To extend through fiscal year 2013 the increase in the maximum original principal obligation of a mortgage that may be purchased by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation, and for other purposes.

Treatment of Prepaid FHA Loans S488 - Reduce Excessive Interest Payments (REIP) Act S782 - Economic Development Revitalization Act of 2011 FHA & GSE Loan Limits HR1754 - Preserving Equal Access to Mortgage Finance Programs Act Changes to FHA & GSE Loan Limits S1508 - Homeownership Affordability Act of 2011 HR2508 - A bill to extend through fiscal year 2013 the increase in the maximum original principal obligation of a mortgage that may be purchased by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation, and for other purposes. HR2441 - Housing Trust Fund Elimination Act Enhancement, Enforcement and Oversight of FHA, Changes to Loan Limits HR1977 - FHA Reform Act of 2011 FHA HR4264 - FHA Emergency Fiscal Solvency Act of 2012 HR881 - The Americans with Disabilities Act Notification Act of 2011 HR4172 - Second Chance at Home Ownership Act of 2012 Rural Housing Programs S878 - Rural Housing Preservation Act of 2011 HR273 - Rural Housing Preservation Act of 2011 HR2761 - A bill to amend section 520 of the Housing Act of 1949 to provide flexibility to the definition of rural areas HR5973 - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2013 S3240 - Agriculture Reform, Food, and Jobs Act of 2012 Changes to the Truth in Lending Act HR4323 - Consumer Mortgage Choice Act Veterans Housing Programs HR4482 - To amend title 38, United States Code, to make permanent home loan guaranty programs for veterans regarding adjustable rate mortgages and hybrid adjustable rate mortgages. Housing Counseling and Education HR5884 - Homeownership Preservation Education Act of 2012 American Community Survey (Census) HR5326 - FY 2013 Commerce, Justice, Science Appropriations bill Discussions with the Federal Housing Administration (FHA) withtin the Department of Housing and Urban Development (HUD) on condominium issues, the 203(k) program, Section 8 housing, seller concessions, and real estate commissions. Discussions with the Department of Agriculture, Rural Development office on multifamily housing, rural housing programs and delays in contract closings. Discussions with the Federal Housing Finance Agency on the Real Estate Owned (REO) to rental pilot program and REO bulk sales. Discussions with the U.S. Department of Veterans Affairs on the loan guarantee program, condominiums, and appraisals. Discussions withe the Department of Housing and Urban Development (HUD) on the Fair Housing Act (FHA).

Client expense: $10,060,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Congressional Budget Office (CBO), Energy, Dept of, Environmental Protection Agency (EPA), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

Increase in Credit Union Lending Cap S509 - Small Business Lending Enhancement Act of 2011 S2231 - Small Business Lending Enhancement Act of 2012 HR1418 - Small Business Lending Enhancement Act of 2011 Extension of Temporary SBA Programs HR366 - To provide for an additional temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958, and for other purposes HR2936 - Small Business Administration Express Loan Extension Act of 2011 Foreclosure Issues S170 - Helping Responsible Homeowners Act of 2011 S222 - Limiting Investor and Homeowner Loss in Foreclosure Act of 2010 HR430 - HAMP Repeal and Deficit Reduction Act of 2011 HR1131 - Preventing Homeowners from Foreclosure Act of 2011 HR1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011 HR839 - HAMP Termination Act of 2011 HR5940 - Preserving American Homeownership Act of 2012 S2080 - Keeping Families in their Home Act of 2012 GSE Modifications S693 - GSE Bailout Elimination and Taxpayer Protection Act S1834 - Residential Mortgage Market Privatization and Standardization Act S1963 - Mortgage Finance Act HR31 - Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011 HR463 - Fannie Mae and Freddie Mac Transparency Act of 2011 HR1182 - GSE Bailout Elimination and Taxpayer Protection Act HR1221 - Equity in Government Compensation Act of 2011 HR1222 - GSE Subsidy Elimination Act of 2011 HR1223 - GSE Credit Risk Equitable Treatment Act of 2011 HR1224 - GSE Portfolio Risk Reduction Act of 2011 HR1225 - GSE Debt Issuance Approval Act of 2011 HR1226 - GSE Mission Improvement Act of 2011 HR1227 - GSE Risk and Activities Limitation Act of 2011 HR1859 - Housing Finance Reform Act of 2011 HR 2413 - Secondary Market Facility for Residential Mortgages Act of 2011 HR2425 - Transparency and Security in Mortgage Registration Act of 2011 HR2428 - GSE Legal Fee Reduction Act of 2011 HR2436 - Fannie and Freddie Mac Taxpayer Payback Act of 2011 HR2439 - Removing GSEs Charters During Receivership Act HR2440 - Market Transparency and Taxpayer Protection Act HR2441- Housing Trust Fund Elimination Act HR2462 - Cap the GSE Bailout Act HR3644 - Private Mortgage Market Investment Act HR3733 - Affordable Mortgages for Homeowners Act of 2011 S3085 - Responsible Homeowners Refinancing Act Changes in Financial Market Regulations HR87 - A bill to repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act HR1121 - Responsible Consumer Financial Protection Regulations Act of 2011 HR1723 - Common Sense Economic Recovery Act of 2011 HR2126 - Risk Retention Modernization Act of 2011 S967 - Regulation of Mortgage Servicing Act of 2011. Changes to the Federal Reserve System S202 - Federal Reserve Transparency Act of 2011 HR459 - Federal Reserve Transparency Act of 2011 HR1094 - Federal Reserve Board Abolition Act Changes to GSE and FHA Loan Limits HR1754 - Preserving Equal Access to Mortgage Finance Programs Act S1508 - Homeownership Affordability Act of 2011 HR2508 - A bill to extend through fiscal year 2013 the increase in the maximum original principal obligation of a mortgage that may be purchased by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation, and for other purposes. HR4323 - Consumer Mortgage Choice Act Regulatory Oversight of Covered Bonds S1835 - United States Covered Bond Act of 2011 Improvement of Short Sale Process HR1498 - Prompt Decision for Qualification of Short Sale Act of 2011 S2120 - Prompt Notification of Short Sales Act Changes to the Home Affordable Modification Program HR839 - to amend the Emergency Economic Stabilization Act of 2008 to terminate the authority of the secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the program, either on a trial or permanent basis; HRes170 - A resolution providing for consideration of the bill (HR 839) to amend the Emergency Economic Stabilization Act of 2008 to terminate the authority of the secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the program, either on a trial or permanent basis; and providing for consideration of the bill (HR 861) to rescind the third round of funding for the Neighborhood Stabilization Program and to terminate the program Oversight of Insured Depository Institutions HR2056 - A bill to instruct the Inspector General of the Federal Deposit Insurance Corporation to study the impact of insured depository institution failures, and for other purposes. Examinations of Depository Institutions HR3461 - Financial Institutions Examination Fairness and Reform Act Availability of Capital for Finance HR940 - United States Covered Bond Act of 2011 HJRes22 - Preserving Capitalism in America Amendment Discussions with the Small Business Administration on the Commercial Refinance Program, 504 Refinance Program. Discussions with the Federal Housing Finance Agency (FHFA) on housing finance issues and the Home Affordable Refinance Program (H.A.R.P.) Conversations with Treasury on Foreclosure Prevention, Government-Sponsored Enterprise (GSE), QRM rules, covered bonds, the Dodd-Frank Act, and banking policy. Discussions with FDIC on QRM Rules, housing finance, covered bonds, and the Dodd-Frank Act. Discussions with the Consumer Financial Protection Bureau (CFPB) on RESPA/Truth in Lending Act (TILA) harmonization, Qualified Mortgage (QM) rules, appraisal independence, housing finance, home warranties, QM/ORM, the Dodd-Frank Act, and mortgage lending services. Discussions with the National Economic Council (NEC) on mortgage cancellation relief and mortgage refinance proposals. Discussions with the White House Office of Public Engagement on mortgage cancellation relief. Discussions with the Securities and Exchange Commission (SEC) on QRM rules and lease accounting. Discussions with the Department of Housing and Urban Development (HUD) on the Federal Housing Administration, QRM rules, and the Dodd-Frank Act. Discussions with the Federal Reserve on the House White Paper, U.S. banking policy, and Basel II. Conversations with the Office of Management and Budget (OMB) on fair value accounting.

Increase in Credit Union Lending Cap S509 - Small Business Lending Enhancement Act of 2011 S2231 - Small Business Lending Enhancement Act of 2012 HR1418 - Small Business Lending Enhancement Act of 2011 Extension of Temporary SBA Programs HR366 - To provide for an additional temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958, and for other purposes HR2936 - Small Business Administration Express Loan Extension Act of 2011 Changes in Financial Market Regulations HR87 - A bill to repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act HR1121 - Responsible Consumer Financial Protection Regulations Act of 2011 HR1723 - Common Sense Economic Recovery Act of 2011 HR2126 - Risk Retention Modernization Act of 2011 Changes to the Federal Reserve System S202 - Federal Reserve Transparency Act of 2011 HR459 - Federal Reserve Transparency Act of 2011 HR1094 - Federal Reserve Board Abolition Act Foreclosure Issues S170 - Helping Responsible Homeowners Act of 2011 S222 - Limiting Investor and Homeowner Loss in Foreclosure Act of 2010 HR430 - HAMP Repeal and Deficit Reduction Act of 2011 HR1131 - Preventing Homeowners from Foreclosure Act of 2011 HR1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011 HR839 - HAMP Termination Act of 2011 GSE Modifications S693 - GSE Bailout Elimination and Taxpayer Protection Act S1834 - Residential Mortgage Market Privatization and Standardization Act S1963 - Mortgage Finance Act HR31 - Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011 HR463 - Fannie Mae and Freddie Mac Transparency Act of 2011 HR1182 - GSE Bailout Elimination and Taxpayer Protection Act HR1221 - Equity in Government Compensation Act of 2011 HR1222 - GSE Subsidy Elimination Act of 2011 HR1223 - GSE Credit Risk Equitable Treatment Act of 2011 HR1224 - GSE Portfolio Risk Reduction Act of 2011 HR1225 - GSE Debt Issuance Approval Act of 2011 HR1226 - GSE Mission Improvement Act of 2011 HR1227 - GSE Risk and Activities Limitation Act of 2011 HR1859 - Housing Finance Reform Act of 2011 HR 2413 - Secondary Market Facility for Residential Mortgages Act of 2011 HR2425 - Transparency and Security in Mortgage Registration Act of 2011 HR2428 - GSE Legal Fee Reduction Act of 2011 HR2436 - Fannie and Freddie Mac Taxpayer Payback Act of 2011 HR2439 - Removing GSEs Charters During Receivership Act HR2440 - Market Transparency and Taxpayer Protection Act HR2441- Housing Trust Fund Elimination Act HR2462 - Cap the GSE Bailout Act HR3644 - Private Mortgage Market Investment Act Changes to GSE and FHA Loan Limits HR1754 - Preserving Equal Access to Mortgage Finance Programs Act S1508 - Homeownership Affordability Act of 2011 HR2508 - A bill to extend through fiscal year 2013 the increase in the maximum original principal obligation of a mortgage that may be purchased by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation, and for other purposes. HR4323 - Consumer Mortgage Choice Act Regulatory Oversight of Covered Bonds S1835 - United States Covered Bond Act of 2011 Improvement of Short Sale Process HR1498 - Prompt Decision for Qualification of Short Sale Act of 2011 S2120 - Prompt Notification of Short Sales Act Changes to the Home Affordable Modification Program HR839 - to amend the Emergency Economic Stabilization Act of 2008 to terminate the authority of the secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the program, either on a trial or permanent basis; HRes170 - A resolution providing for consideration of the bill (HR 839) to amend the Emergency Economic Stabilization Act of 2008 to terminate the authority of the secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the program, either on a trial or permanent basis; and providing for consideration of the bill (HR 861) to rescind the third round of funding for the Neighborhood Stabilization Program and to terminate the program Oversight of Insured Depository Institutions HR2056 - A bill to instruct the Inspector General of the Federal Deposit Insurance Corporation to study the impact of insured depository institution failures, and for other purposes. Examinations of Depository Institutions HR3461 - Financial Institutions Examination Fairness and Reform Act Availability of Capital for Finance HR940 - United States Covered Bond Act of 2011 HJRes22 - Preserving Capitalism in America Amendment Discussions with the Small Business Administration on the Commercial Refinance Program. Discussions with the Federal Housing Finance Agency (FHFA) on housing finance issues. Conversations with Treasury on Foreclosure Prevention, Government-Sponsored Enterprise (GSE), and QRM rules. Discussions with FDIC on QRM Rules, housing finance, and covered bonds. Discussions with the Consumer Financial Protection Bureau (CFPB) on RESPA/Truth in Lending Act (TILA) harmonization, Qualified Mortgage (QM) rules, appraisal independence, housing finance, home warranties, and QM/ORM. Discussions with the National Economic Council (NEC) on mortgage cancellation relief. Discussions with the White House Office of Public Engagement on mortgage cancellation relief. Discussions with the Securities and Exchange Commission (SEC) on QRM rules. Discussions with the Department of Housing and Urban Development (HUD) on the Federal Housing Administration and QRM rules. Discussions with the Federal Reserve on the House White Paper and U.S. banking policy. Conversations with the Office of Management and Budget (OMB) on fair value accounting.

Treatment of Prepaid FHA Loans S488 - Reduce Excessive Interest Payments (REIP) Act S782 - Economic Development Revitalization Act of 2011 FHA & GSE Loan Limits HR1754 - Preserving Equal Access to Mortgage Finance Programs Act Changes to FHA & GSE Loan Limits S1508 - Homeownership Affordability Act of 2011 HR2508 - A bill to extend through fiscal year 2013 the increase in the maximum original principal obligation of a mortgage that may be purchased by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation, and for other purposes. HR2441 - Housing Trust Fund Elimination Act Enhancement, Enforcement and Oversight of FHA, Changes to Loan Limits HR1977 - FHA Reform Act of 2011 FHA HR4264 - FHA Emergency Fiscal Solvency Act of 2012 HR881 - The Americans with Disabilities Act Notification Act of 2011 Rural Housing Programs S878 - Rural Housing Preservation Act of 2011 HR273 - Rural Housing Preservation Act of 2011 HR2761 - A bill to amend section 520 of the Housing Act of 1949 to provide flexibility to the definition of rural areas Changes to the Truth in Lending Act HR4323 - Consumer Mortgage Choice Act Discussions with the Federal Housing Administration (FHA) withtin the Department of Housing and Urban Development (HUD) on condominium issues, the 203(k) program, Section 8 housing, and seller concessions. Discussions with the Department of Agriculture, Rural Development office on multifamily housing. Discussions with the Federal Housing Finance Agency on the Real Estate Owned (REO) to rental pilot program and REO bulk sales.

Client expense: $6,060,000 · Firm income: Not reported

Treatment of Prepaid FHA Loans S488 - Reduce Excessive Interest Payments (REIP) Act S782 - Economic Development Revitalization Act of 2011 FHA & GSE Loan Limits HR1754 - Preserving Equal Access to Mortgage Finance Programs Act Changes to FHA & GSE Loan Limits S1508 - Homeownership Affordability Act of 2011 HR2508 - A bill to extend through fiscal year 2013 the increase in the maximum original principal obligation of a mortgage that may be purchased by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation, and for other purposes. HR2441 - Housing Trust Fund Elimination Act Enhancement, Enforcement and Oversight of FHA, Changes to Loan Limits HR1977 - FHA Reform Act of 2011 FHA HR4264 - FHA Emergency Fiscal Solvency Act of 2012 HR881 - The Americans with Disabilities Act Notification Act of 2011 Rural Housing Programs S878 - Rural Housing Preservation Act of 2011 HR273 - Rural Housing Preservation Act of 2011 HR2761 - A bill to amend section 520 of the Housing Act of 1949 to provide flexibility to the definition of rural areas Changes to the Truth in Lending Act HR4323 - Consumer Mortgage Choice Act Discussions with the Federal Housing Administration (FHA) withtin the Department of Housing and Urban Development (HUD) on condominium issues, the 203(k) program, Section 8 housing, and seller concessions. Discussions with the Department of Agriculture, Rural Development office on multifamily housing. Discussions with the Federal Housing Finance Agency on the Real Estate Owned (REO) to rental pilot program and REO bulk sales.

Client expense: $6,060,000 · Firm income: Not reported

Increase in Credit Union Lending Cap S509 - Small Business Lending Enhancement Act of 2011 S2231 - Small Business Lending Enhancement Act of 2012 HR1418 - Small Business Lending Enhancement Act of 2011 Extension of Temporary SBA Programs HR366 - To provide for an additional temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958, and for other purposes HR2936 - Small Business Administration Express Loan Extension Act of 2011 Changes in Financial Market Regulations HR87 - A bill to repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act HR1121 - Responsible Consumer Financial Protection Regulations Act of 2011 HR1723 - Common Sense Economic Recovery Act of 2011 HR2126 - Risk Retention Modernization Act of 2011 Changes to the Federal Reserve System S202 - Federal Reserve Transparency Act of 2011 HR459 - Federal Reserve Transparency Act of 2011 HR1094 - Federal Reserve Board Abolition Act Foreclosure Issues S170 - Helping Responsible Homeowners Act of 2011 S222 - Limiting Investor and Homeowner Loss in Foreclosure Act of 2010 HR430 - HAMP Repeal and Deficit Reduction Act of 2011 HR1131 - Preventing Homeowners from Foreclosure Act of 2011 HR1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011 HR839 - HAMP Termination Act of 2011 GSE Modifications S693 - GSE Bailout Elimination and Taxpayer Protection Act S1834 - Residential Mortgage Market Privatization and Standardization Act S1963 - Mortgage Finance Act HR31 - Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011 HR463 - Fannie Mae and Freddie Mac Transparency Act of 2011 HR1182 - GSE Bailout Elimination and Taxpayer Protection Act HR1221 - Equity in Government Compensation Act of 2011 HR1222 - GSE Subsidy Elimination Act of 2011 HR1223 - GSE Credit Risk Equitable Treatment Act of 2011 HR1224 - GSE Portfolio Risk Reduction Act of 2011 HR1225 - GSE Debt Issuance Approval Act of 2011 HR1226 - GSE Mission Improvement Act of 2011 HR1227 - GSE Risk and Activities Limitation Act of 2011 HR1859 - Housing Finance Reform Act of 2011 HR 2413 - Secondary Market Facility for Residential Mortgages Act of 2011 HR2425 - Transparency and Security in Mortgage Registration Act of 2011 HR2428 - GSE Legal Fee Reduction Act of 2011 HR2436 - Fannie and Freddie Mac Taxpayer Payback Act of 2011 HR2439 - Removing GSEs Charters During Receivership Act HR2440 - Market Transparency and Taxpayer Protection Act HR2441- Housing Trust Fund Elimination Act HR2462 - Cap the GSE Bailout Act HR3644 - Private Mortgage Market Investment Act Changes to GSE and FHA Loan Limits HR1754 - Preserving Equal Access to Mortgage Finance Programs Act S1508 - Homeownership Affordability Act of 2011 HR2508 - A bill to extend through fiscal year 2013 the increase in the maximum original principal obligation of a mortgage that may be purchased by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation, and for other purposes. HR4323 - Consumer Mortgage Choice Act Regulatory Oversight of Covered Bonds S1835 - United States Covered Bond Act of 2011 Improvement of Short Sale Process HR1498 - Prompt Decision for Qualification of Short Sale Act of 2011 S2120 - Prompt Notification of Short Sales Act Changes to the Home Affordable Modification Program HR839 - to amend the Emergency Economic Stabilization Act of 2008 to terminate the authority of the secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the program, either on a trial or permanent basis; HRes170 - A resolution providing for consideration of the bill (HR 839) to amend the Emergency Economic Stabilization Act of 2008 to terminate the authority of the secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the program, either on a trial or permanent basis; and providing for consideration of the bill (HR 861) to rescind the third round of funding for the Neighborhood Stabilization Program and to terminate the program Oversight of Insured Depository Institutions HR2056 - A bill to instruct the Inspector General of the Federal Deposit Insurance Corporation to study the impact of insured depository institution failures, and for other purposes. Examinations of Depository Institutions HR3461 - Financial Institutions Examination Fairness and Reform Act Availability of Capital for Finance HR940 - United States Covered Bond Act of 2011 HJRes22 - Preserving Capitalism in America Amendment Discussions with the Small Business Administration on the Commercial Refinance Program. Discussions with the Federal Housing Finance Agency (FHFA) on housing finance issues. Conversations with Treasury on Foreclosure Prevention, Government-Sponsored Enterprise (GSE), and QRM rules. Discussions with FDIC on QRM Rules, housing finance, and covered bonds. Discussions with the Consumer Financial Protection Bureau (CFPB) on RESPA/Truth in Lending Act (TILA) harmonization, Qualified Mortgage (QM) rules, appraisal independence, housing finance, home warranties, and QM/ORM. Discussions with the National Economic Council (NEC) on mortgage cancellation relief. Discussions with the White House Office of Public Engagement on mortgage cancellation relief. Discussions with the Securities and Exchange Commission (SEC) on QRM rules. Discussions with the Department of Housing and Urban Development (HUD) on the Federal Housing Administration and QRM rules. Discussions with the Federal Reserve on the House White Paper and U.S. banking policy. Conversations with the Office of Management and Budget (OMB) on fair value accounting.

No specific bill number: matters relating to comprehensive Government Sponsored Enterprise Reform. HR 1754, HR 2508 and S1508: Extension of loan limits for programs of the Federal Housing Administration, government-sponsored enterprises and the Department of Veterans' Affairs.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Increase in Credit Union Lending Cap S509 - Small Business Lending Enhancement Act of 2011 HR1418 - Small Business Lending Enhancement Act of 2011 Extension of Temporary SBA Programs HR366 - To provide for an additional temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958, and for other purposes Availability of Capital for Finance HR940 - United States Covered Bond Act of 2011 Changes in Financial Market Regulations HR87 - A bill to repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act HR1121 - Responsible Consumer Financial Protection Regulations Act of 2011 HR1723 - Common Sense Economic Recovery Act of 2011 HR2126 - Risk Retention Modernization Act of 2011 Changes to the Federal Reserve System S202 - Federal Reserve Transparency Act of 2011 HR459 - Federal Reserve Transparency Act of 2011 HR1094 - Federal Reserve Board Abolition Act Foreclosure Issues S170 - Helping Responsible Homeowners Act of 2011 S222 - Limiting Investor and Homeowner Loss in Foreclosure Act of 2010 HR430 - HAMP Repeal and Deficit Reduction Act of 2011 HR1131 - Preventing Homeowners from Foreclosure Act of 2011 HR1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011 HR839 - HAMP Termination Act of 2011 GSE Modifications S693 - GSE Bailout Elimination and Taxpayer Protection Act HR31 - Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011 HR463 - Fannie Mae and Freddie Mac Transparency Act of 2011 HR1182 - GSE Bailout Elimination and Taxpayer Protection Act HR1221 - Equity in Government Compensation Act of 2011 HR1222 - GSE Subsidy Elimination Act of 2011 HR1223 - GSE Credit Risk Equitable Treatment Act of 2011 HR1224 - GSE Portfolio Risk Reduction Act of 2011 HR1225 - GSE Debt Issuance Approval Act of 2011 HR1226 - GSE Mission Improvement Act of 2011 HR1227 - GSE Risk and Activities Limitation Act of 2011 HR1859 - Housing Finance Reform Act of 2011 HR 2413 - Secondary Market Facility for Residential Mortgages Act of 2011 Changes to GSE and FHA Loan Limits HR1754 - Preserving Equal Access to Mortgage Finance Programs Act S1508 - Homeownership Affordability Act of 2011 HR2508 - A bill to extend through fiscal year 2013 the increase in the maximum original principal obligation of a mortgage that may be purchased by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation, and for other purposes. Improvement of Short Sale Process HR1498 - Prompt Decision for Qualification of Short Sale Act of 2011 Changes to Capital Requirements for Performing Loans HR1723 - Common Sense Economic Recovery Act of 2011 Changes to the Home Affordable Modification Program HR839 - to amend the Emergency Economic Stabilization Act of 2008 to terminate the authority of the secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the program, either on a trial or permanent basis; Termination of the Neighborhood Stabilization Program HR861 - to rescind the third round of funding for the Neighborhood Stabilization Program and to terminate the program Oversight of Insured Depository Institutions HR2056 - A bill to instruct the Inspector General of the Federal Deposit Insurance Corporation to study the impact of insured depository institution failures, and for other purposes. Examinations of Depository Institutions HR3461 - Financial Institutions Examination Fairness and Reform Act Changes to the Real Estate Settlement Procedures Act (RESPA) HR2446 - RESPA Home Warranty Clarification Act of 2011 Discussions with the Consumer Financial Protection Bureau (CFPB) on RESPA/Truth in Lending Act (TILA) harmonization, Qualified Mortgage (QM) rules, appraisal issues, and appraisal management companies. Discussions with the Small Business Administration on lending, Qualified Residential Mortgage (QRM) rules, QM Rules and the Commercial Refinance Program. Conversations with Treasury on Foreclosure Prevention, Money Laundering Rules, Credit Policy, QRM rules, Government-Sponsored Enterprise (GSE) restructuring, Real Estate-Owned Property Disposition, Short Sales, the Small Business Lending Fund, Commercial Workouts/Term-Extensions, and Qualified Commercial Real Estate Loan (QCRE) Rules (The latter held additionally with the Office of the Comptroller of the Currency (OCC)). Discussions with the Securities and Exchange Commission (SEC) on lease accounting rules and QCRE rules. Discussions with FDIC on QRM Rules, Commercial Workouts/Term-Extensions, and QCRE Rules. Discussions with the Department of Housing and Urban Development (HUD) on QCRE Rules, QRM Rules, and the Federal Housing Administration Discussions with the Federal Housing Finance Agency (FHFA) on QCRE rules, foreclosure prevention, and credit policy. Discussions with the Department of Veterans Affairs (VA) on Uniform Appraisal Datasets (UADs) and guaranty fees. Discussions with the National Economic Council (NEC) on GSE/FHA Conforming Loan Limits Discussions with the White House Office of Public Engagement on GSE/FHA Conforming Loan Limits

Treatment of Prepaid FHA Loans S488 - Reduce Excessive Interest Payments (REIP) Act S782 - Economic Development Revitalization Act of 2011 FHA & GSE Loan Limits HR1754 - Preserving Equal Access to Mortgage Finance Programs Act Changes to FHA & GSE Loan Limits S1508 - Homeownership Affordability Act of 2011 HR2508 - A bill to extend through fiscal year 2013 the increase in the maximum original principal obligation of a mortgage that may be purchased by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation, and for other purposes. Enhancement, Enforcement and Oversight of FHA, Changes to Loan Limits HR1977 - FHA Reform Act of 2011 Discussions with the Federal Housing Administration (FHA) withtin the Department of Housing and Urban Development (HUD) on condominium issues, the 203(k) program, Section 8 housing, seller financing, and FHA financing Discussions with the Department of Veterans Affairs (VA) on guaranty fees, Uniform Appraisal Datasets (UADs), and the VA loan guarantees Discussions with the National Economic Council (NEC) on FHA Conforming Loan Limits Discussions with the White House Office of Public Engagement on FHA Conforming Loan Limits

Client expense: $6,100,000 · Firm income: Not reported

No specific bill number: matters relating to comprehensive Government Sponsored Entity Reform. HR 1754, HR 2508 and S1508: Extension of loan limits for programs of the Federal Housing Administration, government-sponsored enterprises and the Department of Veterans' Affairs.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 31- "Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1221 - "Equity in Government Compensation Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1222 - "GSE Subsidy Elimination Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1223 - "GSE Credit Risk Equitable Treatment Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1224 - "GSE Portfolio Risk Reduction Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1225 - "GSE Debt Issuance Approval Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1226 - "GSE Mission Improvement Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1227 - "GSE Risk and Activities Limitation Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1754 - "Preserving Equal Access to Mortgage Finance Programs Act" - entire bill relating to extension of conforming loan limits; H.R. 2112 - Consolidated Appropriations Act, 2012, for Departments of Agriculture, Commerce, Justice, Transportation and Housing and Urban Development - provision relating to extension of conforming loan limits; H.R. 2508 - To extend through fiscal year 2013 the increase in original obligation of a mortgage that may be purchased by Fannie Mae and Freddie Mac - entire bill; S. 1508 - "The Homeownership Affordability Act of 2011" - entire bill relating to extension of conforming loan limits; H.R. 2056 - To instruct the Inspector General of the FDIC to study the impact of insured depository institution failures - entire bill relating to loss-sharing agreements (LSAs); S. 1737 - " Sensible Accounting to Value Energy Act of 2011" - The SAVE Act - proposals to include energy costs in mortgage underwriting and home appraisals; H.R. 2086 - Medical Debt Responsibility Act of 2011- entire bill relating to credit reporting of paid medical debts; Tax and budget proposals relating to the home mortgage interest deduction; Housing finance oversight, including issues related to federal funds used by interest groups.

H.R. 31- "Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1221 - "Equity in Government Compensation Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1222 - "GSE Subsidy Elimination Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1223 - "GSE Credit Risk Equitable Treatment Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1224 - "GSE Portfolio Risk Reduction Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1225 - "GSE Debt Issuance Approval Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1226 - "GSE Mission Improvement Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1227 - "GSE Risk and Activities Limitation Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1754 - "Preserving Equal Access to Mortgage Finance Programs Act" - entire bill relating to extension of conforming loan limits; H.R. 2112 - Consolidated Appropriations Act, 2012, for Departments of Agriculture, Commerce, Justice, Transportation and Housing and Urban Development - provision relating to extension of conforming loan limits; H.R. 2508 - To extend through fiscal year 2013 the increase in original obligation of a mortgage that may be purchased by Fannie Mae and Freddie Mac - entire bill; S. 1508 - "The Homeownership Affordability Act of 2011" - entire bill relating to extension of conforming loan limits; H.R. 2056 - To instruct the Inspector General of the FDIC to study the impact of insured depository institution failures - entire bill relating to loss-sharing agreements (LSAs); S. 1737 - " Sensible Accounting to Value Energy Act of 2011" - The SAVE Act - proposals to include energy costs in mortgage underwriting and home appraisals; H.R. 2086 - Medical Debt Responsibility Act of 2011- entire bill relating to credit reporting of paid medical debts; Tax and budget proposals relating to the home mortgage interest deduction; Housing finance oversight, including issues related to federal funds used by interest groups.

H.R. 31- "Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1221 - "Equity in Government Compensation Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1222 - "GSE Subsidy Elimination Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1223 - "GSE Credit Risk Equitable Treatment Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1224 - "GSE Portfolio Risk Reduction Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1225 - "GSE Debt Issuance Approval Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1226 - "GSE Mission Improvement Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1227 - "GSE Risk and Activities Limitation Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1754 - "Preserving Equal Access to Mortgage Finance Programs Act" - entire bill relating to extension of conforming loan limits; H.R. 2112 - Consolidated Appropriations Act, 2012, for Departments of Agriculture, Commerce, Justice, Transportation and Housing and Urban Development - provision relating to extension of conforming loan limits; H.R. 2508 - To extend through fiscal year 2013 the increase in original obligation of a mortgage that may be purchased by Fannie Mae and Freddie Mac - entire bill; S. 1508 - "The Homeownership Affordability Act of 2011" - entire bill relating to extension of conforming loan limits; H.R. 2056 - To instruct the Inspector General of the FDIC to study the impact of insured depository institution failures - entire bill relating to loss-sharing agreements (LSAs); S. 1737 - " Sensible Accounting to Value Energy Act of 2011" - The SAVE Act - proposals to include energy costs in mortgage underwriting and home appraisals; H.R. 2086 - Medical Debt Responsibility Act of 2011- entire bill relating to credit reporting of paid medical debts; Tax and budget proposals relating to the home mortgage interest deduction; Housing finance oversight, including issues related to federal funds used by interest groups.

HR 1754 - Preserving Equal Access to Mortgage Finance Programs - entire bill H.R. 2508 - To extend through fiscal year 2013 the increase in original obligation of a mortgage that may be purchased by Fannie Mae and Freddie Mac - entire bill; S, 1508 - "The Homeownership Affordability Act of 2011" - entire bill relating to extension of conforming loan limits; HR. 2112: Omnibus Appropriations Bill: Amendment to increase GSE and FHA loan limits Tax and budget proposals relating to the home mortgage interest deduction; no bills Housing finance oversight, including issues related to federal funds used by interest groups.

Client expense: Not reported · Firm income: $70,000

Government targets: Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Treasury, Dept of

Treatment of Prepaid FHA Loans S488 - Reduce Excessive Interest Payments (REIP) Act S782 - Economic Development Revitalization Act of 2011 FHA & GSE Loan Limits HR1754 - Preserving Equal Access to Mortgage Finance Programs Act Changes to FHA & GSE Loan Limits S1508 - Homeownership Affordability Act of 2011 HR2508 - A bill to extend through fiscal year 2013 the increase in the maximum original principal obligation of a mortgage that may be purchased by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation, and for other purposes. Enhancement, Enforcement and Oversight of FHA, Changes to Loan Limits HR1977 - FHA Reform Act of 2011 Discussions with the Department of Housing and Urban Development (HUD) on Federal Housing Administration (FHA) Loan Limits and FHA multi-family loans Discussions with the Department of Agriculture Rural Housing Service (RHS) on the Section 502 Loan Program Discussions with the Department of Veterans Affairs on the VA Home Loan Program

Client expense: $6,060,000 · Firm income: Not reported

Increase in Credit Union Lending Cap S509 - Small Business Lending Enhancement Act of 2011 HR1418 - Small Business Lending Enhancement Act of 2011 Extension of Temporary SBA Programs HR366 - To provide for an additional temporary extension of programs under the Small Business Act and the Small Business Investment Act of 1958, and for other purposes Availability of Capital for Finance HR940 - United States Covered Bond Act of 2011 Changes in Financial Market Regulations HR87 - A bill to repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act HR1121 - Responsible Consumer Financial Protection Regulations Act of 2011 HR1723 - Common Sense Economic Recovery Act of 2011 HR2126 - Risk Retention Modernization Act of 2011 Changes to the Federal Reserve System S202 - Federal Reserve Transparency Act of 2011 HR459 - Federal Reserve Transparency Act of 2011 HR1094 - Federal Reserve Board Abolition Act Foreclosure Issues S170 - Helping Responsible Homeowners Act of 2011 S222 - Limiting Investor and Homeowner Loss in Foreclosure Act of 2010 HR430 - HAMP Repeal and Deficit Reduction Act of 2011 HR1131 - Preventing Homeowners from Foreclosure Act of 2011 HR1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011 HR839 - HAMP Termination Act of 2011 GSE Modifications S693 - GSE Bailout Elimination and Taxpayer Protection Act HR31 - Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011 HR463 - Fannie Mae and Freddie Mac Transparency Act of 2011 HR1182 - GSE Bailout Elimination and Taxpayer Protection Act HR1221 - Equity in Government Compensation Act of 2011 HR1222 - GSE Subsidy Elimination Act of 2011 HR1223 - GSE Credit Risk Equitable Treatment Act of 2011 HR1224 - GSE Portfolio Risk Reduction Act of 2011 HR1225 - GSE Debt Issuance Approval Act of 2011 HR1226 - GSE Mission Improvement Act of 2011 HR1227 - GSE Risk and Activities Limitation Act of 2011 HR1859 - Housing Finance Reform Act of 2011 HR 2413 - Secondary Market Facility for Residential Mortgages Act of 2011 Changes to GSE and FHA Loan Limits HR1754 - Preserving Equal Access to Mortgage Finance Programs Act S1508 - Homeownership Affordability Act of 2011 HR2508 - A bill to extend through fiscal year 2013 the increase in the maximum original principal obligation of a mortgage that may be purchased by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation, and for other purposes. Improvement of Short Sale Process HR1498 - Prompt Decision for Qualification of Short Sale Act of 2011 Changes to Capital Requirements for Performing Loans HR1723 - Common Sense Economic Recovery Act of 2011 Changes to the Home Affordable Modification Program HR839 - to amend the Emergency Economic Stabilization Act of 2008 to terminate the authority of the secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the program, either on a trial or permanent basis; Termination of the Neighborhood Stabilization Program HR861 - to rescind the third round of funding for the Neighborhood Stabilization Program and to terminate the program Oversight of Insured Depository Institutions HR2056 - A bill to instruct the Inspector General of the Federal Deposit Insurance Corporation to study the impact of insured depository institution failures, and for other purposes. Changes to the Real Estate Settlement Procedures Act (RESPA) HR2446 - RESPA Home Warranty Clarification Act of 2011 Discussions with Treasury on Government-Sponsored Enterprises (GSEs), Real Estated Owned Property Disposition (REO), Money Laundering Issues, Small Business Lending, and Qualified Residential Mortgage (QRM) Rules Discussions witht he Federal Housing Finance Agency (FHFA) on GSEs and REO Disposition. Discussions with the Consumer Financial Protection Bureau (CFPB) on "Qualified Mortgage" (QM) Rules and "Ability to Repay" Rules. Discussions with the Securities and Exchange Commission (SEC) and the Federal Accounting Standards Board (FASB) on Lease Accounting Discussions with the Small Business Administration (SBA) on SBA Commercial Refinance Programs Discussions with the Federal Reserve, Federal Deposit Insurance Corporation (FDIC), and Treasury on Term Extensions and Dodd-Frank Regulations (Including QM and QRM Rules) Discussions with the Department of Housing and Urban Development (HUD) on QRM Rules and GSEs Discussions with the National Economic Council on QRM Rules, QM Rules, Credit Policy, and GSEs Discussions with the Consumer Financial Protection Bureau (CFPB) on the Real Estate Settlement Procedures Act (RESPA) and the Truth in Lending Act (TILA)

H.R. 31- "Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1221 - "Equity in Government Compensation Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1222 - "GSE Subsidy Elimination Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1223 - "GSE Credit Risk Equitable Treatment Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1224 - "Portfolio Risk Reduction Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1225 - "GSE Debt Issuance Approval Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1226 - "GSE Mission Improvement Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1227 - "GSE Risk and Activities Limitation Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1754 - "Preserving Equal Access to Mortgage Finance Programs Act" - entire bill relating to extension of conforming loan limits; H.R. 2508 - To extend through fiscal year 2013 the increase in original obligation of a mortgage that may be purchased by Fannie Mae and Freddie Mac - entire bill; S. 1508 - "The Homeownership Affordability Act of 2011" - entire bill relating to extension of conforming loan limits; H.R. 2056 - To instruct the Inspector General of the FDIC to study the impact of insured depository institution failures - entire bill relating to loss-sharing agreements (LSAs); Proposed legislation - " Sensible Accounting to Value Energy" - The SAVE Act - proposals to include energy costs in mortgage underwriting and home appraisals; Tax and budget proposals relating to the home mortgage interest deduction; Housing finance oversight, including issues related to federal funds used by interest groups.

H.R. 31- "Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1221 - "Equity in Government Compensation Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1222 - "GSE Subsidy Elimination Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1223 - "GSE Credit Risk Equitable Treatment Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1224 - "Portfolio Risk Reduction Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1225 - "GSE Debt Issuance Approval Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1226 - "GSE Mission Improvement Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1227 - "GSE Risk and Activities Limitation Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1754 - "Preserving Equal Access to Mortgage Finance Programs Act" - entire bill relating to extension of conforming loan limits; H.R. 2508 - To extend through fiscal year 2013 the increase in original obligation of a mortgage that may be purchased by Fannie Mae and Freddie Mac - entire bill; S. 1508 - "The Homeownership Affordability Act of 2011" - entire bill relating to extension of conforming loan limits; H.R. 2056 - To instruct the Inspector General of the FDIC to study the impact of insured depository institution failures - entire bill relating to loss-sharing agreements (LSAs); Proposed legislation - " Sensible Accounting to Value Energy" - The SAVE Act - proposals to include energy costs in mortgage underwriting and home appraisals; Tax and budget proposals relating to the home mortgage interest deduction; Housing finance oversight, including issues related to federal funds used by interest groups.

H.R. 31- "Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1221 - "Equity in Government Compensation Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1222 - "GSE Subsidy Elimination Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1223 - "GSE Credit Risk Equitable Treatment Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1224 - "Portfolio Risk Reduction Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1225 - "GSE Debt Issuance Approval Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1226 - "GSE Mission Improvement Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1227 - "GSE Risk and Activities Limitation Act of 2011" - provisions relating to Government Sponsored Enterprise (GSE) reform and home mortgage financing; H.R. 1754 - "Preserving Equal Access to Mortgage Finance Programs Act" - entire bill relating to extension of conforming loan limits; H.R. 2508 - To extend through fiscal year 2013 the increase in original obligation of a mortgage that may be purchased by Fannie Mae and Freddie Mac - entire bill; S. 1508 - "The Homeownership Affordability Act of 2011" - entire bill relating to extension of conforming loan limits; H.R. 2056 - To instruct the Inspector General of the FDIC to study the impact of insured depository institution failures - entire bill relating to loss-sharing agreements (LSAs); Proposed legislation - " Sensible Accounting to Value Energy" - The SAVE Act - proposals to include energy costs in mortgage underwriting and home appraisals; Tax and budget proposals relating to the home mortgage interest deduction; Housing finance oversight, including issues related to federal funds used by interest groups.

HR 1754 - Preserving Equal Access to Mortgage Finance Programs - entire bill H.R. 2508 - To extend through fiscal year 2013 the increase in original obligation of a mortgage that may be purchased by Fannie Mae and Freddie Mac - entire bill; S, 1508 - "The Homeownership Affordability Act of 2011" - entire bill relating to extension of conforming loan limits; Proposed legislation - " Sensible Accounting to Value Energy" - The SAVE Act - proposals to include energy costs in mortgage underwriting and home appraisals; Tax and budget proposals relating to the home mortgage interest deduction; Housing finance oversight, including issues related to federal funds used by interest groups.

Client expense: Not reported · Firm income: $70,000

Government targets: Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Treasury, Dept of

S 575 - Debit Interchange Fee Study Act of 2011 - Delay of Durbin Amendment until a study and appropriate regulatory structure for electronic debit card transactions determined. HR 836 - Emergency Mortgage Relief Termination Act - Rescinding funding for mortgage programs. HR 839 - HAMP Termination Act- Rescinding funding for mortgage programs. HR 861 - Neighborhood Stabilization Program Termination Act - Rescinding Funding for mortgage programs. HR 830 - FHA Refinance Program Termination Act - Rescinding funding for mortgage programs. S 575 - Debit Interchange Fee Study Act - Market and regulatory structure for electronic debit card transactions - Durbin Amendment implementation delay. HR 1081 - Consumer Payment Systems Protection Act - market and regulatory structure for electronic debit card transactions - Durbin Amendment implementation delay. HR 2508 - Extend for 2 years the maximum conforming loan limits for mortgages backed by Fannie and Freddie. S 1506 - Provisions regarding annual bank reporting requirements.

Client expense: $136,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

No specific bill number: matters relating to comprehensive Government Sponsored Entity Reform. HR 1754, HR 2508 and S1508: Extension of loan limits for programs of the Federal Housing Administration, government-sponsored enterprises and the Department of Veterans' Affairs.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE