21st Century Glass-Steagall Act of 2017

Met with House to discuss ideas for housing finance reform Met with House and Senate on FinTech Met with House and Senate on large bank issues Met with House and Senate staff on capital leverage matters Met with House and Senate staff on flood insurance issues Met with House and Senate issues related to data security and payments system integrity Met with House and Senate on reauthorization of the Commodities Exchange Act and derivatives regulation Met with House and Senate on bond market issues Draft House Bill - the Main Street Growth Act - all provisions Met with House on draft legislation to amend the Regulation NMS governance structure Met with House and Senate to discuss anti-money laundering laws and draft reform legislation Met with House and Senate to discuss the Volcker Rule Met with House and Senate to discuss CCAR process General issues relating to the implementation of Dodd-Frank (P.L. 111-203, the Wall Street Reform and Consumer Protection Act). Discussion draft - the Data Acquisition and Technology Accountability and Security Act - all provisions H.R.238 - Commodity End-User Relief Act - all provisions H.R.1624 - Municipal Finance Support Act of 2017 - all provisions H.R.3089, the Corporate Transparency Act of 2017 - all provisions H.R.3439, the Financial Institution Security Act - all provisions H.R.3555, the Exchange Regulatory Improvement Act - all provisions H.R.4015, the Corporate Governance Reform and Transparency Act of 2017 - all provisions H.R.5534, the GUIDE Compliance Act - all provisions H.R.6068, the Counter Terrorism and Illicit Finance Act - all provisions S.828 - A bill to amend the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes -- all provisions S.881 - 21st Century Glass-Steagall Act of 2017 - all provisions S.2155 - the Economic Growth, Regulatory Relief, and Consumer Protection Act - all provisions S.2098 - the Foreign Investment Risk Review Modernization Act - all provisions S.2499 - legislation to require the Financial Industry Regulatory Authority to establish a relief fund to provide investors with the full value of arbitration awards issued against brokerage firms or brokers regulated by the Authority - all provisions H.R. 4790 - the Volcker Rule Regulatory Harmonization Act H.R. 4292 - the Financial Institution Living Will Improvement Act of 2017 - all provisions H.R. 4293 - the Stress Test Improvement Act of 2017 - all provisions H.R.5841 - the Foreign Investment Risk Review Modernization Act of 2018 - all provisions

Client expense: $1,160,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

H.R. 790, Return to Prudent Banking Act of 2017 S. 881/ H.R. 2585, 21st Century Glass-Steagall Act of 2017 H.R. 1144, Inclusive Prosperity Act of 2017 H.R. 399/ S. 82 Stop Subsidizing Million Dollar Bonuses Act S.1020 Carried Interest Fairness Act of 2017 S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 10 Financial Choice Act of 2017

Client expense: $300,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Motor Carrier Safety Administration, HOUSE OF REPRESENTATIVES, President of the U.S., SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), U.S. Trade Representative (USTR), White House Office

Met with House to discuss ideas for housing finance reform Met with House and Senate on FinTech Met with House and Senate on large bank issues Met with House and Senate staff on capital leverage matters Met with House and Senate staff on flood insurance issues Met with House and Senate issues related to data security and payments system integrity Met with House and Senate on reauthorization of the Commodities Exchange Act and derivatives regulation Met with House and Senate on bond market issues Draft House Bill - the Main Street Growth Act - all provisions Met with House on draft legislation to amend the Regulation NMS governance structure Met with House and Senate to discuss anti-money laundering laws and draft reform legislation Met with House and Senate to discuss the Volcker Rule Met with House and Senate to discuss CCAR process General issues relating to the implementation of Dodd-Frank (P.L. 111-203, the Wall Street Reform and Consumer Protection Act). H.R.10 - the Financial CHOICE Act (Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs) - provisions impacting large banks H.R.238 - Commodity End-User Relief Act - all provisions H.R.1624 - Municipal Finance Support Act of 2017 - all provisions H.R.1667 - the Financial Institutions Bankruptcy Act - all provisions H.R.3089, the Corporate Transparency Act of 2017 - all provisions H.R.3439, the Financial Institution Security Act - all provisions H.R.3555, the Exchange Regulatory Improvement Act - all provisions S.828 - A bill to amend the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes -- all provisions S.881 - 21st Century Glass-Steagall Act of 2017 - all provisions S.2155 - the Economic Growth, Regulatory Relief, and Consumer Protection Act - all provisions H.R. 4790 - the Volcker Rule Regulatory Harmonization Act H.R. 4292 - the Financial Institution Living Will Improvement Act of 2017 - all provisions H.R. 4293 - the Stress Test Improvement Act of 2017 - all provisions

H.R. 790, Return to Prudent Banking Act of 2017 S. 881/ H.R. 2585, 21st Century Glass-Steagall Act of 2017 H.R. 1144, Inclusive Prosperity Act of 2017 H.R. 399/ S. 82 Stop Subsidizing Million Dollar Bonuses Act S.1020 Carried Interest Fairness Act of 2017 S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 10 Financial Choice Act of 2017 H.R. 4293 Stress Test Improvement Act H.R. 4061 Financial Stability Oversight Council Improvement Act of 2017 H.R. 4790 Volcker Rule Regulatory Harmonization Act

Client expense: $301,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Motor Carrier Safety Administration, HOUSE OF REPRESENTATIVES, President of the U.S., SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), U.S. Trade Representative (USTR), White House Office

H.R. 790, Return to Prudent Banking Act of 2017 S. 881/ H.R. 2585, 21st Century Glass-Steagall Act of 2017 H.R. 1144, Inclusive Prosperity Act of 2017 H.R. 399/ S. 82 Stop Subsidizing Million Dollar Bonuses Act Repeal of Dodd Frank 51020 Carried Interest Fairness Act of 2017

Client expense: $320,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Motor Carrier Safety Administration, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), U.S. Trade Representative (USTR), White House Office

Met with House to discuss the impact of repealing Orderly Liquidation Authority Met with House to discuss ideas for housing finance reform Met with House and Senate on FinTech Met with House and Senate on large bank issues Met with House and Senate staff on capital leverage matters Met with House and Senate staff on flood insurance issues Met with House and Senate issues related to data security and payments system integrity Met with House and Senate on equities market structure reform Met with House and Senate on reauthorization of the Commodities Exchange Act and derivatives regulation Met with House and Senate on bond market issues Draft House Bill - the Main Street Growth Act - all provisions Met with House on draft legislation to amend the Regulation NMS governance structure Met with House and Senate to discuss CFPB rule on arbitration Met with House to discuss anti-money laundering regulations Met with House and Senate to discuss the Volcker Rule Met with House to discuss the Durbin amendment to regulate debit interchange fees Met with Senate to discuss impact of MiFID II on research in the U.S. Met with House and Senate to discuss CCAR process H.J.Res. 11, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to Arbitration Agreements - all provisions H.R.10 - the Financial CHOICE Act (Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs) - provisions impacting large banks H.R.238 - Commodity End-User Relief Act - all provisions H.R.1624 - Municipal Finance Support Act of 2017 - all provisions H.R.1667 - the Financial Institutions Bankruptcy Act - all provisions H.R.3089, the Corporate Transparency Act of 2017 - all provisions H.R.3439, the Financial Institution Security Act - all provisions H.R.3555, the Exchange Regulatory Improvement Act - all provisions S.828 - A bill to amend the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes -- al provisions S.881 - 21st Century Glass-Steagall Act of 2017 - al provisions S.J.Res. 47, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to Arbitration Agreements - all provisions

HR 790-Return to Prudent Banking Act of 2017, S 881- 21st Century Glass-Steagall Act of 2017, Rep. Waters bill on breaking up banks, HR 477-Small Business, Mergers, Acquisitions and Brokerage Simplification Act of 2017, HR 1116-TAILOR Act of 2017, HR 1585-Fair Investment Opportunities for Professional Experts Act, HR 1645-Fostering Innovation Act of 2017, S 82/HR 399-Stop subsidizing Multi-million dollar corporate Business Act, HR 1153-Mortgage choice act of 2017, HR 3093-Investor, clarity and bank Purity Act, HR 3221-Seeing access to Affordable Mortgages Act, S 2155-Economic Growth, Regulatory relief & consumer protection act, HR 2219-End banking for Human Traffickers act of 2017, HR 2319-Consumer Financial Choice and Capital Markets Protection Act of 2017, Protect the CFPB, Dodd Frank, SEC nominee,

Client expense: $70,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Education, Dept of, Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Office of Government Ethics (OGE), SENATE, Securities & Exchange Commission (SEC), U.S. Trade Representative (USTR), White House Office

Legislative consumer protections and financial regulations: H.R. 10, the Financial CHOICE Act H.R. 2133, the Community Lending Enhancement and Regulatory Relief Act S. 951, the Regulatory Accountability Act S. 579, the Early Participation in Regulations Act of 2017 S. 584, the Small Business Regulatory Flexibility Improvements Act S. 21, the Regulations from the Executive in Need of Scrutiny Act of 2017 S. 34, the Midnight Rules Relief Act of 2017 H.R. 2295, the Carried Interest Fairness Act of 2017 S. 1020, the Carried Interest Fairness Act H.R. 1144, the Inclusive Prosperity Act S. 805, the Inclusive Prosperity Act H.R. 790, the Return to Prudent Banking Act of 2017 H.R. 2585, the 21st Century Glass Steagall Act S. 881, the 21st Century Glass-Steagall Act H.R. 2306, the Putting Main Street FIRST: Finishing Irresponsible Reckless Speculative Trading Act H.R. 399, the Stop Subsidizing Multimillion Dollar Corporate Bonuses Act S. 82, the Stop Subsidizing Multimillion Dollar Corporate Bonuses Act H.R. 859, the Financial Services Conflict of Interest Act - S. 265, the Financial Services Conflict of Interest Act 15 USC 1692, the Fair Debt Collection Practices Act HR 3312 S.J. Res. 47 H.J. Res. 111, regarding the CFPB rule on Mandatory Arbitration Executive consumer protections and financial regulations: HHS arbitration rule DOL Fiduciary rule CFPB pre-paid card rule CFPB arbitration rule Treasury department review of financial regulations Federal Deposit Insurance Corporation policies relating to bank employment Authority of CFPB Volcker Rule Bank capital rules SEC fiduciary rule Payday, Vehicle Title, and Certain High-Cost Installment Loans rule issued by the Consumer Financial Protection Bureau Nomination of Neomi Rao as OIRA director Nominations for SEC, CFTC, FDIC Nomination of Randy Quarles to Federal Reserve Nomination of Christopher Giancarlo to CFTC Nomination of Joseph Otting to be Comptroller of the Currency *In accordance with her lobbying and communication restrictions, Kristine Lucius has not lobbied or had contact with any covered officials in the Senate on these issues

Legislative consumer protections and financial regulations: H.R. 10, the Financial CHOICE Act H.R. 2133, the Community Lending Enhancement and Regulatory Relief Act S. 951, the Regulatory Accountability Act S. 579, the Early Participation in Regulations Act of 2017 S. 584, the Small Business Regulatory Flexibility Improvements Act S. 21, the Regulations from the Executive in Need of Scrutiny Act of 2017 S. 34, the Midnight Rules Relief Act of 2017 H.R. 2295, the Carried Interest Fairness Act of 2017 S. 1020, the Carried Interest Fairness Act H.R. 1144, the Inclusive Prosperity Act S. 805, the Inclusive Prosperity Act H.R. 790, the Return to Prudent Banking Act of 2017 H.R. 2585, the 21st Century Glass Steagall Act S. 881, the 21st Century Glass-Steagall Act H.R. 2306, the Putting Main Street FIRST: Finishing Irresponsible Reckless Speculative Trading Act H.R. 399, the Stop Subsidizing Multimillion Dollar Corporate Bonuses Act S. 82, the Stop Subsidizing Multimillion Dollar Corporate Bonuses Act H.R. 859, the Financial Services Conflict of Interest Act - S. 265, the Financial Services Conflict of Interest Act 15 USC 1692, the Fair Debt Collection Practices Act HR 3312 S.J. Res. 47 H.J. Res. 111, regarding the CFPB rule on Mandatory Arbitration Executive consumer protections and financial regulations: HHS arbitration rule DOL Fiduciary rule CFPB pre-paid card rule CFPB arbitration rule Treasury department review of financial regulations Federal Deposit Insurance Corporation policies relating to bank employment Authority of CFPB Volcker Rule Bank capital rules SEC fiduciary rule Payday, Vehicle Title, and Certain High-Cost Installment Loans rule issued by the Consumer Financial Protection Bureau Nomination of Neomi Rao as OIRA director Nominations for SEC, CFTC, FDIC Nomination of Randy Quarles to Federal Reserve Nomination of Christopher Giancarlo to CFTC Nomination of Joseph Otting to be Comptroller of the Currency *In accordance with her lobbying and communication restrictions, Kristine Lucius has not lobbied or had contact with any covered officials in the Senate on these issues

H.R. 790, Return to Prudent Banking Act of 2017 H.R. 2585 / S.881, the 21st Century Glass-Steagall Act of 2017

Client expense: $388,438 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE

Met with House to discuss the impact of repealing Orderly Liquidation Authority Met with House to discuss ideas for housing finance reform Met with House and Senate on FinTech Met with House and Senate on large bank issues Met with House and Senate staff on capital leverage matters Met with House and Senate staff on flood insurance issues Met with House and Senate issues related to data security and payments system integrity Met with House and Senate on equities market structure reform Met with House and Senate on reauthorization of the Commodities Exchange Act and derivatives regulation Met with House and Senate on bond market issues Draft House Bill - the Main Street Growth Act - all provisions Met with House on draft legislation to amend the Regulation NMS governance structure Met with House and Senate to discuss CFPB rule on arbitration Met with House to discuss anti-money laundering regulations Met with House and Senate to discuss the Volcker Rule Met with House to discuss the Durbin amendment to regulate debit interchange fees Met with Senate to discuss impact of MiFID II on research in the U.S. Met with House and Senate to discuss CCAR process H.J.Res. 11, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to Arbitration Agreements - all provisions H.R.10 - the Financial CHOICE Act (Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs) - provisions impacting large banks H.R.238 - Commodity End-User Relief Act - all provisions H.R.1624 - Municipal Finance Support Act of 2017 - all provisions H.R.1667 - the Financial Institutions Bankruptcy Act - all provisions H.R.3089, the Corporate Transparency Act of 2017 - all provisions H.R.3439, the Financial Institution Security Act - all provisions H.R.3555, the Exchange Regulatory Improvement Act - all provisions S.828 - A bill to amend the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes -- al provisions S.881 - 21st Century Glass-Steagall Act of 2017 - al provisions S.J.Res. 47, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to Arbitration Agreements - all provisions

H.R. 790, Return to Prudent Banking Act of 2017 S. 881/ H.R. 2585, 21st Century Glass-Steagall Act of 2017 H.R. 1144, Inclusive Prosperity Act of 2017 H.R. 399/ S. 82 Stop Subsidizing Million Dollar Bonuses Act Repeal of Dodd Frank 51020 Carried Interest Fairness Act of 2017

Client expense: $380,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Motor Carrier Safety Administration, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), U.S. Trade Representative (USTR), White House Office

H.R. 10 Financial CHOICE Act H.R. 924 Financial Institutions Due Process Act H.R. 1116 Tailor Act of 2017 H.R. 1244 Credit Union Access to Supplemental Capital H.R. 1264 Community Financial Institutions Exemption Act H.R. 1422 Flood Insurance Development Modernization Act H.R. 1426 Federal Savings Association Charter Flexibility Act H.R. 1558 Repeated Flooded Communities Preparation Act H.R. 1595 Mutual Bank Capital Opportunity Act of 2017 H.R. 1813 The Border Wall Funding Act of 2017, remittance fees/taxes H.R. 1929 Empowering Homeowners to Mitigate Flood Damage Act of 2017 H.R. 1948 Small Bank Holding Company Relief Act H.R. 1958 Protecting Americans from Credit Entanglements Act of 2017, PACE loan disclosures H.R. 1964 Community Mortgage Lender Regulatory Act of 2017 H.R. 2121 Pension, Endowment, and Mutual Fund Access to Banking Act, supplemental leverage ratio rules H.R. 2133 CLEAR Relief Act H.R. 2148 Clarifying Commercial Real Estate Loans, treatment of loans under regulatory capital rules H.R. 2170 Flood and Agriculture Risk Management Cost Reduction Act of 2017 H.R. 2204 Homeowner Information Privacy Protection H.R. 2215 SAFE Act of 2017 H.R. 2226 The Portfolio Lending and Mortgage Access Act H.R. 2319 Consumer Financial Choice and Capital Markets Protection Act of 2017 H.R. 2396 Privacy Notification Technical Clarification Act H.R. 2403 Keeping Capital Local for Underserved Communities Act H.R. 2553 Taking Account of Bureaucrats Spending Act H.R. 2565 To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 2570 Mortgage Fairness Act H.R. 2706 Financial Institution Customer Protection Act: Anti-Choke Point Provisions H.R. 2793 Consumer Transaction Account Protection Act H.R. 2868 National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2874 21st Century Flood Reform Act H.R. 2875 National Flood Insurance Program Administrative Reform Act of 2017 H.R. 2948 To amend the S.A.F.E. Mortgage Licensing Act of 2008 to provide a temporary license for loan originators transitioning between employers, and for other purposes H.R. 2954 Home Mortgage Disclosure Adjustment Act H.R. 3070 To amend the Federal Deposit Insurance Act to clarify the definition of a deposit broker, and for other purposes H.R. 3072 Bureau of Consumer Financial Protection Examination and Reporting Threshold Act of 2017 H.R. 3089 Corporate Transparency Act of 2017, disclosure of beneficial owners and corporations H.R. 3110 To amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council H.R. 3135 To authorize the Administrator of the Federal Emergency Management Agency to make grants to consortia of States and communities to hire individuals to coordinate the Community Rating System program under the National Flood Insurance Program for the States and communities who are members of the consortia, and for other purposes H.R. 3221 Securing Access to Affordable Mortgages Act H.R. 3299 Protecting Consumers Access to Credit Act H.R. 3857 PASS Act of 2017: Repeal DOL Fiduciary Rule H.R. 3971 Community Institution Mortgage Relief Act H.J. Res 111 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". S. 105 Consumer Financial Protection Board Act of 2017 S. 366 Tailor Act of 2017 S. 387 CFPB Accountability Act S. 563 The Flood Insurance Market Parity and Modernization Act S. 567 Federal Savings Association Charter Flexibility Act of 2017 S. 881 21st Century Glass-Steagall Act of 2017 S. 923 Reforming Finances for Local Economies Act S. 1002 CLEAR Relief Act S. 1056 The Veteran Small Business Export Promotion Act S. 1117 A bill to protect the investment choices of investors in the United States, and for other purposes S. 1139 Main Street Regulatory Fairness Act S. 1152 SAFE Banking Act S. 1264 Community Bank Sensible Regulation Act of 2017 S. 1284 Small Bank Holding Company Relief Act S. 1310 Home Mortgage Disclosure Adjustment Act S. 1315 Relationship Lending Preservation Act of 2017 S. 1368 Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S. 1389 Military Consumer Enforcement Act S. 1445 Repeatedly Flooded Communities Preparation Act S. 1463 To amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council S. 1499 A bill to increase from $10B to $50B the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 1500 Keeping Capital Local for Underserved Communities Act, treatment of reciprocal deposits as non-brokered deposits) S. 1507 A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes S. 1571 National Flood Insurance Program Reauthorization Act of 2017 S. 1579 CFPB Advisory Board Enhancement Act S. 1642 Protecting Consumers Access to Credit Act S. 1647 TRUPS Reform S.J. Res 47 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" Arbitration Bank Qualified Bonds Issuance Limit Bank Secrecy Act/Anti-Money Laundering Rules, including Beneficial Ownership Issue Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III, including treatment of commercial real estate loans and Small Bank Holding Company Policy Statement asset threshold CFPB Data Aggregation CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance Structure CFPB Small Business Loan Data Collection CFPB Small Dollar/Payday Lending Proposed Rules Collins Amendment (Section 171) to Dodd-Frank Act (Bank Capital Rules) Community Bank Examination Appeals Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Supplemental Capital Cybersecurity - Information Sharing Data Security and Breaches Debit Interchange and Routing De Novo Bank Applications Department of Justice Operation Chokepoint Durbin Amendment Equifax Data Breach Fair Lending Enforcement Faster Payments Financial Services and General Government Appropriations Act of 2018 Fintech Limited Purpose National Bank Charter Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Hurricane and Disaster Relief and Recovery Measures Industrial Loan Corporation Loophole/Exemption from Bank Holding Company Act Innovation Initiative (FinTech) Interchange Mortgage Lending Reform Mutual Banks National Credit Union Administration Payments for Legal Fees Qualified Mortgages, Ability to Repay Rules Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Lending Limit Support for the nomination of Mr. Joseph Otting for Comptroller of the Currency Support for the nomination of The Honorable Randal Quarles for Vice Chairman for Supervision of the Board of Governors of the Federal Reserve System Virtual Currency

HR 790-Return to Prudent Banking Act of 2017, S 881-21st Century Glass Steagall Act of 2017, Executive compensation, House Appropriations financial services, General banking issues, Protecting Dodd-Frank, strong SEC rules on disclosure, support the shareholder protection act, removing forced arbitration clauses from banking contracts, Equifax

Client expense: $70,000 · Firm income: Not reported

Government targets: Consumer Product Safety Commission (CPSC), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), U.S. Trade Representative (USTR)

Reed Proposal on SEC employee advocate, Dodd-Frank general defense, S 881/HR 2585-21st Century Glass-Steagall Act of 2017, HR 10-Financial Choice Act of 2017-Oppose, HR 797-Return to Prudent Banking Act of 2017, General financial reform issues, Promote good nominees to the SEC, CFTC, and other banking agencies.

Client expense: $100,000 · Firm income: Not reported

Government targets: Consumer Product Safety Commission (CPSC), Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA)

Legislative consumer protections and financial regulations: H.R. 10, the Financial CHOICE Act H.R. 2133, the Community Lending Enhancement and Regulatory Relief Act S. 951, the Regulatory Accountability Act S. 579, the Early Participation in Regulations Act of 2017 S. 584, the Small Business Regulatory Flexibility Improvements Act S. 21, the Regulations from the Executive in Need of Scrutiny Act of 2017 S. 34, the Midnight Rules Relief Act of 2017 H.R. 2295, the Carried Interest Fairness Act of 2017 S. 1020, the Carried Interest Fairness Act H.R. 1144, the Inclusive Prosperity Act S. 805, the Inclusive Prosperity Act H.R. 790, the Return to Prudent Banking Act of 2017 H.R. 2585, the 21st Century Glass Steagall Act S. 881, the 21st Century Glass-Steagall Act H.R. 2306, the Putting Main Street FIRST: Finishing Irresponsible Reckless Speculative Trading Act H.R. 399, the Stop Subsidizing Multimillion Dollar Corporate Bonuses Act S. 82, the Stop Subsidizing Multimillion Dollar Corporate Bonuses Act H.R. 859, the Financial Services Conflict of Interest Act - S. 265, the Financial Services Conflict of Interest Act 15 USC 1692, the Fair Debt Collection Practices Act Executive consumer protections and financial regulations: HHS arbitration rule DOL Fiduciary rule CFPB pre-paid card rule CFPB arbitration rule Treasury department review of financial regulations Federal Deposit Insurance Corporation policies relating to bank employment Authority of CFPB Nomination of Neomi Rao as OIRA director Nominations for SEC, CFTC, FDIC *In accordance with her lobbying and communication restrictions, Kristine Lucius has not lobbied or had contact with any covered officials in the Senate on these issues

Client expense: $460,000 · Firm income: Not reported

Met with House and Senate on FinTech Met with House and Senate on large bank issues Met with House and Senate on credit card issues Met with House and Senate staff on capital leverage matters Met with House and Senate staff on flood insurance issues Met with House and Senate issues related to data security and payments system integrity Met with House and Senate on equities market structure reform Met with House and Senate on reauthorization of the Commodities Exchange Act and derivatives regulation Met with House and Senate on bond market issues Draft House Bill - the Main Street Growth Act - all provisions Met with House on draft legislation to amend the Regulation NMS governance structure Met with House and Senate to discuss CFPB rule on arbitration Met with House to discuss anti-money laundering regulations Met with House to discuss the Volcker Rule Met with House to discuss the Durbin amendment to regulate debit interchange fees Met with Senate to discuss impact of MiFID II on research in the U.S. Met with House to discuss CCAR process Met with House to discuss regulation of proxy advisory firms H.R.10 - the Financial CHOICE Act (Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs) - provisions impacting large banks H.R.238 - Commodity End-User Relief Act - all provisions H.R.1624 - Municipal Finance Support Act of 2017 - all provisions H.R.1667 - the Financial Institutions Bankruptcy Act - all provisions S.828 - A bill to amend the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes -- al provisions S.881 - 21st Century Glass-Steagall Act of 2017 - al provisions

Client expense: $1,123,000 · Firm income: Not reported

H.R. 10 Financial CHOICE Act H.R. 924 Financial Institutions Due Process Act H.R. 1116 Tailor Act of 2017 H.R. 1244 Credit Union Access to Supplemental Capital H.R. 1264 Community Financial Institutions Exemption Act H.R. 1422 Flood Insurance Market Parity and Modernization Act H.R. 1426 Federal Savings Association Charter Flexibility Act H.R. 1558 Repeated Flooded Communities Preparation Act H.R. 1595 Mutual Bank Capital Opportunity Act of 2017 H.R. 1813 The Border Wall Funding Act of 2017 H.R. 1929 Empowering Homeowners to Mitigate Flood Damage Act of 2017 H.R. 1948 Small Bank Holding Company Relief Act H.R. 1958 Protecting Americans from Credit Entanglements Act of 2017 H.R. 1964 Community Mortgage Lender Regulatory Act of 2017 H.R. 2121 Pension, Endowment, and Mutual Fund Access to Banking Act H.R. 2133 CLEAR Relief Act H.R. 2148 Clarifying Commercial Real Estate Loans H.R. 2170 Flood and Agriculture Risk Management Cost Reduction Act of 2017 H.R. 2204 Homeowner Information Privacy Protection H.R. 2215 SAFE Act of 2017 H.R. 2226 The Portfolio Lending and Mortgage Access Act H.R. 2319 Consumer Financial Choice and Capital Markets Protection Act of 2017 H.R. 2396 Privacy Notification Technical Clarification Act H.R. 2403 Keeping Capital Local for Underserved Communities Act H.R. 2553 Taking Account of Bureaucrats Spending Act H.R. 2565 To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes H.R. 2570 Mortgage Fairness Act H.R. 2706 Financial Institution Customer Protection Act: Anti-Choke Point Provisions H.R. 2793 Consumer Transaction Account Protection Act H.R. 2868 National Flood Insurance Program Policyholder Protection Act of 2017 H.R. 2874 21st Century Flood Reform Act H.R. 2875 National Flood Insurance Program Administrative Reform Act of 2017 H.R. 2948 To amend the S.A.F.E. Mortgage Licensing Act of 2008 to provide a temporary license for loan originators transitioning between employers, and for other purposes H.R. 2954 Home Mortgage Disclosure Adjustment Act H.R. 3070 To amend the Federal Deposit Insurance Act to clarify the definition of a deposit broker, and for other purposes H.R. 3072 Bureau of Consumer Financial Protection Examination and Reporting Threshold Act of 2017 H.R. 3089 Corporate Transparency Act of 2017 H.R. 3110 To amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council H.R. 3135 To authorize the Administrator of the Federal Emergency Management Agency to make grants to consortia of States and communities to hire individuals to coordinate the Community Rating System program under the National Flood Insurance Program for the States and communities who are members of the consortia, and for other purposes S. 105 Consumer Financial Protection Board Act of 2017 S. 366 Tailor Act of 2017 S. 387 CFPB Accountability Act S. 563 The Flood Insurance Market Parity and Modernization Act S. 567 Federal Savings Association Charter Flexibility Act of 2017 S. 881 21st Century Glass-Steagall Act of 2017 S. 923 Reforming Finances for Local Economies Act S. 1002 CLEAR Relief Act S. 1056 The Veteran Small Business Export Promotion Act S. 1117 A bill to protect the investment choices of investors in the United States, and for other purposes S. 1139 Main Street Regulatory Fairness Act S. 1152 SAFE Banking Act S. 1264 Community Bank Sensible Regulation Act of 2017 S. 1284 Small Bank Holding Company Relief Act S. 1310 Home Mortgage Disclosure Adjustment Act S. 1315 Relationship Lending Preservation Act of 2017 S. 1368 Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 S. 1389 Military Consumer Enforcement Act S. 1445 Repeatedly Flooded Communities Preparation Act S. 1449 A bill to increase from $10B to $50B the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 1463 To amend the Financial Stability Act of 2010 to modify the term of the independent member of the Financial Stability Oversight Council S. 1500 Reciprocal Deposits (Treatment as Non-Brokered Deposits) S. 1507 A bill to amend the National Flood Insurance Act of 1968 to allow the Administrator of the Federal Emergency Management Agency to provide capitalization grants to States to establish revolving funds to provide funding assistance to reduce flood risks, and for other purposes Americans with Disabilities Act Website Compliance Bank Secrecy Act/Anti-Money Laundering Rules, including Beneficial Ownership Issue Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III, including Treatment of Commercial Real Estate Loans CFPB Data Aggregation CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance CFPB Small Business Loan Data Collection CFPB Small Dollar/Payday Lending Proposed Rules Collins Amendment (Section 171) to Dodd-Frank Act (Bank Capital Rules) Community Bank Examination Appeals Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Supplemental Capital Cybersecurity - Information Sharing Data Security and Breaches Debit Interchange and Routing De Novo Bank Applications Department of Justice Operation Chokepoint Durbin Amendment EMV Chip Migration Fair Lending Enforcement Faster Payments Financial Services and General Government Appropriations Act of 2018 Fintech Limited Purpose National Bank Charter Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Innovation Initiative (FinTech) Interchange Military Bank Leases Military Lending Act Regulations Mortgage Lending Reform Mutual Banks Qualified Mortgages, Ability to Repay Rules Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Lending Limit Virtual Currency

H.R. 790, Return to Prudent Banking Act of 2017 S. 881/ H.R. 2585, 21st Century Glass-Steagall Act of 2017 H.R. 1144, Inclusive Prosperity Act of 2017 H.R. 399/ S. 82 Stop Subsidizing Million Dollar Bonuses Act Repeal of Dodd Frank 51020 Carried Interest Fairness Act of 2017

Client expense: $390,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Motor Carrier Safety Administration, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Labor, Dept of (DOL), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), U.S. Trade Representative (USTR), White House Office

Reed Proposal on SEC employee advocate, Dodd-Frank general defense, S 881/HR 2585-21st Century Glass-Steagall Act of 2017, HR 10-Financial Choice Act of 2017-Oppose, HR 797-Return to Prudent Banking Act of 2017, General financial reform issues, Promote good nominees to the SEC, CFTC, and other banking agencies.

Client expense: $100,000 · Firm income: Not reported

Government targets: Consumer Product Safety Commission (CPSC), Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA)

Met with House on FinTech Met with House and Senate on large bank issues Met with House and Senate on credit card issues Met with House and Senate staff on capital leverage matters Met with House and Senate staff on flood insurance issues Met with House and Senate issues related to data security and payments system integrity Met with House and Senate on equities market structure reform Met with House and Senate on reauthorization of the Commodities Exchange Act and derivatives regulation Met with House and Senate on bond market issues Draft House Bill - the Main Street Growth Act - all provisions Met with House on draft legislation to amend the Regulation NMS governance structure Met with House on arbitration H.R.238 - Commodity End-User Relief Act - all provisions H.R.1624 - Municipal Finance Support Act of 2017 - all provisions S.838 - Municipal Finance Support Act of 2017 - al provisions S.881 - 21st Century Glass-Steagall Act of 2017 - al provisions

Client expense: $1,280,000 · Firm income: Not reported

H.R. 790, Return to Prudent Banking Act of 2017 S. 881, 21st Century Glass-Steagall Act of 2017 H.R. 1144, Inclusive Prosperity Act of 2017 H.R. 399/ S. 82 Stop Subsidizing Million Dollar Bonuses Act Repeal of Dodd Frank

Client expense: $370,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Motor Carrier Safety Administration, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), U.S. Trade Representative (USTR), White House Office