LIVE OAK BANK

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Lobbying Spend

$3.6M

Filings

Firms Hired

Active Period

2016–2026

Lobbying Spend by Year

Client-reported lobbying expenses on LDA filings

Year	Lobbying Spend	Filings	Firms
2026	$550,000	3	1
2025	$700,000	4	1
2024	$570,000	4	1
2023	$490,000	8	2
2022	$430,000	9	2
2021	$255,000	8	2
2020	$270,000	9	2
2019	$200,000	10	3
2018	$140,000	10	2
2017	$30,000	11	3
2016	—	4	1

Hired Firms

Lobbying firms retained by this client; amounts are client-reported expenses when available

Firm Name	Reported Spend	Filings
LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)	$3,635,000	41
GREEN CAPITOL LLC	—	22
RASKY PARTNERS, INC.	—	9
BROYDRICK & ASSOCIATES	—	8

Government Bodies Lobbied

Government entities explicitly identified as targets in LDA filings

Government Body	Filings
HOUSE OF REPRESENTATIVES	76
SENATE	76
Agriculture, Dept of (USDA)	56
Small Business Administration (SBA)	40
Office of Management & Budget (OMB)	10
Federal Deposit Insurance Corporation (FDIC)	9
White House Office	9
Treasury, Dept of	4
Energy, Dept of	3

Top Issues

Most frequently reported lobbying issues

Issue Code	Description	Reports
Agriculture	Agriculture	51
Budget/Appropriations	Budget/Appropriations	48
Small Business	Small Business	41
Banking	Banking	41
Financial Institutions/Investments/Securities	Financial Institutions/Investments/Securities	10
Energy/Nuclear	Energy/Nuclear	9

Bills Explicitly Cited (25)

Bill numbers found in source-reported LDA specific issue text; broad topic matches are excluded

H.R. 3174119th Congress

Made in America Manufacturing Finance Act

2026 · third_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs Standard Operating Procedures SOP technical changes - Issues related to USDA/SBA Memorandum of Understanding update - Issues related to E-Tran and technology at SBA - Issues related to SBA loan limit increase for 7(a) and 504 programs - H.R. 5763, Main Street Parity Act - S. 305/H.R. 915, Small Business Technological Act - Issues related to SBA OCRM enforcement transparency

Client expense: $190,000 · Firm income: —

Matched citations: H.R. 3174

H.R. 3633119th Congress

Digital Asset Market Clarity Act

2026 · third_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- H.R. 3633, Digital Asset Market Clarity Act - Executive Order 14331, Guaranteeing Fair Banking for All Americans - Executive Order 14406, Restoring Integrity to Americas Financial System

Client expense: $190,000 · Firm income: —

Matched citations: H.R. 3633

H.R. 5763119th Congress

Main Street Parity Act

2026 · third_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs Standard Operating Procedures SOP technical changes - Issues related to USDA/SBA Memorandum of Understanding update - Issues related to E-Tran and technology at SBA - Issues related to SBA loan limit increase for 7(a) and 504 programs - H.R. 5763, Main Street Parity Act - S. 305/H.R. 915, Small Business Technological Act - Issues related to SBA OCRM enforcement transparency

Client expense: $190,000 · Firm income: —

Matched citations: H.R. 5763

H.R. 6500119th Congress

Continuing Appropriations and Extensions Act, 2027

2026 · third_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- HR 6500 Continuing Appropriations and Extensions Act, 2027 - FY 27 Budget discussion, specifically H.R. 8495, Financial Services and General Government Appropriations Act

Client expense: $190,000 · Firm income: —

Matched citations: HR 6500

Show 21 more cited filings

H.R. 7567119th Congress

Farm, Food, and National Security Act of 2026

2026 · third_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- Issues related to USDA Rural Development reorganization - Executive Order 14315, Ending Market Distorting Subsidies for Unreliable, Foreign-Controlled Energy Sources - Issues related to H.R. 7567, The Farm, Food and National Security Act of 2026, and S. 5526, the Agriculture Act of 2026, specifically REAP, B&I, CF, and 9003 Programs - FY 27 Budget discussions, specifically H.R. 8646, Agriculture, Rural Development, FDA, and Related Agencies Appropriations

Client expense: $190,000 · Firm income: —

Matched citations: H.R. 7567

H.R. 8495119th Congress

Financial Services and General Government Appropriations Act, 2027

2026 · third_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- HR 6500 Continuing Appropriations and Extensions Act, 2027 - FY 27 Budget discussion, specifically H.R. 8495, Financial Services and General Government Appropriations Act

Client expense: $190,000 · Firm income: —

Matched citations: H.R. 8495

H.R. 8646119th Congress

Agriculture, Rural Development, Food and Drug Administration, and Related Agency Appropriations Act, 2027

2026 · third_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- Issues related to USDA Rural Development reorganization - Executive Order 14315, Ending Market Distorting Subsidies for Unreliable, Foreign-Controlled Energy Sources - Issues related to H.R. 7567, The Farm, Food and National Security Act of 2026, and S. 5526, the Agriculture Act of 2026, specifically REAP, B&I, CF, and 9003 Programs - FY 27 Budget discussions, specifically H.R. 8646, Agriculture, Rural Development, FDA, and Related Agencies Appropriations

Client expense: $190,000 · Firm income: —

Matched citations: H.R. 8646

H.R. 915119th Congress

Small Business Technological Advancement Act

2026 · third_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs Standard Operating Procedures SOP technical changes - Issues related to USDA/SBA Memorandum of Understanding update - Issues related to E-Tran and technology at SBA - Issues related to SBA loan limit increase for 7(a) and 504 programs - H.R. 5763, Main Street Parity Act - S. 305/H.R. 915, Small Business Technological Act - Issues related to SBA OCRM enforcement transparency

Client expense: $190,000 · Firm income: —

Matched citations: H.R. 915

S. 1555119th Congress

Made in America Manufacturing Finance Act of 2025

2026 · third_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs Standard Operating Procedures SOP technical changes - Issues related to USDA/SBA Memorandum of Understanding update - Issues related to E-Tran and technology at SBA - Issues related to SBA loan limit increase for 7(a) and 504 programs - H.R. 5763, Main Street Parity Act - S. 305/H.R. 915, Small Business Technological Act - Issues related to SBA OCRM enforcement transparency

Client expense: $190,000 · Firm income: —

Matched citations: S. 1555

S. 305119th Congress

Small Business Technological Act of 2025

2026 · third_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs Standard Operating Procedures SOP technical changes - Issues related to USDA/SBA Memorandum of Understanding update - Issues related to E-Tran and technology at SBA - Issues related to SBA loan limit increase for 7(a) and 504 programs - H.R. 5763, Main Street Parity Act - S. 305/H.R. 915, Small Business Technological Act - Issues related to SBA OCRM enforcement transparency

Client expense: $190,000 · Firm income: —

Matched citations: S. 305

S. 5526119th Congress

Agricultural Act of 2026

2026 · third_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- Issues related to USDA Rural Development reorganization - Executive Order 14315, Ending Market Distorting Subsidies for Unreliable, Foreign-Controlled Energy Sources - Issues related to H.R. 7567, The Farm, Food and National Security Act of 2026, and S. 5526, the Agriculture Act of 2026, specifically REAP, B&I, CF, and 9003 Programs - FY 27 Budget discussions, specifically H.R. 8646, Agriculture, Rural Development, FDA, and Related Agencies Appropriations

Client expense: $190,000 · Firm income: —

Matched citations: S. 5526

H.R. 1119th Congress

An act to provide for reconciliation pursuant to title II of H. Con. Res. 14.

2026 · second_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- H.R. 1, One Big Beautiful Bill Act implementation - FY 27 Budget discussion, specifically H.R. 8495, Financial Services and General Government Appropriations Act

Client expense: $180,000 · Firm income: —

Matched citations: H.R. 1

H.R. 3174119th Congress

Made in America Manufacturing Finance Act

2026 · second_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs potential Standard Operating Procedures SOP I changes - Issues related to USDA/SBA Memorandum of Understanding update - Issues related to E-Tran and technology at SBA

Client expense: $180,000 · Firm income: —

Matched citations: H.R. 3174

H.R. 3633119th Congress

Digital Asset Market Clarity Act

2026 · second_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- H.R. 3633, Digital Asset Market Clarity Act - Executive Order 14331, Guaranteeing Fair Banking for All Americans - Executive Order 14406, Restoring Integrity to Americas Financial System

Client expense: $180,000 · Firm income: —

Matched citations: H.R. 3633

H.R. 7567119th Congress

Farm, Food, and National Security Act of 2026

2026 · second_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- Issues related to USDA Rural Development reorganization - Executive Order 14315, Ending Market Distorting Subsidies for Unreliable, Foreign-Controlled Energy Sources - Issues related to H.R. 7567, Farm, Food, and National Security Act of 2026, specifically REAP and B&I programs - FY 27 Budget discussions, specifically H.R. 8646, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act - Technology Changes and Updates at USDA

Client expense: $180,000 · Firm income: —

Matched citations: H.R. 7567

H.R. 8495119th Congress

Financial Services and General Government Appropriations Act, 2027

2026 · second_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- H.R. 1, One Big Beautiful Bill Act implementation - FY 27 Budget discussion, specifically H.R. 8495, Financial Services and General Government Appropriations Act

Client expense: $180,000 · Firm income: —

Matched citations: H.R. 8495

H.R. 8646119th Congress

Agriculture, Rural Development, Food and Drug Administration, and Related Agency Appropriations Act, 2027

2026 · second_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- Issues related to USDA Rural Development reorganization - Executive Order 14315, Ending Market Distorting Subsidies for Unreliable, Foreign-Controlled Energy Sources - Issues related to H.R. 7567, Farm, Food, and National Security Act of 2026, specifically REAP and B&I programs - FY 27 Budget discussions, specifically H.R. 8646, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act - Technology Changes and Updates at USDA

Client expense: $180,000 · Firm income: —

Matched citations: H.R. 8646

S. 1555119th Congress

Made in America Manufacturing Finance Act of 2025

2026 · second_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs potential Standard Operating Procedures SOP I changes - Issues related to USDA/SBA Memorandum of Understanding update - Issues related to E-Tran and technology at SBA

Client expense: $180,000 · Firm income: —

Matched citations: S. 1555

H.R. 1119th Congress

An act to provide for reconciliation pursuant to title II of H. Con. Res. 14.

2026 · first_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- H.R. 1, One Big Beautiful Bill Act implementation - FY26 Budget discussions, specifically FSGG Appropriations Act and H.R. 5371, Continuing Appropriations and Extensions Act, 2026 - FY 27 Budget discussion, specifically FSGG Appropriations

Client expense: $180,000 · Firm income: —

Matched citations: H.R. 1

H.R. 3174119th Congress

Made in America Manufacturing Finance Act

2026 · first_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs potential Standard Operating Procedures SOP technical changes - Issues related to USDA/SBA Memorandum of Understanding update - Issues related to E-Tran and technology at SBA

Client expense: $180,000 · Firm income: —

Matched citations: H.R. 3174

H.R. 5371119th Congress

Continuing Appropriations, Agriculture, Legislative Branch, Military Construction and Veterans Affairs, and Extensions Act, 2026

2026 · first_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- H.R. 1, One Big Beautiful Bill Act implementation - FY26 Budget discussions, specifically FSGG Appropriations Act and H.R. 5371, Continuing Appropriations and Extensions Act, 2026 - FY 27 Budget discussion, specifically FSGG Appropriations

Client expense: $180,000 · Firm income: —

Matched citations: H.R. 5371

H.R. 7567119th Congress

Farm, Food, and National Security Act of 2026

2026 · first_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- Issues related to USDA Rural Development reorganization - Executive Order 14315, Ending Market Distorting Subsidies for Unreliable, Foreign-Controlled Energy Sources - Issues related to H.R. 7567, The Farm, Food, and National Security Act of 2026l, specifically REAP and B&I programs - FY 27 Budget discussions, specifically RD Appropriations for B&I and REAP programs

Client expense: $180,000 · Firm income: —

Matched citations: H.R. 7567

S. 1555119th Congress

Made in America Manufacturing Finance Act of 2025

2026 · first_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs potential Standard Operating Procedures SOP technical changes - Issues related to USDA/SBA Memorandum of Understanding update - Issues related to E-Tran and technology at SBA

Client expense: $180,000 · Firm income: —

Matched citations: S. 1555

S. 1582119th Congress

GENIUS Act

2026 · first_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- S. 1582, GENIUS Act - Executive Order 12331, Guaranteeing Fair Banking for All Americans

Client expense: $180,000 · Firm income: —

Matched citations: S. 1582

H.R. 1119th Congress

An act to provide for reconciliation pursuant to title II of H. Con. Res. 14.

2025 · fourth_quarter · Firm: LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)

Open original LDA filing ↗

Cited source text and reported amounts

- H.R. 1, One Big Beautiful Bill Act implementation - Issues related to B&I and REAP appropriations for FY26 - FY26 Budget discussions, specifically FSGG Appropriations Act and H.R. 5371, Continuing Appropriations and Extensions Act, 2026

Client expense: $180,000 · Firm income: —

Matched citations: H.R. 1

Source: Senate LDA

LIVE OAK BANK — Lobbying Disclosure | Poliscope