LISA BRECHTEL

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: HR 3139 - "National Flood Insurance Program Extension Act of 2009" HR 2918 (Public Law No: 111-008) - Legislative branch Appropriations Bill (Division B of this bill contained a continuing resolution that included a 30 day extension of the National Flood Insurance Program) Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009" Flood Map Appropriations: H.R. 2892, S. 1298 - "Making appropriations for the Department of Homeland Security for the fiscal year ending September 30, 2010, and for other purposes" Meetings with FEMA on National Flood Insurance Program and Flood Plain Maps

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act H.R. _____ - "American Clean Energy and Security Act of 2009" Designation of Endangered Species by the Depts. of the Interior & Commerce: H..J Res. 18 - "Providing for congressional disapproval of the rule submitted by the Department of the Interior and the Department of Commerce under chapter 8 of title 5, United States Code, relating to interagency cooperation under the Endangered Species Act of 1973. " Expansion of Wilderness Areas under Jurisdiction of Public Lands Agencies: S. 22 - "Omnibus Public Land Management Act of 2009." Energy Efficiency & Conservation Block Grants; State Energy Program Funding; Weatherization Assistance for Low-Income Homeowners: H.R. 1 / S. 1 - "American Recovery & Reinvestment Act of 2009"

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998 - "American Clean Energy and Security Act of 2009" S. 1733 - "Clean Energy Jobs and American Power Act" S 1462 - "American Clean Energy Leadership Act of 2009" HR 3543 - "To direct the Environmental Protection Agency to establish a product carbon disclosure program to facilitate carbon content labeling, and for other purposes" Meetings with EPA on Energy Star Program Meetings with Department of Energy on building energy use labels and renewable electricity

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998, S. ____ - "American Clean Energy and Security Act of 2009"

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998 - "American Clean Energy and Security Act of 2009" S. 1733 - "Clean Energy Jobs and American Power Act" S 1462 - "American Clean Energy Leadership Act of 2009" HR 3543 - "To direct the Environmental Protection Agency to establish a product carbon disclosure program to facilitate carbon content labeling, and for other purposes" Meetings with EPA on Energy Star Program Meetings with Department of Energy on building energy use labels and renewable electricity

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act H.R. _____ - "American Clean Energy and Security Act of 2009" Designation of Endangered Species by the Depts. of the Interior & Commerce: H..J Res. 18 - "Providing for congressional disapproval of the rule submitted by the Department of the Interior and the Department of Commerce under chapter 8 of title 5, United States Code, relating to interagency cooperation under the Endangered Species Act of 1973. " Expansion of Wilderness Areas under Jurisdiction of Public Lands Agencies: S. 22 - "Omnibus Public Land Management Act of 2009." Energy Efficiency & Conservation Block Grants; State Energy Program Funding; Weatherization Assistance for Low-Income Homeowners: H.R. 1 / S. 1 - "American Recovery & Reinvestment Act of 2009"

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998, S. ____ - "American Clean Energy and Security Act of 2009"

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" S. 896 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" S 1731 - "To require certain mortgagees to make loan modifications, to establish a grant program for State and local government mediation programs, to create databases on foreclosures, and for other purposes." Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Maintainence of Separation between Banking & Commerce: S. 356 / H.R. 111 - Community Choice in Real Estate Act H.R. 1105 - Omnibus Apporopriations Act, 2009 Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Maintainence of 2008 GSE Loan Limits through 2009: H.R. 1 - "American Recovery & Reinvestment Act of 2009" Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Consultations with FHFA Regarding GSE Fee Increases

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998, S. ____ - "American Clean Energy and Security Act of 2009"

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998 - "American Clean Energy and Security Act of 2009" S. 1733 - "Clean Energy Jobs and American Power Act" S 1462 - "American Clean Energy Leadership Act of 2009" HR 3543 - "To direct the Environmental Protection Agency to establish a product carbon disclosure program to facilitate carbon content labeling, and for other purposes" Meetings with EPA on Energy Star Program Meetings with Department of Energy on building energy use labels and renewable electricity

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" S 1731 - "To require certain mortgagees to make loan modifications, to establish a grant program for State and local government mediation programs, to create databases on foreclosures, and for other purposes." Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" S. 896 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: HR 3139 - "National Flood Insurance Program Extension Act of 2009" HR 2918 (Public Law No: 111-008) - Legislative branch Appropriations Bill (Division B of this bill contained a continuing resolution that included a 30 day extension of the National Flood Insurance Program) Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009" Flood Map Appropriations: H.R. 2892, S. 1298 - "Making appropriations for the Department of Homeland Security for the fiscal year ending September 30, 2010, and for other purposes" Meetings with FEMA on National Flood Insurance Program and Flood Plain Maps

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: HR 3139 - "National Flood Insurance Program Extension Act of 2009" HR 2918 (Public Law No: 111-008) - Legislative branch Appropriations Bill (Division B of this bill contained a continuing resolution that included a 30 day extension of the National Flood Insurance Program) Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009" Flood Map Appropriations: H.R. 2892, S. 1298 - "Making appropriations for the Department of Homeland Security for the fiscal year ending September 30, 2010, and for other purposes" Meetings with FEMA on National Flood Insurance Program and Flood Plain Maps

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: HR 3139 - "National Flood Insurance Program Extension Act of 2009" HR 2918 (Public Law No: 111-008) - Legislative branch Appropriations Bill (Division B of this bill contained a continuing resolution that included a 30 day extension of the National Flood Insurance Program) Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009" Flood Map Appropriations: H.R. 2892, S. 1298 - "Making appropriations for the Department of Homeland Security for the fiscal year ending September 30, 2010, and for other purposes" Meetings with FEMA on National Flood Insurance Program and Flood Plain Maps

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998, S. ____ - "American Clean Energy and Security Act of 2009"

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998 - "American Clean Energy and Security Act of 2009" S. 1733 - "Clean Energy Jobs and American Power Act" S 1462 - "American Clean Energy Leadership Act of 2009" HR 3543 - "To direct the Environmental Protection Agency to establish a product carbon disclosure program to facilitate carbon content labeling, and for other purposes" Meetings with EPA on Energy Star Program Meetings with Department of Energy on building energy use labels and renewable electricity

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: HR 3139 - "National Flood Insurance Program Extension Act of 2009" HR 2918 (Public Law No: 111-008) - Legislative branch Appropriations Bill (Division B of this bill contained a continuing resolution that included a 30 day extension of the National Flood Insurance Program) Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009" Flood Map Appropriations: H.R. 2892, S. 1298 - "Making appropriations for the Department of Homeland Security for the fiscal year ending September 30, 2010, and for other purposes" Meetings with FEMA on National Flood Insurance Program and Flood Plain Maps

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998 - "American Clean Energy and Security Act of 2009" S. 1733 - "Clean Energy Jobs and American Power Act" S 1462 - "American Clean Energy Leadership Act of 2009" HR 3543 - "To direct the Environmental Protection Agency to establish a product carbon disclosure program to facilitate carbon content labeling, and for other purposes" Meetings with EPA on Energy Star Program Meetings with Department of Energy on building energy use labels and renewable electricity

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" S 1731 - "To require certain mortgagees to make loan modifications, to establish a grant program for State and local government mediation programs, to create databases on foreclosures, and for other purposes." Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Maintainence of Separation between Banking & Commerce: S. 356 / H.R. 111 - Community Choice in Real Estate Act H.R. 1105 - Omnibus Apporopriations Act, 2009 Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Maintainence of 2008 GSE Loan Limits through 2009: H.R. 1 - "American Recovery & Reinvestment Act of 2009" Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Consultations with FHFA Regarding GSE Fee Increases

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" S. 896 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Maintainence of Separation between Banking & Commerce: S. 356 / H.R. 111 - Community Choice in Real Estate Act H.R. 1105 - Omnibus Apporopriations Act, 2009 Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Maintainence of 2008 GSE Loan Limits through 2009: H.R. 1 - "American Recovery & Reinvestment Act of 2009" Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Consultations with FHFA Regarding GSE Fee Increases

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" S 1731 - "To require certain mortgagees to make loan modifications, to establish a grant program for State and local government mediation programs, to create databases on foreclosures, and for other purposes." Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" S. 896 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" S 1731 - "To require certain mortgagees to make loan modifications, to establish a grant program for State and local government mediation programs, to create databases on foreclosures, and for other purposes." Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" S. 896 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" S 1731 - "To require certain mortgagees to make loan modifications, to establish a grant program for State and local government mediation programs, to create databases on foreclosures, and for other purposes." Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Maintainence of Separation between Banking & Commerce: S. 356 / H.R. 111 - Community Choice in Real Estate Act H.R. 1105 - Omnibus Apporopriations Act, 2009 Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Maintainence of 2008 GSE Loan Limits through 2009: H.R. 1 - "American Recovery & Reinvestment Act of 2009" Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Consultations with FHFA Regarding GSE Fee Increases

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" S. 896 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" S. 896 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Maintainence of Separation between Banking & Commerce: S. 356 / H.R. 111 - Community Choice in Real Estate Act H.R. 1105 - Omnibus Apporopriations Act, 2009 Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Maintainence of 2008 GSE Loan Limits through 2009: H.R. 1 - "American Recovery & Reinvestment Act of 2009" Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Consultations with FHFA Regarding GSE Fee Increases

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" S 1731 - "To require certain mortgagees to make loan modifications, to establish a grant program for State and local government mediation programs, to create databases on foreclosures, and for other purposes." Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" S. 896 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Maintainence of Separation between Banking & Commerce: S. 356 / H.R. 111 - Community Choice in Real Estate Act H.R. 1105 - Omnibus Apporopriations Act, 2009 Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Maintainence of 2008 GSE Loan Limits through 2009: H.R. 1 - "American Recovery & Reinvestment Act of 2009" Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Consultations with FHFA Regarding GSE Fee Increases

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" S 1731 - "To require certain mortgagees to make loan modifications, to establish a grant program for State and local government mediation programs, to create databases on foreclosures, and for other purposes." Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: HR 3139 - "National Flood Insurance Program Extension Act of 2009" HR 2918 (Public Law No: 111-008) - Legislative branch Appropriations Bill (Division B of this bill contained a continuing resolution that included a 30 day extension of the National Flood Insurance Program) Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009" Flood Map Appropriations: H.R. 2892, S. 1298 - "Making appropriations for the Department of Homeland Security for the fiscal year ending September 30, 2010, and for other purposes" Meetings with FEMA on National Flood Insurance Program and Flood Plain Maps

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: HR 3139 - "National Flood Insurance Program Extension Act of 2009" HR 2918 (Public Law No: 111-008) - Legislative branch Appropriations Bill (Division B of this bill contained a continuing resolution that included a 30 day extension of the National Flood Insurance Program) Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009" Flood Map Appropriations: H.R. 2892, S. 1298 - "Making appropriations for the Department of Homeland Security for the fiscal year ending September 30, 2010, and for other purposes" Meetings with FEMA on National Flood Insurance Program and Flood Plain Maps

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act H.R. _____ - "American Clean Energy and Security Act of 2009" Designation of Endangered Species by the Depts. of the Interior & Commerce: H..J Res. 18 - "Providing for congressional disapproval of the rule submitted by the Department of the Interior and the Department of Commerce under chapter 8 of title 5, United States Code, relating to interagency cooperation under the Endangered Species Act of 1973. " Expansion of Wilderness Areas under Jurisdiction of Public Lands Agencies: S. 22 - "Omnibus Public Land Management Act of 2009." Energy Efficiency & Conservation Block Grants; State Energy Program Funding; Weatherization Assistance for Low-Income Homeowners: H.R. 1 / S. 1 - "American Recovery & Reinvestment Act of 2009"

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998, S. ____ - "American Clean Energy and Security Act of 2009"

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998 - "American Clean Energy and Security Act of 2009" S. 1733 - "Clean Energy Jobs and American Power Act" S 1462 - "American Clean Energy Leadership Act of 2009" HR 3543 - "To direct the Environmental Protection Agency to establish a product carbon disclosure program to facilitate carbon content labeling, and for other purposes" Meetings with EPA on Energy Star Program Meetings with Department of Energy on building energy use labels and renewable electricity

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: HR 3139 - "National Flood Insurance Program Extension Act of 2009" HR 2918 (Public Law No: 111-008) - Legislative branch Appropriations Bill (Division B of this bill contained a continuing resolution that included a 30 day extension of the National Flood Insurance Program) Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009" Flood Map Appropriations: H.R. 2892, S. 1298 - "Making appropriations for the Department of Homeland Security for the fiscal year ending September 30, 2010, and for other purposes" Meetings with FEMA on National Flood Insurance Program and Flood Plain Maps

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: HR 3139 - "National Flood Insurance Program Extension Act of 2009" HR 2918 (Public Law No: 111-008) - Legislative branch Appropriations Bill (Division B of this bill contained a continuing resolution that included a 30 day extension of the National Flood Insurance Program) Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009" Flood Map Appropriations: H.R. 2892, S. 1298 - "Making appropriations for the Department of Homeland Security for the fiscal year ending September 30, 2010, and for other purposes" Meetings with FEMA on National Flood Insurance Program and Flood Plain Maps

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998 - "American Clean Energy and Security Act of 2009" S. 1733 - "Clean Energy Jobs and American Power Act" S 1462 - "American Clean Energy Leadership Act of 2009" HR 3543 - "To direct the Environmental Protection Agency to establish a product carbon disclosure program to facilitate carbon content labeling, and for other purposes" Meetings with EPA on Energy Star Program Meetings with Department of Energy on building energy use labels and renewable electricity

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" S 1731 - "To require certain mortgagees to make loan modifications, to establish a grant program for State and local government mediation programs, to create databases on foreclosures, and for other purposes." Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Funding for Energy-Efficient Retrofits for Existing Buildings: H.R.1573 - "National Home Energy Savings Revolving Fund Act" H.R. 1778 - "Retrofit for Energy & Environmental Performance (REEP) Program Act S. 1246 - "Home Energy Retrofit Finance Program Act" Funding for Energy-Efficient Retrofits for Existing Buildings and Efficiency Standards for HUD Assisted Housing: H.R. 2336 - "Green Resources for Energy Efficient Neighborhoods Act of 2009" Real Estate Energy Audit/Labeling Requirements: H.R. 2454, H.R. 2998 - "American Clean Energy and Security Act of 2009" S. 1733 - "Clean Energy Jobs and American Power Act" S 1462 - "American Clean Energy Leadership Act of 2009" HR 3543 - "To direct the Environmental Protection Agency to establish a product carbon disclosure program to facilitate carbon content labeling, and for other purposes" Meetings with EPA on Energy Star Program Meetings with Department of Energy on building energy use labels and renewable electricity

Maintainence of Separation between Banking & Commerce: S. 356 / H.R. 111 - Community Choice in Real Estate Act H.R. 1105 - Omnibus Apporopriations Act, 2009 Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Maintainence of 2008 GSE Loan Limits through 2009: H.R. 1 - "American Recovery & Reinvestment Act of 2009" Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Consultations with FHFA Regarding GSE Fee Increases

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: HR 3139 - "National Flood Insurance Program Extension Act of 2009" HR 2918 (Public Law No: 111-008) - Legislative branch Appropriations Bill (Division B of this bill contained a continuing resolution that included a 30 day extension of the National Flood Insurance Program) Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009" Flood Map Appropriations: H.R. 2892, S. 1298 - "Making appropriations for the Department of Homeland Security for the fiscal year ending September 30, 2010, and for other purposes" Meetings with FEMA on National Flood Insurance Program and Flood Plain Maps

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" S 1731 - "To require certain mortgagees to make loan modifications, to establish a grant program for State and local government mediation programs, to create databases on foreclosures, and for other purposes." Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" S. 896 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Maintainence of Separation between Banking & Commerce: S. 356 / H.R. 111 - Community Choice in Real Estate Act H.R. 1105 - Omnibus Apporopriations Act, 2009 Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Maintainence of 2008 GSE Loan Limits through 2009: H.R. 1 - "American Recovery & Reinvestment Act of 2009" Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Consultations with FHFA Regarding GSE Fee Increases

Maintainence of Separation between Banking & Commerce: S. 356 / H.R. 111 - Community Choice in Real Estate Act H.R. 1105 - Omnibus Apporopriations Act, 2009 Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Maintainence of 2008 GSE Loan Limits through 2009: H.R. 1 - "American Recovery & Reinvestment Act of 2009" Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Consultations with FHFA Regarding GSE Fee Increases

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" S. 896 - "Helping Families Save Their Homes Act of 2009" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers: H.R. 384 - "TARP Reform and Accountability Act of 2009." H.R. 786 - "To make permanent the temporary increase in deposit insurance coverage, and for other purposes." Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers (cont'd): H.R. 788 - "To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes." Modification of Loans for Troubled Borrowers: H.R. 225 - "Emergency Homeownership & Equity Protection Act" S 1731 - "To require certain mortgagees to make loan modifications, to establish a grant program for State and local government mediation programs, to create databases on foreclosures, and for other purposes." Additional Consumer Protections & Changes to the Mortgage Origination Process: H.R. 1728 - "Mortgage Reform & Anti-Predatory Lending Act H.R. 514 - " Responsible Subprime Lending Act" H.R. 1106 - "Helping Families Save Their Homes Act of 2009" S. 895 - "A bill to prevent mortgage foreclosures and enhance mortgage credit availability" Changes to the Hope for Homeowners Program: H.R. 703 - "A bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements." H.R. 787 - "To make improvements in the Hope for Homeowners Program, and for other purposes." Bank-Owned Property Disposition H.R. 2529 - "Neighborhood Preservation Act"

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: HR 3139 - "National Flood Insurance Program Extension Act of 2009" HR 2918 (Public Law No: 111-008) - Legislative branch Appropriations Bill (Division B of this bill contained a continuing resolution that included a 30 day extension of the National Flood Insurance Program) Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009" Flood Map Appropriations: H.R. 2892, S. 1298 - "Making appropriations for the Department of Homeland Security for the fiscal year ending September 30, 2010, and for other purposes" Meetings with FEMA on National Flood Insurance Program and Flood Plain Maps

Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters: H.R. 998 - "Policyholder Disaster Protection Act of 2009" H.R. 83 - "Homeowners Insurance Protection Act of 2009" S. 505/H.R. 2555 - "Homeowner's Defense Act of 2009" Addition of Wind Coverage to National Flood Insurance Program: H.R. 1264 - "Multiple Peril Insurance Act of 2009" Extension of National Flood Insurance Program: HR 3139 - "National Flood Insurance Program Extension Act of 2009" HR 2918 (Public Law No: 111-008) - Legislative branch Appropriations Bill (Division B of this bill contained a continuing resolution that included a 30 day extension of the National Flood Insurance Program) Availability and Affordability of Commercial/Residential Property Insurance H.R. 2571/S. 1363 - "Nonadmitted and Reinsurance Reform Act of 2009" Establishment of Office of Insurance Information in the Department of the Treasury H.R. 2609 - "Insurance Information Act of 2009" Flood Map Appropriations: H.R. 2892, S. 1298 - "Making appropriations for the Department of Homeland Security for the fiscal year ending September 30, 2010, and for other purposes" Meetings with FEMA on National Flood Insurance Program and Flood Plain Maps

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) H.R. 6965 - (No Title Given) Provided for extension of NFIP beyond FY'08. Incorporated into CR above. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) H.R. 6965 - (No Title Given) Provided for extension of NFIP beyond FY'08. Incorporated into CR above. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) H.R. 6965 - (No Title Given) Provided for extension of NFIP beyond FY'08. Incorporated into CR above. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) H.R. 6965 - (No Title Given) Provided for extension of NFIP beyond FY'08. Incorporated into CR above. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) H.R. 6965 - (No Title Given) Provided for extension of NFIP beyond FY'08. Incorporated into CR above. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) H.R. 6965 - (No Title Given) Provided for extension of NFIP beyond FY'08. Incorporated into CR above. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) H.R. 6965 - (No Title Given) Provided for extension of NFIP beyond FY'08. Incorporated into CR above. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) H.R. 6965 - (No Title Given) Provided for extension of NFIP beyond FY'08. Incorporated into CR above. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) H.R. 6965 - (No Title Given) Provided for extension of NFIP beyond FY'08. Incorporated into CR above. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) H.R. 6965 - (No Title Given) Provided for extension of NFIP beyond FY'08. Incorporated into CR above. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007