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Data Privacy Act of 2023
Legislative Progress
Introduced
February 24, 2023
Latest Action
December 5, 2024
Primary Sponsor
Patrick T. McHenryRepublican(NC)
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
99pct
650d open
vs 10,564 other HR bills in the 118th — cohort avg 68d
No CRS summary is available for this bill yet. The source title, actions, sponsors, and text versions below come from Congress.gov.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Placed on the Union Calendar, Calendar No. 673.
Reported (Amended) by the Committee on Financial Services. H. Rept. 118-822.
Congress.gov source codes: 5000, H12200
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 26 - 21.
Committee Consideration and Mark-up Session Held.
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
Bills with similar content found using semantic analysis.
Sources: Congress.gov
2026 · third_quarter · Computer Industry
Issues related to identity resolution and consumer privacy and standards; Legislation pertaining to H.R. 1165 - Data Privacy Act of 2023 Legislation pertaining to AMERICA Act of 2023 Legislation pertaining to American Innovation and Choice Online Act H.R.8413 SECURE Data Act Issues related to state and federal wiretapping law and routine website functionality, H.R. 10263 Halt Abusive Internet Lawsuits Act of 2026
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Computer Industry
Issues related to identity resolution and consumer privacy and standards; Legislation pertaining to H.R. 1165 - Data Privacy Act of 2023 Legislation pertaining to AMERICA Act of 2023 Legislation pertaining to American Innovation and Choice Online Act H.R.8413 SECURE Data Act Issues related to state wiretapping H.R. 10263 Halt Abusive Internet Lawsuits Act of 2026
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · third_quarter · Banking
LEGISLATIVE House H.R. 3445- Consumer Financial Protection Commission Act H.R. 654- Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 2331- Transparency in CFPB Cost-Benefit Analysis Act H.R. 2513- CFPB-IG Reform Act of 2025 H.R. 1165- Data Privacy Act of 2023 (118th Congress) H.R. 3881- Credit Card Competition Act of 2023 (118th Congress) H.R. 2392- Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025 H.R. 1652- Rectifying UDAAP Act H.R. 2885- Bank Loan Privacy Act H.R. 1944- 10 Percent Credit Card Interest Rate Cap Act H.J.Res. 59- Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". H.R. 306- Ending Scam Credit Repair (ESCRA) Act H.R. 2978- Guarding Unprotected Aging Retirees from Deception (GUARD) Act H.R. 941- Small Lenders Exempt from New Data and Excessive Reporting (Small LENDER) Act H.R. 940- Fair Audits and Inspections for Regulators Exams (FAIR Exams) Act H.R. 1919- Anti-CBDC Surveillance State Act H.R. 3663- Digital Asset Market Clarity Act H.R. 5291- Merchant Banking Modernization Act H.R.6644 - 21st Century ROAD to Housing Act H.R.7035 - Credit Card Competition Act of 2026 H.R.7548 - Safeguarding Consumers from Advertising Misconduct Act (SCAM Act) H.R.8398 - Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act H.R. ____- a bill to require the Federal financial institutions regulatory agencies to jointly review the cumulative impact of regulations issued by such agencies, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to require the attestation of certain information as part of the consumer complaint submission process, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to direct civil penalties to victims and transfer excess funds to the Treasury, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to eliminate the market monitoring functions of the Bureau of Consumer Financial Protection, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to revise the structure and maximum amounts of civil monetary penalties, and to provide incentives for the self-reporting of violations H.R.____, the Transaction Risk Analytics and Collaborative Exchange (TRACE) Act of 2026 H.R.____, the Bank Fraud Technology Advancement Act of 2026 H.R.____, the Scrutinizing Transactions for Overt Payment Fraud (STOP Fraud) Act H.R.____, a bill to make improvements to title V of the Gramm-Leach-Bliley Act, and for other purposes H.R.____, A HFSC Discussion Draft bill to make reforms to the Bureau of Consumer Financial Protection, and for other purposes. Senate S. 1362- Transparency in CFPB Cost-Benefit Analysis Act (118th Congress) S. 381- 10 Percent Credit Card Interest Rate Cap Act S.J.Res. 18- A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". S. 1582- Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act S. 2019- Taskforce for Recognizing and Averting Payment Scams (TRAPS) Act S. 2486- Protecting Access to Credit for Small Businesses Act S. 2511, College Transparency Act S.2651 - ROAD to Housing Act of 2025 S. 2663- Merchant Banking Modernization Act S. ____- Responsible Financial Innovation Act of 2025 S.3623 - Credit Card Competition Act of 2026 S.3660 - Credit Card Fairness Act S.3774 - Safeguarding Consumers from Advertising Misconduct Act (SCAM Act) S. 4097, State-Based Loan Awareness Act S.4943 - Outcomes-Based Financing (OBF) for Students Act Both Chambers Issues related to the cumulative impact of banking regulations, Issues related to Zelle payment platform and changes to Regulation E House/Senate semi-annual hearings with the Director of the CFPB Issues related to Financial Services and General Government Appropriations Issues related to consumer data privacy Issues related to regulation of private student loans Legislation related to student loan refinancing programs Issues related to federal student loan reform Issues related to cybersecurity, data security, and breach notification Issues related to credit card network interchange fees Issues related to fraud and scams Issues related to debit interchange Issues related to the CFPBs overdraft final rule Legislation related to the Small Business Administration 7(a) loan program Issues related to the CFPBs Section 1033 final rule Issues related to the CFPBs credit card late fees final rule Issues related to implementation of Section 1071 of the Dodd-Frank Act H.R. 1- One Big Beautiful Bill Act- remittance tax provisions REGULATORY Privacy Issues, 12 CFR Parts 40, 216, 332, 1016 CFPB Issues related to Section 1033 of the Dodd-Frank Act Issues related to CFPB Credit Card late fees Safe Harbor rule Issues related to UDAAP exam manual changes Issues related to Section 1071 Small Business Data Collection Issues related to Overdraft and non-sufficient funds (NSF) fees Issues related to nonbank oversight Issues related to Section 1034 of the Dodd-Frank Act Issues related to Section 1042 of the Dodd-Frank Act Issues related to the Fair Credit Reporting Act Issues related to CFPB supervisory authority under Section 1024 Issues related to CFPB agency guidance Issues related to CFPB Consumer Response Portal Issues related to CFPB UDAAP Authority Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693 Issues related to Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002 Issues related to Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003 Issues related to Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022 Issues related to Truth in Lending Issues, Regulation Z, 12 CFR Part 1026 Issues related to Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006 Issues related to Buy Now Pay Later products Issue related to CFPB Strategic Plan OCC Issues related to the Community Reinvestment Act Issues related to fair lending and fair banking Issues related to the Fair Housing Act Issues related to Underbanked/Unbanked Consumers- Consumer Financial Health Issues related to GENIUS Act NPRM Issues related to OCC Appeals Process Issues Reputation Risk Federal Reserve Issues related to the Federal Reserve Central Digital Bank Currency Issues related to the Community Reinvestment Act Issues related to Basel III Endgame Proposal Issues related to debit interchange, Reg. II Issues Reputation Risk FDIC Issues related to FDIC Deposit Insurance Issues related to the Community Reinvestment Act Issues related to FDIC logo signage Issues Reputation Risk SBA Issues related to Small Business Act Issues related to SBA 7(a) Loan Program and fees Issues related to SBA 504 Loan Program and fees FCC Issues related to the Telephone Consumer Protection Act (TCPA) Issues related to fraud and scams
