Social Security Enhancement and Protection Act of 2013

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft

Client expense: $200,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft

Social Security, Cost of Living Adjustments, Medicare, Medicaid, Chained CPI, HR900, Medicare Eligibility, Targeted Social Security Benefit Improvements, Social Security Administrative Funding & Staffing, SSI, SSDI, S.308, S.567, S.500, S. Amdt 198, S. Amdt 213, S. Amdt 407, HR 649, HR1374, H.Amdt.34, HR 3118, H.Con.Res. 34, S.Con.Res. 15, HR 3547 and HR 1029, S 2089, HR 1601, the SSI restoration act bills, S. 2382, H.R. 5306, S. 1810, H.R. 3712, S. 2455, S. 2305, H.R. 4664, H.R. 5024, S. 2742, Social Security Administration Commissioner Nomination and Confirmation, and Social Security Administration Service Cuts (Benefit Verifications/NUMILITES)

Client expense: $12,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Social Security Administration (SSA), White House Office

Consumer Price Index for Elderly Consumers. S. 308, Protecting and Preserving Social Security Act; H.R. 3118, Strengthening Social Security Act of 2013: provisions establishing a consumer price index of elderly consumers (CPI-E) for the computation of cost-of-living adjustments for Social Security benefits. Chained CPI. (No bill.) Proposals that a chained Consumer Price Index be used to calculate Social Security cost-of-living adjustments. Social Security Privatization. (No bill.) Proposals to convert Social Security to a system of private investment accounts. Social Security Benefits. (No bill.) Proposals requiring progressive indexing, modifying cost-of-living adjustments, and increasing the Social Security retirement age. Annual Social Security Statements. (No bill.) Efforts to ensure adherence to requirement for the restoration of mailing annual Social Security statements to all workers. Social Security Payroll Tax Cap and Womens Social Security Improvements and Protections. S. 567, Strengthening Social Security Act of 2013; H.R. 5024, Social Security Caregiver Credit Act of 2014: provisions raising the amount of wages subject to payroll taxes and safeguarding and improving benefit equity for women, including improving survivor benefits; providing Social Security credits for caregiving; enhancing the special minimum benefit; equalizing rules for disabled and working widows; restoring student benefits; improving benefits for disabled children; strengthening the cost-of-living adjustments; increasing the basic benefit; and equalizing benefits for same-sex married couples. Social Security Benefits. H.R. 1374, Social Security Enhancement and Protection Act of 2013: provisions to strengthen the Social Security special minimum benefit; to increase benefits after 20 years of eligibility; to reinstate the students benefit; and to increase the Social Security tax rate. Social Security Equality. S. 2305, Social Security and Marriage Equality Act; H.R. 5182, Social Security and Medicare Parity Act of 2014: proposals to require the Social Security Administration to recognize same-sex marriage for the purposes of survivor, retirement and other benefits. Social Security Benefits Termination. H.R. 5739, No Social Security for Nazis Act: provisions to terminate the payment of Social Security benefits to individuals who, during their application for U.S. citizenship, concealed or misrepresentation their participation in World War II Nazi persecution. Social Security Administration Commissioner Confirmation Hearing and Deputy Commissioner Appointment. (No bill.) Issues surrounding the leadership transition at the Social Security Administration. Social Security Commission. H.R. 4786, Social Security Commission Act of 2014: proposal to establish a commission that would develop policy options for restoring the Social Security program to solvency for the next 75 years, including fast-track authority for moving legislation recommending policy options through Congress. Social Security Service Delivery. S. 2742, Improving Access to Social Security Services Act; H.R. 4964, Seniors Access to Social Security Act of 2014: proposal directing the Social Security Administration to revise its policy regarding the manner in which it provides certain services to the public and to seniors. Social Security Program Integrity. H.R. 4090, Social Security Fraud and Error Prevention Act of 2014: proposal to improve the Social Security Administrations ability to fight fraud, prevent errors and protect the Social Security Trust Funds. Social Security Disability Insurance (SSDI). (No bill.) Proposals to strengthen SSDI and to ensure that funding is available to pay benefits both for current and future beneficiaries. The Older Americans Act. S. 1562, Older Americans Act Reauthorization Act of 2014: provisions related to the reauthorization of the Older Americans Act.

Social Security, Cost of Living Adjustments, Medicare, Medicaid, Chained CPI, HR900, Medicare Eligibility, Targeted Social Security Benefit Improvements, Social Security Administrative Funding & Staffing, SSI, SSDI, S.308, S.567, S.500, S. Amdt 198, S. Amdt 213, S. Amdt 407, HR 649, HR1374, H.Amdt.34,

Client expense: $12,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Social Security Administration (SSA), White House Office

Social Security, Cost of Living Adjustments, Medicare, Medicaid, Chained CPI, HR900, Medicare Eligibility, Targeted Social Security Benefit Improvements, Social Security Administrative Funding & Staffing, SSI, SSDI, S.308, S.567, S.500, S. Amdt 198, S. Amdt 213, S. Amdt 407, HR 649, HR1374, H.Amdt.34,

Client expense: $12,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft

Consumer Price Index for Elderly Consumers. H.R. 649, H.R. 1030, H.R. 1374, S. 308, S. 567, S. 1028, H.R. 3118: provisions establishing a consumer price index of elderly consumers (CPI-E) for the computation of cost-of-living adjustments for Social Security benefits. Chained CPI. H. Con. Res. 34 and S. Con. Res. 15: provision expressing the sense of the Congress that the chained CPI not be used to calculate Social Security cost-of-living adjustments. Social Security Privatization. (No bill.) Proposals to convert Social Security to a system of private investment accounts. Social Security Benefits. (No bill.) Proposals requiring progressive indexing, modifying cost-of-living adjustments, and increasing the Social Security retirement age. Annual Social Security Statements. (No bill.) Efforts to ensure adherence to the requirement for the restoration of mailing annual Social Security statements to all workers. Social Security Payroll Tax Cap and Womens Social Security Improvements and Protections. S. 308, S. 500, S. 567, H.R. 1029, H.R. 1374, H.R. 649, H.R. 3118, H.R. 5024: provisions raising the amount of wages subject to payroll taxes and safeguarding and improving benefit equity for women, including improving survivor benefits; providing Social Security credits for caregiving; enhancing the special minimum benefit; equalizing rules for disabled and working widows; restoring student benefits; improving benefits for disabled children; strengthening the cost-of-living adjustments; increasing the basic benefit; and equalizing benefits for same-sex married couples. Social Security Benefits. H.R. 1374: provisions to strengthen the Social Security special minimum benefit; to increase benefits after 20 years of eligibility; to reinstate the students benefit; and to increase the Social Security tax rate. Social Security Equality. H.R. 3050, S. 2305, H.R. 4664, H.R. 5182: proposals to require the Social Security Administration to recognize same-sex marriage for the purposes of survivor, retirement and other benefits. Social Security Administration Commissioner Confirmation Hearing and Deputy Commissioner Appointment. (No bill.) Issues surrounding the leadership transition at the Social Security Administration. Social Security Commission. H.R. 4786: proposal to establish a commission that would develop policy options for restoring the Social Security program to solvency for the next 75 years, including fast-track authority for moving legislation recommending policy options through Congress. Defense of Marriage Act. H.R. 1601, S. 2089: proposals implementing the U.S. Supreme Courts decision in United States v. Windsor invalidating portions of the Defense of Marriage Act (P.L. 104-199) relating to marriage equality and eligibility for Social Security benefits. Social Security Service Delivery. S. 2742, H.R. 4964: proposal directing the Social Security Administration to revise its policy regarding the manner in which it provides certain services to the public and to seniors. Social Security Program Integrity. H.R. 4090, the Social Security Fraud and Error Prevention Act of 2014: proposal to improve the Social Security Administrations ability to fight fraud, prevent errors and protect the Social Security Trust Funds. Social Security Disability Insurance (SSDI). (No bill.) Proposals to strengthen SSDI and to ensure that funding is available to pay benefits both for current and future beneficiaries. The Older Americans Act Amendments of 2013. S. 1562: provisions related to the reauthorization of the Older Americans Act.

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft

Consumer Price Index for Elderly Consumers. H.R. 649, H.R. 1030, S. 308, S. 567, S. 1028, H.R. 3118: provisions establishing a consumer price index for elderly consumers (CPI-E) for the computation of cost-of-living adjustments for Social Security benefits.Chained CPI. H. Con. Res. 34 and S. Con. Res. 15: provision expressing the sense of the Congress that the chained CPI not be used to calculate Social Security cost-of-living adjustments. Social Security Privatization. (No bill.) Proposals to convert Social Security to a system of private investment accounts. Social Security Benefits. (No bill.) Proposals requiring progressive indexing, modifying cost-of-living adjustments, and increasing the Social Security retirement age. Annual Social Security Statements. (No bill.) Proposal for the restoration of mailing annual Social Security statements to all workers. Social Security Payroll Tax Cap. S. 308, S. 500, S. 567, H.R. 1029, H.R. 1374, H.R. 649, H.R. 3118: provisions raising the amount of wages subject to payroll taxes. Womens Social Security Improvements and Protections. (No bill.) Proposals to safeguard and improve benefit equity for women, including improving survivor benefits; providing Social Security credits for caregiving; enhancing the special minimum benefit; equalizing rules for disabled and working widows; restoring student benefits; improving benefits for disabled children; strengthening the cost-of-living adjustments; increasing the basic benefit; and equalizing benefits for same-sex married couples. Social Security Benefits. H.R. 1374: provisions to strengthen the Social Security special minimum benefit; to increase benefits after 20 years of eligibility; to reinstate the students benefit; and to increase the Social Security tax rate. Social Security Equality. H.R. 3050, S. 2305, H.R. 4664: proposals to require the Social Security Administration to recognize same-sex marriage for the purposes of survivor, retirement and other benefits. Social Security Administration Commissioner and Deputy Commissioner Appointments. (No bill.) Issues surrounding the leadership transition at the Social Security Administration. Social Security Commission. H.R. 4786: proposal to establish a commission that would develop policy options for restoring the Social Security program to solvency for the next 75 years, including fast-track authority for moving legislation recommending policy options through Congress. Defense of Marriage Act. H.R. 1601, S. 2089: proposals implementing the U.S. Supreme Courts decision in United States v. Windsor invalidating portions of the Defense of Marriage Act (P.L. 104-199) relating to marriage equality and eligibility for Social Security benefits. Social Security Service Delivery. H.R. 4964: proposal directing the Social Security Administration to revise its policy regarding the manner in which it provides certain services to the public and to seniors. Social Security Program Integrity. H.R. 4090, the Social Security Fraud and Error Prevention Act of 2014: proposal to improve the Social Security Administrations ability to fight fraud, prevent errors and protect the Social Security Trust Funds. Social Security Disability Insurance (SSDI). (No bill.) Proposals to strengthen SSDI and to ensure that funding is available to pay benefits both for current and future beneficiaries. The Older Americans Act Amendments of 2013. S. 1028: provisions related to the reauthorization of the Older Americans Act.

Social Security, Cost of Living Adjustments, Medicare, Medicaid, Chained CPI, HR900, Medicare Eligibility, Targeted Social Security Benefit Improvements, Social Security Administrative Funding & Staffing, SSI, SSDI, S.308, S.567, S.500, S. Amdt 198, S. Amdt 213, S. Amdt 407, HR 649, HR1374, H.Amdt.34, HR 3118, H.Con.Res. 34, S.Con.Res. 15, HR 3547, HR 1029, S 2089 and HR 1601

Client expense: $12,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Social Security Administration (SSA), White House Office

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft

Consumer Price Index for Elderly Consumers. H.R. 649, H.R. 1030, S. 308, S. 567, S. 1028, H.R. 3118: provisions establishing a consumer price index of elderly consumers (CPI-E) for the computation of cost-of-living adjustments for Social Security benefits. Chained CPI. H. Con. Res. 34 and S. Con. Res. 15: provision expressing the sense of the Congress that the chained CPI not bebe used to calculate Social Security cost-of-living adjustments. Social Security Privatization. (No bill.) Proposals to convert Social Security to a system of private investment accounts. Social Security Benefits. (No bill.) Proposals requiring progressive indexing, modifying cost-of-living adjustments, and increasing the Social Security retirement age. Annual Social Security Statements. (No bill.) Proposal for the restoration of mailing annual Social Security statements to all workers. Social Security Payroll Tax Cap. S. 308, S. 500, S. 567, H.R. 1029, H.R. 1374, H.R. 649, H.R. 3118: provisions raising the amount of wages subject to payroll taxes. Womens Social Security Improvements and Protections. (No bill.) Proposals safeguarding and improving benefit equity for women, including improving survivor benefits; providing Social Security credits for caregiving; enhancing the special minimum benefit; equalizing rules for disabled and working widows; restoring student benefits; improving benefits for disabled children; strengthening the cost-of-living adjustments; increasing the basic benefit; and equalizing benefits for same-sex married couples. Social Security Benefits. H.R. 1374: provisions to strengthen the Social Security special minimum benefit; to increase benefits after 20 years of eligibility; to reinstate the students benefit; and to increase the Social Security tax rate. Social Security Equality. H.R. 3050: proposal to require the Social Security Administration to recognize same-sex marriage for the purposes of survivor, retirement and other benefits. Social Security Administration Commissioner and Deputy Commissioner Appointments. (No bill.) Issues surrounding the leadership transition at the Social Security Administration. Social Security Commission. (No bill.) Proposal to establish a commission that would develop policy options for restoring the Social Security program to solvency for the next 75 years, including fast-track authority for moving legislation recommending policy options through Congress. The Older Americans Act Amendments of 2013. S. 1028: provisions related to the reauthorization of the Older Americans Act. Defense of Marriage Act. (No bill.) Proposals implementing the U.S. Supreme Courts decision in United States v. Windsor invalidating portions of the Defense of Marriage Act (P.L. 104-199) relating to marriage equality and eligibility for Social Security benefits. Social Security Service Delivery. (No bill). Proposals by the Social Security Administration to revise its policy regarding the manner in which it provides certain services to the public and to seniors. Social Security Program Integrity. H.R. 4090, the Social Security Fraud and Error Prevention Act of 2014: proposal to improve the Social Security Administrations ability to fight fraud, prevent errors and protect the Social Security Trust Funds.

Social Security, Cost of Living Adjustments, Medicare, Medicaid, Chained CPI, HR900, Medicare Eligibility, Targeted Social Security Benefit Improvements, Social Security Administrative Funding & Staffing, SSI, SSDI, S.308, S.567, S.500, S. Amdt 198, S. Amdt 213, S. Amdt 407, HR 649, HR1374, H.Amdt.34, HR 3118, H.Con.Res. 34, S.Con.Res. 15, and HR 1029

Client expense: $12,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Social Security Administration (SSA), White House Office

Social Security, Cost of Living Adjustments, Medicare, Medicaid, Chained CPI, HR900, Medicare Eligibility, Targeted Social Security Benefit Improvements, Social Security Administrative Funding & Staffing, SSI, SSDI, S.308, S.567, S.500, S. Amdt 198, S. Amdt 213, S. Amdt 407, HR 649, HR1374, H.Amdt.34, HR 3118, H.Con.Res. 34, S.Con.Res. 15, HR 3547 and HR 1029

Client expense: $12,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Social Security Administration (SSA), White House Office

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry

Consumer Price Index for Elderly Consumers. H.R. 649, H.R. 1030, S. 308, S. 567, S. 1028, H.R. 3118: provisions establishing a consumer price index for elderly consumers (CPI-E) to compute cost-of-living adjustments (COLA) for Social Security benefits.Chained CPI. H. Con. Res. 34 and S. Con. Res. 15: provision expressing the sense of the Congress that the chained CPI not be used to calculate Social Security COLAs. Social Security Privatization. (No bill.) Proposals to convert Social Security to a system of private investment accounts. Social Security Benefits. (No bill.) Proposals requiring progressive indexing, modifying COLAs, and increasing the Social Security retirement age. Annual Social Security Statements. (No bill.) Restoration of mailing of annual Social Security statements to all workers. Social Security Payroll Tax Cap. S. 308, S. 500, S. 567, H.R. 1029, H.R. 1374, H.R. 649, H.R. 3118: provisions raising the amount of wages subject to payroll taxes. Womens Social Security Improvements and Protections. (No bill.) Proposals safeguarding and improving benefit equity for women, including improving survivor benefits; providing Social Security credits for caregiving; enhancing the special minimum benefit; equalizing rules for disabled and working widows; restoring student benefits; improving benefits for disabled children; strengthening the COLA; increasing the basic benefit; and equalizing benefits for same-sex married couples. Social Security Benefits. H.R. 1374: provisions to strengthen the Social Security special minimum benefit; to increase benefits after 20 years of eligibility; to reinstate the students benefit; and to increase the Social Security tax rate. Social Security Equality. H.R. 3050: Proposals to require the Social Security Administration to recognize same-sex marriage for the purposes of survivor, retirement and other benefits. Social Security Administration Commissioner and Deputy Commissioner Appointments. (No bill.) Issues surrounding the impending leadership transition at the Social Security Administration. Social Security Commission. (No bill.) Proposal to establish a commission that would develop policy options for restoring the Social Security program to solvency for the next 75 years, including fast-track authority for moving legislation recommending policy options through Congress. The Older Americans Act Amendments of 2013. S. 1028: provisions related to the reauthorization of the Older Americans Act. Defense of Marriage Act. (No bill.) Proposals implementing the Supreme Courts decision in United States v. Windsor invalidating portions of the Defense of Marriage Act (P.L. 104-199) relating to marriage equality and eligibility for Social Security benefits. Social Security Service Delivery. (No bill). Proposals by the Social Security Administration to revise its policy regarding the manner in which it provides certain services to the public and to seniors.

Social Security, Cost of Living Adjustments, Medicare, Medicaid, Chained CPI, HR900, Medicare Eligibility, Targeted Social Security Benefit Improvements, Social Security Administrative Funding & Staffing, SSI, SSDI, S.308, S.567, S.500, S. Amdt 198, S. Amdt 213, S. Amdt 407, HR 649, HR1374, H.Amdt.34, HR 3118, H.Con.Res. 34, S.Con.Res. 15, and HR 1029

Client expense: $12,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Social Security Administration (SSA), White House Office

Antitrust Issues related to the McCarran Ferguson antitrust exemption for insurers: H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.ERISA: Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans. Federal Debt Limit: Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; American Taxpayer Relief Act of 2012, fiscal cliff; impact on employer-sponsored financial protection benefits industry; Financial Regulation: DoddFrank Wall Street Reform and Consumer Protection Act implementation: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; FY 2014 budget proposals; impact on employer-sponsored financial protection benefits industry. Health Care Issues: Implementation of the Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Issues related to wellness programs. Labor: Labor issues impacting large employers, including worker classification; S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Long-Term Care: Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act.Privacy: Privacy and Data breach, cyber security, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.749 - Eliminate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.466 Social Security Death Master File Privacy Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1468 SECURE IT Act of 2013; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Social Security Disability Insurance Reform: H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Tax Reform: Corporate tax issues: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry Deficit reduction: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.

Consumer Price Index for Elderly Consumers. H.R. 649; H.R. 1030; S. 308; S. 567, S. 1028, H.R. 3118: provisions establishing a consumer price index for elderly consumers (CPI-E) to compute cost-of-living adjustments (COLA) for Social Security benefits. Chained CPI. H. Con. Res. 34 and S. Con. Res. 15: provision expressing the sense of the Congress that the chained CPI not be usedto calculate Social Security COLAs. Social Security Privatization. (No bill.) Proposals to convert Social Security to a system of private investment accounts. Social Security Benefits. (No bill.) Proposals requiring progressive indexing, modifying COLAs, and increasing the Social Security retirement age. Annual Social Security Statements. (No bill.) Restoration of mailing of annual Social Security statements to all workers. Social Security Payroll Tax Cap. S. 308; S. 500; S. 567; H.R. 1029; H.R. 1374; H.R. 649; H.R. 3118: provisions raising the amount of wages subject to payroll taxes. Womens Social Security Improvements and Protections. (No bill.) Proposals to safeguard and improve benefit equity for women, including improving survivor benefits; to provide Social Security credits for caregiving; to enhance the special minimum benefit; to equalize rules for disabled and working widows; to restore student benefits; to improve benefits for disabled children; to strengthen the COLA; to increase the basic benefit; and to equalize benefits for same-sex married couples. Social Security Benefits. H.R. 1374: provision to strengthen the Social Security special minimum benefit; to increase benefits after 20 years of eligibility; to reinstate the students benefit; and to increase the Social Security tax rate. Social Security Equality. H.R. 3050: Proposals to require the Social Security Administration to recognize same-sex marriage for the purposes of survivor, retirement and other benefits. Social Security Administration Commissioner and Deputy Commissioner Appointments. (No bill.) Issues surrounding the impending leadership transition at the Social Security Administration. Social Security Commission. (No bill.) Proposal to establish a commission that would develop policy options for restoring the Social Security program to solvency for the next 75 years, including fast-track authority for moving legislation recommending policy options through Congress. The Older Americans Act Amendments of 2013. S. 1028: provisions related to the reauthorization of the Older Americans Act. Defense of Marriage Act. United States v. Windsor: Implementation of the Supreme Courts decision in United States v. Windsor invalidating portions of the Defense of Marriage Act (P.L. 104-199) relating to marriage equality and eligibility for Social Security benefits.

Social Security, Cost of Living Adjustments, Medicare, Medicaid, Chained CPI, HR900, Medicare Eligibility, Targeted Social Security Benefit Improvements, Social Security Administrative Funding & Staffing, SSI, SSDI, S.308, S.567, S.500, S. Amdt 198, S. Amdt 213, S. Amdt 407, HR 649, HR1374, H.Amdt.34,

Client expense: $12,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Social Security Administration (SSA), White House Office

Antitrust Issues related to the McCarran Ferguson antitrust exemption for insurers: H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.ERISA: Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans. Federal Debt Limit: Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Financial Regulation: DoddFrank Wall Street Reform and Consumer Protection Act implementation: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Health Care Issues: Implementation of the Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Issues related to wellness programs. Labor: Labor issues impacting large employers, including worker classification. Long Term Care: Issues related to public and private programs providing long term care services and insurance. Privacy: Privacy and Data breach, cyber security, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.749 - Eliminate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.676 Identity Theft and Tax Fraud Prevention Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Social Security Disability Insurance Reform: H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.Tax Reform: Corporate tax issues; Provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.

Social Security: stopping benefit cuts, cost of living adjustment Pension "De-Risking": participant protections ERISA: pre-emption Retirement USA Draft: pension reform proposalPension Funding Relief: participant protections S. 308, Protecting and Preserving Social Security Act: Begiah/Deutch, protecting social security from cuts H.R 649, Protecting and Preserving Social Security Act: Begiah/Deutch, protecting social security from cuts Social Security Commission Pension and Retirement Tax Reform Issues: participant and retiree Fiduciary Rule Proposal: retirement investment H.R 1374, Social Security Enhancement and Protection Act of 2013: strengthening Social Security Administration Budget: retirement security provisions Social Security Solvency Commission H. Con Res 34, Expressing the sense of the Congress that the chained consumer price index should not be used to calculate cost-of-living for Social Security benefits: protecting Social Security from cuts S. Con Res 15, A concurrent resolution expressing the sense of Congress that the Chained Consumer Price Index should not be used to calculate cost-of-living adjustments for Social Security or veterans benefits, or to increase the tax burden on low- and middle-income taxpayers: protecting social security from cuts H.R 2347, Retail Investor Protection Act: preventing protection of Retirement, ERISA Social Security Trustees Report: status of Social Security funding Retirement security

Client expense: $1,080,000 · Firm income: Not reported

Consumer Price Index for Elderly Consumers. H.R. 649; H.R. 1030; S. 308; S. 567, S. 1028: provisions establishing a consumer price index for elderly consumers (CPI-E) to compute cost-of-living adjustments (COLA) for Social Security benefits.Chained CPI. H. Con. Res. 34 and S. Con. Res. 15: provision expressing the sense of the Congress that the chained CPI not be used to calculate Social Security COLAs. Social Security Privatization. (No bill.) Proposals to convert Social Security to a system of private investment accounts. Social Security Benefits. (No bill.) Proposals requiring progressive indexing, modifying COLAs, and increasing the Social Security retirement age. Annual Social Security Statements. (No bill.) Restoration of mailing of annual Social Security statements to all workers. Social Security Payroll Tax Cap. S. 308; S. 500; S. 567; H.R. 1029; H.R. 1374; H.R. 649: provisions raising the amount of wages subject to payroll taxes. Womens Social Security Improvements and Protections. (No bill.) Proposals to safeguard and improve benefit equity for women, including improving survivor benefits; to provide Social Security credits for caregiving; to enhance the special minimum benefit; to equalize rules for disabled and working widows; to restore student benefits; to improve benefits for disabled children; to strengthen the COLA; to increase the basic benefit; and to equalize benefits for same-sex married couples. Social Security Benefits. H.R. 1374: provision to strengthen the Social Security special minimum benefit; to increase benefits after 20 years of eligibility; to reinstate the students benefit; and to increase the Social Security tax rate. Social Security Equality. (No bill.) Proposals to require the Social Security Administration to recognize same-sex marriage for the purposes of survivor, retirement and other benefits. Social Security Administration Commissioner and Deputy Commissioner Appointments. (No bill.) Issues surrounding the impending leadership transition at the Social Security Administration. Social Security Commission. (No bill.) Proposal to establish a commission that would develop policy options for restoring the Social Security program to solvency for the next 75 years, including fast-track authority for moving legislation recommending policy options through Congress. Supplemental Security Income (SSI). H.R. 1601: proposal to strengthen and improve access to Supplemental Security Income (SSI) benefits by expanding the resources limit, increasing the general income disregard, and eliminating the reduction in benefits for in-kind support and maintenance. The Older Americans Act Amendments of 2013. S. 1028: provisions related to the reauthorization of the Older Americans Act.

S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry;H.R.749 - Elimnate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Safety Net/Employer Provided Benefits Protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry

Social Security, Cost of Living Adjustments, Medicare, Medicaid, Chained CPI, HR900, Medicare Eligibility, Targeted Social Security Benefit Improvements, Social Security Administrative Funding & Staffing, SSI, SSDI, S.308, S.567, S.500, S. Amdt 198, S. Amdt 213, S. Amdt 407, HR 649, HR1374, H.Amdt.34,

Client expense: $10,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Social Security Administration (SSA), White House Office

S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry;H.R.749 - Elimnate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Safety Net/Employer Provided Benefits Protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry

Consumer Price Index for Elderly Consumers. H.R. 649; H.R. 1030; S. 308; S. 567: provisions establishing a consumer price index for elderly consumers (CPI-E) to compute cost-of-living adjustments (COLA) for Social Security benefits. Chained CPI. (No bill). Proposal to replace the current index used to calculate the Social Security COLA with a "chained CPI."Social Security Privatization. (No bill.) Proposals to convert Social Security to a system of private investment accounts. Social Security Benefits. (No bill.) Provisions requiring progressive indexing, modifying COLAs, and increasing the Social Security retirement age. Annual Social Security Statements. (No bill.) Restoration of mailing of annual Social Security statements to all workers. Social Security Payroll Tax Cap. S. 308; S. 500; S. 567; H.R. 1029; H.R. 1374; H.R. 649: provisions raising the amount of wages subject to payroll taxes. Womens Social Security Improvements and Protections. (No bill.) Proposals to safeguard and improve benefit equity for women, including improving survivor benefits; to provide Social Security credits for caregiving; to enhance the special minimum benefit; to equalize rules for disabled and working widows; to restore student benefits; to improve benefits for disabled children; to strengthen the COLA; to increase the basic benefit; and to equalize benefits for same-sex married couples. Social Security Equality. (No bill.) Proposals to require the Social Security Administration to recognize same-sex marriage for the purposes of survivor, retirement and other benefits. Social Security Administration Commissioner and Deputy Commissioner Appointments. (No bill.) Issues surrounding the impending leadership transition at the Social Security Administration. Social Security Benefits. H.R. 1374: provision to strengthen the Social Security special minimum benefit; increase benefits after 20 years of eligibility; reinstate the students benefit; and to increase the Social Security tax rate. Immigration Reform. (No bill.) Proposals assuring that immigrants authorized to work as a result of immigration reform have access to all of their wages for the purpose of qualifying for Social Security benefits and reimbursing the Social Security trust funds for costs associated with immigration reform. Social Security Commission. (No bill.) Proposal to establish a commission that would develop policy options for restoring the Social Security program to solvency for the next 75 years, including fast-track authority for moving a bill recommending policy options through Congress.