MICHAEL LITT

Supported Right to Repair policies. Supported Freedom to Fix Act, Servicemember Right-to-Repair Act, and S.1379 and H.R.1566 REPAIR Act re automobile telematics data. Supported amending the Digital Millennium Copyright Act to create a copyright exemption for repair purposes.

Supported Right to Repair policies. Supported Freedom to Fix Act, Servicemember Right-to-Repair Act, and S.1379 and H.R.1566 REPAIR Act re automobile telematics data. Supported amending the Digital Millennium Copyright Act to create a copyright exemption for repair purposes.

Lobbied in opposition to Congressional Review Act resolutions to overturn the CFPB's overdraft lending, payment apps, and medical debt reporting rules. Those CRA resolutions are S.J.Res.18, S.J.Res.28, and S.J.Res.36, respectively. Lobbied in opposition to any Congressional changes to the CFPB's funding, structure, and tools to protect consumers. Urged the CFPB's acting director to not shut down or hamper the agency's mission.

Lobbied in opposition to Congressional Review Act resolutions to overturn the CFPB's overdraft lending, payment apps, and medical debt reporting rules. Those CRA resolutions are S.J.Res.18, S.J.Res.28, and S.J.Res.36, respectively. Lobbied in opposition to any Congressional changes to the CFPB's funding, structure, and tools to protect consumers. Urged the CFPB's acting director to not shut down or hamper the agency's mission.

Lobbied in opposition to Congressional Review Act resolutions to overturn the CFPB's overdraft lending, payment apps, and medical debt reporting rules. Those CRA resolutions are S.J.Res.18, S.J.Res.28, and S.J.Res.36, respectively. Lobbied in opposition to any Congressional changes to the CFPB's funding, structure, and tools to protect consumers. Urged the CFPB's acting director to not shut down or hamper the agency's mission.

Advocated for consumer protections in the CFPB's credit card late fees rule, deferred interest credit cards, fee-harvester cards, loopholes for fees in APR disclosure rules, and fees for printed statements. Urged the CFPB to protect gamers from unfair, deceptive, or abusive acts or practices in the video game industry and to work with other agencies to ensure the implementation and enforcement of applicable laws concerning these practices, as well as issues related to data security, fraud, and privacy. Supported the CFPBs proposed Buy Now, Pay Later (BNPL) rule. Supported the CFPB's proposed interpretive rule on paycheck advances. Oppose any Congressional Review Act resolution to overturn the rule. Opposed attacks against the CFPB, CPSC, and FTC in HR 8773, the Financial Services and General Government Appropriations Act.The bill includes attacks against the CFPBs independent funding, director structure, and small business lending and credit card penalty fees rules. It would also repeal the FTCs CARS Rule, which prohibits auto scams, and the CPSCs recall of a dangerous gas range. Supported the Protecting Consumers from Payment Scams Act when it was introduced. It would close loopholes in the Electronic Funds Transfer Act (EFTA), in particular to make sure liability protections are extended to consumers when they are duped into authorizing a transaction, not just when unauthorized transactions are made.

Supported Sen. Braun and Sen. Sanders S.3548 Health Care PRICE Transparency Act 2.0 re hospital price reporting.

18 July--Letter In Support Of Credit Card Competition Act (HR3881, S 1838) to Sens. Durbin, Marshall, Welch and Vance and Reps. Lofgren, Gooden, Tiffany and Van Drew. Bill addresses a market failure in the credit card payment network long dominated by the Visa-Mastercard duopoly. Strongly support all efforts to strengthen and defend Consumer Financial Protection Bureau. Meet with officials of CFPB including to support efforts to expand coverage of Fair Credit Reporting Act (9/28). Fossil Free Finance Act (H.R.2443 and S.1138 ). Co-organized a virtual lobby week to get more cosponsors for this legislation, which would require big banks to phase out their financing of fossil fuel projects.

18 July--Letter In Support Of Credit Card Competition Act (HR3881, S 1838) to Sens. Durbin, Marshall, Welch and Vance and Reps. Lofgren, Gooden, Tiffany and Van Drew. Bill addresses a market failure in the credit card payment network long dominated by the Visa-Mastercard duopoly. Strongly support all efforts to strengthen and defend Consumer Financial Protection Bureau. Meet with officials of CFPB including to support efforts to expand coverage of Fair Credit Reporting Act (9/28). Fossil Free Finance Act (H.R.2443 and S.1138 ). Co-organized a virtual lobby week to get more cosponsors for this legislation, which would require big banks to phase out their financing of fossil fuel projects.

18 July--Letter In Support Of Credit Card Competition Act (HR3881, S 1838) to Sens. Durbin, Marshall, Welch and Vance and Reps. Lofgren, Gooden, Tiffany and Van Drew. Bill addresses a market failure in the credit card payment network long dominated by the Visa-Mastercard duopoly. Strongly support all efforts to strengthen and defend Consumer Financial Protection Bureau. Meet with officials of CFPB including to support efforts to expand coverage of Fair Credit Reporting Act (9/28). Fossil Free Finance Act (H.R.2443 and S.1138 ). Co-organized a virtual lobby week to get more cosponsors for this legislation, which would require big banks to phase out their financing of fossil fuel projects.

18 July--Letter In Support Of Credit Card Competition Act (HR3881, S 1838) to Sens. Durbin, Marshall, Welch and Vance and Reps. Lofgren, Gooden, Tiffany and Van Drew. Bill addresses a market failure in the credit card payment network long dominated by the Visa-Mastercard duopoly. Strongly support all efforts to strengthen and defend Consumer Financial Protection Bureau. Meet with officials of CFPB including to support efforts to expand coverage of Fair Credit Reporting Act (9/28). Fossil Free Finance Act (H.R.2443 and S.1138 ). Co-organized a virtual lobby week to get more cosponsors for this legislation, which would require big banks to phase out their financing of fossil fuel projects.

28 SEPT23 Met with CFPB staff regarding privacy. 2O OCT23 Met with CFPB regarding Section 1033. 1 NOV23 Met with CFPB and FTC staff regarding privacy. Signed onto a group letter to urge House financial services committee leaders to oppose the Financial Services Innovation Act of 2023. Sent a letter to House and Senate leaders (Sens. Durbin, Marshall, Welch and Vance and Reps. Lofgren, Gooden, Tiffany and Van Drew) urging support of the Credit Card Competition Act of 2023. (S 1838/H3881). Also signed onto a group letter to House and Senate leaders urging support of the Credit Card Competition Act of 2023. Drafted a letter to Congress in opposition to a Congressional Review Act resolution (S.J. Res. 32) to overturn the CFPB's small business lending rule. Signed onto a coalition letter calling on the FDIC to crack down on a a handful of rogue banks supervised by the Federal Deposit Insurance Corp. (FDIC) that are helping high-cost lenders make predatory loans that harm consumers and violate state interest rate laws. Signed onto coalition letters to the CFPB. One letter urged the agency to not delay its proposed rulemaking to amend the Fair Credit Report Act, including a ban on medical debts from appearing on credit reports. Another letter was a coalition comment in support of the proposed CFPB's Personal Financial Data Rights Rule.

28 SEPT23 Met with CFPB staff regarding privacy. 2O OCT23 Met with CFPB regarding Section 1033. 1 NOV23 Met with CFPB and FTC staff regarding privacy. Signed onto a group letter to urge House financial services committee leaders to oppose the Financial Services Innovation Act of 2023. Sent a letter to House and Senate leaders (Sens. Durbin, Marshall, Welch and Vance and Reps. Lofgren, Gooden, Tiffany and Van Drew) urging support of the Credit Card Competition Act of 2023. (S 1838/H3881). Also signed onto a group letter to House and Senate leaders urging support of the Credit Card Competition Act of 2023. Drafted a letter to Congress in opposition to a Congressional Review Act resolution (S.J. Res. 32) to overturn the CFPB's small business lending rule. Signed onto a coalition letter calling on the FDIC to crack down on a a handful of rogue banks supervised by the Federal Deposit Insurance Corp. (FDIC) that are helping high-cost lenders make predatory loans that harm consumers and violate state interest rate laws. Signed onto coalition letters to the CFPB. One letter urged the agency to not delay its proposed rulemaking to amend the Fair Credit Report Act, including a ban on medical debts from appearing on credit reports. Another letter was a coalition comment in support of the proposed CFPB's Personal Financial Data Rights Rule.

Lobbied on the Comprehensive CREDIT Act (H.R.4120), the Consumer Protection Remedies Act (S.4145), holding Equifax accountable for sending incorrect credit scores, and the SECs Investment Company Names (File Number S7-16-22) and Environmental, Social, and Governance Disclosures for Investment Advisers and Investment Companies (File Number S7-17-22) proposed rules. Held several phone meetings during quarter to advise SEC staff on drafting regulation on investor privacy, based on 2001 regulations of banking regulators implementing the Gramm Leach Bliley Act of 1999's privacy provisions.

Lobbied Congress on the Overdraft Protection Act (H.R.4277), the Stop Overdraft Profiteering Act (S.2677), and amending the Electronic Funds Transfer Act (EFTA) to protect consumers from peer-to-peer payment app fraud. Attended a coalition meeting with CFPB Director Chopra on a wide range of issues. 28 Sept Presented views on Consumer Financial Protection Act Section 1033 in group meeting with CFPB director 10 Aug Meet w/ senior CFPB staff on digital issues 5 Aug - Joined consumer groups in comment letter to Treasury Department re ensuring responsible development of digital assets. Docket TREAS-DO-2022-0014-0001. 2 Aug Meet w/ senior CFPB staff on relationship banking 28 July Joined group meeting w/ CFPB director on privacy and banking 25 July Joined consumer groups in letter to House Financial Services Committee supporting HR4277, the Overdraft Protection Act. 22 July Met with House Financial Services Committee staff on Overdraft Protection HR 4277 21 July Met with House Financial Services Committee staff on relationship between Gramm-Leach-Bliley Act of 1999 and HR8152, the American Data Privacy Protection Act of 2022

Lobbied Congress on the Overdraft Protection Act (H.R.4277), the Stop Overdraft Profiteering Act (S.2677), and amending the Electronic Funds Transfer Act (EFTA) to protect consumers from peer-to-peer payment app fraud. Attended a coalition meeting with CFPB Director Chopra on a wide range of issues. 28 Sept Presented views on Consumer Financial Protection Act Section 1033 in group meeting with CFPB director 10 Aug Meet w/ senior CFPB staff on digital issues 5 Aug - Joined consumer groups in comment letter to Treasury Department re ensuring responsible development of digital assets. Docket TREAS-DO-2022-0014-0001. 2 Aug Meet w/ senior CFPB staff on relationship banking 28 July Joined group meeting w/ CFPB director on privacy and banking 25 July Joined consumer groups in letter to House Financial Services Committee supporting HR4277, the Overdraft Protection Act. 22 July Met with House Financial Services Committee staff on Overdraft Protection HR 4277 21 July Met with House Financial Services Committee staff on relationship between Gramm-Leach-Bliley Act of 1999 and HR8152, the American Data Privacy Protection Act of 2022

Lobbied Congress on the Overdraft Protection Act (H.R.4277), the Stop Overdraft Profiteering Act (S.2677), and amending the Electronic Funds Transfer Act (EFTA) to protect consumers from peer-to-peer payment app fraud. Attended a coalition meeting with CFPB Director Chopra on a wide range of issues. 28 Sept Presented views on Consumer Financial Protection Act Section 1033 in group meeting with CFPB director 10 Aug Meet w/ senior CFPB staff on digital issues 5 Aug - Joined consumer groups in comment letter to Treasury Department re ensuring responsible development of digital assets. Docket TREAS-DO-2022-0014-0001. 2 Aug Meet w/ senior CFPB staff on relationship banking 28 July Joined group meeting w/ CFPB director on privacy and banking 25 July Joined consumer groups in letter to House Financial Services Committee supporting HR4277, the Overdraft Protection Act. 22 July Met with House Financial Services Committee staff on Overdraft Protection HR 4277 21 July Met with House Financial Services Committee staff on relationship between Gramm-Leach-Bliley Act of 1999 and HR8152, the American Data Privacy Protection Act of 2022

Lobbied on the Comprehensive CREDIT Act (H.R.4120), the Consumer Protection Remedies Act (S.4145), holding Equifax accountable for sending incorrect credit scores, and the SECs Investment Company Names (File Number S7-16-22) and Environmental, Social, and Governance Disclosures for Investment Advisers and Investment Companies (File Number S7-17-22) proposed rules. Held several phone meetings during quarter to advise SEC staff on drafting regulation on investor privacy, based on 2001 regulations of banking regulators implementing the Gramm Leach Bliley Act of 1999's privacy provisions.

9 Dec 22 Join coalition letter to Senate Agriculture Committee leaders to express concerns that the Digital Commodities Consumer Protection Act (S. 4760- Stabenow, Boozman) is inadequate to protect small investors from cryptocurrency risks. Submitted supportive comments and recommendations for a proposed Federal Insurance Office (FIO) plan to collect data to assess the impact of climate change on the availability and affordability of homeowners insurance. Signed a coalition letter to the Department of Treasury detailing how the financial sector contributes to climate risks. The letter requested a meeting to discuss those risks and necessary actions to reverse course. Called on the House to require the credit bureaus to pay hefty fines when they put peoples credit at risk. Called on the House and Senate to rein in overdraft fees. Called on the House and Senate to pass the Veterans and Consumers Fair Credit Act (VCFCA) to set a federal 36% rate cap. Participated in a lobby meeting with coalition partners and Congressman Hakeem Jeffries' office about protecting the CFPB's independent source of funding.

Delivered a coalition letter calling on the Board of Governors of the Federal Reserve System (the Fed) to require big banks to take climate change seriously. This included delivery of a coalition petition signed by 60,888 people calling for the climate principles, including about 9,100 PIRG members. We joined coalition partners outside the Fed for photos. We also signed a separate Center for American Progress coalition letter about the same topic. 26 Oct 22 Joined consumer letter urging all financial regulators (CFPB, FDIC, OCC, NCUA, FRB, FHA, FHFA) to take action to protect credit reports and scores of victims of recent Hurricanes Ian and Fiona, at a minimum to support the provisions of the CARES ACT (Pub. L. No. 116-136). 6 December 22 USPIRG joined group letter from broad coalition also including bank trade associations urging House and Senate leaders to close the industrial loan company (ILC) loophole, S.5189 - Close the Shadow Banking Loophole Act (Brown-OH) 6 December 22 Moderated panel at Consumer Federation of America Financial Services Conference featuring CFPB General Counsel Seth Frotman. At this conference and related events, had brief interactions with other CFPB officials. 7 December 22 Jointly with Center for Digital Democracy, filed supplemental comments on Big Tech Payment Platforms in docket CFPB-2021-0017. 19 Dec 22: Joined group comments to CFPB, Enhancing Public Data on Auto Lending Docket No. CFPB-2022-0075

Lobbied on the Comprehensive CREDIT Act (H.R.4120), the Consumer Protection Remedies Act (S.4145), holding Equifax accountable for sending incorrect credit scores, and the SECs Investment Company Names (File Number S7-16-22) and Environmental, Social, and Governance Disclosures for Investment Advisers and Investment Companies (File Number S7-17-22) proposed rules. Held several phone meetings during quarter to advise SEC staff on drafting regulation on investor privacy, based on 2001 regulations of banking regulators implementing the Gramm Leach Bliley Act of 1999's privacy provisions.

Opposed S. 2155, (Crapo), Economic Growth, Regulatory Relief, and Consumer Protection Act. Attended multiple coalition lobby meetings and authored a letter specifically opposing the inclusion of Section 310 in S.2155, which would upend a current review of credit scoring models by FHFA and cause them to restart. Also opposed the following bills aimed to weaken consumer protection: H.R. 4550 (Gonzalez), the Practice of Law Technical Clarification Act; HR 4861 (Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2018 (EQUAL Act); H.R. 4738, the Mutual Fund Litigation Reform Act; HR 3746, the Business of Insurance Regulatory Reform Act of 2017. Provide comments to regulators including Comments in Response to Request for Information Regarding Consumers Experience with Free Access to Credit Scores, Docket No. CFPB�2017�0037; Comments to Federal Housing Finance Administration (FHFA)s Request for Input Regarding Credit Scores. Generally oppose any bill, rider or amendment incorporating any provisions of previously House-passed HR10, (Hensarling) Financial Choice Act, particularly any to weaken the independence of the CFPB. Support any bills to improve Fair Credit Reporting Act, including HR3783, Equal Employment for All Act of 2017 and HR3755 (Waters), Comprehensive Consumer Credit Reporting Reform Act of 2017. Oppose any bills to weaken the Fair Credit Reporting Act, (eg HR 435 (Ellison), The Credit Access and Inclusion Act of 2017) or to override/preempt stronger state data breach or data security laws, including HR ____ (Luetkemeyer/Maloney), the Data Acquisition and Technology Accountability and Security Act.

Opposed S. 2155, (Crapo), Economic Growth, Regulatory Relief, and Consumer Protection Act. Attended multiple coalition lobby meetings and authored a letter specifically opposing the inclusion of Section 310 in S.2155, which would upend a current review of credit scoring models by FHFA and cause them to restart. Also opposed the following bills aimed to weaken consumer protection: H.R. 4550 (Gonzalez), the Practice of Law Technical Clarification Act; HR 4861 (Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2018 (EQUAL Act); H.R. 4738, the Mutual Fund Litigation Reform Act; HR 3746, the Business of Insurance Regulatory Reform Act of 2017. Provide comments to regulators including Comments in Response to Request for Information Regarding Consumers Experience with Free Access to Credit Scores, Docket No. CFPB�2017�0037; Comments to Federal Housing Finance Administration (FHFA)s Request for Input Regarding Credit Scores. Generally oppose any bill, rider or amendment incorporating any provisions of previously House-passed HR10, (Hensarling) Financial Choice Act, particularly any to weaken the independence of the CFPB. Support any bills to improve Fair Credit Reporting Act, including HR3783, Equal Employment for All Act of 2017 and HR3755 (Waters), Comprehensive Consumer Credit Reporting Reform Act of 2017. Oppose any bills to weaken the Fair Credit Reporting Act, (eg HR 435 (Ellison), The Credit Access and Inclusion Act of 2017) or to override/preempt stronger state data breach or data security laws, including HR ____ (Luetkemeyer/Maloney), the Data Acquisition and Technology Accountability and Security Act.

Opposed S. 2155, (Crapo), Economic Growth, Regulatory Relief, and Consumer Protection Act. Attended multiple coalition lobby meetings and authored a letter specifically opposing the inclusion of Section 310 in S.2155, which would upend a current review of credit scoring models by FHFA and cause them to restart. Also opposed the following bills aimed to weaken consumer protection: H.R. 4550 (Gonzalez), the Practice of Law Technical Clarification Act; HR 4861 (Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2018 (EQUAL Act); H.R. 4738, the Mutual Fund Litigation Reform Act; HR 3746, the Business of Insurance Regulatory Reform Act of 2017. Provide comments to regulators including Comments in Response to Request for Information Regarding Consumers Experience with Free Access to Credit Scores, Docket No. CFPB�2017�0037; Comments to Federal Housing Finance Administration (FHFA)s Request for Input Regarding Credit Scores. Generally oppose any bill, rider or amendment incorporating any provisions of previously House-passed HR10, (Hensarling) Financial Choice Act, particularly any to weaken the independence of the CFPB. Support any bills to improve Fair Credit Reporting Act, including HR3783, Equal Employment for All Act of 2017 and HR3755 (Waters), Comprehensive Consumer Credit Reporting Reform Act of 2017. Oppose any bills to weaken the Fair Credit Reporting Act, (eg HR 435 (Ellison), The Credit Access and Inclusion Act of 2017) or to override/preempt stronger state data breach or data security laws, including HR ____ (Luetkemeyer/Maloney), the Data Acquisition and Technology Accountability and Security Act.

Opposed S. 2155, (Crapo), Economic Growth, Regulatory Relief, and Consumer Protection Act. Attended multiple coalition lobby meetings and authored a letter specifically opposing the inclusion of Section 310 in S.2155, which would upend a current review of credit scoring models by FHFA and cause them to restart. Also opposed the following bills aimed to weaken consumer protection: H.R. 4550 (Gonzalez), the Practice of Law Technical Clarification Act; HR 4861 (Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2018 (EQUAL Act); H.R. 4738, the Mutual Fund Litigation Reform Act; HR 3746, the Business of Insurance Regulatory Reform Act of 2017. Provide comments to regulators including Comments in Response to Request for Information Regarding Consumers Experience with Free Access to Credit Scores, Docket No. CFPB�2017�0037; Comments to Federal Housing Finance Administration (FHFA)s Request for Input Regarding Credit Scores. Generally oppose any bill, rider or amendment incorporating any provisions of previously House-passed HR10, (Hensarling) Financial Choice Act, particularly any to weaken the independence of the CFPB. Support any bills to improve Fair Credit Reporting Act, including HR3783, Equal Employment for All Act of 2017 and HR3755 (Waters), Comprehensive Consumer Credit Reporting Reform Act of 2017. Oppose any bills to weaken the Fair Credit Reporting Act, (eg HR 435 (Ellison), The Credit Access and Inclusion Act of 2017) or to override/preempt stronger state data breach or data security laws, including HR ____ (Luetkemeyer/Maloney), the Data Acquisition and Technology Accountability and Security Act.

Opposed S. 2155, (Crapo), Economic Growth, Regulatory Relief, and Consumer Protection Act. Attended multiple coalition lobby meetings and authored a letter specifically opposing the inclusion of Section 310 in S.2155, which would upend a current review of credit scoring models by FHFA and cause them to restart. Also opposed the following bills aimed to weaken consumer protection: H.R. 4550 (Gonzalez), the Practice of Law Technical Clarification Act; HR 4861 (Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2018 (EQUAL Act); H.R. 4738, the Mutual Fund Litigation Reform Act; HR 3746, the Business of Insurance Regulatory Reform Act of 2017. Provide comments to regulators including Comments in Response to Request for Information Regarding Consumers Experience with Free Access to Credit Scores, Docket No. CFPB�2017�0037; Comments to Federal Housing Finance Administration (FHFA)s Request for Input Regarding Credit Scores. Generally oppose any bill, rider or amendment incorporating any provisions of previously House-passed HR10, (Hensarling) Financial Choice Act, particularly any to weaken the independence of the CFPB. Support any bills to improve Fair Credit Reporting Act, including HR3783, Equal Employment for All Act of 2017 and HR3755 (Waters), Comprehensive Consumer Credit Reporting Reform Act of 2017. Oppose any bills to weaken the Fair Credit Reporting Act, (eg HR 435 (Ellison), The Credit Access and Inclusion Act of 2017) or to override/preempt stronger state data breach or data security laws, including HR ____ (Luetkemeyer/Maloney), the Data Acquisition and Technology Accountability and Security Act.

Comment to numerous CFPB (a Bureau of Federal Reserve System) Requests for Information (RFIs): Need for public consumer complaint database, remittances, prepaid card rule, credit card rules, adjudication, rulemaking process, debt collection rules, enforcement activities, etc. Urge all prudential bank regulators and CFPB not to rescind rules restricting deposit advance products (bank payday loans). Support a clean budget without policy riders, particularly financial riders, including policies against the Consumer Financial Protection Bureau. Oppose S2155, Economic Growth, Regulatory Relief, and Consumer Protection Act (Crapo), in House, Senate and before President. Oppose HR4508, PROSPER Act (Foxx). Oppose HR4439, Modernizing Credit Opportunities Act(Hollingsworth). Oppose parts, including Section 202, of HR5444, Taxpayer First Act (Jenkins) which would prohibit IRS from offering free tax prep and filing options. Support parts of the bill. Oppose all financial services policy riders in Financial Services and General Government Appropriations bills, including to place independent CFPB under appropriations, create separate CFPB inspector general with reduced independence, weaken CFPB or Dodd-Frank Act in any other ways. Oppose S.2155, including highlighting the ways the Credit Bureaus benefit from the Dodd-Frank rollback bill.

Comment to numerous CFPB (a Bureau of Federal Reserve System) Requests for Information (RFIs): Need for public consumer complaint database, remittances, prepaid card rule, credit card rules, adjudication, rulemaking process, debt collection rules, enforcement activities, etc. Urge all prudential bank regulators and CFPB not to rescind rules restricting deposit advance products (bank payday loans). Support a clean budget without policy riders, particularly financial riders, including policies against the Consumer Financial Protection Bureau. Oppose S2155, Economic Growth, Regulatory Relief, and Consumer Protection Act (Crapo), in House, Senate and before President. Oppose HR4508, PROSPER Act (Foxx). Oppose HR4439, Modernizing Credit Opportunities Act(Hollingsworth). Oppose parts, including Section 202, of HR5444, Taxpayer First Act (Jenkins) which would prohibit IRS from offering free tax prep and filing options. Support parts of the bill. Oppose all financial services policy riders in Financial Services and General Government Appropriations bills, including to place independent CFPB under appropriations, create separate CFPB inspector general with reduced independence, weaken CFPB or Dodd-Frank Act in any other ways. Oppose S.2155, including highlighting the ways the Credit Bureaus benefit from the Dodd-Frank rollback bill.

Opposed S. 2155, (Crapo), Economic Growth, Regulatory Relief, and Consumer Protection Act. Attended multiple coalition lobby meetings and authored a letter specifically opposing the inclusion of Section 310 in S.2155, which would upend a current review of credit scoring models by FHFA and cause them to restart. Also opposed the following bills aimed to weaken consumer protection: H.R. 4550 (Gonzalez), the Practice of Law Technical Clarification Act; HR 4861 (Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2018 (EQUAL Act); H.R. 4738, the Mutual Fund Litigation Reform Act; HR 3746, the Business of Insurance Regulatory Reform Act of 2017. Provide comments to regulators including Comments in Response to Request for Information Regarding Consumers Experience with Free Access to Credit Scores, Docket No. CFPB�2017�0037; Comments to Federal Housing Finance Administration (FHFA)s Request for Input Regarding Credit Scores. Generally oppose any bill, rider or amendment incorporating any provisions of previously House-passed HR10, (Hensarling) Financial Choice Act, particularly any to weaken the independence of the CFPB. Support any bills to improve Fair Credit Reporting Act, including HR3783, Equal Employment for All Act of 2017 and HR3755 (Waters), Comprehensive Consumer Credit Reporting Reform Act of 2017. Oppose any bills to weaken the Fair Credit Reporting Act, (eg HR 435 (Ellison), The Credit Access and Inclusion Act of 2017) or to override/preempt stronger state data breach or data security laws, including HR ____ (Luetkemeyer/Maloney), the Data Acquisition and Technology Accountability and Security Act.

Opposed S. 2155, (Crapo), Economic Growth, Regulatory Relief, and Consumer Protection Act. Attended multiple coalition lobby meetings and authored a letter specifically opposing the inclusion of Section 310 in S.2155, which would upend a current review of credit scoring models by FHFA and cause them to restart. Also opposed the following bills aimed to weaken consumer protection: H.R. 4550 (Gonzalez), the Practice of Law Technical Clarification Act; HR 4861 (Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2018 (EQUAL Act); H.R. 4738, the Mutual Fund Litigation Reform Act; HR 3746, the Business of Insurance Regulatory Reform Act of 2017. Provide comments to regulators including Comments in Response to Request for Information Regarding Consumers Experience with Free Access to Credit Scores, Docket No. CFPB�2017�0037; Comments to Federal Housing Finance Administration (FHFA)s Request for Input Regarding Credit Scores. Generally oppose any bill, rider or amendment incorporating any provisions of previously House-passed HR10, (Hensarling) Financial Choice Act, particularly any to weaken the independence of the CFPB. Support any bills to improve Fair Credit Reporting Act, including HR3783, Equal Employment for All Act of 2017 and HR3755 (Waters), Comprehensive Consumer Credit Reporting Reform Act of 2017. Oppose any bills to weaken the Fair Credit Reporting Act, (eg HR 435 (Ellison), The Credit Access and Inclusion Act of 2017) or to override/preempt stronger state data breach or data security laws, including HR ____ (Luetkemeyer/Maloney), the Data Acquisition and Technology Accountability and Security Act.

Opposed S. 2155, (Crapo), Economic Growth, Regulatory Relief, and Consumer Protection Act. Attended multiple coalition lobby meetings and authored a letter specifically opposing the inclusion of Section 310 in S.2155, which would upend a current review of credit scoring models by FHFA and cause them to restart. Also opposed the following bills aimed to weaken consumer protection: H.R. 4550 (Gonzalez), the Practice of Law Technical Clarification Act; HR 4861 (Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2018 (EQUAL Act); H.R. 4738, the Mutual Fund Litigation Reform Act; HR 3746, the Business of Insurance Regulatory Reform Act of 2017. Provide comments to regulators including Comments in Response to Request for Information Regarding Consumers Experience with Free Access to Credit Scores, Docket No. CFPB�2017�0037; Comments to Federal Housing Finance Administration (FHFA)s Request for Input Regarding Credit Scores. Generally oppose any bill, rider or amendment incorporating any provisions of previously House-passed HR10, (Hensarling) Financial Choice Act, particularly any to weaken the independence of the CFPB. Support any bills to improve Fair Credit Reporting Act, including HR3783, Equal Employment for All Act of 2017 and HR3755 (Waters), Comprehensive Consumer Credit Reporting Reform Act of 2017. Oppose any bills to weaken the Fair Credit Reporting Act, (eg HR 435 (Ellison), The Credit Access and Inclusion Act of 2017) or to override/preempt stronger state data breach or data security laws, including HR ____ (Luetkemeyer/Maloney), the Data Acquisition and Technology Accountability and Security Act.

Comment to numerous CFPB (a Bureau of Federal Reserve System) Requests for Information (RFIs): Need for public consumer complaint database, remittances, prepaid card rule, credit card rules, adjudication, rulemaking process, debt collection rules, enforcement activities, etc. Urge all prudential bank regulators and CFPB not to rescind rules restricting deposit advance products (bank payday loans). Support a clean budget without policy riders, particularly financial riders, including policies against the Consumer Financial Protection Bureau. Oppose S2155, Economic Growth, Regulatory Relief, and Consumer Protection Act (Crapo), in House, Senate and before President. Oppose HR4508, PROSPER Act (Foxx). Oppose HR4439, Modernizing Credit Opportunities Act(Hollingsworth). Oppose parts, including Section 202, of HR5444, Taxpayer First Act (Jenkins) which would prohibit IRS from offering free tax prep and filing options. Support parts of the bill. Oppose all financial services policy riders in Financial Services and General Government Appropriations bills, including to place independent CFPB under appropriations, create separate CFPB inspector general with reduced independence, weaken CFPB or Dodd-Frank Act in any other ways. Oppose S.2155, including highlighting the ways the Credit Bureaus benefit from the Dodd-Frank rollback bill.

Urge CPSC to to strengthen 2018 Operating Plan, especially to prevent furniture tipover and portable generator hazards. Urge FCC to strengthen consumer protections against robo-calls. Urge Dept. of Transportation to support continued airline passenger safety and consumer protection regulations. Urge EPA to support continued strong fuel economy (MPG) and emissions standards. Urge FTC to enforce strong privacy protections, including against Facebook. CFPB and general data privacy and privacy issues. Keeping appropriations riders out of appropriations bills from subcommittee on. Advocacy for data security and privacy bills that don't preempt states, including support for S.2289, S.1816, and S.2362

Opposed S. 2155, (Crapo), Economic Growth, Regulatory Relief, and Consumer Protection Act. Attended multiple coalition lobby meetings and authored a letter specifically opposing the inclusion of Section 310 in S.2155, which would upend a current review of credit scoring models by FHFA and cause them to restart. Also opposed the following bills aimed to weaken consumer protection: H.R. 4550 (Gonzalez), the Practice of Law Technical Clarification Act; HR 4861 (Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2018 (EQUAL Act); H.R. 4738, the Mutual Fund Litigation Reform Act; HR 3746, the Business of Insurance Regulatory Reform Act of 2017. Provide comments to regulators including Comments in Response to Request for Information Regarding Consumers Experience with Free Access to Credit Scores, Docket No. CFPB�2017�0037; Comments to Federal Housing Finance Administration (FHFA)s Request for Input Regarding Credit Scores. Generally oppose any bill, rider or amendment incorporating any provisions of previously House-passed HR10, (Hensarling) Financial Choice Act, particularly any to weaken the independence of the CFPB. Support any bills to improve Fair Credit Reporting Act, including HR3783, Equal Employment for All Act of 2017 and HR3755 (Waters), Comprehensive Consumer Credit Reporting Reform Act of 2017. Oppose any bills to weaken the Fair Credit Reporting Act, (eg HR 435 (Ellison), The Credit Access and Inclusion Act of 2017) or to override/preempt stronger state data breach or data security laws, including HR ____ (Luetkemeyer/Maloney), the Data Acquisition and Technology Accountability and Security Act.

Comment to numerous CFPB (a Bureau of Federal Reserve System) Requests for Information (RFIs): Need for public consumer complaint database, remittances, prepaid card rule, credit card rules, adjudication, rulemaking process, debt collection rules, enforcement activities, etc. Urge all prudential bank regulators and CFPB not to rescind rules restricting deposit advance products (bank payday loans). Support a clean budget without policy riders, particularly financial riders, including policies against the Consumer Financial Protection Bureau. Oppose S2155, Economic Growth, Regulatory Relief, and Consumer Protection Act (Crapo), in House, Senate and before President. Oppose HR4508, PROSPER Act (Foxx). Oppose HR4439, Modernizing Credit Opportunities Act(Hollingsworth). Oppose parts, including Section 202, of HR5444, Taxpayer First Act (Jenkins) which would prohibit IRS from offering free tax prep and filing options. Support parts of the bill. Oppose all financial services policy riders in Financial Services and General Government Appropriations bills, including to place independent CFPB under appropriations, create separate CFPB inspector general with reduced independence, weaken CFPB or Dodd-Frank Act in any other ways. Oppose S.2155, including highlighting the ways the Credit Bureaus benefit from the Dodd-Frank rollback bill.

Attended a listening session convened by Congresswoman Waters and her staff on the House Financial Services Committee to voice our priorities for a new Congressional session. Advocated for Equifax to be held accountable, including by having the committee convene oversight hearings on Equifax. Voiced concern about federal efforts to preempt state data security and privacy laws. Supported fixing credit bureau related problems in S.2155, Economic Growth, Regulatory Relief, and Consumer Protection Act, in particular, state preemption and problems related to servicemembers getting their day in court. Urged the FTC to investigate an issue related to security of Experian credit freezes. Drafted a letter and got 50 coalition partners to sign in support.

Urge CPSC to to strengthen 2018 Operating Plan, especially to prevent furniture tipover and portable generator hazards. Urge FCC to strengthen consumer protections against robo-calls. Urge Dept. of Transportation to support continued airline passenger safety and consumer protection regulations. Urge EPA to support continued strong fuel economy (MPG) and emissions standards. Urge FTC to enforce strong privacy protections, including against Facebook. CFPB and general data privacy and privacy issues. Keeping appropriations riders out of appropriations bills from subcommittee on. Advocacy for data security and privacy bills that don't preempt states, including support for S.2289, S.1816, and S.2362

Urge CPSC to to strengthen 2018 Operating Plan, especially to prevent furniture tipover and portable generator hazards. Urge FCC to strengthen consumer protections against robo-calls. Urge Dept. of Transportation to support continued airline passenger safety and consumer protection regulations. Urge EPA to support continued strong fuel economy (MPG) and emissions standards. Urge FTC to enforce strong privacy protections, including against Facebook. CFPB and general data privacy and privacy issues. Keeping appropriations riders out of appropriations bills from subcommittee on. Advocacy for data security and privacy bills that don't preempt states, including support for S.2289, S.1816, and S.2362

Support full funding for all appropriated agencies. Oppose all legislation, executive orders or agency actions concerning weakening of existing rules such as broadband privacy and net neutrality rules, whether by administration or Congressional action. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight to include HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. Support stronger consumer privacy (S 964/HR 2356 MY DATA Act of 2017); S878 (To establish privacy protections); oppose bills to weaken consumer privacy, HR 2520 (BROWSER Act of 2017); Oppose HR2396 (Privacy Notification Technical Clarification Act). Urge CPSC to enact table saw protection rule. Support strong CPSC rules on small high-powered magnets. Oppose petitions to FCC urging weakening of Telephone Consumer Protection Act. Urge CPSC to recall Internet-connected products with security flaws that place consumers at risk. Urge FTC to investigate Internet-connected toys and watches that place children at security risk and may violate Children's Online Privacy Protection Act. Lobbied for free credit freeze legislation in-person and over the phone in support of the FREE Act.

Support full funding for all appropriated agencies. Oppose all legislation, executive orders or agency actions concerning weakening of existing rules such as broadband privacy and net neutrality rules, whether by administration or Congressional action. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight to include HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. Support stronger consumer privacy (S 964/HR 2356 MY DATA Act of 2017); S878 (To establish privacy protections); oppose bills to weaken consumer privacy, HR 2520 (BROWSER Act of 2017); Oppose HR2396 (Privacy Notification Technical Clarification Act). Urge CPSC to enact table saw protection rule. Support strong CPSC rules on small high-powered magnets. Oppose petitions to FCC urging weakening of Telephone Consumer Protection Act. Urge CPSC to recall Internet-connected products with security flaws that place consumers at risk. Urge FTC to investigate Internet-connected toys and watches that place children at security risk and may violate Children's Online Privacy Protection Act. Lobbied for free credit freeze legislation in-person and over the phone in support of the FREE Act.

Support full funding for all appropriated agencies. Oppose all legislation, executive orders or agency actions concerning weakening of existing rules such as broadband privacy and net neutrality rules, whether by administration or Congressional action. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight to include HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. Support stronger consumer privacy (S 964/HR 2356 MY DATA Act of 2017); S878 (To establish privacy protections); oppose bills to weaken consumer privacy, HR 2520 (BROWSER Act of 2017); Oppose HR2396 (Privacy Notification Technical Clarification Act). Urge CPSC to enact table saw protection rule. Support strong CPSC rules on small high-powered magnets. Oppose petitions to FCC urging weakening of Telephone Consumer Protection Act. Urge CPSC to recall Internet-connected products with security flaws that place consumers at risk. Urge FTC to investigate Internet-connected toys and watches that place children at security risk and may violate Children's Online Privacy Protection Act. Lobbied for free credit freeze legislation in-person and over the phone in support of the FREE Act.

Support full funding for all appropriated agencies. Oppose all legislation, executive orders or agency actions concerning weakening of existing rules such as broadband privacy and net neutrality rules, whether by administration or Congressional action. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight to include HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. Support stronger consumer privacy (S 964/HR 2356 MY DATA Act of 2017); S878 (To establish privacy protections); oppose bills to weaken consumer privacy, HR 2520 (BROWSER Act of 2017); Oppose HR2396 (Privacy Notification Technical Clarification Act). Urge CPSC to enact table saw protection rule. Support strong CPSC rules on small high-powered magnets. Oppose petitions to FCC urging weakening of Telephone Consumer Protection Act. Urge CPSC to recall Internet-connected products with security flaws that place consumers at risk. Urge FTC to investigate Internet-connected toys and watches that place children at security risk and may violate Children's Online Privacy Protection Act. Lobbied for free credit freeze legislation in-person and over the phone in support of the FREE Act.

Support full funding for all appropriated agencies. Oppose all legislation, executive orders or agency actions concerning weakening of existing rules such as broadband privacy and net neutrality rules, whether by administration or Congressional action. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight to include HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. Support stronger consumer privacy (S 964/HR 2356 MY DATA Act of 2017); S878 (To establish privacy protections); oppose bills to weaken consumer privacy, HR 2520 (BROWSER Act of 2017); Oppose HR2396 (Privacy Notification Technical Clarification Act). Urge CPSC to enact table saw protection rule. Support strong CPSC rules on small high-powered magnets. Oppose petitions to FCC urging weakening of Telephone Consumer Protection Act. Urge CPSC to recall Internet-connected products with security flaws that place consumers at risk. Urge FTC to investigate Internet-connected toys and watches that place children at security risk and may violate Children's Online Privacy Protection Act. Lobbied for free credit freeze legislation in-person and over the phone in support of the FREE Act.

Support full funding for all appropriated agencies. Oppose all legislation, executive orders or agency actions concerning weakening of existing rules such as broadband privacy and net neutrality rules, whether by administration or Congressional action. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight to include HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. Support stronger consumer privacy (S 964/HR 2356 MY DATA Act of 2017); S878 (To establish privacy protections); oppose bills to weaken consumer privacy, HR 2520 (BROWSER Act of 2017); Oppose HR2396 (Privacy Notification Technical Clarification Act). Urge CPSC to enact table saw protection rule. Support strong CPSC rules on small high-powered magnets. Oppose petitions to FCC urging weakening of Telephone Consumer Protection Act. Urge CPSC to recall Internet-connected products with security flaws that place consumers at risk. Urge FTC to investigate Internet-connected toys and watches that place children at security risk and may violate Children's Online Privacy Protection Act. Lobbied for free credit freeze legislation in-person and over the phone in support of the FREE Act.

Support full funding for all appropriated agencies. Oppose all legislation, executive orders or agency actions concerning weakening of existing rules such as broadband privacy and net neutrality rules, whether by administration or Congressional action. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight to include HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. Support stronger consumer privacy (S 964/HR 2356 MY DATA Act of 2017); S878 (To establish privacy protections); oppose bills to weaken consumer privacy, HR 2520 (BROWSER Act of 2017); Oppose HR2396 (Privacy Notification Technical Clarification Act). Urge CPSC to enact table saw protection rule. Support strong CPSC rules on small high-powered magnets. Oppose petitions to FCC urging weakening of Telephone Consumer Protection Act. Urge CPSC to recall Internet-connected products with security flaws that place consumers at risk. Urge FTC to investigate Internet-connected toys and watches that place children at security risk and may violate Children's Online Privacy Protection Act. Lobbied for free credit freeze legislation in-person and over the phone in support of the FREE Act.

Support full funding for all appropriated agencies. Oppose all legislation, executive orders or agency actions concerning weakening of existing rules such as broadband privacy and net neutrality rules, whether by administration or Congressional action. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight to include HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. Support stronger consumer privacy (S 964/HR 2356 MY DATA Act of 2017); S878 (To establish privacy protections); oppose bills to weaken consumer privacy, HR 2520 (BROWSER Act of 2017); Oppose HR2396 (Privacy Notification Technical Clarification Act). Urge CPSC to enact table saw protection rule. Support strong CPSC rules on small high-powered magnets. Oppose petitions to FCC urging weakening of Telephone Consumer Protection Act. Urge CPSC to recall Internet-connected products with security flaws that place consumers at risk. Urge FTC to investigate Internet-connected toys and watches that place children at security risk and may violate Children's Online Privacy Protection Act. Lobbied for free credit freeze legislation in-person and over the phone in support of the FREE Act.

Support full funding for all appropriated agencies. Oppose all legislation, executive orders or agency actions concerning weakening of existing rules such as broadband privacy and net neutrality rules, whether by administration or Congressional action. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight to include HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. Support stronger consumer privacy (S 964/HR 2356 MY DATA Act of 2017); S878 (To establish privacy protections); oppose bills to weaken consumer privacy, HR 2520 (BROWSER Act of 2017); Oppose HR2396 (Privacy Notification Technical Clarification Act). Urge CPSC to enact table saw protection rule. Support strong CPSC rules on small high-powered magnets. Oppose petitions to FCC urging weakening of Telephone Consumer Protection Act. Urge CPSC to recall Internet-connected products with security flaws that place consumers at risk. Urge FTC to investigate Internet-connected toys and watches that place children at security risk and may violate Children's Online Privacy Protection Act. Lobbied for free credit freeze legislation in-person and over the phone in support of the FREE Act.

Support full funding for all appropriated agencies. Oppose all legislation, executive orders or agency actions concerning weakening of existing rules such as broadband privacy and net neutrality rules, whether by administration or Congressional action. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight to include HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. Support stronger consumer privacy (S 964/HR 2356 MY DATA Act of 2017); S878 (To establish privacy protections); oppose bills to weaken consumer privacy, HR 2520 (BROWSER Act of 2017); Oppose HR2396 (Privacy Notification Technical Clarification Act). Urge CPSC to enact table saw protection rule. Support strong CPSC rules on small high-powered magnets. Oppose petitions to FCC urging weakening of Telephone Consumer Protection Act. Urge CPSC to recall Internet-connected products with security flaws that place consumers at risk. Urge FTC to investigate Internet-connected toys and watches that place children at security risk and may violate Children's Online Privacy Protection Act. Lobbied for free credit freeze legislation in-person and over the phone in support of the FREE Act.

Support full funding for all appropriated agencies. Oppose all legislation, executive orders or agency actions concerning weakening of existing rules such as broadband privacy and net neutrality rules, whether by administration or Congressional action. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight to include HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. Support stronger consumer privacy (S 964/HR 2356 MY DATA Act of 2017); S878 (To establish privacy protections); oppose bills to weaken consumer privacy, HR 2520 (BROWSER Act of 2017); Oppose HR2396 (Privacy Notification Technical Clarification Act). Urge CPSC to enact table saw protection rule. Support strong CPSC rules on small high-powered magnets. Oppose petitions to FCC urging weakening of Telephone Consumer Protection Act. Urge CPSC to recall Internet-connected products with security flaws that place consumers at risk. Urge FTC to investigate Internet-connected toys and watches that place children at security risk and may violate Children's Online Privacy Protection Act. Lobbied for free credit freeze legislation in-person and over the phone in support of the FREE Act.

Support full funding for all appropriated agencies. Oppose all legislation, executive orders or agency actions concerning weakening of existing rules such as broadband privacy and net neutrality rules, whether by administration or Congressional action. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight to include HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. Support stronger consumer privacy (S 964/HR 2356 MY DATA Act of 2017); S878 (To establish privacy protections); oppose bills to weaken consumer privacy, HR 2520 (BROWSER Act of 2017); Oppose HR2396 (Privacy Notification Technical Clarification Act). Urge CPSC to enact table saw protection rule. Support strong CPSC rules on small high-powered magnets. Oppose petitions to FCC urging weakening of Telephone Consumer Protection Act. Urge CPSC to recall Internet-connected products with security flaws that place consumers at risk. Urge FTC to investigate Internet-connected toys and watches that place children at security risk and may violate Children's Online Privacy Protection Act. Lobbied for free credit freeze legislation in-person and over the phone in support of the FREE Act.