2026 · second_quarter · Banking
LEGISLATIVE House H.R. 3445- Consumer Financial Protection Commission Act H.R. 654- Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 2331- Transparency in CFPB Cost-Benefit Analysis Act H.R. 2513- CFPB-IG Reform Act of 2025 H.R. 1165- Data Privacy Act of 2023 (118th Congress) H.R. 3881- Credit Card Competition Act of 2023 (118th Congress) H.R. 2392- Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025 H.R. 1652- Rectifying UDAAP Act H.R. 2885- Bank Loan Privacy Act H.R. 1944- 10 Percent Credit Card Interest Rate Cap Act H.J.Res. 59- Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". H.R. 306- Ending Scam Credit Repair (ESCRA) Act H.R. 2978- Guarding Unprotected Aging Retirees from Deception (GUARD) Act H.R. 941- Small Lenders Exempt from New Data and Excessive Reporting (Small LENDER) Act H.R. 940- Fair Audits and Inspections for Regulators Exams (FAIR Exams) Act H.R. 1919- Anti-CBDC Surveillance State Act H.R. 3663- Digital Asset Market Clarity Act H.R. 5291- Merchant Banking Modernization Act H.R.6644 - 21st Century ROAD to Housing Act H.R.7035 - Credit Card Competition Act of 2026 H.R.7548 - Safeguarding Consumers from Advertising Misconduct Act (SCAM Act) H.R.7588 - Eliminating Fraud in the CFPBs Complaint Database Act H.R.7866 - American Lending Fairness Act of 2026 H.R.8671 - Bank Fraud Technology Advancement Act of 2026 H.R. ____- a bill to require the Federal financial institutions regulatory agencies to jointly review the cumulative impact of regulations issued by such agencies, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to direct civil penalties to victims and transfer excess funds to the Treasury, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to eliminate the market monitoring functions of the Bureau of Consumer Financial Protection, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to revise the structure and maximum amounts of civil monetary penalties, and to provide incentives for the self-reporting of violations H.R.____, the Transaction Risk Analytics and Collaborative Exchange (TRACE) Act of 2026 H.R.____, the Scrutinizing Transactions for Overt Payment Fraud (STOP Fraud) Act H.R.____, a bill to make improvements to title V of the Gramm-Leach-Bliley Act, and for other purposes Senate S. 1362- Transparency in CFPB Cost-Benefit Analysis Act (118th Congress) S. 381- 10 Percent Credit Card Interest Rate Cap Act S.J.Res. 18- A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". S. 1582- Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act S. 2019- Taskforce for Recognizing and Averting Payment Scams (TRAPS) Act S. 2486- Protecting Access to Credit for Small Businesses Act S.2651 - ROAD to Housing Act of 2025 S. 2663- Merchant Banking Modernization Act S. ____- Responsible Financial Innovation Act of 2025 S.3623 - Credit Card Competition Act of 2026 S.3660 - Credit Card Fairness Act S.3774 - Safeguarding Consumers from Advertising Misconduct Act (SCAM Act) S.3889 - American Lending Fairness Act of 2026 Both Chambers Issues related to the cumulative impact of banking regulations, Issues related to Zelle payment platform and changes to Regulation E House/Senate semi-annual hearings with the Director of the CFPB Issues related to Financial Services and General Government Appropriations Issues related to consumer data privacy Issues related to regulation of private student loans Legislation related to student loan refinancing programs Issues related to federal student loan reform Issues related to cybersecurity, data security, and breach notification Issues related to credit card network interchange fees Issues related to fraud and scams Issues related to debit interchange Issues related to the CFPBs overdraft final rule Legislation related to the Small Business Administration 7(a) loan program Issues related to the CFPBs Section 1033 final rule Issues related to the CFPBs credit card late fees final rule Issues related to implementation of Section 1071 of the Dodd-Frank Act H.R. 1- One Big Beautiful Bill Act- remittance tax provisions REGULATORY CFPB Issues related to Section 1033 of the Dodd-Frank Act Issues related to CFPB Credit Card late fees Safe Harbor rule Issues related to UDAAP exam manual changes Issues related to Section 1071 Small Business Data Collection Issues related to Overdraft and non-sufficient funds (NSF) fees Issues related to nonbank oversight Issues related to Section 1034 of the Dodd-Frank Act Issues related to Section 1042 of the Dodd-Frank Act Issues related to the Fair Credit Reporting Act Issues related to CFPB supervisory authority under Section 1024 Issues related to CFPB agency guidance Issues related to CFPB Consumer Response Portal Issues related to CFPB UDAAP Authority Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693 Issues related to Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002 Issues related to Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003 Issues related to Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022 Issues related to Truth in Lending Issues, Regulation Z, 12 CFR Part 1026 Issues related to Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006 Issue related to CFPB Strategic Plan Issues related to Presidential Executive Order on Immigration Issues related to Presidential Executive Order on Mortgages OCC Issues related to the Community Reinvestment Act Issues related to fair lending and fair banking Issues related to the Fair Housing Act Issues related to GENIUS Act NPRM Issues related to Reputation Risk Issues related to National Bank Chartering Process Issues related to Third Party Risk Management Issues related to Model Risk Management Federal Reserve Issues related to the Federal Reserve Central Digital Bank Currency Issues related to the Community Reinvestment Act Issues related to Basel III Endgame Proposal Issues related to debit interchange, Reg. II Issues related to Reputation Risk Issues related to Third Party Risk Management Issues related to Model Risk Management FDIC Issues related to FDIC Deposit Insurance Issues related to the Community Reinvestment Act Issues related to FDIC logo signage Issues related to GENIUS Act NPRM Issues related to Third Party Risk Management Issues related to Model Risk Management SBA Issues related to Small Business Act Issues related to SBA 7(a) Loan Program and fees Issues related to SBA 504 Loan Program and fees
2026 · second_quarter · Computer Industry
Issues related to identity resolution and consumer privacy and standards; Legislation pertaining to H.R. 1165 - Data Privacy Act of 2023 Legislation pertaining to AMERICA Act of 2023 Legislation pertaining to American Innovation and Choice Online Act H.R.8413 SECURE Data Act Issues related to state wiretapping
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Client expense: $1,500,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
Client expense: $1,030,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2026 · first_quarter · Consumer Issues/Safety/Products
Issues related to data privacy; H.R.1165 - Data Privacy Act of 2023; Implementation of California Consumer Privacy Act (CCPA) and the EU General Data Protection Regulation (GDPR); issues related to artificial intelligence; American Privacy Rights Act of 2024; Children & Teens' Online Privacy Protection Act (COPPA 2.0); issues related to algorithmic pricing legislation.
Client expense: $400,000 · Firm income: Not reported
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Computer Industry
Issues related to identity resolution and consumer privacy and standards; Issues related to data privacy and national privacy framework Legislation pertaining to H.R. 1165 - Data Privacy Act of 2023 Legislation pertaining to AMERICA Act of 2023 Legislation pertaining to American Innovation and Choice Online Act
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2026 · first_quarter · Banking
House H.R. 3445- Consumer Financial Protection Commission Act H.R. 654- Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 2331- Transparency in CFPB Cost-Benefit Analysis Act H.R. 2513- CFPB-IG Reform Act of 2025 H.R. 1165- Data Privacy Act of 2023 (118th Congress) H.R. 3881- Credit Card Competition Act of 2023 (118th Congress) H.R. 2392- Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025 H.R. 1652- Rectifying UDAAP Act H.R. 2885- Bank Loan Privacy Act H.R. 1944- 10 Percent Credit Card Interest Rate Cap Act H.J.Res. 59- Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". H.R. 306- Ending Scam Credit Repair (ESCRA) Act H.R. 2978- Guarding Unprotected Aging Retirees from Deception (GUARD) Act H.R. 941- Small Lenders Exempt from New Data and Excessive Reporting (Small LENDER) Act H.R. 940- Fair Audits and Inspections for Regulators Exams (FAIR Exams) Act H.R. 1919- Anti-CBDC Surveillance State Act H.R. 3663- Digital Asset Market Clarity Act H.R. 5291- Merchant Banking Modernization Act H.R.6644 - 21st Century ROAD to Housing Act H.R.7035 - Credit Card Competition Act of 2026 H.R.7548 - Safeguarding Consumers from Advertising Misconduct Act (SCAM Act) H.R. ____- a bill to require the Federal financial institutions regulatory agencies to jointly review the cumulative impact of regulations issued by such agencies, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to require the attestation of certain information as part of the consumer complaint submission process, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to direct civil penalties to victims and transfer excess funds to the Treasury, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to eliminate the market monitoring functions of the Bureau of Consumer Financial Protection, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to revise the structure and maximum amounts of civil monetary penalties, and to provide incentives for the self-reporting of violations H.R.____, the Transaction Risk Analytics and Collaborative Exchange (TRACE) Act of 2026 H.R.____, the Bank Fraud Technology Advancement Act of 2026 H.R.____, the Scrutinizing Transactions for Overt Payment Fraud (STOP Fraud) Act H.R.____, a bill to make improvements to title V of the Gramm-Leach-Bliley Act, and for other purposes Senate S. 1362- Transparency in CFPB Cost-Benefit Analysis Act (118th Congress) S. 381- 10 Percent Credit Card Interest Rate Cap Act S.J.Res. 18- A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". S. 1582- Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act S. 2019- Taskforce for Recognizing and Averting Payment Scams (TRAPS) Act S. 2486- Protecting Access to Credit for Small Businesses Act S.2651 - ROAD to Housing Act of 2025 S. 2663- Merchant Banking Modernization Act S. ____- Responsible Financial Innovation Act of 2025 S.3623 - Credit Card Competition Act of 2026 S.3660 - Credit Card Fairness Act S.3774 - Safeguarding Consumers from Advertising Misconduct Act (SCAM Act) Both Chambers Issues related to the cumulative impact of banking regulations, Issues related to Zelle payment platform and changes to Regulation E House/Senate semi-annual hearings with the Director of the CFPB Issues related to Financial Services and General Government Appropriations Issues related to consumer data privacy Issues related to regulation of private student loans Legislation related to student loan refinancing programs Issues related to federal student loan reform Issues related to cybersecurity, data security, and breach notification Issues related to credit card network interchange fees Issues related to fraud and scams Issues related to debit interchange Issues related to the CFPBs overdraft final rule Legislation related to the Small Business Administration 7(a) loan program Issues related to the CFPBs Section 1033 final rule Issues related to the CFPBs credit card late fees final rule Issues related to implementation of Section 1071 of the Dodd-Frank Act Public Law No: 119-21, The "Working Families Tax Cut" legislation REGULATORY Privacy Issues, 12 CFR Parts 40, 216, 332, 1016 CFPB Issues related to Section 1033 of the Dodd-Frank Act Issues related to CFPB Credit Card late fees Safe Harbor rule Issues related to UDAAP exam manual changes Issues related to Section 1071 Small Business Data Collection Issues related to Overdraft and non-sufficient funds (NSF) fees Issues related to nonbank oversight Issues related to Section 1034 of the Dodd-Frank Act Issues related to Section 1042 of the Dodd-Frank Act Issues related to the Fair Credit Reporting Act Issues related to CFPB supervisory authority under Section 1024 Issues related to CFPB agency guidance Issues related to CFPB Consumer Response Portal Issues related to CFPB UDAAP Authority Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693 Issues related to Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002 Issues related to Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003 Issues related to Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022 Issues related to Truth in Lending Issues, Regulation Z, 12 CFR Part 1026 Issues related to Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006 Issues related to Buy Now Pay Later products Issue related to CFPB Strategic Plan OCC Issues related to the Community Reinvestment Act Issues related to fair lending and fair banking Issues related to the Fair Housing Act Issues related to Underbanked/Unbanked Consumers- Consumer Financial Health Issues related to GENIUS Act NPRM Issues related to OCC Appeals Process Issues Reputation Risk Federal Reserve Issues related to the Federal Reserve Central Digital Bank Currency Issues related to the Community Reinvestment Act Issues related to Basel III Endgame Proposal Issues related to debit interchange, Reg. II FDIC Issues related to FDIC Deposit Insurance Issues related to the Community Reinvestment Act Issues related to FDIC logo signage SBA Issues related to Small Business Act Issues related to SBA 7(a) Loan Program and fees Issues related to SBA 504 Loan Program and fees
Client expense: $830,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2026 · first_quarter · Financial Institutions/Investments/Securities
S.3815 - Improving Disclosure for Investors Act of 2024 H.R.3063 - Retirement Fairness for Charities and Educational Institutions Act of 2023 H.R. 1165, the Data Privacy Act of 2023 The swing pricing/hard close proposal issued by the Securities & Exchange Commission (no bills introduced.) Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Client expense: $510,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2025 · fourth_quarter · Banking
1)Support H.J. Res. 30 & S.J. Res. 8. to Overturn Biden administration DOL rule encouraging fiduciaries to support woke ESG priorities over financial returns. 2)Support H.R. 1165 Data Privacy Act of 2023 to modernize financial data privacy laws. 3)Oppose price controls on credit card late fees.
Client expense: Not reported · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE
2025 · fourth_quarter · Financial Institutions/Investments/Securities
Issues related to S. 394, the GENIUS Act of 2025. Issues related to the Congressional FinTech and Payments Caucus. Issues related to the Senate Payments Innovation Caucus. Issues related to the House FinTech Task Force. Issues related to privacy and data breach notification. Issues related to FedNow and faster payments. Issues related to financial inclusion and the unbanked and underbanked. Issues related to Central Bank Digital Currencies (CBDC), stablecoins, and digital assets. Issues related to H.R. 1165, the Data Privacy Act of 2023. Issues related to the implementation of H.R. 4346, the Chips and Science Act. Issues related to the creation of a Merchant Category Code (MCC). Issues related to artificial intelligence and payments. Issues related to H.R. 2891 / S. 1323, the Secure And Fair Enforcement (SAFE) Banking Act of 2023. Issues related to H.R. 4763, the Financial Innovation and Technology for the 21st Century Act. Issues related to H.R. 4766, the Clarity for Payment Stablecoins Act of 2023. Issues related to S. 5242, the Saving Privacy Act. Issues related to H.R. 3633, the Digital Asset Market Clarity Act of 2025.
