ms NIA DUGGINS

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Discussions with the House and Senate on artificial intelligence and data privacy. Discussions supporting the Trigger Leads Abatement Act. Communications with the Department of Justice and the Federal Trade Commission on artificial intelligence. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the White House regarding federal technology policy.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act) and the nomination of Travis Hill for the Federal Deposit Insurance Corporation.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5402/S. 1465 Credit Access and Inclusion Act H.R. 10325 To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes. Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Discussions with the House and Senate on artificial intelligence and data privacy. Discussions supporting the Trigger Leads Abatement Act. Communications with the National Institution of Standards and Technology (NIST) on artificial intelligence. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the Office of Science and Technology Policy regarding artificial intelligence.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Discussions with the House and Senate on artificial intelligence and data privacy. Discussions supporting the Trigger Leads Abatement Act. Communications with the Department of Justice and the Federal Trade Commission on artificial intelligence. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the White House regarding federal technology policy.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Artificial Intelligence/Data Privacy and Security H.R. 9925 FRONTIER Act H.R. 8413 SECURE Data Act H.R. 2808 Homebuyers Privacy Protection Act Discussions with the House and Senate on artificial intelligence and data privacy. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the White House regarding federal technology policy. Discussions with the U.S. Copyright Office regarding copyright regulations and enforcement. Discussions with the Department of Homeland Security regarding cybersecurity protections.

Communications with the Federal Housing Finance Agency regarding its strategic plan and housing goals, appraisal modernization, affordability issues, condominium rules, and GSE reform. Communications with Fannie Mae regarding condominium rule changes, UAD 3.6, LLPAs, and capital. Communications with the House and Senate regarding GSE reform proposals, mortgage finance, down payment assistance programs, and housing supply and affordability issues. Appraisal Issues Appraisal Modernization Act Communications with the Senate regarding institutional investor policies. Communications with the Department of Housing and Urban Development and the Federal Housing Administration regarding implementation of the 21st Century ROAD to Housing Act. Discussions with Congress regarding H.R. 4680 the Access to Homeownership Act.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5402/S. 1465 Credit Access and Inclusion Act H.R. 10325 To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes. Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act) and the nomination of Travis Hill for the Federal Deposit Insurance Corporation.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Artificial Intelligence/Data Privacy and Security H.R. 9925 FRONTIER Act H.R. 8413 SECURE Data Act H.R. 2808 Homebuyers Privacy Protection Act Discussions with the House and Senate on artificial intelligence and data privacy. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the White House regarding federal technology policy. Discussions with the U.S. Copyright Office regarding copyright regulations and enforcement. Discussions with the Department of Homeland Security regarding cybersecurity protections.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5402/S. 1465 Credit Access and Inclusion Act H.R. 10325 To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes. Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Artificial Intelligence/Data Privacy and Security H.R. 9925 FRONTIER Act H.R. 8413 SECURE Data Act H.R. 2808 Homebuyers Privacy Protection Act Discussions with the House and Senate on artificial intelligence and data privacy. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the White House regarding federal technology policy. Discussions with the U.S. Copyright Office regarding copyright regulations and enforcement. Discussions with the Department of Homeland Security regarding cybersecurity protections.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act) and the nomination of Travis Hill for the Federal Deposit Insurance Corporation.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5402/S. 1465 Credit Access and Inclusion Act H.R. 10325 To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes. Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5402/S. 1465 Credit Access and Inclusion Act H.R. 10325 To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes. Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act) and the nomination of Travis Hill for the Federal Deposit Insurance Corporation.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Discussions with the House and Senate on artificial intelligence and data privacy. Discussions supporting the Trigger Leads Abatement Act. Communications with the National Institution of Standards and Technology (NIST) on artificial intelligence. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the Office of Science and Technology Policy regarding artificial intelligence.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Artificial Intelligence/Data Privacy and Security H.R. 9925 FRONTIER Act H.R. 8413 SECURE Data Act H.R. 2808 Homebuyers Privacy Protection Act Discussions with the House and Senate on artificial intelligence and data privacy. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the White House regarding federal technology policy. Discussions with the U.S. Copyright Office regarding copyright regulations and enforcement. Discussions with the Department of Homeland Security regarding cybersecurity protections.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Discussions with the House and Senate on artificial intelligence and data privacy. Discussions supporting the Trigger Leads Abatement Act. Communications with the Department of Justice and the Federal Trade Commission on artificial intelligence. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the White House regarding federal technology policy.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act) and the nomination of Travis Hill for the Federal Deposit Insurance Corporation.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5402/S. 1465 Credit Access and Inclusion Act H.R. 10325 To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes. Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Access to Banking for Cannabis Businesses S. 4942/H.R. 9471 SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5402/S. 1465 Credit Access and Inclusion Act H.R. 10325 To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes. Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act). Communications with the Treasury Department regarding Trump Accounts, FINCEN rules/beneficial ownership, institutional investors, the residential real estate rule and anti-money laundering regulations.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Discussions with the House and Senate on artificial intelligence and data privacy. Discussions supporting the Trigger Leads Abatement Act. Communications with the National Institution of Standards and Technology (NIST) on artificial intelligence. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the Office of Science and Technology Policy regarding artificial intelligence.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Discussions with the House and Senate on artificial intelligence and data privacy. Discussions supporting the Trigger Leads Abatement Act. Communications with the National Institution of Standards and Technology (NIST) on artificial intelligence. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Discussions with the House and Senate on artificial intelligence and data privacy. Discussions supporting the Trigger Leads Abatement Act. Communications with the National Institution of Standards and Technology (NIST) on artificial intelligence. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the Office of Science and Technology Policy regarding artificial intelligence.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act Credit Access and Inclusion Act

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act).

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act) and the nomination of Travis Hill for the Federal Deposit Insurance Corporation.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Discussions with the House and Senate on artificial intelligence and data privacy. Discussions supporting the Trigger Leads Abatement Act. Communications with the National Institution of Standards and Technology (NIST) on artificial intelligence. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act) and the nomination of Travis Hill for the Federal Deposit Insurance Corporation.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act).

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act) and the nomination of Travis Hill for the Federal Deposit Insurance Corporation.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act).

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act) and the nomination of Travis Hill for the Federal Deposit Insurance Corporation.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act Credit Access and Inclusion Act

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act).

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Discussions with the House and Senate on artificial intelligence and data privacy. Discussions supporting the Trigger Leads Abatement Act. Communications with the National Institution of Standards and Technology (NIST) on artificial intelligence. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act.

Remote Online Notarization Discussions supporting H.R. 1777, S. 1561 Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. Discussions with the House and Senate on artificial intelligence and data privacy. Discussions supporting the Trigger Leads Abatement Act. Communications with the National Institution of Standards and Technology (NIST) on artificial intelligence. Discussions in support of H.R. 2808 Homebuyers Privacy Protection Act. Communications with the Office of Science and Technology Policy regarding artificial intelligence.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act) and the nomination of Travis Hill for the Federal Deposit Insurance Corporation.

Access to Banking for Cannabis Businesses SAFE/SAFER Banking Act Banking Regulations S.1467/H.R.2808 - Homebuyers Privacy Protection Act H.R. 5404/S. 1465 Credit Access and Inclusion Act Discussions with the House of Representatives and Senate regarding artificial intelligence and data privacy. Communications to the Senate expression support for S. 2651 Renewing Opportunity in the American Dream Act (ROAD to Housing Act).

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives and Department of Housing and Urban Development regarding artificial intelligence.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act H.R. 8818 - American Privacy Rights Act. Communications with the House of Representatives opposing the American Privacy Rights Act. Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives, Department of Housing and Urban Development. and the National Institute of Standards & Technology regarding artificial intelligence.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act H.R. 8818 - American Privacy Rights Act. Communications with the House of Representatives opposing the American Privacy Rights Act. Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives, Senate, Department of Housing and Urban Development. and the National Institute of Standards & Technology regarding artificial intelligence.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act H.R. 8818 - American Privacy Rights Act. Communications with the House of Representatives opposing the American Privacy Rights Act. Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives and Department of Housing and Urban Development regarding artificial intelligence.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives and Department of Housing and Urban Development regarding artificial intelligence.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act H.R. 8818 - American Privacy Rights Act. Communications with the House of Representatives opposing the American Privacy Rights Act. Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives, Department of Housing and Urban Development. and the National Institute of Standards & Technology regarding artificial intelligence.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act H.R. 8818 - American Privacy Rights Act. Communications with the House of Representatives opposing the American Privacy Rights Act. Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives, Senate, Department of Housing and Urban Development. and the National Institute of Standards & Technology regarding artificial intelligence.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act H.R. 8818 - American Privacy Rights Act. Communications with the House of Representatives opposing the American Privacy Rights Act. Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives and Department of Housing and Urban Development regarding artificial intelligence.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing, and reconsideration of value process. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, and credit reports. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, and commission financing. Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS proposed anti-trust lawsuit settlement is in effect.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies. Communications with the House of Representatives and Department of Treasury on foreign ownership.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations and housing finance reform. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act HR3418/S1654 - Credit Access and Inclusion Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies and seller finance commissions. Communications with the House of Representatives on foreign ownership and seller finance commissions. Communications with Department of Treasury on foreign ownership.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies. Communications with the House of Representatives and Department of Treasury on foreign ownership.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Senate Banking Committee regarding housing, credit score reforms and student loan debt reform. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing, and reconsideration of value process. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, and credit reports. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, and commission financing. Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS proposed anti-trust lawsuit settlement is in effect.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations and housing finance reform. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act HR3418/S1654 - Credit Access and Inclusion Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies and seller finance commissions. Communications with the House of Representatives on foreign ownership and seller finance commissions. Communications with Department of Treasury on foreign ownership.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Senate Banking Committee regarding housing, credit score reforms and student loan debt reform. S.3871 - Whole Homes Repairs Act of 2024 S.3502 - Homebuyers Privacy Protection Act Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt. Communications with the Department of Justice on the economic impact of decoupling real estate commissions on first time buyers.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations and housing finance reform. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act HR3418/S1654 - Credit Access and Inclusion Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies and seller finance commissions. Communications with the House of Representatives on foreign ownership and seller finance commissions. Communications with Department of Treasury on foreign ownership.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing, and reconsideration of value process. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations and housing finance reform. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act HR3418/S1654 - Credit Access and Inclusion Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies and seller finance commissions. Communications with the House of Representatives on foreign ownership and seller finance commissions. Communications with Department of Treasury on foreign ownership.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, and credit reports. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, and commission financing. Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS proposed anti-trust lawsuit settlement is in effect.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies. Communications with the House of Representatives and Department of Treasury on foreign ownership.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, and credit reports. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, and commission financing. Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS proposed anti-trust lawsuit settlement is in effect.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing, and reconsideration of value process. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies. Communications with the House of Representatives and Department of Treasury on foreign ownership.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations and housing finance reform. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act HR3418/S1654 - Credit Access and Inclusion Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies and seller finance commissions. Communications with the House of Representatives on foreign ownership and seller finance commissions. Communications with Department of Treasury on foreign ownership.

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House and Senate on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding and the H.R. 4439 Fair and Equal Housing Act. Discussions with the U.S. House of Representatives and the U.S. Senate urging them to pass an appropriations package to ensure continuity of Fair Housing Enforcement Activities. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement and affirmative marketing. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands. Historic Racial Covenants/Mapping Discrimination Communications with the U.S. Senate on the Mapping Housing Discrimination Act. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Department of Housing and Urban Development on housing counseling.

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House and Senate on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding and the H.R. 4439 Fair and Equal Housing Act. Discussions with the U.S. House of Representatives and the U.S. Senate urging them to pass an appropriations package to ensure continuity of Fair Housing Enforcement Activities. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement and affirmative marketing. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands. Historic Racial Covenants/Mapping Discrimination Communications with the U.S. Senate on the Mapping Housing Discrimination Act. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Department of Housing and Urban Development on housing counseling.

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House and Senate on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding and the H.R. 4439 Fair and Equal Housing Act. Discussions with the U.S. House of Representatives and the U.S. Senate urging them to pass an appropriations package to ensure continuity of Fair Housing Enforcement Activities. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement and affirmative marketing. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands. Historic Racial Covenants/Mapping Discrimination Communications with the U.S. Senate on the Mapping Housing Discrimination Act. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Department of Housing and Urban Development on housing counseling.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act H.R. 8818 - American Privacy Rights Act. Communications with the House of Representatives opposing the American Privacy Rights Act. Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives and Department of Housing and Urban Development regarding artificial intelligence.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act H.R. 8818 - American Privacy Rights Act. Communications with the House of Representatives opposing the American Privacy Rights Act. Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives, Department of Housing and Urban Development. and the National Institute of Standards & Technology regarding artificial intelligence.

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act H.R. 8818 - American Privacy Rights Act. Communications with the House of Representatives opposing the American Privacy Rights Act. Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives, Senate, Department of Housing and Urban Development. and the National Institute of Standards & Technology regarding artificial intelligence.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing, and reconsideration of value process. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies. Communications with the House of Representatives and Department of Treasury on foreign ownership.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Senate Banking Committee regarding housing, credit score reforms and student loan debt reform. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, and credit reports. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, and commission financing. Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS proposed anti-trust lawsuit settlement is in effect.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Senate Banking Committee regarding housing, credit score reforms and student loan debt reform. S.3871 - Whole Homes Repairs Act of 2024 S.3502 - Homebuyers Privacy Protection Act Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt. Communications with the Department of Justice on the economic impact of decoupling real estate commissions on first time buyers.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations and housing finance reform. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act HR3418/S1654 - Credit Access and Inclusion Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies and seller finance commissions. Communications with the House of Representatives on foreign ownership and seller finance commissions. Communications with Department of Treasury on foreign ownership.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations and housing finance reform. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act S4944 - Access to Homeownership Act HR3418/S1654 - Credit Access and Inclusion Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing and underwriting, reconsideration of value process, and duty to serve requirements. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process. Communications with the Senate regarding the Access to Homeownership Act (S4944) to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies and seller finance commissions. Communications with the House of Representatives on foreign ownership and seller finance commissions. Communications with Department of Treasury on foreign ownership.

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House and Senate on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding and the H.R. 4439 Fair and Equal Housing Act. Discussions with the U.S. House of Representatives and the U.S. Senate urging them to pass an appropriations package to ensure continuity of Fair Housing Enforcement Activities. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement and affirmative marketing. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands. Historic Racial Covenants/Mapping Discrimination Communications with the U.S. Senate on the Mapping Housing Discrimination Act. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Department of Housing and Urban Development on housing counseling.

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House and Senate on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding. Discussions with the U.S. House of Representatives and the U.S. Senate urging them to pass an appropriations package to ensure continuity of Fair Housing Enforcement Activities. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement and affirmative marketing. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands. Historic Racial Covenants/Mapping Discrimination Communications with the U.S. Senate on the Mapping Housing Discrimination Act. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry.

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House and Senate on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding and the H.R. 4439 Fair and Equal Housing Act. Discussions with the U.S. House of Representatives and the U.S. Senate urging them to pass an appropriations package to ensure continuity of Fair Housing Enforcement Activities. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement and affirmative marketing. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands. Historic Racial Covenants/Mapping Discrimination Communications with the U.S. Senate on the Mapping Housing Discrimination Act. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Department of Housing and Urban Development on housing counseling.

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House and Senate on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding and the H.R. 4439 Fair and Equal Housing Act. Discussions with the U.S. House of Representatives and the U.S. Senate urging them to pass an appropriations package to ensure continuity of Fair Housing Enforcement Activities. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement and affirmative marketing. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands. Historic Racial Covenants/Mapping Discrimination Communications with the U.S. Senate on the Mapping Housing Discrimination Act. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Department of Housing and Urban Development on housing counseling.

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, and credit reports. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, and commission financing. Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS proposed anti-trust lawsuit settlement is in effect.