JAMES KLEIN

ERISA preemption Health care cost transparency, prescription drugs and PBM cost transparency and hospital cost transparency; Lower Costs More Transparency Act (H.R. 5378); telehealth extension and transparency (H.R. 9457); medical management; PBM Reform Act (S. 1339) medical management Tax treatment of employer-sponsored health benefit plans End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care Act (H.R. 3120, S. 1451), Transparent Telehealth Act (H.R. 9457) Health Savings Accounts and High-Deductible Health Plans Paid leave; draft interstate Paid Leave Action Network Act, draft Family Leave Public-Private Partnership Act Mental health parity final regulations Voluntary Employee Beneficiary Associations (VEBAs) Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to coverage of preventive services and the definition of cost-sharing under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800) Surprise Medical Billing, Enhanced Enforcement of Health Coverage Act (H.R. 9572)

ERISA preemption Health care cost transparency, prescription drugs and PBM cost transparency and hospital cost transparency; Lower Costs More Transparency Act (H.R. 5378); telehealth extension and transparency (H.R. 9457); medical management; PBM Reform Act (S. 1339) medical management Tax treatment of employer-sponsored health benefit plans End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care Act (H.R. 3120, S. 1451), Transparent Telehealth Act (H.R. 9457) Health Savings Accounts and High-Deductible Health Plans Paid leave; draft interstate Paid Leave Action Network Act, draft Family Leave Public-Private Partnership Act Mental health parity final regulations Voluntary Employee Beneficiary Associations (VEBAs) Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to coverage of preventive services and the definition of cost-sharing under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800) Surprise Medical Billing, Enhanced Enforcement of Health Coverage Act (H.R. 9572)

ERISA preemption Health care transparency, prescription drugs and hospital cost transparency; Lower Costs More Transparence Act (H.R. 5378) Tax treatment of employer-sponsored health benefit plans Telehealth expansion and permanency Transparent Telehealth Bills Act (H.R. 9457) Pharmacy Benefit Manufacturers (PBMs), drug cost transparency, rebates, and medical management End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care (H.R. 312000, S. 1451) Health Savings Accounts and High-Deductible Health Plans Value-driven health care Paid leave - federal and state law considerations Mental health parity regulations Voluntary Employee Beneficiary Association (VEBA) and use of excess assets Health care non-discrimination rules under the Affordable Care Act Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act American Privacy Rights Act (H.R. 8818) Rep. McMorris-Rodgers Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800)

ERISA preemption Health care cost transparency, prescription drugs and PBM cost transparency and hospital cost transparency; Lower Costs More Transparency Act (H.R. 5378); telehealth extension and transparency (H.R. 9457); medical management; PBM Reform Act (S. 1339) medical management Tax treatment of employer-sponsored health benefit plans End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care Act (H.R. 3120, S. 1451), Transparent Telehealth Act (H.R. 9457) Health Savings Accounts and High-Deductible Health Plans Paid leave; draft interstate Paid Leave Action Network Act, draft Family Leave Public-Private Partnership Act Mental health parity final regulations Voluntary Employee Beneficiary Associations (VEBAs) Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to coverage of preventive services and the definition of cost-sharing under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800) Surprise Medical Billing, Enhanced Enforcement of Health Coverage Act (H.R. 9572)

ERISA preemption Health care transparency, prescription drugs and hospital cost transparency; Lower Costs More Transparence Act (H.R. 5378) Tax treatment of employer-sponsored health benefit plans Telehealth expansion and permanency Transparent Telehealth Bills Act (H.R. 9457) Pharmacy Benefit Manufacturers (PBMs), drug cost transparency, rebates, and medical management End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care (H.R. 312000, S. 1451) Health Savings Accounts and High-Deductible Health Plans Value-driven health care Paid leave - federal and state law considerations Mental health parity regulations Voluntary Employee Beneficiary Association (VEBA) and use of excess assets Health care non-discrimination rules under the Affordable Care Act Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act American Privacy Rights Act (H.R. 8818) Rep. McMorris-Rodgers Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800)

ERISA preemption Health care cost transparency, prescription drugs and PBM cost transparency and hospital cost transparency; Lower Costs More Transparency Act (H.R. 5378); telehealth extension and transparency (H.R. 9457); medical management; PBM Reform Act (S. 1339) medical management Tax treatment of employer-sponsored health benefit plans End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care Act (H.R. 3120, S. 1451), Transparent Telehealth Act (H.R. 9457) Health Savings Accounts and High-Deductible Health Plans Paid leave; draft interstate Paid Leave Action Network Act, draft Family Leave Public-Private Partnership Act Mental health parity final regulations Voluntary Employee Beneficiary Associations (VEBAs) Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to coverage of preventive services and the definition of cost-sharing under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800) Surprise Medical Billing, Enhanced Enforcement of Health Coverage Act (H.R. 9572)

Technical corrections to SECURE 2.0 Automatic re-enrollment for defined contribution plan participants and reducing the participation age to 18 Collective Investment Trusts (CITs) and insurance company separate accounts for IRC Section 403(b) plans Pleading standards and retirement plan litigation ERISA preemption, state run automatic-IRA programs Defined benefit and defined contribution plan issues Tax incentives treatment of retirement plans Retiree health benefits Retirement savings and independent contractors and gig workers Pension plan de-risking American Privacy Rights Act Fiduciary rule affecting retirement plans Retirement plan audits Information Collection Request (ICR) regarding missing plan participants Roth catch-up and Roth optional provisions guidance SECURE 2.0 guidance Basel III endgame, treatment of reserves of financial institutions and its impact on pension and retirement plans Pension Benefit Guaranty Corporation (PBGC) premiums and treatment of overfunded defined benefit plans and other accounts Notices and disclosures for retirement plans Emergency savings programs H.R. 7293, the Automatic IRA Act; H.R. 6007, S. 4398, the RISE Act Cybersecurity Predictive Data Analytics

ERISA preemption Health care cost transparency, prescription drugs and PBM cost transparency and hospital cost transparency; Lower Costs More Transparency Act (H.R. 5378); telehealth extension and transparency (H.R. 9457); medical management; PBM Reform Act (S. 1339) medical management Tax treatment of employer-sponsored health benefit plans End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care Act (H.R. 3120, S. 1451), Transparent Telehealth Act (H.R. 9457) Health Savings Accounts and High-Deductible Health Plans Paid leave; draft interstate Paid Leave Action Network Act, draft Family Leave Public-Private Partnership Act Mental health parity final regulations Voluntary Employee Beneficiary Associations (VEBAs) Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to coverage of preventive services and the definition of cost-sharing under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800) Surprise Medical Billing, Enhanced Enforcement of Health Coverage Act (H.R. 9572)

ERISA preemption Health care transparency, prescription drugs and hospital cost transparency; Lower Costs More Transparence Act (H.R. 5378) Tax treatment of employer-sponsored health benefit plans Telehealth expansion and permanency Transparent Telehealth Bills Act (H.R. 9457) Pharmacy Benefit Manufacturers (PBMs), drug cost transparency, rebates, and medical management End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care (H.R. 312000, S. 1451) Health Savings Accounts and High-Deductible Health Plans Value-driven health care Paid leave - federal and state law considerations Mental health parity regulations Voluntary Employee Beneficiary Association (VEBA) and use of excess assets Health care non-discrimination rules under the Affordable Care Act Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act American Privacy Rights Act (H.R. 8818) Rep. McMorris-Rodgers Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800)

Technical corrections to SECURE 2.0 Automatic re-enrollment for defined contribution plan participants and reducing the participation age to 18 Collective Investment Trusts (CITs) and insurance company separate accounts for IRC Section 403(b) plans Pleading standards and retirement plan litigation ERISA preemption, state run automatic-IRA programs Defined benefit and defined contribution plan issues Tax incentives treatment of retirement plans Retiree health benefits Retirement savings and independent contractors and gig workers Pension plan de-risking American Privacy Rights Act Fiduciary rule affecting retirement plans Retirement plan audits Information Collection Request (ICR) regarding missing plan participants Roth catch-up and Roth optional provisions guidance SECURE 2.0 guidance Basel III endgame, treatment of reserves of financial institutions and its impact on pension and retirement plans Pension Benefit Guaranty Corporation (PBGC) premiums and treatment of overfunded defined benefit plans and other accounts Notices and disclosures for retirement plans Emergency savings programs H.R. 7293, the Automatic IRA Act; H.R. 6007, S. 4398, the RISE Act Cybersecurity Predictive Data Analytics

ERISA preemption Health care transparency, prescription drugs and hospital cost transparency; Lower Costs More Transparence Act (H.R. 5378) Tax treatment of employer-sponsored health benefit plans Telehealth expansion and permanency Transparent Telehealth Bills Act (H.R. 9457) Pharmacy Benefit Manufacturers (PBMs), drug cost transparency, rebates, and medical management End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care (H.R. 312000, S. 1451) Health Savings Accounts and High-Deductible Health Plans Value-driven health care Paid leave - federal and state law considerations Mental health parity regulations Voluntary Employee Beneficiary Association (VEBA) and use of excess assets Health care non-discrimination rules under the Affordable Care Act Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act American Privacy Rights Act (H.R. 8818) Rep. McMorris-Rodgers Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800)

ERISA Preemption State-run IRA programs Technical Corrections to SECURE 2.0 Automatic Re-enrollment for defined contribution plan participants and reducing the participation age to 18 Collective Investment Trusts and insurance company separate accounts for use in 403(b) plans Pleading standards required in litigation Defined benefit pension plans and defined contribution plan issues; pension plan de-risking Retiree health benefits Notices and disclosures for retirement plans Tax incentives and tax treatment of retirement plan benefits Retirement savings and independent contractors and gig workers Investment advice fiduciary rule affecting retirement plans Audits of retirement plans Information Collection Request (ICR) regarding missing and unresponsive retirement plan participants Roth retirement plan catch-up contributions and Roth optional matching and non-elective contributions guidance SECURE 2.0 guidance Pension Benefit Guaranty Corporation (PBGC) treatment of overfunded defined benefit pension plans and other accounts Student Loan deemed matching contributions Emergency savings programs connected to retirement accounts Facilitating rollovers of retirement plan accounts to the plan of a new employer American Privacy Rights Act (H.R. 8818) Rep. McMorris-Rodgers Request for Guidance on Form 5330 Required Minimum Distributions proposed guidance PBGC premiums - legislative proposal for reform

ERISA preemption Health care transparency, prescription drugs and hospital cost transparency; Lower Costs More Transparence Act (H.R. 5378) Tax treatment of employer-sponsored health benefit plans Telehealth expansion and permanency Transparent Telehealth Bills Act (H.R. 9457) Pharmacy Benefit Manufacturers (PBMs), drug cost transparency, rebates, and medical management End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care (H.R. 312000, S. 1451) Health Savings Accounts and High-Deductible Health Plans Value-driven health care Paid leave - federal and state law considerations Mental health parity regulations Voluntary Employee Beneficiary Association (VEBA) and use of excess assets Health care non-discrimination rules under the Affordable Care Act Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act American Privacy Rights Act (H.R. 8818) Rep. McMorris-Rodgers Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800)

ERISA preemption Health care cost transparency, prescription drugs and PBM cost transparency and hospital cost transparency; Lower Costs More Transparency Act (H.R. 5378); telehealth extension and transparency (H.R. 9457); medical management; PBM Reform Act (S. 1339) medical management Tax treatment of employer-sponsored health benefit plans End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care Act (H.R. 3120, S. 1451), Transparent Telehealth Act (H.R. 9457) Health Savings Accounts and High-Deductible Health Plans Paid leave; draft interstate Paid Leave Action Network Act, draft Family Leave Public-Private Partnership Act Mental health parity final regulations Voluntary Employee Beneficiary Associations (VEBAs) Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to coverage of preventive services and the definition of cost-sharing under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800) Surprise Medical Billing, Enhanced Enforcement of Health Coverage Act (H.R. 9572)

ERISA preemption Health care cost transparency, prescription drugs and PBM cost transparency and hospital cost transparency; Lower Costs More Transparency Act (H.R. 5378); telehealth extension and transparency (H.R. 9457); medical management; PBM Reform Act (S. 1339) medical management Tax treatment of employer-sponsored health benefit plans End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care Act (H.R. 3120, S. 1451), Transparent Telehealth Act (H.R. 9457) Health Savings Accounts and High-Deductible Health Plans Paid leave; draft interstate Paid Leave Action Network Act, draft Family Leave Public-Private Partnership Act Mental health parity final regulations Voluntary Employee Beneficiary Associations (VEBAs) Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to coverage of preventive services and the definition of cost-sharing under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800) Surprise Medical Billing, Enhanced Enforcement of Health Coverage Act (H.R. 9572)

ERISA preemption Health care cost transparency, prescription drugs and PBM cost transparency and hospital cost transparency; Lower Costs More Transparency Act (H.R. 5378); telehealth extension and transparency (H.R. 9457); medical management; PBM Reform Act (S. 1339) medical management Tax treatment of employer-sponsored health benefit plans End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care Act (H.R. 3120, S. 1451), Transparent Telehealth Act (H.R. 9457) Health Savings Accounts and High-Deductible Health Plans Paid leave; draft interstate Paid Leave Action Network Act, draft Family Leave Public-Private Partnership Act Mental health parity final regulations Voluntary Employee Beneficiary Associations (VEBAs) Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to coverage of preventive services and the definition of cost-sharing under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800) Surprise Medical Billing, Enhanced Enforcement of Health Coverage Act (H.R. 9572)

ERISA preemption Health care transparency, prescription drugs and hospital cost transparency; Lower Costs More Transparence Act (H.R. 5378) Tax treatment of employer-sponsored health benefit plans Telehealth expansion and permanency Transparent Telehealth Bills Act (H.R. 9457) Pharmacy Benefit Manufacturers (PBMs), drug cost transparency, rebates, and medical management End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care (H.R. 312000, S. 1451) Health Savings Accounts and High-Deductible Health Plans Value-driven health care Paid leave - federal and state law considerations Mental health parity regulations Voluntary Employee Beneficiary Association (VEBA) and use of excess assets Health care non-discrimination rules under the Affordable Care Act Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act American Privacy Rights Act (H.R. 8818) Rep. McMorris-Rodgers Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800)

ERISA preemption Health care cost transparency, prescription drugs and PBM cost transparency and hospital cost transparency; Lower Costs More Transparency Act (H.R. 5378); telehealth extension and transparency (H.R. 9457); medical management; PBM Reform Act (S. 1339) medical management Tax treatment of employer-sponsored health benefit plans End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care Act (H.R. 3120, S. 1451), Transparent Telehealth Act (H.R. 9457) Health Savings Accounts and High-Deductible Health Plans Paid leave; draft interstate Paid Leave Action Network Act, draft Family Leave Public-Private Partnership Act Mental health parity final regulations Voluntary Employee Beneficiary Associations (VEBAs) Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to coverage of preventive services and the definition of cost-sharing under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800) Surprise Medical Billing, Enhanced Enforcement of Health Coverage Act (H.R. 9572)

Technical corrections to SECURE 2.0 Automatic re-enrollment for defined contribution plan participants and reducing the participation age to 18 Collective Investment Trusts (CITs) and insurance company separate accounts for IRC Section 403(b) plans Pleading standards and retirement plan litigation ERISA preemption, state run automatic-IRA programs Defined benefit and defined contribution plan issues Tax incentives treatment of retirement plans Retiree health benefits Retirement savings and independent contractors and gig workers Pension plan de-risking American Privacy Rights Act Fiduciary rule affecting retirement plans Retirement plan audits Information Collection Request (ICR) regarding missing plan participants Roth catch-up and Roth optional provisions guidance SECURE 2.0 guidance Basel III endgame, treatment of reserves of financial institutions and its impact on pension and retirement plans Pension Benefit Guaranty Corporation (PBGC) premiums and treatment of overfunded defined benefit plans and other accounts Notices and disclosures for retirement plans Emergency savings programs H.R. 7293, the Automatic IRA Act; H.R. 6007, S. 4398, the RISE Act Cybersecurity Predictive Data Analytics

ERISA preemption Health care cost transparency, prescription drugs and PBM cost transparency and hospital cost transparency; Lower Costs More Transparency Act (H.R. 5378); telehealth extension and transparency (H.R. 9457); medical management; PBM Reform Act (S. 1339) medical management Tax treatment of employer-sponsored health benefit plans End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care Act (H.R. 3120, S. 1451), Transparent Telehealth Act (H.R. 9457) Health Savings Accounts and High-Deductible Health Plans Paid leave; draft interstate Paid Leave Action Network Act, draft Family Leave Public-Private Partnership Act Mental health parity final regulations Voluntary Employee Beneficiary Associations (VEBAs) Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to coverage of preventive services and the definition of cost-sharing under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800) Surprise Medical Billing, Enhanced Enforcement of Health Coverage Act (H.R. 9572)

ERISA preemption Health care transparency, prescription drugs and hospital cost transparency; Lower Costs More Transparence Act (H.R. 5378) Tax treatment of employer-sponsored health benefit plans Telehealth expansion and permanency Transparent Telehealth Bills Act (H.R. 9457) Pharmacy Benefit Manufacturers (PBMs), drug cost transparency, rebates, and medical management End-stage renal disease and Medicare secondary payer standards; Restore Protections for Dialysis Patients Act (H.R. 6860, S. 5018) Hospital consolidation and billing practices, site neutral payment reform; SITE Act (H.R. 1869) Healthy Competition for Better Care (H.R. 312000, S. 1451) Health Savings Accounts and High-Deductible Health Plans Value-driven health care Paid leave - federal and state law considerations Mental health parity regulations Voluntary Employee Beneficiary Association (VEBA) and use of excess assets Health care non-discrimination rules under the Affordable Care Act Guidance related to the definition of essential health benefits under the Affordable Care Act Guidance related to the definition of cost-sharing under the Affordable Care Act American Privacy Rights Act (H.R. 8818) Rep. McMorris-Rodgers Affordable Care Act 340B Prescription Drug Program proposed legislation Chronic Disease Flexible Coverage Act (H.R. 3800)

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

LEGISLATIVE TECHNICAL CORRECTIONS AND ROTH CATCH-UP DELAY. SECURE 2.0 technical corrections, delay of effective date of Roth Catch-up provision and guidance AUTO RE-ENROLLMENT. Automatic retirement plan re-enrollment, S. 2512, July 24, 2023, letter of support to sponsors Sens. Kaine and Cassidy ENVIRONMENTAL, SOCIAL, GOVERNANCE. Environmental Social and Governance (ESG) factors in retirement plan investments, HR 5339, HR 5337, HR 5340, HR 5338, HR 4008 MINIMUM PARTICIPATION REQUIREMENTS. Retirement plan minimum participation requirements DE-RISKING. Pension Plan De-risking, annuities, lump sum distributions RETIREE HEALTH PLANS. Retiree health plans, excess assets, Section 401(h) accounts SEC PROPOSALS AFFECTING RETIREMENT PLANS. Predictive Data Analytics, Open-End Fund Liquidity Risk Management Programs and Swing Pricing RETIREMENT PLAN BROKERAGE WINDOWS. Brokerage window investment options offered by retirement plans and whether there is a duty to monitor investments inside a brokerage window DEFINED BENEFIT PLANS. Defined Benefit Plans, e.g., overfunded plans, PBGC premiums CITs FOR 403(b) PLANS. Collective Investment Trusts and separate accounts for Section 403(b) charities and educational entities, HR 3063 LITIGATION. Litigation and enforcement affecting retirement plans, including pleading standards STATE PLANS. ERISA preemption, state retirement plan mandatory Roth IRA plans covering private sector employers REGULATORY ROTH CATCH-UP DELAY. SECURE 2.0 Section 603 Roth Catch-up Delay transition period SECURE 2.0 GUIDANCE. SECURE 2.0 Guidance, Roth Catch-up contributions, overpayments of benefits, IRC Section 420 transfers, pension-linked emergency savings, student loan, SEP and SIMPLE Roth IRAs, start-up credits, safe harbor for corrections, ERISA notices and disclosures, annual funding notice, pension risk transfer, lost and found registry etc. RMDs. Retirement Plan Required Minimum Distributions FIDUCIARY RULE. Re-proposal of Retirement Plan Fiduciary rule ERISA NOTICES AND DISCLOSURES. Retirement plan notices and disclosures and response to EBSA RFI, e.g., paper benefit statements, notices for unenrolled participants, elimination of certain notices, consolidation of certain notices, pooled employer plans, annual funding notice, 88 Fed. Reg. 54511 PENSION PLAN DE-RISKING. Report by DOL on Defined Benefit Pension Plan De-risking in consultation with the ERISA Advisory Council CAMT. Corporate Alternative Minimum Tax (15% Tax) application to defined benefit pension plans and certain other employee benefit plans PREDICTIVE DATA ANALYTICS, and OPEN-END LIQUIDITY RISK MANAGEMENT PROGRAMS AND SWING PRICING. Predictive Data Analytics by Broker- Dealers and Investment Advisors, Open-End Fund Liquidity Risk Management Programs and Swing Pricing, 88 Fed. Reg. 53960, 87 Fed. Reg 77172 RETIREMENT PLAN AUDITS. Audits for missing participants, cybersecurity standards for audits and duration of audits SPIN OFFS. Retirement Plan spin-off and funding rules

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

LEGISLATIVE TECHNICAL CORRECTIONS AND ROTH CATCH-UP DELAY. SECURE 2.0 technical corrections, delay of effective date of Roth Catch-up provision and guidance AUTO RE-ENROLLMENT. Automatic retirement plan re-enrollment, S. 2512, July 24, 2023, letter of support to sponsors Sens. Kaine and Cassidy ENVIRONMENTAL, SOCIAL, GOVERNANCE. Environmental Social and Governance (ESG) factors in retirement plan investments, HR 5339, HR 5337, HR 5340, HR 5338, HR 4008 MINIMUM PARTICIPATION REQUIREMENTS. Retirement plan minimum participation requirements DE-RISKING. Pension Plan De-risking, annuities, lump sum distributions RETIREE HEALTH PLANS. Retiree health plans, excess assets, Section 401(h) accounts SEC PROPOSALS AFFECTING RETIREMENT PLANS. Predictive Data Analytics, Open-End Fund Liquidity Risk Management Programs and Swing Pricing RETIREMENT PLAN BROKERAGE WINDOWS. Brokerage window investment options offered by retirement plans and whether there is a duty to monitor investments inside a brokerage window DEFINED BENEFIT PLANS. Defined Benefit Plans, e.g., overfunded plans, PBGC premiums CITs FOR 403(b) PLANS. Collective Investment Trusts and separate accounts for Section 403(b) charities and educational entities, HR 3063 LITIGATION. Litigation and enforcement affecting retirement plans, including pleading standards STATE PLANS. ERISA preemption, state retirement plan mandatory Roth IRA plans covering private sector employers REGULATORY ROTH CATCH-UP DELAY. SECURE 2.0 Section 603 Roth Catch-up Delay transition period SECURE 2.0 GUIDANCE. SECURE 2.0 Guidance, Roth Catch-up contributions, overpayments of benefits, IRC Section 420 transfers, pension-linked emergency savings, student loan, SEP and SIMPLE Roth IRAs, start-up credits, safe harbor for corrections, ERISA notices and disclosures, annual funding notice, pension risk transfer, lost and found registry etc. RMDs. Retirement Plan Required Minimum Distributions FIDUCIARY RULE. Re-proposal of Retirement Plan Fiduciary rule ERISA NOTICES AND DISCLOSURES. Retirement plan notices and disclosures and response to EBSA RFI, e.g., paper benefit statements, notices for unenrolled participants, elimination of certain notices, consolidation of certain notices, pooled employer plans, annual funding notice, 88 Fed. Reg. 54511 PENSION PLAN DE-RISKING. Report by DOL on Defined Benefit Pension Plan De-risking in consultation with the ERISA Advisory Council CAMT. Corporate Alternative Minimum Tax (15% Tax) application to defined benefit pension plans and certain other employee benefit plans PREDICTIVE DATA ANALYTICS, and OPEN-END LIQUIDITY RISK MANAGEMENT PROGRAMS AND SWING PRICING. Predictive Data Analytics by Broker- Dealers and Investment Advisors, Open-End Fund Liquidity Risk Management Programs and Swing Pricing, 88 Fed. Reg. 53960, 87 Fed. Reg 77172 RETIREMENT PLAN AUDITS. Audits for missing participants, cybersecurity standards for audits and duration of audits SPIN OFFS. Retirement Plan spin-off and funding rules

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

LEGISLATIVE TECHNICAL CORRECTIONS AND ROTH CATCH-UP DELAY. SECURE 2.0 technical corrections, delay of effective date of Roth Catch-up provision and guidance AUTO RE-ENROLLMENT. Automatic retirement plan re-enrollment, S. 2512, July 24, 2023, letter of support to sponsors Sens. Kaine and Cassidy ENVIRONMENTAL, SOCIAL, GOVERNANCE. Environmental Social and Governance (ESG) factors in retirement plan investments, HR 5339, HR 5337, HR 5340, HR 5338, HR 4008 MINIMUM PARTICIPATION REQUIREMENTS. Retirement plan minimum participation requirements DE-RISKING. Pension Plan De-risking, annuities, lump sum distributions RETIREE HEALTH PLANS. Retiree health plans, excess assets, Section 401(h) accounts SEC PROPOSALS AFFECTING RETIREMENT PLANS. Predictive Data Analytics, Open-End Fund Liquidity Risk Management Programs and Swing Pricing RETIREMENT PLAN BROKERAGE WINDOWS. Brokerage window investment options offered by retirement plans and whether there is a duty to monitor investments inside a brokerage window DEFINED BENEFIT PLANS. Defined Benefit Plans, e.g., overfunded plans, PBGC premiums CITs FOR 403(b) PLANS. Collective Investment Trusts and separate accounts for Section 403(b) charities and educational entities, HR 3063 LITIGATION. Litigation and enforcement affecting retirement plans, including pleading standards STATE PLANS. ERISA preemption, state retirement plan mandatory Roth IRA plans covering private sector employers REGULATORY ROTH CATCH-UP DELAY. SECURE 2.0 Section 603 Roth Catch-up Delay transition period SECURE 2.0 GUIDANCE. SECURE 2.0 Guidance, Roth Catch-up contributions, overpayments of benefits, IRC Section 420 transfers, pension-linked emergency savings, student loan, SEP and SIMPLE Roth IRAs, start-up credits, safe harbor for corrections, ERISA notices and disclosures, annual funding notice, pension risk transfer, lost and found registry etc. RMDs. Retirement Plan Required Minimum Distributions FIDUCIARY RULE. Re-proposal of Retirement Plan Fiduciary rule ERISA NOTICES AND DISCLOSURES. Retirement plan notices and disclosures and response to EBSA RFI, e.g., paper benefit statements, notices for unenrolled participants, elimination of certain notices, consolidation of certain notices, pooled employer plans, annual funding notice, 88 Fed. Reg. 54511 PENSION PLAN DE-RISKING. Report by DOL on Defined Benefit Pension Plan De-risking in consultation with the ERISA Advisory Council CAMT. Corporate Alternative Minimum Tax (15% Tax) application to defined benefit pension plans and certain other employee benefit plans PREDICTIVE DATA ANALYTICS, and OPEN-END LIQUIDITY RISK MANAGEMENT PROGRAMS AND SWING PRICING. Predictive Data Analytics by Broker- Dealers and Investment Advisors, Open-End Fund Liquidity Risk Management Programs and Swing Pricing, 88 Fed. Reg. 53960, 87 Fed. Reg 77172 RETIREMENT PLAN AUDITS. Audits for missing participants, cybersecurity standards for audits and duration of audits SPIN OFFS. Retirement Plan spin-off and funding rules

LEGISLATIVE TECHNICAL CORRECTIONS AND ROTH CATCH-UP DELAY. SECURE 2.0 technical corrections, delay of effective date of Roth Catch-up provision and guidance AUTO RE-ENROLLMENT. Automatic retirement plan re-enrollment, S. 2512, July 24, 2023, letter of support to sponsors Sens. Kaine and Cassidy ENVIRONMENTAL, SOCIAL, GOVERNANCE. Environmental Social and Governance (ESG) factors in retirement plan investments, HR 5339, HR 5337, HR 5340, HR 5338, HR 4008 MINIMUM PARTICIPATION REQUIREMENTS. Retirement plan minimum participation requirements DE-RISKING. Pension Plan De-risking, annuities, lump sum distributions RETIREE HEALTH PLANS. Retiree health plans, excess assets, Section 401(h) accounts SEC PROPOSALS AFFECTING RETIREMENT PLANS. Predictive Data Analytics, Open-End Fund Liquidity Risk Management Programs and Swing Pricing RETIREMENT PLAN BROKERAGE WINDOWS. Brokerage window investment options offered by retirement plans and whether there is a duty to monitor investments inside a brokerage window DEFINED BENEFIT PLANS. Defined Benefit Plans, e.g., overfunded plans, PBGC premiums CITs FOR 403(b) PLANS. Collective Investment Trusts and separate accounts for Section 403(b) charities and educational entities, HR 3063 LITIGATION. Litigation and enforcement affecting retirement plans, including pleading standards STATE PLANS. ERISA preemption, state retirement plan mandatory Roth IRA plans covering private sector employers REGULATORY ROTH CATCH-UP DELAY. SECURE 2.0 Section 603 Roth Catch-up Delay transition period SECURE 2.0 GUIDANCE. SECURE 2.0 Guidance, Roth Catch-up contributions, overpayments of benefits, IRC Section 420 transfers, pension-linked emergency savings, student loan, SEP and SIMPLE Roth IRAs, start-up credits, safe harbor for corrections, ERISA notices and disclosures, annual funding notice, pension risk transfer, lost and found registry etc. RMDs. Retirement Plan Required Minimum Distributions FIDUCIARY RULE. Re-proposal of Retirement Plan Fiduciary rule ERISA NOTICES AND DISCLOSURES. Retirement plan notices and disclosures and response to EBSA RFI, e.g., paper benefit statements, notices for unenrolled participants, elimination of certain notices, consolidation of certain notices, pooled employer plans, annual funding notice, 88 Fed. Reg. 54511 PENSION PLAN DE-RISKING. Report by DOL on Defined Benefit Pension Plan De-risking in consultation with the ERISA Advisory Council CAMT. Corporate Alternative Minimum Tax (15% Tax) application to defined benefit pension plans and certain other employee benefit plans PREDICTIVE DATA ANALYTICS, and OPEN-END LIQUIDITY RISK MANAGEMENT PROGRAMS AND SWING PRICING. Predictive Data Analytics by Broker- Dealers and Investment Advisors, Open-End Fund Liquidity Risk Management Programs and Swing Pricing, 88 Fed. Reg. 53960, 87 Fed. Reg 77172 RETIREMENT PLAN AUDITS. Audits for missing participants, cybersecurity standards for audits and duration of audits SPIN OFFS. Retirement Plan spin-off and funding rules

LEGISLATIVE TECHNICAL CORRECTIONS AND ROTH CATCH-UP DELAY. SECURE 2.0 technical corrections, delay of effective date of Roth Catch-up provision and guidance AUTO RE-ENROLLMENT. Automatic retirement plan re-enrollment, S. 2512, July 24, 2023, letter of support to sponsors Sens. Kaine and Cassidy ENVIRONMENTAL, SOCIAL, GOVERNANCE. Environmental Social and Governance (ESG) factors in retirement plan investments, HR 5339, HR 5337, HR 5340, HR 5338, HR 4008 MINIMUM PARTICIPATION REQUIREMENTS. Retirement plan minimum participation requirements DE-RISKING. Pension Plan De-risking, annuities, lump sum distributions RETIREE HEALTH PLANS. Retiree health plans, excess assets, Section 401(h) accounts SEC PROPOSALS AFFECTING RETIREMENT PLANS. Predictive Data Analytics, Open-End Fund Liquidity Risk Management Programs and Swing Pricing RETIREMENT PLAN BROKERAGE WINDOWS. Brokerage window investment options offered by retirement plans and whether there is a duty to monitor investments inside a brokerage window DEFINED BENEFIT PLANS. Defined Benefit Plans, e.g., overfunded plans, PBGC premiums CITs FOR 403(b) PLANS. Collective Investment Trusts and separate accounts for Section 403(b) charities and educational entities, HR 3063 LITIGATION. Litigation and enforcement affecting retirement plans, including pleading standards STATE PLANS. ERISA preemption, state retirement plan mandatory Roth IRA plans covering private sector employers REGULATORY ROTH CATCH-UP DELAY. SECURE 2.0 Section 603 Roth Catch-up Delay transition period SECURE 2.0 GUIDANCE. SECURE 2.0 Guidance, Roth Catch-up contributions, overpayments of benefits, IRC Section 420 transfers, pension-linked emergency savings, student loan, SEP and SIMPLE Roth IRAs, start-up credits, safe harbor for corrections, ERISA notices and disclosures, annual funding notice, pension risk transfer, lost and found registry etc. RMDs. Retirement Plan Required Minimum Distributions FIDUCIARY RULE. Re-proposal of Retirement Plan Fiduciary rule ERISA NOTICES AND DISCLOSURES. Retirement plan notices and disclosures and response to EBSA RFI, e.g., paper benefit statements, notices for unenrolled participants, elimination of certain notices, consolidation of certain notices, pooled employer plans, annual funding notice, 88 Fed. Reg. 54511 PENSION PLAN DE-RISKING. Report by DOL on Defined Benefit Pension Plan De-risking in consultation with the ERISA Advisory Council CAMT. Corporate Alternative Minimum Tax (15% Tax) application to defined benefit pension plans and certain other employee benefit plans PREDICTIVE DATA ANALYTICS, and OPEN-END LIQUIDITY RISK MANAGEMENT PROGRAMS AND SWING PRICING. Predictive Data Analytics by Broker- Dealers and Investment Advisors, Open-End Fund Liquidity Risk Management Programs and Swing Pricing, 88 Fed. Reg. 53960, 87 Fed. Reg 77172 RETIREMENT PLAN AUDITS. Audits for missing participants, cybersecurity standards for audits and duration of audits SPIN OFFS. Retirement Plan spin-off and funding rules

LEGISLATIVE TECHNICAL CORRECTIONS AND ROTH CATCH-UP DELAY. SECURE 2.0 technical corrections, delay of effective date of Roth Catch-up provision and guidance AUTO RE-ENROLLMENT. Automatic retirement plan re-enrollment, S. 2512, July 24, 2023, letter of support to sponsors Sens. Kaine and Cassidy ENVIRONMENTAL, SOCIAL, GOVERNANCE. Environmental Social and Governance (ESG) factors in retirement plan investments, HR 5339, HR 5337, HR 5340, HR 5338, HR 4008 MINIMUM PARTICIPATION REQUIREMENTS. Retirement plan minimum participation requirements DE-RISKING. Pension Plan De-risking, annuities, lump sum distributions RETIREE HEALTH PLANS. Retiree health plans, excess assets, Section 401(h) accounts SEC PROPOSALS AFFECTING RETIREMENT PLANS. Predictive Data Analytics, Open-End Fund Liquidity Risk Management Programs and Swing Pricing RETIREMENT PLAN BROKERAGE WINDOWS. Brokerage window investment options offered by retirement plans and whether there is a duty to monitor investments inside a brokerage window DEFINED BENEFIT PLANS. Defined Benefit Plans, e.g., overfunded plans, PBGC premiums CITs FOR 403(b) PLANS. Collective Investment Trusts and separate accounts for Section 403(b) charities and educational entities, HR 3063 LITIGATION. Litigation and enforcement affecting retirement plans, including pleading standards STATE PLANS. ERISA preemption, state retirement plan mandatory Roth IRA plans covering private sector employers REGULATORY ROTH CATCH-UP DELAY. SECURE 2.0 Section 603 Roth Catch-up Delay transition period SECURE 2.0 GUIDANCE. SECURE 2.0 Guidance, Roth Catch-up contributions, overpayments of benefits, IRC Section 420 transfers, pension-linked emergency savings, student loan, SEP and SIMPLE Roth IRAs, start-up credits, safe harbor for corrections, ERISA notices and disclosures, annual funding notice, pension risk transfer, lost and found registry etc. RMDs. Retirement Plan Required Minimum Distributions FIDUCIARY RULE. Re-proposal of Retirement Plan Fiduciary rule ERISA NOTICES AND DISCLOSURES. Retirement plan notices and disclosures and response to EBSA RFI, e.g., paper benefit statements, notices for unenrolled participants, elimination of certain notices, consolidation of certain notices, pooled employer plans, annual funding notice, 88 Fed. Reg. 54511 PENSION PLAN DE-RISKING. Report by DOL on Defined Benefit Pension Plan De-risking in consultation with the ERISA Advisory Council CAMT. Corporate Alternative Minimum Tax (15% Tax) application to defined benefit pension plans and certain other employee benefit plans PREDICTIVE DATA ANALYTICS, and OPEN-END LIQUIDITY RISK MANAGEMENT PROGRAMS AND SWING PRICING. Predictive Data Analytics by Broker- Dealers and Investment Advisors, Open-End Fund Liquidity Risk Management Programs and Swing Pricing, 88 Fed. Reg. 53960, 87 Fed. Reg 77172 RETIREMENT PLAN AUDITS. Audits for missing participants, cybersecurity standards for audits and duration of audits SPIN OFFS. Retirement Plan spin-off and funding rules

Health Savings Accounts (HSAs). HR 5688 Bipartisan HSA Improvement Act, HR 5687, HSA Modernization Act Telehealth Expansion. Making permanent telehealth benefits for use by employer plans offering telehealth services on a pre-deductible basis for HSA-eligible High Deductible Health Plans Chronic Disease Coverage by health benefit plans ERISA Preemption Cost Transparency and Competition in Health Care. H.R. 5378, Lower Costs, More Transparency Act (LCMT) Act, also pharmacy benefit manager, PBM (reform) and prescription drug pricing and transparency; S. 1339, Pharmacy Benefit Manager Reform Act; Health Care Price Transparency Act 2.0 S. 3548 End-Stage Renal Disease (ESRD), Restore Protections for Dialysis Patients Act Site-Neutral Health Care Payment Reform. LCMT Act, SITE Act S. 1869 Electronic Prescribing for Controlled Substances Act - EPCS 2.0, S. 2666 Over-the-Counter Preventive Services (OTC) Mental Health Parity Fixed-Indemnity Plans. Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage, and tax treatment of certain accident and health insurance fixed indemnity plans Surprise Medical Billing Guidance. Court cases challenging the No Surprises Act, Federal Independent Dispute Resolution (IDR) Process Administrative Fee and Certified IDR Entity Fee Ranges Paid Family and Medical Leave. On-going legislative inquiry involving multiple Congressional Offices

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

Health Savings Accounts (HSAs). HR 5688 Bipartisan HSA Improvement Act, HR 5687, HSA Modernization Act Telehealth Expansion. Making permanent telehealth benefits for use by employer plans offering telehealth services on a pre-deductible basis for HSA-eligible High Deductible Health Plans Chronic Disease Coverage by health benefit plans ERISA Preemption Cost Transparency and Competition in Health Care. H.R. 5378, Lower Costs, More Transparency Act (LCMT) Act, also pharmacy benefit manager, PBM (reform) and prescription drug pricing and transparency; S. 1339, Pharmacy Benefit Manager Reform Act; Health Care Price Transparency Act 2.0 S. 3548 End-Stage Renal Disease (ESRD), Restore Protections for Dialysis Patients Act Site-Neutral Health Care Payment Reform. LCMT Act, SITE Act S. 1869 Electronic Prescribing for Controlled Substances Act - EPCS 2.0, S. 2666 Over-the-Counter Preventive Services (OTC) Mental Health Parity Fixed-Indemnity Plans. Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage, and tax treatment of certain accident and health insurance fixed indemnity plans Surprise Medical Billing Guidance. Court cases challenging the No Surprises Act, Federal Independent Dispute Resolution (IDR) Process Administrative Fee and Certified IDR Entity Fee Ranges Paid Family and Medical Leave. On-going legislative inquiry involving multiple Congressional Offices

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

Health Savings Accounts (HSAs). HR 5688 Bipartisan HSA Improvement Act, HR 5687, HSA Modernization Act Telehealth Expansion. Making permanent telehealth benefits for use by employer plans offering telehealth services on a pre-deductible basis for HSA-eligible High Deductible Health Plans Chronic Disease Coverage by health benefit plans ERISA Preemption Cost Transparency and Competition in Health Care. H.R. 5378, Lower Costs, More Transparency Act (LCMT) Act, also pharmacy benefit manager, PBM (reform) and prescription drug pricing and transparency; S. 1339, Pharmacy Benefit Manager Reform Act; Health Care Price Transparency Act 2.0 S. 3548 End-Stage Renal Disease (ESRD), Restore Protections for Dialysis Patients Act Site-Neutral Health Care Payment Reform. LCMT Act, SITE Act S. 1869 Electronic Prescribing for Controlled Substances Act - EPCS 2.0, S. 2666 Over-the-Counter Preventive Services (OTC) Mental Health Parity Fixed-Indemnity Plans. Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage, and tax treatment of certain accident and health insurance fixed indemnity plans Surprise Medical Billing Guidance. Court cases challenging the No Surprises Act, Federal Independent Dispute Resolution (IDR) Process Administrative Fee and Certified IDR Entity Fee Ranges Paid Family and Medical Leave. On-going legislative inquiry involving multiple Congressional Offices

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

Health Savings Accounts (HSAs). HR 5688 Bipartisan HSA Improvement Act, HR 5687, HSA Modernization Act Telehealth Expansion. Making permanent telehealth benefits for use by employer plans offering telehealth services on a pre-deductible basis for HSA-eligible High Deductible Health Plans Chronic Disease Coverage by health benefit plans ERISA Preemption Cost Transparency and Competition in Health Care. H.R. 5378, Lower Costs, More Transparency Act (LCMT) Act, also pharmacy benefit manager, PBM (reform) and prescription drug pricing and transparency; S. 1339, Pharmacy Benefit Manager Reform Act; Health Care Price Transparency Act 2.0 S. 3548 End-Stage Renal Disease (ESRD), Restore Protections for Dialysis Patients Act Site-Neutral Health Care Payment Reform. LCMT Act, SITE Act S. 1869 Electronic Prescribing for Controlled Substances Act - EPCS 2.0, S. 2666 Over-the-Counter Preventive Services (OTC) Mental Health Parity Fixed-Indemnity Plans. Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage, and tax treatment of certain accident and health insurance fixed indemnity plans Surprise Medical Billing Guidance. Court cases challenging the No Surprises Act, Federal Independent Dispute Resolution (IDR) Process Administrative Fee and Certified IDR Entity Fee Ranges Paid Family and Medical Leave. On-going legislative inquiry involving multiple Congressional Offices

Health Savings Accounts (HSAs). HR 5688 Bipartisan HSA Improvement Act, HR 5687, HSA Modernization Act Telehealth Expansion. Making permanent telehealth benefits for use by employer plans offering telehealth services on a pre-deductible basis for HSA-eligible High Deductible Health Plans Chronic Disease Coverage by health benefit plans ERISA Preemption Cost Transparency and Competition in Health Care. H.R. 5378, Lower Costs, More Transparency Act (LCMT) Act, also pharmacy benefit manager, PBM (reform) and prescription drug pricing and transparency; S. 1339, Pharmacy Benefit Manager Reform Act; Health Care Price Transparency Act 2.0 S. 3548 End-Stage Renal Disease (ESRD), Restore Protections for Dialysis Patients Act Site-Neutral Health Care Payment Reform. LCMT Act, SITE Act S. 1869 Electronic Prescribing for Controlled Substances Act - EPCS 2.0, S. 2666 Over-the-Counter Preventive Services (OTC) Mental Health Parity Fixed-Indemnity Plans. Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage, and tax treatment of certain accident and health insurance fixed indemnity plans Surprise Medical Billing Guidance. Court cases challenging the No Surprises Act, Federal Independent Dispute Resolution (IDR) Process Administrative Fee and Certified IDR Entity Fee Ranges Paid Family and Medical Leave. On-going legislative inquiry involving multiple Congressional Offices

LEGISLATIVE DRUG PRICING. Drug pricing, pharmacy benefit managers (PBMs), drug cost transparency and competition, rebates, biosimilars, Rx drug supply chain, claw backs and medical management, litigation to overturn ERISA preemption in states and in Congress, Lower Costs and More Transparency, HR 5378, Health Care Price Transparency Act HR 4822, Pharmacy Benefit Manager Transparency Act S. 127 MENTAL HEALTH. Mental Health Coverage by Private Sector Employer-Provided plans, substance use disorders, provider networks, network tiers, provider shortages, mental health data, ghost networks, treatment limitations, SUPPORT for Patients and Communities Reauthorization Act S. 2433 HEALTH SAVINGS ACCOUNTS. Health Savings Accounts (HSAs) high deductible health plan expansion, HSAs and telehealth, HSAs and chronic disease management, Bipartisan HSA Improvement Act HR 5866, HSA Modernization Act HR 5687 HEALTH CARE PRICE TRANSPARENCY. Price transparency for Rx drugs, hospitals, out-patient providers, health insurers, mandatory reporting for health-related ownership information, clinical diagnostic laboratory tests, Transparency in Health Care HR 4509, Transparency in Coverage Act HR 4507, The PATIENT Act HR 3561, Lower Costs, More Transparency Act HR 5378, Transparency in Billing Act HR 4509, Hidden Fee Disclosure Act HR 4508, Health Care Price Transparency Act HR 4822 SURPRISE MEDICAL BILLING. Hospital billing, hospital consolidation and its impact on health care costs, anti-competitive pricing, site-neutral payment systems TELEHEALTH EXPANSION. Making telehealth benefits permanent for employer plans; licensing of providers across state lines, Telehealth Expansion Act S. 1001 / HR 1843, Telehealth Benefit Expansion For Workers Act HR 824 PAID LEAVE. Bipartisan Paid Leave Coalition in the House of Representatives ERISA PREEMPTION. Uniformity of rules applicable to private sector ERISA plans REGULATORY HEALTH CARE PRICE TRANSPARENCY, PRESCRIPTION DRUG COSTS AND SITE NEUTRAL PAYMENT SYSTEMS. 88 Fed. Reg. 49552, Comment letter to CMS dated September 11, 2023 MENTAL HEALTH PARITY. 88 Fed. Reg. 51552, Webinar with DOL speaker on Mental Health Parity September 11, 2023 FIXED INDEMNITY HEALTH BENEFIT PLANS. 88 Fed. Reg 44596, Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage; and Tax Treatment of Certain Accident and Health Insurance. Comment letter to the tri-agencies dated September 11, 2023

LEGISLATIVE TECHNICAL CORRECTIONS AND ROTH CATCH-UP DELAY. SECURE 2.0 technical corrections, delay of effective date of Roth Catch-up provision and guidance AUTO RE-ENROLLMENT. Automatic retirement plan re-enrollment, S. 2512, July 24, 2023, letter of support to sponsors Sens. Kaine and Cassidy ENVIRONMENTAL, SOCIAL, GOVERNANCE. Environmental Social and Governance (ESG) factors in retirement plan investments, HR 5339, HR 5337, HR 5340, HR 5338, HR 4008 MINIMUM PARTICIPATION REQUIREMENTS. Retirement plan minimum participation requirements DE-RISKING. Pension Plan De-risking, annuities, lump sum distributions RETIREE HEALTH PLANS. Retiree health plans, excess assets, Section 401(h) accounts SEC PROPOSALS AFFECTING RETIREMENT PLANS. Predictive Data Analytics, Open-End Fund Liquidity Risk Management Programs and Swing Pricing RETIREMENT PLAN BROKERAGE WINDOWS. Brokerage window investment options offered by retirement plans and whether there is a duty to monitor investments inside a brokerage window DEFINED BENEFIT PLANS. Defined Benefit Plans, e.g., overfunded plans, PBGC premiums CITs FOR 403(b) PLANS. Collective Investment Trusts and separate accounts for Section 403(b) charities and educational entities, HR 3063 LITIGATION. Litigation and enforcement affecting retirement plans, including pleading standards STATE PLANS. ERISA preemption, state retirement plan mandatory Roth IRA plans covering private sector employers REGULATORY ROTH CATCH-UP DELAY. SECURE 2.0 Section 603 Roth Catch-up Delay transition period SECURE 2.0 GUIDANCE. SECURE 2.0 Guidance, Roth Catch-up contributions, overpayments of benefits, IRC Section 420 transfers, pension-linked emergency savings, student loan, SEP and SIMPLE Roth IRAs, start-up credits, safe harbor for corrections, ERISA notices and disclosures, annual funding notice, pension risk transfer, lost and found registry etc. RMDs. Retirement Plan Required Minimum Distributions FIDUCIARY RULE. Re-proposal of Retirement Plan Fiduciary rule ERISA NOTICES AND DISCLOSURES. Retirement plan notices and disclosures and response to EBSA RFI, e.g., paper benefit statements, notices for unenrolled participants, elimination of certain notices, consolidation of certain notices, pooled employer plans, annual funding notice, 88 Fed. Reg. 54511 PENSION PLAN DE-RISKING. Report by DOL on Defined Benefit Pension Plan De-risking in consultation with the ERISA Advisory Council CAMT. Corporate Alternative Minimum Tax (15% Tax) application to defined benefit pension plans and certain other employee benefit plans PREDICTIVE DATA ANALYTICS, and OPEN-END LIQUIDITY RISK MANAGEMENT PROGRAMS AND SWING PRICING. Predictive Data Analytics by Broker- Dealers and Investment Advisors, Open-End Fund Liquidity Risk Management Programs and Swing Pricing, 88 Fed. Reg. 53960, 87 Fed. Reg 77172 RETIREMENT PLAN AUDITS. Audits for missing participants, cybersecurity standards for audits and duration of audits SPIN OFFS. Retirement Plan spin-off and funding rules

Health Savings Accounts (HSAs). HR 5688 Bipartisan HSA Improvement Act, HR 5687, HSA Modernization Act Telehealth Expansion. Making permanent telehealth benefits for use by employer plans offering telehealth services on a pre-deductible basis for HSA-eligible High Deductible Health Plans Chronic Disease Coverage by health benefit plans ERISA Preemption Cost Transparency and Competition in Health Care. H.R. 5378, Lower Costs, More Transparency Act (LCMT) Act, also pharmacy benefit manager, PBM (reform) and prescription drug pricing and transparency; S. 1339, Pharmacy Benefit Manager Reform Act; Health Care Price Transparency Act 2.0 S. 3548 End-Stage Renal Disease (ESRD), Restore Protections for Dialysis Patients Act Site-Neutral Health Care Payment Reform. LCMT Act, SITE Act S. 1869 Electronic Prescribing for Controlled Substances Act - EPCS 2.0, S. 2666 Over-the-Counter Preventive Services (OTC) Mental Health Parity Fixed-Indemnity Plans. Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage, and tax treatment of certain accident and health insurance fixed indemnity plans Surprise Medical Billing Guidance. Court cases challenging the No Surprises Act, Federal Independent Dispute Resolution (IDR) Process Administrative Fee and Certified IDR Entity Fee Ranges Paid Family and Medical Leave. On-going legislative inquiry involving multiple Congressional Offices

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

Health Savings Accounts (HSAs). HR 5688 Bipartisan HSA Improvement Act, HR 5687, HSA Modernization Act Telehealth Expansion. Making permanent telehealth benefits for use by employer plans offering telehealth services on a pre-deductible basis for HSA-eligible High Deductible Health Plans Chronic Disease Coverage by health benefit plans ERISA Preemption Cost Transparency and Competition in Health Care. H.R. 5378, Lower Costs, More Transparency Act (LCMT) Act, also pharmacy benefit manager, PBM (reform) and prescription drug pricing and transparency; S. 1339, Pharmacy Benefit Manager Reform Act; Health Care Price Transparency Act 2.0 S. 3548 End-Stage Renal Disease (ESRD), Restore Protections for Dialysis Patients Act Site-Neutral Health Care Payment Reform. LCMT Act, SITE Act S. 1869 Electronic Prescribing for Controlled Substances Act - EPCS 2.0, S. 2666 Over-the-Counter Preventive Services (OTC) Mental Health Parity Fixed-Indemnity Plans. Short-term, Limited Duration, Independent Non-coordinated Excepted Benefits Coverage, and tax treatment of certain accident and health insurance fixed indemnity plans Surprise Medical Billing Guidance. Court cases challenging the No Surprises Act, Federal Independent Dispute Resolution (IDR) Process Administrative Fee and Certified IDR Entity Fee Ranges Paid Family and Medical Leave. On-going legislative inquiry involving multiple Congressional Offices

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

Legislative Priorities - preserve and strengthen employer-provided health coverage, lower cost and improve value; leverage telehealth to improve access and value, and combat the mental health crisis FY 2024 Budget Proposal - mental health, prescription drug pricing, paid family leave and pandemic preparedness Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (117th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency PBM Transparency and Oversight legislation Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity Regulatory White House - Public Health Emergency (PHE) and National Emergency (NE) ending May 11, 2023 Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - request for guidance on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) - clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) prescription drug and health care cost reporting HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate

Legislative Consolidated Appropriations Act of 2023 CAA) - Public Law 117-328 (H.R. 2617) - SECURE 2.0 - technical corrections FY 2024 Budget Proposal - cap on retirement assets, other retirement and compensation provisions, employee misclassification and tax policy Congressional Review Act (CRA) resolution - proposed repeal of the Administrations environmental, social and corporate governance (ESG) factors when selecting investment options Womens Retirement Protection Act (WRPA) - S. 2446/H.R. 4678 (117th Congress) Hard Stop Rule affecting retirement plans - proposed Securities and Exchange Commission (SEC) rule Cybersecurity Fiduciary investment responsibilities, including ESG, cryptocurrency, and brokerage windows Defined Benefit Plan (DB) Issues Electronic communication ERISA Uniformity Pooled Employer Plan (PEPs) Issues Retirement plan access Tax Incentives for 401 (k) contributions 403(b) plan access to investments such as Collective Investment Trust (CIT) and separate accounts Regulatory Department of Labor (DOL)/Department of Treasury (Treasury) /Internal Revenue Service (IRS) - Consolidated Appropriations Act of 2023 CAA) - Public Law 117-328 (H.R. 2617) - SECURE 2.0 - priority guidance, technical corrections and implementation issues White House - Public Health Emergency (PHE) and National Emergency (NE) to end May 11, 2023 - relief extending certain participant and plan deadlines related to COVID-19 Treasury/Internal Revenue Service (IRS) - delay of Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 plan amendment DOL - proposed amendment to QPAM exemption affecting investment managers - Prohibited Transaction Exemption DOL - proposed changes to retirement plan prohibited transaction exemption (PTEs) - proposed rule Securities and Exchange Commission (SEC) - proposed Hard Stop rule affecting retirement plans; and request for extension to comment period DOL/EBSA - proposed expansion of benefit plan self-correction processes (EBSAs Voluntary Fiduciary Correction Program (VFCP) Internal Revenue Service (IRS) - Notice 2023-23, providing reporting relief for required minimum distributions (RMDs) for IRAs in 2023 DOL/EBSA- Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder rights - final regulations addressing Environmental, Social and Governance (ESG) investment strategies for retirement plans Federal Trade Commission (FTC) - proposal on noncompete agreements DOL - Proposed regulation - New Independent Contractor Regulations DOL - comment letter outlining concerns with the Departments collection of personal identifiable information (PII) Treasury, IRS - comment letter outlining key issues regarding forthcoming guidance for frozen defined benefit plans White House Executive Order on Climate-Related Financial Risk DOL - Request for Information (RFI) - Possible Agency Actions on Climate-Related Financial Risk White House Executive Order - Ensuring Responsible Development of Digital Assets DOL - sub-regulatory guidance - reduction of cybersecurity risks for retirement plan sponsors DOL/Treasury/IRS/PBGC - Final Revisions to 2023 Form 5500 Reporting requirements PBGC/IRS - Missing Participants - request for clarifying guidance on missing participant benefits DOL - best practices for missing participants Treasury/IRS - safe harbor correction method for automatic contribution arrangements IRS -Employee Plans Compliance Resolution System (EPCRS) Treasury/IRS - Pooled Employer Plans (PEPs) and Multiple Employer Plans (MEPs) - immediate guidance needed under SECURE 2.0 DOL/Treasury/IRS - Pooled Employer Plans (PEPs) and Multiple Employer Plans (MEPs) - comments on registration requirements, service crediting guidance and other issues Treasury/IRS - Proposed Regulation - Providing an exception to the Unified Plan Rule for certain Multiple Employer Plans (One-Bad-Apple Rule) DOL (EBSA) - investment advice guidance and related prohibited transaction exemptions Treasury/IRS - proposed regulations for permanent extension - remote notarization for spousal consent DOL - Interim Final Rule on Lifetime Income Illustration Requirements - temporary frequently asked questions (FAQs) - timing clarification DOL - defined benefit plans - annuity purchases DOL - redefinition of fiduciary Emergency savings Executive compensation ERISA Uniformity State retirement plan initiatives IRS Tax Forms W4-P and W4-R - Effective date of the revised 2022 tax forms postponed until 2023

Legislative Retirement Fairness for Charities and Educational Institutions Act - H.R. 3063 Protecting Americans Retirement Savings Act - H.R. 4008 Retirement Savings Modernization Act - H.R. 9066 (117th Congress) Hard Stop Rule affecting retirement plans - proposed Securities and Exchange Commission (SEC) rule ESG, cryptocurrency, and brokerage windows Defined Benefit Plan (DB) Issues ERISA Uniformity Pooled Employer Plan (PEPs) Issues Tax Incentives for 401 (k) contributions Regulatory SECURE 2.0 - priority guidance, technical corrections and implementation issues - Roth Catch-Up requirements Department of the Treasury (Treasury)/Internal Revenue Service (IRS) - delay of Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 plan amendment Department of Labor (DOL) - proposed amendment to QPAM exemption affecting investment managers - Prohibited Transaction Exemption DOL - proposed changes to retirement plan prohibited transaction exemption (PTEs) - proposed rule Securities and Exchange Commission (SEC) - proposed Hard Stop rule affecting retirement plans; and request for extension to comment period DOL/EBSA - proposed expansion of benefit plan self-correction processes (EBSAs Voluntary Fiduciary Correction Program (VFCP) Internal Revenue Service (IRS) - Notice 2023-23, providing reporting relief for required minimum distributions (RMDs) for IRAs in 2023 DOL/EBSA- Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder rights - final regulations addressing Environmental, Social and Governance (ESG) investment strategies for retirement plans Federal Trade Commission (FTC) - proposal on noncompete agreements DOL - Proposed regulation - New Independent Contractor Regulations DOL - letter outlining concerns with the DOLs collection of personally identifiable information (PII) DOL - sub-regulatory guidance - reduction of cybersecurity risks for retirement plan sponsors DOL - Missing participant Data Registry and ongoing audit process. Treasury/IRS - proposed regulations for permanent extension - remote notarization for spousal consent DOL - pension plan de-risking DOL/Treasury/IRS/PBGC - Final Revisions to 2023 Form 5500 Reporting requirements DOL/Treasury/IRS - Pooled Employer Plans (PEPs) and Multiple Employer Plans (MEPs) - immediate guidance needed under SECURE 2.0, comments on registration requirements, service crediting guidance and other issues PBGC/IRS - Missing Participants - request for clarifying guidance on missing participant benefits Treasury/IRS - safe harbor correction method for automatic contribution arrangements IRS -Employee Plans Compliance Resolution System (EPCRS) - interim guidance IRS - proposed regulations on use of proposed forfeitures

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

Legislative Retirement Fairness for Charities and Educational Institutions Act - H.R. 3063 Protecting Americans Retirement Savings Act - H.R. 4008 Retirement Savings Modernization Act - H.R. 9066 (117th Congress) Hard Stop Rule affecting retirement plans - proposed Securities and Exchange Commission (SEC) rule ESG, cryptocurrency, and brokerage windows Defined Benefit Plan (DB) Issues ERISA Uniformity Pooled Employer Plan (PEPs) Issues Tax Incentives for 401 (k) contributions Regulatory SECURE 2.0 - priority guidance, technical corrections and implementation issues - Roth Catch-Up requirements Department of the Treasury (Treasury)/Internal Revenue Service (IRS) - delay of Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 plan amendment Department of Labor (DOL) - proposed amendment to QPAM exemption affecting investment managers - Prohibited Transaction Exemption DOL - proposed changes to retirement plan prohibited transaction exemption (PTEs) - proposed rule Securities and Exchange Commission (SEC) - proposed Hard Stop rule affecting retirement plans; and request for extension to comment period DOL/EBSA - proposed expansion of benefit plan self-correction processes (EBSAs Voluntary Fiduciary Correction Program (VFCP) Internal Revenue Service (IRS) - Notice 2023-23, providing reporting relief for required minimum distributions (RMDs) for IRAs in 2023 DOL/EBSA- Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder rights - final regulations addressing Environmental, Social and Governance (ESG) investment strategies for retirement plans Federal Trade Commission (FTC) - proposal on noncompete agreements DOL - Proposed regulation - New Independent Contractor Regulations DOL - letter outlining concerns with the DOLs collection of personally identifiable information (PII) DOL - sub-regulatory guidance - reduction of cybersecurity risks for retirement plan sponsors DOL - Missing participant Data Registry and ongoing audit process. Treasury/IRS - proposed regulations for permanent extension - remote notarization for spousal consent DOL - pension plan de-risking DOL/Treasury/IRS/PBGC - Final Revisions to 2023 Form 5500 Reporting requirements DOL/Treasury/IRS - Pooled Employer Plans (PEPs) and Multiple Employer Plans (MEPs) - immediate guidance needed under SECURE 2.0, comments on registration requirements, service crediting guidance and other issues PBGC/IRS - Missing Participants - request for clarifying guidance on missing participant benefits Treasury/IRS - safe harbor correction method for automatic contribution arrangements IRS -Employee Plans Compliance Resolution System (EPCRS) - interim guidance IRS - proposed regulations on use of proposed forfeitures

Legislative Consolidated Appropriations Act of 2023 CAA) - Public Law 117-328 (H.R. 2617) - SECURE 2.0 - technical corrections FY 2024 Budget Proposal - cap on retirement assets, other retirement and compensation provisions, employee misclassification and tax policy Congressional Review Act (CRA) resolution - proposed repeal of the Administrations environmental, social and corporate governance (ESG) factors when selecting investment options Womens Retirement Protection Act (WRPA) - S. 2446/H.R. 4678 (117th Congress) Hard Stop Rule affecting retirement plans - proposed Securities and Exchange Commission (SEC) rule Cybersecurity Fiduciary investment responsibilities, including ESG, cryptocurrency, and brokerage windows Defined Benefit Plan (DB) Issues Electronic communication ERISA Uniformity Pooled Employer Plan (PEPs) Issues Retirement plan access Tax Incentives for 401 (k) contributions 403(b) plan access to investments such as Collective Investment Trust (CIT) and separate accounts Regulatory Department of Labor (DOL)/Department of Treasury (Treasury) /Internal Revenue Service (IRS) - Consolidated Appropriations Act of 2023 CAA) - Public Law 117-328 (H.R. 2617) - SECURE 2.0 - priority guidance, technical corrections and implementation issues White House - Public Health Emergency (PHE) and National Emergency (NE) to end May 11, 2023 - relief extending certain participant and plan deadlines related to COVID-19 Treasury/Internal Revenue Service (IRS) - delay of Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 plan amendment DOL - proposed amendment to QPAM exemption affecting investment managers - Prohibited Transaction Exemption DOL - proposed changes to retirement plan prohibited transaction exemption (PTEs) - proposed rule Securities and Exchange Commission (SEC) - proposed Hard Stop rule affecting retirement plans; and request for extension to comment period DOL/EBSA - proposed expansion of benefit plan self-correction processes (EBSAs Voluntary Fiduciary Correction Program (VFCP) Internal Revenue Service (IRS) - Notice 2023-23, providing reporting relief for required minimum distributions (RMDs) for IRAs in 2023 DOL/EBSA- Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder rights - final regulations addressing Environmental, Social and Governance (ESG) investment strategies for retirement plans Federal Trade Commission (FTC) - proposal on noncompete agreements DOL - Proposed regulation - New Independent Contractor Regulations DOL - comment letter outlining concerns with the Departments collection of personal identifiable information (PII) Treasury, IRS - comment letter outlining key issues regarding forthcoming guidance for frozen defined benefit plans White House Executive Order on Climate-Related Financial Risk DOL - Request for Information (RFI) - Possible Agency Actions on Climate-Related Financial Risk White House Executive Order - Ensuring Responsible Development of Digital Assets DOL - sub-regulatory guidance - reduction of cybersecurity risks for retirement plan sponsors DOL/Treasury/IRS/PBGC - Final Revisions to 2023 Form 5500 Reporting requirements PBGC/IRS - Missing Participants - request for clarifying guidance on missing participant benefits DOL - best practices for missing participants Treasury/IRS - safe harbor correction method for automatic contribution arrangements IRS -Employee Plans Compliance Resolution System (EPCRS) Treasury/IRS - Pooled Employer Plans (PEPs) and Multiple Employer Plans (MEPs) - immediate guidance needed under SECURE 2.0 DOL/Treasury/IRS - Pooled Employer Plans (PEPs) and Multiple Employer Plans (MEPs) - comments on registration requirements, service crediting guidance and other issues Treasury/IRS - Proposed Regulation - Providing an exception to the Unified Plan Rule for certain Multiple Employer Plans (One-Bad-Apple Rule) DOL (EBSA) - investment advice guidance and related prohibited transaction exemptions Treasury/IRS - proposed regulations for permanent extension - remote notarization for spousal consent DOL - Interim Final Rule on Lifetime Income Illustration Requirements - temporary frequently asked questions (FAQs) - timing clarification DOL - defined benefit plans - annuity purchases DOL - redefinition of fiduciary Emergency savings Executive compensation ERISA Uniformity State retirement plan initiatives IRS Tax Forms W4-P and W4-R - Effective date of the revised 2022 tax forms postponed until 2023

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

Legislative Priorities - preserve and strengthen employer-provided health coverage, lower cost and improve value; leverage telehealth to improve access and value, and combat the mental health crisis FY 2024 Budget Proposal - mental health, prescription drug pricing, paid family leave and pandemic preparedness Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (117th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency PBM Transparency and Oversight legislation Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity Regulatory White House - Public Health Emergency (PHE) and National Emergency (NE) ending May 11, 2023 Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - request for guidance on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) - clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) prescription drug and health care cost reporting HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate

Legislative Priorities - preserve and strengthen employer-provided health coverage, lower cost and improve value; leverage telehealth to improve access and value, and combat the mental health crisis FY 2024 Budget Proposal - mental health, prescription drug pricing, paid family leave and pandemic preparedness Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (117th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency PBM Transparency and Oversight legislation Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity Regulatory White House - Public Health Emergency (PHE) and National Emergency (NE) ending May 11, 2023 Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - request for guidance on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) - clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) prescription drug and health care cost reporting HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate

Legislative Retirement Fairness for Charities and Educational Institutions Act - H.R. 3063 Protecting Americans Retirement Savings Act - H.R. 4008 Retirement Savings Modernization Act - H.R. 9066 (117th Congress) Hard Stop Rule affecting retirement plans - proposed Securities and Exchange Commission (SEC) rule ESG, cryptocurrency, and brokerage windows Defined Benefit Plan (DB) Issues ERISA Uniformity Pooled Employer Plan (PEPs) Issues Tax Incentives for 401 (k) contributions Regulatory SECURE 2.0 - priority guidance, technical corrections and implementation issues - Roth Catch-Up requirements Department of the Treasury (Treasury)/Internal Revenue Service (IRS) - delay of Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 plan amendment Department of Labor (DOL) - proposed amendment to QPAM exemption affecting investment managers - Prohibited Transaction Exemption DOL - proposed changes to retirement plan prohibited transaction exemption (PTEs) - proposed rule Securities and Exchange Commission (SEC) - proposed Hard Stop rule affecting retirement plans; and request for extension to comment period DOL/EBSA - proposed expansion of benefit plan self-correction processes (EBSAs Voluntary Fiduciary Correction Program (VFCP) Internal Revenue Service (IRS) - Notice 2023-23, providing reporting relief for required minimum distributions (RMDs) for IRAs in 2023 DOL/EBSA- Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder rights - final regulations addressing Environmental, Social and Governance (ESG) investment strategies for retirement plans Federal Trade Commission (FTC) - proposal on noncompete agreements DOL - Proposed regulation - New Independent Contractor Regulations DOL - letter outlining concerns with the DOLs collection of personally identifiable information (PII) DOL - sub-regulatory guidance - reduction of cybersecurity risks for retirement plan sponsors DOL - Missing participant Data Registry and ongoing audit process. Treasury/IRS - proposed regulations for permanent extension - remote notarization for spousal consent DOL - pension plan de-risking DOL/Treasury/IRS/PBGC - Final Revisions to 2023 Form 5500 Reporting requirements DOL/Treasury/IRS - Pooled Employer Plans (PEPs) and Multiple Employer Plans (MEPs) - immediate guidance needed under SECURE 2.0, comments on registration requirements, service crediting guidance and other issues PBGC/IRS - Missing Participants - request for clarifying guidance on missing participant benefits Treasury/IRS - safe harbor correction method for automatic contribution arrangements IRS -Employee Plans Compliance Resolution System (EPCRS) - interim guidance IRS - proposed regulations on use of proposed forfeitures

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

Legislative Consolidated Appropriations Act of 2023 CAA) - Public Law 117-328 (H.R. 2617) - SECURE 2.0 - technical corrections FY 2024 Budget Proposal - cap on retirement assets, other retirement and compensation provisions, employee misclassification and tax policy Congressional Review Act (CRA) resolution - proposed repeal of the Administrations environmental, social and corporate governance (ESG) factors when selecting investment options Womens Retirement Protection Act (WRPA) - S. 2446/H.R. 4678 (117th Congress) Hard Stop Rule affecting retirement plans - proposed Securities and Exchange Commission (SEC) rule Cybersecurity Fiduciary investment responsibilities, including ESG, cryptocurrency, and brokerage windows Defined Benefit Plan (DB) Issues Electronic communication ERISA Uniformity Pooled Employer Plan (PEPs) Issues Retirement plan access Tax Incentives for 401 (k) contributions 403(b) plan access to investments such as Collective Investment Trust (CIT) and separate accounts Regulatory Department of Labor (DOL)/Department of Treasury (Treasury) /Internal Revenue Service (IRS) - Consolidated Appropriations Act of 2023 CAA) - Public Law 117-328 (H.R. 2617) - SECURE 2.0 - priority guidance, technical corrections and implementation issues White House - Public Health Emergency (PHE) and National Emergency (NE) to end May 11, 2023 - relief extending certain participant and plan deadlines related to COVID-19 Treasury/Internal Revenue Service (IRS) - delay of Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 plan amendment DOL - proposed amendment to QPAM exemption affecting investment managers - Prohibited Transaction Exemption DOL - proposed changes to retirement plan prohibited transaction exemption (PTEs) - proposed rule Securities and Exchange Commission (SEC) - proposed Hard Stop rule affecting retirement plans; and request for extension to comment period DOL/EBSA - proposed expansion of benefit plan self-correction processes (EBSAs Voluntary Fiduciary Correction Program (VFCP) Internal Revenue Service (IRS) - Notice 2023-23, providing reporting relief for required minimum distributions (RMDs) for IRAs in 2023 DOL/EBSA- Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder rights - final regulations addressing Environmental, Social and Governance (ESG) investment strategies for retirement plans Federal Trade Commission (FTC) - proposal on noncompete agreements DOL - Proposed regulation - New Independent Contractor Regulations DOL - comment letter outlining concerns with the Departments collection of personal identifiable information (PII) Treasury, IRS - comment letter outlining key issues regarding forthcoming guidance for frozen defined benefit plans White House Executive Order on Climate-Related Financial Risk DOL - Request for Information (RFI) - Possible Agency Actions on Climate-Related Financial Risk White House Executive Order - Ensuring Responsible Development of Digital Assets DOL - sub-regulatory guidance - reduction of cybersecurity risks for retirement plan sponsors DOL/Treasury/IRS/PBGC - Final Revisions to 2023 Form 5500 Reporting requirements PBGC/IRS - Missing Participants - request for clarifying guidance on missing participant benefits DOL - best practices for missing participants Treasury/IRS - safe harbor correction method for automatic contribution arrangements IRS -Employee Plans Compliance Resolution System (EPCRS) Treasury/IRS - Pooled Employer Plans (PEPs) and Multiple Employer Plans (MEPs) - immediate guidance needed under SECURE 2.0 DOL/Treasury/IRS - Pooled Employer Plans (PEPs) and Multiple Employer Plans (MEPs) - comments on registration requirements, service crediting guidance and other issues Treasury/IRS - Proposed Regulation - Providing an exception to the Unified Plan Rule for certain Multiple Employer Plans (One-Bad-Apple Rule) DOL (EBSA) - investment advice guidance and related prohibited transaction exemptions Treasury/IRS - proposed regulations for permanent extension - remote notarization for spousal consent DOL - Interim Final Rule on Lifetime Income Illustration Requirements - temporary frequently asked questions (FAQs) - timing clarification DOL - defined benefit plans - annuity purchases DOL - redefinition of fiduciary Emergency savings Executive compensation ERISA Uniformity State retirement plan initiatives IRS Tax Forms W4-P and W4-R - Effective date of the revised 2022 tax forms postponed until 2023

Legislative Priorities - preserve and strengthen employer-provided health coverage, lower cost and improve value; leverage telehealth to improve access and value, and combat the mental health crisis FY 2024 Budget Proposal - mental health, prescription drug pricing, paid family leave and pandemic preparedness Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (117th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency PBM Transparency and Oversight legislation Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity Regulatory White House - Public Health Emergency (PHE) and National Emergency (NE) ending May 11, 2023 Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - request for guidance on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) - clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) prescription drug and health care cost reporting HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

Legislative End of National Emergency (COVID-19) - H.J.Res.7, Public Law No: 118-3 Coverage of recommended preventative services -Affordable Care Acts (ACA) preventative services requirement, Braidwood v. Becerra ruling Pharmacy Benefit Manager (PBM) legislation including the PBM Reform Act - S. 1339 Safe Step Act - S. 652 Site-Based Invoicing and Transparency Enhancement (SITE) Act - S. 1869 Promoting Access to Treatments and Increasing Extremely Needed Transparency (PATIENT) Act of 2023 - H.R. 3561 Transparent PRICE Act - H.R. 3281 Fairness for Patients Medications Act - H.R. 3285 Facilitating Accountability in Reimbursements Act (FAIR Act) - H.R. 3417 Chronic Disease Flexible Coverage Act - H.R. 3800 Mental Health Matters Act - (H.R. 7780) (117th Congress) Health Network and Directory Improvement Act - S. 5093 Healthcare Workforce Shortage - request for information (RFI), Senate Health, Education, Labor and Pensions (HELP) Committee Healthy Competition for Better Care Act - S. 3139 (118th Congress) Telehealth Expansion Act - S, 1001/H.R. 1843 HSA Telehealth Extension Telehealth Benefit Expansion for Workers Act - H.R. 824 Employer-sponsored health coverage Site-Neutral Payment Reform Hospital Billing Practices Mental health parity Health cost transparency Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Chronic Disease Management Prescription drug legislation Surprise billing regulations Health Equity ERISA preemption Regulatory White House - End of Public Health Emergency (PHE) and National Emergency (NE) Department of Health (HHS), Department of Labor (Labor) and Department of Treasury (Treasury) - (the tri-agencies) - guidance issued on end of COVID-19 Public Health Emergency (PHE) and National Emergency (NE) Centers for Medicare and Medicaid Services (CMS) - comment letter underscoring importance of Medicare Advantage to employers and comments on 2024 rate notice HHS and CMS - request for information (RFI) - current essential health benefits guidance HHS, Labor and Treasury(the tri-agencies) - guidance on group health plan attestations to Gag clause prohibition HHS, Labor and Treasury(the tri-agencies) -clarification of air ambulance reporting deadline for group health plans HHS, Labor and Treasury(the tri-agencies) - prescription drug and health care cost reporting - submitted comments HHS, Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Abortion coverage and travel benefits in health plans Employer mandate ERISA Preemption Preventative care

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - recommendations for forthcoming Health Plan Nondiscrimination Rules Department of Health & Human Services (HHS) - comments regarding health equity data reporting, hospital price transparency rules, and release of hospital safety data - Medicare Proposed IPPS Rule Federal Trade Commission (FTC) - Request for Information on Pharmacy Benefit Managers (PBMs) White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures FY 2023 Budget Proposal - mental health, pandemic preparedness Inflation Reduction Act - H.R. 5376/Public Law No. 117-169 - health care coverage and affordability issues, prescription drugs Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 HSA Telehealth Extension FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave The Restore Protections for Dialysis Patients Act (RPDPS) - S. 4750/H.R. 8594 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Strengthening Behavioral Health Benefits Act - H.R. 7767 Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Health Equity Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - Frequently Asked Questions (FAQs) - on No Surprises Act and Transparency in Coverage Requirements HHS, Office of for Civil Rights (OCR) - notice of proposed rulemaking on nondiscrimination in health programs and activities HHS, Centers for Medicare and Medicaid Services (CMS) - request for information (RFI) - Medicare Advantage (MA), retiree health plans, employer group waiver plans (EGWPs) HHS - comments on health care competition, price transparency, and site-neutral payment HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care HHS, Labor and Treasury (the tri-agencies) - Provider Nondiscrimination Rules FTC - Request for Information (RFI) on Pharmacy Benefit Managers (PBMs) Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) - CAA requirements for group health plans and health insurers to report on prescription drug and health spending Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Commercialization of Covid-19 vaccines and testing Abortion coverage and travel benefits in health plans Employer mandate

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - group health plan coverage of over the counter (OTC) COVID-19 tests without cost-sharing Treasury/IRS - proposed permanent ACA health coverage reporting relief White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy HHS - Comprehensive Plan for Addressing High Drug Costs Labor/HHS/Treasury - proposed regulations regarding air ambulance reporting for group health plans and insurers Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA EEOC - vaccine incentive and mandate guidance for employers DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Provider nondiscrimination rules under the CAA and the ACA Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) Federal Trade Commission (FTC)/Department of Justice (DOJ) - Request for Information (RFI) on Merger Enforcement State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures FY 2023 Budget Proposal - mental health, pandemic preparedness Inflation Reduction Act - H.R. 5376/Public Law No. 117-169 - health care coverage and affordability issues, prescription drugs Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 HSA Telehealth Extension FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave The Restore Protections for Dialysis Patients Act (RPDPS) - S. 4750/H.R. 8594 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Strengthening Behavioral Health Benefits Act - H.R. 7767 Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Health Equity Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - Frequently Asked Questions (FAQs) - on No Surprises Act and Transparency in Coverage Requirements HHS, Office of for Civil Rights (OCR) - notice of proposed rulemaking on nondiscrimination in health programs and activities HHS, Centers for Medicare and Medicaid Services (CMS) - request for information (RFI) - Medicare Advantage (MA), retiree health plans, employer group waiver plans (EGWPs) HHS - comments on health care competition, price transparency, and site-neutral payment HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care HHS, Labor and Treasury (the tri-agencies) - Provider Nondiscrimination Rules FTC - Request for Information (RFI) on Pharmacy Benefit Managers (PBMs) Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) - CAA requirements for group health plans and health insurers to report on prescription drug and health spending Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Commercialization of Covid-19 vaccines and testing Abortion coverage and travel benefits in health plans Employer mandate

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - group health plan coverage of over the counter (OTC) COVID-19 tests without cost-sharing Treasury/IRS - proposed permanent ACA health coverage reporting relief White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy HHS - Comprehensive Plan for Addressing High Drug Costs Labor/HHS/Treasury - proposed regulations regarding air ambulance reporting for group health plans and insurers Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA EEOC - vaccine incentive and mandate guidance for employers DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Provider nondiscrimination rules under the CAA and the ACA Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) Federal Trade Commission (FTC)/Department of Justice (DOJ) - Request for Information (RFI) on Merger Enforcement State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - recommendations for forthcoming Health Plan Nondiscrimination Rules Department of Health & Human Services (HHS) - comments regarding health equity data reporting, hospital price transparency rules, and release of hospital safety data - Medicare Proposed IPPS Rule Federal Trade Commission (FTC) - Request for Information on Pharmacy Benefit Managers (PBMs) White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - group health plan coverage of over the counter (OTC) COVID-19 tests without cost-sharing Treasury/IRS - proposed permanent ACA health coverage reporting relief White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy HHS - Comprehensive Plan for Addressing High Drug Costs Labor/HHS/Treasury - proposed regulations regarding air ambulance reporting for group health plans and insurers Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA EEOC - vaccine incentive and mandate guidance for employers DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Provider nondiscrimination rules under the CAA and the ACA Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) Federal Trade Commission (FTC)/Department of Justice (DOJ) - Request for Information (RFI) on Merger Enforcement State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - recommendations for forthcoming Health Plan Nondiscrimination Rules Department of Health & Human Services (HHS) - comments regarding health equity data reporting, hospital price transparency rules, and release of hospital safety data - Medicare Proposed IPPS Rule Federal Trade Commission (FTC) - Request for Information on Pharmacy Benefit Managers (PBMs) White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - recommendations for forthcoming Health Plan Nondiscrimination Rules Department of Health & Human Services (HHS) - comments regarding health equity data reporting, hospital price transparency rules, and release of hospital safety data - Medicare Proposed IPPS Rule Federal Trade Commission (FTC) - Request for Information on Pharmacy Benefit Managers (PBMs) White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - group health plan coverage of over the counter (OTC) COVID-19 tests without cost-sharing Treasury/IRS - proposed permanent ACA health coverage reporting relief White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy HHS - Comprehensive Plan for Addressing High Drug Costs Labor/HHS/Treasury - proposed regulations regarding air ambulance reporting for group health plans and insurers Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA EEOC - vaccine incentive and mandate guidance for employers DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Provider nondiscrimination rules under the CAA and the ACA Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) Federal Trade Commission (FTC)/Department of Justice (DOJ) - Request for Information (RFI) on Merger Enforcement State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures FY 2023 Budget Proposal - mental health, pandemic preparedness Inflation Reduction Act - H.R. 5376/Public Law No. 117-169 - health care coverage and affordability issues, prescription drugs Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 HSA Telehealth Extension FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave The Restore Protections for Dialysis Patients Act (RPDPS) - S. 4750/H.R. 8594 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Strengthening Behavioral Health Benefits Act - H.R. 7767 Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Health Equity Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - Frequently Asked Questions (FAQs) - on No Surprises Act and Transparency in Coverage Requirements HHS, Office of for Civil Rights (OCR) - notice of proposed rulemaking on nondiscrimination in health programs and activities HHS, Centers for Medicare and Medicaid Services (CMS) - request for information (RFI) - Medicare Advantage (MA), retiree health plans, employer group waiver plans (EGWPs) HHS - comments on health care competition, price transparency, and site-neutral payment HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care HHS, Labor and Treasury (the tri-agencies) - Provider Nondiscrimination Rules FTC - Request for Information (RFI) on Pharmacy Benefit Managers (PBMs) Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) - CAA requirements for group health plans and health insurers to report on prescription drug and health spending Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Commercialization of Covid-19 vaccines and testing Abortion coverage and travel benefits in health plans Employer mandate

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures FY 2023 Budget Proposal - mental health, pandemic preparedness Inflation Reduction Act - H.R. 5376/Public Law No. 117-169 - health care coverage and affordability issues, prescription drugs Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 HSA Telehealth Extension FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave The Restore Protections for Dialysis Patients Act (RPDPS) - S. 4750/H.R. 8594 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Strengthening Behavioral Health Benefits Act - H.R. 7767 Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Health Equity Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - Frequently Asked Questions (FAQs) - on No Surprises Act and Transparency in Coverage Requirements HHS, Office of for Civil Rights (OCR) - notice of proposed rulemaking on nondiscrimination in health programs and activities HHS, Centers for Medicare and Medicaid Services (CMS) - request for information (RFI) - Medicare Advantage (MA), retiree health plans, employer group waiver plans (EGWPs) HHS - comments on health care competition, price transparency, and site-neutral payment HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care HHS, Labor and Treasury (the tri-agencies) - Provider Nondiscrimination Rules FTC - Request for Information (RFI) on Pharmacy Benefit Managers (PBMs) Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) - CAA requirements for group health plans and health insurers to report on prescription drug and health spending Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Commercialization of Covid-19 vaccines and testing Abortion coverage and travel benefits in health plans Employer mandate

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - group health plan coverage of over the counter (OTC) COVID-19 tests without cost-sharing Treasury/IRS - proposed permanent ACA health coverage reporting relief White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy HHS - Comprehensive Plan for Addressing High Drug Costs Labor/HHS/Treasury - proposed regulations regarding air ambulance reporting for group health plans and insurers Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA EEOC - vaccine incentive and mandate guidance for employers DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Provider nondiscrimination rules under the CAA and the ACA Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) Federal Trade Commission (FTC)/Department of Justice (DOJ) - Request for Information (RFI) on Merger Enforcement State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures FY 2023 Budget Proposal - mental health, pandemic preparedness Inflation Reduction Act - H.R. 5376/Public Law No. 117-169 - health care coverage and affordability issues, prescription drugs Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 HSA Telehealth Extension FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave The Restore Protections for Dialysis Patients Act (RPDPS) - S. 4750/H.R. 8594 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Strengthening Behavioral Health Benefits Act - H.R. 7767 Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Health Equity Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - Frequently Asked Questions (FAQs) - on No Surprises Act and Transparency in Coverage Requirements HHS, Office of for Civil Rights (OCR) - notice of proposed rulemaking on nondiscrimination in health programs and activities HHS, Centers for Medicare and Medicaid Services (CMS) - request for information (RFI) - Medicare Advantage (MA), retiree health plans, employer group waiver plans (EGWPs) HHS - comments on health care competition, price transparency, and site-neutral payment HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care HHS, Labor and Treasury (the tri-agencies) - Provider Nondiscrimination Rules FTC - Request for Information (RFI) on Pharmacy Benefit Managers (PBMs) Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) - CAA requirements for group health plans and health insurers to report on prescription drug and health spending Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Commercialization of Covid-19 vaccines and testing Abortion coverage and travel benefits in health plans Employer mandate

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures FY 2023 Budget Proposal - mental health, pandemic preparedness Inflation Reduction Act - H.R. 5376/Public Law No. 117-169 - health care coverage and affordability issues, prescription drugs Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 HSA Telehealth Extension FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave The Restore Protections for Dialysis Patients Act (RPDPS) - S. 4750/H.R. 8594 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Strengthening Behavioral Health Benefits Act - H.R. 7767 Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Health Equity Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - Frequently Asked Questions (FAQs) - on No Surprises Act and Transparency in Coverage Requirements HHS, Office of for Civil Rights (OCR) - notice of proposed rulemaking on nondiscrimination in health programs and activities HHS, Centers for Medicare and Medicaid Services (CMS) - request for information (RFI) - Medicare Advantage (MA), retiree health plans, employer group waiver plans (EGWPs) HHS - comments on health care competition, price transparency, and site-neutral payment HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care HHS, Labor and Treasury (the tri-agencies) - Provider Nondiscrimination Rules FTC - Request for Information (RFI) on Pharmacy Benefit Managers (PBMs) Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) - CAA requirements for group health plans and health insurers to report on prescription drug and health spending Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Commercialization of Covid-19 vaccines and testing Abortion coverage and travel benefits in health plans Employer mandate

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - recommendations for forthcoming Health Plan Nondiscrimination Rules Department of Health & Human Services (HHS) - comments regarding health equity data reporting, hospital price transparency rules, and release of hospital safety data - Medicare Proposed IPPS Rule Federal Trade Commission (FTC) - Request for Information on Pharmacy Benefit Managers (PBMs) White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - group health plan coverage of over the counter (OTC) COVID-19 tests without cost-sharing Treasury/IRS - proposed permanent ACA health coverage reporting relief White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy HHS - Comprehensive Plan for Addressing High Drug Costs Labor/HHS/Treasury - proposed regulations regarding air ambulance reporting for group health plans and insurers Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA EEOC - vaccine incentive and mandate guidance for employers DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Provider nondiscrimination rules under the CAA and the ACA Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) Federal Trade Commission (FTC)/Department of Justice (DOJ) - Request for Information (RFI) on Merger Enforcement State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - recommendations for forthcoming Health Plan Nondiscrimination Rules Department of Health & Human Services (HHS) - comments regarding health equity data reporting, hospital price transparency rules, and release of hospital safety data - Medicare Proposed IPPS Rule Federal Trade Commission (FTC) - Request for Information on Pharmacy Benefit Managers (PBMs) White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures FY 2023 Budget Proposal - mental health, pandemic preparedness Inflation Reduction Act - H.R. 5376/Public Law No. 117-169 - health care coverage and affordability issues, prescription drugs Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 HSA Telehealth Extension FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave The Restore Protections for Dialysis Patients Act (RPDPS) - S. 4750/H.R. 8594 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Strengthening Behavioral Health Benefits Act - H.R. 7767 Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Health Equity Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - Frequently Asked Questions (FAQs) - on No Surprises Act and Transparency in Coverage Requirements HHS, Office of for Civil Rights (OCR) - notice of proposed rulemaking on nondiscrimination in health programs and activities HHS, Centers for Medicare and Medicaid Services (CMS) - request for information (RFI) - Medicare Advantage (MA), retiree health plans, employer group waiver plans (EGWPs) HHS - comments on health care competition, price transparency, and site-neutral payment HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care HHS, Labor and Treasury (the tri-agencies) - Provider Nondiscrimination Rules FTC - Request for Information (RFI) on Pharmacy Benefit Managers (PBMs) Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) - CAA requirements for group health plans and health insurers to report on prescription drug and health spending Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Commercialization of Covid-19 vaccines and testing Abortion coverage and travel benefits in health plans Employer mandate

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - group health plan coverage of over the counter (OTC) COVID-19 tests without cost-sharing Treasury/IRS - proposed permanent ACA health coverage reporting relief White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy HHS - Comprehensive Plan for Addressing High Drug Costs Labor/HHS/Treasury - proposed regulations regarding air ambulance reporting for group health plans and insurers Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA EEOC - vaccine incentive and mandate guidance for employers DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Provider nondiscrimination rules under the CAA and the ACA Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) Federal Trade Commission (FTC)/Department of Justice (DOJ) - Request for Information (RFI) on Merger Enforcement State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures FY 2023 Budget Proposal - mental health, pandemic preparedness Inflation Reduction Act - H.R. 5376/Public Law No. 117-169 - health care coverage and affordability issues, prescription drugs Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 HSA Telehealth Extension FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave The Restore Protections for Dialysis Patients Act (RPDPS) - S. 4750/H.R. 8594 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Strengthening Behavioral Health Benefits Act - H.R. 7767 Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Health Equity Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - Frequently Asked Questions (FAQs) - on No Surprises Act and Transparency in Coverage Requirements HHS, Office of for Civil Rights (OCR) - notice of proposed rulemaking on nondiscrimination in health programs and activities HHS, Centers for Medicare and Medicaid Services (CMS) - request for information (RFI) - Medicare Advantage (MA), retiree health plans, employer group waiver plans (EGWPs) HHS - comments on health care competition, price transparency, and site-neutral payment HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care HHS, Labor and Treasury (the tri-agencies) - Provider Nondiscrimination Rules FTC - Request for Information (RFI) on Pharmacy Benefit Managers (PBMs) Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) - CAA requirements for group health plans and health insurers to report on prescription drug and health spending Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Commercialization of Covid-19 vaccines and testing Abortion coverage and travel benefits in health plans Employer mandate

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures Further Extending Government Funding - short-term continuing resolution (CR- through February 18, 2022 - HSA Telehealth extension - H.R. 6119 Consolidated Appropriations Act, 2022 (CAA 2022) - Telehealth extension FY 2023 Budget Proposal - mental health, pandemic preparedness Build Back Better Act (BBBA) - H.R. 5376 - health care coverage and affordability issues, prescription drugs, paid family and medical leave, mental health parity penalties Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave American Families Plan - national comprehensive paid family and medical leave program Infrastructure Investment and Jobs Act (IIJA) - H.R. 3684 Affordable Insulin Now Act - S. 3700/H.R. 6833 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Elijah E. Cummings Lower Drug Costs Now Act - H.R. 3 Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Regulatory Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - recommendations for forthcoming Health Plan Nondiscrimination Rules Department of Health & Human Services (HHS) - comments regarding health equity data reporting, hospital price transparency rules, and release of hospital safety data - Medicare Proposed IPPS Rule Federal Trade Commission (FTC) - Request for Information on Pharmacy Benefit Managers (PBMs) White House Executive Order - Continuing to Strengthen Americans Access to Affordable, Quality Health Coverage and related regulations on the premium tax credit under the ACA Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS/Labor & Treasury (the tri-agencies) interim final regulations (IFR) on CAA requirements for group health plans and health insurers to report on prescription drug and health spending Executive Order - Promoting Competition in the American Economy Labor, Treasury & HHS (the tri-agencies) - public report issued on mental health parity compliance enforcement Mental health parity requirements for group health plans and insurers, including under the CAA Treasury/DOL/HHS - implementation of surprise billing provisions under the CAA - interim final regulations (IFR) part 1 and part 2 DOL - State All Payer Claims Database - Guidance, including Report by Advisory Committee under the CAA DOL/Treasury/HHS - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures FY 2023 Budget Proposal - mental health, pandemic preparedness Inflation Reduction Act - H.R. 5376/Public Law No. 117-169 - health care coverage and affordability issues, prescription drugs Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 HSA Telehealth Extension FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave The Restore Protections for Dialysis Patients Act (RPDPS) - S. 4750/H.R. 8594 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Strengthening Behavioral Health Benefits Act - H.R. 7767 Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Health Equity Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - Frequently Asked Questions (FAQs) - on No Surprises Act and Transparency in Coverage Requirements HHS, Office of for Civil Rights (OCR) - notice of proposed rulemaking on nondiscrimination in health programs and activities HHS, Centers for Medicare and Medicaid Services (CMS) - request for information (RFI) - Medicare Advantage (MA), retiree health plans, employer group waiver plans (EGWPs) HHS - comments on health care competition, price transparency, and site-neutral payment HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care HHS, Labor and Treasury (the tri-agencies) - Provider Nondiscrimination Rules FTC - Request for Information (RFI) on Pharmacy Benefit Managers (PBMs) Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) - CAA requirements for group health plans and health insurers to report on prescription drug and health spending Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Commercialization of Covid-19 vaccines and testing Abortion coverage and travel benefits in health plans Employer mandate

Legislative Employer-sponsored health coverage - testing and vaccine distribution, COBRA subsidies, telehealth, primary care and worksite clinics and more comprehensive coverage of chronic disease prevention measures FY 2023 Budget Proposal - mental health, pandemic preparedness Inflation Reduction Act - H.R. 5376/Public Law No. 117-169 - health care coverage and affordability issues, prescription drugs Healthy Competition for Better Care Act - S. 3139 Treat and Reduce Obesity Act - S. 596/H.R. 1577 Telehealth Expansion Act - S. 1704/H.R. 5981 HSA Telehealth Extension FAMILY Act - H.R. 804/S.248 - Paid Family Leave Paid Family and Medical Leave The Restore Protections for Dialysis Patients Act (RPDPS) - S. 4750/H.R. 8594 Improving Needed Safeguards for Users of Lifesaving Insulin Now (INSULIN) Act - draft legislation Affordable Insulin Now Act - S. 3700/H.R. 6833 PREVENT Pandemics Act - S. 3799 Transparency of Hospital Billing Act - H.R. 8133 Consumer Choice of Care Act - H.R. 8134 Addressing Anticompetitive Contracting Clauses Act - H.R. 8135 Dependent Care Flexible Spending Accounts (FSAs) Health Flexible Spending Accounts (FSAs) Health Savings Accounts (HSAs) Quality, Cost & Transparency - Lower Health Care Costs Act (S. 1895, 116th Congress) Strengthening Behavioral Health Benefits Act - H.R. 7767 Mental Health Matters Act - H.R. 7780 The Restoring Hope for Mental Health and Well-Being Act - H.R. 7666 Mental Health - Request for Information (RFI) - U.S. Senate Finance Committee Mental health parity Prescription drug legislation Surprise billing regulations Healthy Future Task Force (House Republicans) - comments submitted to Affordability (lower costs) and Modernization (Telehealth expansion) Subcommittees Health Equity Regulatory Departments of Health & Human Services (HHS), Labor and Treasury (the tri-agencies) - final surprise billing regulations on the independent dispute resolution (IDR) process HHS, Labor and Treasury (the tri-agencies) - Frequently Asked Questions (FAQs) - on No Surprises Act and Transparency in Coverage Requirements HHS, Office of for Civil Rights (OCR) - notice of proposed rulemaking on nondiscrimination in health programs and activities HHS, Centers for Medicare and Medicaid Services (CMS) - request for information (RFI) - Medicare Advantage (MA), retiree health plans, employer group waiver plans (EGWPs) HHS - comments on health care competition, price transparency, and site-neutral payment HHS, Labor and Treasury (the tri-agencies) - request for information (RFI) - advanced explanation of benefits Treasury/IRS - proposed Regulations - Affordability Determination for Employer-Sponsored Family Health Coverage (Family Glitch) Federal Trade Commission (FTC) and Department of Justice (DOJ) - Request for Information (RFI) - recommendations for increasing competition in health care HHS, Labor and Treasury (the tri-agencies) - Provider Nondiscrimination Rules FTC - Request for Information (RFI) on Pharmacy Benefit Managers (PBMs) Treasury/IRS -Pre-Deductible Telehealth Care in High Deductible Health Plans HHS, Labor and Treasury (the tri-agencies) - CAA requirements for group health plans and health insurers to report on prescription drug and health spending Mental health parity requirements for group health plans and insurers, including under the CAA HHS, Labor and Treasury (tri-agencies) - transparency provisions under the CAA HHS - Enforcement of Hospital Price Transparency Rules Treasury/IRS - request for guidance on repurposing of welfare benefit fund assets ERISA uniformity High Deductible Health Plans (HDHPs) Health Savings Accounts (HSAs) State health care requirements affecting self-insured plans Commercialization of Covid-19 vaccines and testing Abortion coverage and travel benefits in health plans Employer mandate