National Association of Registered Agents and Brokers Reform Act of 2008

Insurance Regulatory Reform - NAIFA supports principles underlying state regulation of insurance but also supports insurance regulatory reform and modernization that helps american families and businesses achieve financial security. HR 107, S. 219, Life Insurance Employee Notification Act which would require disclosure of employee-owned life insurance coverage of an employee. NAIFA supports. HR 2252 - NAIFA supports the COLI Best Practices Act, the House counterpart to S.219. House Resolution 912 & Senate Resolution 448 - Resolutions supporting "Life Insurance Awareness Month". NAIFA supports these resolutions. H.R. 1583 - Insurance Industry Competition Act of 2009 will amend the McCarran-Ferguson Act to grant the FTC and DOJ authority to enforce federal antitrust laws against the state regulated insurance industry. NAIFA opposes this bill as it will create a complicated, less efficient insurance regulatory regime. HR 5611 - National Association of Registered Agents and Brokers Reform Act (NARAB II). NAIFA supports this proposal to improve state-based reciprocal licensing inefficiencies without creating a federal regulator. HR 2609 - Insurance Information Act of 2009, would create an Office of Insurance Information within Department of Treasury. NAIFA supports. HR 1880 - National Insurance Consumer Protection Act (NICPA) would allow for an optional federal charter for insurance agents and companies, and also provide consumer protections and the establishment of a new Financial Services Coordinating council that would include the new National Insurance Commissioner to serve in an advisory capacity to a new systematic risk regulator. NAIFA supports introduction and is closely reviewing specifics of bill. HR 1705, S. 566 - Creates a Financial Product Safety Commission to provide consumers stronger protections and better information in connection with financial products and more regulatory certainty for providers. NAIFA opposes. S.40 & HR 3200 - National Insurance Act of 2007. NAIFA supports.

Client expense: $315,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Insurance Regulatory Reform - NAIFA supports principles underlying state regulation of insurance but also supports insurance regulatory reform and modernization that helps american families and businesses achieve financial security. HR 107, S. 219, Life Insurance Employee Notification Act which would require disclosure of employee-owned life insurance coverage of an employee. NAIFA supports. HR 2252 - NAIFA supports the COLI Best Practices Act, the House counterpart to S.219. House Resolution 912 & Senate Resolution 448 - Resolutions supporting "Life Insurance Awareness Month". NAIFA supports these resolutions. H.R. 1583 - Insurance Industry Competition Act of 2009 will amend the McCarran-Ferguson Act to grant the FTC and DOJ authority to enforce federal antitrust laws against the state regulated insurance industry. NAIFA opposes this bill as it will create a complicated, less efficient insurance regulatory regime. HR 5611 - National Association of Registered Agents and Brokers Reform Act (NARAB II). NAIFA supports this proposal to improve state-based reciprocal licensing inefficiencies without creating a federal regulator. HR 2609 - Insurance Information Act of 2009, would create an Office of Insurance Information within Department of Treasury. NAIFA supports. HR 1880 - National Insurance Consumer Protection Act (NICPA) would allow for an optional federal charter for insurance agents and companies, and also provide consumer protections and the establishment of a new Financial Services Coordinating council that would include the new National Insurance Commissioner to serve in an advisory capacity to a new systematic risk regulator. NAIFA supports introduction and is closely reviewing specifics of bill. HR 1705, S. 566 - Creates a Financial Product Safety Commission to provide consumers stronger protections and better information in connection with financial products and more regulatory certainty for providers. NAIFA opposes. S.40 & HR 3200 - National Insurance Act of 2007. NAIFA supports.

Client expense: $315,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Insurance Regulatory Reform - NAIFA supports principles underlying state regulation of insurance but also supports insurance regulatory reform and modernization that helps american families and businesses achieve financial security. HR 107, S. 219, Life Insurance Employee Notification Act which would require disclosure of employee-owned life insurance coverage of an employee. NAIFA supports. HR 2252 - NAIFA supports the COLI Best Practices Act, the House counterpart to S.219. House Resolution 912 & Senate Resolution 448 - Resolutions supporting "Life Insurance Awareness Month". NAIFA supports these resolutions. H.R. 1583 - Insurance Industry Competition Act of 2009 will amend the McCarran-Ferguson Act to grant the FTC and DOJ authority to enforce federal antitrust laws against the state regulated insurance industry. NAIFA opposes this bill as it will create a complicated, less efficient insurance regulatory regime. HR 5611 - National Association of Registered Agents and Brokers Reform Act (NARAB II). NAIFA supports this proposal to improve state-based reciprocal licensing inefficiencies without creating a federal regulator. HR 2609 - Insurance Information Act of 2009, would create an Office of Insurance Information within Department of Treasury. NAIFA supports. HR 1880 - National Insurance Consumer Protection Act (NICPA) would allow for an optional federal charter for insurance agents and companies, and also provide consumer protections and the establishment of a new Financial Services Coordinating council that would include the new National Insurance Commissioner to serve in an advisory capacity to a new systematic risk regulator. NAIFA supports introduction and is closely reviewing specifics of bill. HR 1705, S. 566 - Creates a Financial Product Safety Commission to provide consumers stronger protections and better information in connection with financial products and more regulatory certainty for providers. NAIFA opposes. S.40 & HR 3200 - National Insurance Act of 2007. NAIFA supports.

Client expense: $315,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR3997 HR1424 HR3200 S40 Support of an Optional Federal Charter for insurers. HR1880 The National Insurance Consumer Protection Act Optional Federal Charter. HR1065 S929 Non Admitted and Reinsurance Reform Act Supports modernization of surplus lines insurance. HR5840 Supports legislation creating an Office of Insurance Information. HR5611 National Association of Registered Agents and Brokers Reform Act. Issues related to the private sectors role in health care reform and employee benefits.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance Regulatory Reform - NAIFA supports principles underlying state regulation of insurance but also supports insurance regulatory reform and modernization that helps american families and businesses achieve financial security. HR 107, S. 219, Life Insurance Employee Notification Act which would require disclosure of employee-owned life insurance coverage of an employee. NAIFA supports. HR 2252 - NAIFA supports the COLI Best Practices Act, the House counterpart to S.219. House Resolution 912 & Senate Resolution 448 - Resolutions supporting "Life Insurance Awareness Month". NAIFA supports these resolutions. H.R. 1583 - Insurance Industry Competition Act of 2009 will amend the McCarran-Ferguson Act to grant the FTC and DOJ authority to enforce federal antitrust laws against the state regulated insurance industry. NAIFA opposes this bill as it will create a complicated, less efficient insurance regulatory regime. HR 5611 - National Association of Registered Agents and Brokers Reform Act (NARAB II). NAIFA supports this proposal to improve state-based reciprocal licensing inefficiencies without creating a federal regulator. HR 5840 - Would create an Office of Insurance Information within Department of Treasury. NAIFA supports. HR 1880 - National Insurance Consumer Protection Act (NICPA) would allow for an optional federal charter for insurance agents and companies, and also provide consumer protections and the establishment of a new Financial Services Coordinating council that would include the new National Insurance Commissioner to serve in an advisory capacity to a new systematic risk regulator. NAIFA supports introduction and is closely reviewing specifics of bill. HR 1705, S. 566 - Creates a Financial Product Safety Commission to provide consumers stronger protections and better information in connection with financial products and more regulatory certainty for providers. NAIFA opposes.

