Failed Bank Executives Clawback Act

PCAOB legislation relating to whistleblower, information sharing, disciplinary proceedings, including S. 865: The PCAOB Enforcement Transparency Act of 2023 and S. 811: SEC Whistleblower Reform Act of 2023 Implementation of Holding Foreign Companies Accountable Act, the Accelerated Holding Foreign Companies Accountable Act, and other related China oversight, including the Trusted Foreign Auditing Act of 2023 (H.R. 6769 / S. 3494) and other related draft legislation Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act, passed in the 117th Congress (Contained in H.R. 7900: The National Defense Authorization Act for FY 2023) ESG/Climate Disclosure Proposals Independence of Accounting Standard Setting H.R. 2670; the National Defense Authorization Act for FY 2024, issues related to DoD contractor conflicts of interest S. 1045 and H.R. 2972: Failed Bank Executives Clawback Act (Section 2 (9)(B)), S. 2190: RECOUP Act (Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023) PCAOB Release No. 2023-003 (NOCLAR) H.R.3541 - Accounting STEM Pursuit Act of 2023 H.R. 2603 - To require the Securities and Exchange Commission to revise certain thresholds related to smaller reporting companies, accelerated filers, and large accelerated filers, and for other purposes H.R. 8339, the SEC Reform and Restructuring Act (specifically the title related to Streamlining Public Company Accounting Oversight) Draft legislation related to auditing and AI S.3087 - PROOF Act

Client expense: $450,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)

S. 293 Fair Access to Banking Act 2023. S. 245 Financial Institution Customer Protection Act 2023. S. 817/HR. 1602 SVB Act. HR. 1663 Critical Bank Review Act. HR. 758 Promoting Access to Capital in Underbanked Communities Act of 2023. S. 362 TAILOR Act of 2023. S. 583 FDIC Act of 2023. HR. 1810 Bank Privacy Act. HR. 1533 Promoting New and Diverse Depository Institutions Act. HR. 1410 Consumer Financial Protection Commission Act. HR. 500 Financial Exploitation Prevention Act of 2023. HR. 1382 TABS Act of 2023. S.2190 Recovering Executive Compensation From Unaccountable Practices Act (RECOUP Act). S.1045 Failed Bank Executives Clawback Act. S.1838 The Credit Card Competition Act. HR. 1165 The Data Privacy Act of 2023. Issues related to Capital One/Discover merger, banking, payments, lending and payments innovation.

Client expense: $460,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

PCAOB legislation relating to whistleblower, information sharing, disciplinary proceedings, including S. 865: The PCAOB Enforcement Transparency Act of 2023 and S. 811: SEC Whistleblower Reform Act of 2023 Implementation of Holding Foreign Companies Accountable Act, the Accelerated Holding Foreign Companies Accountable Act, and other related China oversight, including the Trusted Foreign Auditing Act of 2023 (H.R. 6769 / S. 3494) and other related draft legislation Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act, passed in the 117th Congress (Contained in H.R. 7900: The National Defense Authorization Act for FY 2023) ESG/Climate Disclosure Proposals Independence of Accounting Standard Setting H.R. 2670; the National Defense Authorization Act for FY 2024, issues related to DoD contractor conflicts of interest S. 1045 and H.R. 2972: Failed Bank Executives Clawback Act (Section 2 (9)(B)), S. 2190: RECOUP Act (Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023) PCAOB Release No. 2023-003 (NOCLAR) H.R.3541 - Accounting STEM Pursuit Act of 2023 H.R. 2603 - To require the Securities and Exchange Commission to revise certain thresholds related to smaller reporting companies, accelerated filers, and large accelerated filers, and for other purposes H.R. 8339, the SEC Reform and Restructuring Act (specifically the title related to Streamlining Public Company Accounting Oversight) Draft legislation related to auditing and AI S.3087 - PROOF Act

Client expense: $360,000 · Firm income: Not reported

S. 293 Fair Access to Banking Act 2023. S. 245 Financial Institution Customer Protection Act 2023. S. 817/HR. 1602 SVB Act. HR. 1663 Critical Bank Review Act. HR. 758 Promoting Access to Capital in Underbanked Communities Act of 2023. S. 362 TAILOR Act of 2023. S. 583 FDIC Act of 2023. HR. 1810 Bank Privacy Act. HR. 1533 Promoting New and Diverse Depository Institutions Act. HR. 1410 Consumer Financial Protection Commission Act. HR. 500 Financial Exploitation Prevention Act of 2023. HR. 1382 TABS Act of 2023. S.2190 Recovering Executive Compensation From Unaccountable Practices Act (RECOUP Act). S.1045 Failed Bank Executives Clawback Act. S.1838 The Credit Card Competition Act. HR. 1165 The Data Privacy Act of 2023. Issues related to Capital One/Discover merger, banking, payments, lending and payments innovation.

