Insurance Industry Competition Act of 2007

S.40/HR 3200 (National Insurance Act) ----support S. 618/HR 1081(to repeal McCarran-Ferguson Act)---oppose in current form HR 1746 (Holocaust Insurance Accountability Act)---oppose in current form HR 5840 (Insurance Information Act)---support

Client expense: $390,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

McCarran-Ferguson Act repeal (S 618, HR 1081, The Insurance Industry Competition Act of 2007)

Client expense: Not reported · Firm income: $40,000

Government targets: Agriculture, Dept of (USDA), Executive Office of the President (EOP), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, Treasury, Dept of

S. 1061 - Homeowners Insurance Noncoverage Disclosure Act S. 545 - Passenger Vehicle Loss Disclosure Act of 2007 S. 618 - Insurance Industry Competition Act of 2007 H.R. 1081 - Insurance Industry Competition Act of 2007 S. 40 / H.R. 3200 - National Insurance Act of 2007 H.R. 1065 - Nonadmitted and Reinsurance Reform Act of 2007 S. 618 - Insurance Industry Competition Act of 2007 H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (NARAB II) H.R. 5840 - Insurance Information Act H.R. 6062 - Personal Lines of Insurance Fairness Act of 2008 H.R. 6969- Offshore Reinsurance Cessions, to amend the Internal Revenue Code oof 1986 to disallow the deduction for exces non-taxed reinsurance premiums with respect to United States risks paid to affiliates.

Client expense: $612,133 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

INS (Legislative): H.R. 241: Association Health Plans (Johnson); H.R. 758: Breast Cancer Patient Protection Act (DeLauro) (continued) INS (Legislative) (cont.) H.R. 1081: Insurance Industry Competition Act (DeFazio); H.R. 1282: Medigap Access Improvement Act (English); H.R. 1424: Paul Wellstone Mental Health and Addiction Equity Act (Kennedy); H.R. 2412: Equity in Prescription Insurance and Contraceptive Coverage Act (Lowey); H.R. 2676: Access to Cancer Clinical Trials Act (Pryce); H.R. 2842: Childrens Health Protection Act (Schwartz); H.R. 2851: Michelles Law (Hodes) (provisions relating to continuity of coverage for college students on medical leave); H.R. 3001: Community Living Assistance Services and Supports Act (Pallone); H.R. 3195: ADA Amendments Act (Hoyer); H.R. 3200: National Insurance Act (provisions relating to regulatory reform) (Bean); H.R. 3425: Cancer Screening Coverage Act (Maloney); H.R. 4460: Health Care Choice Act (provisions relating to health insurance reforms in individual market) (Shadegg); H.R. 5550: Coverage for Young Adult Dependents of Federal Employees (Davis); H.R. 5781: Federal Employees Paid Parental Leave Act (Maloney) (provisions relating to disability study); H.R. 5840: Insurance Information Act (Kanjorski) (provisions relating to federal Office of Insurance Information); H.R. 5938: Identity Theft Enforcement and Restitution Act (Conyers); H.R. 6049: Energy Improvement and Extension Act (provisions relating to mental health parity); H.R. 6071: Health Care Consumer Protection Act (Forbes) (provisions relating to reinstatement of health insurance following nonpayment of premiums); H.R. 6142: Lawsuits Against Employer-Sponsored Disability Benefit Plans (Andrews); H.R. 6210: Small Business Health Options Program Act (Kind-English); H.R. 6528: Health Insurance Coverage Protection Act (Eshoo) (provisions relating to limitations on lifetime limits); H.R. 6582: Small Business CHOICE Act (Velazquez) (provisions relating to health insurance); H.R. 6908: Health Insurance Restrictions and Limitations Clarifications Act (Burgess) (provisions relating to disclosure rules for coverage exclusions); H.R. 6983: Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act (Kennedy) (provisions relating to mental health parity); H.R. 7129: Several Approaches to Reduce the Uninsured Act (Andrews) (relating to state regulation of employer-sponsored health benefits); S. 40: National Insurance Act (provisions relating to regulatory reform) (Sununu); S. 46: Affordability in the Individual Market Act (provisions relating to HSAs) (Ensign); S. 239: Notification of Risk to Personal Data Act (Feinstein); S. 400: Michelle's Law (provisions relating to continuity of coverage for college students on medical leave) (Sununu); S. 459: Breast Cancer Patient Protection Act (Snowe); S. 495: Personal Data Privacy and Security Act (Leahy); S. 558: Mental Health Parity Act (Domenici); S. 616: HIPAA Recreational Injury Technical Correction Act (Collins); S. 618: Insurance Industry Competition Act (Leahy); S. 1076: HIPAA Recreational Injury Technical Correction Act (Burgess); S. 1178: Identity Theft Protection Act (Inouye); S. 1260: Data Security Act (Carper); S. 1298: Healthy Businesses, Healthy Workers Reinsurance Act (Kerry); S. 1588: Children's Access to Reconstructive Evaluation and Surgery Act (Landrieu); S. 1758: Community Living Assistance Services and Supports Act (Kennedy); S. 1814: Health Information Privacy and Security Act (Leahy); S. 2168: Identify Theft Enforcement and Restitution Act (Leahy); S. 2236: Preexisting Condition Exclusion Patient Protection Act (Rockefeller); S. 2268: Long Term Care Insurance Integrity Act (Klobuchar); S. 2477: Health Care Choice Act (DeMint); S. 2706: Health Insurance Coverage Protection Act (Dorgan); S. 2795: Small Business Health Options Program Act (Durbin-Snowe); S. 2818: Small Business Health Plans Act (Enzi); S. 2948: Small Business Empowerment Act (Brown) (provisions relating to health coverage for small employers); S. 2999: Access to Cancer Clinical Trials Act (Brown); S. 3068: Equity in Prescription Insurance and Contraceptive Coverage Act (Snowe); S. 3115: Childrens Health Protection Act (Lautenberg); S. 3335: Jobs, Energy, Families, and Disaster Relief Act (provisions relating to mental health parity); S. 3554: Affordable Coverage for Small Employers Act (Smith) (provisions relating to insurance reforms, tax credits); S. 3559: Continuing Coverage Act (Coleman) (relating to third party review for rescission decisions); S. 3712: Mental Health Parity (Kennedy) (relating to a technical correction); DRAFT Senate Bill (Grassley) relating to disclosure of employee health insurance costs; Draft Senate Health Care Reform Proposal (Baucus) (relating to access, quality, and affordability issues). INS (Regulatory) Insurance regulatory reform; issues related to the coordination of private and public disability income benefits; disability risk management; issues relating to the coordination of benefits between private health insurance plans and Medicaid; crossover fees for Medigap claims; Medigap carrier recoveries related to CMS fraud and abuse enforcement activities, and issues related to Medigap educational materials; and implementation of the Mental Health Parity Act requirements.

Client expense: $2,240,000 · Firm income: Not reported

Government targets: Agency for Healthcare Research & Quality (AHRQ), Centers For Medicare and Medicaid Services (CMS), Drug Enforcement Administration (DEA), Executive Office of the President (EOP), Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Social Security Administration (SSA), Treasury, Dept of

H.R. 920 Multiple Peril Insurance Act; provisions relating to wind coverage H.R. 1065 Nonadmitted and Reinsurance Reform Act of 2007; provisions relating to reinsurance coverage by domestic insurers H.R. 1081 Insurance Industry Competition Act of 2007; entire bill H.R. 2638, Consolidated Security, Disaster Assistance, and Continuing Appropriations Act, 2009; provisions relating to a short-term extension of the National Flood Insurance Program H.R. 3121 Flood Insurance Reform & Modernization Act of 2007; provisions relating to NFIP and wind coverage H.R. 3200 National Insurance Act of 2007; entire bill H.R. 3355 - Homeowners Defense Act; provisions relating to state reserves and underwriting requirements H.R. 5611 - The National Association Of Registered Agents And Brokers (NARAB) Reform Act; entire bill H.R. 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008; provisions relating to insurance underwriting of auto and home coverage H.R. 5638 A bill to amend title 35, United States Code, to create an exception from infringement for certain component parts used to repair another article of manufacture; entire bill H.R. 5840 - The Insurance Information Act of 2008; entire bill H.R. 6062 Personal Lines of Insurance Fairness Act; provisions relating to insurance underwriting of auto and home coverage H.R. 6078, Green Resources for Energy Efficient Neighborhoods (GREEN) Act of 2008; provisions affecting homeowners insurance H.R. 6965 - To extend the authorization of the national flood insurance program, and for other purposes; provisions relating to NFIP S. 40 - National Insurance Act of 2007; entire bill S. 334 - Healthy Americans Act; provisions relating to long-term care S. 618 - Insurance Industry Competition Act of 2007; entire bill S. 2284 - Flood Insurance Reform and Modernization Act of 2007; provisions relating to NFIP

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Improving the efficiency of the current regulatory system, whether by modifying the existing state system, creating an optional federal charter for insurance companies or through the creation of a Federal Office of Insurance Information. National Insurance Act of 2007, S. 40/H.R. 3200 Insurance Information Act of 2008, H.R. 5840 Flood Insurance Reform and Modernization Act of 2007, H.R. 1682, and the Flood Insurance Reform Modernization Act of 2007, S. 2284, which would reauthorize the flood program for 5 years and modernize the program (e.g., require that more insureds pay an actuarial price for coverage). Temporary extension of flood program enacted as part of the Continuing Resolution, P.L. 110-329. We have also addressed the related issue of whether companies offering property insurance and related coverage in coastal areas and participating as "Write Your Own" carriers for the National Flood Insurance Program (NFIP) have properly processed claims arising out of the 2005 hurricanes. H.R. 902, the "Multiple Peril Insurance Act of 2007," which would expand the NFIP to provide wind coverage to coastal residents. Federal Backstop for Natural Catastrophe - H.R. 3355, "Homeowners' Defense Act of 2007," which would create a 3-pronged federal backstop for natural catastrophes. Also, the "Homeowners Insurance Protection Act of 2007," H.R. 91/S. 928, would authorize the Treasury Department to sell catastrophic reinsurance to state catastrophe funds. Study Commissions on Natural Catastrophe Insurance (H.R. 5371/S. 292) under these proposals Congress would authorize a commission to study the various disaster insurance ideas to determine which of them represent the best public policy choices. S. 618/H.R. 1081, the "Insurance Industry Competition Act," which would repeal the McCarran-Ferguson Act's antitrust exemption and subject the insurance industry to Federal Trade Commission regulation.

Client expense: $480,000 · Firm income: Not reported

Government targets: Bureau of Justice Assistance, Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Office of Thrift Supervision (OTS), SENATE

H.R. 1081, H.R. 3195, H.R. 5804, H.R. 800, S. 1041, S. 618, S. 846

Client expense: $454,203 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Congressional Budget Office (CBO), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

See Addendum HR 1065 Nonadmitted and Reinsurance Reform Act of 2007 HR 1081 Insurance Industry Competition Act of 2007 HR 1682 Flood Insurance Reform and Modernization Act of 2007 HR 1787 Catastrophe Savings Accounts Act of 2007 HR 2639 Promoting Health for Future Generations Act of 2007 HR 2761 Terrorism Risk Insurance Revision and Extension Act of 2007 HR 3163 Healthy Americans Act HR 3200 National Insurance Act HR 3355 Homeowners Defense Act HR 5719, the Taxpayer Assistance and Simplification Act of 2008 S 40 National Insurers Act S 334 Healthy Americans Act S 618 Insurance Industry Competition Act of 2007 S 927 Catastrophe Savings Accounts Act of 2007 S 929 Nonadmitted and Reinsurance Reform Act of 2007 S 1224 Children's Health Insurance Program (CHIP) Reauthorization Act of 2007 S 1865 Life Insurance Fairness for Travelers Act of 2007 HSA Regulations, Notice 2007-22, NPRM REG-143797-06 Implementing regulations for Public Law no.106-102: Gramm-Leach-Bliley Financial Modernization Act of 1999 Title V: Title III: 1. Privacy Provisions of Title V 2. Consumer Protections for Bank Sales of Insurance under Title III 3. Support of Federal preemption under Title V and the National Bank Act of state laws restricting sales of insurance by banks 4. Disclosure rules for Fixed Annuities under Title V Implementing Regulations for Public Law 108-159: The Fair and Accurate Transactions Act of 2003, Section 411. Implementing Regulation for Public Law 108-173, Medicare Prescription Drug Improvement and Modernization Act of 2003, Title XII, Section 1201, Health Savings Accounts.

Client expense: $80,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC)

See Addendum HR 1065 Nonadmitted and Reinsurance Reform Act of 2007 HR 1081 Insurance Industry Competition Act of 2007 HR 1682 Flood Insurance Reform and Modernization Act of 2007 HR 1787 Catastrophe Savings Accounts Act of 2007 HR 2639 Promoting Health for Future Generations Act of 2007 HR 2761 Terrorism Risk Insurance Revision and Extension Act of 2007 HR 3163 Healthy Americans Act HR 3200 National Insurance Act HR 3355 Homeowners Defense Act HR 5719, the Taxpayer Assistance and Simplification Act of 2008 S 40 National Insurers Act S 334 Healthy Americans Act S 618 Insurance Industry Competition Act of 2007 S 927 Catastrophe Savings Accounts Act of 2007 S 929 Nonadmitted and Reinsurance Reform Act of 2007 S 1224 Children's Health Insurance Program (CHIP) Reauthorization Act of 2007 S 1865 Life Insurance Fairness for Travelers Act of 2007 HSA Regulations, Notice 2007-22, NPRM REG-143797-06 Implementing regulations for Public Law no.106-102: Gramm-Leach-Bliley Financial Modernization Act of 1999 Title V: Title III: 1. Privacy Provisions of Title V 2. Consumer Protections for Bank Sales of Insurance under Title III 3. Support of Federal preemption under Title V and the National Bank Act of state laws restricting sales of insurance by banks 4. Disclosure rules for Fixed Annuities under Title V Implementing Regulations for Public Law 108-159: The Fair and Accurate Transactions Act of 2003, Section 411. Implementing Regulation for Public Law 108-173, Medicare Prescription Drug Improvement and Modernization Act of 2003, Title XII, Section 1201, Health Savings Accounts.

Client expense: $80,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC)

H.R.150: To prevent the nondisclosure of employer-owned life insurance coverage of employees as an unfair trade practice under the Federal Trade Commission Act, and for other purposes. H.R.377: To amend the Internal Revenue Code of 1986 to increase the dollar limitation on employer-provided group term life insurance that can be excluded from the gross income of the employee. H.R.385: To amend title II of the Social Security Act to eliminate reconsideration as an intervening step between initial benefit entitlement decisions and subsequent hearings on the record on such decisions. H.R.537: To establish a bipartisan commission on insurance reform. H.R.1065: To streamline the regulation of nonadmitted insurance and reinsurance, and for other purposes. H.R.1081: To further competition in the insurance industry. H.R. 2622: To amend title I of the Employee Retirement Income Security Act of 1974 to require de novo review of claims determinations made by employee benefit plans. H.R.2713: To amend title II of the Social Security Act to authorize waivers by the Commissioner of Social Security of the 5-month waiting period for entitlement to benefits based on disability in cases in which the Commissioner determines that such waiting period would cause undue hardship to terminally ill beneficiaries, and to provide for a study by the Commissioner regarding possible improvements in disability claims processing. H.R.2933: To amend title II of the Social Security Act to provide that the reductions in Social Security benefits which are required in the case of spouses and surviving spouses who are also receiving certain government pensions shall be equal to the amount by which two-thirds of the total amount of the combined monthly benefit (before reduction) and monthly pension exceeds $1,200, adjusted for inflation. H.R.2944: to amend title II of the Social Security Act to provide that the eligibility requirement for disability insurance benefits under which an individual must have 20 quarters of Social Security coverage in the 40 quarters preceding a disability shall not be applicable in the case of a disabled individual suffering from a covered terminal disease. H.R.3046: To amend the Social Security Act to enhance Social Security account number privacy protections, to prevent fraudulent misuse of the Social Security account number, and to otherwise enhance protection against identity theft, and for other purposes. H.R.3200: To authorize the issuance of Federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the Federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes. H.R.3271: To prohibit the solicitation and display of Social Security account numbers, and for other purposes. H.R.3363: To amend the Internal Revenue Code of 1986 to allow long-term care insurance to be offered under cafeteria plans and flexible spending arrangements and to provide additional consumer protections for long-term care insurance. H.R.4181: To reform Social Security retirement and Medicare by establishing a Personal Social Security Savings Program to create a safer, healthier, more secure, and more prosperous retirement for all Americans and to reduce the burden on young Americans. H.R.5611: To reform the National Association of Registered Agents and Brokers, and for other purposes. H.R.5792: To amend the Liability Risk Retention Act of 1986 to increase insurance competition and available coverage for consumers. H.R.5840: To establish an Office of Insurance Information in the Department of the Treasury. H.R.6071: to amend the Public Health Service Act to require reinstatement upon payment of all premiums due of group or individual health insurance coverage terminated by reason of nonpayment of premiums. H.R.6210: to amend the Public Health Service Act to establish a nationwide health insurance purchasing pool for small businesses and the self-employed that would offer a choice of private health plans and make health coverage more affordable, predictable, and accessible S. 40: to authorize the issuance of federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes. S.292: A bill to establish a bipartisan commission on insurance reform. S.618: A bill to further competition in the insurance industry. S.1736: to amend title II of the Social Security Act to provide that the eligibility requirement for disability insurance benefits under which an individual must have 20 quarters of Social Security coverage in the 40 quarters preceding a disability shall not be applicable in the case of a disabled individual suffering from a covered terminal disease. S.1865: to provide for mandatory availability of life insurance that does not preclude future lawful travel, and for other purposes. S.2795:to amend the Public Health Service Act to establish a nationwide health insurance purchasing pool for small businesses and the self-employed that would offer a choice of private health plans and make health coverage more affordable, predictable, and accessible. S.2818: to amend the Employee Retirement Income Security Act of 1974 and the Public Health Service Act to provide for enhanced health insurance marketplace pooling and relating market rating. S.3068: to require equitable coverage of prescription contraceptive drugs and devices, and contraceptive services under health plans. S.3115: to amend title I of the Employee Retirement Income Security Act of 1974, title XXVII of the Public Health Service Act, and the Internal Revenue Code of 1986 to prohibit preexisting condition exclusions for children in group health plans and health insurance coverage in the group and individual markets.

Client expense: $515,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade & Development Agency (USTDA), U.S. Trade Representative (USTR)

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Client expense: $6,520,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office

H.R. 5840 - Insurance Information Act of 2008 - All provisions; S 40/H.R. 3200 - National Insurance Act - All provisions HR 5792 - Increasing Insurance Coverage Options for Consumers Act - All provisions; S. 681/HR 1081 - Insurance Industry Competition Act of 2007 - All provisions; Treasury Blueprint for Financial Services Modernization

Client expense: Not reported · Firm income: $21,000

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Treasury, Dept of

See Addendum S. 40, The National Insurance Act of 2007. S. 618, Act to Further Competition in the Insurance Industry. S. 1693, "Wired for Health Care Quality Act". S. 1814, "Health Information Privacy and Security Act". S. 1865, "Life Insurance Fairness for Travelers Act of 2007". S. 2268, "Long Term Care Insurance Integrity Act of 2007". S. 2337, "Long Term Care Affordability and Security Act of 2007" S. 2490, "Reverse Mortgage Proceeds Protection Act". S.2794, "Senior Investor Protection Act of 2008" H.R. 150, "Life Insurance Employee Notification Act". H.R. 493, Genetic Information Nondiscrimination Act of 2007 (became Public Law No. 110-233).. H.R. 1065, "The Non-Admitted and Reinsurance Reform Act of 2007". H.R. 1081, Act to Further Competition in the Insurance Industry A bill to further competition in the insurance industry. H.R. 1424, "Emergency Economic Stabilization Act of 2008", Became P.L. 110-343. H.R. 3200, The National Insurance Act of 2007. H.R. 3363, "Long-Term Care Affordability and Security Act of 2007". H.R. 3997, "Emergency Economic Stabililzation Act of 2008". H.R. 4150, "Lifetime Pension Annuity for You Act of 2007". H.R. 4299, "Terrorism Risk Insurance Reauthorization Act of 2007". H.R. 5611, "The National Association of Agents and Brokers Return Act of 2008". H.R. 5840, "Insurance Information Act of 2008". The Department of Treasury, "Blueprint for a Modernized Financial Regulatory Structure" (3/31/08). The Department of Treasury, creation of an "Office of Insurance Information" within the Department of Treasury.

Client expense: $1,030,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Monitoring issues related to healthcare; entire bills of the following: S. 869 / H.R. 1508, Compete Act of 2007 S. 618 / H.R. 1081, Insurance Industry Competition Act of 2007 S. 244, Healthy Mothers and Healthy Babies Access to Care Act S. 1019, Universal Health Care Choice and Access Act S. 243, MCAP Act S. 334 / H.R.3163, Healthy Americans Act H.R. 2626, Comprehensive HealthCARE Act of 2007 H.R. 2580, Help Efficient, Accessible, Low-cost, Timely Healthcare (HEALTH) Act of 2007 H.R. 3509, Medical Justice Act of 2007 S. 1455, National Health Information Technology and Privacy Advancement Act of 2007 S. 1693 / H.R. 3800, Wired for Health Care Quality Act H.R. 2991, Independent Health Record Trust Act of 2007 H.R. 2377, Assisting Doctors to Obtain Proficient and Transmissible Health Information Technology (ADOPT HIT) Act of 2007 H.R. 2406, Healthcare Information Technology Enterprise Integration Act S. AMDT. 3500, To improve womens access to health care in rural areas

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, White House Office

Monitoring issues related to the insurance industry; entire bills of the following: H.R. 920, the Multiple Peril Insurance Act of 2007 H.R. 3121, the Flood Insurance Reform Modernization Act of 2007 H.R. 1081, the Insurance Industry Cooperation Act of 2007 S. 2284, Flood Insurance Reform and Modernization Act of 2007 Sections applying to Flood Insurance of the following: H.R. 2638, the Department of Homeland Security Appropriations Act, 2008 (CR)

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 618 and HR 1081 - Insurance Industry Competition Act of 2007 - opposition to both bills, importance to consumers of maintaining existing McCarran Ferguson limited antitrust exemptions; HR 3195 and S.1881 ADA Restoration Act of 2007, definitions of disability and the term "substantially limits"; S 3406 ADA Amendments Act of 2008, support compromise bill

Client expense: $100,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

See attachment. CSP Fourth Quarter Report 2008 H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information. H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information. H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform. H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform. H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: Regulatory Reform; mark to market accounts, congressional oversight board. H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information. H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007 H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform. H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform. H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform. H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records. S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform. S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information. S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information. S. 1178 - The Identity Theft Prevention Act of 2007. Issue: Privacy Financial Information. S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information. S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information. S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information. S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information. S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting.

Client expense: $1,700,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. INS Fourth Quarter Report 2008 H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information. H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information. H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform. H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform. H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information. H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007 H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform. H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform. H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform. H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records. S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform. S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information. S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information. S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information. S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information. S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information. S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information. S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting.

Client expense: $1,700,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. FIN Fourth Quarter Report 2008 H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information. H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information. H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform. H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform. H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: Regulatory Reform; mark to market accounts, congressional oversight board. H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information. H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007 H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform. H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform. H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform. H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records. S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform. S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information. S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information. S. 1178 - The Identity Theft Prevention Act of 2007. Issue: Privacy Financial Information. S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information. S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information. S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information. S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information. S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting.

Client expense: $1,700,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Affordable Housing Investment Act of 2008, S. 2666 (Low Income Tax Recapture Bonds) America's Climate Change Security Act of 2007, S. 2191 Arbitration Fairness Act of 2007, H.R. 3010; S. 1782 Asbestos Related Legislation Bankruptcy Transparency Issues Coastal Wind Zone Proposal Commission on Natural Catastrophe Risk Management and Insurance Act of 2007, S. 2286 Community Building Code Administration Grant Act of 2007, H.R. 4461 Emergency Economic Stabilization Act of 2008, H.R. 1424 Homeowners Defense Act of 2007, H.R. 3355 Homeowners Insurance Protection Act of 2007, H.R. 91; S. 928 House Assistance Tax Act of 2008, H.R. 5720 (Low Income Tax Recapture Bonds) False Claims Act Correction Act of 2007, S. 2041 Flood Insurance Reform and Modernization Act of 2007, H.R. 3121; S. 2284 Insurance Industry Competition Act of 2007 (McCarran Ferguson Act), H.R. 1081; S. 618 Insurance Information Act of 2008, H.R. 5840 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2007, H.R. 2549 Multiple Peril Insurance Act of 2007 (Taylor Wind Bill), H.R. 920 National Association of Registered Agents and Brokers Reform Act of 2008, H.R. 5611 National Insurance Act of 2007 (Optional Federal Charter), H.R. 3200; S. 40 Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008, H.R. 5633 Patent Reform Act of 2007, S.1145; H.R. 1908 Personal Lines of Insurance Fairness Act of 2008 (Credit Scoring), H.R. 6062 Related Party Reinsurance (Domestic Tax Issue) Sunshine in Litigation Act of 2007, S. 2449 The Nonadmitted and Reinsurance Reform Act of 2007 (Surplus Lines Reform), S. 929 Terrorism Risk Insurance Program Reauthorization Act of 2007, H.R. 2761 Continue to monitor legislation passed December, 2007

Client expense: $1,430,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - S. 292, all provisions; Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - H.R. 537, all provisions; Passenger Vehicle Loss Disclosure Act - S. 545, all provisions; Insurance Industry Competition Act of 2007 - H.R. 1081, all provisions; Insurance Industry Competition Act of 2007 - S. 618, all provisions; Homeowners' Insurance Noncoverage Disclosure Act - S. 1061, all provisions; National Insurance Act of 2007 - S. 40, all provisions Community Reinvestment Modernization Act of 2007 - H.R. 1289, all provisions National Insurance Act of 2007 - H.R. 3200, all provisions Terrorism Risk Insurance Improvement Act of 2008 - S. 2621, all provisions Office of Insurance Information Act H.R. 5840, all provisions National Association of Registered Agents and Brokers Reform Act H.R. 5611, all provisions Personal Lines Insurance Fairness Act H.R. 6062, all provisions Risk Retention Act H.R. 5792, all provisions Flood Insurance Reform and Modernization Act of 2007 - H.R. 3121, all provisions Flood Insurance Reform and Modernization Act of 2007 - H.R. 1682, all provisions Hurricane and Tornado Mitigation Investment Act of 2007 - S. 930, all provisions Nonadmitted and Reinsurance Reform Act of 2007 - S. 929, all provisions Homeowners Protection Act - S. 928, all provisions Catastrophe Savings Accounts Act of 2007 - S. 927, all provisions Policyholder Disaster Protection Act of 2007 - S. 926, all provisions Homeowners' Insurance Availability Act of 2007 - H. R. 330, all provisions Homeowners' Defense Act - H.R. 3355, all provisions Homeowners' Defense Act - S. 2310, all provisions To extend the authorization of the NFIP H.R.6965, all provisions

Client expense: $190,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Insurance Industry Competition Act of 2007 (HR 1081/S 618) To further competition in the insurance industry.

Client expense: $790,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S.40/H.R.3200, National Insurance Act of 2007, Insurance reform issues. S.1782, Arbitration Fairness Act of 2007, Restrict the use of arbitration. S.2449, Sunshine in Litigation Act of 2007, Restrict the use of protective orders. H.R.5633, Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008, Credit scoring related issues. H.R.3121/S.2284, Flood Insurance Reform & Modernization Act of 2007, Insurance issues. H.R.1081/S.618, Insurance Industry Competition Act of 2007, Insurance reform issues. Optional Federal Charter Legislation H.R.1424, Emergency Economic Stabilization Act of 2008, General monitoring. H.R.3997, the original House vehicle for the Emergency Economic Stabilization Act of 2008. For further action on the economic rescue legislation, see H.R.1424.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S.40/H.R.3200, National Insurance Act of 2007, Insurance reform issues. S.1782, Arbitration Fairness Act of 2007, Restrict the use of arbitration. S.2449, Sunshine in Litigation Act of 2007, Restrict the use of protective orders. H.R.5633, Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008, Credit scoring related issues. H.R.3121/S.2284, Flood Insurance Reform & Modernization Act of 2007, Insurance issues. H.R.1081/S.618, Insurance Industry Competition Act of 2007, Insurance reform issues. Optional Federal Charter Legislation

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 618 and HR 1081 - To End the Insurance Industry's Antitrust Exemption under the McCarran-Ferguson Act. S. 40 and HR 3200 - To Establish an Optional Federal Charter for Insurance Companies. Supported bill to reduce regulatory/filing burden on surplus lines insurers. HR 5840, in support of an Office of Insurance Information.

Client expense: $180,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), SENATE, Treasury, Dept of

Optional Federal Charter for insurers: National Insurance Act of 2007 - S. 40, HR 3200 Office of Insurance Information in the US Department of Treasury: Insurance Information Act of 2008 - HR 5840 Surplus lines: Nonadmitted and Reinsurance Reform Act - HR 1065, S. 929 McCarran-Ferguson repeal: Insurance Industry Competition Act of 2007 - S. 618, HR 1081 Reinsurance International Solvency Standards Evaluation Board Act of 2008 - HR 6213 National Association of Registered Agents and Brokers Reform Act of 2008 - HR 5611 Issues related to using credit in personal lines of insurance - HR 5633, HR 6062 Federal Crop Insurance Program National Flood Insurance Program: Flood Insurance Reform and Modernization Act of 2007 - HR 1682, HR 3121, S. 2284; Multiple Peril Insurance Act of 2007 - HR 920; Flood Insurance Choice Act of 2007 - S. 1890 Medicare Secondary Payer and Workers' Compensation Reform - HR 2549 Issues related to insurance and natural catastrophes - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - HR 537, S. 292; Homeowners' Protection Act of 2007 - S. 928; Homeowners' Insurance Protection Act of 2007 - HR 91; Homeowners' Insurance Availability Act of 2007 - HR 330; Policyholder Disaster Protection Act of 2007 (tax-deferred catastrophic reserves) - S. 926, HR 164 False Claims Act Correction Act of 2007 - S. 2041, HR 4854 Increasing Insurance Coverage Options for Consumers Act of 2008 - HR 5792 Taxation of Reinsurance Transactions: HR 6969

Client expense: $350,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

Long term care insurance - Potential legislation concerning this issue. Insurance issues - S 618, Insurance Industry Competition Act of 2007; HR 1081, Insurance Industry Competition Act of 2007; HR 241, To amend title I of the Employee Retirement Income Security Act of 1974 to improve access and choice for entrepreneurs with small businesses with respect to medical care for their employees; S 46, Affordability in the Individual Market Act; HR 1282, Medigap Access Improvement Act of 2007; HR 758, Breast Cancer Patient Protection Act of 2007; S 459, Breast Cancer Patient Protection Act of 2007; HR 2412, Equity in Prescription Insurance and Contraceptive Coverage Act of 2007; S 616, HIPAA Recreational Injury Technical Correction Act; HR 1076, HIPAA Recreational Injury Technical Correction Act; S 40, National Insurance Act of 2007; HR 3200, National Insurance Act of 2007; S 1298, Healthy Businesses, Healthy Workers Reinsurance Act of 2007; S 400, Michelle's Law; HR 2851, Michelle's Law; S 1588, CARES Act; HR 2676, Access to Cancer Clinical Trials Act of 2007; HR 3425, Cancer Screening Coverage Act of 2007; S 2236, Preexisting Condition Exclusion Patient Protection Act of 2007; S 2268, Long Term Care Insurance Integrity Act of 2007; HR 4460, Health Care Choice Act of 2007; S 2477, Health Care Choice Act of 2007; S 1758, CLASS Act; HR 3001, CLASS Act; S 2795, SHOP Act; HR 6210, SHOP Act; S 3115, Children's Health Protection Act of 2008; HR 2842, Children's Health Protection Act of 2008; HR 5840, Insurance Information Act of 2008; HR 6142, To amend title I of the Employee Retirement Income Security Act of 1974 to provide, in the case of an employee welfare benefit plan providing benefits in the event of disability, an exemption from preemption under such title for State tort actions to recover damages arising from the failure of the plan to timely provide such benefits; HR 5550, To amend title 5, United States Code, to increase the maximum age to qualify for coverage as a `child' under the health benefits program for Federal employees; S 2948, Small Business Empowerment Act; S 2818, Small Business Health Plans Act of 2008; S 2999, Access to Cancer Clinical Trials Act of 2008; HR 6071, Health Care Consumer Protection Act of 2008; S 3068, Equity in Prescription Insurance and Contraceptive Coverage Act of 2007; S 3559, Continuing Coverage Act of 2008; S 3554, Affordable Coverage for Small Employers Act of 2008; HR 6908, Health Insurance Source of Injury Clarification Act of 2008; HR 6582, Small Business CHOICE Act of 2008; HR 6528, Health Insurance Coverage Protection Act; S 2706, Health Insurance Coverage Protection Act; HR 5840, Insurance Information Act of 2008; HR 7129, Several Approaches to Reduce the Uninsured Act of 2008; proposed legislation concerning these issues. Mental health parity - HR 1424, Paul Wellstone Mental Health and Addiction Equity Act of 2007; HR 6983, Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008; S 3712, To make a technical correction in the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008.

Client expense: Not reported · Firm income: $100,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance Regulatory Reform - NAIFA supports principles underlying state regulation of insurance but also supports insurance regulatory reform and modernization that helps american families and businesses achieve financial security. S.40 - The National Insurance Act would create an optional federal charter (OFC) for insurance companies and agents. NAIFA supports with conditions. HR 107, S. 219, Life Insurance Employee Notification Act which would require disclosure of employee-owned life insurance coverage of an employee. NAIFA supports. HR 2252 - NAIFA supports the COLI Best Practices Act, the House counterpart to S.219. House Resolution 912 & Senate Resolution 448 - Resolutions supporting "Life Insurance Awareness Month". NAIFA supports these resolutions. H.R. 1081, S. 618 - Insurance Industry Competition Act of 2007 will amend the McCarran-Ferguson Act to grant the FTC and DOJ authority to enforce federal antitrust laws against the state regulated insurance industry. NAIFA opposes this bill as it will create a non complicated, less efficient insurance regulatory regime. HR 5611 - National Association of Registered Agents and Brokers Reform Act (NARAB II). NAIFA supports this proposal to improve state-based reciprocal licensing inefficiencies without creating a federal regulator. HR 5840 - Would create an Office of Insurance Information within Department of Treasury. NAIFA supports.

Client expense: $315,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Issues related to asbestos compensation, medical malpractice insurance, terrorism insurance, worker's compensation, and risk retention groups S. 618 Insurance Industry Competition Act of 2007 H.R. 1081 Insurance Industry Competition Act of 2007 S. 40 National Insurance Act of 2007 H.R. 3200 National Insurance Act of 2007 H.R. 1638 James Zadroga 9/11 Health and Compensation Act H.R. 3543 James Zadroga 9/11 Health and Compensation Act of 2007 H.R. 3355 Homeowner's Defense Act of 2007 H.R. 5840 Insurance Information Act of 2008

Client expense: $317,040 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

All issues related to financial services reform, bankruptcy reform, regulations and policy decisions regarding bank sales of insurance-type products issued by the Office of the Comptroller of Currency S. 40 National Insurance Act of 2007 H.R. 3200 National Insurance Act of 2007 S. 618 Insurance Industry Competition Act of 2007 H.R. 1081 Insurance Industry Competition Act of 2007 H.R. 5840 Insurance Information Act of 2008 H.R. 1424 Emergency Economic Stabilization Act

Client expense: $317,040 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3200/S 40 - "National Insurance Act of 2007" - Creates a federal insurance regulator HR 1065/S929 - "Nonadmitted and Reinsurance Reform Act of 2007" - Changes to the regulation of surplus lines and reinsurance markets HR 5611 - "National Association of Registered Agents and Brokers Reform Act of 2008" - Multi-state licensing of insurance agents HR 1081/S 618 - "Insurance Industry Competition Act of 2007" - Amends McCarran-Ferguson Act of 1945 and expands Federal Trade Commission (FTC)/Department of Justice (DOJ) oversight of insurers S 2621 - "Terrorism Risk Insurance Improvement Act of 2008" - Provides for a reset mechanism of the Terrorism Risk Insurance Act of 2002 HR 3355/S 2310 - "Homeowners Defense Act of 2007" - Establishes a state bond selling consortium, Treasury loan program, and reinsurance sale HR 537/S 292 - "Commission on Catastrophic Disaster Risk and Insurance Act of 2007" - Creates a bipartisan commission to study natural disaster proposals HR 3121/S 2284 - "Flood Insurance Reform and Modernization Act of 2007" - Reauthorizes and reforms the National Flood Insurance Program S 1693/HR 6357 - "Wired for Health Care Quality Act of 2007" - Proposed amendment to inhibit life insurers use of data HR 5633 - "Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008" - Prohibits use of credit scores with personal lines of insurance HR 3926 - "Safe Building Code Incentive Act of 2007" - Provides incentives for states to adopt and enforce building codes through grants HR 4461/S2458 - "Community Building Code Administration Grant Act of 2007" - Provides grants for increased staffing of building codes administrations HR 5840 - "Insurance Information Act of 2008" - creates a federal oversight office to provide advice and expertise on insurance regulation to the Administration and Congress HR 6062 - "Personal Lines of Insurance Fairness Act of 2008" - Prohibits use of credit scores with personal lines of insurance Enhanced Homeowners Insurance Policy (EHIP), proposal would add flood coverage to a standard homeowner's insurance policy HR 2638 - "Consolidated Security, Disaster Assistance, and Continuing Appropriations Act of 2009" - Continuing Resolution which includes an extension of the National Flood Insurance Program

Client expense: $630,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Thrift Supervision (OTS), SENATE, Treasury, Dept of, U.S. Copyright Office

H.R. 1081 - Insurance Industry Competition Act of 2007 - All provisions S. 618 - Insurance Industry Competition Act of 2007 - All provisions S. 846 - Longshore and Harbor Workers' Compensation Act Amendments of 2007 - All provisions H.R. 800 - Employee Free Choice Act of 2007 - All provisions H.R. 3195 - ADA Restoration Act of 2007 - All provisions H.R. 5804 - A bill to amend the Internal Revenue Code of 1986 to modify the rules relating to the treatment of individuals as independent contractors or employees, and for other purposes - All provisions S. 2044 - A bill to provide procedures for the proper classification of employees and independent contractors, and for other purposes - All provisions S. 1041 - Employee Free Choice Act of 2007 - All provisions

Client expense: $630,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

All issues related to financial services reform, bankruptcy reform, regulations and policy decisions regarding bank sales of insurance-type products issued by the Office of the Comptroller of Currency S. 40 National Insurance Act of 2007 H.R. 3200 National Insurance Act of 2007 S. 618 Insurance Industry Competition Act of 2007 H.R. 1081 Insurance Industry Competition Act of 2007 H.R. 5840 Insurance Information Act of 2008 H.R. 1424 Emergency Economic Stabilization Act

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to asbestos compensation, medical malpractice insurance, terrorism insurance, worker's compensation, and risk retention groups S. 618 Insurance Industry Competition Act of 2007 H.R. 1081 Insurance Industry Competition Act of 2007 S. 40 National Insurance Act of 2007 H.R. 3200 National Insurance Act of 2007 H.R. 1638 James Zadroga 9/11 Health and Compensation Act H.R. 3543 James Zadroga 9/11 Health and Compensation Act of 2007 H.R. 3355 Homeowner's Defense Act of 2007 H.R. 5840 Insurance Information Act of 2008

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 40/ H.R. 3200, National Insurance Act (Entire bill) S. 929/ H.R. 1065, Nonadmitted and Reinsurance Reform Act of 2007 (Entire bill) S. 618/ H.R. 1081, Insurnace Industry Competition Act of 2007 (Entire bill) S. 742. H.R. 2385, Ban Asbestos in America Act of 2007 (Entire bill) H.R. 91, The Homeowners Insurance Protection Act of 2007 (Entire bill) H.R. 164/ S. 926, the Policyholder Disaster Protection act of 2007 (Entire bill) H.R. 330, The Homeowners Insurance Availability Act of 2007 (Entire bill) H.R. 537/ S. 292, The commission on Catastrophic Disaster Risk (Entire bill) H.R. 913, The Hurricane and Tornado Mitigation Investment Act of 2007 (Entire bill) H.R. 920, The Multiple Peril Insurance Act of 2007 (Entire bill) H.R. 1682, Flood Insurance Reform and Modernization Act of 2007 (Entire bill) H.R. 1852, Expanding American Homeownership Act of 2007 (Entire bill) H.R. 1787/ S. 927, Catastrophe Savings Account Act (Entire bill) H.R. 3121, Flood Insurance reform and Modernization Act (Entire bill) H.R. 3355/ S. 2310, Homeowners Defense Act (Entire bill) S. 1061, Homeowners Insurance Noncoverage Disclosure Act (Entire bill) S. 1890, Flood Insurance Choice act (Entire bill) S. 2047, Flood Insurance Disclosure act (Entire bill) S. 2286/ H.R. 3644, Commission on Natural Catastrophic Risk Management and Insurance Act (Entire bill) S. 2284, Flood Insurance Reform and Modernization Act (Entire bill) S. 2327, Homeowners Assistance Act (Entire bill) S. 2338/ H.R. 6424, Property Mitigation Assistance Act (Entire bill) S. 2458/ H.R. 4461, Community Building Code Administration Grant Act (Entire bill) H.R. 1746, Holocaust Insurance Accountability Act (Entire bill) H.R. 5633, Non-discriminatory Use of Consumer Reports and Consumer Information Act (Entire bill) H.R. 5611, National Association of Registered agents and Brokers Reform Act of 2008 (Entire bill) H.R. 5840, Insurance Information Act (Entire bill) H.r. 5792, Increasing Insurance Coverage Options for Consumers Act (Entire bill) H.R. 6062, Personal lines of Insurance Fairness Act (Entire bill) H.R. 6213, Reinsurance International Solvency Standards Evaluation Board Act (Entire bill) H.R. 1424, The Emergency Economic Stabilization Act (Sec. 3, Sec. 303) H.R. 3339/ H.R. 6903, Bruce Vento Ban asbestos and Prevent Mesothelioma act (Entire bill) H.R. 2638, Consolidated Security, Disaster Assistance and Continuing Appropriations act of 2009 (Sec. 145)

Client expense: $390,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information. H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information. H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform. S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information. S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information. S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information. S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting. S. 1178 - The Identity Theft Prevention Act of 2007. Issue: Privacy Financial Information. S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information. S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform. H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information. H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform. H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform. H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007 S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information. S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information. H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform. S. RES. 603 - Expressing the sense of the Senate on the restitution of or compensation for property seized during the Nazi and Communist eras. Issue: Holocaust claims. H.R. 3221 Foreclosure Prevention Act of 2008. Issue: Reverse Mortgage. S. 2490 Reverse Mortgage Proceeds Protection Act. Issue: Reverse Mortgage. H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records. H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform. H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: Regulatory Reform; mark to market accounts, congressional oversight board.

Client expense: $1,472,800 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information. H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information. H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform. S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information. S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information. S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information. S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting. S. 1178 - The Identity Theft Prevention Act of 2007. Issue: Privacy Financial Information. S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information. S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform. H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information. H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform. H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform. H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007 S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information. S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information. H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform. S. RES. 603 - Expressing the sense of the Senate on the restitution of or compensation for property seized during the Nazi and Communist eras. Issue: Holocaust claims. H.R. 3221 Foreclosure Prevention Act of 2008. Issue: Reverse Mortgage. S. 2490 Reverse Mortgage Proceeds Protection Act. Issue: Reverse Mortgage. H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records. H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform. H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: Regulatory Reform; mark to market accounts, congressional oversight board.

Client expense: $1,472,800 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information. H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information. H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform. S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information. S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information. S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information. S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting. S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information. S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform. H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information. H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform. H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform. H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007 S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information. S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information. H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform. S. RES. 603 - Expressing the sense of the Senate on the restitution of or compensation for property seized during the Nazi and Communist eras. Issue: Holocaust claims. H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records. H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform.

Client expense: $1,472,800 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

S. 618 - To further competition in the insurance industry. H.R. 1081 To further competition in the insurance industry

Client expense: Not reported · Firm income: $100,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1081; S. 618 Insurance Industry Competition Act of 2007 (all provisions) H.R. 330 Homeowners Insurance Availability Act of 2007 (all provisions) H.R. 1065; S. 929 Nonadmitted and Reinsurance Reform Act of 2007 (all provisions) H.R. 3121; S. 2284 Flood Insurance Reform and Modernization Act (all provisions) H.R. 920 Multiple Peril Insurance Act of 2007 (all provisions) H.R. 3200; S. 40 National Insurance Act of 2007 (all provisions) H.R. 3355; S. 2310 Homeowners Defense Act of 2007 (all provisions) H.R. 4461 Community Building Code Administration Grant Act of 2007 (all provisions) H.R. 3926 Safe Building Code Incentive Act of 2007 (all provisions) Insurance Regulatory Reform H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions) H.R. 5633 Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 (all provisions) H.R. 91; S. 928 Homeowners Insurance Protection Act of 2007 (all provisions) H.R. 537; S. 292 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 (all provisions) S. 1061 Homeowners Insurance Noncoverage Disclosure Act (all provisions) H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008 (all provisions) H.R. 6213 Reinsurance International Solvency Standards Evaluation Board Act of 2008 (all provisions) H.R. 6308 Municipal Bond Fairness Act (all provisions) H.R. 5840 Insurance Information Act (all provisions) H.R. 6062 Personal Lines of Insurance Fairness Act of 2008 (all provisions) S. 2458 Community Building Code Administration Grant Act (all provisions) H.R. 3959 to amend National Flood Insurance Act to provide phase-in of actuarial rates (all provisions) H.R. 2638 Continuing Appropriations Resolution (flood insurance provisions) Equity Indexed Annuity 401(k) Rule - SEC Proposed Rule 151A Systemic Risk Regulator (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program Financial Literacy

Client expense: $250,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Insurance reform: Advocate in support of an optional Federal Charter, .R. 3200 and S.40, both titled "The National Insurance Act of 2007". These bills would create an optional federal charter for insurance. Also advocate for H.R. 5840, the Insurance Information Act of 2008. This bill would create an office of Insurance Information with the Treasury Department to provide federal expertise on insurance matters and international negotiations. Long Term Care Insurance: Advocate in support of HR 3363 and S.2337, both titled the Long-term Care Affordability and Security Act of 2007. These bills would allow long-term care insurance to be offered in employer-sponsored cafeteria plans flexible spending arrangements. Annuities/Suitability: Followed S. 2794, the "Senior Investor Protection Act of 2008". a bill which would hold insurance and securities companies liable for any potential mis-selling of their products by agents and brokers. The bill also required disclosures of fees, costs, and commissions. Also, contacted Senate staff on the annuities suitability issues, separate from the introduction of the bill. Also followed SEC action on this issue, including the SEC's issuing of a finance rule affecting fixed-index annuities. This is Rule 151A. Holocaust insurance issues/ICHEIC: Lobbied against a bill introduced in the House, H.R. 1746, the "Holocaust Insurance Accountability Act of 2007", which would create a new cause of action against U.S. insurance companies with European affiliates that may have written life insurance policies involving Holocaust victims. The bill would also require any European insurer with policies written between 1900 and 1945 that may have involved holocaust victims to disclose all files on the policies, including names, to the U.S. Credit-based insurance scores: Lobbied against a bill introduced in the House, H.R. 5733, the "Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008", which would restrict the ability of personal lines insurers to use credit information for underwriting or setting rates. Bond insurance: Follow issue, including attending hearings, which is how the subprime crisis has affected the bond insurance industry and the municipal securities they insure. Medicare secondary payer/workers compensation: Flow issue, including trade association efforts to meet with the Centers for Medicare and Medicaid Services (CM'S), an agency at the Department of Health and Human Services. CMS is working on guidance/rules on this issue and insurance trade associations are weighing in. McCarran-Ferguson Reform: Follow and oppose two bills, S.618 and H.R. 1081, the Insurance Industry Competition Act, which would repeal the McCarran-Ferguston Act, which provides insurers a limited exemption from federal antitrust law. Broker licensing: Followed introduction of bill H.R. 5611, the National Association of Registered Agents and Brokers Reform Act. This bill, which is generally opposed by trade groups we belong to, would create a self regulating organization for insurance producers. Flood and national catastrophe insurance: Lobbied in the House for reform of the National Flood Insurance Program, which is set to expire in March. Also lobbied against the inclusion of wind in the NFIP. Lobbied against the adoption of legislation that would create a federal backstop for natural catastrophe insurance.

Client expense: $350,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Risk Management Agency, SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of

See attachment. INS Third Quarter Report 2008 H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information. H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information. H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform. H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform. H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information. H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007 H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform. H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform. H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform. H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records. S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform. S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information. S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information. S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information. S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information. S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information. S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting. S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information.

Client expense: $830,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. FIN Third Quarter Report 2008 H.R. 493 - Genetic Information Nondiscrimination Act of 2007. Issue: Genetic Testing; Risk Classification H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information. H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information. H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform. H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform. H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: Regulatory Reform; mark to market accounts, congressional oversight board. H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information. H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007 H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform. H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform. H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform. H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records. S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform. S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information. S. 358 - Genetic Information Nondiscrimination Act of 2007. Issue: Genetic Testing; Risk Classification. S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information. S. 1178 - The Identity Theft Prevention Act of 2007. Issue: Privacy Financial Information. S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information. S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information. S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information. S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information. S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting.

Client expense: $830,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. CSP Third Quarter Report 2008 H.R. 493 - Genetic Information Nondiscrimination Act of 2007. Issue: Genetic Testing; Risk Classification H.R. 948 - The Social Security Number Protection Act of 2007. Issue: Privacy Financial Information. H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act. Issue: Privacy Financial Information. H.R. 1065 - The Non - Admitted and Reinsurance Reform Act of 2007. Issue: Reinsurance; Regulatory Reform. H.R 1081/S 618 - Insurance Industry Competition Act of 2007. Issue: Regulatory Reform. H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: Regulatory Reform; mark to market accounts, congressional oversight board. H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007. Issue: Privacy Financial Information. H.R. 3046 - The Social Security Number Privacy and ID Theft Prevention Act of 2007 H.R. 3200 - The National Insurance Act of 2007. Issues: OFC; Reg. Reform. H.R. 5611 National Association of Registered Agents and Brokers Reform Act of 2008. Issue: Regulatory Reform. H.R. 5792 Increasing Insurance Coverage Options for Consumers Act of 2008. Issue: Regulatory Reform. H.R. 5840 Insurance Information Act of 2008. Issue: Regulatory Reform. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act). Issue: Privacy; Medical Records. S. 40 - The National Insurance Act of 2007. Issues: Optional Federal Charter; Regulatory Reform. S. 239 - Notification of Risk to Personal Data Act of 2007. Issue: Privacy Financial Information. S. 358 - Genetic Information Nondiscrimination Act of 2007. Issue: Genetic Testing; Risk Classification. S. 495 - The Personal Data Privacy and Security Act of 2007. Issue: Privacy Financial Information. S. 1178 - The Identity Theft Prevention Act of 2007. Issue: Privacy Financial Information. S. 1693 - Wired for Health Care Quality Act. Issue: Privacy Medical Information. S. 1814 - Health Information Privacy and Security Act. Issue: Privacy Medical Information. S. 1865 - Life Insurance Fairness for Travelers Act of 2007. Issue: Travel Underwriting. S. 1202 - The Personal Data Protection Act of 2007. Issue: Privacy Financial Information. S. 1260 - Data Security Act of 2007. Issue: Privacy Financial Information.

Client expense: $830,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE