Improving FHA Support for Small-Dollar Mortgages Act of 2021

H.R. __ - FY25 Agriculture Appropriations H.R. __ - FY25 Interior and Environment Appropriations H.R. __ - FY25 Labor-HHS-Education Appropriations H.R. __ - FY25 Defense Appropriations H.R. __ - FY25 Commerce, Justice, Science Appropriations H.R. 4346 - Appropriations for funds authorized in CHIPS and Science Act of 2022 (117th Congress) H.R. 4368 - FY24 Agriculture Appropriations H.R. 4821 - FY24 Interior and Environment Appropriations H.R. 5894 - FY24 Labor-HHS-Education Appropriations H.R. 4365 - FY24 Defense Appropriations H.R. 5893 - FY24 Commerce, Justice, Science Appropriations S. __ - FY25 Agriculture Appropriations S. __ - FY25 Interior and Environment Appropriations S. __ - FY25 Labor-HHS-Education Appropriations S. __ - FY25 Defense Appropriations S. __ - FY25 Commerce, Justice, Science Appropriations S. 2131 - FY24 Agriculture Appropriations S. 2605 - FY24 Interior and Environment Appropriations S. 2624 - FY24 Labor-HHS-Education Appropriations S. 2587 - FY24 Defense Appropriations S. 2321 - FY24 Commerce, Justice, Science Appropriations -- regarding funding for higher education and research programs and agencies.

Client expense: $65,052 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. __ - FY25 Agriculture Appropriations H.R. __ - FY25 Interior and Environment Appropriations H.R. __ - FY25 Labor-HHS-Education Appropriations H.R. __ - FY25 Defense Appropriations H.R. __ - FY25 Commerce, Justice, Science Appropriations H.R. 4346 - Appropriations for funds authorized in CHIPS and Science Act of 2022 (117th Congress) H.R. 4368 - FY24 Agriculture Appropriations H.R. 4821 - FY24 Interior and Environment Appropriations H.R. 5894 - FY24 Labor-HHS-Education Appropriations H.R. 4365 - FY24 Defense Appropriations H.R. 5893 - FY24 Commerce, Justice, Science Appropriations S. __ - FY25 Agriculture Appropriations S. __ - FY25 Interior and Environment Appropriations S. __ - FY25 Labor-HHS-Education Appropriations S. __ - FY25 Defense Appropriations S. __ - FY25 Commerce, Justice, Science Appropriations S. 2131 - FY24 Agriculture Appropriations S. 2605 - FY24 Interior and Environment Appropriations S. 2624 - FY24 Labor-HHS-Education Appropriations S. 2587 - FY24 Defense Appropriations S. 2321 - FY24 Commerce, Justice, Science Appropriations -- regarding funding for higher education and research programs and agencies.

Client expense: $75,967 · Firm income: Not reported

H.R. 4368 - FY24 Agriculture Appropriations H.R. 4821 - FY24 Interior and Environment Appropriations H.R. 5894 - FY24 Labor-HHS-Education Appropriations H.R. 4365 - FY24 Defense Appropriations H.R. 5893 - FY24 Commerce, Justice, Science Appropriations H.R. 4346 - Appropriations for funds authorized in CHIPS and Science Act of 2022 (117th Congress) S. 2131 - FY24 Agriculture Appropriations S. 2605 - FY24 Interior and Environment Appropriations S. 2624 - FY24 Labor-HHS-Education Appropriations S. 2587 - FY24 Defense Appropriations S. 2321 - FY24 Commerce, Justice, Science Appropriations -- regarding funding for higher education and research programs and agencies.

Client expense: $74,678 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Monitor and engage on legislative and administrative action on appropriations and budget. Monitor and engage on the implementation of the Infrastructure Investment and Jobs Act (P.L. 117-58), and the Inflation Reduction Act of 2022 (P.L. 117-169). H.R. 4288, Labeling Uniformity Act. H.R. 4368, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2024. H.R. 4821, Department of the Interior, Environment, and Related Agencies Appropriations Act, 2024. S. 2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2024. S. 2605, Department of the Interior, Environment, and Related Agencies Appropriations Act, 2024.

Client expense: $2,230,000 · Firm income: Not reported

Monitor the following: H.R.4820/S.2437, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, FY2024, SCIF employment for emerging industries H.R.5893/S.2321, Commerce, Justice, Science, and Related Agencies Appropriations Act, FY2024, NASA and NIST Public Law 117-328, Consolidated Appropriations Act, FY2023, Laboratory infrastructure; Diagnostic Laboratory Testing issues and Monitor Division N, Disaster Supplemental Appropriations Department of Transportation, Grant related issues H.R.4368/S.2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, FY2024, Agricultural/Rural Work Health H.R.4366/S.2127, Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, FY2024, SCIF construction related issues Public Law 117-58, Infrastructure Investment and Jobs Act, Implementation issues Public Law 117-169, Inflation Reduction Act, Implementation issues

Client expense: Not reported · Firm income: $60,000

H.R.4368/S.2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, FY2024, FDA regulatory issues regarding Diagnostic Testing Monitor the following: H.R.5894/S.2624, Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, FY2024, Laboratory capacity related issues Public Law 117-328, Consolidated Appropriations Act, FY2023, Lab Infrastructure issues; and Diagnostic Lab Testing related issues

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Bureau of Reclamation grant related issues Water Resources Development Act of 2024, Water infrastructure related issues PFAS related issues H.R.4394/S.2443, Energy and Water Development and Related Agencies Appropriations Act, FY2024, Utility related issues, Bureau of Reclamation Water Infrastructure Improvements for the Nation Act (WIIN) programs, Desalination and Water Recycling issues; and ACoE program issues H.R.4821/S.2605, Department of the Interior, Environment, and Related Agencies Appropriations Act, FY2024, EPA Water programs 2023 Farm Bill, Utility related issues H.R.4368/S.2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, FY2024, Rural Utility Services issues H.R.5665/S.2438, Department of State, Foreign Operations, and Related Programs Appropriations Act, FY2024, Utility related issues Monitor the following: Public Law 117-328, Consolidated Appropriations Act, FY2023, Utility related issues, Bureau of Reclamation Water Infrastructure Improvements for the Nation Act (WIIN) programs, Desalination and Water Recycling issues; and ACoE program issues; and EPA Water programs H.R.4365/S.2587, Department of Defense Appropriations Act, FY2024, Infrastructure issues Public Law 117-169, Inflation Reduction Act, Utility related issues

Client expense: Not reported · Firm income: $40,000

Public Law 117-58, Infrastructure Investment and Jobs Act, ACoE related issues Bureau of Reclamation grant related issues H.R.4394/S.2443, Energy and Water Development and Related Agencies Appropriations Act, FY2024, Utility related issues, Bureau of Reclamation Water Infrastructure Improvements for the Nation Act (WIIN) programs, Desalination and Water Recycling issues; and ACoE program issues H.R.4821/S.2605, Department of the Interior, Environment, and Related Agencies Appropriations Act, FY2024, EPA Water programs H.R.4368/S.2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, FY2024, Rural Utility Services issues H.R.4665/S.2438, Department of State, Foreign Operations, and Related Programs Appropriations Act, FY2024, Utility related issues Monitor the following: Public Law 117-328, Consolidated Appropriations Act, FY2023, Utility related issues, Bureau of Reclamation Water Infrastructure Improvements for the Nation Act (WIIN) programs, Desalination and Water Recycling issues; and ACoE program issues; and EPA Water programs H.R.4365/S.2587, Department of Defense Appropriations Act, FY2024, Infrastructure issues Public Law 117-169, Inflation Reduction Act, Utility related issues

Client expense: Not reported · Firm income: $40,000

Monitor and engage on legislative and administrative action on appropriations and budget. Monitor and engage on the implementation of the Infrastructure Investment and Jobs Act (P.L. 117-58), and the Inflation Reduction Act of 2022 (P.L. 117-169). H.R. 4288, Labeling Uniformity Act. H.R. 4368, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2024. H.R. 4821, Department of the Interior, Environment, and Related Agencies Appropriations Act, 2024. S. 2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2024. S. 2605, Department of the Interior, Environment, and Related Agencies Appropriations Act, 2024.

Client expense: $1,530,000 · Firm income: Not reported

H.R.4820/S.2437, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, FY2024, SCIF employment for emerging industries Monitor the following: S.2321, Commerce, Justice, Science, and Related Agencies Appropriations Act, FY2024, NASA and NIST Public Law 117-328, Consolidated Appropriations Act, FY2023, Laboratory infrastructure; Diagnostic Laboratory Testing issues and Monitor Division N, Disaster Supplemental Appropriations Department of Transportation, Grant related issues H.R.4368/S.2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, FY2024, Agricultural/Rural Work Health H.R.4366/S.2127, Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, FY2024, SCIF construction related issues Public Law 117-58, Infrastructure Investment and Jobs Act, Implementation issues Public Law 117-169, Inflation Reduction Act, Implementation issues

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES

Monitor the following: H.R.4368/S.2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, FY2024, FDA regulatory issues regarding Diagnostic Testing S.2624, Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, FY2024, Laboratory capacity related issues Public Law 117-328, Consolidated Appropriations Act, FY2023, Lab Infrastructure issues; and Diagnostic Lab Testing related issues

Client expense: Not reported · Firm income: $30,000

Public Law 117-58, Infrastructure Investment and Jobs Act, ACoE related issues Bureau of Reclamation grant related issues Water Resources Development Act of 2024, Water infrastructure related issues PFAS related issues Monitor the following: H.R.4394/S.2443, Energy and Water Development and Related Agencies Appropriations Act, FY2024, Utility related issues, Bureau of Reclamation Water Infrastructure Improvements for the Nation Act (WIIN) programs, Desalination and Water Recycling issues; and ACoE program issues H.R.4821/S.2605, Department of the Interior, Environment, and Related Agencies Appropriations Act, FY2024, EPA Water programs Public Law 117-328, Consolidated Appropriations Act, FY2023, Utility related issues, Bureau of Reclamation Water Infrastructure Improvements for the Nation Act (WIIN) programs, Desalination and Water Recycling issues; and ACoE program issues; and EPA Water programs 2023 Farm Bill, Utility related issues H.R.4368/S.2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, FY2024, Rural Utility Services issues H.R.4365/S.2587, Department of Defense Appropriations Act, FY2024, Infrastructure issues H.R.5665/S.2438, Department of State, Foreign Operations, and Related Programs Appropriations Act, FY2024, Utility related issues Public Law 117-169, Inflation Reduction Act, Utility related issues

Client expense: Not reported · Firm income: $30,000

Public Law 117-58, Infrastructure Investment and Jobs Act, ACoE related issues Bureau of Reclamation grant related issues Monitor the following: H.R.4394/S.2443, Energy and Water Development and Related Agencies Appropriations Act, FY2024, Utility related issues, Bureau of Reclamation Water Infrastructure Improvements for the Nation Act (WIIN) programs, Desalination and Water Recycling issues; and ACoE program issues H.R.4821/S.2605, Department of the Interior, Environment, and Related Agencies Appropriations Act, FY2024, EPA Water programs Public Law 117-328, Consolidated Appropriations Act, FY2023, Utility related issues, Bureau of Reclamation Water Infrastructure Improvements for the Nation Act (WIIN) programs, Desalination and Water Recycling issues; and ACoE program issues; and EPA Water programs H.R.4368/S.2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, FY2024, Rural Utility Services issues H.R.4365/S.2587, Department of Defense Appropriations Act, FY2024, Infrastructure issues H.R.4665/S.2438, Department of State, Foreign Operations, and Related Programs Appropriations Act, FY2024, Utility related issues Public Law 117-169, Inflation Reduction Act, Utility related issues

Client expense: Not reported · Firm income: $30,000

Monitor and engage on legislative and administrative action on appropriations and budget. Monitor and engage on the implementation of the Infrastructure Investment and Jobs Act (P.L. 117-58), and the Inflation Reduction Act of 2022 (P.L. 117-169). FY24 Interior, Environment, and Related Agencies Appropriations Act. H.R. 4288, To clarify the application of a certain provision of the FIFRA with respect to the uniformity of pesticide labeling, consistent with the text of such Act, and for other purposes. H.R. 4368, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2024. S. 2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2024.

Client expense: $1,650,000 · Firm income: Not reported

Public Law 117-103, Consolidated Appropriations Act, FY2022, Implementation related issues H.R.4368/S.2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, FY2024, Greenhouse and Hydroponics; Energy efficiency; and Controlled Environment Agriculture Commerce, Justice, Science, and Related Agencies Appropriations Act, FY2024, Harmful Algal Bloom research and monitoring; and Semi-Conductor Workforce Training H.R.4365, Department of Defense Appropriations Act, FY2024, Thin-Films Photovoltaics; Additive Manufacturing; Hypersonics H.R.4394, Energy and Water Development and Related Agencies Appropriations Act, FY2024, Grid integration; Thin-film Photovoltaics; Cadmium Telluride; Additive Manufacturing; Hydrogen Hybrids; Coastal Observations, Harmful Algal Blooms; Workforce Development; Energy efficiency; Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, FY2024, Health Effects of Harmful Algal Blooms; Emerging and Infectious Diseases; Homelessness related issues; and Pediatric issues Public Law 117-169, Inflation Reduction Act, Higher Education related issues Public Law 117-58, Infrastructure Investment and Jobs Act, Higher education related issues Public Law 117-328, Consolidated Appropriations Act, FY2023, Higher Education related issues Monitor Department of the Interior, Environment, and related Agencies Appropriations Act, FY2024, Harmful Algal Bloom research

Client expense: Not reported · Firm income: $30,000

Commerce, Justice, Science, and Related Agencies Appropriations Act, FY2024, NASA and NIST Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, FY2024, SCIF employment for emerging industries Monitor the following: Public Law 117-328, Consolidated Appropriations Act, FY2023, Laboratory infrastructure; Diagnostic Laboratory Testing issues and Monitor Division N, Disaster Supplemental Appropriations Department of Transportation, Grant related issues H.R.4368/S.2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, FY2024, Agricultural/Rural Work Health H.R.4366/S.2127, Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, FY2024, SCIF construction related issues Public Law 117-58, Infrastructure Investment and Jobs Act, Implementation issues Public Law 117-169, Inflation Reduction Act, Implementation issues

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES

H.R.4394, Energy and Water Development and Related Agencies Appropriations Act, FY2024, Utility related issues, Bureau of Reclamation Water Infrastructure Improvements for the Nation Act (WIIN) programs, Desalination and Water Recycling issues; and ACoE program issues Department of the Interior, Environment, and Related Agencies Appropriations Act, FY2024, EPA Water programs Public Law 117-58, Infrastructure Investment and Jobs Act, ACoE related issues Bureau of Reclamation grant related issues Public Law 117-328, Consolidated Appropriations Act, FY2023, Utility related issues, Bureau of Reclamation Water Infrastructure Improvements for the Nation Act (WIIN) programs, Desalination and Water Recycling issues; and ACoE program issues; and EPA Water programs Monitor the following: H.R.4368/S.2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, FY2024, Rural Utility Services issues H.R.4365, Department of Defense Appropriations Act, FY2024, Infrastructure issues Department of State, Foreign Operations, and Related Programs Appropriations Act, FY2024, Utility related issues Public Law 117-169, Inflation Reduction Act, Utility related issues

Client expense: Not reported · Firm income: $40,000

H.R.4394, Energy and Water Development and Related Agencies Appropriations Act, FY2024, Utility related issues, Bureau of Reclamation Water Infrastructure Improvements for the Nation Act (WIIN) programs, Desalination and Water Recycling issues; and ACoE program issues Department of the Interior, Environment, and Related Agencies Appropriations Act, FY2024, EPA Water programs Public Law 117-58, Infrastructure Investment and Jobs Act, ACoE related issues Bureau of Reclamation grant related issues Public Law 117-328, Consolidated Appropriations Act, FY2023, Utility related issues, Bureau of Reclamation Water Infrastructure Improvements for the Nation Act (WIIN) programs, Desalination and Water Recycling issues; and ACoE program issues; and EPA Water programs 2023 Farm Bill, Utility related issues Monitor the following: H.R.4368/S.2131, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, FY2024, Rural Utility Services issues H.R.4365, Department of Defense Appropriations Act, FY2024, Infrastructure issues Department of State, Foreign Operations, and Related Programs Appropriations Act, FY2024, Utility related issues Public Law 117-169, Inflation Reduction Act, Utility related issues

Client expense: Not reported · Firm income: $40,000

Fair housing protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 HR2617 - Consolidated Appropriations Act of 2023 HR5376 - Inflation Reduction Act of 2022 S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs HR8616 - VA Loan Informed Disclosure Act of 2022 Communications with Congress regarding the VA Home Loan Guarantee program and VA Lending. Discussions with the House Veterans' Affairs Committee regarding the draft "VA Housing Loan Forever Act of 2022" Down-payment Assistance HR5376 - Inflation Reduction Act of 2022 HR8340 - Educator Down Payment Assistance Act Discussions with the House of Representatives and the Senate about down-payment assistance programs. CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 COVID-19 Relief HR2617 - Consolidated Appropriations Act of 2023 S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 HR6880 - Choice in Affordable Housing Act of 2022 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 S3623 - Violence Against Women Reauthorization Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing HR2126 - Housing Supply and Affordability Act HR2471 - Consolidated Appropriations Act of 2022 HR2617 - Consolidated Appropriations Act of 2023 HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5376 - Inflation Reduction Act of 2022 HR8294 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2023 S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues Unlocking Possibilities Program HR5376 - Inflation Reduction Act of 2022 FHFA Leadership Letter to the Senate in support of confirming Sandra Thompson as director of the Federal Housing Finance Agency (FHFA). FHA Leadership Communications with the U.S. Senate in support of the nomination of Julia Gordon as Commissioner. Rural Housing HR5305 - Extending Government Funding and Delivering Emergency Assistance Act Rental Housing HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5376 - Inflation Reduction Act of 2022 HR9062 - Respect State Housing Laws Act Communications with the House Financial Services Committee regarding the impact of inflation and the housing supply shortage on rental housing. Housing Choice Vouchers HR2617 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2023 S1820 - Choice in Affordable Housing Act of 2021 Conversations with the Department of Housing and Urban Development (HUD) regarding appraisal bias, homeownership initiatives, condominium guidance, the Housing Choice Voucher program, Title 1 loan limits, small balance lending, loan limits for FHA multifamily, FHLB modernization, mortgage insurance premiums, FHA loans, appraisals, Violence Against Women Act regulations, Inflation Reduction Act implementation, and rental housing issues. Conversations with the White House real estate and housing policy, affordable housing supply, the Housing Choice Voucher program, and rental housing and property management issues. Discussions with the U.S. Treasury Department regarding rental housing and property management issues. Conversations with the Federal Housing Finance Agency (FHFA) regarding condominium guidelines, and rental housing and property management issues. Conversations with the Department of Veterans Affairs (VA) regarding the VA loan guaranty program.

Fair housing protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 HR5376 - Inflation Reduction Act of 2022 S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs HR8616 - VA Loan Informed Disclosure Act of 2022 Communications with Congress regarding the VA Home Loan Guarantee program and VA Lending. Down-payment Assistance HR5376 - Inflation Reduction Act of 2022 HR8340 - Educator Down Payment Assistance Act Discussions with the House of Representatives and the Senate about down-payment assistance programs. CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 HR6880 - Choice in Affordable Housing Act of 2022 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 S3623 - Violence Against Women Reauthorization Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing HR2126 - Housing Supply and Affordability Act HR2471 - Consolidated Appropriations Act of 2022 HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5376 - Inflation Reduction Act of 2022 S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues Unlocking Possibilities Program HR5376 - Inflation Reduction Act of 2022 FHFA Leadership Letter to the Senate in support of confirming Sandra Thompson as director of the Federal Housing Finance Agency (FHFA). FHA Leadership Communications with the U.S. Senate in support of the nomination of Julia Gordon as Commissioner. Rural Housing HR5305 - Extending Government Funding and Delivering Emergency Assistance Act Rental Housing HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5376 - Inflation Reduction Act of 2022 HR9062 - Respect State Housing Laws Act Conversations with the Department of Housing and Urban Development (HUD) regarding mortgage insurance premiums, condominium guidance, the Housing Choice Voucher program, Title 1 loan limits, FHA loans, appraisals, and rental housing issues. Conversations with the White House real estate and housing policy, affordable housing supply, the Housing Choice Voucher program, and rental housing issues. Discussions with the U.S. Treasury Department regarding rental housing issues. Conversations with the Federal Housing Finance Agency (FHFA) regarding housing equity, condominium guidelines, and rental housing issues. Conversations with the Appraisal Subcommittee regarding the PAVE task force. Conversations with the U.S. Department of Agriculture (USDA) regarding rental housing issues and the rural housing service. Conversations with the Department of Veterans Affairs (VA) regarding the VA loan guaranty program, appraisal requirements for the home loan guaranty program, and rental housing issues. Conversations with the Consumer Finance Protection Bureau regarding rental housing issues. Conversations with the U.S. Department of Agriculture regarding rental housing issues. Conversations with the National Economic Council regarding housing supply issues. Conversations with Ginnie Mae regarding the FHA Title I program.

Fair housing protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 HR5376 - Build Back Better Act S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs Communications with Congress regarding the VA Home Loan Guarantee program and VA Lending. Down-payment Assistance HR5376 - Build Back Better Act HR8340 - Educator Down Payment Assistance Act Discussions with the House of Representatives and the Senate about down-payment assistance programs. Affordable Housing S902 - Housing Supply and Affordability Act S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 HR6880 - Choice in Affordable Housing Act of 2022 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 S3623 - Violence Against Women Reauthorization Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing HR2126 - Housing Supply and Affordability Act HR2471 - Consolidated Appropriations Act of 2022 S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Communications with the House Select Committee on affordable housing issues. Unlocking Possibilities Program HR5376 - Build Back Better Act FHFA Leadership Letter to the Senate in support of confirming Sandra Thompson as director of the Federal Housing Finance Agency (FHFA). Conversations with the Department of Housing and Urban Development (HUD) regarding mortgage insurance premiums, condominium single unit approval requirements, appraisal requirements, the Housing Choice Voucher program, FHA multi-family insurance premiums, Title 1 loan limits, the 203(K) loan program, FHA loans, appraisals, and rental housing issues. Conversations with the White House real estate and housing policy, affordable housing supply, and rental housing issues. Discussions with the U.S. Treasury Department regarding rental housing issues. Conversations with the Federal Housing Finance Agency (FHFA) regarding housing equity, the PAVE task force, downpayment assistance, condo guidelines, and rental housing issues. Conversations with the Appraisal Subcommittee regarding the PAVE task force. Conversations with the U.S. Department of Agriculture (USDA) regarding rental housing issues and the rural housing service. Conversations with the Department of Veterans Affairs (VA) regarding the VA loan guaranty program, appraisal requirements for the home loan guaranty program, and rental housing issues.

Fair housing protections HR5 - Equality Act HR68 - Housing Fairness Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 HR5376 - Build Back Better Act S769 - Housing Fairness Act of 2021 S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs Communications with Congress regarding the VA Home Loan Guarantee program and VA Lending. Down-payment Assistance HR5376 - Build Back Better Act Discussions with the House of Representatives about down-payment assistance programs. Affordable Housing S902 - Housing Supply and Affordability Act S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 HR6880 - Choice in Affordable Housing Act of 2022 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 HR2471 - Consolidated Appropriations Act of 2022 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 S3623 - Violence Against Women Reauthorization Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing HR2126 - Housing Supply and Affordability Act HR2471 - Consolidated Appropriations Act of 2022 S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Communications with the House Select Committee on affordable housing issues. Unlocking Possibilities Program HR5376 - Build Back Better Act FHFA Leadership Letter to the Senate in support of confirming Sandra Thompson as director of the Federal Housing Finance Agency (FHFA). Conversations with the Department of Housing and Urban Development (HUD) regarding FHA loans, appraisals, the Emergency Rental Assistance Program (ERAP), and multifamily housing issues. Conversations with the Consumer Financial Protection Bureau regarding housing affordability, fair housing and fair lending. Conversations with the White House real estate and housing policy issues. Discussions with the U.S. Treasury Department regarding Emergency Rental Assistance program guidelines. Conversations with the Federal Housing Finance Agency (FHFA) regarding housing equity and PAVE. Conversations with the U.S. Department of Agriculture (USDA) regarding rural housing loans. Conversations with the Department of Veterans Affairs (VA) regarding the VA loan guaranty program and appraisals.

H.R. 2126 -Housing Supply and Affordability Act H.R. 2483 -Build More Housing Near Transit Act H.R. 2553 -Real Estate Valuation and Fairness Act H.R. 2768 -American Housing and Economic Mobility Act H.R. 2851 -Affordable Housing Preservation Act H.R. 3009 -Improving Language Access in Mortgage Servicing Act H.R. 3172 -HELPER Act H.R. 3198 -Yes In My Back Yard Act H.R. 3680 -Promoting Affordable Housing Near Transit Act H.R. 3684 -INVEST in America Act H.R. 3913 -Renter Protection Act H.R. 4495 -Downpayment Toward Equity Act of 2021 H.R. 4502 -Labor, Health and Human Services, Education, Agriculture, Rural Development, Energy and Water Development, Financial Services and General Government, Interior, Environment, Military Construction, Veterans Affairs, Transportation, and Housing and Urban Development Appropriations Act, 2022 H.R. 5196 -Expediting Assistance to Renters and Landlords Act of 2021 S. 902 -Housing Supply and Affordability Act S. 1614 -Yes In My Back Yard Act S. 1820-Choice in Affordable Housing Act S. 2131-Improving FHA Support For Small Dollar Mortgages Act S. 2797-LIFT Homebuyers Act of 2021 H.R. 5915 -FHA Fairness Act H.R. 6119 -Further Extending Government Funding Act H.R. 4155 -Green Neighborhoods Act H.R. 4657 -Veteran Home Energy Savings Act

Client expense: $590,000 · Firm income: Not reported

H.R. 2126 -Housing Supply and Affordability Act H.R. 2483 -Build More Housing Near Transit Act H.R. 2553 -Real Estate Valuation and Fairness Act H.R. 2768 -American Housing and Economic Mobility Act H.R. 2851 -Affordable Housing Preservation Act H.R. 3009 -Improving Language Access in Mortgage Servicing Act H.R. 3172 -HELPER Act H.R. 3198 -Yes In My Back Yard Act H.R. 3680 -Promoting Affordable Housing Near Transit Act H.R. 3684 -INVEST in America Act H.R. 3913 -Renter Protection Act H.R. 4495 -Downpayment Toward Equity Act of 2021 H.R. 4502 -Labor, Health and Human Services, Education, Agriculture, Rural Development, Energy and Water Development, Financial Services and General Government, Interior, Environment, Military Construction, Veterans Affairs, Transportation, and Housing and Urban Development Appropriations Act, 2022 H.R. 5196 -Expediting Assistance to Renters and Landlords Act of 2021 S. 902 -Housing Supply and Affordability Act S. 1614 -Yes In My Back Yard Act S. 1820-Choice in Affordable Housing Act S. 2131-Improving FHA Support For Small Dollar Mortgages Act S. 2797-LIFT Homebuyers Act of 2021

