End Unnecessary Borrowing Act of 2013

S 207: Veterans Access to Community Care Act S 290: Increasing the Department of Veterans Affairs Accountability to Veterans Act S 374: A bill to amend the Veterans Access, Choice, and Accountability Act of 2014 to extend the requirement of the Secretary to furnish hospital care and medical services through non-Department of Veterans Affairs entities to veterans residing in certain locations S. 564: Veterans Hearing Aid Access and Assistance Act S. 603: A bill to amend title 38, United States Code, to make permanent the authority of the Secretary of Veterans Affairs to transport individuals to and from facilities of the Department of Veterans Affairs in connection with rehabilitation, counseling, examination, treatment, and care, and for other purposes S 657: Caregivers Expansion and Improvement Act S 739: A bill to modify the treatment of agreements entered into by the Secretary of Veterans Affairs to furnish nursing home care, adult day health care, or other extended care services, and for other purposes S 841: Prioritizing Veterans Access to Mental Health Care Act S 1085: Military and Veteran Caregiver Services Improvement Act of 2015 S 1463: Access to Community Care for Veterans Act S.1693: A bill to amend title 38, United States Code, to expand eligibility for reimbursement for emergency medical treatment to certain veterans that were unable to receive care from the Department of Veterans Affairs in the 24-month period preceding the furnishing of such emergency treatment, and for other purposes. S 1991: Permanent Department of Veterans Affairs Choice Card Act S 2000: Veterans Access to Long Term Care and Health Services Act S Res 32:An original resolution authorizing expenditures by the Committee on Veterans' Affairs HR 294: Long-Term Care Veterans Choice Act HR 473: Increasing the Department of Veterans Affairs Accountability to Veterans Act HR 498: Efficient Service for Veterans Act HR 572: Veterans Access to Community Care Act HR 577: To require the Secretary of Veterans Affairs to use existing authorities to furnish health care at non-Department of Veterans Affairs facilities to veterans who live more than 40 miles driving distance from the closest medical facility of the Department that furnishes the care sought by the veteran HR 941: To amend the Veterans Access, Choice, and Accountability Act of 2014 to extend the requirement of the Secretary to furnish hospital care and medical services through non-Department of Veterans Affairs entities to veterans residing in certain locations HR 1096: Real Choice for Veterans Act HR 1532: Keeping our Promises to Veterans Act HR 1604: Veterans' Mental Health Care Access Act HR 2145: A bill to amend title 38, United States Code, to establish the Physician Ambassadors Helping Veterans program to seek to employ physicians at the Department of Veterans Affairs on a without compensation basis in practice areas and specialties with staffing shortages and long appointment waiting times HR 2256: A bill to amend title 38, United States Code, to direct the Secretary of Veterans Affairs to submit an annual report on the Veterans Health Administration and the furnishing of hospital care, medical services, and nursing home care by the Department of Veterans Affairs HR 2496: Construction Authorization and Choice Improvement Act HR 2974: Veteran Continuity of Care Act HR 3236: Surface Transportation and Veterans Health Care Choice Improvement Act Matters relating to the Veterans Choice Program

Client expense: $40,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 207: Veterans Access to Community Care Act S 290: Increasing the Department of Veterans Affairs Accountability to Veterans Act S 374: A bill to amend the Veterans Access, Choice, and Accountability Act of 2014 to extend the requirement of the Secretary to furnish hospital care and medical services through non-Department of Veterans Affairs entities to veterans residing in certain locations S. 564: Veterans Hearing Aid Access and Assistance Act S. 603: A bill to amend title 38, United States Code, to make permanent the authority of the Secretary of Veterans Affairs to transport individuals to and from facilities of the Department of Veterans Affairs in connection with rehabilitation, counseling, examination, treatment, and care, and for other purposes S 657: Caregivers Expansion and Improvement Act S 739: A bill to modify the treatment of agreements entered into by the Secretary of Veterans Affairs to furnish nursing home care, adult day health care, or other extended care services, and for other purposes S 841: Prioritizing Veterans Access to Mental Health Care Act S 1085: Military and Veteran Caregiver Services Improvement Act of 2015 S 1463: Access to Community Care for Veterans Act S 1991: Permanent Department of Veterans Affairs Choice Card Act S 2000: Veterans Access to Long Term Care and Health Services Act S Res 32:An original resolution authorizing expenditures by the Committee on Veterans' Affairs HR 294: Long-Term Care Veterans Choice Act HR 473: Increasing the Department of Veterans Affairs Accountability to Veterans Act HR 498: Efficient Service for Veterans Act HR 572: Veterans Access to Community Care Act HR 577: To require the Secretary of Veterans Affairs to use existing authorities to furnish health care at non-Department of Veterans Affairs facilities to veterans who live more than 40 miles driving distance from the closest medical facility of the Department that furnishes the care sought by the veteran HR 941: To amend the Veterans Access, Choice, and Accountability Act of 2014 to extend the requirement of the Secretary to furnish hospital care and medical services through non-Department of Veterans Affairs entities to veterans residing in certain locations HR 1096: Real Choice for Veterans Act HR 1532: Keeping our Promises to Veterans Act HR 1604: Veterans' Mental Health Care Access Act HR 2145: A bill to amend title 38, United States Code, to establish the Physician Ambassadors Helping Veterans program to seek to employ physicians at the Department of Veterans Affairs on a without compensation basis in practice areas and specialties with staffing shortages and long appointment waiting times HR 2256: A bill to amend title 38, United States Code, to direct the Secretary of Veterans Affairs to submit an annual report on the Veterans Health Administration and the furnishing of hospital care, medical services, and nursing home care by the Department of Veterans Affairs HR 2496: Construction Authorization and Choice Improvement Act HR 2974: Veteran Continuity of Care Act HR 3236: Surface Transportation and Veterans Health Care Choice Improvement Act Matters relating to the Veterans Choice Program

S 207: Veterans Access to Community Care Act S 290: Increasing the Department of Veterans Affairs Accountability to Veterans Act S 374: A bill to amend the Veterans Access, Choice, and Accountability Act of 2014 to extend the requirement of the Secretary to furnish hospital care and medical services through non-Department of Veterans Affairs entities to veterans residing in certain locations S. 603: A bill to amend title 38, United States Code, to make permanent the authority of the Secretary of Veterans Affairs to transport individuals to and from facilities of the Department of Veterans Affairs in connection with rehabilitation, counseling, examination, treatment, and care, and for other purposes S 657: Caregivers Expansion and Improvement Act S 739: A bill to modify the treatment of agreements entered into by the Secretary of Veterans Affairs to furnish nursing home care, adult day health care, or other extended care services, and for other purposes S 841: Prioritizing Veterans Access to Mental Health Care Act S 1463: Access to Community Care for Veterans Act HR 294: Long-Term Care Veterans Choice Act HR 473: Increasing the Department of Veterans Affairs Accountability to Veterans Act HR 498: Efficient Service for Veterans Act HR 572: Veterans Access to Community Care Act HR 577: To require the Secretary of Veterans Affairs to use existing authorities to furnish health care at non-Department of Veterans Affairs facilities to veterans who live more than 40 miles driving distance from the closest medical facility of the Department that furnishes the care sought by the veteran HR 941: To amend the Veterans Access, Choice, and Accountability Act of 2014 to extend the requirement of the Secretary to furnish hospital care and medical services through non-Department of Veterans Affairs entities to veterans residing in certain locations HR 1096: Real Choice for Veterans Act HR 1532: Keeping our Promises to Veterans Act HR 1604: Veterans' Mental Health Care Access Act HR 2145: A bill to amend title 38, United States Code, to establish the Physician Ambassadors Helping Veterans program to seek to employ physicians at the Department of Veterans Affairs on a without compensation basis in practice areas and specialties with staffing shortages and long appointment waiting times HR 2256: A bill to amend title 38, United States Code, to direct the Secretary of Veterans Affairs to submit an annual report on the Veterans Health Administration and the furnishing of hospital care, medical services, and nursing home care by the Department of Veterans Affairs HR 2496: Construction Authorization and Choice Improvement Act HR 2974: Veteran Continuity of Care Act Matters relating to the Veterans Choice Program

Matters relating to the Veterans Choice Program. Monitored Legislation: S 207: Veterans Access to Community Care Act (All provisions). S 290: Increasing the Department of Veterans Affairs Accountability to Veterans Act (All provisions). S 374: A bill to amend the Veterans Access, Choice, and Accountability Act of 2014 to extend the requirement of the Secretary to furnish hospital care and medical services through non-Department of Veterans Affairs entities to veterans residing in certain locations (All provisions). S 657: Caregivers Expansion and Improvement Act of 2015 (All provisions). S 841: Prioritizing Veterans Access to Mental Health Care Act of 2015 (All provisions). S Res. 32: An original resolution authorizing expenditures by the Committee on Veterans' Affairs (All provisions). HR 473: Increasing the Department of Veterans Affairs Accountability to Veterans Act of 2015 (All provisions). HR 498: Efficient Service for Veterans Act (All provisions). HR 572: Veterans Access to Community Care Act of 2015 (All provisions). HR 577: To require the Secretary of Veterans Affairs to use existing authorities to furnish health care at non-Department of Veterans Affairs facilities to veterans who live more than 40 miles driving distance from the closest medical facility of the Department that furnishes the care sought by the veteran (All provisions). HR 941: To amend the Veterans Access, Choice, and Accountability Act of 2014 to extend the requirement of the Secretary to furnish hospital care and medical services through non-Department of Veterans Affairs entities to veterans residing in certain locations (All provisions). HR 1096: Real Choice for Veterans Act (All provisions). HR 1532: Keeping our Promises to Veterans Act of 2015 (All provisions). HR 1604: Veterans' Mental Health Care Access Act (All provisions).

Client expense: $50,000 · Firm income: Not reported

FHA Reform, Affordable Housing Reform, GSE Reform, Foreclosure Mitigation, H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013, H.R. 941 and H.R. 1028: End Unnecessary Borrowing Act of 2013, H.R. 1553, S. 727: Financial Institutions Examination Fairness and Reform Act,S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013, S. 1217: Housing Finance Reform and Taxpayer Protection Act of 2013, S. 2244: Terrorism Risk Insurance Program Reauthorization Act of 2014, H.R. 4871: TRIA Reform Act of 2014.

Client expense: $560,000 · Firm income: Not reported

FHA Reform, Affordable Housing Reform, GSE Reform, Foreclosure Mitigation, H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013, H.R. 941 and H.R. 1028: End Unnecessary Borrowing Act of 2013, H.R. 1553: Financial Institutions Examination Fairness and Reform Act, S. 727: Financial Institutions Examination Fairness and Reform Act, S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013, S. 1217: Housing Finance Reform and Taxpayer Protection Act of 2013, S. 2244: Terrorism Risk Insurance Program Reauthorization Act of 2014, H.R. 4871: TRIA Reform Act of 2014.

Client expense: $610,000 · Firm income: Not reported

FHA Reform, Affordable Housing Reform, GSE Reform, Foreclosure Mitigation, H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013, H.R. 941 and H.R. 1028: End Unnecessary Borrowing Act of 2013, H.R. 1553: Financial Institutions Examination Fairness and Reform Act, S. 727: Financial Institutions Examination Fairness and Reform Act, S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013,S. 1217: Housing Finance Reform and Taxpayer Protection Act of 2013, S. 2244: Terrorism Risk Insurance Program Reauthorization Act of 2014.

Client expense: $790,000 · Firm income: Not reported

FHA Reform, Affordable Housing Reform, GSE Reform, Foreclosure Mitigation, H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013, H.R. 941 and H.R. 1028: End Unnecessary Borrowing Act of 2013, H.R. 1553: Financial Institutions Examination Fairness and Reform Act, S. 727: Financial Institutions Examination Fairness and Reform Act, S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013S. 1217: Housing Finance Reform and Taxpayer Protection Act of 2013.

Client expense: $810,000 · Firm income: Not reported

FHA Reform, Affordable Housing Reform, GSE Reform, Foreclosure Mitigation, H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013, H.R. 941 and H.R. 1028: End Unnecessary Borrowing Act of 2013, H.R. 1553: Financial Institutions Examination Fairness and Reform Act, S. 727: Financial Institutions Examination Fairness and Reform Act, S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013,S. 1217: Housing Finance Reform and Taxpayer Protection Act of 2013.

Client expense: $670,000 · Firm income: Not reported

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * FHA condominium unit mortgage program rulemaking *General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *State of FHA finances and capital reserve transfer from U.S. Treasury *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation, hearings, and markups in the Congress. *S.563 : Jumpstart GSE Reform Act *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *H.R. 2767: The Protecting American Taxpayers and Homeowners Act *Meetings with congressional staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Monitoring nomination of Rep. Mel Watt as FHFA Director 5. Implementation of the Biggert Waters Flood Insurance Reform Act of 2012 * monitoring and updates on the impact of updated Flood Insurance Rate Maps on premiums * no specific legislative advocacy

Client expense: Not reported · Firm income: $20,000

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. *S.563 : Jumpstart GSE Reform Act *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *Meeting with House Financial Services Committee staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. No specific legislative request or advocacy. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Monitored Interstate Land Sales Disclosure Act of 2013, HR 2600.

Client expense: $52,000 · Firm income: Not reported

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. *S.563 : Jumpstart GSE Reform Act *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *Meeting with House Financial Services Committee staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. No specific legislative request or advocacy. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Monitored Interstate Land Sales Disclosure Act of 2013, HR 2600.

Client expense: $52,000 · Firm income: Not reported

FHA reform, affordable housing reform, GSE reform, foreclosure mitigation, H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013, H.R. 941 and H.R. 1028: End Unnecessary Borrowing Act of 2013, H.R. 1553: Financial Institutions Examination Fairness and Reform Act, S. 727: Financial Institutions Examination Fairness and Reform Act, S. 1002: Home Building Lending Improvement Act of 2013, H.R. 2767: Protecting American Taxpayers and Homeowners Act of 2013, S. 1217:Housing Finance Reform and Taxpayer Protection Act of 2013.

Client expense: $790,000 · Firm income: Not reported

FHA reform, affordable housing reform, GSE reform, foreclosure mitigation. H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013; H.R. 941 and H.R. 1028: End Unnecessary Borrowing Act of 2013; H.R. 1553: Financial Institutions Examination Fairness and Reform Act; S. 727: Financial Institutions Examination Fairness and Reform Act; S. 1002: Home Building Lending Improvement Act of 2013.

Client expense: $680,000 · Firm income: Not reported

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. *S.563 : Jumpstart GSE Reform Act *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *Meeting with House Financial Services Committee staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. No specific legislative request or advocacy. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Meeting with FHFA to discuss position on priority lien. 5. Monitoring nomination of Rep. Mel Watt as FHFA Director.

Client expense: $52,000 · Firm income: Not reported

1. Federal Housing Administration: *lender/REO transient leasing exemptions in condominiums and FHA compliance1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. *S.563 : Jumpstart GSE Reform Act *S. 1217: The Housing Finance Reform and Taxpayer Protection Act *Meeting with House Financial Services Committee staff regarding structure of GSE reform legislation and potential impact on GSE underwriting guidelines as applicable to common interest communities. No specific legislative request or advocacy. 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013 4. Monitoring nomination of Rep. Mel Watt as FHFA Director

Client expense: Not reported · Firm income: $20,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

FHA reform, affordable housing reform, GSE reform, foreclosure mitigation, H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013; H.R. 941 and H.R. 1028: End Unnecessary Borrowing Act of 2013;

Client expense: $610,000 · Firm income: Not reported

1. Federal Housing Administration: *Mortgagee Letter 2011-22 implementation and preparation of grassroots lobbying materials1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. No specific advocacy. *S.563 : Jumpstart GSE Reform Act 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013

Client expense: $52,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

1. Federal Housing Administration: *Mortgagee Letter 2011-22 implementation and preparation of grassroots lobbying materials1. FHA cont'd * General updates on legislation and hearings in the Congress. No specific advocacy. * H.R.941 : End Unnecessary Borrowing Act of 2013 * H.R.1028 : End Unnecessary Borrowing Act of 2013 *H.R.1145 : FHA Emergency Fiscal Solvency Act of 2013 *S.469: A bill to assist the Secretary of Housing and Urban Development in stabilizing the Home Equity Conversion Mortgage program 2. Monitoring GSE and Housing Finance Reform: General legislative updates on legislation and hearings in the Congress. No specific advocacy. *S.563 : Jumpstart GSE Reform Act 3. Monitoring government mortgage modification program changes (HARP/HAMP/FHA Streamline) *S.249 : Responsible Homeowner Refinancing Act of 2013

Client expense: Not reported · Firm income: $20,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of