mr KENNETH TREPETA

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016 Fair Credit Reporting Act S1847 - A bill to enhance the accuracy of credit reporting and provide greater rights to consumers who dispute errors in their credit reports, and for other purposes.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016 Fair Credit Reporting Act S1847 - A bill to enhance the accuracy of credit reporting and provide greater rights to consumers who dispute errors in their credit reports, and for other purposes.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016 Fair Credit Reporting Act S1847 - A bill to enhance the accuracy of credit reporting and provide greater rights to consumers who dispute errors in their credit reports, and for other purposes.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016 Fair Credit Reporting Act S1847 - A bill to enhance the accuracy of credit reporting and provide greater rights to consumers who dispute errors in their credit reports, and for other purposes.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016 Fair Credit Reporting Act S1847 - A bill to enhance the accuracy of credit reporting and provide greater rights to consumers who dispute errors in their credit reports, and for other purposes.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.

FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 Truth in Lending Act (TILA) Amendments HR650 - Preserving Access to Manufactured Housing Act of 2015 HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Broadband Internet Access/Open Internet Discussions with the House of Representatives and the Senate on Open Internet and Net Neutrality. ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025.

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016 Fair Credit Reporting Act S1847 - A bill to enhance the accuracy of credit reporting and provide greater rights to consumers who dispute errors in their credit reports, and for other purposes.

Data Privacy and Security HR624 - Cyber Information Sharing and Protection Act S1193 - Data Security and Breach Notification Act of 2013Truth in Lending Act (TILA) Amendments HR1077 - Consumer Mortgage Choice Act HR 3211 - A bill to Amend the Truth In Lending Act to Improve Upon the Definitions Provided for Points and Fees in Connection with a Mortgage Transaction The Interstate Land Sales Act S2101 - A Bill to Amend the Interstate Land Sales Full Disclosure Act to clarify how the act applies to condominiums HR2600 - To amend the Interstate Land Sales Full Disclosure Act to clarify how the Act applies to condominiums Broadband Internet Access/Open Internet HR4752 - To amend the Communications Act of 1934 to limit the authority of the Federal Communications Commission over providers of broadband Internet access service. ACS Funding for the U.S. Census HR4660 - Commerce, Justice, Science and Related Agencies Appropriations Act, 2015 S2437- Commerce, Justice, Science and Related Agencies Appropriations Act, 2015 E-Signatures HR5599 - Small Business Loan Simplification Act of 2014 Real Estate Insurance Redlining HR5067 - To require the Federal Insurance Office to carry out a study on illegal steering and redlining in the insurance industry Discussions with the Federal Communications Commission regarding "net neutrality."

Data Privacy and Security HR624 - Cyber Information Sharing and Protection Act S1193 - Data Security and Breach Notification Act of 2013Truth in Lending Act (TILA) Amendments HR1077 - Consumer Mortgage Choice Act HR 3211 - A bill to Amend the Truth In Lending Act to Improve Upon the Definitions Provided for Points and Fees in Connection with a Mortgage Transaction The Interstate Land Sales Act S2101 - A Bill to Amend the Interstate Land Sales Full Disclosure Act to clarify how the act applies to condominiums HR2600 - To amend the Interstate Land Sales Full Disclosure Act to clarify how the Act applies to condominiums Broadband Internet Access/Open Internet HR4752 - To amend the Communications Act of 1934 to limit the authority of the Federal Communications Commission over providers of broadband Internet access service. ACS Funding for the U.S. Census HR4660 - Commerce, Justice, Science and Related Agencies Appropriations Act, 2015 S2437- Commerce, Justice, Science and Related Agencies Appropriations Act, 2015 E-Signatures HR5599 - Small Business Loan Simplification Act of 2014 Real Estate Insurance Redlining HR5067 - To require the Federal Insurance Office to carry out a study on illegal steering and redlining in the insurance industry Discussions with the Federal Communications Commission regarding the open internet order.

Data Privacy and Security HR624 - Cyber Information Sharing and Protection Act S1193 - Data Security and Breach Notification Act of 2013Truth in Lending Act (TILA) Amendments HR1077 - Consumer Mortgage Choice Act HR 3211 - A bill to Amend the Truth In Lending Act to Improve Upon the Definitions Provided for Points and Fees in Connection with a Mortgage Transaction The Interstate Land Sales Act S2101 - A Bill to Amend the Interstate Land Sales Full Disclosure Act to clarify how the act applies to condominiums Broadband Internet Access/Open Internet HR4752 - To amend the Communications Act of 1934 to limit the authority of the Federal Communications Commission over providers of broadband Internet access service. ACS Funding for the U.S. Census HR4660 - Commerce, Justice, Science and Related Agencies Appropriations Act, 2015 S2437- Commerce, Justice, Science and Related Agencies Appropriations Act, 2015 Discussions with the Federal Trade Commission (FTC) regarding privacy and data security.

Data Privacy and Security HR624 - Cyber Information Sharing and Protection Act S1193 - Data Security and Breach Notification Act of 2013Truth in Lending Act (TILA) Amendments HR1077 - Consumer Mortgage Choice Act HR 3211 - A bill to Amend the Truth In Lending Act to Improve Upon the Definitions Provided for Points and Fees in Connection with a Mortgage Transaction The Interstate Land Sales Act S2101 - A Bill to Amend the Interstate Land Sales Full Disclosure Act to clarify how the act applies to condominiums

FHA Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActFHA Programs (cont'd) HR1872 - Budget and Accounting Transparency Act of 2014 HR1997 - Communities Achieving Sustainability Act Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2642 - Agriculture Act of 2014 HR2672 - CFPB Rural Designation Petition and Correction Act HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations S1916 - Helping Expand Lending Practices (HELP) in Rural Communities Act S2389 - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2015 Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Foreclosure Moratorium for military personnel HR2404 - The Foreclosure Relief and Extension for Servicemembers Act of 2014 Conversations with the Department of Housing and Urban Development (HUD) on the FHA and federally assisted housing. Discussions with US Department of Agriculture (USDA) on the definition of "rural," the 502 loan program, and multifamily loan programs. Discussions with the Veterans Administration (VA) on the VA home loan program.

FHA Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActFHA Programs (cont'd) HR1872 - Budget and Accounting Transparency Act of 2014 HR1997 - Communities Achieving Sustainability Act Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2642 - Agriculture Act of 2014 HR2672 - CFPB Rural Designation Petition and Correction Act HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations S1916 - Helping Expand Lending Practices (HELP) in Rural Communities Act Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Conversations with the Department of Housing and Urban Development (HUD) on the FHA and federally-assisted housing. Discussions with the Rural Housing Service (RHS) of the USDA on the Section 502 loan program and multifamily rental housing. Discussions with the Department of Veterans Affairs (VA) on the VA Home Loan Guarantee program.

FHA Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActFHA Programs (cont'd) HR1872 - Budget and Accounting Transparency Act of 2014 HR1997 - Communities Achieving Sustainability Act Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2642 - Agriculture Act of 2014 HR2672 - CFPB Rural Designation Petition and Correction Act HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations S1916 - Helping Expand Lending Practices (HELP) in Rural Communities Act S2389 - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2015 Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Conversations with the Department of Housing and Urban Development (HUD) on the FHA and Section 8 housing. Discussions with the Rural Housing Service (RHS) of the USDA on the Section 502 loan program and multifamily rental housing. Discussions with the Department of Veterans Affairs (VA) on the VA Home Loan Guarantee program.

FHA Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActFHA Programs (cont'd) HR1872 - Budget and Accounting Transparency Act of 2014 HR1997 - Communities Achieving Sustainability Act Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2642 - Agriculture Act of 2014 HR2672 - CFPB Rural Designation Petition and Correction Act HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations S1916 - Helping Expand Lending Practices (HELP) in Rural Communities Act S2389 - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2015 Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Conversations with the Department of Housing and Urban Development (HUD) on the FHA and federally assisted housing. Discussions with the Rural Housing Service (RHS) of the USDA on rural housing regulations.

Improvement of Short Sales Process HR839 - Prompt Decision for Qualification for Short Sales Act S361 - Prompt Notification of Short Sales ActGSE Modifications HR736 - Responsible Homeowner Refinancing Act of 2013 HR1712 - Housing Opportunity and Mortgage Equity Act of 2013 HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 HR3550 - The New Fair Deal Banking and Housing Stability Act of 2013 S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform S1217 - Housing Finance and Taxpayer Protection Act of 2013 HR5055 - Partnership to Strengthen Homeownership Act of 2014 Basel III Capital Standards HR1693 - A bill to provide an exemption for community banks from the application of Basel III capital standards S737 - Basel III Impact Study Act Commercial Real Estate Refinancing HR1240 - A bill to extend the low-interest refinancing provisions under the Local Development Business Loan Program of the Small Business Administration S289 - Commercial Real Estate and Economic Development Act of 2013 S968 - Small Business Lending Enhancement Act of 2013 Fees and Points in the QM ATR Rules of Dodd-Frank HR3211 - Mortgage Choice Act of 2013 S949 - Consumer Mortgage Choice Act S1577 - Mortgage Choice Act of 2013 Credit Union Lending HR688 - A bill to amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes Conversations with the Treasury Department about Qualified Residential Mortgages (QRM), GSE reform, and housing finance. Discussions with the Department of Housing and Urban Development (HUD) on loan limits, Qualified Residential Mortgages (QRM), the FHA, and mortgage insurance premiums. Conversations with the Consumer Finance Protection Board (CFPB) on Qualified Mortgages (QM), the Real Estate Settlement Procedures Act (RESPA), and the Truth In Lending Act (TILA). Conversations with the Federal Housing Finance Agency (FHFA) about loan limits and housing financing. Discussions with the Federal Deposit Insurance Corporation (FDIC) about Qualified Residential Mortgages (QRM). Discussions with the Office of the Comptroller of the Currency (OCC) about Qualified Residential Mortgages (QRM). Discussions with the Securities and Exchange Commission about Qualified Residential Mortgages (QRM). Conversations with the White House National Economic Council regarding housing finance. Discussions with the Small Business Administration (SBA) Office of Advocacy regarding crowdfunding.

Improvement of Short Sales Process HR839 - Prompt Decision for Qualification for Short Sales Act S361 - Prompt Notification of Short Sales ActGSE Modifications HR736 - Responsible Homeowner Refinancing Act of 2013 HR1712 - Housing Opportunity and Mortgage Equity Act of 2013 HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 HR3550 - The New Fair Deal Banking and Housing Stability Act of 2013 S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform S1217 - Housing Finance and Taxpayer Protection Act of 2013 HR5055 - Partnership to Strengthen Homeownership Act of 2014 Basel III Capital Standards HR1693 - A bill to provide an exemption for community banks from the application of Basel III capital standards S737 - Basel III Impact Study Act Commercial Real Estate Refinancing HR1240 - A bill to extend the low-interest refinancing provisions under the Local Development Business Loan Program of the Small Business Administration S289 - Commercial Real Estate and Economic Development Act of 2013 S968 - Small Business Lending Enhancement Act of 2013 Fees and Points in the QM ATR Rules of Dodd-Frank HR3211 - Mortgage Choice Act of 2013 S949 - Consumer Mortgage Choice Act S1577 - Mortgage Choice Act of 2013 Credit Union Lending HR688 - A bill to amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes Conversations with the Treasury Department about Qualified Residential Mortgages (QRM) and GSE reform. Discussions with the Department of Housing and Urban Development (HUD) on the FHA, mortgage insurance premiums, and property flipping waivers. Conversations with the Consumer Finance Protection Board (CFPB) on Qualified Mortgages (QM), the Real Estate Settlement Procedures Act (RESPA), the Truth In Lending Act (TILA), and mortgage servicing. Conversations with the Federal Housing Finance Agency (FHFA) about housing financing, G-fees, and short sales. Discussions with the Securities and Exchange Commission about "crowdfunding" regulations under the JOBS Act of 2012 and the FASB Lease Accounting proposal. Conversations with the White House National Economic Council regarding housing finance, GSE Reform, and G-fees.

Improvement of Short Sales Process HR839 - Prompt Decision for Qualification for Short Sales Act S361 - Prompt Notification of Short Sales ActGSE Modifications HR736 - Responsible Homeowner Refinancing Act of 2013 HR1712 - Housing Opportunity and Mortgage Equity Act of 2013 HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 HR3550 - The New Fair Deal Banking and Housing Stability Act of 2013 S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform S1217 - Housing Finance and Taxpayer Protection Act of 2013 Basel III Capital Standards HR1693 - A bill to provide an exemption for community banks from the application of Basel III capital standards S737 - Basel III Impact Study Act Commercial Real Estate Refinancing HR1240 - A bill to extend the low-interest refinancing provisions under the Local Development Business Loan Program of the Small Business Administration S289 - Commercial Real Estate and Economic Development Act of 2013 S968 - Small Business Lending Enhancement Act of 2013 Fees and Points in the QM ATR Rules of Dodd-Frank HR3211 - Mortgage Choice Act of 2013 S949 - Consumer Mortgage Choice Act S1577 - Mortgage Choice Act of 2013 Credit Union Lending HR688 - A bill to amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes Conversations with the Treasury Department about Qualified Residential Mortgages (QRM) and the Home Affordable Modification Program (HAMP). Discussions with the Department of Housing and Urban Development (HUD) on loan limits, Qualified Residential Mortgages (QRM), condominiums, the FHA premium structure, and FHA loan limits. Conversations with the Consumer Finance Protection Board (CFPB) on the 3% cap, Qualified Residential Mortgages (QRM), Qualified Mortgages (QM), loan servicing, the "Know Before You Owe" program, and the Real Estate Settlement Procedures Act (RESPA). Conversations with the Federal Housing Finance Agency (FHFA) about loan limits and Government Sponsored Enterprises (GSE) refrom. Discussions with the Federal Deposit Insurance Corporation (FDIC) about Qualified Residential Mortgages (QRM). Discussions with the Office of the Comptroller of the Currency (OCC) about Qualified Residential Mortgages (QRM). Discussions with the Securities and Exchange Commission about Qualified Residential Mortgages (QRM). Conversations with the White House National Economic Council regarding housing finance.

Improvement of Short Sales Process HR839 - Prompt Decision for Qualification for Short Sales Act S361 - Prompt Notification of Short Sales ActGSE Modifications HR736 - Responsible Homeowner Refinancing Act of 2013 HR1712 - Housing Opportunity and Mortgage Equity Act of 2013 HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 HR3550 - The New Fair Deal Banking and Housing Stability Act of 2013 S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform S1217 - Housing Finance Reform and Taxpayer Protection Act of 2013 HR5055 - Partnership to Strengthen Homeownership Act of 2014 Basel III Capital Standards HR1693 - A bill to provide an exemption for community banks from the application of Basel III capital standards S737 - Basel III Impact Study Act Commercial Real Estate Refinancing HR1240 - A bill to extend the low-interest refinancing provisions under the Local Development Business Loan Program of the Small Business Administration S289 - Commercial Real Estate and Economic Development Act of 2013 S968 - Small Business Lending Enhancement Act of 2013 Fees and Points in the QM ATR Rules of Dodd-Frank HR3211 - Mortgage Choice Act of 2013 S949 - Consumer Mortgage Choice Act S1577 - Mortgage Choice Act of 2013 Credit Union Lending HR688 - A bill to amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes Conversations with the Treasury Department about mortgage reform. Discussions with the Department of Housing and Urban Development (HUD) on the FHA premium reductions, property flipping waivers, and note sales. Conversations with the Consumer Finance Protection Board (CFPB) on the Real Estate Settlement Procedures Act (RESPA), the Truth In Lending Act (TILA), and mortgage servicing. Conversations with the Federal Housing Finance Agency (FHFA) about G-fees, GSE reform, and credit availability. Discussions with the Securities and Exchange Commission about "crowdfunding" regulations under the JOBS Act of 2012, the definition of "accredited investors," and the FASB Lease Accounting proposal. Conversations with the White House National Economic Council regarding mortgages. Discussions with the Federal Housing Administration (FHA) regarding FHA premium reductions.

Improvement of Short Sales Process HR839 - Prompt Decision for Qualification for Short Sales Act S361 - Prompt Notification of Short Sales ActGSE Modifications HR736 - Responsible Homeowner Refinancing Act of 2013 HR1712 - Housing Opportunity and Mortgage Equity Act of 2013 HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 HR3550 - The New Fair Deal Banking and Housing Stability Act of 2013 S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform S1217 - Housing Finance Reform and Taxpayer Protection Act of 2013 HR5055 - Partnership to Strengthen Homeownership Act of 2014 Basel III Capital Standards HR1693 - A bill to provide an exemption for community banks from the application of Basel III capital standards S737 - Basel III Impact Study Act Commercial Real Estate Refinancing HR1240 - A bill to extend the low-interest refinancing provisions under the Local Development Business Loan Program of the Small Business Administration S289 - Commercial Real Estate and Economic Development Act of 2013 S968 - Small Business Lending Enhancement Act of 2013 Fees and Points in the QM ATR Rules of Dodd-Frank HR3211 - Mortgage Choice Act of 2013 S949 - Consumer Mortgage Choice Act S1577 - Mortgage Choice Act of 2013 Credit Union Lending HR688 - A bill to amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes Conversations with the Treasury Department about mortgage reform. Discussions with the Department of Housing and Urban Development (HUD) on the FHA premium reductions, property flipping waivers, and note sales. Conversations with the Consumer Finance Protection Board (CFPB) on the Real Estate Settlement Procedures Act (RESPA), the Truth In Lending Act (TILA), and mortgage servicing. Conversations with the Federal Housing Finance Agency (FHFA) about G-fees, GSE reform, and credit availability. Discussions with the Securities and Exchange Commission about "crowdfunding" regulations under the JOBS Act of 2012, the definition of "accredited investors," and the FASB Lease Accounting proposal. Conversations with the White House National Economic Council regarding mortgages. Discussions with the Federal Housing Administration (FHA) regarding FHA premium reductions.

Improvement of Short Sales Process HR839 - Prompt Decision for Qualification for Short Sales Act S361 - Prompt Notification of Short Sales ActGSE Modifications HR736 - Responsible Homeowner Refinancing Act of 2013 HR1712 - Housing Opportunity and Mortgage Equity Act of 2013 HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 HR3550 - The New Fair Deal Banking and Housing Stability Act of 2013 S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform S1217 - Housing Finance and Taxpayer Protection Act of 2013 HR5055 - Partnership to Strengthen Homeownership Act of 2014 Basel III Capital Standards HR1693 - A bill to provide an exemption for community banks from the application of Basel III capital standards S737 - Basel III Impact Study Act Commercial Real Estate Refinancing HR1240 - A bill to extend the low-interest refinancing provisions under the Local Development Business Loan Program of the Small Business Administration S289 - Commercial Real Estate and Economic Development Act of 2013 S968 - Small Business Lending Enhancement Act of 2013 Fees and Points in the QM ATR Rules of Dodd-Frank HR3211 - Mortgage Choice Act of 2013 S949 - Consumer Mortgage Choice Act S1577 - Mortgage Choice Act of 2013 Credit Union Lending HR688 - A bill to amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes Conversations with the Treasury Department about Qualified Residential Mortgages (QRM), GSE reform, and housing finance. Discussions with the Department of Housing and Urban Development (HUD) on loan limits, Qualified Residential Mortgages (QRM), the FHA, and mortgage insurance premiums. Conversations with the Consumer Finance Protection Board (CFPB) on Qualified Mortgages (QM), the Real Estate Settlement Procedures Act (RESPA), and the Truth In Lending Act (TILA). Conversations with the Federal Housing Finance Agency (FHFA) about loan limits and housing financing. Discussions with the Federal Deposit Insurance Corporation (FDIC) about Qualified Residential Mortgages (QRM). Discussions with the Office of the Comptroller of the Currency (OCC) about Qualified Residential Mortgages (QRM). Discussions with the Securities and Exchange Commission about Qualified Residential Mortgages (QRM). Conversations with the White House National Economic Council regarding housing finance. Discussions with the Small Business Administration (SBA) Office of Advocacy regarding crowdfunding.

Improvement of Short Sales Process HR839 - Prompt Decision for Qualification for Short Sales Act S361 - Prompt Notification of Short Sales ActGSE Modifications HR736 - Responsible Homeowner Refinancing Act of 2013 HR1712 - Housing Opportunity and Mortgage Equity Act of 2013 HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 HR3550 - The New Fair Deal Banking and Housing Stability Act of 2013 S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform S1217 - Housing Finance and Taxpayer Protection Act of 2013 Basel III Capital Standards HR1693 - A bill to provide an exemption for community banks from the application of Basel III capital standards S737 - Basel III Impact Study Act Commercial Real Estate Refinancing HR1240 - A bill to extend the low-interest refinancing provisions under the Local Development Business Loan Program of the Small Business Administration S289 - Commercial Real Estate and Economic Development Act of 2013 S968 - Small Business Lending Enhancement Act of 2013 Fees and Points in the QM ATR Rules of Dodd-Frank HR3211 - Mortgage Choice Act of 2013 S949 - Consumer Mortgage Choice Act S1577 - Mortgage Choice Act of 2013 Credit Union Lending HR688 - A bill to amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes Conversations with the Treasury Department about Qualified Residential Mortgages (QRM) and the Home Affordable Modification Program (HAMP). Discussions with the Department of Housing and Urban Development (HUD) on loan limits, Qualified Residential Mortgages (QRM), condominiums, the FHA premium structure, and FHA loan limits. Conversations with the Consumer Finance Protection Board (CFPB) on the 3% cap, Qualified Residential Mortgages (QRM), Qualified Mortgages (QM), loan servicing, the "Know Before You Owe" program, and the Real Estate Settlement Procedures Act (RESPA). Conversations with the Federal Housing Finance Agency (FHFA) about loan limits and Government Sponsored Enterprises (GSE) refrom. Discussions with the Federal Deposit Insurance Corporation (FDIC) about Qualified Residential Mortgages (QRM). Discussions with the Office of the Comptroller of the Currency (OCC) about Qualified Residential Mortgages (QRM). Discussions with the Securities and Exchange Commission about Qualified Residential Mortgages (QRM). Conversations with the White House National Economic Council regarding housing finance.

Improvement of Short Sales Process HR839 - Prompt Decision for Qualification for Short Sales Act S361 - Prompt Notification of Short Sales ActGSE Modifications HR736 - Responsible Homeowner Refinancing Act of 2013 HR1712 - Housing Opportunity and Mortgage Equity Act of 2013 HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 HR3550 - The New Fair Deal Banking and Housing Stability Act of 2013 S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform S1217 - Housing Finance and Taxpayer Protection Act of 2013 HR5055 - Partnership to Strengthen Homeownership Act of 2014 Basel III Capital Standards HR1693 - A bill to provide an exemption for community banks from the application of Basel III capital standards S737 - Basel III Impact Study Act Commercial Real Estate Refinancing HR1240 - A bill to extend the low-interest refinancing provisions under the Local Development Business Loan Program of the Small Business Administration S289 - Commercial Real Estate and Economic Development Act of 2013 S968 - Small Business Lending Enhancement Act of 2013 Fees and Points in the QM ATR Rules of Dodd-Frank HR3211 - Mortgage Choice Act of 2013 S949 - Consumer Mortgage Choice Act S1577 - Mortgage Choice Act of 2013 Credit Union Lending HR688 - A bill to amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes Conversations with the Treasury Department about Qualified Residential Mortgages (QRM) and GSE reform. Discussions with the Department of Housing and Urban Development (HUD) on the FHA, mortgage insurance premiums, and property flipping waivers. Conversations with the Consumer Finance Protection Board (CFPB) on Qualified Mortgages (QM), the Real Estate Settlement Procedures Act (RESPA), the Truth In Lending Act (TILA), and mortgage servicing. Conversations with the Federal Housing Finance Agency (FHFA) about housing financing, G-fees, and short sales. Discussions with the Securities and Exchange Commission about "crowdfunding" regulations under the JOBS Act of 2012 and the FASB Lease Accounting proposal. Conversations with the White House National Economic Council regarding housing finance, GSE Reform, and G-fees.

Improvement of Short Sales Process HR839 - Prompt Decision for Qualification for Short Sales Act S361 - Prompt Notification of Short Sales ActGSE Modifications HR736 - Responsible Homeowner Refinancing Act of 2013 HR1712 - Housing Opportunity and Mortgage Equity Act of 2013 HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 HR3550 - The New Fair Deal Banking and Housing Stability Act of 2013 S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform S1217 - Housing Finance and Taxpayer Protection Act of 2013 HR5055 - Partnership to Strengthen Homeownership Act of 2014 Basel III Capital Standards HR1693 - A bill to provide an exemption for community banks from the application of Basel III capital standards S737 - Basel III Impact Study Act Commercial Real Estate Refinancing HR1240 - A bill to extend the low-interest refinancing provisions under the Local Development Business Loan Program of the Small Business Administration S289 - Commercial Real Estate and Economic Development Act of 2013 S968 - Small Business Lending Enhancement Act of 2013 Fees and Points in the QM ATR Rules of Dodd-Frank HR3211 - Mortgage Choice Act of 2013 S949 - Consumer Mortgage Choice Act S1577 - Mortgage Choice Act of 2013 Credit Union Lending HR688 - A bill to amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes Conversations with the Treasury Department about Qualified Residential Mortgages (QRM) and GSE reform. Discussions with the Department of Housing and Urban Development (HUD) on the FHA, mortgage insurance premiums, and property flipping waivers. Conversations with the Consumer Finance Protection Board (CFPB) on Qualified Mortgages (QM), the Real Estate Settlement Procedures Act (RESPA), the Truth In Lending Act (TILA), and mortgage servicing. Conversations with the Federal Housing Finance Agency (FHFA) about housing financing, G-fees, and short sales. Discussions with the Securities and Exchange Commission about "crowdfunding" regulations under the JOBS Act of 2012 and the FASB Lease Accounting proposal. Conversations with the White House National Economic Council regarding housing finance, GSE Reform, and G-fees.

Improvement of Short Sales Process HR839 - Prompt Decision for Qualification for Short Sales Act S361 - Prompt Notification of Short Sales ActGSE Modifications HR736 - Responsible Homeowner Refinancing Act of 2013 HR1712 - Housing Opportunity and Mortgage Equity Act of 2013 HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 HR3550 - The New Fair Deal Banking and Housing Stability Act of 2013 S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform S1217 - Housing Finance and Taxpayer Protection Act of 2013 Basel III Capital Standards HR1693 - A bill to provide an exemption for community banks from the application of Basel III capital standards S737 - Basel III Impact Study Act Commercial Real Estate Refinancing HR1240 - A bill to extend the low-interest refinancing provisions under the Local Development Business Loan Program of the Small Business Administration S289 - Commercial Real Estate and Economic Development Act of 2013 S968 - Small Business Lending Enhancement Act of 2013 Fees and Points in the QM ATR Rules of Dodd-Frank HR3211 - Mortgage Choice Act of 2013 S949 - Consumer Mortgage Choice Act S1577 - Mortgage Choice Act of 2013 Credit Union Lending HR688 - A bill to amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes Conversations with the Treasury Department about Qualified Residential Mortgages (QRM) and the Home Affordable Modification Program (HAMP). Discussions with the Department of Housing and Urban Development (HUD) on loan limits, Qualified Residential Mortgages (QRM), condominiums, the FHA premium structure, and FHA loan limits. Conversations with the Consumer Finance Protection Board (CFPB) on the 3% cap, Qualified Residential Mortgages (QRM), Qualified Mortgages (QM), loan servicing, the "Know Before You Owe" program, and the Real Estate Settlement Procedures Act (RESPA). Conversations with the Federal Housing Finance Agency (FHFA) about loan limits and Government Sponsored Enterprises (GSE) refrom. Discussions with the Federal Deposit Insurance Corporation (FDIC) about Qualified Residential Mortgages (QRM). Discussions with the Office of the Comptroller of the Currency (OCC) about Qualified Residential Mortgages (QRM). Discussions with the Securities and Exchange Commission about Qualified Residential Mortgages (QRM). Conversations with the White House National Economic Council regarding housing finance.

Improvement of Short Sales Process HR839 - Prompt Decision for Qualification for Short Sales Act S361 - Prompt Notification of Short Sales ActGSE Modifications HR736 - Responsible Homeowner Refinancing Act of 2013 HR1712 - Housing Opportunity and Mortgage Equity Act of 2013 HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 HR3550 - The New Fair Deal Banking and Housing Stability Act of 2013 S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform S1217 - Housing Finance Reform and Taxpayer Protection Act of 2013 HR5055 - Partnership to Strengthen Homeownership Act of 2014 Basel III Capital Standards HR1693 - A bill to provide an exemption for community banks from the application of Basel III capital standards S737 - Basel III Impact Study Act Commercial Real Estate Refinancing HR1240 - A bill to extend the low-interest refinancing provisions under the Local Development Business Loan Program of the Small Business Administration S289 - Commercial Real Estate and Economic Development Act of 2013 S968 - Small Business Lending Enhancement Act of 2013 Fees and Points in the QM ATR Rules of Dodd-Frank HR3211 - Mortgage Choice Act of 2013 S949 - Consumer Mortgage Choice Act S1577 - Mortgage Choice Act of 2013 Credit Union Lending HR688 - A bill to amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes Conversations with the Treasury Department about mortgage reform. Discussions with the Department of Housing and Urban Development (HUD) on the FHA premium reductions, property flipping waivers, and note sales. Conversations with the Consumer Finance Protection Board (CFPB) on the Real Estate Settlement Procedures Act (RESPA), the Truth In Lending Act (TILA), and mortgage servicing. Conversations with the Federal Housing Finance Agency (FHFA) about G-fees, GSE reform, and credit availability. Discussions with the Securities and Exchange Commission about "crowdfunding" regulations under the JOBS Act of 2012, the definition of "accredited investors," and the FASB Lease Accounting proposal. Conversations with the White House National Economic Council regarding mortgages. Discussions with the Federal Housing Administration (FHA) regarding FHA premium reductions.

Improvement of Short Sales Process HR839 - Prompt Decision for Qualification for Short Sales Act S361 - Prompt Notification of Short Sales ActGSE Modifications HR736 - Responsible Homeowner Refinancing Act of 2013 HR1712 - Housing Opportunity and Mortgage Equity Act of 2013 HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 HR3550 - The New Fair Deal Banking and Housing Stability Act of 2013 S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform S1217 - Housing Finance and Taxpayer Protection Act of 2013 HR5055 - Partnership to Strengthen Homeownership Act of 2014 Basel III Capital Standards HR1693 - A bill to provide an exemption for community banks from the application of Basel III capital standards S737 - Basel III Impact Study Act Commercial Real Estate Refinancing HR1240 - A bill to extend the low-interest refinancing provisions under the Local Development Business Loan Program of the Small Business Administration S289 - Commercial Real Estate and Economic Development Act of 2013 S968 - Small Business Lending Enhancement Act of 2013 Fees and Points in the QM ATR Rules of Dodd-Frank HR3211 - Mortgage Choice Act of 2013 S949 - Consumer Mortgage Choice Act S1577 - Mortgage Choice Act of 2013 Credit Union Lending HR688 - A bill to amend the Federal Credit Union Act to provide certain credit unions with the authority to make additional member business loans, and for other purposes Conversations with the Treasury Department about Qualified Residential Mortgages (QRM), GSE reform, and housing finance. Discussions with the Department of Housing and Urban Development (HUD) on loan limits, Qualified Residential Mortgages (QRM), the FHA, and mortgage insurance premiums. Conversations with the Consumer Finance Protection Board (CFPB) on Qualified Mortgages (QM), the Real Estate Settlement Procedures Act (RESPA), and the Truth In Lending Act (TILA). Conversations with the Federal Housing Finance Agency (FHFA) about loan limits and housing financing. Discussions with the Federal Deposit Insurance Corporation (FDIC) about Qualified Residential Mortgages (QRM). Discussions with the Office of the Comptroller of the Currency (OCC) about Qualified Residential Mortgages (QRM). Discussions with the Securities and Exchange Commission about Qualified Residential Mortgages (QRM). Conversations with the White House National Economic Council regarding housing finance. Discussions with the Small Business Administration (SBA) Office of Advocacy regarding crowdfunding.

FHA Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActFHA Programs (cont'd) HR1872 - Budget and Accounting Transparency Act of 2014 HR1997 - Communities Achieving Sustainability Act Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2642 - Agriculture Act of 2014 HR2672 - CFPB Rural Designation Petition and Correction Act HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations S1916 - Helping Expand Lending Practices (HELP) in Rural Communities Act S2389 - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2015 Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Conversations with the Department of Housing and Urban Development (HUD) on the FHA and federally assisted housing. Discussions with the Rural Housing Service (RHS) of the USDA on rural housing regulations.

FHA Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActFHA Programs (cont'd) HR1872 - Budget and Accounting Transparency Act of 2014 HR1997 - Communities Achieving Sustainability Act Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2642 - Agriculture Act of 2014 HR2672 - CFPB Rural Designation Petition and Correction Act HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations S1916 - Helping Expand Lending Practices (HELP) in Rural Communities Act Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Conversations with the Department of Housing and Urban Development (HUD) on the FHA and federally-assisted housing. Discussions with the Rural Housing Service (RHS) of the USDA on the Section 502 loan program and multifamily rental housing. Discussions with the Department of Veterans Affairs (VA) on the VA Home Loan Guarantee program.

FHA Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActFHA Programs (cont'd) HR1872 - Budget and Accounting Transparency Act of 2014 HR1997 - Communities Achieving Sustainability Act Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2642 - Agriculture Act of 2014 HR2672 - CFPB Rural Designation Petition and Correction Act HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations S1916 - Helping Expand Lending Practices (HELP) in Rural Communities Act S2389 - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2015 Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Conversations with the Department of Housing and Urban Development (HUD) on the FHA and Section 8 housing. Discussions with the Rural Housing Service (RHS) of the USDA on the Section 502 loan program and multifamily rental housing. Discussions with the Department of Veterans Affairs (VA) on the VA Home Loan Guarantee program.

FHA Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActFHA Programs (cont'd) HR1872 - Budget and Accounting Transparency Act of 2014 HR1997 - Communities Achieving Sustainability Act Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2642 - Agriculture Act of 2014 HR2672 - CFPB Rural Designation Petition and Correction Act HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations S1916 - Helping Expand Lending Practices (HELP) in Rural Communities Act S2389 - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2015 Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Foreclosure Moratorium for military personnel HR2404 - The Foreclosure Relief and Extension for Servicemembers Act of 2014 Conversations with the Department of Housing and Urban Development (HUD) on the FHA and federally assisted housing. Discussions with US Department of Agriculture (USDA) on the definition of "rural," the 502 loan program, and multifamily loan programs. Discussions with the Veterans Administration (VA) on the VA home loan program.

FHA Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActFHA Programs (cont'd) HR1872 - Budget and Accounting Transparency Act of 2014 HR1997 - Communities Achieving Sustainability Act Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2642 - Agriculture Act of 2014 HR2672 - CFPB Rural Designation Petition and Correction Act HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations S1916 - Helping Expand Lending Practices (HELP) in Rural Communities Act S2389 - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2015 Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Conversations with the Department of Housing and Urban Development (HUD) on the FHA and federally assisted housing. Discussions with the Rural Housing Service (RHS) of the USDA on rural housing regulations.