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Retirement Enhancement and Savings Act of 2016
Legislative Progress
Introduced
November 16, 2016
Latest Action
November 16, 2016
Primary Sponsor
Orrin G. HatchRepublican(UT)
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
0pct
0d open
vs 3,548 other S bills in the 114th — cohort avg 43d
(This measure has not been amended since it was introduced. The summary of that version is repeated here.) Retirement Enhancement and Savings Act of 2016 This bill amends the Internal Revenue Code and the Employee Retirement Income Security Act of 1974 (ERISA) to modify requirements for tax-favored retirement savings accounts, employer-provided retirement plans, and retirement benefits for federal judges. With respect to employer-provided plans, the bill modifies requirements regarding: multiple employer plans, automatic enrollment and nonelective contributions, hardship withdrawals, loans, rollovers, terminating or transferring plans, reporting and disclosure rules, nondiscrimination rules, selecting lifetime income providers, and Pension Benefit Guaranty Corporation premiums. The bill also increases the tax credit for small employer pension plan startup costs and allows a tax credit for small employers that establish retirement plans that include automatic enrollment. With respect to Individual Retirement Accounts (IRAs), the bill: treats taxable non-tuition fellowship and stipend payments as compensation for the purpose of an IRA, repeals the maximum age for traditional IRA contributions, and permits any IRA to be a shareholder of any S corporation that is a bank. The bill makes several modifications to retirement benefits for magistrate judges of the U.S. Tax Court and other federal judges. The bill also modifies various tax provisions to: reinstate and increase the tax exclusion for benefits provided to volunteer firefighters and emergency medical responders; allow an employee to elect to defer, for income tax purposes, the inclusion in income of the amount of income attributable to certain stock transferred to the employee by the employer; revise the required distribution rules for pension plans; increase penalties for failing to file tax returns or retirement plan returns; prohibit increases in the user fees for installment agreements and waive the fees for certain low-income taxpayers; require the Internal Revenue Service to share certain return and return information with U.S. Customs Border Protection; and repeal a provision that provides for the technical termination of partnerships.
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Filing registrants (26)
Placed on Senate Legislative Calendar under General Orders. Calendar No. 670.
Committee on Finance. Original measure reported to Senate by Senator Hatch. With written report No. 114-375.
Introduced in Senate
Bills with similar content found using semantic analysis.
Sources: Congress.gov
2018 · fourth_quarter · Retirement
S. 3471 - The "Retirement Enhancement and Savings Act of 2016" H.R. 4610 / S. 3417 (114th)- "Receiving Electronic Statements To Improve Retiree Earnings Act (RETIRE) Act" H.R. 4524 - "Retirement Plan Simplification and Enhancement Act of 2017" H.R. 6757 - "The Family Savings Act of 2018" Dept. of Labor, final rule adding Section 2520.104(b)-1(c) - Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Section 2509, 2510, and 2550 - Definition of term "fiduciary"; conflict of interest rule - retirement investment advice (4/8/16). Dept. of Labor proposed rule amending Section 2550.404a-4 - Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017.
Client expense: $710,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2018 · fourth_quarter · Retirement
No Bill Number: Issues related to retirement savings S. 2526: Retirement Enhancement and Savings Act H.R. 5282: Retirement Enhancement and Savings Act S. 3471 (114th): Retirement Enhancement and Savings Act of 2016 H.R. 4604: Increasing Access to a Secure Retirement Act No Bill Number: Issues related to SEC Standard of Care for insurance products H.R. 3857: Protecting Advice for Small Savers (PASS) Act of 2017 H.R. 854: Retirement Security for American Workers Act H.R. 6757: Family Savings Act
Client expense: $500,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)
2018 · fourth_quarter · Retirement
The Securities & Exchange Commission's proposed Regulation Best Interest, Form CRS Relationship Summary; Amendments to Form ADV; Required Disclosures in Retail Communications and Restrictions on the use of Certain Names or Titles; Proposed Commission Interpretation Regarding Standard of Conduct for Investment Advisers. S.3471,the Retirement Enhancement and Savings Act of 2016.
Client expense: Not reported · Firm income: $70,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2018 · third_quarter · Retirement
S. 3471 - The "Retirement Enhancement and Savings Act of 2016" H.R. 4610 / S. 3417 (114th)- "Receiving Electronic Statements To Improve Retiree Earnings Act (RETIRE) Act" H.R. 4524 - "Retirement Plan Simplification and Enhancement Act of 2017" H.R. 6757 - "The Family Savings Act of 2018" Dept. of Labor, final rule adding Section 2520.104(b)-1(c) - Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Section 2509, 2510, and 2550 - Definition of term "fiduciary"; conflict of interest rule - retirement investment advice (4/8/16). Dept. of Labor proposed rule amending Section 2550.404a-4 - Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017.
Client expense: $760,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2018 · third_quarter · Taxation/Internal Revenue Code
Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). The Retirement Choice Protection Act (H.R. 3922 - 114th Congress), DOL fiduciary rulemaking. The SAVERS Act (H.R. 4294, S.2505 - 114th Congress), DOL fiduciary rulemaking. Secure, Accessible, Valuable, Efficient Universal Pension Accounts (SAVE UPs) Act (H.R. 5731 - 114th Congress). Retirement Enhancement and Savings Act of 2016 (S.3471 - 114th Congress). Sen. Wyden Discussion Draft on Retirement Savings and IRAs (114th Congress). Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R. 2030). The FY 2018 Budget Resolution (H.R. Con. Res. 71). Implementation of Public Law No: 115-97, the Tax Cuts and Jobs Act. The Automatic Retirement Plan Act of 2017 (H.R. 4523). The Retirement Plan Simplification Act of 2017 (H.R. 4524). The Small Businesses Add Value for Employees (SAVE) Act of 2017 (H.R. 4637). The Affordable Retirement Advice for Savers Act (H.R. 2823). The Graduate Students Savings Act (H.R. 3136, S.1379). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R. 4610). The Protecting Advice for Small Savers Act of 2017 (H.R. 3857). Retirement Enhancement and Savings Act of 2018 (H.R. 5282, S.2526). Consolidated Appropriations Act, 2018 (H.R. 1625). Retirement Security Act of 2017 (H.R. 854, S.1383). Small Employer Retirement Savings Auto-Enrollment Credit Act (H.R. 3902). SAVE Act of 2017 (H.R. 4637). H.R.3910 - To amend the Internal Revenue Code of 1986 to make lifetime income and managed account options of defined contribution retirement savings plans portable. Family Savings Act (H.R. 6757). Portable Retirement and Investment Act (H.R. 6990). Retirement Security Flexibility Act of 2018 (S.3221). Small Business Employees Retirement Enhancement Act (S.3219). The Strengthening Financial Security through Short-Term Savings Act (S.3218). The Refund to Rainy Day Savings Act (S.3220).
| S 3307 |
114th |
| Related bill |
| S 324 | 114th | Related bill |
| S 3152 | 114th | Related bill |
| S 1317 | 114th | Related bill |
| HR 6470 | 114th | Related bill |
| HR 6402 | 114th | Related bill |
| HR 6396 | 114th | Related bill |
| HR 6335 | 114th | Related bill |
| HR 5719 | 114th | Related bill |
| HR 2752 | 114th | Related bill |
Client expense: $80,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2018 · third_quarter · Retirement
No Bill Number: Issues related to retirement savings S. 2526: Retirement Enhancement and Savings Act S. 3471 (114th): Retirement Enhancement and Savings Act of 2016 H.R. 5282: Retirement Enhancement and Savings Act H.R. 4604: Increasing Access to a Secure Retirement Act No Bill Number: Issues related to SEC Standard of Care for Broker Dealers and Investment Advisers H.R. 3857: Protecting Advice for Small Savers (PASS) Act of 2017 H.R. 854: Retirement Security for American Workers Act H.R. 6757: Family Savings Act
Client expense: $300,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)
2018 · third_quarter · Retirement
The Securities & Exchange Commission's proposed Regulation Best Interest, Form CRS Relationship Summary; Amendments to Form ADV; Required Disclosures in Retail Communications and Restrictions on the use of Certain Names or Titles; Proposed Commission Interpretation Regarding Standard of Conduct for Investment Advisers. S.3471,the Retirement Enhancement and Savings Act of 2016.
Client expense: Not reported · Firm income: $70,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2018 · second_quarter · Retirement
S. 3471 - The "Retirement Enhancement and Savings Act of 2016" H.R. 4610 / S. 3417 (114th)- "Receiving Electronic Statements To Improve Retiree Earnings Act (RETIRE) Act" H.R. 4524 - "Retirement Plan Simplification and Enhancement Act of 2017" Dept. of Labor, final rule adding Section 2520.104(b)-1(c) - Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Section 2509, 2510, and 2550 - Definition of term "fiduciary"; conflict of interest rule - retirement investment advice (4/8/16). Dept. of Labor proposed rule amending Section 2550.404a-4 - Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017.
Client expense: $860,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2018 · second_quarter · Retirement
No Bill Number: Issues related to retirement savings S. 2526: Retirement Enhancement and Savings Act S. 3471 (114th): Retirement Enhancement and Savings Act of 2016 H.R. 5282: Retirement Enhancement and Savings Act H.R. 1625: Consolidated Appropriations Act, 2018 H.R. 4604: Increasing Access to a Secure Retirement Act H.R. 6396 (114th): Retirement Security for American Workers Act H.R. 2055: Lifetime Income Disclosure Act H.R. 4610: Receiving Electronic Statements to Improve Retiree Earnings Act H.R. 4637: SAVE Act No Bill Number: Issues related to senior financial protection No Bill Number: Issues related to SEC Standard of Care for Broker Dealers and Investment Advisers S. 223: Senior$afe Act of 2017 H.R. 3857: Protecting Advice for Small Savers (PASS) Act of 2017 H.R. 854: the Retirement Security for American Workers Act H.R. 4604: the Increasing Access to a Secure Retirement Act
Client expense: $310,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)
2018 · second_quarter · Taxation/Internal Revenue Code
Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). The Retirement Choice Protection Act (H.R. 3922 - 114th Congress), DOL fiduciary rulemaking. The SAVERS Act (H.R. 4294, S.2505 - 114th Congress), DOL fiduciary rulemaking. Secure, Accessible, Valuable, Efficient Universal Pension Accounts (SAVE UPs) Act (H.R. 5731 - 114th Congress). Retirement Enhancement and Savings Act of 2016 (S.3471 - 114th Congress). Sen. Wyden Discussion Draft on Retirement Savings and IRAs (114th Congress). Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R. 2030). The FY 2018 Budget Resolution (H.R. Con. Res. 71). Implementation of Public Law No: 115-97, the Tax Cuts and Jobs Act. The Automatic Retirement Plan Act of 2017 (H.R. 4523). The Retirement Plan Simplification Act of 2017 (H.R. 4524). The Small Businesses Add Value for Employees (SAVE) Act of 2017 (H.R. 4637). The Affordable Retirement Advice for Savers Act (H.R. 2823). The Graduate Students Savings Act (H.R. 3136, S.1379). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R.4610). The Protecting Advice for Small Savers Act of 2017 (H.R. 3857). Retirement Enhancement and Savings Act of 2018 (H.R. 5282, S.2526). Consolidated Appropriations Act, 2018 (H.R. 1625). Retirement Security Act of 2017 H.R. 854, S.1383). Small Employer Retirement Savings Auto-Enrollment Credit Act (H.R. 3902). SAVE Act of 2017 (H.R. 4637). H.R.3910 - To amend the Internal Revenue Code of 1986 to make lifetime income and managed account options of defined contribution retirement savings plans portable.
Client expense: $70,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2018 · first_quarter · Retirement
S. 3471 - The "Retirement Enhancement and Savings Act of 2016" H.R. 4610 / S. 3417 (114th)- "Receiving Electronic Statements To Improve Retiree Earnings Act (RETIRE) Act" H.R. 4524 - "Retirement Plan Simplification and Enhancement Act of 2017" Dept. of Labor, final rule adding Section 2520.104(b)-1(c) - Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Section 2509, 2510, and 2550 - Definition of term "fiduciary"; conflict of interest rule - retirement investment advice (4/8/16). Dept. of Labor proposed rule amending Section 2550.404a-4 - Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017.
Client expense: $820,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2018 · first_quarter · Taxation/Internal Revenue Code
Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). The Retirement Choice Protection Act (H.R. 3922 - 114th Congress), DOL fiduciary rulemaking. The SAVERS Act (H.R. 4294, S.2505 - 114th Congress), DOL fiduciary rulemaking. Secure, Accessible, Valuable, Efficient Universal Pension Accounts (SAVE UPs) Act (H.R. 5731 - 114th Congress). Retirement Enhancement and Savings Act of 2016 (S.3471 - 114th Congress). Sen. Wyden Discussion Draft on Retirement Savings and IRAs (114th Congress). Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R. 2030). The FY 2018 Budget Resolution (H.R. Con. Res. 71). Implementation of Public Law No: 115-97, the Tax Cuts and Jobs Act. The Automatic Retirement Plan Act of 2017 (H.R. 4523). The Retirement Plan Simplification Act of 2017 (H.R. 4524). The Small Businesses Add Value for Employees (SAVE) Act of 2017 (H.R. 4637). The Affordable Retirement Advice for Savers Act (H.R. 2823). The Graduate Students Savings Act (H.R. 3136, S.1379). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R.4610). The Protecting Advice for Small Savers Act of 2017 (H.R. 3857). Retirement Enhancement and Savings Act of 2018 (H.R. 5282, S.2526). Consolidated Appropriations Act, 2018 (H.R. 1625). Retirement Security Act of 2017 H.R. 854, S.1383). Small Employer Retirement Savings Auto-Enrollment Credit Act (H.R. 3902). SAVE Act of 2017 (H.R. 4637). H.R.3910 - To amend the Internal Revenue Code of 1986 to make lifetime income and managed account options of defined contribution retirement savings plans portable.
Client expense: $80,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2018 · first_quarter · Retirement
s.3471 - Retirement Enhancement and Savings Act of 2016
Client expense: $310,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2017 · fourth_quarter · Retirement
S. 1321 / H.R. 2823, "Affordable Retirement Advice Act" S. 1861 / H.R. 3499, "Automatic IRA Act" S. 2505 / H.R.4294, "SAVERS Act of 2015" S. 3471 - The "Retirement Enhancement and Savings Act of 2016" H.R. 2055 / S. 868 - "Lifetime Income Disclosure Act" H.R. 4610 / S. 3417 (114th)- "Receiving Electronic Statements To Improve Retiree Earnings Act (RETIRE) Act" H.R. 4523 - "Automatic Retirement Plan Act of 2017" H.R. 4524 - "Retirement Plan Simplification and Enhancement Act of 2017" H.R. 4637 - "Small Business Add Value for Employees (SAVE) Act". H.J. Res 66, Disapproving the rule submitted by the Department of Labor relating to savings arrangements established by States for non-governmental employees H.J. Res. 67, Disapproving the rule submitted by the Department of Labor relating to savings arrangements established by qualified State political subdivisions for non-governmental employees. Dept. of Labor, final rule adding Section 2520.104(b)-1(c) - Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Section 2509, 2510, and 2550 - Definition of term "fiduciary"; conflict of interest rule - retirement investment advice (4/8/16). Dept. of Labor proposed rule amending Section 2550.404a-4 - Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. Presidential Memorandum on Fiduciary Duty Rule, February 03, 2017. The Retirement Improvements and Savings Enhancements Act of 2017, a proposal from Senator Wyden.
Client expense: $590,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2017 · fourth_quarter · Retirement
S. 223: Senior$afe Act of 2017 No Bill Number: Issues related to retirement savings S. 3471 (114th): Retirement Enhancement and Savings Act of 2016 H.R. 6396 (114th): Retirement Security for American Workers Act No Bill Number: Issues related to the Department of Labor Fiduciary Rule No Bill Number: Issues related to senior financial protection H.R. 3857: Protecting Advice or Small Savers (PASS) Act of 2017 No Bill Number: Issues related to SEC Standard of Care for Broker Dealers and Investment Advisers
Client expense: $370,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)
2017 · fourth_quarter · Retirement
H.R. 2055/ S. 868 - Lifetime Income Disclosure Act. Issue: lifetime income illustration H.R. 854 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans. S. 1383: Retirement Security Act of 2017. Issue: retirement security S. 1321, the Affordable Retirement Advice Protection Act. Issue: alternative to the DOL fiduciary rule S. 3471 Retirement Enhancement and Savings Act of 2016. Issue: expanding retirement savings plans. H.R. 1 - Tax Cuts and Jobs Act. Issue: tax incentives for retirement savings plans and IRAs; consolidation or retirement plan structures. H.R. 2823, the Affordable Retirement Advice for Savers Act. Issue: alternative to the DOL fiduciary rule H.R. 2030, Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: prevents retirement savings leakage H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices. H.R. 6396 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans. H.R.1688/S.695 Form 5500 to allow employers and sole-proprietors participating in similar retirement plans to file a single, aggregated Form 5500 which is an annual return that provides compliance information to the two regulators. H.R. 3857 - Protecting Advice for Small Savers (PASS) Act of 2017. Issue: establishing a best interest standard for financial advisors. H.R. 4610, the RETIRE Act. Issue: electronic delivery of retirement statements. H.R. 4524, the Retirement Simplification and Enhancement Act. Issue: 401(k) plan improvements and lifetime income provisions. H.R. 4523, the Automatic Retirement Plan Act. Issue: mandatory 401(k) H.R. 4637 , The Small Businesses Add Value for Employees (SAVE) Act of 2017. Issue: various retirement savings improvement provisions. H.R. 4604, The Increasing Access to a Secure Retirement Act. Issue: measures to bolster Americans retirement security and annuity selection safe harbor. Pub.L. 111-148-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges.
Client expense: $570,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2017 · fourth_quarter · Taxation/Internal Revenue Code
Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). The Retirement Choice Protection Act (H.R. 3922 - 114th Congress), DOL fiduciary rulemaking. The SAVERS Act (H.R. 4294, S.2505 - 114th Congress), DOL fiduciary rulemaking. The SAVE Act (H.R. 4067 - 114th Congress), improve existing SIMPLE IRA and SIMPLE 401(k) retirement plans to make it easier for small businesses to offer savings plans to their employees. Secure, Accessible, Valuable, Efficient Universal Pension Accounts (SAVE UPs) Act (H.R. 5731 - 114th Congress). Retirement Enhancement and Savings Act of 2016 (S.3471 - 114th Congress). Sen. Wyden Discussion Draft on Retirement Savings and IRAs (114th Congress). Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R. 2030). The FY 2018 Budget Resolution (H.R. Con. Res. 71). The Tax Cuts and Jobs Act (H.R. 1). The Automatic Retirement Plan Act of 2017 (H.R. 4523). The Retirement Plan Simplification Act of 2017 (H.R. 4524). The Small Businesses Add Value for Employees (SAVE) Act of 2017 (H.R. 4637). The Retirement Enhancement Savings Act of 2016 (S.3471 - 114th Congress). The Affordable Retirement Advice for Savers Act (H.R. 2823). The Graduate Students Savings Act (H.R. 3136, S.1379). The Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R. 2030). The Automatic Retirement Plan Act of 2017 (H.R.4523) The Retirement Plan Simplification Act of 2017 (H.R. 4524). The Receiving Electronic Statements To Improve Retiree Earnings Act (H.R.4610). The Protecting Advice for Small Savers Act of 2017 (H.R. 3857). The Small Businesses Add Value for Employees (SAVE) Act of 2017 (H.R. 4637). The Secure, Accessible, Valuable, Efficient Universal Pension Accounts Act or the SAVE UP Act (H.R. 5731 - 14th Congress)
Client expense: $110,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2017 · fourth_quarter · Retirement
Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. Department of Labor rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. Securities and Exchange Commission proposed rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. The Retirement Choice Protection Act (H.R. 3922 - 114th Congress), DOL fiduciary rulemaking. The SAVERS Act (H.R. 4294, S.2505 - 114th Congress), DOL fiduciary rulemaking. The SAVE Act (H.R. 4067 - 114th Congress), improve existing SIMPLE IRA and SIMPLE 401(k) retirement plans to make it easier for small businesses to offer savings plans to their employees. Womens Pension Protection Act (S.2110 - 114th Congress), strengthen consumer protections to safeguard retirement savings, improve access to retirement savings plans for long-term, part-time workers - the majority of whom are women - and help increase womens financial literacy. The Senior Safe Act of 2017 (H.R. 3758, S.223), clarify existing laws to allow and encourage financial service representatives at banks and credit unions, investment advisors, and broker-dealers to report suspected financial fraud targeting seniors to regulators, law enforcement, or adult protective service agencies. The Receiving Electronic Statements to Improve Retiree Earnings Act (H.R. 4610), amends ERISA of 1974 and IRC of 1986 to provide for electronic delivery of pension plan information. The Retirement Savings Lost and Found Act of 2016 (S.3078 - 114th Congress), to increase the portability of and access to retirement savings. Financial CHOICE Act of 2017 (H.R. 10). Secure, Accessible, Valuable, Efficient Universal Pension Accounts (SAVE UPs) Act (H.R. 5731 - 114th Congress). Retirement Enhancement and Savings Act of 2016 (S.3471 - 114th Congress). Sen. Wyden Discussion Draft on Retirement Savings and IRAs (114th Congress). Affordable Retirement Advice for Savers Act (H.R. 2823). Affordable Retirement Advice Protection Act (S. 1321). Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R. 2030). The Protecting Advice for Small Savers (PASS) Act of 2017 (H.R. 3857). The Make America Secure and Prosperous Appropriations Act (H.R. 3354). The FY 2018 Labor, Health and Human Services, and Education (LHHS) funding bill (H.R. 3358). The FY 2018 Budget Resolution (H.R. Con. Res. 71). Disapproving the rule submitted by the Department of Labor relating to savings arrangements established by States for non-governmental employees (H.J. Res 66). Disapproving the rule submitted by the Department of Labor relating to savings arrangements established by qualified State political subdivisions for non-governmental employees (H.J. Res 67). The Lifetime Income Disclosure Act (H.R. 2055, S.868). The PROSPERS Act (H.R. 2523, S.1035). The Tax Cuts and Jobs Act (H.R. 1). The Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155). The Automatic Retirement Plan Act of 2017 (H.R. 4523). The Retirement Plan Simplification Act of 2017 (H.R.4524). The Increasing Access to Secure Retirement Act (H.R.4604). The Small Businesses Add Value for Employees (SAVE) Act of 2017 (H.R. 4637). The Secure, Accessible, Valuable, Efficient Universal Pension Accounts Act or the SAVE UP Act (H.R. 5731 - 114th Congress).
Client expense: $110,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2017 · fourth_quarter · Financial Institutions/Investments/Securities
Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform. Public Law 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, implementation and regulatory reform. Implementation of Title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. Proposals at the Securities and Exchange Commission for a potential rulemaking on the harmonization of the standard of care for investment advisors and broker-dealers. Proposal with the Securities and Exchange Commission for a rulemaking to provide for the acceptance of a summary prospectus for variable annuities. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. Department of Labor rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. Securities and Exchange Commission proposed rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. Financial CHOICE Act of 2017 (H.R. 10). Retirement Enhancement and Savings Act of 2016(S.3471 - 114th Congress). Sen. Wyden Discussion Draft on Retirement Savings and IRAs (114th Congress). The Protecting Advice for Small Savers (PASS) Act of 2017 (H.R. 3857). The Make America Secure and Prosperous Appropriations Act (H.R. 3354). The FY 2018 Labor, Health and Human Services, and Education (LHHS) funding bill (H.R. 3358). Senior Safe Act of 2017 (H.R. 3758, S.223). The Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155). The Tax Cuts and Jobs Act (H.R. 1). The Business of Insurance Regulatory Reform Act (H.R. 3746). The Financial Stability Oversight Council Insurance Member Continuity Act (H.R. 3110, S. 1463). The Make America Secure and Prosperous Appropriations Act (H.R. 3354). FY 2018 Budget Resolution (H.R. Con Res 71).
Client expense: $110,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2017 · third_quarter · Retirement
S. 223: Senior$afe Act of 2017 No Bill Number: Issues related to retirement savings S. 3471 (114th): Retirement Enhancement and Savings Act of 2016 H.R. 6396 (114th): Retirement Security for American Workers Act No Bill Number: Issues related to the Department of Labor Fiduciary Rule No Bill Number: Issues related to senior financial protection H.R. 3857: Protecting Advice or Small Savers (PASS) Act of 2017
Client expense: $330,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)
2017 · third_quarter · Retirement
H.R. 854 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans. S. 1383: Retirement Security Act of 2017. Issue: retirement security House GOP Blueprint on Tax Reform H.R. 2055/ S. 868 - Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1321, the Affordable Retirement Advice Protection Act. Issue: alternative to the DOL fiduciary rule H.R. 2823, the Affordable Retirement Advice for Savers Act. Issue: alternative to the DOL fiduciary rule S. 1379, the Graduate Student Savings Act. Issue: promotes retirement savings for graduate students H.R. 2030, Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: prevents retirement savings leakage H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices. S. 3471 Retirement Enhancement and Savings Act of 2016. Issue: expanding retirement savings plans. H.R. 6396 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans. H.R.1688/S.695 Form 5500 to allow employers and sole-proprietors participating in similar retirement plans to file a single, aggregated Form 5500 which is an annual return that provides compliance information to the two regulators. H.R. 3857 - Protecting Advice for Small Savers (PASS) Act of 2017. Issue: establishing a best interest standard for financial advisors. Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: expanding long term care insurance coverage Draft legislation to expand Section 125 cafeteria plans. Issue: expanding long term care insurance.
Client expense: $600,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2017 · third_quarter · Taxation/Internal Revenue Code
Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). The Retirement Choice Protection Act (H.R. 3922), DOL fiduciary rulemaking. The SAVERS Act (H.R. 4294, S.2505), DOL fiduciary rulemaking. The SAVE Act (H.R. 4067), improve existing SIMPLE IRA and SIMPLE 401(k) retirement plans to make it easier for small businesses to offer savings plans to their employees. Secure, Accessible, Valuable, Efficient Universal Pension Accounts (SAVE UPs) Act. Retirement Enhancement and Savings Act of 2016 (S.3471). Sen. Wyden Discussion Draft on Retirement Savings and IRAs. Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R. 2030). The FY 2018 House Budget Resolution (H.R. Con. Res. 71). The FY 2018 Senate Budget Resolution.
Client expense: $140,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2017 · third_quarter · Retirement
Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform. A bill to amend the Employee Retirement Income Security Act of 1974 to require disclosure of lifetime income equivalents (H.R. 2055, S.868). Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. Department of Labor rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. Securities and Exchange Commission proposed rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. Automatic IRA Act of 2015 (114th Cong., H.R. 506), legislation that Amends the Internal Revenue Code to: (1) require certain employers who do not maintain qualified retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement (automatic IRA arrangement) which grants such employees the right to opt-out of participation. Retirement Plan Simplification and Enhancement Act of 2013 (113th Cong.), legislation to improve the rules governing lifetime income products and other retirement savings vehicles. Retirement Security Act of 2015 (H.R. 557, S.266), expand the ability of Americans to better save for their retirement and would encourage the use of private multiple employer plans. Department of Labor rules for states to create retirement savings programs. The Retail Investor Protection Act (H.R. 1090, S.2497), DOL fiduciary rulemaking. The Retirement Choice Protection Act (H.R. 3922), DOL fiduciary rulemaking. The SAVERS Act (H.R. 4294, S.2505), DOL fiduciary rulemaking. The SAVE Act (H.R. 4067), improve existing SIMPLE IRA and SIMPLE 401(k) retirement plans to make it easier for small businesses to offer savings plans to their employees. Womens Pension Protection Act (S.2110), strengthen consumer protections to safeguard retirement savings, improve access to retirement savings plans for long-term, part-time workers - the majority of whom are women - and help increase womens financial literacy. The Senior Safe Act of 2017 (H.R. 3758, S.223), clarify existing laws to allow and encourage financial service representatives at banks and credit unions, investment advisors, and broker-dealers to report suspected financial fraud targeting seniors to regulators, law enforcement, or adult protective service agencies. The Receiving Electronic Statements to Improve Retiree Earnings Act (H.R. 2656), amends ERISA of 1974 and IRC of 1986 to provide for electronic delivery of pension plan information. The Retirement Savings Lost and Found Act of 2016 (S.3078), to increase the portability of and access to retirement savings. Financial CHOICE Act of 2017 (H.R. 10). Secure, Accessible, Valuable, Efficient Universal Pension Accounts (SAVE UPs) Act. Retirement Enhancement and Savings Act of 2016 (S.3471). Sen. Wyden Discussion Draft on Retirement Savings and IRAs. Affordable Retirement Advice for Savers Act (H.R. 2823). Affordable Retirement Advice Protection Act (S. 1321). The PROSPERS Act (S.1035/H.R. 2523). Lifetime Income Disclosure Act (LIDA) (H.R. 2055/S. 868). Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R. 2030). The Protecting Advice for Small Savers (PASS) Act of 2017 (H.R. 3857). The Make America Secure and Prosperous Appropriations Act (H.R. 3354). The FY 2018 Labor, Health and Human Services, and Education (LHHS) funding bill (H.R. 3358). The FY 2018 House Budget Resolution (H.R. Con. Res. 71). The FY 2018 Senate Budget Resolution.
Client expense: $140,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2017 · second_quarter · Retirement
S. 223: Senior$afe Act of 2017 No Bill Number: Issues related to retirement savings S. 3471 (114th): Retirement Enhancement and Savings Act of 2016 H.R. 6396 (114th): Retirement Security for American Workers Act No Bill Number: Issues related to the Department of Labor Fiduciary Rule No Bill Number: Issues related to senior financial protection
Client expense: $220,000 · Firm income: Not reported
Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)
2017 · second_quarter · Retirement
H.R. 854 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans. S. 1383: Retirement Security Act of 2017. Issue: retirement security House GOP Blueprint on Tax Reform H.R. 2055/ S. 868 - Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1321, the Affordable Retirement Advice Protection Act. Issue: alternative to the DOL fiduciary rule H.R. 2823, the Affordable Retirement Advice for Savers Act. Issue: alternative to the DOL fiduciary rule S. 1379, the Graduate Student Savings Act. Issue: promotes retirement savings for graduate students H.R. 2030, Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: prevents retirement savings leakage H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices. H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: expanding long term care insurance coverage H.R.____/S._____ Draft legislation to expand Section 125 cafeteria plans. Issue: expanding long term care insurance. Retirement Improvements and Savings Enhancement Act Discussion Draft House GOP Blueprint on Tax Reform S. 3471 Retirement Enhancement and Savings Act of 2016. Issue: expanding retirement savings plans. H.R. 6396 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans. H.R.1688/S.695 Form 5500 to allow employers and sole-proprietors participating in similar retirement plans to file a single, aggregated Form 5500 which is an annual return that provides compliance information to the two regulators.
Client expense: $470,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2017 · second_quarter · Taxation/Internal Revenue Code
Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). The Retirement Choice Protection Act (H.R. 3922), DOL fiduciary rulemaking. The SAVERS Act (H.R. 4294, S.2505), DOL fiduciary rulemaking. The SAVE Act (H.R. 4067), improve existing SIMPLE IRA and SIMPLE 401(k) retirement plans to make it easier for small businesses to offer savings plans to their employees. Secure, Accessible, Valuable, Efficient Universal Pension Accounts (SAVE UPs) Act. Retirement Enhancement and Savings Act of 2016 (S.3471). Sen. Wyden Discussion Draft on Retirement Savings and IRAs. Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R. 2030).
Client expense: $110,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2017 · second_quarter · Retirement
Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform. A bill to amend the Employee Retirement Income Security Act of 1974 to require disclosure of lifetime income equivalents (H.R. 2055, S.868). Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. Department of Labor rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. Securities and Exchange Commission proposed rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. Automatic IRA Act of 2015 (114th Cong., H.R. 506), legislation that Amends the Internal Revenue Code to: (1) require certain employers who do not maintain qualified retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement (automatic IRA arrangement) which grants such employees the right to opt-out of participation. Retirement Plan Simplification and Enhancement Act of 2013 (113th Cong.), legislation to improve the rules governing lifetime income products and other retirement savings vehicles. Retirement Security Act of 2015 (H.R. 557, S.266), expand the ability of Americans to better save for their retirement and would encourage the use of private multiple employer plans. Department of Labor rules for states to create retirement savings programs. The Retail Investor Protection Act (H.R. 1090, S.2497), DOL fiduciary rulemaking. The Retirement Choice Protection Act (H.R. 3922), DOL fiduciary rulemaking. The SAVERS Act (H.R. 4294, S.2505), DOL fiduciary rulemaking. The SAVE Act (H.R. 4067), improve existing SIMPLE IRA and SIMPLE 401(k) retirement plans to make it easier for small businesses to offer savings plans to their employees. Womens Pension Protection Act (S.2110), strengthen consumer protections to safeguard retirement savings, improve access to retirement savings plans for long-term, part-time workers - the majority of whom are women - and help increase womens financial literacy. The Senior Safe Act of 2017 (S.223), clarify existing laws to allow and encourage financial service representatives at banks and credit unions, investment advisors, and broker-dealers to report suspected financial fraud targeting seniors to regulators, law enforcement, or adult protective service agencies. The Receiving Electronic Statements to Improve Retiree Earnings Act (H.R. 2656), amends ERISA of 1974 and IRC of 1986 to provide for electronic delivery of pension plan information. The Retirement Savings Lost and Found Act of 2016 (S.3078), to increase the portability of and access to retirement savings. Financial CHOICE Act of 2017 (H.R. 10). Secure, Accessible, Valuable, Efficient Universal Pension Accounts (SAVE UPs) Act. Retirement Enhancement and Savings Act of 2016 (S.3471). Sen. Wyden Discussion Draft on Retirement Savings and IRAs. Affordable Retirement Advice for Savers Act (H.R. 2823). Affordable Retirement Advice Protection Act (S. 1321). The PROSPERS Act (S.1035/H.R. 2523). House Labor-HHS-Education and Related Agencies FY 2018 Appropriations Bill. Lifetime Income Disclosure Act (LIDA) (H.R. 2055/S. 868). Savings Enhancement by Alleviating Leakage in 401(k) Savings Act (H.R. 2030).
Client expense: $110,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2017 · first_quarter · Retirement
RET - First Quarter Report - 2017 Public Law No. 111-148 - The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges. Public Law No: 114-254 - Further Continuing and Security Assistance Appropriations Act. Section 172, regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog for FY17 expires April 28, 2017. Issue: disability insurance H.R. 506/ S. 245 - Automatic IRA Act of 2015. Issue: retirement security H.R. 557/ S. 266 - Retirement Security Act of 2015. Issue: retirement security H.R. 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices. H.R. 4067 - SAVE Act of 2015. Issue: retirement security H.R. 6396 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans. H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments H.R.____/S._____ FY17 appropriations beyond April 28, Maintain Section 172 of Further Continuing and Security Assistance Appropriations Act regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog. Issue: disability insurance H.R.____/S._____ Draft legislation to expand Section 125 cafeteria plans. Issue: expanding long term care insurance. H.R. ____/S._____ Draft legislation to initiate Congressional Review Act process to repeal Department of Labor rule affecting disability insurance claims process. Issue: Disability insurance. H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: Social Security Disability Insurance (SSDI) hearing decision backlog S. 3471 Retirement Enhancement and Savings Act of 2016. Issue: expanding retirement savings plans. Retirement Improvements and Savings Enhancement Act Discussion Draft House GOP Blueprint on Tax Reform
Client expense: $1,030,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2017 · first_quarter · Retirement
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security H.R. 557/ S. 266: Retirement Security Act of 2015. Issue: retirement security Pub.L. 111-148-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges. H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices. HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments Public Law No: 114-254- Further Continuing and Security Assistance Appropriations Act. Section 172, regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog for FY17 expires April 28, 2017. Issue: disability insurance H.R.____/S._____ FY17 appropriations beyond April 28, Maintain Section 172 of Further Continuing and Security Assistance Appropriations Act regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog. Issue: disability insurance HR 4067 - SAVE Act of 2015. Issue: retirement security H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: Social Security Disability Insurance (SSDI) hearing decision backlog Retirement Improvements and Savings Enhancement Act Discussion Draft House GOP Blueprint on Tax Reform S. 3471 Retirement Enhancement and Savings Act of 2016. Issue: expanding retirement savings plans. H.R. 6396 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans. H.R.____/S._____ Draft legislation to expand Section 125 cafeteria plans. Issue: expanding long term care insurance. H.R. ____/S._____ Draft legislation to initiate Congressional Review Act process to repeal Department of Labor rule affecting disability insurance claims process. Issue: Disability insurance. H.R.1688/S.695 Form 5500 to allow employers and sole-proprietors participating in similar retirement plans to file a single, aggregated Form 5500 which is an annual return that provides compliance information to the two regulators.
Client expense: $530,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2017 · first_quarter · Retirement
Legislation and rulemaking affecting annuities, variable life products and retirement savings including Trump Administration and Congressional proposals on tax reform. A bill to amend the Employee Retirement Income Security Act of 1974 to require disclosure of lifetime income equivalents (H.R. 2055, S.868). Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions. Proposals at the Department of Labor for increasing Americans' access to guaranteed lifetime income solutions. Department of Labor rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. Department of Labor rule - Savings Arrangements Established by Qualified State Political Subdivisions for Non-Governmental Employees (29 CFR Part 2510 - RIN 1210-AB76). Department of Labor rule - Savings Arrangements Established by States for Non-Governmental Employees (29 CFR Part 2510 - RIN 1210-AB71). Securities and Exchange Commission proposed rule to expand the scope of persons and entities that would be considered a fiduciary under the Employee Retirement Income Security Act. H.J. Res. 66 - Disapproving the rule submitted by the Department of Labor relating to savings arrangements established by States for non-governmental employees. H.J. Res. 67 - Disapproving the rule submitted by the Department of Labor relating to savings arrangements established by qualified State political subdivisions for non-governmental employees. Automatic IRA Act of 2015 (114th Cong., H.R. 506), legislation that Amends the Internal Revenue Code to: (1) require certain employers who do not maintain qualified retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement (automatic IRA arrangement) which grants such employees the right to opt-out of participation. Retirement Plan Simplification and Enhancement Act of 2013 (113th Cong.), legislation to improve the rules governing lifetime income products and other retirement savings vehicles. Retirement Security Act of 2015 (H.R. 557, S.266), expand the ability of Americans to better save for their retirement and would encourage the use of private multiple employer plans. Department of Labor rules for states to create retirement savings programs. The Retail Investor Protection Act (H.R. 1090, S.2497), DOL fiduciary rulemaking. The Retirement Choice Protection Act (H.R. 3922), DOL fiduciary rulemaking. The Affordable Retirement Advice Protection Act (H.R. 4293, S.2502), DOL fiduciary rulemaking. The SAVERS Act (H.R. 4294, S.2505), DOL fiduciary rulemaking. The Consolidated Omnibus Appropriations Act (H.R. 2029), DOL fiduciary rulemaking. The SAVE Act (H.R. 4067), improve existing SIMPLE IRA and SIMPLE 401(k) retirement plans to make it easier for small businesses to offer savings plans to their employees. Womens Pension Protection Act (S.2110), strengthen consumer protections to safeguard retirement savings, improve access to retirement savings plans for long-term, part-time workers - the majority of whom are women - and help increase womens financial literacy. The Senior Safe Act of 2017 (S.223), clarify existing laws to allow and encourage financial service representatives at banks and credit unions, investment advisors, and broker-dealers to report suspected financial fraud targeting seniors to regulators, law enforcement, or adult protective service agencies. The Receiving Electronic Statements to Improve Retiree Earnings Act (H.R. 2656), amends ERISA of 1974 and IRC of 1986 to provide for electronic delivery of pension plan information. The Retirement Savings Lost and Found Act of 2016 (S.3078), to increase the portability of and access to retirement savings. Financial CHOICE Act of 2016 (H.R. 5983). Secure, Accessible, Valuable, Efficient Universal Pension Accounts (SAVE UPs) Act. Retirement Enhancement and Savings Act of 2016 (S.3471). Sen. Wyden Discussion Draft on Retirement Savings and IRAs.
Client expense: $100,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2017 · first_quarter · Taxation/Internal Revenue Code
Legislation and rulemaking affecting annuities, variable life products and retirement savings, including Trump Administration and Congressional proposals on tax reform. Proposals at the Department of Treasury for increasing Americans' access to guaranteed lifetime income solutions that proposed changes to the Internal Revenue Code, including, but not limited to, the Department of the Treasury's Longevity Annuity Contracts Notice of Proposed Rulemaking (REG-115809-11). The Retirement Choice Protection Act (H.R. 3922), DOL fiduciary rulemaking. The SAVERS Act (H.R. 4294, S.2505), DOL fiduciary rulemaking. The SAVE Act (H.R. 4067), improve existing SIMPLE IRA and SIMPLE 401(k) retirement plans to make it easier for small businesses to offer savings plans to their employees. Secure, Accessible, Valuable, Efficient Universal Pension Accounts (SAVE UPs) Act. Retirement Enhancement and Savings Act of 2016 (S.3471). Sen. Wyden Discussion Draft on Retirement Savings and IRAs.
Client expense: $100,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2017 · first_quarter · Retirement
H.R. 506/ S. 245: Automatic IRA Act of 2015. Issue: retirement security H.R. 557/ S. 266: Retirement Security Act of 2015. Issue: retirement security Pub.L. 111-148-The Patient Protection and Affordable Care Act, Issue: Assessments under state-based insurance exchanges. H.R. 2656 - The Receiving Electronic Statements to Improve Retiree Earnings Act. Issue: electronic disclosure of retirement plan notices. HR 2317/ S. 1317 - Lifetime Income Disclosure Act. Issue: lifetime income illustration H.R. ___/S.___ Draft legislation amending Affordable Care Act provisions on health exchange assessments. Issue: Health Exchange Assessments Public Law No: 114-254- Further Continuing and Security Assistance Appropriations Act. Section 172, regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog for FY17 expires April 28, 2017. Issue: disability insurance H.R.____/S._____ FY17 appropriations beyond April 28, Maintain Section 172 of Further Continuing and Security Assistance Appropriations Act regarding funding to address the Social Security Disability Insurance (SSDI) hearing backlog. Issue: disability insurance HR 4067 - SAVE Act of 2015. Issue: retirement security H.R. ___/S.___ Draft legislation on tax treatment and consumer financing for long-term care insurance. Issue: Social Security Disability Insurance (SSDI) hearing decision backlog Retirement Improvements and Savings Enhancement Act Discussion Draft House GOP Blueprint on Tax Reform S. 3471 Retirement Enhancement and Savings Act of 2016. Issue: expanding retirement savings plans. H.R. 6396 - the Retirement Security for American Workers Act. Issue: expanding retirement savings plans. H.R.____/S._____ Draft legislation to expand Section 125 cafeteria plans. Issue: expanding long term care insurance. H.R. ____/S._____ Draft legislation to initiate Congressional Review Act process to repeal Department of Labor rule affecting disability insurance claims process. Issue: Disability insurance.
Client expense: $948,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Taxation/Internal Revenue Code
Proposals clarifying the status of professional employer organizations. PEO provision in tax reform proposals. Title IV, Division B, Section 206 of PL 113-295. Proposals related to MEPs. S. 3471, Retirement Enhancement and Savings Act. H.R. 6396, Retirement Security for American Workers.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2016 · fourth_quarter · Retirement
Legislation impacting retirement plans; multiple employer plans; S. 3471, Retirement Enhancement and Savings Act of 2016.
Client expense: Not reported · Firm income: $70,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Taxation/Internal Revenue Code
Tax issues related to insurance; tax reform issues; retirement issues in tax; S. 3471, Retirement Enhancement and Savings Act of 2016
Client expense: Not reported · Firm income: $70,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Retirement
S. 1270, "SAFE Retirement Act of 2013". S. 1317, "Lifetime Income Disclosure Act". S. 1970, "The Retirement Security Act of 2014". S. 1557, "Automatic IRA Act", a bill to amend the Internal Revenue Code to promote and simplify Qualified Plans. S. 3417, "Receiving Electronic Statements To Improve Retiree Earnings Act (RETIRE) Act." S. 3471, the Retirement Enhancement and Savings Act of 2016. H.R. 1, A proposal relating to Tax Reform released by Chairman David Camp of the House Ways and Means Committee (2013). H.R. 506, "Automatic IRA Act of 2015" - Amends the Internal Revenue Code to require certain employers who do not maintain qualifying retirement plans or arrangements to make available to their eligible employees a payroll deposit individual retirement account (IRA) arrangement. H.R. 1534, "Small Business Add Value for Employees Act". H.R. 2117, "Retirement Plan Simplification and Enhancement Act of 2013". H.R. 2317, "Lifetime Income Disclosure Act". H.R. 2656, "Receiving Electronic Statements To Improve Retiree Earnings Act (RETIRE) Act." H.R. 4294 - SAVERS Act of 2015 Dept. of Labor, final rule adding Section 2520.104(b)-1(c), Electronic Distribution of Disclosures Required by Title 1 of ERISA, 75 FR 19285 (4/7/11). Dept. of Labor, final rule amending Sections 2509, 2510 and 2550 - Definition of term "fiduciary", conflict of interest rule - retirement investment advice,(4/8/2016). Dept. of Labor proposed rule amending Section 2550.404a-4, Selection of Insurers to provide guaranteed retirement income- safe harbor for individual account plans. No bill number - the Retirement Improvements and Savings Enhancements Act of 2016, a proposal.
Client expense: $450,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of
2016 · fourth_quarter · Retirement
H.R. 557 (Retirement Security Act of 2015); H.R. 1090 (Retail Investor Protection Act); H.R. 2656 (Receiving Electronic Statements To Improve Retiree Earnings Act); H.R. 4114 (First Time Homeowner Savings Plan Act); H.R. 4293 (Affordable Retirement Advice Protection Act); H.R. 4294 (SAVERS Act of 2015); S. 266 (Retirement Security Act of 2015); S. 2216 (Senior$afe Act of 2015); S. 2502 (Affordable Retirement Advice Protection Act); S. 2505 (SAVERS Act of 2016); S. 3471 (Retirement Enhancement and Savings Act of 2016); SAFE Retirement Act (not yet reintroduced); DOL ERISA Fiduciary Duty Rulemaking; Preservation of tax incentives for retirement plans; Policy relating to increasing retirement security through voluntary automatic IRA and open multiple employer plans (MEPs); Retirement Improvements and Savings Enhancements (RISE) Act discussion draft.
Client expense: $2,560,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Security Council (NSC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)
2016 · fourth_quarter · Retirement
H.R. 4955/S 3240, Pension and Budget Integrity Act of 2016 S. 3471, Retirement Enhancement and Savings Act of 2016 H.J. Res. 88, Disapproving the rule submitted by the Department of Labor relating to the definition of the term "Fiduciary" Draft legislation authorizing composite plans Proposed regulation regarding nondiscrimination relief for closed defined benefit pension plans and additional changes to the retirement plan nondiscrimination requirements (81 Fed. Reg. 4,976, January 29, 2016) Proposed regulation on the definition of the term fiduciary; conflict of interest rule-retirement investment advice and related proposed prohibited transaction exemptions (80 Fed. Reg 34,869, June 18, 2015) Proposed regulation regarding savings arrangements established by state political subdivisions for non-governmental employees (81 Fed. Reg. 59,581, August 30, 2016) Proposed regulation on missing participants (81 Fed. Reg. 64,700, September 20, 2016) Proposed Revision of annual information return/reports (81 Fed. Reg. 47,533, July 21, 2016) Final rule regarding savings arrangements established by states for non-governmental employees (81 Fed. Reg. 59,464, August 30, 2016) Various issues relating to multiemployer pension plan reform; Consolidated and Further Continuing Appropriations Act, 2015 (P.L. 113-483), including provisions relating to the Multiemployer Pension Reform Act of 2014
Client expense: $18,590,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Industry and Security (BIS), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Consumer Product Safety Commission (CPSC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Occupational Safety & Health Administration (OSHA), Office of Management & Budget (OMB), Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Fish & Wildlife Service (USFWS), U.S. Geological Survey (USGS), U.S. Trade Representative (USTR), White House Office
2016 · fourth_quarter · Retirement
H.R.4955, S. 3240 - Pension and Budget Integrity Act; Legislation seeks to prohibit Congress from using PBGC premium increases as a way to balance federal budget S. 3471 - Retirement Enhancement and Savings Act of 2016; Bipartisan pension reform legislation
Client expense: $430,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, U.S. Trade Representative (USTR)
2016 · fourth_quarter · Retirement
Issues related to retirement and taxation. H.R. 2656/S. 3417, Receiving Electronic Statements to Improve Retiree Earnings Act. House Republican Task Force Blueprint. S. 3471, Retirement Enhancement and Savings Act.
Client expense: Not reported · Firm income: $10,000
Government targets: HOUSE OF REPRESENTATIVES
2016 · fourth_quarter · Taxation/Internal Revenue Code
Issues related to retirement and taxation. Issues related to retirement and taxation. H.R. 2656/S. 3417, Receiving Electronic Statements to Improve Retiree Earnings Act. House Republican Task Force Blueprint. S. 3471, Retirement Enhancement and Savings Act.
Client expense: Not reported · Firm income: $10,000
Government targets: HOUSE OF REPRESENTATIVES
2016 · fourth_quarter · Retirement
S.3471, Retirement Enhancement and Savings Act of 2016; all provisions.
Client expense: $150,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Taxation/Internal Revenue Code
Issues related to the taxation of insurance and retirement products, the taxation of foreign earnings of U.S. multinational corporations, and issues related to tax reform. Issues related to the Treasury Department's proposed regulations on Sect. 385. S.3471, The Retirement Enhancement and Savings Act as it relates to lifetime income.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Retirement
S. 3471,The Retirement Enhancement and Savings Act as it relates to lifetime income.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Retirement
No Bill Number: Department of Labor Fiduciary Regulations H.R. 2317: Lifetime Income Disclosure Act H.R. 4067: SAVE Act H.R. 6396: Retirement Security for American Workers Act S. 3471: Retirement Enhancement and Savings Act Retirement Improvements and Savings Enhancements Act (Draft Legislation) S. 2216: Senior$afe Act of 2015 H.R. 4538: Senior$afe Act of 2015
Client expense: $300,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Transportation, Dept of (DOT), Treasury, Dept of
2016 · fourth_quarter · Retirement
H.R. 2317 and S. 1317: Lifetime Income Disclosure Act. ISSUE: lifetime income illustration H.R. 4067, the Small Businesses Add Value for Employees (SAVE) Act of 2015. ISSUE: Lifetime income illustration and annuity accessibility. S.3471, Retirement Enhancement and Savings Act of 2016. ISSUE: Lifetime income illustration and annuity accessibility.
Client expense: $470,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Financial Institutions/Investments/Securities
S. 3471 - Retirement Enhancement and Savings Act - letter of support for legislation sent to New England Senators and Representatives.
Client expense: $5,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT)
2016 · fourth_quarter · Taxation/Internal Revenue Code
S. 3152 & HR 5719 - Empowering Employees through Stock Ownership Act, and S.3471 "Retirement Enhancement & Savings Act of 2016."
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Retirement
H.R. 506, S. 245, S. 266, H.R. 557, S. 3471 - Multiple Small Employer Plans - issues relating to MEPs/MSEPs H.R. 2317, S. 1317, S. 3471 - Lifetime Income Disclosure & Regulatory Issues - all provisions H.R. 506 - Automatic IRA - all Provisions No Bill # - Proposed DOL Fiduciary Regulations - all provisions N/A - GMWB Interpretive Issues in terms of possible guidance No Bill # - Electronic Disclosure - ERISA/Internal Revenue Code - issues/provisions relating to the use of electronic disclosure by employee benefit plans N/A - Issues relating to DOL Safe Harbor for Selection of Annuity Providers S. 3471 - Issues relating to Annuity Selection Safe Harbor N/A - Issues relating to target date funds disclosures N/A - Issues relating to guide/index for ERISA 408b-2 fee disclosures No Bill # - Non Cash Compensation on annuity sales
Client expense: $1,790,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)
2016 · fourth_quarter · Financial Institutions/Investments/Securities
Department of Labor Rule - Definition of term "Fiduciary" and conflict of interest re retirement investment advice, related prohibited transactions and exemptions; Retirement Enhancement and Savings Act (RESA S. 3471)
Client expense: $300,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE