Flood Insurance Reform Priorities Act of 2010

Please see addendum. H.R. 1456, Consumer Overdraft Protection Practices Act, all provisions H.R. 1479, Community Reinvestment Modernization Act, all provisions H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act of 2007, all provisions Issues related to Interchange Fees Issues related to corporate credit unions Issues related to premium assessments by the National Credit Union Share Insurance Fund H.R. 2382, the Credit Card Interchange Fees Act, all provisions Issues related to Fannie Mae and Freddie Mac Issues related to proposed rules on home-equity lines of credit Issues related to the implementation of section 106 of the Credit Card Accountability, Responsibility and Disclosure Act (CARD Act) H.R. 2695, the Credit Card Fair Fee Act, all provisions S. 1212, the Credit Card Fair Fee Act, all provisions H.R. 3126, the Consumer Financial Protection Agency Act, all provisions H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act, section 4, related to enhanced compensation structure reporting to reduce perverse incentives." H.R. 3380, the Promoting Lending to America's Small Business Act, all provisions S. 1799, Fairness and Accountability in Reviewing Overdraft Coverage Act, all provisions H.R. 3904, Overdraft Protection Act of 2009, all provisions S. 2919, Small Business Lending Enhancement Act of 2009, all provisions H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act and its Senate Companion, S. 3217, the Reforming American Financial Stability Act, and Senate and Conference amendments thereto related to the following provisions: [Section numbers refer to the Conference Report on H.R. 4173, as filed in the House of Representatives on June 29, 2010] Title I, Subtitle A, Section 111. Financial Stability Oversight Council established, provision designating the Chairman of the National Credit Union Administration as a member of the Council. Title I, Subtitle B, Section 165. Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies, provision exempting the Federal Home Loan Banks. Title III, Subtitle C, Section 335. Permanent increase in deposit and share insurance, provision making permanent the $250,000 limit on insurance coverage of share insured by the National Credit Union Share Insurance Fund. Title III, Subtitle D, Section 343. Insurance of transaction accounts, provision providing parallel insurance coverage for credit union business share accounts with bank business transaction accounts. Title IX, Subtitle D, Section 941. Regulation of credit risk retention, all provisions. Title IX, Subtitle E, Section 956. Enhanced compensation structure reporting, all provisions. Title X, Subtitle B, Section 1021. Purpose, objectives and functions, provisions related to the identification of outdated, unnecessary, and unduly burdensome regulations in order to reduce regulatory burden. Title X, Subtitle B, Section 1022. Rulemaking Authority, provisions related to the standards of rulemaking and consideration given to the impact of Bureau rules on institutions identified in Section 1026 and to the impact of the Bureau rules on rural areas. Title X, Subtitle B, Section 1025. Supervision of very large banks, savings associations, and credit unions, all provisions. Title X, Subtitle B, Section 1026. Other banks, savings associations, and credit unions, all provision. Title X, Subtitle B, Section 1029. Exclusion for auto dealers, all provisions. Title X, Subtitle G, Section 1073. Remittance transfers, all provisions. Title X, Subtitle G, Section 1075. Reasonable fees and rules for payment card transactions, all provisions. Title XII. Improving Access to Mainstream Financial Institutions, all provisions. As well as the following provisions which were not included in the conference report: Title X, Subtitle G, Section 1071. Collection of Deposit Account Data. (as numbered in S. 3217, as introduced). Title XVI. Financial Crisis Assessment and Fund. All Provision. (as number in H.R. 4317, as approved by the Conference Committee on June 25, 2010). Senate Amendment 3812 to S. 3217, related to limits on ATM fees. H.R. 4376, the Freedom from Discrimination in Credit Act, all provisions S. 2824, the Safe Affordable Loan Act, all provisions H.R. 4694, the Safe Affordable Small Dollar Loan Act, all provisions Issues related to the Troubled Asset Relief Program Issues related to the fiduciary duties at credit unions H.R. 4872, the Reconciliation Act of 2010, Division III, provisions related to the Federal Family Education Loan Program H.R. 4851, the Continuing Extension Act, Section 7, related to the National Flood Insurance Program H.R. 4936, the Faster Access and Shorter Transaction Time for Checks Act, all provisions H.R. 5569, a bill to extend the National Flood Insurance Program until September 30, 2010, all provisions H.R. 1257, a resolution recognizing Financial Literacy Month. H.R. 5297, the Small Business Lending Fund Act, all provisions Senate Amendment 4443 to H.R. 5297, increasing the credit union member business lending cap, all provisions H.R. 5302, the State Small Business Credit Initiative Act, all provisions H.R. 5114, the Flood Insurance Reform Priorities Act of 2010, all provisions H.R. 2221, the Data Accountability and Trust Act of 2010, all provisions

Client expense: $790,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of the Vice President of the United States, SENATE, Small Business Administration (SBA), Treasury, Dept of

H.R. 1880: The National Insurance Consumer Protection Act. Issues related to supporting an Optional Federal Charter for Insurers. H.R. 5629/S. 3305: Monitoring issues related to oil spill liability. H.R. 4213 /S3814: Monitoring issues related to the extension of Nat'l Flood Ins. Prog. as well as Multi-peril ins incl in H.R. 1264. H.R. 5114 " " " " reform of the NFIP HR2554 Issues related to supporting the National Association of Registered Agents and Brokers Reform Act HR4173 Issues related to possible efforts to make changes in The Wall Street Reform & Consumer Protection Act Issues related to the implementation fo the provisions in HR4173 to modernize the regulation of surplus lines insurance. Monitored other insurance related provisions included in the overall reform proposal. Monitored issues related to health insurance reform specifically retaining a private sector role for insurance brokers in health care reform and employee benefits, including the implementation of the recently enacted health care reform legislation and possible legislative changes to that legislation..

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 5114, Flood Insurance Reform and Priorities Act of 2010. H.R. 1264, the "Multiple Peril Insurance Act of 2009" sponsored by Congressman Gene Taylor. H.R 2555, the "Homeowners Insurance Defense Act of 2009" NAT CAT. H.R. 1424, Emergency Economic Stabilization Act of 2008. H.R. 3126: Consumer Financial Protection Agency Act of 2009. A bill in the US Congress to establish the Consumer Financial Protection Agency, and for other purposes. H.R. 4173 To provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes. Working on its companion bill in the Senate.

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Implementation of Pub. Law No. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, specifically, provisions on systemic risk, resolution authority, and insurance oversight (Federal Insurance Office). H.R. 4802, Risk Retention Act of 2010, legislation to modernize the Liability Risk Retention Act of 1986, provisions to expand commercial property coverage. H.R. 2555, Homeowners Defense Act of 2009 (and related efforts to create a federal reinsurance fund). H.R. 5114, Flood Insurance Reform Priorities Act of 2009.

Client expense: $1,180,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office

HR 2695, S 3217 - discuss legislation to regulate the market for payment card transaction fees; HR 4953 - discuss home mortgage loan modifications, foreclosures, and servicing; S 4041 - discuss proposals to amend regulation of prepaid cards; HR 5114, S 3994 - discuss proposals for reform of federal flood insurance programs.

Client expense: $1,640,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 1524 - Public Safety Enhancement Act of 2009 H.R. 1525 - To Amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates H.R. 3139 - National Flood Insurance Program Extension Act of 2009 H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009 (National Flood Insurance Program reauthorization) S. 3203 - A bill to extend the National Flood Insurance Program through May 31, 2010. S. 3153 - A bill to provide a fully offset temporary extension of certain programs so as not to increase the deficit, and for other purposes. (National Flood Insurance reauthorization) H.R. 4851 - To provide a temporary extension of certain programs, and for other purposes. (National Flood Insurance reauthorization) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 H.R. 5559 Flood Insurance Fairness Act of 2010

Client expense: $26,676 · Firm income: Not reported

Government targets: Council on Environmental Quality (CEQ), Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, Transportation, Dept of (DOT), U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

H.R. 74 - Financial Oversight Commission S. 505 - Homeowner's Defense Act of 2009 H.R. 1880 - National Insurance Consumer Protection Act H.R. 83 - Homeowner's Insurance Protection Act of 2009 H.R. 3962 - Affordable Health Care for Americans Act of 2009 H.R. 3200 - America's Affordable Health Choices Act of 2009 H.R. 1583 - Insurance Industry Competition Act of 2009 - to further competition in the insurance industry (repeals McCarran Ferguson). H.R. 1754 - To create a systemic risk monitor for the financial system of the United States, to oversee financial reglatory activities of the Federal Government, and for other purposes. H.R. 1880 - National Insurance Consumer Protection Act - to establish a system of regulation and supervision for insurers, insurance agencies and insurance producers. H.R. 2554 - National Association of Registered Agents and Brokers Reform Act of 2009 (NARAB II) H.R. 2571 / S. 1363 - Nonadmitted and Reinsurance Reform Act of 2009 H.R. 2609 - Insurance Information Act of 2009 - to establish an Office of Insurance Information in the Department of the Treasury. S. 886 - Catastrophe Obligation Guarantee Act H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 2592 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act, to enhance existing programs providing mitigation assistance by encouraging states to adopt and actively enforce State building codes. H.R. 2555 - Homeowner's Defense Act of 2009 H.R. 706 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act, to direct the Administrator of FEMA to continue to administer the National Urban Search and Rescue Response System. H.R. 998 - To amend the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. H.R. 1239 - To establish a homeowner mitigation loan program with teh Federam Emergency management Agency to promote pre-disaster property mitigation measures. H.R. 1746 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to reauthorize the pre-disaster mitiation program of the Federal Emergency Management Agency. H.R. 3596 / S. 1681 - Health Insurance Antitrust Enforcement Act of 2009 H.R. 3126 - Consumer Financial Protection Act H.R. 5114 - Flood Insurance Reform and Priorities Act of 2010 H.R. 5569 - National Flood Insurance Program H.R. 3590 - The Patient Protection and Affordable Health Care Act H.R. 4173 / S. 3217 - Dodd/Frank Act H.R. 5255 / S. 3347 - National Flood Insurance Program

Client expense: $1,202,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Please see addendum. H.R. 1479, Community Reinvestment Modernization Act, all provisions Issues related to Interchange Fees Issues related to corporate credit unions Issues related to premium assessments by the National Credit Union Share Insurance Fund H.R. 2382, the Credit Card Interchange Fees Act, all provisions Issues related to Fannie Mae and Freddie Mac Issues related to proposed rules on home-equity lines of credit Issues related to the implementation of section 106 of the Credit Card Accountability, Responsibility and Disclosure Act (CARD Act) H.R. 2695, the Credit Card Fair Fee Act, all provisions S. 1212, the Credit Card Fair Fee Act, all provisions H.R. 3380, the Promoting Lending to America's Small Business Act, all provisions S. 2919, Small Business Lending Enhancement Act of 2009, all provisions H.R. 4376, the Freedom from Discrimination in Credit Act, all provisions H.R. 4851, the Continuing Extension Act, Section 7, related to the National Flood Insurance Program H.R. 4936, the Faster Access and Shorter Transaction Time for Checks Act, all provisions H.R. 5569, a bill to extend the National Flood Insurance Program until September 30, 2010, all provisions H.R. 5297, the Small Business Lending Fund Act, all provisions Senate Amendment 4443, Senate Amendment 4534, Senate Amendment 4609 to H.R. 5297, increasing the credit union member business lending cap, all provisions H.R. 5302, the State Small Business Credit Initiative Act, all provisions H.R. 5114, the Flood Insurance Reform Priorities Act of 2010, all provisions H.R. 2221, the Data Accountability and Trust Act of 2010, all provisions S. 3677, Financial Services and General Government Appropriation Act for FY 2011, provisions related to the interchange rule charged to federal agencies. Collins Amendment to S. 3677, related to Interchange H.R. 5816, the Commercial Real Estate Stabilization Act, all provisions H.R. 4790, the Shareholder Protection Act, all provisions Issues related to the fidiciary duties at credit unions Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to NCUA's Corporate Stabilization Plan Issues related to the Community Depository Institution Advisory Council Issues related to the implementation of the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act (PL 111-517) S. 4036, a bill to clarify the National Credit Union Administration authority to make stabilization fund expenditures without borrowing from the Treasury, all provisions. H.R. 6398, to require the Federal Deposit Insurance Corporation to fully insure interest on Lawyer Trust Accounts, all provisions. Issues related to the National Credit Union Share Insurance Fund Coverage of Interest on Lawyer Trust Accounts Issues related to the establishment of the Consumer Financial Protection Bureau

Client expense: $1,064,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of the Vice President of the United States, SENATE, Small Business Administration (SBA), Treasury, Dept of

H.R. 2554 - National Association of Registered Agents and Brokers (NARAB) Reform; entire bill H.R. 2555 - Homeowners Defense Act; entire bill H.R. 3059 - Access to Repair Parts Act; entire bill H.R. 5114 - Flood Insurance Reform Priorities Act of 2010; entire bill H.R. 5255 Stable Flood Insurance Authorization Act of 2010; entire bill S. 1368 Access to Repair Parts Act; entire bill

Client expense: $270,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HOUSE H.R. 1191-Safe Drug Disposal Act of 2009-(All Sections) H.R. 1310-Clean Water Protection Act-(All Sections) H.R. 2766-Fracturing Responsibility and Awareness of Chemicals Act of 2009-(All Sections) HOUSE (Continued) H.R. 3081-Continuing Appropriations Act, 2011-(Potential provision to delay setting water quality standards for nutrients in Florida) H.R. 3852-Chesepeake Clean Water and Ecosystem Restoration Act of 2009-(All Sections) H.R. 4132-Clean Renewable Water Supply Act of 2009-(All Sections) H.R. 4715-Clean Estuaries Act of 2010-(All Sections) H.R. 5088-America's Commitment to Clean Water Act-(All Sections) H.R. 5114-Flood Insurance Reform and Priorities Act-(All Sections) H.R. 5967-Clean Ports Act-(Clean Ports) SENATE S. 0696-Appalachia Restoration Act-(All Sections) S. 1371-Clean Renewable Water Supply Bond Act of 2009-(All Sections) S. 2835-International Climate Change Investment Act of 2009-(Climate Change) S. 2995-Clear Air Act Amendments of 2010-(Prevent bill from being weakened) S. 3561-Green Infrastructure for Clean Water Act of 2010-(All Sections) S. 3735-[No Title] A bill to amend the Federal Insecticide, Fungicide, and Rodenticide Act to improve the use of certain registered pesticides.-(All Sections) S. 3861-[No Title] Strengthening Protections for Children and Communities From Disease Clusters Act-(All Sections) NOT YET INTRODUCED (NYI) Clean Water Restoration Act (both House and Senate)-(All Sections) Senate Oil Spill Response Bill-(Similar to House bill, but includes a commission to plan Gulf Coast Restoration) FY2010 Supplemental Appropriations Bill-(All Sections)

Client expense: $80,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Bureau of Land Management (BLM), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Export-Import Bank of the United States (EXIM Bank), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Minerals Management Service, Natl Highway Traffic Safety Administration (NHTSA), Natl Oceanic & Atmospheric Administration (NOAA), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

Reauthorization of flood insurance, credit scoring and issues related to natural disasters H.R.1583-Insurance Industry Competition Act of 2009 H.R.2571-Nonadmitted and Reinsurance Reform Act of 2009 H.R.3996-Financial Stability Improvement Act, provisions relating to the Office of National Insurance H.R.5114-Flood Insurance Reform Priorities Act of 2010 H.R.2555-Homeowners Defense Act of 2009 H.R.1264-Multiple Peril Insurance Act of 2009 H.R.3590-Patient Protection and Affordable Care Act H.R.5569-National Flood Insurnace Program Extension Act of 2010 H.R.4173-Restoring American Financial Stability Act of 2010 S.3217-Restoring American Financial Stability Act of 2010

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Availability and Affordability of Commercial/Residential Property Insurance HR 2571- Nonadmitted and Reinsurance Reform Act of 2009 S 1363 - Nonadmitted and Reinsurance Reform Act of 2009 HR 2609- Insurance Information Act of 2009 Addition of Wind Coverage to National Flood Insurance Program HR 1264Multiple Peril Insurance Act of 2009 Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters HR 2555- Homeowners' Defense Act of 2009 HR 83- Homeowners Insurance Protection Act of 2009 HR 998- Policyholder Disaster Protection Act of 2009 S 505- Homeowners' Defense Act of 2009 Extension of National Flood Insurance Program HR 3139- National Flood Insurance Program Extension Act of 2009 HR 4213 - American Jobs and Closing Tax Loopholes Act of 2010 HR 4778- National Flood Insurance Program Extension Act of 2010 HR 4851- Continuing Extension Act of 2010 HR 5114- Flood Insurance Reform Priorities Act of 2010 HR 5255- Stable Flood Insurance Authorization Act of 2010 HR 5569- National Flood Insurance Program Extension Act of 2010 S 3814 - National Flood Insurance Program Reextension Act of 2010 S 3203- A bill to extend the National Flood Insurance Program through May 31, 2010 S 3347- A bill to extend the National Flood Insurance Program through Dec. 31, 2010 Clarifying Coverage Regarding National Flood Insurance Program S 3672 - Coordination of Wind and Flood Perils Act of 2010 Meetings with FEMA on Flood Maps and Flood Insurance

Client expense: $4,760,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA), Vice President of the U.S., White House Office

Optional Federal Charter, Terrorism Insurance Reauthorization; Flood Insurance; Long Term Care; H.R. 1880, To establish a system of regulation and supervision for insurers, agencies, and producers; chartered or licensed under federal law that ensures the stability & financial integrity; H.R. 2609, Insurance Information Act of 2009; H.R. 2544, National Association of Registered Agents and Brokers Reform Act of 2009; H.R. 3139, National Flood Insurance Program Extension; H.R. 1525, To Amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 2751, Nonadmitted & Reinsurance Reform Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3596/S.1681, Health Insurance Industry Antitrust Enforcement Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; S.3347, A bill to extend the National Flood Insurance Program through December 31, 2010; H.R.5650, To extend the National Flood Insurance Program to May 31, 2011; H.R.5559, Flood Insurance Fairness Act of 2010; H.R.5255, Stable Flood Insurance Authorization Act of 2010; H.R.5114, Flood Insurance Reform Priorities Act of 2010; H.R.5569, National Flood Insurance Program Extension Act of 2010; S. 3814, National Flood Insurance Program

Client expense: $1,780,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson, retained assets accounts, long-term disability issues and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health H.R.4626 Health Insurance Industry Fair Competition Act Lines of insurance included and FTC study of insurance H.R.5993 / S.3718 Securing Americas Veterans Insurance Needs and Goals (SAVINGS) Act of 2010 all provisions S.3683 Insurance Competition and Transparency Act of 2010 FTC Oversight Provisions Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions H.R.2555 Homeowners Defense Act of 2009 all provisions S.3672 Coordination of Wind and Flood Perils Act of 2010 all provisions Flood insurance issues including reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP H.R.4691 Temporary Extension Act of 2010 Temporary extension of the NFIP H.R.2701 Intelligence Authorization Act of 2010 Temporary extension of the NFIP & COBRA Hiring Incentives to Restore Employment Act Draft bill Temporary extension of the NFIP H.R.4851 Continuing Extension Act of 2010 Temporary extension of the NFIP H.R.5114 Flood Insurance Reform Priorities Act of 2010 all provisions H.R.5255 Stable Flood Insurance Authorization Act of 2010 all provisions H.R.4778 National Flood Insurance Program Extension Act of 2010 all provisions S.3347 - a bill to extend the National Flood Insurance Program through December 31, 2010 all provisions H.R.5569 National Flood Insurance Program Extension Act of 2010 all provisions H.R.4213 - American Jobs and Closing Tax Loopholes Act of 2010 - Temporary extension of the NFIP S.3814 National Flood Insurance Program Reextension Act of 2010 - all provisions Workers compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Clarification of Medicare Secondary Payer reporting requirements Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation) H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3962 the Affordable Health Care for America Act - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.4872 Health Care and Education Reconciliation Act of 2010 - revenue offsets

Client expense: $710,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 998, Policyholder Disaster Protection Act of 2009 H.R. 1264, Multiple Peril Insurance Act of 2009 H.R. 1525, To Amend the National Flood Insurance Act of 1969 H.R. 5569/S.3814, National Flood Insurance Program Extension Act of 2010 S. 3347, A bill to extend the National Flood Insurance Program through December 31, 2010 H.R. 5650, To Extend the National Flood Insurance Program to May 31, 2011 H.R. 5559, Flood Insurance Fairness Act of 2010 H.R. 5255, Stable Flood Insurance Authorization Act of 2010 H.R. 5114, Flood Insurance Reform Priorities Act of 2010 H.R. 3139, National Flood Insurance Program Extension H.R. 83, Homeowners Insurance Protection Act of 2009

Client expense: $720,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

National Flood Insurance Program Public Law 111-203, July 22, 2010 Affiliated Reinsurance Tax Issue HR 3424 Public Law 111-203 Natural Catastrophe Funds HR 2555, S505 Foreign Account Tax Compliance Act Holocaust Insurance Flood Insurance Reform Priorities Act of 2010 HR 5114 Multiple Peril Insurance Act of 2009 HR 1264

Client expense: $290,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Treasury, Dept of

H.R. 83. Homeowners Insurance Protection Act (entire bill) H.R. 308/ S. 1364. Hurricane and Tornado Mitigation Investment Act (entire bills) H.R. 1583. To further competition in the insurance industry (Repeals McCarran-Furguson Act) (entire bills) H.R 327/ S. 1485. National Hurricane Research Initiative Act (entire bill) H.R. 988/ S. 1486. Policyholder Disaster Protection Act (entire bill) H.R. 1239. Property Mitigation Assistance Act (entire bill) H.R. 1264. Multi Peril Insurance Act (entire bill) S. 505. Homeowners Defense Act (entire bill) H.R. 1880. National Insurance Consumer Protection Act (entire bill) H.R. 1754/ S.664. Financial System Stabilization and Reform Act of 2009 (entire bill) S. 886. Catastrophe Obligation Guarantee Act (entire bill) H.R. 2555. Homeowners Defense Act of 2009 (entire bill) H.R. 2554. National Association of Registered Agents and Brokers Reform Act (entire bill) H.R. 2571/ S. 1363. Non-admitted and Reinsurance Reform Act H.R. 2609. Insurance Information Act (entire bill) H.R. 3596/ S. 1681. Health Insurance Industry Antitrust Enforcement Act (entire bill) S.1484. Catastrophe Savings Account Act (entire bill) S. 1487. Commission on Catastrophic Disaster Risk and Insurance Act (entire bill) H.R. 3139. National Flood Insurance Program Extension Act (entire bill) H.R. 3126/ H.R. 3639. Consumer Financial Protection Agency Act S. 1540. Resolution Reform Act of 2009 H.R. 4173. Wall Street Reform and Consumer Protection Act of 2009. (entire bill) H.R. 3817. Investor Protections Act of 2009. (entire bill) H.R. 3818. Private Fund Investment Advisors Registration Act of 2009. (entire bill) H.R. 3996. Financial Stability Improvement Act. (entire bill) S. 3217. Restoring America's Financial Stability Act (entire bill) H.R. 4778. National Flood Insurance Program Extension Act (entire bill) H.R. 4802. Risk Retention Modernization Act (entire bill) H.R. 4626. Health Insurance Industry Fair Competition Act (entire bill) H.R. 5114. Flood Insurance Reform Priorities Act (entire bill) H.R. 5255. Stable Flood Insurance Authorization Act (entire bill) S. 3347. To extend the NFIP though December 31, 2010 (entire bill) S. 3814. National Flood Insurance Program Re-extension Act (entire bill) S. 3685. Insurance Competition and Transparency Act (entire bill) S. 3546. Cheaper Car Insurance Act (entire bill)

Client expense: $310,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT), Treasury, Dept of

H.R. 5114 - Flood Insurance Reform Priorities Act of 2010 S.3814 - National Flood Insurance Program Reextension Act of 2010

Client expense: $140,000 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Natl Labor Relations Board (NLRB), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), White House Office

S. 3814, the National Flood Insurance Program Reextension Act of 2010 H.R. 1264, the Multiple Peril Insurance Act of 2009 (all provisions) H.R. 2555, the Homeowners Defense Act of 2009 (all provisions regarding home-owners insurance for catastrophic events) H.R. 3590, the Patient Protection and Affordable Care Act (provisions on excise taxes for high cost medical plans, Health Savings Accounts, and Flexible Spending Account contributions) H.R. 5114, the Flood Insurance Reform Priorities Act of 2010 (to extend the National Flood Insurance Program) H.R. 5569, the National Flood Insurance Program Extension Act of 2010

Client expense: $1,380,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

H.R. 1020 - Arbitration Fairness Act of 2009 S. 931 - Arbitration Fairness Act of 2009 Asbestos Related Legislation Bankruptcy Transparency Issues S. 3305 - Big Oil Bailout Prevention Liability Act of 2010 Climate Change/Global Warming Coastal Wind Zone Proposal H.R. 3644 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 Credit Scoring and the Use of Credit as Underwriting Tool Emergency Economic Stabilization Act of 2008 and TARP Related Issues H.R. 1409 - Employee Free Choice Act of 2009 S. 560 - Employee Free Choice Act of 2009 H.R. 1788 - False Claims Act Correction Act of 2009 Federal Resolution Authority Financial Services Systemic Risk Proposals Obama Administrations White Paper on Financial Services Modernization H.R. 5114 - Flood Insurance Reform Priorities Act of 2010 Health Care and Education Reconciliation Act of 2010 (Pub.L. 111-152) H.R. 4872 - Health Care and Education Reconciliation Act of 2010 H.R. 4626 - Health Insurance Industry Fair Competition Act S. 1681 - Health Insurance Industry Antitrust Enforcement Act of 2009 H.R. 2555 - Homeowners Defense Act of 2009 S. 505 - Homeowners Defense Act of 2009 H.R. 83 - Homeowners Insurance Protection Act of 2009 H.R. 2609 - Insurance Information Act of 2009 Legal Reform Low Income Tax Recapture Bonds H.R. 3424 - To amend the Internal Revenue Code of 1986 to disallow the deduction for excess non-taxed reinsurance premiums with respect to United States risks paid to affiliates. McCarran-Ferguson Reform and Modernization Medicare Secondary Payer and Workers' Compensation Settlement Agreements H.R. 635 - National Commission on State Workers Compensation Laws Act of 2009 H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 2554 - National Association of Registered Agents and Brokers Reform Act of 2010 H.R. 1880 - National Insurance Consumer Protection Act H.R. 2571 - Non-admitted and Reinsurance Reform Act of 2009 S. 1363 - Non-admitted and Reinsurance Reform Act of 2009 H.R. 1260 - Patent Reform Act of 2009 S. 515 - Patent Reform Act of 2009 S. 610 - Patent Reform Act of 2009 H.R. 3590 - Patient Protection and Affordable Care Act S. 2478 - Remuneration for Ecological and Societal Tolls Occasioned by Reckless Errors Act H.R. 4173 - Restoring American Financial Stability Act of 2010 S. 1071 - Shareholders Bill of Rights Sunshine in Litigation Act of 2009 H.R. 2761 - Terrorism Risk Insurance Program Reauthorization Act of 2007, Continue to Monitor Legislation Passed December, 2007. H.R. 5297 - The Small Business Lending Fund Act of 2010 (Surety Bond Issues) H.R. 847 - James Zadroga 9/11 Health and Compensation Act of 2010

Client expense: $1,570,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

HR 1583, HR 1880, HR 2555, HR 2571, HR 2609, HR 3139, HR 3415, HR 4164, HR 4213, HR 4596, HR 4691, HR 4778, HR 4796, HR 4802, HR 4851, HR 5114, HR 5255, HR 5553, HR 5559, HR 6207, HR 6254, S 1363, S 3051, S 3109, S 3153, S 3203, S 3546, S 3672, S 3685, S 3815, S 3994

Client expense: $810,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 1264, Multiple Peril Insurance Act of 2009 S 505, Homeowner's Defense Act HR 1880, National Insurance Consumer Protection Act HR 5114, Flood Insurance Reform Priorities Act of 2010 Insurance Regulation (general) Health Insurance (general) Flood Insurance (general) Federal Insurance Office (general) Natural Disaster Programs (general) Crop Insurance (general) Health Insurance (general)

Client expense: $137,086 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Risk Management Agency, SENATE

Insurance Regulatory Reform HR 1880 - "The National Insurance Consumer Protection Act" - Creates a federal insurance regulator HR 4173 - "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets S.3994 - "Flood Insurance Affordability and Risk Notification Act" delays mandatory purchase of flood insurance for new flood zone HR 1479 - "Community Reinvestment Modernization Act of 2009" - Modifies and expands CRA to include non-bank institutions such as insurers HR 6334 - To amend the "Community Reinvestment Act of 1977 to improve the assessments of regulated financial institutions, and for other purposes" - Modifies and expands CRA to include non-bank institutions such as insurers HR 83 - "Homeowners Insurance Protection Act" - Creates a national catastrophic insurance fund to sell low-cost reinsurance contracts to state catastrophe funds, as well as set up a natural catastrophe commission HR 998 - "Policyholder Disaster Protection Act of 2009" - Amends the IRS Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events HR 1264 - "Multiple Peril Insurance Act of 2009" - Expands National Flood Insurance Program to include wind coverage HR 3059/S1368 - "Access to Repair Parts Act of 2009" - Amends patent law to allow for the use of after-market replacement auto crash parts HR 2554 - "National Association of Registered Agents and Brokers Reform Act of 2009" - Creates national standards for insurance agents and brokers HR 2592 - "Safe Building Code Incentive Act of 2009" - Provides for incentives to states for passing and enforcing strict building codes S 886 - "Catastrophe Obligation Guarantee Act" - Establishes bond guarantees for states involved in earthquakes and hurricanes HR 4173 - "The Wall Street Reform and Consumer Protection Act" - Financial Regulatory Reform S 3217 - "Restoring American Financial Stability Act" - Financial Regulatory Reform HR 4375/S 2886 - "The Banking Integrity Act of 2009" - Repeals Glass-Steagall Act HR 5569/S 3347 - "National Flood Insurance Program Extension Act" - Re-authorizes federal flood insurance through September 30, 2010 HR 5114 - "Flood Insurance Reform Priorities Act" - Long-term extension and reforms of federal flood insurance HR 2555 - "Homeowners Defense Act of 2009" - Establishes a national catastrophe risk consortium

Client expense: $860,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office

Entire bill of the following: H.R.1880, National Insurance Consumer Protection Act H.R. 3596 / S.1681, the Health Insurance Industry Antitrust Enforcement Act of 2009 H.R.3059 / S.1368, the Access to Repair Parts Act Monitoring issues related to the insurance industry: H.R. 5114, Flood Insurance Reform Priorities Act of 2010 (National Flood Insurance Program)

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Homeowners Insurance Protection Act of 2009 - H.R. 83, all provisions Policyholder Disaster Protection Act of 2009 - H.R. 998/ S. 1486, all provisions Homeowners Defense Act of 2009 - S. 505/H.R. 2555, all provisions Multiple Peril Insurance Act of 2009 - H.R. 1264, all provisions Safe Building Code Incentive Act of 2009 - H.R. 2592, all provisions Catastrophe Obligation Guarantee Act - S. 886, all provisions Community Building Code Administration Grant Act of 2009 - S. 970/H.R. 2246, all provisions Property Mitigation Assistance Act of 2009 - H.R. 1239, all provisions Commission on Catastrophic Disaster Risk and Insurance Act - S. 1487, all provisions National Hurricane Research Initiative Act - H.R. 327/ S. 1485, all provisions Catastrophic Savings Accounts Act - S. 1484, all provisions National Flood Insurance Program Extension Act of 2009 - H.R. 3139, all provisions Disaster Response, Recovery and Mitigation Enhancement Act - H.R. 3377, all provisions Continuing Extension Act of 2010 - H.R. 4851, all provisions American Workers, State, and Business Relief Act of 2010 - H.R. 4213, all provisions Flood Insurance Reform Priorities Act of 2010 - H.R. 5114, all provisions NFIP Reextension Act of 2010 - S. 3814, all provisions Coordination of Wind and Flood Perils Act of 2010 - S. 3672, all provisions A Bill to Extend the NFIP through December 31, 2010 - S. 3347, all provisions

Client expense: $204,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Lobbied for change in floodwall regulations. Lobbied in support of H.R. 5114, the Flood Insurance Reform Act.

Client expense: Not reported · Firm income: $20,000

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE

Legislation: H.R. 4173 and S. 3217 - Financial Regulatory Reform: Capital Standards, including trust preferred securities and the Collins Amendment; Debit Card Interchange fees, including Federal Reserve fee setting standards, exemptions and the Durbin Amendment; Preemption, including State Attorneys General Authority, Visitation, The Barnett Standard and federal standards; Bank Fees, including funding for the legislation; FDIC Insurance premiums, including higher reserves, the Gutierrez amendment, (cont'd.) and rebates; Fed Governance, including director qualification standards, selection of the New York Fed President; Derivatives, including an end user exemption; Proprietary Trading, including the Volcker Rule; Oversight of FASB and Mark-to-Market accounting standards; FHLB Lending, including loan-to-one-borrower limits; The Consumer Financial Protection Bureau, including exemption from CFPB Examination and Regulation, an appeals process from CFPB rules that interfere with safety and soundness, funding of the CFPB, the definition of "abusive," increased reporting and recordkeeping requirements and mandatory tax compliance reporting; Thrift Charter, including the opportunity for new federal thrifts; State Lending Limits preservation; An exemption from SOX 404(b) for small, public filers; Risk retention for securitized assets; Interest on business checking; De Novo Interstate Branching; Deposit Insurance Limits; Opposition to Usury Limits, Bankruptcy Cramdown, ATM Fee limits; Restoration of Glass-Steagall, Other Fee Restrictions; GAO Audits of the Fed; Restriction on the "Marquette" case; FHA Funding Extension - H.R. 5872; Unlawful Internet Gambling Regulation - H.R.. 2267; Interchange Regulation through the Appropriations Process; Supplemental Education and Medical Appropriations - H.R. 1586; Interstate Taxation - H.R. 1083. Legislation to Extend SBA Loan Authority - H.R. 4938 Flood Insurance Legislation - H.R.4851; H.R.5114; H.R.5569; S.3814 Credit and Debit Card Interchange Fee Restriction Legislation - H.R. 2695 FHA Reform - H.R. 5072; H.R. 5981 Small Business Lending Capital Infusion legislation - H.R. 5297, the Small Business Lending Fund Act, including a proposed Senate amendment on expanded credit union business lending. Middle Class Tax Relief Act, H.R.4853; Continuing Resolution & SBA Fees - H.R. 3082. Regulation: The HAMP Program for mortgage loan modifications; SEC Risk Retention Proposal; FDIC Transaction Account Guarantee Program; FDIC Deposit Insurance Assessments; Fed Amendments to Reg D authorizing term deposits for depository institutions at the Federal Reserve Banks; Unlawful Internet Gambling Act Regulatory Implementation; Federal Reserve Regulations governing overdraft services under Regulations E and DD; Department of Labor Regulation Requiring posting of a notice on union organizing rights by federal contractors; Federal Reserve Board Credit CARD Act implementing regulations, including late fee restrictions and inactivity fee restrictions; CRA amendment on foreclosed property; Federal Bank regulatory agency guidance on incentive compensation. Department of Justice Regulations on Access to ATM machines S.A.F.E. Act Mortgage Loan Originator Registration Use of credit ratings in bank capital standards FDIC Model Safe Accounts Proposal FDIC Overdraft Program Proposal Fed Proposal on escrow accounts for jumbo mortgage loans Fed Proposal on loan origination compensation OCC Proposal on Truth in Savings Reporting for Overdrafts Fed Proposal on Enhanced Consumer Protection for Mortgage Loans Fed Regulation on disclosure of mortgage loan sales FDIC Risk Retention Rules for securitized assets Fed Proposal on Credit Enhancement Products for Mortgage Loans FASB Proposal on lease accounting Fed Interchange Fee Restriction Proposal - Reg II Fed, FDIC, OCC Proposal on capital requirements for holding companies to implement the Collins Amendment FDIC Proposal on assessments, assessment rates & risk-rating system Fed's Volcker Rule Proposal on proprietary trading Fed Real Estate Appraisal Rule; FASB's Mark-to-Market Accounting Proposal

Client expense: $70,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

Provisions regarding Federal funding for corporate investments, MTB and tax benefits. Public Law 111-5, American Reinvestment and Recovery Act of 2009, Health insurance subsidy extenders. Public Law 111-118, Department of Defense Appropriations Act, FY2010, Health insurance subsidy extenders. Public Law 111-117, Consolidated Appropriations Act, FY2010, Buy American requirements for Highway & Public Transportation projects. H.R.4899, Supplemental Appropriations Act, FY2010, Department of Energy programs and loan guarantee provision. H.R.5114, Flood Insurance Reform Priorities Act of 2010, Flood insurance issues. H.R.6517, Omnibus Trade Act of 2010, Provisions regarding MTB.

Client expense: $260,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2555, Homeowner's Defense Act of 2009; specifically Sect. 502 Study of Commercial Residential Lines of insurance H.R. 5114, Flood Insurance Reform Priorites Act of 2010-Section 3 Extension, Section 4 Max Coverage Limits, Section 5 Phase In Rates, Section 17 Notice to Tenants H.R. 5569, Flood Insurance Program Extension, all provisions S. 3814, The National Flood Insurance Program Act of 2010

Client expense: $498,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Energy, Dept of, Environmental Protection Agency (EPA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 (all provisions) H.R. 5553 National Flood Insurance Program Extension Act of 2010 (all provisions) H.R. 5569 National Flood Insurance Program Extension Act of 2010 (all provisions) S. 3814 National Flood Insurance Program Reextension Act of 2010 (all provisions) S. 3672 Coordination of Wind and Flood Perils Act of 2010 (all provisions) H.R. 5993 Securing America's Veterans Insurance Needs & Goals Act (all provisions) S. 3685 Insurance Competition And Transparency Act (all provisions) Broker-Dealer Fiduciary Standard (generally) S. 3994 Flood Insurance Affordability & Risk Notification Act (all provisions)

Client expense: $290,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Issues related to supporting the National Association of Registered Agents and Brokers Reform Act, particularly HR 2554. Issues related to insurance generally and health insurance specifically with emphasis on retaining a private sector role for insurance brokers in health care reform and employee benefits, including the implementation of the recently enacted health care reform legislation. Issues related to the implementation of a Federal Insurance Office (formerly called Office of Insurance Information), the modernization of the regulation of surplus lines insurance. Both pieces of legislation were included in H.R. 4173, Wall Street Reform and Consumer Protection Act. Also monitored implementation of other insurance related provisions included in the overall reform proposal and any possible efforts to change or alter recently enacted provisions, particularly as they related to insurance.. Monitor legislation related to extending and reforming the National Flood Insurance Program, particularly H.R. 5114, H.R.4213 and S. 3814, as well as Multi-peril Insurance included in H.R. 1264.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Issues related to implementing legislation (H.R. 2609) creating a Federal Insurance Office (formerly called the Office of Insurance Information), as well as issues regarding insurance industry funding of systemic risk legislation. These issues were included in H.R. 4173, The Wall Street Reform and Consumer Protection Act. Support of an Optional Federal Charter for insurers, particularly H.R. 1880, The National Insurance Consumer Protection Act. Issues related to implementing the modernization of surplus lines insurance, and implementing the coverage of insurance in the Consumer Financial Protection Agency, which was included in H.R. 4173. Issues related to insurance generally. Issues related to removing the anti-trust exemption for insurers, particularly HR 3596 the Health Insurance Industry Anti-trust Enforcement Act of 2009 and S 1681. Monitor efforts to possibly initiate changes to recently enacted H.R. 4173 as they might relate to insurance. Monitor legislation related to extending and reforming the National Flood Insurance Program, particularly H.R. 5114, H.R.4213 and S. 3814, as well as Multi-peril Insurance included in H.R. 1264.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act S. 3217 - Restoring American Financial Stability Act of 2010 H.R. 5072 - FHA Reform Act of 2010 H.R. 5114 - Flood Insurance Reform Priorities Act of 2010 H.R. 5028 - Right to Rent Act of 2010 H.R. 3451 - Foreclosure Prevention and Sound Mortgage Servicing Act of 2009 S. 1731 - Preserving Homes and Communities Act of 2009 H.R. 3139 - National Flood Insurance Program Extension Act of 2009 H.R. 5569 - National Flood Insurance Program Extension Act of 2010

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Veterans Affairs, Dept of (VA)

S. 168/H.R. 1314, the SCAAP Reimbursement Protection Act - entire bill H.R. 211/S. 211 - the Calling for 2-1-1 Act - entire bill H.R. 911, Stop Child Abuse in Residential Programs for Teens Act - restrictions on County Probation departments H.R. 2209, the Restoring the Partnership for County Health Care Costs Act - entire bill H.R. 3415, to suspend flood insurance rate map updates in geographic areas in which certain levees are being repaired. S. 1859, Child Support Incentive Restoration Act entire bill S. 422/H.R. 1032 HEART for Women Act whole bill H.R. 1906, the California Ocean and Coastal Protection Act whole bill S. 3636, FY 2011 Commerce, Justice, State Appropriations funding for local law enforcement activities, including youth delinquency prevention, local law enforcement technology needs, domestic abuse programs, drug treatment, SCAAP, and the Southwest Border Prosecution Initiative S. 3635, FY 2011 Energy and Water Appropriations Funding for: Lower Mission Creek; Lake Cachuma Recreation Area; Goleta Beach H.R. 5850/S. 3644, the FY 2011 Transportation/HUD Appropriations bill funding for: Hollister Avenue widening, Purisima Road widening, Santa Claus Lane Beach access, Lompoc Veterans Center FY2011 Interior Appropriations reinstatement of OCS Moratorium; Fee-to-Trust. S. 3686, the FY 2011 Labor, Health and Human Services Appropriations funding for CDC State & Local Capacity, Bioterrorism Hospital Program S. 3607, the FY 2011 Homeland Security Appropriations - local homeland security and disaster preparedness activities, including public safety, public health, emergency management personnel, communications infrastructure, Assistance to Firefighters Grant program, and Emergency Management Performance Grants H.R. 5114, the Flood Insurance Reform Priorities Act of 2010 entire bill HR 5766/S. 3642 , the PACE Assessment Protection Act entire bill S. 3267, the Fire Grants Reauthorization Act entire bill H.R. 6348, Health IT payments to community health clinics - entire bill Surface Transportation Programs reauthorization funding for County projects; Off-System Bridge Set Aside Program Mitigation for US Forest Service damage to County roads TANF Emergency Contingency Fund

Client expense: Not reported · Firm income: $20,000

Government targets: Army, Dept of (Corps of Engineers), Army, Dept of (Other), Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE

S. 168/H.R. 1314, the SCAAP Reimbursement Protection Act - entire bill H.R. 211/S. 211 - the Calling for 2-1-1 Act - entire bill H.R. 911, Stop Child Abuse in Residential Programs for Teens Act - restrictions on County Probation departments S. 1451/H.R. 915, FAA Reauthorization - Airport Improvement Program, Contract Tower program, Firefighting regulations H.R. 2209, the Restoring the Partnership for County Health Care Costs Act entire bill S. 3635, FY 2011 Energy and Water Appropriations Funding for: Matilija Dam, Santa Clara River Watershed Protection Plan, Channel Islands Harbor H.R. 3288 - FY 2010 Transportation/HUD Appropriations - Airport Improvement Program; Contract Tower Funding Reauthorization of Child Nutrition Act obesity prevention provisions H.R. 1525, legislation to amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates. H.R. 3415, legislation to suspend flood insurance rate map updates in geographic areas in which certain levees are being repaired. S. 1859, the Child Support Protection Act Provisions to de-list employer provided cell phones and PDAs from listed property for IRS purposes S. 292/H.R. 275 Withholding Tax Relief Act whole bill H.R. 1639 Border Health Care Relief Act whole bill H.R. 4852, Critical Infrastructure Earthquake Preparedness Act whole bill H.R. 1906 California Ocean and Coastal Protection Act whole bill S. 422/H.R. 1032 HEART for Women Act whole bill H.R. 5850/S. 3644, the FY2011 Transportation, HUD Appropriations bill CDBG, HOME Investment Partnerships, Homeless assistance grants, HOPWA, Elderly Housing S. 3686, the FY 2011 Labor, Health and Human Services Appropriations funding for CDC State & Local Capacity, Bioterrorism Hospital Program, MMRS, MCH, ADAP, TB Control, family planning, substance abuse block grants, preventative health, safety net grants, nutrition services for older Americans, LSTA. S. 3607, the FY 2011 Homeland Security Appropriations - local homeland security and disaster preparedness activities, including public safety, public health, emergency management personnel, communications infrastructure, Assistance to Firefighters Grant program, and Emergency Management Performance Grants S. 3636, the FY 2011 Commerce, Justice, State Appropriations funding for: Regional Gang Unit, DNA Services, Sexual Assault Enforcement Team, multi-jurisdictional meth team, DAs cold case DNA pilot; funding for local law enforcement activities, including youth delinquency prevention, local law enforcement technology needs, domestic abuse programs, drug treatment, SCAAP, and the Southwest Border Prosecution Initiative FY2011 Interior Appropriations reinstatement of OCS Moratorium; funding for EPA Section 103 & 105 air grants H.R. 5114, the Flood Insurance Reform Priorities Act of 2010 entire bill S. 3267, the Fire Grants Reauthorization Act entire bill HR 5766/S. 3642 , PACE Assessment Protection Act entire bill TANF Emergency Contingency Fund Water Resources Development Act legislation Matilija Dam; Ventura River Levee Recalculation of MCH funding Formula Small Community Air Service Development Grant Application TIGER II Grant Application for Hueneme Road Widening

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT)

H.R. 1524 - Public Safety Enhancement Act of 2009 H.R. 1525 - To Amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates H.R. 3139 - National Flood Insurance Program Extension Act of 2009 H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 4173 - Wall Street Reform and Consumer Protection Act of 2009 (National Flood Insurance Program reauthorization) S. 3203 - A bill to extend the National Flood Insurance Program through May 31, 2010. S. 3153 - A bill to provide a fully offset temporary extension of certain programs so as not to increase the deficit, and for other purposes. (National Flood Insurance reauthorization) H.R. 4851 - To provide a temporary extension of certain programs, and for other purposes. (National Flood Insurance reauthorization) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 H.R. 5559 Flood Insurance Fairness Act of 2010

Client expense: $18,057 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, Transportation, Dept of (DOT), U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service

H.R. 5114, Flood Insurance Reform and Priorities Act of 2010. H.R. 1264, the "Multiple Peril Insurance Act of 2009" sponsored by Congressman Gene Taylor. H.R 2555, the "Homeowners Insurance Defense Act of 2009" NAT CAT. H.R. 5114 Flood Insurance Reform and Priorities Act of 2010. H.R. 1424, Emergency Economic Stabilization Act of 2008. H.R. 3126: Consumer Financial Protection Agency Act of 2009. A bill in the US Congress to establish the Consumer Financial Protection Agency, and for other purposes. H.R. 4173 To provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes. Working on its companion bill in the Senate

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 1880, National Insurance Consumer Protection Act. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203), provisions on systemic risk, resolution provision, and insurance oversight (Federal Insurance Office). H.R. 2609, Insurance Information Act of 2009, and related proposals to create a Federal Insurance Office. H.R. 4802, Risk Retention Act of 2010, legislation to modernize the liability Risk Retention Act of 1986, provisions to expand commercial property coverage. H.R. 2555, Homeowners Defense Act of 2009 (and related efforts to create a federal reinsurance fund). H.R. 1264, Multiple Peril Insurance Act of 2009. H.R. 5114, Flood Insurance Reform Priorities Act of 2009.

Client expense: $970,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office

Please see addendum. H.R. 1456, Consumer Overdraft Protection Practices Act, all provisions H.R. 1479, Community Reinvestment Modernization Act, all provisions H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act of 2007, all provisions Issues related to Interchange Fees Issues related to corporate credit unions Issues related to premium assessments by the National Credit Union Share Insurance Fund H.R. 2382, the Credit Card Interchange Fees Act, all provisions Issues related to Fannie Mae and Freddie Mac Issues related to proposed rules on home-equity lines of credit Issues related to the implementation of section 106 of the Credit Card Accountability, Responsibility and Disclosure Act (CARD Act) H.R. 2695, the Credit Card Fair Fee Act, all provisions S. 1212, the Credit Card Fair Fee Act, all provisions H.R. 3126, the Consumer Financial Protection Agency Act, all provisions H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act, section 4, related to enhanced compensation structure reporting to reduce perverse incentives." H.R. 3380, the Promoting Lending to America's Small Business Act, all provisions S. 1799, Fairness and Accountability in Reviewing Overdraft Coverage Act, all provisions H.R. 3904, Overdraft Protection Act of 2009, all provisions S. 2919, Small Business Lending Enhancement Act of 2009, all provisions H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act and its Senate Companion, S. 3217, the Reforming American Financial Stability Act, and Senate and Conference amendments thereto related to the following provisions: [Section numbers refer to the Conference Report on H.R. 4173, as filed in the House of Representatives on June 29, 2010] Title I, Subtitle A, Section 111. Financial Stability Oversight Council established, provision designating the Chairman of the National Credit Union Administration as a member of the Council. Title I, Subtitle B, Section 165. Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies, provision exempting the Federal Home Loan Banks. Title III, Subtitle C, Section 335. Permanent increase in deposit and share insurance, provision making permanent the $250,000 limit on insurance coverage of share insured by the National Credit Union Share Insurance Fund. Title III, Subtitle D, Section 343. Insurance of transaction accounts, provision providing parallel insurance coverage for credit union business share accounts with bank business transaction accounts. Title IX, Subtitle D, Section 941. Regulation of credit risk retention, all provisions. Title IX, Subtitle E, Section 956. Enhanced compensation structure reporting, all provisions. Title X, Subtitle B, Section 1021. Purpose, objectives and functions, provisions related to the identification of outdated, unnecessary, and unduly burdensome regulations in order to reduce regulatory burden. Title X, Subtitle B, Section 1022. Rulemaking Authority, provisions related to the standards of rulemaking and consideration given to the impact of Bureau rules on institutions identified in Section 1026 and to the impact of the Bureau rules on rural areas. Title X, Subtitle B, Section 1025. Supervision of very large banks, savings associations, and credit unions, all provisions. Title X, Subtitle B, Section 1026. Other banks, savings associations, and credit unions, all provision. Title X, Subtitle B, Section 1029. Exclusion for auto dealers, all provisions. Title X, Subtitle G, Section 1073. Remittance transfers, all provisions. Title X, Subtitle G, Section 1075. Reasonable fees and rules for payment card transactions, all provisions. Title XII. Improving Access to Mainstream Financial Institutions, all provisions. As well as the following provisions which were not included in the conference report: Title X, Subtitle G, Section 1071. Collection of Deposit Account Data. (as numbered in S. 3217, as introduced). Title XVI. Financial Crisis Assessment and Fund. All Provision. (as number in H.R. 4317, as approved by the Conference Committee on June 25, 2010). Senate Amendment 3812 to S. 3217, related to limits on ATM fees. H.R. 4376, the Freedom from Discrimination in Credit Act, all provisions Issues related to the Troubled Asset Relief Program Issues related to the fiduciary duties at credit unions H.R. 4851, the Continuing Extension Act, Section 7, related to the National Flood Insurance Program H.R. 4936, the Faster Access and Shorter Transaction Time for Checks Act, all provisions H.R. 5569, a bill to extend the National Flood Insurance Program until September 30, 2010, all provisions H.R. 5297, the Small Business Lending Fund Act, all provisions Senate Amendment 4443, Senate Amendment 4534, Senate Amendment 4609 to H.R. 5297, increasing the credit union member business lending cap, all provisions H.R. 5302, the State Small Business Credit Initiative Act, all provisions H.R. 5114, the Flood Insurance Reform Priorities Act of 2010, all provisions H.R. 2221, the Data Accountability and Trust Act of 2010, all provisions S. 3677, Financial Services and General Government Appropriation Act for FY 2011, provisions related to the interchange rule charged to federal agencies. Collins Amendment to S. 3677, related to Interchange H.R. 5816, the Commercial Real Estate Stabilization Act, all provisions H.R. 4790, the Shareholder Protection Act, all provisions Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to NCUA's Corporate Stabilization Plan

Client expense: $815,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of the Vice President of the United States, SENATE, Small Business Administration (SBA), Treasury, Dept of

HR 1264: MULTIPLE PERIL INSURANCE ACT OF 2009; ALL PROVISIONS HR 2555: HOMEOWNERS DEFENSE ACT OF 2010; ALL PROVISIONS HR 5114: FLOOD INSURANCE REFORM PRIORITIES ACT OF 2010; ALL PROVISIONS AND AMENDMENTS COVERING MULTIPLE PERILS AND NATIONAL FLOOD INSURANCE PROGRAM S 3672: COORDINATION OF WIND AND FLOOD PERILS ACT OF 2010; ALL PROVISIONS S 3814: NATIONAL FLOOD INSURANCE PROGRAM REEXTENSION ACT OF 2010; ALL PROVISIONS NO SPECIFIC BILL: GENERAL NATURAL CATASTROPHE AND FLOOD INSURANCE EXTENSION AND REFORM DISCUSSIONS

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson, retained assets accounts, long-term disability issues and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health H.R.4626 Health Insurance Industry Fair Competition Act Lines of insurance included and FTC study of insurance H.R.5993 / S.3718 Securing Americas Veterans Insurance Needs and Goals (SAVINGS) Act of 2010 all provisions S.3683 Insurance Competition and Transparency Act of 2010 FTC Oversight Provisions Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions H.R.2555 Homeowners Defense Act of 2009 all provisions S.3672 Coordination of Wind and Flood Perils Act of 2010 all provisions Flood insurance issues Reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP H.R.4691 Temporary Extension Act of 2010 Temporary extension of the NFIP H.R.2701 Intelligence Authorization Act of 2010 Temporary extension of the NFIP & COBRA Hiring Incentives to Restore Employment Act Draft bill Temporary extension of the NFIP H.R.4851 Continuing Extension Act of 2010 Temporary extension of the NFIP H.R.5114 Flood Insurance Reform Priorities Act of 2010 all provisions H.R.5255 Stable Flood Insurance Authorization Act of 2010 all provisions H.R.4778 National Flood Insurance Program Extension Act of 2010 all provisions S.3347 - a bill to extend the National Flood Insurance Program through December 31, 2010 all provisions H.R.5569 National Flood Insurance Program Extension Act of 2010 all provisions H.R.4213 - American Jobs and Closing Tax Loopholes Act of 2010 - Temporary extension of the NFIP S.3814 National Flood Insurance Program Reextension Act of 2010 - all provisions Workers Compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3962 the Affordable Health Care for America Act - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.4872 Health Care and Education Reconciliation Act of 2010 - revenue offsets

Client expense: $440,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 5114 - Flood Insurance Reform Priorities Act of 2010 S.3814 - National Flood Insurance Program Reextension Act of 2010

Client expense: $140,000 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Natl Labor Relations Board (NLRB), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), White House Office

Availability and Affordability of Commercial/Residential Property Insurance HR 2571- Nonadmitted and Reinsurance Reform Act of 2009 S 1363 - Nonadmitted and Reinsurance Reform Act of 2009 HR 2609- Insurance Information Act of 2009 Addition of Wind Coverage to National Flood Insurance Program HR 1264Multiple Peril Insurance Act of 2009 Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters HR 2555- Homeowners' Defense Act of 2009 HR 83- Homeowners Insurance Protection Act of 2009 HR 998- Policyholder Disaster Protection Act of 2009 S 505- Homeowners' Defense Act of 2009 Extension of National Flood Insurance Program HR 3139- National Flood Insurance Program Extension Act of 2009 HR 4213 - American Jobs and Closing Tax Loopholes Act of 2010 HR 4778- National Flood Insurance Program Extension Act of 2010 HR 4851- Continuing Extension Act of 2010 HR 5114- Flood Insurance Reform Priorities Act of 2010 HR 5255- Stable Flood Insurance Authorization Act of 2010 HR 5569- National Flood Insurance Program Extension Act of 2010 S 3814 - National Flood Insurance Program Reextension Act of 2010 S 3203- A bill to extend the National Flood Insurance Program through May 31, 2010 S 3347- A bill to extend the National Flood Insurance Program through Dec. 31, 2010 Clarifying Coverage Regarding National Flood Insurance Program S 3672 - Coordination of Wind and Flood Perils Act of 2010 Meetings with EPA on Flood Maps

Client expense: $4,500,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA), Vice President of the U.S., White House Office

H.R. 2807 - America's Wildlife Heritage Act S. 2747 - Land and Water Conservation Authorization and Funding Act of 2009 S. 1933 - Natural Resources Climate Adaptation Act of 2009 H.R. 39 - Udall-Eisenhower Arctic Wilderness Act -S. 231 - A bill to designate a portion of the Arctic National Wildlife Refuge as wilderness -H.R. 5114 - Flood Insurance Reform Priorities Act of 2010 -S. 886 - Catastrophe Obligation Guarantee Act -S. 3735 - A bill to amend the Federal Insecticide, Fungicide, and Rodenticide Act to improve the use of certain registered pesticides -H.R. 1264 - Multiple Peril Insurance Act of 2009 -H.R. 5504 - Improving Nutrition for America's Children Act -H.R. 5475 - Family Farm Estate Tax Relief Act -S. 3664 - Family Farm Estate Tax Deferral Act -omnibus lands, water, and wildlife bill (draft legislation) -Natural Resource Damage Assessment legislation and restoration program -Biomass and biofuels issues

Client expense: $210,256 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Office of Management & Budget (OMB), SENATE

H.R. 2554 - National Association of Registered Agents and Brokers (NARAB) Reform; entire bill H.R. 2555 - Homeowners Defense Act; entire bill H.R. 3059 - Access to Repair Parts Act; entire bill H.R. 4778 - National Flood Insurance Program Extension Act of 2010; entire bill H.R. 5114 - Flood Insurance Reform Priorities Act of 2010; entire bill H.R. 5255 Stable Flood Insurance Authorization Act of 2010; entire bill S. 1368 Access to Repair Parts Act; entire bill S. 3153 - Continuing Extension Act of 2010; provisions related to extension of NFIP S. 3814 - National Flood Insurance Program Reextension Act of 2010; entire bill

Client expense: $580,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE