Social Security Death Master File Privacy Act of 2013

Marketplace Fairness Act (H.R. 684, S. 743); Marketplace and Internet Tax Fairness Act (S. 2609); Permanent Internet Tax Freedom Act (H.R. 3086); A bill to provide for the extension of the Internet Tax Fairness Act (S. 2735); Identity Theft and Tax Fraud Prevention Act (S. 676); Social Security Death Master File Privacy Act (H.R. 466); Tax Crimes and Identity Theft Prevention Act (H.R. 531); Bipartisan Budget Act (H.J. Res. 59); Any legislation pertaining to allowing States to enforce sales tax collection on remote sellers; Any legislation pertaining to reducing deductibility of charitable contributions; Any legislation pertaining to reducing deductibility of advertising tax

Client expense: $250,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Postal Regulatory Commission, SENATE, Social Security Administration (SSA), U.S. Postal Service (USPS), White House Office

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Disability insurance auto enrollment: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft

Financial regulatory reform issues including implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 466 - Social Security Death Master File Privacy Act of 2013 - all provisions H.J. Res. 59 - Continuing Appropriations Resolution, 2014 - Social Security Death Master File Provisions H.R.776 - Security in Bonding Act of 2014 S. 2102- A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act S. 2270- Insurance Capital Standards Clarification Act of 2014 H.R. 4510- Insurance Capital Standards Clarification Act of 2014 H.R. 5461- To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes. H.R. 5260- Stop Disability Fraud Act of 2014

Client expense: $470,000 · Firm income: Not reported

S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security. H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission S.1979: Universal, Secure, Adaptable Retirement Funds Act. Issue: retirement security H.R. 2171: Retirement Security Act of 2014. Issue: retirement security H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File. S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. H.J. Res 59 (Public Law 113-67) Bipartisan Budget Act of 2013. Issue: Social Security Death Master File

Client expense: $1,030,000 · Firm income: Not reported

Marketplace Fairness Act (H.R. 684, S. 743); Marketplace and Internet Tax Fairness Act (S. 2609); Permanent Internet Tax Freedom Act (H.R. 3086); A bill to provide for the extension of the Internet Tax Fairness Act (S. 2735); Identity Theft and Tax Fraud Prevention Act (S. 676); Social Security Death Master File Privacy Act (H.R. 466); Tax Crimes and Identity Theft Prevention Act (H.R. 531); Bipartisan Budget Act (H.J. Res. 59); Any legislation pertaining to allowing States to enforce sales tax collection on remote sellers; Any legislation pertaining to reducing deductibility of charitable contributions; Any legislation pertaining to reducing deductibility of advertising tax

Client expense: $250,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Postal Regulatory Commission, SENATE, Social Security Administration (SSA), U.S. Postal Service (USPS), White House Office

Financial regulatory reform issues including implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 466 - Social Security Death Master File Privacy Act of 2013 - all provisions H.J. Res. 59 - Continuing Appropriations Resolution, 2014 - Social Security Death Master File Provisions H.R.776 - Security in Bonding Act of 2014 S. 2102- A bill to clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act

Client expense: $420,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry -Terrorism Risk Insurance Act, specifically provisions related to the proposed National Association of Registered Agents and Brokers (NARAB) Financial Services Regulation: -Dodd-Frank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act Privacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 - Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 - Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 - Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 - SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft

Marketplace Fairness Act of 2013 (H.R. 684) Marketplace Fairness Act of 2013 (S. 336) S. Amdt 578 to S.Con.Res. 8: To establish a deficit-neutral reserve fund to ensure marketplace fairness by allowing states to enforce State and local use tax lawsIdentity Theft and Tax Fraud Prevention Act of 2013 (S. 676) Social Security Death Master File Privacy Act of 2013 (H.R. 466) Tax Crimes and Identity Theft Prevention Act (H.R. 531) Bipartisan Budget Act of 2013 (H.J. Res. 59) Any legislation pertaining to allowing States to enforce sales tax collection on remote sellers Any legislation pertaining to reducing deductibility of charitable contributions Any legislation pertaining to reducing deductibility of advertising tax

Client expense: $250,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Postal Regulatory Commission, SENATE, Social Security Administration (SSA), U.S. Postal Service (USPS), White House Office

S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security. H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan. H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission S.1979: Universal, Secure, Adaptable Retirement Funds Act. Issue: retirement security H.R. 2171: Retirement Security Act of 2014. Issue: retirement security H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File. S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. H.J. Res 59 (Public Law 113-67) Bipartisan Budget Act of 2013. Issue: Social Security Death Master File