Client expense: $660,000 · Firm income: Not reported

Fair housing protections HR5 - Equality Act HR5376 - Build Back Better Act S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs Communications with Congress regarding the VA Home Loan Guarantee program and VA Lending. Down-payment Assistance HR5376 - Build Back Better Act Discussions with the House of Representatives about down-payment assistance programs. Affordable Housing S902 - Housing Supply and Affordability Act S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR1319 - The American Rescue Plan Act of 2021 HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 Discussions with the House Financial Services Committee regarding improvements to the Emergency Rental Assistance Program (ERAP). Communications with Congress opposing legislative proposals for a nationwide eviction moratorium COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Unlocking Possibilities Program HR5376 - Build Back Better Act Conversations with the Department of Housing and Urban Development (HUD) regarding fair housing programs, FHA loans, appraisals, the Emergency Rental Assistance Program (ERAP), the PAVE appraisal taskforce, reducing FHA premiums, and HUD Multifamily. Conversations with the CFPB regarding the Emergency Rental Assistance Program (ERAP). Conversations with the White House regarding the Treasury Department Emergency Rental Assistance program guidelines, and black homeownership collaborations. Discussions with the U.S. Treasury Department regarding Emergency Rental Assistance program guidelines. Conversations with the Federal Housing Finance Agency (FHFA) regarding housing equity and PAVE. Conversations with the U.S. Department of Agriculture (USDA) regarding rural housing loans. Conversations with the Department of Veterans Affairs (VA) regarding the VA loan guaranty program and appraisals.

H.R. 2126 -Housing Supply and Affordability Act H.R. 2483 -Build More Housing Near Transit Act H.R. 2553 -Real Estate Valuation and Fairness Act H.R. 2768 -American Housing and Economic Mobility Act H.R. 2851 -Affordable Housing Preservation Act H.R. 3009 -Improving Language Access in Mortgage Servicing Act H.R. 3172 -HELPER Act H.R. 3198 -Yes In My Back Yard Act H.R. 3680 -Promoting Affordable Housing Near Transit Act H.R. 3684 -INVEST in America Act H.R. 3913 -Renter Protection Act H.R. 4495 -Downpayment Toward Equity Act of 2021 H.R. 4502 -Labor, Health and Human Services, Education, Agriculture, Rural Development, Energy and Water Development, Financial Services and General Government, Interior, Environment, Military Construction, Veterans Affairs, Transportation, and Housing and Urban Development Appropriations Act, 2022 H.R. 5196 -Expediting Assistance to Renters and Landlords Act of 2021 S. 902 -Housing Supply and Affordability Act S. 1614 -Yes In My Back Yard Act S. 1820-Choice in Affordable Housing Act S. 2131-Improving FHA Support For Small Dollar Mortgages Act S. 2797-LIFT Homebuyers Act of 2021 H.R. 5915 -FHA Fairness Act H.R. 6119 -Further Extending Government Funding Act H.R. 4155 -Green Neighborhoods Act H.R. 4657 -Veteran Home Energy Savings Act

Client expense: $570,000 · Firm income: Not reported

H.R. 3008 Homebuyer Assistance Act of 2021 S. 2131 Improving FHA Support for Small-Dollar Mortgages Act of 2021 Fannie Mae and Freddie Mac Guarantee Fees Government Sponsored Enterprises Reform and Recapitalization GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change Housing Finance Reform National Flood Insurance reauthorization Qualified Mortgage Rules TILA-RESPA Integrated Disclosures

Client expense: $1,230,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office

Fair housing protections HR5 - Equality Act HR5376 - Build Back Better Act S2549 - Mapping Housing Discrimination Act Conversations with the House of Representatives regarding increased funding for fair housing enforcement in the FY2022 THUD appropriations bill Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs Conversations with the House of Representatives and Senate regarding VA loans. Down-payment Assistance Discussions with the House of Representatives about down-payment assistance programs. Affordable Housing S902 - Housing Supply and Affordability Act S1820 - Choice in Affordable Housing Act of 2021 Communications with Congressional leadership re: housing affordability issues CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR1319 - The American Rescue Plan Act of 2021 HR5196 - Expanding Assistance to Renters and Landlords Act of 2021 Discussions with the House Financial Services Committee regarding improvements to the Emergency Rental Assistance Program (ERAP). Communications with Congress opposing legislative proposals for a nationwide eviction moratorium COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 HR3172 - Homes for Every Local Protector, Educator, and Responder Act of 2021 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Unlocking Possibilities Program HR5376 - Build Back Better Act Conversations with the Department of Housing and Urban Development (HUD) regarding fair housing programs, FHA loans, appraisals, and the Emergency Rental Assistance Program (ERAP). Conversations with the CFPB regarding the Emergency Rental Assistance Program (ERAP). Conversations with the White House regarding the CDC Eviction Moratorium, the Treasury Department Emergency Rental Assistance program guidelines, and black homeownership collaborations. Discussions with the U.S. Treasury Department regarding the CDC Eviction Moratorium and the Treasury Department Emergency Rental Assistance program guidelines. Conversations with the Federal Housing Finance Agency (FHFA) regarding radon regulations, short-term rentals, and appraisals. Discussions with the U.S. Department of Agriculture (USDA) about rural housing loans. Discussions with the Department of Veterans Affairs (VA) regarding VA loans and related fees.

H.R. 2126 -Housing Supply and Affordability Act H.R. 2483 -Build More Housing Near Transit Act H.R. 2553 -Real Estate Valuation and Fairness Act H.R. 2768 -American Housing and Economic Mobility Act H.R. 2851 -Affordable Housing Preservation Act H.R. 3009 -Improving Language Access in Mortgage Servicing Act H.R. 3172 -HELPER Act H.R. 3198 -Yes In My Back Yard Act H.R. 3680 -Promoting Affordable Housing Near Transit Act H.R. 3684 -INVEST in America Act H.R. 3913 -Renter Protection Act H.R. 4495 -Downpayment Toward Equity Act of 2021 H.R. 4502 -Labor, Health and Human Services, Education, Agriculture, Rural Development, Energy and Water Development, Financial Services and General Government, Interior, Environment, Military Construction, Veterans Affairs, Transportation, and Housing and Urban Development Appropriations Act, 2022 H.R. 5196 -Expediting Assistance to Renters and Landlords Act of 2021 S. 902 -Housing Supply and Affordability Act S. 1614 -Yes In My Back Yard Act S. 1820-Choice in Affordable Housing Act S. 2131-Improving FHA Support For Small Dollar Mortgages Act S. 2797-LIFT Homebuyers Act of 2021

Client expense: $650,000 · Firm income: Not reported

H.R. 3008 Homebuyer Assistance Act of 2021 H.R. 3323 Federal Home Loan Banks' Mission Implementation Act S. 1684 Federal Home Loan Banks' Mission Implementation Act S. 2131 Improving FHA Support for Small-Dollar Mortgages Act of 2021 Fannie Mae and Freddie Mac Guarantee Fees Government Sponsored Enterprises Reform and Recapitalization GSE Adverse Market Fee GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change Housing Finance Reform National Flood Insurance reauthorization Qualified Mortgage Rules TILA-RESPA Integrated Disclosures

Client expense: $940,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of

Native American Rural Homeownership Improvement Act (S. 2092) A bill to permanently authorize the Native Community Development Financial Institutions lending program of the Department of Agriculture, and for other purposes. Improving FHA Support for Small Dollar Mortgages Act of 2021. (S.2131/H.R. 1532) - This bill directs the Department of Housing and Urban Development (HUD) to report on barriers to making Federal Housing Administration (FHA) single-family mortgage insurance available for mortgages under $70,000. Specifically, HUD must report on policies, practices, and products used by the FHA and actions that will be taken to remove such barriers.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Fair housing protections HR5 - Equality Act Conversations with the House of Representatives re: appropriations for fair housing programs Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs Conversations with the House of Representatives and Senate regarding VA loans. Down-payment Assistance Discussions with the House of Representatives about down-payment assistance programs. Affordable Housing S902 - Housing Supply and Affordability Act S1820 - Choice in Affordable Housing Act of 2021 CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR1319 - The American Rescue Plan Act of 2021 Discussions with the House Financial Services Committee regarding the Emergency Rental Assistance Program (ERAP). Communications with the U.S. House of Representatives and the U.S. Senate regarding the CDC Eviction Moratorium and the Treasury Department's Emergency Rental Assistance Program (ERAP). COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Conversations with the Department of Housing and Urban Development (HUD) regarding the FHA, fair housing policies, FHA loans, multifamily housing programs, and the Emergency Rental Assistance Program (ERAP). Discussions with the U.S. Department of Agriculture (USDA) regarding the CDC Eviction Moratorium and the Emergency Rental Assistance Program. Conversations with the White House regarding the CDC Eviction Moratorium, the Treasury Department Emergency Rental Assistance program guidelines, and black homeownership collaborations. Discussions with the U.S. Treasury Department regarding the CDC Eviction Moratorium and the Treasury Department Emergency Rental Assistance program guidelines. Discussions with the Department of Veterans Affairs (VA) regarding the VA Home Loan Guaranty. Discussions with the Federal Housing Finance Agency (FHFA) regarding short-term rental policy.

Protect the credit union tax exemption; support regulators commitment to facilitate responsible experimentation with artificial intelligence and machine learning technology; recommended that the MRMG support use of AI and ML models and recognize the role of existing vendor due diligence for BSA/AML compliance; Supports Efforts to Reduce Barriers to Innovation; support the recommendation that agencies consider using any authority under existing law or regulation to grant waivers and exemptions from regulations, or to allow pilot programs that provide safe harbors for specific AI applications; support S. 2131, the Improving FHA Support for Small-Dollar Mortgages Act of 2021; reject efforts aimed at blanket suppression of adverse information in credit reports; express concern about the Protecting Your Credit Score Acts right of action; support the Protecting Your Credit Score Acts efforts to hold CRAs accountable for their obligations under GLBA and to improve data security at the CRAs; support for increased funding for the Community Development Financial Institutions (CDFI) Fund and the Community Development Revolving Loan Fund (CDRLF); express concern with allowing the USPS to provide banking services; request that the FHFA and Treasury urgently make the necessary adjustments to the PSPAs to allow credit unions to continue utilizing the GSE Patch until October 2022; encourage the NCUA Board to explore a floating interest rate ceiling that allows for adequate risk-based pricing models and mitigates interest rate risk; encourage the NCUA Board to consider increasing the interest rate ceiling upon its expiration or reaffirm the current 18 percent interest rate ceiling and avoid lowering the rate; support for S.J.Res.15, which would repeal the rule submitted by the Office of the Comptroller of the Currency (OCC) relating to National Banks and Federal Savings Associations as Lenders (the True Lender rule); express concerns about any increased reporting requirements on financial institutions, especially those in the Presidents 2022 budget request; supports H.R. 3958, the Central Liquidity Facility Enhancement Act, which makes the changes to the CLF in section 4016 of the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) permanent; urges the NCUA to extend the IFRs automatic expiration to temporarily amend Part 702, Subpart B (Subpart B) of its prompt corrective action (PCA) regulations to December 31, 2022 to fully provide FICUs the financial planning and operational flexibilities necessary to meet compounding share growth; encourages the NCUA to carefully consider whether the streamlined NWRP model may be permanently adopted; urge FASB to conduct a roundtable with credit unions and other small financial institutions to discuss the impacts of the adoption of the current expected credit losses (CECL); express concerns about the appropriateness of CECL for credit unions; support inclusion of the SSBCI program as part of the overall American Rescue Plan Act of 2021 (ARPA) and express concerns about the wide latitude the statue affords to states in the development and execution of the program; encourage Treasury to provide additional guidance, FAQs, or training that can help CDFI and MDI credit unions prepare for and find opportunities within the SSBCI program; requests that the NCUA minimize examination burdens and understand the difficulties in obtaining independent validations of BSA and OFAC models employed at credit unions; urge agencies to consult the Federal Financial Institutions Examination Councils (FFIEC) examination reports and supervisory information through regular information sharing to better assess changes to the MRMG principles to reflect current practices; fully funding both the CDFI Fund and CDRLF at levels proposed in the Presidents FY2022 budget request, or at least above the FY2021 funding levels; support providing ample funding to support SBAs 7(a) and 504 loan programs; support legislation Expanding Financial Access for Underserved Communities Act, that would allow all types of credit unions to add underserved areas and make it easier to make critical member business loans to small businesses in those areas; urge you to implore the SBA to continue to streamline PPP loan forgiveness process; support H.R. 1471, the Access to Credit for Small Businesses Impacted by the COVID- 19 Crisis Act of 2021; support for MBL cap relief as a step to make it easier for credit unions to do more to help small businesses in light of the pandemic; support the use of alternative credit score models to enhance access to affordable credit for creditworthy borrowers who have historically been marginalized; support for the National Credit Union Administrations (NCUA) interim final rule extending statutory enhancements to the Central Liquidity Facility (CLF); support making the amendments in the CARES Act and their extension in the Consolidated Appropriations Act, 2021 permanent; encourage NCUA to provide broader relief regarding the timeframe for calculating credit union assets to assist those credit unions that have seen remarkable share growth during the pandemic; encourage NCUA to clarify its reservation of authority to subject certain credit unions to the enhanced regulatory requirements in Subpart E; request enhanced coordination with the Consumer Financial Protection Bureau (CFPB) regarding examinations generally and asset threshold measurement for purposes of supervision and examinations; urge NCUA to finalize all remaining COVID-19-related regulatory relief and to take additional steps to provide reform that will help credit unions better serve their communities; support rule permitting credit unions to capitalize interest under Appendix B to Part 741 as well as its proposed rule eliminating the prescribed 45-day limit in its requirements for an overdraft policy in NCUAs lending rule; urge three-year phase-in of the Current Expected Credit Loss (CECL) methodology and reconsider and simplify the NCUAs 2015 risk-based capital (RBC) rule; support modernizing the definition of service facility in its Chartering and Field of Membership Manual to allow credit unions to leverage digital banking platforms to serve broader segments of their communities; urge NCUA modernize its regulations related to compensation in connection with lending to permit comprehensive incentive plans; oppose granting additional authority to NCUA to examine third parties at this time, as NCUA should stay focused on where their expertise lies-regulating credit unions; oppose changes to the structure of the share insurance fund or a premium charge on credit unions; opposes any effort to extend debit interchange price caps or routing requirements to credit cards; Supports the Expanding Financial Access for Underserved Communities Act; support H.J.Res.35, which would repeal OCC True Lender rule; respond to and correct inaccuracies included in letter from the American Bankers Association (ABA) regarding the mergers of banks and credit unions; supports the development of an alternative to the agencys final RBC rule, such as a an off-ramp which aims to reduce the complexity of risk based capital compliance (i.e., the CCULR), or a risk based leverage ratio (RBLR) that is tailored to produce a less burdensome and less complex capital standard; support eliminating tiered risk weighting system and encourages the NCUA to streamline in the RBLR any assessment of concentration risk; support proposed rule adding an S component and redefining the L component of the existing CAMEL rating system, requests that the NCUA release more robust details about their expectations of credit unions meeting any new standards for the S component and what this change will mean for the examination process; express concern about exam inconsistency; urges the Bureau to provide clarity surrounding this rules early intervention requirements and the streamlined loan modification option; support exemptions to proposed pre-foreclosure review period; encourages amendments that provide additional loss mitigation options; FinCENs commitment to implementing the FinCEN Database to combat illicit activity in our U.S. financial system; urge FinCEN to consult with the NCUA and other federal banking regulators to ensure there are consistent examination and supervisory expectations for the use of beneficial ownership information; support the NCUAs proposed revision of its regulations to allow CUSOs to originate all loans that federal credit unions (FCUs) can originate, but requests that the NCUA solicit comment through the notice and rulemaking process before permitting additional CUSO activities; express concerns with the reemergence of rent-a-bank schemes, share our support for S.J.Res.15; urge creating a FFIEC subcommittee on emerging technology (the subcommittee) to monitor the risks posed by fintech companies; urge Congress to ensure that a fintech charter recipient is supervised as if it were a bank; supports the Committee reestablishing the Task Force on Artificial Intelligence and the Task Force on Financial Technology; generally support efforts to support DEI through legislation such as the Diversity and Inclusion Data Accountability and Transparency Act (H.R. 2123), the Promoting Diversity and Inclusion in Banking Act (H.R. 2516), and the Federal Reserve Racial and Economic Equity Act (H.R. 2543); supports the efforts in H.R. 2553 to require a review of federal appraisal standards; generally support H.R. 2547, the Comprehensive Debt Collection Improvement Act, but caution against hampering legitimate debt collection efforts; support H.R. 1996, the SAFE Banking Act of 2021; urge FHFA to adopt a risk-based framework for regulating and supervising the GSEs in the face of climate change; oppose FHFA implementing any policies and requirements for the GSEs that will impede credit unions ability to sell their mortgages; urge FHFA to enhance its liquidity and capital requirements for non-bank sellers and servicers; support Congress taking action through legislation to establish a process for these legacy LIBOR contracts to be appropriately updated; support the Boards efforts to ease the transition to new regulatory standards for community institutions by adopting more flexible standards for measuring asset growth; urge FRB to clarify and extend the scope of Regulation II relief under the IFR to account for new stimulus payments; express concerns about the various product and program constraints contained in recent FHFA-Treasury amendments to the Preferred Stock Purchase Agreements (PSPAs) for Fannie Mae and Freddie Mac; supports the 15-month delay of the General QM definition; urge Bureau to expand access to the National Mortgage Database (NMDB) for market participants; urge FHFA to make necessary adjustments to the PSPAs for credit unions to utilize the GSE Patch until October 2022; support extension of the GSE Patch to minimize market disruptions

Protect the credit union tax exemption; support regulators commitment to facilitate responsible experimentation with artificial intelligence and machine learning technology; recommended that the MRMG support use of AI and ML models and recognize the role of existing vendor due diligence for BSA/AML compliance; Supports Efforts to Reduce Barriers to Innovation; support the recommendation that agencies consider using any authority under existing law or regulation to grant waivers and exemptions from regulations, or to allow pilot programs that provide safe harbors for specific AI applications; support S. 2131, the Improving FHA Support for Small-Dollar Mortgages Act of 2021; reject efforts aimed at blanket suppression of adverse information in credit reports; express concern about the Protecting Your Credit Score Acts right of action; support the Protecting Your Credit Score Acts efforts to hold CRAs accountable for their obligations under GLBA and to improve data security at the CRAs; support for increased funding for the Community Development Financial Institutions (CDFI) Fund and the Community Development Revolving Loan Fund (CDRLF); express concern with allowing the USPS to provide banking services; request that the FHFA and Treasury urgently make the necessary adjustments to the PSPAs to allow credit unions to continue utilizing the GSE Patch until October 2022; encourage the NCUA Board to explore a floating interest rate ceiling that allows for adequate risk-based pricing models and mitigates interest rate risk; encourage the NCUA Board to consider increasing the interest rate ceiling upon its expiration or reaffirm the current 18 percent interest rate ceiling and avoid lowering the rate; support for S.J.Res.15, which would repeal the rule submitted by the Office of the Comptroller of the Currency (OCC) relating to National Banks and Federal Savings Associations as Lenders (the True Lender rule); express concerns about any increased reporting requirements on financial institutions, especially those in the Presidents 2022 budget request; supports H.R. 3958, the Central Liquidity Facility Enhancement Act, which makes the changes to the CLF in section 4016 of the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) permanent; urges the NCUA to extend the IFRs automatic expiration to temporarily amend Part 702, Subpart B (Subpart B) of its prompt corrective action (PCA) regulations to December 31, 2022 to fully provide FICUs the financial planning and operational flexibilities necessary to meet compounding share growth; encourages the NCUA to carefully consider whether the streamlined NWRP model may be permanently adopted; urge FASB to conduct a roundtable with credit unions and other small financial institutions to discuss the impacts of the adoption of the current expected credit losses (CECL); express concerns about the appropriateness of CECL for credit unions; support inclusion of the SSBCI program as part of the overall American Rescue Plan Act of 2021 (ARPA) and express concerns about the wide latitude the statue affords to states in the development and execution of the program; encourage Treasury to provide additional guidance, FAQs, or training that can help CDFI and MDI credit unions prepare for and find opportunities within the SSBCI program; requests that the NCUA minimize examination burdens and understand the difficulties in obtaining independent validations of BSA and OFAC models employed at credit unions; urge agencies to consult the Federal Financial Institutions Examination Councils (FFIEC) examination reports and supervisory information through regular information sharing to better assess changes to the MRMG principles to reflect current practices; fully funding both the CDFI Fund and CDRLF at levels proposed in the Presidents FY2022 budget request, or at least above the FY2021 funding levels; support providing ample funding to support SBAs 7(a) and 504 loan programs; support legislation Expanding Financial Access for Underserved Communities Act, that would allow all types of credit unions to add underserved areas and make it easier to make critical member business loans to small businesses in those areas; urge you to implore the SBA to continue to streamline PPP loan forgiveness process; support H.R. 1471, the Access to Credit for Small Businesses Impacted by the COVID- 19 Crisis Act of 2021; support for MBL cap relief as a step to make it easier for credit unions to do more to help small businesses in light of the pandemic; support the use of alternative credit score models to enhance access to affordable credit for creditworthy borrowers who have historically been marginalized; support for the National Credit Union Administrations (NCUA) interim final rule extending statutory enhancements to the Central Liquidity Facility (CLF); support making the amendments in the CARES Act and their extension in the Consolidated Appropriations Act, 2021 permanent; encourage NCUA to provide broader relief regarding the timeframe for calculating credit union assets to assist those credit unions that have seen remarkable share growth during the pandemic; encourage NCUA to clarify its reservation of authority to subject certain credit unions to the enhanced regulatory requirements in Subpart E; request enhanced coordination with the Consumer Financial Protection Bureau (CFPB) regarding examinations generally and asset threshold measurement for purposes of supervision and examinations; urge NCUA to finalize all remaining COVID-19-related regulatory relief and to take additional steps to provide reform that will help credit unions better serve their communities; support rule permitting credit unions to capitalize interest under Appendix B to Part 741 as well as its proposed rule eliminating the prescribed 45-day limit in its requirements for an overdraft policy in NCUAs lending rule; urge three-year phase-in of the Current Expected Credit Loss (CECL) methodology and reconsider and simplify the NCUAs 2015 risk-based capital (RBC) rule; support modernizing the definition of service facility in its Chartering and Field of Membership Manual to allow credit unions to leverage digital banking platforms to serve broader segments of their communities; urge NCUA modernize its regulations related to compensation in connection with lending to permit comprehensive incentive plans; oppose granting additional authority to NCUA to examine third parties at this time, as NCUA should stay focused on where their expertise lies-regulating credit unions; oppose changes to the structure of the share insurance fund or a premium charge on credit unions; opposes any effort to extend debit interchange price caps or routing requirements to credit cards; Supports the Expanding Financial Access for Underserved Communities Act; support H.J.Res.35, which would repeal OCC True Lender rule; respond to and correct inaccuracies included in letter from the American Bankers Association (ABA) regarding the mergers of banks and credit unions; supports the development of an alternative to the agencys final RBC rule, such as a an off-ramp which aims to reduce the complexity of risk based capital compliance (i.e., the CCULR), or a risk based leverage ratio (RBLR) that is tailored to produce a less burdensome and less complex capital standard; support eliminating tiered risk weighting system and encourages the NCUA to streamline in the RBLR any assessment of concentration risk; support proposed rule adding an S component and redefining the L component of the existing CAMEL rating system, requests that the NCUA release more robust details about their expectations of credit unions meeting any new standards for the S component and what this change will mean for the examination process; express concern about exam inconsistency; urges the Bureau to provide clarity surrounding this rules early intervention requirements and the streamlined loan modification option; support exemptions to proposed pre-foreclosure review period; encourages amendments that provide additional loss mitigation options; FinCENs commitment to implementing the FinCEN Database to combat illicit activity in our U.S. financial system; urge FinCEN to consult with the NCUA and other federal banking regulators to ensure there are consistent examination and supervisory expectations for the use of beneficial ownership information; support the NCUAs proposed revision of its regulations to allow CUSOs to originate all loans that federal credit unions (FCUs) can originate, but requests that the NCUA solicit comment through the notice and rulemaking process before permitting additional CUSO activities; express concerns with the reemergence of rent-a-bank schemes, share our support for S.J.Res.15; urge creating a FFIEC subcommittee on emerging technology (the subcommittee) to monitor the risks posed by fintech companies; urge Congress to ensure that a fintech charter recipient is supervised as if it were a bank; supports the Committee reestablishing the Task Force on Artificial Intelligence and the Task Force on Financial Technology; generally support efforts to support DEI through legislation such as the Diversity and Inclusion Data Accountability and Transparency Act (H.R. 2123), the Promoting Diversity and Inclusion in Banking Act (H.R. 2516), and the Federal Reserve Racial and Economic Equity Act (H.R. 2543); supports the efforts in H.R. 2553 to require a review of federal appraisal standards; generally support H.R. 2547, the Comprehensive Debt Collection Improvement Act, but caution against hampering legitimate debt collection efforts; support H.R. 1996, the SAFE Banking Act of 2021; urge FHFA to adopt a risk-based framework for regulating and supervising the GSEs in the face of climate change; oppose FHFA implementing any policies and requirements for the GSEs that will impede credit unions ability to sell their mortgages; urge FHFA to enhance its liquidity and capital requirements for non-bank sellers and servicers; support Congress taking action through legislation to establish a process for these legacy LIBOR contracts to be appropriately updated; support the Boards efforts to ease the transition to new regulatory standards for community institutions by adopting more flexible standards for measuring asset growth; urge FRB to clarify and extend the scope of Regulation II relief under the IFR to account for new stimulus payments; express concerns about the various product and program constraints contained in recent FHFA-Treasury amendments to the Preferred Stock Purchase Agreements (PSPAs) for Fannie Mae and Freddie Mac; supports the 15-month delay of the General QM definition; urge Bureau to expand access to the National Mortgage Database (NMDB) for market participants; urge FHFA to make necessary adjustments to the PSPAs for credit unions to utilize the GSE Patch until October 2022; support extension of the GSE Patch to minimize market disruptions

H.R. 3008 Homebuyer Assistance Act of 2021 H.R. 3323 Federal Home Loan Banks' Mission Implementation Act S. 524 A Bill to create a Homeowner Assistance Fund at the Department of Treasury S. 1684 Federal Home Loan Banks' Mission Implementation Act S. 2131 Improving FHA Support for Small-Dollar Mortgages Act of 2021 Fannie Mae and Freddie Mac Guarantee Fees Federal Home Loan Bank Membership Government Sponsored Enterprises Qualified Mortgage Patch Government Sponsored Enterprises Reform and Recapitalization GSE Adverse Market Fee GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change Housing Finance Reform Mortgage and Rental Relief Options Under CARES Act National Flood Insurance reauthorization Qualified Mortgage Rules TILA-RESPA Integrated Disclosures

Client expense: $830,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of