Client expense: Not reported · Firm income: $70,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · fourth_quarter · Consumer Issues/Safety/Products
Issues related to data privacy; H.R.1165 - Data Privacy Act of 2023; Implementation of California Consumer Privacy Act (CCPA) and the EU General Data Protection Regulation (GDPR); issues related to artificial intelligence; American Privacy Rights Act of 2024; Children & Teens' Online Privacy Protection Act (COPPA 2.0)
Client expense: $490,000 · Firm income: Not reported
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2025 · fourth_quarter · Computer Industry
Issues related to identity resolution and consumer privacy and standards; Issues related to data privacy and national privacy framework Legislation pertaining to H.R. 1165 - Data Privacy Act of 2023 Legislation pertaining to AMERICA Act of 2023 Legislation pertaining to American Innovation and Choice Online Act
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · fourth_quarter · Banking
House H.R. 3445- Consumer Financial Protection Commission Act H.R. 654- Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 2331- Transparency in CFPB Cost-Benefit Analysis Act H.R. 2513- CFPB-IG Reform Act of 2025 H.R. 1165- Data Privacy Act of 2023 (118th Congress) H.R. 3881- Credit Card Competition Act of 2023 (118th Congress) H.R. 2392- Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025 H.R. 1652- Rectifying UDAAP Act H.R. 2885- Bank Loan Privacy Act H.R. 1944- 10 Percent Credit Card Interest Rate Cap Act H.J.Res. 59- Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". H.R. 306- Ending Scam Credit Repair (ESCRA) Act H.R. 2978- Guarding Unprotected Aging Retirees from Deception (GUARD) Act H.R. 941- Small Lenders Exempt from New Data and Excessive Reporting (Small LENDER) Act H.R. 940- Fair Audits and Inspections for Regulators Exams (FAIR Exams) Act H.R. 1919- Anti-CBDC Surveillance State Act H.R. 3663- Digital Asset Market Clarity Act H.R. 5291- Merchant Banking Modernization Act H.R. ____- a bill to require the Federal financial institutions regulatory agencies to jointly review the cumulative impact of regulations issued by such agencies, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to require the attestation of certain information as part of the consumer complaint submission process, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to direct civil penalties to victims and transfer excess funds to the Treasury, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to eliminate the market monitoring functions of the Bureau of Consumer Financial Protection, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to revise the structure and maximum amounts of civil monetary penalties, and to provide incentives for the self-reporting of violations Senate S. 1362- Transparency in CFPB Cost-Benefit Analysis Act (118th Congress) S. 1838- Credit Card Competition Act of 2023 (118th Congress) S. 381- 10 Percent Credit Card Interest Rate Cap Act S.J.Res. 18- A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". S. 1582- Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act S. 2019- Taskforce for Recognizing and Averting Payment Scams (TRAPS) Act S. 2486- Protecting Access to Credit for Small Businesses Act S. 2663- Merchant Banking Modernization Act S. ____- Responsible Financial Innovation Act of 2025 Both Chambers Issues related to the cumulative impact of banking regulations, Issues related to Zelle payment platform and changes to Regulation E House/Senate semi-annual hearings with the Director of the CFPB Issues related to Financial Services and General Government Appropriations Issues related to consumer data privacy Issues related to regulation of private student loans Legislation related to student loan refinancing programs Issues related to federal student loan reform Issues related to cybersecurity, data security, and breach notification Issues related to credit card network interchange fees Issues related to fraud and scams Issues related to debit interchange Issues related to the CFPBs overdraft final rule Legislation related to the Small Business Administration 7(a) loan program Issues related to the CFPBs Section 1033 final rule Issues related to the CFPBs credit card late fees final rule Issues related to implementation of Section 1071 of the Dodd-Frank Act H.R. 1- One Big Beautiful Bill Act- remittance tax provisions REGULATORY Privacy Issues, 12 CFR Parts 40, 216, 332, 1016 CFPB Issues related to Section 1033 of the Dodd-Frank Act Issues related to CFPB Credit Card late fees Safe Harbor rule Issues related to UDAAP exam manual changes Issues related to Section 1071 Small Business Data Collection Issues related to Overdraft and non-sufficient funds (NSF) fees Issues related to nonbank oversight Issues related to Section 1034 of the Dodd-Frank Act Issues related to Section 1042 of the Dodd-Frank Act Issues related to the Fair Credit Reporting Act Issues related to CFPB supervisory authority under Section 1024 Issues related to CFPB agency guidance Issues related to CFPB Consumer Response Portal Issues related to CFPB UDAAP Authority Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693 Issues related to Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002 Issues related to Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003 Issues related to Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022 Issues related to Truth in Lending Issues, Regulation Z, 12 CFR Part 1026 Issues related to Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006 Issues related to Buy Now Pay Later products OCC Issues related to the Community Reinvestment Act Issues related to fair lending and fair banking Issues related to the Fair Housing Act Issues related to Underbanked/Unbanked Consumers- Consumer Financial Health Federal Reserve Issues related to the Federal Reserve Central Digital Bank Currency Issues related to the Community Reinvestment Act Issues related to Basel III Endgame Proposal Issues related to debit interchange, Reg. II FDIC Issues related to FDIC Deposit Insurance Issues related to the Community Reinvestment Act Issues related to FDIC logo signage SBA Issues related to Small Business Act Issues related to SBA 7(a) Loan Program and fees Issues related to SBA 504 Loan Program and fees
Client expense: $970,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2025 · fourth_quarter · Financial Institutions/Investments/Securities
S.3815 - Improving Disclosure for Investors Act of 2024 H.R.3063 - Retirement Fairness for Charities and Educational Institutions Act of 2023 H.R. 1165, the Data Privacy Act of 2023 The swing pricing/hard close proposal issued by the Securities & Exchange Commission (no bills introduced.) Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Client expense: $510,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2025 · third_quarter · Banking
1)Support H.J. Res. 30 & S.J. Res. 8. to Overturn Biden administration DOL rule encouraging fiduciaries to support woke ESG priorities over financial returns. 2)Support H.R. 1165 Data Privacy Act of 2023 to modernize financial data privacy laws. 3)Oppose price controls on credit card late fees.
Client expense: Not reported · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE
2025 · third_quarter · Financial Institutions/Investments/Securities
Issues related to S. 394, the GENIUS Act of 2025. Issues related to the Congressional FinTech and Payments Caucus. Issues related to the Senate Payments Innovation Caucus. Issues related to the House FinTech Task Force. Issues related to privacy and data breach notification. Issues related to FedNow and faster payments. Issues related to financial inclusion and the unbanked and underbanked. Issues related to Central Bank Digital Currencies (CBDC), stablecoins, and digital assets. Issues related to H.R. 1165, the Data Privacy Act of 2023. Issues related to the implementation of H.R. 4346, the Chips and Science Act. Issues related to the creation of a Merchant Category Code (MCC). Issues related to artificial intelligence and payments. Issues related to H.R. 2891 / S. 1323, the Secure And Fair Enforcement (SAFE) Banking Act of 2023. Issues related to H.R. 4763, the Financial Innovation and Technology for the 21st Century Act. Issues related to H.R. 4766, the Clarity for Payment Stablecoins Act of 2023. Issues related to S. 5242, the Saving Privacy Act. Issues related to H.R. 3633, the Digital Asset Market Clarity Act of 2025.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · third_quarter · Consumer Issues/Safety/Products
Issues related to data privacy; H.R.1165 - Data Privacy Act of 2023; Implementation of California Consumer Privacy Act (CCPA) and the EU General Data Protection Regulation (GDPR); issues related to artificial intelligence; American Privacy Rights Act of 2024; Children & Teens' Online Privacy Protection Act (COPPA 2.0)
Client expense: $290,000 · Firm income: Not reported
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2025 · third_quarter · Financial Institutions/Investments/Securities
S.3815 - Improving Disclosure for Investors Act of 2024 H.R.3063 - Retirement Fairness for Charities and Educational Institutions Act of 2023 H.R. 1165, the Data Privacy Act of 2023 The swing pricing/hard close proposal issued by the Securities & Exchange Commission (no bills introduced.) Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Client expense: $510,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2025 · third_quarter · Banking
House H.R. 3445- Consumer Financial Protection Commission Act H.R. 654- Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 2331- Transparency in CFPB Cost-Benefit Analysis Act H.R. 2513- CFPB-IG Reform Act of 2025 H.R. 1165- Data Privacy Act of 2023 (118th Congress) H.R. 3881- Credit Card Competition Act of 2023 (118th Congress) H.R. 2392- Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025 H.R. 1652- Rectifying UDAAP Act H.R. 2885- Bank Loan Privacy Act H.R. 1944- 10 Percent Credit Card Interest Rate Cap Act H.J.Res. 59- Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". H.R. 306- Ending Scam Credit Repair (ESCRA) Act H.R. 2978- Guarding Unprotected Aging Retirees from Deception (GUARD) Act H.R. 941- Small Lenders Exempt from New Data and Excessive Reporting (Small LENDER) Act H.R. 940- Fair Audits and Inspections for Regulators Exams (FAIR Exams) Act H.R. 1919- Anti-CBDC Surveillance State Act H.R. 3663- Digital Asset Market Clarity Act H.R. 5291- Merchant Banking Modernization Act H.R. ____- a bill to require the Federal financial institutions regulatory agencies to jointly review the cumulative impact of regulations issued by such agencies, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to require the attestation of certain information as part of the consumer complaint submission process, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to provide procedures for guidance issued by the Bureau of Consumer Financial Protection, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to direct civil penalties to victims and transfer excess funds to the Treasury, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to eliminate the market monitoring functions of the Bureau of Consumer Financial Protection, and for other purposes H.R. ____- a bill to amend the Consumer Financial Protection Act of 2010 to revise the structure and maximum amounts of civil monetary penalties, and to provide incentives for the self-reporting of violations Senate S. 1362- Transparency in CFPB Cost-Benefit Analysis Act (118th Congress) S. 1838- Credit Card Competition Act of 2023 (118th Congress) S. 381- 10 Percent Credit Card Interest Rate Cap Act S.J.Res. 18- A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". S. 1582- Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act S. 2019- Taskforce for Recognizing and Averting Payment Scams (TRAPS) Act S. 2486- Protecting Access to Credit for Small Businesses Act S. 2663- Merchant Banking Modernization Act S. ____- Responsible Financial Innovation Act of 2025 Both Chambers Issues related to the cumulative impact of banking regulations, Issues related to Zelle payment platform and changes to Regulation E House/Senate semi-annual hearings with the Director of the CFPB Issues related to Financial Services and General Government Appropriations Issues related to consumer data privacy Issues related to regulation of private student loans Legislation related to student loan refinancing programs Issues related to federal student loan reform Issues related to cybersecurity, data security, and breach notification Issues related to credit card network interchange fees Issues related to fraud and scams Issues related to debit interchange Issues related to the CFPBs overdraft final rule Legislation related to the Small Business Administration 7(a) loan program Issues related to the CFPBs Section 1033 final rule Issues related to the CFPBs credit card late fees final rule Issues related to implementation of Section 1071 of the Dodd-Frank Act H.R. 1- One Big Beautiful Bill Act- remittance tax provisions REGULATORY Privacy Issues, 12 CFR Parts 40, 216, 332, 1016 CFPB Issues related to Section 1033 of the Dodd-Frank Act Issues related to CFPB Credit Card late fees Safe Harbor rule Issues related to UDAAP exam manual changes Issues related to Section 1071 Small Business Data Collection Issues related to Overdraft and non-sufficient funds (NSF) fees Issues related to nonbank oversight Issues related to Section 1034 of the Dodd-Frank Act Issues related to Section 1042 of the Dodd-Frank Act Issues related to the Fair Credit Reporting Act Issues related to CFPB supervisory authority under Section 1024 Issues related to CFPB agency guidance Issues related to CFPB Consumer Response Portal Issues related to CFPB UDAAP Authority Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693 Issues related to Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002 Issues related to Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003 Issues related to Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022 Issues related to Truth in Lending Issues, Regulation Z, 12 CFR Part 1026 Issues related to Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006 Issues related to Buy Now Pay Later products OCC Issues related to the Community Reinvestment Act Issues related to fair lending and fair banking Issues related to the Fair Housing Act Issues related to Underbanked/Unbanked Consumers- Consumer Financial Health Federal Reserve Issues related to the Federal Reserve Central Digital Bank Currency Issues related to the Community Reinvestment Act Issues related to Basel III Endgame Proposal Issues related to debit interchange, Reg. II FDIC Issues related to FDIC Deposit Insurance Issues related to the Community Reinvestment Act Issues related to FDIC logo signage SBA Issues related to Small Business Act Issues related to SBA 7(a) Loan Program and fees Issues related to SBA 504 Loan Program and fees
Client expense: $1,150,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2025 · third_quarter · Computer Industry
Issues related to identity resolution and consumer privacy and standards; Legislation pertaining to H.R.1165 Data Privacy Act of 2023 Legislation pertaining to AMERICA Act of 2023 Legislation pertaining to American Innovation and Choice Online Act
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · third_quarter · Computer Industry
Issues related to data privacy, artificial intelligence and machine learning, and antitrust Legislation pertaining to H.R.1165 Data Privacy Act of 2023 Legislation pertaining to AMERICA Act of 2023 Legislation pertaining to American Innovation and Choice Online Act of 2023
Client expense: Not reported · Firm income: $45,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · second_quarter · Consumer Issues/Safety/Products
Issues related to data privacy; H.R.1165 - Data Privacy Act of 2023; Implementation of California Consumer Privacy Act (CCPA) and the EU General Data Protection Regulation (GDPR); issues related to artificial intelligence; American Privacy Rights Act of 2024; Children & Teens' Online Privacy Protection Act (COPPA 2.0)
Client expense: $320,000 · Firm income: Not reported
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2025 · second_quarter · Financial Institutions/Investments/Securities
Issues related to S. 394, the GENIUS Act of 2025. Issues related to the Congressional FinTech and Payments Caucus. Issues related to the Senate Payments Innovation Caucus. Issues related to the House FinTech Task Force. Issues related to privacy and data breach notification. Issues related to FedNow and faster payments. Issues related to financial inclusion and the unbanked and underbanked. Issues related to Central Bank Digital Currencies (CBDC), stablecoins, and digital assets. Issues related to H.R. 1165, the Data Privacy Act of 2023. Issues related to the implementation of H.R. 4346, the Chips and Science Act. Issues related to the creation of a Merchant Category Code (MCC). Issues related to artificial intelligence and payments. Issues related to H.R. 2891 / S. 1323, the Secure And Fair Enforcement (SAFE) Banking Act of 2023. Issues related to H.R. 4763, the Financial Innovation and Technology for the 21st Century Act. Issues related to H.R. 4766, the Clarity for Payment Stablecoins Act of 2023. Issues related to S. 5242, the Saving Privacy Act. Issues related to H.R. 3633, the Digital Asset Market Clarity Act of 2025.
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · second_quarter · Computer Industry
Issues related to identity resolution and consumer privacy and standards; Legislation pertaining to H.R.1165 Data Privacy Act of 2023 Legislation pertaining to AMERICA Act of 2023 Legislation pertaining to American Innovation and Choice Online Act
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · second_quarter · Computer Industry
Issues related to data privacy, artificial intelligence and machine learning, and antitrust Legislation pertaining to H.R.1165 Data Privacy Act of 2023 Legislation pertaining to AMERICA Act of 2023 Legislation pertaining to American Innovation and Choice Online Act of 2023
Client expense: Not reported · Firm income: $45,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · second_quarter · Banking
1)Support H.J. Res. 30 & S.J. Res. 8. to Overturn Biden administration DOL rule encouraging fiduciaries to support woke ESG priorities over financial returns. 2)Support H.R. 1165 Data Privacy Act of 2023 to modernize financial data privacy laws. 3)Oppose price controls on credit card late fees.
Client expense: Not reported · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE
2025 · second_quarter · Banking
House H.R. 3445- Consumer Financial Protection Commission Act H.R. 654- Taking Account of Bureaucrats Spending (TABS) Act of 2025 H.R. 2331- Transparency in CFPB Cost-Benefit Analysis Act H.R. 2513- CFPB-IG Reform Act of 2025 H.R. 1165- Data Privacy Act of 2023 (118th Congress) H.R. 3881- Credit Card Competition Act of 2023 (118th Congress) H.R. 2392- Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025 H.R. 1652- Rectifying UDAAP Act H.R. 2885- Bank Loan Privacy Act H.R. 1944- 10 Percent Credit Card Interest Rate Cap Act H.J.Res. 59- Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". H.R. 306- Ending Scam Credit Repair (ESCRA) Act H.R. 2978- Guarding Unprotected Aging Retirees from Deception (GUARD) Act H.R. 941- Small Lenders Exempt from New Data and Excessive Reporting (Small LENDER) Act H.R. 940- Fair Audits and Inspections for Regulators Exams (FAIR Exams) Act H.R. 1919- Anti-CBDC Surveillance State Act Senate S. 1362- Transparency in CFPB Cost-Benefit Analysis Act (118th Congress) S. 1838- Credit Card Competition Act of 2023 (118th Congress) S. 381- 10 Percent Credit Card Interest Rate Cap Act S.J.Res. 18- A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". S. 1582- Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act S. 2019- Taskforce for Recognizing and Averting Payment Scams (TRAPS) Act Both Chambers Issues related to the cumulative impact of banking regulations Issues related to Zelle payment platform and changes to Regulation E House/Senate semi-annual hearings with the Director of the CFPB Issues related to Financial Services and General Government Appropriations Issues related to consumer data privacy Issues related to regulation of private student loans Legislation related to student loan refinancing programs Issues related to federal student loan reform Issues related to cybersecurity, data security, and breach notification Issues related to credit card network interchange fees Issues related to fraud and scams Issues related to debit interchange Issues related to the CFPBs overdraft final rule Legislation related to the Small Business Administration 7(a) loan program Issues related to the CFPBs Section 1033 final rule Issues related to the CFPBs credit card late fees final rule Issues related to implementation of Section 1071 of the Dodd-Frank Act H.R. 1- One Big Beautiful Bill Act- remittance tax provisions REGULATORY Privacy Issues, 12 CFR Parts 40, 216, 332, 1016 CFPB Issues related to Section 1033 of the Dodd-Frank Act Issues related to CFPB Credit Card late fees Safe Harbor rule Issues related to UDAAP exam manual changes Issues related to Section 1071 Small Business Data Collection Issues related to Overdraft and non-sufficient funds (NSF) fees Issues related to Nonbank oversight Issues related to Section 1034 of the Dodd-Frank Act Issues related to Section 1042 of the Dodd-Frank Act Issues related to the Fair Credit Reporting Act Issues related to CFPB supervisory authority under Section 1024 Issues related to CFPB agency guidance Issues related to CFPB Consumer Response Portal Issues related to CFPB UDAAP Authority Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693 Issues related to Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002 Issues related to Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003 Issues related to Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022 Issues related to Truth in Lending Issues, Regulation Z, 12 CFR Part 1026 Issues related to Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006 Issues related to Buy Now Pay Later products Issues related to Early Wage Access products Issues related to regulation E opt-in requirements OCC Issues related to the Community Reinvestment Act Issues related to fair lending and fair banking Issues related to the Fair Housing Act Issues related to Underbanked/Unbanked Consumers- Consumer Financial Health Federal Reserve Issues related to the Federal Reserve Central Digital Bank Currency Issues related to the Community Reinvestment Act Issues related to Basel III Endgame Proposal Issues related to debit interchange, Reg. II FDIC Issues related to FDIC Deposit Insurance Issues related to the Community Reinvestment Act Issues related to FDIC logo signage SBA Issues related to Small Business Act Issues related to SBA 7(a) Loan Program and fees Issues related to SBA 504 Loan Program and fees
Client expense: $650,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2025 · second_quarter · Financial Institutions/Investments/Securities
S.3815 - Improving Disclosure for Investors Act of 2024 H.R.3063 - Retirement Fairness for Charities and Educational Institutions Act of 2023 H.R. 1165, the Data Privacy Act of 2023 The swing pricing/hard close proposal issued by the Securities & Exchange Commission (no bills introduced.) Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Client expense: $510,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2025 · first_quarter · Banking
1)Support H.J. Res. 30 & S.J. Res. 8. to Overturn Biden administration DOL rule encouraging fiduciaries to support woke ESG priorities over financial returns. 2)Support H.R. 1165 Data Privacy Act of 2023 to modernize financial data privacy laws. 3)Oppose price controls on credit card late fees.
