VALERIE WHITE

Fees on electronic payments including, S.1838/H.R.3881, the Credit Card Competition Act.

Fees on electronic payments including, S.1838/H.R.3881, the Credit Card Competition Act.

Fees on electronic payments including, S.1838/H.R.3881, the Credit Card Competition Act.

Fees on electronic payments including, S.1838/H.R.3881, the Credit Card Competition Act.

Fees on electronic payments including, S.1838/H.R.3881, the Credit Card Competition Act.

Fees on electronic payments including, S.1838/H.R.3881, the Credit Card Competition Act.

Fees on electronic payments including, S.1838/H.R.3881, the Credit Card Competition Act.

Fees on electronic payments including, S.1838/H.R.3881, the Credit Card Competition Act.

Fees on electronic payments including, S.1838/H.R.3881, the Credit Card Competition Act.

Fees on electronic payments including, S.1838/H.R.3881, the Credit Card Competition Act.

Legislation and regulation affecting systemically important financial institutions (SIFIs), including H.R.1309, the Systemic Risk Designation Improvement Act.

Legislation and regulation affecting systemically important financial institutions (SIFIs), including H.R.1309, the Systemic Risk Designation Improvement Act and S.1484, the Financial Regulatory Improvement Act of 2015.

Legislation and regulation affecting systemically important financial institutions (SIFIs), including H.R.1309, the Systemic Risk Designation Improvement Act and S.1484, the Financial Regulatory Improvement Act of 2015.

Issues affecting mobile and prepaid financial products, including S. 1867, the Prepaid Card Protection Act of 2013 and S.1903, the Prepaid Card Disclosure Act of 2014. Background/policy debate on issues affecting the credit card business, including fees paid by merchants for accepting credit/debit cards (no specific legislation).

Issues affecting mobile and prepaid financial products, including S. 1867, the Prepaid Card Protection Act of 2013 and S.1903, the Prepaid Card Disclosure Act of 2014. Background/policy debate on issues affecting the credit card business, including fees paid by merchants for accepting credit/debit cards (no specific legislation).

H.R. 1844, the Arbitration Fairness Act, including provisions affecting the use of mandatory arbitration.

H.R. 1844, the Arbitration Fairness Act, including provisions affecting the use of mandatory arbitration.

H.R. 1844, the Arbitration Fairness Act, including provisions affecting the use of mandatory arbitration.

H.R. 1844, the Arbitration Fairness Act, including provisions affecting the use of mandatory arbitration.

-Issues relating to merchant interchange fees, including provisions contained in H.R 1081, the Consumers Payment System Protection Act. -Regulation Z provisions related to recently finalized rules implementing the ability to pay provisions of the CARD Act -Issues affecting prepaid cards, including S. 2030, the Prepaid Card Consumer Protection Act of 2011,

-S.968, Preventing Real Online Threats to Economic Creativity and Theft of IP Act of 2011 (PROTECT Act), provisions affecting payment processors. - H.R. 3261, the Stop Online Piracy Act, provisions affecting payment processors.

-Issues relating to merchant interchange fees, including, provisions contained in H.R 1081, the Consumers Payment System Protection Act. -Proposed regulation implementing the CARD Act relating to "ability to pay." -S.737, the Responsible Consumers Financial Protection Regulations Act of 2011, provisions relating to re-loadable prepaid cards.

-P.L. 11-203 (formerly H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act), issues relating to interchange. -The Debit Interchange Fee Study Act, S.575 and H.R 1081, the Consumers Payment System Protection Act, provisions related to merchant interchange fees. -Proposed regulation on debit card interchange fees and routing as they relate to three party networks.

-Issues relating to merchant interchange fees, including provisions contained in H.R 1081, the Consumers Payment System Protection Act. -Rule implementing the CARD Act regarding "ability to pay." -Issues affecting prepaid cards, including S.737, the Responsible Consumers Financial Protection Regulations Act of 2011.

