, H.R. 1960, H.R. 3304 Military Justice Improvement Act, S. 967, S. 1752 Rape Survivor Child Custody Act, H.R. 2772

Client expense: Not reported · Firm income: Not reported

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Justice, Dept of (DOJ), Office on Violence Against Women, SENATE, White House Office

Military Justice Improvement Act (S 967)

Client expense: $10,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE

S. 1551, H.R. 3101, S. 1130/H.R. 2475, H.R. 2440, S. 1215, S. 1452, H.R. 3035, S. 1467, SUPPORTED MORE TRANSPARENCY, OVERSIGHT, AND ACCOUNTABILITY IN DOMESTIC SURVEILLANCE AND OTHER NSA ACTIVITIES AND THE END OF SECRET LAW, SPECIFICALLY REFORMING THE USA PATRIOT ACT AND THE FISA AMENDMENTS ACT.S. 1551, H.R. 3101, S. 1130/H.R. 2475, H.R. 2440, S. 1215, S. 1452, H.R. 3035, S. 1467, SUPPORTED MORE TRANSPARENCY, OVERSIGHT, AND ACCOUNTABILITY IN DOMESTIC SURVEILLANCE AND OTHER NSA ACTIVITIES AND THE END OF SECRET LAW, SPECIFICALLY REFORMING THE USA PATRIOT ACT AND THE FISA AMENDMENTS ACT. S. 1465, INCORPORATION TRANSPARENCY AND LAW ENFORCEMENT ASSISTANCE ACT, SUPPORTED TO PREVENT SHELL COMPANIES [S. 1465 REFERRED TO SENATE JUDICIARY COMMITTEE ON AUGUST 1, 2013]. H.R. 2638, FOREIGN AID TRANSPARENCY AND ACCOUNTABILITY ACT OF 2013, SUPPORTED PROVISIONS TO ESTABLISH GUIDELINES FOR FOREIGN ASSISTANCE FUNDS IN THE INTEREST OF GREATER ACCOUNTABILITY [H.R. 2638 REFERRED TO HOUSE FOREIGN AFFAIRS COMMITTEE ON JULY 10, 2013]. S. 664, GOVERNMENT CONTRACTOR ACCOUNTABILITY ACT OF 2013, SUPPORTED HOLDING AGENCIES ACCOUNTABLE FOR IMPLEMENTING INSPECTOR GENERAL CONTRACTING RECOMMENDATIONS [S. 664 REFERRED TO SENATE HOMELAND SECURITY AND GOVERNMENT AFFAIRS COMMITTEE ON MARCH 22, 2013]. H.R. 2444/S. 1192, COMMONSENSE CONTRACTOR COMPENSATION ACT OF 2013 - SUPPORTED LOWERING THE CAP ON THE AMOUNT OF TAXPAYER DOLLARS SPENT ON COMPENSATION TO GOVERNMENT CONTRACTORS [H.R. 2444 REFERRED TO HOUSE ARMED SERVICES COMMITTEE AND HOUSE OVERSIGHT AND GOVERNMENT REFORM COMMITTEE ON JUNE 19, 2013; S. 1192 REFERRED TO SENATE HOMELAND SECURITY AND GOVERNMENTAL AFFAIRS COMMITTEE ON JUNE 19, 2013]. URGED CONGRESS AND THE ADMINISTRATION TO ADOPT MEASURES TO REVEAL THE TRUE COSTS OF CONTRACTING. SUPPORTED IMPROVING CONTRACTOR RESPONSIBILITY, STRENGTHENING SUSPENSION AND DEBARMENT LAWS/SUSPEND ACT. SUPPORTED AUDIT OF DOMESTIC PREFERENCE CONTRACTING LAWS. URGED CONGRESS TO CONDUCT VIGOROUS OVERSIGHT AND SAFEGUARD CIVIL SERVICE AND WHISTLEBLOWER PROTECTIONS FOR FEDERAL WORKERS IN NATIONAL SECURITY SENSITIVE POSITIONS. SUPPORTED EFFORTS TO MAKE FEDERAL ADVISORY COMMITTEES MORE TRANSPARENT AND ACCOUNTABLE TO REDUCE CONFLICTS OF INTEREST AND INCREASE PUBLIC PARTICIPATION SUPPORTED IMPLEMENTATION OF AND PROPER FUNDING FOR NEWLY EXPANDED WHISTLEBLOWER PROTECTIONS FOR FEDERAL WORKERS, INCLUDING INTELLIGENCE AND NATIONAL SECURITY WORKERS, ANDPROTRECTIONS FOR CONTRACTORS AND GRANTEES. S. 1081, MILITARY WHISTLEBLOWER PROTECTION ENHANCEMENT ACT OF 2013, SUPPORTED ENHANCED PROTECTIONS FOR MILITARY WHITLEBLOWERS AND SEXUAL ASSAULT VICTIMS AND ACCOUNTABILITY FOR RETRIBUTION [S. 1081 REFERRED TO SENATE ARMED SERVICES COMMITTEE ON MAY 23, 2013]. H.R. 2016/S. 967, MILITARY JUSTICE IMPROVEMENT ACT OF 2013, SUPPORTED REFORMS TO THE MILITARY THAT WOULD REMOVE DECISIONS TO PROSECUTE SEXUAL ASSAULT AND OTHER CRIMES FROM THE CHAIN OF COMMAND TO INDEPENDENT MILITARY PROSECUTORS [H.R. 2016 REFERRED TO HOUSE ARMED SERVICES COMMITTEE ON MAY 16, 2013; S. 967 REFERRED TO SENATE ARMED SERVICES COMMITTEE ON MAY 16, 2013].S.744, BORDER SECURITY, ECONOMIC OPPORTUNITY, AND IMMIGRATION MODERNIZATION ACT, SUPPORTED WHISTLEBLOWER PROTECTIONS FOR GUEST WORKERS IN SENATOR BLUMENTHALS AMENDMENT [S. 744 PASSED SENATE ON JUNE 27, 2013]. OPPOSED LOOPHOLES TO FOIA, INCLUDING AN OVERLY BROAD EXEMPTION PROPOSED BY THE COUNCIL OF INSPECTORS GENERAL. H.R. 1211, FOIA OVERSIGHT AND IMPLEMENTATION ACT OF 2013, SUPPORTED REFORMS IN THIS BILL TO INCREASE PUBLIC ACCESS TO GOVERNMENT INFORMATION THROUGH PROACTIVE DISCLOSURE AND FOIA REFORMS SUCH AS AN ONLINE PORTAL, INCREASED INDEPENDENCE AND AUTHORITY OF OGIS, AND REDUCING THE OVERUSE AND ABUSE OF EXEMPTIONS [H.R. 1211 REPORTED BY HOUSE OVERSIGHT AND GOVERNMENT REFORM COMMITTEE ON MARCH 20, 2013]. S. 954/H.R. 1947/H.R. 2642, FEDERAL AGRICULTURE REFORM AND RISK MANAGEMENT ACT OF 2013, OPPOSED AMENDMENTS (970, 1011, AND 1907 ON S.954; 57 ON H.R. 1947) TO FARM BILL THAT WOULD CREATE UNNECESSARY PRIVACY MEASURES AND UNDERMINE FOIA [S. 954 PASSED SENATE ON JUNE 10, 2013; H.R. 1947 FAILED HOUSE ON JUNE 20, 2013; DIFFERENT VERSIONS OF H.R. 2642 ARE BEING CONFERENCED]. H.R. 624, CYBER INTELLIGENCE SHARING AND PROTECTION ACT (CISPA), OPPOSED LIMITING ACESS TO INFORMATION AND OVERLY BROAD EXEMPTIONS TO FOIA [H.R. 624 PASSED HOUSE ON APRIL 18, 2013]. OPEN GOVERNMENT DIRECTIVE AND OPEN GOVERNMENT PARTNERSHIP: MADE RECOMMENDATIONS TO INCREASE GOVERNMENT ACCOUNTABILITY THOUGH IMPROVING FOIA, REDUCING OVERCLASSIFICATION, POTECTING WHISTLEBLOWERS AND FREEDOM OF SPEECH, ENDING SECRET LAW, ENCOURAGING PROACTIVE DISCLOSURE OF ETHICS AND OTHER GOV INFO, PROVIDING EXTRACTIVE INDUSTRY TRANSPARENCY, INCREASING TRANSPARENCY IN FEDERAL SPENDING. H.R. 2061/S. 994, DIGITAL ACCOUNTABILITY AND TRANSPARENCY (DATA) ACT, SUPPORTED LEGISLATIVE AND ADMINISTRATION EFFORTS TO MAKE IT EASIER TO MORE RELIABLY FOLLOW HOW TAXPAYER DOLLARS ARE SPENT [H.R. 2061 REPORTED BY HOUSE OVERSIGHT AND GOVERNMENT REFORM COMMITTEE ON MAY 22, 2013; S. 994 REFERRED TO SENATE HOMELAND SECURITY AND GOVERNMENTAL AFFAIRS COMMITTEE ON MAY 21, 2013]. SUPPORTED IMPLEMENTATION OF NEW LAWS CURTAILING HUMAN TRAFFICKING BY FEDERAL CONTRACTORS. URGED CONGRESS TO TAKE ACTION TO IMPROVE EMBASSY SECURITY AND RECOMMENDED REFORMS TO PRIVATE SECURITY CONTRACTING SYSTEM. URGED THE PRESIDENT TO FILL INSPECTORS GENERAL VACANCIES TO ROOT OUT WASTE AND INCREASE GOVERNMENT ACCOUNTABILITY. PROPOSED REFORMS TO LIMIT THE COZINESS BETWEEN FEDERAL GOVERNMENT AND REGULATED ENTITIES, INCLUDING MORE TRANSPARENCY AROUND THE REVOLVING DOOR. SUPPORTED MORE TRANSPARENCY IN GRANT MAKING AND CONTRACTING.

Client expense: $10,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Director of National Intelligence (ODNI), Energy, Dept of, Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Justice, Dept of (DOJ), Office of Management & Budget (OMB), Office of Special Counsel, SENATE, State, Dept of (DOS)

Violence Against Women Act, S. 47. Family Violence Prevention and Services Act. National Defense Authorization Act of 2014 - S. 1197, H.R. 1960 Rape Survivor Child Custody Act, H.R. 2772Military Justice Improvement Act, S.967.

Client expense: Not reported · Firm income: Not reported

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Justice, Dept of (DOJ), SENATE

S. 222 (to allow for voluntary loss mitigation program in bankruptcy) S. 299 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). S. 489 (to require minimum mortgage servicing standards) S. 527 (to continue HAMP) S. 673 (to amend TILA to establish a national usury rate for consumer credit transactions)S. 690 (to create an Office of the Homeowner Advocate) S. 727 (to improve the examination of depository institutions, and for other purposes) S. 737 (to keep current regulatory structure of CFPB) S. 824 (to require minimum mortgage servicing standards) S. 949 (to oppose amending the Truth in Lending Act to change definitions provided for points and fees in connection with a mortgage transaction) S. 967 (to require minimum mortgage servicing standards) S. 1054 (to ensure that the bankruptcy process is fair for consumers) S. 1217 (to provide secondary mortgage market reform, and for other purposes) S. 1349 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes) S. 1376 (to improve FHA and to ensure the solvency of the Mutual Mortgage Insurance Fund, and for other purposes) S. 1606 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) S. 1615 (to oppose enhanced economic analysis and justification of regulations proposed by certain federal financial regulators) S. Amdt. 1294 to S. 1867, the Defense Authorization Bill (to enhance consumer credit protections for service members and their families) S. 1963 (to oppose revoking the charters for the government-sponsored enterprises and creating a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes) S. 2072 (to discourage disincentives to the housing missions of the government-sponsored enterprises and require consistent putback risks at the enterprises to assist homeowners) S. 3047 (to encourage responsible homeowners to refinance mortgages, and for other purposes) S. 3085 (to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Assoc. and the Federal Home Loan Mortgage Corp.) S. 3254 (to provide for stronger credit protections for servicemembers and their dependent family members) S. 3426 (to amend the Truth in Lending Act to address certain issues related to the extension of consumer credit) S. 3452 (to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions). S. 3468 (to oppose affirming the authority of the president to require independent regulatory agencies to comply with regulatory analysis applicable to executive agencies) S. 3522 (to provide for the expansion of affordable refinancing of mortgages held by FNMA and FHLMC ) S. 3571 (to oppose requiring the Bureau of Consumer Financial Protection to conduct a small business review panel on the qualified mortgage rule before the Bureau can go forward with a final rule) S. 4041 (to amend the Electronic Fund Transfer Act to provide protection for consumers who have prepaid cards, and other purposes) H.R. 10 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). H.R. 31 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 527 (to oppose a complete analysis of potential impacts on small entities of rules, and for other purposes). H.R. 830 (to continue to FHA short refinance program) H.R. 836 (to continue the Emergency Homeowner Relief Program) H.R. 839 (to continue HAMP) H.R. 861 (to continue NSP) H.R. 1077 (to oppose amending TILA to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 1121 (to keep current regulatory structure of CFPB) H.R. 1261 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes) H.R. 1315 (to keep current FSOC veto authority structure in CFPB) H.R. 1355 (to maintain the current CFPB regulatory structure and funding system) H.R. 1477 (to require minimum mortgage servicing standards) H.R. 1553 (to improve the examination of depository institutions, and for other purposes) H.R. 1566 (to oppose creating a federal charter for Internet consumer credit corporations, and for other purposes) H.R. 1567 (to require minimum mortgage servicing standards) H.R. 1677 (to keep the current CFPB transfer date in place) H.R. 1697 (to oppose amendments to the Consumer Financial Protection Act of 2010) H.R. 1750 (to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes) H.R. 1783 (to require minimum mortgage servicing standards) H.R. 1909 (to oppose the federal chartering of Federal Financial Servicing and Credit Companies) H.R. 2081 (to keep the current CFPB regulatory structure) H.R. 3010 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) H.R. 3077 (to ensure customers have the right to close depository account without unreasonable cost or other barriers) H.R. 3211 (to oppose amending the Truth in Lending Act to improve upon definitions provided for points and fees in connection with a mortgage transaction) H.R. 3461 (to oppose purported improvements to the examination of depository institutions, and for other purposes)H.R. 3644 (to oppose purported standardization and transparency in the mortgage backed security system) H.R. 3648 (to support amending the Internal Revenue Code of 1986 to exclude discharges of indebtedness on principal residences from gross income, and for other purposes) H.R. 4101 (to oppose amending the Fair Debt Collection Practices Act to exempt a debt collector from liability when leaving certain voice messages for a consumer with respect to a debt as long as the debt collector follows regulations prescribed by the Bureau of Consumer Financial Protection on the appropriate manner in which to leave such a message, and for other purposes) H.R. 4310 (to support amending the Military Lending Act to provide additional enhancements of protections on consumer credit for members of the armed forces and their dependents) H.R. 4323 (to oppose amending the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 5691 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions) H.R. 6139 (to oppose federal chartering of national consumer credit corporations) BILLS UNDER DISCUSSION/NOT YET INTRODUCED Senate legislation to oppose amending the Truth in Lending Act to change definitions provided for points and fees in connection with a mortgage transaction Senate legislation to provide secondary mortgage market reform. Senate legislation on government sponsored enterprises (to ensure that there is a secondary market to serve low- and moderate-income communities) Senate legislation on checking account overdraft practices (to require fair practices related to overdraft fees) Senate legislation to address abusive payday lending practices Senate legislation to provide for a safe harbor legal liability standard for qualified mortgages House legislation to Protect American Taxpayers and Homeowners by Creating a Sustainable Housing Finance System House legislation on debit cards (to ensure there are fair consumer protections for debit card users)

Client expense: $50,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office

Advocate for bill improving the military justice system. Military Justice Improvement Act (S. 967)

Client expense: $70,000 · Firm income: Not reported

Government targets: Administration for Children & Families (ACF), HOUSE OF REPRESENTATIVES, SENATE

Urge support of Senator Kirsten Gillibrands (D-NY) Military Justice Improvement Act (S 967) when it is offered as an amendment to the 2014 National Defense Authorization Act.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Supported H.R. 164 which would permit former members of the Armed Forces who have a service-connected disability rated as total to travel on military aircraft in the same manner and to the same extent as retired members of the Armed Forces are entitled to travel on such aircraft.Supported the Rehabilitative Therapy Parity for Military Beneficiaries Act (H.R. 1705). Discussed legislation that would provide certain behavioral health treatment under the TRICARE program for adults and children with developmental disabilities. Discussed the Military Justice Improvement Act of 2013 (S. 967).

Client expense: $75,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT), Veterans Affairs, Dept of (VA), White House Office

