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Reported covered position: Rep. Jim Gerlach (PA-06), U.S. House - July 2007 - July 2010, Staff Asst, Legislative Asst Rep Charles W. Dent (PA-15), U.S. - August 2012 - February 2015, Sr Legislative Asst & Counsel
How to read the money
Income and expense are whole-filing amounts associated with this lobbyist, not personal compensation or an allocated share.
No topic inference: each bill number appears in source LDA issue text assigned to this lobbyist.
10 Percent Credit Card Interest Rate Cap Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
S. 875, Financial Integrity and Regulation Management (FIRM) Act; provisions related to regulatory capital and liquidity. S.J.Res. 18, A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions"; provisions related to Overdraft Congressional Review Act. H.R. 1944/S. 381, 10 Percent Credit Card Interest Rate Cap Act; provisions related to credit card interest rate cap. Issues related BSA/AML reforms. Issues related to federal banking preemption. Issues related to credit card interchange.
Digital Asset Market Clarity Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
Specific issues are shown only where the LDA source assigned them to this lobbyist. Targets apply to the associated filing.
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2025 · fourth_quarter · Q4
S. 875, FIRM Act; provisions related to regulatory capital and liquidity. S. 3017, STREAMLINE Act; provisions related to AML reforms. Issues related AML reforms. Issues on FDIC deposit insurance. Issues related to credit card interchange. Issues related to federal preemption.
Filing targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2025 · third_quarter · Q3
Source: Senate LDA
S. 875, FIRM Act; provisions related to regulatory capital and liquidity. H.R. 3633, Digital Asset Market Clarity Act of 2025; provisions related to digital assets and stablecoin. H.R. 4763, Financial Innovation and Technology for the 21st Century Act; provisions related to digital assets market structure. Issues related AML reforms. Issues related to overdraft. Issues related to Dodd Frank 1033 rulemaking. Issues related to Reg E. Issues related to credit card interchange. Issues related to Treasury Outbound Investment Rule. Issues related to CFPB 1033 Rule. Issues related to electronic delivery.
S. 875, FIRM Act; provisions related to regulatory capital and liquidity. S. 3017, STREAMLINE Act; provisions related to AML reforms. Issues related AML reforms. Issues on FDIC deposit insurance. Issues related to credit card interchange. Issues related to federal preemption.
10 Percent Credit Card Interest Rate Cap Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
S. 875, Financial Integrity and Regulation Management (FIRM) Act; provisions related to regulatory capital and liquidity. S.J.Res. 18, A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions"; provisions related to Overdraft Congressional Review Act. H.R. 1944/S. 381, 10 Percent Credit Card Interest Rate Cap Act; provisions related to credit card interest rate cap. Issues related BSA/AML reforms. Issues related to federal banking preemption. Issues related to credit card interchange.
S. 875, FIRM Act; provisions related to regulatory capital and liquidity. H.R. 3633, Digital Asset Market Clarity Act of 2025; provisions related to digital assets and stablecoin. H.R. 4763, Financial Innovation and Technology for the 21st Century Act; provisions related to digital assets market structure. Issues related AML reforms. Issues related to overdraft. Issues related to Dodd Frank 1033 rulemaking. Issues related to Reg E. Issues related to credit card interchange. Issues related to Treasury Outbound Investment Rule. Issues related to CFPB 1033 Rule. Issues related to electronic delivery.
S. 875, Financial Integrity and Regulation Management (FIRM) Act; provisions related to regulatory capital and liquidity. S.J.Res. 18, A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions"; provisions related to Overdraft Congressional Review Act. H.R. 1944/S. 381, 10 Percent Credit Card Interest Rate Cap Act; provisions related to credit card interest rate cap. Issues related BSA/AML reforms. Issues related to federal banking preemption. Issues related to credit card interchange.
S. 875, FIRM Act; provisions related to regulatory capital and liquidity. S. 3017, STREAMLINE Act; provisions related to AML reforms. Issues related AML reforms. Issues on FDIC deposit insurance. Issues related to credit card interchange. Issues related to federal preemption.
S. 875, Financial Integrity and Regulation Management (FIRM) Act; Provisions related to supervision. Issues related AML reforms. Issues related to Fair Access Issues related to the Credit Card Competition Act. Issues related to CFPB overdraft rulemaking. Issues related to CFPB credit card late fees rulemaking. Issues related to CFPB 1033 rule. Issues related to Federal Reserve discount window. Issues related to the Electronic Funds Transfer Act.
A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
S. 875, Financial Integrity and Regulation Management (FIRM) Act; provisions related to regulatory capital and liquidity. S.J.Res. 18, A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions"; provisions related to Overdraft Congressional Review Act. H.R. 1944/S. 381, 10 Percent Credit Card Interest Rate Cap Act; provisions related to credit card interest rate cap. Issues related BSA/AML reforms. Issues related to federal banking preemption. Issues related to credit card interchange.
Financial Innovation and Technology for the 21st Century Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
S. 875, FIRM Act; provisions related to regulatory capital and liquidity. H.R. 3633, Digital Asset Market Clarity Act of 2025; provisions related to digital assets and stablecoin. H.R. 4763, Financial Innovation and Technology for the 21st Century Act; provisions related to digital assets market structure. Issues related AML reforms. Issues related to overdraft. Issues related to Dodd Frank 1033 rulemaking. Issues related to Reg E. Issues related to credit card interchange. Issues related to Treasury Outbound Investment Rule. Issues related to CFPB 1033 Rule. Issues related to electronic delivery.
Improving Disclosure for Investors Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to regulatory capital and liquidity. General issues related to Basel III regulations. General issues on AML/BSA policies. General issues on National Bank Act preemption. General issues related to CFPB 1033 proposal. General issues related to data privacy legislation. HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions. HR 1807, Improving Disclosure for Investors Act of 2023; provisions related to National Banking Charter. S 2669, Digital Asset Anti-Money Laundering Act of 2023; provisions related to AML rules for digital assets. Regulation II (Debit Card Interchange Fees and Routing); provisions related to interchange rate formula.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to regulatory capital and liquidity. General issues related to credit card late fee NPRM. General issues related to Basel III regulations. S 3541, Fair Audits and Inspections for Regulators' Exams Act; all provisions. HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to regulatory capital and liquidity. General issues related to Basel III regulations. General issues on AML/BSA policies. General issues on National Bank Act preemption. General issues related to CFPB 1033 proposal. General issues related to data privacy legislation. HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions. HR 1807, Improving Disclosure for Investors Act of 2023; provisions related to National Banking Charter. S 2669, Digital Asset Anti-Money Laundering Act of 2023; provisions related to AML rules for digital assets. Regulation II (Debit Card Interchange Fees and Routing); provisions related to interchange rate formula.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to regulatory capital and liquidity. General issues related to the Electronic Funds Transfer Act and Zelle. General issues related to Overdraft Rulemaking. General issues related to credit card late fee NPRM. General issues related to National Bank Act preemption. General issues related to Basel III NPRM. General issues related to CFPB 1033 open banking rule. General issues related to FDIC brokered deposits proposal. General issues related to AML regulation. HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to regulatory capital and liquidity. General issues related to credit card late fee NPRM. General issues related to National Bank Act preemption. General issues related to Basel III NPRM. General issues related to FDIC Brokered Deposits proposal HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions. S 4943, Protecting Consumers From Payment Scams Act; all provisions.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to regulatory capital and liquidity. General issues related to Basel III regulations. General issues on AML/BSA policies. General issues on National Bank Act preemption. General issues related to CFPB 1033 proposal. General issues related to data privacy legislation. HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions. HR 1807, Improving Disclosure for Investors Act of 2023; provisions related to National Banking Charter. S 2669, Digital Asset Anti-Money Laundering Act of 2023; provisions related to AML rules for digital assets. Regulation II (Debit Card Interchange Fees and Routing); provisions related to interchange rate formula.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to regulatory capital and liquidity. General issues related to credit card late fee NPRM. General issues related to National Bank Act preemption. General issues related to Basel III NPRM. General issues related to FDIC Brokered Deposits proposal HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions. S 4943, Protecting Consumers From Payment Scams Act; all provisions.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to regulatory capital and liquidity. General issues related to credit card late fee NPRM. General issues related to Basel III regulations. S 3541, Fair Audits and Inspections for Regulators' Exams Act; all provisions. HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to regulatory capital and liquidity. General issues related to the Electronic Funds Transfer Act and Zelle. General issues related to Overdraft Rulemaking. General issues related to credit card late fee NPRM. General issues related to National Bank Act preemption. General issues related to Basel III NPRM. General issues related to CFPB 1033 open banking rule. General issues related to FDIC brokered deposits proposal. General issues related to AML regulation. HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions.
Digital Asset Anti-Money Laundering Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to regulatory capital and liquidity. General issues related to Basel III regulations. General issues on AML/BSA policies. General issues on National Bank Act preemption. General issues related to CFPB 1033 proposal. General issues related to data privacy legislation. HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions. HR 1807, Improving Disclosure for Investors Act of 2023; provisions related to National Banking Charter. S 2669, Digital Asset Anti-Money Laundering Act of 2023; provisions related to AML rules for digital assets. Regulation II (Debit Card Interchange Fees and Routing); provisions related to interchange rate formula.
Fair Audits and Inspections for Regulators’ Exams Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to regulatory capital and liquidity. General issues related to credit card late fee NPRM. General issues related to Basel III regulations. S 3541, Fair Audits and Inspections for Regulators' Exams Act; all provisions. HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions.
Protecting Consumers From Payment Scams Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to regulatory capital and liquidity. General issues related to credit card late fee NPRM. General issues related to National Bank Act preemption. General issues related to Basel III NPRM. General issues related to FDIC Brokered Deposits proposal HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions. S 4943, Protecting Consumers From Payment Scams Act; all provisions.
Data Privacy Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to Basel 3 implementation and capital standards; General issues related to credit card late fees; HR 1165, Data Privacy Act of 2023, issues related to Gramm Leach Bliley Act modernization; General issues related to digital payments and FedNow; S 5300, Financial Regulators Transparency Act, and S 1160, issues related to financial regulator transparency.
Improving Disclosure for Investors Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to stablecoins and digital assets; HR 1807, Improving Disclosure for Investors Act of 2023, issues related to delivery of investor disclosures; HR 835, Fair Investment Opportunities for Professional Experts Act, issues related to the definition of accredited investors; General issues related to the definition of qualified purchasers; General issues related to SEC regulatory proposals on market structure; and general issues related to MIFID II.
Increasing Financial Regulatory Accountability and Transparency Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
HR 3881, S 1838, Credit Card Competition Act of 2023, issues related to interchange; HR 3556, S 5300, Increase Financial Regulatory Accountability and Transparency Act, issues related to banking institution information; S. 2190, RECOUP Act of 2023, issues related to banking regulation; General issues related to FedNow; General issues related to regulatory capital and Basel III; General issues related to FDIC assessments; and General issues related to credit card late fees.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to Basel III notice of proposed rulemaking and regulatory capital. General issues related to credit card late fee notice of proposed rulemaking. HR 3881/S 1838, Credit Card Competition Act of 2023; provisions related to interchange. S 2760, Capping Credit Card Interest Rates Act; provisions related to interest rates.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to Basel III NPRM; HR 3881, S 1838, Credit Card Competition Act, issues related to credit card interchange; S 2760, Capping Credit Card Interest Rates Act, issues related to interest rate caps; S 2860, SAFER Banking Act, issues related to provision of financial services; General issues related to CFPB credit card late fees NPRM and other banking fees.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
HR 3881, S 1838, Credit Card Competition Act of 2023, issues related to interchange; HR 3556, S 5300, Increase Financial Regulatory Accountability and Transparency Act, issues related to banking institution information; S. 2190, RECOUP Act of 2023, issues related to banking regulation; General issues related to FedNow; General issues related to regulatory capital and Basel III; General issues related to FDIC assessments; and General issues related to credit card late fees.
Financial Innovation and Technology for the 21st Century Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to SEC regulatory proposals related to market structure. HR 4766, Clarity for Payment Stablecoins Act of 2023; provisions related to digital assets and stablecoins. HR 4763, Financial Innovation and Technology for the 21st Century Act; provisions related to digital assets and stablecoins. S 2669, Digital Asset Anti-Money Laundering Act of 2023; issues related to illicit finance.
Clarity for Payment Stablecoins Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to SEC regulatory proposals related to market structure. HR 4766, Clarity for Payment Stablecoins Act of 2023; provisions related to digital assets and stablecoins. HR 4763, Financial Innovation and Technology for the 21st Century Act; provisions related to digital assets and stablecoins. S 2669, Digital Asset Anti-Money Laundering Act of 2023; issues related to illicit finance.
Fair Investment Opportunities for Professional Experts Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to stablecoins and digital assets; HR 1807, Improving Disclosure for Investors Act of 2023, issues related to delivery of investor disclosures; HR 835, Fair Investment Opportunities for Professional Experts Act, issues related to the definition of accredited investors; General issues related to the definition of qualified purchasers; General issues related to SEC regulatory proposals on market structure; and general issues related to MIFID II.
Fair Investment Opportunities for Professional Experts Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to stablecoins and digital assets; S 4760, Digital Commodities Consumer Protection Act of 2022, and S. 4356, Responsible Financial Innovation Act, issues related to digital assets; HR 835, Fair Investment Opportunities for Professional Experts Act, issues related to the definition of accredited investor; general issues related to credit card interchange.
Financial Regulators Transparency Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to Basel 3 implementation and capital standards; General issues related to credit card late fees; HR 1165, Data Privacy Act of 2023, issues related to Gramm Leach Bliley Act modernization; General issues related to digital payments and FedNow; S 5300, Financial Regulators Transparency Act, and S 1160, issues related to financial regulator transparency.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to Basel III NPRM; HR 3881, S 1838, Credit Card Competition Act, issues related to credit card interchange; S 2760, Capping Credit Card Interest Rates Act, issues related to interest rate caps; S 2860, SAFER Banking Act, issues related to provision of financial services; General issues related to CFPB credit card late fees NPRM and other banking fees.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to Basel III notice of proposed rulemaking and regulatory capital. General issues related to credit card late fee notice of proposed rulemaking. HR 3881/S 1838, Credit Card Competition Act of 2023; provisions related to interchange. S 2760, Capping Credit Card Interest Rates Act; provisions related to interest rates.
Credit Card Competition Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
HR 3881, S 1838, Credit Card Competition Act of 2023, issues related to interchange; HR 3556, S 5300, Increase Financial Regulatory Accountability and Transparency Act, issues related to banking institution information; S. 2190, RECOUP Act of 2023, issues related to banking regulation; General issues related to FedNow; General issues related to regulatory capital and Basel III; General issues related to FDIC assessments; and General issues related to credit card late fees.
HR 3881, S 1838, Credit Card Competition Act of 2023, issues related to interchange; HR 3556, S 5300, Increase Financial Regulatory Accountability and Transparency Act, issues related to banking institution information; S. 2190, RECOUP Act of 2023, issues related to banking regulation; General issues related to FedNow; General issues related to regulatory capital and Basel III; General issues related to FDIC assessments; and General issues related to credit card late fees.
Digital Asset Anti-Money Laundering Act of 2023
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to SEC regulatory proposals related to market structure. HR 4766, Clarity for Payment Stablecoins Act of 2023; provisions related to digital assets and stablecoins. HR 4763, Financial Innovation and Technology for the 21st Century Act; provisions related to digital assets and stablecoins. S 2669, Digital Asset Anti-Money Laundering Act of 2023; issues related to illicit finance.
Capping Credit Card Interest Rates Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to Basel III notice of proposed rulemaking and regulatory capital. General issues related to credit card late fee notice of proposed rulemaking. HR 3881/S 1838, Credit Card Competition Act of 2023; provisions related to interchange. S 2760, Capping Credit Card Interest Rates Act; provisions related to interest rates.
Capping Credit Card Interest Rates Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to Basel III NPRM; HR 3881, S 1838, Credit Card Competition Act, issues related to credit card interchange; S 2760, Capping Credit Card Interest Rates Act, issues related to interest rate caps; S 2860, SAFER Banking Act, issues related to provision of financial services; General issues related to CFPB credit card late fees NPRM and other banking fees.
General issues related to Basel III NPRM; HR 3881, S 1838, Credit Card Competition Act, issues related to credit card interchange; S 2760, Capping Credit Card Interest Rates Act, issues related to interest rate caps; S 2860, SAFER Banking Act, issues related to provision of financial services; General issues related to CFPB credit card late fees NPRM and other banking fees.
Contaminated Wells Relocation Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
HR 3881, S 1838, Credit Card Competition Act of 2023, issues related to interchange; HR 3556, S 5300, Increase Financial Regulatory Accountability and Transparency Act, issues related to banking institution information; S. 2190, RECOUP Act of 2023, issues related to banking regulation; General issues related to FedNow; General issues related to regulatory capital and Basel III; General issues related to FDIC assessments; and General issues related to credit card late fees.
Lummis-Gillibrand Responsible Financial Innovation Act
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to stablecoins and digital assets; S 4760, Digital Commodities Consumer Protection Act of 2022, and S. 4356, Responsible Financial Innovation Act, issues related to digital assets; HR 835, Fair Investment Opportunities for Professional Experts Act, issues related to the definition of accredited investor; general issues related to credit card interchange.
Digital Commodities Consumer Protection Act of 2022
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to stablecoins and digital assets; S 4760, Digital Commodities Consumer Protection Act of 2022, and S. 4356, Responsible Financial Innovation Act, issues related to digital assets; HR 835, Fair Investment Opportunities for Professional Experts Act, issues related to the definition of accredited investor; general issues related to credit card interchange.
Financial Regulators Transparency Act of 2022
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
General issues related to Basel 3 implementation and capital standards; General issues related to credit card late fees; HR 1165, Data Privacy Act of 2023, issues related to Gramm Leach Bliley Act modernization; General issues related to digital payments and FedNow; S 5300, Financial Regulators Transparency Act, and S 1160, issues related to financial regulator transparency.
Overdraft Protection Act of 2021
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
HR 4277, Overdraft Protection Act of 2021, issues related to overdraft protection and U.S. consumer products; S 4674, HR 8874, Credit Card Competition Act of 2022, issues related to credit card routing mandates and credit card competition; General issues related to regulatory capital and liquidity issues; General issues related to International Organization for Standardization (ISO) Merchant Category codes; General issues related to Regulation E and consumer products and payments.
Credit Card Competition Act of 2022
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
HR 4277, Overdraft Protection Act of 2021, issues related to overdraft protection and U.S. consumer products; S 4674, HR 8874, Credit Card Competition Act of 2022, issues related to credit card routing mandates and credit card competition; General issues related to regulatory capital and liquidity issues; General issues related to International Organization for Standardization (ISO) Merchant Category codes; General issues related to Regulation E and consumer products and payments.
Credit Card Competition Act of 2022
Client: BANK OF AMERICA CORPORATION · Firm: BANK OF AMERICA CORPORATION
HR 4277, Overdraft Protection Act of 2021, issues related to overdraft protection and U.S. consumer products; S 4674, HR 8874, Credit Card Competition Act of 2022, issues related to credit card routing mandates and credit card competition; General issues related to regulatory capital and liquidity issues; General issues related to International Organization for Standardization (ISO) Merchant Category codes; General issues related to Regulation E and consumer products and payments.
S. 875, FIRM Act; provisions related to regulatory capital and liquidity. H.R. 3633, Digital Asset Market Clarity Act of 2025; provisions related to digital assets and stablecoin. H.R. 4763, Financial Innovation and Technology for the 21st Century Act; provisions related to digital assets market structure. Issues related AML reforms. Issues related to overdraft. Issues related to Dodd Frank 1033 rulemaking. Issues related to Reg E. Issues related to credit card interchange. Issues related to Treasury Outbound Investment Rule. Issues related to CFPB 1033 Rule. Issues related to electronic delivery.
Filing targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2025 · second_quarter · Q2
S. 875, Financial Integrity and Regulation Management (FIRM) Act; provisions related to regulatory capital and liquidity. S.J.Res. 18, A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions"; provisions related to Overdraft Congressional Review Act. H.R. 1944/S. 381, 10 Percent Credit Card Interest Rate Cap Act; provisions related to credit card interest rate cap. Issues related BSA/AML reforms. Issues related to federal banking preemption. Issues related to credit card interchange.
Filing targets: HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2025 · first_quarter · Q1
S. 875, Financial Integrity and Regulation Management (FIRM) Act; Provisions related to supervision. Issues related AML reforms. Issues related to Fair Access Issues related to the Credit Card Competition Act. Issues related to CFPB overdraft rulemaking. Issues related to CFPB credit card late fees rulemaking. Issues related to CFPB 1033 rule. Issues related to Federal Reserve discount window. Issues related to the Electronic Funds Transfer Act.
Filing targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2024 · fourth_quarter · Q4
General issues related to regulatory capital and liquidity. General issues related to the Electronic Funds Transfer Act and Zelle. General issues related to Overdraft Rulemaking. General issues related to credit card late fee NPRM. General issues related to National Bank Act preemption. General issues related to Basel III NPRM. General issues related to CFPB 1033 open banking rule. General issues related to FDIC brokered deposits proposal. General issues related to AML regulation. HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions.
Filing targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2024 · third_quarter · Q3
General issues related to regulatory capital and liquidity. General issues related to credit card late fee NPRM. General issues related to National Bank Act preemption. General issues related to Basel III NPRM. General issues related to FDIC Brokered Deposits proposal HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions. S 4943, Protecting Consumers From Payment Scams Act; all provisions.
Filing targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2024 · second_quarter · Q2
General issues related to regulatory capital and liquidity. General issues related to Basel III regulations. General issues on AML/BSA policies. General issues on National Bank Act preemption. General issues related to CFPB 1033 proposal. General issues related to data privacy legislation. HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions. HR 1807, Improving Disclosure for Investors Act of 2023; provisions related to National Banking Charter. S 2669, Digital Asset Anti-Money Laundering Act of 2023; provisions related to AML rules for digital assets. Regulation II (Debit Card Interchange Fees and Routing); provisions related to interchange rate formula.
Filing targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2024 · first_quarter · Q1
General issues related to regulatory capital and liquidity. General issues related to credit card late fee NPRM. General issues related to Basel III regulations. S 3541, Fair Audits and Inspections for Regulators' Exams Act; all provisions. HR 3881/S 1838, Credit Card Competition Act of 2023; all provisions.
Filing targets: HOUSE OF REPRESENTATIVES, SENATE
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2023 · fourth_quarter · Q4
General issues related to SEC regulatory proposals related to market structure. HR 4766, Clarity for Payment Stablecoins Act of 2023; provisions related to digital assets and stablecoins. HR 4763, Financial Innovation and Technology for the 21st Century Act; provisions related to digital assets and stablecoins. S 2669, Digital Asset Anti-Money Laundering Act of 2023; issues related to illicit finance.
General issues related to Basel III notice of proposed rulemaking and regulatory capital. General issues related to credit card late fee notice of proposed rulemaking. HR 3881/S 1838, Credit Card Competition Act of 2023; provisions related to interchange. S 2760, Capping Credit Card Interest Rates Act; provisions related to interest rates.
Filing targets: HOUSE OF REPRESENTATIVES, SENATE
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2023 · third_quarter · Q3
General issues related to Basel III NPRM; HR 3881, S 1838, Credit Card Competition Act, issues related to credit card interchange; S 2760, Capping Credit Card Interest Rates Act, issues related to interest rate caps; S 2860, SAFER Banking Act, issues related to provision of financial services; General issues related to CFPB credit card late fees NPRM and other banking fees.
Filing targets: HOUSE OF REPRESENTATIVES, SENATE
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2023 · second_quarter · Q2
General issues related to stablecoins and digital assets; HR 1807, Improving Disclosure for Investors Act of 2023, issues related to delivery of investor disclosures; HR 835, Fair Investment Opportunities for Professional Experts Act, issues related to the definition of accredited investors; General issues related to the definition of qualified purchasers; General issues related to SEC regulatory proposals on market structure; and general issues related to MIFID II.
HR 3881, S 1838, Credit Card Competition Act of 2023, issues related to interchange; HR 3556, S 5300, Increase Financial Regulatory Accountability and Transparency Act, issues related to banking institution information; S. 2190, RECOUP Act of 2023, issues related to banking regulation; General issues related to FedNow; General issues related to regulatory capital and Basel III; General issues related to FDIC assessments; and General issues related to credit card late fees.
Filing targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2023 · first_quarter · Q1
General issues related to stablecoins and digital assets; S 4760, Digital Commodities Consumer Protection Act of 2022, and S. 4356, Responsible Financial Innovation Act, issues related to digital assets; HR 835, Fair Investment Opportunities for Professional Experts Act, issues related to the definition of accredited investor; general issues related to credit card interchange.
General issues related to Basel 3 implementation and capital standards; General issues related to credit card late fees; HR 1165, Data Privacy Act of 2023, issues related to Gramm Leach Bliley Act modernization; General issues related to digital payments and FedNow; S 5300, Financial Regulators Transparency Act, and S 1160, issues related to financial regulator transparency.
Filing targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
BANK OF AMERICA CORPORATION via BANK OF AMERICA CORPORATION
2022 · fourth_quarter · Q4
HR 4277, Overdraft Protection Act of 2021, issues related to overdraft protection and U.S. consumer products; S 4674, HR 8874, Credit Card Competition Act of 2022, issues related to credit card routing mandates and credit card competition; General issues related to regulatory capital and liquidity issues; General issues related to International Organization for Standardization (ISO) Merchant Category codes; General issues related to Regulation E and consumer products and payments.
Filing targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of