COLIN MCLAURIN

S. 926/H.R. 164 - Policyholder Disaster Protection Act-Provides for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholder's claims arising from future catastrophic events. H.R. 3121/1682 - National Flood Insurance Reform-Restores the financial solvecy of national flood insurance program. H.R. 3355 - Homeowners Defense Act- Issue advocacy on water submetering and the Safe Drinking Water Act (SDWA)-Legislative solution to Safe Drinking Water Act (SDWA) testing requirements as they are applied to communities that submeter water that is being received from Public Water System (PWS) and then bill residents for usage.

S. 926/H.R. 164 - Policyholder Disaster Protection Act S. 927/H.R. 1787 - Catastrophic Savings Accounts S. 928 - Homeowners Protection Act H.R. 3121/1682 - National Flood Insurance Reform H.R. 3355 - Homeowners Defense Act Issue advocacy on water submetering and the Safe Drinking Water Act (SDWA)

H.R. 2787 - CJ's Home Protection Act S. 2724 CJ's Home Protection Act H. R. 1851/S. 2684 - Section 8 Voucher Reform Act FY09 Transportation, Treasury, and HUD Appropriations, PATH Funding, FY09 Homeland Security, FEMA funding FY09 Agriculture Appropriations H.R. 1676 - Native American Homeownership Act H.R. 4079 - Health and Safety Emergency Housing Act S. 2382/H.R. 4830 - FEMA Accountablity Act H.Res. 1010-RCC Manufactured Housing Week

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FS. 3261: Y09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 3285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FY09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 8285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

S. 926/H.R. 164 - Policyholder Disaster Protection Act S. 927/H.R. 1787 - Catastrophic Savings Accounts S. 928 - Homeowners Protection Act H.R. 3121/1682 - National Flood Insurance Reform H.R. 3355 - Homeowners Defense Act Issue advocacy on water submetering and the Safe Drinking Water Act (SDWA)

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FY09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 8285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FS. 3261: Y09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 3285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act S. 2724 CJ's Home Protection Act H. R. 1851/S. 2684 - Section 8 Voucher Reform Act FY09 Transportation, Treasury, and HUD Appropriations, PATH Funding, FY09 Homeland Security, FEMA funding FY09 Agriculture Appropriations H.R. 1676 - Native American Homeownership Act H.R. 4079 - Health and Safety Emergency Housing Act S. 2382/H.R. 4830 - FEMA Accountablity Act H.Res. 1010-RCC Manufactured Housing Week

H. R. 1427 - Government Sponsored Enterprises Reform (GSE) H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I) S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) H. R. 1852/1752 - Federal Housing Adminstration Title II Reform S. 2328 Federal Housing Adminstration Title I & II Reform H.R. 3221/S. 2636 Foreclosure Prevention Act H.R. 2895 - National Housing Trust Fund H. R. 5140 - House Stimulus package FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f HUD Proposed Rule - GSE Affordable Housing Goals HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA) Federal Reserve Proposed Rule - Regulation Z Reform Proposed FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance"

H. R. 1427 - Government Sponsored Enterprises Reform (GSE)-Reform the regulation of certain housing relating to GSEs. H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I)-Modernizes the FHA Title I program (home only). S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) Modernizes the FHA Title I program (home only). H. R. 1852/1752 - Federal Housing Adminstration Title II Reform-Modernize the National Housing Act. S. 2328 Federal Housing Adminstration Title I & II Reform-Contains comprehensive FHA reform package that incorporates S.1741. Includes authorization for MH condominiums and steamlines procedures for FHA loans that are subject to long-term leases. H.R. 3221/S. 2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star tax credit for MH manufacturers. H.R. 2895 - National Housing Trust Fund - Establishes the National Affordable Housing Trust Fund in the Treasury of the United States to provide for the construction, rehabilitation, and preservation of decent, safe and affordable housing for low-income families. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

H. R. 1427 - Government Sponsored Enterprises Reform (GSE) H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I) S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) H. R. 1852/1752 - Federal Housing Adminstration Title II Reform S. 2328 Federal Housing Adminstration Title I & II Reform H.R. 3221/S. 2636 Foreclosure Prevention Act H.R. 2895 - National Housing Trust Fund H. R. 5140 - House Stimulus package FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f HUD Proposed Rule - GSE Affordable Housing Goals HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA) Federal Reserve Proposed Rule - Regulation Z Reform Proposed FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance"

H. R. 1427 - Government Sponsored Enterprises Reform (GSE)-Reform the regulation of certain housing relating to GSEs. H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I)-Modernizes the FHA Title I program (home only). S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) Modernizes the FHA Title I program (home only). H. R. 1852/1752 - Federal Housing Adminstration Title II Reform-Modernize the National Housing Act. S. 2328 Federal Housing Adminstration Title I & II Reform-Contains comprehensive FHA reform package that incorporates S.1741. Includes authorization for MH condominiums and steamlines procedures for FHA loans that are subject to long-term leases. H.R. 3221/S. 2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star tax credit for MH manufacturers. H.R. 2895 - National Housing Trust Fund - Establishes the National Affordable Housing Trust Fund in the Treasury of the United States to provide for the construction, rehabilitation, and preservation of decent, safe and affordable housing for low-income families. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

S. 2818/H.R. 241/324/1012 - Small Business Health Plan Legislation-Provides for establishment and governance of association health plans.

H.R. 241/324/1012 - Small Business Health Plan Legislation

S. 2818/H.R. 241/324/1012 - Small Business Health Plan Legislation-Provides for establishment and governance of association health plans.

H.R. 2787 - CJ's Home Protection Act S. 2724 CJ's Home Protection Act H. R. 1851/S. 2684 - Section 8 Voucher Reform Act FY09 Transportation, Treasury, and HUD Appropriations, PATH Funding, FY09 Homeland Security, FEMA funding FY09 Agriculture Appropriations H.R. 1676 - Native American Homeownership Act H.R. 4079 - Health and Safety Emergency Housing Act S. 2382/H.R. 4830 - FEMA Accountablity Act H.Res. 1010-RCC Manufactured Housing Week

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FY09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 8285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FS. 3261: Y09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 3285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H. R. 1427 - Government Sponsored Enterprises Reform (GSE) H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I) S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) H. R. 1852/1752 - Federal Housing Adminstration Title II Reform S. 2328 Federal Housing Adminstration Title I & II Reform H.R. 3221/S. 2636 Foreclosure Prevention Act H.R. 2895 - National Housing Trust Fund H. R. 5140 - House Stimulus package FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f HUD Proposed Rule - GSE Affordable Housing Goals HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA) Federal Reserve Proposed Rule - Regulation Z Reform Proposed FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance"

H. R. 1427 - Government Sponsored Enterprises Reform (GSE)-Reform the regulation of certain housing relating to GSEs. H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I)-Modernizes the FHA Title I program (home only). S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) Modernizes the FHA Title I program (home only). H. R. 1852/1752 - Federal Housing Adminstration Title II Reform-Modernize the National Housing Act. S. 2328 Federal Housing Adminstration Title I & II Reform-Contains comprehensive FHA reform package that incorporates S.1741. Includes authorization for MH condominiums and steamlines procedures for FHA loans that are subject to long-term leases. H.R. 3221/S. 2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star tax credit for MH manufacturers. H.R. 2895 - National Housing Trust Fund - Establishes the National Affordable Housing Trust Fund in the Treasury of the United States to provide for the construction, rehabilitation, and preservation of decent, safe and affordable housing for low-income families. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

H.R. 3010 /S. 1782 Arbitration Fairness Act-Declares that no predispute arbitration agreement shall be valid or enforceable if it requires arbitration of (1) an employment, consumer, or franchise dispute, or (2) a dispute arising under any statute intended to protect civil rights or to regulate contracts or transactions between parties of unequal bargaining power.

H.R. 3010 /S. 1782 Arbitration Fairness Act

H.R. 3010 /S. 1782 Arbitration Fairness Act-Declares that no predispute arbitration agreement shall be valid or enforceable if it requires arbitration of (1) an employment, consumer, or franchise dispute, or (2) a dispute arising under any statute intended to protect civil rights or to regulate contracts or transactions between parties of unequal bargaining power.

S. 926/H.R. 164 - Policyholder Disaster Protection Act-Provides for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholder's claims arising from future catastrophic events. H.R. 3121/1682 - National Flood Insurance Reform-Restores the financial solvecy of national flood insurance program. H.R. 3355 - Homeowners Defense Act- Issue advocacy on water submetering and the Safe Drinking Water Act (SDWA)-Legislative solution to Safe Drinking Water Act (SDWA) testing requirements as they are applied to communities that submeter water that is being received from Public Water System (PWS) and then bill residents for usage.

S. 926/H.R. 164 - Policyholder Disaster Protection Act S. 927/H.R. 1787 - Catastrophic Savings Accounts S. 928 - Homeowners Protection Act H.R. 3121/1682 - National Flood Insurance Reform H.R. 3355 - Homeowners Defense Act Issue advocacy on water submetering and the Safe Drinking Water Act (SDWA)

H. R. 3609/S. 2133/2136 - Helping Families Save Their Homes in Bankruptcy Act

H. R. 3609/S. 2133/2136 - Helping Families Save Their Homes in Bankruptcy Act-Addresses the treatment of primary mortgages in foreclosure by allowing bankruptcy judges to modify loan terms

H. R. 3609/S. 2133/2136 - Helping Families Save Their Homes in Bankruptcy Act-Addresses the treatment of primary mortgages in foreclosure by allowing bankruptcy judges to modify loan terms

S. 822/H.R. 1385 - New Homes Tax Credit Extension-Extends certain EPact tax provisions set to expire in 2008. Extends the energy efficiency home tax credit - Energy Star and $2,000 tax credit for Modular homes. HR3648/S1394-Mortgage Debt Forgiveness-Debt considered income for tax purposes would not be considered as taxable income. H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation-Legislation would tax carried interest as ordinary income. H.R. 5720 - Housing Assistance Tax Act-Legislation offers an additional standard deduction for non-itemizers.

S. 822/H.R. 1385 - New Homes Tax Credit extension Housing and consumer tax credit legislation tied to energy efficiency H. R. 3648/S. 1394 - Mortgage Debt Forgiveness H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation H.R. 5720 - Housing Assistance Tax Act

S. 822/H.R. 1385 - New Homes Tax Credit Extension-Extends certain EPact tax provisions set to expire in 2008. Extends the energy efficiency home tax credit - Energy Star and $2,000 tax credit for Modular homes. HR3648/S1394-Mortgage Debt Forgiveness-Debt considered income for tax purposes would not be considered as taxable income. H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation-Legislation would tax carried interest as ordinary income.

H. R. 85 - Energy Technology Transfer Act-Provides for the establishment of centers to encourage demonstration and commercial application of advanced energy methods and technologies. H.R. 365/S. 635 Methamphetamine Remediation Research Act-Provides for research program and remediation of closed methamphetamine production laboratories.

H. R. 85 - Energy Technology Transfer Act H.R. 365/S. 635 Methamphetamine Remediation Research Act

H. R. 85 - Energy Technology Transfer Act-Provides for the establishment of centers to encourage demonstration and commercial application of advanced energy methods and technologies. H.R. 365/S. 635 Methamphetamine Remediation Research Act-Provides for research program and remediation of closed methamphetamine production laboratories.

S. 822/H.R. 1385 - New Homes Tax Credit Extension-Extends certain EPact tax provisions set to expire in 2008. Extends the energy efficiency home tax credit - Energy Star and $2,000 tax credit for Modular homes. HR3648/S1394-Mortgage Debt Forgiveness-Debt considered income for tax purposes would not be considered as taxable income. H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation-Legislation would tax carried interest as ordinary income.

S. 822/H.R. 1385 - New Homes Tax Credit extension Housing and consumer tax credit legislation tied to energy efficiency H. R. 3648/S. 1394 - Mortgage Debt Forgiveness H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation H.R. 5720 - Housing Assistance Tax Act

S. 822/H.R. 1385 - New Homes Tax Credit Extension-Extends certain EPact tax provisions set to expire in 2008. Extends the energy efficiency home tax credit - Energy Star and $2,000 tax credit for Modular homes. HR3648/S1394-Mortgage Debt Forgiveness-Debt considered income for tax purposes would not be considered as taxable income. H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation-Legislation would tax carried interest as ordinary income. H.R. 5720 - Housing Assistance Tax Act-Legislation offers an additional standard deduction for non-itemizers.

H.R. 2787 - CJ's Home Protection Act S. 2724 CJ's Home Protection Act H. R. 1851/S. 2684 - Section 8 Voucher Reform Act FY09 Transportation, Treasury, and HUD Appropriations, PATH Funding, FY09 Homeland Security, FEMA funding FY09 Agriculture Appropriations H.R. 1676 - Native American Homeownership Act H.R. 4079 - Health and Safety Emergency Housing Act S. 2382/H.R. 4830 - FEMA Accountablity Act H.Res. 1010-RCC Manufactured Housing Week

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FS. 3261: Y09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 3285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FY09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 8285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act S. 2724 CJ's Home Protection Act H. R. 1851/S. 2684 - Section 8 Voucher Reform Act FY09 Transportation, Treasury, and HUD Appropriations, PATH Funding, FY09 Homeland Security, FEMA funding FY09 Agriculture Appropriations H.R. 1676 - Native American Homeownership Act H.R. 4079 - Health and Safety Emergency Housing Act S. 2382/H.R. 4830 - FEMA Accountablity Act H.Res. 1010-RCC Manufactured Housing Week

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FS. 3261: Y09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 3285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FY09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 8285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

S. 822/H.R. 1385 - New Homes Tax Credit extension Housing and consumer tax credit legislation tied to energy efficiency H. R. 3648/S. 1394 - Mortgage Debt Forgiveness H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation H.R. 5720 - Housing Assistance Tax Act

S. 822/H.R. 1385 - New Homes Tax Credit Extension-Extends certain EPact tax provisions set to expire in 2008. Extends the energy efficiency home tax credit - Energy Star and $2,000 tax credit for Modular homes. HR3648/S1394-Mortgage Debt Forgiveness-Debt considered income for tax purposes would not be considered as taxable income. H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation-Legislation would tax carried interest as ordinary income. H.R. 5720 - Housing Assistance Tax Act-Legislation offers an additional standard deduction for non-itemizers.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FS. 3261: Y09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 3285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FY09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 8285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H. R. 3221/S.2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star Tax credit for MH manufacturers. H. R. 1424: Emergency Economic Stabiliazation Act of 2008: Provides authority to the Treasury Secretary to restore liquidity and stability to the U.S. financial system and to ensure the economic well-being of Americans. To include: Purchase of troubled assets and insurance of troubled assets, establishes a financial oversight board, enables forclosure mitigation efforts, and assistance to homeowners. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

H. R. 1427 - Government Sponsored Enterprises Reform (GSE)-Reform the regulation of certain housing relating to GSEs. H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I)-Modernizes the FHA Title I program (home only). S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) Modernizes the FHA Title I program (home only). H. R. 1852/1752 - Federal Housing Adminstration Title II Reform-Modernize the National Housing Act. S. 2328 Federal Housing Adminstration Title I & II Reform-Contains comprehensive FHA reform package that incorporates S.1741. Includes authorization for MH condominiums and steamlines procedures for FHA loans that are subject to long-term leases. H.R. 3221/S. 2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star tax credit for MH manufacturers. H.R. 2895 - National Housing Trust Fund - Establishes the National Affordable Housing Trust Fund in the Treasury of the United States to provide for the construction, rehabilitation, and preservation of decent, safe and affordable housing for low-income families. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

H. R. 85 - Energy Technology Transfer Act-Provides for the establishment of centers to encourage demonstration and commercial application of advanced energy methods and technologies. H.R. 365/S. 635 Methamphetamine Remediation Research Act-Provides for research program and remediation of closed methamphetamine production laboratories.

H. R. 85 - Energy Technology Transfer Act-Provides for the establishment of centers to encourage demonstration and commercial application of advanced energy methods and technologies. H.R. 365/S. 635 Methamphetamine Remediation Research Act-Provides for research program and remediation of closed methamphetamine production laboratories.

H. R. 85 - Energy Technology Transfer Act H.R. 365/S. 635 Methamphetamine Remediation Research Act

H. R. 3221/S.2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star Tax credit for MH manufacturers. H. R. 1424: Emergency Economic Stabiliazation Act of 2008: Provides authority to the Treasury Secretary to restore liquidity and stability to the U.S. financial system and to ensure the economic well-being of Americans. To include: Purchase of troubled assets and insurance of troubled assets, establishes a financial oversight board, enables forclosure mitigation efforts, and assistance to homeowners. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

H. R. 1427 - Government Sponsored Enterprises Reform (GSE)-Reform the regulation of certain housing relating to GSEs. H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I)-Modernizes the FHA Title I program (home only). S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) Modernizes the FHA Title I program (home only). H. R. 1852/1752 - Federal Housing Adminstration Title II Reform-Modernize the National Housing Act. S. 2328 Federal Housing Adminstration Title I & II Reform-Contains comprehensive FHA reform package that incorporates S.1741. Includes authorization for MH condominiums and steamlines procedures for FHA loans that are subject to long-term leases. H.R. 3221/S. 2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star tax credit for MH manufacturers. H.R. 2895 - National Housing Trust Fund - Establishes the National Affordable Housing Trust Fund in the Treasury of the United States to provide for the construction, rehabilitation, and preservation of decent, safe and affordable housing for low-income families. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FY09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 8285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FS. 3261: Y09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 3285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act S. 2724 CJ's Home Protection Act H. R. 1851/S. 2684 - Section 8 Voucher Reform Act FY09 Transportation, Treasury, and HUD Appropriations, PATH Funding, FY09 Homeland Security, FEMA funding FY09 Agriculture Appropriations H.R. 1676 - Native American Homeownership Act H.R. 4079 - Health and Safety Emergency Housing Act S. 2382/H.R. 4830 - FEMA Accountablity Act H.Res. 1010-RCC Manufactured Housing Week

S. 822/H.R. 1385 - New Homes Tax Credit extension Housing and consumer tax credit legislation tied to energy efficiency H. R. 3648/S. 1394 - Mortgage Debt Forgiveness H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation H.R. 5720 - Housing Assistance Tax Act

S. 822/H.R. 1385 - New Homes Tax Credit Extension-Extends certain EPact tax provisions set to expire in 2008. Extends the energy efficiency home tax credit - Energy Star and $2,000 tax credit for Modular homes. HR3648/S1394-Mortgage Debt Forgiveness-Debt considered income for tax purposes would not be considered as taxable income. H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation-Legislation would tax carried interest as ordinary income.

S. 822/H.R. 1385 - New Homes Tax Credit Extension-Extends certain EPact tax provisions set to expire in 2008. Extends the energy efficiency home tax credit - Energy Star and $2,000 tax credit for Modular homes. HR3648/S1394-Mortgage Debt Forgiveness-Debt considered income for tax purposes would not be considered as taxable income. H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation-Legislation would tax carried interest as ordinary income. H.R. 5720 - Housing Assistance Tax Act-Legislation offers an additional standard deduction for non-itemizers.

S. 822/H.R. 1385 - New Homes Tax Credit extension Housing and consumer tax credit legislation tied to energy efficiency H. R. 3648/S. 1394 - Mortgage Debt Forgiveness H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation H.R. 5720 - Housing Assistance Tax Act

S. 822/H.R. 1385 - New Homes Tax Credit Extension-Extends certain EPact tax provisions set to expire in 2008. Extends the energy efficiency home tax credit - Energy Star and $2,000 tax credit for Modular homes. HR3648/S1394-Mortgage Debt Forgiveness-Debt considered income for tax purposes would not be considered as taxable income. H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation-Legislation would tax carried interest as ordinary income. H.R. 5720 - Housing Assistance Tax Act-Legislation offers an additional standard deduction for non-itemizers.

S. 822/H.R. 1385 - New Homes Tax Credit Extension-Extends certain EPact tax provisions set to expire in 2008. Extends the energy efficiency home tax credit - Energy Star and $2,000 tax credit for Modular homes. HR3648/S1394-Mortgage Debt Forgiveness-Debt considered income for tax purposes would not be considered as taxable income. H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation-Legislation would tax carried interest as ordinary income.

H. R. 1427 - Government Sponsored Enterprises Reform (GSE)-Reform the regulation of certain housing relating to GSEs. H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I)-Modernizes the FHA Title I program (home only). S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) Modernizes the FHA Title I program (home only). H. R. 1852/1752 - Federal Housing Adminstration Title II Reform-Modernize the National Housing Act. S. 2328 Federal Housing Adminstration Title I & II Reform-Contains comprehensive FHA reform package that incorporates S.1741. Includes authorization for MH condominiums and steamlines procedures for FHA loans that are subject to long-term leases. H.R. 3221/S. 2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star tax credit for MH manufacturers. H.R. 2895 - National Housing Trust Fund - Establishes the National Affordable Housing Trust Fund in the Treasury of the United States to provide for the construction, rehabilitation, and preservation of decent, safe and affordable housing for low-income families. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

H. R. 1427 - Government Sponsored Enterprises Reform (GSE) H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I) S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) H. R. 1852/1752 - Federal Housing Adminstration Title II Reform S. 2328 Federal Housing Adminstration Title I & II Reform H.R. 3221/S. 2636 Foreclosure Prevention Act H.R. 2895 - National Housing Trust Fund H. R. 5140 - House Stimulus package FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f HUD Proposed Rule - GSE Affordable Housing Goals HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA) Federal Reserve Proposed Rule - Regulation Z Reform Proposed FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance"

H.R. 3010 /S. 1782 Arbitration Fairness Act-Declares that no predispute arbitration agreement shall be valid or enforceable if it requires arbitration of (1) an employment, consumer, or franchise dispute, or (2) a dispute arising under any statute intended to protect civil rights or to regulate contracts or transactions between parties of unequal bargaining power.

H.R. 3010 /S. 1782 Arbitration Fairness Act-Declares that no predispute arbitration agreement shall be valid or enforceable if it requires arbitration of (1) an employment, consumer, or franchise dispute, or (2) a dispute arising under any statute intended to protect civil rights or to regulate contracts or transactions between parties of unequal bargaining power.

H.R. 3010 /S. 1782 Arbitration Fairness Act

H. R. 3609/S. 2133/2136 - Helping Families Save Their Homes in Bankruptcy Act-Addresses the treatment of primary mortgages in foreclosure by allowing bankruptcy judges to modify loan terms

H. R. 3609/S. 2133/2136 - Helping Families Save Their Homes in Bankruptcy Act

H. R. 3609/S. 2133/2136 - Helping Families Save Their Homes in Bankruptcy Act-Addresses the treatment of primary mortgages in foreclosure by allowing bankruptcy judges to modify loan terms

H. R. 1427 - Government Sponsored Enterprises Reform (GSE)-Reform the regulation of certain housing relating to GSEs. H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I)-Modernizes the FHA Title I program (home only). S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) Modernizes the FHA Title I program (home only). H. R. 1852/1752 - Federal Housing Adminstration Title II Reform-Modernize the National Housing Act. S. 2328 Federal Housing Adminstration Title I & II Reform-Contains comprehensive FHA reform package that incorporates S.1741. Includes authorization for MH condominiums and steamlines procedures for FHA loans that are subject to long-term leases. H.R. 3221/S. 2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star tax credit for MH manufacturers. H.R. 2895 - National Housing Trust Fund - Establishes the National Affordable Housing Trust Fund in the Treasury of the United States to provide for the construction, rehabilitation, and preservation of decent, safe and affordable housing for low-income families. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

H. R. 1427 - Government Sponsored Enterprises Reform (GSE) H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I) S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) H. R. 1852/1752 - Federal Housing Adminstration Title II Reform S. 2328 Federal Housing Adminstration Title I & II Reform H.R. 3221/S. 2636 Foreclosure Prevention Act H.R. 2895 - National Housing Trust Fund H. R. 5140 - House Stimulus package FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f HUD Proposed Rule - GSE Affordable Housing Goals HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA) Federal Reserve Proposed Rule - Regulation Z Reform Proposed FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance"

H.R. 2787 - CJ's Home Protection Act S. 2724 CJ's Home Protection Act H. R. 1851/S. 2684 - Section 8 Voucher Reform Act FY09 Transportation, Treasury, and HUD Appropriations, PATH Funding, FY09 Homeland Security, FEMA funding FY09 Agriculture Appropriations H.R. 1676 - Native American Homeownership Act H.R. 4079 - Health and Safety Emergency Housing Act S. 2382/H.R. 4830 - FEMA Accountablity Act H.Res. 1010-RCC Manufactured Housing Week

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FY09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 8285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FS. 3261: Y09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 3285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 3915 - Mortgage Reform and Anti-Predatory-Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountablity for such practices S. 2452 - Home Ownership Preservation and Protection Act-Amends the Truth in Lending Act to provide protection to consumers with respect to certain high-cost loans.

H.R. 3915 - Mortgage Reform and Anti-Predatory S. 2452 - Home Ownership Preservation and Protection Act

H. R. 1427 - Government Sponsored Enterprises Reform (GSE) H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I) S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) H. R. 1852/1752 - Federal Housing Adminstration Title II Reform S. 2328 Federal Housing Adminstration Title I & II Reform H.R. 3221/S. 2636 Foreclosure Prevention Act H.R. 2895 - National Housing Trust Fund H. R. 5140 - House Stimulus package FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f HUD Proposed Rule - GSE Affordable Housing Goals HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA) Federal Reserve Proposed Rule - Regulation Z Reform Proposed FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance"

H. R. 3221/S.2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star Tax credit for MH manufacturers. H. R. 1424: Emergency Economic Stabiliazation Act of 2008: Provides authority to the Treasury Secretary to restore liquidity and stability to the U.S. financial system and to ensure the economic well-being of Americans. To include: Purchase of troubled assets and insurance of troubled assets, establishes a financial oversight board, enables forclosure mitigation efforts, and assistance to homeowners. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

H. R. 1427 - Government Sponsored Enterprises Reform (GSE)-Reform the regulation of certain housing relating to GSEs. H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I)-Modernizes the FHA Title I program (home only). S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) Modernizes the FHA Title I program (home only). H. R. 1852/1752 - Federal Housing Adminstration Title II Reform-Modernize the National Housing Act. S. 2328 Federal Housing Adminstration Title I & II Reform-Contains comprehensive FHA reform package that incorporates S.1741. Includes authorization for MH condominiums and steamlines procedures for FHA loans that are subject to long-term leases. H.R. 3221/S. 2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star tax credit for MH manufacturers. H.R. 2895 - National Housing Trust Fund - Establishes the National Affordable Housing Trust Fund in the Treasury of the United States to provide for the construction, rehabilitation, and preservation of decent, safe and affordable housing for low-income families. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FY09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 8285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FS. 3261: Y09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 3285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act S. 2724 CJ's Home Protection Act H. R. 1851/S. 2684 - Section 8 Voucher Reform Act FY09 Transportation, Treasury, and HUD Appropriations, PATH Funding, FY09 Homeland Security, FEMA funding FY09 Agriculture Appropriations H.R. 1676 - Native American Homeownership Act H.R. 4079 - Health and Safety Emergency Housing Act S. 2382/H.R. 4830 - FEMA Accountablity Act H.Res. 1010-RCC Manufactured Housing Week

H.R. 2787 - CJ's Home Protection Act S. 2724 CJ's Home Protection Act H. R. 1851/S. 2684 - Section 8 Voucher Reform Act FY09 Transportation, Treasury, and HUD Appropriations, PATH Funding, FY09 Homeland Security, FEMA funding FY09 Agriculture Appropriations H.R. 1676 - Native American Homeownership Act H.R. 4079 - Health and Safety Emergency Housing Act S. 2382/H.R. 4830 - FEMA Accountablity Act H.Res. 1010-RCC Manufactured Housing Week

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FY09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 8285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

H.R. 2787 - CJ's Home Protection Act-Requires all manufactured homes produced and sold in the U.S. to have weather radios. S. 2724 CJ's Home Protection Act- Requires all MH homes not on permanent foundations produced and sold to have weather radios H. R. 1851/S. 2684 - Section 8 Voucher Reform Act-facilitates the use of vouchers for full cost of purchasing manufactured homes sited on leased land. FS. 3261: Y09 Transportation, Treasury and HUD Appropriations - Advocating for funding for the Partnership for Advancing Technology in Housing (PATH) Program. FY09 Agriculture Appropriations-Rural housing/development initiatives. H.R. 1676 - Native American Homeownership Act-Reaurthorizes the Housing and Urban Development's program of loan guarantees for housing in Native American tribal lands. H.R. 4079 - Health and Safety Emergency Housing Act-Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require temporary housing units provided to assist disaster victims to comply with certain formaldehyde emissions requirements S. 2382/H.R. 4830 - FEMA Accountablity Act- Requires the Administrator of the Federal Emergency Management Agency to quickly and fairly address the abundance of surplus manufactured housing units stored by the Federal Government around the country at taxpayers expense. H.Res. 1010-RCC Manufactured Housing Week- Recognizes the role manufactured housing plays in the housing market. H.R. 5897-Travel Trailer Residents' Registry Act - Establishes a health registery to ensure that certain individuals who may have been exposed to formaldehyde in a travel trailer have an opportunity to register for such registry and receive medical treatment for such exposure. Contains an overly broad definition of travel trailers that would include manufactured housing. 24 CFR 3280, 3285 -HUD Model Manufactured Installation Standards Final Rule-Sets forth minimum requirements for the installation of manufactured homes as required by the MHIA. 24 CFR 3286 - HUD Manufactured Home Model Installation Program Final Rule-Sets forth minimum requirements for the installation program implementing and enforcing the required installation standards as required by the MHI. Included are requirements for recording keeping, temporary location of homes on dealer lots, installation training, installer certification, for manufacturers, retailers and installers. 24 CFR 3282, 3285-HUD On-Site Completion of Construction of Manufactured homes-Will set forth provisions under a new subpart allowing for the on-site completion of innovative homes components/construction practices that are essentially extensions of home construction elements currently covered by the HUD-Code but not expressly provided for and therefore require Alternative Construction letters. 24 CRF 3280.402-HUD-Code Truss Testing Protocol-The proposed rul would amend Sec.3280.402 to provide more stringent initial qualification of truss design. 24 CFR 3285-Ground Anchor Assembly Test Protocol-Will set forth standardized testing procedures and methods for determining maximum loads for different assemblies based on ground anchoring requirements in the Model Installation Standards. Intended to simiplify the ground anchor assembly selection process and improve the effectiveness of anchoring systems. FEMA 85 - Manufactured Homes in Flood Hazard Areas-FEMA 85 provides guidance on the installation of manufactured homes in flood hazard areas that in compliant with the National Flood Insurance Program requirements. While a non-mandatory guide, the provisions become mandatory if a local jurisdiction adopts it as there requirement.

S. 2818/H.R. 241/324/1012 - Small Business Health Plan Legislation-Provides for establishment and governance of association health plans.

S. 2818/H.R. 241/324/1012 - Small Business Health Plan Legislation-Provides for establishment and governance of association health plans.

H. R. 1427 - Government Sponsored Enterprises Reform (GSE)-Reform the regulation of certain housing relating to GSEs. H. R. 2139 - Federal Housing Administration Title I Reform (FHA Title I)-Modernizes the FHA Title I program (home only). S. 1741 - Federal Housing Adminstration Title I Reform (FHA Title I) Modernizes the FHA Title I program (home only). H. R. 1852/1752 - Federal Housing Adminstration Title II Reform-Modernize the National Housing Act. S. 2328 Federal Housing Adminstration Title I & II Reform-Contains comprehensive FHA reform package that incorporates S.1741. Includes authorization for MH condominiums and steamlines procedures for FHA loans that are subject to long-term leases. H.R. 3221/S. 2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star tax credit for MH manufacturers. H.R. 2895 - National Housing Trust Fund - Establishes the National Affordable Housing Trust Fund in the Treasury of the United States to provide for the construction, rehabilitation, and preservation of decent, safe and affordable housing for low-income families. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

H. R. 3221/S.2636 Foreclosure Prevention Act-Comprehensive FHA Title I and Title II Reform. Net Operating Loss (NOL) carryback provisions, tax credit for homebuyers who purchase a home in foreclosure, provision allowing for an additional standard deduction for real property taxes for non-itemizers, and extension of Energy Star Tax credit for MH manufacturers. H. R. 1424: Emergency Economic Stabiliazation Act of 2008: Provides authority to the Treasury Secretary to restore liquidity and stability to the U.S. financial system and to ensure the economic well-being of Americans. To include: Purchase of troubled assets and insurance of troubled assets, establishes a financial oversight board, enables forclosure mitigation efforts, and assistance to homeowners. H. R. 5140 - House Stimulus package- Provides economic stimulus through recovery rebates to individuals, incentives for business investment, and an increase in conforming and FHA loan limits FHA Permanent Foundation Requirements for Manufactured Homes - 24 CRF 203.47f - In lieu of installing HUD Code homes in accordance with the Guide to Permanent Foundations, FHA will be proposing to adopt the HUD Model Installation Standard (or state equivalent) as its permanent foundation requirement HUD Proposed Rule - GSE Affordable Housing Goals-24 CFR Part 81-Proposed rule will establish the housing goals (effective 2009) for the GSEs. HUD Proposed Rule - Reform of the Real Estate Procedures Act (RESPA)-24 CFR Parts 203 and 3500-Proposed rule would require lenders to itemize borrower costs on an enhanced Good Faith Estimate. Lenders to disclose Yield Spread Premiums paid to brokers. New penalties for RESPA violations. Federal Reserve Proposed Rule - Regulation Z Reform- 12CFR Part 226 Fed proposed defines "higher prices mortgage loans" (HPML as any loan with an APR 3pts above yield on t-bills with comparable terms. Rules provides that HPML lenders required to consider borrower's ability to repay, verify income, escrow taxes and insurance, and are not permitted to use prepayment penalties FHA Title II Morgagee Letter "Manufactured Housing Policy Guidance" - "Manufactured Housing Policy Guidance"-The letter covers a host of issues under the topic of property eligiblity and underwriting eligibility. The letter indicates FHA's desire to receive invoices and supporting documentation for all site-work from installers and subcontractors. This documentation is not required for site-built construction loans and is excessive considering all homes are appraised by FHA approved appraisers. H.R. 6078- The Green Act-Estabishes certain energy efficiency and green building criteria for housing programs funded by the federal government. H.R. 958-Data Accountablity and Trust Act-Protects consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for a nationwide notice in the event of a security breach. S. 495-Personal Data Privacy and Security Act-Prevents and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information.

H. R. 85 - Energy Technology Transfer Act-Provides for the establishment of centers to encourage demonstration and commercial application of advanced energy methods and technologies. H.R. 365/S. 635 Methamphetamine Remediation Research Act-Provides for research program and remediation of closed methamphetamine production laboratories.

H. R. 85 - Energy Technology Transfer Act-Provides for the establishment of centers to encourage demonstration and commercial application of advanced energy methods and technologies. H.R. 365/S. 635 Methamphetamine Remediation Research Act-Provides for research program and remediation of closed methamphetamine production laboratories.

H. R. 85 - Energy Technology Transfer Act H.R. 365/S. 635 Methamphetamine Remediation Research Act

S. 822/H.R. 1385 - New Homes Tax Credit Extension-Extends certain EPact tax provisions set to expire in 2008. Extends the energy efficiency home tax credit - Energy Star and $2,000 tax credit for Modular homes. HR3648/S1394-Mortgage Debt Forgiveness-Debt considered income for tax purposes would not be considered as taxable income. H.R. 3996/2834/3970/S. 1624 - Carried Interest Legislation-Legislation would tax carried interest as ordinary income.