-P.L. 11-203 (formerly H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act), issues relating to interchange. -The Debit Interchange Fee Study Act, S.575 and H.R 1081, the Consumers Payment System Protection Act

-S.968, Preventing Real Online Threats to Economic Creativity and Theft of IP Act of 2011 (PROTECT Act), provisions affecting payment processors. - H.R. 3261, the Stop Online Piracy Act, provisions affecting payment processors.

-P.L. 11-203 (formerly H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act), issues relating to interchange. -The Debit Interchange Fee Study Act, S.575 and H.R 1081, the Consumers Payment System Protection Act

-P.L. 11-203 (formerly H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act), issues relating to interchange. -The Debit Interchange Fee Study Act, S.575 and H.R 1081, the Consumers Payment System Protection Act, provisions related to merchant interchange fees. -Proposed regulation on debit card interchange fees and routing as they relate to three party networks.

H.R.1020 - the Arbitration Fairness Act of 2009, provisions regarding pre-dispute arbitration agreements.

-Restoring American Financial Stability Act of 2010 (Dodd bill), provisions relating to systemic risk, Truth in Lending Act and consumer protection agency. -H.R.2695 / S.1212 - Credit Card Fair Fee Act of 2009, provisions regarding interchange fees.

-Restoring American Financial Stability Act of 2010, S3217, including provisions regarding preemption, systemic risk, interchange fees and usury caps. -Wall Street Reform and Consumer Protection Act of 2010, including provisions regarding interchange fees, and preemption. -The Card Act (PL 111-24), provisions regarding "reasonable and proportional" card fees and gift cards. -H.R.2695 / S.1212 - The Credit Card Fair Fee Act, provisions regarding interchange fees.

-The Dodd-Frank Wall Street Reform Act (formerly H.R. 4173, the Wall Street and Consumer Protection Act) -H.R.2696/S.1212 - the Credit Card Fair Fee Act, provisions affecting interchange fees.

-The Dodd-Frank Wall Street Reform Act (formerly H.R. 4173, the Wall Street and Consumer Protection Act) -H.R.2696/S.1212 - the Credit Card Fair Fee Act, provisions affecting interchange fees.

P.L. 11-203 (formerly H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act), issues relating to financial reform. H.R. 2696/S. 1212 - the Credit Card Fair Free Act, provisions affecting merchant interchange fees.

H.R.4115, the Open Access to Courts Act, provision relating to the Conley standard.

H.R. 4115, The Open Access to Courts Act, provisions to maintain current pleading standards to allow judges to dismiss lawsuits that are not plausible. S. 1504, Notice Pleading Restoration Act, provisions to maintain current pleading standards to allow judges to dismiss lawsuits that are not plausible.

P.L. 11-203 (formerly H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act), issues relating to financial reform. H.R. 2696/S. 1212 - the Credit Card Fair Free Act, provisions affecting merchant interchange fees.

-The Dodd-Frank Wall Street Reform Act (formerly H.R. 4173, the Wall Street and Consumer Protection Act) -H.R.2696/S.1212 - the Credit Card Fair Fee Act, provisions affecting interchange fees.

-Restoring American Financial Stability Act of 2010 (Dodd bill), provisions relating to systemic risk, Truth in Lending Act and consumer protection agency. -H.R.2695 / S.1212 - Credit Card Fair Fee Act of 2009, provisions regarding interchange fees.

-Restoring American Financial Stability Act of 2010, S3217, including provisions regarding preemption, systemic risk, interchange fees and usury caps. -Wall Street Reform and Consumer Protection Act of 2010, including provisions regarding interchange fees, and preemption. -The Card Act (PL 111-24), provisions regarding "reasonable and proportional" card fees and gift cards. -H.R.2695 / S.1212 - The Credit Card Fair Fee Act, provisions regarding interchange fees.

-The Dodd-Frank Wall Street Reform Act (formerly H.R. 4173, the Wall Street and Consumer Protection Act) -H.R.2696/S.1212 - the Credit Card Fair Fee Act, provisions affecting interchange fees.

H.R. 4115, The Open Access to Courts Act, provisions to maintain current pleading standards to allow judges to dismiss lawsuits that are not plausible. S. 1504, Notice Pleading Restoration Act, provisions to maintain current pleading standards to allow judges to dismiss lawsuits that are not plausible.

S. 3804, Combatting Online Infringement and Counterfeits Act, provisions to combat the unlawful of unauthorized goods and services.

S. 3804, Combatting Online Infringement and Counterfeits Act, provisions to combat the unlawful and unauthorized sales of goods and services.

-The Restoring American Financial Stability Act, S.3217 - provisions relating to money service business and usury cap. -Wall Street Reform and Consumer Protection Act, H.R. 4173, including provisions regarding remittance transfers and interchange. -The CARD Act, provisions regarding "reasonable and proportional" card fees.

P.L. 11-203 (formerly H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act), issues relating to financial reform. H.R. 2696/S. 1212 - the Credit Card Fair Free Act, provisions affecting merchant interchange fees.

-The Dodd-Frank Wall Street Reform Act (formerly H.R. 4173, the Wall Street and Consumer Protection Act) -H.R.2696/S.1212 - the Credit Card Fair Fee Act, provisions affecting interchange fees.

-The Dodd-Frank Wall Street Reform Act (formerly H.R. 4173, the Wall Street and Consumer Protection Act) -H.R.2696/S.1212 - the Credit Card Fair Fee Act, provisions affecting interchange fees.

-The Dodd-Frank Wall Street Reform Act (formerly Wall Street Reform and Consumer Protection Act, H.R. 4173), including provisions regarding remittance transfers and interchange.

H.R.1020- provisions that would, in effect, prevent arbitration as a means of dispute resolution.

H.R.1020 -Arbitration Fairness Act of 2009, provisions regarding pre-dispute arbitration agreements. H.R.1705 - Financial Product Safety Commission Act of 2009, provisions creating a consumer protection agency.

-H.R.1020, Arbitration Fairness Act of 2009, provisions regarding pre-dispute arbitration agreements.

H.R.1106, the Helping Families Save Their Homes Act of 2009, provisions relating to cramdown of first mortgages. H.R.200 - the Helping Families Save Their Homes from Bankruptcy Act of 2009, provisions relating to cramdown of first mortgages.

H.R.1106, the Helping Familes Save their Homes Act of 2009- provisions regarding cramdown of first mortgages. H.R.200, The Helping Families Save Their Homes in Bankruptcy Act of 2009 - Provisions regarding cramdown of first mortgages.

H.R.1705- Financial Product Safety Commission Act of 2009, provisions creating a financial protection regulator. H.R.1754 - the Financial System Stabilization and Reform Act of 2009 ,provisions reestablishing financial regulatory structure.

H.R.1020 -Arbitration Fairness Act of 2009, provisions regarding pre-dispute arbitration agreements. H.R.1705 - Financial Product Safety Commission Act of 2009, provisions creating a consumer protection agency.

H.R.1705- Financial Product Safety Commission Act of 2009, provisions creating a financial protection regulator. H.R.1754 - the Financial System Stabilization and Reform Act of 2009 ,provisions reestablishing financial regulatory structure.

H.R.1106, the Helping Familes Save their Homes Act of 2009- provisions regarding cramdown of first mortgages. H.R.200, The Helping Families Save Their Homes in Bankruptcy Act of 2009 - Provisions regarding cramdown of first mortgages.

H.R.1106, the Helping Families Save Their Homes Act of 2009, provisions relating to cramdown of first mortgages. H.R.200 - the Helping Families Save Their Homes from Bankruptcy Act of 2009, provisions relating to cramdown of first mortgages.

-H.R.627/S.235 - The Credit Cardholders Bill of Rights Act of 2009, provisions relating to credit card practices. - S.414, the Credit Cardholders Accountability Responsibility and Disclosure Act of 2009, provisions relating to credit card practices. -H.R. 2695/S.1212, the Credit Card Fair Fee Act of 2009, provisions relating to merchant interchange fees. -H.R.2221, the Data Accountability and Trust Act of 2009, provisions relating to data security and consumer privacy.

H.R.627, the Credit Cardholder's Bill of Rights Act of 2009 - provisions pertaining to credit practices. S.414, the Credit Card Accountability and Disclosure Act of 2009, provisions pertaining to credit practices. H.R. 2221, the Data Accountability and Trust Act of 2009, provisions regarding data security and privacy.

-H.R.3126, the Consumer Financial Protection Agency Act of 2009, provisions relating to use of arbitration and business-to-business transactions. -H.R.3639, the Expedited CARD Reform Act of 2009. -S.1927, the Credit Card Rate Freeze Act of 2009. -H.R.2695, the Credit Card Fair Fee Act of 2009, provisions regarding merchant interchange fees.

-H.R.627/S.235 - The Credit Cardholders Bill of Rights Act of 2009, provisions relating to credit card practices. - S.414, the Credit Cardholders Accountability Responsibility and Disclosure Act of 2009, provisions relating to credit card practices. -H.R. 2695/S.1212, the Credit Card Fair Fee Act of 2009, provisions relating to merchant interchange fees. -H.R.2221, the Data Accountability and Trust Act of 2009, provisions relating to data security and consumer privacy.

H.R.627/S.235 -The Credit Cardholders Bill Of Rights ACt of 2009, provisions relating to credit card practices. S.414 -the Credit Cardholders Accountability Responsibility and Disclosure Act of 2009, provisions relating to credit card practices. H.R.3126, the Consumer Financial Protection Agency Act of 2009, interchange fee provisions. H.R.2695 / S.1212 - Credit Card Fair Fee Act, provisions regarding merchant interchange fees. H.R.3639 - the Expedited CARD Reform for Consumers Act of 2009 H.R.3601 - CARD Effective Date Change Act.

H.R.3126, the Consumer Financial Protection Agency Act of 2009, provisions relating to "deposit-aking activities." H.R.627 / S414 - The Credit Card Responsibilty and Disclosure Act of 2009, provisions relating to credit card practices to include promotional offers.

H.R.627/S.235 -The Credit Cardholders Bill Of Rights ACt of 2009, provisions relating to credit card practices. S.414 -the Credit Cardholders Accountability Responsibility and Disclosure Act of 2009, provisions relating to credit card practices. H.R.3126, the Consumer Financial Protection Agency Act of 2009, interchange fee provisions. H.R.2695 / S.1212 - Credit Card Fair Fee Act, provisions regarding merchant interchange fees. H.R.3639 - the Expedited CARD Reform for Consumers Act of 2009 H.R.3601 - CARD Effective Date Change Act.

-H.R.3126, the Consumer Financial Protection Agency Act of 2009, provisions relating to use of arbitration and business-to-business transactions. -H.R.3639, the Expedited CARD Reform Act of 2009. -S.1927, the Credit Card Rate Freeze Act of 2009. -H.R.2695, the Credit Card Fair Fee Act of 2009, provisions regarding merchant interchange fees.

H.R.3126, the Consumer Financial Protection Agency Act of 2009, provisions relating to deposit-taking activities. H.R.3639, the Expedited CARD Reform for Consumers Act of 2009.

H.R.627/S.235 -The Credit Cardholders Bill Of Rights ACt of 2009, provisions relating to credit card practices. S.414 -the Credit Cardholders Accountability Responsibility and Disclosure Act of 2009, provisions relating to credit card practices. H.R.3126, the Consumer Financial Protection Agency Act of 2009, interchange fee provisions. H.R.2695 / S.1212 - Credit Card Fair Fee Act, provisions regarding merchant interchange fees. H.R.3639 - the Expedited CARD Reform for Consumers Act of 2009 H.R.3601 - CARD Effective Date Change Act.

-H.R.3126, the Consumer Financial Protection Agency Act of 2009, provisions relating to use of arbitration and business-to-business transactions. -H.R.3639, the Expedited CARD Reform Act of 2009. -S.1927, the Credit Card Rate Freeze Act of 2009. -H.R.2695, the Credit Card Fair Fee Act of 2009, provisions regarding merchant interchange fees.

H.R.627/S.235 -The Credit Cardholders Bill Of Rights ACt of 2009, provisions relating to credit card practices. S.414 -the Credit Cardholders Accountability Responsibility and Disclosure Act of 2009, provisions relating to credit card practices. H.R.3126, the Consumer Financial Protection Agency Act of 2009, interchange fee provisions. H.R.2695 / S.1212 - Credit Card Fair Fee Act, provisions regarding merchant interchange fees. H.R.3639 - the Expedited CARD Reform for Consumers Act of 2009 H.R.3601 - CARD Effective Date Change Act.

H.R.3126, the Consumer Financial Protection Agency Act of 2009, provisions relating to deposit-taking activities. H.R.3639, the Expedited CARD Reform for Consumers Act of 2009.

H.R.627/S.235 -The Credit Cardholders Bill Of Rights ACt of 2009, provisions relating to credit card practices. S.414 -the Credit Cardholders Accountability Responsibility and Disclosure Act of 2009, provisions relating to credit card practices. H.R.3126, the Consumer Financial Protection Agency Act of 2009, interchange fee provisions. H.R.2695 / S.1212 - Credit Card Fair Fee Act, provisions regarding merchant interchange fees. H.R.3639 - the Expedited CARD Reform for Consumers Act of 2009 H.R.3601 - CARD Effective Date Change Act.

-H.R.627/S.235 - The Credit Cardholders Bill of Rights Act of 2009, provisions relating to credit card practices. - S.414, the Credit Cardholders Accountability Responsibility and Disclosure Act of 2009, provisions relating to credit card practices. -H.R. 2695/S.1212, the Credit Card Fair Fee Act of 2009, provisions relating to merchant interchange fees. -H.R.2221, the Data Accountability and Trust Act of 2009, provisions relating to data security and consumer privacy.

-H.R.3126, the Consumer Financial Protection Agency Act of 2009, provisions relating to use of arbitration and business-to-business transactions. -H.R.3639, the Expedited CARD Reform Act of 2009. -S.1927, the Credit Card Rate Freeze Act of 2009. -H.R.2695, the Credit Card Fair Fee Act of 2009, provisions regarding merchant interchange fees.

H.R.627/S.235 -The Credit Cardholders Bill Of Rights ACt of 2009, provisions relating to credit card practices. S.414 -the Credit Cardholders Accountability Responsibility and Disclosure Act of 2009, provisions relating to credit card practices. H.R.3126, the Consumer Financial Protection Agency Act of 2009, interchange fee provisions. H.R.2695 / S.1212 - Credit Card Fair Fee Act, provisions regarding merchant interchange fees. H.R.3639 - the Expedited CARD Reform for Consumers Act of 2009 H.R.3601 - CARD Effective Date Change Act.

-H.R.627/S.235 - The Credit Cardholders Bill of Rights Act of 2009, provisions relating to credit card practices. - S.414, the Credit Cardholders Accountability Responsibility and Disclosure Act of 2009, provisions relating to credit card practices. -H.R. 2695/S.1212, the Credit Card Fair Fee Act of 2009, provisions relating to merchant interchange fees. -H.R.2221, the Data Accountability and Trust Act of 2009, provisions relating to data security and consumer privacy.

H..R. 627, the Credit Cardholders Bill of Rights Act of 2009, all provisions affecting credit card practices. S.414 ,the Credit Card Accountability & Disclosure Act of 2009, provisions relating to credit card practices. Issues relating to merchant interchange fees. Issues affecting Payment Card Industry Date Security Standards (PCI DSS).

H.R.627/S.235 -The Credit Cardholders Bill Of Rights ACt of 2009, provisions relating to credit card practices. S.414 -the Credit Cardholders Accountability Responsibility and Disclosure Act of 2009, provisions relating to credit card practices. H.R.3126, the Consumer Financial Protection Agency Act of 2009, interchange fee provisions. H.R.2695 / S.1212 - Credit Card Fair Fee Act, provisions regarding merchant interchange fees. H.R.3639 - the Expedited CARD Reform for Consumers Act of 2009 H.R.3601 - CARD Effective Date Change Act.

H.R.627, the Credit Cardholder's Bill of Rights Act of 2009 - provisions pertaining to credit practices. S.414, the Credit Card Accountability and Disclosure Act of 2009, provisions pertaining to credit practices. H.R. 2221, the Data Accountability and Trust Act of 2009, provisions regarding data security and privacy.

H.R.627, the Credit Cardholders Bill of Rights Act of 2009 - provisions affecting deferred interest plans. S.414, the Credit Card Accountability & Disclosure Act of 2009 - provisions affecting deferred interest plans.

H.R.3126, the Consumer Financial Protection Agency Act of 2009, provisions relating to "deposit-aking activities." H.R.627 / S414 - The Credit Card Responsibilty and Disclosure Act of 2009, provisions relating to credit card practices to include promotional offers.

-H.R.627/S.235 - The Credit Cardholders Bill of Rights Act of 2009, provisions relating to credit card practices. - S.414, the Credit Cardholders Accountability Responsibility and Disclosure Act of 2009, provisions relating to credit card practices. -H.R. 2695/S.1212, the Credit Card Fair Fee Act of 2009, provisions relating to merchant interchange fees. -H.R.2221, the Data Accountability and Trust Act of 2009, provisions relating to data security and consumer privacy.

H.R.1586 and S.651 - bills to amend the Internal Revenue Code imposing tax on executive bonuses - provisions affecting TARP recipients.

H.R.1586 and S.651 - bills to amend the Internal Revenue Code imposing tax on executive bonuses - provisions affecting TARP recipients.

-H.R. 5244, Credit Cardholders's Bill of Rights of 2007, all provisions relating to credit card practices. -H.R. 5546, Credit Card Fair Fee Act of 2008, provisions relating to credit card interchange rates.

H.R.5244, the Credit Cardholders Bill of Rights Act of 2007, provisions relating to credit card practices. H.R.5546, the Credit Card Fair Fee Act of 2008, issues relating to credit card interchange fees. H.R. 6248, the Credit Card Interchange Fee Act of 2008, issues relating to credit card interchange fees.

Issues relating to practices of credit card issuers, H.R.5244

Credit card practices, H.R. 5244 Interchange fees

H.R.5244, the Credit Cardholders Bill of Rights of 2007, provisions relating to credit card practices. H.R. 5546, the Credit Card Fair Fee Act of 2008, issues relating to credit card interchange fees. H.R. 6248, the Credit Card Interchange Fee Act of 2008, issuees relating to credit card interchange fees.

H.R.5244, the Credit Cardholders Bill of Rights Act of 2007, provisions relating to credit card practices. H.R.5546, the Credit Card Fair Fee Act of 2008, issues relating to credit card interchange fees. H.R. 6248, the Credit Card Interchange Fee Act of 2008, issues relating to credit card interchange fees.

-H.R. 5244, Credit Cardholders's Bill of Rights of 2007, all provisions relating to credit card practices. -H.R. 5546, Credit Card Fair Fee Act of 2008, provisions relating to credit card interchange rates.

H.R.5244, the Credit Cardholders Bill of Rights Act of 2007, provisions relating to credit card practices. H.R.5546, the Credit Card Fair Fee Act of 2008, issues relating to credit card interchange fees. H.R. 6248, the Credit Card Interchange Fee Act of 2008, issues relating to credit card interchange fees.

Interchange fee issues, H.R.5546.

H.R.5244, the Credit Cardholders Bill of Rights Act of 2007, provisions relating to credit card practices. H.R.5546, the Credit Card Fair Fee Act of 2008, issues relating to credit card interchange fees. H.R. 6248, the Credit Card Interchange Fee Act of 2008, issues relating to credit card interchange fees.

H.R.5244, the Credit Cardholders Bill of Rights of 2007, provisions relating to credit card practices. H.R. 5546, the Credit Card Fair Fee Act of 2008, issues relating to credit card interchange fees. H.R. 6248, the Credit Card Interchange Fee Act of 2008, issuees relating to credit card interchange fees.