Policyholder Disaster Protection Act of 2007

S. 926/H.R. 164 - Policyholder Disaster Protection Act-Provides for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholder's claims arising from future catastrophic events. Water Submetering: Issue advocacy on water submetering and the Safe Drinking Water Act (SDWA)-Legislative solution to Safe Drinking Water Act (SDWA) testing requirements as they are applied to communities that submeter water that is being received from Public Water System (PWS) and then bill residents for usage.

Client expense: $46,635 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Intl Trade Administration (ITA), Occupational Safety & Health Administration (OSHA), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of

S. 926/H.R. 164 - Policyholder Disaster Protection Act-Provides for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholder's claims arising from future catastrophic events. Water Submetering: Issue advocacy on water submetering and the Safe Drinking Water Act (SDWA)-Legislative solution to Safe Drinking Water Act (SDWA) testing requirements as they are applied to communities that submeter water that is being received from Public Water System (PWS) and then bill residents for usage.

Client expense: $69,934 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Intl Trade Administration (ITA), Occupational Safety & Health Administration (OSHA), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of

S. 926/H.R. 164 - Policyholder Disaster Protection Act-Provides for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholder's claims arising from future catastrophic events. H.R. 3121/1682 - National Flood Insurance Reform-Restores the financial solvecy of national flood insurance program. Bills expected to be reintroduced in 2009 Water Submetering: Issue advocacy on water submetering and the Safe Drinking Water Act (SDWA)-Legislative solution to Safe Drinking Water Act (SDWA) testing requirements as they are applied to communities that submeter water that is being received from Public Water System (PWS) and then bill residents for usage.

Client expense: $87,628 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Intl Trade Administration (ITA), Occupational Safety & Health Administration (OSHA), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of

S. 926/H.R. 164 - Policyholder Disaster Protection Act-Provides for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholder's claims arising from future catastrophic events. H.R. 3121/1682 - National Flood Insurance Reform-Restores the financial solvecy of national flood insurance program. Bills expected to be reintroduced in 2009 Water Submetering: Issue advocacy on water submetering and the Safe Drinking Water Act (SDWA)-Legislative solution to Safe Drinking Water Act (SDWA) testing requirements as they are applied to communities that submeter water that is being received from Public Water System (PWS) and then bill residents for usage.

Client expense: $105,262 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Intl Trade Administration (ITA), Occupational Safety & Health Administration (OSHA), SENATE, Transportation, Dept of (DOT), Treasury, Dept of

H.R. 1212, H.R. 164, H.R. 1787, H.R. 1832, H.R. 2407, H.R. 3355, H.R. 3644, H.R. 537, H.R. 846, H.R. 913, S. 2286, S. 2310, S. 2327, S. 2328, S. 292, S. 538, S. 690, S. 926, S. 927, S. 928, S. 930, S. 931

Client expense: $454,203 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Congressional Budget Office (CBO), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR164, HR537, HR846, HR913, HR1787, HR1832, HR2407, HR3355, HR3644, S292, S538, S690, S926, S927, S928, S929, S930, S931, S2286, S2310, S2327, S2328

Client expense: $433,208 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Patent & Trademark Office (PTO), SENATE, Treasury, Dept of

S. 926/H.R. 164 - Policyholder Disaster Protection Act-Provides for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholder's claims arising from future catastrophic events. H.R. 3121/1682 - National Flood Insurance Reform-Restores the financial solvecy of national flood insurance program. H.R. 3355 - Homeowners Defense Act- Issue advocacy on water submetering and the Safe Drinking Water Act (SDWA)-Legislative solution to Safe Drinking Water Act (SDWA) testing requirements as they are applied to communities that submeter water that is being received from Public Water System (PWS) and then bill residents for usage.

Client expense: $90,345 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Intl Trade Administration (ITA), Occupational Safety & Health Administration (OSHA), SENATE, Transportation, Dept of (DOT), Treasury, Dept of

HR 164, S 926 Policyholder Disaster Protection Act of 2007; HR 330 Homeowners Insurance Availability Act; HR 1787 and S 927 Catastrophic Savings Accounts; HR 91, S 928 Homeowners Protection Act of 2007; HR 537, HR 3644, S 292, S 2286 bills to create a Commission of Catastrophic Risk and Insurance; HR 3355, S 2310 Homeowners Defense Act of 2007, S 2327 Homeowners Insurance Assistance Act; S 2328 Property Mitigation Assistance Act; On all these bills our interest is for Congress to determine the most appropriate method and level of involvement for the federal government in response to insurance protection issues for natural disasters. Specifically, we support the creation of a federal Commission to further study the issue, and efforts that encourage greater mitigation of disaster risks. We have concerns about too much federal interference with the private marketplace.

Client expense: $80,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

See addendum page. HR 164-all provisions relating to catastrophe reserves HR 1081-all provisions relating to insurance regulation and McCarran-Ferguson HR 1424-all provisions relating to financial crisis and financial regulation HR 2761-implementation of all provisions relating to the terrorism risk insurance HR 3121-all provisions relating to wind risk HR 3200-all provisions relating to optional federal insurance charter HR 3355-all provisions relating to natural disaster insurance HR 3997-all provisions relating to financial crisis and financial regulation HR 5069-all provisions relating to product recall costs HR 5611-all provisions relating to regulation of insurance producers HR 5840-all provisions relating to regulation of insurance S 40-all provisions relating to optional federal insurance charter S 618-all provisions relating to insurance regulation and McCarran-Ferguson S 926-all provisions relating to catastrophe reserves S 2081-all provisions relating to product recall costs S 2284-all provisions relating to wind risk The Treasury Departments Blueprint For A Modernized Financial Regulatory System

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S. 292/H.R. 537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R. 920 - Multiple Peril Insurance Act of 2007 H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 207 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 H.R. 91 / S. 928 - Homeowners Insurance Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 926 - Policyholder Disaster Protection Act of 2007 H.R. 1692 - The Flood Insurance Reform and Modernization Act of 2007 H.R. 3121 / S. 2284 - Flood Insurance Reform and Modernization Act of 2007 S. 2310 Homeowners Defense Act of 2007 H.R. 3926 - Safe Building Code Incentives Act of 2007 H.R. 3355 - Homeowners Defense Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 S. 2328 - Property Mitigaiton Assistance Act of 2007

Client expense: $612,133 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance Regulation issues including: S.40 National Insurance Act of 2007 H.R.3200 National Insurance Act of 2007 S.929 Non-admitted and Reinsurance Reform Act of 2007 Insurance Regulation issues continued: H.R.1065 - Non-admitted and Reinsurance Reform Act of 2007 H.R.5611 National Association of Registered Agents and Brokers Reform Act of 2008 H.R.5840 Insurance Information Act of 2008 H.R.5792 Increasing Insurance Coverage Options for Consumers Act of 2008 Natural Catastrophe/Flood Insurance issues including: S.292 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R.537 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 S.2286 Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.3644 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.330 Homeowners Insurance Availability Act of 2007 S.927 Catastrophe Savings Accounts Act of 2007 H.R.1787 Catastrophe Savings Accounts Act of 2007 H.R.91 Homeowners Insurance Protection Act of 2007 S.928 Homeowners Protection Act of 2007 H.R.920 Multiple Peril Insurance Act of 2007 H.R.164 - Policyholder Disaster Protection Act of 2007 S.926 - Policyholder Disaster Protection Act of 2007 S.2328 - Property Mitigation Assistance Act of 2007 H.R.3355 Homeowners Defense Act of 2007 S.2310 - Homeowners' Defense Act of 2007 S.2327 - Homeowners Insurance Assistance Act of 2007 H.R.3121 Flood Insurance Reform and Modernization Act of 2007 S.2284 - Flood Insurance Reform and Modernization Act of 2007 H.R.922-National Flood Insurance Program Participation Evaluation Act of 2007 S.1890 Flood Insurance Choice Act of 2007 H.R.1682 Flood Insurance Reform and Modernization Act of 2007 S.1890 - Flood Insurance Choice Act of 2007 H.R.3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. S.1061 - Homeowners' Insurance Noncoverage Disclosure Act H.R.2638 Consolidated Security, Disaster Assistance and Continuing Appropriations Act of 2009 (NFIP extension) Auto issues including: S.545 - Passenger Vehicle Loss Disclosure Act H.R.2811 - Passenger Vehicle Loss Disclosure Act Workers Compensation issues including: H.R.2549 Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2007 H.R.3963 - Children's Health Insurance Program Reauthorization Act of 2007 Health Insurance issues including: S.558 Mental Health Parity Act of 2007 H.R.1424 To amend section 712 of the Employee Retirement Income Security Act of 1974, section 2705 of the Public Health Service Act, section 9812 of the Internal Revenue Code of 1986 TRICARE issues Underwriting issues including: H.R.5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 H.R.6062 Personal Lines of Insurance Fairness Act H.R.3056 The Social Security Number Privacy and Identity Theft Prevention Act S.3001 Duncan Hunter National Defense Authorization Act for FY09 S.AMDT.5466 Prohibition on Discrimination in Life Insurance

Client expense: $690,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1212, H.R. 164, H.R. 1787, H.R. 1832, H.R. 2407, H.R. 3355, H.R. 3644, H.R. 537, H.R. 846, H.R. 913, S. 2286, S. 2310, S. 2327, S. 2328, S. 292, S. 538, S. 690, S. 926, S. 927, S. 928, S. 930, S. 931

Client expense: $454,203 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Congressional Budget Office (CBO), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S. 926/H.R. 164 - Policyholder Disaster Protection Act-Provides for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholder's claims arising from future catastrophic events. H.R. 3121/1682 - National Flood Insurance Reform-Restores the financial solvecy of national flood insurance program. Water Submetering: Issue advocacy on water submetering and the Safe Drinking Water Act (SDWA)-Legislative solution to Safe Drinking Water Act (SDWA) testing requirements as they are applied to communities that submeter water that is being received from Public Water System (PWS) and then bill residents for usage.

Client expense: $79,510 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Intl Trade Administration (ITA), Occupational Safety & Health Administration (OSHA), SENATE, Transportation, Dept of (DOT), Treasury, Dept of

*HR 1746, Holocaust Insurance Accountability Act of 2007 - all provisions *HR 3200, National Insurance Act of 2007 - all provisions *HR 1065, Nonadmitted and Reinsurance Reform Act - all provisions *HR 5840, Insurance Information Act of 2008 - all provisions *HR 6213, Reinsurance International Solvency Standards Evaluation Board Act of 2008 - all provisions *Climate change-related legislation (no specific legislation) - provisions related to carbon dioxide emissions controls *Natural Catastrophe related legislation (HR 3355- The Homeowners Defense Act of 2007; HR 164, The Policyholder Disaster Protection Act; HR 330, Homeowners Insurance Availability Act; HR3959, Amendments to the National Flood Insurance Program) - provisions related to the establishment of federal government-sponsored insurance program for natural catastrophe damages and related financing proposals *S2284/HR3121, Flood Insurance Reform and Modernization Act of 2007 - all provisions *HR 6969 Related party reinsurance - provisions related to foreign taxation

Client expense: $280,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Client expense: $6,520,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office

HR 164, S 926 Policyholder Disaster Protection Act of 2007; HR 330 Homeowners Insurance Availability Act; HR 1787 and S 927 Catastrophic Savings Accounts; HR 91, S 928 Homeowners Protection Act of 2007; HR 537, HR 3644, S 292, S 2286 bills to create a Commission of Catastrophic Risk and Insurance; HR 3355, S 2310 Homeowners Defense Act of 2007, S 2327 Homeowners Insurance Assistance Act; S 2328 Property Mitigation Assistance Act; On all these bills our interest is for Congress to determine the most appropriate method and level of involvement for the federal government in response to insurance protection issues for natural disasters. Specifically, we support the creation of a federal Commission to further study the issue, and efforts that encourage greater mitigation of disaster risks. We have concerns about too much federal interference with the private marketplace.

Client expense: $100,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

National Insurance Act (HR 3200, S 40) - a bill to establish an Office of National Insurance within the Dept. of Treasury (create an optional federal insurance charter); Flood Insurance Choice Act of 2007 (S 1890) - allows individuals the opporturnity to opt out of flood insurance coverage contingent on certain certifications; Flood Insurance Reform and Modernization Act (HR 3121, S 2284) - Amends the Flood Insurance Act of 1968 to restore its financial solvency; Policyholder Disaster Protection Act of 2007 (HR 164 / S 926) - amends the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events; Homeowners Insurance Protection Act of 2007 (HR 91/ S 1061) - establishes a program to provide reinsurance for State natural catastrophe insurance programs; encourages and promotes mitigation and prevention for, and recovery and rebuilding from such catastrophes, and assists in the financial recovery from catastrophes; Homeowners' Insurance Availability Act of 2007 (HR 330) - establishes a Federal program to provide reinsurance to improve the availability of homeowners' insurance; Homeowners' Defense Act of 2007 (HR 3355) - provides federal support for state-sponsored insurance programs by facilitating a National Catastrophe Risk Consortium and creating a National Homeowners' Insurance Stabilization Program; Catastrophe Savings Accounts Act of 2007 (HR 927) - amends the Internal Revenue Code of 1986 to create tax-exempt Catastrophe Savings Accounts; Nonadmitted and Reinsurance Reform Act of 2007 (S 929/ HR 1065) - streamlines the regulation of nonadmitted insurance and reinsurance markets; Proposals to expand the Liabilty Risk Retention Act to include property coverage (no specific legislation introduced); Passanger Vehicle Loss Disclosure Act (S 545/ HR 2811) - requires insurers and self-insurers of passenger motor vehicles to disclose to the public passenger vehicle loss data; Concern over potential participation on insurers in TARP.

Client expense: $790,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Optional Federal Charter for insurers: National Insurance Act of 2007 - S. 40, HR 3200 Office of Insurance Information in the US Department of Treasury: Insurance Information Act of 2008 - HR 5840 Surplus lines: Nonadmitted and Reinsurance Reform Act - HR 1065, S. 929 McCarran-Ferguson repeal: Insurance Industry Competition Act of 2007 - S. 618, HR 1081 Reinsurance International Solvency Standards Evaluation Board Act of 2008 - HR 6213 National Association of Registered Agents and Brokers Reform Act of 2008 - HR 5611 Issues related to using credit in personal lines of insurance - HR 5633, HR 6062 Federal Crop Insurance Program National Flood Insurance Program: Flood Insurance Reform and Modernization Act of 2007 - HR 1682, HR 3121, S. 2284; Multiple Peril Insurance Act of 2007 - HR 920; Flood Insurance Choice Act of 2007 - S. 1890 Medicare Secondary Payer and Workers' Compensation Reform - HR 2549 Issues related to insurance and natural catastrophes - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - HR 537, S. 292; Homeowners' Protection Act of 2007 - S. 928; Homeowners' Insurance Protection Act of 2007 - HR 91; Homeowners' Insurance Availability Act of 2007 - HR 330; Policyholder Disaster Protection Act of 2007 (tax-deferred catastrophic reserves) - S. 926, HR 164 False Claims Act Correction Act of 2007 - S. 2041, HR 4854 Increasing Insurance Coverage Options for Consumers Act of 2008 - HR 5792 Taxation of Reinsurance Transactions: HR 6969

Client expense: $350,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

International taxation: S. 1006; HR 1672; S. 96; S. 681 Taxation on insurance companies; taxation of reinsurance transactions: HR 6969 Tax-deferred catastrophic reserves: Policyholder Disaster Protection Act of 2007 - S. 926, HR 164 Offshore Deferred Compensation Reform Act of 2007 - S. 2199

Client expense: $350,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

H.R. 1212 - Catastrophic Disaster Recovery Improvements Act of 2007 - All provisions H.R. 164 - Policyholder Disaster Protection Act of 2007 - All provisions H.R. 1787 - Catastrophe Savings Accounts Act of 2007 - All provisions H.R. 1832 - National Hurricane Research Initiative Act of 2007 - All provisions H.R. 2407 - National Hurricane Research Initiative Act of 2007 - All provisions H.R. 537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - All provisions H.R. 846 - Emergency and Disaster Assistance Fraud Penalty Enhancement Act of 2007 - All provisions H.R. 913 - Hurricane and Tornado Mitigation Investment Act of 2007 - All provisions H.R. 3355 - Homeowners' Defense Act of 2007 - All provisions H.R. 3644 - A bill to establish a nonpartisan Commission on Natural Catastrophe Risk Management and Insurance, and for other purposes - All provisions S. 292 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - All provisions S. 538 - Work, Hope and Opportunity for the Disaster Area Today Act - All provisions S. 690 - Catastrophic Disaster Recovery Improvements Act of 2007 - All provisions S. 926 - Policyholder Disaster Protection Act of 2007 - All provisions S. 927 - Catastrophe Savings Accounts Act of 2007 - All provisions S. 928 - Homeowners Protection Act of 2007 - All provisions S. 930 - Hurricane and Tornado Mitigation Investment Act of 2007 - All provisions S. 931 - National Hurricane Research Initiative Act of 2007 - All provisions S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 - All provisions S. 2310 - A bill to establish a national catastrophic risks consortium and a national homeowners' insurance stabilization program - All provisions S. 2327 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for increased homeowners insurance premiums suffered by certain coastal homeowners or resulting from hurricane events - All provisions S. 2328 - A bill to establish a homeowner mitigation loan program within the Federal Emergency Management Agency to promote pre-disaster mitigation measures - All provisions H.R. 1525 - Internet Spyware (I-Spy) Prevention Act of 2007 - All provisions H.R. 6308 - Municipal Bond Fairness Act - All provisions H.R. 964 - SPY Act - All provisions S. 1260 - Data Security Act of 2007 - All provisions S. 1265 - Counter Spy Act - All provisions

Client expense: $630,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S. 40/ H.R. 3200, National Insurance Act (Entire bill) S. 929/ H.R. 1065, Nonadmitted and Reinsurance Reform Act of 2007 (Entire bill) S. 618/ H.R. 1081, Insurnace Industry Competition Act of 2007 (Entire bill) S. 742. H.R. 2385, Ban Asbestos in America Act of 2007 (Entire bill) H.R. 91, The Homeowners Insurance Protection Act of 2007 (Entire bill) H.R. 164/ S. 926, the Policyholder Disaster Protection act of 2007 (Entire bill) H.R. 330, The Homeowners Insurance Availability Act of 2007 (Entire bill) H.R. 537/ S. 292, The commission on Catastrophic Disaster Risk (Entire bill) H.R. 913, The Hurricane and Tornado Mitigation Investment Act of 2007 (Entire bill) H.R. 920, The Multiple Peril Insurance Act of 2007 (Entire bill) H.R. 1682, Flood Insurance Reform and Modernization Act of 2007 (Entire bill) H.R. 1852, Expanding American Homeownership Act of 2007 (Entire bill) H.R. 1787/ S. 927, Catastrophe Savings Account Act (Entire bill) H.R. 3121, Flood Insurance reform and Modernization Act (Entire bill) H.R. 3355/ S. 2310, Homeowners Defense Act (Entire bill) S. 1061, Homeowners Insurance Noncoverage Disclosure Act (Entire bill) S. 1890, Flood Insurance Choice act (Entire bill) S. 2047, Flood Insurance Disclosure act (Entire bill) S. 2286/ H.R. 3644, Commission on Natural Catastrophic Risk Management and Insurance Act (Entire bill) S. 2284, Flood Insurance Reform and Modernization Act (Entire bill) S. 2327, Homeowners Assistance Act (Entire bill) S. 2338/ H.R. 6424, Property Mitigation Assistance Act (Entire bill) S. 2458/ H.R. 4461, Community Building Code Administration Grant Act (Entire bill) H.R. 1746, Holocaust Insurance Accountability Act (Entire bill) H.R. 5633, Non-discriminatory Use of Consumer Reports and Consumer Information Act (Entire bill) H.R. 5611, National Association of Registered agents and Brokers Reform Act of 2008 (Entire bill) H.R. 5840, Insurance Information Act (Entire bill) H.r. 5792, Increasing Insurance Coverage Options for Consumers Act (Entire bill) H.R. 6062, Personal lines of Insurance Fairness Act (Entire bill) H.R. 6213, Reinsurance International Solvency Standards Evaluation Board Act (Entire bill) H.R. 1424, The Emergency Economic Stabilization Act (Sec. 3, Sec. 303) H.R. 3339/ H.R. 6903, Bruce Vento Ban asbestos and Prevent Mesothelioma act (Entire bill) H.R. 2638, Consolidated Security, Disaster Assistance and Continuing Appropriations act of 2009 (Sec. 145)

Client expense: $390,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

Insurance regulation issues including: Emergency Economic Stabilization Act H.R.3200, National Insurance Act of 2007; S.40, National Insurance Act of 2007 S.929 and H.R.1065, Non-admitted and Reinsurance Reform Act of 2007 Insurance regulation issues (continued); H.R.5611, National Association of Registered Agents and Brokers Reform Act of 2008 H.R.5840, Insurance Information Act of 2008 H.R.5792, Increasing Insurance Coverage Options for Consumers Act of 2008 Natural Catastrophe/flood issues including: S.292, Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R.537, Commission on Catastrophic Disaster risk and Insurance Act of 2007 S.2286, Commission on Natural Catastrophe Risk management and Insurance Act of 2007 H.R.3644, Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.330, Homeowners Insurance Availability Act of 2007 S.927, Catastrophe Savings Account Act of 2007 H.R.1787, Catastrophe Savings Account Act of 2007 H.R.91, Homeowners Insurance Protection Act of 2007 S.928, Homeowners Protection Act of 2007 H.R.920, Multiple Peril Insurance Act of 2007 H.R.164 and S.926, Policyholder Disaster Protection Act of 2007 S.2328, Property Mitigation Assistance Act of 2007 H.R.2327, Homeowners Insurance Assistance Act of 2007 H.R.3355 and S.2310, Homeowners Defense Act of 2007 H.R.3121 and S.2284, Flood Insurance Reform and Modernization Act of 2007 H.R.922, National Flood Insurance Program Participation Evaluation Act of 2007 S.1890, Flood Insurance Choice Act of 2007 H.R.1682, Flood Insurance Reform and Modernization Act of 2007 H.R.3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. S.1061, Homeowners' Insurance Noncoverage Disclosure Act Auto issues including: S.545 and H.R.2811, Passenger Vehicle Loss Disclosure Act Workers Compensation issues including: H.R.2549, Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2007 H.R.3963, Children's Health Insurance Program Reauthorization Act of 2007 Health Insurance issues including: S.558, Mental Health Parity Act of 2007 H.R.1424, To amend section 712 of the Employee Retirement Income Security Act of 1974, section 2705 of the Public Health Service Act, section 9812 of the Internal Revenue Code of 1986 Underwriting issues including: H.R.5633, Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 H.R.6062, Personal Lines of Insurance Fairness Act H.R.3056, The Social Security Number Privacy and Identify Theft Prevention Act

Client expense: Not reported · Firm income: $80,000

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 164; S. 926 Policyholder Disaster Protection Act of 2007 (all provisions) H.R. 46 Small Business Tax Fairness and Simplification Act of 2007 (all provisions) H.R. 3362 Tax Fairness for Small Businesses Act of 2007 (all provisions) H.R. 1787; S. 927 Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 913; S. 930 Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) Estate Tax Reform Extension of Income, Capital Gains and Dividend Tax Reforms H.R. 3970 Tax Reduction and Reform Act of 2007 (all provisions) H.R. 3997; H.R. 1424 Emergency Economic Stabilization Act (all provisions)

Client expense: $250,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

See addendum page. HR 164-all provisions relating to catastrophe reserves HR 1081-all provisions relating to insurance regulation and McCarran-Ferguson HR 1424-all provisions relating to financial crisis and financial regulation HR 2761-implementation of all provisions relating to the terrorism risk insurance HR 3121-all provisions relating to wind risk HR 3200-all provisions relating to optional federal insurance charter HR 3355-all provisions relating to natural disaster insurance HR 3997-all provisions relating to financial crisis and financial regulation HR 5069-all provisions relating to product recall costs HR 5611-all provisions relating to regulation of insurance producers HR 5840-all provisions relating to regulation of insurance S 40-all provisions relating to optional federal insurance charter S 618-all provisions relating to insurance regulation and McCarran-Ferguson S 926-all provisions relating to catastrophe reserves S 2081-all provisions relating to product recall costs S 2284-all provisions relating to wind risk The Treasury Departments Blueprint For A Modernized Financial Regulatory System

Client expense: $20,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Insurance Regulation issues including: S.40 National Insurance Act of 2007 H.R.3200 National Insurance Act of 2007 S.929 Non-admitted and Reinsurance Reform Act of 2007 Insurance Regulation issues continued: H.R.1065 - Non-admitted and Reinsurance Reform Act of 2007 H.R.5611 National Association of Registered Agents and Brokers Reform Act of 2008 H.R.5840 Insurance Information Act of 2008 H.R.5792 Increasing Insurance Coverage Options for Consumers Act of 2008 Natural Catastrophe/Flood Insurance issues including: S.292 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R.537 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 S.2286 Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.3644 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.330 Homeowners Insurance Availability Act of 2007 S.927 Catastrophe Savings Accounts Act of 2007 H.R.1787 Catastrophe Savings Accounts Act of 2007 H.R.91 Homeowners Insurance Protection Act of 2007 S.928 Homeowners Protection Act of 2007 H.R.920 Multiple Peril Insurance Act of 2007 H.R.164 - Policyholder Disaster Protection Act of 2007 S.926 - Policyholder Disaster Protection Act of 2007 S.2328 - Property Mitigation Assistance Act of 2007 H.R.3355 Homeowners Defense Act of 2007 S.2310 - Homeowners' Defense Act of 2007 S.2327 - Homeowners Insurance Assistance Act of 2007 H.R.3121 Flood Insurance Reform and Modernization Act of 2007 S.2284 - Flood Insurance Reform and Modernization Act of 2007 H.R.922-National Flood Insurance Program Participation Evaluation Act of 2007 S.1890 Flood Insurance Choice Act of 2007 H.R.1682 Flood Insurance Reform and Modernization Act of 2007 S.1890 - Flood Insurance Choice Act of 2007 H.R.3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. S.1061 - Homeowners' Insurance Noncoverage Disclosure Act H.R.2638 Consolidated Security, Disaster Assistance and Continuing Appropriations Act of 2009 (NFIP extension) Auto issues including: S.545 - Passenger Vehicle Loss Disclosure Act H.R.2811 - Passenger Vehicle Loss Disclosure Act Workers Compensation issues including: H.R.2549 Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2007 H.R.3963 - Children's Health Insurance Program Reauthorization Act of 2007 Health Insurance issues including: S.558 Mental Health Parity Act of 2007 H.R.1424 To amend section 712 of the Employee Retirement Income Security Act of 1974, section 2705 of the Public Health Service Act, section 9812 of the Internal Revenue Code of 1986 TRICARE issues Underwriting issues including: H.R.5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 H.R.6062 Personal Lines of Insurance Fairness Act H.R.3056 The Social Security Number Privacy and Identity Theft Prevention Act S.3001 Duncan Hunter National Defense Authorization Act for FY09 S.AMDT.5466 Prohibition on Discrimination in Life Insurance