Client expense: $440,000 · Firm income: Not reported

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans -Clarification of permissibility of default enrollment arrangements for group income protection insurance under ERISA and /or the Fair Labor Standards Act Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Chairman Dave Camps tax reform discussion draft

Financial regulatory reform issues including implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 466 - Social Security Death Master File Privacy Act of 2013 - all provisions H.J. Res. 59 - Continuing Appropriations Resolution, 2014 - Social Security Death Master File Provisions

Client expense: $520,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Marketplace Fairness Act of 2013 (H.R. 684) Marketplace Fairness Act of 2013 (S. 336) S. Amdt 578 to S.Con.Res. 8: To establish a deficit-neutral reserve fund to ensure marketplace fairness by allowing states to enforce State and local use tax lawsIdentity Theft and Tax Fraud Prevention Act of 2013 (S. 676) Social Security Death Master File Privacy Act of 2013 (H.R. 466) Tax Crimes and Identity Theft Prevention Act (H.R. 531) Bipartisan Budget Act of 2013 (H.J. Res. 59) Any legislation pertaining to allowing States to enforce sales tax collection on remote sellers Any legislation pertaining to reducing deductibility of charitable contributions Any legislation pertaining to reducing deductibility of advertising tax

Client expense: $250,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Postal Regulatory Commission, SENATE, Social Security Administration (SSA), U.S. Postal Service (USPS), White House Office

S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security. H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security.S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan. H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission S.1979: Universal, Secure, Adaptable Retirement Funds Act. Issue: retirement security H.R. 2171: Retirement Security Act of 2014. Issue: retirement security H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File. S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. H.J. Res 59 (Public Law 113-67) Bipartisan Budget Act of 2013. Issue: Social Security Death Master File

Client expense: $800,000 · Firm income: Not reported

H.R. 466 Social Security Death Master File Privacy Act and H.J. Res 59 (Public Law 113-67) Bipartisan Budget Act of 2013, issues related to restricted access to the Social Security Death Master File.

Client expense: $430,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial regulatory reform issues including implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 466 - Social Security Death Master File Privacy Act of 2013 - all provisions

Client expense: $530,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

See Attachment.RET Fourth Quarter Report - 2013 H.J. Res 59 (Public Law 113-67) Bipartisan Budget Act of 2013. Issue: Social Security Death Master File H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File. S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security. S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan. S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security

Client expense: $910,000 · Firm income: Not reported

Marketplace Fairness Act of 2013 (H.R. 684) Marketplace Fairness Act of 2013 (S. 336) S.Amdt 578 to S.Con.Res. 8: To establish a deficit-neutral reserve fund to ensure marketplace fairness by allowing states to enforce State and local use tax lawsIdentity Theft and Tax Fraud Prevention Act of 2013 (S. 676) Social Security Death Master File Privacy Act of 2013 (H.R. 466) Tax Crimes and Identity Theft Prevention Act (H.R. 531) Any legislation pertaining to allowing States to enforce sales tax collection on remote sellers Any legislation pertaining to reducing deductibility of charitable contributions

Client expense: $250,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Postal Regulatory Commission, SENATE, Social Security Administration (SSA), U.S. Postal Service (USPS), White House Office

Antitrust: -Issues related to the McCarran Ferguson antitrust exemption for insurers: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industryAntitrust (continued): -H.R.99 Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry ERISA: -Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans Federal Debt Limit: -Debt Limit Increase: impact on employer-sponsored financial protection benefits industry -S.11 Fiscal Sustainability Act of 2013: impact on employer-sponsored financial protection benefits industry -American Taxpayer Relief Act of 2012, fiscal cliff: impact on employer-sponsored financial protection benefits industry Financial Regulation: -DoddFrank Wall Street Reform and Consumer Protection Act implementation: impact on employer-sponsored financial protection benefits industry -Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -FY 2014 budget proposals: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Health Care: -Implementation of the Patient Protection and Affordable Care Act, including HHS FAQ regarding fixed indemnity products and other provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Loss ratios: issues related to employer-provided benefits, and supplemental and voluntary benefits insurance industry -The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Issues related to wellness programs Labor: -Labor issues impacting large employers, including worker classification and amendments to the Fair Labor Standards Act -S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry -H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits, and supplemental and voluntary benefits insurance industry Long-term Care: -Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS ActPrivacy: -Privacy and Data breach, cyber security, and SSN protection -H.R.749 - Eliminate Privacy Notice Confusion Act of 2013 -S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): impact on employer-sponsored financial protection benefits industry -H.R.466 Social Security Death Master File Privacy Act of 2013: impact on employer-sponsored financial protection benefits industry -H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013 -H.R.1468 SECURE IT Act of 2013 SSDI Reform: -H.R.1374 - Social Security Enhancement and Protection Act of 2013: impact on employer-sponsored financial protection benefits industry -Short-term Disability for Federal Workers Bill: impact on employer-sponsored financial protection benefits industry -Increasing employment for people with disabilities Tax Reform: -Corporate tax issues -Deficit reduction -Taxation of Employer Provided Benefits: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry -Tax Extender Package -Taxation and entitlement reform issues related to the budget agreement reached in December, 2013: impact to employer-provided benefits, and supplemental and voluntary benefits insurance industry

S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. H.J. Res 59 (Public Law 113-67) Bipartisan Budget Act of 2013. Issue: Social Security Death Master File S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan. H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File.

Client expense: $550,000 · Firm income: Not reported

Dodd-Frank Consumer Protection and Wall Street Reform Act implementation, including, but not limited to, interchange fees, brokered deposits, Volcker Rule, mortgage reforms, credit and debit products, consumer disclosures and capital standards. H.R. 466, The Social Security Death Master File Privacy Act of 2013 H.R. 749, The Eliminate Privacy Notice Confusion ActH.R. 468, The Federal Life Insurance Transparency Act S. 635, The Privacy Notice Modernization Act of 2013 The following additional agency was contacted in connection with this issue code: the Consumer Financial Protection Bureau (CFPB).

Client expense: $1,150,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Biggert-Waters Flood Insurance Act Implementation H.R. 1267, The Flood Insurance Premium Relief Act of 2013 H.R. 1268, The Flood Mitigation Expense Relief Act of 2013 H.R. 960, The Flood Victim Premium Relief Act of 2013H.R. 240, The Homeowners Insurance Protection Act of 2013 H.R. 1101, The Homeowners and Taxpayers Protection Act of 2013 H.R. 737, The Homeowners' Defense Act of 2013 H.R. 549, The Homeowner Catastrophe Protection Act of 2013 H.R. 453 & S. 93, The Investment Savings Access After Catastrophes Act of 2013 H.R. 508, The TRIA Reauthorization Act of 2013 H.R. 1155 & S. 534, The National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468, The Federal Life Insurance Transparency Act H.R. 466, The Social Security Death Master File Privacy Act of 2013 S. 1369, A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes. The following additional agency was contacted in connection with this issue code: the U.S. Department of Treasury, Federal Insurance Office (FIO).

Client expense: $1,150,000 · Firm income: Not reported

S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. H.J. Res 59 (Public Law 113-67) Bipartisan Budget Act of 2013. Issue: Social Security Death Master File S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan. H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File.

Client expense: $1,657,000 · Firm income: Not reported

Marketplace Fairness Act of 2013 (H.R. 684) Marketplace Fairness Act of 2013 (S. 336) S.AMDT.578 to S.Con.Res. 8 To establish a deficit-neutral reserve fund to ensure marketplace fairness by allowing states to enforce State and local use tax lawsIdentity Theft and Tax Fraud Prevention Act of 2013 (S. 676) Social Security Death Master File Privacy Act of 2013 (H.R. 466) Tax Crimes and Identity Theft Prevention Act (H.R. 531) Any legislation pertaining to allowing States to enforce sales tax collection on remote sellers Any legislation pertaining to reducing deductibility of charitable contributions

Client expense: $250,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Postal Regulatory Commission, SENATE, Social Security Administration (SSA), U.S. Postal Service (USPS), White House Office

S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan. H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File.

Client expense: $1,938,800 · Firm income: Not reported

Financial regulatory reform issues including implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 466 - Social Security Death Master File Privacy Act of 2013 - all provisions

Client expense: $420,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Antitrust Issues related to the McCarran Ferguson antitrust exemption for insurers: H.R.99 - Health Insurance Industry Antitrust Enforcement Act 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.ERISA: Issues related to regulation of employee benefits under the Employee Retirement Income Security Act and legislation impacting ERISA plans. Federal Debt Limit: Debt Limit Increase: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.11 - Fiscal Sustainability Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; American Taxpayer Relief Act of 2012, fiscal cliff; impact on employer-sponsored financial protection benefits industry; Financial Regulation: DoddFrank Wall Street Reform and Consumer Protection Act implementation: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Consumer Financial Protection Bureau Interim Final Rule of Records and Information: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Criteria and process for designating nonbank financial companies: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; FY 2014 budget proposals; impact on employer-sponsored financial protection benefits industry. Health Care Issues: Implementation of the Patient Protection and Affordable Care Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Loss ratios: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; HHS FAQ regarding fixed indemnity products: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; The Health Information Technology for Economic and Clinical Health Act (HITECH) Act: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Issues related to wellness programs. Labor: Labor issues impacting large employers, including worker classification; S.534 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1155 National Association of Registered Agents and Brokers Reform Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Long-Term Care: Issues related to public and private programs providing long-term care services and insurance, including LTC Commission and repeal of the CLASS Act.Privacy: Privacy and Data breach, cyber security, and SSN protection: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.749 - Eliminate Privacy Notice Confusion Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; S.676 Identity Theft and Tax Fraud Prevention Act of 2013 (Death Master File): provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.466 Social Security Death Master File Privacy Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R. 624 Cyber Intelligence Sharing and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; H.R.1468 SECURE IT Act of 2013; provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Social Security Disability Insurance Reform: H.R.1374 - Social Security Enhancement and Protection Act of 2013: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Short-term Disability for Federal Workers Bill: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Increasing employment for people with disabilities: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry. Tax Reform: Corporate tax issues: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry Deficit reduction: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Taxation of Employer Provided Benefits: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry; Tax Extender Package: provisions relating to employer-provided benefits and supplemental and voluntary benefits insurance industry.

S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security. H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File.S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan. H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File.

Client expense: $500,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment.RET Third Quarter Report - 2013 H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File. S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan. S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.

Client expense: $1,260,000 · Firm income: Not reported

S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan. H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement S. 1145/H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission H.R. 2720, the Alexis Agin Identity Theft Protection Act of 2013. Issue: Death Master File.

Client expense: $193,800 · Firm income: Not reported

Biggert-Waters Flood Insurance Act Implementation H.R. 1267, the Flood Insurance Premium Relief Act of 2013H.R. 1268, the Flood Mitigation Expense Relief Act of 2013 H.R. 960, the Flood Victim Premium Relief Act of 2013 H.R. 240, the Homeowners Insurance Protection Act of 2013 H.R. 1101, the Homeowners and Taxpayers Protection Act of 2013 H.R. 737, the Homeowners' Defense Act of 2013 H.R. 549, the Homeowner Catastrophe Protection Act of 2013 H.R. 453 & S. 93, the Investment Savings Access After Catastrophes Act of 2013 H.R. 508, the TRIA Reauthorization Act of 2013 H.R. 1155 & S. 534, the National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468, the Federal Life Insurance Transparency Act H.R. 466, the Social Security Death Master File Privacy Act of 2013 S. 1369, A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes. The following additional agency was contacted in connection with this issue code: U.S. Department of Treasury, Federal Insurance Office (FIO).

Client expense: $620,000 · Firm income: Not reported

Marketplace Fairness Act of 2013 (H.R. 684) Marketplace Fairness Act of 2013 (S. 336) S.AMDT.578 to S.Con.Res. 8 To establish a deficit-neutral reserve fund to ensure marketplace fairness by allowing states to enforce State and Local use tax lawsIdentity Theft and Tax Fraud Prevention Act of 2013 (Discussion Draft) Social Security Death Master File Privacy Act of 2013 (H.R. 466) Any legislation pertaining to allowing States to enforce sales tax collection on remote sellers Any legislation pertaining to reducing deductibility of charitable contributions

Client expense: $250,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Postal Regulatory Commission, SENATE, Social Security Administration (SSA), U.S. Postal Service (USPS), White House Office

S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security. H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File.S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan. H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement S. 1145 and H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission

Client expense: $440,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 21, Cybersecurity and American Cyber Competitiveness Act, provisions applicable to private sector security and consumer safety. HR 624, Cyber Intelligence Sharing and Protection Act, provisions applicable to private sector security and consumer safety. HR 466, Social Security Death Master File Privacy Act, all provisions. Data breach notification.S 1193, Data Security and Breach Notification Act, all provisions. Mobile privacy.

Client expense: $330,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, State, Dept of (DOS)

See attachment.RET Second Quarter Report - 2013 H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan. S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. S. 1145 and H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.

Client expense: $840,000 · Firm income: Not reported

Biggert-Waters Flood Insurance Act Implementation H.R. 1267, the Flood Insurance Premium Relief Act of 2013H.R. 1268, the Flood Mitigation Expense Relief Act of 2013 H.R. 960, the Flood Victim Premium Relief Act of 2013 H.R. 240, the Homeowners Insurance Protection Act of 2013 H.R. 1101, the Homeowners and Taxpayers Protection Act of 2013 H.R. 737, the Homeowners' Defense Act of 2013 H.R. 549, the Homeowner Catastrophe Protection Act of 2013 H.R. 453 & S. 93, the Investment Savings Access After Catastrophes Act of 2013 H.R. 508, the TRIA Reauthorization Act of 2013 H.R. 1155 & S. 534, the National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468, the Federal Life Insurance Transparency Act H.R. 466, the Social Security Death Master File Privacy Act of 2013 The following additional agency was contacted in connection with this issue code: U.S. Department of Treasury, Federal Insurance Office (FIO).

Client expense: $670,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan. H.R. 2035: Automatic IRA Act of 2013. Issue: retirement security H.R. 2117: Retirement Plan Simplification and Enhancement Act of 2013. Issue: retirement security H.R. 837: Saving for American Families Future Act of 2013. Issue: Savers credit enhancement S. 1145 and H.R. 2171: Lifetime Income Disclosure Act. Issue: lifetime income illustration S. 1270: Secure Annuities for Employee (SAFE) Act. Issue: retirement security H.R. 8 The American Taxpayer Relief Act of 2012. Issue: Long-Term Care, repeal of the CLASS Act, LTC Commission

Client expense: $2,060,500 · Firm income: Not reported

Consumer Financial Protection Bureau issues: credit scores; Supervision and Examination process; and CFPB authority Social Security Administration Death Master File legislation - H.R.466, S. 676 Disclosure of a Free Credit Score - H.R. 1002 Deletion of Medical Debt from Consumer Credit Reports - S.160Deceptive Loan Check Elimination Act. Reporting of debts incurred by cretain negotiable instruments. S.187 "Equal Employment for All Act". Prohibiting use of consumer credit checks to make adverse employment decisions. H.R.645 E-Verify in the Immigration bill. Data Broker Issues.

Client expense: $170,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File; S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security; H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security; H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File; S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.

Client expense: $720,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment.RET First Quarter Report - 2013 S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security. H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.

Client expense: $1,090,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.684: Marketplace Fairness Act of 2013 S.336: Marketplace Fairness Act of 2013 S.AMDT.578 to S.CON.RES.8 To establish a deficit-neutral reserve fund to ensure marketplace fairness by allowing states to enforce State and Local use tax lawsIdentity Theft and Tax Fraud Prevention Act of 2013 (Discussion Draft) Social Security Death Master File Privacy Act of 2013 (H.R. 466) Any legislation pertaining to allowing States to enforce sales tax collection on remote sellers Any legislation pertaining to reducing deductibility of charitable contributions

Client expense: $250,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Postal Regulatory Commission, SENATE, Social Security Administration (SSA), U.S. Postal Service (USPS), White House Office

S. 676: Identity Theft and Tax Fraud Prevention Act of 2013. Issue: Death Master File. S. Con. Res. 12: Resolution on Retirement Savings Incentives. Issue: retirement security.H.R. 837: Savings for American Families' Future Act of 2013. Issue: retirement security. H.R. 466 Social Security Death Master File Privacy Act. Issue: restrict access to Social Security Death Master File. S. 606 Shrinking Emergency Account Losses Act. Issue: limits borrowing from 401(k) plan.

Client expense: $1,782,900 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 21, Cybersecurity and American Cyber Competitiveness Act, provisions applicable to private sector security and consumer safety. HR 624, Cyber Intelligence Sharing and Protection Act, provisions applicable to private sector security and consumer safety. HR 466, Social Security Death Master File Privacy Act, all provisions. Data breach notification.Mobile privacy.

Client expense: $310,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Biggert-Waters Flood Insurance Act Implementation H.R. 41, Legislation to temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program. H.R. 1267, the Flood Insurance Premium Relief Act of 2013H.R. 1268, the Flood Mitigation Expense Relief Act of 2013 H.R. 960, the Flood Victim Premium Relief Act of 2013 H.R. 240, the Homeowners Insurance Protection Act of 2013 H.R. 1101, the Homeowners and Taxpayers Protection Act of 2013 H.R. 737, the Homeowners' Defense Act of 2013 H.R. 549, the Homeowner Catastrophe Protection Act of 2013 H.R. 453 & S. 93, the Investment Savings Access After Catastrophes Act of 2013 H.R. 508, the TRIA Reauthorization Act of 2013 H.R. 1155 & S. 534, the National Association of Registered Agents and Brokers Reform Act of 2013 H.R. 468, the Federal Life Insurance Transparency Act H.R. 466, the Social Security Death Master File Privacy Act of 2013 The following additional agency was contacted in connection with this issue code: U.S. Department of Treasury, Federal Insurance Office (FIO).

Client expense: $1,660,000 · Firm income: Not reported