HR1171-113FOR VETS Act of 2013 HR1223-113Fairness for Military Homeowners Act of 2013 HR125-113Congressional Oversight of Afghanistan Agreements Act of 2013 HR1260-112Support for Survivors ActHR1284-113To amend title 38, United States Code, to provide for coverage under the beneficiary travel program of the Department of Veterans Affairs of certain disabled veterans for travel for certain special disabilities rehabilitation, and for other purposes. HR1305-113To amend title 38, United States Code, to provide clarification regarding eligibility for services under the Homeless Veterans Reintegration Program. HR1333-113Military Family Leave Act of 2013 HR1344-113Helping Heroes Fly Act HR1357-113To amend the VOW to Hire Heroes Act of 2011 to improve the Veterans Retraining Assistance Program by providing assistance under such program for certain training programs that are considered less than full-time. HR1517-112Holley Lynn James Act HR152-113Disaster Relief Appropriations Act, 2013 HR1593-113Sexual Assault Training Oversight and Prevention Act HR1605-113Public Safety and Second Amendment Rights Protection Act of 2013 HR1620-113Military Spouse Job Continuity Act of 2013 HR1623-113VA Claims Efficiency Through Information Act of 2013 HR1714-113Shelter Our Servicemembers Act HR1725-113Veterans Mental Health Accessibility Act HR1729-113VA Claims, Operations, and Records Efficiency Act HR1739-113Veterans Backlog Reduction Act HR1742-113Vulnerable Veterans Housing Reform Act of 2013 HR1759-113To amend title 38, United States Code, to direct the Secretary of Veterans Affairs to submit to Congress quarterly reports on the timeliness in which the Department of Veterans Affairs receives certain information from other departments or agencies of the HR1770-113To amend title 10, United States Code, to eliminate the different treatment under the Survivor Benefit Plan accorded members of the reserve components who die from an injury or illness incurred or aggravated in the line of duty during inactive-duty traini HR1774-113Wounded Veteran Job Security Act HR1792-113Infectious Disease Reporting Act HR1796-113Troop Talent Act of 2013 HR1804-113Foreign Travel Accountability Act HR1805-113Veterans Claims Efficiency Through Automation Act HR1809-113To amend title 38, United States Code, to direct the Secretary of Veterans Affairs to provide notice of average times for processing claims and percentage of claims approved, and for other purposes. HR1816-113Veterans' STEM Education Program HR183-113Veterans Dog Training Therapy Act HR1904-113Oversight of Sensitive Military Operations Act HR1938-113To amend title 10, United States Code, to ensure that members of the Armed Forces serving on active duty who are diagnosed with post-traumatic stress disorder or traumatic brain injury have access to hyperbaric oxygen therapy, and for other purposes. HR2118-113Youth Sports Concussion Act of 2013 HR2119-113Veterans Access to Speedy Review Act HR2138-113Ending VA Claims Disability Backlog and Accountability Act HR2150-113To amend title 38, United States Code, to provide for a five-year extension to the homeless veterans reintegration programs. HR2151-113To amend title 38, United States Code, to authorize individuals who are pursuing programs of rehabilitation, education, or training under laws administered by the Secretary of Veterans Affairs to receive work-study allowances for certain outreach services HR2169-113To amend title 38, United States Code, to eliminate the time limitation for use of eligibility and entitlement to educational assistance under certain programs of the Department of Veterans Affairs, and for other purposes. HR2185-113To amend title 36, United States Code, to encourage the nationwide observance of two minutes of silence each Veterans Day.HR2187-113To amend the Omnibus Crime Control and Safe Streets Act of 1968 to authorize veterans' treatment courts and encourage services for veterans. HR2189-113To establish a commission or task force to evaluate the backlog of disability claims of the Department of Veterans Affairs. HR2209-113To establish a chain of command for Army National Military Cemeteries. HR2210-113To amend title 38, United States Code, to expand the eligibility of children of certain deceased veterans to educational assistance under the Post-9/11 Educational Assistance Program of the Department of Veterans Affairs. HR2216-113Military Construction and Veterans Affairs, and Related Agencies Appropriations Act, 2014 HR2237-113Developing Innovative Partnerships and Learning Opportunities that Motivate Achievement Act HR2272-113To direct the Secretary of Defense to establish an electronic means by which members of the Ready Reserves of the Armed Forces may track their active-duty service. HR2310-113Guard Units And Reservists Deserve Remembrance Act HR2319-113Native American Veterans' Memorial Amendments Act of 2013 HR2341-113To amend title 38, United States Code, to require the Secretary of Veterans Affairs to consider the resources of individuals applying for pension that were recently disposed of by the individuals for less than fair market value when determining the eligib HR235-113Veteran Emergency Medical Technician Support Act of 2013 HR2358-113To amend title 38, United States Code, to direct the Secretary of Veterans Affairs to give preference to local contractors, and for other purposes. HR2382-113To amend title 38, United States Code, to establish a priority for the Secretary of Veterans Affairs in processing certain claims for compensation. HR241-113Veterans Timely Access to Health Care Act HR2412-113To amend title 38, United States Code, to direct the Secretary of Veterans Affairs to consider the best interest of the veteran when determining whether the veteran should receive certain contracted health care. HR2423-113To improve the authority of the Secretary of Veterans Affairs to enter into contracts with private physicians to conduct medical disability examinations. HR2481-113Veterans G.I. Bill Enrollment Clarification Act of 2013 HR2485-113Helping Homeless Veterans Act of 2013 HR2510-113Helping Veterans Exposed to Toxic Chemicals Act HR2519-113Victims of Agent Orange Relief Act of 2013 HR2522-113Fair Access to Co-ops for Veterans Act HR2527-113To amend title 38, United States Code, to provide veterans with counseling and treatment for sexual trauma that occurred during inactive duty training. HR2528-113To establish a task force in the Department of Veterans Affairs to assess the retention and training of claims processors. HR2540-113To amend title 38, United States Code, to improve the authority of the Secretary of Veterans Affairs to hire psychiatrists. HR2590-113To amend the Wounded Warrior Act to establish a specific timeline for the Secretary of Defense and the Secretary of Veterans Affairs to achieve integrated electronic health records, and for other purposes. HR2600-112National Pediatric Acquired Brain Injury Plan Act of 2011 HR2797-113To amend the Internal Revenue Code of 1986 to allow taxpayers to designate overpayments of tax as contributions and to make additional contributions to the Homeless Veterans Assistance Fund, and for other purposes. HR288-113CHAMPVA Children's Protection Act of 2013 HR2913-113Veterans' Local Access Act HR303-113Retired Pay Restoration ActHR3180-113To amend title 38, United States Code, to include contracts and grants for residential care for veterans in the exception to the requirement that the Federal Government recover a portion of the value of certain projects. HR3181-113To amend the Balanced Budget and Emergency Deficit Control Act of 1985 to clarify the treatment of administrative expenses of the Department of Veterans Affairs during sequestration. HR3207-113To amend title 38, United States Code, to modify the method of determining whether Filipino veterans are United States residents for purposes of eligibility for receipt of the full-dollar rate of compensation under the laws administered by the Secretary o HR331-113To direct the Secretary of Veterans Affairs to permit the centralized reporting of veteran enrollment by certain groups, districts, and consortiums of educational institutions. HR333-113Disabled Veterans Tax Termination Act HR340-113Protecting Financial Aid for Students and Taxpayers Act HR3435-112Sexual Assault Training Oversight and Prevention Act HR4051-112TAP Modernization Act of 2012 HR4057-112Improving Transparency of Education Opportunities for Veterans Act of 2012 HR4072-112Consolidating Veteran Employment Services for Improved Performance Act of 2012 HR4287-112To amend title 38, United States Code, to expand the definition of homeless veteran for purposes of benefits under the laws administered by the Secretary of Veterans Affairs. HR430-113Protect Our Military Trainees Act HR4310-112National Defense Authorization Act for Fiscal Year 2013 HR55-113SHIELD Act of 2013 HR6574-112Servicemember Mental Health Review Act HR683-113Military Spouses Equal Treatment Act HR748-113Universal National Service Act HR773-113To amend the Balanced Budget and Emergency Deficit Control Act of 1985 to exempt the Department of Defense from reduction under any order issued to carry out a sequestration pursuant to section 251A. HR810-113To grant the Secretary of Defense the authority to transfer funding under a continuing resolution, and for other purposes. HR821-113To amend the Servicemembers Civil Relief Act to provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures, and for other purposes. HR833-113To amend title 10, United States Code, to require that the Purple Heart occupy a position of precedence above the new Distinguished Warfare Medal. HR834-113Veterans' Efficiencies Through Savings Act of 2013 HR933-113Department of Defense, Military Construction and Veterans Affairs, and Full-Year Continuing Appropriations Act, 2013 HR943-112K-9 Companion Corps Act HR958-113Women Veterans and Other Health Care Improvements Act of 2013 HR975-113Servicemember Mental Health Review Act HR984-113To direct the Secretary of Defense to establish a task force on urotrauma. S1032-113A bill to amend title 10, United States Code, to make certain improvements in the Uniform Code of Military Justice related to sex-related offenses committed by members of the Armed Forces, and for other purposes. S1041-113A bill to amend title 10, United States Code, to afford crime victims' rights to victims of offenses under the Uniform Code of Military Justice, and for other purposes. S1042-113A bill to authorize the Secretary of Veterans Affairs to provide support to university law school programs that are designed to provide legal assistance to veterans, and for other purposes.S1058-113A bill to amend title 38, United States Code, to authorize per diem payments under comprehensive service programs for homeless veterans to furnish care to dependents of homeless veterans, and for other purposes. S1060-113A bill to amend the Public Health Service Act to facilitate emergency medical services personnel training and certification curriculums for military veterans. S1148-113A bill to amend title 38, United States Code, to direct the Secretary of Veterans Affairs to provide notice of average times for processing claims, and for other purposes. S1155-113Rural Veterans Mental Health Care Improvement Act S1165-113A bill to amend title 38, United States Code, to provide for certain requirements relating to the immunization of veterans, and for other purposes. S1216-113Improving Job Opportunities for Veterans Act of 2013 S1255-113Veterans Travel Tax Relief Act of 2013 S1262-113Veterans Conservation Corps Act of 2013 S1361-113A bill to direct the Secretary of Homeland Security to accept additional documentation when considering the application for veterans status of an individual who performed service as a coastwise merchant seaman during World War II, and for other purposes. S1367-113A bill to amend title 49, United States Code, to direct the Assistant Secretary of Homeland Security (Transportation Security Administration) to provide expedited air passenger screening to severely injured or disabled members of the Armed Forces and seve S1558-113A bill to require the Secretary of Veterans Affairs to carry out a program of outreach for veterans, and for other purposes. S1559-113A bill to amend title 38, United States Code, to modify the method of determining whether Filipino veterans are United States residents for purposes of eligibility for receipt of the full-dollar rate of compensation under the laws administered by the Secr S1707-112Veterans Second Amendment Protection Act S1728-112Stolen Valor Act of 2011 S200-113A bill to amend title 38, United States Code, to authorize the interment in national cemeteries under the control of the National Cemetery Administration of individuals who served in combat support of the Armed Forces in the Kingdom of Laos between Februa S2116-112Military and Veterans Education Protection Act S2259-112Veterans' Compensation Cost-of-Living Adjustment Act of 2012 S3202-112Dignified Burial and Other Veterans' Benefits Improvement Act of 2012 S3234-112A bill to amend the Internal Revenue Code of 1986 to extend the time period for contributing military death gratuities to Roth IRAs and Coverdell education savings accounts. S325-113A bill to amend title 38, United States Code, to increase the maximum age for children eligible for medical care under the CHAMPVA program, and for other purposes. S3254-112National Defense Authorization Act for Fiscal Year 2013 S3322-112Servicemembers' Protection Act of 2012 S412-113Keep Our Commitment to Veterans Act S422-113Chiropractic Care Available to All Veterans Act of 2013 S430-113Veterans Small Business Opportunity and Protection Act of 2013S444-113Department of Defense Appropriations Act, 2013 S455-113A bill to amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to transport individuals to and from facilities of the Department of Veterans Affairs in connection with rehabilitation, counseling, examination, treatment, and c S46-113Ensuring the Full Faith and Credit of the United States and Protecting America's Soldiers and Seniors Act S470-113A bill to amend title 10, United States Code, to require that the Purple Heart occupy a position of precedence above the new Distinguished Warfare Medal. S49-113Veterans Health Equity Act of 2013 S514-113A bill to amend title 38, United States Code, to provide additional educational assistance under Post-9/11 Educational Assistance to veterans pursuing a degree in science, technology, engineering, math, or an area that leads to employment in a high-demand S6-113Putting Our Veterans Back to Work Act of 2013 S628-113Servicemember Mental Health Review Act S633-113A bill to amend title 38, United States Code, to provide for coverage under the beneficiary travel program of the Department of Veterans Affairs of certain disabled veterans for travel in connection with certain special disabilities rehabilitation, and fo S734-113A bill to amend title 10, United States Code, to repeal the requirement for reduction of survivor annuities under the Survivor Benefit Plan by veterans' dependency and indemnity compensation. S759-113A bill to amend the Internal Revenue Code of 1986 to allow a credit against income tax for amounts paid by a spouse of a member of the Armed Forces for a new State license or certification required by reason of a permanent change in the duty station of su S800-113Treto Garza Far South Texas Veterans Inpatient Care Act of 2013 S810-113Jacob Sexton Military Suicide Prevention Act of 2013 S819-113Veterans Mental Health Treatment First Act of 2013 S825-113Homeless Veterans Prevention Act of 2013 S832-113Improving the Lives of Children with Spina Bifida Act of 2013 S845-113A bill to amend title 38, United States Code, to improve the Department of Veterans Affairs Health Professionals Educational Assistance Program, and for other purposes. S851-113Caregivers Expansion and Improvement Act of 2013 S852-113Veterans' Health Promotion Act of 2013 S938-113Franchise Education for Veterans Act of 2013 S944-113Veterans' Educational Transition Act of 2013 S967-113Military Justice Improvement Act of 2013

Client expense: $30,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of Personnel Management (OPM), SENATE, Veterans Affairs, Dept of (VA), White House Office

Sexual Assault Training Oversight and Prevention Act (H.R.1593); Military Justice Improvement Act (S. 967)

Client expense: $10,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), President of the U.S., SENATE, White House Office

S. 664, GOVERNMENT CONTRACTOR ACCOUNTABILITY ACT OF 2013, SUPPORTED HOLDING AGENCIES ACCOUNTABLE FOR IMPLEMENTING INSPECTOR GENERAL CONTRACTING RECOMMENDATIONS.S. 1197 - NDAA FOR FY 2014, URGED SENATE ARMED SERVICES COMMITTEE AND SUBCOMMITTEES TO HOLD OPEN HEARINGS AND VOTES ON THE NDAA. H.R. 1960/S. 1197, H.R. 2444/S. 1192, COMMONSENSE CONTRACTOR COMPENSATION ACT OF 2013 - SUPPORTED LOWERING THE CAP ON THE AMOUNT OF TAXPAYER DOLLARS SPENT ON COMPENSATION TO GOVERNMENT CONTRACTORS. URGED CONGRESS AND THE ADMINISTRATION TO ADOPT MEASURES TO REVEAL THE TRUE COSTS OF CONTRACTING. SUPPORTED IMPROVING CONTRACTOR RESPONSIBILITY, STRENGTHENING SUSPENSION AND DEBARMENT LAWS/SUSPEND ACT. SUPPORT BUY AMERICAN CONTRACTING PROVISIONS AND REFORMS TO IMPROVE THE SYSTEM. SUPPORTED IMPLEMENTATION OF AND PROPER FUNDING FOR NEWLY EXPANDED WHISTLEBLOWER PROTECTIONS FOR FEDERAL WORKERS, INCLUDING INTELLIGENCE AND NATIONAL SECURITY WORKERS, AND PROTRECTIONS FOR CONTRACTORS AND GRANTEES. S. 1081, H.R. 1960/S. 3254, MILITARY WHISTLEBLOWER PROTECTION ENHANCEMENT ACT OF 2013, SUPPORTED ENHANCED PROTECTIONS FOR SEXUAL ASSAULT VICTIMS AND OTHER WHISTLEBLOWERS AS WELL AS ACCOUNTABILITY FOR RETRIBUTION H.R. 2016/S. 967, MILITARY JUSTICE IMPROVEMENT ACT OF 2013, SUPPORTED REFORMS TO THE MILITARY THAT WOULD REMOVE THE PROSECUTION OF MOST CRIMES PUNISHABLE BY ONE YEAR OR MORE IN PRISON (SUCH AS SEXUAL ASSAULT) FROM THE CHAIN OF COMMAND TO INDEPENDENT MILITARY PROSECUTORS S.744, BORDER SECURITY, ECONOMIC OPPORTUNITY, AND IMMIGRATION MODERNIZATION ACT, SUPPORTED WHISTLEBLOWER PROTECTIONS FOR GUEST WORKERS IN SENATOR BLUMENTHALS AMENDMENT (INTRODUCED APRIL 17, 2013) SUPPORTED REFORMS FOR THE FBI WHISTLEBLOWER PROGRAM. OPPOSED LOOPHOLES TO FOIA, INCLUDING AN OVERLY BROAD EXEMPTION PROPOSED BY THE COUNCIL OF INSPECTORS GENERAL. S.954/H.R. 1947, FEDERAL AGRICULTURE REFORM AND RISK MANAGEMENT ACT OF 2013, OPPOSED AMENDMENTS (970, 1011, AND 1907 ON S.954; 57 ON H.R. 1947) TO FARM BILL THAT WOULD CREATE UNNECESSARY PRIVACY MEASURES AND UNDERMINE FOIA H.R. 624, CYBER INTELLIGENCE SHARING AND PROTECTION ACT (CISPA), OPPOSED LIMITING ACESS TO INFORMATION AND OVERLY BROAD EXEMPTIONS TO FOIA. OPEN GOVERNMENT DIRECTIVE AND OPEN GOVERNMENT PARTNERSHIP: MADE RECOMMENDATIONS TO INCREASE GOVERNMENT ACCOUNTABILITY THOUGH IMPROVING FOIA, REDUCING OVERCLASSIFICATION, POTECTING WHISTLEBLOWERS AND FREEDOM OF SPEECH, ENDING SECRET LAW, ENCOURAGING PROACTIVE DISCLOSURE OF ETHICS AND OTHER GOV INFO, PROVIDING EXTRACTIVE INDUSTRY TRANSPARENCY, INCREASING TRANSPARENCY IN FEDERAL SPENDING.H.R. 1233, PRESIDENTIAL AND FEDERAL RECORDS ACT OF 2013 AMENDMENTS, SUPPORT ESTABLISHMENT OF PROCEDURES FOR CLAIMS OF CONSTITIONALLY BASED PRIVILEGE AGAINST DISCLOSURE OF RECORDS H.R. 1133, PRESIDENTIAL LIBRARY DONATION REFORM ACT, SUPPORT DISCLOSURE REQUIREMENTS FOR DONATIONS TO PRESIDENTIAL LIBRARIES. H.R. 1162, GAO IMPROVEMENT ACT, SUPPORT EXPANSION OF GAO AUTHORITY TO OBTAIN INFORMATION FROM EXECUTIVE BRANCH [H.R. 1162 PASSED HOUSE ON 4/15/2013]. H.R. 1234, ELECTRONIC MESSAGE PRESERVATION ACT, SUPPORT PRESERVING AND REPORTING ON CERTAIN ELECTRONIC RECORDS BY FEDERAL AGENCIES. H.R. 1211, FOIA OVERSIGHT AND IMPLEMENTATION ACT OF 2013, SUPPORT THIS BILL TO INCREASE PUBLIC ACCESS TO GOVERNMENT INFORMATION THROUGH FOIA REFORMS SUCH AS AN ONLINE PORTAL, AND PROPOSED ADDITIONAL REFORMS TO INCREASE INDEPENDENCE AND AUTHORITY OF OGIS AND REDUCE THE OVERUSE AND ABUSE OF EXEMPTIONS. S.716, MODIFICATION OF THE STOCK ACT, OPPOSED ROLLBACKS OF TRANSPARENCY OF POTENTIAL CONFLICTS OF INTEREST PASSED IN THE STOCK ACT [S. 716 PASSED HOUSE AND SENATE ON 4/11/2013]. H.R. 1104, FEDERAL ADVISORY COMMITTEE ACT AMENDMENTS, AND ADMINISTRATIVE ACTION, SUPPORTED INCREASING TRANSPARENCY IN FEDERAL ADVISORY COMMITTEES TO REDUCE CONFLICTS OF INTEREST. H.R. 2061/S. 994, DIGITAL ACCOUNTABILITY AND TRANSPARENCY (DATA) ACT, SUPPORTED LEGISLATIVE AND ADMINISTRATION EFFORTS TO MAKE IT EASIER TO MORE RELIABLY FOLLOW HOW TAXPAYER DOLLARS ARE SPENT [H.R. 2061 REPORTED BY COMMITTEE ON MAY 22, 2013; S. 994 REFERRED TO COMMITTEE ON MAY 21, 2013] SUPPORTED IMPLEMENTATION OF NEW LAWS CURTAILING HUMAN TRAFFICKING BY FEDERAL CONTRACTORS. MADE RECOMMENDATION TO INCREASE TRANSPARENCY OF SECRET LAW AND POTENTIALLY REFORM SECTION 215 OF THE USA PATRIOT ACT (PUBLIC LAW 10756), THE STATE SECRETS PRIVILEGE, AND THE FISA AMENDMENTS ACT (H.R. 6304) IN LIGHT OF DISCLOSURES OF GOVERNMENT SURVEILLANCE MADE RECOMMENDATION TO THE BOARD TO URGE THE ADMINISTRATION TO MAKE PUBLIC INFORMATION ABOUT THE LEGAL AUTHORITIES FOR GOVERNMENT SURVEILLANCE OF AMERICANS SUPPORTED FILLING INSPECTORS GENERAL VACANCIES TO ROOT OUT WASTE AND INCREASE GOVERNMENT ACCOUNTABILITY PROPOSED REFORMS TO LIMIT THE COZINESS BETWEEN FEDERAL GOVERNMENT AND REGULATED ENTITIES, INCLUDING MORE TRANSPARENCY AROUND THE REVOLVING DOOR. SUPPORTED MORE TRANSPARENCY IN GRANT MAKING AND CONTRACTING.

Client expense: $10,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Director of National Intelligence (ODNI), Energy, Dept of, Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Office of Management & Budget (OMB), Office of Special Counsel, SENATE

Lobbying issues were: CFPB (encouraging Congress to keep in place an effective federal consumer-focused banking regulator); overdraft loans (encouraging Congress to implement restrictions on abusive overdraft practices); payday loans (encouraging Congress to prohibit abusive products and practices); the future of the GSEs and the federal housing finance system [continued on next page][continued from previous page] mortgage lending (encouraging Congress to prohibit abusive products and practices); mortgage loan modifications (encouraging Congress to provide incentive for servicers to modify loans to prevent foreclosures) Specific legislation that was the subject of lobbying activity: S.Con.Res. 8 (to oppose amendments that would cripple the regulatory process and weaken important public protections) S. 222 (to allow for voluntary loss mitigation program in bankruptcy) S. 299 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). S. 489 (to require minimum mortgage servicing standards) S. 527 (to continue HAMP) S. 673 (to amend TILA to establish a national usury rate for consumer credit transactions) S. 690 (to create an Office of the Homeowner Advocate) S. 737 (to keep current regulatory structure of CFPB) S. 824 (to require minimum mortgage servicing standards) S. 967 (to require minimum mortgage servicing standards) S. 1054 (to ensure that the bankruptcy process is fair for consumers) S. 1217 (to provide secondary mortgage market reform, and for other purposes) S. 1606 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance) S. 1615 (to oppose enhanced economic analysis and justification of regulations proposed by certain federal financial regulators) S. Amdt. 1294 to S. 1867, the Defense Authorization Bill (to enhance consumer credit protections for service members and their families) S. 1963 (to oppose revoking the charters for the government-sponsored enterprises and creating a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes) S. 2072 (a bill to discourage disincentives to the housing missions of the government-sponsored enterprises and require consistent putback risks at the enterprises to assist homeowners) S. 3047 (a bill to encourage responsible homeowners to refinance mortgages, and for other purposes) S. 3085 (a bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Assoc. and the Federal Home Loan Mortgage Corp.) S. 3254 (to provide for stronger credit protections for servicemembers and their dependent family members) S. 3426 (to amend the Truth in Lending Act to address certain issues related to the extension of consumer credit)S. 3452 (to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions). S. 3468 (to oppose affirming the authority of the president to require independent regulatory agencies to comply with regulatory analysis applicable to executive agencies) S. 3522 (to provide for the expansion of affordable refinancing of mortgages held by FNMA and FHLMC ) S. 3571 (to oppose requiring the Bureau of Consumer Financial Protection to conduct a small business review panel on the qualified mortgage rule before the Bureau can go forward with a final rule) S. 4041 (to amend the Electronic Fund Transfer Act to provide protection for consumers who have prepaid cards, and other purposes) H.R. 10 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). H.R. 31 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 527 (to oppose a complete analysis of potential impacts on small entities of rules, and for other purposes). H.R. 830 (to continue to FHA short refinance program) H.R. 836 (to continue the Emergency Homeowner Relief Program) H.R. 839 (to continue the Home Affordable Mortgage Program) H.R. 861 (to continue NSP) H.R. 1077 (to oppose amending the Truth in Lending Act's definitions of points and fees in connection with a mortgage transaction) H.R. 1121 (to keep current regulatory structure of CFPB) H.R. 1221-1227 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 1261 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes) H.R. 1315 (to keep current FSOC veto authority structure in CFPB) H.R. 1355 (to maintain the current CFPB regulatory structure and funding system) H.R. 1477 (to require minimum mortgage servicing standards) H.R. 1553 (to improve the examination of depository institutions, and for other purposes) H.R. 1567 (to require minimum mortgage servicing standards) H.R. 1677 (to keep the current CFPB transfer date in place) H.R. 1697 (to oppose amendments to the Consumer Financial Protection Act of 2010) H.R. 1783 (to require minimum mortgage servicing standards) H.R. 1909 (to oppose the federal chartering of Federal Financial Servicing and Credit Companies) H.R. 2081 (to keep the current CFPB regulatory structure) H.R. 3010 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) H.R. 3077 (to ensure customers have the right to close depository account without unreasonable cost or other barriers) H.R. 3461 (to oppose purported improvements to the examination of depository institutions, and for other purposes) H.R. 3644 (to oppose purported standardization and transparency in the mortgage backed security system)[continued from previous page] H.R. 3648 (to support amending the Internal Revenue Code of 1986 to exclude discharges of indebtness on principal residences from gross income, and for other purposes) H.R. 4101 (to oppose amending the Fair Debt Collection Practices Act to exempt a debt collector from liability when leaving certain voice messages for a consumer with respect to a debt as long as the debt collector follows regulations prescribed by the Bureau of Consumer Financial Protection on the appropriate manner in which to leave such a message, and for other purpo H.R. 4310 (to support amending the Military Lending Act to provide additional enhancements of protections on consumer credit for members of the armed forces and their dependents) H.R. 4323 (to oppose amending the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 5691 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions). H.R. 6139 (to oppose federal chartering of national consumer credit corporations) BILLS UNDER DISCUSSION/NOT YET INTRODUCED Senate legislation on government sponsored enterprises (to ensure that there is a secondary market to serve low- and moderate-income communities) Senate legislation on checking account overdraft practices (to require fair practices related to overdraft fees) Senate legislation to address abusive payday lending practices Senate legislation to provide for a safe harbor legal liability standard for qualified mortgages House legislation to "Protect American Taxpayers and Homeowners by Creating a Sustainable Housing Finance System" House legislation on debit cards (to ensure there are fair consumer protections for debit card users) Executive branch agencies and issues: Consumer Financial Protection Bureau overdraft fees, bank payday loans, payday loans, mortgage servicing, larger nonbank participants, credit cards, prepaid cards, auto lending, rules to be enforced, lending issues as related to military, interim legal authorities, Alternative Mortgage Transaction Parity Act (AMTPA), mortgage origination rules, depository supervision, qualified mortgage Dept of the Treasury--Office of the Comptroller of the Currency overdraft fees, bank payday loans, preemption, risk retention rules, servicing standards, servicing consent order/independent foreclosure review, mortgage origination rules, payday lendings impact on Community Reinvestment Act evaluations Dept of the Treasury HAMP, GSE reform, risk retention rules, mortgage origination rules Federal Reserve Board overdraft fees, bank payday loans, mortgage origination rules, risk retention rules, servicing standards, credit card rules, interchange revenue, Dodd-Frank implementation, servicing consent order/independent foreclosure review FDIC -- overdraft fees, risk retention rules, servicing standards, bank payday loans, prepaid cards National Credit Union Administration -- regulation of credit union service organizations, payday lending, payday alternative loans Federal Trade Commission -- auto financing HUD -- GSE reform, risk retention rules, mortgage origination rules White House -- foreclosure prevention, risk retention rules, mortgage refinance Federal Housing Finance Administration -- foreclosure prevention, servicing standards

Client expense: $70,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office

Legislation E.O. 13636, Improving Critical Infrastructure Cybersecurity - Issues Lobbied: Surveillance, national security, free speech, privacy; H.R. 11, Violence Against Women Reauthorization Act of 2013 - Issues Lobbied: First Amendment; H.R. 1262, A bill to amend the FAA Modernization and Reform Act of 2012 - Issues Lobbied: Privacy, domestic drones;H.R. 1263, Excellence in Mental Health Act - Issues Lobbied: Disability Rights; H.R. 127, To restore the Free Speech and First Amendment rights of churches and exempt organizations by repealing the 1954 Johnson Amendment - Issues Lobbied: First Amendment; H.R. 1312, Geolocation Privacy and Surveillance Act - Issues Lobbied: Privacy, location tracking; H.R. 1389, MARCH Act - Issues Lobbied: Reproductive Rights; H.R. 148, DISCLOSE Act & Numerous CFR Measures and Amendments - Issues Lobbied: CFR; H.R. 1497, The Federal Agriculture Reform and Risk Management Act of 2013 - Issues Lobbied: Drug Testing, SNAP; H.R. 1497, War Memorial Protection Act - Issues Lobbied: Religious Liberty/Church-State Separation; H.R. 1523, The Respect States Marijuana Laws Act - Issues Lobbied: Marijuana; H.R. 1652, Student Non-Discrimination Act of 2013 - Issues Lobbied: LGBT Youth Discrimination; H.R. 1755, Employment Non-Discrimination Act - Issues Lobbied: LGBT/Religious Liberty; H.R. 1797, Pain-Capable Unborn Child Protection Act - Issues Lobbied: Reproductive rights; H.R. 1814, EACH Act - Issues Lobbied: Religious Liberty; H.R. 1845, Pregnant and Parenting Students Access to Education Act of 2013 - Issues Lobbied: Womens Rights; Discrimination; H.R. 1847, Electronic Communications Privacy Act Amendments Act of 2013 - Issues Lobbied: Privacy; H.R. 1852, Email Privacy Act - Issues Lobbied: privacy; H.R. 1904, Oversight of Sensitive Military Operations Act - Issues Lobbied: Targeted Killing; H.R. 1960, National Defense Authorization Act for Fiscal Year 2014 - Issues Lobbied: Religious Accommodations; Indefinite Detention; Torture; LGBT Discrimination; Religious Liberty/Church-State Separation; Disability Rights; Employment Discrimination; Womens Rights; National Security/AUMF/Detention; H.R. 1962, Free Flow of Information Act - Issues Lobbied: First Amendment; H.R. 1975, Pregnant Workers Fairness Act - Issues Lobbied: Womens Rights; H.R. 2216, Military Construction and Veterans Affairs, and Related Agencies Appropriations Act; H.R. 2217, Department of Homeland Security Appropriations Act, 2014 - Issues Lobbied: Abortion; Detention Bed Mandate; DACA; Reproductive Rights; Women's Rights; Employee Discrimination; H.R. 2278, Strengthen and Fortify Enforcement Act - Issues Lobbied: Immigration enforcement; Immigration Reform; H.R. 2397, Department of Defense Appropriations Act, 2014 - Issues Lobbied: Detention; Immigration; First Amendment; H.R. 2399, LIBERT-E Act - Issues Lobbied: Privacy, Free speech, National Security, Civil Liberties, Protections for National Security Whistleblowers; H.R. 2440, FISA Court in the Sunshine Act of 2013 - Issues Lobbied: Privacy, Free speech, National Security, Civil Liberties, Protections for National Security Whistleblowers; H.R. 2475, Ending Secret Law Act - Issues Lobbied: Privacy, Free speech, National Security, Civil Liberties, Protections for National Security Whistleblowers; H.R. 2479, Housing Opportunities Made Equal Act of 2013 - Issues Lobbied: Housing; H.R. 2523, Respect for Marriage Act - Issues Lobbied: LGBT Relationship Recognition; H.R. 258, Stolen Valor Act - Issues Lobbied: First Amendment; H.R. 2721, The Youth PROMISE Act - Issues Lobbied: Civil Rights, Criminal Justice, Racial Justice, Juvenile Justice; H.R. 274, Mental Health First Aid Act of 2013 - Issues Lobbied: Disability Rights; H.R. 287, Video Games Ratings Enforcement Act - Issues Lobbied: First Amendment; H.R. 320, Student Support Act - Issues Lobbied: Disability Rights; H.R. 337, Paycheck Fairness Act - Issues Lobbied: Pay Equity; H.R. 3618, End Racial Profiling Act (ERPA) - Issues Lobbied: Civil Rights, Criminal Justice, Racial Justice, Police Practices; H.R. 377, Paycheck Fairness Act - Issues Lobbied: Employment Discrimination; Womens Rights;; H.R. 401, Justice and Mental Health Collaboration Act - Issues Lobbied: Mental Health and Criminal justice; H.R. 5, Student Success Act/Strengthening Americas Schools Act of 2013 - Issues Lobbied: LGBT Youth Discrimination; Religious Liberty/ Church-State Separation; Education; Racial Justice, Juvenile Justice; Education; School Discipline; H.R. 592, Federal Disaster Assistance Nonprofit Fairness Act of 2013 - Issues Lobbied: Religious Liberty/Church-State Separation; H.R. 624, Cyber Intelligence Sharing and Protection Act of 2011 - Issues Lobbied: Privacy; Surveillance, National Security; Free Speech; H.R. 628, Mental Health in Schools Act of 2013 - Issues Lobbied: Disability Rights; H.R. 637, Preserving American Privacy Act of 2013 - Issues Lobbied: Privacy; Surveillance; H.R. 671, Ruth Moore Act of 2013 - Issues Lobbied: Military Sexual Assault; Women's Rights; H.R. 933, Consolidated and Continuing Appropriations Act - Issues Lobbied: First Amendment; H.R. 940, Health Care Conscience Rights Act - Issues Lobbied: Reproductive Rights; H.R. 964, Respect States' and Citizens' Rights Act of 2013 - Issues Lobbied: Marijuana pre-emption; H.R. 983, Online Communications and Geolocation Protection Act - Issues Lobbied: Privacy; H.R. 1847, Electronic Communications Privacy Act Amendments Act of 2013 - Issues Lobbied: privacy; H.R. 989, To prohibit the use of funds for the Lifeline program, and for other purposes - Issues Lobbied: Lifeline program; HR 1843, REPEAL HIV Discrimination Act of 2013 - Issues Lobbied: HIV/AIDS; S 639, Geolocation Privacy and Surveillance Act - Issues Lobbied: Privacy, location tracking; S. 1016, Preserving Freedom from Unwarranted Surveillance Act of 2013 - Issues Lobbied: Privacy, domestic drones; S. 1030, End Racial Profiling Act (ERPA) - Issues Lobbied: Civil Rights, Criminal Justice, Racial Justice, Police Practices; S. 1034, National Defense Authorization Act FY 14 - Issues Lobbied: LGBT Discrimination; S. 1037, Fourth Amendment Preservation and Protection Act of 2013 - Issues Lobbied: Privacy, Free speech, National Security, Civil Liberties, Protections for National Security Whistleblowers; S. 1088, Student Non-Discrimination Act of 2013 - Issues Lobbied: LGBT Youth Discrimination; S. 1094, Strengthening Americas Schools Act of 2013 - Issues Lobbied: Religious Liberty/ Church-State Separation; LGBT Youth Discrimination; Education; Racial Justice, Juvenile Justice; Education; School Discipline; S. 1130, Ending Secret Law Act - Issues Lobbied: Privacy, Free speech, National Security, Civil Liberties,Protections for National Security Whistleblowers; S. 1168, Restore Our Privacy Act - Issues Lobbied: Privacy, Free speech, National Security, Civil Liberties, Protections for National Security Whistleblowers; S. 1182, A bill to modify the Foreign Intelligence Surveillance Act of 1978 - Issues Lobbied: Privacy, Free speech, National Security, Civil Liberties, Protections for National Security Whistleblowers; S. 1197, National Defense Authorization Act - Issues Lobbied: Religious Liberty/Church-State Separation; S. 1215, FISA Accountability and Privacy Protection Act of 2013 - Issues Lobbied: Privacy, Free speech, National Security, Civil Liberties, Protections for National Security Whistleblowers; S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013 - Issues Lobbied: Housing; S. 1236, Respect for Marriage Act - Issues Lobbied: LGBT Relationship Recognition; S. 1242, Housing Opportunities Made Equal Act of 2013 - Issues Lobbied: Housing; S. 145, The Save Our Schools Act - Issues Lobbied: Racial Justice, Juvenile Justice; Education; School Discipline; S. 146, School and Campus Safety Enhancements Act of 2013 - Issues Lobbied: Racial Justice, Juvenile Justice; Education; School Discipline; S. 148, A bill to safeguard America's schools by using community policing strategies to prevent school violence and improve student and school safety - Issues Lobbied: Racial Justice, Juvenile Justice; Education; School Discipline; S. 153, Mental Health First Aid Act of 2013 - Issues Lobbied: Disability Rights; S. 162, Justice and Mental Health Collaboration Act of 2013 - Issues Lobbied: Disability Rights; S. 195, Mental Health in Schools Act of 2013 - Issues Lobbied: Disability Rights; S. 210, Stolen Valor Act - Issues Lobbied: First Amendment; S. 264, Excellence in Mental Health Act - Issues Lobbied: Disability Rights; S. 294, Ruth Moore Act of 2013 - Issues Lobbied: Military Sexual Assault; S. 330, HIV Organ Policy Equity Act - Issues Lobbied: LGBT Rights; S. 418, Do-Not-Track Online Act of 2013 - Issues Lobbied: privacy; S. 47, Violence Against Women Reauthorization Act of 2013 - Issues Lobbied: First Amendment; S. 480, NICS Reporting Improvement Act of 2013 - Issues Lobbied: Disability Rights; S. 5, A bill to reauthorize the Violence Against Women Act of 1994 - Issues Lobbied: First Amendment; S. 607, Electronic Communications Privacy Act Amendments Act of 2013 - Issues Lobbied: Privacy; S. 813, Peace Corps Equity Act - Issues Lobbied: Reproductive Freedom; S. 619, The Justice Safety Valve Act - Issues Lobbied: Mandatory Minimums; S. 631, Healthy Families Act ; S. 649, Safe Communities, Safe Schools Act - Issues Lobbied: First Amendment; S. 689, Mental Health Awareness and Improvement Act of 2013 - Issues Lobbied: Disability Rights; Religious Liberties; S. 699, Court Efficiency Act of 2013 - Issues Lobbied: First Amendment; S. 705, War Memorial Protection Act - Issues Lobbied: Religious Liberty/Church-State Separation; S. 717, Non-Profit Energy Efficiency Act - Issues Lobbied: Religious Liberty/Church-State Separation; S. 744, Border Security, Economic Opportunity, and Immigration Modernization Act of 2013 - Issues Lobbied: Federal immigration reform (due process, enforcement, detention, legalization); Criminal Penalties, Solitary Confinement and Private Prisons/FOIA; Women's Rights; LGBT Relationship Recognition; Mandatory Minimums, Criminal Bars to Citizenship, Racial Pro; S. 777, MARCH Act - Issues Lobbied: Reproductive Rights; S. 791, Follow the Money Act 2013 - Issues Lobbied: Campaign Finance; S. 813, Peace Corps Equity Act - Issues Lobbied: Reproductive Rights; S. 815, Employment Non-Discrimination Act - Issues Lobbied: LGBT Employment Discrimination/Religious Liberties; S. 84, Paycheck Fairness Act - Issues Lobbied: Employment Discrimination; Womens Rights;; S. 862, EACH Act - Issues Lobbied: Religious Liberty; S. 870, Pregnant and Parenting Students Access to Education Act of 2013 - Issues Lobbied: Womens Rights; Discrimination; S. 878, Arbitration Fairness Act of 2013 - Issues Lobbied: Employment Discrimination; Equal protection; S. 942, Pregnant Workers Fairness Act - Issues Lobbied: Womens Rights; S. 954, Agriculture Reform, Food and Jobs Act of 2013 - Issues Lobbied: SNAP Restrictions; FOIA; S. 967, Military Justice Improvement Act of 2013; S. 987, Free Flow of Information Act - Issues Lobbied: First Amendment; S.162, Justice and Mental Health Collaboration Act - Issues Lobbied: Mental Health and Criminal justice; S.374, Fix Gun Checks Act of 2013 - Issues Lobbied: Disability Rights; S.572, Veterans Second Amendment Protection Act - Issues Lobbied: Disability Rights/; S.649, Safe Communities, Safe Schools Act of 2013 - Issues Lobbied: Education; Racial Justice; Disability Rights; School Discipline; S.AMDT. 715 to S. 649, Background check bill - Issues Lobbied: Disability Rights; S.AMDT. 720 to S. 649, Due Process protections - Issues Lobbied: Disability Rights/; S.AMDT. 725 to S. 649, Background check bill - Issues Lobbied: Disability Rights; S.AMDT.730 to S. 649, Mental health and substance abuse programs - Issues Lobbied: Disability Rights; Congressional Issues without Bills: Abortion coverage - Issues Lobbied: Reproductive Rights; Abortion Riders to Appropriations Bills - Issues Lobbied: Reproductive Rights; Access to counsel in immigration proceedings for individuals with mental disabilities - Issues Lobbied: Disability Rights; AP Surveillance - Issues Lobbied: First Amendment; Privacy; National Security; Attorney General Guidelines and Domestic Intelligence Operations Guide updates - Issues Lobbied: FBI investigative authorities, civil rights; Broadband Adoption Act - Issues Lobbied: First Amendment; Campaign Finance - Issues Lobbied: First Amendment; Comprehensive Immigration Reform - Issues Lobbied: National ID, employment verification, privacy; Computer Fraud and Abuse Act - Issues Lobbied: Due process, free speech, overcriminalization; Consumer Fraud and Abuse Act - Issues Lobbied: First Amendment; Controlled Unclassified Information - Issues Lobbied: Government secrecy;Convention on the Rights of Persons with Disabilities (CRPD). - Issues Lobbied: Disability Rights; Court Efficiency Act of 2013 - Issues Lobbied: Access to Justice; Creation of Privacy and Civil Liberties Oversight Board - Issues Lobbied: Privacy; Defense Appropriations Bill for 2014 - Issues Lobbied: Immigration; Defense of Marriage Act - Issues Lobbied: LGBT Rights; Democracy Restoration Act - Issues Lobbied: Voting Rights; Racial Justice; Department of Homeland Security Office of Civil Rights and Civil Liberties - Issues Lobbied: Civil Liberties; DHS Intelligence/Information Sharing - Issues Lobbied: National Security, Privacy, Civil Liberties, FBI oversight, law enforcement oversight, open government, DHS oversight, domestic spying, fusion centers; DHS/TSA Oversight: WBI, SPOT - Issues Lobbied: Limiting use of WBI/Ending 15 country policy; DOD Intelligence Oversight - Issues Lobbied: National Security, Department of Defense oversight,; DOJ Racial Profiling Guidance - Issues Lobbied: Reform of Guidance; Domestic Drones - Issues Lobbied: Privacy, armed drones; Electronic Communications Privacy Act reform - Issues Lobbied: Fourth Amendment, privacy, location tracking; Espionage Act proposals - Issues Lobbied: First amendment; Fair Housing Act - Issues Lobbied: Housing; FBI Oversight - Issues Lobbied: National Security, Privacy, Civil Liberties, FBI oversight, law enforcement oversight, open government; Financial Services Appropriations Act, 2013 - Issues Lobbied: Policy Riders; Follow the Money Act - Issues Lobbied: First Amendment; Fusion Centers - Issues Lobbied: Privacy, information sharing, intelligence collection, First Amendment; FY14 CJS Appropriations - Issues Lobbied: Education; Racial Justice, Juvenile Justice; Education; School Discipline; Gang Abatement and Prevention Act - Issues Lobbied: Civil Rights, Criminal Justice, Racial Justice, Juvenile Justice; Government Religious Displays - Issues Lobbied: Religious Liberties; Guantanamo - Issues Lobbied: National Security; Human Rights; Gun legislation - Issues Lobbied: Mandatory minimums; SROs; Disability and registration; Cops in schools; Video games; Tip lines; Penalties; HIPPA - Issues Lobbied: Disability Rights; Immigration - Issues Lobbied: Family Unity; IRS Targeting - Issues Lobbied: First Amendment; Legislative response to Shelby Co and Arizona v. ITCA SCOTUS cases/ Voter suppression laws and VRA Enforcement - Issues Lobbied: Voting Rights; Racial Justice; License Plate Readers - Issues Lobbied: Privacy; Low Income Housing Tax Credit - Issues Lobbied: Housing; Mandatory Minimum Sentencing/ Sentencing Reform - Issues Lobbied: Civil Rights, Criminal Justice, Drug Policy, Sentencing; Mental health sense of the Senate - Issues Lobbied: Disability Rights; Military Abortion coverage - Issues Lobbied: Reproductive Rights; Military Combat Exclusion Policy - Issues Lobbied: Womens Rights; Military Justice/Military Sexual Assault - Issues Lobbied: Womens Rights; NLRB Vacancies - Issues Lobbied: Civil Liberties; Nomination of FBI Director - Issues Lobbied: National Security; Positive Behavior for Safe and Effective Schools Act - Issues Lobbied: Racial Justice, Juvenile Justice; Education; School Discipline; Positive Behavior Supports; Post- Newtown response: School to Prison Pipeline/ SRO issues - Issues Lobbied: Education; Racial Justice; Disability Rights; School Discipline; Privacy Act - Issues Lobbied: Privacy, 4th Amendment; Privacy Multistakeholder Process - Issues Lobbied: Privacy; Private Prison FOIA - Issues Lobbied: Criminal Justice Reform; Racial Profiling Act - Issues Lobbied: Racial profiling, civil liberties, first amendment, national security; Radicalization - Issues Lobbied: Civil liberties, privacy, religious freedom, racial profiling, national security; Reforming the U.S. Commission on Civil Rights - Issues Lobbied: Civil Rights, Human Rights, Racial Justice; Religious Funding - Issues Lobbied: Religious Liberties; Reporter Shield - Issues Lobbied: First Amendment; Service Members Civil Relief Act (SCRA)/Title VI (Sandoval fix) - Issues Lobbied: Civil Rights; Voting Rights; Racial Justice; Employment Discrimination;; Sex Education - Issues Lobbied: Reproductive Rights; State-Foreign Operations Appropriations - Issues Lobbied: Reproductive Rights; Strengthening Americas Schools Act of 2013 - Issues Lobbied: Student Non-discrimination Act, Pregnant Teens; Student tip line in Gun Regulation Legislation - Issues Lobbied: Student privacy, information sharing; Suspicious Activity Reports - Issues Lobbied: National Security, Civil Liberties, 1st Amendment Activity, racial profiling; Targeted Killing - Issues Lobbied: Human Rights; National Security; The Ending Corporal Punishment in Schools Act - Issues Lobbied: Education; Racial Justice; Disability Rights; School Discipline; The Juvenile Justice and Delinquency Prevention Reauthorization Act - Issues Lobbied: Civil Rights, Criminal Justice, Racial Justice, Juvenile Justice; Torture (SSCI Report) - Issues Lobbied: Human Rights; Trafficking - Issues Lobbied: Human Rights; Update to National Counterterrorism Center Guidelines - Issues Lobbied: Privacy, First Amendment, information sharing, intelligence collection; Use of datamining technologies by the government - Issues Lobbied: Privacy; Various bills responding to IRS targeting - Issues Lobbied: First Amendment; Voting Rights - Issues Lobbied: Civil Liberties; Whistleblower Protection - Issues Lobbied: National Security, Privacy, Civil Liberties, Protections for National Security Whistleblowers. Agencies Lobbied: Department of Commerce, Issues Lobbied: Electronic Communications Privacy Act reform; Department of Defense, Issues Lobbied: GITMO Force Feeding; Press Access; Sexual Assault; Guantanamo; National Defense Authorization Act for FY14; Department of Education, Issues Lobbied: Positive Behavior for Safe and Effective Schools Act; Post- Newtown response: School to Prison Pipeline/ SRO issues; Safe Communities, Safe Schools Act of 2013; The Save Our Schools Act; School and Campus Safety Enhancements Act of 2013; A bill to safeguard America's schools by using community policing strategiesto prevent school violence and improve student and school safety; Civil Rights Data Collection; School discipline guidance; Department of Health and Human Services, Issues Lobbied: Contraception Coverage; HIPPA; Coverage of Certain Preventive Services Under the Affordable Care Act, CMS9968P, Docket ID: CMS2012003163161; 45 CFR Parts 160 and 164 (Advanced Notice of Proposed Rulemaking on the HIPAA Privacy Rule and the National Instant Criminal Background Check System); Department of Homeland Security, Issues Lobbied: H.R. 2399; H.R. 2440; S. 1130; S. 1182, H.R. 2475; S. 1168; S. 1037; S. 1215; Fusion Centers; Update to National Counterterrorism Center Guidelines; Suspicious Activity Reports; Radicalization; DHS/TSA Oversight: WBI, SPOT; DHS Intelligence/Information Sharing; S. 744 (Border Security, Economic Opportunity, and Immigration); Use of datamining technologies by the government; National ID; Employment Verification; Privacy; REAL ID; Department of Housing and Urban Development, Issues Lobbied: Olmstead Guidance; Affirmative Fair Market Housing Plans; LGBT Housing Discrimination; Proposed Rule 24 CFR Part 579 [Docket No. 5573P01] RIN 2506AC33 Homeless Emergency Assistance and Rapid Transition to Housing: Rural Housing Stability Assistance Program and Revisions to the Definition of Chronically Homeless; International Covenant on Civil and Political Rights; Department of Justice, Issues Lobbied: Paycheck Fairness Act and executive order on pay retaliatio; School discipline guidance; COPS Proram; Positive Behavior for Safe and Effective Schools Act; The Save Our Schools Act; School and Campus Safety Enhancements Act of 2013; A bill to safeguard America's schools by using community policing strategies to prevent school violence and improve student and school safety; Safe Communities, Safe Schools Act of 2013; Post- Newtown response: School to Prison Pipeline/ SRO issues; Policing of domestic violence/sexual assault; International Covenant on Civil and Political Rights; U.N. Standard Minimum Rules for the Treatment of Prisoners; DOJ Media Guidelines; June 2003 Guidance Regarding the Use of Race by Federal Law Enforcement Agencies; Juvenile Life without Parole; Fairness and Accuracy in Employment Background Checks APrivacy and Civil Liberties Oversight Board, Issues Lobbied: NSA Surveillance; Social Security Administration, Issues Lobbied: Transgender Discrimination; Agency Information Collection Activities: Form SSA-437, Program Discrimination Complaint (FR Doc. 201307616); U.S. Customs and Border ct; Equal Access to Justice Act; Indigent defense; Youth Solitary Confinement; Religious Freedom; AP Surveillance; Juvenile Justice; Over-incarceration; DOJ Racial Profiling Guidance; Attorney General Guidelines and Domestic Intelligence Operations Guide updates; DHS Intelligence/Information Sharing; S. 744 (Border Security, Economic Opportunity, and Immigration); Death Penalty; Standard Minimum Rules for Prisoner Treatment; Juvenile Solitary Confinement (Bureau of Prisons); The Juvenile Justice and Delinquency Prevention Reauthorization Act; Federal Over-criminalization; Indigent Defense Reform; Service Members Civil Relief Act (SCRA)/Title VI (Sandoval fix); Legislative response to Shelby Co and Arizona v. ITCA SCOTUS cases/ Voter suppression laws and VRA Enforcement; Convention for the Elimination of all Forms of Race Discrimination (CERD) ; Puerto Rico Police Practices; Electronic Communications Privacy Act reform; Geolocation Privacy and Surveillance Act; Department of Labor, Issues Lobbied: Paycheck Fairness Act and executive order on pay retaliation, OFCCP guidance rescission; OFCCP data collection tool; Department of State, Issues Lobbied: Human rights of migrants; U.N. Standard Minimum Rules for the Treatment of Prisoners; International Covenant on Civil and Political Rights; Human Rights (UN Special Rapporteur requests, including requests to visit the U.S.); Convention for the Elimination of all Forms of Race Discrimination (CERD); Department of Treasury, Issues Lobbied: ; Department of Veterans Affairs, Issues Lobbied: ; Director of National Intelligence, Issues Lobbied: H.R. 2399; H.R. 2440; S. 1130; S. 1182, H.R. 2475; S. 1168; S. 1037; S. 1215; Update to National Counterterrorism Center Guidelines; DHS Intelligence/Information Sharing; Equal Employment Opportunity Commission, Issues Lobbied: National Origin Discrimination; Fairness and Accuracy in Employment Background Checks Act; Guidance on Employer Use of Arrest and Conviction Records; T Visa Certifications and Continued Presence Applications by Equal Employment Opportunity Commission; Executive Office of the President, Issues Lobbied: Closure of Guantanamo Bay; Classification; Targeted Killing; Immigration Reform; FCC Issues; Torture Report; Lobbying Restrictions; LGBT Non-discrimination in Federal Contracts; Election Administration; Surveillance; Deportation; FBI, Issues Lobbied: H.R. 2399; H.R. 2440; S. 1130; S. 1182, H.R. 2475; S. 1168; S. 1037; S. 1215; Radicalization; Attorney General Guidelines and Domestic Intelligence Operations Guide updates; DHS Intelligence/Information Sharing; Federal Aviation Administration, Issues Lobbied: Domestic Drones; Privacy; Federal Communications Commission, Issues Lobbied: Indecency restrictions; Media Ownership Rule; Low Power FM Application Window; Prison Phone Rulemaking; IP Transition; Federal Trade Commission, Issues Lobbied: Mobile Phone Companies; Unfair telecom practices; Food and Drug Administration, Issues Lobbied: Emergency Contraception; National Archives and Records Aministration, Issues Lobbied: DHS Intelligence/Information Sharing; National Counterterrorism Center, Issues Lobbied: H.R. 2399; H.R. 2440; S. 1130; S. 1182, H.R. 2475; S. 1168; S. 1037; S. 1215; National Telecommunications and Information Administration, Issues Lobbied: Mobile Apps; Privacy Multistakeholder Process; Office of Management and Budget, Issues Lobbied: OFCCP guidance rescission; REAL ID; Office of Personnel Management, Issues Lobbied: Combined Federal Campaign; RIN 3206AM68 (Solicitation of Federal Civilian and Uniformed Service Personnel for Contributions to Private Voluntary Organizations); Protection, Issues Lobbied: Border enforcement/ CBP oversight and excessive use of force;United States Commission on Civil Rights, Issues Lobbied: Meeting on Reconciling Non-Discrimination Principles with Civil Liberties; United States Trade Representative, Issues Lobbied: Trans-Pacific Partnership; White House, Issues Lobbied: S. 744 (Border Security, Economic Opportunity, and Immigration); H.R. 2399; H.R. 2440; S. 1130; S. 1182, H.R. 2475; S. 1168; S. 1037; S. 1215; Controlled Unclassified Information; DHS Intelligence/Information Sharing; Fairness and Accuracy in Employment Background Checks Act; Executive Order: LGBT Non-Discrimination for Federal Contractors (Pending); Post- Newtown response: School to Prison Pipeline/ SRO issues; Safe Communities, Safe Schools Act of 2013; The Save Our Schools Act; School and Campus Safety Enhancements Act of 2013; A bill to safeguard America's schools by using community policing strategies to prevent school violence and improve student and school safety; Paycheck Fairness Act and executive order on pay retaliation; Election administration reform; Creation of Privacy and Civil Liberties Oversight Board; Torture (SSCI Report); Guantanamo; National Defense Authorization Act for FY14.

Client expense: $467,765 · Firm income: Not reported

Government targets: Bureau of Prisons (BOP), Commerce, Dept of (DOC), Defense, Dept of (DOD), Director of National Intelligence (ODNI), Education, Dept of, Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Archives & Records Administration (NARA), Natl Telecommunications & Information Administration (NTIA), Office of Juvenile Justice & Delinquency Prevention, Office of Management & Budget (OMB), Office of Personnel Management (OPM), SENATE, Social Security Administration (SSA), State, Dept of (DOS), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), White House Office

HR125-113Congressional Oversight of Afghanistan Agreements Act of 2013 HR1284-113To amend title 38, United States Code, to provide for coverage under the beneficiary travel program of the Department of Veterans Affairs of certain disabled veterans for travel for certain special disabilities rehabilitation, and for other purposes.HR1372-113To direct the Secretary of Veterans Affairs to establish a registry of certain veterans who were stationed at or underwent training at Canadian Forces Base Gagetown, New Brunswick, Canada, and for other purposes. HR1402-113Veterans Paralympic Act of 2013 HR1405-113To amend title 38, United States Code, to require the Secretary of Veterans Affairs to include an appeals form in any notice of decision issued for the denial of a benefit sought. HR152-113Disaster Relief Appropriations Act, 2013 HR153-113Veterans Outreach Improvement Act of 2013 HR154-113To amend title 38, United States Code, to establish a Department of Veterans Affairs Medal for Distinguished Public Service to honor veterans who make remarkable and distinguished contributions to their communities. HR1620-113Military Spouse Job Continuity Act of 2013 HR164-113To amend title 10, United States Code, to permit veterans who have a service-connected, permanent disability rated as total to travel on military aircraft in the same manner and to the same extent as retired members of the Armed Forces entitled to such tr HR179-113Franchise Education for Veterans Act HR183-113Veterans Dog Training Therapy Act HR2016-113Military Justice Improvement Act of 2013 HR2150-113To amend title 38, United States Code, to provide for a five-year extension to the homeless veterans reintegration programs. HR2151-113To amend title 38, United States Code, to authorize individuals who are pursuing programs of rehabilitation, education, or training under laws administered by the Secretary of Veterans Affairs to receive work-study allowances for certain outreach services HR2153-113To amend title 38, United States Code, to require the reporting of cases of infectious diseases at facilities of the Veterans Health Administration, and for other purposes. HR2157-113To authorize the ground burial at Arlington National Cemetery of members of the United States Army who served honorably in the Tomb of the Unknown Soldier platoon, Third Infantry Regiment (Old Guard), United States Army. HR2169-113To amend title 38, United States Code, to eliminate the time limitation for use of eligibility and entitlement to educational assistance under certain programs of the Department of Veterans Affairs, and for other purposes. HR2185-113To amend title 36, United States Code, to encourage the nationwide observance of two minutes of silence each Veterans Day. HR2187-113To amend the Omnibus Crime Control and Safe Streets Act of 1968 to authorize veterans' treatment courts and encourage services for veterans. HR2189-113To establish a commission or task force to evaluate the backlog of disability claims of the Department of Veterans Affairs. HR2207-113To amend title 10, United States Code, to make certain improvements in the Uniform Code of Military Justice related to sex-related offenses committed by members of the Armed Forces, and for other purposes. HR2209-113To establish a chain of command for Army National Military Cemeteries. HR2210-113To amend title 38, United States Code, to expand the eligibility of children of certain deceased veterans to educational assistance under the Post-9/11 Educational Assistance Program of the Department of Veterans Affairs. HR2237-113Developing Innovative Partnerships and Learning Opportunities that Motivate Achievement Act HR2341-113To amend title 38, United States Code, to require the Secretary of Veterans Affairs to consider the resources of individuals applying for pension that were recently disposed of by the individuals for less than fair market value when determining the eligib HR235-113Veteran Emergency Medical Technician Support Act of 2013 HR2358-113To amend title 38, United States Code, to direct the Secretary of Veterans Affairs to give preference to local contractors, and for other purposes. HR2382-113To amend title 38, United States Code, to establish a priority for the Secretary of Veterans Affairs in processing certain claims for compensation. HR241-113Veterans Timely Access to Health Care Act HR2412-113To amend title 38, United States Code, to direct the Secretary of Veterans Affairs to consider the best interest of the veteran when determining whether the veteran should receive certain contracted health care. HR247-113Ensuring the Full Faith and Credit of the United States and Protecting America's Soldiers and Seniors Act HR258-113Stolen Valor Act of 2013 HR274-113Mental Health First Act of 2013HR288-113CHAMPVA Children's Protection Act of 2013 HR303-113Retired Pay Restoration Act HR32-113Military Surviving Spouses Equity Act HR333-113Disabled Veterans Tax Termination Act HR340-113Protecting Financial Aid for Students and Taxpayers Act HR4057-112Improving Transparency of Education Opportunities for Veterans Act of 2012 HR4072-112Consolidating Veteran Employment Services for Improved Performance Act of 2012 HR42-113Military Health Care Affordability Act HR4310-112National Defense Authorization Act for Fiscal Year 2013 HR55-113SHIELD Act of 2013 HR683-113Military Spouses Equal Treatment Act HR821-113To amend the Servicemembers Civil Relief Act to provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures, and for other purposes. HR833-113To amend title 10, United States Code, to require that the Purple Heart occupy a position of precedence above the new Distinguished Warfare Medal. HR834-113Veterans' Efficiencies Through Savings Act of 2013 HR844-113VetSuccess Enhancement Act HR894-113To amend title 38, United States Code, to improve the supervision of fiduciaries of veterans under the laws administered by the Secretary of Veterans Affairs. HR897-113To amend title 38, United States Code, to expand the definition of homeless veteran for purposes of benefits under the laws administered by the Secretary of Veterans Affairs. HR921-113Chiropractic Care Available to All Veterans Act HR933-113Department of Defense, Military Construction and Veterans Affairs, and Full-Year Continuing Appropriations Act, 2013 HR958-113Women Veterans and Other Health Care Improvements Act of 2013 HR975-113Servicemember Mental Health Review Act HR984-113To direct the Secretary of Defense to establish a task force on urotrauma. HRES104-113Expressing the sense of the House of Representatives regarding the importance of easing the transition of members of the Armed Forces and their families from military to civilian life. HRES13-113Amending the Rules of the House of Representatives to require that general appropriations for military construction and veterans' affairs be considered as stand-alone measures. S1032-113A bill to amend title 10, United States Code, to make certain improvements in the Uniform Code of Military Justice related to sex-related offenses committed by members of the Armed Forces, and for other purposes. S1034-113A bill to authorize appropriations for fiscal year 2014 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes. S1039-113A bill to amend title 38, United States Code, to expand the Marine Gunnery Sergeant John David Fry scholarship to include spouses of members of the Armed Forces who die in the line of duty, and for other purposes. S1041-113A bill to amend title 10, United States Code, to afford crime victims' rights to victims of offenses under the Uniform Code of Military Justice, and for other purposes. S1042-113A bill to authorize the Secretary of Veterans Affairs to provide support to university law school programs that are designed to provide legal assistance to veterans, and for other purposes. S1058-113A bill to amend title 38, United States Code, to authorize per diem payments under comprehensive service programs for homeless veterans to furnish care to dependents of homeless veterans, and for other purposes. S1060-113A bill to amend the Public Health Service Act to facilitate emergency medical services personnel training and certification curriculums for military veterans. S1078-113A bill to direct the Secretary of Defense to provide certain TRICARE beneficiaries with the opportunity to retain access to TRICARE Prime. S1148-113A bill to amend title 38, United States Code, to direct the Secretary of Veterans Affairs to provide notice of average times for processing claims, and for other purposes. S1165-113A bill to amend title 38, United States Code, to provide for certain requirements relating to the immunization of veterans, and for other purposes. S1707-112Veterans Second Amendment Protection ActS2259-112Veterans' Compensation Cost-of-Living Adjustment Act of 2012 S3202-112Dignified Burial and Other Veterans' Benefits Improvement Act of 2012 S325-113A bill to amend title 38, United States Code, to increase the maximum age for children eligible for medical care under the CHAMPVA program, and for other purposes. S3254-112National Defense Authorization Act for Fiscal Year 2013 S3322-112Servicemembers' Protection Act of 2012 S412-113Keep Our Commitment to Veterans Act S422-113Chiropractic Care Available to All Veterans Act of 2013 S430-113Veterans Small Business Opportunity and Protection Act of 2013 S444-113Department of Defense Appropriations Act, 2013 S455-113A bill to amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to transport individuals to and from facilities of the Department of Veterans Affairs in connection with rehabilitation, counseling, examination, treatment, and c S470-113A bill to amend title 10, United States Code, to require that the Purple Heart occupy a position of precedence above the new Distinguished Warfare Medal. S49-113Veterans Health Equity Act of 2013 S492-113A bill to amend title 38, United States Code, to require States to recognize the military experience of veterans when issuing licenses and credentials to veterans, and for other purposes. S495-113Careers for Veterans Act of 2013 S6-113Putting Our Veterans Back to Work Act of 2013 S734-113A bill to amend title 10, United States Code, to repeal the requirement for reduction of survivor annuities under the Survivor Benefit Plan by veterans' dependency and indemnity compensation. S759-113A bill to amend the Internal Revenue Code of 1986 to allow a credit against income tax for amounts paid by a spouse of a member of the Armed Forces for a new State license or certification required by reason of a permanent change in the duty station of su S967-113Military Justice Improvement Act of 2013

Client expense: $40,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of Personnel Management (OPM), SENATE, Veterans Affairs, Dept of (VA), White House Office

Improvements in uniformed personnel programs, copmensation, and benefits: H.R. 690, H.R. 984, H.R. 1333, H.R. 1620, H.R. 1705, H.R. 1770, H.R. 1842, H.R. 1864, H.R. 1960, H.R. 1971, H.R. 2016, S. 373, S. 675, S. 700, S. 759, S. 788, S. 871, S. 967, S. 1078, S. 1092, P.L. 112-239

Client expense: $563,548 · Firm income: Not reported

Government targets: Air Force, Dept of, Army, Dept of (Corps of Engineers), Army, Dept of (Other), Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Congressional Budget Office (CBO), Defense Commissary Agency, Defense Finance & Accounting Service (DFAS), Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Guard, Natl Oceanic & Atmospheric Administration (NOAA), Navy, Dept of, Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of the Secretary of Defense, SENATE, U.S. Coast Guard (USCG), U.S. Marines, Veterans Affairs, Dept of (VA), Veterans Employment & Training Service

Lobbying issues were: CFPB (encouraging Congress to keep in place an effective federal consumer-focused banking regulator); overdraft loans (encouraging Congress to implement restrictions on abusive overdraft practices); payday loans (encouraging Congress to prohibit abusive products and practices); the future of the GSEs and the federal housing finance system [continued on next page][continued from previous page] mortgage lending (encouraging Congress to prohibit abusive products and practices); mortgage loan modifications (encouraging Congress to provide incentive for servicers to modify loans to prevent foreclosures) Specific legislation that was the subject of lobbying activity: S.Con.Res. 8 (to oppose amendments that would cripple the regulatory process and weaken important public protections) S. 222 (to allow for voluntary loss mitigation program in bankruptcy) S. 299 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). S. 489 (to require minimum mortgage servicing standards) S. 527 (to continue HAMP) S. 673 (to amend TILA to establish a national usury rate for consumer credit transactions) S. 690 (to create an Office of the Homeowner Advocate) S. 737 (to keep current regulatory structure of CFPB) S. 824 (to require minimum mortgage servicing standards) S. 967 (to require minimum mortgage servicing standards) S. 1054 (to ensure that the bankruptcy process is fair for consumers) S. 1606 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) S. 1615 (to oppose enhanced economic analysis and justification of regulations proposed by certain federal financial regulators) S. Amdt. 1294 to S. 1867, the Defense Authorization Bill (to enhance consumer credit protections for service members and their families) S. 1963 (to oppose revoking the charters for the government-sponsored enterprises and creating a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes) S. 2072 (a bill to discourage disincentives to the housing missions of the government-sponsored enterprises and require consistent putback risks at the enterprises to assist homeowners) S. 3047 (a bill to encourage responsible homeowners to refinance mortgages, and for other purposes) S. 3085 (a bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Assoc. and the Federal Home Loan Mortgage Corp.) S. 3254 (to provide for stronger credit protections for servicemembers and their dependent family members) S. 3426 (to amend the Truth in Lending Act to address certain issues related to the extension of consumer credit) S. 3452 (to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions).S. 3468 (to oppose affirming the authority of the president to require independent regulatory agencies to comply with regulatory analysis applicable to executive agencies) S. 3522 (to provide for the expansion of affordable refinancing of mortgages held by FNMA and FHLMC ) S. 3571 (to oppose requiring the Bureau of Consumer Financial Protection to conduct a small business review panel on the qualified mortgage rule before the Bureau can go forward with a final rule) S. 4041 (to amend the Electronic Fund Transfer Act to provide protection for consumers who have prepaid cards, and other purposes) H.R. 10 (to oppose requirement that major rules of the executive branch would have no force or effect unless a joint resolution of approval is enacted into law). H.R. 31 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 527 (to oppose a complete analysis of potential impacts on small entities of rules, and for other purposes). H.R. 830 (to continue to FHA short refinance program) H.R. 836 (to continue the Emergency Homeowner Relief Program) H.R. 839 (to continue the Home Affordable Mortgage Program) H.R. 861 (to continue NSP) H.R. 1077 (to oppose amending the Truth in Lending Act's definitions of points and fees in connection with a mortgage transaction) H.R. 1121 (to keep current regulatory structure of CFPB) H.R. 1221 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R 1222 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 1223 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 1224 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 1225 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 1226 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 1227 (to ensure that there is a secondary market to serve low- and moderate-income communities) H.R. 1261 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes) H.R. 1315 (to keep current FSOC veto authority structure in CFPB) H.R. 1355 (to maintain the current CFPB regulatory structure and funding system) H.R. 1477 (to require minimum mortgage servicing standards) H.R. 1567 (to require minimum mortgage servicing standards) H.R. 1677 (to keep the current CFPB transfer date in place) H.R. 1697 (to oppose amendments to the Consumer Financial Protection Act of 2010) H.R. 1783 (to require minimum mortgage servicing standards) H.R. 1909 (to oppose the federal chartering of Federal Financial Servicing and Credit Companies) H.R. 2081 (to keep the current CFPB regulatory structure) H.R. 3010 (to oppose reforms to the process by which federal agencies analyze and formulate new regulations and guidance documents) H.R. 3077 (to ensure customers have the right to close depository account without unreasonable cost or other barriers) H.R. 3461 (to oppose purported improvements to the examination of depository institutions, and for other purposes) H.R. 3644 (to oppose purported standardization and transparency in the mortgage backed security system)[continued from previous page] H.R. 3648 (to support amending the Internal Revenue Code of 1986 to exclude discharges of indebtness on principal residences from gross income, and for other purposes) H.R. 4101 (to oppose amending the Fair Debt Collection Practices Act to exempt a debt collector from liability when leaving certain voice messages for a consumer with respect to a debt as long as the debt collector follows regulations prescribed by the Bureau of Consumer Financial Protection on the appropriate manner in which to leave such a message, and for other purpo H.R. 4310 (to support amending the Military Lending Act to provide additional enhancements of protections on consumer credit for members of the armed forces and their dependents) H.R. 4323 (to oppose amending the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction) H.R. 5691 (to amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions). H.R. 6139 (to oppose federal chartering of national consumer credit corporations) The organization supported the appointment of Richard Cordray as director of the Consumer Financial Protection Bureau. BILLS UNDER DISCUSSION/NOT YET INTRODUCED Senate legislation on government sponsored enterprises (to ensure that there is a secondary market to serve low- and moderate-income communities) Senate legislation on checking account overdraft practices (to require fair practices related to overdraft fees) Senate legislation to address abusive payday lending practices Senate legislation to provide for a safe harbor legal liability standard for qualified mortgages House legislation on debit cards (to ensure there are fair consumer protections for debit card users) Executive branch agencies and issues: Consumer Financial Protection Bureau overdraft fees, bank payday loans, payday loans, mortgage servicing, larger nonbank participants, credit cards, prepaid cards, auto lending, rules to be enforced, lending issues as related to military, interim legal authorities, Alternative Mortgage Transaction Parity Act (AMTPA), mortgage origination rules, depository supervision, qualified mortgage Dept of the Treasury--Office of the Comptroller of the Currency overdraft fees, bank payday loans, preemption, risk retention rules, servicing standards, servicing consent order/independent foreclosure review, mortgage origination rules, payday lendings impact on Community Reinvestment Act evaluations Dept of the Treasury HAMP, GSE reform, risk retention rules, mortgage origination rules Federal Reserve Board overdraft fees, bank payday loans, mortgage origination rules, risk retention rules, servicing standards, credit card rules, interchange revenue, Dodd-Frank implementation, servicing consent order/independent foreclosure review FDIC -- overdraft fees, risk retention rules, servicing standards, bank payday loans, prepaid cards National Credit Union Administration -- regulation of credit union service organizations, payday lending, payday alternative loans Federal Trade Commission -- auto financing HUD -- GSE reform, risk retention rules, mortgage origination rules White House -- foreclosure prevention, risk retention rules, mortgage refinance Federal Housing Finance Administration -- foreclosure prevention, servicing standards

Client expense: $110,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office