Client expense: $430,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

PCAOB legislation relating to whistleblower, information sharing, disciplinary proceedings, including S. 865: The PCAOB Enforcement Transparency Act of 2023 and S. 811: SEC Whistleblower Reform Act of 2023 Implementation of Holding Foreign Companies Accountable Act, the Accelerated Holding Foreign Companies Accountable Act, and other related China oversight, including the Trusted Foreign Auditing Act of 2023 (H.R. 6769 / S. 3494) and other related draft legislation Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act, passed in the 117th Congress (Contained in H.R. 7900: The National Defense Authorization Act for FY 2023) ESG/Climate Disclosure Proposals Independence of Accounting Standard Setting H.R. 2670; the National Defense Authorization Act for FY 2024, issues related to DoD contractor conflicts of interest S. 1045 and H.R. 2972: Failed Bank Executives Clawback Act (Section 2 (9)(B)), S. 2190: RECOUP Act (Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023) PCAOB Release No. 2023-003 (NOCLAR) H.R.3541 - Accounting STEM Pursuit Act of 2023 H.R. 2603 - To require the Securities and Exchange Commission to revise certain thresholds related to smaller reporting companies, accelerated filers, and large accelerated filers, and for other purposes H.R. 8339, the SEC Reform and Restructuring Act (specifically the title related to Streamlining Public Company Accounting Oversight) Draft legislation related to auditing and AI S.3087 - PROOF Act

Client expense: $510,000 · Firm income: Not reported

S. 293 Fair Access to Banking Act 2023. S. 245 Financial Institution Customer Protection Act 2023. S. 817/HR. 1602 SVB Act. HR. 1663 Critical Bank Review Act. HR. 758 Promoting Access to Capital in Underbanked Communities Act of 2023. S. 362 TAILOR Act of 2023. S. 583 FDIC Act of 2023. HR. 1810 Bank Privacy Act. HR. 1533 Promoting New and Diverse Depository Institutions Act. HR. 1410 Consumer Financial Protection Commission Act. HR. 500 Financial Exploitation Prevention Act of 2023. HR. 1382 TABS Act of 2023. S.2190 Recovering Executive Compensation From Unaccountable Practices Act (RECOUP Act). S.1045 Failed Bank Executives Clawback Act. S.1838 The Credit Card Competition Act. HR. 1165 The Data Privacy Act of 2023. Issues related to banking, payments, lending and payments innovation.

Client expense: $620,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

PCAOB legislation relating to whistleblower, information sharing, disciplinary proceedings, including S. 865: The PCAOB Enforcement Transparency Act of 2023 and S. 811: SEC Whistleblower Reform Act of 2023 Implementation of Holding Foreign Companies Accountable Act, the Accelerated Holding Foreign Companies Accountable Act, and other related China oversight, including the Trusted Foreign Auditing Act of 2023 (H.R. 6769 / S. 3494) and other related draft legislation Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act, passed in the 117th Congress (Contained in H.R. 7900: The National Defense Authorization Act for FY 2023) ESG/Climate Disclosure Proposals Independence of Accounting Standard Setting H.R. 2670; the National Defense Authorization Act for FY 2024, issues related to DoD contractor conflicts of interest S. 1045 and H.R. 2972: Failed Bank Executives Clawback Act (Section 2 (9)(B)), S. 2190: RECOUP Act (Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023) PCAOB Release No. 2023-003 (NOCLAR) H.R.3541 - Accounting STEM Pursuit Act of 2023 H.R. 2603 - To require the Securities and Exchange Commission to revise certain thresholds related to smaller reporting companies, accelerated filers, and large accelerated filers, and for other purposes Draft legislation on Streamlining Public Company Accounting Oversight Act Draft legislation related to auditing and AI S.3087 - PROOF Act

Client expense: $510,000 · Firm income: Not reported

H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1122 Central Bank Digital Currency Anti-Surveillance State Act H.R. 1165 Financial Data Privacy Act of 2023 H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 1749 Making the CFPB Accountable to Small Business Act H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 2656 Trigger Leads Abatement Act H.R. 2670, National Defense Authorization Act for Fiscal Year 2024 Digital Assets Regulation H.R. 2670, National Defense Authorization Act for Fiscal Year 2024, Amendments 425, 177 & S.1838: Durbin Amendment on Debit Card Routing; Extension to Credit Cards H.R. 2798 CFPB Transparency and Accountability Reform Act H.R. 2891 SAFER Banking Act of 2023 H.R. 3881 Credit Card Competition Act of 2023 H.R. 4035, Protecting Small Business Information Act of 2023 H.R. 4198 To amend section 604(c) of the Fair Credit Reporting Act to address the treatment of pre-screening report requests, and for other purposes. H.R. 4673 Financial Innovation and Technology for the 21st Century Act H.R. 4766 Clarity for Payment Stablecoins Act of 2023 H.R. 5403, CBDC Anti-Surveillance State Act H.R. 6789 - Rectifying Undefined Descriptions of Abusive Act and Practices Act H.J. Res. 50 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 H.J. Res. 66 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 S. 1045 Bank Compensation Clawback S. 1323 SAFE Banking Act of 2023 S. 1838 Credit Card Competition Act of 2023 S. 2190 RECOUP Act S. 2281 Lummis-Gillibrand Responsible Financial Innovation Act S. 2669 Digital Asset Anti-Money Laundering Act of 2023 S. 2760, the Capping Credit Card Interest Rates Act S. 2860 SAFER Banking Act S. 3012 Deposit Security Act S. 3502 Homeowners Privacy Protection Act (Trigger Leads) S. 3538 Close the Shadow Banking Loophole Act S. 3541 FAIR Exams Act S. 3549 The Predatory Lending Elimination Act Senate Amendment 1161 to H.R. 4366 - Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2024 - Credit Card Competition Act S.J. Res. 32 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 Anti-money laundering regulation - digital assets Beneficial Ownership Cannabis Banking Central Bank Digital Currency Check Fraud Climate Risk Disclosure Requirements Climate Related Financial Regulation Community Bank Access to Capital Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Crypto Assets, Decentralized Finance, and Central Bank Digital Currency Cryptocurrency Regulation Data privacy De Novo Bank Formation Debit Card Interchange Fees and Routing Deposit insurance reform Digital Assets Regulation Dodd Frank Act 1071- Small Business Loan Data Collection Durbin Amendment on Debit Card Routing; Extension to Credit Cards FDIC Deposit Insurance Assessments FDIC Deposit Insurance Policy Federal Reserve Master Accounts FHFA Capital Rules Flood Insurance Implementation of Dodd Frank Act Section 1071 Implementation issues with the Anti-Money Laundering Act of 2020 Industrial Loan Company Charter Policy Interest rate caps Legality Special Purpose Credit Programs Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Request for hearing on unfair Credit Union Competition Request that the CFPBs FCRA Rulemaking Process be Subject to an Advanced Notice of Proposed Rulemaking (ANPR) before it Publishes a Notice of Proposed Rulemaking (NPRM) SBA Direct 7(a) Direct Lending Special Purpose Credit Programs (SPCPs) Stablecoin, Crypto Currency Regulatory Policy Stablecoins

PCAOB legislation relating to whistleblower, information sharing, disciplinary proceedings, including S. 865: The PCAOB Enforcement Transparency Act of 2023 and S. 811: SEC Whistleblower Reform Act of 2023 Implementation of Holding Foreign Companies Accountable Act, the Accelerated Holding Foreign Companies Accountable Act, and other related China oversight, including the Trusted Foreign Auditing Act of 2023 (H.R. 6769 / S. 3494) and other related draft legislation. Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act, passed in the 117th Congeress (Contained in H.R. 7900: The National Defense Authorization Act for FY 2023) ESG/Climate Disclosure Proposals Independence of Accounting Standard Setting H.R. 2670; the National Defense Authorization Act for FY 2024, issues related to DoD contractor conflicts of interest S. 1045 and H.R. 2972: Failed Bank Executives Clawback Act (Section 2 (9)(B)), S. 2190: RECOUP Act (Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023) PCAOB Release No. 2023-003 (NOCLAR) H.R.3541 - Accounting STEM Pursuit Act of 2023