Client expense: $980,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Implementation of the Terrorism Risk Insurance Program Reathorizaton Act (HR 2761) - extends the current terrorism insurance program at the Dept. of Treasury; National Insurance Act (HR 3200, S 40) - a bill to establish an Office of National Insurance within the Dept. of Treasury (create an optional federal insurance charter); Flood Insurance Choice Act of 2007 (S 1890) - allows individuals the opporturnity to opt out of flood insurance coverage contingent on certain certifications; Flood Insurance Reform and Modernization Act (HR 3121, S 2284) - Amends the Flood Insurance Act of 1968 to restore its financial solvency; Multiple Peril Insurance Act of 2007 (HR 920) - Amends the National Flood Insurance Act of 1968 to provide for the national flood insurance program to make available multiperil coverage for damage resulting from windstorms or floods; Commission on Catastrophic Disaster Risk and Insurance Act of 2007 (S 292/HR 537) - Establishes the bipartisan Commission on Catastrophic Disaster Risk and Insurance to assess post-event insurance markets and exposures; Policyholder Disaster Protection Act of 2007 (HR 164 / S 926) - amends the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events; Homeowners Insurance Protection Act of 2007 (HR 91/ S 1061) - establishes a program to provide reinsurance for State natural catastrophe insurance programs; encourages and promotes mitigation and prevention for, and recovery and rebuilding from such catastrophes, and assists in the financial recovery from catastrophes; Homeowners' Insurance Availability Act of 2007 (HR 330) - establishes a Federal program to provide reinsurance to improve the availability of homeowners' insurance; Homeowners' Defense Act of 2007 (HR 3355) - provides federal support for state-sponsored insurance programs by facilitating a National Catastrophe Risk Consortium and creating a National Homeowners' Insurance Stabilization Program; Catastrophe Savings Accounts Act of 2007 (HR 927) - amends the Internal Revenue Code of 1986 to create tax-exempt Catastrophe Savings Accounts; Nonadmitted and Reinsurance Reform Act of 2007 (S 929/ HR 1065) - streamlines the regulation of nonadmitted insurance and reinsurance markets; Proposals to expand the Liabilty Risk Retention Act to include property coverage (no specific legislation introduced); Passanger Vehicle Loss Disclosure Act (S 545/ HR 2811) - requires insurers and self-insurers of passenger motor vehicles to disclose to the public passenger vehicle loss data;

Client expense: $270,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of

S. 40/ H.R. 3200, National Insurance Act (Entire bill) S. 929/ H.R. 1065, Nonadmitted and Reinsurance Reform Act of 2007 (Entire bill) S. 618/ H.R. 1081, Insurance Industry Competition Act of 2007 (Entire bill) S. 742/ H.R. 2385, Ban Asbestos in America Act of 2007 (Entire bill) H.R. 91, The Homeowners Insurance Protection Act of 2007 (Entire bill) H.R. 164/ S. 926, The Poicyholder Disaster Protection Act of 2007 (Entire bill) H.R. 330, The Homeowners Insurance Availability Act of 2007 (Entire bill) H.R. 537/ S. 292, The Commission on Catastrophic Disaster Risk (Entire bill) H.R. 913, The Hurricane and Tornado Mitigation Investment Act of 2007 (Entire bill) H.R. 920, The Multiple Peril insurance Act of 2007 (Entire bill) H.R. 1682, Flood Insurance Reform and Modernization Act of 2007 (Entire bill) H.R. 1852, Expanding American Homeownership Act of 2007 (Entire bill) H.R. 1787/ S. 927, Catastrophe Savings Account Act (Entire bill) H.R. 3121, Flood Insurance Reform and Modernization Act (Entire bill) H.R. 3355/ S. 2310, Homeowners Defense Act (Entire bill) S. 1061, Homeowners Insurance Noncoverage Disclosure Act (Entire bill) S. 1890, Flood Insurance Choice Act (Entire bill) S. 2047, Flood Insurance Disclosure Act (Entire bill) S. 2286/ H.R. 3644, Commission on Natural Catastrophic Risk Management and Insurance Act (Entire bill) S. 2284, Flood Insurance Reform and Modernization Act (Entire bill) S. 2327, Homeowners Assistance Act (Entire bill) S. 2338/ H.R. 6424, Property Mitigation Assistance Act (Entire bill) S. 2458/ H.r. 4461, Community Building Code Administration Grant Act (Entire bill) H.R. 4721, Terrorism Risk Insurance Improvement Act (Entire bill) H.R. 1746, Holocaust Insurance Accountability Act (Entire bill) H.R. 5633, Non-discriminatory Use of Consumer Reports and Consumer Information Act (Entire bill) H.R. 5611, National Association of Registered Agents and Brokers Reform Act of 2008 (Entire bill) H.R. 5840, Insurance Information Act (Entire bill) H.R. 5792, Increasing Insurance Coverage Options for Consumers Act (Entire bill) H.R. 6062, Personal Lines of Insurance Fairness Act (Entire bill) H.R. 6213, Reinsurance International Solvency Standareds Evaluation Board Act (Entire bill) H.R. 1424, The Emergency Economic Stabilization Act (Entire bill) H.R. 3339/ H.R. 6903, Bruce Vento Ban Asbestos and Prevent Mesothelioma Act (Entire bill) H.R. 2638, Consolidated Security, Disaster Assistance and Continuing Appropriations Act of 2009 (Sec. 145)

Client expense: $480,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Council of Economic Advisers (CEA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

International taxation: S. 1006; HR 1672; S. 96; S. 681 Taxation on insurance companies; taxation of reinsurance transactions: HR 6969 Tax-deferred catastrophic reserves: Policyholder Disaster Protection Act of 2007 - S. 926, HR 164 Offshore Deferred Compensation Reform Act of 2007 - S. 2199

Client expense: $220,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

Optional Federal Charter for insurers: National Insurance Act of 2007 - S. 40, HR 3200 Office of Insurance Information in the US Department of Treasury: Insurance Information Act of 2008 - HR 5840 Surplus lines: Nonadmitted and Reinsurance Reform Act - HR 1065, S. 929 McCarran-Ferguson repeal: Insurance Industry Competition Act of 2007 - S. 618, HR 1081 Reinsurance International Solvency Standards Evaluation Board Act of 2008 - HR 6213 National Association of Registered Agents and Brokers Reform Act of 2008 - HR 5611 Issues related to using credit in personal lines of insurance - HR 5633, HR 6062 Federal Crop Insurance Program: Farm Bill Extension Act of 2007 - HR 2419, S. 2302 National Flood Insurance Program: Flood Insurance Reform and Modernization Act of 2007 - HR 1682, HR 3121, S. 2284; Multiple Peril Insurance Act of 2007 - HR 920; Flood Insurance Choice Act of 2007 - S. 1890 Medicare Secondary Payer and Workers' Compensation Reform - HR 2549 Issues related to insurance and natural catastrophes - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - HR 537, S. 292; Homeowners' Protection Act of 2007 - S. 928; Homeowners' Insurance Protection Act of 2007 - HR 91; Homeowners' Insurance Availability Act of 2007 - HR 330; Policyholder Disaster Protection Act of 2007 (tax-deferred catastrophic reserves) - S. 926, HR 164 False Claims Act Correction Act of 2007 - S. 2041, HR 4854 Increasing Insurance Coverage Options for Consumers Act of 2008 - HR 5792 Taxation of Reinsurance Transactions: HR 6969

Client expense: $220,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

Insurance regulation issues including: S.40, National Insurance Act of 2007 H.R.3200, National Insurance Act of 2007 S.929 and H.R.1065, Non-admitted and Reinsurance Reform Act of 2007 Insurance regulation issues (continued); H.R.5611, National Association of Registered Agents and Brokers Reform Act of 2008 H.R.5840, Insurance Information Act of 2008 H.R.5792, Increasing Insurance Coverage Options for Consumers Act of 2008 Natural Catastrophe/flood issues including: S.292, Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R.537, Commission on Catastrophic Disaster risk and Insurance Act of 2007 S.2286, Commission on Natural Catastrophe Risk management and Insurance Act of 2007 H.R.3644, Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.330, Homeowners Insurance Availability Act of 2007 S.927, Catastrophe Savings Account Act of 2007 H.R.1787, Catastrophe Savings Account Act of 2007 H.R.91, Homeowners Insurance Protection Act of 2007 S.928, Homeowners Protection Act of 2007 H.R.920, Multiple Peril Insurance Act of 2007 H.R.164 and S.926, Policyholder Disaster Protection Act of 2007 S.2328, Property Mitigation Assistance Act of 2007 H.R.2327, Homeowners Insurance Assistance Act of 2007 H.R.3355 and S.2310, Homeowners Defense Act of 2007 H.R.3121 and S.2284, Flood Insurance Reform and Modernization Act of 2007 H.R.922, National Flood Insurance Program Participation Evaluation Act of 2007 S.1890, Flood Insurance Choice Act of 2007 H.R.1682, Flood Insurance Reform and Modernization Act of 2007 H.R.3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. S.1061, Homeowners' Insurance Noncoverage Disclosure Act Auto issues including: S.545 and H.R.2811, Passenger Vehicle Loss Disclosure Act Workers Compensation issues including: H.R.2549, Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2007 H.R.3963, Children's Health Insurance Program Reauthorization Act of 2007 Health Insurance issues including: S.558, Mental Health Parity Act of 2007 H.R.1424, To amend section 712 of the Employee Retirement Income Security Act of 1974, section 2705 of the Public Health Service Act, section 9812 of the Internal Revenue Code of 1986 Underwriting issues including: H.R.5633, Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 H.R.6062, Personal Lines of Insurance Fairness Act H.R.3056, The Social Security Number Privacy and Identify Theft Prevention Act

Client expense: Not reported · Firm income: $80,000

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

* HR 1746, Holocaust Insurance Accountability Act of 2007 - all provisions * HR 3200, National Insurance Act of 2007 - all provisions * HR 1065, Nonadmitted and Reinsurance Reform Act - all provisions * HR 5840, Insurance Information Act of 2008 - all provisions * HR 6213, Reinsurance International Solvency Standards Evaluation Board Act of 2008 - all provisions * Terrorism Risk Insurance Program Reauthorization Act of 2007, related General Accounting Office studies - all provisions * Climate change-related legislation (no specific legislation) - provisions related to carbon dioxide emissions controls * Natural catastrophe-related legislation (HR 3355, The Homeowner's Defense Act of 2007; HR 164, The Policyholder Disaster Protection Act; HR 330, Homeowners Insurance Availability Act; HR 3959, Amendments to the National Flood Insurance Program) - provisions related to establishment of federal government-sponsored insurance program for natural catastrophe damages and related financing proposals * S 2284/HR 3121, Flood Insurance Reform and Modernization Act of 2007 all provisions * Related party reinsurance (no specific legislation) - provisions related to foreign taxation * US Department of Treasury Blueprint for Financial Regulatory Reform all provisions

Client expense: $240,000 · Firm income: Not reported

Government targets: Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S. 292 / H.R. 537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R. 920 - Multiple Peril Insurance Act of 2007 H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 H.R. 91 / S. 928 - Homeowners Insurance Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 926 - Policyholder Disaster Protection Act of 2007 H.R. 1692 - The Flood Insurance Reform and Modernization Act of 2007 H.R. 3121 / S. 2284 - Flood Insurance Reform and Modernization Act of 2007 S. 2310 - Homeowners Defense Ac of 2007 H.R. 3926 - Safe Building Code Incentives Act of 2007 H.R. 3355 - Homeowners Defense Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 S. 2328 - Property Mitigation Assistance Act of 2007

Client expense: $944,634 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR164, HR537, HR846, HR913, HR1787, HR1832, HR2407, HR3355, HR3644, S292, S538, S690, S926, S927, S928, S929, S930, S931, S2286, S2310, S2327, S2328

Client expense: $433,208 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Patent & Trademark Office (PTO), SENATE, Treasury, Dept of

S. 926/H.R. 164 - Policyholder Disaster Protection Act-Provides for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholder's claims arising from future catastrophic events. H.R. 3121/1682 - National Flood Insurance Reform-Restores the financial solvecy of national flood insurance program. Water Submetering: Issue advocacy on water submetering and the Safe Drinking Water Act (SDWA)-Legislative solution to Safe Drinking Water Act (SDWA) testing requirements as they are applied to communities that submeter water that is being received from Public Water System (PWS) and then bill residents for usage.

Client expense: $120,451 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Intl Trade Administration (ITA), Occupational Safety & Health Administration (OSHA), SENATE, Transportation, Dept of (DOT), Treasury, Dept of

H.R. 1212 - Catastrophic Disaster Recovery Improvements Act of 2007 - All provisions H.R. 164 - Policyholder Disaster Protection Act of 2007 - All provisions H.R. 1787 - Catastrophe Savings Accounts Act of 2007 - All provisions H.R. 1832 - National Hurricane Research Initiative Act of 2007 - All provisions H.R. 2407 - National Hurricane Research Initiative Act of 2007 - All provisions H.R. 537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - All provisions H.R. 846 - Emergency and Disaster Assistance Fraud Penalty Enhancement Act of 2007 - All provisions H.R. 913 - Hurricane and Tornado Mitigation Investment Act of 2007 - All provisions H.R. 3355 - Homeowners' Defense Act of 2007 - All provisions H.R. 3644 - A bill to establish a nonpartisan Commission on Natural Catastrophe Risk Management and Insurance, and for other purposes - All provisions H.R. 6285 - To amend the National Flood Insurance Act of 1968 to provide for adequate progress on the construction of a flood protection system to include the appropriation of at least 60 percent of the sytem cost from Federal, State or local funds - All provisions S. 292 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - All provisions S. 538 - Work, Hope and Opportunity for the Disaster Area Today Act - All provisions S. 690 - Catastrophic Disaster Recovery Improvements Act of 2007 - All provisions S. 926 - Policyholder Disaster Protection Act of 2007 - All provisions S. 927 - Catastrophe Savings Accounts Act of 2007 - All provisions S. 928 - Homeowners Protection Act of 2007 - All provisions S. 930 - Hurricane and Tornado Mitigation Investment Act of 2007 - All provisions S. 931 - National Hurricane Research Initiative Act of 2007 - All provisions S. 929 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 - All provisions S. 2310 - A bill to establish a national catastrophic risks consortium and a national homeowners' insurance stabilization program - All provisions S. 2327 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for increased homeowners insurance premiums suffered by certain coastal homeowners or resulting from hurricane events - All provisions S. 2328 - A bill to establish a homeowner mitigation loan program within the Federal Emergency Management Agency to promote pre-disaster mitigation measures - All provisions

Client expense: $940,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) H.R. 6965 - (No Title Given) Provided for extension of NFIP beyond FY'08. Incorporated into CR above. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Client expense: $3,820,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Natl Park Service (NPS), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office

HR 164, S 926 Policyholder Disaster Protection Act of 2007; HR 330 Homeowners Insurance Availability Act; HR 1787 and S 927 Catastrophic Savings Accounts; HR 91, S 928 Homeowners Protection Act of 2007; HR 537, HR 3644, S 292, S 2286 bills to create a Commission of Catastrophic Risk and Insurance; HR 3355, S 2310 Homeowners Defense Act of 2007, S 2327 Homeowners Insurance Assistance Act; S 2328 Property Mitigation Assistance Act; On all these bills our interest is for Congress to determine the most appropriate method and level of involvement for the federal government in response to insurance protection issues for natural disasters. Specifically, we support the creation of a federal Commission to further study the issue, and efforts that encourage greater mitigation of disaster risks. We have concerns about too much federal interference with the private marketplace.

Client expense: $50,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

H.R. 164; S. 926 Policyholder Disaster Protection Act of 2007 (all provisions) H.R. 46 Small Business Tax Fairness and Simplification Act of 2007 (all provisions) H.R. 3362 Tax Fairness for Small Businesses Act of 2007 (all provisions) H.R. 1787; S. 927 Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 913; S. 930 Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) Estate Tax Reform Extension of Income, Capital Gains and Dividend Tax Reforms H.R. 3970 Tax Reduction and Reform Act of 2007 (all provisions) H.R. 3997; H.R. 1424 Emergency Economic Stabilization Act (all provisions)

Client expense: $240,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Implementation of the Terrorism Risk Insurance Program Reathorizaton Act (HR 2761) - extends the current terrorism insurance program at the Dept. of Treasury; National Insurance Act (HR 3200, S 40) - a bill to establish an Office of National Insurance within the Dept. of Treasury (create an optional federal insurance charter); Flood Insurance Choice Act of 2007 (S 1890) - allows individuals the opporturnity to opt out of flood insurance coverage contingent on certain certifications; Flood Insurance Reform and Modernization Act (HR 3121, S 2284) - Amends the Flood Insurance Act of 1968 to restore its financial solvency; Multiple Peril Insurance Act of 2007 (HR 920) - Amends the National Flood Insurance Act of 1968 to provide for the national flood insurance program to make available multiperil coverage for damage resulting from windstorms or floods; Commission on Catastrophic Disaster Risk and Insurance Act of 2007 (S 292/HR 537) - Establishes the bipartisan Commission on Catastrophic Disaster Risk and Insurance to assess post-event insurance markets and exposures; Policyholder Disaster Protection Act of 2007 (HR 164 / S 926) - amends the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events; Homeowners Insurance Protection Act of 2007 (HR 91/ S 1061) - establishes a program to provide reinsurance for State natural catastrophe insurance programs; encourages and promotes mitigation and prevention for, and recovery and rebuilding from such catastrophes, and assists in the financial recovery from catastrophes; Homeowners' Insurance Availability Act of 2007 (HR 330) - establishes a Federal program to provide reinsurance to improve the availability of homeowners' insurance; Homeowners' Defense Act of 2007 (HR 3355) - provides federal support for state-sponsored insurance programs by facilitating a National Catastrophe Risk Consortium and creating a National Homeowners' Insurance Stabilization Program; Catastrophe Savings Accounts Act of 2007 (HR 927) - amends the Internal Revenue Code of 1986 to create tax-exempt Catastrophe Savings Accounts; Nonadmitted and Reinsurance Reform Act of 2007 (S 929/ HR 1065) - streamlines the regulation of nonadmitted insurance and reinsurance markets; Proposals to expand the Liabilty Risk Retention Act to include property coverage (no specific legislation introduced); Passanger Vehicle Loss Disclosure Act (S 545/ HR 2811) - requires insurers and self-insurers of passenger motor vehicles to disclose to the public passenger vehicle loss data;

Client expense: $860,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of

Insurance Regulation issues including: S.40 - National Insurance Act of 2007 H.R.3200 - National Insurance Act of 2007 S.929 - Non-admitted and Reinsurance Reform Act of 2007 Insurance Regulation issues continued: H.R.1065 - Non-admitted and Reinsurance Reform Act of 2007 H.R.5611 National Association of Registered Agents and Brokers Reform Act of 2008 H.R.5840 Insurance Information Act of 2008 H.R.5792 Increasing Insurance Coverage Options for Consumers Act of 2008 Natural Catastrophe/Flood issues including: S.292 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R.537 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 S.2286 Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.3644 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.330 Homeowners Insurance Availability Act of 2007 S.927 Catastrophe Savings Accounts Act of 2007 H.R.1787 Catastrophe Savings Accounts Act of 2007 H.R.91 Homeowners Insurance Protection Act of 2007 S.928 Homeowners Protection Act of 2007 H.R.920 Multiple Peril Insurance Act of 2007 H.R.164 - Policyholder Disaster Protection Act of 2007 S.926 - Policyholder Disaster Protection Act of 2007 S.2328 - Property Mitigation Assistance Act of 2007 H.R.3355 Homeowners Defense Act of 2007 S.2310 - Homeowners' Defense Act of 2007 S.2327 - Homeowners Insurance Assistance Act of 2007 H.R.3121 Flood Insurance Reform and Modernization Act of 2007 S.2284 - Flood Insurance Reform and Modernization Act of 2007 H.R.922-National Flood Insurance Program Participation Evaluation Act of 2007 S.1890 Flood Insurance Choice Act of 2007 H.R.1682 Flood Insurance Reform and Modernization Act of 2007 S.1890 - Flood Insurance Choice Act of 2007 H.R.3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. S.1061 - Homeowners' Insurance Noncoverage Disclosure Act Auto issues including: S.545 - Passenger Vehicle Loss Disclosure Act H.R.2811 - Passenger Vehicle Loss Disclosure Act McCarran Ferguson issues including: S.618 Insurance Industry Competition Act of 2007 H.R.1081 Insurance Industry Competition Act of 2007 Workers Compensation issues including: H.R.2549 Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2007 H.R.3963 - Children's Health Insurance Program Reauthorization Act of 2007 Health Insurance issues including: S.558 Mental Health Parity Act of 2007 H.R.1424 To amend section 712 of the Employee Retirement Income Security Act of 1974, section 2705 of the Public Health Service Act, section 9812 of the Internal Revenue Code of 1986 Underwriting issues including: H.R.5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 H.R.6062 Personal Lines of Insurance Fairness Act H.R.3056 The Social Security Number Privacy and Identity Theft Prevention Act

Client expense: $770,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Client expense: $3,740,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA)

Optional Federal Charter for insurers: National Insurance Act of 2007 - S. 40, HR 3200 Office of Insurance Information in the US Department of Treasury: Insurance Information Act of 2008 - HR 5840 Surplus lines: Nonadmitted and Reinsurance Reform Act - HR 1065, S. 929 McCarran-Ferguson repeal: Insurance Industry Competition Act of 2007 - S. 618, HR 1081 Reinsurance International Solvency Standards Evaluation Board Act of 2008 - HR 6213 National Association of Registered Agents and Brokers Reform Act of 2008 - HR 5611 Issues related to using credit in personal lines of insurance - HR 5633, HR 6062 Federal Crop Insurance Program: Farm Bill Extension Act of 2007 - HR 2419, S. 2302 National Flood Insurance Program: Flood Insurance Reform and Modernization Act of 2007 - HR 1682, HR 3121, S. 2284; Multiple Peril Insurance Act of 2007 - HR 920; Flood Insurance Choice Act of 2007 - S. 1890 Medicare Secondary Payer and Workers' Compensation Reform - HR 2549 Issues related to insurance and natural catastrophes - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - HR 537, S. 292; Homeowners' Protection Act of 2007 - S. 928; Homeowners' Insurance Protection Act of 2007 - HR 91; Homeowners' Insurance Availability Act of 2007 - HR 330; Policyholder Disaster Protection Act of 2007 (tax-deferred catastrophic reserves) - S. 926, HR 164 False Claims Act Correction Act of 2007 - S. 2041, HR 4854 Increasing Insurance Coverage Options for Consumers Act of 2008 - HR 5792

Client expense: $400,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

International taxation: Pay-for provision added to 2007 Farm Bill (HR 2419) that would deny certain tax treaty benefits to subsidiaries of foreign companies: HR 3160; S. 1006; HR 1672; S. 96; S. 681 Taxation on insurance companies; taxation of reinsurance transactions Tax-deferred catastrophic reserves: Policyholder Disaster Protection Act of 2007 - S. 926, HR 164

Client expense: $400,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

Implementation of the Terrorism Risk Insurance Program Reathorizaton Act (HR 2761) - extends the current terrorism insurance program at the Dept. of Treasury; National Insurance Act (HR 3200, S 40) - a bill to establish an Office of National Insurance within the Dept. of Treasury (create an optional federal insurance charter); Flood Insurance Choice Act of 2007 (S 1890) - allows individuals the opporturnity to opt out of flood insurance coverage contingent on certain certifications; Flood Insurance Reform and Modernization Act (HR 3121, S 2284) - Amends the Flood Insurance Act of 1968 to restore its financial solvency; Multiple Peril Insurance Act of 2007 (HR 920) - Amends the National Flood Insurance Act of 1968 to provide for the national flood insurance program to make available multiperil coverage for damage resulting from windstorms or floods; Commission on Catastrophic Disaster Risk and Insurance Act of 2007 (S 292/HR 537) - Establishes the bipartisan Commission on Catastrophic Disaster Risk and Insurance to assess post-event insurance markets and exposures; Policyholder Disaster Protection Act of 2007 (HR 164 / S 926) - amends the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events; Homeowners Insurance Protection Act of 2007 (HR 91/ S 1061) - establishes a program to provide reinsurance for State natural catastrophe insurance programs; encourages and promotes mitigation and prevention for, and recovery and rebuilding from such catastrophes, and assists in the financial recovery from catastrophes; Homeowners' Insurance Availability Act of 2007 (HR 330) - establishes a Federal program to provide reinsurance to improve the availability of homeowners' insurance; Homeowners' Defense Act of 2007 (HR 3355) - provides federal support for state-sponsored insurance programs by facilitating a National Catastrophe Risk Consortium and creating a National Homeowners' Insurance Stabilization Program; Catastrophe Savings Accounts Act of 2007 (HR 927) - amends the Internal Revenue Code of 1986 to create tax-exempt Catastrophe Savings Accounts; Nonadmitted and Reinsurance Reform Act of 2007 (S 929/ HR 1065) - streamlines the regulation of nonadmitted insurance and reinsurance markets; Proposals to expand the Liabilty Risk Retention Act to include property coverage (no specific legislation introduced); Passanger Vehicle Loss Disclosure Act (S 545/ HR 2811) - requires insurers and self-insurers of passenger motor vehicles to disclose to the public passenger vehicle loss data;

Client expense: $860,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of

H.R.3121, Flood Insurance Reform and Modernization Act of 2007. All Provisions. Restores solvency of the national flood insurance program, program to make available multiperil coverage for damage resulting from windstorms and floods. S.2621, Terrorism Risk Insurance Improvement Act of 2008. All Provisions. Amends the Terrorism Risk Insurance Act of 2002, to temporarily reduce the insurer deductibles for insurers sustaining insured losses from large terrorism events. H.R.1065, The Non-Admitted Reinsurance Act. All Provisions. Streamlines the regulation of nonadmitted insurance and reinsurance, and for other purposes. H.R.3355, Homeowners Defense Act of 2007. All Provisions. Ensures the availability and affordability of homeowners' insurance coverage for catastrophic events. S. 292, Commission on Catastrophic Disaster Risk and Insurance Act. All Provisions. A bill to establish a bipartisan commission on insurance reform. S.330, Homeowners' Insurance Availability Act (HIAA). All Provisions. Establishes a Federal program to provide reinsurance to improve the availability of homeowners' insurance. H.R.537, Commission on Catastrophic Disaster Risk and Insurance Act. All Provisions. Establishes a bipartisan commission on insurance reform. S.618, The Insurance Industry Competition Act. All Provisions. A bill to further competition in the insurance industry. H.R.913, The Hurricane and Tornado Mitigation Investment Act. All Provisions. Amends the Internal Revenue Code of 1986 to provide a credit against tax for hurricane and tornado mitigation expenditures. H.R.920, The Multiple Peril Insurance Act. All Provisions. Amends the National Flood Insurance Act of 1968 to provide for the national flood insurance program to make available multiperil coverage for damage resulting from windstorms or floods, and for other purposes. S.926, The Policyholder Disaster Protection Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. S.927, Catastrophic Savings Account Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to create Catastrophe Savings Accounts. S. 928, Homeowners' Insurance Protection Act (HIPA). All Provisions. A bill to establish a program to provide more protection at lower cost through a national backstop for State natural catastrophe insurance programs to help the United States better prepare for and protect its citizens against the ravages of natural catastrophes, to encourage and promote mitigation and prevention for, and recovery and rebuilding from such catastrophes, to better assist in the financial recovery from such catastrophes, and to develop a rigorous process of continuous improvement. H.R.164, The Policyholder Disaster Protection Act. All Provisions. Amends the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. H.R.91, Homeowners' Insurance Protection Act (HIPA). All Provisions. Establishes a program to provide reinsurance for State natural catastrophe insurance programs to help the United States better prepare for and protect its citizens against the ravages of natural catastrophes, to encourage and promote mitigation and prevention for, and recovery and rebuilding from such catastrophes, and to better assist in the financial recovery from such catastrophes. S. 929, The Non-Admitted Lines and Reinsurance Act. All provisions. A bill to streamline the regulation of nonadmitted insurance and reinsurance, and for other purposes. S. 930, The Hurricane and Tornado Mitigation Investment Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for hurricane and tornado mitigation expenditures. H.R. 1081, The Insurance Industry Competition Act. All Provisions. Furthers competition in the insurance industry. H.R. 1787, Catastrophic Savings Account Act. All Provisions. Amends the Internal Revenue Code of 1986 to create Catastrophe Savings Accounts. S.2047, Flood Insurance Disclosure Act of 2007. All Provisions. Requires enhanced disclosures to consumers purchasing flood insurance. S.2251, Homeowner's Flood Insurance Protection Act of 2007. All Provisions. Requires flood insurance for some w/ updates to flood insurance program rate maps. S.2284, Flood Insurance Modernization Act of 2007.All Provisions. Restores the financial solvency of the flood insurance fund S.2286, Commission on Natural Catastrophe Risk Management and Insurance Act of 2007. All Provisions. Establishes a nonpartisan commission on natural catastrophe risk management and insurance. S.2310, Homeowners' Defense Act of 2007. All Provisions. Seeks to establish a National Catastrophic Risks Consortium and a National Homeowners' Insurance Stabilization Program, and for other purposes. H.R. 3200, National Insurance Act of 2007. All provisions. Authorizes the issuance of Federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the Federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes.

Client expense: $1,204,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office