FHA Emergency Fiscal Solvency Act of 2013

S. 1217, the Housing Finance Reform and Taxpayer Protection Act (all provisions) H.R. 1145, the FHA Emergency Fiscal Solvency Act of 2013 Proposals to use GSE guarantee-fees as spending offsets S. 2101, a bill to amend the Interstate Land Sales Full Disclosure Act to clarify how the Act applies to condominiums.

Client expense: $2,418,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

AD&C Lending, flood insurance, affordable housing reform, FHA reform, GSE reform, Section 8 Voucher Reform, H.R. 1145: FHA Emergency Fiscal Solvency Act of 2013, H.R.1255: Home Construction Lending Regulatory Improvement Act of 2013, S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013, S. 1217: Housing Finance Reform and Taxpayer Protection Act of 2013, S. 2244: Terrorism Risk Insurance Program Reauthorization Act of 2014, H.R. 4871: TRIA Reform Act of 2014.

Client expense: $560,000 · Firm income: Not reported

FHA Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActFHA Programs (cont'd) HR1872 - Budget and Accounting Transparency Act of 2014 HR1997 - Communities Achieving Sustainability Act Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2642 - Agriculture Act of 2014 HR2672 - CFPB Rural Designation Petition and Correction Act HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations S1916 - Helping Expand Lending Practices (HELP) in Rural Communities Act S2389 - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2015 Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Conversations with the Department of Housing and Urban Development (HUD) on the FHA and federally assisted housing. Discussions with the Rural Housing Service (RHS) of the USDA on rural housing regulations.

Client expense: $17,980,000 · Firm income: Not reported

AD&C Lending, flood insurance, affordable housing reform, FHA reform, GSE reform, Section 8 Voucher Reform, H.R. 1145: FHA Emergency Fiscal Solvency Act of 2013, H.R.1255: Home Construction Lending Regulatory Improvement Act of 2013, S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013, S. 1217: Housing Finance Reform and Taxpayer Protection Act of 2013, S. 2244: Terrorism Risk Insurance Program Reauthorization Act of 2014, H.R. 4871: TRIA Reform Act of 2014.

Client expense: $610,000 · Firm income: Not reported

See addendum.S. 1217, the Housing Finance Reform and Taxpayer Protection Act (all provisions) H.R. 1145, the FHA Emergency Fiscal Solvency Act of 2013 Proposals to use GSE guarantee-fees as spending offsets S. 2101, a bill to amend the Interstate Land Sales Full Disclosure Act to clarify how the Act applies to condominiums.

Client expense: $2,560,000 · Firm income: Not reported

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, including H.R. 1145, S. 1217, S. 688, S. 1376, H.R. 2767, H.R. 5055.

Client expense: Not reported · Firm income: $320,000

Government targets: HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, including H.R. 1145, S. 1217, S. 688, S. 1376, H.R. 2767, H.R. 5055.

Client expense: Not reported · Firm income: $320,000

Government targets: HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market,including H.R. 1145, S. 1217, S. 688, S. 1376, H.R. 2767, H.R. 5055.

Client expense: Not reported · Firm income: $320,000

Government targets: HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

AD&C Lending, flood insurance, affordable housing reform, FHA reform, GSE reform, Section 8 Voucher Reform, H.R. 858: Rural Housing Preservation Act of 2013, H.R. 1145: FHA Emergency Fiscal Solvency Act of 2013, H.R.1255: Home Construction Lending Regulatory Improvement Act of 2013, S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013, S. 1217: Housing Finance Reform and Taxpayer Protection Act of 2013, S. 766:A bill to amend Section 520 of the Housing Act of 1949, Farm Bill, H.R. 1947: Federal Agriculture Reform and Risk Management Act of 2013, H.R. 2642: Federal Agriculture Reform and Risk Management Act of 2013, S. 954: Agriculture Reform, Food and Jobs Act of 2013, S. 1610: Homeowner Flood Insurance Affordability Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3370: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3013: Home Protection Act of 2013, H.R. 2199: Flood Insurance Implementation Reform Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, S. 1926: A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes, S. 2244: Terrorism Risk Insurance Program Reauthorization Act of 2014.

Client expense: $790,000 · Firm income: Not reported

FHA Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActFHA Programs (cont'd) HR1872 - Budget and Accounting Transparency Act of 2014 HR1997 - Communities Achieving Sustainability Act Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2642 - Agriculture Act of 2014 HR2672 - CFPB Rural Designation Petition and Correction Act HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations S1916 - Helping Expand Lending Practices (HELP) in Rural Communities Act S2389 - Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2015 Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Conversations with the Department of Housing and Urban Development (HUD) on the FHA and Section 8 housing. Discussions with the Rural Housing Service (RHS) of the USDA on the Section 502 loan program and multifamily rental housing. Discussions with the Department of Veterans Affairs (VA) on the VA Home Loan Guarantee program.

Client expense: $16,480,000 · Firm income: Not reported

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, Federal Housing Administration reform, including H.R. 1145, S. 1217, S. 688, S. 1376, H.R. 2767, H.R. 5055.

Client expense: Not reported · Firm income: $300,000

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, Federal Housing Administration reform, including H.R. 1145, S. 1217, S. 688, S. 1376, H.R. 2767, H.R. 5055.

Client expense: Not reported · Firm income: $300,000

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, Federal Housing Administration reform, including H.R. 1145, S. 1217, S. 688, S. 1376, H.R. 2767, H.R. 5055.

Client expense: Not reported · Firm income: $300,000

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

See addendum.S. 1217, the Housing Finance Reform and Taxpayer Protection Act (all provisions) H.R. 1145, the FHA Emergency Fiscal Solvency Act of 2013 Proposals to use GSE guarantee-fees as spending offsets S. 2101, a bill to amend the Interstate Land Sales Full Disclosure Act to clarify how the Act applies to condominiums

Client expense: $1,960,000 · Firm income: Not reported

AD&C Lending, flood insurance, affordable housing reform, FHA reform, GSE reform, Section 8 Voucher Reform, H.R. 858: Rural Housing Preservation Act of 2013, H.R. 1145: FHA Emergency Fiscal Solvency Act of 2013, H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013, S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013, S. 1217: Housing Finance Reform and Taxpayer Protection Act of 2013, S. 766:A bill to amend section 520 of the Housing Act of 1949, Farm Bill, H.R. 1947: Federal Agriculture Reform and Risk Management Act of 2013, H.R. 2642: Federal Agriculture Reform and Risk Management Act of 2013, S. 954: Agriculture Reform, Food and Jobs Act of 2013, S. 1610: Homeowner Flood Insurance Affordability Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3370: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3013: Home Protection Act of 2013, H.R. 2199: Flood Insurance Implementation Reform Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, S. 1926: A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes.

Client expense: $810,000 · Firm income: Not reported

FHA Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActFHA Programs (cont'd) HR1872 - Budget and Accounting Transparency Act of 2014 HR1997 - Communities Achieving Sustainability Act Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2642 - Agriculture Act of 2014 HR2672 - CFPB Rural Designation Petition and Correction Act HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations S1916 - Helping Expand Lending Practices (HELP) in Rural Communities Act Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Conversations with the Department of Housing and Urban Development (HUD) on the FHA and federally-assisted housing. Discussions with the Rural Housing Service (RHS) of the USDA on the Section 502 loan program and multifamily rental housing. Discussions with the Department of Veterans Affairs (VA) on the VA Home Loan Guarantee program.

Client expense: $7,120,000 · Firm income: Not reported

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, Federal Housing Administration reform, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including H.R. 1145, S. 1217, S. 688, S. 1376, H.R. 2767 and the EXPIRE Act (Senate Finance Committee draft).

Client expense: Not reported · Firm income: $300,000

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, Federal Housing Administration reform, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including H.R. 1145, S. 1048, S. 1217, S. 688, S. 1376, H.R. 2767, and the EXPIRE Act (Senate Finance Committee draft).

Client expense: Not reported · Firm income: $300,000

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, Federal Housing Administration reform, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including H.R. 1145, S. 1217, S. 688, S. 1376, 2767 and the EXPIRE Act (Senate Finance Committee draft).

Client expense: Not reported · Firm income: $300,000

See AddendumS. 1217, the Housing Finance Reform and Taxpayer Protection Act (all provisions) H.R. 1145, the FHA Emergency Fiscal Solvency Act of 2013 Proposals to use GSE guarantee-fees as spending offsets S. 2101: A bill to amend the Interstate Land Sales Full Disclosure Act to clarify how the Act applies to condominiums.

Client expense: $1,730,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, FHA, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including S. 249; Federal Housing Administration reform, including H.R. 1145, S. 1048, S. 1217, S. 688, and S. 3678.

Client expense: Not reported · Firm income: $350,000

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, FHA, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including S. 249; Federal Housing Administration reform, including H.R. 1145, S. 1048, S. 1217, S. 688, and S. 3678.

Client expense: Not reported · Firm income: $350,000

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, FHA, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including S. 249; Federal Housing Administration reform, including H.R. 1145, S. 1048, S. 1217, S. 688, and S. 3678.

Client expense: Not reported · Firm income: $350,000

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * FHA condominium unit mortgage program rulemaking *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *State of FHA finances and capital reserve transfer from U.S. Treasury *FHA Actuarial Review *Implementation of reforms to FHA reverse mortgage (HECM) program *Implementation of ML 2013-18: Updated Clarification Regarding Title Approval at Conveyance *meetings with FHA officials regarding asset preservation, timely foreclosure, and prompt payment of association assessments for properties conveyed to HUD located in a community association 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation, hearings, and markups in the Congress. *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *H.R. 2767: The Protecting American Taxpayers and Homeowners Act *Meetings with congressional staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Monitoring confirmation of Rep. Mel Watt as FHFA Director 5. Implementation of the Biggert Waters Flood Insurance Reform Act of 2012 * monitoring and updates on the impact of updated Flood Insurance Rate Maps on premiums * Advocacy in support of the Homeowner Flood Insurance Affordability Act (H.R. 3370 S.1610 1846, & S. 1926) * Preparation of advocacy materials in support of the Homeowner Flood Insurance Affordability Act

Client expense: $52,000 · Firm income: Not reported

FHA Mortgage Insurance Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActRural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations HR3547 - Fiscal 2014 Omnibus Appropriations HR2774 - Continuing Appropriations Act, 2014 HJRes59 - Continuing Appropriations Resolution, 2014 S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations FHA 203K Program HR1997 - Communities Achieving Sustainability Act Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Conversations with the Department of Housing and Urban Development (HUD) on FHA loan limits, multifamily housing programs, and the FHA fund. Discussions with the Rural Housing Service (RHS) of the USDA on Multifamily loans and the Section 502 loan program.

Client expense: $12,620,000 · Firm income: Not reported

AD&C lending, flood insurance, affordable housing reform, FHA reform, GSE reform, Section 8 Voucher Reform, H.R. 858: Rural Housing Preservation Act of 2013, H.R. 1145: FHA Emergency Fiscal Solvency Act of 2013, H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013, S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013, S. 1217: Housing Finance Reform and Taxpayer Protection Act of 2013, S. 766:A bill to amend section 520 of the Housing Act of 1949, Farm Bill, H.R. 1947: Federal Agriculture Reform and Risk Management Act of 2013, H.R. 2642: Federal Agriculture Reform and Risk Management Act of 2013, S. 954: Agriculture Reform, Food and Jobs Act of 2013, S. 1610: Homeowner Flood Insurance Affordability Act of 2013, S. 1846: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3370: Homeowner Flood Insurance Affordability Act of 2013, H.R. 3013: Home Protection Act of 2013, H.R. 2199: Flood Insurance Implementation Reform Act of 2013.

Client expense: $670,000 · Firm income: Not reported

S. 1217, the Housing Finance Reform and Taxpayer Protection Act (all provisions); H.R. 1145, the FHA Emergency Fiscal Solvency Act of 2013; Proposals to use GSE guarantee-fees as spending offsets.

Client expense: $2,140,000 · Firm income: Not reported

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * FHA condominium unit mortgage program rulemaking *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *State of FHA finances and capital reserve transfer from U.S. Treasury *FHA Actuarial Review *Implementation of reforms to FHA reverse mortgage (HECM) program *Implementation of ML 2013-18: Updated Clarification Regarding Title Approval at Conveyance *meetings with FHA officials regarding asset preservation, timely foreclosure, and prompt payment of association assessments for properties conveyed to HUD located in a community association 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation, hearings, and markups in the Congress. *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *H.R. 2767: The Protecting American Taxpayers and Homeowners Act *Meetings with congressional staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Monitoring confirmation of Rep. Mel Watt as FHFA Director 5. Implementation of the Biggert Waters Flood Insurance Reform Act of 2012 * monitoring and updates on the impact of updated Flood Insurance Rate Maps on premiums * Advocacy in support of the Homeowner Flood Insurance Affordability Act (H.R. 3370 S.1610 1846, & S. 1926) * Preparation of advocacy materials in support of the Homeowner Flood Insurance Affordability Act

Client expense: Not reported · Firm income: $20,000

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, Federal Housing Administration reform, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including H.R. 1145, S. 1217, S. 688, S. 1376, and H.R. 2767.

Client expense: Not reported · Firm income: $210,000

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, Federal Housing Administration reform, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including H.R. 1145, S. 1217, S. 688, S. 1376, and H.R. 2767.

Client expense: Not reported · Firm income: $210,000

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, Federal Housing Administration reform, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including H.R. 1145, S. 1048, S. 1217, S. 688, S. 1376, and H.R. 2767.

Client expense: Not reported · Firm income: $210,000

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * FHA condominium unit mortgage program rulemaking *General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *State of FHA finances and capital reserve transfer from U.S. Treasury *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation, hearings, and markups in the Congress. *S.563 : Jumpstart GSE Reform Act *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *H.R. 2767: The Protecting American Taxpayers and Homeowners Act *Meetings with congressional staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Monitoring nomination of Rep. Mel Watt as FHFA Director 5. Implementation of the Biggert Waters Flood Insurance Reform Act of 2012 * monitoring and updates on the impact of updated Flood Insurance Rate Maps on premiums * no specific legislative advocacy

Client expense: Not reported · Firm income: $20,000

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. *S.563 : Jumpstart GSE Reform Act *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *Meeting with House Financial Services Committee staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. No specific legislative request or advocacy. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Monitored Interstate Land Sales Disclosure Act of 2013, HR 2600.

Client expense: $52,000 · Firm income: Not reported

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. *S.563 : Jumpstart GSE Reform Act *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *Meeting with House Financial Services Committee staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. No specific legislative request or advocacy. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Monitored Interstate Land Sales Disclosure Act of 2013, HR 2600.

Client expense: $52,000 · Firm income: Not reported

AC&C lending, flood insurance, affordable housing reform, FHA reform, GSE reform, Section 8 Voucher Reform, H.R. 858: Rural Housing Preservation Act of 2013, H.R. 1145: FHA Emergency Fiscal Solvency Act of 2013, H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013, S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013, S. 1217: Housing Finance Reform and Taxpayer Protection Act of 2013, S. 766:A bill to amend section 520 of the Housing Act of 1949, Farm Bill, H.R. 1947: Federal Agriculture Reform and Risk Management Act of 2013, H.R. 2642: Federal Agriculture Reform and Risk Management Act of 2013, S. 954: Agriculture Reform, Food and Jobs Act of 2013.

Client expense: $790,000 · Firm income: Not reported

FHA Mortgage Insurance Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013 S1376 - The FHA Solvency ActRural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (FARM Bill) S1244 - Fiscal 2014 Agriculture Appropriations Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations FHA 203K Program HR1997 - Communities Achieving Sustainability Act Housing Finance System Reform HR2767 - The Protecting American Taxpayers and Homeowners Act of 2013 Conversations with the Department of Housing and Urban Development (HUD) on the location affordability index, affordable housing, Multifamily housing, the Protecting American Taxpayers and Homeowners Act (PATH), the government shutdown, and the Treasury draw. Discussions with the Rural Housing Service (RHS) on Multifamily housing, the government shutdown, and 502 definition. Conversations with the White House regarding Housing Finance Reform.

Client expense: $8,240,000 · Firm income: Not reported

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, Federal Housing Administration reform, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including H.R. 1145, S. 1048, S. 1217, S. 688, S. 1376, and H.R. 2767.

Client expense: Not reported · Firm income: $350,000

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, Federal Housing Administration reform, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including H.R. 1145, S. 1048, S. 1217, S. 688, S. 1376, and H.R. 2767.

Client expense: Not reported · Firm income: $350,000

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, Federal Housing Administration reform, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including H.R. 1145, S. 1048, S. 1217, S. 688, S. 1376, and H.R. 2767.

Client expense: Not reported · Firm income: $350,000

See AddendumS. 1217, the Housing Finance Reform and Taxpayer Protection Act (all provisions) H.R. 1145, the FHA Emergency Fiscal Solvency Act of 2013

Client expense: $1,790,000 · Firm income: Not reported

AC&C lending, flood insurance, affordable housing reform, FHA reform, GSE reform, Section 8 Voucher Reform. H.R. 858: Rural Housing Preservation Act of 2013; H.R. 1145: FHA Emergency Fiscal Solvency Act of 2013; H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013; S. 1002: Home Building Lending Improvement Act of 2013.

Client expense: $680,000 · Firm income: Not reported

S 249, Responsible Homeowner Refinancing Act of 2013, all provisions; HR 1145, FHA Emergency Solvency Act of 2013, all provisions; issues regarding GSE reform - general; issues regarding Housing Finance Reform general; issues regarding Qualified Mortgage Rule ability to repay standard; Servicing and home preservation issues - general;S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013, all provisions; issues regarding housing finance reform general; issues regarding GSEs, FHA and credit availability; H.R. 1960, National Defense Authorization Act for Fiscal Year 2014, Amendment 60 -- Mortgage Protection for Members of the Armed Forces, Surviving Spouses, and Certain Veterans and Others Improvements to the Service Members Civil Relief Act, Amendment 51 -- Proof of Period of Military Services for Purposes of Interest Rate Limitation Under the Service Members Civil Relief Act.

Client expense: $1,430,000 · Firm income: Not reported

FHA Mortgage Insurance Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 HR1947 - FARRM Act of 2013 HR2410 - Fiscal 2014 Agriculture Appropriations S766 - A bill to amend section 520 of the Housing Act of 1949 to revise the census data and population requirements for areas to be considered as rural areas for purposes of such act S954 - Agriculture Reform, Food and Jobs Act of 2013 (Farm Bill) S1244 - Fiscal 2014 Agriculture Appropriations Department of Housing and Urban Development (HUD) Appropriations HR2610 - Fiscal 2014 Transportation-HUD Appropriations FHA 203K Program HR1997 - Communities Achieving Sustainability Act Conversations with the Department of Housing and Urban Development (HUD) on the location affordability index, affordable housing, Fair Housing Act issues, and Section 8 Housing. Conversations with the Government Accountability Office (GAO) regarding FHA reform. Discussions with the Rural Housing Service (RHS) on Multifamily housing. Conversations with the Government National Mortgage Association (GNMA) regarding FHA changes. Discussions with the U.S. Department of Veterans Affairs (VA) on VA home loans.

Client expense: $9,140,000 · Firm income: Not reported

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. *S.563 : Jumpstart GSE Reform Act *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *Meeting with House Financial Services Committee staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. No specific legislative request or advocacy. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Meeting with FHFA to discuss position on priority lien. 5. Monitoring nomination of Rep. Mel Watt as FHFA Director.

Client expense: $52,000 · Firm income: Not reported

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, FHA, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including S. 249; Federal Housing Administration reform, including H.R. 1145, S. 1048, S. 1217, S. 688, and S. 3678.

Client expense: Not reported · Firm income: $350,000

Policy issues pertaining to mortgage insurance, government-sponsored entities, the housing finance market, FHA, private mortgage insurance tax deduction, foreclosure mitigation and refinancing proposals, including S. 249; Federal Housing Administration reform, including H.R. 1145, S. 1048, S. 1217, S. 688, and S. 3678.

Client expense: Not reported · Firm income: $350,000