Client expense: $550,000 · Firm income: Not reported

S. 293 Fair Access to Banking Act 2023. S. 245 Financial Institution Customer Protection Act 2023. S. 817/HR. 1602 SVB Act. HR. 1663 Critical Bank Review Act. HR. 758 Promoting Access to Capital in Underbanked Communities Act of 2023. S. 362 TAILOR Act of 2023. S. 583 FDIC Act of 2023. HR. 1810 Bank Privacy Act. HR. 1533 Promoting New and Diverse Depository Institutions Act. HR. 1410 Consumer Financial Protection Commission Act. HR. 500 Financial Exploitation Prevention Act of 2023. HR. 1382 TABS Act of 2023. S.2190 Recovering Executive Compensation From Unaccountable Practices Act (RECOUP Act). S.1045 Failed Bank Executives Clawback Act. S.1838 The Credit Card Competition Act. HR. 1165 The Data Privacy Act of 2023. Issues related to banking, payments, lending and payments innovation.

Client expense: $430,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1059 SECURE Notarization Act of 2023 H.R. 1122 Central Bank Digital Currency Anti-Surveillance State Act H.R. 1165 Financial Data Privacy Act of 2023 H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 1749 Making the CFPB Accountable to Small Business Act H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 1817 The Preventing Racial Profiling in Lending Act H.R. 2402 Power of the Mint Act H.R. 2656 Trigger Leads Abatement Act H.R. 2798 CFPB Transparency and Accountability Reform Act H.R. 2891 SAFE Banking Act of 2023 H.R. 3881 Credit Card Competition Act of 2023 H.R. 4035, Protecting Small Business Information Act of 2023 H.R. 4198 To amend section 604(c) of the Fair Credit Reporting Act to address the treatment of pre-screening report requests, and for other purposes. H.R. 4346 Small Bank Holding Company Relief Act H.R. 4673 Financial Innovation and Technology for the 21st Century Act H.R. 4766 Clarity for Payment Stablecoins Act of 2023 H.R. 5119, the Protect Small Business and Prevent Illicit Financial Activity Act H.R. 5403, CBDC Anti-Surveillance State Act H.J. Res. 50 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 H.J. Res. 66 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 S. 1045 Bank Compensation Clawback S. 1212 SECURE Notarization Act of 2023 S. 1323 SAFE Banking Act of 2023 S. 1838 Credit Card Competition Act of 2023 S. 2190 RECOUP Act S. 2252 Promoting New and Diverse Depository Institutions Act S. 2669 Digital Asset Anti-Money Laundering Act of 2023 S. 2760, the Capping Credit Card Interest Rates Act S. 2860 SAFER Banking Act S. 3012 Deposit Security Act Senate Amendment 1161 to H.R. 4366 - Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2024 - Credit Card Competition Act Senate Amendment 1285, Veterans and Consumers Fair Credit Act S.J. Res. 32 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 A bill to provide for the regulation of payment stablecoins, and for other purposes. Anti-money laundering regulation - digital assets Bank mergers Beneficial Ownership Cannabis Banking/Reintroduction of SAFE Banking Act Central Bank Digital Currency Check Fraud Climate Risk Disclosure Requirements Climate Related Financial Regulation Congressional Review Act Resolution of Disapproval for CFPBs Final Rule relating to Small Business Lending Under ECOA Community Bank Access to Capital Community Development Financial Institutions (CDFI) Fund Appropriations Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Crypto Assets, Decentralized Finance, and Central Bank Digital Currency Cryptocurrency Regulation Data privacy De Novo Bank Formation Deposit insurance reform Digital Assets Regulation Dodd Frank Act 1071- Small Business Loan Data Collection Durbin Amendment on Credit Card Routing; Extension to Credit Cards FDIC Deposit Insurance Assessments FDIC Deposit Insurance Policy Federal Reserve Master Accounts FHFA Capital Rules Financial Data Privacy Flood Insurance Implementation of Dodd Frank Act Section 1071 Implementation issues with the Anti-Money Laundering Act of 2020 Industrial Loan Company Charter Policy Interest rate caps Legality Special Purpose Credit Programs Military Base Rent Parity Minority depository institutions Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Request for hearing on unfair Credit Union Competition SBA Direct 7(a) Direct Lending Stablecoin, Crypto Currency Regulatory Policy Stablecoins

S. 293 Fair Access to Banking Act 2023. S. 245 Financial Institution Customer Protection Act 2023. S. 817/HR. 1602 SVB Act. HR. 1663 Critical Bank Review Act. HR. 758 Promoting Access to Capital in Underbanked Communities Act of 2023. S. 362 TAILOR Act of 2023. S. 583 FDIC Act of 2023. HR. 556 21st Century Dollar Act. S. 293 Fair Access to Banking Act. HR. 1810 Bank Privacy Act. HR. 1409 FDIC Accountability Act. HR. 1533 Promoting New and Diverse Depository Institutions Act. HR. 2489 Amend and Update the CFPB HR. 1410 Consumer Financial Protection Commission Act. HR. 500 Financial Exploitation Prevention Act of 2023. HR. 802 Respect State Housing Laws Act. HR. 1382 TABS Act of 2023. S.2190 Recovering Executive Compensation From Unaccountable Practices Act (RECOUP Act). S.1045 Failed Bank Executives Clawback Act. S.1838 The Credit Card Competition Act. HR. 1165 The Data Privacy Act of 2023. HR. 3021 Protecting the Second Amendment in Financial Services Act. Issues related to banking, payments, and lending.

Client expense: $340,000 · Firm income: Not reported

PCAOB legislation relating to whistleblower, information sharing, disciplinary proceedings, including S. 865: The PCAOB Enforcement Transparency Act of 2023 and S. 811: SEC Whistleblower Reform Act of 2023 Implementation of Holding Foreign Companies Accountable Act and the Accelerated Holding Foreign Companies Accountable Act, and other related China oversight Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act, passed in the 117th Congeress (Contained in H.R. 7900: The National Defense Authorization Act for FY 2023) ESG/Climate Disclosure Proposals Independence of Accounting Standard Setting H.R. 2670; the National Defense Authorization Act for FY 2024, issues related to DoD contractor conflicts of interest S. 1045 and H.R. 2972: Failed Bank Executives Clawback Act (Section 2 (9)(B)), S. 2190: RECOUP Act (Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023) PCAOB Release No. 2023-003 (NOCLAR) H.R.3541 - Accounting STEM Pursuit Act of 2023

Client expense: $600,000 · Firm income: Not reported

H.R. 2798, CFPB Transparency and Accountability Reform Act S. 1045, Failed Bank Executives Clawback Act S. 1181, Bank Management Accountability Act S. 1790, Failed Bank Executives Clawback Act S. 2190, An original bill to amend the Federal Deposit Insurance Act to increase bank executive accountability and to improve financial stability, and for other purposes Draft legislation to provide a right of removal to federal court from Consumer Financial Protection Bureaus administrative adjudication Draft legislation to amend the Consumer Financial Protection Bureaus authority to prohibit Unfair, Deceptive, and Abusive Acts and Practices Draft legislation regarding the implementation of Basel III Draft legislation regarding credit repair Proposed rule regarding beneficial ownership information reporting requirements (86 Fed. Reg. 69,920-69,974, December 8, 2021) Proposed Rule, Financial Crimes Enforcement Network; Beneficial Ownership Information Access and Safeguards, and Use of FinCEN Identifiers for Entities (87 Fed. Reg. 77,404-77,457, December 16, 2022) Advance Notice of Proposed Rulemaking on Resolution-Related Resource Requirements for Large Banking Organizations (87 Fed. Reg. 64,170-64,175, October 24, 2022) Proposed Rule, Consumer Financial Protection Bureau; Registry of Supervised Nonbanks that Use Form Contracts to Impose Terms and Conditions that Seek to Waive or Limit Consumer Legal Protections (88 Fed. Reg. 6,906-6,969, February 1, 2023) Proposed Rule, Consumer Financial Protection Bureau; Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders (88 Fed. Reg. 6,088-6,142, January 30, 2023) Proposed Rule, Consumer Financial Protection Bureau; Credit Card Penalty Fees (Regulation Z) (88 Fed. Reg. 18,906-18,951, March 29, 2023) Rulemaking, Consumer Financial Protection Bureau; Small Business Advisory Review Panel for Required Rulemaking on Personal Financial Data Rights (October 27, 2022); Various issues relating to the Consumer Financial Protection Bureaus March 2022 amendment to UDAAP examination manual; CFPBs intention to expand public data on auto lending (Document ID CFPB-2022-0075-0001); Policy developments related to FDIC deposit insurance and the Federal Reserves 13(3) emergency lending program; Federal Reserve Boards Holistic Capital Review and implementation of the final Basel III framework; executive compensation at insured depository institutions; potential rulemaking regarding Section 956 of the Dodd-Frank Act (P.L. 111-203)

PCAOB legislation relating to whistleblower, information sharing, disciplinary proceedings, including S. 865: The PCAOB Enforcement Transparency Act of 2023 and S. 811: SEC Whistleblower Reform Act of 2023 Implementation of Holding Foreign Companies Accountable Act and the Accelerated Holding Foreign Companies Accountable Act, and other related China oversight Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act, passed in the 117th Congeress (Contained in H.R. 7900: The National Defense Authorization Act for FY 2023) ESG/Climate Disclosure Proposals Independence of Accounting Standard Setting H.R. 2670; the National Defense Authorization Act for FY 2024, issues related to DoD contractor conflicts of interest S. 1045 and H.R. 2972: Failed Bank Executives Clawback Act (Section 2 (9)(B)), S. 2190: RECOUP Act (Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023), and federal policy related to oversight of banks

Client expense: $590,000 · Firm income: Not reported

S 293 Fair Access to Banking Act 2023 S 245 Financial Institution Customer Protection Act 2023 S 817/HR 1602 SVB Act HR 1663 Critical Bank Review Act HR 758 Promoting Access to Capital in Underbanked Communities Act of 2023 S 362 TAILOR Act of 2023 S 583 FDIC Act of 2023 HR 556 21st Century Dollar Act S 293 Fair Access to Banking Act HR 1810 Bank Privacy Act HR 1409 FDIC Accountability Act HR 1533 Promoting New and Diverse Depository Institutions Act HR 2489 Amend and Update the CFPB HR 1410 Consumer Financial Protection Commission Act HR 500 Financial Exploitation Prevention Act of 2023 HR 802 Respect State Housing Laws Act HR 1382 TABS Act of 2023 S.2190 Recovering Executive Compensation From Unaccountable Practices Act (RECOUP Act) S.1045 Failed Bank Executives Clawback Act S.1838 The Credit Card Competition Act HR 1165 The Data Privacy Act of 2023 HR 3021 Protecting the Second Amendment in Financial Services Act Issues related to banking, payments, and lending

Client expense: $510,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1059 SECURE Notarization Act of 2023 H.R. 1122 Central Bank Digital Currency Anti-Surveillance State Act H.R. 1165 Financial Data Privacy Act of 2023 H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 1749 Making the CFPB Accountable to Small Business Act H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 1817 The Preventing Racial Profiling in Lending Act H.R. 2656 Trigger Leads Abatement Act H.R. 2798 CFPB Transparency and Accountability Reform Act H.R. 2891 SAFE Banking Act of 2023 H.R. 3881 Credit Card Competition Act of 2023 H.R. 4198 To amend section 604(c) of the Fair Credit Reporting Act to address the treatment of pre-screening report requests, and for other purposes. H.R. 4204 Shielding Community Banks from Systemic Risk Assessments Act H.R. 4207 Stopping Bonuses for Unsafe and Unsound Banking Act H.R. 4346 Small Bank Holding Company Relief Act H.J. Res. 50 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 H.J. Res. 66 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 S. 1045 Bank Compensation Clawback S. 1212 SECURE Notarization Act of 2023 S. 1323 SAFE Banking Act of 2023 S. 1838 Credit Card Competition Act of 2023 S. 2190 RECOUP Act S.J. Res. 32 A Resolution of Disapproval under the Congressional Review Act Re: Dodd-Frank Section 1071 A bill to provide for the regulation of payment stablecoins, and for other purposes. Anti-money laundering regulation - digital assets Bank Failures Bank mergers Cannabis Banking/Reintroduction of SAFE Banking Act Central Bank Digital Currency Check Fraud Climate Risk Disclosure Requirements Climate Related Financial Regulation Congressional Review Act Resolution of Disapproval for CFPBs Final Rule relating to Small Business Lending Under ECOA Community Bank Access to Capital Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Crypto Assets, Decentralized Finance, and Central Bank Digital Currency Cryptocurrency Regulation Data privacy De Novo Bank Formation Deposit insurance reform Digital Asset Market Structure Discussion Draft. Digital Assets Regulation Dodd Frank Act 1071- Small Business Loan Data Collection Durbin Amendment on Credit Card Routing; Extension to Credit Cards FDIC Deposit Insurance Assessments FDIC Deposit Insurance Policy FDIC Premium Increases Federal Reserve Master Accounts FHFA Capital Rules Financial Data Privacy Flood Insurance Implementation of Dodd Frank Act Section 1033 Implementation of Dodd Frank Act Section 1071 Implementation issues with the Anti-Money Laundering Act of 2020 Industrial Loan Company Charter Policy Military Base Rent Parity Minority depository institutions Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Request for hearing on unfair Credit Union Competition SBA Direct 7(a) Direct Lending Stablecoin, Crypto Currency Regulatory Policy Stablecoins SVB/Signature Bank Failures (no special assessment)

H.R. 442 Regulatory Accountability Act H.R. 758 Promoting Access to Capital in Underbanked Communities Act of 2023 H.R. 1010 IRS Surveillance Act H.R. 1109 Bank Services Company Examination Coordination Act H.R. 1122 Central Bank Digital Currency Anti-Surveillance State Act H.R. 1165 Financial Data Privacy Act of 2023 H.R. 1313 Transparency in CFPB Cost-Benefit Analysis Act H.R. 1749 Making the CFPB Accountable to Small Business Act H.R. 1806 Small LENDER Act H.R. 1810 Bank Loan Privacy Act H.R. 1817 The Preventing Racial Profiling in Lending Act S. 293 Fair Access to Banking Act S. 294 Support Access to Capital for Rural Job Creators Act S. 362 TAILOR Act of 2023 s. 453 Prohibiting IRS Financial Surveilance Act S. 817 Secure Viable Banking Act S. 967 Limit Central Bank Digital Currency S. 1045 Bank Compensation Clawback Anti-Money Laundering Regulation - Digital Assets Bank Failures Cannabis Banking/Reintroduction of SAFE Banking Act CDFI Certification Central Bank Digital Currency Check Fraud Climate Risk Disclosure Requirements Climate Related Financial Regulation Congressional Review Act Resolution of Disapproval for CFPBs Final Rule relating to Small Business Lending Under ECOA Community Bank Access to Capital Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Credit Card Routing Mandates Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Crypto Assets, Decentralized Finance, and Central Bank Digital Currency Cryptocurrency Regulation Customer Data Access Data Privacy De Novo Bank Formation Digital Assets Regulation Dodd Frank Act 1071- Small Business Loan Data Collection Durbin Amendment on Credit Card Routing; Extension to Credit Cards. FDIC Deposit Insurance Assessments FDIC Deposit Insurance Policy FDIC Premium Increases Federal Reserve Liquidity Programs Federal Reserve Master Accounts FHFA Capital Rules Financial Data Privacy Fintech Regulatory Requirements Flood Insurance Implementation of Dodd Frank Act Section 1033 Implementation of Dodd Frank Act Section 1071 Industrial Loan Company Charter Policy Minority Depository Institutions Opposing the SBAs proposal to repeal the moratorium on the number of Small Business Lending Companies (SBLC) that are permitted to make 7(a) loans. Petition to Stay the Effective Date of the 1071 Rule Request for Hearing on Unfair Credit Union Competition Revamping and Revitalizing Banking in the 21st Century SBA Direct 7(a) Direct Lending Stablecoin, Crypto Currency Regulatory Policy Stablecoins SVB/Signature Bank Failures (No Special Assessment)