Client expense: $315,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Insurance Regulation Modernization- and other proposals to create an optional federal charter for insurers and insurance agents and brokers. More specifically, The National Insurance Act of 2007. (S. 40 and H.R. 3200) The Nonadmitted and Reinsurance Reform Act of 2007, H.R. 1065 and S. 929. A bill that would subject surplus lines transactions to a single set of regulations and consolidate regulatory oversight and streamline regulation. Flood insurance issues. Response and relief for Hurricanes Katrina and Rita. Efforts to improve the response and insurance practices and private market coverages of the National Flood Insurance Program. More specifically, H.R. 3121 and S. 2284, the Flood Insurance Reform and Modernization Act of 2007. Also including, H.R. 920, the Multiperil Insurance Act of 2007 and H.R. 3355, the Homeowners Defense Act of 2007. Also, the Insurance Information Act, H.R. 5840, which establishes a federal role in advising the White House and Congress on domestic and international insurance policy issues. H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008, which would institute a series of reforms to assure viability and solvency of risk retention and purchasing groups. H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008, which would alleviate problems occuring with interstate insurance producer licensure.

Client expense: $183,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance Regulation Modernization- and other proposals to create an optional federal charter for insurers and insurance agents and brokers. More specifically, The National Insurance Act of 2007. (S. 40 and H.R. 3200) The Nonadmitted and Reinsurance Reform Act of 2007, H.R. 1065 and S. 929. A bill that would subject surplus lines transactions to a single set of regulations and consolidate regulatory oversight and streamline regulation. Flood insurance issues. Response and relief for Hurricanes Katrina and Rita. Efforts to improve the response and insurance practices and private market coverages of the National Flood Insurance Program. More specifically, H.R. 3121 and S. 2284, the Flood Insurance Reform and Modernization Act of 2007. Also including, H.R. 920, the Multiperil Insurance Act of 2007 and H.R. 3355, the Homeowners Defense Act of 2007. Also, the Insurance Information Act, H.R. 5840, which establishes a federal role in advising the White House and Congress on domestic and international insurance policy issues. H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008, which would institute a series of reforms to assure viability and solvency of risk retention and purchasing groups. H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008, which would alleviate problems occuring with interstate insurance producer licensure.

Client expense: $183,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance Regulation Modernization- and other proposals to create an optional federal charter for insurers and insurance agents and brokers. More specifically, The National Insurance Act of 2007. (S. 40 and H.R. 3200) The Nonadmitted and Reinsurance Reform Act of 2007, H.R. 1065 and S. 929. A bill that would subject surplus lines transactions to a single set of regulations and consolidate regulatory oversight and streamline regulation. Flood insurance issues. Response and relief for Hurricanes Katrina and Rita. Efforts to improve the response and insurance practices and private market coverages of the National Flood Insurance Program. More specifically, H.R. 3121 and S. 2284, the Flood Insurance Reform and Modernization Act of 2007. Also including, H.R. 920, the Multiperil Insurance Act of 2007 and H.R. 3355, the Homeowners Defense Act of 2007. Also, the Insurance Information Act, H.R. 5840, which establishes a federal role in advising the White House and Congress on domestic and international insurance policy issues. H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008, which would institute a series of reforms to assure viability and solvency of risk retention and purchasing groups. H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008, which would alleviate problems occuring with interstate insurance producer licensure.

Client expense: $183,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 40, the National Insurance Act (all provisions) S. 926, the Policyholder Disaster Protection Act of 2007 (allowing insurance companies to make tax deductible contributions to a tax-exempt policyholder disaster protection fund) S. 928, the Homeowners Protection Act of 2007 (creating a federal backstop for state natural catastrophe insurance programs) S. 929, the Nonadmitted and Reinsurance Reform Act (all provisions) S. 930, the Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) S. 931, the National Hurricane Research Initiative Act of 2007 (all provisions) S. 2047, the Flood Insurance Disclosure Act of 2007 (all provisions) S. 2284, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) S. 2327, the Homeowners Insurance Assistance Act of 2007 (all provisions) H.R. 1065, the Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 1787, the Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 2895, the National Affordable Housing Trust Fund Act of 2007 (all provisions) H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 3162, Childrens Health and Medicare Protection Act of 2007 (revenue-offset tax provisions) H.R. 3200, the National Insurance Act of 2007 (all provisions to create an optional federal insurance charter) H.R. 3355, the Homeowners Defense Act of 2007 (all provisions) H.R. 3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties (all provisions) H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions) H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008 (all provisions) H.R. 5840, the Insurance Information Act of 2008 (all provisions)

Client expense: $2,340,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2762, H.R. 3121, H.R. 3200, H.R. 330, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, H.R. 5633, H.R. 5792, H.R. 5840, H.R. 5961, H.R. 6062, H.R. 6078, H.R. 6213, H.R. 6285, H.R. 6424, H.R. 91, H.R. 920, H.R. 921, H.R. 922, H.R. 957, S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S. 2621, S. 3483, S. 396, S. 30, S. 929

Client expense: $454,203 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Congressional Budget Office (CBO), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR91, HR330, HR920, HR921, HR922, HR957, HR1049, HR1065, HR1289, HR1682, HR2549, HR2638, HR2761, HR3121, HR3200, HR3926, HR3959, HR4050, HR4299, HR4461, HR 4721, HR5611, HR5633, HR5792, HR5840, HR5961, HR6062, HR6078, HR6213, HR6285, HR6308, HR6755, S40, S396, S1061, S1890, S1938, S2029, S2040, S2151, S2251, S2284, S2285, S2458, S2499, S2621

Client expense: $433,208 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Patent & Trademark Office (PTO), SENATE, Treasury, Dept of

FEDERAL TRADE COMMISSION: COMMUNICATIONS COVERING PROJECTED HOMEOWNERS CREDIT-SCORING DEPARTMENT OF TREASURY: COMMUNICATIONS WITH THE TERRORISM INSURANCE OFFICE, RE: TERRORISM RISK INSURANCE ACT OF 2002 FEDERAL EMERGENCY MANAGEMENT AGENCY: PENDING CLAIM PAYMENTS FOR THE CERRO GRANDE FIRE FUND S2499: MEDICARE, MEDICAID, AND STATE CHILDREN'S HEALTH INSURANCE PROGRAM EXTENSION ACT OF 2007; SEC. 111 AND LIABILITY INSURANCE PROVISIONS HR3200/S40: NATIONAL INSURANCE ACT OF 2007; ALL PROVISIONS OF THE OPTIONAL FEDERAL CHARTER BILLS DEPARTMENT OF TREASURY PROPOSAL: BLUEPRINT FOR FINANCIAL SERVICES REGULATORY REFORM, DISCUSSION ON SECTIONS ON INSURANCE REGULATION HR 5611: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2008; ALL PROVISIONS OF THE BILL S2284: FLOOD INSURANCE REFORM AND MODERNIZATION ACT; ALL PROVISIONS OF THE BILL HR3121: FLOOD INSURANCE MODERNIZATION ACT OF 2007; NATIONAL FLOOD INSURANCE PROGRAM AND REAUTHORIZATION DISCUSSION, PROVISIONS RELATING TO THE PROPERTY AND CASUALTY INSURANCE INDUSTRY AND WRITE-YOUR-OWN PROGRAM, AND ALL PERILS POLICY PROVISIONS HR3355: HOMEOWNERS' DEFENSE ACT OF 2007; ALL PROVISIONS OF THE BILL HR5633: NONDISCRIMINATORY USE OF CONSUMER REPORTS AND CONSUMER INFORMATION ACT OF 2008; ALL PROVISIONS OF THE BILL RISK RETENTION ACT; ALL ASPECTS OF THE BILL (NO NUMBER ASSIGNED) MOTOR VEHICLE TITLING/SALVAGE (NO NUMBER ASSIGNED)

Client expense: $130,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

HR5611: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2008; ALL PROVISIONS HR1746: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2008; ALL PROVISIONS REGARDING FEDERAL CAUSE OF ACTION HR3200/S40: NATIONAL INSURANCE ACT OF 2007; ALL PROVISIONS REGARDING FEDERAL INSURANCE CHARTER HR7006: DISASTER TAX RELIEF ACT OF 2008; PROVISIONS RELATING TO THE CEDAR RAPIDS FLOOD

Client expense: $130,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 and HR 6062 (restrictions on insurers use of credit scoring) oppose these bills which would remove an accurate predictor of insurance claims. HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. HR 2638 and HR 6965 - short term extensions of the NFIP. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. HR 5840 Establish an Office of Insurance Information in the Department of the Treasury; concerns about protection of proprietary data, preemption of state laws, and the appropriate role of the federal government in regulating insurers. HR 4461 and S 2458 Community Building Code Administration Grant Act of 2007; expressed support for these bills which seek to provide funding and incentives for state and local governments to increase their building code enforcement efforts. HR 6078 The Green Act of 2008; questions about impact on the underwriting of homeowners insurance. HR 6495 Transportation and Housing Choices for Gas Price Relief Act of 2008; questions about possible federal incentives for pay-as-you-drive auto insurance.

Client expense: $80,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

Generic Biologics (S. 623; S. 1695; H.R. 1038); Health system / insurance / ERISA reform (H.R. 676; H.R. 506; H.R. 2034; H.R. 3163; S. 334; S. 1783; S. 1019; S. 2818; S. 1886; S. 2795; H.R. 6210); Health cost savings / comparative effectiveness / wellness promotion (H.R. 2184; H.R. 3162; S. 1342; S. 1753; S. 1754; H.R. 3717; H.R. 853; H.R. 2633; S. 3408); Health IT (S. 1693; H.R. 5442; H.R. 6357; H.R. 6898); High Risk Pools (S. 3230, Labor-HHS Approps.); Medicare (Medicare Advantage, electronic prescribing, sales and marketing of Medicare private insurance products (H.R. 3162, S 3101, HR 6331, HR 4296, S. 2408); medcal liability reform (S. 243, S 2662, HR 2580, HR 5480, insurance regulation (S 40, HR 5611, HR 5840), long term care (S 1758, S 2337, HR 3363); SCHIP reauthorization (HR 976, HR 3963); Health insurance tax treatment (HRAs, HSAs, FSAs, Health Care Tax Credit--HR 3920, HR 3943, HR 4341, S 1739, S 1848, HR 5719); Small business / national pooling of insurance health reform (S. 2795; H.R. 6210; H.R. 6582)

Client expense: $250,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE

HR4461/S2458: THE COMMUNITY BUILDING CODE ADMINISTRATION GRANT ACT OF 2008; ALL PROVISIONS HR493/S358: GENETIC INFORMATION NONDISCRIMINATION ACT OF 2008; ALL PROVISIONS HR3926: SAFE BUILDING CODE INCENTIVES ACT OF 2007; ALL PROVISIONS HR1776: CALL CENTER CONSUMER;S RIGHT TO KNOW ACT; ALL PROVISIONS HR3200/S40: NATIONAL INSURANCE ACT OF 2007; ALL PROVISIONS S2284: FLOOD INSURANCE REFORM AND MODERNIZATION ACT OF 2007; ALL PROVISIONS HR1424: EMERGENCY ECONOMIC STABILIZATION ACT OF 2008; ALL PROVISIONS HR5633: NONDISCRIMINATORY USE OF CONSUMER REPORTS AND CONSUMER INFORMATION ACT OF 2008; ALL PROVISIONS HR6062: PERSONAL LINES OF INSURANCE FAIRNESS ACT OF 2008; ALL PROVISIONS SAFE TEEN AND NOVICE DRIVER UNIFORM PROTECTION ACT OF 2007; ALL PROVISIONS MOTOR VEHICLE TITLING/SALVAGE; DRAFT BILL (NO NUMBER ASSIGNED) FEDERAL TRADE COMMISSION: HOMEOWNERS CREDIT-SCORING; COMPULSORY PROCESS DEPARTMENT OF TREASURY: TERRORISM RISK INSURANCE ACT OF 2002 - CONTROLLING INFLUENCE SUBMISSION; BLUEPRINT FOR FINANCIAL SERVICES REGULATORY REFORM - DISCUSSION ON SECTIONS REGARDING INSURANCE REGULATION HR5611: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2008; ALL PROVISIONS HR5840: INSURANCE INFORMATION ACT OF 2008; ALL PROVISIONS OF BILL HR5792: INCREASING INSURANCE COVERAGE OPTIONS FOR CONSUMERS ACT OF 2008; ALL PROVISIONS HR3121/S2284: FLOOD INSURANCE REFORM AND MODERNIZATION ACT; ALL PROVISIONS HR3355: HOMEOWNERS DEFENSE ACT; ALL PROVISIONS S2390: FIRE SAFE COMMUNITIES ACT; ALL PROVISIONS HR2638: 2009 CONTINUING APPROPRIATIONS ACT; PROVISIONS REGARDING THE NATIONAL FLOOD INSURANCE PROGRAM EXTENSION HR6965: EXTEND THE AUTHORIZATION OF THE NATIONAL FLOOD INSURANCE PROGRAM AND FOR OTHER PURPOSES; ALL PROVISIONS HR5633: NONDISCRIMINATORY USE OF CONSUMER REPORTS AND CONSUMER INFORMATION ACT OF 2008; ALL PROVISIONS HR6062: PERSONAL LINES OF INSURANCE FAIRNESS ACT OF 2008; ALL PROVISIONS ENERGY STAR HOME CERTIFICATION; GUIDELINES FOR ENERGY EFFICIENCY

Client expense: $60,000 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

S 3483: PASSENGER VEHICLE LOSS DISCLOSURE ACT; LOSS DATABASE, ALL INSURANCE PROVISIONS HR 3200/S40: NATIONAL INSURANCE ACT OF 2007; ALL PROVISIONS OF THE OPTIONAL FEDERAL CHARTER FEDERAL TRADE COMMISSION: PROJECTED HOMEOWNERS CREDIT-SCORING STUDY, COMPULSORY PROCESS AND DATA DEPOSITORY CONCEPT TREASURY DEPARTMENT: REGULATORY REFORM HR 5611: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2008; ALL PROVISIONS. HR 5840: THE INSURANCE INFORMATION ACT OF 2008; ALL PROVISIONS OF THE BILL HR 5792: INCREASING INSURANCE COVERAGE OPTIONS FOR CONSUMERS ACT OF 2008; ALL PROVISIONS OF THE BILL HR 2638: DEPARTMENT OF HOMELAND SECURITY APPROPRIATIONS ACT OF 2008; PROVISIONS REGARDING THE NATIONAL FLOOD INSURANCE PROGRAM EXTENSION UNTIL MARCH 6, 2009 SMALL BUSINESS ADMINISTRATION: DISASTER RELATED PROGRAMS, FINANCING MECHANISMS AND SBA LOANS, PRE-EVENT SAVINGS PROGRAMS, POST-EVENT LOANS AND INSURANCE. HR 3355: HOMEOWNERS' DEFENSE ACT OF 2007; ALL PROVISIONS OF THE BILL HR 3121/S 2284: FLOOD AND INSURANCE REFORM AND MODERNIZATION ACT OF 2007; ALL PROVISIONS OF THE BILL HR 6965: TO EXTEND THE AUTHORIZATION OF THE NATIONAL FLOOD INSURANCE PROGRAM, AND FOR OTHER PURPOSES; ALL PROVISIONS OF THE BILL HR 5633: THE NONDISCRIMINATORY USE OF CONSUMER REPORTS AND CONSUMER INFORMATION ACT OF 2008; ALL PROVISIONS OF THE BILL HR 6062: THE PERSONAL LINES OF INSURANCE FAIRNESS ACT OF 2008; ALL PROVISIONS OF THE BILL SAFE TEEN AND NOVICE DRIVER UNIFORM PROTECTION ACT (NO BILL NUMBER ASSIGNED); ALL ASPECTS OF THE BILL HR 1776: CALL CENTER CONSUMER'S RIGHT TO KNOW ACT; ALL ASPECTS OF THE BILL HR 4008: CREDIT AND DEBIT CARD RECEIPT CLARIFICATION ACT OF 2007; ALL PROVISIONS OF THE BILL GENERAL NATURAL CATASTROPHE, FLOOD AND MULTIPLE PERIL COVERAGE ISSUES GENERAL TRACKING AND MONITORING OF FINANCIAL RESCUE PACKAGE, TROUBLED ASSET RELIEF PROGRAM AND CAPITAL PURCHASE PROGRAM GENERAL FLOOD INSURANCE REAUTHORIZATION AND REFORM ISSUES TRANSPORTATION DEPARTMENT: PAY AS YOU DRIVE (PAYD) INITIATIVES AND CLIMATE CONTROL ISSUES

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, White House Office

Generic Biologics (s. 623; S. 1695; H.R. 1038); Health system/Insurance/ ERISA reform (H.R. 676; H.R. 506; H.R. 2034; H.R. 3163; S. 334; S. 1783; S. 1019; S. 2818; S. 1886; S. 2795; H.R. 6210); Health cost savings/comparative effectiveness/wellness promotion (H.R. 2184; H.R. 3162; S. 1342; S. 1753; S. 1754; S. 3408; H.R. 3717; H.R. 853; H.R. 2633); Health IT (S. 1693; H.R. 5442; H.R. 6357; H.R. 6898); High risk pools (S. 3230, Labor HHS Approps.); Medicare (Medicare Advantage, electronic prescribing, sales and marketing of Mediare-related private insurance products - H.R. 3162; S. 3101; H.R. 6331; H.R. 4296; s. 2408); medical liability reform (S. 243; S. 2662; H.R. 2580; H.R. 5480); insurance regulation (S. 40; H.R. 5611; H.R. 5840); Long term care (S. 2337, S. 1758; H.R. 3363); SCHIP reauthorization (H.R. 976); Health Insurance Tax Treatment (HSAs, FSAs, HRAs, Health Coverage Tax Credit - H.R. 3920; H.R. 3943; H.R. 4341; S. 1739; S. 1848; H.R. 5719); small business/national pooling of insurance health reform (s. 2795; H.R. 6210; H.R. 6582)

Client expense: $250,000 · Firm income: Not reported

Government targets: Administration on Aging, Agency for Healthcare Research & Quality (AHRQ), Centers For Medicare and Medicaid Services (CMS), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE

Generic Biologics (S. 623; S. 1695; H.R. 1038); Health system / insurance / ERISA reform (H.R. 676; H.R. 506; H.R. 2034; H.R. 3163; S. 334; S. 1783; S. 1019; S. 2818; S. 1886; S. 2795; H.R. 6210); Health cost savings / comparative effectiveness / wellness promotion (H.R. 2184; H.R. 3162; S. 1342; S. 1753; S. 1754; H.R. 3717; H.R. 853; H.R. 2633; S. 3408); Health IT (S. 1693; H.R. 5442; H.R. 6357; H.R. 6898); High Risk Pools (S. 3230, Labor-HHS Approps.); Medicare (Medicare Advantage, electronic prescribing, sales and marketing of Medicare-related private insurance products H.R. 3162; S. 3101; H.R. 6331; H.R. 4296; S. 2408); medical liability reform (S. 243; S. 2662; H.R. 2580; H.R. 5480); insurance regulation (S. 40; H.R. 5611; H.R. 5840); Long Term Care (S. 1758; S. 2337; H.R. 3363); SCHIP reauthorization (H.R. 976; H.R. 3963); Health Insurance Tax Treatment (HSAs, FSAs, HRAs, Health Coverage Tax Credit H.R. 3920; H.R. 3943; H.R. 4341; S. 1739; S. 1848; H.R. 5719); Small business / national pooling of insurance health reform (S. 2795; H.R. 6210; H.R. 6582)

Client expense: $250,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

HR 3121 & S 2284, Flood Insurance Reform and Modernization Act of 2007 (All Titles); HR 6965, To extend the authorization of the national flood insurance program (All titles); S 929 & HR 1065, Nonadmitted and Reinsurance Reform Act of 2007 (All Titles); HR 5840, Insurance Reform Act of 2008 (All Titles); HR 5611, National Association of Registered Agents and Brokers Reform Act of 2008 (All Titles)

Client expense: $125,674 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

See addendum page. HR 164-all provisions relating to catastrophe reserves HR 1081-all provisions relating to insurance regulation and McCarran-Ferguson HR 1424-all provisions relating to financial crisis and financial regulation HR 2761-implementation of all provisions relating to the terrorism risk insurance HR 3121-all provisions relating to wind risk HR 3200-all provisions relating to optional federal insurance charter HR 3355-all provisions relating to natural disaster insurance HR 3997-all provisions relating to financial crisis and financial regulation HR 5069-all provisions relating to product recall costs HR 5611-all provisions relating to regulation of insurance producers HR 5840-all provisions relating to regulation of insurance S 40-all provisions relating to optional federal insurance charter S 618-all provisions relating to insurance regulation and McCarran-Ferguson S 926-all provisions relating to catastrophe reserves S 2081-all provisions relating to product recall costs S 2284-all provisions relating to wind risk The Treasury Departments Blueprint For A Modernized Financial Regulatory System

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

HR.3200/S.40: National Insurance Act of 2007; HR. 5611: National Association of Registered Agents and Brokers Reform Act of 2008; S.2663: CPSC Reform Act; HR.5633: Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008. HR. 5840, Insurance Information Act of 2008. HR. 1424: Emergency Economic Stabilization Act of 2008 (PL 110-343).

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 1061 - Homeowners Insurance Noncoverage Disclosure Act S. 545 - Passenger Vehicle Loss Disclosure Act of 2007 S. 618 - Insurance Industry Competition Act of 2007 H.R. 1081 - Insurance Industry Competition Act of 2007 S. 40 / H.R. 3200 - National Insurance Act of 2007 H.R. 1065 - Nonadmitted and Reinsurance Reform Act of 2007 S. 618 - Insurance Industry Competition Act of 2007 H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (NARAB II) H.R. 5840 - Insurance Information Act H.R. 6062 - Personal Lines of Insurance Fairness Act of 2008 H.R. 6969- Offshore Reinsurance Cessions, to amend the Internal Revenue Code oof 1986 to disallow the deduction for exces non-taxed reinsurance premiums with respect to United States risks paid to affiliates.

Client expense: $612,133 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3200/S 40 - National Insurance Act of 2007 - Optional Federal Charter proposals HR 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (NARAB II) HR 5840 - Insurance Information Act

Client expense: $280,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Education, Dept of, Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, White House Office

Insurance Regulation issues including: S.40 National Insurance Act of 2007 H.R.3200 National Insurance Act of 2007 S.929 Non-admitted and Reinsurance Reform Act of 2007 Insurance Regulation issues continued: H.R.1065 - Non-admitted and Reinsurance Reform Act of 2007 H.R.5611 National Association of Registered Agents and Brokers Reform Act of 2008 H.R.5840 Insurance Information Act of 2008 H.R.5792 Increasing Insurance Coverage Options for Consumers Act of 2008 Natural Catastrophe/Flood Insurance issues including: S.292 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R.537 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 S.2286 Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.3644 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.330 Homeowners Insurance Availability Act of 2007 S.927 Catastrophe Savings Accounts Act of 2007 H.R.1787 Catastrophe Savings Accounts Act of 2007 H.R.91 Homeowners Insurance Protection Act of 2007 S.928 Homeowners Protection Act of 2007 H.R.920 Multiple Peril Insurance Act of 2007 H.R.164 - Policyholder Disaster Protection Act of 2007 S.926 - Policyholder Disaster Protection Act of 2007 S.2328 - Property Mitigation Assistance Act of 2007 H.R.3355 Homeowners Defense Act of 2007 S.2310 - Homeowners' Defense Act of 2007 S.2327 - Homeowners Insurance Assistance Act of 2007 H.R.3121 Flood Insurance Reform and Modernization Act of 2007 S.2284 - Flood Insurance Reform and Modernization Act of 2007 H.R.922-National Flood Insurance Program Participation Evaluation Act of 2007 S.1890 Flood Insurance Choice Act of 2007 H.R.1682 Flood Insurance Reform and Modernization Act of 2007 S.1890 - Flood Insurance Choice Act of 2007 H.R.3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. S.1061 - Homeowners' Insurance Noncoverage Disclosure Act H.R.2638 Consolidated Security, Disaster Assistance and Continuing Appropriations Act of 2009 (NFIP extension) Auto issues including: S.545 - Passenger Vehicle Loss Disclosure Act H.R.2811 - Passenger Vehicle Loss Disclosure Act Workers Compensation issues including: H.R.2549 Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2007 H.R.3963 - Children's Health Insurance Program Reauthorization Act of 2007 Health Insurance issues including: S.558 Mental Health Parity Act of 2007 H.R.1424 To amend section 712 of the Employee Retirement Income Security Act of 1974, section 2705 of the Public Health Service Act, section 9812 of the Internal Revenue Code of 1986 TRICARE issues Underwriting issues including: H.R.5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 H.R.6062 Personal Lines of Insurance Fairness Act H.R.3056 The Social Security Number Privacy and Identity Theft Prevention Act S.3001 Duncan Hunter National Defense Authorization Act for FY09 S.AMDT.5466 Prohibition on Discrimination in Life Insurance

Client expense: $690,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 920 Multiple Peril Insurance Act; provisions relating to wind coverage H.R. 1065 Nonadmitted and Reinsurance Reform Act of 2007; provisions relating to reinsurance coverage by domestic insurers H.R. 1081 Insurance Industry Competition Act of 2007; entire bill H.R. 2638, Consolidated Security, Disaster Assistance, and Continuing Appropriations Act, 2009; provisions relating to a short-term extension of the National Flood Insurance Program H.R. 3121 Flood Insurance Reform & Modernization Act of 2007; provisions relating to NFIP and wind coverage H.R. 3200 National Insurance Act of 2007; entire bill H.R. 3355 - Homeowners Defense Act; provisions relating to state reserves and underwriting requirements H.R. 5611 - The National Association Of Registered Agents And Brokers (NARAB) Reform Act; entire bill H.R. 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008; provisions relating to insurance underwriting of auto and home coverage H.R. 5638 A bill to amend title 35, United States Code, to create an exception from infringement for certain component parts used to repair another article of manufacture; entire bill H.R. 5840 - The Insurance Information Act of 2008; entire bill H.R. 6062 Personal Lines of Insurance Fairness Act; provisions relating to insurance underwriting of auto and home coverage H.R. 6078, Green Resources for Energy Efficient Neighborhoods (GREEN) Act of 2008; provisions affecting homeowners insurance H.R. 6965 - To extend the authorization of the national flood insurance program, and for other purposes; provisions relating to NFIP S. 40 - National Insurance Act of 2007; entire bill S. 334 - Healthy Americans Act; provisions relating to long-term care S. 618 - Insurance Industry Competition Act of 2007; entire bill S. 2284 - Flood Insurance Reform and Modernization Act of 2007; provisions relating to NFIP

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3046, Social Security Number Privacy and Identity Theft Protection Act of 2007, All provisions H.R. 5840, Insurance Information Act, All provisions H.R. 1065, Non-Admitted and Reinsurance Reform Act of 2007, All provisions H.R. 3200, National Insurance Act of 2007, All provisions H.R. 5611, National Association of Registered Agents and Brokers Reform Act of 2008, All provisions S. 40, National Insurance Act of 2007, All provisions S. 349, Small Business and Work Opportunity Act of 2007, All provisions S. 929, Nonadmitted and Reinsurance Reform Act of 2007, All provisions S. 1753, Healthy Workforce Act of 2007, All provisions S. 1865, Life Insurance Fairness for Travelers Act of 2007, All provisions S. 1893, Childrens Health Insurance Program Reauthorization Act of 2007, All provisions S. 2285, Terrorism Risk Insurance Program Reauthorization Act of 2007, All provisions

Client expense: $1,710,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Executive Office of the President (EOP), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Natl Security Council (NSC), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

S. 40, the National Insurance Act (all provisions) S. 926, the Policyholder Disaster Protection Act of 2007 (allowing insurance companies to make tax deductible contributions to a tax-exempt policyholder disaster protection fund) S. 928, the Homeowners Protection Act of 2007 (creating a federal backstop for state natural catastrophe insurance programs) S. 929, the Nonadmitted and Reinsurance Reform Act (all provisions) S. 930, the Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) S. 931, the National Hurricane Research Initiative Act of 2007 (all provisions) S. 2047, the Flood Insurance Disclosure Act of 2007 (all provisions) S. 2284, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) S. 2327, the Homeowners Insurance Assistance Act of 2007 (all provisions) H.R. 1065, the Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 1787, the Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 2895, the National Affordable Housing Trust Fund Act of 2007 (all provisions) H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 3162, Childrens Health and Medicare Protection Act of 2007 (revenue-offset tax provisions) H.R. 3200, the National Insurance Act of 2007 (all provisions to create an optional federal insurance charter) H.R. 3355, the Homeowners Defense Act of 2007 (all provisions) H.R. 3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties (all provisions) H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions) H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008 (all provisions) H.R. 5840, the Insurance Information Act of 2008 (all provisions)

Client expense: $1,930,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2762, H.R. 3121, H.R. 3200, H.R. 330, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, H.R. 5633, H.R. 5792, H.R. 5840, H.R. 5961, H.R. 6062, H.R. 6078, H.R. 6213, H.R. 6285, H.R. 6424, H.R. 91, H.R. 920, H.R. 921, H.R. 922, H.R. 957, S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S. 2621, S. 3483, S. 396, S. 30, S. 929

Client expense: $454,203 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Congressional Budget Office (CBO), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Generic Biologics (S. 623; S. 1695; H.R. 1038); Health system / insurance / ERISA reform (H.R. 676; H.R. 506; H.R. 2034; H.R. 3163; S. 334; S. 1783; S. 1019; S. 2818; S. 1886; S. 2795; H.R. 6210); Health cost savings / comparative effectiveness / wellness promotion (H.R. 2184; H.R. 3162; S. 1342; S. 1753; S. 1754; H.R. 3717; H.R. 853; H.R. 2633); Health IT (S. 1693; H.R. 5442; H.R. 6357; H.R. 6898); High Risk Pools (S. 3230, Labor-HHS Approps.); Medicare (Medicare Advantage, electronic prescribing, sales and marketing of Medicare-related private insurance products H.R. 3162; S. 3101; H.R. 6331; H.R. 4296; S. 2408); medical liability reform (S. 243; S. 2662; H.R. 2580; H.R. 5480); insurance regulation (S. 40; H.R. 5611; H.R. 5840); Long Term Care (S. 2337; H.R. 3363); SCHIP reauthorization (H.R. 976); Health Insurance Tax Treatment (HSAs, FSAs, HRAs, Health Coverage Tax Credit H.R. 3920; H.R. 3943; H.R. 4341; S. 1739; S. 1848; H.R. 5719); Small business / national pooling of insurance health reform (S. 2795; H.R. 6210; H.R. 6582); Comparative effectiveness (S. 3408); SCHIP reauthorization (H.R. 976; H.R. 3963)

Client expense: $250,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE

Optional federal regulation of insurance (H.R. 3200; S. 40) NARAB II (H.R. 5611) Mortgage Broker Registration (H.R. 3915)

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.150: To prevent the nondisclosure of employer-owned life insurance coverage of employees as an unfair trade practice under the Federal Trade Commission Act, and for other purposes. H.R.377: To amend the Internal Revenue Code of 1986 to increase the dollar limitation on employer-provided group term life insurance that can be excluded from the gross income of the employee. H.R.385: To amend title II of the Social Security Act to eliminate reconsideration as an intervening step between initial benefit entitlement decisions and subsequent hearings on the record on such decisions. H.R.537: To establish a bipartisan commission on insurance reform. H.R.1065: To streamline the regulation of nonadmitted insurance and reinsurance, and for other purposes. H.R.1081: To further competition in the insurance industry. H.R. 2622: To amend title I of the Employee Retirement Income Security Act of 1974 to require de novo review of claims determinations made by employee benefit plans. H.R.2713: To amend title II of the Social Security Act to authorize waivers by the Commissioner of Social Security of the 5-month waiting period for entitlement to benefits based on disability in cases in which the Commissioner determines that such waiting period would cause undue hardship to terminally ill beneficiaries, and to provide for a study by the Commissioner regarding possible improvements in disability claims processing. H.R.2933: To amend title II of the Social Security Act to provide that the reductions in Social Security benefits which are required in the case of spouses and surviving spouses who are also receiving certain government pensions shall be equal to the amount by which two-thirds of the total amount of the combined monthly benefit (before reduction) and monthly pension exceeds $1,200, adjusted for inflation. H.R.2944: to amend title II of the Social Security Act to provide that the eligibility requirement for disability insurance benefits under which an individual must have 20 quarters of Social Security coverage in the 40 quarters preceding a disability shall not be applicable in the case of a disabled individual suffering from a covered terminal disease. H.R.3046: To amend the Social Security Act to enhance Social Security account number privacy protections, to prevent fraudulent misuse of the Social Security account number, and to otherwise enhance protection against identity theft, and for other purposes. H.R.3200: To authorize the issuance of Federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the Federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes. H.R.3271: To prohibit the solicitation and display of Social Security account numbers, and for other purposes. H.R.3363: To amend the Internal Revenue Code of 1986 to allow long-term care insurance to be offered under cafeteria plans and flexible spending arrangements and to provide additional consumer protections for long-term care insurance. H.R.4181: To reform Social Security retirement and Medicare by establishing a Personal Social Security Savings Program to create a safer, healthier, more secure, and more prosperous retirement for all Americans and to reduce the burden on young Americans. H.R.5611: To reform the National Association of Registered Agents and Brokers, and for other purposes. H.R.5792: To amend the Liability Risk Retention Act of 1986 to increase insurance competition and available coverage for consumers. H.R.5840: To establish an Office of Insurance Information in the Department of the Treasury. H.R.6071: to amend the Public Health Service Act to require reinstatement upon payment of all premiums due of group or individual health insurance coverage terminated by reason of nonpayment of premiums. H.R.6210: to amend the Public Health Service Act to establish a nationwide health insurance purchasing pool for small businesses and the self-employed that would offer a choice of private health plans and make health coverage more affordable, predictable, and accessible S. 40: to authorize the issuance of federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes. S.292: A bill to establish a bipartisan commission on insurance reform. S.618: A bill to further competition in the insurance industry. S.1736: to amend title II of the Social Security Act to provide that the eligibility requirement for disability insurance benefits under which an individual must have 20 quarters of Social Security coverage in the 40 quarters preceding a disability shall not be applicable in the case of a disabled individual suffering from a covered terminal disease. S.1865: to provide for mandatory availability of life insurance that does not preclude future lawful travel, and for other purposes. S.2795:to amend the Public Health Service Act to establish a nationwide health insurance purchasing pool for small businesses and the self-employed that would offer a choice of private health plans and make health coverage more affordable, predictable, and accessible. S.2818: to amend the Employee Retirement Income Security Act of 1974 and the Public Health Service Act to provide for enhanced health insurance marketplace pooling and relating market rating. S.3068: to require equitable coverage of prescription contraceptive drugs and devices, and contraceptive services under health plans. S.3115: to amend title I of the Employee Retirement Income Security Act of 1974, title XXVII of the Public Health Service Act, and the Internal Revenue Code of 1986 to prohibit preexisting condition exclusions for children in group health plans and health insurance coverage in the group and individual markets.

Client expense: $515,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade & Development Agency (USTDA), U.S. Trade Representative (USTR)

HR5611: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2008; ALL PROVISIONS HR1746: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2008; ALL PROVISIONS REGARDING FEDERAL CAUSE OF ACTION HR3200/S40: NATIONAL INSURANCE ACT OF 2007; ALL PROVISIONS REGARDING FEDERAL INSURANCE CHARTER HR7006: DISASTER TAX RELIEF ACT OF 2008; PROVISIONS RELATING TO THE CEDAR RAPIDS FLOOD

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance regulation including H.R. 5840, Insurance Information Act of 2008; H.R. 5611, The National Association of Registered Agents and Brokers Reform Act of 2008; S.40 and H.R.3200, National Insurance Act of 2007

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR.3121, Flood Insurance Reform and Modernization Act of 2007 HR.3355, Homeowners' Defense Act of 2007 S.40, National Insurance Act of 2007 HR.5633, Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 HR.3200, National Insurance Act of 2007 HR. 5840, Insurance Information Act of 2008 HR. 5792, Increasing Insurance Coverage Options for Consumers Act of 2008 HR. 5611, National Association of Registered Agents and Brokers Reform Act of 2008 Cargo theft insurance issues

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Client expense: $6,520,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office

HR3997 HR1424 HR3200 S40 Support of an Optional Federal Charter for insurers. HR1065 S929 Non Admitted and Reinsurance Reform Act Supports modernization of surplus lines insurance. HR5840 Supports legislation creating an Office of Insurance Information. HR5611 National Association of Registered Agents and Brokers Reform Act.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

FEDERAL TRADE COMMISSION: COMMUNICATIONS COVERING PROJECTED HOMEOWNERS CREDIT-SCORING DEPARTMENT OF TREASURY: COMMUNICATIONS WITH THE TERRORISM INSURANCE OFFICE, RE: TERRORISM RISK INSURANCE ACT OF 2002 FEDERAL EMERGENCY MANAGEMENT AGENCY: PENDING CLAIM PAYMENTS FOR THE CERRO GRANDE FIRE FUND S2499: MEDICARE, MEDICAID, AND STATE CHILDREN'S HEALTH INSURANCE PROGRAM EXTENSION ACT OF 2007; SEC. 111 AND LIABILITY INSURANCE PROVISIONS HR3200/S40: NATIONAL INSURANCE ACT OF 2007; ALL PROVISIONS OF THE OPTIONAL FEDERAL CHARTER BILLS DEPARTMENT OF TREASURY PROPOSAL: BLUEPRINT FOR FINANCIAL SERVICES REGULATORY REFORM, DISCUSSION ON SECTIONS ON INSURANCE REGULATION HR 5611: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2008; ALL PROVISIONS OF THE BILL S2284: FLOOD INSURANCE REFORM AND MODERNIZATION ACT; ALL PROVISIONS OF THE BILL HR3121: FLOOD INSURANCE MODERNIZATION ACT OF 2007; NATIONAL FLOOD INSURANCE PROGRAM AND REAUTHORIZATION DISCUSSION, PROVISIONS RELATING TO THE PROPERTY AND CASUALTY INSURANCE INDUSTRY AND WRITE-YOUR-OWN PROGRAM, AND ALL PERILS POLICY PROVISIONS HR3355: HOMEOWNERS' DEFENSE ACT OF 2007; ALL PROVISIONS OF THE BILL HR5633: NONDISCRIMINATORY USE OF CONSUMER REPORTS AND CONSUMER INFORMATION ACT OF 2008; ALL PROVISIONS OF THE BILL RISK RETENTION ACT; ALL ASPECTS OF THE BILL (NO NUMBER ASSIGNED) MOTOR VEHICLE TITLING/SALVAGE (NO NUMBER ASSIGNED)

Client expense: $120,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

FEDERAL TRADE COMMISSION: PROJECTED HOMEOWNERS CREDIT SCORING; ALTERNATIVE TO COMPULSORY PROCESS OFFICE OF MANAGEMENT AND BUDGET: IMPACT OF THE PAPERWORK REDUCTION ACT AS IT APPLIES TO THE FEDERAL TRADE COMMISSION COMPULSORY PROCESS DEPARTMENT OF TREASURY: BLUEPRINT FOR FINANCIAL SERVICES REGULATORY REFORM; SECTIONS ON INSURANCE REGULATION HR5611: NATIONAL ASSOCIATION OF REGISTERS AGENTS AND BROKERS REFORM ACT OF 2008; ALL PROVISIONS HR3200/S40: NATIONAL INSURANCE ACT OF 2007; ALL PROVISIONS OF OPTIONAL FEDERAL CHARTER S3236: MEDICARE, MEDICAID EXTENSION ACT OF 2008; SECTION 111 AND PROVISIONS FOR LIABILITY INSURANCE HR5840: INSURANCE INFORMATION ACT OF 2008; ALL PROVISIONS HR5792: INCREASING INSURANCE COVERAGE OPTIONS FOR CONSUMERS ACT OF 2008; ALL PROVISIONS HR3121/S2284: FLOOD INSURANCE REFORM AND MODERNIZATION ACT OF 2007; ALL PROVISIONS HR3355: THE HOMEOWNERS DEFENSE ACT OF 2007; ALL PROVISIONS S2390: FIRE SAFE COMMUNITIES ACT; ALL PROVISIONS HR5633: NONDISCRIMINATORY USE OF CONSUMER REPORTS AND CONSUMER INFORMATION ACT OF 2008; ALL PROVISIONS HR 6062: PERSONAL LINES OF INSURANCE FAIRNESS ACT OF 2008; ALL PROVISIONS OF THE BILL HR 4461: COMMUNITY BUILDING CODE ADMINISTRATION GRANT ACT OF 2008; ALL PROVISIONS HR3926: SAFE BUILDING CODE INCENTIVES ACT OF 2007; ALL PROVISIONS HR493/S358: GENETIC INFORMATION NONDISCRIMINATION ACT OF 2008; ALL PROVISIONS MOTOR VEHICLE TITLING/SALVAGE, DRAFT BILL (NO NUMBER ASSIGNED)

Client expense: $80,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Treasury, Dept of, White House Office

S 3483: PASSENGER VEHICLE LOSS DISCLOSURE ACT; LOSS DATABASE, ALL INSURANCE PROVISIONS HR 3200/S40: NATIONAL INSURANCE ACT OF 2007; ALL PROVISIONS OF THE OPTIONAL FEDERAL CHARTER FEDERAL TRADE COMMISSION: PROJECTED HOMEOWNERS CREDIT-SCORING STUDY, COMPULSORY PROCESS AND DATA DEPOSITORY CONCEPT TREASURY DEPARTMENT: REGULATORY REFORM HR 5611: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2008; ALL PROVISIONS. HR 5840: THE INSURANCE INFORMATION ACT OF 2008; ALL PROVISIONS OF THE BILL HR 5792: INCREASING INSURANCE COVERAGE OPTIONS FOR CONSUMERS ACT OF 2008; ALL PROVISIONS OF THE BILL HR 2638: DEPARTMENT OF HOMELAND SECURITY APPROPRIATIONS ACT OF 2008; PROVISIONS REGARDING THE NATIONAL FLOOD INSURANCE PROGRAM EXTENSION UNTIL MARCH 6, 2009 SMALL BUSINESS ADMINISTRATION: DISASTER RELATED PROGRAMS, FINANCING MECHANISMS AND SBA LOANS, PRE-EVENT SAVINGS PROGRAMS, POST-EVENT LOANS AND INSURANCE. HR 3355: HOMEOWNERS' DEFENSE ACT OF 2007; ALL PROVISIONS OF THE BILL HR 3121/S 2284: FLOOD AND INSURANCE REFORM AND MODERNIZATION ACT OF 2007; ALL PROVISIONS OF THE BILL HR 6965: TO EXTEND THE AUTHORIZATION OF THE NATIONAL FLOOD INSURANCE PROGRAM, AND FOR OTHER PURPOSES; ALL PROVISIONS OF THE BILL HR 5633: THE NONDISCRIMINATORY USE OF CONSUMER REPORTS AND CONSUMER INFORMATION ACT OF 2008; ALL PROVISIONS OF THE BILL HR 6062: THE PERSONAL LINES OF INSURANCE FAIRNESS ACT OF 2008; ALL PROVISIONS OF THE BILL SAFE TEEN AND NOVICE DRIVER UNIFORM PROTECTION ACT (NO BILL NUMBER ASSIGNED); ALL ASPECTS OF THE BILL HR 1776: CALL CENTER CONSUMER'S RIGHT TO KNOW ACT; ALL ASPECTS OF THE BILL HR 4008: CREDIT AND DEBIT CARD RECEIPT CLARIFICATION ACT OF 2007; ALL PROVISIONS OF THE BILL GENERAL NATURAL CATASTROPHE, FLOOD AND MULTIPLE PERIL COVERAGE ISSUES GENERAL TRACKING AND MONITORING OF FINANCIAL RESCUE PACKAGE, TROUBLED ASSET RELIEF PROGRAM AND CAPITAL PURCHASE PROGRAM GENERAL FLOOD INSURANCE REAUTHORIZATION AND REFORM ISSUES TRANSPORTATION DEPARTMENT: PAY AS YOU DRIVE (PAYD) INITIATIVES AND CLIMATE CONTROL ISSUES

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, White House Office

See Addendum S. 40, The National Insurance Act of 2007. S. 618, Act to Further Competition in the Insurance Industry. S. 1693, "Wired for Health Care Quality Act". S. 1814, "Health Information Privacy and Security Act". S. 1865, "Life Insurance Fairness for Travelers Act of 2007". S. 2268, "Long Term Care Insurance Integrity Act of 2007". S. 2337, "Long Term Care Affordability and Security Act of 2007" S. 2490, "Reverse Mortgage Proceeds Protection Act". S.2794, "Senior Investor Protection Act of 2008" H.R. 150, "Life Insurance Employee Notification Act". H.R. 493, Genetic Information Nondiscrimination Act of 2007 (became Public Law No. 110-233).. H.R. 1065, "The Non-Admitted and Reinsurance Reform Act of 2007". H.R. 1081, Act to Further Competition in the Insurance Industry A bill to further competition in the insurance industry. H.R. 1424, "Emergency Economic Stabilization Act of 2008", Became P.L. 110-343. H.R. 3200, The National Insurance Act of 2007. H.R. 3363, "Long-Term Care Affordability and Security Act of 2007". H.R. 3997, "Emergency Economic Stabililzation Act of 2008". H.R. 4150, "Lifetime Pension Annuity for You Act of 2007". H.R. 4299, "Terrorism Risk Insurance Reauthorization Act of 2007". H.R. 5611, "The National Association of Agents and Brokers Return Act of 2008". H.R. 5840, "Insurance Information Act of 2008". The Department of Treasury, "Blueprint for a Modernized Financial Regulatory Structure" (3/31/08). The Department of Treasury, creation of an "Office of Insurance Information" within the Department of Treasury.

Client expense: $1,030,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Entire bills of the following: H.R. 5840, the Insurance Information Act of 2008 H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, White House Office

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 and HR 6062 (restrictions on insurers use of credit scoring) oppose these bills which would remove an accurate predictor of insurance claims. HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. HR 2638 and HR 6965 - short term extensions of the NFIP. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. HR 5840 Establish an Office of Insurance Information in the Department of the Treasury; concerns about protection of proprietary data, preemption of state laws, and the appropriate role of the federal government in regulating insurers. HR 4461 and S 2458 Community Building Code Administration Grant Act of 2007; expressed support for these bills which seek to provide funding and incentives for state and local governments to increase their building code enforcement efforts. HR 6078 The Green Act of 2008; questions about impact on the underwriting of homeowners insurance. HR 6495 Transportation and Housing Choices for Gas Price Relief Act of 2008; questions about possible federal incentives for pay-as-you-drive auto insurance.

Client expense: $100,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

Insurance regulation, including S. 2794, Senior Investor Protection Act of 2008; H.R. 5611, National Association of Agents and Brokers Return Act of 2008; H.R. 5840, Insurance Information Act of 2008. Mortgage reform.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

See attachment. CSP Fourth Quarter Report 2008 H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information. H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information. H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform. H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform. H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: Regulatory Reform; mark to market accounts, congressional oversight board. H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information. H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007 H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform. H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform. H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform. H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records. S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform. S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information. S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information. S. 1178 - The Identity Theft Prevention Act of 2007. Issue: Privacy Financial Information. S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information. S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information. S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information. S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information. S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting.

Client expense: $1,700,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE