ALISON WEISS

Monitor implementation of the Federal Reserves insurance capital standards (Sec. 171 of the Dodd-Frank Act); HR 10, the Financial CHOICE Act; international insurance legislation; legislation in relation to Systemically Important Financial Institutions; negotiations involving insurance covered agreements; issues relating to the application of capital standards on globally active insurance companies; legislation relating to Section 913 in the Dodd-Frank Act.

Monitor implementation of the Federal Reserves insurance capital standards (Sec. 171 of the Dodd-Frank Act); HR 10, the Financial CHOICE Act; international insurance legislation; legislation in relation to Systemically Important Financial Institutions; negotiations involving insurance covered agreements; issues relating to the application of capital standards on globally active insurance companies; legislation relating to Section 913 in the Dodd-Frank Act.

Issues related to a potential SEC best interest standard. General issues relating to cyber security. General issues relating to data breaches and data security. Financial Services and General Government Appropriations Act, 2017. Legislation in relation to Systemically Important Financial Institutions. Issues related to SEC mutual fund disclosures. Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups. "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017. Presidential Executive Order on Core Principles for Regulating the United States Financial System, February 3, 2017. Presidential Memorandum on Regulatory Freeze pending review, January 20, 2017.

H.R. 1, an act to provide for reconciliation pursuant to titles II and V of the concurrent resolution on the budget for fiscal year 2018.

H.R. - 1994 - the Setting Every Community Up for Retirement Enhancement Act of 2019 S. 972, the Retirement Enhancement and Savings Act

H.R. 1, an act to provide for reconciliation pursuant to titles II and V of the concurrent resolution on the budget for fiscal year 2018.

Issues related to a potential SEC best interest standard. Issues related to "Terrorism Risk Insurance Act" (TRIA) reauthorization. General issues relating to cyber security. General issues relating to data breaches and data security. Financial Services and General Government Appropriations Act, 2017. Legislation in relation to Systemically Important Financial Institutions. Legislation on independent contractor status. Issues related to SEC mutual fund disclosures. Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups. "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017. Presidential Executive Order on Core Principles for Regulating the United States Financial System, February 3, 2017. Presidential Memorandum on Regulatory Freeze pending review, January 20, 2017.

Issues related to a potential SEC best interest standard. Issues related to "Terrorism Risk Insurance Act" (TRIA) reauthorization. General issues relating to cyber security. General issues relating to data breaches and data security. Financial Services and General Government Appropriations Act, 2017. Legislation in relation to Systemically Important Financial Institutions. Legislation on independent contractor status. Issues related to SEC mutual fund disclosures. Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups. "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017. Presidential Executive Order on Core Principles for Regulating the United States Financial System, February 3, 2017. Presidential Memorandum on Regulatory Freeze pending review, January 20, 2017.

Issues related to a potential SEC best interest standard. Issues related to "Terrorism Risk Insurance Act" (TRIA) reauthorization. General issues relating to cyber security. General issues relating to data breaches and data security. Financial Services and General Government Appropriations Act, 2017. Legislation in relation to Systemically Important Financial Institutions. Legislation on independent contractors. Issues related to SEC mutual fund disclosures. Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups. "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017. Presidential Executive Order on Core Principles for Regulating the United States Financial System, February 3, 2017. Presidential Memorandum on Regulatory Freeze pending review, January 20, 2017.

Monitor implementation of the Federal Reserves insurance capital standards (Sec. 171 of the Dodd-Frank Act); HR 10, the Financial CHOICE Act; international insurance legislation; legislation in relation to Systemically Important Financial Institutions; negotiations involving insurance covered agreements; issues relating to the application of capital standards on globally active insurance companies; legislation relating to Section 913 in the Dodd-Frank Act.

H.R. - 1994 - the Setting Every Community Up for Retirement Enhancement Act of 2019 S. 972, the Retirement Enhancement and Savings Act

Monitor implementation of the Federal Reserves insurance capital standards (Sec. 171 of the Dodd-Frank Act); HR 10, the Financial CHOICE Act; international insurance legislation; legislation in relation to Systemically Important Financial Institutions; negotiations involving insurance covered agreements; issues relating to the application of capital standards on globally active insurance companies; legislation relating to Section 913 in the Dodd-Frank Act.

Issues related to a potential SEC best interest standard. Issues related to "Terrorism Risk Insurance Act" (TRIA) reauthorization. General issues relating to cyber security. General issues relating to data breaches and data security. Financial Services and General Government Appropriations Act, 2017. Legislation in relation to Systemically Important Financial Institutions. Issues related to SEC mutual fund disclosures. Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups. "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017. Presidential Executive Order on Core Principles for Regulating the United States Financial System, February 3, 2017. Presidential Memorandum on Regulatory Freeze pending review, January 20, 2017.

H.R. 1, an act to provide for reconciliation pursuant to titles II and V of the concurrent resolution on the budget for fiscal year 2018.

Monitor implementation of the Federal Reserves insurance capital standards (Sec. 171 of the Dodd-Frank Act); HR 10, the Financial CHOICE Act; international insurance legislation; legislation in relation to Systemically Important Financial Institutions; negotiations involving insurance covered agreements; issues relating to the application of capital standards on globally active insurance companies; legislation relating to Section 913 in the Dodd-Frank Act.

H.R. 10 - Financial CHOICE Act H.R. 3857 - PASS Act of 2017 Issues related to a potential SEC best interest standard. General issues relating to cyber security. General issues relating to data breaches and data security. Financial Services and General Government Appropriations Act, 2017. Legislation in relation to Systemically Important Financial Institutions. Issues related to SEC mutual fund disclosures. Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups. "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017. Presidential Executive Order on Core Principles for Regulating the United States Financial System, February 3, 2017. Presidential Memorandum on Regulatory Freeze pending review, January 20, 2017.

H.R. 10 - Financial CHOICE Act Issues related to a potential SEC best interest standard. General issues relating to cyber security. General issues relating to data breaches and data security. Financial Services and General Government Appropriations Act, 2017. Legislation in relation to Systemically Important Financial Institutions. Issues related to SEC mutual fund disclosures. Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups. "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017. Presidential Executive Order on Core Principles for Regulating the United States Financial System, February 3, 2017. Presidential Memorandum on Regulatory Freeze pending review, January 20, 2017.

S. 3471 - The "Retirement Enhancement and Savings Act of 2016" H.R. 4610 / S. 3417 (114th)- "Receiving Electronic Statements To Improve Retiree Earnings Act (RETIRE) Act" H.R. 4524 - "Retirement Plan Simplification and Enhancement Act of 2017" H.R. 6757 - "The Family Savings Act of 2018" Dept. of Labor, final rule adding Section 2520.104(b)-1(c) - Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Section 2509, 2510, and 2550 - Definition of term "fiduciary"; conflict of interest rule - retirement investment advice (4/8/16). Dept. of Labor proposed rule amending Section 2550.404a-4 - Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017.

Monitor implementation of the Federal Reserves insurance capital standards (Sec. 171 of the Dodd-Frank Act); HR 10, the Financial CHOICE Act; international insurance legislation; legislation in relation to Systemically Important Financial Institutions; negotiations involving insurance covered agreements; issues relating to the application of capital standards on globally active insurance companies; legislation relating to Section 913 in the Dodd-Frank Act.

S. 3471 - The "Retirement Enhancement and Savings Act of 2016" H.R. 4610 / S. 3417 (114th)- "Receiving Electronic Statements To Improve Retiree Earnings Act (RETIRE) Act" H.R. 4524 - "Retirement Plan Simplification and Enhancement Act of 2017" Dept. of Labor, final rule adding Section 2520.104(b)-1(c) - Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Section 2509, 2510, and 2550 - Definition of term "fiduciary"; conflict of interest rule - retirement investment advice (4/8/16). Dept. of Labor proposed rule amending Section 2550.404a-4 - Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017.

S. 3471 - The "Retirement Enhancement and Savings Act of 2016" H.R. 4610 / S. 3417 (114th)- "Receiving Electronic Statements To Improve Retiree Earnings Act (RETIRE) Act" H.R. 4524 - "Retirement Plan Simplification and Enhancement Act of 2017" Dept. of Labor, final rule adding Section 2520.104(b)-1(c) - Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Section 2509, 2510, and 2550 - Definition of term "fiduciary"; conflict of interest rule - retirement investment advice (4/8/16). Dept. of Labor proposed rule amending Section 2550.404a-4 - Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017.

Monitor implementation of the Federal Reserves insurance capital standards (Sec. 171 of the Dodd-Frank Act); HR 10, the Financial CHOICE Act; international insurance legislation; legislation in relation to Systemically Important Financial Institutions; negotiations involving insurance covered agreements; issues relating to the application of capital standards on globally active insurance companies; legislation relating to Section 913 in the Dodd-Frank Act.

H.R. 10 - Financial CHOICE Act H.R. 3857 - PASS Act of 2017 Issues related to a potential SEC best interest standard. General issues relating to cyber security. General issues relating to data breaches and data security. Financial Services and General Government Appropriations Act, 2017. Legislation in relation to Systemically Important Financial Institutions. Issues related to SEC mutual fund disclosures. Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups. "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017. Presidential Executive Order on Core Principles for Regulating the United States Financial System, February 3, 2017. Presidential Memorandum on Regulatory Freeze pending review, January 20, 2017.

S. 2252, "The Fair Playing Field Act of 2015". H.R. 1 The U.S. Treasury Departments debt-equity rule, Section 385. Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Committee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. A proposal by Senator Hatch on Corporate Integration. Various proposals related to the Presidents plan for economic growth and deficit reduction as it relates to 1) the tax exempt status of municipal bond interest, applying the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates.

S. 2252, "The Fair Playing Field Act of 2015". House Republicans Tax Reform Blueprint United Framework For Fixing Our Broken Tax Code The U.S. Treasury Departments debt-equity rule, Section 385. Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Committee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. A proposal by Senator Hatch on Corporate Integration. Various proposals related to the Presidents plan for economic growth and deficit reduction as it relates to 1) the tax exempt status of municipal bond interest, applying the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates.

Regulatory Implementation of the "Patient Protection & Affordable Care Act (PPACA)". No bill number - a proposal to exempt insurance companies that are prohibited from offering products on the DC healthcare exchange from being assessed a DC exchange user fee.

S. 254 / H.R. 506, "Automatic IRA Act", a bill to amend the Internal Revenue Code to promote and simplify Qualified Plans. S. 2505 / H.R.4294 - SAVERS Act of 2015 S. 2502/ H.R. 4293, Affordable Retirement Advice Act H.R. 4067, "Small Business Add Value for Employees Act". H.R. 2117, "Retirement Plan Simplification and Enhancement Act of 2013". H.R. 2656 / S. 3417 Receiving Electronic Statements To Improve Retiree Earnings Act (RETIRE) Act H.J. Res 66, Disapproving the rule submitted by the Department of Labor relating to savings arrangements established by States for non-governmental employees H.J. Res. 67, Disapproving the rule submitted by the Department of Labor relating to savings arrangements established by qualified State political subdivisions for non-governmental employees. Dept. of Labor, final rule adding Section 2520.104(b)-1(c) - Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Section 2509, 2510, and 2550 - Definition of term "fiduciary"; conflict of interest rule - retirement investment advice (4/8/16). Dept. of Labor proposed rule amending Section 2550.404a-4 - Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017. S. 1295 - the Retirement Improvements and Savings Enhancements Act of 2017, a proposal.

Monitor implementation of the Federal Reserves insurance capital standards (Sec. 171 of the Dodd-Frank Act); the Financial CHOICE Act; international insurance legislation; legislation in relation to Systemically Important Financial Institutions; negotiations involving insurance covered agreements; issues relating to the application of capital standards on globally active insurance companies; legislation relating to Section 913 in the Dodd-Frank Act.

Regulatory Implementation of the "Patient Protection & Affordable Care Act (PPACA)". No bill number - a proposal to exempt insurance companies that are prohibited from offering products on the DC healthcare exchange from being assessed a DC exchange user fee.

H.R. 5278, Implementation of the Puerto Rico Oversight, Management and Economic Stability Act, P.L. 114-187 (signed into law on June 30, 2016).

S. 2252, "The Fair Playing Field Act of 2015". House Republicans Tax Reform Blueprint The U.S. Treasury Departments debt-equity rule, Section 385. Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Committee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. A proposal by Senator Hatch on Corporate Integration. Various proposals related to the Presidents plan for economic growth and deficit reduction as it relates to 1) the tax exempt status of municipal bond interest, applying the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates.

Monitor implementation of the Federal Reserves insurance capital standards (Sec. 171 of the Dodd-Frank Act); the Financial CHOICE Act; international insurance legislation; legislation in relation to Systemically Important Financial Institutions; negotiations involving insurance covered agreements; issues relating to the application of capital standards on globally active insurance companies; legislation relating to Section 913 in the Dodd-Frank Act.

General issues relating to cyber security. General issues relating to data breaches and data security. Financial Services and General Government Appropriations Act, 2017. HR 10, Financial CHOICE Act. Legislation in relation to Systemically Important Financial Institutions. Issues related to SEC mutual fund disclosures. Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups. "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017. Presidential Executive Order on Core Principles for Regulating the United States Financial System, February 3, 2017. Presidential Memorandum on Regulatory Freeze pending review, January 20, 2017.

Monitor implementation of the Federal Reserves insurance capital standards (Sec. 171 of the Dodd-Frank Act); the Financial CHOICE Act; international insurance legislation; legislation in relation to Systemically Important Financial Institutions; negotiations involving insurance covered agreements; issues relating to the application of capital standards on globally active insurance companies; legislation relating to Section 913 in the Dodd-Frank Act.

General issues relating to cyber security. General issues relating to data breaches and data security. Financial Services and General Government Appropriations Act, 2017 Financial CHOICE Act of 2016 Legislation in relation to Systemically Important Financial Institutions Issues related to SEC mutual fund disclosures. SEC Final Rule, Registration of Municipal Advisors, 17 CFR, Parts 240 and 249, 78 FR 59814 (9/30/2013). CFTC Exemptive Order Regarding Compliance with Certain Swap Regulations (Cross-Border Phase-In Exemptive Order) (7/12/13). Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups (7/1/11). Section 619, "Dodd Frank Wall Street Reform and Consumer Protection Act", Final Rule, 12 CFR Part 44, 12 CFR Part 248, 12 CFR Part 351, 17 CFR Part 255 (12/10/2013). "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017. H.J. Res. 88, Disapproving the rule submitted by the Department of Labor relating to the definition of the term Fiduciary. Presidential Memorandum on Regulatory Freeze pending review, January 20, 2017.

H.R. 5278, Implementation of the Puerto Rico Oversight, Management and Economic Stability Act, P.L. 114-187 (signed into law on June 30, 2016).

Regulatory Implementation of the "Patient Protection & Affordable Care Act (PPACA)". No bill number - a proposal to exempt insurance companies that are prohibited from offering products on the DC healthcare exchange from being assessed a DC exchange user fee.

S. 2252, "The Fair Playing Field Act of 2015". House Republicans Tax Reform Blueprint The U.S. Treasury Departments debt-equity rule, Section 385. Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Committee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. A proposal by Senator Hatch on Corporate Integration. Various proposals related to the Presidents plan for economic growth and deficit reduction as it relates to 1) the tax exempt status of municipal bond interest, applying the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates.

H.R. 5278, Implementation of the Puerto Rico Oversight, Management and Economic Stability Act, P.L. 114-187 (signed into law on June 30, 2016).

S. 754, the Cybersecurity Information Sharing Act of 2015. S. 961, A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes. S. 1484,the "Financial Regulatory Improvement Act". S. 1910, the "Financial Services and General Government Appropriations Act, 2016". As the bill relates to electronic delivery of financial disclosures. H.R. 1090, the "Retail Investor Protection Act". H.R. 1770, the Data Security and Breach Notification Act of 2015. H.R. 2205, the "Bipartisan Data Security Act. H.R. 1550, the Financial Stability Oversight Council Improvement Act H.R. 2995, the "Financial Services and General Government Appropriations Act, 2016". As the bill relates to electronic delivery of financial disclosures. HR 5983, the Financial CHOICE Act of 2016. Issues related to SEC mutual fund disclosures. SEC Final Rule, Registration of Municipal Advisors, 17 CFR, Parts 240 and 249, 78 FR 59814 (9/30/2013). CFTC Exemptive Order Regarding Compliance with Certain Swap Regulations (Cross-Border Phase-In Exemptive Order) (7/12/13). Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups (7/1/11). Section 619, "Dodd Frank Wall Street Reform and Consumer Protection Act", Final Rule, 12 CFR Part 44, 12 CFR Part 248, 12 CFR Part 351, 17 CFR Part 255 (12/10/2013). "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

S. 1760, "The Fair Playing Field Act of 2013". H.R. 1 - A proposal relating to tax reform released by Chairman David Camp of the House Ways and Means Committee (2013). House Republicans Task Force Blueprint. The US Treasury Departments debt-equity rule, Section 385. Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Committee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. A proposal by Senator Hatch on Corporate Integration. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, applying the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Treasury Department Explanation of the Administration's FY-2016 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2016 Revenue Proposals, Department of Treasury, "Green Book". No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11).

S. 1086, the "International Insurance Capital Standards Accountability Act of 2015. H.R. 2141, the "International Insurance Standards Transparency and Policyholder Protection Act of 2015. H.R. 5143, the Transparent Insurance Standards Act of 2016. H.R. 5983, the Financial CHOICE Act of 2016. Negotiations involving insurance covered agreements. Forthcoming Federal Reserve rule on insurance-specific capital standards pursuant to the Dodd Frank Act Section 171. No Bill number - a proposal to facilitate automatic enrollment programs with regard to disability coverage and to establish a National Clearinghouse for Income Protection Information.

Regulatory Implementation of the "Patient Protection & Affordable Care Act (PPACA)". No bill number - a proposal to exempt insurance companies that are prohibited from offering products on the DC healthcare exchange from being assessed a DC exchange user fee.

Regulatory Implementation of the "Patient Protection & Affordable Care Act (PPACA)". No bill number - a proposal to exempt insurance companies that are prohibited from offering products on the DC healthcare exchange from being assessed a DC exchange user fee.

S. 1270, "SAFE Retirement Act of 2013". S. 1317, "Lifetime Income Disclosure Act". S. 1970, "The Retirement Security Act of 2014". S. 1557, "Automatic IRA Act", a bill to amend the Internal Revenue Code to promote and simplify Qualified Plans. H.R. 1, A proposal relating to Tax Reform released by Chairman David Camp of the House Ways and Means Committee (2013). H.R. 1534, "Small Business Add Value for Employees Act". H.R. 2035, "Automatic IRA Act of 2013" - Amends the Internal Revenue Code to require certain employers who do not maintain qualifying retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement. H.R. 2117, "Retirement Plan Simplification and Enhancement Act of 2013". H.R. 2317, "Lifetime Income Disclosure Act". H.R. 4294 - SAVERS Act of 2015 Dept. of Labor, final rule adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Sections 2509, 2510 and 2550 - Definition of term "fiduciary", conflict of interest rule - retirement investment advice,(4/8/2016). Dept. of Labor proposed rule amending Section 2550.404a-4, Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. No bill number - the Retirement Improvements and Savings Enhancements Act of 2016, a proposal. No bill number - the Retirement Enhancement and Savings Act of 2016.

H.R. 5278, Implementation of the Puerto Rico Oversight, Management and Economic Stability Act, P.L. 114-187 (signed into law on June 30, 2016).

S. 754, the Cybersecurity Information Sharing Act of 2015. S. 961, A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes. S. 1484,the "Financial Regulatory Improvement Act". S. 1910, the "Financial Services and General Government Appropriations Act, 2016". As the bill relates to electronic delivery of financial disclosures. H.R. 1090, the "Retail Investor Protection Act". H.R. 1770, the Data Security and Breach Notification Act of 2015. H.R. 2205, the "Bipartisan Data Security Act. H.R. 1550, the Financial Stability Oversight Council Improvement Act H.R. 2995, the "Financial Services and General Government Appropriations Act, 2016". As the bill relates to electronic delivery of financial disclosures. HR 5983, the Financial CHOICE Act of 2016. Issues related to SEC mutual fund disclosures. SEC Final Rule, Registration of Municipal Advisors, 17 CFR, Parts 240 and 249, 78 FR 59814 (9/30/2013). CFTC Exemptive Order Regarding Compliance with Certain Swap Regulations (Cross-Border Phase-In Exemptive Order) (7/12/13). Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups (7/1/11). Section 619, "Dodd Frank Wall Street Reform and Consumer Protection Act", Final Rule, 12 CFR Part 44, 12 CFR Part 248, 12 CFR Part 351, 17 CFR Part 255 (12/10/2013). "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

S. 1086, the "International Insurance Capital Standards Accountability Act of 2015. H.R. 2141, the "International Insurance Standards Transparency and Policyholder Protection Act of 2015. H.R. 5143, the Transparent Insurance Standards Act of 2016. H.R. 5983, the Financial CHOICE Act of 2016. Negotiations involving insurance covered agreements. Forthcoming Federal Reserve rule on insurance-specific capital standards pursuant to the Dodd Frank Act Section 171. No Bill number - a proposal to facilitate automatic enrollment programs with regard to disability coverage and to establish a National Clearinghouse for Income Protection Information.

S.1774, Puerto Rico Chapter 9 Uniformity Act of 2015. S. 2381 - Puerto Rico Assistance Act of 2015 H.R. 870 - Amends the federal bankruptcy code to treat Puerto Rico as a state under chapter 9 (Adjustment of the Debts of a Municipality). H.R. 4199 - Puerto Rico Financial Stability and Debt Restructuring Choice Act Draft legislation to implement a federal control board and provide Puerto Rico with restructuring mechanisms by Representatives Bishop and Duffy (draft precursor to H.R. 4900, introduced in early April).

S. 1760, "The Fair Playing Field Act of 2013". H.R. 1 - A proposal relating to tax reform released by Chairman David Camp of the House Ways and Means Committee (2013). Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Committee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. A proposal by Senator Hatch on Corporate Integration. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, applying the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Treasury Department Explanation of the Administration's FY-2016 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2016 Revenue Proposals, Department of Treasury, "Green Book". No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11).

Regulatory Implementation of the "Patient Protection & Affordable Care Act (PPACA)". No bill number - a proposal to exempt insurance companies that are prohibited from offering products on the DC healthcare exchange from being assessed a DC exchange user fee.

S. 1270, "SAFE Retirement Act of 2013". S. 1317, "Lifetime Income Disclosure Act". S. 1970, "The Retirement Security Act of 2014". S. 1557, "Automatic IRA Act", a bill to amend the Internal Revenue Code to promote and simplify Qualified Plans. H.R. 1, A proposal relating to Tax Reform released by Chairman David Camp of the House Ways and Means Committee (2013). H.R. 1534, "Small Business Add Value for Employees Act". H.R. 2035, "Automatic IRA Act of 2013" - Amends the Internal Revenue Code to require certain employers who do not maintain qualifying retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement. H.R. 2117, "Retirement Plan Simplification and Enhancement Act of 2013". H.R. 2317, "Lifetime Income Disclosure Act". H.R.4294 - SAVERS Act of 2015 Dept. of Labor, final rule adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Sections 2509, 2510 and 2550 (definition of term "fiduciary", conflict of interest rule - retirement investment advice), (4/8/2016). Dept. of Labor proposed rule amending Section 2550.404a-4, Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans.

Regulatory Implementation of the "Patient Protection & Affordable Care Act (PPACA)". No bill number - a proposal to exempt insurance companies that are prohibited from offering products on the DC healthcare exchange from being assessed a DC exchange user fee.

S. 754, Cybersecurity Information Sharing Act of 2015. S. 961, A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes. S. 1484, Financial Regulatory Improvement Act S. 1910, the Financial Services and General Government Appropriations Act H.R. 1090, Retail Investor Protection Act. H.R. 1770, Data Security and Breach Notification Act of 2015. H.R. 2205, The Bipartisan Data Security Act. H.R. 1550, the Financial Stability Oversight Council Improvement Act SEC Final Rule, Registration of Municipal Advisors, 17 CFR, Parts 240 and 249, 78 FR 59814 (9/30/2013). CFTC Exemptive Order Regarding Compliance with Certain Swap Regulations (Cross-Border Phase-In Exemptive Order) (7/12/13). SECs Liquidity Risk-Management Rule (Rule 22e-4) Sept 22, 2015 and SECs Derivatives Rule (Rule 18f-4) Dec 11, 2015. Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups (7/1/11). Section 619, "Dodd Frank Wall Street Reform and Consumer Protection Act", Final Rule, 12 CFR Part 44, 12 CFR Part 248, 12 CFR Part 351, 17 CFR Part 255 (12/10/2013). "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

S. 1270, "SAFE Retirement Act of 2013". S. 1317, "Lifetime Income Disclosure Act". S. 1970, "The Retirement Security Act of 2014". S. 1557, "Automatic IRA Act", a bill to amend the Internal Revenue Code to promote and simplify Qualified Plans. H.R. 1, A proposal relating to Tax Reform released by Chairman David Camp of the House Ways and Means Committee (2013). H.R. 1534, "Small Business Add Value for Employees Act". H.R. 2035, "Automatic IRA Act of 2013" - Amends the Internal Revenue Code to require certain employers who do not maintain qualifying retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement. H.R. 2117, "Retirement Plan Simplification and Enhancement Act of 2013". H.R. 2317, "Lifetime Income Disclosure Act". H.R.4294 - SAVERS Act of 2015 Dept. of Labor, final rule adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Sections 2509, 2510 and 2550 (definition of term "fiduciary", conflict of interest rule - retirement investment advice), (4/8/2016). Dept. of Labor proposed rule amending Section 2550.404a-4, Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans.

S. 1760, "The Fair Playing Field Act of 2013". H.R. 1 - A proposal relating to tax reform released by Chairman David Camp of the House Ways and Means Committee (2013). Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Committee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. A proposal by Senator Hatch on Corporate Integration. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, applying the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Treasury Department Explanation of the Administration's FY-2016 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2016 Revenue Proposals, Department of Treasury, "Green Book". No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11).

Regulatory Implementation of the "Patient Protection & Affordable Care Act (PPACA)". No bill number - a proposal to exempt insurance companies that are prohibited from offering products on the DC healthcare exchange from being assessed a DC exchange user fee.

S. 754, Cybersecurity Information Sharing Act of 2015. S. 961, A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes. S. 1484, Financial Regulatory Improvement Act S. 1910, the Financial Services and General Government Appropriations Act H.R.1090, Retail Investor Protection Act. H.R. 1770, Data Security and Breach Notification Act of 2015. H.R. 2205, The Bipartisan Data Security Act. H.R. 1550, the Financial Stability Oversight Council Improvement Act NIST framework and incentives for the adoption of the NIST framework. SEC Final Rule, Registration of Municipal Advisors, 17 CFR, Parts 240 and 249, 78 FR 59814 (9/30/2013). CFTC Exemptive Order Regarding Compliance with Certain Swap Regulations (Cross-Border Phase-In Exemptive Order) (7/12/13). Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups (7/1/11). Section 619, "Dodd Frank Wall Street Reform and Consumer Protection Act", Final Rule, 12 CFR Part 44, 12 CFR Part 248, 12 CFR Part 351, 17 CFR Part 255 (12/10/2013). "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

S.1774, Puerto Rico Chapter 9 Uniformity Act of 2015. S. 2381 - Puerto Rico Assistance Act of 2015 H.R. 870 - Amends the federal bankruptcy code to treat Puerto Rico as a state under chapter 9 (Adjustment of the Debts of a Municipality). H.R. 4199 - Puerto Rico Financial Stability and Debt Restructuring Choice Act

S. 1086, The International Insurance Capital Standards Accountability Act. H.R. 2141, The International Insurance Standards Transparency and Policyholder Protection Act of 2015. Forthcoming Federal Reserve rule on insurance-specific capital standards pursuant to the Dodd Frank Act Section 171. No Bill number - a proposal to facilitate automatic enrollment programs with regard to disability coverage and to establish a National Clearinghouse for Income Protection Information. No Bill number - a proposal to require consultation with Congress with respect to domestic insurance and international agreements on insurance standards or regulations, establishing an advisory committee on international insurance regulation and negotiations, and for other purposes.

S. 1760, "The Fair Playing Field Act of 2013". H.R. 1 - A proposal relating to tax reform released by Chairman David Camp of the House Ways and Means Committee (2013). Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Committee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, applying the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Treasury Department Explanation of the Administration's FY-2015 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2015 Revenue Proposals, Department of Treasury, "Green Book". No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11).

S.1774, Puerto Rico Chapter 9 Uniformity Act of 2015. H.R. 870 - Amends the federal bankruptcy code to treat Puerto Rico as a state under chapter 9 (Adjustment of the Debts of a Municipality).

S. 245, "Automatic IRA Act", a bill to amend the Internal Revenue Code to promote and simplify Qualified Plans (2015). S. 266, "The Retirement Security Act of 2015". S. 1270, "SAFE Retirement Act of 2013". S. 1317, "Lifetime Income Disclosure Act of 2015". H.R. 1, A proposal relating to Tax Reform released by Chairman David Camp of the House Ways and Means Committee (2013). H.R. 506, "Automatic IRA Act of 2015" - Amends the Internal Revenue Code to require certain employers who do not maintain qualifying retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement. H.R. 557, Retirement Security Act of 2015 H.R. 1534, "Small Business Add Value for Employees Act". H.R. 2117, "Retirement Plan Simplification and Enhancement Act of 2013". H.R. 2317, "Lifetime Income Disclosure Act". Dept. of Labor, final rule adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, proposed rule amending Section 2510.3-21 c, (definition of term "fiduciary"), 75 FR 65263 (10/22/10). Dept. of Labor proposed rule amending Section 2550.404a-4, Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans.

S. 1086, The International Insurance Capital Standards Accountability Act. HR 26, A bill to extend the termination date of the Terrorism Insurance Program established under the Terrorism Insurance Act of 2002, and for other purposes. The bill would additionally establish the National Association of Registered Agents and Brokers. H.R. 2141, The International Insurance Standards Transparency and Policyholder Protection Act of 2015. Forthcoming Federal Reserve rule on insurance-specific capital standards pursuant to the Dodd Frank Act Section 171. No Bill number - a proposal to facilitate automatic enrollment programs with regard to disability coverage and to establish a National Clearinghouse for Income Protection Information.

S. 1760, "The Fair Playing Field Act of 2013". H.R. 1 - A proposal relating to tax reform released by Chairman David Camp of the House Ways and Means Committee ( 2013). Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Committee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, applying the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Treasury Department Explanation of the Administration's FY-2015 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2015 Revenue Proposals, Department of Treasury, "Green Book". No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11).

S. 754, Cybersecurity Information Sharing Act of 2015. S. 961, A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes. H.R. 1770, Data Security and Breach Notification Act of 2015. H.R. 2205, The Bipartisan Data Security Act. NIST framework and incentives for the adoption of the NIST framework. No bill number - a proposal related to amending the Bank Holding Company Act of 1956 with respect to certain prohibitions on proprietary trading by banking entities and certain relationships with hedge funds and private equity funds (Volcker Rule). Financial Stability Oversight Council, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). SEC Final Rule, Registration of Municipal Advisors, 17 CFR, Parts 240 and 249, 78 FR 59814 (9/30/2013). CFTC Exemptive Order Regarding Compliance with Certain Swap Regulations (Cross-Border Phase-In Exemptive Order) (7/12/13). Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups (7/1/11). Section 619, "Dodd Frank Wall Street Reform and Consumer Protection Act", Final Rule, 12 CFR Part 44, 12 CFR Part 248, 12 CFR Part 351, 17 CFR Part 255 (12/10/2013). Section 941, Dodd Frank Wall Street Reform & Consumer Protection Act, Notice of proposed rulemaking, Credit Risk Retention SEC, 17 CFR Part 246, 78 FR 57928 (9/20/13). "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

S. 1317, "Lifetime Income Disclosure Act". S. 1270, "SAFE Retirement Act of 2013". S. 1557, "Automatic IRA Act", a bill to amend the Internal Revenue Code to promote and simplify Qualified Plans. S. 1970, "The Retirement Security Act of 2014". S. 1979, "The USA Retirement Funds Act". H.R. 1534, "Small Business Add Value for Employees Act". H.R. 2117, "Retirement Plan Simplification and Enhancement Act of 2013". H.R. 2317, "Lifetime Income Disclosure Act". H.R. 2035, "Automatic IRA Act of 2013" - Amends the Internal Revenue Code to require certain employers who do not maintain qualifying retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement. H.R. 1 - A proposal relating to Tax Reform released by Chairman David Camp of the House Ways and Means Committee (2013). Dept. of Labor, final rule adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, proposed rule amending Section 2510.3-21 c, (definition of term "fiduciary"), 75 FR 65263 (10/22/10). Dept. of Labor proposed rule amending Section 2550.404a-4, Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Dept. of Labor, "Advance Notice of Proposed Rule Making (ANPRM) on Pension Benefit Statements". The ANPRM will require an illustration of participant account balances on participant statements in the form of lifetime income.

S. 1760, "The Fair Playing Field Act of 2013". H.R. 1 - A proposal relating to tax reform released by Chairman David Camp of the House Ways and Means Committee ( 2013). Financial Product Tax Reform discussion draft released by House Ways & Means Committee. Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Committee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, applying the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Treasury Department Explanation of the Administration's FY-2013 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury, "Green Book". No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11). Regulatory implementation of the Bi-Partisan Budget Act of 2013 (Death Master File Provision).

S. 754, Cybersecurity Information Sharing Act of 2015. S. 961, A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes. H.R. 1770, Data Security and Breach Notification Act of 2015. NIST framework and incentives for the adoption of the NIST framework. No bill number - a proposal related to amending the Bank Holding Company Act of 1956 with respect to certain prohibitions on proprietary trading by banking entities and certain relationships with hedge funds and private equity funds (Volcker Rule). Financial Stability Oversight Council, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). SEC Final Rule, Registration of Municipal Advisors, 17 CFR, Parts 240 and 249, 78 FR 59814 (9/30/2013). CFTC Exemptive Order Regarding Compliance with Certain Swap Regulations (Cross-Border Phase-In Exemptive Order) (7/12/13). Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups (7/1/11). Section 619, "Dodd Frank Wall Street Reform and Consumer Protection Act", Final Rule, 12 CFR Part 44, 12 CFR Part 248, 12 CFR Part 351, 17 CFR Part 255 (12/10/2013). Section 941, Dodd Frank Wall Street Reform & Consumer Protection Act, Notice of proposed rulemaking, Credit Risk Retention SEC, 17 CFR Part 246, 78 FR 57928 (9/20/13). "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

HR 26, A bill to extend the termination date of the Terrorism Insurance Program established under the Terrorism Insurance Act of 2002, and for other purposes. The bill would additionally establish the National Association of Registered Agents and Brokers. Forthcoming Federal Reserve rule on insurance-specific capital standards pursuant to the Dodd Frank Act Section 171. No Bill number - a proposal to facilitate automatic enrollment programs with regard to disability coverage and to establish a National Clearinghouse for Income Protection Information. No Bill number - a proposal to require consultation with Congress with respect to domestic insurance and international agreements on insurance standards or regulations, establishing an advisory committee on international insurance regulation and negotiations, and for other purposes.

See AddendumS. 2244, A bill to extend the termination date of the Terrorism Insurance Program established under the Terrorism Insurance Act of 2002, and for other purposes. The bill would additionally establish the National Association of Registered Agents and Brokers. S. 2270, "Insurance Capital Standards Clarification Act of 2014" - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act concerning establishment of minimum leverage and minimum risk-based capital requirements on a consolidated basis for a depository institution holding company or a nonbank financial company supervised by the Board of Governors of the Federal Reserve System (Board). H.R. 4510, "Insurance Capital Standards Clarification Act of 2014" - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act concerning establishment of minimum leverage and minimum risk-based capital requirements on a consolidated basis for a depository institution holding company or a nonbank financial company supervised by the Board of Governors of the Federal Reserve System (Board). H.R. 4871, "TRIA Reform Act of 2014" - Amends the Terrorism Risk Insurance Act of 2002 (TRIA) to extend the Terrorism Insurance Program through December 31, 2019, and to revise provisions governing the Program. H.R. 5016, "Financial Services and General Government Appropriations Act, 2015". "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. No Bill number - a proposal to facilitate automatic enrollment programs with regard to disability coverage and to establish a National Clearinghouse for Income Protection Information. No Bill number a proposal to require consultation with Congress with respect to domestic insurance and international agreements on insurance standards or regulations, establishing an advisory committee on international insurance regulation and negotiations, and for other purposes. H.R. 5461 - To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes. As it relates to insurance capital standards and with respect to certain prohibitions on proprietary trading by banking entities and certain relationships with hedge funds and private equity funds.

See AddendumS.1927, Data Security Act of 2014 Various proposals related to cyber and data security and privacy issues. No Bill Number - A Senate Banking Committee proposal regarding housing finance reform based on S. 1217 - "Housing Finance Reform and Taxpayer Protection Act of 2013". NIST framework and incentives for the adoption of the NIST framework. H.R. 4167, Restoring Proven Financing for American Employers Act - Amends the Bank Holding Company Act of 1956 with respect to certain prohibitions on proprietary trading by banking entities and certain relationships with hedge funds and private equity funds (Volcker Rule). H.R. 5180, the Financial Stability Oversight Council Improvement Act of 2014 - Amends the Financial Stability Act of 2010 to subject the Financial Stability Oversight Council (Council) to the Administrative Procedure Act. FDIC Interim Final Rule of Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-Weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule and Market Risk Capital Rule (7/9/13). Financial Stability Oversight Council, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). SEC Final Rule, Registration of Municipal Advisors, 17 CFR, Parts 240 and 249, 78 FR 59814 (9/30/2013). CFTC Exemptive Order Regarding Compliance with Certain Swap Regulations (Cross-Border Phase-In Exemptive Order) (7/12/13). Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups (7/1/11). Section 619, "Dodd Frank Wall Street Reform and Consumer Protection Act", Final Rule, 12 CFR Part 44, 12 CFR Part 248, 12 CFR Part 351, 17 CFR Part 255 (12/10/2013). Section 941, Dodd Frank Wall Street Reform & Consumer Protection Act, Notice of proposed rulemaking, Credit Risk Retention SEC, 17 CFR Part 246, 78 FR 57928 (9/20/13). "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

See AddendumS. 1760, "The Fair Playing Field Act of 2013". Financial Product Tax Reform discussion draft released by House Ways & Means Committee. Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Committee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, applying the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Treasury Department Explanation of the Administration's FY-2013 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury, "Green Book". No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11). No Bill Number - A proposal relating to tax reform released by Chairman David Camp of the House Ways and Means Committee. The Bi-Partisan Budget Act of 2013 (Death Master File Provision).

See Addendum.S. 21, "The Cybersecurity and American Cyber Competitiveness Act of 2013". H.R. 624, "Cyber Intelligence and Security Protection Act". H.R. 756, "Cybersecurity Enhancement Act of 2013" - a bill that advances cybersecurity research, development and technical standards. S.1927, Data Security Act of 2014 Various proposals related to cyber and data security and privacy issues. S.866, Patent Quality Improvement Act of 2013 No Bill Number - A Senate Banking Committee proposal regarding housing finance reform based on S. 1217 - "Housing Finance Reform and Taxpayer Protection Act of 2013". S.1720, Patent Transparency and Improvements Act of 2013 NIST framework and incentives for the adoption of the NIST framework. H.R. 1256, "Swap Jurisdiction Certainty Act", a bill that directs the SEC and CFTC to issue rules jointly relating to swaps transacted between U.S. persons and non-U.S. persons. H.R. 4167, Restoring Proven Financing for American Employers Act H.R. 6204, "SEC proposed rule on Mutual Fund Distribution Fees". FDIC Interim Final Rule of Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-Weighted Assets, Market Discipline and Disclsure Requirements, Advanced Approaches Risk-Based Capital Rule and Market Risk Capital Rule (7/9/13). Financial Stability Oversight Council, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). SEC Release No. 34-69013 - Request for data and other information related to the duties of brokers, dealers and investment advisers. SEC Final Rule, Registration of Municipal Advisors, 17 CFR, Parts 240 and 249, 78 FR 59814 (9/30/2013). CFTC Exemptive Order Regarding Compliance with Certain Swap Regulations (Cross-Border Phase-In Exemptive Order) (7/12/13). Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups (7/1/11). Proposed Rules regarding incentive based compensation arrangements by seven federal agencies, including the SEC, to implement Section 956 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (3/3/11). Section 619, "Dodd Frank Wall Street Reform and Consumer Protection Act", Final Rule, 12 CFR Part 44, 12 CFR Part 248, 12 CFR Part 351, 17 CFR Part 255 (12/10/2013). Section 941, Dodd Frank Wall Street Reform & Consumer Protection Act, Notice of proposed rulemaking, Credit Risk Retention SEC, 17 CFR Part 246, 78 FR 57928 (9/20/13)."The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

See Addendum.S. 676, "The Identify Theft and Tax Fraud Protection Act of 2013". S. 1145, "Lifetime Income Disclosure Act". S. 1270, "SAFE Retirement Act of 2013". S. 1557, "Automatic IRA Act", a bill to amend the Internal Revenue Code to promote and simplify Qualified Plans. S. 1970, "The Retirement Security Act of 2014". S. 1979, "The USA Retirement Funds Act". H.R. 1534, "Small Business Add Value for Employees Act". H.R. 2117, "Retirement Plan Simplification and Enhancement Act of 2013". H.R. 2171, "Lifetime Income Disclosure Act". H.R. 837, "Savings for American Families' Future Act of 2013" - Amends the Internal Revenue Code to : (1) increase the rate of the tax credit for retirement savings contributions; (2) make such credit refundable; and (3) direct the Secretary of the Treasury to pay matching credit amounts into taxpayer retirement accounts. H.R. 2035, "Automatic IRA Act of 2013", - Amends the Internal Revenue Code to require certain employers who do not maintain qualifying retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement. No Bill Number - The Universal Secure and Adaptable (USA) Retirement Fund - a proposal to increase retirement coverage. No Bill Number - A proposal relating to Tax Reform released by Chairman David Camp of the House Ways and Means Committee. No Bill Number - The Security Throughout Retirement Act - a bill regarding annuitization and lifetime income options. Dept. of Commerce proposed rule amending 15CFR, Section 1110.2. Dept. of Labor, final rule adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, proposed rule amending Section 2510.3-21 c, (definition of term "fiduciary"), 75 FR 65263 (10/22/10). Dept. of Labor proposed rule amending Section 2550.404a-4, Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Dept. of Labor, proposed rule amending Section 2550.408(b)(2), amendement relating to "Reasonable Contract for Arrangement - Fee Disclosure". Dept. of Labor, "Advance Notice of Proposed Rule Making (ANPRM) on Pension Benefit Statements". The ANPRM will require an illustration of participant account balances on partcipant statements in the form of lifetime income. The Bi-Partisan Budget Act of 2013 (Death Master File Provision).

See Addendum.S. 676, "The Identify Theft and Tax Fraud Protection Act of 2013". S. 1145, "Lifetime Income Disclosure Act". S. 1270, "SAFE Retirement Act of 2013". S. 1557, "Automatic IRA Act", a bill to amend the Internal Revenue Code to promote and simplify Qualified Plans. S. 1970, "The Retirement Security Act of 2014". S. 1979, "The USA Retirement Funds Act". H.R. 1534, "Small Business Add Value for Employees Act". H.R. 2117, "Retirement Plan Simplification and Enhancement Act of 2013". H.R. 2171, "Lifetime Income Disclosure Act". H.R. 837, "Savings for American Families' Future Act of 2013" - Amends the Internal Revenue Code to : (1) increase the rate of the tax credit for retirement savings contributions; (2) make such credit refundable; and (3) direct the Secretary of the Treasury to pay matching credit amounts into taxpayer retirement accounts. H.R. 2035, "Automatic IRA Act of 2013", - Amends the Internal Revenue Code to require certain employers who do not maintain qualifying retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement. No Bill Number - The Universal Secure and Adaptable (USA) Retirement Fund - a proposal to increase retirement coverage. No Bill Number - A proposal relating to Tax Reform released by Chairman David Camp of the House Ways and Means Committee. No Bill Number - The Security Throughout Retirement Act - a bill regarding annuitization and lifetime income options. Dept. of Commerce proposed rule amending 15CFR, Section 1110.2. Dept. of Labor, final rule adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, proposed rule amending Section 2510.3-21 c, (definition of term "fiduciary"), 75 FR 65263 (10/22/10). Dept. of Labor proposed rule amending Section 2550.404a-4, Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Dept. of Labor, proposed rule amending Section 2550.408(b)(2), amendement relating to "Reasonable Contract for Arrangement - Fee Disclosure". Dept. of Labor, "Advance Notice of Proposed Rule Making (ANPRM) on Pension Benefit Statements". The ANPRM will require an illustration of participant account balances on partcipant statements in the form of lifetime income. The Bi-Partisan Budget Act of 2013 (Death Master File Provision).

See Addendum.FATCA, Notice 2011-34 - Supplemental notice to Notice 2010-60, providing further guidance and requesting comments under Chapter 4 of Subtitle A of the code. Financial Product Tax Reform discussion draft released by House Ways & Means Committee. Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Comitttee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, apping the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Treasury Department Explanation of the Administration's FY-2013 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury, "Green book". No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11). No Bill Number - A proposal relating to tax reform released by Chairman David Camp of the House Ways and Means Committee. The Bi-Partisan Budget Act of 2013 (Death Master File Provision).

"The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

See Addendum.FATCA, Notice 2011-34 - Supplemental notice to Notice 2010-60, providing further guidance and requesting comments under Chapter 4 of Subtitle A of the code. Financial Product Tax Reform discussion draft released by House Ways & Means Committee. Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Comitttee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, apping the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Treasury Department Explanation of the Administration's FY-2013 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury, "Green book". No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11). The Bi-Partisan Budget Act of 2013 (Death Master File Provision)..

See Addendum.S. 21, "The Cybersecurity and American Cyber Competitiveness Act of 2013". H.R. 624, "Cyber Intelligence and Security Protection Act". H.R. 756, "Cybersecurity Enhancement Act of 2013" - a bill that advances cybersecurity research, development and technical standards. Various proposals related to cyber and data security and privacy issues. S. 1217, "Housing Finance Reform and Taxpayer Protection Act of 2013", a bill that provides secondary mortgage market reform. S. 1369, To provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes. NIST framework and incentives for the adoption of the NIST framework. H.R. 1256, "Swap Jurisdiction Certainty Act", a bill that directs the SEC and CFTC to issue rules jointly relating to swaps transacted between U.S. persons and non-U.S. persons. H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. H.R. 2374, "The Retail Investor Protection Act", a bill that amends the Securities Exchange Act of 1934 to provide protections for retail customers. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to reform the housing finance system. H.R. 6204, "SEC proposed rule on Mutual Fund Distribution Fees". FDIC Interim Final Rule of Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-Weighted Assets, Market Discipline and Disclsure Requirements, Advanced Approaches Risk-Based Capital Rule and Market Risk Capital Rule (7/9/13). Financial Stability Oversight Council, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). SEC Release No. 34-69013 - Request for data and other information related to the duties of brokers, dealers and investment advisers. SEC Final Rule, Registration of Municipal Advisors, 17 CFR, Parts 240 and 249, 78 FR 59814 (9/30/2013). CFTC Exemptive Order Regarding Compliance with Certain Swap Regulations (Cross-Border Phase-In Exemptive Order) (7/12/13). Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups (7/1/11). Proposed Rules regarding incentive based compensation arrangements by seven federal agencies, including the SEC, to implement Section 956 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (3/3/11). Section 619, "Dodd Frank Wall Street Reform and Consumer Protection Act", Final Rule, 12 CFR Part 44, 12 CFR Part 248, 12 CFR Part 351, 17 CFR Part 255 (12/10/2013).Section 941, Dodd Frank Wall Street Reform & Consumer Protection Act, Notice of proposed rulemaking, Credit Risk Retention SEC, 17 CFR Part 246, 78 FR 57928 (9/20/13). "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

See Addendum.FATCA, Notice 2011-34 - Supplemental notice to Notice 2010-60, providing further guidance and requesting comments under Chapter 4 of Subtitle A of the code. Financial Product Tax Reform discussion draft released by House Ways & Means Committee. Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Comitttee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, apping the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Treasury Department Explanation of the Administration's FY-2013 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury, "Green book". No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11).

"The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

See Addendum.S. 21, "The Cybersecurity and American Cyber Competitiveness Act of 2013". H.R. 624, "Cyber Intelligence and Security Protection Act". H.R. 756, "Cybersecurity Enhancement Act of 2013" - a bill that advances cybersecurity research, development and technical standards. Various proposals related to cyber and data security and privacy issues. S. 1217, "Housing Finance Reform and Taxpayer Protection Act of 2013", a bill that provides secondary mortgage market reform. S. 1369, To provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes. NIST framework and incentives for the adoption of the NIST framework. H.R. 1062, "SEC Regulatory Accountability Act of 2013" - a bill to improve consideration by the SEC of the costs and benefits of its regulations and orders. H.R. 1256, "Swap Jurisdiction Certainty Act", a bill that directs the SEC and CFTC to issue rules jointly relating to swaps transacted between U.S. persons and non-U.S. persons. H.R. 2140, Insurance Capital and Accounting Standards Act of 2013. H.R. 2308, "SEC Regulatory Accountability Act". H.R. 2374, "The Retail Investor Protection Act", a bill that amends the Securities Exchange Act of 1934 to provide protections for retail customers. H.R. 2767, Protecting American Taxpayers and Homeowners Act of 2013, a bill to reform the housing finance system. H.R. 6204, "SEC proposed rule on Mutual Fund Distribution Fees". FDIC Interim Final Rule of Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-Weighted Assets, Market Discipline and Disclsure Requirements, Advanced Approaches Risk-Based Capital Rule and Market Risk Capital Rule (7/9/13). Financial Stability Oversight Council, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). SEC Release No. 34-69013 - Request for data and other information related to the duties of brokers, dealers and investment advisers. SEC Final Rule, Registration of Municipal Advisors, 17 CFR, Parts 240 and 249, 78 FR 59814 (9/30/2013). SEC Study on Investment Advisers and Broker-Dealers, as required by Section 913 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (June 2011).CFTC Exemptive Order Regarding Compliance with Certain Swap Regulations (Cross-Border Phase-In Exemptive Order) (7/12/13). Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups (7/1/11). Proposed Rules regarding incentive based compensation arrangements by seven federal agencies, including the SEC, to implement Section 956 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (3/3/11). Section 941, Dodd Frank Wall Street Reform & Consumer Protection Act, Notice of proposed rulemaking, Credit Risk Retention SEC, 17 CFR Part 246, 78 FR 57928 (9/20/13). "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

See Addendum.S. 21, "The Cybersecurity and American Cyber Competitiveness Act of 2013". H.R. 624, "Cyber Intelligence and Security Protection Act". H.R. 756, "Cybersecurity Enhancement Act of 2013" - a bill that advances cybersecurity research, development and technical standards. Privacy and Cybersecurity Issues. NIST framework and incentives for the adoption of the NIST framework. H.R. 1062, "SEC Regulatory Accountability Act of 2013" - a bill to improve consideration by the SEC of the costs and benefits of its regulations and orders. H.R. 1256, "Swap Jurisdiction Certainty Act", a bill that directs the SEC and CFTC to issue rules jointly relating to swaps transacted between U.S. persons and non-U.S. persons. H.R. 2308, "SEC Regulatory Accountability Act". H.R. 2374, "The Retail Investor Protection Act", a bill that amends the Securities Exchange Act of 1934 to provide protections for retail customers. H.R. 6204, "SEC proposed rule on Mutual Fund Distribution Fees". FDIC Interim Final Rule of Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-Weighted Assets, Market Discipline and Disclsure Requirements, Advanced Approaches Risk-Based Capital Rule and Market Risk Capital Rule (7/9/13). FDIC Interim Final Rule on Orderly Liquidation Authority (1/25/11). Financial Stability Oversight Counsel, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). SEC Release No. 34-69013 - Request for data and other information related to the duties of brokers, dealers and investment advisers. SEC Proposed Rule, "Registration of Municipal Advisors", 17 CFR, Parts 240 and 249, 76 FR 824-969 (1/6/11). SEC Study on Investment Advisers and Broker-Dealers, as required by Section 913 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (June 2011). SEC Study on Enhancing Investment Adviser Examiniations, prepared by the staff of the Securities and Exchange Commission (SEC) under Section 914 of the Dodd-Frank Act. CFTC Exemptive Order Regarding Compliance with Certain Swap Regulations (Cross-Border Phase-In Exemptive Order) (7/12/13). CFTC Final Interpretive Guidance and Policy Statement Regarding Compliance with certain Swap Regulations (Cross-Border Final Guidance) (7/12/13). Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups (7/1/11).Proposed Rules regarding incentive based compensation arrangements by seven federal agencies, including the SEC, to implement Section 956 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (3/3/11). Section 9541, "Dodd Frank Wall Street Reform & Consumer Protection Act", Notice of proposed rulemaking, Credit Risk Retention SEC, (Release No. 34-64603; File No. S7-14-11). "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

See Addendum.FATCA, Notice 2011-34 - Supplemental notice to Notice 2010-60, providing further guidance and requesting comments under Chapter 4 of Subtitle A of the code. Financial Product Tax Reform discussion draft released by House Ways & Means Committee. Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Comitttee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, apping the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Treasury Department Explanation of the Administration's FY-2013 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury, "Green book". No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11).

See Addendum.FATCA, Notice 2011-34 - Supplemental notice to Notice 2010-60, providing further guidance and requesting comments under Chapter 4 of Subtitle A of the code. Financial Product Tax Reform discussion draft released by House Ways & Means Committee. Various proposals regarding tax reform reviewed by the Senate Finance and House Ways and Means Comitttee in anticipation of tax reform. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, apping the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Treasury Department Explanation of the Administration's FY-2013 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury, "Green book". No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11).

See Addendum.S. 606, "The Shrinking Emergency Account Loses Act of 2013 (SEAL)" - a bill to give workers, who leave their jobs, up until the time they file their federal taxes to repay outstanding loans under DC plan. S. 676, "The Identify Theft and Tax Fraud Protection Act of 2013". S. 1145, "Lifetime Income Disclosure Act". S. 1270, "SAFE Retirement Act of 2013". S. 1557, "Automatic IRA Act", a bill to amend the Internal Revenue Code to promote and simplify Qualified Plans. S. Con. Res (62), expressing the sense of the Congress that our current tax incentives for retirement savings provide important benefits to Americans. H.R. 2117, "Retirement Plan Simplification and Enhancement Act of 2013". H.R. 2171, "Lifetime Income Disclosure Act". H.R. 837, "Savings for American Families' Future Act of 2013" - Amends the Internal Revenue Code to : (1) increase the rate of the tax credit for retirement savings contributions; (2) make such credit refundable; and (3) direct the Secretary of the Treasury to pay matching credit amounts into taxpayer retirement accounts. H.R. 2035, "Automatic IRA Act of 2013", - Amends the Internal Revenue Code to require certain employers who do not maintain qualifying retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement. H. Con. Res. 101, expressing the sense of the Congress that our current tax incentives for retirement savings provide important benefits to Americans. No Bill Number - The Universal Secure and Adaptable (USA) Retirement Fund - a proposal to increase retirement coverage. Dept. of Labor, final rule adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, proposed rule amending Section 2510.3-21 c, (definition of term "fiduciary"), 75 FR 65263 (10/22/10). Dept. of Labor proposed rule amending Section 2550.404a-4, Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Dept. of Labor, "Advance Notice of Proposed Rule Making (ANPRM) on Pension Benefit Statements". The ANPRM will require an illustration of participant account balances on partcipant statements in the form of lifetime income.

See Addendum.S. 267, "Lifetime Income Disclosure Act". S. 1557, "Automatic IRA Act of 2011" - a bill to amend the Internal Revenue Code to promote and simplify Qualified Plans. S. Con. Res (62), expressing the sense of the Congress that our current tax incentives for retirement savings provide important benefits to Americans. H.R. 677, "Lifetime Income Disclosure Act". H.R. 4049, "Automatic IRA Act of 2012", - Amends the Internal Revenue Code to require certain employers who do not maintain qualifying retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement. H.R. 4050, "Retirement Plan Simplification and Enhancement Act of 2012". H. Con. Res. 101, expressing the sense of the Congress that our current tax incentives for retirement savings provide important benefits to Americans. No Bill Number - a proposal for e-disclosure for all required ERISA/IRSC notices. No Bill Number - The Shrinking Emergency Account Loses Act of 2013 (SEAL) - a bill to give workers, who leave their jobs, up until the time they file their federal taxes to repay outstanding loans under DC plan. No Bill Number - The Universal Secure and Adaptable (USA) Retirement Fund - a proposal to increase retirement coverage. Dept. of Labor, final rul adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, proposed rule amending Section 2510.3-21 c, (definition of term "fiduciary"), 75 FR 65263 (10/22/10). Dept. of Labor proposed rule amending Section 2550.404a-4, Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans.

"The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

See Addendum.S. 1647, the "Tax Hike Prevention & Business Certainty Act", a bill that would maintain and extend the current tax rates on capital gains and dividends. H.R. 8, "The American Taxpayer Relief Act of 2012" - the fiscal cliff bill, averting scheduled income tax rate increases and the spending reductions required by the sequestration process. H.R. 3091, the "Tax Hike Prevention & Business Certainty Act", a bill that would maintain and extend the current tax rates on capital gains and dividends. No Bill Number - Treasury Department Explanation of the Administration's FY-2013 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1M or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury, "Green book". FATCA, Notice 2011-34 - Supplemental notice to Notice 2010-60, providing further guidance and requesting comments under Chapter 4 of Subtitle A of the code. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, apping the amount of the tax deductibility on municipal bonds at 28%, below the current top tax rates. No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11). Financial Product Tax Reform discussion draft released by House Ways & Means Committee.

See Addendum. S. 267, "Lifetime Income Disclosure Act". S. 1557, "Automatic IRA Act of 2011" - a bill to ammend the Internal Revenue Code to promote and simplify Qualified Plans. S. Con. Res (62), expressing the sense of the Congress that our current tax incentives for retirement savings provide important benefits to Americans. H.R. 677, "Lifetime Income Disclosure Act". H.R. 4049, "Automatic IRA Act of 2012", - Amends the Internal Revenue Code to require certain employers who do not maintain qualifying retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement. H.R. 4050, "Retirement Plan Simplification and Enhancement Act of 2012". H. Con. Res. 101, expressing the sense of the Congress that our current tax incentives for retirement savings provide important benefits to Americans. No Bill Number - a proposal for e-disclosure for all required ERISA/IRSC notices. Dept. of Labor, final rul adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, proposed rule amending Section 2510.3-21 c, (definition of term "fiduciary"), 75 FR 65263 (10/22/10). Dept. of Labor proposed rule amending Section 2550.404a-4, Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans.

See Addendum. S. 2105, "The Cybersecurity Act of 2012". H.R. 1838, "Swaps Bailout Prevention Act". H.R. 2308, "SEC Regulatory Accountability Act". H.R. 2682, "Business Risk Mitigation and Price Stabilization Act of 2012", which amends the definition of major swap participant and major security-based swap participant. H.R. 4235, a bill to repeal the indemnification requirements for regulatory authorities to obtain access to swap data required to be provided by swaps entitites under such Acts. H.R. 4624, A bill to amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations. H.R. 6204, "Investment Adviser Examination Improvement Act of 2012" - SEC proposed rule on Mutual Fund Distribution Fees. SEC Proposed Rule, "Registration of Municipal Advisors", 17 CFR, Parts 240 and 249, 76 FR 824-969 (1/6/11). SEC and CFTC, proposed rule 17 CFR Part 240, further definition of "Swap Dealer", "Security Based Swap Dealer", "Major Swap Participant", etc., SEC Release No. 24-63452 (12/7/10). SEC Study on Investment Advisers and Broker-Dealers, as required by Section 913 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (June 2011). SEC Study on Enhancing Investment Adviser Examiniations, prepared by the staff of the Securities and Exchange Commission (SEC) under Section 914 of the Dodd-Frank Act. FDIC Interim Final Rule on Orderly Liquidation Authority (1/25/11). Financial Stability Oversight Counsel, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). Proposed Rules regarding incentive based compensation arrangements by seven federal agencies, including the SEC, to implement Section 956 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (3/3/11). Section 9541, "Dodd Frank Wall Street Reform & Consumer Protection Act", Notice of proposed rulemaking, Credit Risk Retention SEC, (Release No. 34-64603; File No. S7-14-11). "The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

"The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

See Addendum. S. 2105, "The Cybersecurity Act of 2012". H.R. 1610, "Business Risk Mitigation and Price Stabilization Act of 2011", which amends the definition of major swap participant and major security-based swap participant. H.R. 1838, "Swaps Bailout Prevention Act". H.R. 2308, "SEC Regulatory Accountability Act". H.R. 4235, a bill to repeal the indemnification requirements for regulatory authorities to obtain access to swap data required to be provided by swaps entitites under such Acts. SEC Proposed Rule, "Registration of Municipal Advisors", 17 CFR, Parts 240 and 249, 76 FR 824-969 (1/6/11). SEC and CFTC, proposed rule 17 CFR Part 240, further definition of "Swap Dealer", "Security Based Swap Dealer", "Major Swap Participant", etc., SEC Release No. 24-63452 (12/7/10). SEC Study on Investment Advisers and Broker-Dealers, as required by Section 913 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (January 2011). SEC Study on Enhancing Investment Adviser Examiniations, prepared by the staff of the Securities and Exchange Commission (SEC) under Section 914 of the Dodd-Frank Act. FDIC Interim Final Rule on Orderly Liquidation Authority (1/25/11). Financial Stability Oversight Counsel, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). Proposed Rules regarding incentive based compensation arrangements by seven federal agencies, including the SEC, to implement Section 956 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (3/3/11). Section 9541, "Dodd Frank Wall Street Reform & Consumer Protection Act", Notice of proposed rulemaking, Credit Risk Retention SEC, (Release No. 34-64148; File No. S7-14-11). No bill number - A bill to amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations.

"The Dodd-Frank Wall Street Reform and Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

See Addendum. S. 1647, The Tax Hike Prevention & Business Certainty Act, bills that would maintain and extend the current tax rates on capital gains and dividends. H.R. 3091, The Tax Hike Prevention & Business Certainty Act, bills that would maintain and extend the current tax rates on capital gains and dividends. No Bill Number - Treasury Department Explanation of the Administrations FY-2012 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1 million or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General Explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury (February 2011), "Greenbook". FATCA, Notice 2011-34 - Supplemental notice to Notice 2010-60 providing further guidance and requesting comments under Chapter 4 of Subtitle A of the code. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, capping the amount of tax deductibility on municipal bonds at 28%, below the top tax rates of 35% and 33%; (2) financial transaction tax (9/19/11). No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11).

See Addendum. S. 267, "Lifetime Income Disclosure Act". S. 1557 - Automatic IRA Act of 2011 - a bill to ammend the Internal Revenue Code to promote and simplifying Qualified Plans. H.R. 677, "Lifetime Income Disclosure Act". H.R. 4049, "The Retirement Plan Simplification and Enactment Act of 2012". H.R. 4348, the "Highway Investment, Job Creation and Economic Growth Act of 2012" - a proposal with respect to the PBGC premiums and defined benefit plans funding stabilzation - signed by the President on 7/6/12 No Bill Number - a proposal for e-disclosure for all required ERISA/IRSC notices. Dept. of Labor, final rule adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, proposed rule amending Section 2510.3-21 c, (definition of term "fiduciary"), 75 FR 65263 (10/22/10). Dept. of Labor, Field Assistance Bulletin 2012-02 - Fee disclosure with respect to self-directed brokerage accounts.

"The Dodd-Frank Wall Street Reform & Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

See Addendum. S. 267, "Lifetime Income Disclosure Act". S. 1557 - Automatic IRA Act of 2011 - a bill to ammend the Internal Revenue Code to promote and simplifying Qualified Plans. H.R. 677, "Lifetime Income Disclosure Act". H.R. 4049, "The Retirement Plan Simplification and Enactment Act of 2012". H.R. 4050, "The Automatic IRA Act of 2012" - a bill to amend the Internal Revenue Code to expand personal and retirement savings coverage. No Bill Number - a proposal with respect to the PBGC premiums. No Bill Number - a proposal regarding defined benefit plans funding stabilization. No Bill Number - a proposal regarding Interited IRA's. Dept. of Labor, final rule adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, proposed rule amending Section 2510.3-21 c, (definition of term "fiduciary"), 75 FR 65263 (10/22/10). Dept. of Labor, RFI under regulation 2520.1049(b)-1(c) with respect to the use of electronic media.

See Addendum. S. 1647, The Tax Hike Prevention & Business Certainty Act, bills that would maintain and extend the current tax rates on capital gains and dividends. H.R. 3091, The Tax Hike Prevention & Business Certainty Act, bills that would maintain and extend the current tax rates on capital gains and dividends. H.R. 3630, "The Middle Class Tax Relief and Job Creation Act of 2012" - which became Public Law No. 112-96. No Bill Number - Treasury Department Explanation of the Administrations FY-2012 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1 million or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General Explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury (February 2011), "Greenbook". FATCA, Notice 2011-34 - Supplemental notice to Notice 2010-60 providing further guidance and requesting comments under Chapter 4 of Subtitle A of the code. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, capping the amount of tax deductibility on municipal bonds at 28%, below the top tax rates of 35% and 33%; (2) financial transaction tax (9/19/11). No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11).

See Addendum. "The Dodd-Frank Wall Street Reform & Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies. No bill number a bill to amend the Internal Revenue Code to: (1) include long-term care insurance as a benefit under tax-exempt employee benefit cafeteria plans and flexible spending arrangements; and (2) extend certain consumer protections under the long-term care insurance model regulation promulgated by the National Association of Insurance Commissioners to all contracts for long-term care insurance.

See Addendum. S. 1151, Personal Data Privacy and Security Act of 2011 by Senator Leahy (D-VT). S. 1787, Financial Transaction Tax- The Wall Street Trading and Speculators Tax Act: A bill to impose a tax of 3 basis points on nearly all financial trading ( including stocks, bonds and other debts). S. 1207, Data Security and Breach Notification Act of 2011 by Senators Rockefeller (D-WV) and Pryor (D-AR). H.R. 1610, "Business Risk Mitigation and Price Stabilization Act of 2011", which amends the definition of major swap participant and major security-based swap participant. H.R. 2577, SAFE Data Act by Representative Bono Mack (R-CA). H.R. 3045, Retirement Income Protection Act of 2011 a bill to amend the Employee Retirement Income Security Act of 1974, the Commodity Exchange Act, and the Securities Exchange Act of 1934 to ensure that pension plans can use swaps to hedge risks, and for other purposes. H.R. 3313, Financial Transaction Tax- The Wall Street Trading and Speculators Tax Act: A bill to impose a tax of 3 basis points on nearly all financial trading ( including stocks, bonds and other debts). SEC Proposed Rule, "Registration of Municipal Advisors", 17 CFR, Parts 240 and 249, 76 FR 824-969 (1/6/11). SEC Proposed Rule on "Mutual Fund Distribution Fees" - [Release Nos. 33-9128; 34-62544; IC-29367; File No. 57-15-10] (7/21/10). SEC and CFTC, proposed rule 17 CFR Part 240, further definition of "Swap Dealer", "Security Based Swap Dealer", "Major Swap Participant", etc., SEC Release No. 34-63452 (12/7/10). SEC Study on Investment Advisers and Broker-Dealers, as required by Section 913 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (January 2011). SEC Study on Enhancing Investment Adviser Examinations, prepared by the staff of the Securities and Exchange Commission (SEC) under Section 914 of Dodd-Frank Act. FDIC Interim Final Rule on Orderly Liquidation Authority (1/25/11). Federal Reserve Board, proposed Rule 12 CFR, Part 225, "Conformance period for entities engaged in prohibited private funding or private equity fund or hedge fund activities", 75 FR 7272 (11/26/10). Financial Stability Oversight Counsel, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). Proposed Rules regarding incentive based compensation arrangements by seven federal agencies, including the SEC, to implement Section 956 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (3/3/11). Section 9541, "Dodd Frank Wall Street Refom & Consumer Protection Act", Notice of proposed rulemaking, Credit Risk Retention SEC, (Release No. 34-64148; File No. S7-14-11) No bill number - A bill to amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations

See Addendum. S. 1647, The Tax Hike Prevention & Business Certainty Act, bills that would maintain and extend the current tax rates on capital gains and dividends. H.R. 3091, The Tax Hike Prevention & Business Certainty Act, bills that would maintain and extend the current tax rates on capital gains and dividends. No Bill Number - Treasury Department Explanation of the Administrations FY-2012 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1 million or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General Explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury (February 2011), "Greenbook". FATCA, Notice 2011-34 - Supplemental notice to Notice 2010-60 providing further guidance and requesting comments under Chapter 4 of Subtitle A of the code. Various proposals regarding deficit reduction with respect to retirement security. Various proposals related to the president's plan for economic growth and deficit reduction as it relates to (1) the tax exempt status of municipal bond interest, capping the amount of tax deductibility on municipal bonds at 28%, below the top tax rates of 35% and 33%; (2) financial transaction tax (9/19/11). No Bill Number - Select Revenue Measures Subcommittee Hearing on the international tax reform discussion draft to solicit feedback on the details of the corporate rate cut and participation exemption (i.e., territorial) system in an effort to include as part of comprehensive tax reform (10/26/11).

See Addendum. S. 1151, Personal Data Privacy and Security Act of 2011 by Senator Leahy (D-VT). S. 1787, Financial Transaction Tax- The Wall Street Trading and Speculators Tax Act: A bill to impose a tax of 3 basis points on nearly all financial trading ( including stocks, bonds and other debts). S. 1207, Data Security and Breach Notification Act of 2011 by Senators Rockefeller (D-WV) and Pryor (D-AR). H.R. 1610, "Business Risk Mitigation and Price Stabilization Act of 2011", which amends the definition of major swap participant and major security-based swap participant. H.R. 2577, SAFE Data Act by Representative Bono Mack (R-CA). H.R. 3045, Retirement Income Protection Act of 2011 a bill to amend the Employee Retirement Income Security Act of 1974, the Commodity Exchange Act, and the Securities Exchange Act of 1934 to ensure that pension plans can use swaps to hedge risks, and for other purposes. H.R. 3313, Financial Transaction Tax- The Wall Street Trading and Speculators Tax Act: A bill to impose a tax of 3 basis points on nearly all financial trading ( including stocks, bonds and other debts). SEC Proposed Rule, "Registration of Municipal Advisors", 17 CFR, Parts 240 and 249, 76 FR 824-969 (1/6/11). SEC Proposed Rule on "Mutual Fund Distribution Fees" - [Release Nos. 33-9128; 34-62544; IC-29367; File No. 57-15-10] (7/21/10). SEC and CFTC, proposed rule 17 CFR Part 240, further definition of "Swap Dealer", "Security Based Swap Dealer", "Major Swap Participant", etc., SEC Release No. 34-63452 (12/7/10). SEC Study on Investment Advisers and Broker-Dealers, as required by Section 913 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (January 2011). SEC Study on Enhancing Investment Adviser Examinations, prepared by the staff of the Securities and Exchange Commission (SEC) under Section 914 of Dodd-Frank Act. FDIC Interim Final Rule on Orderly Liquidation Authority (1/25/11). Federal Reserve Board, proposed Rule 12 CFR, Part 225, "Conformance period for entities engaged in prohibited private funding or private equity fund or hedge fund activities", 75 FR 7272 (11/26/10). Financial Stability Oversight Counsel, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). Proposed Rules regarding incentive based compensation arrangements by seven federal agencies, including the SEC, to implement Section 956 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (3/3/11). Section 9541, "Dodd Frank Wall Street Refom & Consumer Protection Act", Notice of proposed rulemaking, Credit Risk Retention SEC, (Release No. 34-64148; File No. S7-14-11) No bill number - A bill to amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations

See Addendum. S. 1151, Personal Data Privacy and Security Act of 2011 by Senator Leahy (D-VT). S. 1207, Data Security and Breach Notification Act of 2011 by Senators Rockefeller (D-WV) and Pryor (D-AR). H.R. 1610, "Business Risk Mitigation and Price Stabilization Act of 2011", which amends the definition of major swap participant and major security-based swap participant. H.R. 2577, SAFE Data Act by Representative Bono Mack (R-CA). H.R. 3045, Retirement Income Protection Act of 2011 a bill to amend the Employee Retirement Income Security Act of 1974, the Commodity Exchange Act, and the Securities Exchange Act of 1934 to ensure that pension plans can use swaps to hedge risks, and for other purposes. SEC Proposed Rule, "Registration of Municipal Advisors", 17 CFR, Parts 240 and 249, 76 FR 824-969 (1/6/11). SEC Proposed Rule on "Mutual Fund Distribution Fees" - [Release Nos. 33-9128; 34-62544; IC-29367; File No. 57-15-10] (7/21/10). SEC and CFTC, proposed rule 17 CFR Part 240, further definition of "Swap Dealer", "Security Based Swap Dealer", "Major Swap Participant", etc., SEC Release No. 34-63452 (12/7/10). SEC Study on Investment Advisers and Broker-Dealers, as required by Section 913 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (January 2011). SEC Study on Enhancing Investment Adviser Examinations, prepared by the staff of the Securities and Exchange Commission (SEC) under Section 914 of Dodd-Frank Act. FDIC Interim Final Rule on Orderly Liquidation Authority (1/25/11). Federal Reserve Board, proposed Rule 12 CFR, Part 225, "Conformance period for entities engaged in prohibited private funding or private equity fund or hedge fund activities", 75 FR 7272 (11/26/10). Financial Stability Oversight Counsel, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). Proposed Rules regarding incentive based compensation arrangements by seven federal agencies, including the SEC, to implement Section 956 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (3/3/11). Section 9541, "Dodd Frank Wall Street Refom & Consumer Protection Act", Notice of proposed rulemaking, Credit Risk Retention SEC, (Release No. 34-64148; File No. S7-14-11) No bill number - A bill to amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations

"The Dodd-Frank Wall Street Reform & Consumer Protection Act", P.L. No. 111-203 - Regulatory implementation of provisions relating to insurance companies.

See Addendum. H.R. 1182, "GSE Bailout Elimination and Taxpayer Protection Act" - a bill introduced by Congressman Hensarling. H.R. 1610, "Business Risk Mitigation and Price Stabilization Act of 2011", which amends the definition of major swap participant and major security-based swap participant. SEC Proposed Rule, "Registration of Municipal Advisors", 17 CFR, Parts 240 and 249, 76 FR 824-969 (1/6/11). SEC Proposed Rule, "Implementing Amendments to the Investment Advisors Act of 1940", which includes proposed amendments to the SEC Pay-to-Play Rule 206(4)-5, 75 FR 7702 (12/10/10). SEC Proposed Rule on "Mutual Fund Distribution Fees" - [Release Nos. 33-9128; 34-62544; IC-29367; file No. 57-15-10] (7/21/10). SEC and CFTC, proposed rule 17 CFR Part 240, further definition of "Swap Dealer", "Security Based Swap Dealer", "Major Swap Participant", etc., SEC Release No. 34-63452 (12/7/10). SEC Study on Investment Advisers and Broker-Dealers, as required by Section 913 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (January 2011). FDIC Interim Final Rule on Orderly Liquidation Authority (1/25/11). Federal Reserve Board, proposed Rule 12 CFR, Part 225, "Conformance period for entities engaged in prohibited private funding or private equity fund or hedge fund activities", 75 FR 7272 (11/26/10). Financial Stability Oversight Counsel, Notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, (1/26/11). Proposed Rules regarding incentive based compensation arrangements by seven federal agencies, including the SEC, to implement Section 956 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (3/3/11). Section 9541, "Dodd Frank Wall Street Refom & Consumer Protection Act", Notice of proposed rulemaking, Credit Risk Retention SEC, (Release No. 34-64148; File No. S7-14-11) No Bill No. - A bill to establish a substainable Federal Secondary Market Facility for Residential Mortgages that is financed by private capital - to terminate the consvervatorships of Fannie Mae and Freddie Mac and repeal the Charter Acts of such enterprises, and for other purposes. Government Sponsored Enterprises proposals.

See Addendum. H.R. 4, "Comprehensive 1099 Taxpayer Protection and Repayment of Exchange Subsidiary Overpayments Act of 2011", enacted into law as P.L. 112-9. Treasury Department Explanation of the Administrations FY-2012 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1 million or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General Explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury (February 2011), "Greenbook" - No Bill Number. No Bill Number - a possible Senate bill to enact recommendations of President Obama's "National Commission on Fiscal Responsibility and Reform" (12/10). No Bill Number - Bill to be introduced by Senator John Kerry and Congressman Richard E. Neal for "National Disaster Tax Relief Bill (relating to recent 2011 tornado damage in Massachusetts). FATCA, Notice 2011-34 - Supplemental notice to Notice 2010-60 providing further guidance and requesting comkments under Chapter 4 of Subtitle A of the code.

See Addendum. H.R. 4, "Comprehensive 1099 Taxpayer Protection and Repayment of Exchange Subsidiary Overpayments Act of 2011". H.R. 1259, "Death Tax Repeal Permanency Act of 2011". Treasury Department Explanation of the Administrations FY-2012 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company's general investment and separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1 million or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General Explanations of the Administration's FY-2012 Revenue Proposals, Department of Treasury (February 2011), "Greenbook" - No Bill Number. No Bill Number - a possible Senate bill to enact recommendations of President Obama's "National Commission on Fiscal Responsibility and Reform" (12/10).

"The Dodd-Frank Wall Street Reform & Consumer Protection Act", P.L. No. 111-203 - regulatory implementation of provisions relating to insurance companies. H.R. 1112, "National Association of Registered Agents and Brokers Reform Act (NARAB II)"

See Addendum. President Obama Administration's proposal: "Financial Crisis Responsibility Fee" - No Bill Number. SEC proposed rule on "Mutual Fund Distribution Fees" - [Release Nos. 33-9128; 34-62544; IC-29367; fiel No. 57-15-10] (7/21/10). SEC study re. "Obligations of Brokers, Dealers and Investment Advisors" - [Release No. 34-62577; IA-3058; File No. 4-606] (7/27/10). SEC and CFTC, proposed rule 17 CFR Part 240, further definition of "Swap Dealer", "Security Based Swap Dealer", "Major Swap Participant", etc., SEC Release No. 34-63452 (12/7/10). SEC proposed rule, "Implementig Amendments to the Investment Advisors Act of 1940", which includes proposed amendments to the SEC Pay-to-Play Rule 206(4)-5, 75 FR 7702 (12/10/10). Federal Reserve Board, proposed Rule 12 CFR, Part 225, "Conformance period for entities engaged in prohibited private funding or private equity fund or hedge fund activities, 75 FR 7272 (11/26/10). Financial Stability Oversight Counsel, Advanced notice of proposed rulemaking regarding authority to require supervision of certain non-bank financial companies, 75 FR 61653 (10/6/10). FDIC notice of proposed rulemaking implementing certain orderly liquidation authority provisions of the "Dodd-Frank Wall Street Reform and Consumer Protection Act", 75 FR 64170 (10/19/10).

See Addendum. S. 3948, "Regulated Investment Company Modernization Act of 2009", became Public Law No. 111-325. H.R. 4337, "Regulated Investment Company Modernization Act of 2009", became Public Law No. 111-325. H.R. 4853, "Tax Relief, Unemployment Insurance Reauthorization and Job Creation Act of 2010", became Public Law No. 111-312, provisions relating to capital gains rates, stock dividend tax rates, estate tax, gift tax, and business tax extender relating to Subpart F, active financing income. Treasury Department Explanation of the Administrations FY-2010 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1 million or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General Explanations of the Administration's FY-2010 Revenue Proposals, Department of Treasury (May 2009), "Greenbook" - No Bill Number. No Bill Number - a possible Senate bill to enact recommendations of President Obama's "National Commission on Fiscal Responsibility and Reform" (12/10).

See Addendum. H.R. 4173, "The Dodd-Frank Wall Street Reform & Consumer Protection Act" - became Public Law No. 111-203. President Obama Administration's proposal: "Financial Crisis Responsibility Fee" - No Bill Number. SEC proposed rule on "Mutual Fund Distribution Fees" - [Release Nos. 33-9128; 34-62544; IC-29367; fiel No. 57-15-10] (7/21/10). SEC study re. "Obligations of Brokers, Dealers and Investment Advisors" - [Release No. 34-62577; IA-3058; File No. 4-606] (7/27/10).

See Addendum. S. 2832, "Lifetime Income Disclosure Act". S. 3793, "Job Creation & Tax Cuts Act of 2010", Title II, relating to technical corrections to pension funding legislation. S. 7360, "Automatic IRA Act of 2010". H.R. 1961, "Saving for American Families' Future Act of 2009". H.R. 3962, "Preservation of Access to Care for Medicare Beneficiaries and Pension Relief Act of 2010" - became P.L. No. 111-192. H.R. 4742, "Small Businesses Add Value for Employees Act of 2009". H.R. 5297, "Small Business Jobs Act of 2010", sections 211-213, relating to partial annuitization and in-plan Roth conversions. H.R. 6099, "Automatic IRA Act of 2010". IRS Notice 2010-55, 2010-33 IRB, "Election of an Alternative Amortization Schedule under the Pension Relief Act of 2010". Department of Labor, Interim Final Regulation under Section 408(b)(2) of ERISA, (7/15/10). Treasury Department Explanation of the Administration's FY-2010 Budget proposals related to expansion of the 'Saver's Credit' and to the creation of 'Auto IRAs'. General Explanations of the Administrations FY-2010 Revenue proposals, Department of Treasury (May 2009) "Greenbook" - No Bill Number.

See Addendum. S. 722, "The Taxpayer Certainty & Relief Act of 2009", provisions relating to estate taxes, capital gains and stock dividends. S. 2784, A bill to ammend the Internal Revenue Code of 1986 to permanently extend the estate tax as in effect in 2009. S. 2882, "Taxpayer Responsibility, Accountability & Consistency Act of 2009". S. 2927, "Wall Street Fair Share Act". S. 3533, "The Responsible Estate Tax Act". H.R. 3408, "Taxpayer Responsiblity, Accountability and Consistency Act of 2009", relating to a safe harbor for independent contractor status. H.R. 3429, the "Generating Retirement Ownership Through Long-Term Holding Act" (Growth Act). H.R. 3905, "Estate Tax Releif Act of 2009". H.R. 4154, the "Permanent Estate Tax Relief for Families, Farmers and Small Businesses Act of 2009". H.R. 4191, "Let Wall Street Pay for the Restoration of Main Street Act of 2009". H.R. 4213, "American Jobs and Closing Tax Loopholes Act of 2010". H.R. 4337, the "Regulated Investment Company Modernization Act of 2009". H.R. 5297, "Small Business Lending Fund Act of 2010", provision related topartial annuitization. Financial Crisis Responsibility Fee - To assess a fee or tax on financial services firms to repay TARP losses (No Bill Number). Treasury Department Explanation of the Administrations FY-2010 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1 million or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General Explanations of the Administration's FY-2010 Revenue Proposals, Department of Treasury (May 2009), "Greenbook" - No Bill Number.

See Addendum. S. 3217, "Resotring American Financial Stability Act of 2010". H.R. 4173, "The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2009". President Obama Administration's proposal: "financial Crisis Responsibility Fee" - No Bill Number.

"Health Care & Educations Reconciliation Act of 2010", related to Community Living Assistance & Support Act (P.L. No. 111-152)

See Addendum. S. 157, "Retirement Account Distribution Improvement Act of 2009". S. 401, "Defined Contribution Fee Disclosure Act of 2009". S. 2832, "Lifetime Income Disclosure Act". S.____, a bill to be introduced by Senator Kohl, requiring target date fund managers to be ERISA fiduciaries as a condition of having the target date fund qualify as a qualified default investment option. S.____, "Hiring Incentives to Restore Employment Act", Sections 701-703 - relating to defined benefit funding relief. H.R. 424, "Retirement Account Distribution Improvement Act of 2009". H.R. 1961, "Saving for American Families' Future Act of 2009". H.R. 1984, "401(k) Fair Disclosure for Retirement Security Act of 2009". H.R. 1988, "Conflicted Investment Advice Prohibition Act of 2009". H.R. 2021, "Savings Recovery Act of 2009". H.R. 2779, "Defined Contribution Fee Transparency Act of 2009". H.R. 2989, "401(k) Fair Disclosure & Pension Security Act of 2009". H.R. 3936, "Preserve Benefits and Jobs Act of 2009". H.R. 4126, "Retirement Fairness Act of 2009". H.R. 4213, "The American Workers State and Business Relief Act", Senate Substitute, ammendment related to defined benefit plan funding relief. H.R. 4742, "Small Businesses Add Value for Employees Act of 2009". Senate Committee on Aging: February 25, 2009, Hearing on the design and market volatility of target date and target maturity of funds in 401(k) plans - No Bill Number. Treasury Department Explanation of the Administration's FY-2011Budget proposals related to expansion of the 'Saver's Credit' and to the creation of 'Auto IRAs'. General Explanations of the Administrations FY-2011 Revenue proposals, Department of Treasury (February 2010) "Greenbook" - No Bill Number.

See Addendum S. ____, "Restoring American Financial Stability Act of 2010" (Senator Christopher Dodd's bill). H.R. 3590, The "Patients Protection and Affordable Health Care Act". H.R. 3669, "Employer Owned Life Insurance Limititation Act". H.R. 4173, "Wall Street Reform and Consumer Protection Act of 2009". H.R. 4872, "Health Care and Education Affordability Reconciliation Act".

See Addendum. S. 3098, "Protect Our Recovery Through Oversight of Proprietary Trading of 2010". S. ____, "Restoring American Financial Stability Act of 2010" (Senator Christopher Dodd's bill). H.R. 4173, "Wall Street Reform and Consumer Protection Act of 2009". President Obama Administration's proposal: "Financial Crisis Responsibility Fee" - No Bill Number.

See Addendum S. 1679, "Affordable Health Choices Act", Subtitle H - Class Act, Section 190 and 191. S. ____, "Restoring American Financial Stability Act" (11/10/09 discussion draft, prepared by Senator Dodd). H.R. 3590, the "Patients Protection and Affordable Health Care Act", Title VIII - The Class Act. H.R. 3669, "Employer Owned Life Insurance Limitation Act". H.R. 3962, The "Affordable Health Care for Americans Act", Section 544 Class Program, treated in same manner as long-term care insurance and section 1739. H.R. 4173, "Wall Street Reform and Consumer Protection Act of 2009". Senate Committee on Aging: Information relating to "Stranger-Owned Life Insurance" - April 29, 2009 Hearing: "Betting on Death in the Life Settlement market - What's at Stake for Seniors" - No Bill Number.

See Addendum S. 157, "Retirement Account Distribution Improvement Act of 2009". S. 401, "Defined Contribution Fee Disclosure Act of 2009". S. 2832, "Lifetime Income Disclosure Act". S.____, a bill to be introduced by Senator Kohl, requiring target date fund managers to be ERISA fiduciaries as a condition of having the target date fund qualify as a qualified default investment option. H.R. 424, "Retirement Account Distribution Improvement Act of 2009". H.R. 1961, "Saving for American Families' Future Act of 2009". H.R. 1984, "401(k) Fair Disclosure for Retirement Security Act of 2009". H.R. 1988, "Conflicted Investment Advice Prohibition Act of 2009". H.R. 2021, "Savings Recovery Act of 2009". H.R. 2779, "Defined Contribution Fee Transparency Act of 2009". H.R. 2989, "401(k) Fair Disclosure & Pension Security Act of 2009". H.R. 3936, "Preserve Benefits and Jobs Act of 2009". H.R. 4126, "Retirement Fairness Act of 2009". Senate Committee on Aging: February 25, 2009, Hearing on the design and market volatility of target date and target maturity of funds in 401(k) plans - No Bill Number. Treasury Department Explanation of the Administration's FY-2010 Budget proposals related to expansion of the 'Saver's Credit' and to the creation of 'Auto IRAs'. General Explanations of the Administrations FY-2010 Revenue proposals, Department of Treasury (May 2009) "Greenbook" - No Bill Number.

See Addendum. S. 506, "Stop Tax Haven Abuse Act". S. 722, "The Taxpayer Certainty & Relief Act of 2009", provisions relating to estate taxes, capital gains and stock dividends. S. 1297, "Retirement Security for Life Act of 2009". H.R. 436, "Certain Estate Tax Relief Act of 2009". H.R. 498, "Capital Gains & Estate Tax Relief Act of 2009". H.R. 1265, "Stop Tax Haven Abuse Act". H.R. 1944, To ammend the Internal Revenue Code of 1986 to permanently extend the Subpart F exception for active financing income. H.R. 2748, "Retirement Security Needs Lifetime Payment Act of 2009". H.R. 3408, "Taxpayer Responsiblity, Accountability and Consistency Act of 2009", relating to a safe harbor for independent contractor status. Treasury Department Explanation of the Administrations FY-2010 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1 million or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General Explanations of the Administration's FY-2010 Revenue Proposals, Department of Treasury (May 2009), "Greenbook" - No Bill Number.

See Addendum S. 157, "Retirement Account Distribution Improvement Act of 2009". S. 401, "Defined Contribution Fee Disclosure Act of 2009". H.R. 424, "Retirement Account Distribution Improvement Act of 2009". H.R. 1961, "Saving for American Families' Future Act of 2009". H.R. 1984, "401(k) Fair Disclosure for Retirement Security Act of 2009". H.R. 1988, "Conflicted Investment Advice Prohibition Act of 2009". H.R. 2021, "Savings Recovery Act of 2009". H.R. 2779, "Defined Contribution Fee Transparency Act of 2009". H.R. 2989, "401(k) Fair Disclosure & Pension Security Act of 2009". H.R. ____, Discussion Draft, Bill from Rep. Earl Pomeroy on Defined Benefit Pension Plan Funding (August 25, 2009). Senate Committee on Aging: February 25, 2009, Hearing on the design and market volatility of target date and target maturity of funds in 401(k) plans - No Bill Number. Treasury Department Explanation of the Administration's FY-2010 Budget proposals related to expansion of the 'Saver's Credit' and to the creation of 'Auto IRAs'. General Explanations of the Administrations FY-2010 Revenue proposals, Department of Treasury (May 2009) "Greenbook" - No Bill Number.

See Addendum. S. 722, "The Taxpayer Certainty & Relief Act of 2009", provisions relating to estate taxes, capital gains and stock dividends. S. 1297, "Retirement Security for Life Act of 2009". H.R. 436, "Certain Estate Tax Relief Act of 2009". H.R. 498, "Capital Gains & Estate Tax Relief Act of 2009". H.R. 1944, To ammend the Internal Revenue Code of 1986 to permanently extend the Subpart F exception for active financing income. H.R. 2748, "Retirement Security Needs Lifetime Payment Act of 2009". Health Care Reform, Revenue Income - No Bill Number. Treasury Department Explanation of the Administrations FY-2010 Budget Tax proposals to (1) modify the dividends received deduction for life insurance company separate accounts; (2) reporting of sales of existing life insurance contracts with a death benefit of $1 million or more; (3) interest expense disallowance for corporate-owned life insurance (COLI) policies; and (4) international tax reforms. General Explanations of the Administration's FY-2010 Revenue Proposals, Department of Treasury (May 2009), "Greenbook" - No Bill Number.

See Addendum S. 157, "Retirement Account Distribution Improvement Act of 2009". S. 401, "Defined Contribution Fee Disclosure Act of 2009". H.R. 424, "Retirement Account Distribution Improvement Act of 2009". H.R. 1961, "Saving for American Families' Future Act of 2009". H.R. 1984, "401(k) Fair Disclosure for Retirement Security Act of 2009". H.R. 1988, "Conflicted Investment Advice Prohibition Act of 2009". H.R. 2021, "Savings Recovery Act of 2009". H.R. 2779, "Defined Contribution Fee Transparency Act of 2009". H.R. 2989, "401(k) Fair Disclosure & Pension Security Act of 2009". Senate Committee on Aging: February 25, 2009, Hearing on the design and market volatility of target date and target maturity of funds in 401(k) plans - No Bill Number. Treasury Department Explanation of the Administration's FY-2010 Budget proposals related to expansion of the 'Saver's Credit' and to the creation of 'Auto IRAs'. General Explanations of the Administrations FY-2010 Revenue proposals, Department of Treasury (May 2009) "Greenbook" - No Bill Number.

See Addendum. S. 566, "Financial Product Safety Commission Act of 2009". S. 664, "Financial System Stabilization and Reform Act of 2009". H.R. 1106, "Helping Families Save Their Homes Act of 2009", Section 124 relating to new bakruptcy court mortgage "cram-down" authority. Financial services regulatory modernization, including a systemic risk regulator and a systemic resolution authority - No Bill Number. SEC Act Release No. 33-8996, adopting Rule 151A under the Securities Act of 1933 and Rule 12H-7 under the Securities Exchange Act of 1934 (1/8/09).

See Addendum S. 14, "Invest in America Act", provision relating to estate tax repeal. S. 158, "Access to Affordable Health Care Act", Section 224 (Premiums on Long-Term Care Qualified Contracts) S. 349, Small Business and Work Opportunity Act of 2007. S. 504, "Long-Term Care Trust Account Act of 2007". S. 601, Simplification Through Additional Reporting Tax Act of 2007 (Broker reporting of customer's basis in mutual fund transactions). S. 1010, "Retirement Security for Life Act of 2007". S. 1753, "Healthy Workforce Act". S. 1809, "Long-Term Care Act of 2007". S. 2044, "Independent Contractor Proper Classification Act of 2007". S. 2126, "Generating Retirement Ownership Through Long-Term Holding (Growth) Act of 2007. S. 2337, "Long-Term Care Affordability and Security Act of 2007". S. 3125, "Energy Independence and Tax Relief Act of 2008", Section 241, Subpart F - Exception for Active Financing Income. S. 3289, "To Permanently Extend the Estate Tax as in Effect in 2009". S. 3327, "Empowered at Home Act of 2008", provision allowing tax deductino for a certain percentage of long-term care premiums. H.R. 46, "Small Business Tax Fairness and Simplification Act of 2007". H.R. 6, "Energy Independance and Security Act of 2007" (mutual fund cost basis reporting). H.R. 411, To amend the Internal Revenue Code of 1986 to make permanent certain expiring provisions..., provision relating to estate tax repeal H.R. 878, Simplification Through Additional Reporting Tax Act of 2007 (S. 601, H.R. 878) (Broker reporting of customer's basis in mutual fund transactions). H.R. 976, "Small Business Tax Relief Act of 2007". H.R. 1424, Division C, "Tax Extenders and Alternative Minimum Relief Act of 2008", Section 301C, subpart F: income extended through 2009) and Section 403, mutual fund cost basis reporting requirements- - became Public Law No. 110-343. H.R. 2205, "Retirement Security for Life Act of 2007". H.R. 2380, "Death Tax Repeal Permanency Act of 2007". H.R. 2582, "Qualified Long-Term Care Fairness Act of 2007". H.R. 2796, "Generate Retirement Ownership through Long-Term Holding Act of 2007". H.R. 3088, "Long-Term Care Act of 2007". H.R. 3125, "Energy Independence and Tax Relief Act of 2008", Section 241, Subpart F - Exception for Active Financing Income. H.R. 3221, "American Housing Rescue and Foreclosure Prevention Act of 2008", Section 641 (related to mutual fund cost basis reporting). H.R. 3363, "Long-Term Care Affordability and Security Act". H.R. 3970, "Tax Reduction and Reform Act of 2007" - Provisions related to modification of unrelated business income tax rules for certain investment partnerships, basis reporting by brokers on sales of stocks, extension of special rules for regulated investment companies, reduction in corporate tax rate. H.R. 3996, "Temporary Tax Relief Act of 2007", Section 622 - Broker Reporting of Customer Basis in Securities Transactions; and Section 201 - Non-qualified Deferred Compensation from Certain Tax Indifferent Parties. H.R. 4912, "To amend the Internal Revenue Code of 1986 with respect to prepaid derivative contracts". H.R. 6049, "Renewable Energy and Job Creation Act of 2008", Section 239, Subpart F, "Exception for Active Financing Income". H.R. 6237, "Tax Relief for Long-Term Care Act of 2008". H.R. 6499, "Sensible Estate Tax Act of 2008". H.R. 7060, "Renewable Energy and Job Creation Act of 2008", Section 403, Broker Reporting of Customer Basis in Securities Transactions. IRS Notice 2008-18 (1/13/08) - Life Insurance Reserves: proposed AG VACARVM and Life PBR. Current tax treatment of Stranger-Originated Life Insurance (STOLI) - no bill number. Dividends Received Deduction for Life Insurers - no bill number. Life Insurance Company Reserves - no bill number. Senate Finance Committee, "Proposed Legislation on the Taxation of Exchange-Traded Notes" - no bill number.

See Addendum S. 40, The National Insurance Act of 2007. S. 618, Act to Further Competition in the Insurance Industry. S. 1693, "Wired for Health Care Quality Act". S. 1814, "Health Information Privacy and Security Act". S. 1865, "Life Insurance Fairness for Travelers Act of 2007". S. 2268, "Long Term Care Insurance Integrity Act of 2007". S. 2337, "Long Term Care Affordability and Security Act of 2007" S. 2490, "Reverse Mortgage Proceeds Protection Act". S.2794, "Senior Investor Protection Act of 2008" H.R. 150, "Life Insurance Employee Notification Act". H.R. 493, Genetic Information Nondiscrimination Act of 2007 (became Public Law No. 110-233).. H.R. 1065, "The Non-Admitted and Reinsurance Reform Act of 2007". H.R. 1081, Act to Further Competition in the Insurance Industry A bill to further competition in the insurance industry. H.R. 1424, "Emergency Economic Stabilization Act of 2008", Became P.L. 110-343. H.R. 3200, The National Insurance Act of 2007. H.R. 3363, "Long-Term Care Affordability and Security Act of 2007". H.R. 3997, "Emergency Economic Stabililzation Act of 2008". H.R. 4150, "Lifetime Pension Annuity for You Act of 2007". H.R. 4299, "Terrorism Risk Insurance Reauthorization Act of 2007". H.R. 5611, "The National Association of Agents and Brokers Return Act of 2008". H.R. 5840, "Insurance Information Act of 2008". The Department of Treasury, "Blueprint for a Modernized Financial Regulatory Structure" (3/31/08). The Department of Treasury, creation of an "Office of Insurance Information" within the Department of Treasury.

See Addendum S. 238, "Social Security Number Misuse Prevention Act". S. 239, Notification of Risk to Personal Data Act of 2007. S. 495, Personal Data Privacy and Security Act of 2007. S. 1178, The Identity Theft Prevention Act of 2007. S. 1202, "Personal Data Protection Act of 2007". S. 1260, "Data Security Act of 2007". S. 2338, "FHA Modernization Act of 2007". S. 2452, "Home Ownership Preservation and Protection Act of 2007" (provision relating to assignee liability). S. 2794, "Senior Investor Protection Act of 2008". S. 3268, "Stop Excessive Energy Speculation Act of 2008". H.R. 948, "Social Security Number Misuse Prevention Act". H.R. 1424, Division A - "Emergency Economic Stabilization Act", became Public Law No. 110-343. H.R. 1685, "Data Security Act of 2007". H.R. 3046, "Social Security, Number Privacy and Identity Theft Prevention Act of 2007". H.R. 3221, "Housing and Economic Recovery Act of 2008", Became P.L. 110-289. H.R. 3225, "Mutual Fund Fee Reform Act". H.R. 3915, "Mortgage Reform and Anti-Predetory Lending Act of 2007", Section 204 (provision related to assignee liability). H.R. 6604, "Commodity Markets Transparency and Accountability Act of 2008". SEC Review of Rule 12b-1. SEC Review of soft dollar arrangements under Sections 28(e) of the Exchange Act. SEC Proposed Rule, "Enhanced Disclosure and New Prospectus Delivery Options for Registered Open-End Management Investment Companies", Release No. 33-8861 (11/21/07). SEC Proposed Rule 151A, "Indexed Annuities and Certain Other Insurance Contracts", Release No. 33-8933 (6/25/08). Department of Treasury, "Blueprint for a Modernized Financial Regulatory Structure" (3/3/08) Recommendation to the Secretary of Treasury that the Treasury Department establish an "Office of Insurance Information", no bill number. Treasury Capitol Purchase Program under the Emergency Economic Stablization Act.

See Addendum S. 40, The National Insurance Act of 2007. S. 618, Act to Further Competition in the Insurance Industry. S. 1693, "Wired for Health Care Quality Act". S. 1814, "Health Information Privacy and Security Act". S. 1865, "Life Insurance Fairness for Travelers Act of 2007". S. 2268, "Long Term Care Insurance Integrity Act of 2007". S. 2337, "Long Term Care Affordability and Security Act of 2007" S. 2490, "Reverse Mortgage Proceeds Protection Act". S.2794, "Senior Invetor Protection Act of 2008" H.R. 150, "Life Insurance Employee Notification Act". H.R. 493, Genetic Information Nondiscrimination Act of 2007 (becoame Public Law No. 110-233).. H.R. 1065, "The Non-Admitted and Reinsurance Reform Act of 2007". H.R. 1081, Act to Further Competition in the Insurance Industry A bill to further competition in the insurance industry. H.R. 1424, "Emergency Economic Stabilization Act of 2008", Became P.L. 110-343. H.R. 3200, The National Insurance Act of 2007. H.R. 3363, "Long-Term Care Affordability and Security Act of 2007". H.R. 3997, "Emergency Economic Stabililzation Act of 2008". H.R. 4150, "Lifetime Pension Annuity for You Act of 2007". H.R. 4299, "Terrorism Risk Insurance Reauthorization Act of 2007". H.R. 5611, "The National Association of Agents and Brokers Return Act of 2008". H.R. 5840, "Insurance Information Act of 2008". The Department of Treasury, "Blueprint for a Modernized Financial Regulatory Structure" (3/31/08). The Department of Treasury, creation of an "Office of Insurance Information" within the Department of Treasury.

See Addendum S. 14, "Invest in America Act", provision relating to estate tax repeal. S. 158, "Access to Affordable Health Care Act", Section 224 (Premiums on Long-Term Care Qualified Contracts) S. 349, Small Business and Work Opportunity Act of 2007. S. 504, "Long-Term Care Trust Account Act of 2007". S. 601, Simplification Through Additional Reporting Tax Act of 2007 (Broker reporting of customer's basis in mutual fund transactions). S. 1010, "Retirement Security for Life Act of 2007". S. 1753, "Healthy Workforce Act". S. 1809, "Long-Term Care Act of 2007". S. 2044, "Independent Contractor Proper Classification Act of 2007". S. 2126, "Generating Retirement Ownership Through Long-Term Holding (Growth) Act of 2007. S. 2337, "Long-Term Care Affordability and Security Act of 2007". S. 3125, "Energy Independence and Tax Relief Act of 2008", Section 241, Subpart F - Exception for Active Financing Income. S. 3289, "To Permanently Extend the Estate Tax as in Effect in 2009". S. 3327, "Empowered at Home Act of 2008", provision allowing tax deductino for a certain percentage of long-term care premiums. H.R. 46, "Small Business Tax Fairness and Simplification Act of 2007". H.R. 6, "Energy Independance and Security Act of 2007" (mutual fund cost basis reporting). H.R. 411, To amend the Internal Revenue Code of 1986 to make permanent certain expiring provisions..., provision relating to estate tax repeal H.R. 878, Simplification Through Additional Reporting Tax Act of 2007 (S. 601, H.R. 878) (Broker reporting of customer's basis in mutual fund transactions). H.R. 976, "Small Business Tax Relief Act of 2007". H.R. 2205, "Retirement Security for Life Act of 2007". H.R. 2380, "Death Tax Repeal Permanency Act of 2007". H.R. 2582, "Qualified Long-Term Care Fairness Act of 2007". H.R. 2796, "Generate Retirement Ownership through Long-Term Holding Act of 2007". H.R. 3088, "Long-Term Care Act of 2007". H.R. 3125, "Energy Independence and Tax Relief Act of 2008", Section 241, Subpart F - Exception for Active Financing Income. H.R. 3221, "American Housing Rescue and Foreclosure Prevention Act of 2008", Section 641 (related to mutual fund cost basis reporting). H.R. 3363, "Long-Term Care Affordability and Security Act". H.R. 3970, "Tax Reduction and Reform Act of 2007" - Provisions related to modification of unrelated business income tax rules for certain investment partnerships, basis reporting by brokers on sales of stocks, extension of special rules for regulated investment companies, reduction in corporate tax rate. H.R. 3996, "Temporary Tax Relief Act of 2007", Section 622 - Broker Reporting of Customer Basis in Securities Transactions; and Section 201 - Non-qualified Deferred Compensation from Certain Tax Indifferent Parties. H.R. 4912, "To amend the Internal Revenue Code of 1986 with respect to prepaid derivative contracts". H.R. 6049, "Renewable Energy and Job Creation Act of 2008", Section 239, Subpart F, "Exception for Active Financing Income". H.R. 6237, "Tax Relief for Long-Term Care Act of 2008". H.R. 6499, "Sensible Estate Tax Act of 2008". H.R. 7060, "Renewable Energy and Job Creation Act of 2008", Section 403, Broker Reporting of Customer Basis in Securities Transactions. IRS Notice 2008-18 (1/13/08) - Life Insrance Reserves: proposed AG VACARVM and Life PBR. Current tax treatment of Stranger-Originated Life Insurance (STOLI) - no bill number. Dividends Received Deduction for Life Insurers - no bill number. Life Insurance Company Reserves - no bill number. Senate Finance Committee, "Proposed Legislation on the Taxation of Exchange-Traded Notes" - no bill number.

See Addendum S. 238, "Social Security Number Misuse Prevention Act". S. 239, Notification of Risk to Personal Data Act of 2007. S. 495, Personal Data Privacy and Security Act of 2007. S. 1178, The Identity Theft Prevention Act of 2007. S. 1202, "Personal Data Protection Act of 2007". S. 1260, "Data Security Act of 2007". S. 2338, "FHA Modernization Act of 2007". S. 2452, "Home Ownership Preservation and Protection Act of 2007" (provision relating to assignee liability). S. 2794, "Senior Investor Protection Act of 2008". S. 3268, "Stop Excessive Energy Speculation Act of 2008". H.R. 948, "Social Security Number Misuse Prevention Act". H.R. 1685, "Data Security Act of 2007". H.R. 3046, "Social Security, Number Privacy and Identity Theft Prevention Act of 2007". H.R. 3221, "Housing and Economic Recovery Act of 2008", Became P.L. 110-289. H.R. 3225, "Mutual Fund Fee Reform Act". H.R. 3915, "Mortgage Reform and Anti-Predetory Lending Act of 2007", Section 204 (provision related to assignee liability). H.R. 6604, "Commodity Markets Transparency and Accountability Act of 2008". SEC Review of Rule 12b-1. SEC Review of soft dollar arrangements under Sections 28(e) of the Exchange Act. SEC Proposed Rule, "Enhanced Disclosure and New Prospectus Delivery Options for Registered Open-End Management Investment Companies", Release No. 33-8861 (11/21/07). SEC Proposed Rule 151A, "Indexed Annuities and Certain Other Insurance Contracts", Release No. 33-8933 (6/25/08). Department of Treasury, "Blueprint for a Modernized Financial Regulatory Structure" (3/3/08)

See Addendum S. 238, "Social Security Number Misuse Prevention Act". S. 239, Notification of Risk to Personal Data Act of 2007. S. 495, Personal Data Privacy and Security Act of 2007. S. 1178, The Identity Theft Prevention Act of 2007. S. 1202, "Personal Data Protection Act of 2007". S. 1260, "Data Security Act of 2007". S. 2338, "FHA Modernization Act of 2007". S. 2452, "Home Ownership Preservation and Protection Act of 2007" (provision relating to assignee liability). S. 2794, "Senior Investor Protection Act of 2008". H.R. 948, "Social Security Number Misuse Prevention Act". H.R. 1685, "Data Security Act of 2007". H.R. 3046, "Social Security, Number Privacy and Identity Theft Prevention Act of 2007". H.R. 3221, "Housing and Economic Recovery Act of 2008". H.R. 3225, "Mutual Fund Fee Reform Act". H.R. 3915, "Mortgage Reform and Anti-Predetory Lending Act of 2007", Section 204 (provision related to assignee liability). SEC Review of Rule 12b-1. SEC Review of soft dollar arrangements under Sections 28(e) of the Exchange Act. SEC Proposed Rule, "Enhanced Disclosure and New Prospectus Delivery Options for Registered Open-End Management Investment Companies", Release No. 33-8861 (11/21/07). SEC Proposed Rule 151A, "Indexed Annuities and Certain Other Insurance Contracts", Release No. 33-8933 (6/25/08). Department of Treasury, "Blueprint for a Modernized Financial Regulatory Structure" (3/3/08)

See Addendum S. 14, "Invest in America Act", provision relating to estate tax repeal. S. 158, "Access to Affordable Health Care Act", Section 224 (Premiums on Long-Term Care Qualified Contracts) S. 349, Small Business and Work Opportunity Act of 2007. S. 504, "Long-Term Care Trust Account Act of 2007". S. 601, Simplification Through Additional Reporting Tax Act of 2007 (Broker reporting of customer's basis in mutual fund transactions). S. 1010, "Retirement Security for Life Act of 2007". S. 1753, "Healthy Workforce Act". S. 1809, "Long-Term Care Act of 2007". S. 2044, "Independent Contractor Proper Classification Act of 2007". S. 2126, "Generating Retirement Ownership Through Long-Term Holding (Growth) Act of 2007. S. 2337, "Long-Term Care Affordability and Security Act of 2007". S.3125, "Energy Independence and Tax Relief Act of 2008", Section 241, Subpart F - Exception for Active Financing Income. H.R. 46, "Small Business Tax Fairness and Simplification Act of 2007". H.R. 6, "Energy Independance and Security Act of 2007" (mutual fund cost basis reporting). H.R. 411, To amend the Internal Revenue Code of 1986 to make permanent certain expiring provisions..., provision relating to estate tax repeal H.R. 878, Simplification Through Additional Reporting Tax Act of 2007 (S. 601, H.R. 878) (Broker reporting of customer's basis in mutual fund transactions). H.R. 976, "Small Business Tax Relief Act of 2007". H.R. 2205, "Retirement Security for Life Act of 2007". H.R. 2380, "Death Tax Repeal Permanency Act of 2007". H.R. 2582, "Qualified Long-Term Care Fairness Act of 2007". H.R. 2796, "Generate Retirement Ownership through Long-Term Holding Act of 2007". H.R. 3088, "Long-Term Care Act of 2007". H.R. 3125, "Energy Independence and Tax Relief Act of 2008", Section 241, Subpart F - Exception for Active Financing Income. H.R. 3221, "American Housing Rescue and Foreclosure Prevention Act of 2008", Section 641 (related to mutual fund cost basis reporting). H.R. 3363, "Long-Term Care Affordability and Security Act". H.R. 3970, "Tax Reduction and Reform Act of 2007" - Provisions related to modification of unrelated business income tax rules for certain investment partnerships, basis reporting by brokers on sales of stocks, extension of special rules for regulated investment companies, reduction in corporate tax rate. H.R. 3996, "Temporary Tax Relief Act of 2007", Section 622 - Broker Reporting of Customer Basis in Securities Transactions; and Section 201 - Non-qualified Deferred Compensation from Certain Tax Indifferent Parties. H.R. 4912, "To amend the Internal Revenue Code of 1986 with respect to prepaid derivative contracts". H.R. 6049, "Renewable Energy and Job Creation Act of 2008", Section 239, Subpart F, "Exception for Active Financing Income". H.R. 6237, "Tax Relief for Long-Term Care Act of 2008". IRS Notice 2008-18 (1/13/08) - Life Insrance Reserves: proposed AG VACARVM and Life PBR. Current tax treatment of Stranger-Originated Life Insurance (STOLI) - no bill number. Dividends Received Deduction for Life Insurers - no bill number. Life Insurance Company Reserves - no bill number. Senate Finance Committee, "Proposed Legislation on the Taxation of Exchange-Traded Notes" - no bill number.

See Addendum S. 1010, Retirement Security for Life Act of 2007 - A bill to amend the Internal Revenue Code of 1986 to encourage guaranteed lifetime income payments from annuities and similar payments of life insurance proceeds at dates later than death by excluding from income a portion of such payments. S. 1141, Automatic IRA Act of 2007 - A bill to amend the Internal Revenue Code of 1986 to allow employees not covered by qualified retirement plans to save for retirement through automatic payroll deposit IRAs, to facilitate similar saving by the self-employed, and for other purposes. S. 1288, Womens Retirement Security Act of 2007 - A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to increase the retirement security of women and small business owners, and for other purposes. S. 1725, "Restoring Pension Promises to Workers Act". S. 1974, "Pension Protection Technical Corrections Act of 2007". S. 2473, "Defined Contribution Fee Disclosure Act of 2007". H.R. 2167, Automatic IRA Act of 2007 (H.R. 2167, S. 1141) - A bill to amend the Internal Revenue Code of 1986 to allow employees not covered by qualified retirement plans to save for retirement through automatic payroll deposit IRAs, to facilitate similar saving by the self-employed, and for other purposes. H.R. 2205, Retirement Security for Life Act of 2007 - A bill to amend the Internal Revenue Code of 1986 to encourage guaranteed lifetime income payments from annuities and similar payments of life insurance proceeds at dates later than death by excluding from income a portion of such payments. H.R. 2683, "Pension Security Act of 2007". H.R. 3185, "401(k) Fair Disclosure for Retirement Security Act of 2007". H.R. 3361, "Pension Protection Technical Corrections Act of 2007". H.R. 3765, "The Defined Contribution Fee Transparency Act of 2007". H.R. 3868, Bill to delay the PPA defined benefit funding rules for one year. H.R. 5160, "Small Business Add Vaue for Employees Act of 2008". DOL Request for Information, Fee and Expense Disclosures to Participants in Individual Account Plans, 72 F.R. 20457-20460 (4/25/07). DOL Final Regulations Default Investment Alternatives, 72 F.R. 60452-60480 (10/24/07). DOL Final Regulations and Revisions to the 2007 Form 5500 Annual Return/Report, 72 F.R. 64710-64730 (11/16/07). DOL Proposed Rule, Reasonable Contracts or Arrangements under Section 408(b)(2) - Fee Disclosure, 72 F.R. 70988-71005 (12/13/07). DOL Interim Rule and Proposed Regulation (Section 2550.404-4) on Safest Available Annuity F.R. Doc E7-17743, E7-17744 (9/11/07). Request to the Treasury Department and IRS on the application of the backloading accrual rules to hybrid pension plan conversions.

See Addendum S. 40, The National Insurance Act of 2007 - A bill to authorize the issuance of Federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the Federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes. S. 358, Genetic Information Nondiscrimination Act of 2007 A bill to prohibit discrimination on the basis of genetic information with respect to health insurance and employment. S. 618, Act to Further Competition in the Insurance Industry A bill to further competition in the insurance industry. S. 1865, "Life Insurance Fairness for Travelers Act of 2007". S. 2268, "Long Term Care Insurance Integrity Act of 2007". S. 2337, "Long Term Care Affordability and Security Act of 2007" S. 2490, "Reverse Mortgage Proceeds Protection Act". S.2794, "Senior Invetor Protection Act of 2008" H.R. 150, "Life Insurance Employee Notification Act". H.R. 493, Genetic Information Nondiscrimination Act of 2007 A bill to prohibit discrimination on the basis of genetic information with respect to health insurance and employment. H.R. 1065, "The Non-Admitted and Reinsurance Reform Act of 2007". H.R. 1081, Act to Further Competition in the Insurance Industry A bill to further competition in the insurance industry. H.R. 2761, "Terrorism Risk Insurance Program Reauthorization Act of 2007" (Became Public Law No. 110-160) H.R. 3200, The National Insurance Act of 2007 - A bill to authorize the issuance of Federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the Federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes. H.R. 3363, "Long-Term Care Affordability and Security Act of 2007". H.R. 4150, "Lifetime Pension Annuity for You Act of 2007". H.R. 4299, "Terrorism Risk Insurance Reauthorization Act of 2007". H.R. 5611, "The National Association of Agents and Brokers Return Act of 2008".

See Addendum S. 238, "Social Security Number Misuse Prevention Act". S. 239, Notification of Risk to Personal Data Act of 2007 - A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. S. 495, Personal Data Privacy and Security Act of 2007 - A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. S. 1178, The Identity Theft Prevention Act of 2007 - A bill to strengthen data protection and safeguards, require data breach notification, and further prevent identity theft. S. 1202, "Personal Data Protection Act of 2007". S. 1260, "Data Security Act of 2007". S. 2452, "Home Ownership Preservation and Protection Act of 2007" (provision relating to assignee liability). S. 2794, "Senior Investor Protection Act of 2008". H.R. 948, "Social Security Number Misuse Prevention Act". H.R. 1685, "Data Security Act of 2007". H.R. 3046, "Social Security, Number Privacy and Identity Theft Prevention Act of 2007". H.R. 3225, "Mutual Fund Fee Reform Act". H.R. 3915, "Mortgage Reform and Anti-Predetory Lending Act of 2007", Section 204 (provision related to assignee liability). SEC Review of Rule 12b-1. SEC Review of soft dollar arrangements under Sections 28(e) of the Exchange Act. SEC, Proposed Rule, "Enhanced Disclosure and New Prospectus Delivery Options for Registered Open-End Management Investment Companies", Release No. 33-8861 (11/21/07). Department of Treasury, "Blueprint for a Modernized Financial Regulatory Structure" (3/3/08)

See Addendum S. 14, "Invest in America Act", provision relating to estate tax repeal. S. 349, Small Business and Work Opportunity Act of 2007 - An original bill to amend the Internal Revenue Code of 1986 to provide additional tax incentives to employers and employees of small businesses, and for other purposes, to include provisions relating to non-qualified deferred compensation plans. S. 504, "Long-Term Care Trust Account Act of 2007". S. 601, Simplification Through Additional Reporting Tax Act of 2007 - A bill to amend the Internal Revenue Code of 1986 to require broker reporting of customer's basis in securities transactions, and for other purposes. S. 1010, "Retirement Security for Life Act of 2007". S. 1753, "Healthy Workforce Act". S. 1809, "Long-Term Care Act of 2007". S. 2044, "Independent Contractor Proper Classification Act of 2007". H.R. 46, "Small Business Tax Fairness and Simplification Act of 2007". H.R. 411, To amend the Internal Revenue Code of 1986 to make permanent certain expiring provisions..., provision relating to estate tax repeal H.R. 878, Simplification Through Additional Reporting Tax Act of 2007 (S. 601, H.R. 878) A bill to amend the Internal Revenue Code of 1986 to require broker reporting of customer's basis in securities transactions, and for other purposes. H.R. 976, "Small Business Tax Relief Act of 2007" - A bill to amend the Internal Revenue Code of 1986 to provide tax relief for small businesses, and for other purposes. H.R. 2205, "Retirement Security for Life Act of 2007". H.R. 2380, "Death Tax Repeal Permanency Act of 2007". H.R. 2796, "Generate Retirement Ownership through Long-Term Holding Act of 2007". H.R. 3088, "Long-Term Care Act of 2007". H.R. 3363, "Long-Term Care Affordability and Security Act". H.R. 3970, "Tax Reduction and Reform Act of 2007" - Provisions related to modification of unrelated business income tax rules for certain investment partnerships, basis reporting by brokers on sales of stocks, extension of special rules for regulated investment companies, reduction in corporate tax rate. H.R. 3996, "Temporary Tax Relief Act of 2007", Section 622 - Broker Reporting of Customer Basis in Securities Transactions; and Section 201 - Non-qualified Deferred Compensation from Certain Tax Indifferent Parties. H.R. 4912, "To amend the Internal Revenue Code of 1986 with respect to prepaid derivative contracts". IRS Notices 2007-86 and 2007-89, providing a one-year extension for general compliance with Internal Revenue Code 409A. IRS Correcting amendments to the final regulations under Section 409A of the Internal Revenue Code: RIN-1595-BE79 (7/30/07). IRS temporary and proposed regulations under Internal Revenue Code Section 6039I-6039I-1T, Information Reporting on Employer-Owned Life Insurance Contracts (11/7/07). Senate Finance Committee proposal to create additional limits for non-qualified deferred compensation plans - no bill number Senate Finance Committee staff proposal of May 25, 2007, to require certain brokers (including mutual funds) to report to the IRS regarding adjusted basis on the sale of certain publicly traded securities - no bill number. 409A Regulations [72 Fed. Reg. Code Sections 19233-19325 (Apr. 17, 2007)] in application to split-dollar life insurance, emeritus life insurance agents, and general agent loan issues. 2008 Budget Resolution (S. Com. Res. 21), Section 303, "Deficit Neutral Fund for Tax Relief". Proposed Tax Reform legislation no bill number Proposed 401(k) Fee Disclosure Tax Legislation no bill number Proposed Stranger-Owned Life Insurance Excise Tax no bill number Current tax treatment of Stranger-Originated Life Insurance (STOLI) - no bill number

See Addendum S. 40, The National Insurance Act of 2007 - A bill to authorize the issuance of Federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the Federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes. S. 358, Genetic Information Nondiscrimination Act of 2007 A bill to prohibit discrimination on the basis of genetic information with respect to health insurance and employment. S. 618, Act to Further Competition in the Insurance Industry A bill to further competition in the insurance industry. S. 1865, "Life Insurance Fairness for Travelers Act of 2007". S. 2268, "Long Term Care Insurance Integrity Act of 2007". S. 2337, "Long Term Care Affordability and Security Act of 2007" S. 2490, "Reverse Mortgage Proceeds Protection Act". S.____, "Senior Protection Act of 2007" H.R. 150, "Life Insurance Employee Notification Act". H.R. 493, Genetic Information Nondiscrimination Act of 2007 A bill to prohibit discrimination on the basis of genetic information with respect to health insurance and employment. H.R. 1065, "The Non-Admitted and Reinsurance Reform Act of 2007". H.R. 1081, Act to Further Competition in the Insurance Industry A bill to further competition in the insurance industry. H.R. 2761, "Terrorism Risk Insurance Revision and Extension Act of 2007" An act to extend the Terrorism Insurance Program of the Department of the Treasury, and for other purposes. H.R. 3200, The National Insurance Act of 2007 - A bill to authorize the issuance of Federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the Federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes. H.R. 3363, "Long-Term Care Affordability and Security Act of 2007". H.R. 4150, "Lifetime Pension Annuity for You Act of 2007". H.R. 4299, "Terrorism Risk Insurance Reauthorization Act of 2007".

See Addendum S. 1010, Retirement Security for Life Act of 2007 - A bill to amend the Internal Revenue Code of 1986 to encourage guaranteed lifetime income payments from annuities and similar payments of life insurance proceeds at dates later than death by excluding from income a portion of such payments. S. 1141, Automatic IRA Act of 2007 - A bill to amend the Internal Revenue Code of 1986 to allow employees not covered by qualified retirement plans to save for retirement through automatic payroll deposit IRAs, to facilitate similar saving by the self-employed, and for other purposes. S. 1288, Womens Retirement Security Act of 2007 - A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to increase the retirement security of women and small business owners, and for other purposes. S. 1725, "Restoring Pension Promises to Workers Act". S. 1974, "Pension Protection Technical Corrections Act of 2007". S. 2473, "Defined Contribution Fee Disclosure Act of 2007". H.R. 2167, Automatic IRA Act of 2007 (H.R. 2167, S. 1141) - A bill to amend the Internal Revenue Code of 1986 to allow employees not covered by qualified retirement plans to save for retirement through automatic payroll deposit IRAs, to facilitate similar saving by the self-employed, and for other purposes. H.R. 2205, Retirement Security for Life Act of 2007 - A bill to amend the Internal Revenue Code of 1986 to encourage guaranteed lifetime income payments from annuities and similar payments of life insurance proceeds at dates later than death by excluding from income a portion of such payments. H.R. 2683, "Pension Security Act of 2007". H.R. 3185, "401(k) Fair Disclosure for Retirement Security Act of 2007". H.R. 3361, "Pension Protection Technical Corrections Act of 2007". H.R. 3765, "The Defined Contribution Fee Transparency Act of 2007". H.R. 3868, Bill to delay the PPA defined benefit funding rules for one year. DOL Qualified Default Investment Options Proposed Regulation. DOL Proposed Rule, Default Investment Alternatives Under Participant Directed Invidual Account Plans, 71 F.R. 56805-56824 (9/27/06). DOL Request for Information, IRA Investment Advice, 71 F.R.70427 (12/4/06). DOL Request for Information, Fee and Expense Disclosures to Participants in Individual Account Plans, 72 F.R. 20457-20460 (4/25/07). DOL Final Regulations Default Investment Alternatives, 72 F.R. 60452-60480 (10/24/07). DOL Final Regulations and Revisions to the 2007 Form 5500 Annual Return/Report, 72 F.R. 64710-64730 (11/16/07). DOL Proposed Rule, Reversable Contract or Arrangement under Section 408(b)(2) - Fee Disclosure, 72 F.R. 70988-71005 (12/13/07). DOL Interim Rule and Proposed Regulation (Section 2550.404-4) on Safest Available Annuity F.R. Doc E7-17743, E7-17744 (9/11/07). Proposed IRS Automatic Enollment Regulations, F.R. Doc. E7-21821 (11/7/07). Request to the Treasury Department and IRS on the application of the backloading accrual rules to hybrid pension plan conversions.

S. 238, "Social Security Number Misuse Prevention Act". S. 239, “Notification of Risk to Personal Data Act of 2007” - A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. S. 495, “Personal Data Privacy and Security Act of 2007” - A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. S. 1178, The “Identity Theft Prevention Act of 2007” - A bill to strengthen data protection and safeguards, require data breach notification, and further prevent identity theft. S. 1202, "Personal Data Protection Act of 2007". S. 1260, "Data Security Act of 2007". H.R. 948, "Social Secuirty Number Misuse Prevention Act". H.R. 1685, "Data Security Act of 2007". H.R. 3046, "Social Security, Number Privacy and Identity Theft Prevention Act of 2007". H.R. 3225, "Mutual Fund Fee Reform Act". SEC Review of Rule 12b-1. SEC Review of soft dollar arrangements under Sections 28(e) of the Exchange Act. See Addendum

S. 1010, “Retirement Security for Life Act of 2007” - A bill to amend the Internal Revenue Code of 1986 to encourage guaranteed lifetime income payments from annuities and similar payments of life insurance proceeds at dates later than death by excluding from income a portion of such payments. S. 1141, “Automatic IRA Act of 2007” - A bill to amend the Internal Revenue Code of 1986 to allow employees not covered by qualified retirement plans to save for retirement through automatic payroll deposit IRAs, to facilitate similar saving by the self-employed, and for other purposes. S. 1288, “Women’s Retirement Security Act of 2007” - A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to increase the retirement security of women and small business owners, and for other purposes. S. 1725, "Restoring Pension Promises to Workers Act". S. 1974, "Pension Protection Technical Corrections Act of 2007". H.R. 2167, “Automatic IRA Act of 2007” (H.R. 2167, S. 1141) - A bill to amend the Internal Revenue Code of 1986 to allow employees not covered by qualified retirement plans to save for retirement through automatic payroll deposit IRAs, to facilitate similar saving by the self-employed, and for other purposes. H.R. 2205, “Retirement Security for Life Act of 2007” - A bill to amend the Internal Revenue Code of 1986 to encourage guaranteed lifetime income payments from annuities and similar payments of life insurance proceeds at dates later than death by excluding from income a portion of such payments. H.R. 2683, "Pension Security Act of 2007". H.R. 3185, "401(k) Fair Disclosure for Retirement Security Act of 2007". H.R. 3361, "Pension Protection Technical Corrections Act of 2007". DOL Qualified Default Investment Options Proposed Regulation. DOL Request for Information, Fee and Expense Disclosures to Participants in Individual Account Plans, 72 F.R. 20457-20460 (4/25/07). DOL Proposed Rule, Default Investment Alternatives Under Participant Directed Invidual Account Plans, 71 F.R. 56805-56824 (9/27/06). DOL Request for Information, IRA Investment Advice, 71 F.R.70427 (12/4/06). See Addendum

S. 14, "Invest in America Act", provision relating to estate tax repeal. S. 349, “Small Business and Work Opportunity Act of 2007” - An original bill to amend the Internal Revenue Code of 1986 to provide additional tax incentives to employers and employees of small businesses, and for other purposes, to include provisions relating to non-qualified deferred compensation plans. S. 504, "Long-Term Care Trust Account Act of 2007". S. 601, “Simplification Through Additional Reporting Tax Act of 2007” - A bill to amend the Internal Revenue Code of 1986 to require broker reporting of customer's basis in securities transactions, and for other purposes. S. 1010, "Retirement Security for Life Act of 2007". S. 1753, "Healthy Workforce Act". S. 1809, "Long-Term Care Act of 2007". H.R. 46, "Small Business Tax Fairness and Simplification Act of 2007". H.R. 411, To amend the Internal Revenue Code of 1986 to make permanent certain expiring provisions..., provision relating to estate tax repeal H.R. 878, “Simplification Through Additional Reporting Tax Act of 2007” (S. 601, H.R. 878) – A bill to amend the Internal Revenue Code of 1986 to require broker reporting of customer's basis in securities transactions, and for other purposes. H.R. 976, "Small Business Tax Relief Act of 2007" - A bill to amend the Internal Revenue Code of 1986 to provide tax relief for small businesses, and for other purposes. H.R. 2205, "Retirement Security for Life Act of 2007". H.R. 2380, "Death Tax Repeal Permanency Act of 2007". H.R. 2796, "Generate Retirement Ownership through Long-Term Holding Act of 2007". H.R. 3088, "Long-Term Care Act of 2007". H.R. 3363, "Long-Term Care Affordability and Security Act". Proposed Tax Reform legislation – no bill number Proposed 401(k) Fee Disclosure Tax Legislation – no bill number Proposed Stranger-Owned Life Insurance tax – no bill number Senate Finance Committee proposal to create additional limits for non-qualified deferred compensation plans - no bill number Senate Finance Committee staff proposal of May 25, 2007, to require certain brokers (including mutual funds) to report to the IRS regarding adjusted basis on the sale of certain publicly traded securities - no bill number. 409A Regulations [72 Fed. Reg. Code Sections 19233-19325 (Apr. 17, 2007)] in application to split-dollar life insurance, emeritus life insurance agents, and general agent loan issues. 2008 Budget Resolution (S. Com. Res. 21), Section 303, "Deficit Neutral Fund for Tax Relief". See Addendum

H.R. 1153, Terrorism Insurance Backstop Extension Act of 2005 H.R. 3639, Life Insurance Fairness for Travelers Act H.R. 4314, Terrorism Risk Insurance Revision Act of 2005 H.R. 6225, National Insurance Act of 2006 S. 467, Terrorism Risk Insurance Extension Act of 2005 S. 2509, National Insurance Act of 2006 State Modernization and Regulatory Transparency Act (SMART Act, Draft Bill) See Addendum Page

H.R. 4, Pension Protection Act of 2006 (P.L. No. 109-280) H.R. 819, The Retirement Security for Life Act H.R. 1161, A bill to amend the Internal Revenue Code to provide for employee retirmenet savings accounts and other purposes H.R. 1162, Retirement Savings Account Act H.R. 1163, Lifetime Savings Account Act of 2005 H.R. 1508, Automatic Enrollment Act of 2005 H.R. 1960, Pension Preservation and Savings Expansion Act of 2005 H.R. 1961, Pension Preservation and Savings Expansion Act of 2005 H.R. 2386, College 529 Invest in Education Savings for Tomorrow Act of 2005 H.R. 2830, Pension Protection Act of 2005 H.R. 2831, Pension Preservation and Portability Act of 2005 H.R. 2951, Lifetime Pension Annuity for You Act of 2005 H.R. 3912, The flexible Retirement Security for Life Act H.R. 4241, House Budget Reconciliation Bill (Long Term Care, PBGC Fixed Premium) H.R. 6210, Automatic IRA Act of 2006 S. 219, National Employee Savings and Trust Equity Guarantee Act of 2005 (NESTEG), and all provisions relating to S.1953, "Defined Benefit Plan Funding Reforms" S. 381, The Retirement Security for Life Act S. 545, Lifetime Savings Account Act of 2005 S. 546, Retirement Savings Account Act S. 547, A bill to amend the Internal Revenue Code of 1986 to provide for employer retirement savings accounts and other purposes S. 875, Save More for Retirement Act of 2005 S. 1112, College 529 Investment Act of 2005 S. 1304, Pension Benefits Protection Act S. 1359, Retirement Savings and Security Act of 2005 S. 1783, The Pension Security and Transparency Act of 2005 S. 1819, 401(k) Enhancement Act: Encouraging Retirement Savings S. 1932, Senate Budget Reconciliation Bill (Long Term Care, PBGC Fixed Premium) became P.L. No.109-171 on 2/8/2006 S. 2431, Savings Competitiveness Act of 2006 S. 3951, Women's Retirement Security Act of 2006 S. 3952, Automatic IRA Act of 2006 Technical corrections to the Pension Protection Act of 2006 - No bill number DOL proposed regulation on Default Investment alternatives: 71 F.R. 56806 (9/27/06) DOL Form LM-10 DOL request for information on PPA Investment Advice: 71 F.R. 70427 (12/4/06) Proposed guidance DOL is developing under ERISA Section 408(b)(2) related to disclosure of 401(k) services and related fees IRS Proposed Roth 401(k), 403 (b) Regulations See Addendum

* H.R. 1069, Notification of Risk to Personal Data Act H.R. 3140, Consumer Data Security & Notification Act of 2005 H.R. 3375, Data Security Bill-Fair Credit Reporting Act Amendments of 2005 H.R. 3997, Financial Data Protection Act of 2007 H.R. 4127, Data Accountability and Trust Act S. 751, Notification of Risk to Personal Data S. 768, Comprehensive ID Theft Prevention Act S. 1408, A bill to strengthen data protection and safeguards S. 1789, Personal Data Privacy and Security Act of 2005 S. 3568, Data Security Act of 2006" See Addendum Page H.R. 4618, "Compliance, Examination and Inspections Restructuring Act of 2005" SEC Proposed Late Trading/Hard 4:00 Close Rule SEC Proposed Rule on Mutual Fund Redemption Fees (SEC Rule 22c-2) SEC Interpretive Release on Section 28(E) of the Exchange Act ("Soft Dollars") 1