Flood Insurance Reform and Modernization Act of 2007

See addendum HR 1065Nonadmitted and Reinsurance Reform Act of 2007 HR 1076HIPAA Recreational Injury Technical Correction Act HR 1081Insurance Industry Competition Act of 2007 HR 1424Paul Wellstone Mental Health and Addiction Equity Act HR 1682 Flood Insurance Reform and Modernization Act of 2007 HR 1820Tax Equity for Health Plan Beneficiaries Act of 2007 HR 2132Small Business Health Plans Act of 2007 HR 4460Health Care Choice Act of 2007 HR 506Health Partnership Through Creative Federalism Act HR 5611National Association of Registered Agents and Brokers Reform Act of 2008 HR 6528Health Insurance Coverage Protection Act' HR 6582Small Business CHOICE Act HR 6908Health Insurance Restrictions and Limitations Clarification Act of 2008' HR 7110Job Creation and Unemployment Relief Act HR 7129Several Approaches to Reduce the Uninsured Act HR 758Breast Cancer Patient Protection Act of 2008 HR5792Increasing Insurance Coverage Options for Consumers Act S 2477Health Care Choice Act of 2007 S 2706 Health Insurance Coverage Protection Act S 3554Affordable Coverage for Small Employers Act S 3559Continuing Coverage Act S 618Insurance Industry Competition Act of 2007 S 929Nonadmitted and Reinsurance Reform Act of 2007 S. 3604Emergency Supplemental Appropriations HR 241Association Health Plans HR 2842Childrens Health Protection Act HR 2948Increased Access to Health Insurance Act HR 5840Insurance Information Act HR 5918Small Business Health Options Program Act HR 5923Patients Health Care Reform Act HR 5955Making Health Care More Affordable Act HR 6071Health Care Consumer Protection Act HR 6142Lawsuits Against Employer-Sponsored Disability Benefit Plans HR 6210Small Business Health Options Program Act S 1076HIPAA Recreational Injury Technical Correction Act S 1298Healthy Businesses, Healthy Workers Reinsurance Act S 2795Small Business Health Options Program Act S 2818Small Business Health Plans Act S 2948Small Business Empowerment Act S 40National Insurance Act S 46Affordability in the Individual Market Act S 616HIPAA Recreational Injury Technical Correction Act S. 3710Medicare Early Access Act of 2008

Client expense: $480,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

Insurance Regulation issues including: S.40 National Insurance Act of 2007 H.R.3200 National Insurance Act of 2007 S.929 Non-admitted and Reinsurance Reform Act of 2007 Insurance Regulation issues continued: H.R.1065 - Non-admitted and Reinsurance Reform Act of 2007 H.R.5611 National Association of Registered Agents and Brokers Reform Act of 2008 H.R.5840 Insurance Information Act of 2008 H.R.5792 Increasing Insurance Coverage Options for Consumers Act of 2008 Natural Catastrophe/Flood Insurance issues including: S.292 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R.537 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 S.2286 Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.3644 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.330 Homeowners Insurance Availability Act of 2007 S.927 Catastrophe Savings Accounts Act of 2007 H.R.1787 Catastrophe Savings Accounts Act of 2007 H.R.91 Homeowners Insurance Protection Act of 2007 S.928 Homeowners Protection Act of 2007 H.R.920 Multiple Peril Insurance Act of 2007 H.R.164 - Policyholder Disaster Protection Act of 2007 S.926 - Policyholder Disaster Protection Act of 2007 S.2328 - Property Mitigation Assistance Act of 2007 H.R.3355 Homeowners Defense Act of 2007 S.2310 - Homeowners' Defense Act of 2007 S.2327 - Homeowners Insurance Assistance Act of 2007 H.R.3121 Flood Insurance Reform and Modernization Act of 2007 S.2284 - Flood Insurance Reform and Modernization Act of 2007 H.R.922-National Flood Insurance Program Participation Evaluation Act of 2007 S.1890 Flood Insurance Choice Act of 2007 H.R.1682 Flood Insurance Reform and Modernization Act of 2007 S.1890 - Flood Insurance Choice Act of 2007 H.R.3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. S.1061 - Homeowners' Insurance Noncoverage Disclosure Act H.R.2638 Consolidated Security, Disaster Assistance and Continuing Appropriations Act of 2009 (NFIP extension) Auto issues including: S.545 - Passenger Vehicle Loss Disclosure Act H.R.2811 - Passenger Vehicle Loss Disclosure Act Workers Compensation issues including: H.R.2549 Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2007 H.R.3963 - Children's Health Insurance Program Reauthorization Act of 2007 Health Insurance issues including: S.558 Mental Health Parity Act of 2007 H.R.1424 To amend section 712 of the Employee Retirement Income Security Act of 1974, section 2705 of the Public Health Service Act, section 9812 of the Internal Revenue Code of 1986 TRICARE issues Underwriting issues including: H.R.5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 H.R.6062 Personal Lines of Insurance Fairness Act H.R.3056 The Social Security Number Privacy and Identity Theft Prevention Act S.3001 Duncan Hunter National Defense Authorization Act for FY09 S.AMDT.5466 Prohibition on Discrimination in Life Insurance

Client expense: $690,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Optional Federal Charter, H.R. 3200, the National Insurance Act of 2007 S. 40, the National Insurance Act of 2007 Terrorism Insurance Reauthorization Flood Insurance, H.R. 1682, the Flood Insurance Reform & Modernization Act of 2007 H.R. 3121, the Flood Insurance Reform & Modernization Act of 2007, Long Term Care, H.R. 3363, Long-Term Care Affordability & Security Act of 2007 & S. 2337 H.R. 5840 Insurance Information Act of 2008 S. 2284, Flood Insurance Reform & Modernization Act of 2007

Client expense: $1,600,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

GSE Reform, HR. 1427, Federal Housing Finance Reform Act of 2007; H.R. 1427, the Federal Housing Reform Act of 2007; H.R. 526, Homeownership and Responsible Lending Act; H.R. 3012, the Fair Mortgage Practices Act; H.R. 1852, the Expanding American Homeownership Act of 2007; S. 2133, Home Owners "Mortgage & Equity Savings Act" HOMES Act; H.R. 3609, Emergency Home Ownership and Mortgage Equity Protection Act of 2007; Sub-Prime, H.R. 3915, Mortgage Reform and Anti-Predatory Lending Act; H.R. 3221, American Housing Rescue & Foreclosure Act of 2008; H.R. 5830, FHA Housing Stabilization & Homeowner Retention Act; H.R. 1852, Expending American Homeownership Act of 2007; H.R. 1065, Non Admitted & Reinsurance Reform Act of 2007; Borrower Protection Act, H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007; H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007; FHA Reform, H.R. 1752, Expanding American Homeownership Act of 2007;

Client expense: $1,600,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

GSE Reform; H.R. 1427, Federal Housing Finance Reform Act of 2007; H.R. 1427, the Federal Housing Finance Reform Act of 2007; Terrorism Insurance Reauthorization; H.R. 2761, the Terrorism Risk Insurance Revision and Extension Act of 2007; Flood Insurance; Farm Credit System, H.R.2419, the Farm, Nutrition, and Bioenergy Act of 2007; H.R. 3160, Student Loans; H.R. 890, the Student Loan Sunshine Act; S. 1561, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans; H.R. 2669, the college cost Reduction Act; S. 1642, the Higher Education Amendments of 2007; H.R. 5, the College Student Relief Act of 2007; S. 359, Student Debt Relief Act of 2007; Higher Education Access Act of 2007; H.R. 1682; the Flood Insurance Reform and Modernization Act of 2007; H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007; Social Security Verification; H.R. 948, the Social Security Number Protection Act of 2007;

Client expense: $1,600,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

Improving the efficiency of the current regulatory system, whether by modifying the existing state system, creating an optional federal charter for insurance companies or through the creation of a Federal Office of Insurance Information. National Insurance Act of 2007, S. 40/H.R. 3200 Insurance Information Act of 2008, H.R. 5840 Flood Insurance Reform and Modernization Act of 2007, H.R. 1682, and the Flood Insurance Reform Modernization Act of 2007, S. 2284, which would reauthorize the flood program for 5 years and modernize the program (e.g., require that more insureds pay an actuarial price for coverage). Temporary extension of flood program enacted as part of the Continuing Resolution, P.L. 110-329. We have also addressed the related issue of whether companies offering property insurance and related coverage in coastal areas and participating as "Write Your Own" carriers for the National Flood Insurance Program (NFIP) have properly processed claims arising out of the 2005 hurricanes. H.R. 902, the "Multiple Peril Insurance Act of 2007," which would expand the NFIP to provide wind coverage to coastal residents. Federal Backstop for Natural Catastrophe - H.R. 3355, "Homeowners' Defense Act of 2007," which would create a 3-pronged federal backstop for natural catastrophes. Also, the "Homeowners Insurance Protection Act of 2007," H.R. 91/S. 928, would authorize the Treasury Department to sell catastrophic reinsurance to state catastrophe funds. Study Commissions on Natural Catastrophe Insurance (H.R. 5371/S. 292) under these proposals Congress would authorize a commission to study the various disaster insurance ideas to determine which of them represent the best public policy choices. S. 618/H.R. 1081, the "Insurance Industry Competition Act," which would repeal the McCarran-Ferguson Act's antitrust exemption and subject the insurance industry to Federal Trade Commission regulation.

Client expense: $480,000 · Firm income: Not reported

Government targets: Bureau of Justice Assistance, Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Office of Thrift Supervision (OTS), SENATE

S. 40, the National Insurance Act (all provisions) S. 926, the Policyholder Disaster Protection Act of 2007 (allowing insurance companies to make tax deductible contributions to a tax-exempt policyholder disaster protection fund) S. 928, the Homeowners Protection Act of 2007 (creating a federal backstop for state natural catastrophe insurance programs) S. 929, the Nonadmitted and Reinsurance Reform Act (all provisions) S. 930, the Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) S. 931, the National Hurricane Research Initiative Act of 2007 (all provisions) S. 2047, the Flood Insurance Disclosure Act of 2007 (all provisions) S. 2284, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) S. 2327, the Homeowners Insurance Assistance Act of 2007 (all provisions) H.R. 1065, the Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 1787, the Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 2895, the National Affordable Housing Trust Fund Act of 2007 (all provisions) H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 3162, Childrens Health and Medicare Protection Act of 2007 (revenue-offset tax provisions) H.R. 3200, the National Insurance Act of 2007 (all provisions to create an optional federal insurance charter) H.R. 3355, the Homeowners Defense Act of 2007 (all provisions) H.R. 3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties (all provisions) H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions) H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008 (all provisions) H.R. 5840, the Insurance Information Act of 2008 (all provisions)

Client expense: $1,930,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2762, H.R. 3121, H.R. 3200, H.R. 330, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, H.R. 5633, H.R. 5792, H.R. 5840, H.R. 5961, H.R. 6062, H.R. 6078, H.R. 6213, H.R. 6285, H.R. 6424, H.R. 91, H.R. 920, H.R. 921, H.R. 922, H.R. 957, S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S. 2621, S. 3483, S. 396, S. 30, S. 929

Client expense: $454,203 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Congressional Budget Office (CBO), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

See Addendum HR 1065 Nonadmitted and Reinsurance Reform Act of 2007 HR 1081 Insurance Industry Competition Act of 2007 HR 1682 Flood Insurance Reform and Modernization Act of 2007 HR 1787 Catastrophe Savings Accounts Act of 2007 HR 2639 Promoting Health for Future Generations Act of 2007 HR 2761 Terrorism Risk Insurance Revision and Extension Act of 2007 HR 3163 Healthy Americans Act HR 3200 National Insurance Act HR 3355 Homeowners Defense Act HR 5719, the Taxpayer Assistance and Simplification Act of 2008 S 40 National Insurers Act S 334 Healthy Americans Act S 618 Insurance Industry Competition Act of 2007 S 927 Catastrophe Savings Accounts Act of 2007 S 929 Nonadmitted and Reinsurance Reform Act of 2007 S 1224 Children's Health Insurance Program (CHIP) Reauthorization Act of 2007 S 1865 Life Insurance Fairness for Travelers Act of 2007 HSA Regulations, Notice 2007-22, NPRM REG-143797-06 Implementing regulations for Public Law no.106-102: Gramm-Leach-Bliley Financial Modernization Act of 1999 Title V: Title III: 1. Privacy Provisions of Title V 2. Consumer Protections for Bank Sales of Insurance under Title III 3. Support of Federal preemption under Title V and the National Bank Act of state laws restricting sales of insurance by banks 4. Disclosure rules for Fixed Annuities under Title V Implementing Regulations for Public Law 108-159: The Fair and Accurate Transactions Act of 2003, Section 411. Implementing Regulation for Public Law 108-173, Medicare Prescription Drug Improvement and Modernization Act of 2003, Title XII, Section 1201, Health Savings Accounts.

Client expense: $80,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC)

See Addendum HR 1065 Nonadmitted and Reinsurance Reform Act of 2007 HR 1081 Insurance Industry Competition Act of 2007 HR 1682 Flood Insurance Reform and Modernization Act of 2007 HR 1787 Catastrophe Savings Accounts Act of 2007 HR 2639 Promoting Health for Future Generations Act of 2007 HR 2761 Terrorism Risk Insurance Revision and Extension Act of 2007 HR 3163 Healthy Americans Act HR 3200 National Insurance Act HR 3355 Homeowners Defense Act HR 5719, the Taxpayer Assistance and Simplification Act of 2008 S 40 National Insurers Act S 334 Healthy Americans Act S 618 Insurance Industry Competition Act of 2007 S 927 Catastrophe Savings Accounts Act of 2007 S 929 Nonadmitted and Reinsurance Reform Act of 2007 S 1224 Children's Health Insurance Program (CHIP) Reauthorization Act of 2007 S 1865 Life Insurance Fairness for Travelers Act of 2007 HSA Regulations, Notice 2007-22, NPRM REG-143797-06 Implementing regulations for Public Law no.106-102: Gramm-Leach-Bliley Financial Modernization Act of 1999 Title V: Title III: 1. Privacy Provisions of Title V 2. Consumer Protections for Bank Sales of Insurance under Title III 3. Support of Federal preemption under Title V and the National Bank Act of state laws restricting sales of insurance by banks 4. Disclosure rules for Fixed Annuities under Title V Implementing Regulations for Public Law 108-159: The Fair and Accurate Transactions Act of 2003, Section 411. Implementing Regulation for Public Law 108-173, Medicare Prescription Drug Improvement and Modernization Act of 2003, Title XII, Section 1201, Health Savings Accounts.

Client expense: $80,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC)

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Client expense: $6,520,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office

Legislation: MMDA Sweep Account and legislation to repeal the prohibition on the payment of interest on deposits (H.R.41); Real estate brokerage and management (H.R.111, S.413); CTR reports for seasoned customers (H.R.323); College Student Relief Act of 2007 (H.R.5); Tax provisions of minimum wage bill (H.R.6,H.Res.261,H.Res.332,H.R.1591,H.R.2206,S.965); credit card fees and services legislation; Small Business Tax Relief Act (H.R.976); Credit Union Regulatory Improvement Act (H.R.1537,H.R.5519);.... Terrorism Risk Insurance Act extension (H.R.2761, H.R.4299, S.2285); CFIUS Reform (H.R.556); Community Development Investments (H.R.1066); Privacy (H.R.498, H.R.958, S.495, S.806, S.1178, S.1260); Executive Compensation (H.R.1257); PATRIOT Act (H.R.1314); SBA Disaster Loans (S.163, H.R.1361); GSE regulation (H.R.1427, S.1100); ILC holding company legislation (H.R.698, S.1356); Flood Insurance Reform (H.R.1682, H.R.3121, S.1890, H.R.3959); Catastrophe Savings Accounts (H.R.1787, S.927); Borrowers Protection Act (S.1299); Student Loan Legislation (S.486, S.511, S.1642, S.1762, H.R.890, H.R. 2669); SBA Reform (S.1256, H.R.1332); Treasury Department Appropriations (H.R.2829); Interstate Taxation (S.1726, H.R.5267); Sarbanes-Oxley Reform Legislation (H.R.1508); Regulatory Burden Relief (H.R.1869, H.R.6312, H.R.5841); FHA Reform (H.R.1852); The Farm Bill (H.R.2419, H.R.4193), FHA Reform bills (H.R.1852, S.2338); Mortgage Debt Tax Forgiveness (H.R.3648); AMT Reform (H.R.3996); "Do Not Call" List amendments (H.R.2601, H.R.3541); Bankruptcy Reform (H.R.3609, S.2136); Sub.Prime Loan Regulation (H.R.3915, S.2452); Unfair and Deceptive Acts or Practices Authority (H.R.3526); Identity Theft Legislation (S.2168); Appraisal and Escrow Legislation (H.R.3837); Rural Housing Bill (H.R.3873); Section 8 programs (H.R.3965); Dollar coin bill (H.R.3703); Tax Legislation (H.R.3970, H.R.3056, H.R.6275, H.R.6049, H.R.2886, H.R.5719, H.R.5720); SBA Lending (H.R.3866); Housing bills (H.R.2895); Overdraft Protection Bill (H.R.946); FHA Loan Size (H.R.1852); Lobbying Reform (S.1); Economic Stimulus (H.R.5140, S.2636, H.R.3221); Credit Card Practices (H.R.5244); Bankruptcy (S. 2636, H.R.3609, H.R.4044, S.2136); Foreclosure Legislation (H.R.3221, H.R.5830, H.R.5818, H.R.5579); Interchange Fee Controls (H.R.5546, S.3086); Student Loan Legislation (H.R. 5715, S. 2815); Internet Gambling Legislation (H.R.5767); Retirement Account Fee Disclosure (H.R.3185); Arbitration Clause Restrictions (H.R.3010; H.R.5312); Money Services Business Regulation (H.R.4049); Emergency Economic Stabilization Act (H.R.1424); Military Bankruptcy (S.3197); Pension Fund Reform (H.R.7327). Regulation: Community Reinvestment Act regulations; Subprime Mortgage Lending; SEC and PCAOB Sarbanes-Oxley regulations and guidance; Regulatory Burden Relief Regulations; Deposit Insurance Regulations; SBA Regulations; Federal Reserve Board's Regulation Z (Truth-in-Lending); Fed-SEC Regulation R; Garnishment of Exempt Funds regulation; FACT Act Regulations; FDIC Audit and reporting regulations; Capital Requirements (Basel II); IRS Trust Tax Regulations; Internet gambling regulations; Small bank examination rules; FinCen Rules on Foreign Banking Relationships; SEC Risk-based auditing standard; Money Laundering Regulations, Financial Institution Regulatory Restructuring; SEC Credit Rating Agency Reforms; Unfair and Deceptive Acts or Practices Regulations; Risk-Based Pricing Notices; Home Valuation Code of Conduct Appraisal Rules; Guidance on HELOC reductions; Best Practices for Residential Covered Bonds; FRB Reg. S (privacy); HUD RESPA Regulations; Money Market Fund Guaranties; Fannie Mae/Freddie Mac Conservatorship; SEC Short-Selling Rules; FASB Fair Value Accounting Regs; Auction-Rate Securities Rules; Timing of FASB/SEC Rules; FDIC Deposit Insurance Coverage Regulations; Truth-in-Savings Regulations; Risk Weighting of capital standards; Interest on Reserve Requirements; FDIC Restoration Plan; Deposit and Debt Guarantee Program; Guaranty Program for Troubled Assets; Capital Purchase Program; Hope for Homeowners Program; Overdraft Regulations; Currency Transaction Report Exemptions. #17. (continued from previous page) Public Company Accounting Oversight Board

Client expense: $160,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 and HR 6062 (restrictions on insurers use of credit scoring) oppose these bills which would remove an accurate predictor of insurance claims. HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. HR 2638 and HR 6965 - short term extensions of the NFIP. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. HR 5840 Establish an Office of Insurance Information in the Department of the Treasury; concerns about protection of proprietary data, preemption of state laws, and the appropriate role of the federal government in regulating insurers. HR 4461 and S 2458 Community Building Code Administration Grant Act of 2007; expressed support for these bills which seek to provide funding and incentives for state and local governments to increase their building code enforcement efforts. HR 6078 The Green Act of 2008; questions about impact on the underwriting of homeowners insurance. HR 6495 Transportation and Housing Choices for Gas Price Relief Act of 2008; questions about possible federal incentives for pay-as-you-drive auto insurance.

Client expense: $100,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

Flood Insurance Reform and Modernization Act of 2007 - H.R. 3121, all provisions; Flood Insurance Reform and Modernization Act of 2007--H.R. 1682, all provisions; Hurricane and Tornado Mitigation Investment Act of 2007 - S. 930, all provisions; Nonadmitted and Reinsurance Reform Act of 2007--S 929, all provisions; Homeowners Protection Act - S. 928, all provisions; Catastrophe Savings Accounts Act of 2007 - S. 927, all provisions; Policyholder Disaster Protection Act of 2007 - S. 926, all provisions Homeowners' Insurance Availability Act of 2007 - H. R. 330, all provisions; Homeowners' Defense Act - H.R. 3355, all provisions; Homeowners' Defense Act - S. 2310, all provisions; To extend the authorization of the NFIP H.R.6965, all provisions

Client expense: $190,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - S. 292, all provisions; Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - H.R. 537, all provisions; Passenger Vehicle Loss Disclosure Act - S. 545, all provisions; Insurance Industry Competition Act of 2007 - H.R. 1081, all provisions; Insurance Industry Competition Act of 2007 - S. 618, all provisions; Homeowners' Insurance Noncoverage Disclosure Act - S. 1061, all provisions; National Insurance Act of 2007 - S. 40, all provisions Community Reinvestment Modernization Act of 2007 - H.R. 1289, all provisions National Insurance Act of 2007 - H.R. 3200, all provisions Terrorism Risk Insurance Improvement Act of 2008 - S. 2621, all provisions Office of Insurance Information Act H.R. 5840, all provisions National Association of Registered Agents and Brokers Reform Act H.R. 5611, all provisions Personal Lines Insurance Fairness Act H.R. 6062, all provisions Risk Retention Act H.R. 5792, all provisions Flood Insurance Reform and Modernization Act of 2007 - H.R. 3121, all provisions Flood Insurance Reform and Modernization Act of 2007 - H.R. 1682, all provisions Hurricane and Tornado Mitigation Investment Act of 2007 - S. 930, all provisions Nonadmitted and Reinsurance Reform Act of 2007 - S. 929, all provisions Homeowners Protection Act - S. 928, all provisions Catastrophe Savings Accounts Act of 2007 - S. 927, all provisions Policyholder Disaster Protection Act of 2007 - S. 926, all provisions Homeowners' Insurance Availability Act of 2007 - H. R. 330, all provisions Homeowners' Defense Act - H.R. 3355, all provisions Homeowners' Defense Act - S. 2310, all provisions To extend the authorization of the NFIP H.R.6965, all provisions

Client expense: $190,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Please see page 3 H.R. 1682, "Flood Insurance Reform and Modernization Act of 2007;" All provisions affecting geospatial activities. H.R. 2400, "Ocean and Coastal Mapping Integration Act;" All provisions affecting geospatial activities. S. 39, "Ocean and Coastal Exploration and NOAA Act;" All provisions affecting geospatial activities. S. 1582, "Hydrographic Services Improvement Act Amendments of 2007;" All provisions affecting geospatial activities. S. 1584, "Hydrographic Services Improvement Act Amendments of 2007;" All provisions affecting geospatial activities. S. 705, "To amend the Office of Federal Procurement Policy Act to establish a governmentwide policy requiring competition in certain executive agency procurements, and for other purposes;" All provisions affecting geospatial activities. S. 1667, "To establish a pilot program for the expedited disposal of Federal real property;" All provisions affecting geospatial activities. H.R. 1023, "To repeal the imposition of withholding on certain payments made to vendors by government entities;" All provisions affecting geospatial activities. S. 777, "To repeal the imposition of withholding on certain payments made to vendors by government entities;" All provisions affecting geospatial activities. H.R. 3352, "Hydrographic Services Improvement Act Amendments of 2007;" All provisions affecting geospatial activities. S. 1938, "National Flood Mapping Act of 2007;" All provisions affecting geospatial activities. S. 2284, "Flood Insurance Reform and Modernization Act of 2007;" All provisions affecting geospatial activities. H.R. 5532, "Federal Land Asset Inventory Reform Act of 2008;" All provisions affecting geospatial activities. S. 3043, Federal Land Asset Inventory Reform Act of 2008; All provisions affecting geospatial activities. H.R. 5658, National Defense Authorization Act; All provisions affecting geospatial activities. H.R. 5787, Federal Real Property Disposal Enhancement Act of 2008; All provisions affecting geospatial activities.

Client expense: Not reported · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Highway Administration (FHA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Natl Geospatial Intelligence Agency, Natl Oceanic & Atmospheric Administration (NOAA), SENATE, Transportation Security Administration (TSA), U.S. Geological Survey (USGS)

Optional Federal Charter for insurers: National Insurance Act of 2007 - S. 40, HR 3200 Office of Insurance Information in the US Department of Treasury: Insurance Information Act of 2008 - HR 5840 Surplus lines: Nonadmitted and Reinsurance Reform Act - HR 1065, S. 929 McCarran-Ferguson repeal: Insurance Industry Competition Act of 2007 - S. 618, HR 1081 Reinsurance International Solvency Standards Evaluation Board Act of 2008 - HR 6213 National Association of Registered Agents and Brokers Reform Act of 2008 - HR 5611 Issues related to using credit in personal lines of insurance - HR 5633, HR 6062 Federal Crop Insurance Program National Flood Insurance Program: Flood Insurance Reform and Modernization Act of 2007 - HR 1682, HR 3121, S. 2284; Multiple Peril Insurance Act of 2007 - HR 920; Flood Insurance Choice Act of 2007 - S. 1890 Medicare Secondary Payer and Workers' Compensation Reform - HR 2549 Issues related to insurance and natural catastrophes - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - HR 537, S. 292; Homeowners' Protection Act of 2007 - S. 928; Homeowners' Insurance Protection Act of 2007 - HR 91; Homeowners' Insurance Availability Act of 2007 - HR 330; Policyholder Disaster Protection Act of 2007 (tax-deferred catastrophic reserves) - S. 926, HR 164 False Claims Act Correction Act of 2007 - S. 2041, HR 4854 Increasing Insurance Coverage Options for Consumers Act of 2008 - HR 5792 Taxation of Reinsurance Transactions: HR 6969

Client expense: $350,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 2549 - Medicare Secondary Payer and Worker's Compensation Settlement Agreement Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3926 - Safe Building Codes Act of 2007 - All provisions H.R. 3959 - A bill to amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties - All provisions H.R. - 4050 - Levee-Like structure Consideration Act of 2007 - All provisions H.R. 4299 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4721 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4461 - A bill to promote and enhance the operation of local building code enforcement administration across the country by establishing a competitive federal matching grant program - All provisions H.R. 5611 - A bill to reform the National Association of Registered Agents and Brokers, and for other purposes - All provisions H.R. 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 - All provisions H.R. 5792 - A bill to amend the Liability Risk Retention Act of 1986 to increase insurance competition and available coverage for consumers - All provisions H.R. 5840 - A bill to establish an Office of Insurance Information in the Department of the Treasury - All provisions H.R. 5961 - Medicaid and SCHIP Abuse Prevention Act of 2008 - All provisions H.R. 6062 - Personal Lines of Insurance Fairness Act of 2008 - All provisions H.R. 6213 - Reinsurance International Solvency Standards Evaluation Board Act of 2008 - All provisions H.R. 6424 - Property Mitigation Assistance Act of 2008 - All provisions S. 40 - National Insurance Act of 2007 - All provisions S. 1890 - Flood Insurance Choice Act of 2007 - All provisions S. 1938 - National Flood Mapping Act of 2007 - All provisions S. 2029 - Physicial Payments Sunshine Act of 2007 - All provisions S. 2151 - A bill to amend the National Flood Insurance Act of 1968 to authorize notations on flood insurance rate maps for areas protected against 100-year and 500-year floods by certified flood control structures- All provisions S. 2251 - Homeowners' Flood Protection Act of 2007 - All provisions S. 2284 - Flood Insurance Reform and Modernization Act of 2007 - All provisions S. 2285 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 2458 - Community Building Code Administration Grant Act of 2007 - All provisions S. 2499 - Medicare, Medicaid and SCHIP extension act of 2007- All provisions S. 2621 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions FTC - Study on Credit-Based Insurance Scores: Impact on Homeowners Insurance - All provisions S. 3483 - Passenger Vehicle Loss Disclosure Act (Introduced in Senate) - All provision H.R. 6078 - Green Act of 2008 - Provision affecting homeowner insurance H.R. 6285 - To amend the National Flood Insurance Act of 1968 to provide for adequate progress on the construction of a flood protection system to include the appropriation of at least 60 percent of the system cost from Federal, State or local funds - All provisions S. 396 - A bill to amend the Internal Tax Revenue Code to 1986 to treat controlled foreign corporations in tax havens as domestic corporations - All provisisions S. 929 - Nonadmitted and Reinsurance Reform Act of 2007 - All provisions

Client expense: $630,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S. 40/ H.R. 3200, National Insurance Act (Entire bill) S. 929/ H.R. 1065, Nonadmitted and Reinsurance Reform Act of 2007 (Entire bill) S. 618/ H.R. 1081, Insurnace Industry Competition Act of 2007 (Entire bill) S. 742. H.R. 2385, Ban Asbestos in America Act of 2007 (Entire bill) H.R. 91, The Homeowners Insurance Protection Act of 2007 (Entire bill) H.R. 164/ S. 926, the Policyholder Disaster Protection act of 2007 (Entire bill) H.R. 330, The Homeowners Insurance Availability Act of 2007 (Entire bill) H.R. 537/ S. 292, The commission on Catastrophic Disaster Risk (Entire bill) H.R. 913, The Hurricane and Tornado Mitigation Investment Act of 2007 (Entire bill) H.R. 920, The Multiple Peril Insurance Act of 2007 (Entire bill) H.R. 1682, Flood Insurance Reform and Modernization Act of 2007 (Entire bill) H.R. 1852, Expanding American Homeownership Act of 2007 (Entire bill) H.R. 1787/ S. 927, Catastrophe Savings Account Act (Entire bill) H.R. 3121, Flood Insurance reform and Modernization Act (Entire bill) H.R. 3355/ S. 2310, Homeowners Defense Act (Entire bill) S. 1061, Homeowners Insurance Noncoverage Disclosure Act (Entire bill) S. 1890, Flood Insurance Choice act (Entire bill) S. 2047, Flood Insurance Disclosure act (Entire bill) S. 2286/ H.R. 3644, Commission on Natural Catastrophic Risk Management and Insurance Act (Entire bill) S. 2284, Flood Insurance Reform and Modernization Act (Entire bill) S. 2327, Homeowners Assistance Act (Entire bill) S. 2338/ H.R. 6424, Property Mitigation Assistance Act (Entire bill) S. 2458/ H.R. 4461, Community Building Code Administration Grant Act (Entire bill) H.R. 1746, Holocaust Insurance Accountability Act (Entire bill) H.R. 5633, Non-discriminatory Use of Consumer Reports and Consumer Information Act (Entire bill) H.R. 5611, National Association of Registered agents and Brokers Reform Act of 2008 (Entire bill) H.R. 5840, Insurance Information Act (Entire bill) H.r. 5792, Increasing Insurance Coverage Options for Consumers Act (Entire bill) H.R. 6062, Personal lines of Insurance Fairness Act (Entire bill) H.R. 6213, Reinsurance International Solvency Standards Evaluation Board Act (Entire bill) H.R. 1424, The Emergency Economic Stabilization Act (Sec. 3, Sec. 303) H.R. 3339/ H.R. 6903, Bruce Vento Ban asbestos and Prevent Mesothelioma act (Entire bill) H.R. 2638, Consolidated Security, Disaster Assistance and Continuing Appropriations act of 2009 (Sec. 145)

Client expense: $390,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

Insurance regulation issues including: Emergency Economic Stabilization Act H.R.3200, National Insurance Act of 2007; S.40, National Insurance Act of 2007 S.929 and H.R.1065, Non-admitted and Reinsurance Reform Act of 2007 Insurance regulation issues (continued); H.R.5611, National Association of Registered Agents and Brokers Reform Act of 2008 H.R.5840, Insurance Information Act of 2008 H.R.5792, Increasing Insurance Coverage Options for Consumers Act of 2008 Natural Catastrophe/flood issues including: S.292, Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R.537, Commission on Catastrophic Disaster risk and Insurance Act of 2007 S.2286, Commission on Natural Catastrophe Risk management and Insurance Act of 2007 H.R.3644, Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.330, Homeowners Insurance Availability Act of 2007 S.927, Catastrophe Savings Account Act of 2007 H.R.1787, Catastrophe Savings Account Act of 2007 H.R.91, Homeowners Insurance Protection Act of 2007 S.928, Homeowners Protection Act of 2007 H.R.920, Multiple Peril Insurance Act of 2007 H.R.164 and S.926, Policyholder Disaster Protection Act of 2007 S.2328, Property Mitigation Assistance Act of 2007 H.R.2327, Homeowners Insurance Assistance Act of 2007 H.R.3355 and S.2310, Homeowners Defense Act of 2007 H.R.3121 and S.2284, Flood Insurance Reform and Modernization Act of 2007 H.R.922, National Flood Insurance Program Participation Evaluation Act of 2007 S.1890, Flood Insurance Choice Act of 2007 H.R.1682, Flood Insurance Reform and Modernization Act of 2007 H.R.3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. S.1061, Homeowners' Insurance Noncoverage Disclosure Act Auto issues including: S.545 and H.R.2811, Passenger Vehicle Loss Disclosure Act Workers Compensation issues including: H.R.2549, Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2007 H.R.3963, Children's Health Insurance Program Reauthorization Act of 2007 Health Insurance issues including: S.558, Mental Health Parity Act of 2007 H.R.1424, To amend section 712 of the Employee Retirement Income Security Act of 1974, section 2705 of the Public Health Service Act, section 9812 of the Internal Revenue Code of 1986 Underwriting issues including: H.R.5633, Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 H.R.6062, Personal Lines of Insurance Fairness Act H.R.3056, The Social Security Number Privacy and Identify Theft Prevention Act

Client expense: Not reported · Firm income: $80,000

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

See addendum HR 1065 Nonadmitted and ReInsurance Reform Act of 2007, HR 1081 Insurance Industry Competition Act of 2007, HR 1424 Paul Wellstone Mental Health and Addiction Equity Act, HR 1682 Flood Insurance Reform and Modernization Act of 2007, HR 1820 Tax Equity for Health Plan Beneficiaries Act of 2007, HR 2132 Small Business Health Plans Act of 2007, HR 2671 TRIA, HR 3200 National Insurance Act of 2007, HR 4460 Health Care Choice Act of 2007, HR 493 Genetic Information Nondiscrimination Act, HR 506 Health Partnership Through Creative Federalism Act, S 40 National Insurance Act of 2007, S 1198 Catastrophic Health Coverage Promotion Act, S 1556 Tax Equity for Domestic Partner and Health Plan Beneficiaries Act, S 2477 Health Care Choice Act of 2007, S 358 Genetic Information Nondiscrimination Act, S 558 Mental Health Parity Act of 2007, S 618 Insurance Industry Competition Act of 2007, S 618 Insurance Industry Competition Act of 2007, S 929 Nonadmitted and Reinsurance Reform Act of 2007

Client expense: $516,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

Insurance Regulation issues including: S.40 National Insurance Act of 2007 H.R.3200 National Insurance Act of 2007 S.929 Non-admitted and Reinsurance Reform Act of 2007 Insurance Regulation issues continued: H.R.1065 - Non-admitted and Reinsurance Reform Act of 2007 H.R.5611 National Association of Registered Agents and Brokers Reform Act of 2008 H.R.5840 Insurance Information Act of 2008 H.R.5792 Increasing Insurance Coverage Options for Consumers Act of 2008 Natural Catastrophe/Flood Insurance issues including: S.292 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R.537 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 S.2286 Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.3644 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.330 Homeowners Insurance Availability Act of 2007 S.927 Catastrophe Savings Accounts Act of 2007 H.R.1787 Catastrophe Savings Accounts Act of 2007 H.R.91 Homeowners Insurance Protection Act of 2007 S.928 Homeowners Protection Act of 2007 H.R.920 Multiple Peril Insurance Act of 2007 H.R.164 - Policyholder Disaster Protection Act of 2007 S.926 - Policyholder Disaster Protection Act of 2007 S.2328 - Property Mitigation Assistance Act of 2007 H.R.3355 Homeowners Defense Act of 2007 S.2310 - Homeowners' Defense Act of 2007 S.2327 - Homeowners Insurance Assistance Act of 2007 H.R.3121 Flood Insurance Reform and Modernization Act of 2007 S.2284 - Flood Insurance Reform and Modernization Act of 2007 H.R.922-National Flood Insurance Program Participation Evaluation Act of 2007 S.1890 Flood Insurance Choice Act of 2007 H.R.1682 Flood Insurance Reform and Modernization Act of 2007 S.1890 - Flood Insurance Choice Act of 2007 H.R.3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. S.1061 - Homeowners' Insurance Noncoverage Disclosure Act H.R.2638 Consolidated Security, Disaster Assistance and Continuing Appropriations Act of 2009 (NFIP extension) Auto issues including: S.545 - Passenger Vehicle Loss Disclosure Act H.R.2811 - Passenger Vehicle Loss Disclosure Act Workers Compensation issues including: H.R.2549 Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2007 H.R.3963 - Children's Health Insurance Program Reauthorization Act of 2007 Health Insurance issues including: S.558 Mental Health Parity Act of 2007 H.R.1424 To amend section 712 of the Employee Retirement Income Security Act of 1974, section 2705 of the Public Health Service Act, section 9812 of the Internal Revenue Code of 1986 TRICARE issues Underwriting issues including: H.R.5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 H.R.6062 Personal Lines of Insurance Fairness Act H.R.3056 The Social Security Number Privacy and Identity Theft Prevention Act S.3001 Duncan Hunter National Defense Authorization Act for FY09 S.AMDT.5466 Prohibition on Discrimination in Life Insurance

Client expense: $980,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

See Addendum HR 1065 Nonadmitted and Reinsurance Reform Act of 2007 HR 1081 Insurance Industry Competition Act of 2007 HR 1682 Flood Insurance Reform and Modernization Act of 2007 HR 1787 Catastrophe Savings Accounts Act of 2007 HR 2639 Promoting Health for Future Generations Act of 2007 HR 2761 Terrorism Risk Insurance Revision and Extension Act of 2007 HR 3163 Healthy Americans Act HR 3200 National Insurance Act HR 3355 Homeowners Defense Act HR 5719, the Taxpayer Assistance and Simplification Act of 2008 S 40 National Insurers Act S 334 Healthy Americans Act S 618 Insurance Industry Competition Act of 2007 S 927 Catastrophe Savings Accounts Act of 2007 S 929 Nonadmitted and Reinsurance Reform Act of 2007 S 1224 Children's Health Insurance Program (CHIP) Reauthorization Act of 2007 S 1865 Life Insurance Fairness for Travelers Act of 2007 HSA Regulations, Notice 2007-22, NPRM REG-143797-06 Implementing regulations for Public Law no.106-102: Gramm-Leach-Bliley Financial Modernization Act of 1999 Title V: Title III: 1. Privacy Provisions of Title V 2. Consumer Protections for Bank Sales of Insurance under Title III 3. Support of Federal preemption under Title V and the National Bank Act of state laws restricting sales of insurance by banks 4. Disclosure rules for Fixed Annuities under Title V Implementing Regulations for Public Law 108-159: The Fair and Accurate Transactions Act of 2003, Section 411. Implementing Regulation for Public Law 108-173, Medicare Prescription Drug Improvement and Modernization Act of 2003, Title XII, Section 1201, Health Savings Accounts.

Client expense: $44,217 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

See Addendum HR 1065 Nonadmitted and Reinsurance Reform Act of 2007 HR 1081 Insurance Industry Competition Act of 2007 HR 1682 Flood Insurance Reform and Modernization Act of 2007 HR 1787 Catastrophe Savings Accounts Act of 2007 HR 2639 Promoting Health for Future Generations Act of 2007 HR 2761 Terrorism Risk Insurance Revision and Extension Act of 2007 HR 3163 Healthy Americans Act HR 3200 National Insurance Act HR 3355 Homeowners Defense Act HR 5719, the Taxpayer Assistance and Simplification Act of 2008 S 40 National Insurers Act S 334 Healthy Americans Act S 618 Insurance Industry Competition Act of 2007 S 927 Catastrophe Savings Accounts Act of 2007 S 929 Nonadmitted and Reinsurance Reform Act of 2007 S 1224 Children's Health Insurance Program (CHIP) Reauthorization Act of 2007 S 1865 Life Insurance Fairness for Travelers Act of 2007 HSA Regulations, Notice 2007-22, NPRM REG-143797-06 Implementing regulations for Public Law no.106-102: Gramm-Leach-Bliley Financial Modernization Act of 1999 Title V: Title III: 1. Privacy Provisions of Title V 2. Consumer Protections for Bank Sales of Insurance under Title III 3. Support of Federal preemption under Title V and the National Bank Act of state laws restricting sales of insurance by banks 4. Disclosure rules for Fixed Annuities under Title V Implementing Regulations for Public Law 108-159: The Fair and Accurate Transactions Act of 2003, Section 411. Implementing Regulation for Public Law 108-173, Medicare Prescription Drug Improvement and Modernization Act of 2003, Title XII, Section 1201, Health Savings Accounts.

Client expense: $44,217 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

S. 40/ H.R. 3200, National Insurance Act (Entire bill) S. 929/ H.R. 1065, Nonadmitted and Reinsurance Reform Act of 2007 (Entire bill) S. 618/ H.R. 1081, Insurance Industry Competition Act of 2007 (Entire bill) S. 742/ H.R. 2385, Ban Asbestos in America Act of 2007 (Entire bill) H.R. 91, The Homeowners Insurance Protection Act of 2007 (Entire bill) H.R. 164/ S. 926, The Poicyholder Disaster Protection Act of 2007 (Entire bill) H.R. 330, The Homeowners Insurance Availability Act of 2007 (Entire bill) H.R. 537/ S. 292, The Commission on Catastrophic Disaster Risk (Entire bill) H.R. 913, The Hurricane and Tornado Mitigation Investment Act of 2007 (Entire bill) H.R. 920, The Multiple Peril insurance Act of 2007 (Entire bill) H.R. 1682, Flood Insurance Reform and Modernization Act of 2007 (Entire bill) H.R. 1852, Expanding American Homeownership Act of 2007 (Entire bill) H.R. 1787/ S. 927, Catastrophe Savings Account Act (Entire bill) H.R. 3121, Flood Insurance Reform and Modernization Act (Entire bill) H.R. 3355/ S. 2310, Homeowners Defense Act (Entire bill) S. 1061, Homeowners Insurance Noncoverage Disclosure Act (Entire bill) S. 1890, Flood Insurance Choice Act (Entire bill) S. 2047, Flood Insurance Disclosure Act (Entire bill) S. 2286/ H.R. 3644, Commission on Natural Catastrophic Risk Management and Insurance Act (Entire bill) S. 2284, Flood Insurance Reform and Modernization Act (Entire bill) S. 2327, Homeowners Assistance Act (Entire bill) S. 2338/ H.R. 6424, Property Mitigation Assistance Act (Entire bill) S. 2458/ H.r. 4461, Community Building Code Administration Grant Act (Entire bill) H.R. 4721, Terrorism Risk Insurance Improvement Act (Entire bill) H.R. 1746, Holocaust Insurance Accountability Act (Entire bill) H.R. 5633, Non-discriminatory Use of Consumer Reports and Consumer Information Act (Entire bill) H.R. 5611, National Association of Registered Agents and Brokers Reform Act of 2008 (Entire bill) H.R. 5840, Insurance Information Act (Entire bill) H.R. 5792, Increasing Insurance Coverage Options for Consumers Act (Entire bill) H.R. 6062, Personal Lines of Insurance Fairness Act (Entire bill) H.R. 6213, Reinsurance International Solvency Standareds Evaluation Board Act (Entire bill) H.R. 1424, The Emergency Economic Stabilization Act (Entire bill) H.R. 3339/ H.R. 6903, Bruce Vento Ban Asbestos and Prevent Mesothelioma Act (Entire bill) H.R. 2638, Consolidated Security, Disaster Assistance and Continuing Appropriations Act of 2009 (Sec. 145)

Client expense: $480,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Council of Economic Advisers (CEA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

See addendum HR 1065Nonadmitted and Reinsurance Reform Act of 2007 HR 1076HIPAA Recreational Injury Technical Correction Act HR 1081Insurance Industry Competition Act of 2007 HR 1424Paul Wellstone Mental Health and Addiction Equity Act HR 1682 Flood Insurance Reform and Modernization Act of 2007 HR 1820Tax Equity for Health Plan Beneficiaries Act of 2007 HR 2132Small Business Health Plans Act of 2007 HR 4460Health Care Choice Act of 2007 HR 493 Genetic Information Nondiscrimination Act HR 506Health Partnership Through Creative Federalism Act HR 5611National Association of Registered Agents and Brokers Reform Act of 2008 HR 6528Health Insurance Coverage Protection Act' HR 6582Small Business CHOICE Act HR 6908Health Insurance Restrictions and Limitations Clarification Act of 2008' HR 758Breast Cancer Patient Protection Act of 2008 HR5792Increasing Insurance Coverage Options for Consumers Act S 2477Health Care Choice Act of 2007 S 2706 Health Insurance Coverage Protection Act S 3554Affordable Coverage for Small Employers Act S 3554Affordable Coverage for Small Employers Act S 3559Continuing Coverage Act S 358 Genetic Information Nondiscrimination Act S 558 Mental Health Parity Act of 2007 S 618 Insurance Industry Competition Act of 2007 S 929 Nonadmitted and Reinsurance Reform Act of 2007 HR 241Association Health Plans HR 2842Childrens Health Protection Act HR 2948Increased Access to Health Insurance Act HR 3997Tax Relief Act with MHP Extension HR 5840Insurance Information Act HR 5918Small Business Health Options Program Act HR 5923Patients Health Care Reform Act HR 5955Making Health Care More Affordable Act HR 6071Health Care Consumer Protection Act HR 6142Lawsuits Against Employer-Sponsored Disability Benefit Plans HR 6210Small Business Health Options Program Act S 1076HIPAA Recreational Injury Technical Correction Act S 1298Healthy Businesses, Healthy Workers Reinsurance Act S 2795Small Business Health Options Program Act S 2818Small Business Health Plans Act S 2948Small Business Empowerment Act S 40 National Insurance Act S 400 Michelle's Law S 46 Affordability in the Individual Market Act S 616 HIPAA Recreational Injury Technical Correction Act

Client expense: $500,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

See page 3 H.R. 2881, "FAA Reauthorization Act of 2007;" All provisions affecting geospatial activities. S. 1300, "Aviation Investment and Modernization Act of 2007;" All provisions affecting geospatial activities. H.R. 2419, "Farm, Nutrition, and Bioenergy Act of 2007;" All provisions affecting geospatial activities. H.R. 1682, "Flood Insurance Reform and Modernization Act of 2007;" All provisions affecting geospatial activities. H.R. 2400, "Ocean and Coastal Mapping Integration Act;" All provisions affecting geospatial activities. S. 39, "Ocean and Coastal Exploration and NOAA Act;" All provisions affecting geospatial activities. S. 1582, "Hydrographic Services Improvement Act Amendments of 2007;" All provisions affecting geospatial activities. S. 1584, "Hydrographic Services Improvement Act Amendments of 2007;" All provisions affecting geospatial activities. S. 705, "To amend the Office of Federal Procurement Policy Act to establish a governmentwide policy requiring competition in certain executive agency procurements, and for other purposes;" All provisions affecting geospatial activities. S. 1667, "To establish a pilot program for the expedited disposal of Federal real property;" All provisions affecting geospatial activities. H.R. 1023, "To repeal the imposition of withholding on certain payments made to vendors by government entities;" All provisions affecting geospatial activities. S. 777, "To repeal the imposition of withholding on certain payments made to vendors by government entities;" All provisions affecting geospatial activities. S. 2302, "The Food & Energy Security Act of 2007;" All provisions affecting geospatial activities. H.R. 3352, "Hydrographic Services Improvement Act Amendments of 2007;" All provisions affecting geospatial activities. S. 1938, "National Flood Mapping Act of 2007;" All provisions affecting geospatial activities. S. 2284, "Flood Insurance Reform and Modernization Act of 2007;" All provisions affecting geospatial activities. H.R. 5532, "Federal Land Asset Inventory Reform Act of 2008;" All provisions affecting geospatial activities. S. 3043, Federal Land Asset Inventory Reform Act of 2008; All provisions affecting geospatial activities. H.R. 5658, National Defense Authorization Act; All provisions affecting geospatial activities. H.R. 5787, Federal Real Property Disposal Enhancement Act of 2008; All provisions affecting geospatial activities.

Client expense: Not reported · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Executive Office of the President (EOP), Federal Aviation Administration (FAA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Geospatial Intelligence Agency, Natl Oceanic & Atmospheric Administration (NOAA), SENATE, Transportation Security Administration (TSA), U.S. Geological Survey (USGS)

Optional Federal Charter for insurers: National Insurance Act of 2007 - S. 40, HR 3200 Office of Insurance Information in the US Department of Treasury: Insurance Information Act of 2008 - HR 5840 Surplus lines: Nonadmitted and Reinsurance Reform Act - HR 1065, S. 929 McCarran-Ferguson repeal: Insurance Industry Competition Act of 2007 - S. 618, HR 1081 Reinsurance International Solvency Standards Evaluation Board Act of 2008 - HR 6213 National Association of Registered Agents and Brokers Reform Act of 2008 - HR 5611 Issues related to using credit in personal lines of insurance - HR 5633, HR 6062 Federal Crop Insurance Program: Farm Bill Extension Act of 2007 - HR 2419, S. 2302 National Flood Insurance Program: Flood Insurance Reform and Modernization Act of 2007 - HR 1682, HR 3121, S. 2284; Multiple Peril Insurance Act of 2007 - HR 920; Flood Insurance Choice Act of 2007 - S. 1890 Medicare Secondary Payer and Workers' Compensation Reform - HR 2549 Issues related to insurance and natural catastrophes - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - HR 537, S. 292; Homeowners' Protection Act of 2007 - S. 928; Homeowners' Insurance Protection Act of 2007 - HR 91; Homeowners' Insurance Availability Act of 2007 - HR 330; Policyholder Disaster Protection Act of 2007 (tax-deferred catastrophic reserves) - S. 926, HR 164 False Claims Act Correction Act of 2007 - S. 2041, HR 4854 Increasing Insurance Coverage Options for Consumers Act of 2008 - HR 5792 Taxation of Reinsurance Transactions: HR 6969

Client expense: $220,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

H.R. 2761 / S. 2285 (Terrorism Risk Insurance Act of 2007) - All provisions related to housing and multifamily property insurance. H.R. 3355 (Homeowners' Defense Act of 2007) - Provisions related to catastrophe reinsurance. H.R. 3121 / H.R. 1682 / S. 2284 (Flood Insurance Reform and Modernization Act of 2007) - All provisions related to housing.

Client expense: $1,310,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Insurance regulation issues including: S.40, National Insurance Act of 2007 H.R.3200, National Insurance Act of 2007 S.929 and H.R.1065, Non-admitted and Reinsurance Reform Act of 2007 Insurance regulation issues (continued); H.R.5611, National Association of Registered Agents and Brokers Reform Act of 2008 H.R.5840, Insurance Information Act of 2008 H.R.5792, Increasing Insurance Coverage Options for Consumers Act of 2008 Natural Catastrophe/flood issues including: S.292, Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R.537, Commission on Catastrophic Disaster risk and Insurance Act of 2007 S.2286, Commission on Natural Catastrophe Risk management and Insurance Act of 2007 H.R.3644, Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.330, Homeowners Insurance Availability Act of 2007 S.927, Catastrophe Savings Account Act of 2007 H.R.1787, Catastrophe Savings Account Act of 2007 H.R.91, Homeowners Insurance Protection Act of 2007 S.928, Homeowners Protection Act of 2007 H.R.920, Multiple Peril Insurance Act of 2007 H.R.164 and S.926, Policyholder Disaster Protection Act of 2007 S.2328, Property Mitigation Assistance Act of 2007 H.R.2327, Homeowners Insurance Assistance Act of 2007 H.R.3355 and S.2310, Homeowners Defense Act of 2007 H.R.3121 and S.2284, Flood Insurance Reform and Modernization Act of 2007 H.R.922, National Flood Insurance Program Participation Evaluation Act of 2007 S.1890, Flood Insurance Choice Act of 2007 H.R.1682, Flood Insurance Reform and Modernization Act of 2007 H.R.3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. S.1061, Homeowners' Insurance Noncoverage Disclosure Act Auto issues including: S.545 and H.R.2811, Passenger Vehicle Loss Disclosure Act Workers Compensation issues including: H.R.2549, Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2007 H.R.3963, Children's Health Insurance Program Reauthorization Act of 2007 Health Insurance issues including: S.558, Mental Health Parity Act of 2007 H.R.1424, To amend section 712 of the Employee Retirement Income Security Act of 1974, section 2705 of the Public Health Service Act, section 9812 of the Internal Revenue Code of 1986 Underwriting issues including: H.R.5633, Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 H.R.6062, Personal Lines of Insurance Fairness Act H.R.3056, The Social Security Number Privacy and Identify Theft Prevention Act

Client expense: Not reported · Firm income: $80,000

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

HR91, HR330, HR920, HR921, HR922, HR957, HR1049, HR1065, HR1289, HR1682, HR2549, HR2638, HR2761, HR3121, HR3200, HR3926, HR3959, HR4050, HR4299, HR4461, HR 4721, HR5611, HR5633, HR5792, HR5840, HR5961, HR6062, HR6078, HR6213, HR6285, HR6308, HR6755, S40, S396, S1061, S1890, S1938, S2029, S2040, S2151, S2251, S2284, S2285, S2458, S2499, S2621

Client expense: $433,208 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Patent & Trademark Office (PTO), SENATE, Treasury, Dept of

H.R. 330 - Homeowners' Insurance Availability Act of 2007 - All provisions H.R. 91 - Homeowners' Insurance Protection Act of 2007 - All provisions S. 1061 - Homeowners' Insurance Noncoverage Disclosure Act of 2007 - All provisions H.R. 957 - To amend the Iran Sanctions Act of 1996 to expand and clarify the entities against which sanctions may be imposed - All provisions H.R. 1682 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 2549 - Medicare Secondary Payer and Worker's Compensation Settlement Agreement Act of 2007 - All provisions H.R. 3121 - Flood Insurance Reform and Modernization Act of 2007 - All provisions H.R. 3926 - Safe Building Codes Act of 2007 - All provisions H.R. 3959 - A bill to amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties - All provisions H.R. - 4050 - Levee-Like structure Consideration Act of 2007 - All provisions H.R. 4299 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4721 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions H.R. 920 - Multiple Peril Insurance Act of 2007 - All provisions H.R. 921 - Flood Insurance Community Outreach Grant Program Act of 2007 - All provisions H.R. 922 - National Flood Insurance Program Participation Evaluation Act of 2007 - All provisions H.R. 3200 - National Insurance Act of 2007 - All provisions H.R. 1049 - Amend Misinterpreted Excessive Regulation in Corporate America Act - All provisions H.R. 1065 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions H.R. 4461 - A bill to promote and enhance the operation of local building code enforcement administration across the country by establishing a competitive federal matching grant program - All provisions H.R. 5611 - A bill to reform the National Association of Registered Agents and Brokers, and for other purposes - All provisions H.R. 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 - All provisions H.R. 5792 - A bill to amend the Liability Risk Retention Act of 1986 to increase insurance competition and available coverage for consumers - All provisions H.R. 5840 - A bill to establish an Office of Insurance Information in the Department of the Treasury H.R. 5961 - Medicaid and SCHIP Abuse Prevention Act of 2008 - All provisions H.R. 6062 - Personal Lines of Insurance Fairness Act of 2008 - All provisions H.R. 6213 - Reinsurance International Solvency Standards Evaluation Board Act of 2008 - All provisions H.R. 6424 - Property Mitigation Assistance Act of 2008 - All provisions S. 40 - National Insurance Act of 2007 - All provisions S. 1890 - Flood Insurance Choice Act of 2007 - All provisions S. 1938 - National Flood Mapping Act of 2007 - All provisions S. 2029 - Physicial Payments Sunshine Act of 2007 - All provisions S. 2151 - A bill to amend the National Flood Insurance Act of 1968 to authorize notations on flood insurance rate maps for areas protected against 100-year and 500-year floods by certified flood control structures- All provisions S. 2251 - Homeowners' Flood Protection Act of 2007 - All provisions S. 2284 - Flood Insurance Reform and Modernization Act of 2007 - All provisions S. 2285 - Terrorism Risk Insurance Program Reauthorization Act of 2007 - All provisions S. 2458 - Community Building Code Administration Grant Act of 2007 - All provisions S. 2499 - Meidcare, Medicaid and SCHIP extension act of 2007- All provisions S. 2621 - Terrorism Risk Insurance Improvement Act of 2007 - All provisions FTC - Study on Credit-Based Insurance Scores: Impact on Homeowners Insurance - All provisions S. 3483 - Passenger Vehicle Loss Disclosure Act (Introduced in Senate) - All provision H.R. 6308 - Municipal Bond Fairness Act (Introduced in House) - All provisions H.R. 6078 - Green Act of 2008 - Provision affecting homeowner insurance

Client expense: $940,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 3221, "American Housing Rescue and Foreclosure Prevention Act of 2008," issues related to the financial services industry. H.R 1424, "The Emergency Economic Stabilization Act of 2008," issues related to the financial services industry. H.R. 1427, "Federal Housing Finance Reform Act of 2007," issues related to the secondary market. S. 1100, "Federal Housing Enterprise Regulatory Reform Act of 2007," issues related to the secondary market. H.R. 3915, "The Mortgage Reform and Anti-Predatory Lending Act of 2007," issues related to the housing market and predatory lending. H.R.1852, "Expanding American Homeownership Act of 2007," issues related to FHA reform. S. 2338, "FHA Modernization Act of 2007," issues related to FHA modernization. H.R. 2895, "National Affordable Housing Trust Fund Act of 2007," issues related to FHA and GSE conforming loan limits. S. 2391, "GSE Mission Improvement Act," issues related to government sponsored enterprises. S. 2036, "Protecting Access to Safe Mortgages Act ," issues related to GSE conforming loan limits. H.R. 3777, "Protecting Access to Safe Mortgages Act," issues related to GSE conforming loan limits. H.R. 3081, Fairness for Homeowners Act of 2007," issues related to the Truth in Lending Act (TILA). H.R. 3012, "Fair Mortgage Practices Act of 2007," issues related to mortgage fraud. H.R. 2139, "FHA Manufacturing Housing Loan Modernization Act of 2007," issues related to FHA loans S. 947, "A bill to modernize the Federal Housing Administration to meet the housing needs of the American people," issues related to FHA loans. S. 1222, "Stopping Mortgage Transactions which Operate to Promote Fraud, Risk, Abuse and Underdevelopment Act, or the STOP FRAUD Act," issues related to mortgage lending," issues related to mortgage lending S. 1299, "Borrower's Protection Act of 2007," issues related to mortgage lending H Con Res 127, "Supporting home ownership and responsible lending," issues related to mortgage lending H.R. 2061, "Predatory Mortgage Lending Practices Reduction Act," issues related to mortgage lending H.R. 698, "Industrial Bank Holding Company Act of 2007," issues related to Industrial Loan Companies S. 1356, "Industrial Bank Holding Company Act of 2007," issues related to Industrial Loan Companies H.R. 1682, "Flood Insurance Reform and Modernization Act of 2007," issues related to the National Flood Insurance Program H.R. 1227, "Gulf Coast Hurricane Housing Recovery Act of 2007," issues related to Katrina Recovery S. 1668, "Gulf Coast Housing Recovery Act of 2007," issues related to Katrina Recovery S. 825, "To provide additional funds for the Road Home program," issues related to Katrina Recovery H.R. 3121, "Flood Insurance Reform and Modernization Act of 2007," issues related to flood insurance. H.R. 3355, "Homeowners' Defense Act of 2007," issues related to flood insurance. H.R. 1066, "Depository Institution Community Development Investments Enhancement Act," issues related to public welfare investments by banks. S. 2487, "Depository Institution Community Development Investments Enhancement Act," issues related to public welfare investments by banks. S. 2452, "Homeownership Preservation and Protection Act of 2007," issues related to mortgage lending. H.R. 4019, "Mortgage Disclosure Improvement Act of 2007," issues related to mortgage disclosures. S. 2153, "Mortgage Disclosure Improvement Act of 2007," issues related to mortgage disclosures. S. 2595, "Secure and Fair Enforcement for Mortgage Licensing Act of 2008, or S.A.F.E. Mortgage Licensing Act of 2008," issues related to the licensing of loan originators. H.R. 5140, "Economic Stimulus Act of 2008;" issues related to mortgage lending. H.R. 5818, "Neighborhood Stablization Act of 2008," issues related to mortgage lending. H.R. 5579, "Emergency Mortgage Loan Modification Act of 2008," issues related to mortgage lending. H.R. 5830, "FHA Housing Stabilization and Homeowner Retention Act of 2008," issues related to mortgage lending. H.R. 5679, "The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008," issues related to mortgage lending. H.R. 634, "The Federal Housing Finance Regulatory Reform Act of 2008," issues related to mortgage lending. H.R. Issues related to the current financial crisis, the Federal Reserve's proposed changes to the HOEPA and Reg C regulations, RESPA, the HOPE NOW Alliance, FHASecrure, HOPE for Homeowners, mortgage-backed securities, Truth in Lending Act, mortgage, reform, mortgage broker compensation, subprime lending, privacy, issues related to mortgage broker licensing, secondary mortgage market, issues related to the Home Mortgage Disclosure Act ("HMDA"), provisions relating to notices and disclosures to be given to mortgage borrowers,issues relating to the preemptive authority of the Office of the Comptroller of the Currency, issues related to the NY Attorney General's Agreement with the GSEs on appraisals, issues related to credit rating agencies, issues related to Mark to Market accounting

Client expense: Not reported · Firm income: $380,000

Government targets: Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) H.R. 6965 - (No Title Given) Provided for extension of NFIP beyond FY'08. Incorporated into CR above. Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Client expense: $3,820,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Natl Park Service (NPS), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office

Optional Federal Charter, H.R. 3200, the National Insurance Act of 2007, S. 40, the National Insurance Act of 2007, Terrorism Insurance Reauthorization, Flood Insurance, H.R. 1682, the Flood Insurance Reform & Modernization Act of 2007, H.R. 3121, the Flood Insurance Reform & Modernization Act of 2007, Long Term Care, H.R. 3363, Long-Term Care Affordability & Security Act of 2007 & S. 2337; H.R. 5840 Insurance Information Act of 2008; S. 2284, Flood Insurance Reform & Modernization Act of 2007 H.R. 5611, NARAB II; H.R. 1065, The Non-admitted & Reinsurance Reform Act of 2007;H.R. 6870, Payment System Protection Act of 2008

Client expense: $1,800,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

GSE Reform; H.R. 1427, Federal Housing Finance Reform Act of 2007; H.R. 1427, the Federal Housing Finance Reform Act of 2007; Terrorism Insurance Reauthorization; H.R. 2761, the Terrorism Risk Insurance Revision and Extension Act of 2007; Flood Insurance; H.R. 1682; the Flood Insurance Reform and Modernization Act of 2007; H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007; Social Security Verification; H.R. 948, the Social Security Number Protection Act of 2007; Farm Credit System, H.R.2419, the Farm, Nutrition, and Bioenergy Act of 2007; H.R. 3160, Student Loans, H.R. 890, the Student Loan Sunshine Act, S. 1561, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans, H.R. 2669, the college cost Reduction Act, S. 1642, the Higher Education Amendments of 2007, H.R. 5, the College Student Relief Act of 2007, S. 359, Student Debt Relief Act of 2007, Higher Education Access Act of 2007; H.R. 1424, Emergency Economic Stability Act of 2008

Client expense: $1,800,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

GSE Reform, HR. 1427, Federal Housing Finance Reform Act of 2007, H.R. 1427, the Federal Housing Reform Act of 2007, H.R. 526, Homeownership and Responsible Lending Act, H.R. 3012, the Fair Mortgage Practices Act, H. Conn. Res. 28, S. 1299, Borrower Protection Act, H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007, H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007, FHA Reform, H.R. 1752, Expanding American Homeownership Act of 2007, H.R. 1852, the Expanding American Homeownership Act of 2007; S. 2133, Home Owners "Mortgage & Equity Savings Act" HOMES Act; H.R. 3609, Emergency Home Ownership and Mortgage Equity Protection Act of 2007; Sub-Prime, H.R. 3915, Mortgage Reform and Anti-Predatory Lending Act; H.R. 3221, American Housing Rescue & Foreclosure Act of 2008; H.R. 5830, FHA Housing Stabilization & Homeowner Retention Act; H.R. 1852, Expending American Homeownership Act of 2007; H.R. 1065, Non Admitted & Reinsurance Reform Act of 2007

Client expense: $1,800,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

Issues related to asbestos compensation, medical malpractice insurance, terrorism insurance, worker's compensation, and risk retention groups H.R. 1682 Flood Insurance Reform and Modernization Act of 2007 H.R. 3121 Flood Insurance Reform and Modernization Act of 2007 H.R. 537 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 S. 292 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 S. 928 Homeowners' Protection Act of 2007 H.R. 91 Homeowners Insurance Protection Act of 2007 H.R. 330 Homeowners' Insurance Availability Act of 2007 S. 618 Insurance Industry Competition Act of 2007 H.R. 1081 Insurance Industry Competition Act of 2007 S. 40 National Insurance Act of 2007 H.R. 3200 National Insurance Act of 2007 S. 929 Nonadmitted and Reinsurance Reform Act of 2007 H.R. 1065 Nonadmitted and Reinsurance Reform Act of 2007 H.R. 1638 James Zadroga 9/11 Health and Compensation Act H.R. 3543 James Zadroga 9/11 Health and Compensation Act of 2007 H.R. 2497 Fair and Reliable Medical Justice Act S. 1481 Fair and Reliable Medical Justice Act S. 2284 Flood Insurance Reform and Modernization Act of 2007 H.R. 3355 Homeowner's Defense Act of 2007 H.R. 3644 Commission of Natural Catastrophe Risk Management and Insurance Act of 2007 S. 2286 Commission of Natural Catastrophe Risk Management and Insurance Act of 2007 H.R. 3959 To Amend the National Flood Insurance Act of 1968 H.R. 920 Multiple Peril Insurance Act of 2007 H.R. 5840 Insurance Information Act of 2008 H.R. 5792 Increasing Insurance Coverage Options for Consumers Act H.R. 2638 Consolidated Security, Disaster Assistance and Continuing Appropriations Act, 2009

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to asbestos compensation, medical malpractice insurance, terrorism insurance, worker's compensation, and risk retention groups H.R. 1682 Flood Insurance Reform and Modernization Act of 2007 H.R. 3121 Flood Insurance Reform and Modernization Act of 2007 H.R. 537 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 S. 292 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 S. 928 Homeowners' Protection Act of 2007 H.R. 91 Homeowners Insurance Protection Act of 2007 H.R. 330 Homeowners' Insurance Availability Act of 2007 S. 618 Insurance Industry Competition Act of 2007 H.R. 1081 Insurance Industry Competition Act of 2007 S. 40 National Insurance Act of 2007 H.R. 3200 National Insurance Act of 2007 S. 929 Nonadmitted and Reinsurance Reform Act of 2007 H.R. 1065 Nonadmitted and Reinsurance Reform Act of 2007 H.R. 1638 James Zadroga 9/11 Health and Compensation Act H.R. 3543 James Zadroga 9/11 Health and Compensation Act of 2007 H.R. 2497 Fair and Reliable Medical Justice Act S. 1481 Fair and Reliable Medical Justice Act S. 2284 Flood Insurance Reform and Modernization Act of 2007 H.R. 3355 Homeowner's Defense Act of 2007 H.R. 3644 Commission of Natural Catastrophe Risk Management and Insurance Act of 2007 S. 2286 Commission of Natural Catastrophe Risk Management and Insurance Act of 2007 H.R. 3959 To Amend the National Flood Insurance Act of 1968 H.R. 920 Multiple Peril Insurance Act of 2007 H.R. 5840 Insurance Information Act of 2008 H.R. 5792 Increasing Insurance Coverage Options for Consumers Act H.R. 2638 Consolidated Security, Disaster Assistance and Continuing Appropriations Act, 2009

Client expense: $102,422 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 40, the National Insurance Act (all provisions) S. 926, the Policyholder Disaster Protection Act of 2007 (allowing insurance companies to make tax deductible contributions to a tax-exempt policyholder disaster protection fund) S. 928, the Homeowners Protection Act of 2007 (creating a federal backstop for state natural catastrophe insurance programs) S. 929, the Nonadmitted and Reinsurance Reform Act (all provisions) S. 930, the Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) S. 931, the National Hurricane Research Initiative Act of 2007 (all provisions) S. 2047, the Flood Insurance Disclosure Act of 2007 (all provisions) S. 2284, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) S. 2327, the Homeowners Insurance Assistance Act of 2007 (all provisions) H.R. 1065, the Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 1787, the Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 2895, the National Affordable Housing Trust Fund Act of 2007 (all provisions) H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 3162, Childrens Health and Medicare Protection Act of 2007 (revenue-offset tax provisions) H.R. 3200, the National Insurance Act of 2007 (all provisions to create an optional federal insurance charter) H.R. 3355, the Homeowners Defense Act of 2007 (all provisions) H.R. 3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties (all provisions) H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions) H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008 (all provisions) H.R. 5840, the Insurance Information Act of 2008 (all provisions)

Client expense: $2,340,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

HR 3121--Flood Insurance Reform and Modernization Act of 2007, all provisions; HR 1682--Flood Insurance Reform and Modernization Act of 2007, all provisions; S 930--Hurricane and Tornado Mitigation Investment Act of 2007, all provisions; S 929--Nonadmitted and Reinsurance Reform Act of 2007, all provisions; S 928--Homeowners Protection Act of 2007, all provisions; S 927--Catastrophe Savings Accounts Act of 2007, all provisions; S 926--Policyholder Disaster Protection Act of 2007, all provisions HR 330--Homeowners' Insurance Availability Act of 2007, all provisions; HR 3355--Homeowners' Defense Act of 2007, all provisions; S 2310--Homeowners' Defense Act of 2007, all provisions; HR 6965--To extend the authorization of the national flood insurance program, and for other purposes, all provisions related to the national flood insurance program.

Client expense: $240,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 and HR 6062 (restrictions on insurers use of credit scoring) oppose these bills which would remove an accurate predictor of insurance claims. HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. HR 2638 and HR 6965 - short term extensions of the NFIP. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. HR 5840 Establish an Office of Insurance Information in the Department of the Treasury; concerns about protection of proprietary data, preemption of state laws, and the appropriate role of the federal government in regulating insurers. HR 4461 and S 2458 Community Building Code Administration Grant Act of 2007; expressed support for these bills which seek to provide funding and incentives for state and local governments to increase their building code enforcement efforts. HR 6078 The Green Act of 2008; questions about impact on the underwriting of homeowners insurance

Client expense: $50,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

Improving the efficiency of the current regulatory system, whether by modifying the existing state system creating an optional federal charter for insurance companies or through the creation of a Federal Office of Insurance Information. National Insurance Act of 2007, S. 40/H.R. 3200 Insurance Information Act of 2008, H.R. 5840 Implementation of Public Law 110-160, Terrorism Risk Insurance Revision and Extension Act of 2007. Flood Insurance Reform and Modernization Act of 2007, H.R. 1682, and the Flood Insurance Reform Modernization Act of 2007, S. 2284, which would reauthorize the flood program for 5 years and modernize the program (e.g., require that more insureds pay an actuarial price for coverage). Temporary extension of flood program enacted as part of the Continuing Resolution, P.L. 110-329. We have also addressed the related issue of whether companies offering property insurance and related coverage in coastal areas and participating as "Write Your Own" carriers for the National Flood Insurance Program (NFIP) have properly processed claims arising out of the 2005 hurricanes. H.R. 902, the "Multiple Peril Insurance Act of 2007," which would expand the NFIP to provide wind coverage to coastal residents. Federal Backstop for Natural Catastrophe - H.R. 3355, "Homeowners' Defense Act of 2007," which would create a 3-pronged federal backstop for natural catastrophes. Also, the "Homeowners Insurance Protection Act of 2007," H.R. 91/S. 928; would authorize the Treasury Department to sell catastrophic reinsurance to state catastrophe funds. Study Commissions on Natural Catastrophe Insurance (H.R. 5371/S. 292) under these proposals Congress would authoirze a commission to study the various disaster insurance ideas to determine which of them represent the best public policy choices. S. 618/H.R. 1081 - the "Insurance Industry Competition Act," which would repeal the McCarran-Ferguson Act's antitrust exemption and subject the insurance industry to Federal Trade Commission regulation.

Client expense: $500,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), SENATE

Improving the efficiency of the current regulatory system, whether by modifying the existing state system creating an optional federal charter for insurance companies or through the creation of a Federal Office of Insurance Information. National Insurance Act of 2007, S. 40/H.R. 3200 Insurance Information Act of 2008, H.R. 5840 Implementation of Public Law 110-160, Terrorism Risk Insurance Revision and Extension Act of 2007. Flood Insurance Reform and Modernization Act of 2007, H.R. 1682, and the Flood Insurance Reform Modernization Act of 2007, S. 2284, which would reauthorize the flood program for 5 years and modernize the program (e.g., require that more insureds pay an actuarial price for coverage). Temporary extension of flood program enacted as part of the Continuing Resolution, P.L. 110-329. We have also addressed the related issue of whether companies offering property insurance and related coverage in coastal areas and participating as "Write Your Own" carriers for the National Flood Insurance Program (NFIP) have properly processed claims arising out of the 2005 hurricanes. H.R. 902, the "Multiple Peril Insurance Act of 2007," which would expand the NFIP to provide wind coverage to coastal residents. Federal Backstop for Natural Catastrophe - H.R. 3355, "Homeowners' Defense Act of 2007," which would create a 3-pronged federal backstop for natural catastrophes. Also, the "Homeowners Insurance Protection Act of 2007," H.R. 91/S. 928; would authorize the Treasury Department to sell catastrophic reinsurance to state catastrophe funds. Study Commissions on Natural Catastrophe Insurance (H.R. 5371/S. 292) under these proposals Congress would authorize a commission to study the various disaster insurance ideas to determine which of them represent the best public policy choices. S. 618/H.R. 1081 - the "Insurance Industry Competition Act," which would repeal the McCarran Ferguson Act's antitrust exemption and subject the insurance industry to Federal Trade Commission regulation.

Client expense: $380,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), SENATE

S 40-Optional Federal Charter HR 5840-Insurance Information Act of 2008 HR 1682, HR 3121-National Flood Insurance Program HR 2761, HR 4299-Terrorism Reinsurance Program

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE