Bureau of Consumer Financial Protection-Inspector General Reform Act of 2015

Issues related to comprehensive corporate governance, risk management, financial reform and auditing standards. Issues related to the internal auditing industry. Issues related to appointment process for Inspectors General. Inspector General Empowerment Act (S. 579). CFPB IG Act (H.R. 957/S. 510).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to: Anti-Money Laundering (AML); S. 3067 and H.R. 5485 - FY17 Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security; Data Breach; Automobile Financing; Arbitration; Structure and Activities of the Office of Financial Research; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; S. 774 Financial Institutions Examination Fairness and Reform Act; H.R. 185 Regulatory Accountability Act; H.R. 601 Eliminate Privacy Notice Confusion Act; H.R.1233 Community Lending Enhancement and Regulatory Relief Act of 2015; H.R.37 Promoting Job Creation and Reducing Small Business Burdens Act; S. 961 The Data Security Act; H.R 2205 The Data Security Act; H.R.1550 Financial Stability Oversight Council Improvement Act of 2015; H.R 1266 Financial Product Safety Commission Act; Federal Reserve Dividend Revenue; S. 1484 Financial Regulatory Improvement Act; H.R. 3738, Office of Financial Research Accountability Act of 2015; Implications of the Federal Reserve dividend reduction section contained in PL 114-94, the Drive Act; Senior $afe Act (H.R.4538; S.2216); Financial Stability Oversight Council Reform Act (H.R.3340; issues related to cybersecurity and financial services; H.R. 1309 - Systemic Risk Designation Improvement Act of 2015; S.2251, Seniors And Veterans Emergency Benefits Act or the SAVE Benefits Act; Retirement Enhancement and Savings Act; H.R. 5983, Financial CHOICE Act,Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs.

Client expense: $950,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

Mobile payments, fraud, data security, patent reform, data storage regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, Cuba trade embargo, CFPB appropriating process, CFPB prepaid products proposed rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force,the FCC Proposed Rules to Protect Broadband Consumer Privacy, H.R.1265-Bureau Advisory Commission Transparency Act, S.510 CFPB-IG Act of 2015, H.R.957-CFPB-IG Act of 2015, H.R. 2205-Data Security Act of 2015, H.R. 1195-Bureau of Consumer Financial Protection Advisory Boards Act, H.R.1266-Financial Product Safety Commission Act of 2015, H.R. 766-Financial Institution Customer Protection Act of 2016, H.R. 1770-The Data Security and Breach Notification Act of 2015, Executive Order 13673- Fair Pay and Safe Working place, Marketplace lending, Robocalling, Trans Pacific Partnership,H.R. 719-CFPB proposed rule governing pre-dispute arbitration agreements for consumer financial products and services.HR 1486-Taking Account of Bureaucrats Spending Act of 2015, H.R. 5724-Protecting Consumer Access to Credit Act of 2016, H.R. 6162-Protect Prepaid Accounts Act of 2016, H.R. 6118-Financial Services Innovations Act of 2016, H.RES. 835-National FinTech Policy Day, H.R. 5725-IRS Data Verification Modernization Act.

Client expense: $220,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R.1261, Bureau of Consumer Financial Protection Accountability Act of 2015; H.R.1266, Financial Product Safety Commission Act of 2015; H.R.1195, Bureau of Consumer Financial Protection Advisory Boards Act; H.R.957/S.510, Bureau of Consumer Financial Protection-Inspector General Reform Act of 2015; H.R.852, TIPS Act of 2015; H.R.1265, Bureau Advisory Commission Transparency Act; H.R.766, Financial Institution Customer Protection Act of 2015; S.1234, FIX Act; H.R.2640, Consumer Debt Forgiveness Tax Relief Act of 2015; issues related to financial services and banking.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR970 - Supporting Academic Freedom through Regulatory Relief Act HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act HR3179 - Empowering Students Through Enhanced Financial Counseling Act HR3180 - Flexible Pell Grant for 21st Century Students Act HR4162 - Credit Access and Inclusion Act of 2015 HR4652 - CLEAR Act S85 - Repay Act of 2015 S108 - Financial Aid Simplification and Transparency Act of 2015 S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights S1948 - AFFORD Act S2043 - Know Before You Owe Federal Student Loan Act of 2015 S2677 - In the Red Act of 2016 Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR22 - DRIVE Act HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR2029 - Consolidated Appropriations Act, 2016 HR4913 - Housing Finance Restructuring Act of 2016 HR__ - Moving Housing Forward Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026. RESPA/TILA Amendments/TRID HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act HR3192 - Homebuyers Assistance Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. Short Sales HR4812 - Prompt Notification of Short Sales Act Mortgage Servicing Assets HR2029 - Consolidated Appropriations Act, 2016 Alternative Credit Scoring HR3035 - Credit Access and Inclusion Act of 2015 HR4211 - Credit Score Competition Act of 2015 HR4893 - Risk Management and Homeowner Stability Act of 2016 S2355 - Credit Access and Inclusion Act of 2015 Service Members Foreclosure Relief S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015 Commercial Risk Retention Rules HR4620 - Preserving Access to CRE Capital Act of 2016 FHFA HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. Financial Regulatory Reform HR1090 - Retail Investor Protection Act HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 S1484 - Financial Regulatory Improvement Act of 2015 S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 HR__ - The Financial Choice Act Credit Reporting HR347 - The Facilitating Access to Credit Act HR5282 - The Comprehensive Consumer Credit Reporting Act of 2016 Federal Home Loan Bank HR__ - To amend the Federal Home Loan Bank Act to clarify the definition of an insurance company and to provide Federal Home Loan Bank membership standards for certain captive insurance companies Alternative Lending Sources HR4854 - Supporting America's Innovators Act of 2016 HR4855 - Fix Crowdfunding Act Zombie Foreclosures S3146 - Preserving Abandoned Foreclosures and Preserving Communities Act of 2016 Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, appraisal issues, appraisal management companies (AMCs), GSE reform, and risk-sharing. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the Treasury on anti-money laundering and credit availability. Conversations with the Office of the Comptroller of the Currency (OCC) on appraisal issues, AMCs. Discussions with the Securities and Exchange Commission (SEC) on JOBS Act Rulemaking. Discussions with the Federal Reserve on appraisal issues, AMCs. Discussions with the Federal Deposit Insurance Corporation (FDIC) on appraisal issues, AMCs.

Client expense: $23,800,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Telecommunications & Information Administration (NTIA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, U.S. Forest Service, Veterans Affairs, Dept of (VA), White House Office

Implementation of H.R. 2642: Agricultural Act of 2014, PL 113-79; S. 510: Food Safety Modernization Act; S. 744: Border Security, Economic Opportunity, and Immigration Modernization Act

Client expense: Not reported · Firm income: $10,000

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE

Implementation of H.R. 2642: Agricultural Act of 2014, PL 113-79; S. 510: Food Safety Modernization Act; S. 744: Border Security, Economic Opportunity, and Immigration Modernization Act

Client expense: Not reported · Firm income: $10,000

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE

Implementation of H.R. 2642: Agricultural Act of 2014, PL 113-79; S. 510: Food Safety Modernization Act; S. 744: Border Security, Economic Opportunity, and Immigration Modernization Act

Client expense: Not reported · Firm income: $10,000

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE

Issues related to: Anti-Money Laundering (AML); S. 3067 and H.R. 5485 - FY17 Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security; Data Breach; Automobile Financing; Arbitration; Structure and Activities of the Office of Financial Research; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; S. 774 Financial Institutions Examination Fairness and Reform Act; H.R. 185 Regulatory Accountability Act; H.R. 601 Eliminate Privacy Notice Confusion Act; H.R.1233 Community Lending Enhancement and Regulatory Relief Act of 2015; H.R.37 Promoting Job Creation and Reducing Small Business Burdens Act; S. 961 The Data Security Act; H.R 2205 The Data Security Act; H.R.1550 Financial Stability Oversight Council Improvement Act of 2015; H.R 1266 Financial Product Safety Commission Act; Federal Reserve Dividend Revenue; S. 1484 Financial Regulatory Improvement Act; H.R. 3738, Office of Financial Research Accountability Act of 2015; Implications of the Federal Reserve dividend reduction section contained in PL 114-94, the Drive Act; Senior $afe Act (H.R.4538; S.2216); Financial Stability Oversight Council Reform Act (H.R.3340; issues related to cybersecurity and financial services; H.R. 1309 - Systemic Risk Designation Improvement Act of 2015; S.2251, Seniors And Veterans Emergency Benefits Act or the SAVE Benefits Act; Retirement Enhancement and Savings Act; H.R. 5983, Financial CHOICE Act,Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs.

Client expense: $940,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

H.R.1261, Bureau of Consumer Financial Protection Accountability Act of 2015; H.R.1266, Financial Product Safety Commission Act of 2015; H.R.1195, Bureau of Consumer Financial Protection Advisory Boards Act; H.R.957/S.510, Bureau of Consumer Financial Protection-Inspector General Reform Act of 2015; H.R.852, TIPS Act of 2015; H.R.1265, Bureau Advisory Commission Transparency Act; H.R.766, Financial Institution Customer Protection Act of 2015; S.1234, FIX Act; H.R.2640, Consumer Debt Forgiveness Tax Relief Act of 2015; issues related to financial services and banking.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to comprehensive corporate governance, risk management, financial reform and auditing standards. Issues related to the internal auditing industry. Issues related to appointment process for Inspectors General. Inspector General Empowerment Act (S.579). CFPB IG Act (H.R. 957/S. 510).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to comprehensive corporate governance, risk management, financial reform and auditing standards. Issues related to the internal auditing industry. Issues related to appointment process for Inspectors General. Inspector General Empowerment Act (S.579). CFPB IG Act (H.R. 957/S. 510).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to comprehensive corporate governance, risk management, financial reform and auditing standards. Issues related to the internal auditing industry. Issues related to appointment process for Inspectors General. Inspector General Empowerment Act (S.579). CFPB IG Act (H.R. 957/S. 510).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Mobile payments, fraud, data security, patent reform, data storage regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, Cuba trade embargo, CFPB appropriating process, CFPB prepaid products proposed rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force,the FCC Proposed Rules to Protect Broadband Consumer Privacy, H.R.1265-Bureau Advisory Commission Transparency Act, S.510 CFPB-IG Act of 2015, H.R.957-CFPB-IG Act of 2015, H.R. 2205-Data Security Act of 2015, H.R. 1195-Bureau of Consumer Financial Protection Advisory Boards Act, H.R.1266-Financial Product Safety Commission Act of 2015, H.R. 766-Financial Institution Customer Protection Act of 2016, H.R. 1770-The Data Security and Breach Notification Act of 2015, Executive Order 13673- Fair Pay and Safe Working place, Marketplace lending, Robocalling, Trans Pacific Partnership,H.R. 719-CFPB proposed rule governing pre-dispute arbitration agreements for consumer financial products and services.HR 1486-Taking Account of Bureaucrats' Spending Act of 2015, H.R. 5724-Protecting Consumer Access to Credit Act of 2016, S.3067-Financial Services and General Government Appropriations Act, 2017, H.R.5485-2017 Financial Services and General Government Appropriation, H.R. 6162-Protect Prepaid Accounts Act of 2016, H.R. 6118-Financial Services Innovations Act of 2016, H.RES. 835-National FinTech Policy Day, H.R. 5725-IRS Data Verification Modernization Act.

Client expense: $220,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

Legislative advocacy in support of reform of the Consumer Financial Protection Bureau HR 1261, Bureau of Consumer Financial Protection Accountability Act of 2015 HR 1262, Consumer Right to Financial Privacy Act of 2015 HR 1263, Consumer Financial Protection Safety and Soundness Improvement Act of 2015 HR 1264, CFPB Pay Fairness Act of 2015 HR 1195, Bureau of Consumer Financial Protection Advisory Boards Act HR 957, S 510; CFPB-IG Act of 2015 HR 766, Financial Institution Customer Protection Act of 2015 HR 1266, Financial Product Safety Commission Act of 2015 S 96, A bill to amend the Consumer Financial Protection Act of 2010 S 1383, Consumer Financial Protection Bureau Accountability Act of 2015 HR 1737, Reforming CFPB Indirect Auto Financing Guidance Act of 2015

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislative advocacy in support of reform of the Consumer Financial Protection Bureau HR 1261, Bureau of Consumer Financial Protection Accountability Act of 2015 HR 1262, Consumer Right to Financial Privacy Act of 2015 HR 1263, Consumer Financial Protection Safety and Soundness Improvement Act of 2015 HR 1264, CFPB Pay Fairness Act of 2015 HR 1195, Bureau of Consumer Financial Protection Advisory Boards Act HR 957, S 510; CFPB-IG Act of 2015 HR 766, Financial Institution Customer Protection Act of 2015 HR 1266, Financial Product Safety Commission Act of 2015 S 96, A bill to amend the Consumer Financial Protection Act of 2010 S 1383, Consumer Financial Protection Bureau Accountability Act of 2015 HR 1737, Reforming CFPB Indirect Auto Financing Guidance Act of 2015

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR970 - Supporting Academic Freedom through Regulatory Relief Act HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act HR3179 - Empowering Students Through Enhanced Financial Counseling Act HR3180 - Flexible Pell Grant for 21st Century Students Act HR4162 - Credit Access and Inclusion Act of 2015 HR4652 - CLEAR Act S85 - Repay Act of 2015 S108 - Financial Aid Simplification and Transparency Act of 2015 S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights S1948 - AFFORD Act S2043 - Know Before You Owe Federal Student Loan Act of 2015 S2677 - In the Red Act of 2016 Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR22 - DRIVE Act HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR2029 - Consolidated Appropriations Act, 2016 HR__ - Housing Finance Restructuring Act of 2016 HR__ - Moving Housing Forward Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026. RESPA/TILA Amendments/TRID HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act HR3192 - Homebuyers Assistance Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. Short Sales HR4812 - Prompt Notification of Short Sales Act Mortgage Servicing Assets HR2029 - Consolidated Appropriations Act, 2016 Alternative Credit Scoring HR3035 - Credit Access and Inclusion Act of 2015 HR4211 - Credit Score Competition Act of 2015 HR4893 - Risk Management and Homeowner Stability Act of 2016 S2355 - Credit Access and Inclusion Act of 2015 Service Members Foreclosure Relief S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015 Commercial Risk Retention Rules HR4620 - Preserving Access to CRE Capital Act of 2016 FHFA HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. Financial Regulatory Reform HR1090 - Retail Investor Protection Act HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 S1484 - Financial Regulatory Improvement Act of 2015 S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 HR__ - The Financial Choice Act Credit Reporting HR347 - The Facilitating Access to Credit Act HR5282 - The Comprehensive Consumer Credit Reporting Act of 2016 Federal Home Loan Bank HR__ - To amend the Federal Home Loan Bank Act to clarify the definition of an insurance company and to provide Federal Home Loan Bank membership standards for certain captive insurance companies Alternative Lending Sources HR4854 - Supporting America's Innovators Act of 2016 HR4855 - Fix Crowdfunding Act Zombie Foreclosures S__ - Preserving Abandoned Foreclosures and Preserving Communities Act of 2016 Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe and credit reporting. Discussions with the Federal Housing Finance Agency (FHFA) on "Duty to Serve" and g-fees. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the Treasury on anti-money laundering and appraisal management companies (AMCs). Conversations with the Office of the Comptroller of the Currency (OCC) on banking regulations.

Client expense: $9,380,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA)

Mobile payments, fraud, data security, patent reform, data storage regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, Privacy, the Federal Reserve and big data, Cuba trade embargo, CFPB Appropriating Process, CFPB prepaid products proposed rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force,the FCC Proposed Rules to Protect Broadband Consumer Privacy, H.R.1265-Bureau Advisory Commission Transparency Act, S.510 CFPB-IG Act of 2015, H.R.957-CFPB-IG Act of 2015, H.R. 1195-Data Security Act of 2015, Bureau of Consumer Financial Protection Advisory Boards Act, H.R.1266-Financial Product Safety Commission Act of 2015, H.R. 766-Financial Institution Customer Protection Act of 2016, H.R. 1770 The Data Security and Breach Notification Act of 2015, Executive Order 13673- Fair Pay and Safe Working place, Marketplace Lending, Robocalling, Trans Pacific Partnership,H.R. 719-CFPB proposed rule governing pre-dispute arbitration agreements for consumer financial products and services.HR 1486-Taking Account of Bureaucrats' Spending Act of 2015, H.R. 5724-Protecting Consumer Access to Credit Act of 2016, Financial Services and General Government Appropriations Act, 2017, H.R.5485-2017 Financial Services and General Government Appropriation

Client expense: $220,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

Implementation of H.R. 2642: Agricultural Act of 2014, PL 113-79; S. 510: Food Safety Modernization Act; S. 744: Border Security, Economic Opportunity, and Immigration Modernization Act

Client expense: Not reported · Firm income: $10,000

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE

Implementation of H.R. 2642: Agricultural Act of 2014, PL 113-79; S. 510: Food Safety Modernization Act; S. 744: Border Security, Economic Opportunity, and Immigration Modernization Act

Client expense: Not reported · Firm income: $10,000

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE

Implementation of H.R. 2642: Agricultural Act of 2014, PL 113-79; S. 510: Food Safety Modernization Act; S. 744: Border Security, Economic Opportunity, and Immigration Modernization Act

Client expense: Not reported · Firm income: $10,000

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE

Issues related to: Anti-Money Laundering (AML); S. 3067 and H.R. 5485 - FY17 Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security, Department of Labor definition of fiduciary duty (H.J.Res.88; S.J.Res.33); Data Breach; Automobile Financing; Arbitration; Structure and Activities of the Office of Financial Research; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; S. 774 Financial Institutions Examination Fairness and Reform Act; H.R. 185 Regulatory Accountability Act; H.R. 601 Eliminate Privacy Notice Confusion Act; H.R.1233 Community Lending Enhancement and Regulatory Relief Act of 2015; H.R.37 Promoting Job Creation and Reducing Small Business Burdens Act; S.1484 Financial Regulatory Improvement Act of 2015; S. 961 The Data Security Act; H.R 2205 The Data Security Act; H.R.1550 Financial Stability Oversight Council Improvement Act of 2015; H.R 1266 Financial Product Safety Commission Act; Federal Reserve Dividend Revenue; H.R. 1090 Retail Investor Protection Act; S. 1484 Financial Regulatory Improvement Act; H.R. 3738, Office of Financial Research Accountability Act of 2015; H.R.4293, Affordable Retirement Advice Protection Act; H.R.4294, Strengthening Access to Valuable Education and Retirement Support Act (SAVERS Act) of 2015; S.2502, Affordable Retirement Advice Protection Act; S.2505, SAVERS Act of 2016; S.2497, Retail Investor Protection Act of 2016; Implications of the Federal Reserve dividend reduction section contained in PL 114-94, the Drive Act; Senior $afe Act (H.R.4538; S.2216); Financial Stability Oversight Council Reform Act (H.R.3340); issues related to cybersecurity and financial services; H.R. 1309 - Systemic Risk Designation Improvement Act of 2015.

Client expense: $1,100,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

H.R.1261, Bureau of Consumer Financial Protection Accountability Act of 2015; H.R.1266, Financial Product Safety Commission Act of 2015; H.R.1195, Bureau of Consumer Financial Protection Advisory Boards Act; H.R.957/S.510, Bureau of Consumer Financial Protection-Inspector General Reform Act of 2015; H.R.852, TIPS Act of 2015; H.R.1265, Bureau Advisory Commission Transparency Act; H.R.766, Financial Institution Customer Protection Act of 2015; S.1234, FIX Act; H.R.2640, Consumer Debt Forgiveness Tax Relief Act of 2015; issues related to financial services and banking.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to comprehensive corporate governance, risk management, financial reform and auditing standards. Issues related to the internal auditing industry. Issues related to appointment process for Inspectors General. Inspector General Empowerment Act (S.579). CFPB IG Act (H.R. 957/S. 510).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to comprehensive corporate governance, risk management, financial reform and auditing standards. Issues related to the internal auditing industry. Issues related to appointment process for Inspectors General. Inspector General Empowerment Act (S.579). CFPB IG Act (H.R. 957/S. 510).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to comprehensive corporate governance, risk management, financial reform and auditing standards. Issues related to the internal auditing industry. Issues related to appointment process for Inspectors General. Inspector General Empowerment Act (S.579). CFPB IG Act (H.R. 957/S. 510).

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to: Anti-Money Laundering (AML); Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security, Department of Labor definition of fiduciary duty; Data Breach; Automobile Financing, Arbitration; Structure and Activities of the Office of Financial Research; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; S. 774 Financial Institutions Examination Fairness and Reform Act; H.R. 185 Regulatory Accountability Act; H.R. 601 Eliminate Privacy Notice Confusion Act; H.R.1233 Community Lending Enhancement and Regulatory Relief Act of 2015; H.R.37 Promoting Job Creation and Reducing Small Business Burdens Act; S.1484 Financial Regulatory Improvement Act of 2015; S. 961 The Data Security Act; H.R 2205 The Data Security Act; H.R.1550 Financial Stability Oversight Council Improvement Act of 2015; H.R 1266 Financial Product Safety Commission Act; Federal Reserve Dividend Revenue; H.R. 1090 Retail Investor Protection Act; S. 1484 Financial Regulatory Improvement Act; H.R. 3738, Office of Financial Research Accountability Act of 2015; H.R.4293, Affordable Retirement Advice Protection Act; H.R.4294, Strengthening Access to Valuable Education and Retirement Support Act (SAVERS Act) of 2015; S.2502, Affordable Retirement Advice Protection Act; S.2505, SAVERS Act of 2016; S.2497, Retail Investor Protection Act of 2016.Implications of the Federal Reserve dividend reduction section contained in PL 114-94, the Drive Act.

Client expense: $2,000,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR970 - Supporting Academic Freedom through Regulatory Relief Act HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act HR3179 - Empowering Students Through Enhanced Financial Counseling Act HR3180 - Flexible Pell Grant for 21st Century Students Act HR4652 - CLEAR Act S85 - Repay Act of 2015 S108 - Financial Aid Simplification and Transparency Act of 2015 S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights S1948 - AFFORD Act S2043 - Know Before You Owe Federal Student Loan Act of 2015 S2677 - In the Red Act of 2016 Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR22 - DRIVE Act HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR2029 - Consolidated Appropriations Act, 2016 HR__ - Housing Finance Restructuring Act of 2016 HR__ - Moving Housing Forward Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026. RESPA/TILA Amendments/TRID HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act HR3192 - Homebuyers Assistance Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. Short Sales HR4812 - Prompt Notification of Short Sales Act Mortgage Servicing Assets HR2029 - Consolidated Appropriations Act, 2016 Alternative Credit Scoring HR3035 - Credit Access and Inclusion Act of 2015 HR4211 - Credit Score Competition Act of 2015 HR4893 - Risk Management and Homeowner Stability Act of 2016 S2355 - Credit Access and Inclusion Act of 2015 Service Members Foreclosure Relief S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015 Commercial Risk Retention Rules HR4620 - Preserving Access to CRE Capital Act of 2016 FHFA HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. Financial Regulatory Reform HR1090 - Retail Investor Protection Act HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 S1484 - Financial Regulatory Improvement Act of 2015 S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe. Discussions with the Federal Housing Finance Agency (FHFA) on TRID and "Duty to Serve." Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the Treasury on anti-money laundering. Conversations with the Office of the Comptroller of the Currency (OCC) on Commercial lending practices. Conversations with the Securities and Exchange Commission (SEC) on crowdfunding rules.

Client expense: $11,970,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA)

H.R. 37, Promoting Job Creation and Reducing Small Business Burdens Act H.R. 414, Burdensome Data Collection Relief Act H.R. 432/S. 1978, SBIC Advisers Relief Act of 2015 H.R. 601, Eliminate Privacy Notice Confusion Act H.R. 686/S. 1010, Small Business Mergers, Acquisitions, Sales, and Brokerage Simplification Act of 2015 H.R. 766, Financial Institution Customer Protection Act of 2015 H.R. 957/S. 510, Bureau of Consumer Financial Protection-Inspector General Reform (CFPB-IG) Act of 2015 H.R. 1023/S. 552, Small Business Investment Company Capital Act of 2015 H.R. 1090, Retail Investor Protection Act H.R. 1195, Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1210, Portfolio Lending and Mortgage Access Act H.R. 1259, Helping Expand Lending Practices in Rural Communities Act H.R. 1265, Bureau Advisory Commission Transparency Act H.R. 1266, Financial Product Safety Commission Act of 2015 H.R. 1309, Systemic Risk Designation Improvement Act of 2015 H.R. 1317, To amend the Commodity Exchange Act and the Securities Exchange Act of 1934 to specify how clearing requirements apply to certain affiliate transactions, and for other purposes H.R. 1334, Holding Company Registration Threshold Equalization Act of 2015 H.R. 1525, Disclosure Modernization and Simplification Act of 2015 H.R. 1550, Financial Stability Oversight Council Improvement Act of 2015 H.R. 1553, Small Bank Exam Cycle Reform Act of 2015 H.R. 1659, Improving Access to Capital for Emerging Growth Companies Act H.R. 1675, Capital Markets Improvement Act of 2016 H.R. 1723, Small Company Simple Registration Act of 2015 H.R. 1737, Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1839, Reforming Access for Investments in Startup Enterprises (RAISE) Act of 2015 H.R. 1847, Swap Data Repository and Clearinghouse Indemnification Correction Act of 2015 H.R. 1941, Financial Institutions Examination Fairness and Reform Act H.R. 1965, Small Company Disclosure Simplification Act H.R. 1975, Securities and Exchange Commission Overpayment Credit Act H.R. 2064, Improving Access to Capital for Emerging Growth Companies Act H.R. 2187, Fair Investment Opportunities for Professional Experts Act H.R. 2287 /S. 924, National Credit Union Administration Budget Transparency Act H.R. 2289, Commodity End User Relief Act H.R. 2354, Streamlining Excessive and Costly Regulations Review Act H.R. 2356, Fair Access to Investment Research Act of 2015 H.R. 2357, Accelerating Access to Capital Act of 2015 H.R. 2477, Financial Transparency Act of 2015 H.R. 2648/S. 1109, Truth in Settlements Act of 2015 H.R. 2769, Risk-Based Capital Study Act of 2015 H.R. 2789, Capital Access for Small Business Banks Act H.R. 3192, Homebuyers Assistance Act H.R. 3340, Financial Stability Oversight Council Reform Act H.R. 3557, FSOC Transparency and Accountability Act H.R. 3738, Office of Financial Research Accountability Act of 2015 H.R. 3784, SEC Small Business Advocate Act of 2015 H.R. 3791, To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes H.R. 3798, Due Process Restoration Act of 2015 H.R. 3857, To require the Board of Governors of the Federal Reserve System and the Financial Stability Oversight Council to carry out certain requirements under the Financial Stability Act of 2010 before making any new determination under section 113 of such Act, and for other purposes H.R. 3868, Small Business Credit Availability Act H.R. 4096, Investor Clarity and Bank Parity Act H.R. 4139, Fostering Innovation Act of 2015 H.R. 4166, Expanding Proven Financing for American Employers Act H.R. 4168, Small Business Capital Formation Enhancement Act H.R. 4293, Affordable Retirement Advice Protection Act H.R. 4294, Strengthening Access to Valuable Education and Retirement Support (SAVERS) Act of 2015 H.R. 4450/S. 2489, Incorporation Transparency and Law Enforcement Assistance Act H.R. 4498, Helping Angels Lead Our Startups (HALOS) Act H.R. 4620, Preserving Access to CRE Capital Act of 2016 H.R. 4718, Gender Diversity in Corporate Leadership Act of 2016 S. 576, Encouraging Employee Ownership Act S. 876, A bill to amend the Commodity Exchange Act to specify how clearing requirements apply to certain affiliate transactions S. 1484, Financial Regulatory Improvement Act of 2015 S. 1963, Bureau of Consumer Financial Protection Advisory Board Enhancement Act S. 2232, Federal Reserve Transparency Act of 2015 Draft legislation on conflict minerals disclosures Various issues relating to the implementation of the Dodd- Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203); Basel III capital standards; Trust Indenture Act (P.L. 76-253); oversight of proxy advisory firms; political spending disclosures; Department of Labor definition of fiduciary duty rules; conflict of interest rule, retirement investment advice; international capital standards for non-banks and insurance companies; systemic risk regulations for non-bank financial companies; Consumer Financial Protection Bureau arbitration study; Consumer Financial Protection Bureau online lending proposal; Consumer Financial Protection Bureau auto financing standard; Consumer Financial Protection Bureau no action letters; Federal Reserve reform; universal ballot; proxy voting system; impact of international regulatory standards on the competitiveness of U.S. insurers; case law arising under Section 316 of the Trust Indenture Act of 1939 (P.L. 76-253)

Client expense: $15,750,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Industry and Security (BIS), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Consumer Product Safety Commission (CPSC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Occupational Safety & Health Administration (OSHA), Office of Management & Budget (OMB), Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Fish & Wildlife Service (USFWS), U.S. Geological Survey (USGS), U.S. Trade Representative (USTR), White House Office

H.R.1261, Bureau of Consumer Financial Protection Accountability Act of 2015; H.R.1266, Financial Product Safety Commission Act of 2015; H.R.1195, Bureau of Consumer Financial Protection Advisory Boards Act; H.R.957/S.510, Bureau of Consumer Financial Protection-Inspector General Reform Act of 2015; H.R.852, TIPS Act of 2015; H.R.1265, Bureau Advisory Commission Transparency Act; H.R.766, Financial Institution Customer Protection Act of 2015; S.1234, FIX Act; H.R.2640, Consumer Debt Forgiveness Tax Relief Act of 2015; issues related to financial services and banking.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Mobile payments, fraud, data security, patent reform, data storage regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, the Federal Reserve and big data, Cuba trade embargo, CFPB Appropriating Process, CFPB prepaid products proposed rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, H.R.26 - Terrorism Risk Insurance Program Re-authorization Act of 2015, H.R.1265 - Bureau Advisory Commission Transparency Act, S.510 CFPB-IG Act of 2015, H.R.957 - CFPB-IG Act of 2015,S.961 Data Security Act of 2015, H.R. 1195 Bureau of Consumer Financial Protection Advisory Boards Act, H.R.1266, Financial Product Safety Commission Act of 2015, H.R. 766 Financial Institution Customer Protection Act of 2016, H.R. 1770 The Data Security and Breach Notification Act of 2015, Executive Order 13673- Fair Pay and Safe Working place, Marketplace Lending, Robocalling, Trans Pacific Partnership,H.R. 719, CFPB proposed rule governing pre-dispute arbitration agreements for consumer financial products and services.HR 1486, Taking Account of Bureaucrats' Spending Act of 2015.

Client expense: $280,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

Issues related to comprehensive corporate governance, risk management, financial reform and auditing standards. Issues related to the internal auditing industry. Issues related to appointment process for Inspectors General. Inspector General Empowerment Act (S.579). CFPB IG Act (H.R. 957/S. 510). Export-Import Bank Reauthorization.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to comprehensive corporate governance, risk management, financial reform and auditing standards. Issues related to the internal auditing industry. Issues related to appointment process for Inspectors General. Inspector General Empowerment Act (S.579). CFPB IG Act (H.R. 957/S. 510). Export-Import Bank Reauthorization.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to comprehensive corporate governance, risk management, financial reform and auditing standards. Issues related to the internal auditing industry. Issues related to appointment process for Inspectors General. Inspector General Empowerment Act (S.579). CFPB IG Act (H.R. 957/S. 510). Export-Import Bank Reauthorization.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislative advocacy in support of reform of the Consumer Financial Protection Bureau HR 1261, Bureau of Consumer Financial Protection Accountability Act of 2015 HR 1262, Consumer Right to Financial Privacy Act of 2015 HR 1263, Consumer Financial Protection Safety and Soundness Improvement Act of 2015 HR 1264, CFPB Pay Fairness Act of 2015 HR 1195, Bureau of Consumer Financial Protection Advisory Boards Act HR 957, S 510; CFPB-IG Act of 2015 HR 766, Financial Institution Customer Protection Act of 2015 HR 1266, Financial Product Safety Commission Act of 2015 S 96, A bill to amend the Consumer Financial Protection Act of 2010 S 1383, Consumer Financial Protection Bureau Accountability Act of 2015 HR 1737, Reforming CFPB Indirect Auto Financing Guidance Act of 2015

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislative advocacy in support of reform of the Consumer Financial Protection Bureau HR 1261, Bureau of Consumer Financial Protection Accountability Act of 2015 HR 1262, Consumer Right to Financial Privacy Act of 2015 HR 1263, Consumer Financial Protection Safety and Soundness Improvement Act of 2015 HR 1264, CFPB Pay Fairness Act of 2015 HR 1195, Bureau of Consumer Financial Protection Advisory Boards Act HR 957, S 510; CFPB-IG Act of 2015 HR 766, Financial Institution Customer Protection Act of 2015 HR 1266, Financial Product Safety Commission Act of 2015 S 96, A bill to amend the Consumer Financial Protection Act of 2010 S 1383, Consumer Financial Protection Bureau Accountability Act of 2015 HR 1737, Reforming CFPB Indirect Auto Financing Guidance Act of 2015

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Implementation of H.R. 2642: Agricultural Act of 2014, PL 113-79; S. 510: Food Safety Modernization Act; S. 744: Border Security, Economic Opportunity, and Immigration Modernization Act

Client expense: Not reported · Firm income: $10,000

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE

Implementation of H.R. 2642: Agricultural Act of 2014, PL 113-79; S. 510: Food Safety Modernization Act; S. 744: Border Security, Economic Opportunity, and Immigration Modernization Act

Client expense: Not reported · Firm income: $10,000

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE

Implementation of H.R. 2642: Agricultural Act of 2014, PL 113-79; S. 510: Food Safety Modernization Act; S. 744: Border Security, Economic Opportunity, and Immigration Modernization Act

Client expense: Not reported · Firm income: $10,000

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE

Implementation of H.R. 2642: Agricultural Act of 2014, PL 113-79; S. 510: Food Safety Modernization Act; S. 744: Border Security, Economic Opportunity, and Immigration Modernization Act

Client expense: Not reported · Firm income: $10,000

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE

Implementation of H.R. 2642: Agricultural Act of 2014, PL 113-79; S. 510: Food Safety Modernization Act; S. 744: Border Security, Economic Opportunity, and Immigration Modernization Act

Client expense: Not reported · Firm income: $10,000

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE

Implementation of H.R. 2642: Agricultural Act of 2014, PL 113-79; S. 510: Food Safety Modernization Act; S. 744: Border Security, Economic Opportunity, and Immigration Modernization Act

Client expense: Not reported · Firm income: $10,000

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE

Mobile payments, fraud, data security, patent reform, data storage regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, the Federal Reserve and big data, Cuba trade embargo, Puerto Rico Money Transfer Fee, CFPB Appropriating Process, CFPB prepaid products proposed rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, H.R.26 - Terrorism Risk Insurance Program Re-authorization Act of 2015, H.R.1265 - Bureau Advisory Commission Transparency Act, H.R. 1731 National Cybersecurity Protection Advancement Act of 2015, S.456 Cyber Threat Sharing Act of 2015, H.R. 1560, the Protecting Cyber Networks Act, S.510 CFPB-IG Act of 2015, H.R.957 - CFPB-IG Act of 2015, S.754 Cybersecurity Information Sharing Act of 2015, S.961 Data Security Act of 2015, H.R. 1195 Bureau of Consumer Financial Protection Advisory Boards Act, H.R.1266, Financial Product Safety Commission Act of 2015, H.R. 766 Financial Institution Customer Protection Act of 2015, H.R. 1770 The Data Security and Breach notification Act of 2015, Executive Order 13673- Fair Pay and Safe Workingplace, Marketplace Lending, Robocalling, Trans Pacific Partnership,H.R. 719, Continuing Appropriations Act, 2016.

Client expense: $180,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 650Preserving Access to Manufactured Housing Act of 2015 H.R. 1266Financial Product Safety Commission Act of 2015 H.R. 1263Consumer Financial Protection Safety and Soundness Improvement Act of 2015 H.R. 1261Bureau of Consumer Financial Protection Accountability Act of 2015 HR. 1265Bureau Advisory Commission Transparency Act H.R. 685 Mortgage Choice Act 2015 H.R. 1259Helping Expand Lending Practices in Rural Communities Act H.R. 1408Mortgage Servicing Asset Capital Requirements Act of 2015 H.R. 1480SAFE Act Confidentiality and Privilege Enhancement Act H.R. 1491Partnership to Strengthen Homeownership Act of 2015 HR 2995 Fiscal year 2016 Financial Services and General Government Appropriations HR 2643 The State Licensing Efficiency Act H.R. 2121SAFE Transitional Licensing Act of 2015 HR. 1266Financial Product Safety Commission Act of 2015 HR 3038 Highway and Transportation Funding Act of 2015, Part II HR 1210 Portfolio Lending and Mortgage Access Act HR 2631 Regulatory Predictability for Business Growth Act of 2015 HR 3192 Homebuyers Assistance Act HR 957 CFPB-IG Act of 2015 HR 414 Burdensome Data Collection Relief Act HR 766 Financial Institution Customer Protection Act of 2015 HR 2643 State Licensing Efficiency Act of 2015 HR 2214 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes HR 1263 Consumer Financial Protection Safety and Soundness Improvement Act of 2015 HR 3796 Nursing Home Accountability Act of 2015 HR 2029 Consolidated Appropriations Act of 2016 HR 3808 To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. S.351 Mortgage Debt Tax Relief Act S.372 SAFE Act Confidentiality and Privilege Enhancement Act S.495 Mortgage Finance Act of 2015 S.510 CFPB-IG Act of 2015 S.608 Mortgage Forgiveness Tax Relief Act S.871 A bill to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes. S.881 A bill to ensure that Federal financial regulators perform a comprehensive review of regulations to identify outdated or otherwise unnecessary regulatory requirements imposed on financial institutions, and for other purposes. S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act of 2015 S.1711 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes S.1910 Financial Services and General Government Appropriations Act, 2016 S. 1487 Regulatory Predictability for Business Growth Act of 2015 S. 2038 Jumpstart GSE Reform Act

Client expense: $814,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of