To temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program.

Issues related to: HR 1035 - Voluntary Community Based Flood Insurance Study; HR 1194 - National Flood Insurance Termination Act of 2013; HR 749 -Eliminate Privacy Notice Confusion Act; HR 41 - To temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program.

Client expense: $230,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H. Res. 735- International Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, (cont'd next page)H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, H.R. 5461-Capital Standards, "Insurance Data Protection Act of 2014" (House), "Risk Retention Modernization Act" (House), S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. Res. 561- International Insurance, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2270- Capital Standards, S. 2381-Flood Insurance, S. 2731-Workers Compensation Insurance

Client expense: $1,020,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Financial Services Regulatory Reform: Lobby for favorable implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 regarding insurers, including the possible designation of insurers and asset management companies as systemically important by the Financial Stability Oversight Council. Also, lobby for robust and effective Federal insurance Office. Also with key trade associations, worked on regulatory strategy for the implementation of Dodd-Frank. Credit-based insurance scored: Monitor legislation that would restrict the ability of personal lines insurers to use credit information of underwriting or setting rates. Climate and Energy Legislation: Monitor White house, Department of Energy and Environmental Protection Agency "Better Building Initiative" monitored General Services Administration initiative on green buildings and related sustainable products. National Catastrophe/Flood Insurance: Track Reintroduction and House passage of National Flood Insurance Reform legislation in the House, H.R. 1309, track companion legislation in the Senate. Monitor H.R. 41 raising the PIP's borrowing authority and providing direct assistance for areas affected by Hurricane Sandy. Department of Labor Fiduciary Duty Rulemaking: Monitor and lobby against Department of Labor rulemaking that would expand the definition of "fiduciary" under ERISA. Medicare Secondary-Payer: Through trade association, tract efforts by the Center on Medicare and Medicaid Service to implement the Medicare Secondary-payer law. Terrorism Risk Insurance: lobby in support to extending the Federal TRIA program.

Client expense: $590,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Risk Management Agency, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 41-National Flood Insurance Program, H.R. 99-Medical Malpractice, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-National Flood Insurance Program, (cont'd next page)H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-Flood Insurance, H.R. 1369-Gun Control, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-Flood Insurance, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, H.R. 4352-National Flood Insurance Program, H.R. 4510-Capital Standards, H.R. 4557-Private Support to FDIC, H.R. 4558- Flood Insurance, H.R. 4669-Servicemembers Auto Insurance, H.R. 4871-Terrorism Risk Insurance Act, S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1217- Mortgage Insurance, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act, S. 2381-Flood Insurance

Client expense: $1,240,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the Federal Insurance Office and the systemic risk designation process. Legislation to update and reform the National Flood Insurance Program. Terrorism risk insurance. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013.H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013. H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S. 1610, Homeowner Flood Insurance Affordability Act of 2013. S. 1926, A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes. S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014. H.R. 4871, TRIA Reform Act of 2014.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Flood Insurance; Reauthorization of Terrorism Risk Insurance Act;H.R. 41, National Flood Insurance Program; H.R. 2140, Insurance Capital & Accounting Standards Act; S.1369, a bill to provide additonal flexibility to the Board of Federal Reserve to establish capital standards; S.1202, clarify the application of certain leverage risk-based requirements under Dodd-Frank; H.R. 4871 TRIA Reform Act of 2014; and S.2244, Terrorism Risk Insurance Program Reauthorization Act of 2013Item 17. Add - Federal Housing Finance Agency

Client expense: $1,070,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Farm Credit Administration, Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

New England energy infrastructure, including electric transmission projects, the Cape Wind project (MA), and the Deepwater Wind project (RI); New England energy efficiency projects; regional economic development projects in New England; New England severe weather events and customer impacts including federal reimbursement of storm damage costs.Legislation affecting LIHEAP funding, including H.R. 835 - Energy Assistance for American Families Act (Markey), H.R. 933 - Consolidated and Further Continuing Appropriations Act, 2013 and related legislation; FY2014 Labor/HHS appropriations levels; FY2014 budget legislation, and related legislation. Legislation affecting HUD CDBG Super Storm Sandy Assistance, including H.R. 1 / H.R. 152 - Disaster Relief Appropriations Act, 2013 and implemenation of H.R. 41 (P.L. 113-1) (Garrett). H.R. 271 - Resolving Environmental and Grid Reliability Conflicts Act of 2013 (Olson). S. 904 - Strengthening The Resiliency of Our Nation on the Ground Act (Gillibrand).

Client expense: Not reported · Firm income: $32,761

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall Street Reform & Consumer Protection Act" (Regulations) "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets(not yet in legislative form) A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption-changes effective dates and studies Title VII of Dodd-Frank Act(not yet in legislPub L 111-203- Dodd-Frank Wall Street Reform and Consumer Protection Act - To exempt inter-affiliate swaps from certain regulatory requirements HR 41 - A bill to increase the borrowing authority for the "NFIP" HR 982 - FACT Act - "Furthering Asbestos Claim Transparency (FACT) Act of 2013" - "Amends title 11 of the US code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding receipt and disposition of claims for injuries based on exposure to asbestos and for other purposes HR 508 - Terrorism Risk Insurance Act (TRIA) - requires commercial insurers to provide terrorism risk coverage, reauthorizes the program for 5 years Disaster mitigation proposals (not in bill form) HR 1309 - "Flood Insurance reform Act of 2011" - reauthorizes and reforms National Flood Insurance Program HR 1064 / S 534 - NARAB II - National Association of Registered Agents and Brokers Reform Act of 2011-A bill to reform the National Association of Registered Agents and Brokers and for other purposes (NARAB II), would establish a federal licensing clearinghouse for insurance agents who operate in multiple states USPS 5 day delivery and postal reform proposals (not in bill form) HR 4348 - "MAP-21/Transportation and NFIP Conference Report" - reauthorizes federal transportation and safety programs and reforms and reauthorizes the NFIP fo 5 years HR 1945- "Fostering Resilience to Terrorism Act of 2013"-to extend the Terrorism Risk Insurance program of the Department of Treasury for 10 years, and for other purposes. Program expires on December 31, 2014 HR 2146-"Terrorism Risk Insurance Program Reauthorization Act of 2013" to extend the Terrorism Risk program of the Department of the Treasury for 10 years. Extends the Program through December 31, 2024 S 996-Strengthen, Modernize and Reform the National Flood Insurance Program(SMART NFIP) Act-"A bill to improve the National Flood Insurance Program and for other purposes" HR 1035-"To require a study of voluntary community based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes" Directs the Administer of FEMA to study and report to Congress on options, methods, and strategies HR 2199-"The Flood Insurance Implementation Reform Act of 2013"-to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. Bill would delay the premium increase by 3 years after the enactment of the bill S 1075-"The Saving Homeowners from Onerous Rate Escalations of 2013 SHORE Act of 2013"-a bill to extend the phase-in of actuarial rates for flood insurance for certain properties under Biggert-Waters Flood Insurance Reform Act of 2102-would help homeowners avoid steep increases in premiums H AMDt. 121 to HR 2217-An amendment to prohibit the use of funds to implement, carry out, administer, or enforce section 1308 (h) of the NFIA of 1968 (42 U.S.C. 4015(h)). An amendment to the Department of Homeland Security Appropriations Act, 2014. Delays the premium increase for one year HR 2140 "Insurance Capital and Accounting Standards Act of 2013"- a bill to permit insurance companies that are depositoryholding companies, or are subsidaries of depository holding companies, to comply with the accounting and capital requirements applicable to the insurance company under State law, and for other purposes S 1369 A bill to provide flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes HR 1194 - ""National Flood Insurance Program Termination Act of 2013"- to terminate the National Flood Insurance Program and related mandatory purchase and compliance requirements S 601- "Water Resources Development Act of 2013"-to provide for the conservation and development of water and related resources, to authorize the Secretary of the Army to construct various projects for improvements to rivers and harbors of the United States, and for other purposes HR 3380-"A bill to delay NFIP Rate Increases until FEMA Maps are Updated"-would delay the flood insurance rate increases mandated in the 2012 Biggert-Waters Act HR 3013-"Home Protection Act of 2013"-A bill to reform the NFIP, and for other purposes HR 3156/S.1098-"Responsible Implementation of Flood Insurance Reform Act of 2013"- would reform the Biggert-Waters Flood Insurance Act of 2012 to responsibly protect home ownership HR 3218-A bill to delay increases in flood insurance premium rates under the NFIP until completion of the pending study for the affordability of rates, and for congressional consideration of reforms to make such rates affordable HR 3312-"Homeowners Flood Insurance Relief Act of 2013"-would require the administrator of FEMA to allow monthly installment payments for flood insurance under the NFIP Act of 1968 HR 3370/S.1610-"Homeowner Flood Insurance Affordability Act of 2013"-would delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes HR 3696 "National Cybersecurity and Critical Infrastructure Protection Act of 2013" Amends the Homeland Security Act of 2002 S 1846 - Homeowner Flood Insurance Affordability Act of 2013 S 1926 - A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 HR 4871-TRIA Reform Act of 2014-to reauthorize the Terrorism Risk Insurance Act of 2002 for 5 years and for other purposes S 2244-Terrorism Risk Insurance Program Reauthorization Act of 2014-Amends TRIA 2002 to extend the Terrorism Insurance Program through December 31, 2021 HR 4510/S 2270 - Insurance Capital Standards Clarification Act of 2014 - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act concerning establishment of minimum leverage and minimum risk-based capital requirements on a consolidated basis for a depository institution holding company or a nonbank financial company supervised by the Board of Governors of the Federal Reserve HR 4558 - Flood Insurance Market Parity and Modernization Act of 2014 - to clarify the authority of States to regulate private flood insurance coverage

Client expense: $1,040,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

Financial Services Regulatory Reform: Lobby for favorable implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 regarding insurers, including the possible designation of insurers and asset management companies as systemically imfporatnt by the Financial Stability Oversight Council. Also, lobby for robust and effective Federal Insurance Office. Also with key trade associations, worked on regulatory strategy for the implementation of Dodd-Frank. Credit-based insurance scored: Monitor legislation that would restrict the ability of personal lines insurers to use credit information of underwriting or setting rates. Climate and Energy Legislation: Monitor White House, Deparment of Energy and Environmental Protection Agency "Better Buildng Initiative" monitored General Services Administration initiative on green buildings and related sustainable products. National Catastrophe/Flood Insurance: Track Reintroduction and House passage of National Flood Insurance Reform legislation in the House, H.R. 1309, track companion legislation in the Senate. Monitor H.R. 41 raising the PIP's borrowing authority and providing direct assistance for areas affected by Hurricane Sandy. Deparment of Labor Fiduciary Duty Rulemaking: Monitor and lobby against Department of Labor rulemaking that would expand the definition of "fiduciary" under ERISA. Medicare Secondary-Payer: Through trade association, tract efforts by the Center on Mediare and Medicaid Service to implement the Medicare Secondary-payer law. Terrorism Risk Insurance: Lobby in support to extending the Federal TRIA program.

Client expense: $590,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Risk Management Agency, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Optional Federal Charter, Flood Insurance; Long Term Care; Reauthorization of Terrorism Risk Insurance Act; H.R. 1064, National Association of Registered Agents & Brokers Act and S.534; H.R. 41, National Flood Insurance Program; H.R. 2140, Insurance Capital & Accounting Standards Act; S.1369, a bill to provide additonal flexibility to the Board of Federal Reserve to establish capital standards; S.1202, clarify the application of certain leverage risk-based requirements under Dodd-Frank

Client expense: $1,760,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Defense, Dept of (DOD), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the systemic risk designation process. Issues related to flood insurance, specifically proposals to stop rate increases for homeowners insurance as a result of flood insurance reforms enacted last year. Monitored progress of terrorism risk insurance legislation.H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S 1610, Homeowner Flood Insurance Affordability Act of 2013. S.1926, A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers (NARAB II), and for other purposes. S. 1369, A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Proposals regarding consumer financial protection and insurance products regulation. Proposals to extend the TRIA program; H.R. 508, H.R. 1945, H.R. 2146 and S. 2244. Proposals to enhance the NFIP; H.R. 41, H.R. 3156, S. 1075 and S. 1098.

Client expense: $1,070,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 41-Natural Catastrophe Insurance, H.R. 99-McCarran-Ferguson, H.R. 240- Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-Flood Insurance,H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-National Flood Insurance Program, H.R. 1369-Gun Owners Insurance, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-National Flood Insurance Program, H.R. 3156- National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3370-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, S. 20-Dodd-Frank Act, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1369-Capital Standards, S. 1610-National Flood Insurance Program, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program, S. 2244-Terrorism Risk Insurance Act

Client expense: $980,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the Federal Insurance Office and the systemic risk designation process. Legislation to update and reform the National Flood Insurance Program. Terrorism risk insurance. H.R. 1945, Fostering Resilience to Terrorism Act of 2013.H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013. H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S. 1610, Homeowner Flood Insurance Affordability Act of 2013. S. 1926, A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to H.R. 1035 - To require a study of voluntary community-based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes; H.R. 1194 - National Flood Insurance Termination Act of 2013; H.R. 41 - To temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program; and H.R. 749 - Eliminate Privacy Notice Confusion Act

Client expense: $240,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

New England energy infrastructure, including electric transmission projects, the Cape Wind project (MA), and the Deepwater Wind project (RI); New England energy efficiency projects; regional economic development projects in New England; New England severe weather events and customer impacts including federal reimbursement of storm damage costs.Legislation affecting LIHEAP funding, including H.R. 835 - Energy Assistance for American Families Act (Markey), H.R. 933 - Consolidated and Further Continuing Appropriations Act, 2013 and related legislation; FY2014 Labor/HHS appropriations levels; FY2014 budget legislation, and related legislation. Legislation affecting HUD CDBG Super Storm Sandy Assistance, including H.R. 1 / H.R. 152 - Disaster Relief Appropriations Act, 2013 and implemenation of H.R. 41 (P.L. 113-1) (Garrett). H.R. 271 - Resolving Environmental and Grid Reliability Conflicts Act of 2013 (Olson). S. 904 - Strengthening The Resiliency of Our Nation on the Ground Act (Gillibrand).

Client expense: Not reported · Firm income: $33,243

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall Street Reform & Consumer Protection Act" (Regulations) "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets(not yet in legislative form) A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption-changes effective dates and studies Title VII of Dodd-Frank Act(not yet in legislPub L 111-203- Dodd-Frank Wall Street Reform and Consumer Protection Act - To exempt inter-affiliate swaps from certain regulatory requirements HR 41 - A bill to increase the borrowing authority for the "NFIP" HR 982 - FACT Act - "Furthering Asbestos Claim Transparency (FACT) Act of 2013" - "Amends title 11 of the US code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding receipt and disposition of claims for injuries based on exposure to asbestos and for other purposes HR 508 - Terrorism Risk Insurance Act (TRIA) - requires commercial insurers to provide terrorism risk coverage, reauthorizes the program for 5 years Disaster mitigation proposals (not in bill form) HR 1309 - "Flood Insurance reform Act of 2011" - reauthorizes and reforms National Flood Insurance Program HR 1064 / S 534 - NARAB II - National Association of Registered Agents and Brokers Reform Act of 2011-A bill to reform the National Association of Registered Agents and Brokers and for other purposes (NARAB II), would establish a federal licensing clearinghouse for insurance agents who operate in multiple states USPS 5 day delivery and postal reform proposals (not in bill form) HR 4348 - "MAP-21/Transportation and NFIP Conference Report" - reauthorizes federal transportation and safety programs and reforms and reauthorizes the NFIP fo 5 years HR 1945- "Fostering Resilience to Terrorism Act of 2013"-to extend the Terrorism Risk Insurance program of the Department of Treasury for 10 years, and for other purposes. Program expires on December 31, 2014 HR 2146-"Terrorism Risk Insurance Program Reauthorization Act of 2013" to extend the Terrorism Risk program of the Department of the Treasury for 10 years. Extends the Program through December 31, 2024 S 996-Strengthen, Modernize and Reform the National Flood Insurance Program(SMART NFIP) Act-"A bill to improve the National Flood Insurance Program and for other purposes" HR 1035-"To require a study of voluntary community based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes" Directs the Administer of FEMA to study and report to Congress on options, methods, and strategies HR 2199-"The Flood Insurance Implementation Reform Act of 2013"-to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. Bill would delay the premium increase by 3 years after the enactment of the bill S 1075-"The Saving Homeowners from Onerous Rate Escalations of 2013 SHORE Act of 2013"-a bill to extend the phase-in of actuarial rates for flood insurance for certain properties under Biggert-Waters Flood Insurance Reform Act of 2102-would help homeowners avoid steep increases in premiums H AMDt. 121 to HR 2217-An amendment to prohibit the use of funds to implement, carry out, administer, or enforce section 1308 (h) of the NFIA of 1968 (42 U.S.C. 4015(h)). An amendment to the Department of Homeland Security Appropriations Act, 2014. Delays the premium increase for one year HR 2140 "Insurance Capital and Accounting Standards Act of 2013"- a bill to permit insurance companies that are depositoryholding companies, or are subsidaries of depository holding companies, to comply with the accounting and capital requirements applicable to the insurance company under State law, and for other purposes S 1369 A bill to provide flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes HR 1194 - ""National Flood Insurance Program Termination Act of 2013"- to terminate the National Flood Insurance Program and related mandatory purchase and compliance requirements S 601- "Water Resources Development Act of 2013"-to provide for the conservation and development of water and related resources, to authorize the Secretary of the Army to construct various projects for improvements to rivers and harbors of the United States, and for other purposes HR 3380-"A bill to delay NFIP Rate Increases until FEMA Maps are Updated"-would delay the flood insurance rate increases mandated in the 2012 Biggert-Waters Act HR 3013-"Home Protection Act of 2013"-A bill to reform the NFIP, and for other purposes HR 3156/S.1098-"Responsible Implementation of Flood Insurance Reform Act of 2013"- would reform the Biggert-Waters Flood Insurance Act of 2012 to responsibly protect home ownership HR 3218-A bill to delay increases in flood insurance premium rates under the NFIP until completion of the pending study for the affordability of rates, and for congressional consideration of reforms to make such rates affordable HR 3312-"Homeowners Flood Insurance Relief Act of 2013"-would require the administrator of FEMA to allow monthly installment payments for flood insurance under the NFIP Act of 1968 HR 3370/S.1610-"Homeowner Flood Insurance Affordability Act of 2013"-would delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes HR 3696 "National Cybersecurity and Critical Infrastructure Protection Act of 2013" Amends the Homeland Security Act of 2002 S 1846 - Homeowner Flood Insurance Affordability Act of 2013 S 1926 - A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012

Client expense: $858,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

Financial Services Regulatory Reform: Lobby for favorable implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 regarding insurers, including the possible designation of insurers and asset management companies as systemically important by the Financial Stability Oversight Council.Also, lobby for robust and effective Federal Insurance Office. Also with key trade associations, worked on regulatory strategy for the implementation of Dodd-Frank. Holocaust insurance issues/ICHEIC: Monitored and lobbied against legislation (H.R. 890) that would allow a cause of action against U.S. insurance companies and with European affiliates that may have written life insurance policies involving Holocaust victims in contravention of international agreements and lobbied against its advancement. Credit-based insurance scored: Monitor legislation that would restrict the ability of personal lines insurers to use credit information of underwriting or setting rates. Climate and energy legislation: Monitor White House, Department of Energy and Environmental Protection Agency "better Building Initiative" monitored General Services Administration initiative on green buildings and related sustainable products. National Catastrophe/Flood Insurance: Track Reintroduction and House passage of National Flood Insurance Reform legislation in the House, H.R. 1309, track companion legislation in the Senate. Monitor H.R. 41 raising the PIP's borrowing authority and providing direct assistance for areas affected by Hurricane Sandy. Broker-dealer regulatory reform/standard of care: monitor Securities and Exchange commission and Department of Labor rulemaking regarding investment advisors and broker-dealers and the fiduciary duty standard. Annuities: Track and lobby for the Lifetime Income Disclosure Act, S.267. Department of Labor Fiduciary Duty Rulemaking. Monitor and lobby against Department of Labor rulemaking that would expand the definition of "fiduciary" under ERISA. Medicare Secondary-Payer: Through trade association, tract efforts by the Center on Medicare and Medicaid Service to implement the Medicare Secondary-payer law. Terrorism Risk Insurance: Lobby in support to extending the Federal TRIA program.

Client expense: $590,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Risk Management Agency, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Federal appropriations for hurricane disaster relief; Sandy supplemental appropriations relief bill; H.R. 41 = PL 113-1; H.R.152= PL 113-2

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Commerce / Justice / Science appropriations, Continuing Resolution for FY13 [H.R.933]; Disaster Assistance Supplemental [H.R.41, H.R.152]; Appropriations for FY14

Client expense: $54,338 · Firm income: Not reported

Government targets: Council on Environmental Quality (CEQ), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Oceanic & Atmospheric Administration (NOAA), Navy, Dept of, Office of Management & Budget (OMB), SENATE

Optional Federal Charter, Flood Insurance; Long Term Care; Reauthorization of Terrorism Risk Insurance Program; H.R. 1064, National Association of Registered Agents & Brokers Act and S.534; H.R. 41, National Flood Insurance Program; H.R. 2140, Insurance Capital & Accounting Standards Act

Client expense: $1,800,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Defense, Dept of (DOD), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the systemic risk designation process. Issues related to flood insurance, specifically proposals to stop rate increases for homeowners insurance as a result of flood insurance reforms enacted last year. Monitored progress of terrorism risk insurance legislation.H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S 1610, Homeowner Flood Insurance Affordability Act of 2013.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Moving Ahead for Progress in the 21st Century Act (PL 112-141): Post-enactment implementation of changes in the SAFETEA-LU reauthorization process. Specific issues include high speed rail funding, Railroad Rehabilitation and Improvement Financing program amendments, formula funding for commuter rail, funding for New Starts, Alternatives Analysis FTA grant applications for passenger rail platform changes.HR 41 (PL 113-1), HR 152 (PL 113-2), HR 933 (PL 113-6), H Con Res 25, S Con Res 8 (H Rept. 113-17/S Prt. 113-12), HR 2610 and S. 1243: FY 2014 Transportation Appropriations and budget funding and post-enactment action on FY13 bills - Advocated on behalf of TJPA applications for high speed rail funding from previous transportation appropriations and other unallocated or rescinded federal funding. Discussions with USDOT regarding potential modifications to an existing Transportation Infrastructure Finance and Innovation Act (TIFIA) loan.

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Railroad Administration, Federal Transit Administration (FTA), HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT)

H.R. 1035 - To require a study of voluntary community-based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes; H.R. 1194 - National Flood Insurance Termination Act of 2013; H.R. 41 - To temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program; and H.R. 749 - Eliminate Privacy Notice Confusion Act

Client expense: $230,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to financial services regulatory reform, specifically as it applies to insurance regulation. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203). Issues related to the Federal Insurance Office and the systemic risk designation process. Legislation to update and reform the National Flood Insurance Program. Terrorism risk insurance. H.R. 1945, Fostering Resilience to Terrorism Act of 2013.H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013. H.R. 41, To temporarily increase the borrowing authority of FEMA to fund flood insurance. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 960, Flood Victim Premium Relief Act of 2013. H.R. 1035, To require a study of voluntary community-based flood insurance options and how options could be incorporated into program. H.R. 1194, National Flood Insurance Program Termination Act of 2013. H.R. 1267, Flood Insurance Premium Relief Act of 2013. H.R. 1485, To amend the national Flood Insurance Act to modify phase-in increases in premium rates. H.R. 2199, Flood Insurance Implementation Reform Act of 2013. H.R. 3013, Home Protection Act of 2013. H.R. 3156, Responsible Implementation of Flood Insurance Reform Act of 2013. H.R. 3218, Flood Insurance Fairness Act of 2013. H.R. 3313, Homeowners Flood Insurance Relief Act of 2013. H.R. 3370, Homeowner Flood Insurance Affordability Act of 2013. H.R. 3380, To delay increases in premium rates until FEMA completes a review of flood insurance rate maps and Army Crops reviews and certifies. H.R. 3511, Keeping Flood Insurance Affordable Act of 2013. H.R. 3693, Flood Insurance Relief and Transparency Act of 2013. H.R. 3815, To repeal the Biggert-Waters Flood Insurance Reform Act of 2012. S. 996, a bill to improve the National Flood Insurance Program. S. 1075, Saving Homeowners from Onerous Rate Escalations Act of 2013. S. 1098, Responsible Implementation of flood insurance reform act of 2013. S. 1560, Deficit Neutral Disaster Relief Act. S 1610, Homeowner Flood Insurance Affordability Act of 2013.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 41-Natural Catastrophe Insurance, H.R. 99-McCarran-Ferguson, H.R. 240-Natural Catastrophe Backstop, H.R. 508-Terrorism Risk Insurance Act, H.R. 549-Natural Catastrophe Insurance, H.R. 605-Insurance, H.R. 737-Natural Catastrophe Insurance, H.R. 960-National Flood Insurance Program, H.R. 968-National Flood Insurance Program, H.R. 1028-Mortgage Insurance, H.R. 1035-Flood Insurance,H.R. 1064-Insurance Agent Licensing, H.R. 1101-Natural Catastrophe Insurance, H.R. 1155-Insurance Agent Licensing, H.R. 1194-National Flood Insurance Program, H.R. 1267-National Flood Insurance Program, H.R. 1268-National Flood Insurance Program, H.R. 1369-Gun Owners Insurance, H.R. 1485-National Flood Insurance Program, H.R. 1945-Terrorism Risk Insurance Act, H.R. 2129-Workers Compensation Insurance, H.R. 2140-Capital Standards, H.R. 2146-Terrorism Risk Insurance Act, H.R. 2156-Adjuster Reciprocity, H.R. 2293-National Flood Insurance Program, H.R. 3156-National Flood Insurance Program, H.R. 3218-National Flood Insurance Program, H.R. 3693-National Flood Insurance Program, S. 20-Dodd-Frank Act, S. 93-Natural Catastrophe Insurance, S. 205-Consumer Financial Protection Bureau, S. 534-Insurance Agent Licensing, S. 996-National Flood Insurance Program, S. 1075-National Flood Insurance Program, S. 1098-National Flood Insurance Program, S. 1369-Capital Standards, S. 1846-National Flood Insurance Program, S. 1926-National Flood Insurance Program

Client expense: $840,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

New England energy infrastructure, including electric transmission projects, the Cape Wind project (MA), and the Deepwater Wind project (RI); New England energy efficiency projects; regional economic development projects in New England; New England severe weather events and customer impacts including federal reimbursement of storm damage costs.Legislation affecting LIHEAP funding, including H.R. 835 - Energy Assistance for American Families Act (Markey), H.R. 933 - Consolidated and Further Continuing Appropriations Act, 2013 and related legislation; FY2014 Labor/HHS appropriations levels; FY2014 budget legislation, and related legislation. Legislation affecting HUD CDBG Super Storm Sandy Assistance, including H.R. 1 / H.R. 152 - Disaster Relief Appropriations Act, 2013 and implemenation of H.R. 41 (P.L. 113-1) (Garrett). H.R. 271 - Resolving Environmental and Grid Reliability Conflicts Act of 2013 (Olson). S. 904 - Strengthening The Resiliency of Our Nation on the Ground Act (Gillibrand).

Client expense: Not reported · Firm income: $33,473

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall Street Reform & Consumer Protection Act" (Regulations) "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets(not yet in legislative form) A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption-changes effective dates and studies Title VII of Dodd-Frank Act(not yet in legislPub L 111-203- Dodd-Frank Wall Street Reform and Consumer Protection Act - To exempt inter-affiliate swaps from certain regulatory requirements HR 41 - A bill to increase the borrowing authority for the "NFIP" HR 982 - FACT Act - "Furthering Asbestos Claim Transparency (FACT) Act of 2013" - "Amends title 11 of the US code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding receipt and disposition of claims for injuries based on exposure to asbestos and for other purposes HR 508 - Terrorism Risk Insurance Act (TRIA) - requires commercial insurers to provide terrorism risk coverage, reauthorizes the program for 5 years Disaster mitigation proposals (not in bill form) HR 1309 - "Flood Insurance reform Act of 2011" - reauthorizes and reforms National Flood Insurance Program HR 1064 / S 534 - NARAB II - National Association of Registered Agents and Brokers Reform Act of 2011-A bill to reform the National Association of Registered Agents and Brokers and for other purposes (NARAB II), would establish a federal licensing clearinghouse for insurance agents who operate in multiple states USPS 5 day delivery and postal reform proposals (not in bill form) HR 4348 - "MAP-21/Transportation and NFIP Conference Report" - reauthorizes federal transportation and safety programs and reforms and reauthorizes the NFIP fo 5 years HR 1945- "Fostering Resilience to Terrorism Act of 2013"-to extend the Terrorism Risk Insurance program of the Department of Treasury for 10 years, and for other purposes. Program expires on December 31, 2014 HR 2146-"Terrorism Risk Insurance Program Reauthorization Act of 2013" to extend the Terrorism Risk program of the Department of the Treasury for 10 years. Extends the Program through December 31, 2024 S 996-Strengthen, Modernize and Reform the National Flood Insurance Program(SMART NFIP) Act-"A bill to improve the National Flood Insurance Program and for other purposes" HR 1035-"To require a study of voluntary community based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes" Directs the Administer of FEMA to study and report to Congress on options, methods, and strategies HR 2199-"The Flood Insurance Implementation Reform Act of 2013"-to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. Bill would delay the premium increase by 3 years after the enactment of the bill S 1075-"The Saving Homeowners from Onerous Rate Escalations of 2013 SHORE Act of 2013"-a bill to extend the phase-in of actuarial rates for flood insurance for certain properties under Biggert-Waters Flood Insurance Reform Act of 2102-would help homeowners avoid steep increases in premiums H AMDt. 121 to HR 2217-An amendment to prohibit the use of funds to implement, carry out, administer, or enforce section 1308 (h) of the NFIA of 1968 (42 U.S.C. 4015(h)). An amendment to the Department of Homeland Security Appropriations Act, 2014. Delays the premium increase for one year HR 2140 "Insurance Capital and Accounting Standards Act of 2013"- a bill to permit insurance companies that are depositoryholding companies, or are subsidaries of depository holding companies, to comply with the accounting and capital requirements applicable to the insurance company under State law, and for other purposes S 1369 A bill to provide flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes HR 1194 - ""National Flood Insurance Program Termination Act of 2013"- to terminate the National Flood Insurance Program and related mandatory purchase and compliance requirements S 601- "Water Resources Development Act of 2013"-to provide for the conservation and development of water and related resources, to authorize the Secretary of the Army to construct various projects for improvements to rivers and harbors of the United States, and for other purposes HR 3380-"A bill to delay NFIP Rate Increases until FEMA Maps are Updated"-would delay the flood insurance rate increases mandated in the 2012 Biggert-Waters Act HR 3013-"Home Protection Act of 2013"-A bill to reform the NFIP, and for other purposes HR 3156/S.1098-"Responsible Implementation of Flood Insurance Reform Act of 2013"- would reform the Biggert-Waters Flood Insurance Act of 2012 to responsibly protect home ownership HR 3218-A bill to delay increases in flood insurance premium rates under the NFIP until completion of the pending study for the affordability of rates, and for congressional consideration of reforms to make such rates affordable HR 3312-"Homeowners Flood Insurance Relief Act of 2013"-would require the administrator of FEMA to allow monthly installment payments for flood insurance under the NFIP Act of 1968 HR 3370/S.1610-"Homeowner Flood Insurance Affordability Act of 2013"-would delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes

Client expense: $950,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

Federal appropriations for hurricane disaster relief; Sandy supplemental appropriations relief bill; H.R. 41 = PL 113-1; H.R.152= PL 113-2

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial Services Regulatory Reform: Lobby for favorable implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 regarding insurers, including the possible designation of insurers and asset management companies as systemically important by the Financial Stability Oversight CouncilAlso, lobby for robust and effective Federal Insurance Office. Also with key trade associations, worked on regulatory strategy for the implementation of Dodd-Frank. Holocaust insurance issues/ICHEIC: Monitored and lobbied against legislation (H.R. 890) that would allow a cause of action against U.S. insurance companies and with European affiliates that may have written life insurance policies involving Holocaust victims in contravention of international agreements and lobbied against its advancement. Credit-based insurance scored: Monitor legislation that would restrict the ability of personal lines insurers to use credit information of underwriting or setting rates. Climate and energy legislation: Monitor White House, Department of Energy and Environmental Protection Agency "Better Building Initiative" monitored General Services Administration initiative on green buildings and related sustainable products. National Catastrophe/Flood Insurance: Track Reintroduction and House passage of National Flood Insurance Reform legislation in the House, H.R. 1309, track companion legislation in the Senate. Monitor H.R. 41 raising the PIP's borrowing authority and providing direct assistance for areas affected by Hurricane Sandy. Broker-dealer regulatory reform/standard of care: monitor Securitites and Exchange Commission and Department of Labor rulemaking regarding investment advisors and broker-dealers and the fiduciary duty standard. Annuities: Track and lobby for the Lifetime Income Disclosure Act, S.267. Department of Labor Fiduciary Duty Rulemaking. Monitor and lobby against Department of Labor rulemaking that would expand the definition of "fiduciary"under ERISA. Medicare Secondary-Payer: Through trade association, tract efforts by the Center on Medicare and Medicaid Service to implement the Medicare Secondary-payer law. Terrorism Risk Insurance: Lobby in support of extending the Federal TRIA program.

Client expense: $590,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Risk Management Agency, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

New England energy infrastructure, including electric transmission projects, the Cape Wind project (MA), and the Deepwater Wind project (RI); New England energy efficiency projects; regional economic development projects in New England; New England severe weather events and customer impacts including federal reimbursement of storm damage costs.Legislation affecting LIHEAP funding, including H.R. 835 - Energy Assistance for American Families Act (Markey), H.R. 933 - Consolidated and Further Continuing Appropriations Act, 2013 and related legislation; FY2014 Labor/HHS appropriations levels; FY2014 budget legislation, and related legislation. Legislation affecting HUD CDBG Super Storm Sandy Assistance, including H.R. 1 / H.R. 152 - Disaster Relief Appropriations Act, 2013 and implemenation of H.R. 41 (P.L. 113-1) (Garrett). H.R. 271 - Resolving Environmental and Grid Reliability Conflicts Act of 2013 (Olson). S. 904 - Strengthening The Resiliency of Our Nation on the Ground Act (Gillibrand).

Client expense: Not reported · Firm income: $32,545

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1035, To require a study of voluntary community-based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes; HR 41, To temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program; HR 749, Eliminate Privacy Notice Confusion Act,

Client expense: $230,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 41 - Natural Catastrophe Insurance, H.R. 99 - McCarran-Ferguson, H.R. 240 - Natural Catastrophe Backstop, H.R. 508 - TRIA, H.R. 549 - Natural Catastrophe Insurance, H.R. 605 - Insurance, H.R. 737 - Natural Catastrophe Insurance, H.R. 960 - NFIP, H.R. 968 - NFIP, H.R. 1028 - Mortgage Insurance, H.R. 1035 - Flood Insurance, H.R. 1064 - Insurance Agent Licensing, H.R. 1101 - Natural Catastrophe Insurance, H.R. 1155 - Insurance Agent Licensing, H.R. 1194 - NFIP, H.R. 1267 - NFIP, H.R. 1268 - NFIP,H.R. 1369 - Gun Owners Insurance, H.R. 1485 - NFIP, H.R. 1945 - TRIA, H.R. 2129 - Workers Comp. Insurance, H.R. 2140 - Capital Standards, H.R. 2146 - TRIA, H.R. 2156 - Adjuster Reciprocity, H.R. 2293 - NFIP, H.R. 3156 - NFIP, H.R. 3218 - NFIP, H.R. 5855 - NFIP, S. 20 - Dodd-Frank Act, S. 93 - Natural Catastrophe Insurance, S. 205 - CFPB, S. 534 - Insurance Agent Licensing, S. 996 - NFIP, S. 1075 - NFIP, S. 1098 - NFIP, S. 1369 - Capital Standards

Client expense: $810,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Moving Ahead for Progress in the 21st Century Act (PL 112-141): Post-enactment implementation of changes in the SAFETEA-LU reauthorization process. Specific issues include high speed rail funding, Railroad Rehabilitation and Improvement Financing program amendments, formula funding for commuter rail, funding for New Starts, Alternatives Analysis FTA grant applications for passenger rail platform changes.HR 41 (PL 113-1), HR 152 (PL 113-2), HR 933 (PL 113-6), H Con Res 25, S Con Res 8 (H Rept. 113-17/S Prt. 113-12), HR 2610 and S. 1243: FY 2014 Transportation Appropriations and budget funding and post-enactment action on FY13 bills - Advocated on behalf of TJPA applications for high speed rail funding from previous transportation appropriations and other unallocated or rescinded federal funding. Discussions with USDOT regarding potential modifications to an existing Transportation Infrastructure Finance and Innovation Act (TIFIA) loan.

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Railroad Administration, Federal Transit Administration (FTA), HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT)

Insurance Regulatory Reform-Implementation of the "Dodd Frank Wall Street Reform & Consumer Protection Act" (Regulations) "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets(not yet in legislative form) A bill to facilitate implementation of Title VII of the Dodd Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption-changes effective dates and studies Title VII of Dodd-Frank Act(not yet in legislPub L 111-203- Dodd-Frank Wall Street Reform and Consumer Protection Act - To exempt inter-affiliate swaps from certain regulatory requirements HR 41 - A bill to increase the borrowing authority for the "NFIP" HR 982 - FACT Act - "Furthering Asbestos Claim Transparency (FACT) Act of 2013" - "Amends title 11 of the US code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding receipt and disposition of claims for injuries based on exposure to asbestos and for other purposes HR 508 - Terrorism Risk Insurance Act (TRIA) - requires commercial insurers to provide terrorism risk coverage, reauthorizes the program for 5 years Disaster mitigation proposals (not in bill form) HR 1309 - "Flood Insurance reform Act of 2011" - reauthorizes and reforms National Flood Insurance Program HR 1064 / S 534 - NARAB II - National Association of Registered Agents and Brokers Reform Act of 2011-A bill to reform the National Association of Registered Agents and Brokers and for other purposes (NARAB II), would establish a federal licensing clearinghouse for insurance agents who operate in multiple states USPS 5 day delivery and postal reform proposals (not in bill form) HR 4348 - "MAP-21/Transportation and NFIP Conference Report" - reauthorizes federal transportation and safety programs and reforms and reauthorizes the NFIP fo 5 years HR 1945- "Fostering Resilience to Terrorism Act of 2013"-to extend the Terrorism Risk Insurance program of the Department of Treasury for 10 years, and for other purposes. Program expires on December 31, 2014 HR 2146-"Terrorism Risk Insurance Program Reauthorization Act of 2013" to extend the Terrorism Risk program of the Department of the Treasury for 10 years. Extends the Program through December 31, 2024 S 996-Strengthen, Modernize and Reform the National Flood Insurance Program(SMART NFIP) Act-"A bill to improve the National Flood Insurance Program and for other purposes" HR 1035-"To require a study of voluntary community based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes" Directs the Administer of FEMA to study and report to Congress on options, methods, and strategies HR 2199-"The Flood Insurance Implementation Reform Act of 2013"-to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. Bill would delay the premium increase by 3 years after the enactment of the bill S 1075-"The Saving Homeowners from Onerous Rate Escalations of 2013 SHORE Act of 2013"-a bill to extend the phase-in of actuarial rates for flood insurance for certain properties under Biggert-Waters Flood Insurance Reform Act of 2102-would help homeowners avoid steep increases in premiums H AMDt. 121 to HR 2217-An amendment to prohibit the use of funds to implement, carry out, administer, or enforce section 1308 (h) of the NFIA of 1968 (42 U.S.C. 4015(h)). An amendment to the Department of Homeland Security Appropriations Act, 2014. Delays the premium increase for one year HR 2140 "Insurance Capital and Accounting Standards Act of 2013"- a bill to permit insurance companies that are depositoryholding companies, or are subsidaries of depository holding companies, to comply with the accounting and capital requirements applicable to the insurance company under State law, and for other purposes S 1369 A bill to provide flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes HR 1194 - ""National Flood Insurance Program Termination Act of 2013"- to terminate the National Flood Insurance Program and related mandatory purchase and compliance requirements S 601- "Water Resources Development Act of 2013"-to provide for the conservation and development of water and related resources, to authorize the Secretary of the Army to construct various projects for improvements to rivers and harbors of the United States, and for other purposes

Client expense: $711,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

Optional Federal Charter, Flood Insurance; Long Term Care; Reauthorization of Terrorism Risk Insurance Program; H.R. 1064, National Association of Registered Agents & Brokers Act and S.534; H.R. 41, National Flood Insurance Program; H.R. 2140, Insurance Capital & Accounting Standards Act

Client expense: $1,200,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Defense, Dept of (DOD), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

Federal appropriations for hurricane disaster relief; Sandy supplemental appropriations relief bill; H.R. 41 = PL 113-1; H.R.152= PL 113-2

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial Services Regulatory Reform: Lobby for favorable implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 regarding insurers, including the possible designation of insurers and asset management companies as systemically important by the Financial Stability Oversight Council.Also, lobby for robust and effective Federal Insurance Office. Also with key trade associations, worked on regulatory strategy for the implementation of Dodd-Frank. Holocaust insurance issues/ICHEIC: Monitored and lobbied against legislation (H.R. 890) that would allow a cause of action against U.S. insurance companies and with European affiliates that may have written life insurance policies involving Holocaust victims in contravention of international agreements and lobbied against its advancement. Credit-based insurance scored: Monitor legislation that would restrict the ability of personal lines insurers to use credit information of underwriting or setting rates. Climate and energy legislation: Monitor White House, Department of Energy and Environmental Protection Agency "Better Building Initiative" monitored General Services Administration initiative on green buildings and related sustainable products. National Catastrophe/Flood Insurance: Track Reintroduction and House passage of National Flood Insurance Reform legislation in the House, H.R. 1309, track companion legislation in the Senate. Monitor H.R. 41 raising the PIP's borrowing authority and 0providing direct assistance for areas affected by Hurricane Sandy. Broker-dealer regulatory reform/standard of care: monitor Securities and Exchange Commission and Department of Labor rulemaking regarding investment advisors and broker-dealers and the fiduciary duty standard. Annuities: Track and lobby for the Lifetime Income Disclosure Act, S.267 and H.R. Department of Labor Fiduciary Duty Rulemaking. Monitor and lobby against Department of Labor rulemaking that would expand the definition of "fiduciary"under ERISA. Medicare Secondary-Payer: Through trade association, tract efforts by the Center on Medicare and Medicaid Service to implement the Medicare Secondary-payer law. Terrorism Risk Insurance: Lobby in support of extending the Federal TRIA program.

Client expense: $570,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Risk Management Agency, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Implementation of Public Law No. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act, specifically, provisions on systemic risk, insurance oversight (Federal Insurance Office), conflicting Department of Labor fiduciary standards, and CFPB activities related to P&C insurance. Discussions related to Basel III capital standards.Discussions on global designation of systemically relevant non-bank's financials. Issues related to lender placed insurance, including proposals by the CFPB. General issues related to Super Storm Sandy, as related to property-casualty insurance. General issues related to anti-trust exemptions for P&C insurance. H.R. 41, To temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program. H.R. 240, Homeowners Insurance Protection Act of 2013. H.R. 508, Terrorism Risk Insurance Act of 2002 Reauthorization Act of 2013. H.R. 2146, Terrorism Risk Insurance Program Reauthorization Act of 2013. H.R. 1945, Fostering Resilience to Terrorism Act of 2013. S. 996, a bill to amend the National Flood Insurance Program, and similar proposals, specifically provisions related to rates. General discussion of natural catastrophe related legislation.

Client expense: $390,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

New York and New England energy infrastructure, including electric transmission projects, the Cape Wind project (MA), and the Deepwater Wind project (RI); New York and New England energy efficiency projects; regional economic development projects in New York and New England; New York and New England severe weather events and customer impacts including federal reimbursement of storm damage costs; Gowanus Canal Superfund Site.Legislation affecting LIHEAP funding, including H.R. 835 - Energy Assistance for American Families Act (Markey), H.R. 933 - Consolidated and Further Continuing Appropriations Act, 2013 and related legislation; FY2014 Labor/HHS appropriations levels; FY2014 budget legislation, and related legislation. Legislation affecting HUD CDBG Super Storm Sandy Assistance, including H.R. 1 / H.R. 152 - Disaster Relief Appropriations Act, 2013 and implemenation of H.R. 41 (P.L. 113-1) (Garrett). H.R. 271 - Resolving Environmental and Grid Reliability Conflicts Act of 2013 (Olson). S. 904 - Strengthening The Resiliency of Our Nation on the Ground Act (Gillibrand), provisions related to federal agency cooperation regarding extreme weather preparation.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

New England energy infrastructure, including electric transmission projects, the Cape Wind project (MA), and the Deepwater Wind project (RI); New England energy efficiency projects; regional economic development projects in New England; New England severe weather events and customer impacts including federal reimbursement of storm damage costs.Legislation affecting LIHEAP funding, including H.R. 835 - Energy Assistance for American Families Act (Markey), H.R. 933 - Consolidated and Further Continuing Appropriations Act, 2013 and related legislation; FY2014 Labor/HHS appropriations levels; FY2014 budget legislation, and related legislation. Legislation affecting HUD CDBG Super Storm Sandy Assistance, including H.R. 1 / H.R. 152 - Disaster Relief Appropriations Act, 2013 and implemenation of H.R. 41 (P.L. 113-1) (Garrett). H.R. 271 - Resolving Environmental and Grid Reliability Conflicts Act of 2013 (Olson). S. 904 - Strengthening The Resiliency of Our Nation on the Ground Act (Gillibrand).

Client expense: Not reported · Firm income: $32,545

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1194, National Flood Insurance Program Termination Act of 2013; HR 1267, Flood Insurance Premium Relief Act of 2013; HR 1268, Flood Mitigation Expense Relief Act of 2013; HR 1485, To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes; HR 41, To temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program; andS 1075, Saving Homeowners from Onerous Rate Escelations Act of 2013, S. 205, Responsible Consumer Financial Protection Regulations Act of 2013

Client expense: $260,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1035, To require a study of voluntary community-based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes; HR 1194, National Flood Insurance Termination Act of 2013; HR 41, To temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program; HR 749, Eliminate Privacy Notice Confusion Act, S.1191, Data Security and Breach Notification Act

Client expense: $260,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1028 - Mortgage Insurance, H.R. 1064 - Insurance Agent Liscensing, H.R. 1101 - Natural Catastrophe Insurance, H.R. 1155 - Insurance Agent Liscensing, H.R. 1194 - NFIP, H.R. 1267 - NFIP, H.R. 1268 - NFIP, H.R. 1369 - Gun Owners Insurance, H.R. 1485 - NFIP, H.R. 2129 - Workers Comp Insurance, H.R. 2146 - TRIA, H.R. 2293 - NFIP, H.R. 2400 - Natural Catastrophe Insurance, H.R. 41 - Natural Catastrophe Insurance, H.R. 508 - TRIA, H.R. 549 Natural Catastrophe Insurance, H.R. 5855 - NFIP,H.R. 605 - Insurance, H.R. 737 - Natural Catastrophe Insurance, H.R. 960 - NFIP, H.R. 968 - NFIP, H.R. 99 - McCarran-Ferguson, S. 1075 - NFIP, S. 1098 - NFIP, S. 20 - Dodd-Frank Act, S. 205 - CFPB, S. 534 Insurance Agent Liscensing, S. 667 - NFIP, S. 93 - Natural Catastrophe Insurance, S. 996 - NFIP, H.R. 1945 TRIA

Client expense: $1,040,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Natl Oceanic & Atmospheric Administration (NOAA), SENATE, Treasury, Dept of

Moving Ahead for Progress in the 21st Century Act (PL 112-141): Post-enactment implementation of changes in the SAFETEA-LU reauthorization process. Specific issues include high speed rail funding, Railroad Rehabilitation and Improvement Financing program amendments, formula funding for commuter rail, funding for New Starts, Alternatives Analysis FTA grant applications for passenger rail platform changes.HR 41 (PL 113-1), HR 152 (PL 113-2), HR 933 (PL 113-6), H Con Res 25, S Con Res 8 (H Rept. 113-17/S Prt. 113-12), HR 2610 and S. 1243: FY 2014 Transportation Appropriations and budget funding and post-enactment action on FY13 bills - Advocated on behalf of TJPA applications for high speed rail funding from previous transportation appropriations and other unallocated or rescinded federal funding. Discussions with USDOT regarding potential modifications to an existing Transportation Infrastructure Finance and Innovation Act (TIFIA) loan.

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Railroad Administration, Federal Transit Administration (FTA), HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT)