STEVE GOTTHEIM

FINCEN-2024-0005-0001 "Anti-Money Laundering Regulations for Residential Real Estate Transfers" Final rule to combat and deter money laundering in the U.S. residential real estate sector by increasing transparency.

Financial Services and General Government Appropriations report language to narrow the FinCEN proposed real estate reporting rule. H.R.1 - One Big Beautiful Bill Act - provisions related to taxation and housing H.R.5371 - Continuing Appropriations and Extensions Act, 2026

S.2296 - National Defense Authorization Act for Fiscal Year 2026, sections applicable to housing and real estate.

General education on the risks posed by unregulated alternatives to title insurance. HR 3206, the Protecting Americas Property Rights Act, whole bill HR 1777, the Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act, whole bill S1560, the Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act, whole bill HR 1640, Heirs Estate Inheritance Resolution and Succession Act of 2025, Whole bill HR 1608, Heirs Empowerment and Inheritance Rights Act of 2025, Whole bill S. 2651, ROAD to Housing Act of 2025, whole bill Save the American Dream Act (awaiting bill number), whole bill HR. 4576, Build More Housing Near Transit Act of 2025, whole bill S. 2363, Build More Housing Near Transit Act of 2025, whole bill Reintroduction of the Good DEED Act General education on deed fraud and seller impersonation fraud. General education related to the FHFA Title Acceptance Pilot Program. General education on blockchain technology and its use in real estate. Reauthorization of the National Flood Insurance Program

HR 2410, Revitalizing Downtowns and Main Streets Act S. 1773, the Tax Relief for Victims of Crimes, Scams, and Disasters Act, whole bill HR 3469, the Tax Relief for Victims of Crimes, Scams, and Disasters Act, whole bill General education on the impacts of various tax provisions on the supply of housing

Draft legislation to authorize any Indian Tribe to lease, sell, convey, warrant or otherwise transfer real property to which that Indian Tribe holds fee title without the consent of the Federal Government.

General education on data privacy and impacts of potential legislation on the efficient and safe transfer of property. Comments to the House Financial Services Committee on federal data privacy regulations and potential reform of the Gramm Leach Bliley Act S.2144 - A bill to improve the safety and security of Members of Congress, immediate family members of Members of Congress, and congressional staff

FINCEN-2024-0005-0001 "Anti-Money Laundering Regulations for Residential Real Estate Transfers" Final rule to combat and deter money laundering in the U.S. residential real estate sector by increasing transparency.

Financial Services and General Government Appropriations report language to narrow the FinCEN proposed real estate reporting rule. H.R.1 - One Big Beautiful Bill Act - provisions related to taxation and housing H.R.5371 - Continuing Appropriations and Extensions Act, 2026

General education on the risks posed by unregulated alternatives to title insurance. HR 3206, the Protecting Americas Property Rights Act, whole bill HR 1777, the Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act, whole bill S1560, the Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act, whole bill HR 1640, Heirs Estate Inheritance Resolution and Succession Act of 2025, Whole bill HR 1608, Heirs Empowerment and Inheritance Rights Act of 2025, Whole bill S. 2651, ROAD to Housing Act of 2025, whole bill Save the American Dream Act (awaiting bill number), whole bill HR. 4576, Build More Housing Near Transit Act of 2025, whole bill S. 2363, Build More Housing Near Transit Act of 2025, whole bill Reintroduction of the Good DEED Act General education on deed fraud and seller impersonation fraud. General education related to the FHFA Title Acceptance Pilot Program. General education on blockchain technology and its use in real estate. Reauthorization of the National Flood Insurance Program

FINCEN-2024-0005-0001 "Anti-Money Laundering Regulations for Residential Real Estate Transfers" Final rule to combat and deter money laundering in the U.S. residential real estate sector by increasing transparency. RIN 1506-AB54 agency information collection activities including submission for OMB review, comment requests, and real estate reports.

Financial Services and General Government Appropriations report language to narrow the FinCEN proposed real estate reporting rule. H.Con.Res.14 - Establishing the congressional budget for the United States Government for fiscal year 2025 and setting forth the appropriate budgetary levels for fiscal years 2026 through 2034 H.R.1 - One Big Beautiful Bill Act - provisions related to taxation and housing

General education on data privacy and impacts of potential legislation on the efficient and safe transfer of property.

FINCEN-2024-0005-0001 "Anti-Money Laundering Regulations for Residential Real Estate Transfers" Final rule to combat and deter money laundering in the U.S. residential real estate sector by increasing transparency. HR 5119: Protect Small Business and Prevent Illicit Financial Activity Act S. 3625: Protect Small Business and Prevent Illicit Financial Activity Act

Financial Services and General Government Appropriations report language to narrow the FinCEN proposed real estate reporting rule. HR.1968, Full Year Continuing Appropriations and Extensions Act, 2025; provisions related to the national flood insurance program H.Con.Res.14 - Establishing the congressional budget for the United States Government for fiscal year 2025 and setting forth the appropriate budgetary levels for fiscal years 2026 through 2034

Financial Services and General Government Appropriations report language to narrow the FinCEN proposed real estate reporting rule. H.R.10445, the Further Continuing Appropriations and Disaster Relief Supplemental Appropriations Act, 2025; provisions related to the national flood insurance program.

General education on the risks that unregulated alternative to title insurance. H.R. 5837, the Protecting America's Property Rights Act, whole bill S. 2687, the Protecting America's Property Rights Act, whole bill H.R. 8127, the Heirs Estate Inheritance Resolution and Succession Act, whole bill. S 4899, the Heirs Estate Inheritance Resolution and Succession Act, whole bill General education on deed fraud and seller impersonation fraud. S. 1212, the Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act; whole bill General education on non-title recorded agreements for personal services; no bill introduced. General education related to restrictions on foreign ownership of U.S. real estate. General education related to the FHFA Title Acceptance Pilot Program. S.3720, Preserving Pathways to Homeownership Act of 2024 General education related to the Federal Insurance Office Roundtable on title insurance. General education related to Docket No. CFPB-2024-0021; Request for Information Regarding Fees Imposed in Residential Mortgage Transactions.

H.R. 1532, to authorize any Indian Tribe to lease, sell, convey, warrant or otherwise transfer real property to which that Indian Tribe holds fee title without the consent of the Federal Government; whole bill.

General education on the risks that unregulated alternative to title insurance. H.R. 5837, the Protecting America's Property Rights Act, whole bill S. 2687, the Protecting America's Property Rights Act, whole bill H.R. 8127, the Heirs Estate Inheritance Resolution and Succession Act, whole bill. S 4899, the Heirs Estate Inheritance Resolution and Succession Act, whole bill Reintroduction of the Good Documentation and Enforcement of Estate (GOOD) Deeds Act, establishing a grant program to combat deed fraud. General education on deed fraud and seller impersonation fraud. S. 1212, the Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act; whole bill General education on non-title recorded agreements for personal services; no bill introduced. General education related to restrictions on foreign ownership of U.S. real estate. General education related to the FHFA Title Acceptance Pilot Program. S.3720, Preserving Pathways to Homeownership Act of 2024 Federal Insurance Office Roundtable on title insurance.

RIN FTC-2023-0064, the FTC Notice of Proposed Rulemaking on Unfair and Deceptive Fees, issued Nov. 9, 2023. Docket No. CFPB 2024-0021, the CFPBs Request for Information Regarding Fees Imposed In Residential Mortgage Transactions, issued May 30, 2024.

H.R. 1532, to authorize any Indian Tribe to lease, sell, convey, warrant or otherwise transfer real property to which that Indian Tribe holds fee title without the consent of the Federal Government; whole bill.

Draft Financial Services and General Government Appropriations report language to narrow the FinCEN proposed real estate reporting rule

S. Rept. 118-61 to accompany the Financial Services and General Government,S.2309, committee recommendations related to pilot programs being developed by Fannie Mae and Freddie Mac that may impact the terms of the Senior Preferred Stock Agreements with the Department of Treasury. H. Rept. 118-145 to accompany the Financial Services and General Government, H.R. 4664, committee recommendations related to pilot programs being developed by Fannie Mae and Freddie Mac that may impact the terms of the Senior Preferred Stock Agreements with the Department of Treasury. S. Rept. 118-62 to accompany Commerce-Justice-State, S. 2321, committee recommendations related to wire fraud in real estate and business email compromise. H.R. 6363, Further Continuing Appropriations and Other Extensions Act, 2024. Draft Financial Services and General Government Appropriations report language to narrow the FinCEN proposed real estate reporting rule

General education on the risks that unregulated alternative to title insurance. H.R. 5837, the Protecting America's Property Rights Act, whole bill S. 2687, the Protecting America's Property Rights Act, whole bill Draft legislation to create a grant program to address the issue of heirs' property Potential reintroduction of the Good Documentation and Enforcement of Estate (GOOD) Deeds Act, establishing a grant program to combat deed fraud. H.R. 1059, the Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023; whole bill. S. 1212, the Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act; whole bill Proposals related to commercial real estate troubled debt restructurings; no bill introduced General education on non-title recorded agreements for personal services; no bill introduced. General education related to restrictions on foreign ownership of U.S. real estate. General education related to the FHFA Title Acceptance Pilot Program. S.3720 - Preserving Pathways to Homeownership Act of 2024

S. Rept. 118-61 to accompany the Financial Services and General Government, no bill number, committee recommendations related to pilot programs being developed by Fannie Mae and Freddie Mac that may impact the terms of the Senior Preferred Stock Agreements with the Department of Treasury. H. Rept. 118-145 to accompany the Financial Services and General Government, no bill number, committee recommendations related to pilot programs being developed by Fannie Mae and Freddie Mac that may impact the terms of the Senior Preferred Stock Agreements with the Department of Treasury. S. Rept. 118-62 to accompany Commerce-Justice-State, no bill number, committee recommendations related to wire fraud in real estate and business email compromise. H.R. 6363, Further Continuing Appropriations and Other Extensions Act, 2024.

RIN FTC-2023-0064, the FTC Notice of Proposed Rulemaking on Unfair and Deceptive Fees, issued Nov. 9, 2023.

S. Rept. 118-61 to accompany the Financial Services and General Government, no bill number, committee recommendations related to pilot programs being developed by Fannie Mae and Freddie Mac that may impact the terms of the Senior Preferred Stock Agreements with the Department of Treasury. H. Rept. 118-145 to accompany the Financial Services and General Government, no bill number, committee recommendations related to pilot programs being developed by Fannie Mae and Freddie Mac that may impact the terms of the Senior Preferred Stock Agreements with the Department of Treasury. S. Rept. 118-62 to accompany Commerce-Justice-State, no bill number, committee recommendations related to wire fraud in real estate and business email compromise. H.R. 5860 Continuing Appropriations Act, 2024 and Other Extensions Act; flood insurance provisions,

General education on heirs' property; no bill introduced. Potential reintroduction of the Good Documentation and Enforcement of Estate Deeds Act, establishing a grant program to combat deed fraud. General education regarding the Federal Housing Finance Administration's Equitable Housing Finance Plans; no bill introduced. H.R. 1059, the Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023; whole bill. S. 1212, the Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act; whole bill Proposals related to commercial real estate troubled debt restructurings; no bill introduced General education on non-title recorded agreements for personal services; no bill introduced. General education related to restrictions on foreign ownership of U.S. real estate. Federal Housing Finance Agency proposed rule "Fair Lending, Fair Housing, and Equitable Housing Finance Plans", RIN 2590-AB29, published April 26, 2023 H.R. 3564, the Middle Class Borrower Protection Act; whole bill. H.R. 5837, the Protecting America's Property Rights Act, whole bill S. 2687, the Protecting America's Property Rights Act, whole bill Consumer Financial Protection Bureau (CFPB) proposed rule "Residential Property Assessed Clean Energy Financing (Regulation Z)", RIN 317-AA84, published May 1, 2022

H.R. 419 Revitalizing Downtowns Act which expands the investment tax credit to add a qualified office conversion credit; whole bill The President's budget proposal to limit the deferral of gain through real estate like-kind exchanges

H.R. 1532, the authorize any Indian Tribe to lease, sell, convey, warrant or otherwise transfer real property to which that Indian Tribe holds fee title without the consent of the Federal Government; whole bill.

H.R. 1165 Data Privacy Act of 2023; whole bill.

General education on the reintroduction of the Secure and Fair Enforcement (SAFE) Banking Act.

General education on heirs' property. Seeking reintroduction of the Good Deed Act, establishing a grant program to combat deed fraud. General education regarding the Federal Housing Finance Administration's Equitable Housing Finance Plans. H.R. 1059, the Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2023 Seeking Senate reintroduction of the Securing and Enabling Commerce Using Remote and Electronic Notarization Act Proposals related to commercial real estate troubled debt restructurings General education on non-title recorded agreements for personal services. General education related to foreign ownership of U.S. real estate

S. 1625, the Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021, to authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interest commerce; entire bill. H.R. 3962, the Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021, to authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interest commerce; entire bill. S.2549, the Mapping Housing Discrimination Act, to authorize a grant program for educational institutions to analyze, digitize, and map historic records relating to housing discrimination; entire bill. General education regarding the Federal Housing Finance Agency publication of Equitable Housing Finance Plans. General education on real estate wire fraud and the role of housing counselors. H.R.9192, GOOD DEED Act to establish a grant program to combat deed fraud. General education on heirs' property

H. Rept. 117-395 to H.R. 8256, the Commerce, Justice, Science and Related Agencies Appropriations Act, 2023; Committee recommendations related to wire fraud in real estate and business email compromise. H. Rept. 117-393 to H.R. 8254, the Financial Services and General Government and Related Agencies Appropriations Act, 2023; Committee recommendations related to wire fraud in real estate and business email compromise. S. 4685: the Financial Services and General Government and Related Agencies Appropriations Act, 2023; Committee recommendations related to wire fraud in real estate and business email compromise. S. S. 4664, the Commerce, Justice, Science and Related Agencies Appropriations Act, 2023; Committee recommendations related to wire fraud in real estate and business email compromise. H.R 2617, the Consolidated Appropriations Act of 2023, Section 282, reauthorization of the National Flood Insurance Program

H.R. 7900, the National Defense Authorization Act for Fiscal Year 2023; Section Sec. 5422, to to increase public safety by ensuring access to financial services to cannabis-related legitimate businesses and service providers and reducing the amount of cash at such businesses; Sec. 5401, to expand the scope and authorities of anti-money laundering safeguards; Sec. 5461, to create protections for financial institutions that provide financial services to cannabis related businesses H.R.5525, the Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act, to amend the Bank Secrecy Act to expand the scope and authorities of anti-money laundering safeguards; entire bill. S.4075, the Kleptocrat Liability for Excessive Property Transactions and Ownership Act or KLEPTO Act, to prevent money laundering, the financing of terrorism, or other forms of illicit finance through United States real estate and vehicle transactions, including by Russian oligarchs; entire bill. H.R.1996, the Secure and Fair Enforcement (SAFE) Banking Act of 2021, to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses; entire bill. S.910, the Secure and Fair Enforcement (SAFE) Banking Act of 2021, to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses; entire bill. General education about blockchain and financial services. Request for Information, Docket No. CFPB-2022-0059, Request for Information Regarding Mortgage Refinances and Forbearances. Request for Information, Federal Housing Finance Agency (no docket number), Fintech in Housing Finance: Request for Information.

H. Rept. 117-395 to H.R. 8256, the Commerce, Justice, Science and Related Agencies Appropriations Act, 2023; Committee recommendations related to wire fraud in real estate and business email compromise. H. Rept. 117-393 to H.R. 8254, the Financial Services and General Government and Related Agencies Appropriations Act, 2023; Committee recommendations related to wire fraud in real estate and business email compromise. S. Rept. 117-XXX to accompany the Financial Services and General Government and Related Agencies Appropriations Act, 2023; Committee recommendations related to wire fraud in real estate and business email compromise. S. Rept. 117-XXX to accompany the Commerce, Justice, Science and Related Agencies Appropriations Act, 2023; Committee recommendations related to wire fraud in real estate and business email compromise.

S. 1625, the Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021, to authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interest commerce; entire bill. H.R. 3962, the Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021, to authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interest commerce; entire bill. S.2549, the Mapping Housing Discrimination Act, to authorize a grant program for educational institutions to analyze, digitize, and map historic records relating to housing discrimination; entire bill. General education regarding the Federal Housing Finance Agency publication of Equitable Housing Finance Plans.

S. 2340, the Daniel Anderl Judicial Security and Privacy Act, to provide judicial security and privacy; entire bill.; H.R. 4336, the Daniel Anderl Judicial Security and Privacy Act, to provide judicial security and privacy; entire bill.

H.R.5525, the Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act, to amend the Bank Secrecy Act to expand the scope and authorities of anti-money laundering safeguards; entire bill. H.R.1996, the Secure and Fair Enforcement (SAFE) Banking Act of 2021, to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses; entire bill. S.910, the Secure and Fair Enforcement (SAFE) Banking Act of 2021, to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses; entire bill. Advance notice of proposed rulemaking, RIN 1506-AB54,Anti-Money Laundering Regulations for Real Estate Transactions. Notice of proposed rulemaking, RIN 1506-AB49, Beneficial Ownership Information Reporting Requirements.

S. Rept. 117-XXX to accompany the Financial Services and General Government Appropriations Act, 2022, no bill number; Committee recommendations related to wire fraud in real estate and real estate geographic targeting orders. S. Rept. 117-XXX to accompany the Commerce, Justice, Science and Related Agencies Appropriations Act, 2022, no bill number; Committee recommendations related to wire fraud in real estate. S. Rept. 117-XXX to accompany the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2022, no bill number; Committee recommendations related to wire fraud in real estate.

H.R.4350, the National Defense Authorization Act for Fiscal Year 2022; H. Rept. 117-118, report to accompany the National Defense Authorization Act for Fiscal Year 2022; TITLE LXV, to authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interest commerce. S. 1625, the Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021, to authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interest commerce; entire bill. H.R. 3962, the Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021, to authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interest commerce; entire bill. S.2549, the Mapping Housing Discrimination Act, to authorize a grant program for educational institutions to analyze, digitize, and map historic records relating to housing discrimination; entire bill.

S. Rept. 117-XXX to accompany the Financial Services and General Government Appropriations Act, 2022, no bill number; Committee recommendations related to wire fraud in real estate and real estate geographic targeting orders. S. Rept. 117-XXX to accompany the Commerce, Justice, Science and Related Agencies Appropriations Act, 2022, no bill number; Committee recommendations related to wire fraud in real estate. S. Rept. 117-XXX to accompany the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2022, no bill number; Committee recommendations related to wire fraud in real estate. H. Rept. 117-97 to accompany the Commerce, Justice, Science and Related Agencies Appropriations Act, 2022, H.R. 4505; Committee recommendations related to wire fraud in real estate. H. Rept. 117-99 to accompany the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2022, H.R. 4550; Committee recommendations related to wire fraud in real estate.

General education concerning revisions to section 1031 of the Internal Revenue Code, "Exchange Of Real Property Held For Productive Use Or Investment". General education concerning revisions to section 199A of the Internal Revenue Code, "Qualified Business Income".

General education concerning revisions to section 1031 of the Internal Revenue Code, "Exchange Of Real Property Held For Productive Use Or Investment". General education concerning revisions to section 199A of the Internal Revenue Code, "Qualified Business Income".

S. Rept. 117-XXX to accompany the Financial Services and General Government Appropriations Act, 2022, no bill number; Committee recommendations related to wire fraud in real estate. S. Rept. 117-XXX to accompany the Commerce, Justice, Science and Related Agencies Appropriations Act, 2022, no bill number; Committee recommendations related to wire fraud in real estate. S. Rept. 117-XXX to accompany the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2022, no bill number; Committee recommendations related to wire fraud in real estate. H. Rept. 117-79 to accompany H.R. 4345 the Financial Services and General Government Appropriations Act, 2022; Committee recommendations related to wire fraud in real estate. H. Rept. 117-XXX to accompany the Commerce, Justice, Science and Related Agencies Appropriations Act, 2022, no bill number; Committee recommendations related to wire fraud in real estate. H. Rept. 117-XXX to accompany the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2022, no bill number; Committee recommendations related to wire fraud in real estate.

H.R.842, the Protecting the Right to Organize Act of 2021, to amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959; provisions related to independent contractor definition as it relates to insurance professionals. S. 420, the Protecting the Right to Organize Act of 2021, to amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959; provisions related to independent contractor definition as it relates to insurance professionals.

H.R.1996, the Secure and Fair Enforcement (SAFE) Banking Act of 2021, to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses; entire bill. S.910, the Secure and Fair Enforcement (SAFE) Banking Act of 2021, to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses; entire bill. S.862, Clarifying the Law Around Insurance of Marijuana (CLAIM) Act, to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business; entire bill. H.R.2068, Clarifying the Law Around Insurance of Marijuana (CLAIM) Act, to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related legitimate business; entire bill. FinCEN advanced notice of proposed rulemaking on Beneficial Ownership Information Reporting Requirements (RIN 1506-AB49). Notice of proposed rulemaking RIN 3170-AB07, Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X.

H.R.6395, William M. (Mac) Thornberry National Defense Authorization Act for Fiscal Year 2021; H. Rept. 116-617 Conference Report to accompany H.R. 6395, the National Defense Authorization Act for Fiscal Year 2021; Title LXIV, establishing beneficial ownership information reporting requirements. H.R.3884, the Marijuana Opportunity Reinvestment and Expungement Act or MORE Act of 2020 to decriminalize and deschedule cannabis, to provide for reinvestment in certain persons adversely impacted by the War on Drugs, and to provide for expungement of certain cannabis offenses; provisions related to impact on financial services. H.R. 1595, the Secure And Fair Enforcement (SAFE) Banking Act of 2019, to create protections for depository institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, entire bill. S. 1200, Secure And Fair Enforcement (SAFE) Banking Act of 2019, to create protections for depository institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, Sec. 3, as it relates to safeguards for ancillary businesses and insurance protections. S. 2201, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act, to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business, and for other purposes.; entire bill. H.R. 4074, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act, to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business, and for other purposes.; entire bill. S.4692, the GUIDE Compliance Act, to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection; entire bill.

H.R. 2513, the Corporate Transparency Act of 2019, to ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies, in order to prevent wrongdoers from exploiting United States corporations and limited liability companies for criminal gain, to assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, and other misconduct involving United States corporations and limited liability companies; Section 3, as it relates to beneficial ownership reporting. S.2563, Improving Laundering Laws and Increasing Comprehensive Information Tracking of Criminal Activity in Shell Holdings (ILLICIT CASH) Act of 2019; to improve laws relating to money laundering, and for other purposes; Title IV, as it relates to beneficial ownership reporting requirements and geographic target orders. S.1215, National Defense Authorization Act for Fiscal Year 2020, to authorize appropriations for fiscal year 2020 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes; SA 2198 to establish a system to ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies. H.R.6395, William M. (Mac) Thornberry National Defense Authorization Act for Fiscal Year 2021; H. Amd. 841, to establish a system to ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies. H.R. 1595, the Secure And Fair Enforcement (SAFE) Banking Act of 2019, to create protections for depository institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, entire bill. S. 1200, Secure And Fair Enforcement (SAFE) Banking Act of 2019, to create protections for depository institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses, Sec. 3, as it relates to safeguards for ancillary businesses and insurance protections. S. 2201, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act, to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business, and for other purposes.; entire bill. H.R. 4074, the Clarifying Law Around Insurance of Marijuana (CLAIM) Act, to create a safe harbor for insurers engaging in the business of insurance in connection with a cannabis-related business, and for other purposes.; entire bill. H.R. 6800, the Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act, to make emergency supplemental appropriations for the fiscal year ending September 30, 2020, and for other purposes; Sec. 110606, as it relates to protections for financial institutions and insurers that provide financial services to cannabis-related legitimate businesses and service providers for such businesses. H.R.925, The Heroes Act, Coronavirus Recovery Supplemental Appropriations Act, 2021; Sec 606, as it relates to protections for financial institutions and insurers that provide financial services to cannabis-related legitimate businesses and service providers for such businesses. S.3990, the Financial Product Safety Commission Act of 2020,amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission; entire bill. Seeking introduction of the Give Useful Information to Define Effective Compliance Act or GUIDE Compliance Act to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection.

General education concerning business interruption insurance and proposals to stand up a Business Continuity Protection Program within FEMA to help businesses meet the financial challenges caused by future pandemics.

General education concerning the application of Cybersecurity and Infrastructure Security Agency (CISA) Memorandum on Identification Of Essential Critical Infrastructure Workers During Covid-19 Response to staff at government offices who perform title search, notary, and recording services in support of mortgage and real estate services and transactions.

General education concerning the need to establish a federal business interruptions and workers protection recovery fund that would be administered by a Special Master and authorized to enter into contracts with interested insurance companies and other service providers to administer the fund, process claims, and distribute funds to impacted entities.

S. 1028, the Strengthening the Tenth Amendment Through Entrusting States Act, to amend the Controlled Substances Act to provide for a new rule regarding the application of the Act to marihuana; entire bill.

H.R. 2513, the Corporate Transparency Act of 2019, to ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies, in order to prevent wrongdoers from exploiting United States corporations and limited liability companies for criminal gain, to assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, and other misconduct involving United States corporations and limited liability companies; Section 3, as it relates to beneficial ownership reporting. H.R. 2514, the Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform (COUNTER) Act of 2019, to make reforms to the Federal Bank Secrecy Act and anti-money laundering laws, and for other purposes; Title II, Section 215, as it relates to revisions to the geographic targeting order issued by the Financial Crimes Enforcement Network. S.2563, Improving Laundering Laws and Increasing Comprehensive Information Tracking of Criminal Activity in Shell Holdings (ILLICIT CASH) Act of 2019; to improve laws relating to money laundering, and for other purposes; Title IV, as it relates to beneficial ownership reporting requirements and geographic target order. S. 2877, Terrorism Risk Insurance Program Reauthorization Act of 2019; to reauthorize through 2027 the Terrorism Risk Insurance Program within the Department of the Treasury; entire bill. H.R. 4634,Terrorism Risk Insurance Program Reauthorization Act of 2019; to reauthorize through 2027 the Terrorism Risk Insurance Program within the Department of the Treasury; entire bill. H.R. 1865,Further Consolidated Appropriations Act, 2020; Division I, Title V, as it relates to the Terrorism Risk Insurance Program Extension.H.R. 1865,Further Consolidated Appropriations Act, 2020; Division I, Title II, as it relates to the National Flood Insurance Program Extension.

H.R. 2513, the Corporate Transparency Act of 2019, to ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies, in order to prevent wrongdoers from exploiting United States corporations and limited liability companies for criminal gain, to assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, and other misconduct involving United States corporations and limited liability companies; Section 3, as it relates to beneficial ownership reporting. H.R. 2514, the Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform (COUNTER) Act of 2019, to make reforms to the Federal Bank Secrecy Act and anti-money laundering laws, and for other purposes; Title II, Section 215, as it relates to revisions to the geographic targeting order issued by the Financial Crimes Enforcement Network. Draft legislation entitled, Improving Laundering Laws and Increasing Comprehensive Information Tracking of Criminal Activity in Shell Holdings (ILLICIT CASH) Act of 2019; to improve laws relating to money laundering, and for other purposes, no bill yet introduced. General education regarding terrorism risk insurance transactions, no bill introduced. General education regarding flood insurance, no bill introduced.

H.R. 2513, the Corporate Transparency Act of 2019, to ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies, in order to prevent wrongdoers from exploiting United States corporations and limited liability companies for criminal gain, to assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, and other misconduct involving United States corporations and limited liability companies; Section 3, as it relates to beneficial ownership reporting. H.R. 2514, the Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform (COUNTER) Act of 2019, to make reforms to the Federal Bank Secrecy Act and anti-money laundering laws, and for other purposes; Title II, Section 215, as it relates to revisions to the geographic targeting order issued by the Financial Crimes Enforcement Network. Draft legislation entitled, Improving Laundering Laws and Increasing Comprehensive Information Tracking of Criminal Activity in Shell Holdings (ILLICIT CASH) Act of 201,; to improve laws relating to money laundering, and for other purposes, no bill yet introduced.

General education regarding the Treasury Departments Financial Crimes Enforcement Network (FinCEN) extending its real estate Geographic Targeting Orders (GTOs); no bill introduced. H.R. 1595, the Secure and Fair Enforcement (SAFE) Banking Act of 2019, to create protections for depository institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses; entire bill. Draft legislation entitled the Corporate Transparency Act of 2019, to ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies, in order to prevent wrongdoers from exploiting United States corporations and limited liability companies for criminal gain, to assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, and other misconduct involving United States corporations and limited liability companies; no bill introduced.

S.3628, the National Flood Insurance Program Extension Act, a bill to reauthorize the National Flood Insurance Program; entire bill. H.R.3978, the TRID Improvement Act of 2017, to amend the Real Estate Settlement Procedures Act of 1974 to modify requirements related to mortgage disclosures, and for other purposes; entire bill. S. 2490, the TRID Improvement Act of 2018, to amends the Real Estate Settlement Procedures of 1974 to modify disclosure requirements applicable to mortgage loan transactions, entire bill. General education regarding wire fraud in real estate transactions, no bill introduced. H.R. 5078, the TRID Improvement Act of 2018, to amend the Real Estate Settlement Procedures Act of 1974 to modify requirements related to mortgage disclosures, and for other purposes; entire bill.

General education regarding blockchain and distributed ledger technology; no bill introduced. General education regarding certain industry pilot programs run by the government sponsored housing enterprises; no bill introduced. General education regarding title insurance; no bill introduced. General education regarding the Treasury Departments Financial Crimes Enforcement Network (FinCEN) extending its real estate Geographic Targeting Orders (GTOs); no bill introduced. H.R. 6147, the Interior, Environment, Financial Services and General Government, Agriculture, rural Development, Food and Drug Administration, and Transportation, Housing and Urban Development Appropriation Act, 2019, making appropriations for several federal departments and agencies; title I, section 129 of the bill as cited that it requires the FinCEN and the appropriate divisions of Treasury to report to Congress on Geographic Targeting Orders issued since 2016. S. 1454, the True Incorporation Transparency for Law Enforcement (TITLE) Act, a bill to ensure that persons who form corporations in the United States disclose the beneficial owners of those corporations, in order to prevent the formation of corporations with hidden owners, stop the misuse of United States corporations by wrongdoers, and assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, tax evasion, and other criminal and civil misconduct involving United States corporations, and for other purposes; section 3, that it relates to transparent incorporation practices. H.R. 6068, the Counter Terrorism and Illicit Finance Act, to update dollar amount thresholds for certain currency transaction reports and suspicious activity reports, to improve the sharing of suspicious activity reports within a financial group, and for other purposes; section 10, subsection (a), that it requires the Comptroller General of the United States conduct a study and submit a report to Congress regarding the effectiveness of beneficial ownership collection and incorporation practices under FinCENs CDD rule. H.R. 3089 and S. 1717, the Corporate Transparency Act of 2017, to amend title 31, United States Code, to ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies, in order to prevent wrongdoers from exploiting United States corporations and limited liability companies for criminal gain, to assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, and other misconduct involving United States corporations and limited liability companies, and for other purposes; entire bill. S. 3336, the Defending American Security from Kremlin Aggression Act of 2018, a bill to strengthen the North Atlantic Treaty Organization, to combat international cybercrime, and to impose additional sanctions with respect to the Russian Federation, and for other purposes; section 702, that it relates to the expansion of FinCENs GTOs to include beneficial ownership reporting by title insurance companies. H.R. 6743, the Consumer Information Notification Requirement Act, to amend the Gramm-Leach-Bliley Act to provide a national standard for financial institution data security and breach notification on behalf of all consumers, and for other purposes; entire bill. H.R.6258, the Financial Services and General Government Appropriations Act, 2019, making appropriations for financial services and general government for the fiscal year ending September 30, 2019, and for other purposes; subtitle XIII, section 936, that it provides amendments to mortgage disclosure requirements.

S.1182, the National Flood Insurance Program Extension Act of 2018, amends the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program through November 30, 2018; entire bill. H.R.3978, the TRID Improvement Act of 2017, to amend the Real Estate Settlement Procedures Act of 1974 to modify requirements related to mortgage disclosures, and for other purpose; entire bill. General education regarding wire fraud in real estate transactions, no bills yet introduced. Notice of proposed policy guidance; request for comment; the Bureau of Consumer Financial Protection (Bureau) invites the public to take this opportunity to comment on its proposal to create a Disclosure Sandbox through its revised Policy to Encourage Trial Disclosure Programs (Policy or TDP Policy), which is intended to carry out the Bureau's authority under Section 1032(e) of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, 83 Fed. Reg. 45574 Sept. 10, 2018.

General education regarding blockchain and distributed ledger technology; no bill yet introduced. General education regarding certain industry pilot programs run by the government sponsored housing enterprises; no bill yet introduced. H.R. 5534, the Give Useful Information to Define Effective Compliance Act or the GUIDE Compliance Act, to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection, and for other purposes; entire bill. General education regarding regulatory reform and innovation within the title industry; no bill yet introduced. General education regarding the Treasury Departments Financial Crimes Enforcement Network(FinCEN) extending its real estate Geographic Targeting Orders (GTOs); no bill introduced. S. Amdt. 3399, an amendment in the nature of a substitute to H.R. 6147, the Interior, Environment, Financial Services, and General Government Appropriations Act, 2019, making appropriations for the Department of the Interior, environment, and related agencies for the fiscal year ending September 30, 2019, and for other purposes; section 129. S. 1454, the True Incorporation Transparency for Law Enforcement Act (TITLE), a bill to ensure that persons who form corporations in the United States disclose the beneficial owners of those corporations, in order to prevent the formation of corporations with hidden owners, stop the misuse of United States corporations by wrongdoers, and assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, tax evasion, and other criminal and civil misconduct involving United States corporations, and for other purposes; section 3. H.R. 6068, the Counter Terrorism and Illicit Finance Act, to update dollar amount thresholds for certain currency transaction reports and suspicious activity reports, to improve the sharing of suspicious activity reports within a financial group, and for other purposes; section 10, subsection a. H.R. 3089 and S. 1717, the Corporate Transparency Act, to amend title 31, United States Code, to ensure that persons who form corporations or limited liability companies in the United States disclose the beneficial owners of those corporations or limited liability companies, in order to prevent wrongdoers from exploiting United States corporations and limited liability companies for criminal gain, to assist law enforcement in detecting, preventing, and punishing terrorism, money laundering, and other misconduct involving United States corporations and limited liability companies, and for other purposes; entire bill. S. 3336, the Defending American Security from Kremlin Aggression Act of 2018, a bill to strengthen the North Atlantic Treaty Organization, to combat international cybercrime, and to impose additional sanctions with respect to the Russian Federation, and for other purposes; section 702. General education on data security and breach notification requirements. H.R.6743, the Consumer Information Notification Requirement Act, to amend the Gramm-Leach-Bliley Act to provide a national standard for financial institution data security and breach notification on behalf of all consumers, and for other purposes; section 501. H.R.6258, the Financial Services and General Government Appropriations Act, 2019, making appropriations for financial services and general government for the fiscal year ending September 30, 2019, and for other purposes; subtitle XIII, section 936.

General education regarding regulatory reform and innovation within the title industry; no bill introduced. General education concerning vendor management requirements for lenders under CFPB Compliance Bulletin and Policy Guidance 2016-02, Service Providers; no bill introduced. General education regarding blockchain and distributed letter technology; no bill yet introduced. General education concerning the Treasury Departments Financial Crimes Enforcement Network (FinCEN) Geographic Targeting Orders (GTO) extending its real estate GTO; no bill introduced. H.R. 5534, the GUIDE Compliance Act, a bill to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection, and for other purposes; entire bill. H.R. 5266, the Financial Product Safety Commission Act of 2018, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission; entire bill. S. 2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act, a bill to promote economic growth, provide tailored regulatory relief, and enhance consumer protections, and for other purposes; entire bill. General education concerning the overall efficiency and effectiveness of the CFPB's Supervision Program and, consistent with the law, considering whether any changes to the program would be appropriate under Docket No. CFPB-2018-0004. General education regarding the rulemaking authorities that the CFPB inherited from certain other Federal agencies under Docket No. CFPB-2018-0012. General education regarding overall effectiveness and accessibility of CFPB's guidance materials and activities to members of the general public, including regulated entities under Docket No. CFPB-2018-0013. General education regarding overall efficiency and effectiveness of CFPB's consumer financial education program under Docket No. CFPB-2018-0015. General education regarding beneficial ownership interest and real estate; no bill introduced.

General education regarding data security and breach notification laws; no bill introduced. General education concerning housing finance reform; no bill introduced. General education concerning wire fraud in real estate transactions; no bill introduced. H.R. 3978, the TRID Improvement Act of 2017, a bill to amend the Real Estate Settlement Procedures Act of 1974 to modify requirements related to mortgage disclosures, and for other purposes; entire bill. S. 2490, the TRID Improvement Act of 2018, a bill to amend the Real Estate Settlement Procedures Act of 1974 to modify requirements related to mortgage disclosures; entire bill. H.R. 5078, the TRID Improvement Act of 2018, a bill to amend the Real Estate Settlement Procedures Act of 1974 to modify requirements related to mortgage disclosures, and for other purposes; entire bill.

General education concerning vendor management requirements for lenders under CFPB Compliance Bulletin and Policy Guidance 2016-02, Service Providers. Discussion Draft of the Give Useful Information to Define Effective Compliance Act or the GUIDE Compliance Act, a bill to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection, and for other purposes; no bill introduced. H.R.3746, the Business of Insurance Regulatory Reform Act of 2017; a bill to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes; entire bill. General education concerning the Treasury Departments Financial Crimes Enforcement Network (FinCEN ) Geographic Targeting Orders extending its real estate Geographic Targeting Orders (GTOs); no bill introduced. General education to improve the Bureau of Consumer Financial Protection no action letter process; no bill introduced. Seeking an amendment to S.2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act, a bill to promote economic growth, provide tailored regulatory relief, and enhance consumer protections, and for other purposes to modify requirements related to mortgage disclosures required by the Real Estate Settlement Procedures Act of 1974 (no amendment introduced). H.R. 5266, the Financial Product Safety Commission Act of 2018, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission; entire bill. General education regarding blockchain and distributed ledger technology; not bill yet introduced. General education regarding regulatory reform and innovation in the title industry; no bill yet introduced.

General education concerning vendor management requirements for lenders under CFPB Compliance Bulletin and Policy Guidance 2016-02, Service Providers. Discussion Draft of the Give Useful Information to Define Effective Compliance Act or the GUIDE Compliance Act, a bill to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection, and for other purposes; no bill introduced. H.R.3746, the Business of Insurance Regulatory Reform Act of 2017; a bill to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes; entire bill. General education concerning the Treasury Departments Financial Crimes Enforcement Network (FinCEN ) Geographic Targeting Orders extending its real estate Geographic Targeting Orders (GTOs); no bill introduced. General education to improve the Bureau of Consumer Financial Protection no action letter process; no bill introduced. Seeking an amendment to S.2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act, a bill to promote economic growth, provide tailored regulatory relief, and enhance consumer protections, and for other purposes to modify requirements related to mortgage disclosures required by the Real Estate Settlement Procedures Act of 1974 (no amendment introduced).

General education concerning blockchain, electronic mortgages, online notarization and other technological innovation in real estate. H.R. 2133, the Community Lending Enhancement and Regulatory Relief Act of 2017, a bill to provide regulatory relief to community financial institutions, and for other purposes; Section 12 concerning a waiver process for Consumer Financial Protection Bureau requirements on the timing for providing mortgage disclosures on certain types of mortgage loans. General education concerning vendor management requirements for lenders under CFPB Compliance Bulletin and Policy Guidance 2016-02, Service Providers. Discussion Draft of the Give Useful Information to Define Effective Compliance Act or the GUIDE Compliance Act, a bill to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection, and for other purposes; no bill yet introduced. General education concerning the Bureau Advisory Opinion Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish an advisory opinion process for the Bureau of Consumer Financial Protection, and for other purposes; no bill yet introduced. General education concerning the Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and for other purposes; no bill yet introduced. H.R.3746, the Business of Insurance Regulatory Reform Act of 2017; a bill to amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes; entire bill. H.R.3280, the Financial Services and General Government Appropriations Act, 2018; a bill to make appropriations for financial services and general government for the fiscal year ending September 30, 2018, and for other purposes; entire bill. General education concerning the Treasury Departments Financial Crimes Enforcement Network (FinCEN) Geographic Targeting Orders extended its real estate Geographic Targeting Orders (GTOs); no bill introduced.

S.838 and H.R. 1958, the Protecting Americans from Credit Entanglements Act of 2017, a bill to amend the Truth in Lending Act to include retrofit loans such as property assessed clean energy loans, and for other purposes; entire bill. General education concerning solar energy and real estate; no bill introduced. H.R. 1422, the Flood Insurance Market Parity and Modernization Act, a bill to amend the Flood Disaster Protection Act of 1973 to require that certain buildings and personal property be covered by flood insurance, and for other purposes; entire bill. H.R. 1558, the Repeatedly Flooded Communities Preparation Act, a bill to amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repetitively damaged by floods, and for other purposes; entire bill. H.R. 2246, the Taxpayer Exposure Mitigation Act of 2017, a bill to repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas and to provide for greater transfer of risk under the National Flood Insurance Program to private capital and reinsurance markets, and for other purposes; entire bill. H.R. 2565, a bill to require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes; entire bill. H.R. 2868, the National Flood Insurance Program Policyholder Protection Act of 2017, a bill to protect National Flood Insurance Program policyholders from unreasonable premium rates and to require the Program to consider the unique characteristics of urban properties, and for other purposes; entire bill. H.R. 2875, the National Flood Insurance Program Administrative Reform Act of 2017, a bill to make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes; entire bill. H.R.2874, the 21st Century Flood Reform Act, a bill to achieve reforms to improve the financial stability of the National Flood Insurance Program, to enhance the development of more accurate estimates of flood risk through new technology and better maps, to increase the role of private markets in the management of flood insurance risks, and to provide for alternative methods to insure against flood peril, and for other purposes; entire bill. S.1313, the Flood Insurance Affordability and Sustainability Act of 2017, a bill to reauthorize the National Flood Insurance Program, and for other purposes; entire bill. S.1368, the Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017, a bill to reauthorize the National Flood Insurance Program, and for other purposes; entire bill. General education concerning housing finance reform; no bill introduced. General education concerning wire fraud in real estate transactions; no bill introduced.

General education concerning proposals as to the deductibilty of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of the comprehensive tax reform legislation, no bill introduced.

Consumer Financial Protection Bureau propose rule Amendments to Federal Mortgage Disclosure Requirements Under the Truth in Lending Act (Regulation Z) RIN: 3170-AA61 published July 29, 2016.

General education concerning solar energy and real estate, no bill introduced. General education concerning flood insurance; no bill introduced. General education concerning housing finance reform; no bill introduced.

H.R. 5983, the Financial Choice Act of 2016, a bill to create hope and opportunity for consumers, investors, and entrepreneurs by ending bailouts to Too Big to Fail, holding Washington and Wall Street accountable, eliminating red tape to increase access to capital and credit, repealing the provisions of the Dodd-Frank Act that make America less prosperous, less stable, and less free, and for other purpose; entire bill. General education concerning blockchain and other technological innovation in real estate, no bill introduced. General education concerning financial technology for real estate and mortgage transactions, no bill introduced. General education concerning vendor management, no bill introduced.

Consumer Financial Protection Bureau propose rule Amendments to Federal Mortgage Disclosure Requirements Under the Truth in Lending Act (Regulation Z) RIN: 3170-AA61 published July 29, 2016.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Proposed Rule RIN 3170-AA61 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City, Miami, Los Angeles, San Diego and San Antonio; no bill yet introduced. H.R. 5983, the Financial Choice Act of 2016, a bill to create hope and opportunity for consumers, investors, and entrepreneurs by ending bailouts and Too Big to Fail, holding Washington and Wall Street accountable, eliminating red tape to increase access to capital and credit, and repealing the provisions of the Dodd-Frank Act that make America less prosperous, less stable, and less free, and for other purposes; entire bill. General education concerning blockchain and other technological innovation in real estate. H.R. 2205, the Data Security Act of 2015, a bill to protect financial information relating to consumers, to require notice of security breaches, and for other purposes; entire bill. General education concerning proposals related to data security.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. S. 3083, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced. General education concerning the Financial CHOICE Act; no bill yet introduced.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill. General education concerning Financial Crimes Enforcement Networks (FinCEN) recent Geographic Targeting Order that imposes additional record keeping and reporting requirements designed to deter money laundering in New York City and Miami; no bill yet introduced. H.R. 4620, Preserving Access to CRE Capital Act of 2016, a bill to amend the Securities Exchange Act of 1934 to exempt certain commercial real estate loans from risk retention requirements, and for other purposes; entire bill. H.R. 3700, Housing Opportunity Through Modernization Act of 2016, a bill to provide housing opportunities in the United States through modernization of various housing programs, and for other purposes; entire bill. General education concerning bank holding company investments in title agencies under the Federal Reserve Boards interpretation of Bank Holding Company Act (12 U.S.C. 1841 et. seq.), and Regulation Y 12 C.F.R. 225.1, on bank holding companies and change in bank control (Regulation Y) ; no bill yet introduced.

H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation to reintroduce the Protecting American Taxpayers and Homeowners Act of 2013, legislation to create a sustainable housing finance system for the 21st century. Draft legislation to reintroduce the Housing Finance Reform and Taxpayer Protection Act of 2013, legislation to provide secondary mortgage market reform. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. S. 1963, Bureau of Consumer Financial Protection Advisory Board Enhancement Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and for other purposes; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 3192, the Homebuyers Assistance Act, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. S. 1711, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill. H.R. 1266, the Financial Product Safety Commission Act of 2015, a bill to amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes; entire bill. S. 2038, the Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural housing finance reform, and for other purposes; entire bill.

H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced. H.R. 2213, a bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes; entire bill.

Implementation of Sections 1411, 1412, and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act, a bill to amend the Consumer Financial Protection Act of 2010 to establish advisory boards, and to set standards for appointments to Bureau advisory boards; entire bill. H.R. 685, Mortgage Choice Act of 2015, a bill to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 1265, the Bureau Advisory Commission Transparency Act, a bill to apply the requirements of the Federal Advisory Committee Act to the Bureau of Consumer Financial Protection; entire bill. H.R. 1529, the Community Institution Mortgage Relief Act of 2015, a bill to amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to modify the requirements for community financial institutions with respect to certain rules relating to mortgage loans, and for other purposes; entire bill. H.R. 1491, the Partnership to Strengthen Home Ownership Act of 2015, a bill to reform the housing finance system of the United States; entire bill. Draft legislation relating to the re-introduction of the Protecting American Taxpayer Protection Act of 2013 and the Housing Finance Reform and Taxpayer Protection Act of 2013; no bills yet introduced. Final Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z). Draft legislation implementing an advisory opinion process at the Consumer Financial Protection Bureau; no bill yet introduced. Draft legislation reforming the Consumer Financial Protection Bureau process for publishing Bulletins; no bill yet introduced.

H.R. 83, House amendment to the Senate Amendment, Consolidated and Further Continuing Appropriations Act of 2015, a bill to make consolidated appropriations for the fiscal year ending September 30, 2015, and for other purposes; Division K, Transportation, Housing and Urban Development and Related Agencies Appropriations Act of 2015. S. 2438, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act of 2015, a bill to make appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 20, 2015, and for other purposes; S.Rep 113-82, for REO Properties Study.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. H.R. 2788, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. H.R. 2994, the Mortgage Forgiveness Tax Relief Act of 2013, a bill to amend the Internal Revenue Code to extend through 2014 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. S. 1187, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence. S. 2260, EXPIRE Act of 2014, a bill to amend the Internal Revenue Code to extend through 2015 expiring tax provisions pertaining to individual and business taxpayers and the energy sector; Title I, section 103, extension of exclusion from gross income of discharge of qualified principal residence indebtness. H.R. 5771, a bill to amend the Internal Revenue Code of 1986 to extend certain expiring tax provisions relating to individuals, businesses, and the energy sector; Title 1, section 102, extension of exclusion from gross income of discharge of qualified principal residence indebtedness.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. H.R. 2788, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill.H.R. 2994, the Mortgage Forgiveness Tax Relief Act of 2013, a bill to amend the Internal Revenue Code to extend through 2014 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. S. 1187, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence. S. 2260, EXPIRE Act of 2014, a bill to amend the Internal Revenue Code to extend through 2015 expiring tax provisions pertaining to individual and business taxpayers and the energy sector; Title I, section 103, extension of exclusion from gross income of discharge of qualified principal residence indebtness.

Federal Housing Finance Agency; Notice No. 2012-N-11 (Use of Eminent Domain to Restructure Performing Loans). S. Amendment 28 offered by Senator Patrick Toomey in committee to S. 1217, the Housing Finance Reform and Taxpayer Protection Act of 2013, to prevent government entities from backing mortgages in municipalities where local governments use eminent domain to confiscate property.

General education concerning proposals as to the deductibility of interest on home mortgages and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. H.R. 2788, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill.H.R. 2994, the Mortgage Forgiveness Tax Relief Act of 2013, a bill to amend the Internal Revenue Code to extend through 2014 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. S. 1187, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence. S. 2260, EXPIRE Act of 2014, a bill to amend the Internal Revenue Code to extend through 2015 expiring tax provisions pertaining to individual and business taxpayers and the energy sector; Title I, section 103, extension of exclusion from gross income of discharge of qualified principal residence indebtness.

General education concerning proposals as to the deductibility of interest on home mortgage and revisions to section 1031 of the Internal Revenue Code under consideration as part of comprehensive tax reform legislation. No bill introduced. H.R. 2788, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill.H.R. 2994, the Mortgage Forgiveness Tax Relief Act of 2013, a bill to amend the Internal Revenue Code to extend through 2014 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence, entire bill. S. 1187, the Mortgage Forgiveness Tax Relief Act, a bill to amend the Internal Revenue Code to extend through 2015 the exclusion from gross income of income attributable to the discharge of indebtedness on a principal residence.

Federal Housing Finance Agency; Notice No. 2012-N-11 (Use of Eminent Domain to Restructure Performing Loans). H.R. 3547, FY 2014 Consolidated Appropriations, provisions related to the Federal Housing Administration insuring residential mortgages seized through eminent domain.S. 996, a bill to amend the National Flood Insurance Act of 1968 to repeal the prohibition against provision of flood insurance by the Administrator of the Federal Emergency Management Agency (FEMA) to prospective insureds at rates less than standard estimates for property purchased after enactment of the Biggert-Waters Flood Insurance Reform Act of 2012; entire bill. H.R. 3693, the Flood Insurance Relief and Transparency Act of 2013, a bill to clarify the application of the Biggert-Waters Flood Insurance Reform Act of 2012 to premium rates for certain properties; entire bill. S. 1926, a bill to delay the implementation of the Biggert-Waters Flood Insurance Reform Act of 2012, entire bill. Public Law No: 113-89, the Homeowner Flood Insurance Affordability Act of 2013, a bill to delay the implementation of the Biggert-Waters Flood Insurance Reform Act of 2012, entire bill.

Federal Housing Finance Agency; Notice No. 2012-N-11 (Use of Eminent Domain to Restructure Performing Loans). H.R. 2610, the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2014; Title II provisions related to the Federal Housing Administration insuring residential mortgages seized through eminent domain.S. 996, a bill to amend the National Flood Insurance Act of 1968 to repeal the prohibition against provision of flood insurance by the Administrator of the Federal Emergency Management Agency (FEMA) to prospective insureds at rates less than standard estimates for property purchased after enactment of the Biggert-Waters Flood Insurance Reform Act of 2012; entire bill. H.R. 3693, the Flood Insurance Relief and Transparency Act of 2013, a bill to clarify the application of the Bigget-Waters Flood Insurance Reform Act of 2012 to premium rates for certain properties; entire bill. S. 1926, a bill to delay the implementation of the Bigget-Waters Flood Insurance Reform Act of 2012, entire bill.

General education concerning proposals under consideration as part of comprehensive tax reform legislation. No bill introduced.

Implementation of Section 1032 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to combining mortgage disclosure provisions under Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA). Implementation of Section 941 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to Qualified Residential Mortgages (QRM). Contacted Consumer Financial Protection Bureau.Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. General education regarding Consumer Financial Protection Bureau's supervision of mortgage servicing. General education regarding the Federal Reserve's white paper entitled, "The U.S. Housing Market: Current Conditions and Policy Considerations." General education regarding the Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Proposed Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). Proposed Rule RIN 3170-AA12 (High-Cost Mortgage and Homeownership Counseling Amenedments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X). Proposed Rule RIN 3170-AA14 (2012 Truth in Lending Act (Regulation Z) Mortgage Servicing. Final Rule RIN 3170-AA14 (2012 Real Estate Settlement Procedures Act (Regulation X) Mortgage Service Final. Interm Final Rule 3170-AA37 (2012 Real Estate Settlement Procedures Act (Regulation X) Mortgages Service Final. H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. H.R. 3211, the Mortgage Choice Act, a bill to amend the Truth in Lending Act to change the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 563, Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural house finace reform; entire bill. S. 249, Responsible Homeowner Refinancing Act of 2013, a bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation; entire bill. H.R. 189, Transparency and Security in Mortgage Registration Act of 2013, a bill to prohibit Fannie Mae, Freddie Mac, and Ginnie Mae from owning or guaranteeing any mortgage that is assigned to the Mortgage Electronic Registration Systems or for which MERS is the mortagee of record; entire bill. S. AMDT.593 to S.CON.RES.8, an amendment to establish a scorekeeping rule to ensure that increases in guarantees fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market; entire bill. H.R. 2767, Protecting the American Taxpayers and Homeowners Act of 2013, a bill to protect American taxpayers and homeowners by creating a sustainable housing finance system for the 21st century; entire bill. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013, a bill to amend the Terrorism Risk Insurance Act of 2002 to extend from December 31, 2014, through December 31, 2024, the Terrorism Risk Insurance program; entire bill. General education concerning proposals under consideration as part of mortgage finance reform legislation.

Federal Housing Finance Agency; Private Transfer Fees; Proposed Rule RIN 2590-AA-41 (Restrictions on Fannie Mae, Freddie Mac, and the Federal Home Loan Banks acquiring or taking security positions in mortgages on properties encumbered by certain private transfer fee covenants and related securities. Proposed Rule No. 2012-N-11 (Use of Eminent Domain to Restructure Performing Loans). Proposed Rule RIN 2590-AA53 (Property Assessed Clean Energy Programs).

Implementation of Section 1032 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to combining mortgage disclosure provisions under Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA). Implementation of Section 941 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to Qualified Residential Mortgages (QRM). Contacted Consumer Financial Protection Bureau.Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. General education regarding Consumer Financial Protection Bureau's supervision of mortgage servicing. General education regarding the Federal Reserve's white paper entitled, "The U.S. Housing Market: Current Conditions and Policy Considerations." General education regarding the Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Proposed Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). Proposed Rule RIN 3170-AA12 (High-Cost Mortgage and Homeownership Counseling Amenedments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X). Proposed Rule RIN 3170-AA14 (2012 Truth in Lending Act (Regulation Z) Mortgage Servicing. Proposed Rule RIN 3170-AA14 (2012 Real Estate Settlement Procedures Act (Regulation X) Mortgage Service Proposal. H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 563, Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural house finace reform; entire bill. S. 249, Responsible Homeowner Refinancing Act of 2013, a bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. H.R. 189, Transparency and Security in Mortgage Registration Act of 2013, a bill to prohibit Fannie Mae, Freddie Mac, and Ginnie Mae from owning or guaranteeing any mortgage that is assigned to the Mortgage Electronic Registration Systems or for which MERS is the mortagee of record; entire bill. S. AMDT.593 to S.CON.RES.8, an amendment to establish a scorekeeping rule to ensure that increases in guarantees fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill. S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, a bill to reform the secondary mortgage market, entire bill.

Proposed Rule No. 2012-N-11 (Use of Eminent Domain to Restructure Performing Loans).

Implementation of Section 1032 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to combining mortgage disclosure provisions under Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA). Implementation of Section 941 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to Qualified Residential Mortgages (QRM). Contacted Consumer Financial Protection Bureau.Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. General education regarding Consumer Financial Protection Bureau's supervision of mortgage servicing. General education regarding the Federal Reserve's white paper entitled, "The U.S. Housing Market: Current Conditions and Policy Considerations." General education regarding the Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Proposed Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). Proposed Rule RIN 3170-AA12 (High-Cost Mortgage and Homeownership Counseling Amenedments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X). Proposed Rule RIN 3170-AA14 (2012 Truth in Lending Act (Regulation Z) Mortgage Servicing. Proposed Rule RIN 3170-AA14 (2012 Real Estate Settlement Procedures Act (Regulation X) Mortgage Service Proposal. H.R. 1077, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction; entire bill. S. 563, Jumpstart GSE Reform Act, a bill to provide certainty that Congress and the Administration will undertake substantive and structural house finace reform; entire bill. S. 249, Responsible Homeowner Refinancing Act of 2013, a bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. H.R. 189, Transparency and Security in Mortgage Registration Act of 2013, a bill to prohibit Fannie Mae, Freddie Mac, and Ginnie Mae from owning or guaranteeing any mortgage that is assigned to the Mortgage Electronic Registration Systems or for which MERS is the mortagee of record; entire bill. S. AMDT.593 to S.CON.RES.8, an amendment to establish a scorekeeping rule to ensure that increases in guarantees fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013, a bill to extend the Terrorism Risk Insurance Program for five years, entire bill.

Federal Housing Finance Agency; Private Transfer Fees; Proposed Rule RIN 2590-AA-41 (Restrictions on Fannie Mae, Freddie Mac, and the Federal Home Loan Banks acquiring or taking security positions in mortgages on properties encumbered by certain private transfer fee covenants and related securities). Proposed Rule No. 2012-N-11 (Use of Eminent Doman to Restructure Performing Loans). Proposed Rule RIN 2590AA53 (Property Assessed Clean Energy Programs).

H.R. 8, American Taxpayer Relief Act of 2012, a bill to avert scheduled income tax rate increases and spending reductions required by the sequestration process.

Implementation of Section 1032 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to combining mortgage disclosure provisions under Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA). Implementation of Section 941 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to Qualified Residential Mortgages (QRM). Contacted Consumer Financial Protection Bureau. Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4323, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction. HR 940, United States Covered Bond Act, to establish standards for covered bond programs and a covered bond regulatory oversight program; entire bill. HR 1182, GSE Bailout Elimination and Taxpayer Protection Act, to establish a term certain for the conservatorships of Fannie Mae and Freddie Mac, to provide conditions for continued operation of such enterprises, and to provide for the wind down of such operations and the dissolution of such enterprises; entire bill. HR 1222, GSE Subsidy Elimination Act, a bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises; entire bill. HR 1223, GSE Credit Risk Equitable Treatment Act, a bill to amend the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act; entire bill. HR 1859, Housing Finance Reform Act, to ensure the availability of reasonably priced conventional mortgages to borrowers in all economic cycles by encouraging private sector capital support the secondary mortgage market, limiting the role of the Federal government and the exposure to taxpayers; entire bill. HR 2413, Secondary Market Facility for Residential Mortgages Act, to establish a sustainable Federal Secondary Market Facility for Residential Mortgages that is financed by private capital, to terminate the conservatorships of Fannie Mae and Freddie Mac and repeal the charter Acts of such enterprises, and for other purposes; entire bill. S.1963, Mortgage Finance Act of 2011, a bill to establish a Mortgage Finance Agency, which shall be an independent agency of the Federal Government; entire bill. S. 1834, Residential Mortgage Market Privatization and Standardization Act of 2011, a bill to restore and repair the United States mortgage markets by making them transparent, bringing in private capital, winding down the Government-sponsored enterprises, and for other purposes; entire bill. General education regarding Consumer Financial Protection Bureau's supervision of mortgage servicing. General education regarding the Federal Reserve's white paper entitled, "The U.S. Housing Market: Current Conditions and Policy Considerations." S. 3085, the Responsible Homeowner Refinancing Act, a bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation; entire bill. General education regarding the Consumer Financial Protection Bureau's Bulletin 2012-03, regarding service provider relationships with financial institutions under the Bureau's supervision. Proposed Rule RIN 3170-AA19 (Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)). Proposed Rule RIN 3170-AA12 (High-Cost Mortgage and Homeownership Counseling Amenedments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X). Proposed Rule RIN 3170-AA14 (2012 Truth in Lending Act (Regulation Z) Mortgage Servicing. Proposed Rule RIN 3170-AA14 (2012 Real Estate Settlement Procedures Act (Regulation X) Mortgage Service Proposal.

Federal Housing Finance Agency; Private Transfer Fees; Proposed Rule RIN 2590-AA-41 (Restrictions on Fannie Mae, Freddie Mac, and the Federal Home Loan Banks acquiring or taking security positions in mortgages on properties encumbered by certain private transfer fee covenants and related securities) S. 1940, Flood Insurance and Modernization Act of 2011, to extend the National Flood Insurance Program through 2016; entire bill. H.R. 4348, Moving Ahead for Progress in the 21st Century Act (Map-21), provisions of Division F, Title II, concerning renewal of the federal Flood Insurance Program.

Implementation of Section 1032 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to combining mortgage disclosure provisions under Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA). Implementation of Section 941 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to Qualified Residential Mortgages (QRM). Contacted Consumer Financial Protection Bureau. Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4323, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction. HR 940, United States Covered Bond Act, to establish standards for covered bond programs and a covered bond regulatory oversight program; entire bill. HR 1182, GSE Bailout Elimination and Taxpayer Protection Act, to establish a term certain for the conservatorships of Fannie Mae and Freddie Mac, to provide conditions for continued operation of such enterprises, and to provide for the wind down of such operations and the dissolution of such enterprises; entire bill. HR 1222, GSE Subsidy Elimination Act, a bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises; entire bill. HR 1223, GSE Credit Risk Equitable Treatment Act, a bill to amend the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act; entire bill. HR 1859, Housing Finance Reform Act, to ensure the availability of reasonably priced conventional mortgages to borrowers in all economic cycles by encouraging private sector capital support the secondary mortgage market, limiting the role of the Federal government and the exposure to taxpayers; entire bill. HR 2413, Secondary Market Facility for Residential Mortgages Act, to establish a sustainable Federal Secondary Market Facility for Residential Mortgages that is financed by private capital, to terminate the conservatorships of Fannie Mae and Freddie Mac and repeal the charter Acts of such enterprises, and for other purposes; entire bill. S.1963, Mortgage Finance Act of 2011, a bill to establish a Mortgage Finance Agency, which shall be an independent agency of the Federal Government; entire bill. S. 1834, Residential Mortgage Market Privatization and Standardization Act of 2011, a bill to restore and repair the United States mortgage markets by making them transparent, bringing in private capital, winding down the Government-sponsored enterprises, and for other purposes; entire bill. General education regarding Consumer Financial Protection Bureau's supervision of mortgage servicing. General education regarding the Federal Reserve's white paper entitled, "The U.S. Housing Market: Current Conditions and Policy Considerations." S. 3085, the Responsible Homeowner Refinancing Act, a bill to provide for the expansion of affordable refinancing of mortgages held by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation; entire bill.

RIN 2590-AA41 [Fannie Mae, Freddie Mac and the Federal Home Loan Banks: Restrictions on the Acquisition of, or Taking Security Interests in, Mortgages on Properties Encumbered by Certain Private Transfer Fee Covenants and Related Securities]. S. 1940, Flood Insurance and Modernization Act of 2011, to extend the National Flood Insurance Program through 2016; entire bill.

Implementation of Section 1032 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to combining mortgage disclosure provisions under Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA). Implementation of Section 941 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to Qualified Residential Mortgages (QRM). Contacted Consumer Financial Protection Bureau. Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. H.R. 4323, Consumer Mortgage Choice Act, a bill to amend the Truth in Lending Act with respect to the definitions provided for points and fees in connection with a mortgage transaction. HR 940, United States Covered Bond Act, to establish standards for covered bond programs and a covered bond regulatory oversight program; entire bill. HR 1182, GSE Bailout Elimination and Taxpayer Protection Act, to establish a term certain for the conservatorships of Fannie Mae and Freddie Mac, to provide conditions for continued operation of such enterprises, and to provide for the wind down of such operations and the dissolution of such enterprises; entire bill. HR 1222, GSE Subsidy Elimination Act, a bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises; entire bill. HR 1223, GSE Credit Risk Equitable Treatment Act, a bill to amend the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act; entire bill. HR 1859, Housing Finance Reform Act, to ensure the availability of reasonably priced conventional mortgages to borrowers in all economic cycles by encouraging private sector capital support the secondary mortgage market, limiting the role of the Federal government and the exposure to taxpayers; entire bill. HR 2413, Secondary Market Facility for Residential Mortgages Act, to establish a sustainable Federal Secondary Market Facility for Residential Mortgages that is financed by private capital, to terminate the conservatorships of Fannie Mae and Freddie Mac and repeal the charter Acts of such enterprises, and for other purposes; entire bill. S.1963, Mortgage Finance Act of 2011, a bill to establish a Mortgage Finance Agency, which shall be an independent agency of the Federal Government; entire bill. S. 1834, Residential Mortgage Market Privatization and Standardization Act of 2011, a bill to restore and repair the United States mortgage markets by making them transparent, bringing in private capital, winding down the Government-sponsored enterprises, and for other purposes; entire bill. General education regarding Consumer Financial Protection Bureau's supervision of mortgage servicing. General education regarding the Federal Reserve's white paper entitled, "The U.S. Housing Market: Current Conditions and Policy Considerations."

HR 1754, Preserving Equal Access to Mortgage Finance Programs Act, to permanently increase the conforming loan limits for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association and the FHA maximum mortgage amount limitations; entire bill.

HR 1309, Flood Insurance Reform Act, to extend the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes; entire bill. S 1958, a bill to extend the National Flood Insurance Program until May 31, 2012; entire bill. H.R. 2055, Consolidated Appropriations Act of 2012, a bill making appropriations for most federal government operations for the remainder of 2012; Division D Title V section 573. HR 2425, Transparency and Security in Mortgage Registration Act, to prohibit Fannie Mae, Freddie Mac, and Ginnie Mae from owning or guaranteeing any mortgage that is assigned to the Mortgage Electronic Registration Systems or for which MERS is the mortgagee of record; entire bill. S 1390, Tax Lien Simplification Act, to amend the Internal Revenue Code of 1986 to simplify, modernize, and improve public notice of and access to tax lien information by providing for a national, Internet accessible, filing system for Federal tax liens, and for other purposes; entire bill. Regulatory proposals related to private transfer fee covenants; RIN 2590-AA41 [Fannie Mae, Freddie Mac and the Federal Home Loan Banks: Restrictions on the Acquisition of, or Taking Security Interests in, Mortgages on Properties Encumbered by Certain Private Transfer Fee Covenants and Related Securities]

HR 1754, Preserving Equal Access to Mortgage Finance Programs Act, to permanently increase the conforming loan limits for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association and the FHA maximum mortgage amount limitations; entire bill.

Implementation of Section 1032 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to combining mortgage disclosure provisions under Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA). Implementation of Section 941 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to Qualified Residential Mortgages (QRM) and ability to repay standards. Contacted Consumer Financial Protection Bureau. Implementation of Sections 1411, 1412 and 1413 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to ability to repay standard and qualified mortgage safe harbor. S 967, Regulation of Mortgage Servicing Act, to establish clear regulatory standards for mortgage servicers; entire bill. S 824, Foreclosure Fraud and Homeowner Abuse Prevention Act, to provide for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud and for other purposes; entire bill. HR 940, United States Covered Bond Act, to establish standards for covered bond programs and a covered bond regulatory oversight program; entire bill. HR 1182, GSE Bailout Elimination and Taxpayer Protection Act, to establish a term certain for the conservatorships of Fannie Mae and Freddie Mac, to provide conditions for continued operation of such enterprises, and to provide for the wind down of such operations and the dissolution of such enterprises; entire bill. HR 1222, GSE Subsidy Elimination Act, a bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises; entire bill. HR 1223, GSE Credit Risk Equitable Treatment Act, a bill to amend the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act; entire bill. HR 1859, Housing Finance Reform Act, to ensure the availability of reasonably priced conventional mortgages to borrowers in all economic cycles by encouraging private sector capital support the secondary mortgage market, limiting the role of the Federal government and the exposure to taxpayers; entire bill. HR 2413, Secondary Market Facility for Residential Mortgages Act, to establish a sustainable Federal Secondary Market Facility for Residential Mortgages that is financed by private capital, to terminate the conservatorships of Fannie Mae and Freddie Mac and repeal the charter Acts of such enterprises, and for other purposes; entire bill. S.1963, Mortgage Finance Act of 2011, a bill to establish a Mortgage Finance Agency, which shall be an independent agency of the Federal Government; entire bill. S. 1834, Residential Mortgage Market Privatization and Standardization Act of 2011, a bill to restore and repair the United States mortgage markets by making them transparent, bringing in private capital, winding down the Government-sponsored enterprises, and for other purposes; entire bill.

HR 1754, Preserving Equal Access to Mortgage Finance Programs Act, to permanently increase the conforming loan limits for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association and the FHA maximum mortgage amount limitations; entire bill. H RES 25, expressing the sense of the Congress that the current Federal income tax deduction for interest paid on debt secured by a first or second home should not be further restricted; entire bill.

HR 1309, Flood Insurance Reform Act, to extend the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes; entire bill. HR 2425, Transparency and Security in Mortgage Registration Act, to prohibit Fannie Mae, Freddie Mac, and Ginnie Mae from owning or guaranteeing any mortgage that is assigned to the Mortgage Electronic Registration Systems or for which MERS is the mortgagee of record; entire bill. S 1390, Tax Lien Simplification Act, to amend the Internal Revenue Code of 1986 to simplify, modernize, and improve public notice of and access to tax lien information by providing for a national, Internet accessible, filing system for Federal tax liens, and for other purposes; entire bill. Regulatory proposals related to private transfer fee covenants.

Implementation of Section 1032 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to combining mortgage disclosure provisions under Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA). Implementation of Section 941 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to Qualified Residential Mortgages (QRM) and ability to repay standards. S 967, Regulation of Mortgage Servicing Act, to establish clear regulatory standards for mortgage servicers; entire bill. S 824, Foreclosure Fraud and Homeowner Abuse Prevention Act, to provide for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud and for other purposes; entire bill. HR 940, United States Covered Bond Act, to establish standards for covered bond programs and a covered bond regulatory oversight program; entire bill. HR 1182, GSE Bailout Elimination and Taxpayer Protection Act, to establish a term certain for the conservatorships of Fannie Mae and Freddie Mac, to provide conditions for continued operation of such enterprises, and to provide for the wind down of such operations and the dissolution of such enterprises; entire bill. HR 1222, GSE Subsidy Elimination Act, a bill to increase the guarantee fees charged by Fannie Mae and Freddie Mac with respect to mortgage-backed securities guaranteed by such enterprises; entire bill. HR 1223, GSE Credit Risk Equitable Treatment Act, a bill to amend the Securities Exchange Act of 1934 to ensure mortgages held or securitized by Fannie Mae and Freddie Mac and asset-backed securities issued by such enterprises are treated similarly as other mortgages and asset-backed securities for purposes of the credit risk retention requirements under such Act; entire bill. HR 1859, Housing Finance Reform Act, to ensure the availability of reasonably priced conventional mortgages to borrowers in all economic cycles by encouraging private sector capital support the secondary mortgage market, limiting the role of the Federal government and the exposure to taxpayers; entire bill.

Implementation of Section 1032 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to combining mortgage disclosure provisions under Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA). Implementation of Section 941 of PL 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to Qualified Residential Mortgages (QRM).

H.R. 6260, Homeowner Equity Protection Act of 2010, entire bill; H.R. 6332 Homebuyer Enhanced Fee Disclosure Act of 2010, provisions related to private transfer fee covenants; H.R. 6460 Transparency and Security in Mortgage Registration Act; entire bill.

Section 1032 of H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to combining mortgage disclosure provisions under Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA).