Control Your Personal Credit Information Act of 2018

S 2362, Control Your Personal Credit Information Act of 2018. Issues as they relate to consumer information. S 2289, Data Breach Prevention and Compensation Act of 2018. Issues as they relate to consumer information. S 3107, A bill making Appropriations for FY2019 for Financial Services and General Government. Issues as they relate to consumer information. HR 3755, Comprehensive Consumer Credit Reporting Reform Act of 2017. Issues as they relate to consumer information. Data Protection issues generally Consumer Reporting issues generally.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 2362 - Control Your Personal Credit Information Act of 2018 - Issues as they relate to consumer information. S. 2289 - Data Breach Prevention and Compensation Act of 2018 - Issues as they relate to consumer information. S. 3107 - Financial Services and General Government Appropriations Act, 2019 - Issues as they relate to financial services and consumer reporting issues. H.R. 6258 - Financial Services and General Government Appropriations Act, 2019 Issues as they relate to financial services and consumer reporting issues. H.R. 3860 - IRS Data Verification Modernization Act - Issues as they relate to IRS' Income Verification Systems. S.488 - Jobs and Investor Confidence Act 2018 - Issues as they relate to consumer reporting. H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 - As it relates to consumer reporting issues. Data Security Issues Consumer Reporting Issues

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

General issues related to privacy, cybersecurity, data security, credit reporting, and background screening. Specific issues included: JOBS Act 3.0 (Hensarling), issues related to the credit reporting industry; Fair Credit Reporting Act reform, including S. 2362, the "Control Your Personal Credit Information Act of 2018" (Reed); data security and breach notice proposals, including H.R. 6743, the "Consumer Information Notification Requirement Act" (Luetkemeyer), and S. 2289, the "Data Breach Prevention and Compensation Act of 2018" (Warren), issues related to preemption, penalties, and functional regulation; and draft privacy proposals.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 2362 - Control Your Personal Credit Information Act of 2018 - Issues as they relate to consumer information. S. 2289 - Data Breach Prevention and Compensation Act of 2018 - Issues as they relate to consumer information. H.R. 2683/S.744 - Protecting Veterans Credit Act - Issues as they relate to consumer information. S. 1519 - National Defense Authorization Act - Issues as they relate to financial services provisions. S. 3107 - Financial Services and General Government Appropriations Act, 2019 - Issues as they relate to financial services and consumer reporting issues. H.R. 6258 - Financial Services and General Government Appropriations Act, 2019 Issues as they relate to financial services and consumer reporting issues. H.R. 3860 - IRS Data Verification Modernization Act - Issues as they relate to IRS' Income Verification Systems. S.488 - Jobs and Investor Confidence Act 2018 - Issues as they relate to consumer reporting. Data Security Issues Consumer Reporting Issues

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 10 Financial CHOICE Act of 2017, all provisions related to payment card transactions. H.R. 3280 Financial Services and General Government Appropriations Act, 2018, all provisions related to electronic payments. H.R. 2 / S. 3042 Agriculture Improvement Act of 2018, all provisions in Title IV, Subtitle A, Section 4104 related to electronic benefits transfer of benefits. H.R. 5445 21st Century IRS Act, all provisions in Title IV, Section 403 related to payment of taxes by credit and debit cards. Issues pertaining to a letter to the Federal Trade Commission on standard-setting processes for payment and payment security. H.R. 6743 Consumer Information Notification Requirement Act, all provisions. Issues pertaining to a Data Acquisition and Technology Accountability and Security Act, all provisions. S. 2362 Control Your Personal Credit Information Act, all provisions. S. 2289 Data Breach Prevention and Compensation Act of 2018, all provisions. Issues pertaining to possible FFIEC regulations on multi-factor authentication. Issues pertaining to a Federal Reserve study on payments fraud. H.R. 4508 PROSPER Act, all provisions related to Disbursement of Credit Balances. S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act, all provisions in Title II Regulatory Relief and Protecting Consumer Access to Credit. H.R. 4028 PROTECT Act of 2017, all provisions. S. 2124 Consumer Privacy Protection Act, all provisions. S. 1816 Freedom from Equifax Exploitation Act, all provisions. Issues pertaining to the EMVCo (Europay, Mastercard, Visa) and the EMV chip cards. Issues pertaining to the implementation of P.L. 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions related to interchange. Issues pertaining to the implementation of P.L. 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions in Title X-Bureau of Consumer Financial Protection related to interchange. Issues pertaining to antitrust legislation related to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to The Economic Growth and Regulatory Paperwork Reduction Act, all provisions related to debit card interchange.

Supplemental capital issues, regulatory issues for credit unions and tax exemption status: HR 10, HR 389, HR 1018, HR 1031, HR 1116, HR 1153, HR 1244, HR 1264, HR 1401, HR 1422, HR 1423, HR 1426, HR 1457, HR 1699, HR 1801, HR 1958, HR 1964, HR 2133, HR 2170, HR 2215, HR 2226, HR 2246, HR 2359, HR 2403, HR 2553, HR 2570, HR 2706, HR 2793, HR 2868, HR 2874, HR 2875, HR 2877, HR 2890, HR 2954, HR 3072, HR 3110, HR 3221, HR 3312, HR 3354, HR 3746, HR 3758, HR 3766, HR 3857, HR 3866, HR 3971, HR 3978, HR 4081, HR 4296, HR 4439, HR 4464, HR 4499, HR 4545, HR 4648, HR 4651, HR 4743, HR 4746, HR 4764, HR 4771, HR 4790, HR 4861, HR 4905, HR 5076, HR 5166, HR 5266, HR 5288, HR 5470, HR 5474, HR 5484, HR 5502, HR 5659, HR 5673, HR 5793, HR 5877, HR 5993, HR 6068, HR 6102, HR 6147, HR 6158, HR 6163, HR 6192, HR 6411, HR 6531, HR 6625, HR 6743, HR 6746, HR 6789, HR 6858, HR 6861, HR 6892, HR 6972; HJ Res 62, HJ Res 73, HJ Res 122, HJ Res 132; S 21, S 105, S 223, SJ Res 19, S 365, S 366, S 370, S 387, S 488, S 563, S 567, S 836, S 838, S 1002, S 1152, S 1264, S 1284, S 1313, S 1315, S 1368, S 1389, S 1499, S 1571, S 1579, S 1642, S 1753, S 1810, S 1962, S 1982, S 2155, S 2171, S 2237, S 2289, S 2362, S 2375, S 2417, S 2490, S 2701, S 2702, S 2862, S 3032, S 3040, S 3070, S 3128, S 3139, S 3334, S 3343, S 3443; SJ Res 47 SJ Res 56, SJ Res 57; data security and cybersecurity: patent reform; FHLB membership rules; CFPB and FSOC reform; and GSE reform.

Client expense: Not reported · Firm income: $50,000

General issues related to credit reporting, technology, data security, and housing. Specific issues included: re-authorization of the National Flood Insurance Program, including in the context of Appropriations legislation (HR 1422, HR 1558, HR 2246, HR 2565, HR 2868, HR 2875, HR 2874, and draft Senate legislation), issues related to reconstruction cost; proposals on data security and breach response, including S.1816, the "Freedom from Equifax Exploitation Act" (Warren), S.2155, the "Economic Growth, Regulatory Relief and Consumer Protection Act" (Crapo), issues impacting resellers of consumer reports, H.R. 4028, the "Promoting Responsible Oversight of Transactions and Examinations of Credit Technology" Act of 2017, or the "PROTECT Act" (McHenry), issues impacting the use of social security numbers, S 2362 (Reed) "Control Your Personal Credit Information Act of 2018", S 2289 (Warren) "Data Breach Prevention and Compensation Act of 2018", and draft proposals by Cong. Luetkemeyer and the House E&C Committee; and proposals to modernize the IRS IVES system and their impact on the mortgage industry, including the "IRS Data Verification Modernization Act of 2017" (McHenry).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, Vice President of the U.S.

General issues related to the payments system and related issues impacting financial institutions. Specific issues included: the Financial CHOICE Act (H.R. 10)(Hensarling), issues related to repeal of the Durbin debit card interchange price controls; and proposals on data security, breach notice, and breach response, including S.1816, the "Freedom from Equifax Exploitation Act" (Warren), S.2155, the "Economic Growth, Regulatory Relief and Consumer Protection Act" (Crapo), H.R. 4028, the "Promoting Responsible Oversight of Transactions and Examinations of Credit Technology" Act of 2017, or the "PROTECT Act" (McHenry), issues impacting financial services industry data security and breach notice standards, S 2362 (Reed) "Control Your Personal Credit Information Act of 2018", S 2289 (Warren) "Data Breach Prevention and Compensation Act of 2018", and draft proposals by Cong. Luetkemeyer and the House E&C Committee, issues related to preemption and functional regulation.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

General issues related to privacy, cybersecurity, data security, credit reporting and background screening. Specific issues included: draft data security and breach notice proposals (Luetkemeyer)(House E&C Committee); the Protecting Veterans Credit Act (S.744)(HR 2683) (Donnelly, Delaney), issues related to credit reporting; the Score Competition Act (S.1685, Scott); credit freeeze and breach response, including S.1816, "Freedom from Equifax Exploitation Act" (Warren), S 2362 (Reed) "Control Your Personal Credit Information Act of 2018", S 2289 (Warren) "Data Breach Prevention and Compensation Act of 2018", S 2155, the "Economic Growth, Regulatory Relief, and Consumer Protection Act" (Crapo) issues related to credit reporting agencies, and H.R. 4028, the "Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017", or the "PROTECT Act" (McHenry), issues related to credit reporting and social security numbers; Draft proposals on FCRA and credit reporting regulation (Kennedy-Schatz).

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Commented in favor of continued strong use of guidances as a tool to hold industry accountable in "Request for Information Regarding Bureau Guidance and Implementation Support (CFPB-2018-0013). Supported S2362 (Reed), the "Control Your Personal Credit Information Act of 2018" to give consumers more control over the use of their credit reports. Opposed HR6743, the "Consumer Information Notification Requirement Act" (Luetkemeyer) to create a federal data security/data breach law that preempts stronger state breach and data security laws and state enforcement. Opposed provisions of S3246 (Hatch)/HR5444 (Jenkins), the Taxpayer First Act, that would continue and expand the so-called Free File program, that allows tax preparation services continued favorable use of the IRS website as a platform to pitch their other products. Commented to SEC urging that Proposed Rule "Best Interest Standard" (RIN 3235-AM35) be significantly strengthened so it actually requires broker-dealers to be held to a fiduciary standard. Oppose NCUA proposal (RIN 3133-AE84) to expand the sale of Payday Alternative Loans by credit unions. Opposed HR2570 (Posey), the so-called Mortgage Fairness Act, which would make it easier for lenders to steer homeowners into high-cost mortgages.

Client expense: $20,000 · Firm income: Not reported

Urged Senate to only confirm a qualified, consumer-law-experienced permanent director for the CFPB. Urged CFPB to maintain a robust, public consumer complaint database in comments responding to "Request for Information Regarding the Bureau's Consumer Complaint and Consumer Inquiry Handling Processes (CFPB 2018-0014)". Urged CFPB not to abandon supervision, enforcement and rulemaking tools in comments suggesting improvements to its financial literacy programs in "Request for Information Regarding Bureau Financial Education Programs (CFPB-2018-0015)". Commented in favor of continued strong use of guidances as a tool to hold industry accountable in "Request for Information Regarding Bureau Guidance and Implementation Support (CFPB-2018-0013). Supported S2362 (Reed), the "Control Your Personal Credit Information Act of 2018" to give consumers more control over the use of their credit reports. Opposed HR6743, the "Consumer Information Notification Requirement Act" (Luetkemeyer) to create a federal data security/data breach law that preempts stronger state breach and data security laws and state enforcement. Opposed provisions of S3246 (Hatch)/HR5444 (Jenkins), the Taxpayer First Act, that would continue and expand the so-called Free File program, that allows tax preparation services continued favorable use of the IRS website as a platform to pitch their other products. Oppose NCUA proposal (RIN 3133-AE84) to expand the sale of Payday Alternative Loans by credit unions. Opposed HR2570 (Posey), the so-called Mortgage Fairness Act, which would make it easier for lenders to steer homeowners into high-cost mortgages. Urged both House and Senate in consider of any and all Appropriations packages, including "Senate FY 2019 minibus II made up of the Financial Services & General Government, Interior, Agriculture, and Transportation, Housing & Urban Development appropriations bills" to fully fund the operations of agencies that enforce health, safety and financial protections and to keep all appropriations packages free of poison pill policy riders that should not be part of any federal budget.

S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act - issues as they relate to the credit reporting industry including veterans, credit freezes, credit monitoring S. 2362 - Control Your Personal Credit Information Act of 2018 - issues as they relate to consumer information. S. 2289 - Data Breach Prevention and Compensation Act of 2018 - Issues as they relate to consumer information H.R. 2683/S.744 - Protecting Veterans Credit Act - issues as they relate to consumer information. Data Security Issues S. 1519 - National Defense Authorization Act - as it relates to financial services provisions. S. 3107 - Financial Services and General Government Appropriations Act, 2019 - as it pertains to financial services provisions

Client expense: $200,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Urge CPSC to to strengthen 2018 Operating Plan, especially to prevent furniture tipover and portable generator hazards. Urge FCC to strengthen consumer protections against robo-calls. Urge Dept. of Transportation to support continued airline passenger safety and consumer protection regulations. Urge EPA to support continued strong fuel economy (MPG) and emissions standards. Urge FTC to enforce strong privacy protections, including against Facebook. CFPB and general data privacy and privacy issues. Keeping appropriations riders out of appropriations bills from subcommittee on. Advocacy for data security and privacy bills that don't preempt states, including support for S.2289, S.1816, and S.2362

Client expense: $20,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Consumer Product Safety Commission (CPSC), Environmental Protection Agency (EPA), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 10 Financial CHOICE Act of 2017, all provisions related to payment card transactions. H.R. 3280 "Financial Services and General Government Appropriations," all provisions related to electronic payments. H.R. 2 Agriculture Improvement Act of 2018, Title IV, Subtitle A, Section 4104 provisions on electronic benefits transfer. H.R. 5445 21st Century IRS Act," Title IV, Section 403 provisions on payment of taxes by credit and debit cards. Issues related to standard-setting processes for payment and payment security. Issues related to a Data Acquisition and Technology Accountability and Security Act, all provisions. S. 2362 Control Your Personal Credit Information Act, all provisions. S. 2289 Data Breach Prevention and Compensation Act of 2018, all provisions. Issues related to possible FFIEC regulations on multi-factor authentication. Issues related to Federal Reserve study on payments fraud. H.R. 4508 PROSPER Act, all provisions pertaining to Disbursement of Credit Balances. S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act, all provision in Title II Regulatory Relief and Protecting Consumer Access to Credit. H.R. 4028 PROTECT Act of 2017, all provisions. S. 2124 Consumer Privacy Protection Act, all provisions. S. 1816 Freedom from Equifax Exploitation Act, all provisions. Issues related to the EMVCo (Europay, Mastercard, Visa) and the EMV chip cards. Issues related to the implementation of P.L. 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions pertaining to interchange. Issues related to the implementation of P.L. 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions pertaining to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues related to antitrust legislation pertaining to interchange. Issues related to payment card interchange fee and merchant discount anti-trust litigation. Issues related to The Economic Growth and Regulatory Paperwork Reduction Act, all provisions pertaining to debit card interchange.

Supplemental capital issues, regulatory issues for credit unions and tax exemption status: HR 10, HR 389, HR 1018, HR 1031, HR 1116, HR 1153, HR 1244, HR 1264, HR 1401, HR 1422, HR 1423, HR 1426, HR 1457, HR 1699, HR 1801, HR 1958, HR 1964, HR 2133, HR 2170, HR 2215, HR 2226, HR 2246, HR 2359, HR 2403, HR 2553, HR 2570, HR 2706, HR 2793, HR 2868, HR 2874, HR 2875, HR 2877, HR 2890, HR 2954, HR 3072, HR 3110, HR 3221, HR 3312, HR 3354, HR 3746, HR 3758, HR 3766, HR 3857, HR 3866, HR 3971, HR 3978, HR 4081, HR 4296, HR 4439, HR 4464, HR 4499, HR 4545, HR 4648, HR 4651, HR 4743, HR 4746, HR 4764, HR 4771, HR 4790, HR 4861, HR 4905, HR 5076, HR 5166, HR 5266, HR 5288, HR 5470, HR 5474, HR 5484, HR 5502, HR 5659, HR 5673, HR 5793, HR 5877, HR 5993, HR 6068, HR 6102, HR 6158, HR 6163, HR 6192; HJ Res 62, HJ Res 73, HJ Res 122, HJ Res 132; S 21, S 105, S 223, SJ Res 19, S 365, S 366, S 370, S 387, S 563, S 567, S 836, S 838, S 1002, S 1152, S 1264, S 1284, S 1313, S 1315, S 1368, S 1389, S 1499, S 1571, S 1579, S 1642, S 1753, S 1810, S 1962, S 1982, S 2155, S 2171, S 2237, S 2289, S 2362, S 2375, S 2417, S 2490, S 2701, S 2702, S 2862, S 3032, S 3040, S 3070, S 3128, S 3139; SJ Res 47 SJ Res 56, SJ Res 57; data security and cybersecurity: patent reform; FHLB membership rules; CFPB and FSOC reform; and GSE reform.

Client expense: Not reported · Firm income: $50,000

General issues related to credit reporting, technology, data security, and housing. Specific issues included: re-authorization of the National Flood Insurance Program (HR 1422, HR 1558, HR 2246, HR 2565, HR 2868, HR 2875, HR 2874, and draft Senate legislation), issues related to reconstruction cost; proposals on data security and breach response, including S.1816, the "Freedom from Equifax Exploitation Act" (Warren), S.2155, the "Economic Growth, Regulatory Relief and Consumer Protection Act" (Crapo), issues impacting resellers of consumer reports, H.R. 4028, the "Promoting Responsible Oversight of Transactions and Examinations of Credit Technology" Act of 2017, or the "PROTECT Act" (McHenry), issues impacting the use of social security numbers, S 2362 (Reed) "Control Your Personal Credit Information Act of 2018", S 2289 (Warren) "Data Breach Prevention and Compensation Act of 2018", and draft proposals by Cong. Luetkemeyer and the House E&C Committee; and proposals to modernize the IRS IVES system and their impact on the mortgage industry, including the "IRS Data Verification Modernization Act of 2017" (McHenry).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, Vice President of the U.S.

General issues related to the payments system and related issues impacting financial institutions. Specific issues included: the Financial CHOICE Act (H.R. 10)(Hensarling), issues related to repeal of the Durbin debit card interchange price controls; and proposals on data security, breach notice, and breach response, including S.1816, the "Freedom from Equifax Exploitation Act" (Warren), S.2155, the "Economic Growth, Regulatory Relief and Consumer Protection Act" (Crapo), H.R. 4028, the "Promoting Responsible Oversight of Transactions and Examinations of Credit Technology" Act of 2017, or the "PROTECT Act" (McHenry), issues impacting financial services industry data security and breach notice standards, S 2362 (Reed) "Control Your Personal Credit Information Act of 2018", S 2289 (Warren) "Data Breach Prevention and Compensation Act of 2018", and draft proposals by Cong. Luetkemeyer and the House E&C Committee.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

General issues related to privacy, cybersecurity, data security, credit reporting and background screening. Specific issues included: draft data security and breach notice proposals (Luetkemeyer)(House E&C Committee); the Protecting Veterans Credit Act (S.744)(HR 2683) (Donnelly, Delaney), issues related to credit reporting; the Score Competition Act (S.1685, Scott); credit freeeze and breach response, including S.1816, "Freedom from Equifax Exploitation Act" (Warren), S 2362 (Reed) "Control Your Personal Credit Information Act of 2018", S 2289 (Warren) "Data Breach Prevention and Compensation Act of 2018", S 2155, the "Economic Growth, Regulatory Relief, and Consumer Protection Act" (Crapo) issues related to credit reporting agencies, and H.R. 4028, the "Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017", or the "PROTECT Act" (McHenry), issues related to credit reporting and social security numbers; Draft FCRA and credit reporting regulation (Kennedy-Schatz).

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act - issues as they relate to the credit reporting industry including veterans, credit freezes, credit monitoring S. 2362 - Control Your Personal Credit Information Act of 2018 - issues as they relate to consumer information. S. 2289 - Data Breach Prevention and Compensation Act of 2018 - Issues as they relate to consumer information H.R. 2683/S.744 - Protecting Veterans Credit Act - issues as they relate to consumer information. Data Security Issues

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 10 Financial CHOICE Act of 2017, all provisions related to payment card transactions. H.R. 1625 Consolidated Appropriations Act, 2018, all provisions pertaining to Division E, Financial Services and General Government Appropriations. Issues related to a Data Acquisition and Technology Accountability and Security Act, all provisions. S. 2362 Control Your Personal Credit Information Act, all provisions. S. 2289 Data Breach Prevention and Compensation Act of 2018, all provisions. Issues related to possible FFIEC regulations on multi-factor authentication. Issues related to Federal Reserve study on payments fraud. H.R. 4508 PROSPER Act, all provisions pertaining to Disbursement of Credit Balances. S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act, all provisions in Title II Regulatory Relief and Protecting Consumer Access to Credit. H.R. 4028 PROTECT Act of 2017, all provisions. S. 2124 Consumer Privacy Protection Act, all provisions. S. 1816 Freedom from Equifax Exploitation Act, all provisions. Issues related to the EMVCo (Europay, Mastercard, Visa) and the EMV chip cards. Issues related to the implementation of P.L. 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions pertaining to interchange. Issues related to the implementation of P.L. 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions pertaining to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues related to antitrust legislation pertaining to interchange. Issues related to payment card interchange fee and merchant discount anti-trust litigation. Issues related to The Economic Growth and Regulatory Paperwork Reduction Act, all provisions pertaining to debit card interchange.

Client expense: Not reported · Firm income: $60,000

Supplemental capital issues, regulatory issues for credit unions and tax exemption status: HR 10, HR 389, HR 620, HR 1018, HR 1031, HR 1116, HR 1153, HR 1244, HR 1264, HR 1401, HR 1422, HR 1423, HR 1426, HR 1457, HR 1529, HR 1699, HR 1801, HR 1958, HR 1964, HR 2133, HR 2170, HR 2215, HR 2226, HR 2246, HR 2359, HR 2403, HR 2553, HR 2570, HR 2706, HR 2793, HR 2868, HR 2874, HR 2875, HR 2877, HR 2890, HR 2954, HR 3072, HR 3110, HR 3221, HR 3312, HR 3354, HR 3746, HR 3758, HR 3766, HR 3857, HR 3866, HR 3971, HR 3978, HR 4081, HR 4296, HR 4439, HR 4464, HR 4499, HR 4545, HR 4648, HR 4651 HR 4746, HR 4764, HR 4771, HR 4790, HR 4861, HR 4905, HR 5076, HR 5166, HR 5266, HR 5288; HJ Res 62, HJ Res 73, HJ Res 122; S 21, S 105, S 223, SJ Res 19, S 365, S 366, S 370, S 387, S 563, S 567, S 836, S 838, S 1002, S 1264, S 1284, S 1313, S 1315, S 1368, S 1389, S 1499, S 1571, S 1579, S 1642, S 1753, S 1810, S 1962, S 1982, S 2155, S 2171, S 2237, S 2289, S 2362, S 2375; SJ Res 47 SJ Res 56, SJ Res 57; data security and cybersecurity: patent reform; FHLB membership rules; CFPB and FSOC reform; and GSE reform.

Client expense: Not reported · Firm income: $50,000