Client expense: Not reported · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE
2025 · first_quarter · Consumer Issues/Safety/Products
Issues related to data privacy; H.R.1165 - Data Privacy Act of 2023; Implementation of California Consumer Privacy Act (CCPA) and the EU General Data Protection Regulation (GDPR); issues related to artificial intelligence; American Privacy Rights Act of 2024; Children & Teens' Online Privacy Protection Act (COPPA 2.0)
Client expense: $410,000 · Firm income: Not reported
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2025 · first_quarter · Computer Industry
Issues related to identity resolution and consumer privacy and standards; Legislation pertaining to H.R.1165 Data Privacy Act of 2023 Legislation pertaining to AMERICA Act of 2023 Legislation pertaining to American Innovation and Choice Online Act
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · first_quarter · Computer Industry
Issues related to data privacy, artificial intelligence and machine learning, and antitrust Legislation pertaining to H.R.1165 Data Privacy Act of 2023 Legislation pertaining to AMERICA Act of 2023 Legislation pertaining to American Innovation and Choice Online Act of 2023
Client expense: Not reported · Firm income: $45,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · first_quarter · Financial Institutions/Investments/Securities
Issues related to S. 394, the GENIUS Act of 2025. Issues related to the Congressional FinTech and Payments Caucus. Issues related to the Senate Payments Innovation Caucus. Issues related to the House FinTech Task Force. Issues related to privacy and data breach notification. Issues related to FedNow and faster payments. Issues related to financial inclusion and the unbanked and underbanked. Issues related to Central Bank Digital Currencies (CBDC), stablecoins, and digital assets. Issues related to H.R. 1165, the Data Privacy Act of 2023. Issues related to the implementation of H.R. 4346, the Chips and Science Act. Issues related to the creation of a Merchant Category Code (MCC). Issues related to artificial intelligence and payments. Issues related to H.R. 2891 / S. 1323, the Secure And Fair Enforcement (SAFE) Banking Act of 2023. Issues related to H.R. 4763, the Financial Innovation and Technology for the 21st Century Act. Issues related to H.R. 4766, the Clarity for Payment Stablecoins Act of 2023. Issues related to the S. 5242, the Saving Privacy Act.
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2025 · first_quarter · Banking
House H.R. ____ Consumer Financial Protection Commission Act H.R. ____ TABS Act of 2025 H.R. ____ Transparency in CFPB Cost-Benefit Analysis Act H.R. ____ CFPB-IG Reform Act H.R. 1165- Data Privacy Act of 2023 (118th Congress) H.R. 3881- Credit Card Competition Act of 2023 (118th Congress) H.R. 2392- Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025 . H.R. 8356- Small Dollar Loan Certainty Act (118th Congress) Issues related to implementation of Section 1071 of the Dodd-Frank Act H.R. 1652- Rectifying UDAAP Act H.R. 1810- Bank Loan Privacy Act (118th Congress) H.R. 7531- Secure Payments Act of 2024 (118th Congress) H.R. 1944- 10 Percent Credit Card Interest Rate Cap Act H.J.Res. 59- Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". H.R. 306- Ending Scam Credit Repair Act H.R. __- Guarding Unprotected Aging Retirees from Deception (GUARD) Act Senate S. 1362- Transparency in CFPB Cost-Benefit Analysis Act (118th Congress) S. 1838- Credit Card Competition Act of 2023 (118th Congress) S. 381- 10 Percent Credit Card Interest Rate Cap Act . S. 3549- Predatory Lending Elimination Act (118th Congress) S. 4570- Secure Payments Act of 2024 (118th Congress) S.J.Res. 18- A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". Both Chambers Issues related to the cumulative impact of banking regulations, particularly to regional banks Issues related to Zelle payment platform and changes to Regulation E House/Senate semi-annual hearings with the Director of the CFPB Issues related to Financial Services and General Government Appropriations Issues related to consumer data privacy Issues related to regulation of private student loans Legislation related to student loan refinancing programs Issues related to federal student loan reform Issues related to cybersecurity, data security, and breach notification Issues related to credit card network interchange fees Issues related to fraud and scams Issues related to debit interchange Issues related to the CFPBs overdraft final rule Legislation related to the Small Business Administration 7(a) loan program Issues related to the CFPBs Section 1033 final rule Issues related to the CFPBs credit card late fees final rule REGULATORY Privacy Issues, 12 CFR Parts 40, 216, 332, 1016 CFPB Issues related to Section 1033 of the Dodd-Frank Act Issues related to CFPB Credit Card late fees Safe Harbor rule Issues related to UDAAP exam manual changes Issues related to Section 1071 Small Business Data Collection Issues related to Overdraft and non-sufficient funds (NSF) fees Issues related to Fintech oversight Issues related to Section 1034 of the Dodd-Frank Act Issues related to the Fair Credit Reporting Act Issues related to CFPB supervisory authority under Section 1024 Issues related to CFPB agency guidance Issues related to CFPB Consumer Response Portal Issues related to CFPB UDAAP Authority Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693 Issues related to Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002 Issues related to Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003 Issues related to Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022 Issues related to Truth in Lending Issues, Regulation Z, 12 CFR Part 1026 Issues related to Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006 Issues related to Buy Now Pay Later products Issues related to Early Wage Access products Issues related to regulation E opt-in requirements OCC Issues related to the Community Reinvestment Act Issues related to fair lending and fair banking Issues related to the Fair Housing Act Issues related to Underbanked/Unbanked Consumers- Consumer Financial Health Federal Reserve Issues related to the Federal Reserve Central Digital Bank Currency Issues related to the Community Reinvestment Act Issues related to Basel III Endgame Proposal Issues related to debit interchange, Reg. II FDIC Issues related to FDIC Deposit Insurance Issues related to the Community Reinvestment Act Issues related to FDIC logo signage SBA Issues related to Small Business Act Issues related to SBA 7(a) Loan Program and fees Issues related to SBA 504 Loan Program and fees Issues related to the Paycheck Protection Program
Client expense: $850,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of
2025 · first_quarter · Financial Institutions/Investments/Securities
S.3815 - Improving Disclosure for Investors Act of 2024 H.R.3063 - Retirement Fairness for Charities and Educational Institutions Act of 2023 H.R. 1165, the Data Privacy Act of 2023 The swing pricing/hard close proposal issued by the Securities & Exchange Commission (no bills introduced.) Environmental, Social, and Corporate Governance (ESG). No bill number assigned.
Client expense: $510,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2024 · third_quarter · Consumer Issues/Safety/Products
Federal Trade Commission File Number R111003, Advanced Notice of Proposed Rulemaking on Earnings Claims; RIN 3084-AB04, Federal Trade Commission Regulatory Review and Advanced Notice of Proposed Rulemaking on Business Opportunity Rule; H.R. 1165, Data Privacy Act of 2023; H.R. 8818, American Privacy Rights Act of 2024
Client expense: $370,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES
2024 · third_quarter · Financial Institutions/Investments/Securities
Issues relating to digital payments including cost of acceptance, interchange, payment security, and data & cybersecurity. Issues relating to fraud & ID theft. Issues relating to digital transformation, the deployment of tokenization, EMV technology and other payments innovations. Issues relating to S.1838/H.R.3881, the Credit Card Competition Act; Amendment to H.R.2670, the National Defense Authorization Act for Fiscal Year 2024 Issues relating to H.R. 1165, the Data Privacy Act. Issues relating to H.R. 4766, the Clarity for Payment Stablecoins Act Issues relating to interchange fees on electronic payments. Issues relating to payment card security, and data security. Issues relating to privacy and data use. Issues relating to stablecoin regulation. Issues relating to Merchant Category Codes. Issues relating to financial literacy and diversity and inclusion/racial equity. Issues relating to H.R. 6487/S.3805 - No Fees for EFTS Act Issues relating to the American Privacy Rights Act
Client expense: $1,800,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2024 · second_quarter · Financial Institutions/Investments/Securities
Issues relating to digital payments including cost of acceptance, interchange, payment security, and data & cybersecurity. Issues relating to fraud & ID theft. Issues relating to digital transformation, the deployment of tokenization, EMV technology and other payments innovations. Issues relating to S.1838/H.R.3881, the Credit Card Competition Act; Amendment to H.R. 3935, the FAA Reauthorization Act. Issues relating to H.R. 1165, the Data Privacy Act. Issues relating to H.R. 4766, the Clarity for Payment Stablecoins Act Issues relating to interchange fees on electronic payments. Issues relating to payment card security, and data security. Issues relating to privacy and data use. Issues relating to stablecoin regulation. Issues relating to Merchant Category Codes. Issues relating to financial literacy and diversity and inclusion/racial equity. Issues relating to H.R. 6487/S.3805 - No Fees for EFTS Act Issues relating to the American Privacy Rights Act Issues relating to S.4630, the Streamlining Federal Cybersecurity Regulations Act
Client expense: $1,810,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2024 · first_quarter · Financial Institutions/Investments/Securities
Issues relating to digital payments including cost of acceptance, interchange, payment security, and data & cybersecurity. Issues relating to fraud & ID theft. Issues relating to digital transformation, the deployment of tokenization, EMV technology and other payments innovations. Issues relating to S.1838/H.R.3881, the Credit Card Competition Act; H.R.4366, the Consolidated Appropriations Act, P.L.118-42; and H.R.2882, the Further Consolidated Appropriations Act, P.L.118-47. Issues relating to H.R. 1165, the Data Privacy Act. Issues relating to H.R. 4766, the Clarity for Payment Stablecoins Act Issues relating to interchange fees on electronic payments. Issues relating to payment card security, and data security. Issues relating to privacy and data use. Issues relating to stablecoin regulation. Issues relating to Merchant Category Codes. Issues relating to financial literacy and diversity and inclusion/racial equity.
Client expense: $2,030,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2024 · first_quarter · Insurance
Financial regulatory reform Reauthorization of and reforms to the National Flood Insurance Program Insurance regulatory and underwriting issues Data security and privacy H.R. 1165, the Data Privacy Act of 2023 Disaster mitigation and community resiliency
Client expense: $580,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2024 · first_quarter · Banking
Financial regulatory reform Payments technology Reauthorization of and reforms to the National Flood Insurance Program Insurance regulatory and underwriting issues Data security and privacy H.R. 1165, the Data Privacy Act of 2023 VA lending issues H.R. 6225, Expanding Home Loans for Guard and Reservists Act Military financial security S. 1838 and H.R. 3881, Credit Card Competition Act
Client expense: $580,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2024 · first_quarter · Consumer Issues/Safety/Products
Financial regulatory reform Payments technology Data security and privacy H.R. 1165, the Data Privacy Act of 2023 S. 1838 and H.R. 3881, Credit Card Competition Act
Client expense: $580,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2024 · first_quarter · Financial Institutions/Investments/Securities
Financial regulatory reform Payments technology Reauthorization of and reforms to the National Flood Insurance Program Insurance regulatory and underwriting issues Data security and privacy H.R. 1165, the Data Privacy Act of 2023 VA lending issues H.R. 6225, Expanding Home Loans for Guard and Reservists Act Military financial security S. 1838 and H.R. 3881, Credit Card Competition Act
Client expense: $580,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2024 · first_quarter · Homeland Security
Financial regulatory reform Reauthorization of and reforms to the National Flood Insurance Program Disaster mitigation and community resiliency Cybersecurity Data security and privacy H.R. 1165, the Data Privacy Act of 2023
Client expense: $580,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2024 · fourth_quarter · Financial Institutions/Investments/Securities
H.R. 1165 - Data Privacy Act of 2023 H.R. 2891 - Secure And Fair Enforcement (SAFE) Banking Act of 2023 H.R. 6365 - Stopping Illicit Oil Shipments Act of 2023 H.R. 8070 - Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025 - insurance and cannabis H.R. 8818 - American Privacy Rights Act of 2024 H.R. ___ - Export-Import Bank of the U.S. 2026 reauthorization legislation H.R. ___ - legislation on financial data privacy H.R. ___ - Terrorism Risk Insurance Program 2027 reauthorization legislation S. 1323 - Secure And Fair Enforcement (SAFE) Banking Act of 2023 S. 2860 - Secure And Fair Enforcement Regulation (SAFER) Banking Act S. ___ - American Privacy Rights Act of 2024 Cyber security, cyber insurance, cyber terrorism insurance, data breach, and ransomware legislation Dodd-Frank Act legislation
Client expense: $520,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2024 · third_quarter · Consumer Issues/Safety/Products
H.R. 1165 - Data Privacy Act of 2023:To amend the Gramm-Leach-Bliley Act to modernize the protection of the nonpublic personal information of individuals with whom financial institutions have customer or consumer relationship, and for other purposes. S. 513 - Insure Cybersecurity Act of 2023: To require the Assistant Secretary of Commerce for Communications and Information to establish a working group on cyber insurance, to require dissemination of informative resources for issuers and customers of cyber insurance, and for other purposes. S. 3337 - DATA Privacy Act: To establish national data privacy standards in the United States, and for other purposes.
Client expense: $82,728 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2024 · fourth_quarter · Consumer Issues/Safety/Products
H.R. 1165 - Data Privacy Act of 2023:To amend the Gramm-Leach-Bliley Act to modernize the protection of the nonpublic personal information of individuals with whom financial institutions have customer or consumer relationship, and for other purposes. S. 513 - Insure Cybersecurity Act of 2023: To require the Assistant Secretary of Commerce for Communications and Information to establish a working group on cyber insurance, to require dissemination of informative resources for issuers and customers of cyber insurance, and for other purposes. S. 3337 - DATA Privacy Act: To establish national data privacy standards in the United States, and for other purposes.
Client expense: $10,930 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2024 · fourth_quarter · Banking
Support H.J. Res. 30 & S.J. Res. 8. to Overturn Biden administration DOL rule encouraging fiduciaries to support woke ESG priorities over financial returns. Support H.R. 1165 Data Privacy Act of 2023 to modernize financial data privacy laws. Oppose price controls on credit card late fees. Oppose Federal Reserve rule to tighten price controls on debit card interchange fees.
Client expense: Not reported · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE
2024 · fourth_quarter · Consumer Issues/Safety/Products
General issues related to privacy, data security, publishing, and public records. Specific issues included: draft privacy and data security proposals, including the American Privacy Rights Act (McMorris Rodgers / Cantwell), and the Data Privacy Act of 2023 (McHenry)(H.R. 1165), issues related to fraud control and authentication protections, including in the context of the National Defense Authorization Act and Appropriations process; CFPB proposals and legislative proposals related to FCRA, including issues related to credit headers, fraud control, and law enforcement investigative tools; the Fourth Amendment is Not For Sale Act (HR 4639, S 2576); and draft proposals related to authentication and fraud control involving Medicaid and other federal benefits programs.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE