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Student Loan Borrower Bill of Rights
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vs 3,548 other S bills in the 114th — cohort avg 43d
Student Loan Borrower Bill of Rights Amends the Truth in Lending Act to require postsecondary educational lenders to disclose to borrowers at least 30 days before the first fully amortized payment on their loan is due: certain information concerning the terms of the loan, the date on which the first payment is due, the name of the lender and servicer and certain contact information, and a description of alternative repayment plans. Requires postsecondary educational lenders to disclose to borrowers who become 30 days delinquent on their loan: the date on which the loan will be charged-off or assigned to collections, including the consequences of those actions; the minimum payment that the borrower must make to avoid the loan being charged-off or assigned to collection; the minimum payment that the borrower must make to bring the loan current; and a statement informing the borrower that paying less than the minimum could result in the loan being charged-off or assigned to collection. Requires a postsecondary educational lender, when a borrower becomes 60 days delinquent or provides notice that he or she is having difficulty making payment, to: complete a full review of the loan and make a reasonable effort to determine if the borrower is eligible for an alternative repayment plan or servicemember or veteran benefits related to postsecondary education loans, inform the borrower about alternative repayment plans and benefits for which the borrower may be eligible, and give the borrower at least 30 days to apply for such a plan or benefit. Requires postsecondary educational lenders in all these situations to notify the borrower that a Servicemember and Veterans Liaison is available to answer inquiries about servicemember and veteran benefits related to such loans. Provides that if such a borrower notifies a postsecondary educational lender that a long-term alternative repayment plan is not appropriate, the lender may provide the borrower with information about short-term options to address an anticipated short-term difficulty in making payments, such as forbearance or deferment options. Requires lenders to establish a process that enables borrowers to provide such notice. Requires the Consumer Financial Protection Bureau (CFPB) to develop and issue model forms to allow borrowers to compare their postsecondary education loan repayment plan with alternative repayment plans and forbearance and deferment options. Establishes a student loan borrower bill of rights under the Truth in Lending Act. Imposes specified notification and payment transfer and receipt obligations on transferors and transferees of student loans if the transfer of those loans results in a change of the party to whom the borrower must direct communications or send payments. Prohibits student loan servicers from imposing late payment fees or finance charges on borrowers whose late payment is due to a change in the servicer's mailing address, office, or payment handling procedures. Requires postsecondary education loan servicers, absent alternative instructions from the borrower, to apply payments first to the interest and fees a borrower owes on the payment due date and then to the principal of the borrower's loan that bears the highest interest rate. Allows borrowers to voluntarily increase their periodic payment amount while maintaining the right to return to their original amortization schedule at any time. Requires servicers to provide borrowers with a simple, online method to do so. Prohibits the imposition of a late fee: on a per-loan basis, if the borrower has multiple postsecondary education loans in a billing group; in an amount greater than 4% of the payment past due; before the end of the 15-day period beginning on the payment due date; more than once for a single late payment; and if the borrower fails to make a singular, non-successive regularly-scheduled payment. Considers a private education loan to be rehabilitated if the borrower: (1) makes 9 payments of amounts owed on the loan within 20 days of the due date for 10 consecutive months, or (2) otherwise brings the loan current after it has been charged-off. Establishes procedures student loan servicers are to follow in investigating and addressing borrower inquiries concerning perceived inaccuracies in borrower accounts. Requires student loan servicers to designate a single point of contact for certain borrowers who: (1) are delinquent on their postsecondary education loan; (2) seek information regarding, seek to enter into an agreement for, or seek to resolve an issue under, a repayment option; or (3) seek to modify repayment terms due to hardship. Requires student loan servicers to: (1) designate an employee who is specially trained on servicemember and veteran benefits to act as the Servicemember and Veterans Liaison responsible for answering inquiries from servicemembers and veterans, and (2) provide servicemembers and veterans with a toll-free number to access that liaison. Prohibits student loan lenders or servicers from charging-off or reporting a student loan as delinquent, assigned to collection, in default, or charged-off to a credit reporting agency if the borrower is on active duty in a combat zone. Requires student loan servicers to make available to borrowers: (1) through a secure website or in writing upon request, their loan history; and (2) upon request and at no charge, copies of the original loan documents. Requires the CFPB to promulgate rules requiring student loan servicers to establish error resolution procedures. Prohibits any rights and remedies available to student loan borrowers from being waived by any agreement, policy, or form. Requires the CFPB to issue rules requiring lenders and servicers of loans made, insured, or guaranteed under title IV (Student Assistance) of the Higher Education Act of 1965 (HEA) to contact borrowers who may be eligible to have their student loans discharged by the Secretary of Education and to provide them with information and a streamlined process for obtaining such a discharge. Requires consumer credit information that is required to be disclosed to borrowers under the Truth in Lending Act to be available at no charge to such borrowers. Amends the Federal Family Education Loan (FFEL) program, under title IV of the HEA, to require eligible lenders to provide borrowers, before repayment, when they are having difficulty making payments, and when they are delinquent, a statement that: (1) they may be entitled to servicemember and veteran benefits, and (2) a Servicemember and Veterans Liaison is available to answer their inquiries about those benefits. Amends the Truth in Lending Act to require a lender, before issuing a postsecondary education loan for a student attending an institution of higher education (IHE), to obtain the IHE's certification of: (1) the student's enrollment status, (2) the student's cost of attendance, and (3) the difference between that cost and the student's estimated financial assistance. Eliminates the requirement that such lenders obtain a self-certification form from the loan applicant. Allows a lender to issue such a loan without a certification if the relevant IHE does not notify the lender, within 15 business days of the creditor's request for such certification, that it refuses to issue the certification or that it needs more time to comply with the request. Requires postsecondary educational lenders to: (1) send loan statements to borrowers at least once every three months a student is enrolled at an IHE; (2) notify the relevant IHE, in writing, of the loan amount and the student to whom it applies no later than the date funds are issued; and (3) submit an annual report to the CFPB containing information the CFPB requires concerning private student loans. Amends the HEA to require IHEs, before providing private educational lenders with certifications or notice of their refusal to do so, to determine whether students have exhausted their options for assistance under title IV of the HEA and to notify borrowers of: (1) the availability of such assistance, (2) their ability to choose their own private educational lender, (3) the impact of the proposed private education loan on their eligibility for other financial assistance, and (4) their right to accept or reject a private education loan within 30 days of the lender's approval of their application and to cancel the loan within 3 business days of its consummation. Prohibits an IHE from providing a private lender with a certification unless: (1) the loan provides the borrower with alternative repayment plans, including loan consolidation or refinancing; and (2) loan liability is cancelled upon the death or disability of the borrower or co-borrower. Treats lenders that receive a certification from an IHE as being in a preferred lender arrangement with that IHE. Prohibits a servicer from marketing to the borrower of a title IV student loan that the servicer services a financial product or service using data obtained through the servicing relationship or otherwise during the servicing process. Directs the Secretary to establish a program that allows borrowers under the William D. Ford Federal Direct Loan program to switch from the assigned servicer of their loan to a new servicer based on a random reassignment by the Secretary. Directs the Secretary to establish a centralized point of access for all borrowers of title IV loans that are in repayment.
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Filing registrants (7)
2016 · fourth_quarter · Education
Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (text of measure as introduced: CR S1712-1716)
Introduced in Senate
Bills with similar content found using semantic analysis.
Sources: Congress.gov
S.108 Financial Aid Simplification and Transparency Act of 2015; all S. 840 Student Loan Borrowers Bill of Rights; all S. 3368 The ASPIRE Act: Access, Success, and Persistence in Reshaping Education Act; all H.R. 3675 Student Borrower Fairness Act; all H.R. 3786 Student Loan Fair Prepayment Act; all H.R. 4223 Protecting Our Students by Terminating Graduate Rates that Add to Debt (POST GRAD) Act; all H.R. 5274, the Student Loan Refinancing and Recalculation Act; all H.R. 6161, the Federal Funding Accountability for Sexual Harassers Act; all P.L. 114-95 Every Student Succeeds Act; implementation of teacher preparation provisions Higher Education Act Reauthorization Proposals; college rating systems, graduate student and international student issues; all U.S. Department of Educations Notice of Proposed Rulemaking (NPRM) at 81 Fed. Reg. 48,597 (July 25, 2016-Docket ID ED-2016-OPE-0050); proposed amendment to the State authorization provisions, related to institutions of higher education that offer distance education, all Internal Revenue Service Notice 2016-17, Application of the Market Reforms and Other Provisions of the Affordable Care Act to Student Health Coverage; issues related to student health insurance programs (SHIP), premium subsidies for Graduate Students, all
Client expense: Not reported · Firm income: $140,000
Government targets: Army, Dept of (Corps of Engineers), Education, Dept of, HOUSE OF REPRESENTATIVES, Natl Oceanic & Atmospheric Administration (NOAA), Natl Science Foundation (NSF), Office of Management & Budget (OMB), SENATE, U.S. Geological Survey (USGS)
2016 · fourth_quarter · Financial Institutions/Investments/Securities
Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR970 - Supporting Academic Freedom through Regulatory Relief Act HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act HR3179 - Empowering Students Through Enhanced Financial Counseling Act HR3180 - Flexible Pell Grant for 21st Century Students Act HR4162 - Credit Access and Inclusion Act of 2015 HR4652 - CLEAR Act S85 - Repay Act of 2015 S108 - Financial Aid Simplification and Transparency Act of 2015 S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights S1948 - AFFORD Act S2043 - Know Before You Owe Federal Student Loan Act of 2015 S2677 - In the Red Act of 2016 Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR22 - DRIVE Act HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR2029 - Consolidated Appropriations Act, 2016 HR4913 - Housing Finance Restructuring Act of 2016 HR__ - Moving Housing Forward Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026. RESPA/TILA Amendments/TRID HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act HR3192 - Homebuyers Assistance Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. Short Sales HR4812 - Prompt Notification of Short Sales Act Mortgage Servicing Assets HR2029 - Consolidated Appropriations Act, 2016 Alternative Credit Scoring HR3035 - Credit Access and Inclusion Act of 2015 HR4211 - Credit Score Competition Act of 2015 HR4893 - Risk Management and Homeowner Stability Act of 2016 S2355 - Credit Access and Inclusion Act of 2015 Service Members Foreclosure Relief S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015 Commercial Risk Retention Rules HR4620 - Preserving Access to CRE Capital Act of 2016 FHFA HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. Financial Regulatory Reform HR1090 - Retail Investor Protection Act HR1523 - Community Bank Access to Capital Act of 2015 HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 HR5983 - The Financial Choice Act S1484 - Financial Regulatory Improvement Act of 2015 S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 S1816 - Community Bank Access to Capital Act of 2015 Credit Reporting HR347 - The Facilitating Access to Credit Act HR5282 - The Comprehensive Consumer Credit Reporting Act of 2016 Federal Home Loan Bank HR__ - To amend the Federal Home Loan Bank Act to clarify the definition of an insurance company and to provide Federal Home Loan Bank membership standards for certain captive insurance companies Alternative Lending Sources HR4854 - Supporting America's Innovators Act of 2016 HR4855 - Fix Crowdfunding Act Zombie Foreclosures S3146 - Preserving Abandoned Foreclosures and Preserving Communities Act of 2016 Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID, RESPA, TILA, and student loan debt. Discussions with the Federal Housing Finance Agency (FHFA) on GSE reform, duty-to-serve. Discussions with the Treasury on anti-money laundering and GSE reform. Conversations with the Office of the Comptroller of the Currency (OCC) on bank charters. Discussions with the Securities and Exchange Commission (SEC) on crowdfunding, small business lending.
Client expense: $19,540,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Telecommunications & Information Administration (NTIA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Geological Survey (USGS), Veterans Affairs, Dept of (VA)
2016 · fourth_quarter · Education
S.706/H.R.1490, Survivor Outreach and Support Campus Act, in support of independent advocates on campus; S.590/H.R.1310, Campus Accountability and Safety Act, in support of ending campus sexual assault; S.412/H.R.5, Student Success Act, in opposition to allowing states and school districts to move funds meant for disadvantaged students into other programs and eliminating maintenance-of-effort requirements, in opposition to federally funded school vouchers, in support of substitute amendment; S.439/H.R.846, Student Non-Discrimination Act of 2015, in support of prohibiting discrimination based on gender identity or sexual orientation in public schools; S.1177, Every Child Achieves Act, in support of reauthorizing ESEA, improving accountability, including policies to reduce bullying and harassment, ensuring civil rights protections for students at charter schools, better data reporting and transparency in athletics programs, in opposition to federally funded vouchers; S.840, Student Loan Borrower Bill of Rights, in support of ensuring students exhaust federal financial aid before taking on private student loans; S.773/H.R.1421, Tyler Clementi Higher Education Anti-Harassment Act, in support of preventing and responding to bullying and harassment at institutions of higher education; S.311/H.R.2902, Safe Schools Improvement Act, in support encouraging states, districts, and schools to develop policies and programs to prevent and appropriately respond to instances of bullying and harassment; S.840/H.R.1183, STEM Gateways Act, in support of providing competitive grants specifically targeted towards women and girls, underrepresented minorities, and individuals from economically disadvantaged backgrounds to improve access to opportunities in STEM fields; S.2784/H.R.467, STEM Opportunities Act, in support of broaden participation by women and minorities in science, technology, engineering and mathematics (STEM) fields by reducing barriers that deter women and underrepresented minorities from pursuing academic and career goals in STEM fields; S.559/H.R.970, Academic Freedom through Regulatory Relief Act, in opposition to the repeal of gainful employment regulations; H.R.1806, America COMPETES Reauthorization Act of 2015, in support of broadening participation in STEM fields to improve the competitiveness of the United States; H.R.2680, Hold Accountable and Lend Transparency (HALT) on Campus Sexual Violence Act, in support of strengthening prevention and enforcement efforts at colleges and universities to help end sexual harassment and violence; S.671, Computer Science Education & Jobs Act of 2015, in support of federal funding for computer science education; H.R.1020, STEM Ed Act of 2015, in support of supports promoting and strengthening science, technology, engineering, and math (STEM) education, especially for girls and other underrepresented populations and include computer science; S.227, Strengthening Education through Research Act, in support of strengthening the federal education research system to make research and evaluations more timely and relevant to state/local needs to increase student achievement; S.2710/H.R. 4803, Women and Minorities in STEM Booster Act of 2016, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; S. 2677, In the Red Act of 2016, in support of refinancing student loans, access to community college, and indexing of Pell grants; H.R. 4681, Child Care Access Means Parents in School Reauthorization, in support of increasing access to higher education to students through campus-based child care services; S.3084/H.R.1806, American Innovation and Competitiveness Act, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; in support of grant programs and centers for excellence to broaden participation; H.R. 5587, Strengthening Career and Technical Education for the 21st Century Act, in support of provisions to prepare students for success in college or careers; S. 3147/H.R. 5682, Gender Equity in Education Act, in support of Title IX and federal protections against the gender discrimination of women in education; S. 2711, Native American Education Opportunity Act, in opposition to school vouchers; H.R. 6094, Regulatory Relief for Small Businesses, Schools, and Nonprofits Act, in opposition to delaying implementation of the overtime rule that would increase eligibility to receive overtime pay; H.R. 6161, Federal Funding for Sexual Harassers Act, in support of ending campus sexual assault; High School Data Transparency Act, in support of the collection and dissemination of participation and expense data regarding high school athletics; in support of increasing opportunities for women and underrepresented populations in nontraditional careers and apprenticeship programs; in support of eliminating the use of corporal punishment in public and private schools; in support of allowing private students loans to be dischargeable in bankruptcy; in support of student loan refinance options; in support of additional disaggregation and crosstabulation of student achievement data, including gender, race/ethnicity, disability status, English learner status, and other categories.
Client expense: $55,000 · Firm income: Not reported
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Vice President of the U.S., White House Office
2016 · fourth_quarter · Education
S.108 Financial Aid Simplification and Transparency Act of 2015; all S. 840 Student Loan Borrowers Bill of Rights; all S. 3368 The ASPIRE Act: Access, Success, and Persistence in Reshaping Education Act; all H.R. 3675 Student Borrower Fairness Act; all H.R. 3786 Student Loan Fair Prepayment Act; all H.R. 4223 Protecting Our Students by Terminating Graduate Rates that Add to Debt (POST GRAD) Act; all H.R. 5274, the Student Loan Refinancing and Recalculation Act; all H.R. 6161, the Federal Funding Accountability for Sexual Harassers Act; all P.L. 114-95 Every Student Succeeds Act; implementation of teacher preparation provisions Higher Education Act Reauthorization Proposals; college rating systems, graduate student and international student issues; all U.S. Department of Educations Notice of Proposed Rulemaking (NPRM) at 81 Fed. Reg. 48,597 (July 25, 2016-Docket ID ED-2016-OPE-0050); proposed amendment to the State authorization provisions, related to institutions of higher education that offer distance education, all Internal Revenue Service Notice 2016-17, Application of the Market Reforms and Other Provisions of the Affordable Care Act to Student Health Coverage; issues related to student health insurance programs (SHIP), premium subsidies for Graduate Students, all
Client expense: Not reported · Firm income: $140,000
Government targets: Army, Dept of (Corps of Engineers), Education, Dept of, HOUSE OF REPRESENTATIVES, Natl Oceanic & Atmospheric Administration (NOAA), Natl Science Foundation (NSF), Office of Management & Budget (OMB), SENATE, U.S. Geological Survey (USGS)
2016 · fourth_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act HR 3179 - Empowering Students Through Enhanced Financial Counseling Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights S 3116 - Empowering Students Through Enhanced Financial Counseling Act
Client expense: $580,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · third_quarter · Education
S.706/H.R.1490, Survivor Outreach and Support Campus Act, in support of independent advocates on campus; S.590/H.R.1310, Campus Accountability and Safety Act, in support of ending campus sexual assault; S.412/H.R.5, Student Success Act, in opposition to allowing states and school districts to move funds meant for disadvantaged students into other programs and eliminating maintenance-of-effort requirements, in opposition to federally funded school vouchers, in support of substitute amendment; S.439/H.R.846, Student Non-Discrimination Act of 2015, in support of prohibiting discrimination based on gender identity or sexual orientation in public schools; S.1177, Every Child Achieves Act, in support of reauthorizing ESEA, improving accountability, including policies to reduce bullying and harassment, ensuring civil rights protections for students at charter schools, better data reporting and transparency in athletics programs, in opposition to federally funded vouchers; S.840, Student Loan Borrower Bill of Rights, in support of ensuring students exhaust federal financial aid before taking on private student loans; S.773/H.R.1421, Tyler Clementi Higher Education Anti-Harassment Act, in support of preventing and responding to bullying and harassment at institutions of higher education; S.311/H.R.2902, Safe Schools Improvement Act, in support encouraging states, districts, and schools to develop policies and programs to prevent and appropriately respond to instances of bullying and harassment; S.840/H.R.1183, STEM Gateways Act, in support of providing competitive grants specifically targeted towards women and girls, underrepresented minorities, and individuals from economically disadvantaged backgrounds to improve access to opportunities in STEM fields; S.2784/H.R.467, STEM Opportunities Act, in support of broaden participation by women and minorities in science, technology, engineering and mathematics (STEM) fields by reducing barriers that deter women and underrepresented minorities from pursuing academic and career goals in STEM fields; S.559/H.R.970, Academic Freedom through Regulatory Relief Act, in opposition to the repeal of gainful employment regulations; H.R.1806, America COMPETES Reauthorization Act of 2015, in support of broadening participation in STEM fields to improve the competitiveness of the United States; H.R.2680, Hold Accountable and Lend Transparency (HALT) on Campus Sexual Violence Act, in support of strengthening prevention and enforcement efforts at colleges and universities to help end sexual harassment and violence; S.671, Computer Science Education & Jobs Act of 2015, in support of federal funding for computer science education; H.R.1020, STEM Ed Act of 2015, in support of supports promoting and strengthening science, technology, engineering, and math (STEM) education, especially for girls and other underrepresented populations and include computer science; S.227, Strengthening Education through Research Act, in support of strengthening the federal education research system to make research and evaluations more timely and relevant to state/local needs to increase student achievement; S.2710/H.R. 4803, Women and Minorities in STEM Booster Act of 2016, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; S. 2677, In the Red Act of 2016, in support of refinancing student loans, access to community college, and indexing of Pell grants; H.R. 4681, Child Care Access Means Parents in School Reauthorization, in support of increasing access to higher education to students through campus-based child care services; H.R. 4901, Scholarships for Opportunity and Results Reauthorization Act (SOAR), in opposition to school vouchers and diverting public funds to private or religious elementary and secondary schools; S.3084/H.R.1806, American Innovation and Competitiveness Act, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; in support of grant programs and centers for excellence to broaden participation; H.R. 5587, Strengthening Career and Technical Education for the 21st Century Act, in support of provisions to prepare students for success in college or careers; S. 3147/H.R. 5682, Gender Equity in Education Act, in support of Title IX and federal protections against the gender discrimination of women in education; S. 2711, Native American Education Opportunity Act, in opposition to school vouchers; H.R. 6094, Regulatory Relief for Small Businesses, Schools, and Nonprofits Act, in opposition to delaying implementation of the overtime rule that would increase eligibility to receive overtime pay; H.R. 6161, Federal Funding for Sexual Harassers Act, in support of ending campus sexual assault; High School Data Transparency Act, in support of the collection and dissemination of participation and expense data regarding high school athletics; in support of allowing private students loans to be dischargeable in bankruptcy; in support of student loan refinance options; in support of expanding requirements to ensure students have access to critical educational resources; in support of provisions to prohibit all forms of discrimination and ensuring positive and safe campus climates; in support of additional disaggregation and crosstabulation of student achievement data, including gender, race/ethnicity, disability status, English learner status, and other categories; in support of establishing and funding policies and practices that are supportive of pregnant and parenting youth; in opposition to limiting the administration's regulatory authority; in support of improving pre-kindergarten quality; in support of additional counseling for students taking on education debt; in support of recruiting, supporting, and preparing high-quality principals to improve student academic achievement in high-need schools.
2016 · third_quarter · Financial Institutions/Investments/Securities
Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR970 - Supporting Academic Freedom through Regulatory Relief Act HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act HR3179 - Empowering Students Through Enhanced Financial Counseling Act HR3180 - Flexible Pell Grant for 21st Century Students Act HR4162 - Credit Access and Inclusion Act of 2015 HR4652 - CLEAR Act S85 - Repay Act of 2015 S108 - Financial Aid Simplification and Transparency Act of 2015 S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights S1948 - AFFORD Act S2043 - Know Before You Owe Federal Student Loan Act of 2015 S2677 - In the Red Act of 2016 Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR22 - DRIVE Act HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR2029 - Consolidated Appropriations Act, 2016 HR4913 - Housing Finance Restructuring Act of 2016 HR__ - Moving Housing Forward Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026. RESPA/TILA Amendments/TRID HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act HR3192 - Homebuyers Assistance Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. Short Sales HR4812 - Prompt Notification of Short Sales Act Mortgage Servicing Assets HR2029 - Consolidated Appropriations Act, 2016 Alternative Credit Scoring HR3035 - Credit Access and Inclusion Act of 2015 HR4211 - Credit Score Competition Act of 2015 HR4893 - Risk Management and Homeowner Stability Act of 2016 S2355 - Credit Access and Inclusion Act of 2015 Service Members Foreclosure Relief S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015 Commercial Risk Retention Rules HR4620 - Preserving Access to CRE Capital Act of 2016 FHFA HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. Financial Regulatory Reform HR1090 - Retail Investor Protection Act HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 S1484 - Financial Regulatory Improvement Act of 2015 S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 HR__ - The Financial Choice Act Credit Reporting HR347 - The Facilitating Access to Credit Act HR5282 - The Comprehensive Consumer Credit Reporting Act of 2016 Federal Home Loan Bank HR__ - To amend the Federal Home Loan Bank Act to clarify the definition of an insurance company and to provide Federal Home Loan Bank membership standards for certain captive insurance companies Alternative Lending Sources HR4854 - Supporting America's Innovators Act of 2016 HR4855 - Fix Crowdfunding Act Zombie Foreclosures S3146 - Preserving Abandoned Foreclosures and Preserving Communities Act of 2016 Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, appraisal issues, appraisal management companies (AMCs), GSE reform, and risk-sharing. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the Treasury on anti-money laundering and credit availability. Conversations with the Office of the Comptroller of the Currency (OCC) on appraisal issues, AMCs. Discussions with the Securities and Exchange Commission (SEC) on JOBS Act Rulemaking. Discussions with the Federal Reserve on appraisal issues, AMCs. Discussions with the Federal Deposit Insurance Corporation (FDIC) on appraisal issues, AMCs.
2016 · third_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act HR 3179 - Empowering Students Through Enhanced Financial Counseling Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights S 3116 - Empowering Students Through Enhanced Financial Counseling Act
Client expense: $490,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · second_quarter · Education
S.706/H.R.1490, Survivor Outreach and Support Campus Act, in support of independent advocates on campus; S.590/H.R.1310, Campus Accountability and Safety Act, in support of ending campus sexual assault; S.412/H.R.5, Student Success Act, in opposition to allowing states and school districts to move funds meant for disadvantaged students into other programs and eliminating maintenance-of-effort requirements, in opposition to federally funded school vouchers, in support of substitute amendment; S.439/H.R.846, Student Non-Discrimination Act of 2015, in support of prohibiting discrimination based on gender identity or sexual orientation in public schools; S.1177, Every Child Achieves Act, in support of reauthorizing ESEA, improving accountability, including policies to reduce bullying and harassment, ensuring civil rights protections for students at charter schools, better data reporting and transparency in athletics programs, in opposition to federally funded vouchers; S.840, Student Loan Borrower Bill of Rights, in support of ensuring students exhaust federal financial aid before taking on private student loans; S.773/H.R.1421, Tyler Clementi Higher Education Anti-Harassment Act, in support of preventing and responding to bullying and harassment at institutions of higher education; S.311/H.R.2902, Safe Schools Improvement Act, in support encouraging states, districts, and schools to develop policies and programs to prevent and appropriately respond to instances of bullying and harassment; S.840/H.R.1183, STEM Gateways Act, in support of providing competitive grants specifically targeted towards women and girls, underrepresented minorities, and individuals from economically disadvantaged backgrounds to improve access to opportunities in STEM fields; S.2784/H.R.467, STEM Opportunities Act, in support of broaden participation by women and minorities in science, technology, engineering and mathematics (STEM) fields by reducing barriers that deter women and underrepresented minorities from pursuing academic and career goals in STEM fields; S.559/H.R.970, Academic Freedom through Regulatory Relief Act, in opposition to the repeal of gainful employment regulations; H.R.1806, America COMPETES Reauthorization Act of 2015, in support of broadening participation in STEM fields to improve the competitiveness of the United States; H.R.2680, Hold Accountable and Lend Transparency (HALT) on Campus Sexual Violence Act, in support of strengthening prevention and enforcement efforts at colleges and universities to help end sexual harassment and violence; S.671, Computer Science Education & Jobs Act of 2015, in support of federal funding for computer science education; H.R.1020, STEM Ed Act of 2015, in support of supports promoting and strengthening science, technology, engineering, and math (STEM) education, especially for girls and other underrepresented populations and include computer science; S.227, Strengthening Education through Research Act, in support of strengthening the federal education research system to make research and evaluations more timely and relevant to state/local needs to increase student achievement; S.2710/H.R. 4803, Women and Minorities in STEM Booster Act of 2016, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; S. 2677, In the Red Act of 2016, in support of refinancing student loans, access to community college, and indexing of Pell grants; H.R. 4681, Child Care Access Means Parents in School Reauthorization, in support of increasing access to higher education students through campus-based child care services; H.R. 4901, Scholarships for Opportunity and Results Reauthorization Act (SOAR), in opposition to school vouchers and diverting public funds to private or religious elementary and secondary schools; S.3084/H.R.1806, American Innovation and Competitiveness Act, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; in support of grant programs and centers for excellence to broaden participation; Women's Educational Equity Act, in support of Title IX and federal protections against the gender discrimination of women in education; High School Data Transparency Act, in support of the collection and dissemination of participation and expense data regarding high school athletics; in support of allowing private students loans to be dischargeable in bankruptcy; in support of student loan refinance options; in support of expanding requirements to ensure students have access to critical educational resources; in support of provisions to prepare students for success in college or careers; in support of provisions to prhibit all forms of discrimination and ensuring positive and safe campus climates; in support of additional disaggregation and crosstabulation of student achievement data, including gender, race/ethnicity, disability status, English learner status, and other categories; in support of establishing and funding policies and practices that are supportive of pregnant and parenting youth; in opposition to limiting the administration's regulatory authority; in support of improving pre-kindergarten quality; in support of additional counseling for students taking on education debt; in support of recruiting, supporting, and preparing high-quality principals to improve student academic achievement in high-need schools.
2016 · second_quarter · Financial Institutions/Investments/Securities
Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR970 - Supporting Academic Freedom through Regulatory Relief Act HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act HR3179 - Empowering Students Through Enhanced Financial Counseling Act HR3180 - Flexible Pell Grant for 21st Century Students Act HR4162 - Credit Access and Inclusion Act of 2015 HR4652 - CLEAR Act S85 - Repay Act of 2015 S108 - Financial Aid Simplification and Transparency Act of 2015 S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights S1948 - AFFORD Act S2043 - Know Before You Owe Federal Student Loan Act of 2015 S2677 - In the Red Act of 2016 Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR22 - DRIVE Act HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR2029 - Consolidated Appropriations Act, 2016 HR__ - Housing Finance Restructuring Act of 2016 HR__ - Moving Housing Forward Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026. RESPA/TILA Amendments/TRID HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act HR3192 - Homebuyers Assistance Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. Short Sales HR4812 - Prompt Notification of Short Sales Act Mortgage Servicing Assets HR2029 - Consolidated Appropriations Act, 2016 Alternative Credit Scoring HR3035 - Credit Access and Inclusion Act of 2015 HR4211 - Credit Score Competition Act of 2015 HR4893 - Risk Management and Homeowner Stability Act of 2016 S2355 - Credit Access and Inclusion Act of 2015 Service Members Foreclosure Relief S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015 Commercial Risk Retention Rules HR4620 - Preserving Access to CRE Capital Act of 2016 FHFA HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. Financial Regulatory Reform HR1090 - Retail Investor Protection Act HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 S1484 - Financial Regulatory Improvement Act of 2015 S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 HR__ - The Financial Choice Act Credit Reporting HR347 - The Facilitating Access to Credit Act HR5282 - The Comprehensive Consumer Credit Reporting Act of 2016 Federal Home Loan Bank HR__ - To amend the Federal Home Loan Bank Act to clarify the definition of an insurance company and to provide Federal Home Loan Bank membership standards for certain captive insurance companies Alternative Lending Sources HR4854 - Supporting America's Innovators Act of 2016 HR4855 - Fix Crowdfunding Act Zombie Foreclosures S__ - Preserving Abandoned Foreclosures and Preserving Communities Act of 2016 Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe and credit reporting. Discussions with the Federal Housing Finance Agency (FHFA) on "Duty to Serve" and g-fees. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the Treasury on anti-money laundering and appraisal management companies (AMCs). Conversations with the Office of the Comptroller of the Currency (OCC) on banking regulations.
2016 · second_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act HR 3179 - Empowering Students Through Enhanced Financial Counseling Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights S 3116 - Empowering Students Through Enhanced Financial Counseling Act
Client expense: $520,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · second_quarter · Education
S.590/H.R. 1310, Campus Accountability and Safety Act; all S. 706, SOS Campus Act; all S. 840, Student Loan Borrower Bill of Rights; all H.R. 2680, HALT Campus Sexual Violence Act; all Student Debt Challenge; all President's Budget Request for FY 2017; Education issues Higher Education Act Re-authorization Proposals; Higher Education programs; graduate student and international student issues; college ratings systems; all S.3040, FY 2017 Labor, Health and Human Services, and Education Appropriations Act; Education issues H.R. 5538, FY 2017 Department of Interior, Environment, and Related Agencies Appropriations Act; Humanities programs S.108, Financial Aid Simplification and Transparency Act of 2015; all S. 1102/H.R. 2364, Protect Student Borrower Act of 2015; all H.R. 4223, Protecting Our Students by Terminating Graduate Rates that Add to Debt Act or POST GRAD Act; all H.R. 3675, Student Borrower Fairness Act; all H.R. 4054, Ensuring Quality Education for Veterans Act; all H.R. 3988, Military and Veterans Education Protection Act; all H.R. 3786, Student Loan Fair Prepayment Act; all P.L. 114-95, Every Student Succeeds Act; implementation of teacher preparation provisions H.R. 1310, Campus Accountability and Safety Act; all H.R. 5274, Student Loan Refinancing and Recalculation Act; all H.R. 5201, Fairness in Forgiveness Act of 2016; all Proposed Regulations, 2017-2018 FAFSA Form; all H.R. 5528, Simplifying the Application for Student Aid Act; all
Client expense: $160,000 · Firm income: Not reported
2016 · first_quarter · Education
S.590, H.R. 1310Campus Accountability and Safety Act, entire bill S. 840, Student Loan Borrowers Bill of Rights, entire bill S. 1102, HR 2364Protect Student Borrower Act of 2015, entire bill H.R. 2680, HALT Campus Sexual Violence Act, entire bill H.R. 4223, Protecting Our Students by Terminating Graduate Rates (POST) Act, entire bill H.R. 3675, Student Borrower Fairness Act, entire bill H.R. 4054, Ensuring Quality Education for Veterans Act, entire bill H.R. 3988, Military and Veterans Education Protection Act, entire bill H.R. 3786, Student Loan Fair Prepayment Act, entire bill P.L. 114-95, Every Student Succeeds Act; implementation of teach preparation provisions H.R. 1310, Campus Accountability and Safety Act, entire bill H.R .3179, Empowering Students Through Enhanced Financial Counseling Act, entire bill H.R. 4661, Parent PLUS Loan Improvement Act of 2016, entire bill Higher Education Act Reauthorization Proposals, entire bill S.108, Financial Aid Simplification and Transparency Act of 2015, entire bill S.706SOS Campus Act, entire bill Making appropriations for the Departments of Labor, Health and Human Services, and Education, and related agencies for the fiscal year ending September 30, 2017, and for other purposes; higher education programs H.R. 4652, Clarity in Lending for Education and Repayment (CLEAR) Act, entire bill Humanities Advocacy, funding for the National Endowment for Humanities
Client expense: $340,000 · Firm income: Not reported
2016 · first_quarter · Education
S.412/H.R.5, Student Success Act, in opposition to allowing states and school districts to move funds meant for disadvantaged students into other programs and eliminating maintenance-of-effort requirements, in opposition to federally funded school vouchers, in support of substitute amendment; S.439/H.R.846, Student Non-Discrimination Act of 2015, in support of prohibiting discrimination based on gender identity or sexual orientation in public schools; S.1177, Every Child Achieves Act, in support of reauthorizing ESEA, improving accountability, including policies to reduce bullying and harassment, ensuring civil rights protections for students at charter schools, better data reporting and transparency in athletics programs, in opposition to federally funded vouchers; S.840, Student Loan Borrower Bill of Rights, in support of ensuring students exhaust federal financial aid before taking on private student loans; S.773/H.R.1421, Tyler Clementi Higher Education Anti-Harassment Act, in support of preventing and responding to bullying and harassment at institutions of higher education; S.311/H.R.2902, Safe Schools Improvement Act, in support of encouraging states, districts, and schools to develop policies and programs to prevent and appropriately respond to instances of bullying and harassment; S.840/H.R.1183, STEM Gateways Act, in support of providing competitive grants specifically targeted towards women and girls, underrepresented minorities, and individuals from economically disadvantaged backgrounds to improve access to opportunities in STEM fields; S.2784/H.R.467, STEM Opportunities Act, in support of broaden participation by women and minorities in science, technology, engineering and mathematics (STEM) fields by reducing barriers that deter them; S.559/H.R.970, Academic Freedom through Regulatory Relief Act, in opposition to the repeal of gainful employment regulations; H.R.1806, America COMPETES Reauthorization Act of 2015, in support of broadening participation in STEM fields to improve the competitiveness of the United States; H.R.2680, Hold Accountable and Lend Transparency (HALT) on Campus Sexual Violence Act, in support of strengthening prevention and enforcement efforts at colleges and universities to help end sexual harassment and violence; S.671, Computer Science Education & Jobs Act of 2015, in support of federal funding for computer science education; H.R.1020, STEM Ed Act of 2015, in support of supports promoting and strengthening science, technology, engineering, and math (STEM) education, especially for girls and other underrepresented populations and include computer science; S.227, Strengthening Education through Research Act, in support of strengthening the federal education research system to make research and evaluations more timely and relevant to state/local needs to increase student achievement; S.2710/H.R. 4803, Women and Minorities in STEM Booster Act of 2016, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; S. 2677, In the Red Act of 2016, in support of refinancing student loans, access to community college, and protecting Pell grants; Women's Educational Equity Act, in support of Title IX and federal protections against the gender discrimination of women in education; High School Data Transparency Act, in support of the collection and dissemination of participation and expense data regarding high school athletics; in support of allowing private students loans to be dischargeable in bankruptcy; in support of student loan refinance options; in support of expanding requirements to ensure students have access to critical educational resources; in support of provisions to prepare students for success in college or careers; in support of provisions to prohibit all forms of discrimination and ensuring positive and safe campus climates; in support of additional disaggregation and crosstabulation of student achievement data, including gender, race/ethnicity, disability status, English learner status, and other categories; in support of establishing and funding policies and practices that are supportive of pregnant and parenting youth; in opposition to limiting the administration's regulatory authority; in support of improving pre-kindergarten quality; in support of additional counseling for students taking on education debt; in support of recruiting, supporting, and preparing high-quality principals to improve student academic achievement in high-need schools.
2016 · first_quarter · Education
S.590, H.R. 1310Campus Accountability and Safety Act, entire bill S. 840, Student Loan Borrowers Bill of Rights, entire bill S. 1102, HR 2364Protect Student Borrower Act of 2015, entire bill H.R. 2680, HALT Campus Sexual Violence Act, entire bill H.R. 4223, Protecting Our Students by Terminating Graduate Rates (POST) Act, entire bill H.R. 3675, Student Borrower Fairness Act, entire bill H.R. 4054, Ensuring Quality Education for Veterans Act, entire bill H.R. 3988, Military and Veterans Education Protection Act, entire bill H.R. 3786, Student Loan Fair Prepayment Act, entire bill P.L. 114-95, Every Student Succeeds Act; implementation of teach preparation provisions H.R. 1310, Campus Accountability and Safety Act, entire bill H.R .3179, Empowering Students Through Enhanced Financial Counseling Act, entire bill H.R. 4661, Parent PLUS Loan Improvement Act of 2016, entire bill Higher Education Act Reauthorization Proposals, entire bill S.108, Financial Aid Simplification and Transparency Act of 2015, entire bill S.706SOS Campus Act, entire bill Making appropriations for the Departments of Labor, Health and Human Services, and Education, and related agencies for the fiscal year ending September 30, 2017, and for other purposes; higher education programs H.R. 4652, Clarity in Lending for Education and Repayment (CLEAR) Act, entire bill Humanities Advocacy, funding for the National Endowment for Humanities
Client expense: $540,000 · Firm income: Not reported
2016 · first_quarter · Financial Institutions/Investments/Securities
Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR970 - Supporting Academic Freedom through Regulatory Relief Act HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act HR3179 - Empowering Students Through Enhanced Financial Counseling Act HR3180 - Flexible Pell Grant for 21st Century Students Act HR4652 - CLEAR Act S85 - Repay Act of 2015 S108 - Financial Aid Simplification and Transparency Act of 2015 S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights S1948 - AFFORD Act S2043 - Know Before You Owe Federal Student Loan Act of 2015 S2677 - In the Red Act of 2016 Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR22 - DRIVE Act HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR2029 - Consolidated Appropriations Act, 2016 HR__ - Housing Finance Restructuring Act of 2016 HR__ - Moving Housing Forward Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026. RESPA/TILA Amendments/TRID HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act HR3192 - Homebuyers Assistance Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. Short Sales HR4812 - Prompt Notification of Short Sales Act Mortgage Servicing Assets HR2029 - Consolidated Appropriations Act, 2016 Alternative Credit Scoring HR3035 - Credit Access and Inclusion Act of 2015 HR4211 - Credit Score Competition Act of 2015 HR4893 - Risk Management and Homeowner Stability Act of 2016 S2355 - Credit Access and Inclusion Act of 2015 Service Members Foreclosure Relief S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015 Commercial Risk Retention Rules HR4620 - Preserving Access to CRE Capital Act of 2016 FHFA HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. Financial Regulatory Reform HR1090 - Retail Investor Protection Act HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 S1484 - Financial Regulatory Improvement Act of 2015 S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe. Discussions with the Federal Housing Finance Agency (FHFA) on TRID and "Duty to Serve." Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the Treasury on anti-money laundering. Conversations with the Office of the Comptroller of the Currency (OCC) on Commercial lending practices. Conversations with the Securities and Exchange Commission (SEC) on crowdfunding rules.
2016 · first_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $590,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · third_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $480,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · fourth_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $570,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · first_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $590,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · first_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $570,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · fourth_quarter · Education
H.R. 10, Scholarships for Opportunity and Results Reauthorization Act (SOAR), in opposition to school vouchers; S.706/H.R.1490, Survivor Outreach and Support Campus Act, in support of independent advocates on campus; S.590/H.R.1310, Campus Accountability and Safety Act, in support of ending campus sexual assault; S.412/H.R.5, Student Success Act, in opposition to allowing states and school districts to move funds meant for disadvantaged students into other programs and eliminating maintenance-of-effort requirements, in opposition to federally funded school vouchers, in support of substitute amendment; S.439/H.R.846, Student Non-Discrimination Act of 2015, in support of prohibiting discrimination based on gender identity or sexual orientation in public schools; S.1177, Every Child Achieves Act, in support of reauthorizing ESEA, improving accountability, including policies to reduce bullying and harassment, ensuring civil rights protections for students at charter schools, better data reporting and transparency in athletics programs, in opposition to federally funded vouchers; S.840, Student Loan Borrower Bill of Rights, in support of ensuring students exhaust federal financial aid before taking on private student loans; S.773/H.R.1421, Tyler Clementi Higher Education Anti-Harassment Act, in support of preventing and responding to bullying and harassment at institutions of higher education; S.311/H.R.2902, Safe Schools Improvement Act, in support encouraging states, districts, and schools to develop policies and programs to prevent and appropriately respond to instances of bullying and harassment; S.840/H.R.1183, STEM Gateways Act, in support of providing competitive grants specifically targeted towards women and girls, underrepresented minorities, and individuals from economically disadvantaged backgrounds to improve access to opportunities in STEM fields; H.R.467, STEM Opportunities Act, in support of broaden participation by women and minorities in science, technology, engineering and mathematics (STEM) fields by reducing barriers that deter women and underrepresented minorities from pursuing academic and career goals in STEM fields; S.559/H.R.970, Academic Freedom through Regulatory Relief Act, in opposition to the repeal of gainful employment regulations; H.R.1806, America COMPETES Reauthorization Act of 2015, in support of broadening participation in STEM fields to improve the competitiveness of the United States; H.R.2680, Hold Accountable and Lend Transparency (HALT) on Campus Sexual Violence Act, in support of strengthening prevention and enforcement efforts at colleges and universities to help end sexual harassment and violence; S.671, Computer Science Education & Jobs Act of 2015, in support of federal funding for computer science education; H.R.1020, STEM Ed Act of 2015, in support of supports promoting and strengthening science, technology, engineering, and math (STEM) education, especially for girls and other underrepresented populations and include computer science; S.227, Strengthening Education through Research Act, in support of strengthening the federal education research system to make research and evaluations more timely and relevant to state/local needs to increase student achievement; Women's Educational Equity Act, in support of Title IX and federal protections against the gender discrimination of women in education; High School Data Transparency Act, in support of the collection and dissemination of participation and expense data regarding high school athletics; Women and Minorities in STEM Booster Act of 2016, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; in support of allowing private students loans to be dischargeable in bankruptcy; in support of student loan refinance options; in support of expanding requirements to ensure students have access to critical educational resources; in support of provisions to prepare students for success in college or careers; in support of provisions to prohibit all forms of discrimination and ensuring positive and safe campus climates; in support of additional disaggregation and crosstabulation of student achievement data, including gender, race/ethnicity, disability status, English learner status, and other categories; in support of establishing and fund policies and practices that are supportive of pregnant and parenting youth; in opposition to diverting public funds to private or religious elementary and secondary schools; in opposition to limiting the administration's regulatory authority; in support of improving pre-kindergarten quality; in support of additional counseling for students taking on education debt; in support of recruiting, supporting, and preparing high-quality principals to improve student academic achievement in high-need schools.
2015 · fourth_quarter · Financial Institutions/Investments/Securities
Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act HR2029 - Consolidated Appropriations Act, 2016 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. HR2353 - Highway and Transportation Funding Act of 2015 RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Short Sales HR4812 - Prompt Notification of Short Sales Act Mortgage Servicing Assets HR2029 - Consolidated Appropriations Act, 2016 Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe. Discussions with the Federal Housing Finance Agency (FHFA) on loan limits, guarantee fees, TRID, and GSE reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA appraisal rules in the new handbook, condominium rules, and FHA premiums. Discussions with the Small Business Administration to discuss small business lending programs.
2015 · fourth_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $560,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · fourth_quarter · Education
FY16 appropriations to NASA (H.R. 2578; H. Rept. 114-130; S. Rept. 114-66) for funding to support early childhood math and science education programs and greater enrollment in STEM programs. FY16 appropriations to Dept. of Education (H.R.3020, S. 1695) for support to increase the participation of minorities in teaching and the leadership of education; early language and literacy education, student financial aid, TRIO Programs, Teacher Quality Partnership Grants, professional development for teachers, STEM programs, and FIPSE. Higher Education Act rules related to state authorization, credit hour definitions, and gainful employment. Reauthorization of the Elementary and Secondary Education Act (Student Success Act" H.R. 5); math and science education partnership programs, physical education programs; increased funding for early childhood education; parent education/involvement programs. Literacy Education, Teacher & Leader Effectiveness, reform of teacher education preparation programs; programs to develop a more diverse teacher and educational leader workforce; funding support to promote school writing (National Writing Program). Student loan interest rates; program to increase school counselors; Title II A of the Higher Education Act on teacher preparation programs; teacher performance assessment; TEACH grant; regulations for administration of student loans. Reauthorization of the Higher Education Act (Every Child Achieves Act - S. 1177): financial aid forms; (Financial Aid Simplification and Transparency Act - S. 108) federal reporting requirements for higher education; reading recovery program support; college scorecards, evaluation and ranking of teacher education programs, proposals to tie title IV aid to completion rates of Pell students. President's college rating proposals on affordability and completion. College completion initiatives including credit for life experience, transfer credit acceptance, and common course numbers; "Strengthening Transparency in Higher Education Act;" "Empowering Students through Financial Aid Counseling Aid Act;" promotion of online and competency based learning; rural education support. Campus Accountability and Safety Act (S. 590 and H.R. 1310) re addressing and preventing sexual assault on campus. Department of Education Proposed Teacher Education Rules; Department of Education College Ratings. Protection for student loan borrowers (S. 840), incentivizing state support for post-secondary education (S. 796, H.R. 1507) refinancing student loans (S. 793); elimination of burdensome and unnecessary regulations (Supporting Academic Freedom through Regulatory Relief Act H.R. 1064, S. 559); institutional risk loan programs (S. 1102, H.R. 2518); protections for loan borrowers (S. 840). Intercollegiate athletic concerns (H.R. 2731); Early College Pell Grants (H.R. 2065); No Child Left Inside Act (S. 492).H.R.3403 "Safe Campus Act;" H.R.3179 "A bill to amend loan counseling requirements;" H.R.3178 "A bill to simplify and streamline the information regarding institutions of higher education made publicly available by the Secretary of Education, and for other purposes;" H.R.3177 "A bill to simplify application for financial aid eligibility;" H.R.1020 "STEM Education Act;" S.1822 "Simplifying Financial Aid for Students Act;" S.2043 "Know Before You Owe Federal Student Loan Act;" H.R.1020 "STEM Act of 2015". H.R. 719 FY16 Continuing Appropriation (through December 11, 2015).
2015 · third_quarter · Education
S.706/H.R.1490, Survivor Outreach and Support Campus Act, in support of independent advocates on campus; S.590/H.R.1310, Campus Accountability and Safety Act, in support of ending campus sexual assault; S.412/H.R.5, Student Success Act, in opposition to allowing states and school districts to move funds meant for disadvantaged students into other programs and eliminating maintenance-of-effort requirements, in opposition to federally funded school vouchers, in support of substitute amendment; S.439/H.R.846, Student Non-Discrimination Act of 2015, in support of prohibiting discrimination based on gender identity or sexual orientation in public schools; S.1177, Every Child Achieves Act, in support of reauthorizing ESEA, improving accountability, including policies to reduce bullying and harassment, ensuring civil rights protections for students at charter schools, better data reporting and transparency in athletics programs, in opposition to federally funded vouchers; S.840, Student Loan Borrower Bill of Rights, in support of ensuring students exhaust federal financial aid before taking on private student loans; S.773/H.R.1421, Tyler Clementi Higher Education Anti-Harassment Act, in support of preventing and responding to bullying and harassment at institutions of higher education; S.311/H.R.2902, Safe Schools Improvement Act, in support encouraging states, districts, and schools to develop policies and programs to prevent and appropriately respond to instances of bullying and harassment; S.840/H.R.1183, STEM Gateways Act, in support of providing competitive grants specifically targeted towards women and girls, underrepresented minorities, and individuals from economically disadvantaged backgrounds to improve access to opportunities in STEM fields; H.R.467, STEM Opportunities Act, in support of broaden participation by women and minorities in science, technology, engineering and mathematics (STEM) fields by reducing barriers that deter women and underrepresented minorities from pursuing academic and career goals in STEM fields; S.559/H.R.970, Academic Freedom through Regulatory Relief Act, in opposition to the repeal of gainful employment regulations; H.R.1806, America COMPETES Reauthorization Act of 2015, in support of broadening participation in STEM fields to improve the competitiveness of the United States; H.R.2680, Hold Accountable and Lend Transparency (HALT) on Campus Sexual Violence Act, in support of strengthening prevention and enforcement efforts at colleges and universities to help end sexual harassment and violence; S.671, Computer Science Education & Jobs Act of 2015, in support of federal funding for computer science education; H.R.1020, STEM Ed Act of 2015, in support of promoting and strengthening science, technology, engineering, and math (STEM) education, especially for girls and other underrepresented populations and include computer science; S.227, Strengthening Education through Research Act, in support of strengthening the federal education research system to make research and evaluations more timely and relevant to state/local needs to increase student achievement; S.1060/H.R.1956, Pell Grant Protection Act, in support of Pell grant assistance to increase support for access to affordable higher education; H.R.2762, GIRLS STEM Act, in support of increasing access to science, mathematics, engineering, and technology (STEM) careers; High School Data Transparency Act, in support of the collection and dissemination of participation and expense data regarding high school athletics; Women's Educational Equity Act, in support of Title IX and federal protections against the gender discrimination of women in education; Fairness for Struggling Students Act, in support of allowing private students loans to be dischargeable in bankruptcy; Safe Campus/Fair Campus, in opposition to limiting options for campus sexual assault survivors; in support of strong gainful employment regulations; in support of student loan refinance options; in support of a cap to monthly federal Direct student loan payments based upon income; in support of expanding requirements to ensure students have access to critical educational resources; in support of provisions to prepare students for success in college or careers; in support of provisions to prohibit all forms of discrimination and ensuring positive and safe campus climates; in support of additional disaggregation and crosstabulation of student achievement data, including gender, race/ethnicity, disability status, English learner status, and other categories; in support of establishing and fund policies and practices that are supportive of pregnant and parenting youth; in opposition to diverting public funds to private or religious elementary and secondary schools; in opposition to limiting the administration's regulatory authority; in support of improving pre-kindergarten quality; in support of additional counseling for students taking on education debt; in support of recruiting, supporting, and preparing high-quality principals to improve student academic achievement in high-need schools.
2015 · third_quarter · Financial Institutions/Investments/Securities
Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR22 - DRIVE Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. TRID HR3192 - Homebuyers Assistance Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and marketing service agreements. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, GSE risk-sharing, and mortgage credit. Conversations the Department of Treasury on marketplace lending. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations, and GSEs. Meetings with the Securities and Exchange Commission (SEC) to discuss the JOBS Act implementation. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the National Credit Union Administration about member business loans.
2015 · third_quarter · Education
Higher Education Act Reauthorization Proposals, all S.108 Financial Aid Simplification and Transparency Act of 2015, entire bill S. 706 SOS Campus Act, entire bill S. 590 Campus Accountability and Safety Act, entire bill H.R. 1310 Campus Accountability and Safety Act, entire bill H.R.3020 Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2016, Higher Education Programs Notice of Proposed Rulemaking (NPRM) proposed rule for program integrity and improvement, cash management rules S. 840, Student Loan Borrowers Bill of Rights, entire bill S. 1102 Protect Student Borrower Act of 2015, entire bill H.R. 2364 Protect Student Borrower Act of 2015, entire bill H.R. 2680 HALT Campus Sexual Violence Act, entire bill H.R. 3594 Higher Education Extension Act, entire bill S. Res. 267 A resolution expressing support for the continuation of the Federal Perkins Loan Program, entire bill H.R. 3403 Safe Campus Act of 2015, entire bill
Client expense: $160,000 · Firm income: Not reported
Government targets: Education, Dept of, Energy, Dept of, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Natl Oceanic & Atmospheric Administration (NOAA), Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA)
2015 · third_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act Hr 3450 - Student Debt Repayment Fairness Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $460,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · third_quarter · Education
FY16 appropriations to NASA (H.R. 2578; H. Rept. 114-130; S. Rept. 114-66) for funding to support early childhood math and science education programs and greater enrollment in STEM programs. FY16 appropriations to Dept. of Education (H.R.3020, S. 1695) for support to increase the participation of minorities in teaching and the leadership of education; early language and literacy education, student financial aid, TRIO Programs, Teacher Quality Partnership Grants, professional development for teachers, STEM programs, and FIPSE. Higher Education Act rules related to state authorization, credit hour definitions, and gainful employment. Reauthorization of the Elementary and Secondary Education Act (Student Success Act" H.R. 5); math and science education partnership programs, physical education programs; increased funding for early childhood education; parent education/involvement programs. Literacy Education, Teacher & Leader Effectiveness, reform of teacher education preparation programs; programs to develop a more diverse teacher and educational leader workforce; funding support to promote school writing (National Writing Program). Student loan interest rates; program to increase school counselors; Title II A of the Higher Education Act on teacher preparation programs; teacher performance assessment; TEACH grant; regulations for administration of student loans. Reauthorization of the Higher Education Act (Every Child Achieves Act - S. 1177): financial aid forms; (Financial Aid Simplification and Transparency Act - S. 108) federal reporting requirements for higher education; reading recovery program support; college scorecards, evaluation and ranking of teacher education programs, proposals to tie title IV aid to completion rates of Pell students. President's college rating proposals on affordability and completion. College completion initiatives including credit for life experience, transfer credit acceptance, and common course numbers; "Strengthening Transparency in Higher Education Act;" "Empowering Students through Financial Aid Counseling Aid Act;" promotion of online and competency based learning; rural education support. Campus Accountability and Safety Act (S. 590 and H.R. 1310) re addressing and preventing sexual assault on campus. Department of Education Proposed Teacher Education Rules; Department of Education College Ratings. Protection for student loan borrowers (S. 840), incentivizing state support for post-secondary education (S. 796, H.R. 1507) refinancing student loans (S. 793); elimination of burdensome and unnecessary regulations (Supporting Academic Freedom through Regulatory Relief Act H.R. 1064, S. 559); institutional risk loan programs (S. 1102, H.R. 2518); protections for loan borrowers (S. 840). Intercollegiate athletic concerns (H.R. 2731); Early College Pell Grants (H.R. 2065); No Child Left Inside Act (S. 492).H.R.3403 "Safe Campus Act;" H.R.3179 "A bill to amend loan counseling requirements;" H.R.3178 "A bill to simplify and streamline the information regarding institutions of higher education made publicly available by the Secretary of Education, and for other purposes;" H.R.3177 "A bill to simplify application for financial aid eligibility;" H.R.1020 "STEM Education Act;" S.1822 "Simplifying Financial Aid for Students Act;" S.2043 "Know Before You Owe Federal Student Loan Act;" H.R.1020 "STEM Act of 2015". H.R. 719 FY16 Continuing Appropriation (through December 11, 2015).
2015 · second_quarter · Financial Institutions/Investments/Securities
Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. RESPA/TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on RESPA/TILA amendments, and ability to repay rules. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, note sales, and housing finance reform. Conversations the Department of Treasury on credit availability and housing finance reform. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs and condominium regulations. Meetings with the Securities and Exchange Commission (SEC) to discuss small business capital formation. Discussions with the Small Business Administration to discuss small business lending programs.
2015 · second_quarter · Banking
Bills in the Senate: S. 86 The Small Business Paperwork Relief Act of 2015 S.96 A bill to amend the Consumer Financial Protection Act of 2010 to provide consumers with a free annual disclosure of information the Bureau of Consumer Financial Protection maintains on them, and for other purposes. S. 372 A bill to ensure access to certain information for financial services industry regulators, and for other purposes S. 383 A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions S. 423 A bill to amend the Gramm-Leach-Bliley Act to provide an exception to the annual written privacy notice requirement. S. 445 A bill to increase students and borrowers access to student loan information within the National Student Loan Data System. S. 477 A bill to terminate Operation Choke Point. S. 482 A bill to increase from $10,000,000,000 to $50,000,000,000 the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 495 A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes. S. 510 A bill to require Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes S. 682 A bill to amend the Truth in Lending Act to modify the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage s. 726 A bill to establish the prudential regulator of community and independent depository institutions as the conduit and arbiter of all Federal financial oversight, examination, and reporting. S. 729 A bill to revise federal bankruptcy law with respect to the exemption from the exception to discharge in bankruptcy for certain educational loans. S. 774 A bill to amend the Federal Financial Institutions Examination Council Act of 1978 to improve the examination of depository institutions, and for other purposes. S. 812 A bill to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes. S. 840 A bill to require certain protections for student loan borrowers, and for other purposes S. 383 A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions. S. Con. Res. 11 and All Amendments Attacking our System of Public Protections S. Con. Res.11, and any other restrictions on the Department of Justices Operation Choke Point or bank regulator efforts to prevent money laundering. House: H.R. 37 To make technical corrections to the Dodd-Frank Wall Street Reform and Consumer Protection Act, to enhance the ability of small and emerging growth companies ot access capital through public and private markets, to reduce regulatory burdens, and for other purposes. H.R. 50, the Unfunded Mandates Information and Transparency Act of 2015 HR 185, the Regulatory Accountability Act of 2015 HR 299 Capital Access for Small Community Financial Institutions Act of 2015 H.R. 527, the Small Business Regulatory Flexibility Improvements Act H.R. 601, the Eliminate Privacy Notice Confusion Act H.R. 650, the Preserving Access to Manufactured Housing Act of 2015 H.R. 685, the Mortgage Choice Act of 2015 H.R. 712 Sunshine for Regulatory Decrees and Settlements Act of 2015 HR 1090, the Retail Investor Protection Act H.R. 1155 Searching for and Cutting Regulations that are Unnecessarily Burdensome (SCRUB) Act of 2015 H.R. 1195, the Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1259, the Helping Expand Lending Practices in Rural Communities Act H.R. 1265, the Bureau Advisory Commission Transparency Act H.R. 1266 the Financial Product Safety Commission Act of 2015 HR 1309 the Systemic Risk Designation Improvement Act of 2015. H.R. 1408, the Mortgage Servicing Asset Capital Requirements Act of 2015 H.R. 1480, the SAFE Act Confidentiality and Privilege Enhancement Act; H.R. 1529, the Community Institution Mortgage Relief Act of 2015 H.R. 1565, Protecting Consumers from Unreasonable Credit Rates Act of 2015 Under Discussion: A bill to provide consumer protections for overdraft fees A bill to provide tax relief to distressed homeowners who receive mortgage debt forgiveness A bill to provide increased consumer protections in auto lending. A bill to provide comprehensive regulatory reform to protect student-borrowers.
2015 · second_quarter · Education
S.706/H.R.1490, Survivor Outreach and Support Campus Act, in support of independent advocates on campus; S.590/H.R.1310, Campus Accountability and Safety Act, in support of ending campus sexual assault; S.412/H.R.5, Student Success Act, in opposition to allowing states and school districts to move funds meant for disadvantaged students into other programs and eliminating maintenance-of-effort requirements, in opposition to federally funded school vouchers, in support of substitute amendment; S.439/H.R.846, Student Non-Discrimination Act of 2015, in support of prohibiting discrimination based on gender identity or sexual orientation in public schools; S.1177, Every Child Achieves Act, in support of reauthorizing ESEA, improving accountability, including policies to reduce bullying and harassment, ensuring civil rights protections for students at charter schools, better data reporting and transparency in athletics programs, in opposition to federally funded vouchers; S.840, Student Loan Borrower Bill of Rights, in support of ensuring students exhaust federal financial aid before taking on private student loans; S.773/H.R.1421, Tyler Clementi Higher Education Anti-Harassment Act, in support of preventing and responding to bullying and harassment at institutions of higher education; S.311/H.R.2902, Safe Schools Improvement Act, in support encouraging states, districts, and schools to develop policies and programs to prevent and appropriately respond to instances of bullying and harassment; S.840/H.R.1183, STEM Gateways Act, in support of providing competitive grants specifically targeted towards women and girls, underrepresented minorities, and individuals from economically disadvantaged backgrounds to improve access to opportunities in STEM fields; H.R.467, STEM Opportunities Act, in support of broaden participation by women and minorities in science, technology, engineering and mathematics (STEM) fields by reducing barriers that deter women and underrepresented minorities from pursuing academic and career goals in STEM fields; S.559/H.R.970, Academic Freedom through Regulatory Relief Act, in opposition to the repeal of gainful employment regulations; H.R.1806, America COMPETES Reauthorization Act of 2015, in support of broadening participation in STEM fields to improve the competitiveness of the United States; H.R.2680, Hold Accountable and Lend Transparency (HALT) on Campus Sexual Violence Act, in support of strengthening prevention and enforcement efforts at colleges and universities to help end sexual harassment and violence; S.671, Computer Science Education & Jobs Act of 2015, in support of federal funding for computer science education; H.R.1020, STEM Ed Act of 2015, in support of supports promoting and strengthening science, technology, engineering, and math (STEM) education, especially for girls and other underrepresented populations and include computer science; S.227, Strengthening Education through Research Act, in support of strengthening the federal education research system to make research and evaluations more timely and relevant to state/local needs to increase student achievement; Women's Educational Equity Act, in support of Title IX and federal protections against the gender discrimination of women in education; High School Data Transparency Act, in support of the collection and dissemination of participation and expense data regarding high school athletics; in support of allowing private students loans to be dischargeable in bankruptcy; in support of student loan refinance options; in support of expanding requirements to ensure students have access to critical educational resources; in support of provisions to prepare students for success in college or careers; in support of provisions to prohibit all forms of discrimination and ensuring positive and safe campus climates; in support of additional disaggregation and crosstabulation of student achievement data, including gender, race/ethnicity, disability status, English learner status, and other categories; in support of establishing and fund policies and practices that are supportive of pregnant and parenting youth; in opposition to diverting public funds to private or religious elementary and secondary schools; in opposition to limiting the administration's regulatory authority; in support of improving pre-kindergarten quality; in support of additional counseling for students taking on education debt; in support of recruiting, supporting, and preparing high-quality principals to improve student academic achievement in high-need schools.
2015 · second_quarter · Education
H.R.476-GI Bill Education Quality Enhancement Act of 2015, entire bill S.108-Financial Aid Simplification and Transparency Act of 2015, entire bill H.Con.Res.27-Establishing the budget for the United States Government for fiscal year 2016 and setting forth appropriate budgetary levels for fiscal years 2017 through 2025, Higher Education Programs H.R. 1490/S.706-SOS Campus Act, entire bill S.590/H.R.1310-Campus Accountability and Safety Act, entire bill H.R.1956/S.1060-Pell Grant Protection Act, entire bill H.R.1958/S.1062-Year-Round Pell Grant Restoration Act, entire bill H.R.1959/S.1059-College Options for DREAMers Act, entire bill H.R.2518/S.1195-Student Right to Know Before You Go Act of 2015, entire bill S.840-Studnt Loan Borrower Bill of Rights, entire bill S.1695-Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2016, Higher Education programs H.R.3020-Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2016, Higher Education Programs H.Res.294-Expressing Support for the Continuation of the Perkins Loan Program, entire bill H.R.2680-Hold Accountable and Lend Transparency (HALT) Campus Sexual Violence Act, entire bill H.R.2079/S. 1122-Court Legal Access and Student Support (CLASS) Act of 2015, entire bill H.R.2822/S. 1645-Department of the Interior, Environment, and Related Agencies Appropriations Act, 2016, NEH and NEA funding Draft Reauthorization proposals of the Higher Education Act
Client expense: $200,000 · Firm income: Not reported
2015 · second_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $280,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · second_quarter · Education
FY16 appropriations to NASA (H.R. 2578; H. Rept. 114-130; S. Rept. 114-66) for funding to support early childhood math and science education programs and greater enrollment in STEM programs. FY16 appropriations to Dept. of Education (S. 1695) for support to increase the participation of minorities in teaching and the leadership of education; early language and literacy education, student financial aid, TRIO Programs, Teacher Quality Partnership Grants, professional development for teachers, STEM programs, and FIPSE. Higher Education Act rules related to state authorization, credit hour definitions, and gainful employment. Reauthorization of the Elementary and Secondary Education Act (Student Success Act" H.R. 5); math and science education partnership programs, physical education programs; increased funding for early childhood education; parent education/involvement programs. Literacy Education, Teacher & Leader Effectiveness, reform of teacher education preparation programs; programs to develop a more diverse teacher and educational leader workforce; funding support to promote school writing (National Writing Program). Student loan interest rates; program to increase school counselors; Title II A of the Higher Education Act on teacher preparation programs; teacher performance assessment; TEACH grant; regulations for administration of student loans. Reauthorization of the Higher Education Act (Every Child Achieves Act - S. 1177): financial aid forms; (Financial Aid Simplification and Transparency Act - S. 108) federal reporting requirements for higher education; reading recovery program support; college scorecards, evaluation and ranking of teacher education programs, proposals to tie title IV aid to completion rates of Pell students. President's college rating proposals on affordability and completion. College completion initiatives including credit for life experience, transfer credit acceptance, and common course numbers; "Strengthening Transparency in Higher Education Act;" "Empowering Students through Financial Aid Counseling Aid Act;" promotion of online and competency based learning; rural education support. Campus Accountability and Safety Act (S. 590 and H.R. 1310) re addressing and preventing sexual assault on campus. Department of Education Proposed Teacher Education Rules; Department of Education College Ratings. Protection for student loan borrowers (S. 840), incentivizing state support for post-secondary education (S. 796, H.R. 1507) refinancing student loans (S. 793); elimination of burdensome and unnecessary regulations (Supporting Academic Freedom through Regulatory Relief Act H.R. 1064, S. 559); institutional risk loan programs (S. 1102, H.R. 2518); protections for loan borrowers (S. 840). Intercollegiate athletic concerns (H.R. 2731); Early College Pell Grants (H.R. 2065); No Child Left Inside Act (S. 492).
2015 · first_quarter · Education
S.706/H.R.1490, Survivor Outreach and Support Campus Act, in support of independent advocates on campus; S.590, Campus Accountability and Safety Act, in support of ending campus sexual assault; S.412/H.R.5, Student Success Act, in opposition to allowing states and school districts to move funds meant for disadvantaged students into other programs and eliminating maintenance-of-effort requirements, in opposition to federally funded school vouchers, in support of substitute amendment; S.439/H.R.846, Student Non-Discrimination Act of 2015, in support of prohibiting discrimination based on gender identity or sexual orientation in public schools; S.840, Student Loan Borrower Bill of Rights, in support of ensuring students exhaust federal financial aid before taking on private student loans; S.773/H.R.1421, Tyler Clementi Higher Education Anti-Harassment Act, in support of preventing and responding to bullying and harassment at institutions of higher education; S.671, Computer Science Education & Jobs Act of 2015, in support of federal funding for computer science education; H.R.1020, STEM Ed Act of 2015, in support of promoting and strengthening science, technology, engineering, and math (STEM) education, especially for girls and other underrepresented populations and to include computer science; S.227, Strengthening Education through Research Act, in support of strengthening the federal education research system to make research and evaluations more timely and relevant to state/local needs to increase student achievement; Women's Educational Equity Act, in support of Title IX and federal protections against the gender discrimination of women in education; High School Data Transparency Act, in support of the collection and dissemination of participation and expense data regarding high school athletics; in support of reauthorizing ESEA, improving accountability, including policies to reduce bullying and harassment, ensuring civil rights protections for students at charter schools, better data reporting and transparency in athletics programs, in opposition to federally funded vouchers; in support of allowing private students loans to be dischargeable in bankruptcy; in support of improving pre-kindergarten quality; in support of additional counseling for students taking on education debt; in support of recruiting, supporting, and preparing high-quality principals to improve student academic achievement in high-need schools; in support of strong gainful employment regulations; in opposition to limiting the administration's regulatory authority; in opposition to diverting public funds to private or religious elementary and secondary schools.
2015 · first_quarter · Financial Institutions/Investments/Securities
FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act Rural Housing Programs HR1259 - Helping Expand Lending Practices in Rural Communities Act S871- HELP Rural Communities Act of 2015 CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR1491 - Partnership to Strengthen Homeownership Act of 2015 Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. TILA Amendments HR1131 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act Conversations with the Consumer Finance Protection Bureau (CFPB) on the ability to repay rule, and RESPA/TILA. Discussions with the Federal Housing Finance Agency (FHFA) on Guarantee-fees, distressed note sales, and the Federal Home Loan Bank. Conversations the Department of Treasury on GSE reform and credit policy. Discussions with teh National Economic Council (NEC) on credit policy. Discussions with the Department of Housing and Urban Development (HUD) on FHA programs, condominiums, and mortgage insurance premiums. Meetings with the Securities and Exchange Commission (SEC) to discuss implementation of the JOBS Act of 2012 and crowdfunding rules.
2015 · first_quarter · Banking
Bills in the Senate: S. 86 The Small Business Paperwork Relief Act of 2015 S.96 A bill to amend the Consumer Financial Protection Act of 2010 to provide consumers with a free annual disclosure of information the Bureau of Consumer Financial Protection maintains on them, and for other purposes. S. 372 A bill to ensure access to certain information for financial services industry regulators, and for other purposes S. 383 A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions S. 423 A bill to amend the Gramm-Leach-Bliley Act to provide an exception to the annual written privacy notice requirement. S. 445 A bill to increase students and borrowers access to student loan information within the National Student Loan Data System. S. 477 A bill to terminate Operation Choke Point. S. 482 A bill to increase from $10,000,000,000 to $50,000,000,000 the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 495 A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes. S. 510 A bill to require Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes S. 682 A bill to amend the Truth in Lending Act to modify the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage s. 726 A bill to establish the prudential regulator of community and independent depository institutions as the conduit and arbiter of all Federal financial oversight, examination, and reporting. S. 729 A bill to revise federal bankruptcy law with respect to the exemption from the exception to discharge in bankruptcy for certain educational loans. S. 774 A bill to amend the Federal Financial Institutions Examination Council Act of 1978 to improve the examination of depository institutions, and for other purposes. S. 812 A bill to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes. S. 840 A bill to require certain protections for student loan borrowers, and for other purposes S. 383 A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions. S. Con. Res. 11 and All Amendments Attacking our System of Public Protections S. Con. Res.11, and any other restrictions on the Department of Justices Operation Choke Point or bank regulator efforts to prevent money laundering. House: H.R. 37 To make technical corrections to the Dodd-Frank Wall Street Reform and Consumer Protection Act, to enhance the ability of small and emerging growth companies ot access capital through public and private markets, to reduce regulatory burdens, and for other purposes. H.R. 50, the Unfunded Mandates Information and Transparency Act of 2015 HR 185, the Regulatory Accountability Act of 2015 HR 299 Capital Access for Small Community Financial Institutions Act of 2015 H.R. 527, the Small Business Regulatory Flexibility Improvements Act H.R. 601, the Eliminate Privacy Notice Confusion Act H.R. 650, the Preserving Access to Manufactured Housing Act of 2015 H.R. 685, the Mortgage Choice Act of 2015 H.R. 712 Sunshine for Regulatory Decrees and Settlements Act of 2015 HR 1090, the Retail Investor Protection Act H.R. 1155 Searching for and Cutting Regulations that are Unnecessarily Burdensome (SCRUB) Act of 2015 H.R. 1195, the Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1259, the Helping Expand Lending Practices in Rural Communities Act H.R. 1265, the Bureau Advisory Commission Transparency Act H.R. 1266 the Financial Product Safety Commission Act of 2015 HR 1309 the Systemic Risk Designation Improvement Act of 2015. H.R. 1408, the Mortgage Servicing Asset Capital Requirements Act of 2015 H.R. 1480, the SAFE Act Confidentiality and Privilege Enhancement Act; H.R. 1529, the Community Institution Mortgage Relief Act of 2015 H.R. 1565, Protecting Consumers from Unreasonable Credit Rates Act of 2015 Under Discussion: A bill to provide consumer protections for overdraft fees A bill to provide tax relief to distressed homeowners who receive mortgage debt forgiveness A bill to provide increased consumer protections in auto lending. A bill to provide comprehensive regulatory reform to protect student-borrowers.
2015 · first_quarter · Education
H.R.970; S. 559 - Supporting Academic Freedom through Regulatory Relief Act Postsecondary Institution Ratings System Cost Estimates for Regulations Regarding Teacher Preparation Proposed Regulations for Teacher Preparation Programs S.793 - Bank on Students Emergency Loan Refinancing Act S.840 - Student Loan Borrower Bill of Rights S.108 - Financial Aid Simplification and Transparency Act of 2015 S.85 - Repay Act of 2015
Client expense: $55,550 · Firm income: Not reported
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE
2015 · first_quarter · Education
Issues related to private student lending, including: HR 509 - Student Loan Interest Deduction Act of 2015 HR 649 - Student Loan Refinancing Act HR 1131 - Fairness in Student Loan Lending Act HR 1352 - Student Loan Borrowers' Bill of Rights Act of 2015 HR 1434 - Bank on Students Emergency Loan Refinancing Act S 793 - Bank on Students Emergency Loan Refinancing Act S 840 - Student Loan Borrower Bill of Rights
Client expense: $570,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · first_quarter · Education
FY16 appropriations to NASA for funding to support early childhood math and science education programs and greater enrollment in STEM programs. FY16 appropriations to Dept. of Education for support to increase the participation of minorities in teaching and the leadership of education; early language and literacy education, student financial aid, TRIO Programs, Teacher Quality Partnership Grants, professional development for teachers, STEM programs, and FIPSE. Higher Education Act rules related to state authorization, credit hour definitions, and gainful employment. Reauthorization of the Elementary and Secondary Education Act; "Student Success Act" H.R. 5]; math and science education partnership programs, physical education programs; increased funding for early childhood education; parent education/involvement programs. Literacy Education, Teacher & Leader Effectiveness, reform of teacher education preparation programs; programs to develop a more diverse teacher and educational leader workforce; funding support to promote school writing (National Writing Program). Student loan interest rates; program to increase school counselors; Title II A of the Higher Education Act on teacher preparation programs; teacher performance assessment; TEACH Act; regulations for administration of student loans. Reauthorization of the Higher Education Act: financial aid forms; federal reporting requirements for higher education: reading recovery program support; college scorecards, evaluation and ranking of teacher education programs, proposals to tie title IV aid to completion rates of Pell students. President's college rating proposals on affordability and completion. College completion initiatives including credit for life experience, transfer credit acceptance, and common course numbers; "Simplifying the Application for Student Aid Act;" (S108) "Strengthening Transparency in Higher Education Act;" "Empowering Students through Financial Aid Counseling Aid Act;" promotion of online and competency based learning; rural education support; "The Financial Aid Simplification and Transparency Act." Campus Accountability and Safety Act (S. 590) re addressing and preventing sexual assault on campus. Department of Education Proposed Teacher Education Rules; Department of Education College Ratings. Protection for student loan borrowers (S. 840), incentivizing state support for post-secondary education (S. 796, H.R. 1507) refinancing student loans (S. 793) elimination of burdensome and unnecessary regulations.
Client expense: $25,000 · Firm income: Not reported
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Labor, Dept of (DOL), SENATE, Vice President of the U.S., White House Office
Client expense: $23,800,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Telecommunications & Information Administration (NTIA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, U.S. Forest Service, Veterans Affairs, Dept of (VA), White House Office
Client expense: $50,000 · Firm income: Not reported
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Vice President of the U.S., White House Office
Client expense: $9,380,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA)
Government targets: Army, Dept of (Corps of Engineers), Centers For Medicare and Medicaid Services (CMS), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), Natl Institutes of Health (NIH), Natl Oceanic & Atmospheric Administration (NOAA), Natl Science Foundation (NSF), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), SENATE, U.S. Geological Survey (USGS), White House Office
Government targets: Army, Dept of (Corps of Engineers), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, HOUSE OF REPRESENTATIVES, Natl Aeronautics & Space Administration (NASA), Natl Oceanic & Atmospheric Administration (NOAA), Natl Science Foundation (NSF), SENATE, Veterans Affairs, Dept of (VA)
Client expense: $51,000 · Firm income: Not reported
Government targets: Education, Dept of, Equal Employment Opportunity Commission (EEOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of the Vice President of the United States, Office on Violence Against Women, SENATE, White House Office
Government targets: Army, Dept of (Corps of Engineers), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, HOUSE OF REPRESENTATIVES, Natl Aeronautics & Space Administration (NASA), Natl Oceanic & Atmospheric Administration (NOAA), Natl Science Foundation (NSF), SENATE, Veterans Affairs, Dept of (VA)
Client expense: $11,970,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA)
Client expense: $40,000 · Firm income: Not reported
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Vice President of the U.S., White House Office
Client expense: $14,280,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), SENATE, Small Business Administration (SBA), Treasury, Dept of
Client expense: $50,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA)
Client expense: $40,000 · Firm income: Not reported
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Vice President of the U.S., White House Office
Client expense: $7,520,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, U.S. Fish & Wildlife Service (USFWS), Veterans Affairs, Dept of (VA)
Client expense: $50,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA)
Client expense: $8,180,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA)
Client expense: $40,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
Client expense: $40,000 · Firm income: Not reported
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Vice President of the U.S., White House Office
Government targets: Army, Dept of (Corps of Engineers), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Energy, Dept of, Federal Aviation Administration (FAA), HOUSE OF REPRESENTATIVES, Natl Oceanic & Atmospheric Administration (NOAA), Natl Science Foundation (NSF), Office of Management & Budget (OMB), SENATE, Transportation, Dept of (DOT), U.S. Geological Survey (USGS), Veterans Affairs, Dept of (VA), White House Office
Client expense: $50,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Education, Dept of, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA)
Client expense: $45,000 · Firm income: Not reported
Government targets: Education, Dept of, Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), Office of the Vice President of the United States, SENATE, White House Office
Client expense: $7,700,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA)
Client expense: $20,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
Client expense: $50,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Education, Dept of, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA)