ms ERICA MCQUADE

Tax Quarter 2 2026 HR 2547 and S 1335 - Secure Family Futures Act of 2025 Issues pertaining to a tax exemption for long term care insurance

Retirement Security, Q2 2026 Income Security S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.

INS - Quarter 2 2026 H.R. 4583 and H.R. 4582/S.1552 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. H.R. 3503 - Kidney Donation Anti-Discrimination Act. The bill would prohibit life insurance providers from discriminating based on a persons status as a living kidney donor. Issue: underwriting. Issus: FSOC nonbank guidance rule. Issue: private equitys growing role in the insurance industry. Issue: Housing Finance Reform. No bill number assigned.

CSP - Quarter 2 2026 H.R.__/S.__ Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy H.R. __ - Responsible AI Disclosure Act. The bill would require the Federal financial agencies to carry out a study and report on standardized descriptions for vendor-provided artificial intelligence systems. Issue: Artificial Intelligence (AI). H.R. 8413 - SECURE Data Act. To establish a national framework for consumer privacy rights and the protection of personal data. Issue: Data Privacy H.R. 8398 - Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act. The bill would make improvements to title V of the Gramm-Leach-Bliley Act. Issue: Data Privacy. H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Artificial Intelligence (AI).

INS - Quarter 2 2025 H.R. 643 - Federal Insurance Office Elimination Act. To eliminate the Federal Insurance Office of the Department of the Treasury. Issue: FIO Reform. S. 1544/H.R. 3437 - Insurance Data Protection Act. To prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: FIO Reform H.R. 3503 - Kidney Donation Anti-Discrimination Act. The bill would prohibit life insurance providers from discriminating based on a persons status as a living kidney donor. Issue: underwriting. Issus: FSOC nonbank guidance rule. Issue: private equitys growing role in the insurance industry. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: Housing Finance Reform. No bill number assigned.

Retirement Security Quarter 2 2025 Income Security S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.

FIN - Quarter 1 2025 Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Insurance Capital Standards Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Basel III Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. H.R.__/S.__ - Richard L. Trumka Protecting the Right to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. Issue: FHLBank System Issue: Basel III Issue: Regulation Best Interest Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.

INS - Quarter 1 2025 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Insurance Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Basel III H.R. __S.__ - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. H.R. __ - Kidney Donation Anti-Discrimination Act. The bill would prohibit life insurance providers from discriminating based on a persons status as a living kidney donor. Issue: underwriting. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: Housing Finance Reform. No bill number assigned.

RET - Quarter 1 2025 Income Security S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.

TAX - Quarter 1 2025 Life Insurance Tax Stabilization Proposal (no bill introduced yet) Issues related to the tax treatment of life insurance reserves and deferred acquisition costs (DAC) Issues related to the reduction or elimination of state and local tax deductions for businesses.

INS - Quarter 4 2024 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Insurance Capital Standards and Global Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards H.R. 2923/S. 1384 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. H.R. 9840 - Kidney Donation Anti-Discrimination Act. The bill would prohibit life insurance providers from discriminating based on a persons status as a living kidney donor. Issue: underwriting. Issue: private equitys growing role in the insurance industry. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry. Issue: Housing Finance Reform. No bill number assigned.

TAX - Quarter 4 2024 S.__ - Protecting Proper Life Insurance from (PPLI) Abuse Act. This bill would restrict the use of private placement life insurance. Life Insurance Tax Stabilization Proposal (no bill introduced yet) Build Back Better Act (H.R. 5376) Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) S. 2415 - 117th Congress (2021-2022) H.R. 7107 - 117th Congress (2021-2022) Inflation Reduction Act of 2022 H.R. 5376 - 117th Congress (2021-2022) Private Placement Life Insurance (no bill introduced yet)

CSP - Quarter 4 2024 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy H.R. 2701 Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy H.R. 4311/S. 2121 DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy. H.R. 5628/S.2892 - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability. H.R.___ - Data Privacy Act of 2023. The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy H.R. 8818 - American Privacy Rights Act. The bill establishes protections for covered data of individuals. Issue: Data Privacy S. 5152 - Artificial Intelligence Civil Rights Act. The bill would establish protections for individual rights with respect to computational algorithms. Issue: Artificial Intelligence (AI). H.R. 10263 - Responsible AI Disclosure Act. The bill would require the Federal financial agencies to carry out a study and report on standardized descriptions for vendor-provided artificial intelligence systems. Issue: Artificial Intelligence (AI). H.Res.1600 - Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries. Issue: Artificial Intelligence (AI). H.R. 10262 - Analysis and Improvement (AI) Act of 2024. The bill would require the financial regulators to carry out studies on the realized and potential benefits of artificial intelligence. Issue: Artificial Intelligence (AI). H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Artificial Intelligence (AI). Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

Retirement Security, Quarter 4 2024 1. H.J. Res 142, S.J. Res 79 Fiduciary Rule Congressional Review Act: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Retirement Security Rule: Definition of an Investment Advice Fiduciary" Income Security S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.

INS - Quarter 3 2024 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Insurance Capital Standards and Global Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: Remote Online Notarization. H.R. 2923/S. 1384 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. H.R. 9840 - Kidney Donation Anti-Discrimination Act. The bill would prohibit life insurance providers from discriminating based on a persons status as a living kidney donor. Issue: underwriting. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: Housing Finance Reform. No bill number assigned.

Retirement Security, Quarter 3 2024 1. H.J. Res 142, S.J. Res 79 Fiduciary Rule Congressional Review Act: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Retirement Security Rule: Definition of an Investment Advice Fiduciary" Income Security S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts. H.R. 133, Both provisions are in the larger bill.

CSP - Quarter 3 2024 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy H.R. 2701 Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy H.R. 4311/S. 2121 DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy. H.R. 5628/S.2892 - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability. H.R.___ - Data Privacy Act of 2023. The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy H.R. 8818 - American Privacy Rights Act. The bill establishes protections for covered data of individuals. Issue: Data Privacy S. 5152 - Artificial Intelligence Civil Rights Act. The bill would establish protections for individual rights with respect to computational algorithms. Issue: Artificial Intelligence (AI). H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Artificial Intelligence (AI). Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

TAX - Quarter 3 2024 Life Insurance Tax Stabilization Proposal (no bill introduced yet) Build Back Better Act (H.R. 5376) Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Long Term Care Suozzi WISH ACT H.R.4289 - 117th Congress (2021-2022) WISH Act Long-Term Care Affordability Act S. 2415 - 117th Congress (2021-2022) H.R. 7107 - 117th Congress (2021-2022) Inflation Reduction Act of 2022

TAX - Quarter 2 2024 OT bill - Secure Family Futures Act of 2023, or H.R. 5707 Life Insurance Tax Stabilization Proposal (no bill introduced yet) Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act) S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021 Build Back Better Act (H.R. 5376) Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Long Term Care Suozzi WISH ACT H.R.4289 - 117th Congress (2021-2022) WISH Act Long-Term Care Affordability Act S. 2415 - 117th Congress (2021-2022) H.R. 7107 - 117th Congress (2021-2022) Inflation Reduction Act of 2022 H.R. 5376 - 117th Congress (2021-2022)

CSP - Quarter 2 2024 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy H.R. 2701 Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy H.R. 4311/S. 2121 DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy. H.R. 5628/S.2892 - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability. H.R.___ - Data Privacy Act of 2023. The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy H.R. 8818 - American Privacy Rights Act. The bill establishes protections for covered data of individuals. Issue: Data Privacy H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Artificial Intelligence (AI). Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

FIN - Quarter 2 2024 Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Insurance Capital Standards and Global Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: Remote Online Notarization. H.R. 20/S.567 - Richard L. Trumka Protecting the Right to Organize Act of 2023. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R.1059/S. 1212 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. S. 3735 - Protecting Innovation in Investment Act - To prohibit the Securities and Exchange Commission from finalizing, implementing, or enforcing a proposed rule with respect to conflicts of interest associated with the use of predictive data analytics by broker-dealers and investment advisers. Issue: Predictive data analytics. Issue: FHLBank System Issue: Basel III Issue: Regulation Best Interest Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.

INS - Quarter 2 2024 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Insurance Capital Standards and Global Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: Remote Online Notarization. H.R. 2923/S. 1384 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. Issus: FSOC nonbank guidance rule. Issue: private equitys growing role in the insurance industry. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: Housing Finance Reform. No bill number assigned.

FIN - Quarter 1 2024 H.R.2891/S. 1323 SAFE Banking Act of 2023 - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation S. 2860 - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation. Issue: FHLBank System Issue: Basel III Issue: Regulation Best Interest

CSP - Quarter 1 2024 S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy H.R. 2701 Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy H.R. 4311/S. 2121 DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy. H.R.___ - Data Privacy Act of 2023. The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy S.___ - American Privacy Rights Act. The bill establishes protections for covered data of individuals. Issue: Data Privacy H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Artificial Intelligence (AI). Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

CSP - Quarter 4 2023 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy H.R. 2701 Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy H.R. 4311/S. 2121 DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy. H.R. 5628/S.2892 - Algorithmic Accountability Act. This bill would direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes. Issue: Algorithmic Accountability. H.R.___ - Data Privacy Act of 2023. The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

INS - Quarter 4 2023 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Insurance Capital Standards and Global Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Endgame Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: Remote Online Notarization H.R. 2923/S. 1384 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. Issue: private equitys growing role in the insurance industry. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry. Issue: Housing Finance Reform. No bill number assigned.

RET - Quarter 4 2023 SECURE 2.0 Technical Corrections Discussion Draft: Legislative language that will amend SECURE 2.0 to make technical changes to a variety of provisions. Income Security S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.

TAX - Quarter 4 2023 OT bill - Secure Family Futures Act of 2023, or H.R. 5707 Life Insurance Tax Stabilization Proposal (no bill introduced yet) Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act) o S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021 Build Back Better Act (H.R. 5376) Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Long Term Care Suozzi WISH ACT o H.R.4289 - 117th Congress (2021-2022) WISH Act Long-Term Care Affordability Act o S. 2415 - 117th Congress (2021-2022) o H.R. 7107 - 117th Congress (2021-2022) Inflation Reduction Act of 2022 o H.R. 5376 - 117th Congress (2021-2022)

CPS - Quarter 3 2023 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy H.R. 2701 Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy H.R. 4311/S. 2121 DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy. H.R.___ - Data Privacy Act of 2023. The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

FIN - Quarter 3 2023 Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. H.R. 20/S.567 - Richard L. Trumka Protecting the Right to Organize Act of 2023. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R.1059/S. 1212 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. H.R.2891/S. 1323 SAFE Banking Act of 2023 - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation S. 2860 - SAFER Banking Act - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: Cannabis legislation. Issue: FHLBank System Issue: Regulation Best Interest Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.

INS - Quarter 3 2023 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III H.R. 2923/S. 1384 - Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. Issue: private equitys growing role in the insurance industry. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: Housing Finance Reform. No bill number assigned.

FIN - Quarter 2 2023 Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. H.R. 20/S.567 - Richard L. Trumka Protecting the Right to Organize Act of 2023. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R.1059/S. 1212 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. H.R.2891/S. 1323 SAFE Banking Act of 2023 - This bill would create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses. Issue: cannabis Issue: Cannabis legislation Issue: FHLBank System Issue: Regulation Best Interest Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned. Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.

INS - Quarter 2 2023 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. H.R. 2923/S. 1384 Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. Issue: private equitys growing role in the insurance industry. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry. Issue: Housing Finance Reform. No bill number assigned.

RET - Quarter 2 2023 1.SECURE 2.0 Technical Corrections: Legislative language that will amend SECURE 2.0 to make technical changes to a variety of provision. Income Security S. 2415 and H.R. 7107, the Long-Term Care Affordability Act: Would allow for tax free distributions from retirement accounts to fund LTC contracts.

TAX - Quarter 2 2023 Life Insurance Tax Stabilization Proposal (no bill introduced yet) Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act) o S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021 Build Back Better Act (H.R. 5376) Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Long Term Care Suozzi WISH ACT o H.R.4289 - 117th Congress (2021-2022) WISH Act Long-Term Care Affordability Act o S. 2415 - 117th Congress (2021-2022) o H.R. 7107 - 117th Congress (2021-2022) Inflation Reduction Act of 2022 o H.R. 5376 - 117th Congress (2021-2022)

TAX - Quarter 2 2023 Life Insurance Tax Stabilization Proposal (no bill introduced yet) Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act) o S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021 Build Back Better Act (H.R. 5376) Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Long Term Care Suozzi WISH ACT o H.R.4289 - 117th Congress (2021-2022) WISH Act Long-Term Care Affordability Act o S. 2415 - 117th Congress (2021-2022) o H.R. 7107 - 117th Congress (2021-2022) Inflation Reduction Act of 2022 o H.R. 5376 - 117th Congress (2021-2022)

INS - Quarter 2 2023 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. H.R. 2923/S. 1384 Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. Issue: private equitys growing role in the insurance industry. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry. Issue: Housing Finance Reform. No bill number assigned.

CSP - Quarter 2 2023 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. S. 744 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy H.R. 1165 Data Privacy Act of 2023 - The bill amends Title V of the Gramm-Leach-Bliley Act (GLBA) to include a number of new consumer protections, establishing requirements for covered entities to disclose the types and uses for data being collected, along with an opt-out function. The legislation, which would preempt state law, also mandates more transparent and easily understandable privacy terms and conditions. Issue: Data Privacy H.R. 2701 Online Privacy Act - The legislation would provide for individual rights relating to privacy of personal information, to establish privacy and security requirements for covered entities relating to personal information, and to establish an agency to be known as the Digital Privacy Agency to enforce such rights and requirements. Issue: Data Privacy H.R. 4311/S. 2121 DELETE Act - This bill would establish a centralized system to allow individuals to request the simultaneous deletion of their personal information across all data brokers. Issue: Data Privacy. H.R.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. __ - Draft cybersecurity legislation. Issue: Cybersecurity Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

INS - Quarter 1 2023 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issue: Remote Online Notarization. H.R _/S._ Living Donor Protection Act. The bill would promote and protect from discrimination living organ donors. Issue: underwriting. Issue: private equitys growing role in the insurance industry. Issue: S&P proposal on the methodology that is used to rate insurance companies. Issue: Request for information from Congress regarding the diversity and inclusion information in the insurance industry. Issue: Housing Finance Reform. No bill number assigned.

TAX - Quarter 1 2023 Life Insurance Tax Stabilization Proposal (no bill introduced yet) Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act) o S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021 Build Back Better Act (H.R. 5376) Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Long Term Care Suozzi WISH ACT o H.R.4289 - 117th Congress (2021-2022) WISH Act Long-Term Care Affordability Act o S. 2415 - 117th Congress (2021-2022) o H.R. 7107 - 117th Congress (2021-2022) Inflation Reduction Act of 2022 o H.R. 5376 - 117th Congress (2021-2022)

CSP - Quarter 4 2022 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. H.R. 8152 - American Data Privacy and Protection Act. To provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement. Issue: Data Privacy S. 4000 - Intragovernmental Cybersecurity Information Sharing Act. This bill would require the establishment of cybersecurity information sharing agreements between the Department of Homeland Security and Congress. Issue: Data Privacy H.R. 1816 - Information Transparency and Personal Data Control Act. The legislation, which would preempt state law, would require companies to obtain opt-in consent from users to collect, transmit, sell, share or otherwise disclose their sensitive personal information, which is defined to include financial data, biometric information, geolocation data, citizenship and immigration status, and information from children under 13. Issue: Data Privacy H.R. 4659 and S. 113 - the Browser Act. The measure would require opt-in consent for the collection of sensitive information and opt-out consent for non-sensitive information. Issue: Data Privacy H.R. 2039 and S. 1209 - Protecting Investors Personally Identifiable Information Act. The bill would require the Securities and Exchange Commission (SEC) to obtain investors sensitive information from their stockbroker if needed instead of automatically storing every investors sensitive personal data in the agencys new Consolidated Audit Trail (CAT) database. Issue: Data Privacy S. 919 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy S. 1494 - Consumer Data Privacy and Security Act. The bill would establish a preemptive federal privacy standard. The legislation would provide users with the rights to access, correction, deletion, and it would also require businesses that collect and process a significant amount of personal data to take extra precautionary steps to protect such data. Issue: Data Privacy S. 2134 - Data Protection Act of 2021. The measure would create the Data Protection Agency (DPA), an independent federal agency tasked with protecting Americans privacy. Issue: Data Privacy S. 3195 - Consumer Online Privacy Rights Act. This bill places requirements on entities that process or transfer a consumer's data. Issue: Data Privacy. H.R. 5807 and S. 3065 - DATA Privacy Act. A bill to establish national data privacy standards in the United States. Issue: Data Privacy H.R. 6027 - Online Privacy Act. The bill, which would provide users with the rights to access, correction, and deletion and establish the Digital Privacy Agency (DPA). Issue: Data Privacy H.R. 5440 and S. 2875 - Cyber Incident Reporting for Critical Infrastructure Act. To amend the Homeland Security Act of 2002 to establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency of the Department of Homeland Security. Issue: Data Privacy S. 2499 - Setting an American Framework to Ensure Data Access, Transparency and Accountability (SAFE DATA) Act. This bill establishes various requirements relating to the collection of consumer data, data transparency and security, and corporate accountability, including limiting the amount of data a covered entity may collect. Issue: Data Privacy H.R. 6580/S.3572 - Algorithmic Accountability Act of 2022. To direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes, and for other purposes. Issue: Data Privacy. S. 1667 - Social Media Privacy Protection and Consumer Rights Act. This bill requires online platform operators to inform a user, prior to a user creating an account or otherwise using the platform, that the user's personal data produced during online behavior will be collected and used by the operator and third parties. The operator must provide a user the option to specify privacy preferences, and an operator may deny certain services or complete access to a user if the user's privacy elections create inoperability in the platform. Issue: Data Privacy. H.R. 9588 - Consumer Information Notification Requirement Act. This bill would codify breach notification requirements for financial institutions in the Gramm Leach Bliley Act and establish preemption of state law for data security and breach notification requirements. Issue: Data Privacy H.R. __ - To amend the Gramm-Leach-Bliley Act to {modernize the protection of the nonpublic personal information of consumers}. Issue: Data Privacy H.R. __ - Control Our Data Act. The bill would preempt state privacy laws and be enforceable by the Federal Trade Commission (FTC) and state attorneys general. Issue: Data Privacy H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

FIN - Quarter 4 2022 Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. H.R. 1996/S. 910 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses. H.R. 4521 - America COMPETES Act of 2022. This bill addresses U.S. technology and communications, foreign relations and national security, domestic manufacturing, education, trade, and other matters. Issue: Insurance companies working with legitimate marijuana businesses. H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status. H.R.3962/S.1625 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. H.R. 4350 - National Defense Authorization Act for Fiscal Year 2022. This bill authorizes FY2022 appropriations for military activities and programs of the Department of Defense (e.g., personnel; research, development, test, and evaluation; and procurement of items such as aircraft, missiles, and ammunition). It also prescribes military personnel strengths for FY2022. Issue: remote online notarization and cannabis banking. H.R. 4616/S. 3779 - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR. H.R. 2471 - Consolidated Appropriations Act, 2022. This bill provides appropriations to federal agencies for the remainder of FY2022, provides supplemental appropriations for activities to support Ukraine, and modifies or establishes various programs that address a wide range of policy areas. Issue: LIBOR. S. 3715 - Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures. S.Con.Res.14 - Concurrent Resolution on the Budget, FY2022. The budget resolution calls for the $3.5 trillion in long-term investments to be fully offset by a combination of new tax revenues, health care savings, and long-term economic growth. In addition, the agreement would prohibit new taxes on families making less than $400,000 per year, and on small businesses and family farms. Issue: unemployment insurance. H.R. 2617 Consolidated Appropriations Act, 2023. This legislation makes consolidated appropriations for the fiscal year ending September 30, 2023, and for providing emergency assistance for the situation in Ukraine, and for other purposes. Issue: registration for index linked annuities; cannabis banking. Issue: Cannabis legislation Issue: FHLBank System Issue: Regulation Best Interest Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned. Issue: Commercial mortgage-backed security (CMBS) debt. No bill number assigned. Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.

CSP - Quarter 3 2022 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. H.R. 8152 - American Data Privacy and Protection Act. To provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement. Issue: Data Privacy H.R. 1816 - Information Transparency and Personal Data Control Act. The legislation, which would preempt state law, would require companies to obtain opt-in consent from users to collect, transmit, sell, share or otherwise disclose their sensitive personal information, which is defined to include financial data, biometric information, geolocation data, citizenship and immigration status, and information from children under 13. Issue: Data Privacy S. 919 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy S. 1494 - Consumer Data Privacy and Security Act. The bill would establish a preemptive federal privacy standard. The legislation would provide users with the rights to access, correction, deletion, and it would also require businesses that collect and process a significant amount of personal data to take extra precautionary steps to protect such data. Issue: Data Privacy S. 2134 - Data Protection Act of 2021. The measure would create the Data Protection Agency (DPA), an independent federal agency tasked with protecting Americans privacy. Issue: Data Privacy S. 3195 - Consumer Online Privacy Rights Act. This bill places requirements on entities that process or transfer a consumer's data. Issue: Data Privacy. H.R. 5807 and S. 3065 - DATA Privacy Act. A bill to establish national data privacy standards in the United States. Issue: Data Privacy H.R. 6027 - Online Privacy Act. The bill, which would provide users with the rights to access, correction, and deletion and establish the Digital Privacy Agency (DPA). Issue: Data Privacy H.R. 5440 and S. 2875 - Cyber Incident Reporting for Critical Infrastructure Act. To amend the Homeland Security Act of 2002 to establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency of the Department of Homeland Security. Issue: Data Privacy S. 2499 - Setting an American Framework to Ensure Data Access, Transparency and Accountability (SAFE DATA) Act. This bill establishes various requirements relating to the collection of consumer data, data transparency and security, and corporate accountability, including limiting the amount of data a covered entity may collect. Issue: Data Privacy H.R. 6580/S.3572 - Algorithmic Accountability Act of 2022. To direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes, and for other purposes. Issue: Data Privacy. H.R. __ - To amend the Gramm-Leach-Bliley Act to {modernize the protection of the nonpublic personal information of consumers}. Issue: Data Privacy H.R. __ - Control Our Data Act. The bill would preempt state privacy laws and be enforceable by the Federal Trade Commission (FTC) and state attorneys general. Issue: Data Privacy H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

TAX - 3rd Quarter 2022 Life Insurance Tax Stabilization Proposal (no bill introduced yet) Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act) o S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021 Build Back Better Act (H.R. 5376) Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Long Term Care Suozzi WISH ACT o H.R.4289 - 117th Congress (2021-2022) WISH Act Long-Term Care Affordability Act o S. 2415 - 117th Congress (2021-2022) o H.R. 7107 - 117th Congress (2021-2022) Inflation Reduction Act of 2022 o H.R. 5376 - 117th Congress (2021-2022)

CSP -Quarter 2 2022 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. H.R. 8152 - American Data Privacy and Protection Act. To provide consumers with foundational data privacy rights, create strong oversight mechanisms, and establish meaningful enforcement. Issue: Data Privacy H.R. 1816 - Information Transparency and Personal Data Control Act. The legislation, which would preempt state law, would require companies to obtain opt-in consent from users to collect, transmit, sell, share or otherwise disclose their sensitive personal information, which is defined to include financial data, biometric information, geolocation data, citizenship and immigration status, and information from children under 13. Issue: Data Privacy H.R. 4659 and S. 113 - the Browser Act. The measure would require opt-in consent for the collection of sensitive information and opt-out consent for non-sensitive information. Issue: Data Privacy S. 919 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy S. 1494 - Consumer Data Privacy and Security Act. The bill would establish a preemptive federal privacy standard. The legislation would provide users with the rights to access, correction, deletion, and it would also require businesses that collect and process a significant amount of personal data to take extra precautionary steps to protect such data. Issue: Data Privacy S. 2134 - Data Protection Act of 2021. The measure would create the Data Protection Agency (DPA), an independent federal agency tasked with protecting Americans privacy. Issue: Data Privacy S. 3195 - Consumer Online Privacy Rights Act. This bill places requirements on entities that process or transfer a consumer's data. Issue: Data Privacy. H.R. 5807 and S. 3065 - DATA Privacy Act. A bill to establish national data privacy standards in the United States. Issue: Data Privacy H.R. 6027 - Online Privacy Act. The bill, which would provide users with the rights to access, correction, and deletion and establish the Digital Privacy Agency (DPA). Issue: Data Privacy H.R. 5440 and S. 2875 - Cyber Incident Reporting for Critical Infrastructure Act. To amend the Homeland Security Act of 2002 to establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency of the Department of Homeland Security. Issue: Data Privacy S. 2499 - Setting an American Framework to Ensure Data Access, Transparency and Accountability (SAFE DATA) Act. This bill establishes various requirements relating to the collection of consumer data, data transparency and security, and corporate accountability, including limiting the amount of data a covered entity may collect. Issue: Data Privacy H.R. 6580/S.3572 - Algorithmic Accountability Act of 2022. To direct the Federal Trade Commission to require impact assessments of automated decision systems and augmented critical decision processes, and for other purposes. Issue: Data Privacy. H.R. __ - To amend the Gramm-Leach-Bliley Act to {modernize the protection of the nonpublic personal information of consumers}. Issue: Data Privacy H.R. __ - Control Our Data Act. The bill would preempt state privacy laws and be enforceable by the Federal Trade Commission (FTC) and state attorneys general. Issue: Data Privacy H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

TAX -Quarter 1 2022 Life Insurance Tax Stabilization Proposal (no bill introduced yet) Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act o S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021 Infrastructure package (Bipartisan Infrastructure Package) Build Back Better Act (H.R. 5376) Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Long Term Care Suozzi WISH ACT o H.R.4289 - 117th Congress (2021-2022) WISH Act

FIN - Quarter 1 2022 Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. H.R. 1996/S. 910 - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses. H.R. 4521 - America COMPETES Act of 2022. This bill addresses U.S. technology and communications, foreign relations and national security, domestic manufacturing, education, trade, and other matters. Issue: Insurance companies working with legitimate marijuana businesses. H.R. 842/S.420 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R. 1523/S. 526 - Modern Worker Empowerment Act. To amend the Fair Labor Standards Act of 1938 to harmonize the definition of employee with the common law. Issue: employee status. H.R.3962/S.1625 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. H.R. 4350 - National Defense Authorization Act for Fiscal Year 2022. This bill authorizes FY2022 appropriations for military activities and programs of the Department of Defense (e.g., personnel; research, development, test, and evaluation; and procurement of items such as aircraft, missiles, and ammunition). It also prescribes military personnel strengths for FY2022. Issue: remote online notarization and cannabis banking. H.R. 4616/S. 3779 - To deem certain references to the London Interbank Offered Rate (LIBOR) as referring to a replacement benchmark rate in the case of LIBOR no longer being available. Issue: LIBOR. H.R. 2471 - Consolidated Appropriations Act, 2022. This bill provides appropriations to federal agencies for the remainder of FY2022, provides supplemental appropriations for activities to support Ukraine, and modifies or establishes various programs that address a wide range of policy areas. Issue: LIBOR. S. 3715 - Electronic Signatures in Global and National Commerce Act. To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies. Issue: electronic signatures. Issue: Regulation Best Interest Issue: Environmental, Social, and Corporate Governance (ESG). No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.

CSP - Fourth Quarter 2021 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. H.R. __ - Control Our Data Act. The bill would preempt state privacy laws and be enforceable by the Federal Trade Commission (FTC) and state attorneys general. Issue: Data Privacy H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy H.R. 1816 - Information Transparency and Personal Data Control Act. The legislation, which would preempt state law, would require companies to obtain opt-in consent from users to collect, transmit, sell, share or otherwise disclose their sensitive personal information, which is defined to include financial data, biometric information, geolocation data, citizenship and immigration status, and information from children under 13. Issue: Data Privacy H.R. 5807 and S. 3065 - DATA Privacy Act. A bill to establish national data privacy standards in the United States. Issue: Data Privacy H.R. 6027 - Online Privacy Act. The bill, which would provide users with the rights to access, correction, and deletion and establish the Digital Privacy Agency (DPA). Issue: Data Privacy H.R. 5440 and S. 2875 - Cyber Incident Reporting for Critical Infrastructure Act. To amend the Homeland Security Act of 2002 to establish the Cyber Incident Review Office in the Cybersecurity and Infrastructure Security Agency of the Department of Homeland Security. Issue: Data Privacy S. 919 - Data Care Act. The legislation would establish duties of care, loyalty, and confidentiality, and a violation of the duties would be treated as a violation of a Federal Trade Commission (FTC) rule with fine authority. Issue: Data Privacy S. 1494 - Consumer Data Privacy and Security Act. The bill would establish a preemptive federal privacy standard. The legislation would provide users with the rights to access, correction, deletion, and it would also require businesses that collect and process a significant amount of personal data to take extra precautionary steps to protect such data. Issue: Data Privacy S. 2134 - Data Protection Act of 2021. The measure would create the Data Protection Agency (DPA), an independent federal agency tasked with protecting Americans privacy. Issue: Data Privacy Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

TAX - Third Quarter 2021 Life Insurance Tax Stabilization Proposal (no bill introduced yet) Ordinary Treatment of Bonds (Senate Wyden Modernization of Derivatives Act) o S.2621 - 117th Congress (2021-2022) Modernization of Derivatives Tax Act of 2021 Infrastructure package (Bipartisan Infrastructure Package) o Build Back Better Act (No bill on congress.gov) Reconciliation (House bill marked up in House Budget Committee) o Build Back Better Act (No bill on congress.gov) Direct Bond Payment Programs (Sewell LIFT Act; Bennet/Wicker American Infrastructure Bonds Act) o H.R.2634 - 117th Congress (2021-2022) LIFT Act o S.1308 - 117th Congress (2021-2022) American Infrastructure Bonds Act of 2021 Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Long Term Care Suozzi WISH ACT o H.R.4289 - 117th Congress (2021-2022) WISH Act

TAX - Second Quarter 2021 Life Insurance Tax Stabilization Proposal (no bill introduced yet) Ordinary Treatment of Bonds (no bill introduced) Infrastructure package (no bill introduced yet) Direct Bond Payment Programs (Sewell LIFT Act; Bennet/Wicker American Infrastructure Bonds Act) Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Long Term Care Suozzi WISH ACT

TAX - First Quarter 2021 Life Insurance Product and Tax Stabilization Proposals (no bill introduced yet) Ordinary Treatment of Bonds (no bill introduced) Infrastructure package (no bill introduced yet) Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Long Term Care WISH ACT proposal (no bill introduced yet)

CSP - First Quarter 2021 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. H.R. 1816 - Information Transparency and Personal Data Control Act. Issue: Data Privacy H.___ and S.___ - Draft data privacy legislation. Issue: Data Privacy Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

TAX - Fourth Quarter 2020 HR 5958, the Senior Health Planning Account Act Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Technical corrections to the Tax Cuts and Jobs Act (bill not introduced) Tax Extenders: H.R. 3301 (no Senate bill introduced yet) Life Insurance Product and Tax Stabilization Proposals (no bill introduced yet) COVID-19 Response Tax Proposals re 7702 and Ordinary Treatment of Bonds (no bill introduced) HR 133, the Consolidated Appropriations Act of 2021

CSP - Third Quarter 2020 Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation, Global Capital Standards and Regulatory reform. H.R. 2013 - Information Transparency and Personal Data Control Act. Issue: Data Privacy H.R. 4978 - Online Privacy Act. Issue: Data Privacy H.___ - Draft data privacy legislation. Issue: Data Privacy S. 4626 - A bill to establish data privacy and data security protections for consumers in the United States. Issue: Data privacy S.___ - United States Consumer Data Privacy Act of 2019. Issue: Data Privacy S.___ - Consumer Online Privacy Rights Act. Issue: Data Privacy S.___- Data Accountability and Transparency Act of 2020. Issue: Data Privacy Issue: Draft legislation that would require notice of data security breaches. Issue: Cybersecurity and Privacy.

TAX - Third Quarter 2020 HR 5958, the Senior Health Planning Account Act Wyden Tax Wealth Like Wages (mark-to-market) discussion paper (no bill introduced yet) Technical corrections to the Tax Cuts and Jobs Act (bill not introduced) Tax Extenders: H.R. 3301 (no Senate bill introduced yet) Life Insurance Product and Tax Stabilization Proposals (no bill introduced yet) COVID-19 Response Tax Proposals re 7702 and Ordinary Treatment of Bonds (no bill introduced)

Public Law 111-203, H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. Captive Reinsurance Transactions, Insurance Capital Standards and Global Capital Standards. Roles of federal and state agencies at the International Association of Insurance Supervisors and the Financial Stability Board. Implementation of H.R. 748 - the Coronavirus Aid, Relief, and Economic Security (CARES) Act. This bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. Issues: Remote Online Notarization and SBA loans. H.R. 1595/S.___ - Secure and Fair Enforcement Banking Act. Issue: Insurance companies working with legitimate marijuana businesses. H.R. 2474/S.664 - Protecting Workers Freedom to Organize Act. To amend the National Labor Relations Act, the Labor Management Relations Act, 1947, and the Labor-Management Reporting and Disclosure Act of 1959. Issue: independent contractor status. H.R. 3351- Financial Services and General Government Appropriations Act, 2020. Issue: Making appropriations for financial services and general government for the fiscal year ending September 30, 2020. H.R. 3614 - Restricting Use of Credit Checks for Employment Decisions Act. Issue: ban the use of credit information for most employment decisions. H.R. 4592 - International Insurance Standards Act of 2019. To preserve the state-based system of insurance regulation and provide greater oversight of and transparency on international insurance standards setting process. Issue: insurance capital standards. H.R. 6994/S. 3795 - Registration for Index-Linked Annuities Act. To direct the SEC to revise any rules necessary to enable issuers of index-linked annuities to use the securities offering forms that are available to other issuers of securities. Issue: index-linked annuities. H.R.__ - Clarity in Credit Score Formation Act. Issue: Establishing clear federal oversight of the development of credit scoring models. Implementation of S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act. Issue: Implementation and regulatory reform of the financial services industry. Implementation of S. 2270 - Insurance Capital Standards Clarification Act of 2014. The bill would give the Federal Reserve the authority to tailor capital standards for insurance companies subject to Fed supervision. Issue: Capital Standards, Basel III S.__ Clarifying that the CFPB does not regulate the business of insurance. S. 3533/H.R. 6364 - Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020. To authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce, to require any Federal court located in a State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce, and to require any State to recognize notarizations performed by a notary public commissioned by another State when the notarization occurs in or affects interstate commerce or when the notarization was performed under or relates to a public act, record, or judicial proceeding of the State in which the notary public was commissioned. Issue: remote online notarization. Issue: Commercial mortgage-backed security (CMBS) debt. Not bill number assigned. Issue: Making Diversity and Inclusion Efforts more Intentional. No bill number assigned. Issue: Unclaimed life insurance products. No bill number assigned. Issue: Covered agreement on prudential measures with respect to the business of insurance and reinsurance. No bill number assigned. Issue: Government Sponsored Enterprises (GSE) reform. No bill number assigned.