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Reported covered position: Leg. Assistant, Rep. Frank Cremeans, U.S. House
How to read the money
Income and expense are whole-filing amounts associated with this lobbyist, not personal compensation or an allocated share.
No topic inference: each bill number appears in source LDA issue text assigned to this lobbyist.
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Specific issues are shown only where the LDA source assigned them to this lobbyist. Targets apply to the associated filing.
UNUM GROUP via UNUM GROUP
2026 · third_quarter · Q3
Antitrust:- Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
Source: Senate LDA
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Health Insurance Industry Antitrust Enforcement Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Health Insurance Industry Antitrust Enforcement Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Health Insurance Industry Antitrust Enforcement Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Health Insurance Industry Antitrust Enforcement Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Health Insurance Industry Antitrust Enforcement Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act
Health Insurance Industry Antitrust Enforcement Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Health Insurance Industry Antitrust Enforcement Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Health Insurance Industry Antitrust Enforcement Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry
National Association of Registered Agents and Brokers Reform Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust Issues related to the McCarran Ferguson antitrust exemption for insurers: H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.ERISA: Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans. Federal Debt Limit: Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; American Taxpayer Relief Act of 2012, fiscal cliff; impact on employer-sponsored financial protection benefits industry; Financial Regulation: DoddFrank Wall Street Reform and Consumer Protection Act implementation: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; FY 2014 budget proposals; impact on employer-sponsored financial protection benefits industry. Health Care Issues: Implementation of the Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Issues related to wellness programs. Labor: Labor issues impacting large employers, including worker classification; S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Long-Term Care: Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act.Privacy: Privacy and Data breach, cyber security, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.749 - Eliminate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.466 Social Security Death Master File Privacy Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1468 SECURE IT Act of 2013; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Social Security Disability Insurance Reform: H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Tax Reform: Corporate tax issues: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry Deficit reduction: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust Issues related to the McCarran Ferguson antitrust exemption for insurers: H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.ERISA: Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans. Federal Debt Limit: Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Financial Regulation: DoddFrank Wall Street Reform and Consumer Protection Act implementation: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Health Care Issues: Implementation of the Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Issues related to wellness programs. Labor: Labor issues impacting large employers, including worker classification. Long Term Care: Issues related to public and private programs providing long term care services and insurance. Privacy: Privacy and Data breach, cyber security, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.749 - Eliminate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.676 Identity Theft and Tax Fraud Prevention Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Social Security Disability Insurance Reform: H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.Tax Reform: Corporate tax issues; Provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
Antitrust Issues related to the McCarran Ferguson antitrust exemption for insurers: H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.ERISA: Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans. Federal Debt Limit: Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; American Taxpayer Relief Act of 2012, fiscal cliff; impact on employer-sponsored financial protection benefits industry; Financial Regulation: DoddFrank Wall Street Reform and Consumer Protection Act implementation: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; FY 2014 budget proposals; impact on employer-sponsored financial protection benefits industry. Health Care Issues: Implementation of the Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Issues related to wellness programs. Labor: Labor issues impacting large employers, including worker classification; S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Long-Term Care: Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act.Privacy: Privacy and Data breach, cyber security, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.749 - Eliminate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.466 Social Security Death Master File Privacy Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1468 SECURE IT Act of 2013; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Social Security Disability Insurance Reform: H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Tax Reform: Corporate tax issues: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry Deficit reduction: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry;H.R.749 - Elimnate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Safety Net/Employer Provided Benefits Protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
Social Security Enhancement and Protection Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry;H.R.749 - Elimnate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Safety Net/Employer Provided Benefits Protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry
Antitrust Issues related to the McCarran Ferguson antitrust exemption for insurers: H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.ERISA: Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans. Federal Debt Limit: Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; American Taxpayer Relief Act of 2012, fiscal cliff; impact on employer-sponsored financial protection benefits industry; Financial Regulation: DoddFrank Wall Street Reform and Consumer Protection Act implementation: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; FY 2014 budget proposals; impact on employer-sponsored financial protection benefits industry. Health Care Issues: Implementation of the Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Issues related to wellness programs. Labor: Labor issues impacting large employers, including worker classification; S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Long-Term Care: Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act.Privacy: Privacy and Data breach, cyber security, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.749 - Eliminate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.466 Social Security Death Master File Privacy Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1468 SECURE IT Act of 2013; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Social Security Disability Insurance Reform: H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Tax Reform: Corporate tax issues: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry Deficit reduction: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry
Antitrust Issues related to the McCarran Ferguson antitrust exemption for insurers: H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.ERISA: Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans. Federal Debt Limit: Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; American Taxpayer Relief Act of 2012, fiscal cliff; impact on employer-sponsored financial protection benefits industry; Financial Regulation: DoddFrank Wall Street Reform and Consumer Protection Act implementation: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; FY 2014 budget proposals; impact on employer-sponsored financial protection benefits industry. Health Care Issues: Implementation of the Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Issues related to wellness programs. Labor: Labor issues impacting large employers, including worker classification; S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Long-Term Care: Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act.Privacy: Privacy and Data breach, cyber security, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.749 - Eliminate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.466 Social Security Death Master File Privacy Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1468 SECURE IT Act of 2013; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Social Security Disability Insurance Reform: H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Tax Reform: Corporate tax issues: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry Deficit reduction: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry
S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry;H.R.749 - Elimnate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Safety Net/Employer Provided Benefits Protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
Antitrust Issues related to the McCarran Ferguson antitrust exemption for insurers: H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.ERISA: Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans. Federal Debt Limit: Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Financial Regulation: DoddFrank Wall Street Reform and Consumer Protection Act implementation: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Health Care Issues: Implementation of the Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Issues related to wellness programs. Labor: Labor issues impacting large employers, including worker classification. Long Term Care: Issues related to public and private programs providing long term care services and insurance. Privacy: Privacy and Data breach, cyber security, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.749 - Eliminate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.676 Identity Theft and Tax Fraud Prevention Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Social Security Disability Insurance Reform: H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.Tax Reform: Corporate tax issues; Provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry;H.R.749 - Elimnate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Safety Net/Employer Provided Benefits Protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
Antitrust Issues related to the McCarran Ferguson antitrust exemption for insurers: H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.ERISA: Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans. Federal Debt Limit: Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; American Taxpayer Relief Act of 2012, fiscal cliff; impact on employer-sponsored financial protection benefits industry; Financial Regulation: DoddFrank Wall Street Reform and Consumer Protection Act implementation: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; FY 2014 budget proposals; impact on employer-sponsored financial protection benefits industry. Health Care Issues: Implementation of the Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Issues related to wellness programs. Labor: Labor issues impacting large employers, including worker classification; S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Long-Term Care: Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act.Privacy: Privacy and Data breach, cyber security, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.749 - Eliminate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.466 Social Security Death Master File Privacy Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1468 SECURE IT Act of 2013; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Social Security Disability Insurance Reform: H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Tax Reform: Corporate tax issues: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry Deficit reduction: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
Health Insurance Industry Antitrust Enforcement Act of 2013
Client: UNUM GROUP · Firm: UNUM GROUP
S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry;H.R.749 - Elimnate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Safety Net/Employer Provided Benefits Protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
UNUM GROUP via UNUM GROUP
2026 · second_quarter · Q2
Antitrust:- Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
UNUM GROUP via UNUM GROUP
2026 · first_quarter · Q1
Antitrust:- Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
UNUM GROUP via UNUM GROUP
2025 · fourth_quarter · Q4
Antitrust:- Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
UNUM GROUP via UNUM GROUP
2025 · third_quarter · Q3
Antitrust:- Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
UNUM GROUP via UNUM GROUP
2025 · second_quarter · Q2
Antitrust:- Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
UNUM GROUP via UNUM GROUP
2025 · first_quarter · Q1
Antitrust:- Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
UNUM GROUP via UNUM GROUP
2024 · fourth_quarter · Q4
Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
UNUM GROUP via UNUM GROUP
2024 · third_quarter · Q3
Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
UNUM GROUP via UNUM GROUP
2024 · second_quarter · Q2
Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
UNUM GROUP via UNUM GROUP
2024 · first_quarter · Q1
Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
UNUM GROUP via UNUM GROUP
2023 · fourth_quarter · Q4
Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
UNUM GROUP via UNUM GROUP
2023 · third_quarter · Q3
Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
UNUM GROUP via UNUM GROUP
2023 · second_quarter · Q2
Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
UNUM GROUP via UNUM GROUP
2023 · first_quarter · Q1
Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental:- Issues related to the provision and coverage of dental services, including non-covered services- Matters affecting the affordability of dental care- The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA:- Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans- Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit:- Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation:- Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry- Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care:- Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry- Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry- Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity- Issues that impact paid leave and family medical leave- Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor:- Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act- Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care:- Issues related to public and private programs providing long term care services and insurance Privacy:- Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss:- Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform:- Corporate tax issues- Deficit reduction- Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry- Tax Extender Package Pg. 2 of 4 Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits- Cannabis industry: provisions relating to providing employer-provided benefits- Proxy discrimination
UNUM GROUP via UNUM GROUP
2022 · fourth_quarter · Q4
Antitrust: - Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity - Issues that impact paid leave and family medical leave - Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits - Cannabis industry: provisions relating to providing employer-provided benefits - Proxy discrimination
UNUM GROUP via UNUM GROUP
2022 · third_quarter · Q3
Antitrust: - Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity - Issues that impact paid leave and family medical leave - Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits - Cannabis industry: provisions relating to providing employer-provided benefits - Proxy discrimination
UNUM GROUP via UNUM GROUP
2022 · second_quarter · Q2
Antitrust: - Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity - Issues that impact paid leave and family medical leave - Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits - Cannabis industry: provisions relating to providing employer-provided benefits - Proxy discrimination
UNUM GROUP via UNUM GROUP
2022 · first_quarter · Q1
Antitrust: - Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity - Issues that impact paid leave and family medical leave - Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits - Cannabis industry: provisions relating to providing employer-provided benefits - Proxy discrimination
UNUM GROUP via UNUM GROUP
2021 · fourth_quarter · Q4
Antitrust: - Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity - Issues that impact paid leave and family medical leave - Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits - Cannabis industry: provisions relating to providing employer-provided benefits - Proxy discrimination
UNUM GROUP via UNUM GROUP
2021 · third_quarter · Q3
Antitrust: - Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity - Issues that impact paid leave and family medical leave - Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits - Cannabis industry: provisions relating to providing employer-provided benefits - Proxy discrimination
UNUM GROUP via UNUM GROUP
2021 · second_quarter · Q2
Antitrust: - Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity - Issues that impact paid leave and family medical leave - Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits - Cannabis industry: provisions relating to providing employer-provided benefits - Proxy discrimination
UNUM GROUP via UNUM GROUP
2021 · first_quarter · Q1
Antitrust: - Issues related to the implementation of the McCarran Ferguson antitrust repeal for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Climate Change: - Issues related to climate risk, investment, disclosures, and exposure specific to the financial services industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance Diversity and Inclusion: - Support legislation and regulation that would promote diversity and inclusion for our industry ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Pending modifications associated with the Patient Protection and Affordable Care Act, including impacts to fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to mental health parity and limitations specific to disability insurers; increased access to promoting mental health parity - Issues that impact paid leave and family medical leave - Issues that impact long-term care Infrastructure: - Issues relating to bond investment programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Social Security: - Issues related to long term health and solvency Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package Underwriting Risks: - Employee benefits post-COVID19 pandemic: impact to employer-provided benefits - Cannabis industry: provisions relating to providing employer-provided benefits - Proxy discrimination
UNUM GROUP via UNUM GROUP
2020 · fourth_quarter · Q4
Antitrust: - Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance COVID-19 related legislation: - Paycheck protection program - Paid leave provisions of the Families First Act - Infrastructure spending, especially funding mechanisms and payfors. ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - The Health Information Technology for Economic and Clinical Health Act (HITECH): provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to wellness programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package
UNUM GROUP via UNUM GROUP
2020 · third_quarter · Q3
Antitrust: - Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance COVID-19 related legislation: - Paycheck protection program - Paid leave provisions of the Families First Act - Infrastructure spending, especially funding mechanisms and payfors. ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - The Health Information Technology for Economic and Clinical Health Act (HITECH): provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to wellness programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package
UNUM GROUP via UNUM GROUP
2020 · second_quarter · Q2
Antitrust: - Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance COVID-19 related legislation: - Paycheck protection program - Paid leave provisions of the Families First Act - Infrastructure spending, especially funding mechanisms and payfors. ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - The Health Information Technology for Economic and Clinical Health Act (HITECH): provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to wellness programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package
UNUM GROUP via UNUM GROUP
2020 · first_quarter · Q1
Antitrust: - Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - The Health Information Technology for Economic and Clinical Health Act (HITECH): provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to wellness programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package
UNUM GROUP via UNUM GROUP
2019 · third_quarter · 3A
Antitrust: - Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - The Health Information Technology for Economic and Clinical Health Act (HITECH): provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to wellness programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package
UNUM GROUP via UNUM GROUP
2019 · fourth_quarter · Q4
Antitrust: - Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - The Health Information Technology for Economic and Clinical Health Act (HITECH): provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to wellness programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package
UNUM GROUP via UNUM GROUP
2019 · third_quarter · Q3
Antitrust: - Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - The Health Information Technology for Economic and Clinical Health Act (HITECH): provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to wellness programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package
UNUM GROUP via UNUM GROUP
2019 · second_quarter · Q2
Antitrust: - Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - The Health Information Technology for Economic and Clinical Health Act (HITECH): provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to wellness programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package
UNUM GROUP via UNUM GROUP
2019 · first_quarter · Q1
Antitrust: - Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services - Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: - Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans - Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: - Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: - Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry - Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry - Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Health Care: - Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits industry - The Health Information Technology for Economic and Clinical Health Act (HITECH): provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Issues related to wellness programs Labor: - Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act - DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry - Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits industry Long-Term Care: - Issues related to public and private programs providing long term care services and insurance Privacy: - Privacy and data breach, cyber security and SSN protection Stop Loss: - Regulation of stop loss insurance and its effects on employer access to health insurance Tax Reform: - Corporate tax issues - Deficit reduction - Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits industry - Tax Extender Package
UNUM GROUP via UNUM GROUP
2018 · fourth_quarter · Q4
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services -Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Stop Loss: -Regulation of stop loss insurance and its effect on employer access to health insurance Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2018 · third_quarter · Q3
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services -Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Stop Loss: -Regulation of stop loss insurance and its effect on employer access to health insurance Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2018 · second_quarter · Q2
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services -Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Stop Loss: -Regulation of stop loss insurance and its effect on employer access to health insurance Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2018 · first_quarter · Q1
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services -Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Stop Loss: -Regulation of stop loss insurance and its effect on employer access to health insurance Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2017 · fourth_quarter · Q4
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services -Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Stop Loss: -Regulation of stop loss insurance and its effect on employer access to health insurance Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2017 · third_quarter · Q3
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services -Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Stop Loss: -Regulation of stop loss insurance and its effect on employer access to health insurance Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2017 · second_quarter · Q2
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services -Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Stop Loss: -Regulation of stop loss insurance and its effect on employer access to health insurance Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2017 · first_quarter · 1A
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry Dental: - Issues related to the provision and coverage of dental services, including non-covered services -Matters affecting the affordability of dental care - The application of antitrust laws with respect to the business of dental insurance ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Stop Loss: -Regulation of stop loss insurance and its effect on employer access to health insurance Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2017 · first_quarter · Q1
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2016 · fourth_quarter · Q4
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2016 · third_quarter · Q3
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2016 · second_quarter · Q2
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2016 · first_quarter · 1A
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2016 · first_quarter · Q1
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2015 · fourth_quarter · Q4
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2015 · third_quarter · Q3
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -DOL Fiduciary Rule: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance Privacy: -Privacy and Data breach, cyber security, and SSN protection Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package
UNUM GROUP via UNUM GROUP
2015 · second_quarter · Q2
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
UNUM GROUP via UNUM GROUP
2015 · first_quarter · Q1
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and/or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
UNUM GROUP via UNUM GROUP
2014 · fourth_quarter · Q4
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
UNUM GROUP via UNUM GROUP
2014 · third_quarter · 3A
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
UNUM GROUP via UNUM GROUP
2014 · first_quarter · 1A
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
UNUM GROUP via UNUM GROUP
2014 · third_quarter · Q3
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
UNUM GROUP via UNUM GROUP
2014 · second_quarter · 2A
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
UNUM GROUP via UNUM GROUP
2014 · second_quarter · 2A
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
UNUM GROUP via UNUM GROUP
2014 · second_quarter · Q2
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act
UNUM GROUP via UNUM GROUP
2014 · first_quarter · Q1
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft
UNUM GROUP via UNUM GROUP
2013 · fourth_quarter · Q4
Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry
UNUM GROUP via UNUM GROUP
2013 · third_quarter · Q3
Antitrust Issues related to the McCarran Ferguson antitrust exemption for insurers: H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.ERISA: Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans. Federal Debt Limit: Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; American Taxpayer Relief Act of 2012, fiscal cliff; impact on employer-sponsored financial protection benefits industry; Financial Regulation: DoddFrank Wall Street Reform and Consumer Protection Act implementation: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; FY 2014 budget proposals; impact on employer-sponsored financial protection benefits industry. Health Care Issues: Implementation of the Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Issues related to wellness programs. Labor: Labor issues impacting large employers, including worker classification; S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Long-Term Care: Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act.Privacy: Privacy and Data breach, cyber security, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.749 - Eliminate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.466 Social Security Death Master File Privacy Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1468 SECURE IT Act of 2013; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Social Security Disability Insurance Reform: H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Tax Reform: Corporate tax issues: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry Deficit reduction: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
UNUM GROUP via UNUM GROUP
2013 · second_quarter · Q2
Antitrust Issues related to the McCarran Ferguson antitrust exemption for insurers: H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.ERISA: Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans. Federal Debt Limit: Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Financial Regulation: DoddFrank Wall Street Reform and Consumer Protection Act implementation: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Health Care Issues: Implementation of the Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Issues related to wellness programs. Labor: Labor issues impacting large employers, including worker classification. Long Term Care: Issues related to public and private programs providing long term care services and insurance. Privacy: Privacy and Data breach, cyber security, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.749 - Eliminate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.676 Identity Theft and Tax Fraud Prevention Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Social Security Disability Insurance Reform: H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.Tax Reform: Corporate tax issues; Provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
UNUM GROUP via UNUM GROUP
2013 · first_quarter · 1A
S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry;H.R.749 - Elimnate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Safety Net/Employer Provided Benefits Protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
UNUM GROUP via UNUM GROUP
2013 · first_quarter · Q1
S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry;H.R.749 - Elimnate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Safety Net/Employer Provided Benefits Protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
UNUM GROUP via UNUM GROUP
2012 · fourth_quarter · Q4
1. HR 749 - To amend the Internal Revenue Code of 1986 to permanently extend the subpart F exemption for active financing income: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 2. HR 1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 3. HR 1112 - National Association of Registered Agents and Brokers Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 4. HR 63 - Long-Term Care Insurance Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 5. HR 70 - Disability Benefit Fairness Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 6. HR 1173 - Fiscal Responsibility and Retirement Security Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 7. HR 220 - Identity Theft Prevention Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 8. HR 653 - Financial Information Privacy Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 9. HR 1528 - Consumer Privacy Protection Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 10. S 799 - Commercial Privacy Bill of Rights Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 11. HR 300 - Young Adults Financial Literacy Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 12. HR 626 - Financial Literacy for Youth Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 13. S 853 - A bill to provide for financial literacy education: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 14. S Res 121 - A resolution designating April 2011 as "Financial Literacy Month": provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 15. HR 48 - Federal Life Insurance Transparency Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 16. HR 130 - Life Insurance Employee Notification Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 17. S 159 - Confidence in Long-Term Care Insurance Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 18. DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 19. Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 20. Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 21. Advocacy related to the debt limit increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 22. Tax Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 23. Strategy for increasing employment opportunities for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 24. Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 25. Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 26. S 1619 - Currency Exchange Rate Oversight Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 27. S 1260 and HR 2535 - College Literacy in Finance and Economics Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 28. Genetic Information Nondiscrimination Act - HHS rule implementing Section 105 impacting LTC insurers: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 29. Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 30. Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 31. The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 32. Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 33. Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 34. Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 35. Safety Net/Employer Provided Benefits Protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 36. Hr 5817 - Eliminate Privacy Notice Confusion Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 37. Fair Credit Reporting Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 38. American Tax Payer Relief Act of 2012: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
UNUM GROUP via UNUM GROUP
2012 · third_quarter · 3A
1. HR 749 - To amend the Internal Revenue Code of 1986 to permanently extend the subpart F exemption for active financing income: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 2. HR 1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 3. HR 1112 - National Association of Registered Agents and Brokers Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 4. HR 63 - Long-Term Care Insurance Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 5. HR 70 - Disability Benefit Fairness Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 6. HR 1173 - Fiscal Responsibility and Retirement Security Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 7. HR 220 - Identity Theft Prevention Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 8. HR 653 - Financial Information Privacy Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 9. HR 1528 - Consumer Privacy Protection Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 10. S 799 - Commercial Privacy Bill of Rights Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 11. HR 300 - Young Adults Financial Literacy Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 12. HR 626 - Financial Literacy for Youth Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 13. S 853 - A bill to provide for financial literacy education: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 14. S Res 121 - A resolution designating April 2011 as "Financial Literacy Month": provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 15. HR 48 - Federal Life Insurance Transparency Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 16. HR 130 - Life Insurance Employee Notification Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 17. S 159 - Confidence in Long-Term Care Insurance Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 18. DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 19. Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 20. Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 21. Advocacy related to the debt limit increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 22. Tax Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 23. Strategy for increasing employment opportunities for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 24. Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 25. Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 26. S 1619 - Currency Exchange Rate Oversight Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 27. S 1260 and HR 2535 - College Literacy in Finance and Economics Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 28. Genetic Information Nondiscrimination Act - HHS rule implementing Section 105 impacting LTC insurers: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 29. Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 30. Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 31. The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 32. Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 33. Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 34. Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 35. Safety Net/Employer Provided Benefits Protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
UNUM GROUP via UNUM GROUP
2012 · third_quarter · Q3
1. HR 749 - To amend the Internal Revenue Code of 1986 to permanently extend the subpart F exemption for active financing income: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 2. HR 1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 3. HR 1112 - National Association of Registered Agents and Brokers Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 4. HR 63 - Long-Term Care Insurance Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 5. HR 70 - Disability Benefit Fairness Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 6. HR 1173 - Fiscal Responsibility and Retirement Security Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 7. HR 220 - Identity Theft Prevention Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 8. HR 653 - Financial Information Privacy Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 9. HR 1528 - Consumer Privacy Protection Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 10. S 799 - Commercial Privacy Bill of Rights Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 11. HR 300 - Young Adults Financial Literacy Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 12. HR 626 - Financial Literacy for Youth Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 13. S 853 - A bill to provide for financial literacy education: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 14. S Res 121 - A resolution designating April 2011 as "Financial Literacy Month": provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 15. HR 48 - Federal Life Insurance Transparency Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 16. HR 130 - Life Insurance Employee Notification Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 17. S 159 - Confidence in Long-Term Care Insurance Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 18. DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 19. Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 20. Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 21. Advocacy related to the debt limit increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 22. Tax Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 23. Strategy for increasing employment opportunities for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 24. Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 25. Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 26. S 1619 - Currency Exchange Rate Oversight Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 27. S 1260 and HR 2535 - College Literacy in Finance and Economics Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 28. Genetic Information Nondiscrimination Act - HHS rule implementing Section 105 impacting LTC insurers: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 29. Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 30. Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 31. The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 32. Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 33. Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 34. Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 35. Safety Net/Employer Provided Benefits Protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
UNUM GROUP via UNUM GROUP
2012 · second_quarter · Q2
1. HR 749 - To amend the Internal Revenue Code of 1986 to permanently extend the subpart F exemption for active financing income: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 2. HR 1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 3. HR 1112 - National Association of Registered Agents and Brokers Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 4. HR 63 - Long-Term Care Insurance Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 5. HR 70 - Disability Benefit Fairness Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 6. HR 1173 - Fiscal Responsibility and Retirement Security Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 7. S 720 - Repeal the CLASS Entitlement Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 8. HR 220 - Identity Theft Prevention Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 9. HR 653 - Financial Information Privacy Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 10. HR 1528 - Consumer Privacy Protection Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 11. S 799 - Commercial Privacy Bill of Rights Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 12. HR 300 - Young Adults Financial Literacy Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 13. HR 626 - Financial Literacy for Youth Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 14. S 853 - A bill to provide for financial literacy education: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 15. S Res 121 - A resolution designating April 2011 as "Financial Literacy Month": provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 16. HR 48 - Federal Life Insurance Transparency Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 17. HR 130 - Life Insurance Employee Notification Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 18. S 159 - Confidence in Long-Term Care Insurance Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 19. DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 20. Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 21. Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 22. Advocacy related to the debt limit increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 23. Tax reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 24. Strategy for increasing employment opportunities for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 25. Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 26. Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 27. S 1619 - Currency Exchange Rate Oversight Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 28. S 1260 and HR 2535 - College Literacy in Finance and Economics Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 29. Genetic Information Nondiscrimination Act - HHS rule implementing Section 105 impacting LTC insurers: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 30. Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 31. Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 32. The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
UNUM GROUP via UNUM GROUP
2012 · first_quarter · Q1
1. HR 749 - To amend the Internal Revenue Code of 1986 to permanently extend the subpart F exemption for active financing income: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 2. HR 1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 3. HR 1112 - National Association of Registered Agents and Brokers Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 4. HR 63 - Long-Term Care Insurance Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 5. HR 70 - Disability Benefit Fairness Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 6. HR 1173 - Fiscal Responsibility and Retirement Security Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 7. S 720 - Repeal the CLASS Entitlement Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 8. HR 220 - Identity Theft Prevention Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 9. HR 653 - Financial Information Privacy Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 10. HR 1528 - Consumer Privacy Protection Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 11. S 799 - Commercial Privacy Bill of Rights Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 12. HR 300 - Young Adults Financial Literacy Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 13. HR 626 - Financial Literacy for Youth Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 14. S 853 - A bill to provide for financial literacy education: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 15. S Res 121 - A resolution designating April 2011 as "Financial Literacy Month": provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 16. HR 48 - Federal Life Insurance Transparency Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 17. HR 130 - Life Insurance Employee Notification Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 18. S 159 - Confidence in Long-Term Care Insurance Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 19. DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 20. Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 21. Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 22. Advocacy related to the debt limit increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 23. Tax reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry 24. Strategy for increasing employment opportunities for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 25. Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 26. Proposed DOL Amendment to Claims Procedure Regulation of Section 503 of the Employee Retirement Income Security Act (ERISA), 29 U.S.C. section 1134: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 27. Privacy and Data breach, Cybersecurity, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 28. S 1619 - Currency Exchange Rate Oversight Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 29. S 1260 and HR 2535 - College Literacy in Finance and Economics Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 30. CFTC proposal on implementation timeframe for Title VII's trade documentation and clearing requirements: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 31. Genetic Information Nondiscrimination Act - HHS rule implementing Section 105 impacting LTC insurers: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 32. Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 33. Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 34. The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry;
UNUM GROUP via UNUM GROUP
2011 · fourth_quarter · 4A
1. HR 749 - To amend the Internal Revenue Code of 1986 to permanently extend the subpart F exemption for active financing income: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 2. HR 1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 3. HR 1112 - National Association of Registered Agents and Brokers Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 4. HR 63 - Long-Term Care Insurance Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 5. HR 70 - Disability Benefit Fairness Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 6. HR 1173 - Fiscal Responsibility and Retirement Security Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 7. S 720 - Repeal the CLASS Entitlement Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 8. HR 220 - Identity Theft Prevention Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 9. HR 653 - Financial Information Privacy Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 10. HR 1528 - Consumer Privacy Protection Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 11. S 799 - Commercial Privacy Bill of Rights Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 12. HR 300 - Young Adults Financial Literacy Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 13. HR 626 - Financial Literacy for Youth Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 14. S 853 - A bill to provide for financial literacy education: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 15. S Res 121 - A resolution designating April 2011 as "Financial Literacy Month": provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 16. HR 48 - Federal Life Insurance Transparency Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 17. HR 130 - Life Insurance Employee Notification Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 18. S 159 - Confidence in Long-Term Care Insurance Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 19. DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 20. Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 21. Health Care Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 22. Advocacy related to the debt limit increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 23. Tax reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry 24. Strategy for increasing employment opportunities for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 25. Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 26. Proposed DOL Amendment to Claims Procedure Regulation of Section 503 of the Employee Retirement Income Security Act (ERISA), 29 U.S.C. section 1134: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 27.Data breach and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 28. S 1619 - Currency Exchange Rate Oversight Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 29. S 1260 and HR 2535 - College Literacy in Finance and Economics Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 30. CFTC proposal on implementation timeframe for Title VII's trade documentation and clearing requirements: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 31. Genetic Information Nondiscrimination Act - HHS rule implementing Section 105 impacting LTC insurers: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 32. Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 33. Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
UNUM GROUP via UNUM GROUP
2011 · fourth_quarter · Q4
1. HR 749 - To amend the Internal Revenue Code of 1986 to permanently extend the subpart F exemption for active financing income: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 2. HR 1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 3. HR 1112 - National Association of Registered Agents and Brokers Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 4. HR 63 - Long-Term Care Insurance Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 5. HR 70 - Disability Benefit Fairness Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 6. HR 1173 - Fiscal Responsibility and Retirement Security Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 7. S 720 - Repeal the CLASS Entitlement Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 8. HR 220 - Identity Theft Prevention Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 9. HR 653 - Financial Information Privacy Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 10. HR 1528 - Consumer Privacy Protection Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 11. S 799 - Commercial Privacy Bill of Rights Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 12. HR 300 - Young Adults Financial Literacy Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 13. HR 626 - Financial Literacy for Youth Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 14. S 853 - A bill to provide for financial literacy education: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 15. S Res 121 - A resolution designating April 2011 as "Financial Literacy Month": provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 16. HR 48 - Federal Life Insurance Transparency Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 17. HR 130 - Life Insurance Employee Notification Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 18. S 159 - Confidence in Long-Term Care Insurance Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 19. DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 20. Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 21. Health Care Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry 22. Advocacy related to the debt limit increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 23. Tax reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry 24. Strategy for increasing employment opportunities for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 25. Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 26. Proposed DOL Amendment to Claims Procedure Regulation of Section 503 of the Employee Retirement Income Security Act (ERISA), 29 U.S.C. section 1134: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 27.Data breach and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 28. S 1619 - Currency Exchange Rate Oversight Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 29. S 1260 and HR 2535 - College Literacy in Finance and Economics Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 30. CFTC proposal on implementation timeframe for Title VII's trade documentation and clearing requirements: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 31. Genetic Information Nondiscrimination Act - HHS rule implementing Section 105 impacting LTC insurers: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 32. Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 33. Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
UNUM GROUP via UNUM GROUP
2011 · third_quarter · Q3
1. HR 749 - To amend the Internal Revenue Code of 1986 to permanently extend the subpart F exemption for active financing income: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 2. HR 1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 3. HR 1112 - National Association of Registered Agents and Brokers Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 4. HR 63 - Long-Term Care Insurance Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 5. HR 70 - Disability Benefit Fairness Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 6. HR 1173 - Fiscal Responsibility and Retirement Security Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 7. S 720 - Repeal the CLASS Entitlement Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 8. HR 220 - Identity Theft Prevention Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 9. HR 653 - Financial Information Privacy Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 10. HR 1528 - Consumer Privacy Protection Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 11. S 799 - Commercial Privacy Bill of Rights Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 12. HR 300 - Young Adults Financial Literacy Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 13. HR 626 - Financial Literacy for Youth Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 14. S 853 - A bill to provide for financial literacy education: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 15. S Res 121 - A resolution designating April 2011 as "Financial Literacy Month": provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 16. HR 48 - Federal Life Insurance Transparency Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 17. HR 130 - Life Insurance Employee Notification Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 18. S 159 - Confidence in Long-Term Care Insurance Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 19. DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 20. Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 21. Health Care Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry 22. Advocacy related to the debt limit increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 23. Tax reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry 24. Strategy for increasing employment opportunities for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 25. Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 26. Proposed DOL Amendment to Claims Procedure Regulation of Section 503 of the Employee Retirement Income Security Act (ERISA), 29 U.S.C. section 1134: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 27. Insurance claims handling and potential claimaint fraud: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 28. S 1619 - Currency Exchange Rate Oversight Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 29. S 1260 and HR 2535 - College Literacy in Finance and Economics Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
UNUM GROUP via UNUM GROUP
2011 · second_quarter · Q2
1. HR 749 - To amend the Internal Revenue Code of 1986 to permanently extend the subpart F exemption for active financing income: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 2. HR 1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 3. HR 1112 - National Association of Registered Agents and Brokers Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 4. HR 63 - Long-Term Care Insurance Reform Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 5. HR 70 - Disability Benefit Fairness Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 6. HR 1173 - Fiscal Responsibility and Retirement Security Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 7. S 720 - Repeal the CLASS Entitlement Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 8. HR 220 - Identity Theft Prevention Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 9. HR 653 - Financial Information Privacy Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 10. HR 1528 - Consumer Privacy Protection Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 11. S 799 - Commercial Privacy Bill of Rights Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 12. HR 300 - Young Adults Financial Literacy Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 13. HR 626 - Financial Literacy for Youth Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 14. S 853 - A bill to provide for financial literacy education: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 15. S Res 121 - A resolution designating April 2011 as "Financial Literacy Month": provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 16. HR 48 - Federal Life Insurance Transparency Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 17. HR 130 - Life Insurance Employee Notification Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 18. S 159 - Confidence in Long-Term Care Insurance Act of 2011: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 19. DoddFrank Wall Street Reform and Consumer Protection Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 20. Short-term Disability for Federal Workers Bill; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 21. Community Living Assistance Services and Supports Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 22. Health Care Reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry 23. Advocacy related to the debt limit increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 24. Tax reform: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
UNUM GROUP via UNUM GROUP
2011 · first_quarter · Q1
1. HR 749 - To amend the Internal Revenue Code of 1986 to permanently extend the subpart F exemption for active financing income: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 2. HR 1151 - Emergency Mortgage Relief and Neighborhood Stabilization Programs Cost Recoupment Act of 2011: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 3. HR 1112 - National Association of Registered Agents and Brokers Reform Act of 2011: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 4. HR 63 - Long-Term Care Insurance Reform Act of 2011: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 5. HR 70 - Disability Benefit Fairness Act of 2011: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 6. HR 1173 - Fiscal Responsibility and Retirement Security Act of 2011: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 7. S 720 - Repeal the CLASS Entitlement Act: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 8. HR 220 - Identity Theft Prevention Act of 2011: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 9. HR 653 - Financial Information Privacy Act of 2011: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 10. HR 1528 - Consumer Privacy Protection Act of 2011: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 11. S 799 - Commercial Privacy Bill of Rights Act of 2011: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 12. HR 300 - Young Adults Financial Literacy Act: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 13. HR 626 - Financial Literacy for Youth Act of 2011: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 14. S 853 - A bill to provide for financial literacy education: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 15. S Res 121 - A resolution designating April 2011 as "Financial Literacy Month": all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 16. HR 48 - Federal Life Insurance Transparency Act: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 17. HR 130 - Life Insurance Employee Notification Act: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 18. S 159 - Confidence in Long-Term Care Insurance Act of 2011: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 19. DoddFrank Wall Street Reform and Consumer Protection Act: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 20. Community Living Assistance Services and Supports Act: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; 21. Health Care Reform: all provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry
UNUM GROUP via UNUM GROUP
2010 · fourth_quarter · 4A
1. Community Reinvestment Act - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 2. Dodd-Frank Act: privacy provisions; rulemaking - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 3. Financial Services Reform: implementation of regulations; proposed rulemaking; non-bank financial firms; executive compensation; derivatives transactions in life insurance industry; SEC whistleblowing rulemaking; impact of Volcker Rule on insurance companies - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 4. Senate Finance Committee hearings: healthcare reform; disability insurance - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
1. Community Living Assistance Services and Support Act (CLASS Act) - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 2. Disability - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 3. Genetic Testing - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 4. Health Information Portability and Accountability Act (HIPAA): product-specific considerations - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 5. Health Information Technology for Economic and Clinical Health Act (HITECH): security (OCR) regulatory activities; HHS agenda - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 6. Healthcare Reform: healthcare exchanges; taxation - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 7. Long-Term Care - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 8. Medigap - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 9. Patient Protection and Affordable Care Act (PPACA) - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 10. Tax Reform - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
UNUM GROUP via UNUM GROUP
2010 · fourth_quarter · Q4
1. Community Living Assistance Services and Support Act (CLASS Act) - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 2. Disability - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 3. Genetic Testing - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 4. Health Information Portability and Accountability Act (HIPAA): product-specific considerations - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 5. Health Information Technology for Economic and Clinical Health Act (HITECH): security (OCR) regulatory activities; HHS agenda - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 6. Healthcare Reform: healthcare exchanges; taxation - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 7. Long-Term Care - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 8. Medigap - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 9. Patient Protection and Affordable Care Act (PPACA) - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 10. Tax Reform - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: Administration for Children & Families (ACF), SENATE, Social Security Administration (SSA), Treasury, Dept of
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Treasury, Dept of, White House Office
Filing targets: HOUSE OF REPRESENTATIVES, SENATE
Filing targets: HOUSE OF REPRESENTATIVES, SENATE
Filing targets: HOUSE OF REPRESENTATIVES, SENATE, Social Security Administration (SSA), Treasury, Dept of
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE
Filing targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE
Filing targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE
Filing targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE
Filing targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE
Filing targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of
Filing targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of
Filing targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
Filing targets: HOUSE OF REPRESENTATIVES
Filing targets: HOUSE OF REPRESENTATIVES, SENATE
Filing targets: HOUSE OF REPRESENTATIVES, SENATE
Filing targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE
Filing targets: Administration on Aging, HOUSE OF REPRESENTATIVES, SENATE
Filing targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE
1. Community Reinvestment Act - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 2. Dodd-Frank Act: privacy provisions; rulemaking - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 3. Financial Services Reform: implementation of regulations; proposed rulemaking; non-bank financial firms; executive compensation; derivatives transactions in life insurance industry; SEC whistleblowing rulemaking; impact of Volcker Rule on insurance companies - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. 4. Senate Finance Committee hearings: healthcare reform; disability insurance - all aspects relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.
Filing targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE