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Financial Institution Customer Protection Act of 2016
Legislative Progress
Introduced
February 5, 2015
Latest Action
February 8, 2016
Primary Sponsor
Blaine LuetkemeyerRepublican(MO)
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
97pct
368d open
vs 6,526 other HR bills in the 114th — cohort avg 56d
Financial Institution Customer Protection Act of 2016 (Sec. 2) This bill prohibits a federal banking agency from formally or informally suggesting, requesting, or ordering a depository institution to terminate either a specific customer account, or group of customer accounts, or otherwise restrict or discourage it from entering into or maintaining a banking relationship with a specific customer or group of customers, unless: (1) the agency has a material reason to do so, and (2) the reason is not based solely on reputation risk. The "material reason" criterion shall be satisfied if an agency believes that a specific customer or group of customers poses a threat to national security, including any belief that they are involved in terrorist financing. Unless the appropriate agency determines that the customer or group of customers has used due diligence to avoid doing business with any entity described below, the bill deems the criteria addressing "material reason" to be met if the agency believes a customer or group of customers is, or is acting as, a conduit for an entity which: poses a threat to national security; is involved in terrorist financing; is an agency of the government of Iran, North Korea, Syria, or any country listed from time to time on the State Sponsors of Terrorism list; is either located in, or subject to the jurisdiction of, any of such countries; or does business with any entity located in such countries. If an appropriate federal banking agency orders a depository institution to terminate a specific customer account or a group of customer accounts, the depository institution shall inform the customer or customers of the justification for the termination. No notice may be given to the customer, however, if the agency requests or orders a depository institution to terminate a customer account (or a group of customer accounts) based upon a belief that customer or those customers pose a threat to national security or are otherwise described above. (Sec. 3) The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 is amended to revise requirements for summoning witnesses and requiring production of books or other records the Attorney General deems relevant or material to a civil investigation in contemplation of a civil proceeding which may result in civil penalties for specified violations.
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Filing registrants (38)
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Motion to reconsider laid on the table Agreed to without objection.
On passage Passed by the Yeas and Nays: 250 - 169 (Roll no. 63).
HousePassed/agreed to in House: On passage Passed by the Yeas and Nays: 250 - 169 (Roll no. 63).
HouseMOMENT OF SILENCE - The House observed a moment of silence in memory of 12 Marines who lost their lives in a January 14 training accident in Hawaii.
On motion to recommit with instructions Failed by the Yeas and Nays: 177 - 240 (Roll no. 62).
HouseThe previous question on the motion to recommit with instructions was ordered without objection. (consideration: CR H582)
DEBATE - The House proceeded with 10 minutes of debate on the Castor (FL) motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment to add at the end of the bill the following to ensure financial institutions must prove to federal banking regulatory agencies that in the preceding 5 years they have not been subjected to a consent order, settlement, deferred prosecution agreement, or civil or criminal penalty for unfair or deceptive acts and practices relating to the sale of a mortgage product.
Bills with similar content found using semantic analysis.
Sources: Congress.gov
2018 · first_quarter · Banking
Bills in the Senate: S. 708 Regulatory Improvement Act S. 774 Financial Institutions Examination Fairness and Reform Act S. 1484 Financial Regulatory Improvement Act of 2015 S. 1491 Community Lender Regulatory Relief and Consumer Protection Act of 2015 S. 1607 the Independent Agency Regulatory Analysis Act of 2015 S. 1647 Developing a Reliable and Innovative Vision for the Economy Act S. 1773 Consumer Reporting Fairness Act of 2015 S. 1818 Principled Rulemaking Act S. 1820 Early Participation in Regulations Act S. 1817 Smarter Regulations Through Advance Planning and Review Act S. 1958 Christopher Bryski Student Loan Protection Act S. 2038 Jumpstart GSE reform Act S. 2050 Private Education Loan Refinancing Act S. 2387 Commerce, Justice, Science, and Related Agencies Appropriations Act, FY2017 Senate Appropriations on Financial Services and General Government appropriations bill FY2017 S. 2663 Reforming CFPB Indirect Auto Financing Guidance Act S.J. Res. 19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act. (CRA) S. 552: Justice for Victims of Fraud Act S. 537: Arbitration Fairness Act S. 550: Restoring Statutory Rights and Interests of the States Act S. 553: Court Legal Access and Student Support (CLASS) Act S. 647: Mandatory Arbitration Transparency Act S. 646: Justice for Servicemembers Act S.951 - Regulatory Accountability Act of 2017 S. 1642, Protecting Consumers Access to Credit Act of 2017 S.J.Res.47 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" S. 1659, the Protecting Consumers from Unreasonable Credit Rates Act S.2155, Economic Growth, Regulatory Relief, and Consumer Protection Act S.J.Res. 56 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Payday, Vehicle, Title, and Certain High-Cost Installment Loans (Payday CRA) S.J.Res. 57 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act (Auto CRA) Bills in the House: H.R. 4 Jobs for America Act H.R. 37 Promoting Job Creation and Reducing Small Business Burdens Act H.R. 50 Unfunded Mandates Information and Transparency Act of 2015 H.R. 113 Federal Reserve Accountability and Transparency Act of 2015 H.R. 185 The Regulatory Accountability Act H.R. 347 Facilitating Access to Credit Act H.R. 367 Regulations from the Executive in Need of Scrutiny (REINS) Act H.R. 427 Regulations from the Executive in Need of Scrutiny Act of 2015 H.R. 527 Small Business Regulatory Flexibility Improvements Act of 2015 H.R. 650 Preserving Access to Manufactured Housing Act of 2015 H.R. 685 Mortgage Choice Act of 2015 H.R. 766 Financial Institution Customer Protection Act of 2015 H.R. 899 Unfunded Mandates Information and Transparency Act H.R. 957 CFPB IG act of 2015 H.R. 1090 Retail Investor Protection Act H.R. 1195 Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1259 Helping Expand Lending Practices in Rural Communities Act H.R. 1261 Bureau of Consumer Financial Protection Accountability Act of 2015 H.R. 1264, Community Financial Institution Exemption Act H.R. 1265 Bureau Advisory Commission Transparency Act H.R. 1266 Financial Product Safety Commission Act of 2015 H.R. 1413 Firearms Manufacturers and Dealers Protection Act of 2015 H.R. 1493 Sunshine for Regulatory Decrees and Settlements Act H.R. 1529 the Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act of 2015 H.R. 1660 Federal Saving Association Charter Flexibility Act of 2015 H.R. 1737 Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1799 Ensure Fair Prices in Title Insurance Act H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2213 To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. H.R. 2029 and related amendments Consolidated Appropriations Act of 2016 H.R. 2243 Equity in Government Compensation Act of 201 H.R. 2354 Streamlining Excessive and Costly Regulations Review Act H.R. 4294 -SAVERS Act of 2015 H.R. 2542 Regulatory Flexibility Improvements Act H.R. 2683, the Protecting Veterans Credit Act of 2017 H.R. 2577 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 H.R. 2804 Achieving Less Excess in Regulation and Requiring Transparency (ALERRT) Act (H.R. 2804). H.R. 3035 Credit Access and Inclusion Act H.R. 3189 FORM Act of 2015 H.R. 3192 Homebuyers Assistance Act H.R. 3438 REVIEW Act H.R. 3634 Student Loan Debt Protection Act H.R. 4018 Consumer Protection and Choice Act H.R. 4293 Affordable Retirement Advice Protection Act H.R. 4439 Modernizing Credit Opportunities Act H.R. 4550, the Practice of Law Technical Clarification Act H.R. 4648, the Home Mortgage Reporting Relief Act of 2017 H.R. 4725, the Community Bank Reporting Relief Act H.R. 4768 The Separation of Powers Restoration Act, 2016 H.R. 4986 End Operation Choke Point Act of 2014 H.R. 5143 The International Insurance Standards Act H.R. 5485 The "Financial Services and General Government Appropriations Act, 2017 H.R. 5982 Midnight Rules Relief Act of 2016 Fiscal Year 2016 spending bills for the Department of Justice (CJS) and the Department of Housing and Urban Development (THUD) Fiscal Year 2017 Commerce, Justice, Science Funding Bill H.R. 21 -Midnight Rules Relief Act of 2017 H.R. 26 -Executive Need of Scrutiny Act of 2017 (REINS Act) H.R. 5 -Regulatory Accountability Act of 2017 (RAA) H.J. Res. 73 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act. (CRA) H.R. 1424: Justice for Victims of Fraud Act H.R. 1374: Arbitration Fairness Act H.R. 1396: Restoring Statutory Rights and Interests of the States Act H.R. 985: The Fairness in Class Action Litigation Act of 2017 H.R. 585: Investor Choice Act of 2017 H.R. 864, (Rep. Love), the Stop Debt Collection Abuse Act of 2017 H.R. 924, (Rep. Rothfus), the Financial Institutions Due Process Act of 2017 H.R. 1457, (Rep. Tipton), the Making Online Banking Initiation Legal and Easy Act of 2017 H.R. 2133, (Rep. Luetkemeyer), the Community Lending Enhancement and Regulatory Relief Act of 2017 (CLEARR act) H.R. 2148, (Rep. Pittenger), the Clarifying Commercial Real Estate Loans H.R. 2226, (Rep. Barr), the Portfolio Lending and Mortgage Access Act H.R. 2396, (Rep. Trott), the Privacy Notification Technical Correction Act H.R. 3221, (Rep. Kustoff), the Access to Affordable Mortgages Act of 2017 H.R. ____, (Rep. Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2017 H.R. ____, (Rep. Tenney), to simplify the process for national banks to obtain deposit insurance, and for other purposes. House Appropriations Financial Services and General Government Financial Services Bill H.R. 1116, Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2017 H.R. 1699, Preserving Access to Manufactured Housing Act of 2017 H.R. 2954, Home Mortgage Disclosure Adjustment Act H.R. 3299, Protecting Consumers Access to Credit Act of 2017 H.R. 3791, Community Institution Mortgage Relief Act of 2017 H.J.Res.111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" H.R. 3760, the Protecting Consumers from Unreasonable Credit Rates Act H.R. 1153, the Mortgage Choice Act H.R. 3978, the TRID Improvement Act H.J.Res. 122 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Payday, Vehicle Title, and Certain High-Cost Installment Loans". Under Discussion: A bill to reform Government-Sponsored Enterprises (GSE Reform) A bill to provide consumer protections for overdraft fees A bill to provide consumer protections in auto lending Amendments and riders to appropriations bills House Bill re: Non-profit CDFI Depository Bank Expansion House Bill, Chairman Hensarling discussion draft, The Financial Choice Act House Bill, Rep. Pearce Seller Finance and Balloon Loans Senate and House - Updates to the Stopping Abuse and Fraud in Electronic (SAFE) Lending Act Senate and House -Updates to the Secure and Fair Enforcement for Mortgage Licensing Act (also SAFE act) Senate - Senator Durbins usury rate cap bill (unintroduced at this time)
Client expense: $70,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Treasury, Dept of, White House Office
2017 · fourth_quarter · Banking
Bills in the Senate: S. 708 Regulatory Improvement Act S. 774 Financial Institutions Examination Fairness and Reform Act S. 1484 Financial Regulatory Improvement Act of 2015 S. 1491 Community Lender Regulatory Relief and Consumer Protection Act of 2015 S. 1607 the Independent Agency Regulatory Analysis Act of 2015 S. 1647 Developing a Reliable and Innovative Vision for the Economy Act S. 1773 Consumer Reporting Fairness Act of 2015 S. 1818 Principled Rulemaking Act S. 1820 Early Participation in Regulations Act S. 1817 Smarter Regulations Through Advance Planning and Review Act S. 1958 Christopher Bryski Student Loan Protection Act S. 2038 Jumpstart GSE reform Act S. 2050 Private Education Loan Refinancing Act S. 2387 Commerce, Justice, Science, and Related Agencies Appropriations Act, FY2017 Senate Appropriations on Financial Services and General Government appropriations bill FY2017 S. 2663 Reforming CFPB Indirect Auto Financing Guidance Act S.J. Res. 19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act. (CRA) S. 552: Justice for Victims of Fraud Act S. 537: Arbitration Fairness Act S. 550: Restoring Statutory Rights and Interests of the States Act S. 553: Court Legal Access and Student Support (CLASS) Act S. 647: Mandatory Arbitration Transparency Act S. 646: Justice for Servicemembers Act S.951 - Regulatory Accountability Act of 2017 S. 1642, Protecting Consumers Access to Credit Act of 2017 S.J.Res.47 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" S. 1659, the Protecting Consumers from Unreasonable Credit Rates Act S.2155, Economic Growth, Regulatory Relief, and Consumer Protection Act Bills in the House: H.R. 4 Jobs for America Act H.R. 37 Promoting Job Creation and Reducing Small Business Burdens Act H.R. 50 Unfunded Mandates Information and Transparency Act of 2015 H.R. 113 Federal Reserve Accountability and Transparency Act of 2015 H.R. 185 The Regulatory Accountability Act H.R. 347 Facilitating Access to Credit Act H.R. 367 Regulations from the Executive in Need of Scrutiny (REINS) Act H.R. 427 Regulations from the Executive in Need of Scrutiny Act of 2015 H.R. 527 Small Business Regulatory Flexibility Improvements Act of 2015 H.R. 650 Preserving Access to Manufactured Housing Act of 2015 H.R. 685 Mortgage Choice Act of 2015 H.R. 766 Financial Institution Customer Protection Act of 2015 H.R. 899 Unfunded Mandates Information and Transparency Act H.R. 957 CFPB IG act of 2015 H.R. 1090 Retail Investor Protection Act H.R. 1195 Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1259 Helping Expand Lending Practices in Rural Communities Act H.R. 1261 Bureau of Consumer Financial Protection Accountability Act of 2015 H.R. 1264, Community Financial Institution Exemption Act H.R. 1265 Bureau Advisory Commission Transparency Act H.R. 1266 Financial Product Safety Commission Act of 2015 H.R. 1413 Firearms Manufacturers and Dealers Protection Act of 2015 H.R. 1493 Sunshine for Regulatory Decrees and Settlements Act H.R. 1529 the Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act of 2015 H.R. 1660 Federal Saving Association Charter Flexibility Act of 2015 H.R. 1737 Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1799 Ensure Fair Prices in Title Insurance Act H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2213 To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. H.R. 2029 and related amendments Consolidated Appropriations Act of 2016 H.R. 2243 Equity in Government Compensation Act of 201 H.R. 2354 Streamlining Excessive and Costly Regulations Review Act H.R. 4294 -SAVERS Act of 2015 H.R. 2542 Regulatory Flexibility Improvements Act H.R. 2683, the Protecting Veterans Credit Act of 2017 H.R. 2577 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 H.R. 2804 Achieving Less Excess in Regulation and Requiring Transparency (ALERRT) Act (H.R. 2804). H.R. 3035 Credit Access and Inclusion Act H.R. 3189 FORM Act of 2015 H.R. 3192 Homebuyers Assistance Act H.R. 3438 REVIEW Act H.R. 3634 Student Loan Debt Protection Act H.R. 4018 Consumer Protection and Choice Act H.R. 4293 Affordable Retirement Advice Protection Act H.R. 4550, the Practice of Law Technical Clarification Act H.R. 4648, the Home Mortgage Reporting Relief Act of 2017 H.R. 4725, the Community Bank Reporting Relief Act H.R. 4768 The Separation of Powers Restoration Act, 2016 H.R. 4986 End Operation Choke Point Act of 2014 H.R. 5143 The International Insurance Standards Act H.R. 5485 The "Financial Services and General Government Appropriations Act, 2017 H.R. 5982 Midnight Rules Relief Act of 2016 Fiscal Year 2016 spending bills for the Department of Justice (CJS) and the Department of Housing and Urban Development (THUD) Fiscal Year 2017 Commerce, Justice, Science Funding Bill H.R. 21 -Midnight Rules Relief Act of 2017 H.R. 26 -Executive Need of Scrutiny Act of 2017 (REINS Act) H.R. 5 -Regulatory Accountability Act of 2017 (RAA) H.J. Res. 73 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act. (CRA) H.R. 1424: Justice for Victims of Fraud Act H.R. 1374: Arbitration Fairness Act H.R. 1396: Restoring Statutory Rights and Interests of the States Act H.R. 985: The Fairness in Class Action Litigation Act of 2017 H.R. 585: Investor Choice Act of 2017 H.R. 864, (Rep. Love), the Stop Debt Collection Abuse Act of 2017 H.R. 924, (Rep. Rothfus), the Financial Institutions Due Process Act of 2017 H.R. 1457, (Rep. Tipton), the Making Online Banking Initiation Legal and Easy Act of 2017 H.R. 2133, (Rep. Luetkemeyer), the Community Lending Enhancement and Regulatory Relief Act of 2017 (CLEARR act) H.R. 2148, (Rep. Pittenger), the Clarifying Commercial Real Estate Loans H.R. 2226, (Rep. Barr), the Portfolio Lending and Mortgage Access Act H.R. 2396, (Rep. Trott), the Privacy Notification Technical Correction Act H.R. 3221, (Rep. Kustoff), the Access to Affordable Mortgages Act of 2017 H.R. ____, (Rep. Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2017 H.R. ____, (Rep. Tenney), to simplify the process for national banks to obtain deposit insurance, and for other purposes. House Appropriations Financial Services and General Government Financial Services Bill H.R. 1116, Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2017 H.R. 1699, Preserving Access to Manufactured Housing Act of 2017 H.R. 2954, Home Mortgage Disclosure Adjustment Act H.R. 3299, Protecting Consumers Access to Credit Act of 2017 H.R. 3791, Community Institution Mortgage Relief Act of 2017 H.J.Res.111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" H.R. 3760, the Protecting Consumers from Unreasonable Credit Rates Act H.R. 1153, the Mortgage Choice Act H.R. 3978, the TRID Improvement Act H.J.Res. 122 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Payday, Vehicle Title, and Certain High-Cost Installment Loans". Under Discussion: A bill to reform Government-Sponsored Enterprises (GSE Reform) A bill to provide consumer protections for overdraft fees A bill to provide consumer protections in auto lending Amendments and riders to appropriations bills House Bill re: Non-profit CDFI Depository Bank Expansion House Bill, Chairman Hensarling discussion draft, The Financial Choice Act House Bill, Rep. Pearce Seller Finance and Balloon Loans Senate and House - Updates to the Stopping Abuse and Fraud in Electronic (SAFE) Lending Act Senate and House -Updates to the Secure and Fair Enforcement for Mortgage Licensing Act (also SAFE act) Senate - Senator Durbins usury rate cap bill (unintroduced at this time)
2017 · third_quarter · Banking
Bills in the Senate: S. 708 Regulatory Improvement Act S. 774 Financial Institutions Examination Fairness and Reform Act S. 1484 Financial Regulatory Improvement Act of 2015 S. 1491 Community Lender Regulatory Relief and Consumer Protection Act of 2015 S. 1607 the Independent Agency Regulatory Analysis Act of 2015 S. 1647 Developing a Reliable and Innovative Vision for the Economy Act S. 1773 Consumer Reporting Fairness Act of 2015 S. 1818 Principled Rulemaking Act S. 1820 Early Participation in Regulations Act S. 1817 Smarter Regulations Through Advance Planning and Review Act S. 1958 Christopher Bryski Student Loan Protection Act S. 2038 Jumpstart GSE reform Act S. 2050 Private Education Loan Refinancing Act S. 2387 Commerce, Justice, Science, and Related Agencies Appropriations Act, FY2017 Senate Appropriations on Financial Services and General Government appropriations bill FY2017 S. 2663 Reforming CFPB Indirect Auto Financing Guidance Act S.J. Res. 19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act. (CRA) S. 552: Justice for Victims of Fraud Act S. 537: Arbitration Fairness Act S. 550: Restoring Statutory Rights and Interests of the States Act S. 553: Court Legal Access and Student Support (CLASS) Act S. 647: Mandatory Arbitration Transparency Act S. 646: Justice for Servicemembers Act S.951 - Regulatory Accountability Act of 2017 S. 1642, Protecting Consumers Access to Credit Act of 2017 S.J.Res.47 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" S. 1659, the Protecting Consumers from Unreasonable Credit Rates Act Bills in the House: H.R. 4 Jobs for America Act H.R. 37 Promoting Job Creation and Reducing Small Business Burdens Act H.R. 50 Unfunded Mandates Information and Transparency Act of 2015 H.R. 113 Federal Reserve Accountability and Transparency Act of 2015 H.R. 185 The Regulatory Accountability Act H.R. 347 Facilitating Access to Credit Act H.R. 367 Regulations from the Executive in Need of Scrutiny (REINS) Act H.R. 427 Regulations from the Executive in Need of Scrutiny Act of 2015 H.R. 527 Small Business Regulatory Flexibility Improvements Act of 2015 H.R. 650 Preserving Access to Manufactured Housing Act of 2015 H.R. 685 Mortgage Choice Act of 2015 H.R. 766 Financial Institution Customer Protection Act of 2015 H.R. 899 Unfunded Mandates Information and Transparency Act H.R. 957 CFPB IG act of 2015 H.R. 1090 Retail Investor Protection Act H.R. 1195 Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1259 Helping Expand Lending Practices in Rural Communities Act H.R. 1261 Bureau of Consumer Financial Protection Accountability Act of 2015 H.R. 1265 Bureau Advisory Commission Transparency Act H.R. 1266 Financial Product Safety Commission Act of 2015 H.R. 1413 Firearms Manufacturers and Dealers Protection Act of 2015 H.R. 1493 Sunshine for Regulatory Decrees and Settlements Act H.R. 1529 the Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act of 2015 H.R. 1660 Federal Saving Association Charter Flexibility Act of 2015 H.R. 1737 Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1799 Ensure Fair Prices in Title Insurance Act H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2213 To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. H.R. 2029 and related amendments Consolidated Appropriations Act of 2016 H.R. 2243 Equity in Government Compensation Act of 201 H.R. 2354 Streamlining Excessive and Costly Regulations Review Act H.R. 4294 -SAVERS Act of 2015 H.R. 2542 Regulatory Flexibility Improvements Act H.R. 2577 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 H.R. 2804 Achieving Less Excess in Regulation and Requiring Transparency (ALERRT) Act (H.R. 2804). H.R. 3035 Credit Access and Inclusion Act H.R. 3189 FORM Act of 2015 H.R. 3192 Homebuyers Assistance Act H.R. 3438 REVIEW Act H.R. 3634 Student Loan Debt Protection Act H.R. 4018 Consumer Protection and Choice Act H.R. 4293 Affordable Retirement Advice Protection Act H.R. 4768 The Separation of Powers Restoration Act, 2016 H.R. 4986 End Operation Choke Point Act of 2014 H.R. 5143 The International Insurance Standards Act H.R. 5485 The "Financial Services and General Government Appropriations Act, 2017 H.R. 5982 Midnight Rules Relief Act of 2016 Fiscal Year 2016 spending bills for the Department of Justice (CJS) and the Department of Housing and Urban Development (THUD) Fiscal Year 2017 Commerce, Justice, Science Funding Bill H.R. 21 -Midnight Rules Relief Act of 2017 H.R. 26 -Executive Need of Scrutiny Act of 2017 (REINS Act) H.R. 5 -Regulatory Accountability Act of 2017 (RAA) H.J. Res. 73 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act. (CRA) H.R. 1424: Justice for Victims of Fraud Act H.R. 1374: Arbitration Fairness Act H.R. 1396: Restoring Statutory Rights and Interests of the States Act H.R. 985: The Fairness in Class Action Litigation Act of 2017 H.R. 585: Investor Choice Act of 2017 H.R. 864, (Rep. Love), the Stop Debt Collection Abuse Act of 2017 H.R. 924, (Rep. Rothfus), the Financial Institutions Due Process Act of 2017 H.R. 1457, (Rep. Tipton), the Making Online Banking Initiation Legal and Easy Act of 2017 H.R. 2133, (Rep. Luetkemeyer), the Community Lending Enhancement and Regulatory Relief Act of 2017 (CLEARR act) H.R. 2148, (Rep. Pittenger), the Clarifying Commercial Real Estate Loans H.R. 2396, (Rep. Trott), the Privacy Notification Technical Correction Act H.R. 3221, (Rep. Kustoff), the Access to Affordable Mortgages Act of 2017 H.R. ____, (Rep. Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2017 H.R. ____, (Rep. Tenney), to simplify the process for national banks to obtain deposit insurance, and for other purposes. House Appropriations Financial Services and General Government Financial Services Bill H.R. 1116, Taking Account of Institutions with Low Operation Risk (TAILOR) Act of 2017 H.R. 1699, Preserving Access to Manufactured Housing Act of 2017 H.R. 2954, Home Mortgage Disclosure Adjustment Act H.R. 3299, Protecting Consumers Access to Credit Act of 2017 H.R. 3791, Community Institution Mortgage Relief Act of 2017 H.J.Res.111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" H.R. 3760, the Protecting Consumers from Unreasonable Credit Rates Act Under Discussion: A bill to provide consumer protections for overdraft fees A bill to provide consumer protections in auto lending Amendments and riders to appropriations bills House Bill re: Non-profit CDFI Depository Bank Expansion House Bill, Chairman Hensarling discussion draft, The Financial Choice Act Senate and House - Updates to the Stopping Abuse and Fraud in Electronic (SAFE) Lending Act Senate and House -Updates to the Secure and Fair Enforcement for Mortgage Licensing Act (also SAFE act)\ Senate - Senator Durbins usury rate cap bill (unintroduced at this time)
2017 · second_quarter · Banking
2017 Q2 Legislation, Regulatory Issues and Agencies Lobbied Bills in the Senate: S. 708 Regulatory Improvement Act S. 774 Financial Institutions Examination Fairness and Reform Act S. 1484 Financial Regulatory Improvement Act of 2015 S. 1491 Community Lender Regulatory Relief and Consumer Protection Act of 2015 S. 1607 the Independent Agency Regulatory Analysis Act of 2015 S. 1647 Developing a Reliable and Innovative Vision for the Economy Act S. 1773 Consumer Reporting Fairness Act of 2015 S. 1818 Principled Rulemaking Act S. 1820 Early Participation in Regulations Act S. 1817 Smarter Regulations Through Advance Planning and Review Act S. 1958 Christopher Bryski Student Loan Protection Act S. 2038 Jumpstart GSE reform Act S. 2050 Private Education Loan Refinancing Act S. 2387 Commerce, Justice, Science, and Related Agencies Appropriations Act, FY2017 Senate Appropriations on Financial Services and General Government appropriations bill FY2017 S. 2663 Reforming CFPB Indirect Auto Financing Guidance Act S.J. Res. 19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act. (CRA) S. 552: Justice for Victims of Fraud Act S. 537: Arbitration Fairness Act S. 550: Restoring Statutory Rights and Interests of the States Act S. 553: Court Legal Access and Student Support (CLASS) Act S. 647: Mandatory Arbitration Transparency Act S. 646: Justice for Servicemembers Act S.951 - Regulatory Accountability Act of 2017 Bills in the House: H.R. 4 Jobs for America Act H.R. 37 Promoting Job Creation and Reducing Small Business Burdens Act H.R. 50 Unfunded Mandates Information and Transparency Act of 2015 H.R. 113 Federal Reserve Accountability and Transparency Act of 2015 H.R. 185 The Regulatory Accountability Act H.R. 347 Facilitating Access to Credit Act H.R. 367 Regulations from the Executive in Need of Scrutiny (REINS) Act H.R. 427 Regulations from the Executive in Need of Scrutiny Act of 2015 H.R. 527 Small Business Regulatory Flexibility Improvements Act of 2015 H.R. 650 Preserving Access to Manufactured Housing Act of 2015 H.R. 685 Mortgage Choice Act of 2015 H.R. 766 Financial Institution Customer Protection Act of 2015 H.R. 899 Unfunded Mandates Information and Transparency Act H.R. 957 CFPB IG act of 2015 H.R. 1090 Retail Investor Protection Act H.R. 1195 Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1259 Helping Expand Lending Practices in Rural Communities Act H.R. 1261 Bureau of Consumer Financial Protection Accountability Act of 2015 H.R. 1265 Bureau Advisory Commission Transparency Act H.R. 1266 Financial Product Safety Commission Act of 2015 H.R. 1413 Firearms Manufacturers and Dealers Protection Act of 2015 H.R. 1493 Sunshine for Regulatory Decrees and Settlements Act H.R. 1529 the Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act of 2015 H.R. 1660 Federal Saving Association Charter Flexibility Act of 2015 H.R. 1737 Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1799 Ensure Fair Prices in Title Insurance Act H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2213 To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. H.R. 2029 and related amendments Consolidated Appropriations Act of 2016 H.R. 2243 Equity in Government Compensation Act of 201 H.R. 2354 Streamlining Excessive and Costly Regulations Review Act H.R. 4294 -SAVERS Act of 2015 H.R. 2542 Regulatory Flexibility Improvements Act H.R. 2577 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 H.R. 2804 Achieving Less Excess in Regulation and Requiring Transparency (ALERRT) Act (H.R. 2804). H.R. 3035 Credit Access and Inclusion Act H.R. 3189 FORM Act of 2015 H.R. 3192 Homebuyers Assistance Act H.R. 3438 REVIEW Act H.R. 3634 Student Loan Debt Protection Act H.R. 4018 Consumer Protection and Choice Act H.R. 4293 Affordable Retirement Advice Protection Act H.R. 4768 The Separation of Powers Restoration Act, 2016 H.R. 4986 End Operation Choke Point Act of 2014 H.R. 5143 The International Insurance Standards Act H.R. 5485 The "Financial Services and General Government Appropriations Act, 2017 H.R. 5982 Midnight Rules Relief Act of 2016 Fiscal Year 2016 spending bills for the Department of Justice (CJS) and the Department of Housing and Urban Development (THUD) Fiscal Year 2017 Commerce, Justice, Science Funding Bill H.R. 21 -Midnight Rules Relief Act of 2017 H.R. 26 -Executive Need of Scrutiny Act of 2017 (REINS Act) H.R. 5 -Regulatory Accountability Act of 2017 (RAA) H.J. Res. 73 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act. (CRA) H.R. 1424: Justice for Victims of Fraud Act H.R. 1374: Arbitration Fairness Act H.R. 1396: Restoring Statutory Rights and Interests of the States Act H.R. 985: The Fairness in Class Action Litigation Act of 2017 H.R. 585: Investor Choice Act of 2017 H.R. 864, (Rep. Love), the Stop Debt Collection Abuse Act of 2017 H.R. 924, (Rep. Rothfus), the Financial Institutions Due Process Act of 2017 H.R. 1457, (Rep. Tipton), the Making Online Banking Initiation Legal and Easy Act of 2017 H.R. 2133, (Rep. Luetkemeyer), the Community Lending Enhancement and Regulatory Relief Act of 2017 (CLEARR act) H.R. 2148, (Rep. Pittenger), the Clarifying Commercial Real Estate Loans H.R. 2396, (Rep. Trott), the Privacy Notification Technical Correction Act H.R. 3221, (Rep. Kustoff), the Access to Affordable Mortgages Act of 2017 H.R. ____, (Rep. Hollingsworth), the Ensuring Quality Unbiased Access to Loans Act of 2017 H.R. ____, (Rep. Tenney), to simplify the process for national banks to obtain deposit insurance, and for other purposes. House Appropriations Financial Services and General Government Financial Services Bill Under Discussion: A bill to provide consumer protections for overdraft fees A bill to provide consumer protections in auto lending Amendments and riders to appropriations bills House Bill re: Non-profit CDFI Depository Bank Expansion House Bill, Chairman Hensarling discussion draft, The Financial Choice Act Senate and House - Updates to the Stopping Abuse and Fraud in Electronic (SAFE) Lending Act Senate and House -Updates to the Secure and Fair Enforcement for Mortgage Licensing Act (also SAFE act)\ Senate - Senator Durbins usury rate cap bill (unintroduced at this time)
2017 · first_quarter · Banking
Legislation; HR 2896, Taking Account of Institutions with Low Operation Risk Act of 2015; H.R. 766, the Financial Institution Customer Protection Act of 2015; All legislation concerning budget views or appropriations, including concerning riders on independent funding, structure and authority of CFPB (Financial Services and General Government Appropriations (HR5485/S2663); riders on transportation safety and airline fee disclosure. All legislation concerning amendments to DoddFrank Wall Street Reform and Consumer Protection Act, including authority of agencies to enforce laws to protect consumers, taxpayers. H.R.4781 FDIC Accountability Act of 2016; HR 1265, Bureau Advisory Commission Transparency Act; HR 1263, Consumer Financial Protection Safety and Soundness Improvement Act of 2015; HR 1262, Consumer Right to Financial Privacy Act of 2015; HR 1264, CFPB Pay Fairness Act of 2015; HR 1261, Bureau of Consumer Financial Protection Accountability Act of 2015; HR 1413/S477, Firearms Manufacturers and Dealers Protection Act of 2015 (FDIC Operation Choke Point); H.R. 766 and S2790, the Financial Institution Customer Protection Act of 2015. HR 5510, to weaken FTC; HR 4768 Separation of Powers Restoration Act; other riders and amendments to weaken independent agency authority to enact regulations. HR4172 Full file credit reporting; HR5282 Fair Credit Reporting Act amendments. Department of Education Gainful Employment rule. including HR4768, the Separation of Powers Restoration Act; HR4612 and sections of HR4361 concerning the Midnight Rules Relief Act; S2355, the Credit Access and Inclusion Act; HR5424, the Investment Advisors Modernization Act; HR5226, the Regulatory Integrity Act; HR3468, The Review Act; HR5063, the Stop Settlement Funds Act and any similar riders proposed to Appropriations Bills such as HR5485/SB3067, Financial Services and General Government Appropriations Acts for 2017. File comments to CFPB on Docket 20160020 on forced arbitration; file comment to CFPB on announcement of Debt Collection rulemaking SBREFA process; meet with CFPB on consumer complaint database, payday lending and other matters. File comment to financial and bank regulators on status of completion of rulemaking on DoddFrank Section 956, Executive Compensation; All legislation pertaining to the Consumer Financial Protection Bureau, including to restrict its authorities, change its structure to a commission or modify its independent funding and all proposals to implement the Congressional Review Act to rescind CFPB rules, including the prepaid card rule of October 2016; comment on all rules proposed by the CFPB, including its high-cost (payday) and arbitration draft rules. Comment on all Executive Orders and Requests for Information pertaining to changing or limiting the structure of US Financial Regulation system. All agency proposed rules, requests for Information or guidances concerning "fintech" firms and their chartering. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight. Bills include HR103/S370, S365, S387, S105, S626, S552/HR1414, HR50, HR1116/S366, HR1018 and SJR19/HJR73/HJR62.
Ms. Castor (FL) moved to recommit with instructions to the Committee on Financial Services. (consideration: CR H581-582; text: CR H581)
The previous question was ordered pursuant to the rule. (consideration: CR H580)
The House rose from the Committee of the Whole House on the state of the Union to report H.R. 766.
DEBATE - Pursuant to the provisions of H. Res. 595, the Committee of the Whole proceeded with 10 minutes of debate on the Gosar amendment No. 2.
DEBATE - Pursuant to the provisions of H. Res. 595, the Committee of the Whole proceeded with 10 minutes of debate on the Sherman amendment No. 1.
GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 766.
The Speaker designated the Honorable Alexander X. Mooney to act as Chairman of the Committee.
House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 595 and Rule XVIII.
Resolution provides for consideration of H.R. 1675 and H.R. 766.
Considered under the provisions of rule H. Res. 595. (consideration: CR H570-583; text of amendment in the nature of a substitute: CR H578)
Rule H. Res. 595 passed House.
Rules Committee Resolution H. Res. 595 Reported to House. Resolution provides for consideration of H.R. 1675 and H.R. 766.
Placed on the Union Calendar, Calendar No. 305.
Reported by the Committee on Financial Services. H. Rept. 114-402.
Congress.gov source codes: 5000, H12200
Ordered to be Reported by the Yeas and Nays: 35 - 19.
Committee Consideration and Mark-up Session Held.
Committee Consideration and Mark-up Session Held.
Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Referred to the House Committee on Financial Services.
Introduced in House
Congress.gov source codes: 1000, Intro-H
| House |
| Referred to |
| February 5, 2015 |
| February 5, 2015 |
| Republican |
| TX |
| Carlos Curbelo | Republican | FL |
| David W. Jolly | Republican | FL |
| Dennis A. Ross | Republican | FL |
| Fred Upton | Republican | MI |
| Keith J. Rothfus | Republican | PA |
| Luke Messer | Republican | IN |
| Lynn Jenkins | Republican | KS |
| Marlin A. Stutzman | Republican | IN |
| Marsha Blackburn | Republican | TN |
| Mick Mulvaney | Republican | SC |
| Patrick Murphy | Democratic | FL |
| Paul A. Gosar | Republican | AZ |
| Pete Sessions | Republican | TX |
| Randy Hultgren | Republican | IL |
| Randy Neugebauer | Republican | TX |
| Robert E. Latta | Republican | OH |
| Rodney Davis | Republican | IL |
| Roger Williams | Republican | TX |
| Sam Graves | Republican | MO |
| Scott DesJarlais | Republican | TN |
| Scott R. Tipton | Republican | CO |
| Stephen Lee Fincher | Republican | TN |
| Stevan Pearce | Republican | NM |
| Steve Stivers | Republican | OH |
| Tom Emmer | Republican | MN |
| Tony Cárdenas | Democratic | CA |
Client expense: $70,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Treasury, Dept of, White House Office
Client expense: $80,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Treasury, Dept of, White House Office
Client expense: $130,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Treasury, Dept of, White House Office
Client expense: $20,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Consumer Product Safety Commission (CPSC), Education, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Accounting Standards Advisory Board (FASAB), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of
2017 · first_quarter · Banking
Bills in the Senate: S. 708 Regulatory Improvement Act S. 774 Financial Institutions Examination Fairness and Reform Act S. 1484 Financial Regulatory Improvement Act of 2015 S. 1491 Community Lender Regulatory Relief and Consumer Protection Act of 2015 S. 1607 the Independent Agency Regulatory Analysis Act of 2015 S. 1647 Developing a Reliable and Innovative Vision for the Economy Act S. 1773 Consumer Reporting Fairness Act of 2015 S. 1818 Principled Rulemaking Act S. 1820 Early Participation in Regulations Act S. 1817 Smarter Regulations Through Advance Planning and Review Act S. 1958 Christopher Bryski Student Loan Protection Act S. 2038 Jumpstart GSE reform Act S. 2050 Private Education Loan Refinancing Act S. 2387 Commerce, Justice, Science, and Related Agencies Appropriations Act, FY2017 Senate Appropriations on Financial Services and General Government appropriations bill FY2017 S. 2663 Reforming CFPB Indirect Auto Financing Guidance Act S.J. Res. 19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act. (CRA) S. 552: Justice for Victims of Fraud Act S. 537: Arbitration Fairness Act S. 550: Restoring Statutory Rights and Interests of the States Act S. 553: Court Legal Access and Student Support (CLASS) Act S. 647: Mandatory Arbitration Transparency Act S. 646: Justice for Servicemembers Act Bills in the House: H.R. 4 Jobs for America Act H.R. 37 Promoting Job Creation and Reducing Small Business Burdens Act H.R. 50 Unfunded Mandates Information and Transparency Act of 2015 H.R. 113 Federal Reserve Accountability and Transparency Act of 2015 H.R. 185 The Regulatory Accountability Act H.R. 347 Facilitating Access to Credit Act H.R. 367 Regulations from the Executive in Need of Scrutiny (REINS) Act H.R. 427 Regulations from the Executive in Need of Scrutiny Act of 2015 H.R. 527 Small Business Regulatory Flexibility Improvements Act of 2015 H.R. 650 Preserving Access to Manufactured Housing Act of 2015 H.R. 685 Mortgage Choice Act of 2015 H.R. 766 Financial Institution Customer Protection Act of 2015 H.R. 899 Unfunded Mandates Information and Transparency Act H.R. 957 CFPB IG act of 2015 H.R. 1090 Retail Investor Protection Act H.R. 1195 Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1259 Helping Expand Lending Practices in Rural Communities Act H.R. 1261 Bureau of Consumer Financial Protection Accountability Act of 2015 H.R. 1265 Bureau Advisory Commission Transparency Act H.R. 1266 Financial Product Safety Commission Act of 2015 H.R. 1413 Firearms Manufacturers and Dealers Protection Act of 2015 H.R. 1493 Sunshine for Regulatory Decrees and Settlements Act H.R. 1529 the Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act of 2015 H.R. 1660 Federal Saving Association Charter Flexibility Act of 2015 H.R. 1737 Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1799 Ensure Fair Prices in Title Insurance Act H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2213 To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. H.R. 2029 and related amendments Consolidated Appropriations Act of 2016 H.R. 2243 Equity in Government Compensation Act of 201 H.R. 2354 Streamlining Excessive and Costly Regulations Review Act H.R. 4294 -SAVERS Act of 2015 H.R. 2542 Regulatory Flexibility Improvements Act H.R. 2577 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 H.R. 2804 Achieving Less Excess in Regulation and Requiring Transparency (ALERRT) Act (H.R. 2804). H.R. 3035 Credit Access and Inclusion Act H.R. 3189 FORM Act of 2015 H.R. 3192 Homebuyers Assistance Act H.R. 3438 REVIEW Act H.R. 3634 Student Loan Debt Protection Act H.R. 4018 Consumer Protection and Choice Act H.R. 4293 Affordable Retirement Advice Protection Act H.R. 4768 The Separation of Powers Restoration Act, 2016 H.R. 4986 End Operation Choke Point Act of 2014 H.R. 5143 The International Insurance Standards Act H.R. 5485 The "Financial Services and General Government Appropriations Act, 2017 H.R. 5982 Midnight Rules Relief Act of 2016 Fiscal Year 2016 spending bills for the Department of Justice (CJS) and the Department of Housing and Urban Development (THUD) Fiscal Year 2017 Commerce, Justice, Science Funding Bill H.R. 21 -Midnight Rules Relief Act of 2017 H.R. 26 -Executive Need of Scrutiny Act of 2017 (REINS Act) H.R. 5 -Regulatory Accountability Act of 2017 (RAA) H.J. Res. 73 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act. (CRA) H.R. 1424: Justice for Victims of Fraud Act H.R. 1374: Arbitration Fairness Act H.R. 1396: Restoring Statutory Rights and Interests of the States Act H.R. 985: The Fairness in Class Action Litigation Act of 2017 H.R. 585: Investor Choice Act of 2017 Under Discussion: A bill to provide consumer protections for overdraft fees A bill to provide consumer protections in auto lending Amendments and riders to appropriations bills House Bill re: Non-profit CDFI Depository Bank Expansion House Bill, Chairman Hensarling discussion draft, The Financial Choice Act Updates to the Stopping Abuse and Fraud in Electronic (SAFE) Lending Act Updates to the Secure and Fair Enforcement for Mortgage Licensing Act (also SAFE act)
Client expense: $60,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Treasury, Dept of, White House Office
2016 · second_quarter · Law Enforcement/Crime/Criminal Justice
H.R. 86; Safe Students Act - Amends the federal criminal code to repeal provisions making it unlawful to possess or discharge a firearm in a school zone. H.R. 131 & S. 1308; Interstate Transportation of Firearms or Ammunition - To amend chapter 44 of title 18, United States Code, to more comprehensively address the interstate transportation of firearms or ammunition. H.R. 402; National Right-to-Carry Reciprocity Act of 2015 - Amends the federal criminal code to authorize a person who is carrying a valid, government-issued identification document containing that person's photograph and a valid permit to carry a concealed firearm in one state, and who is not prohibited from possessing, transporting, shipping, or receiving a firearm under federal law, to possess or carry a concealed handgun (other than a machine gun or destructive device) in another state in accordance with the restrictions of that state. H.R. 578 & S. 263; Recreational Lands Self-Defense Act of 2015 - Prohibits the Secretary of the Army from promulgating or enforcing any regulation that prohibits an individual from possessing a firearm at a water resources development project administered by the Chief of Engineers if: (1) the individual is not otherwise prohibited by law from possessing the firearm, and (2) the possession of the firearm is in compliance with the law of the state in which the project is located. H.R. 923 & S. 498; Constitutional Concealed Carry Reciprocity Act of 2015 - Amends the federal criminal code to authroize a person who is not prohibited from possessing, transporting, shipping, or receiving a firearm under federal law, who is entitled and not prohibited from carry a concealed firearm in his or her state of residence or who is carrying a valid state license or permit to carry a concealed weapon, and who is carrying a government-issued photographic identification document to carry a concealed handgun (which has been shipped or transported in interstate or foreign commerce, other than a machine gun or destructive device) in any state in accordance with the restrictions of that state. H.R. 986; Concealed Carry Reciprocity Act of 2015 - To amend title 18, United States Code, to provide a means by which nonresidents of a State whose residents may carry concealed firearms may also do so in the State. H.R. 1114 & S. 173; To modify the definition of "antique firearm" - Modifies the definition of "antique firearm" under the federal criminal code and the Internal Revenue Code to cover any firearm manufactured in or before the calendar year that is 100 years before the year in which a determination is made as to whether the firearm is an antique firearm (currently, any firearm manufactured in or before 1898). H.R. 1316 & S. 670; Veterans' Heritage Firearms Act of 2015 - Provides a 90-day amnesty period during which veterans and their family members can register in the National Firearms Registration and Transfer Record any firearm acquired before October 31, 1968, by a veteran while a member of the Armed Forces stationed outside the continental United States. H.R. 1358; Armor-Piercing Bullets Act of 2015 - To enact into law a framework for deciding whether certain projectiles are armour piercing ammuniton. H.R. 1739; FIREARM Act - To prohibit the Federal Government from requiring race or ethnicity to be disclosed in connection with the transfer of a firearm. H.R. 1745; Support Assault Firearms Elimination and Reduction for our Streets Act - To amend the Internal Revenue Code of 1986 to allow a credit against tax for surrendering to authorities certain assault weapons. H.R. 1858; Crime Gun Tracing Act - To promote the tracing of firearms used in crimes, and for other purposes. H.R. 2137 & S. 1162; Federal Law Enforcement Self-Defense and Protection Act of 2015 - To ensure Federal law enforcement officers remain able to ensure their own safety, and the safety of their families, during a covered furlough. H.R. 2216; Protecting Domestic Violence and Stalking Victims Act - To amend title 18, United States Code, to protect more victims of domestic violence by preventing their abusers from possessing or receiving firearms, and for other purposes. H.R. 2246 & S. 1351; Firearms Interstate Commerce Reform Act - To amend chapter 44 of title 18, United States Code, to update certain procedures applicable to commerce in firearms and remove certain Federal restrictions on interstate firearms transactions. H.R. 2283; Stope Online Ammunition Sales Act of 2015 - To require face to face purchases of ammunition, to require licensing of ammunition dealers, and to require reporting regarding bulk purchases of ammunition. H.R. 2380; Gun Show Loophole Closing Act of 2015 - To require criminal background checks on all firearms transactions occurring at gun shows. H.R. 2546; Firearm Risk Protection Act of 2015 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. H.R. 2612 & S. 1473; To authorize the appropriation of funds to the Centers for Disease Control and Prevention for conducting or supporting research on firearms safety or gun violence prevention. H.R. 2710; Lawful Purpose and Self Defense Act - To revise various laws that interfere with the right of the people to obtain and use firearms for all lawful purposes. H.R. 2732; Handgun Purchaser Licensing Act - To provide for a grant program for handgun licensing programs, and for other purposes. H.R. 2753; Fairness in Firearm Testing Act - To require the Bureau of Alcohol, Tobacco, Firearms, and Explosives to make video recordings of the examination and testing of firearms and ammunition, and for other purposes. H.R. 2767; Airport Security Act of 2015 - To prohibit certain individuals from possessing a firearm in an airport, and for other purposes. H.R. 2871; Keeping Guns From Criminals Act - To provide an incentive for firearm owners to sell their firearms safely and responsibly. H.R. 3051; Background Check Completion Act - To eliminate the requirement that a firearms dealer transfer a firearm if the national instant criminal background check system has been unable to complete a background check of the prospective transferee within 3 business days. H.R. 3125; Accidental Firearms Transfers Reporting Act of 2015 - To require the Director of the Federal Bureau of Investigation to report to the Congress semiannually on the number of firearms transfers resulting from the failure to complete a background check within 3 business days, and the procedures followed after it is discovered that a firearm transfer has been made to a transferee who is ineligible to receive a firearm. H.R. 3375; To amend chapter 44 of title 18, United States Code, to extend the period during which a firearms licensee is required to wait for a response from the national instant criminal background check system before being allowed to transfer a firearm to a prospective transferee. H.R. 3395; Trafficking Reduction and Criminal Enforcement (TRACE) Act - To prevent the illegal sale of firearms, and for other purposes. H.R. 3411; Fix Gun Checks Act of 2015 - To ensure that all individuals who should be prohibited from buying a firearm are listed in the national instant criminal background check system and require a background check for every firearm sale. H.R. 3455; Gun Trafficking Prevention Act of 2015 - To prevent gun trafficking. H.R. 3569; Good Neighbor Gun Dealer Act - To require the Attorney General to establish a "Good Neighbor" code of conduct for federally licensed firearms dealers, and for other purposes. H.R. 3713; Sentencing Reform Act of 2015, To reform sentencing laws, and for other purposes. H.R. 3813; Domestic Violence Gun Homicide Prevention Act of 2015, To establish a grant program to encourage States to adopt certain policies and procedures relating to the transfer and possession of firearms. H.R. 3853; Gun Dealer Accountability Act, To provide the Attorney General with greater discretion in issuing Federal firearms licenses, and to authorize temporarily greater scrutiny of Federal firearms licensees who have transferred a firearm unlawfully or had 10 or more crime guns traced back to them in the preceding 2 years. H.R. 3888; Blair Holt's Firearm Licensing and Record of Sale Act of 2015, To provide for the implementation of a system of licensing for purchasers of certain firearms and for a record of sale system for those firearms, and for other purposes. H.R. 3926; Gun Violence Research Act, To amend the Public Health Service Act to provde for better understanding of the epidemic of gun violence, and for other purposes. H.R. 4069; No Guns for Terrorists Act of 2015, To amend title 18, United States Code, to prohibit the sale of firearms to individuals suspected of terrorism, and for other purposes. H.R 4135; Visa Waiver Program Firearms Clarification Act of 2015, To clarify the definition of nonimmigrant for purposes of chapter 44 of title 18, United States Code. H.R. 4145; To require the Comptroller General of the United States to conduct a study of, and report to the Congress on, secure gun storage or safety devices. H.R. 4214; Gun Violence Prevention and Safe Communities Act of 2015, To amend the Internal Revenue Code of 1986 to increase the excise tax and special occupational tax in respect of firarms and to increase the transfer tax on any other weapon, and for other purposes. H.R. 4237; Protect America Act of 2015, To increase public safety by permitting the Attorney General to deny the transfer of firearms or the issuance of explosives licenses to known or suspected terrorists, and for other purposes. H.R. 4269; Assasult Weapons Bank of 2015, To regulate assault weapons, to ensure that the right to keep and bear arms is not unlimited, and for other purposes. H.R. 4278; Safer Neighborhoods Gun Buyback Act of 2015, To authorize the Director of the Bureau of Justice Assistance to make grants to States, units lof local government, and gun dealers to conduct gun buyback programs, and for other purposes. H.R. 4315; Mental Health Access and Gun Violence Prevention Act of 2016 - This bill authorizes FY2017 appropriations for the Department of Justice, the Department of Health and Human Services, and the Social Security Administration to: (1)increase access to mental health care treatment and services, and (2)promote reporting of mental health information to the National Instant Criminal Background Check System. H.R. 4316; Gun Violence Reduction Resources Act of 2016 - This bill authorizes the Department of Justice to hire 200 additional agents and investigators for the Bureau of Alcohol, Tobacco, Firearms and Explosives. H.R. 4399; Equal Access to Justice for Victims of Gun Violence Act - This bill amends the Protection of Lawful Commerce in Arms Act to repeal provisions that prohibit state or federal civil actions or administrative proceedings from being brought against firearm or ammunition manufacturers, sellers, importers, dealers, or trade associations for criminal or unlawful misuse of a firearm by the person bringing the action or a third party. The bill prohibits the Firearms Trace System database maintained by the National Trace Center of the Bureau of Alcohol, Tobacco, Firearms and Explosives from being immune from legal process. In state or federal civil actions or administrative proceedings, the contents of the database: (1)shall be subject to discovery and admissible as evidence; and (2)may be used, relied on, or disclosed in any manner, Testimony or other evidence may also be permitted based on that data. H.R. 4550; PASS Act - To permit qualified law enforcement officers, qualified retired law enforcement officers, and persons not prohibited by State law from carrying a concealed firearm to carry a firearm, and to discharge a firearm in defense of self or others, in a school zone. H.R. 4703; Family Firearm Protection Act - This bill prohibits a federal government officer or employee from taking an action that limits a firearm transfer between family members, including by way of inheritance, that is more restrictive than limitations in effect as of January 3, 2016. H.R. 4748; Imported Assault Weapons Ban of 2016 - To ban the importation of semiautomatic assault weapons, and for other purposes. H.R. 4905; ATF Enforcement Act - To restore the ability of law enforcement authorities to enforce gun safety laws, and for other purposes. H.R. 4928; Firearms Transfer Improvement Act - To amend chapter 44 of title 18, United States Code, to amend the requirement that interstate firearms sales by Federal firearms licensees be made in accordance with the State law where the transaction occurs. H.R. 4952; Fair Federal Firearms Licensing Act - To impose a deadline by which a person whose Federal firearms license has expired, or is surrendered, or revoked, must liquidate the firearms inventory of any business subject to the license, and for other purposes. H.R. 5080; Hadiya Pendleton and Nyasia Pryear-Yard Gun Trafficking and Crime Prevention Act of 2016 - To prevent gun trafficking. H.R. 5135; Suppressor Export Act - To amend the Arms Export and Control Act to provide that no regulation issued under section 38(a)(1) of that Act, and no policy or practice in implementing such a regulation, may prohibit the otherwise lawful export for sale or transfer of any firearm silencer, or any component, part, accessory or attachment for any firearm silencer, and for other purposes. H.R. 5470; Stop Mass Killings By Violent Terrorists Act - To amend chapter 44 of title 18, United States Code, to require a criminal background check to be conducted before a federally licensed firearms importer, manufacturer, or dealer may transfer a large capacity ammunition feeding device to a non-licensee, and to prohibit a semiautomatic assault weapon or large capacity ammunition feeding device from being so transferred until the Attorney General has verified that the prospective transferee has truthfully answered questions about whether the prospective transferee has been contacted recently by Federal law enforcement authorities. H.R. 5494; To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes - To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes. H.R. 5504; To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes - To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes. H.R. 5544; Terrorist Screening Database Improvement Act - To amend title 18, United States Code, to prohibit the transfer of a firearm to a person whose name is in the Terrorist Screening Database, and for other purposes. H.R. 5576; To authorize the Attorney General to deny the transfer of firearms and explosives and Federal firearms and explosives licenses and permits to known or suspected terrorists. H. Amdt. 927 to H.R. 766; Amendment clarified that the bill does not prevent federal banking regulators from requesting or requiring a financial institution to terminate a relationship with a customer because (1)the customer poses a threat to national security, (2)is engaged in terrorist financing, (3)is doing business with Iran, North Korea, Syria, or another State Sponsor of Terrorism, or (4)is doing business with an entity in any of those countries. H. Amdt. 928 to H.R. 766; Page 3, strike lines 4 through 9 and insert the following: (1)NOTICE REQUIRED.- Except as provided under paragraph (2), if an appropriate Federal banking agency orders a depository institution to terminate a specific customer account or group of customer accounts, the depository institution shall inform the customer or customers of the justification for the customer's account termination described under subsection (b). H.Amdt. 946 to H.R. 2406 - Amendment to delete Title XII which has been enacted into law already; remove outdated year references in short titles, make expenditures under the Federal Land Transaction Facilitation Act subject to appropriation; and add the text of HR 3279, as passed by the House, as a new title XVII. H.Amdt. 957 to 2406 - Amendment to allow a person who is not prohibited from possessing, transporting, shipping, or receiving a firearm or ammunition to transport a firearm or ammunition for any lawful purpose from any place where the person may lawfully possess, carry, or transport the firearm or ammunition to any other such place if, during the transportation, the firearm is unloaded. H.Res.289; Expressing the sense of the House of Representatives that gun violence is a public health issue and Congres should enact by the end of the 114th Congress comprehensive Federal legislation that protects the Second Amendment and keeps communities safe and healthy, including expanding enforceable background checks for all commercial gun sales, improving the mental health system in the United States, and making gun trafficking and straw purchasing a Federal crime. H.Res.467; Establishing the Select Committee on Gun Violence Prevention. S. 1385; Firearm Act of 2015, To prohibit the Federal Government from requiring race or ethnicity to be disclosed in connection with the transfer of a firearm. S. 1529; A bill to promote the tracing of firearms used in crimes, and for other purposes, To promote the tracing of firearms used in crimes, and for other purposes. S. 1738; Safer Communities Act of 2015 - To protect individuals by strengthening the Nation's mental health infrastructure, improving the understanding of violence, strengthening firearm prohibitions and protections for at-risk individuals, and improving and expanding the reporting of mental health records to the National Instant Criminal Background Check System. S. 1751; Handgun Purchaser Licensing Act - To provide for a grant program for handgun licensing programs, and for other purposes. S. 1760; Hadiya Pendleton and Nyasia Preyear-Yard Gun Trafficking and Crime Prevention Act of 2015 - To prevent gun trafficking. S. 1834; Lori Jackson Domestic Violence Survivor Protection Act - To amend title 18, United States Code, to protect more victims of domestic violence by preventing their abusers from possessing or receiving firearms, and for other purposes. S. 1977; Gun Violence Intervention Act of 2015 - To provide family members and close associates of an individual who they fear is a danger to himself, herself, or others new tools to prevent gun violence. S. 2002; Mental Health and Safe Communities Act of 2015 - To strengthen our mental health system and improve public safety. S. 2016; Responsible Transfer of Firearms Act - To amend chapter 44 of title 18, United States Code, to promote the responsible transfer of firearms. S. 2192; NICS Reporting Improvement Act, To ensure that States submit all records of individuals who should be prohibited from buying a firearm to the national instant criminal background check system. S. 2198; Domestic Violence Gun Homicide Prevention Act of 2015, To establish a grant program to encourage States to adopt certain policies and procedures relating to the transfer and possession of firearms. S. 2213; Background Check Completion Act of 2015, To oprohibit firearms dealers from selling a firearm prior to the completion of a background check. S. 2236; Hearing Protection Act of 2015, To provide that silencers be treated the same as long guns. S. 2323; Visa Waiver Program Firearms Clarification Act of 2015, To clarify the definition of nonimmigrant for purposes of chapter 44 of title 18, United States Code. S. 2330; SAFE Check Act, To allow the Attorney General additional time to process background checks for alien firearm purchases, and for other purposes. S. 2377; Defeat ISIS and Protect and Secure the United States Act of 2015, To defeat the Islamic State of Iraq and Syria (ISIS) and protect and secure the United States, and for other purposes. S. 2469; A bill to repeal the Protection of Lawful Commerce in Arms Act - This bill amends the Protection of Lawful Commerce in Arms Act to repeal provisions that prohibit state or federal civil actions or administrative proceedings from being brought against firearm or ammunition manufacturers, sellers, importers, dealers, or trade associations for criminal or unlawful misuse of a firearm by the person bringing the action or a third party. S. 2544; Stop Illegal Trafficking in Firearms Act of 2016 - To increase public safety by punishing and deterring firearms trafficking. S. 2934; Fix Gun Checks Act of 2016 - To ensure that all individuals who should be prohibited from buying a firearm are listed in the national instant criminal background check system and require a background check for every firearm sale. S. 3058; A bill to require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes - To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes. S. 3069; A bill to prevent terrorists from obtaining firearms or explosives - To prevent terrorists from obtaining firearms or explosives. S.Amdt.2908 to S.Amdt.2874; To prohibit Second Amendment rights, ensure that all individuals who should be prohibited from buying a firearm are listed in the National Instant Criminal Background Check System, and provide a responsible and consistent background check process. S.Amdt.2910 to S.Amdt.2874; To increase public safety by permitting the Attorney General to deny the transfer of firearms or the issuance of firearms and explosives licenses to known or suspected dangerous terrorists. S.Amdt.2912 to S.Amdt.2874; Relating to the Protect America Act of 2015. S.Amdt.2914 to S.Amdt.2874; To address gun violence, improve the availabilty of recores to the National Instant Criminal Background Check System, address mental illness in the criminal justice system, and end straw purchases and trafficking of illegal firearms, and for other purposes. S.Amdt.4720 to S.Admt.4685; To authorize the Attorney General to deny requests to transfer a firearm to known or suspected terrorists. S.Amdt.4750; To ensure that all individuals who should be prohibited from buying a firearm are listed in the national instant criminal background check system and require a background check for every firearm sale. S.Amdt.4751 to S.Amdt.4750; To address gun violence and improve the availability of records to the National Instant Criminal Background Check System. S.Amdt4858; To authorize the Attorney General to deny the transfer of firearms and explosives and Federal firearms and explosives licenses and permits to known or suspected terrorists. S.Amdt4859 to S.Amdt.4858; To authorize the Attorney General to delay or deny the transfer of firearms and explosives and issuance of Federal firearms and explosives licenses and permits to known or suspected terrorists. S.Amdt.4742 to S.Amdt.4685; An amendment to ensure that terrorists are not able to purchase firearms while providing meaningful due process protections for American citizens.
Client expense: $810,000 · Firm income: Not reported
Government targets: Bureau of Alcohol Tobacco Firearms & Explosives, Bureau of Land Management (BLM), HOUSE OF REPRESENTATIVES, SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service
2016 · second_quarter · Civil Rights/Civil Liberties
H.R. 766; Financial Institution Customer Protection Act of 2015 - Prohibits a federal banking agency from formally or informally suggesting, requesting, or ordering a depository institution to terminate either a specific customer account, or group of customer accounts, or otherwise restrict or discourage it from entering into or maintaining a banking relationship with a specific customer or group of customers, unless: (1) the agency has a material reason to do so, and (2) the reason is not based solely on reputation risk. H.R. 1076 & S. 551; Denying Firearms and Explosives to Dangerous Terrorist Act of 2015 - Amends the federal criminal code to grant the Attorney General the authority to deny the transfer of firearms or the issuance of a federal firearms and explosives license to any individual if the Attorney General: (1) determines that such individual has been engaged in or has provided material support or resources for terrorist activities, and (2) has reasonable belief that such individual may use a firearm or explosive in connection with terrorism. Allows any individual whose firearm or explosives license application has been denied to bring legal action challenging the denial. H.R. 1217; Public Safety and Second Amendment Rights Protection Act of 2015 - Amends the Brady Handgun Violence Prevention Act to reauthorize for FY2016-FY2019 the grant program for improvements to the criminal history record system. H.R. 1413 & S. 477; Firearms Manufacturers and Dealers Protection Act of 2015 - Funds appropriated or otherwise made available, including amounts derived from any fee or other source, are denied to the Federal Deposit Insurance Corporation, the Department of Justice, or any other federal agency to carry out Operation Choke Point or any other program designed to discourage the provision or continuation of credit or the processing of payments by financial institutions for dealers and manufacturers of firearms and ammuntion. H.R. 1488; Protecting Gun Owners in Bankruptcy Act of 2015 - Amends federal bankruptcy law to permit an individual debtor to exempt from the property of the estate in bankruptcy the debtor's aggregate interest, not to exceed $3,000, in a single firearm or firearms. H.R. 1701 & S.874; Second Amendment Enforcement Act of 2015 - To restore Second Amendment rights in the District of Columbia. H.R. 2001; Veterans 2nd Amendment Protection Act - To amend title 38, United States Code, to clarify the conditions under which certain persons may be treated as adjudicated mentally incompetent for certain purposes. H.R. 2259; Protect Our Military Families' 2nd Amendment Rights Act - To amend chapter 44 of title 18, United States Code, to provide that a member of the armed forces and the spouse of that member shall have the same rights regarding the receipt of firearms at the location of any duty station of the member. H.R. 2578; Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016 - Making appropriations for the Departments of Commerce and Justice, Science, and Related Agencies for the fiscal year ending September 30, 2016, and for other purposes. H.R. 3126; To prohibit the Commissioner of Social Security from furnishing the name of any individual in a report to the National Instant Criminal Background Check System unless a Federal court has determined the individual to be mentally defective. H.R. 3138; Military Recruiter Right to Carry Act of 2015 - To recognize the right of members of the Armed Forces assigned to duty at Armed Forces recruitment offices to carry a personal or service-issue firearm at the office. H.R. 3139 & S. 1819; SEMPER FI Act - To improve security at Armed Forces recruitment centers. H.R. 3146; Military Base Self-Defense Act - To safeguard military and civilian personnel on military bases by repealing bans on military personnel carrying firearms, and for other purposes. H.R. 3227; Protecting America's Warriors Act - To protect the Second Amendment rights of members of the Armed Forces and civilian employees of the Department of Defense trained in the use of firearms to carry officially-issued or personally-owned firearms on military installations in the United States. H.R. 3239; Armed Forces Career Center Protection Act - To provide enhanced security at Armed Forces recruitment centers through the installation of reinforced bullet-proof glass and entry doors. H.R. 3485; 50l(c)(4) Reform Act of 2015 - To amend the Internal Revenue Code of 1986 to prohibit 50l(c)(4) entities from participating in, or intervening in (including the publishing or distributing of statements), any political campaign. H.R. 3516; Social Security Beneficiary 2nd Amendment Rights Protection Act - To amend the Social Security Act relating to the use of determination made by the Commissioner. H.R. 3722; Mental Health and Safe Communities Act of 2015 - To strengthen our mental health system and improve public safety. H.R. 4026; TSA Act - To provide that a concealed handgun license shall be treated as a verifying identity document for purposes of aircraft passenger security screening, and to prohibit the Federal Government from collecting or storing information about an individual relating to a concealed handgun license. H.R. 4319; Second Amendment Defense Act of 2016 - This bill prohibits a federal government officer or employee from taking an action that limits an individual's conduct related to firearms or ammunition that is more restrictive than limitations in effect as of January 3, 2016. H.R. 4320; NICS Denial Notification Act of 2016 - To provide for the reporting to State and local law enforcement authorities of cases in which the national instant criminal background check system indicates that a firearm has been sought to be acquired by a prohibited person, so that authorities may pursue criminal charges under State law, and to ensure that the Department of Justice reports to Congress on charges brought and prosecutions secured against prohibited persons who attempt to acquire a firearms. H.R. 4321; Separation of Powers Restoration and Second Amendment Protection Act - To provide that any executive action that infringes on the powers and duties of Congress under section 8 of article I of the Constitution of the United States or on the Second Amendment to the Constitution of the United States has no force or effect, and to prohibit the use of funds for certain purposes. H.R. 4348; DC Personal Protection Reciprocity Act - To require reciprocity between the District of Columbia and other States and jurisdictions with respect to the ability of individuals to carry certain concealed firearms, and for other purposes. H.R. 4379; Defending Gun Rights Against Executive Overreach Act - To prohibit the use of Federal funds to further restrict conduct in relation to firearms. H.R. 4781; FDIC Accountability Act of 2016 - To amend the Federal Deposit Insurance Act to make certain functions of the Federal Deposit Insurance Corporation subject to appropriations. H.R. 4909; National Defense Authorization Act for Fiscal Year 2017 - To authorize appropriations for fiscal year 2017 for military activities of the Department of Defense, for military construction, and for defense activities of the Department of Energy, to prescribe military personnel strengths for such fiscal year, and for other purposes. H.R. 4980; Firearms Due Process Protection Act - To require the National Instant Criminal Background Check System to make a final disposition of requests to correct its records within 60 days, and for other purposes. H.R. 5055; Energy and Water Development and Related Agencies Appropriations Act, 2017 - Making appropriations for energy and water development and related agencies for the fiscal year ending September 30, 2017, and for other purposes. H.R. 5393; Commerce, Justice, Science, and Related Agencies Appropriations Act, 2017 - Making appropriations for the Departments of Commerce and Justice, Science, and Related Agencies for the fiscal year ending September 30, 2017, and for other purposes. H.Amdt. 947 to H.R. 2406; Amendment sought to prohibit an individual who is prohibited from possessing a firearm by the Gun Control Act from using a public target range. S. 1123; USA FREEDOM Act of 2015 - To reform the authorities of the Federal Government to require the production of certain business records, conduct electronic surveillance, use pen registers and trap and trace devices, and use other forms of information gathering for foreign intelligence, counterterrorism, and criminal purposes, and for other purposes. S. 1815; A bill to require a process by which members of the Armed Forces may carry a concealed personal firearm on a military installation. S. 1819; Semper Fi Act, To improve security at Armed Forces recruitment centers. S. 1821; Armed Forces Self-Defense Act - To permit service members to carry firearms on military installations, including reserve centers and recruitment offices. S. 1823; A bill to safeguard military personnel on Armed Forces military installations by repealing bans on military personnel carrying firearms, and for other purposes. S. 1835; Military Facilities Force Protection Act of 2015 - To enhance military facilities force protection. S. 1839; Servicemembers Self-Defense Act of 2015 - To amend title 10 and 18, to permit members of the Armed Forces to possess firearms on military installations in accordance with applicable State law, and for other purposes. S. 1988; Enhancing Security for Military Personnel Act of 2015 - To enhance the security of military personnel at United States military installations and operating locations. S. 1992; Protect Our Military Families' 2nd Amendment Rights Act - To amend chapter 44 of title 18, United States Code, to provide that a member of the Armed Forces and the spouse of that member shall have the same rights regarding the receipt of firearms at the location of any duty station of the member. S. 2209; Lawful Purpose and Self Defense Act - To revise various laws that interfere with the right of the people to obtain and use firearms for all lawful purposes. S. 2359; Defend Our Capital Act of 2015 - To restore Second Amendment rights in the District of Columbia. S. 2434; Separation of Powers Restoration and Second Amendment Protection Act - To provide that any executive action that infringes on theh powers and duties of Congress under section 8 of article I of the Constitution of the United States or on the Second Amendment to the Constitution of the United States has no force or effect, and to prohibit the use of funds for certain purposes. S. 2495; Social Security Beneficiary 2nd Amendment Rights Protection Act - This bill amends titles II (Old Age, Survivors and Disability Insurance) (OASDI) and XVI (Supplemental Security Income) (SSI) Social Security Act to prohibit any determination by the Commissioner of Social Security with respect to an individual, including one that OASDI and SSI benefits to which that individual is entitled shall be paid to a representative payee, from being considered to be a determination that the individual has been adjudicated as a mental defective to make it unlawful for the individual to engage in the shipment or transport of firearms or ammunition or receive any firearm or ammunition which has been shipped or transported in interstate or foreign commerce. S. 2790; Financial Institution Customer Protection Act of 2016 - To provide requirements for the appropriate Federal banking agencies when requesting or ordering a depository institution to terminate a specific customer account, to provide for additional requirements related to subpoenas issued under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, and for other purposes. S. 2802; Protecting Gun Rights and Due Process Act, 2017 - To provide adequate protections for gun owners. S. 2804; Energy and Water Development and Related Agencies Appropriations Act, 2017 - Making appropriations for energy and water development and related agencies for the fiscal year ending September 30, 2017, and for other purposes. S. 2814; National Defense Authorization Act for Fiscal Year 2017 - To authorize appropriations for fiscal year 2017 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes. S.Amdt. 2915 to S.Amdt. 2874; To restore Second Amendment rights in the District of Columbia. S. 2943; National Defense Authorization Act for Fiscal Year 2017 - Resolved, That the bill from the Senate (S. 2943) entitled "An Act to authorize appropriations for fiscal year 2017 for military activities of the Department of Defense, for military construction, and for defense activities of the Department of Energy, to prescribe military personnel strengths for such fiscal year, and for other purposes.
Client expense: $810,000 · Firm income: Not reported
Government targets: Bureau of Alcohol Tobacco Firearms & Explosives, Bureau of Land Management (BLM), HOUSE OF REPRESENTATIVES, SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service
2016 · third_quarter · Banking
Issues related to credit union operations Issues related to credit union field of membership Issues related to credit union service organizations Issues related to vacancies on the National Credit Union Administration (NCUA) Board Issues related to NCUAs low income designation regulations Issues related to NCUA examination procedures Issues related to NCUAs regulation regarding its regulatory flexibility program Issues related to NCUAs proposed rule regarding emergency liquidity Issues related to NCUAs rulemaking process Issues related to material loss reports of the NCUA Office of Inspector General Issues related to the authority of the CFPB to exempt credit unions from its rulemaking Issues related to the CFPB proposal related to remittances and international wire transfers Issues related to the proposed CFPB form on RESPA/TILA Issues related to CFPBs Leadership Structure and Installing a Board Rather than Director Issues related to funding the CFPB through the Appropriations Process Issues related to increasing the CFPB Examination Threshold Issues related to conducting a cost-benefit analysis of all CFPB Proposals Issues related to codifying the CFPBs Credit Union Advisory Council Issues related to requiring SBREFA Panels for CFPB Rulemakings Issues related to standardizing the definition of mortgage originator Issues related to overdraft protection and check ordering practices Issues related to mortgage servicing Issues related to mortgage loan originator compensation and qualifications Issues related to high-cost mortgage loans (HOEPA) Issues related to the CFPBs proposed rule regarding qualified mortgage / ability to repay Issues related to reverse mortgages Issues related to the Financial Accounting Standards Board (FASB) Issues related to mark-to-market accounting Issues related to private equity standards Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act Issues related to data and cyber security Issues related to mobile banking and mobile payments Issues related to the oversight of the Federal Housing Administration Issues related to USDA Rural Development Loan program Issues related to identity theft and fraud reduction Issues related to student lending Issues related to the Federal Home Loan Bank System Issues related to short term lending products and advance deposit products Issues related to patent reform Issues related to Federal Credit Union bylaws Issues relating to home-based credit unions Issues related to NCUAs risk-based capital proposal Issues related to NCUAs proposed rule on securitization Issues related to NCUAs regulatory review process Issues related to credit union loan maturity restrictions Issues related to credit union investment authority Issues related to Regulation of Federal Credit Union by-laws Issues related to credit unions incidental powers Issues related to credit unions ability to offer prepaid cards Issues related to Ginnie Mae capital Issues related to credit union service to marijuana businesses Issues related to financial literacy Issues related to the Department of Justices investigation entitled, Operation Choke Point Issues related to membership eligibility in the Federal Home Loan Bank System. Issues related to the Department of Defense proposal regarding Credit Extending to Service Members under MLA Issues related to the Economic Growth and Regulatory Paperwork Reduction Act process Issues related to indirect auto lending Issues related to fixed assets Issues related to merchant data breaches Issues related to the payments system Issues related to FHFA proposed rules and FHLB eligibility for credit unions Issues related to Federal Reserve Regulatory D Issues related to 1-4 Family Non-Owner Occupied Residential Loan Treatment as Residential Rather than Business Loans Issues related to the use of Eminent Domain to Seize Performing Mortgage Loans Issues related to Housing Finance Reform Issues related to the implementation of the remittances provisions in the Dodd-Frank Act Issues related to NCUAs proposal rule on Member Business Lending Issues related to NCUAs proposed rule on Interest on Lawyer Trust Accounts (IOLTA) Issues related to credit union service to unbanked and underbanked consumers Issues related to the United States Postal Service Office of Inspector General report related to role of the postal service in financial services Issues related to the Feds implementation of same-day ACH Issues related to the regulation of corporate credit unions Issues related to the CFPBs proposed regulation on Home Mortgage Disclosure Act (Regulation C) Issues related to the payday, vehicle title, and similar lending Issues related to the CFPBs consumer complaint database Issues related to NCUAs Fixed Assets rule Issues related to NCUAs definition of small entity Issues related to NCUA's Proposed Rule on Member Business Lending Issues related to the Department of Labor's Proposed Rule on the Definition of Fiduciary Issues related to the Telephone Consumer Protection Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Labor's Proposed Overtime Eligibility rule Issues related to credit union conversions Issues related to the CFPB's proposal on arbitration Issues related to secure payments Issues related to credit union call report modernization H.R. 9, the Innovation Act, all provisions H.R. 22, the FAST Act, Title LXXV, provisions related to privacy notice requirements; Title LXXXII, provisions related to the eligibility of privately insured credit unions to join a Federal Home Loan Bank; Title LXXXIX, provisions related to the designation of rural areas by the Consumer Financial Protection Bureau H.R. 185, Regulatory Accountability Act of 2015 H.R. 299, the Capital Access for Small Community Financial Institutions Act of 2015, all provisions H.R. 527, the Small Business Regulatory Flexibility Improvements Act of 2015 H.R. 601, the Eliminate Privacy Notice Confusion Act, all provisions H.R. 650, Preserving Access to Manufactured Housing Act, all provision H.R. 685, the Mortgage Choice Act, all provisions H.R. 766, Financial Institution Consumer Protection Act, all provisions H.R. 957, the Bureau of Consumer Financial Protection Inspector General Reform Act, all provisions H.R. 989, the Capital Access for Small Businesses Jobs Creation Act, all provisions H.R. 1090, Retail Investor Protection Act, all provisions H.R. 1176, the NCUA Budget Transparency Act, all provisions H.R. 1188, the Credit Union Small Business Jobs Creation Act, all provisions H.R. 1195, the Bureau of Consumer Financial Protection Advisory Boards Act, all provisions H.R. 1210, the Portfolio Lending and Mortgage Access Act, H.R. 1233, the Community Lending Enhancement and Regulatory Relief Act of 2015 H.R. 1259, the Helping Expand Lending Practices in Rural Communities Act, all provisions H.R. 1263, Consumer Financial Protection Safety and Soundness Improvement Act of 2015 H.R. 1265, the Bureau Advisory Commission Transparency Act, all provision H.R. 1266, the Financial Products Safety Commission Act of 2015 H.R. 1408, requiring a study of the capital requirements for mortgage servicing assets H.R. 1422, the Credit Union Residential Loan Parity Act H.R. 1480, the SAFE Confidentiality and Privilege Enhancement Act H.R. 1523, Community Bank Access to Capital Act of 2015 H.R. 1529, the Community Institution Mortgage Relief Act Discussion Draft, Data Security and Breach Notification Act of 2015 H.R. 1660, the Federal Savings Association Charter Flexibility Act, all provisions H.R. 1941, the Financial Institution Examination Fairness and Reform Act H.R. 2205, the Data Security Act H.R. 2213, to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. H.R. 2287, the National Credit Union Administration Budget Transparency Act H.R. 2473, the Preserving Capital Access and Mortgage Liquidity Act H.R. 2769, the Risk-Based Capital Study Act, all provisions H.R. 2896, the Taking Account of Institutions with Low Operation Risk (TAILOR) Act H.R. 3192, the Homebuyer Assistance Act, all provisions H.R. 4638, the Senior $afe Act, all provisions H.R. 4893, the Risk Management and Homeowner Stability Act, all provisions H.R. 4997, the Home Mortgage Disclosure Adjustment Act, all provisions H.R. 5465, a bill to repeal section 1075 of the Consumer Financial Protection Act of 2010 relating to rules for payment card transactions, all provisions H.R. 5983, the Financial CHOICE Act, all provisions S. 423, the Privacy Notice Modernization Act, all provisions S. 482, the Consumer Financial Protection Bureau Examination Reporting Threshold Act of 2015, all provisions S. 774 Financial Institutions Examination Fairness and Reform Act, all provisions S. 871, the Helping Expand Lending Practices in (HELP) Rural Communities Act S. 924, the National Credit Union Administration Budget Transparency Act S. 961, the Data Security Act S. 1367, a bill to amend the Federal Home Loan Bank Act with respect to membership eligibility of certain institutions S. 1440, the Credit Union Residential Loan Parity Act S. 1484, the Financial Regulatory Improvement Act, Title I S. 2216, the Senior$afe Act, all provisions The Heck-Stivers Amendment to H.R. 1735, the National Defense Authorization Act, related to the Department of Defenses MLA Database Discussion draft of the Financial Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs (CHOICE) Act, all provisions
Client expense: $1,090,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), SENATE, Small Business Administration (SBA), Treasury, Dept of
2016 · third_quarter · Firearms/Guns/Ammunition
All provisions H.R. 5393 Commerce Justice Science Appropriations Act, all provisions H.R. 2578 Commerce Justice Science Appropriations Act, all provisions S. 3117 State and Foreign Operations Appropriations Act, all provisions H.R. 2019 ATF Wrongful Reclassification Act, all provisions H.R. 2710 Lawful Purpose and Self Defense Act, all provisions H.R. 1413 Firearms Manufacturers and Dealers Protection Act, all provisions S. 477 Firearms Manufacturers and Dealers Protection Act, all provisions H.R. 1735 National Defense Authorization Act for Fiscal Year 2016, all provisions S. 1376 National Defense Authorization Act for Fiscal Year 2016, all provisions H.R. 2822 Department of the Interior, Environment, and Related Agencies Appropriations Act, 2016, all provisions S. 1645 Department of the Interior, Environment, and Related Agencies Appropriations Act, 2016, all provisions Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016, all provisions S. 405 Bipartisan Sportsmen's Act of 2015, all provisions S. 556 Bipartisan Sportsmen's Act of 2015, all provisions S. 659 Bipartisan Sportsmen's Act of 2015, all provisions S. 225 Hunting, Fishing, and Recreational Shooting Protection Act, all provisions H.R. 766 Financial Institution Customer Protection Act of 2015, all provisions H.R. 1180 Protecting 2nd Amendment Rights Act of 2015, all provisions H.R. 1413 Firearms Manufacturers and Dealers Protection Act of 2015, all provisions H.R. 2029 Consolidated Appropriations Act, 2016, all provisions H.R. 3802 Alternative Ammunition Manufacturing Act, all provisions S. 2012 Energy Policy Modernization Act of 2015, all provisions S. 3405 Export Control Reform Act of 2016, all provisions H.R. 6716 Export Control Reform Act.
Client expense: $820,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · third_quarter · Firearms/Guns/Ammunition
All provisions H.R. 5393 Commerce Justice Science Appropriations Act, all provisions H.R. 2578 Commerce Justice Science Appropriations Act, all provisions S. 3117 State and Foreign Operations Appropriations Act, all provisions H.R. 2019 ATF Wrongful Reclassification Act, all provisions H.R. 2710 Lawful Purpose and Self Defense Act, all provisions H.R. 1413 Firearms Manufacturers and Dealers Protection Act, all provisions S. 477 Firearms Manufacturers and Dealers Protection Act, all provisions H.R. 1735 National Defense Authorization Act for Fiscal Year 2016, all provisions S. 1376 National Defense Authorization Act for Fiscal Year 2016, all provisions H.R. 2822 Department of the Interior, Environment, and Related Agencies Appropriations Act, 2016, all provisions S. 1645 Department of the Interior, Environment, and Related Agencies Appropriations Act, 2016, all provisions Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016, all provisions S. 405 Bipartisan Sportsmen's Act of 2015, all provisions S. 556 Bipartisan Sportsmen's Act of 2015, all provisions S. 659 Bipartisan Sportsmen's Act of 2015, all provisions S. 225 Hunting, Fishing, and Recreational Shooting Protection Act, all provisions H.R. 766 Financial Institution Customer Protection Act of 2015, all provisions H.R. 1180 Protecting 2nd Amendment Rights Act of 2015, all provisions H.R. 1413 Firearms Manufacturers and Dealers Protection Act of 2015, all provisions H.R. 2029 Consolidated Appropriations Act, 2016, all provisions H.R. 3802 Alternative Ammunition Manufacturing Act, all provisions S. 2012 Energy Policy Modernization Act of 2015, all provisions S. 3405 Export Control Reform Act of 2016, all provisions H.R. 6716 Export Control Reform Act.
Client expense: $820,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · second_quarter · Law Enforcement/Crime/Criminal Justice
H.R. 86; Safe Students Act - Amends the federal criminal code to repeal provisions making it unlawful to possess or discharge a firearm in a school zone. H.R. 131 & S. 1308; Interstate Transportation of Firearms or Ammunition - To amend chapter 44 of title 18, United States Code, to more comprehensively address the interstate transportation of firearms or ammunition. H.R. 402; National Right-to-Carry Reciprocity Act of 2015 - Amends the federal criminal code to authorize a person who is carrying a valid, government-issued identification document containing that person's photograph and a valid permit to carry a concealed firearm in one state, and who is not prohibited from possessing, transporting, shipping, or receiving a firearm under federal law, to possess or carry a concealed handgun (other than a machine gun or destructive device) in another state in accordance with the restrictions of that state. H.R. 578 & S. 263; Recreational Lands Self-Defense Act of 2015 - Prohibits the Secretary of the Army from promulgating or enforcing any regulation that prohibits an individual from possessing a firearm at a water resources development project administered by the Chief of Engineers if: (1) the individual is not otherwise prohibited by law from possessing the firearm, and (2) the possession of the firearm is in compliance with the law of the state in which the project is located. H.R. 923 & S. 498; Constitutional Concealed Carry Reciprocity Act of 2015 - Amends the federal criminal code to authroize a person who is not prohibited from possessing, transporting, shipping, or receiving a firearm under federal law, who is entitled and not prohibited from carry a concealed firearm in his or her state of residence or who is carrying a valid state license or permit to carry a concealed weapon, and who is carrying a government-issued photographic identification document to carry a concealed handgun (which has been shipped or transported in interstate or foreign commerce, other than a machine gun or destructive device) in any state in accordance with the restrictions of that state. H.R. 986; Concealed Carry Reciprocity Act of 2015 - To amend title 18, United States Code, to provide a means by which nonresidents of a State whose residents may carry concealed firearms may also do so in the State. H.R. 1114 & S. 173; To modify the definition of "antique firearm" - Modifies the definition of "antique firearm" under the federal criminal code and the Internal Revenue Code to cover any firearm manufactured in or before the calendar year that is 100 years before the year in which a determination is made as to whether the firearm is an antique firearm (currently, any firearm manufactured in or before 1898). H.R. 1316 & S. 670; Veterans' Heritage Firearms Act of 2015 - Provides a 90-day amnesty period during which veterans and their family members can register in the National Firearms Registration and Transfer Record any firearm acquired before October 31, 1968, by a veteran while a member of the Armed Forces stationed outside the continental United States. H.R. 1358; Armor-Piercing Bullets Act of 2015 - To enact into law a framework for deciding whether certain projectiles are armour piercing ammuniton. H.R. 1739; FIREARM Act - To prohibit the Federal Government from requiring race or ethnicity to be disclosed in connection with the transfer of a firearm. H.R. 1745; Support Assault Firearms Elimination and Reduction for our Streets Act - To amend the Internal Revenue Code of 1986 to allow a credit against tax for surrendering to authorities certain assault weapons. H.R. 1858; Crime Gun Tracing Act - To promote the tracing of firearms used in crimes, and for other purposes. H.R. 2137 & S. 1162; Federal Law Enforcement Self-Defense and Protection Act of 2015 - To ensure Federal law enforcement officers remain able to ensure their own safety, and the safety of their families, during a covered furlough. H.R. 2216; Protecting Domestic Violence and Stalking Victims Act - To amend title 18, United States Code, to protect more victims of domestic violence by preventing their abusers from possessing or receiving firearms, and for other purposes. H.R. 2246 & S. 1351; Firearms Interstate Commerce Reform Act - To amend chapter 44 of title 18, United States Code, to update certain procedures applicable to commerce in firearms and remove certain Federal restrictions on interstate firearms transactions. H.R. 2283; Stope Online Ammunition Sales Act of 2015 - To require face to face purchases of ammunition, to require licensing of ammunition dealers, and to require reporting regarding bulk purchases of ammunition. H.R. 2380; Gun Show Loophole Closing Act of 2015 - To require criminal background checks on all firearms transactions occurring at gun shows. H.R. 2546; Firearm Risk Protection Act of 2015 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. H.R. 2612 & S. 1473; To authorize the appropriation of funds to the Centers for Disease Control and Prevention for conducting or supporting research on firearms safety or gun violence prevention. H.R. 2710; Lawful Purpose and Self Defense Act - To revise various laws that interfere with the right of the people to obtain and use firearms for all lawful purposes. H.R. 2732; Handgun Purchaser Licensing Act - To provide for a grant program for handgun licensing programs, and for other purposes. H.R. 2753; Fairness in Firearm Testing Act - To require the Bureau of Alcohol, Tobacco, Firearms, and Explosives to make video recordings of the examination and testing of firearms and ammunition, and for other purposes. H.R. 2767; Airport Security Act of 2015 - To prohibit certain individuals from possessing a firearm in an airport, and for other purposes. H.R. 2871; Keeping Guns From Criminals Act - To provide an incentive for firearm owners to sell their firearms safely and responsibly. H.R. 3051; Background Check Completion Act - To eliminate the requirement that a firearms dealer transfer a firearm if the national instant criminal background check system has been unable to complete a background check of the prospective transferee within 3 business days. H.R. 3125; Accidental Firearms Transfers Reporting Act of 2015 - To require the Director of the Federal Bureau of Investigation to report to the Congress semiannually on the number of firearms transfers resulting from the failure to complete a background check within 3 business days, and the procedures followed after it is discovered that a firearm transfer has been made to a transferee who is ineligible to receive a firearm. H.R. 3375; To amend chapter 44 of title 18, United States Code, to extend the period during which a firearms licensee is required to wait for a response from the national instant criminal background check system before being allowed to transfer a firearm to a prospective transferee. H.R. 3395; Trafficking Reduction and Criminal Enforcement (TRACE) Act - To prevent the illegal sale of firearms, and for other purposes. H.R. 3411; Fix Gun Checks Act of 2015 - To ensure that all individuals who should be prohibited from buying a firearm are listed in the national instant criminal background check system and require a background check for every firearm sale. H.R. 3455; Gun Trafficking Prevention Act of 2015 - To prevent gun trafficking. H.R. 3569; Good Neighbor Gun Dealer Act - To require the Attorney General to establish a "Good Neighbor" code of conduct for federally licensed firearms dealers, and for other purposes. H.R. 3713; Sentencing Reform Act of 2015, To reform sentencing laws, and for other purposes. H.R. 3813; Domestic Violence Gun Homicide Prevention Act of 2015, To establish a grant program to encourage States to adopt certain policies and procedures relating to the transfer and possession of firearms. H.R. 3853; Gun Dealer Accountability Act, To provide the Attorney General with greater discretion in issuing Federal firearms licenses, and to authorize temporarily greater scrutiny of Federal firearms licensees who have transferred a firearm unlawfully or had 10 or more crime guns traced back to them in the preceding 2 years. H.R. 3888; Blair Holt's Firearm Licensing and Record of Sale Act of 2015, To provide for the implementation of a system of licensing for purchasers of certain firearms and for a record of sale system for those firearms, and for other purposes. H.R. 3926; Gun Violence Research Act, To amend the Public Health Service Act to provde for better understanding of the epidemic of gun violence, and for other purposes. H.R. 4069; No Guns for Terrorists Act of 2015, To amend title 18, United States Code, to prohibit the sale of firearms to individuals suspected of terrorism, and for other purposes. H.R 4135; Visa Waiver Program Firearms Clarification Act of 2015, To clarify the definition of nonimmigrant for purposes of chapter 44 of title 18, United States Code. H.R. 4145; To require the Comptroller General of the United States to conduct a study of, and report to the Congress on, secure gun storage or safety devices. H.R. 4214; Gun Violence Prevention and Safe Communities Act of 2015, To amend the Internal Revenue Code of 1986 to increase the excise tax and special occupational tax in respect of firarms and to increase the transfer tax on any other weapon, and for other purposes. H.R. 4237; Protect America Act of 2015, To increase public safety by permitting the Attorney General to deny the transfer of firearms or the issuance of explosives licenses to known or suspected terrorists, and for other purposes. H.R. 4269; Assasult Weapons Bank of 2015, To regulate assault weapons, to ensure that the right to keep and bear arms is not unlimited, and for other purposes. H.R. 4278; Safer Neighborhoods Gun Buyback Act of 2015, To authorize the Director of the Bureau of Justice Assistance to make grants to States, units lof local government, and gun dealers to conduct gun buyback programs, and for other purposes. H.R. 4315; Mental Health Access and Gun Violence Prevention Act of 2016 - This bill authorizes FY2017 appropriations for the Department of Justice, the Department of Health and Human Services, and the Social Security Administration to: (1)increase access to mental health care treatment and services, and (2)promote reporting of mental health information to the National Instant Criminal Background Check System. H.R. 4316; Gun Violence Reduction Resources Act of 2016 - This bill authorizes the Department of Justice to hire 200 additional agents and investigators for the Bureau of Alcohol, Tobacco, Firearms and Explosives. H.R. 4399; Equal Access to Justice for Victims of Gun Violence Act - This bill amends the Protection of Lawful Commerce in Arms Act to repeal provisions that prohibit state or federal civil actions or administrative proceedings from being brought against firearm or ammunition manufacturers, sellers, importers, dealers, or trade associations for criminal or unlawful misuse of a firearm by the person bringing the action or a third party. The bill prohibits the Firearms Trace System database maintained by the National Trace Center of the Bureau of Alcohol, Tobacco, Firearms and Explosives from being immune from legal process. In state or federal civil actions or administrative proceedings, the contents of the database: (1)shall be subject to discovery and admissible as evidence; and (2)may be used, relied on, or disclosed in any manner, Testimony or other evidence may also be permitted based on that data. H.R. 4550; PASS Act - To permit qualified law enforcement officers, qualified retired law enforcement officers, and persons not prohibited by State law from carrying a concealed firearm to carry a firearm, and to discharge a firearm in defense of self or others, in a school zone. H.R. 4703; Family Firearm Protection Act - This bill prohibits a federal government officer or employee from taking an action that limits a firearm transfer between family members, including by way of inheritance, that is more restrictive than limitations in effect as of January 3, 2016. H.R. 4748; Imported Assault Weapons Ban of 2016 - To ban the importation of semiautomatic assault weapons, and for other purposes. H.R. 4905; ATF Enforcement Act - To restore the ability of law enforcement authorities to enforce gun safety laws, and for other purposes. H.R. 4928; Firearms Transfer Improvement Act - To amend chapter 44 of title 18, United States Code, to amend the requirement that interstate firearms sales by Federal firearms licensees be made in accordance with the State law where the transaction occurs. H.R. 4952; Fair Federal Firearms Licensing Act - To impose a deadline by which a person whose Federal firearms license has expired, or is surrendered, or revoked, must liquidate the firearms inventory of any business subject to the license, and for other purposes. H.R. 5080; Hadiya Pendleton and Nyasia Pryear-Yard Gun Trafficking and Crime Prevention Act of 2016 - To prevent gun trafficking. H.R. 5135; Suppressor Export Act - To amend the Arms Export and Control Act to provide that no regulation issued under section 38(a)(1) of that Act, and no policy or practice in implementing such a regulation, may prohibit the otherwise lawful export for sale or transfer of any firearm silencer, or any component, part, accessory or attachment for any firearm silencer, and for other purposes. H.R. 5470; Stop Mass Killings By Violent Terrorists Act - To amend chapter 44 of title 18, United States Code, to require a criminal background check to be conducted before a federally licensed firearms importer, manufacturer, or dealer may transfer a large capacity ammunition feeding device to a non-licensee, and to prohibit a semiautomatic assault weapon or large capacity ammunition feeding device from being so transferred until the Attorney General has verified that the prospective transferee has truthfully answered questions about whether the prospective transferee has been contacted recently by Federal law enforcement authorities. H.R. 5494; To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes - To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes. H.R. 5504; To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes - To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes. H.R. 5544; Terrorist Screening Database Improvement Act - To amend title 18, United States Code, to prohibit the transfer of a firearm to a person whose name is in the Terrorist Screening Database, and for other purposes. H.R. 5576; To authorize the Attorney General to deny the transfer of firearms and explosives and Federal firearms and explosives licenses and permits to known or suspected terrorists. H. Amdt. 927 to H.R. 766; Amendment clarified that the bill does not prevent federal banking regulators from requesting or requiring a financial institution to terminate a relationship with a customer because (1)the customer poses a threat to national security, (2)is engaged in terrorist financing, (3)is doing business with Iran, North Korea, Syria, or another State Sponsor of Terrorism, or (4)is doing business with an entity in any of those countries. H. Amdt. 928 to H.R. 766; Page 3, strike lines 4 through 9 and insert the following: (1)NOTICE REQUIRED.- Except as provided under paragraph (2), if an appropriate Federal banking agency orders a depository institution to terminate a specific customer account or group of customer accounts, the depository institution shall inform the customer or customers of the justification for the customer's account termination described under subsection (b). H.Amdt. 946 to H.R. 2406 - Amendment to delete Title XII which has been enacted into law already; remove outdated year references in short titles, make expenditures under the Federal Land Transaction Facilitation Act subject to appropriation; and add the text of HR 3279, as passed by the House, as a new title XVII. H.Amdt. 957 to 2406 - Amendment to allow a person who is not prohibited from possessing, transporting, shipping, or receiving a firearm or ammunition to transport a firearm or ammunition for any lawful purpose from any place where the person may lawfully possess, carry, or transport the firearm or ammunition to any other such place if, during the transportation, the firearm is unloaded. H.Res.289; Expressing the sense of the House of Representatives that gun violence is a public health issue and Congres should enact by the end of the 114th Congress comprehensive Federal legislation that protects the Second Amendment and keeps communities safe and healthy, including expanding enforceable background checks for all commercial gun sales, improving the mental health system in the United States, and making gun trafficking and straw purchasing a Federal crime. H.Res.467; Establishing the Select Committee on Gun Violence Prevention. S. 1385; Firearm Act of 2015, To prohibit the Federal Government from requiring race or ethnicity to be disclosed in connection with the transfer of a firearm. S. 1529; A bill to promote the tracing of firearms used in crimes, and for other purposes, To promote the tracing of firearms used in crimes, and for other purposes. S. 1738; Safer Communities Act of 2015 - To protect individuals by strengthening the Nation's mental health infrastructure, improving the understanding of violence, strengthening firearm prohibitions and protections for at-risk individuals, and improving and expanding the reporting of mental health records to the National Instant Criminal Background Check System. S. 1751; Handgun Purchaser Licensing Act - To provide for a grant program for handgun licensing programs, and for other purposes. S. 1760; Hadiya Pendleton and Nyasia Preyear-Yard Gun Trafficking and Crime Prevention Act of 2015 - To prevent gun trafficking. S. 1834; Lori Jackson Domestic Violence Survivor Protection Act - To amend title 18, United States Code, to protect more victims of domestic violence by preventing their abusers from possessing or receiving firearms, and for other purposes. S. 1977; Gun Violence Intervention Act of 2015 - To provide family members and close associates of an individual who they fear is a danger to himself, herself, or others new tools to prevent gun violence. S. 2002; Mental Health and Safe Communities Act of 2015 - To strengthen our mental health system and improve public safety. S. 2016; Responsible Transfer of Firearms Act - To amend chapter 44 of title 18, United States Code, to promote the responsible transfer of firearms. S. 2192; NICS Reporting Improvement Act, To ensure that States submit all records of individuals who should be prohibited from buying a firearm to the national instant criminal background check system. S. 2198; Domestic Violence Gun Homicide Prevention Act of 2015, To establish a grant program to encourage States to adopt certain policies and procedures relating to the transfer and possession of firearms. S. 2213; Background Check Completion Act of 2015, To oprohibit firearms dealers from selling a firearm prior to the completion of a background check. S. 2236; Hearing Protection Act of 2015, To provide that silencers be treated the same as long guns. S. 2323; Visa Waiver Program Firearms Clarification Act of 2015, To clarify the definition of nonimmigrant for purposes of chapter 44 of title 18, United States Code. S. 2330; SAFE Check Act, To allow the Attorney General additional time to process background checks for alien firearm purchases, and for other purposes. S. 2377; Defeat ISIS and Protect and Secure the United States Act of 2015, To defeat the Islamic State of Iraq and Syria (ISIS) and protect and secure the United States, and for other purposes. S. 2469; A bill to repeal the Protection of Lawful Commerce in Arms Act - This bill amends the Protection of Lawful Commerce in Arms Act to repeal provisions that prohibit state or federal civil actions or administrative proceedings from being brought against firearm or ammunition manufacturers, sellers, importers, dealers, or trade associations for criminal or unlawful misuse of a firearm by the person bringing the action or a third party. S. 2544; Stop Illegal Trafficking in Firearms Act of 2016 - To increase public safety by punishing and deterring firearms trafficking. S. 2934; Fix Gun Checks Act of 2016 - To ensure that all individuals who should be prohibited from buying a firearm are listed in the national instant criminal background check system and require a background check for every firearm sale. S. 3058; A bill to require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes - To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes. S. 3069; A bill to prevent terrorists from obtaining firearms or explosives - To prevent terrorists from obtaining firearms or explosives. S.Amdt.2908 to S.Amdt.2874; To prohibit Second Amendment rights, ensure that all individuals who should be prohibited from buying a firearm are listed in the National Instant Criminal Background Check System, and provide a responsible and consistent background check process. S.Amdt.2910 to S.Amdt.2874; To increase public safety by permitting the Attorney General to deny the transfer of firearms or the issuance of firearms and explosives licenses to known or suspected dangerous terrorists. S.Amdt.2912 to S.Amdt.2874; Relating to the Protect America Act of 2015. S.Amdt.2914 to S.Amdt.2874; To address gun violence, improve the availabilty of recores to the National Instant Criminal Background Check System, address mental illness in the criminal justice system, and end straw purchases and trafficking of illegal firearms, and for other purposes. S.Amdt.4720 to S.Admt.4685; To authorize the Attorney General to deny requests to transfer a firearm to known or suspected terrorists. S.Amdt.4750; To ensure that all individuals who should be prohibited from buying a firearm are listed in the national instant criminal background check system and require a background check for every firearm sale. S.Amdt.4751 to S.Amdt.4750; To address gun violence and improve the availability of records to the National Instant Criminal Background Check System. S.Amdt4858; To authorize the Attorney General to deny the transfer of firearms and explosives and Federal firearms and explosives licenses and permits to known or suspected terrorists. S.Amdt4859 to S.Amdt.4858; To authorize the Attorney General to delay or deny the transfer of firearms and explosives and issuance of Federal firearms and explosives licenses and permits to known or suspected terrorists. S.Amdt.4742 to S.Amdt.4685; An amendment to ensure that terrorists are not able to purchase firearms while providing meaningful due process protections for American citizens.
Client expense: $810,000 · Firm income: Not reported
Government targets: Bureau of Alcohol Tobacco Firearms & Explosives, Bureau of Land Management (BLM), HOUSE OF REPRESENTATIVES, SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service
2016 · second_quarter · Civil Rights/Civil Liberties
H.R. 766; Financial Institution Customer Protection Act of 2015 - Prohibits a federal banking agency from formally or informally suggesting, requesting, or ordering a depository institution to terminate either a specific customer account, or group of customer accounts, or otherwise restrict or discourage it from entering into or maintaining a banking relationship with a specific customer or group of customers, unless: (1) the agency has a material reason to do so, and (2) the reason is not based solely on reputation risk. H.R. 1076 & S. 551; Denying Firearms and Explosives to Dangerous Terrorist Act of 2015 - Amends the federal criminal code to grant the Attorney General the authority to deny the transfer of firearms or the issuance of a federal firearms and explosives license to any individual if the Attorney General: (1) determines that such individual has been engaged in or has provided material support or resources for terrorist activities, and (2) has reasonable belief that such individual may use a firearm or explosive in connection with terrorism. Allows any individual whose firearm or explosives license application has been denied to bring legal action challenging the denial. H.R. 1217; Public Safety and Second Amendment Rights Protection Act of 2015 - Amends the Brady Handgun Violence Prevention Act to reauthorize for FY2016-FY2019 the grant program for improvements to the criminal history record system. H.R. 1413 & S. 477; Firearms Manufacturers and Dealers Protection Act of 2015 - Funds appropriated or otherwise made available, including amounts derived from any fee or other source, are denied to the Federal Deposit Insurance Corporation, the Department of Justice, or any other federal agency to carry out Operation Choke Point or any other program designed to discourage the provision or continuation of credit or the processing of payments by financial institutions for dealers and manufacturers of firearms and ammuntion. H.R. 1488; Protecting Gun Owners in Bankruptcy Act of 2015 - Amends federal bankruptcy law to permit an individual debtor to exempt from the property of the estate in bankruptcy the debtor's aggregate interest, not to exceed $3,000, in a single firearm or firearms. H.R. 1701 & S.874; Second Amendment Enforcement Act of 2015 - To restore Second Amendment rights in the District of Columbia. H.R. 2001; Veterans 2nd Amendment Protection Act - To amend title 38, United States Code, to clarify the conditions under which certain persons may be treated as adjudicated mentally incompetent for certain purposes. H.R. 2259; Protect Our Military Families' 2nd Amendment Rights Act - To amend chapter 44 of title 18, United States Code, to provide that a member of the armed forces and the spouse of that member shall have the same rights regarding the receipt of firearms at the location of any duty station of the member. H.R. 2578; Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016 - Making appropriations for the Departments of Commerce and Justice, Science, and Related Agencies for the fiscal year ending September 30, 2016, and for other purposes. H.R. 3126; To prohibit the Commissioner of Social Security from furnishing the name of any individual in a report to the National Instant Criminal Background Check System unless a Federal court has determined the individual to be mentally defective. H.R. 3138; Military Recruiter Right to Carry Act of 2015 - To recognize the right of members of the Armed Forces assigned to duty at Armed Forces recruitment offices to carry a personal or service-issue firearm at the office. H.R. 3139 & S. 1819; SEMPER FI Act - To improve security at Armed Forces recruitment centers. H.R. 3146; Military Base Self-Defense Act - To safeguard military and civilian personnel on military bases by repealing bans on military personnel carrying firearms, and for other purposes. H.R. 3227; Protecting America's Warriors Act - To protect the Second Amendment rights of members of the Armed Forces and civilian employees of the Department of Defense trained in the use of firearms to carry officially-issued or personally-owned firearms on military installations in the United States. H.R. 3239; Armed Forces Career Center Protection Act - To provide enhanced security at Armed Forces recruitment centers through the installation of reinforced bullet-proof glass and entry doors. H.R. 3485; 50l(c)(4) Reform Act of 2015 - To amend the Internal Revenue Code of 1986 to prohibit 50l(c)(4) entities from participating in, or intervening in (including the publishing or distributing of statements), any political campaign. H.R. 3516; Social Security Beneficiary 2nd Amendment Rights Protection Act - To amend the Social Security Act relating to the use of determination made by the Commissioner. H.R. 3722; Mental Health and Safe Communities Act of 2015 - To strengthen our mental health system and improve public safety. H.R. 4026; TSA Act - To provide that a concealed handgun license shall be treated as a verifying identity document for purposes of aircraft passenger security screening, and to prohibit the Federal Government from collecting or storing information about an individual relating to a concealed handgun license. H.R. 4319; Second Amendment Defense Act of 2016 - This bill prohibits a federal government officer or employee from taking an action that limits an individual's conduct related to firearms or ammunition that is more restrictive than limitations in effect as of January 3, 2016. H.R. 4320; NICS Denial Notification Act of 2016 - To provide for the reporting to State and local law enforcement authorities of cases in which the national instant criminal background check system indicates that a firearm has been sought to be acquired by a prohibited person, so that authorities may pursue criminal charges under State law, and to ensure that the Department of Justice reports to Congress on charges brought and prosecutions secured against prohibited persons who attempt to acquire a firearms. H.R. 4321; Separation of Powers Restoration and Second Amendment Protection Act - To provide that any executive action that infringes on the powers and duties of Congress under section 8 of article I of the Constitution of the United States or on the Second Amendment to the Constitution of the United States has no force or effect, and to prohibit the use of funds for certain purposes. H.R. 4348; DC Personal Protection Reciprocity Act - To require reciprocity between the District of Columbia and other States and jurisdictions with respect to the ability of individuals to carry certain concealed firearms, and for other purposes. H.R. 4379; Defending Gun Rights Against Executive Overreach Act - To prohibit the use of Federal funds to further restrict conduct in relation to firearms. H.R. 4781; FDIC Accountability Act of 2016 - To amend the Federal Deposit Insurance Act to make certain functions of the Federal Deposit Insurance Corporation subject to appropriations. H.R. 4909; National Defense Authorization Act for Fiscal Year 2017 - To authorize appropriations for fiscal year 2017 for military activities of the Department of Defense, for military construction, and for defense activities of the Department of Energy, to prescribe military personnel strengths for such fiscal year, and for other purposes. H.R. 4980; Firearms Due Process Protection Act - To require the National Instant Criminal Background Check System to make a final disposition of requests to correct its records within 60 days, and for other purposes. H.R. 5055; Energy and Water Development and Related Agencies Appropriations Act, 2017 - Making appropriations for energy and water development and related agencies for the fiscal year ending September 30, 2017, and for other purposes. H.R. 5393; Commerce, Justice, Science, and Related Agencies Appropriations Act, 2017 - Making appropriations for the Departments of Commerce and Justice, Science, and Related Agencies for the fiscal year ending September 30, 2017, and for other purposes. H.Amdt. 947 to H.R. 2406; Amendment sought to prohibit an individual who is prohibited from possessing a firearm by the Gun Control Act from using a public target range. S. 1123; USA FREEDOM Act of 2015 - To reform the authorities of the Federal Government to require the production of certain business records, conduct electronic surveillance, use pen registers and trap and trace devices, and use other forms of information gathering for foreign intelligence, counterterrorism, and criminal purposes, and for other purposes. S. 1815; A bill to require a process by which members of the Armed Forces may carry a concealed personal firearm on a military installation. S. 1819; Semper Fi Act, To improve security at Armed Forces recruitment centers. S. 1821; Armed Forces Self-Defense Act - To permit service members to carry firearms on military installations, including reserve centers and recruitment offices. S. 1823; A bill to safeguard military personnel on Armed Forces military installations by repealing bans on military personnel carrying firearms, and for other purposes. S. 1835; Military Facilities Force Protection Act of 2015 - To enhance military facilities force protection. S. 1839; Servicemembers Self-Defense Act of 2015 - To amend title 10 and 18, to permit members of the Armed Forces to possess firearms on military installations in accordance with applicable State law, and for other purposes. S. 1988; Enhancing Security for Military Personnel Act of 2015 - To enhance the security of military personnel at United States military installations and operating locations. S. 1992; Protect Our Military Families' 2nd Amendment Rights Act - To amend chapter 44 of title 18, United States Code, to provide that a member of the Armed Forces and the spouse of that member shall have the same rights regarding the receipt of firearms at the location of any duty station of the member. S. 2209; Lawful Purpose and Self Defense Act - To revise various laws that interfere with the right of the people to obtain and use firearms for all lawful purposes. S. 2359; Defend Our Capital Act of 2015 - To restore Second Amendment rights in the District of Columbia. S. 2434; Separation of Powers Restoration and Second Amendment Protection Act - To provide that any executive action that infringes on theh powers and duties of Congress under section 8 of article I of the Constitution of the United States or on the Second Amendment to the Constitution of the United States has no force or effect, and to prohibit the use of funds for certain purposes. S. 2495; Social Security Beneficiary 2nd Amendment Rights Protection Act - This bill amends titles II (Old Age, Survivors and Disability Insurance) (OASDI) and XVI (Supplemental Security Income) (SSI) Social Security Act to prohibit any determination by the Commissioner of Social Security with respect to an individual, including one that OASDI and SSI benefits to which that individual is entitled shall be paid to a representative payee, from being considered to be a determination that the individual has been adjudicated as a mental defective to make it unlawful for the individual to engage in the shipment or transport of firearms or ammunition or receive any firearm or ammunition which has been shipped or transported in interstate or foreign commerce. S. 2790; Financial Institution Customer Protection Act of 2016 - To provide requirements for the appropriate Federal banking agencies when requesting or ordering a depository institution to terminate a specific customer account, to provide for additional requirements related to subpoenas issued under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, and for other purposes. S. 2802; Protecting Gun Rights and Due Process Act, 2017 - To provide adequate protections for gun owners. S. 2804; Energy and Water Development and Related Agencies Appropriations Act, 2017 - Making appropriations for energy and water development and related agencies for the fiscal year ending September 30, 2017, and for other purposes. S. 2814; National Defense Authorization Act for Fiscal Year 2017 - To authorize appropriations for fiscal year 2017 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes. S.Amdt. 2915 to S.Amdt. 2874; To restore Second Amendment rights in the District of Columbia. S. 2943; National Defense Authorization Act for Fiscal Year 2017 - Resolved, That the bill from the Senate (S. 2943) entitled "An Act to authorize appropriations for fiscal year 2017 for military activities of the Department of Defense, for military construction, and for defense activities of the Department of Energy, to prescribe military personnel strengths for such fiscal year, and for other purposes.
Client expense: $810,000 · Firm income: Not reported
Government targets: Bureau of Alcohol Tobacco Firearms & Explosives, Bureau of Land Management (BLM), HOUSE OF REPRESENTATIVES, SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service
2016 · fourth_quarter · Banking
HR 766 - Financial Institution Customer Protection Act of 2015 (prevents a federal banking agency from requesting a bank terminate a specific customer account) HR 5983 - Financial Choice Act All applicable banking regulatory issues
Client expense: Not reported · Firm income: $15,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Financial Institutions/Investments/Securities
HR 766 - Financial Institution Customer Protection Act of 2015 (prevents a federal banking agency from requesting a bank terminate a specific customer account) HR 5983 - Financial Choice Act All applicable regulatory issues for financial services issues
Client expense: Not reported · Firm income: $15,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · third_quarter · Banking
Bills in the Senate: S. 708 Regulatory Improvement Act S. 774 Financial Institutions Examination Fairness and Reform Act S. 1484 Financial Regulatory Improvement Act of 2015 S. 1491 Community Lender Regulatory Relief and Consumer Protection Act of 2015 S. 1607 the Independent Agency Regulatory Analysis Act of 2015 S. 1647 Developing a Reliable and Innovative Vision for the Economy Act S. 1773 Consumer Reporting Fairness Act of 2015 S. 1818 Principled Rulemaking Act S. 1820 Early Participation in Regulations Act S. 1817 Smarter Regulations Through Advance Planning and Review Act S. 1958 Christopher Bryski Student Loan Protection Act S. 2038 Jumpstart GSE reform Act S. 2050 Private Education Loan Refinancing Act S. 2387 Commerce, Justice, Science, and Related Agencies Appropriations Act, FY2017 Senate Appropriations on Financial Services and General Government appropriations bill FY2017 S. 2663 Reforming CFPB Indirect Auto Financing Guidance Act Bills in the House: H.R. 4 Jobs for America Act H.R. 37 Promoting Job Creation and Reducing Small Business Burdens Act H.R. 50 Unfunded Mandates Information and Transparency Act of 2015 H.R. 113 Federal Reserve Accountability and Transparency Act of 2015 H.R. 185 The Regulatory Accountability Act H.R. 347 Facilitating Access to Credit Act H.R. 367 Regulations from the Executive in Need of Scrutiny (REINS) Act H.R. 427 Regulations from the Executive in Need of Scrutiny Act of 2015 H.R. 527 Small Business Regulatory Flexibility Improvements Act of 2015 H.R. 650 Preserving Access to Manufactured Housing Act of 2015 H.R. 685 Mortgage Choice Act of 2015 H.R. 766 Financial Institution Customer Protection Act of 2015 H.R. 899 Unfunded Mandates Information and Transparency Act H.R. 957 CFPB IG act of 2015 H.R. 1090 Retail Investor Protection Act H.R. 1195 Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1259 Helping Expand Lending Practices in Rural Communities Act H.R. 1261 Bureau of Consumer Financial Protection Accountability Act of 2015 H.R. 1265 Bureau Advisory Commission Transparency Act H.R. 1266 Financial Product Safety Commission Act of 2015 H.R. 1413 Firearms Manufacturers and Dealers Protection Act of 2015 H.R. 1493 Sunshine for Regulatory Decrees and Settlements Act H.R. 1529 the Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act of 2015 H.R. 1660 Federal Saving Association Charter Flexibility Act of 2015 H.R. 1737 Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1799 Ensure Fair Prices in Title Insurance Act H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2213 To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. H.R. 2029 and related amendments Consolidated Appropriations Act of 2016 H.R. 2243 Equity in Government Compensation Act of 201 H.R. 2354 Streamlining Excessive and Costly Regulations Review Act H.R. 4294 -SAVERS Act of 2015 H.R. 2542 Regulatory Flexibility Improvements Act H.R. 2577 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 H.R. 2804 Achieving Less Excess in Regulation and Requiring Transparency (ALERRT) Act (H.R. 2804). H.R. 3035 Credit Access and Inclusion Act H.R. 3189 FORM Act of 2015 H.R. 3192 Homebuyers Assistance Act H.R. 3634 Student Loan Debt Protection Act H.R. 4018 Consumer Protection and Choice Act H.R. 4293 Affordable Retirement Advice Protection Act H.R. 4768 The Separation of Powers Restoration Act, 2016 H.R. 4986 End Operation Choke Point Act of 2014 H.R. 5485 The "Financial Services and General Government Appropriations Act, 2017 H.R. 5982 Midnight Rules Relief Act of 2016 Fiscal Year 2016 spending bills for the Department of Justice (CJS) and the Department of Housing and Urban Development (THUD) Fiscal Year 2017 Commerce, Justice, Science Funding Bill Under Discussion: A bill to provide consumer protections for overdraft fees A bill to provide consumer protections in auto lending Amendments and riders to appropriations bills House Bill re: Non-profit CDFI Depository Bank Expansion House Bill, Chairman Hensarling discussion draft, The Financial Choice Act
Client expense: $50,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Treasury, Dept of, White House Office
2016 · fourth_quarter · Banking
CFPB (The Bureau of Consumer Financial Protection is an arm of Federal Reserve System) all its regulations, activities and practices including payday lending, forced arbitration, credit reporting, debt collection, consumer complaint handling, enforcement, consumer education; Legislation; HR 2896, Taking Account of Institutions with Low Operation Risk Act of 2015; H.R. 766, the Financial Institution Customer Protection Act of 2015; All legislation concerning budget views or appropriations, including concerning riders on independent funding, structure and authority of CFPB (Financial Services and General Government Appropriations (HR5485/S2663); riders on transportation safety and airline fee disclosure. All legislation concerning amendments to Dodd-Frank Wall Street Reform and Consumer Protection Act, including authority of agencies to enforce laws to protect consumers, taxpayers. H.R.4781 - FDIC Accountability Act of 2016; HR 1265, Bureau Advisory Commission Transparency Act; HR 1263, Consumer Financial Protection Safety and Soundness Improvement Act of 2015; HR 1262, Consumer Right to Financial Privacy Act of 2015; HR 1264, CFPB Pay Fairness Act of 2015; HR 1261, Bureau of Consumer Financial Protection Accountability Act of 2015; HR 1413/S477, Firearms Manufacturers and Dealers Protection Act of 2015 (FDIC Operation Choke Point); H.R. 766 and S2790, the Financial Institution Customer Protection Act of 2015. HR 5510, to weaken FTC; HR 4768 Separation of Powers Restoration Act; other riders and amendments to weaken independent agency authority to enact regulations. HR4172 Full file credit reporting; HR5282 Fair Credit Reporting Act amendments. Department of Education Gainful Employment rule. including HR4768, the Separation of Powers Restoration Act; HR4612 and sections of HR4361 concerning the Midnight Rules Relief Act; S2355, the Credit Access and Inclusion Act; HR5424, the Investment Advisors Modernization Act; HR5226, the Regulatory Integrity Act; HR3468, The Review Act; HR5063, the Stop Settlement Funds Act and any similar riders proposed to Appropriations Bills such as HR5485/SB3067, Financial Services and General Government Appropriations Acts for 2017. File comments to CFPB on Docket 2016-0020 on forced arbitration; file comment to CFPB on announcement of Debt Collection rulemaking SBREFA process; meet with CFPB on consumer complaint database, payday lending and other matters. File comment to financial and bank regulators on status of completion of rulemaking on Dodd-Frank Section 956, Executive Compensation.
Client expense: $20,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Consumer Product Safety Commission (CPSC), Education, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)
2016 · fourth_quarter · Banking
H.R. 766 Financial Institution Customer Protection Act H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1188 Credit Union Small Business Jobs Creation Act H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1523 Community Bank Access to Capital Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act H.R. 1660 The Federal Savings Association Charter Flexibility Act H.R. 1661 Mutual Bank Capital Opportunity Act H.R. 1766 Right to Lend Act of 2015 H.R. 2205 Data Security Act of 2015 H.R. 3791 A bill to increase Small Bank Holding Policy Statement threshold from $1B to $5B in assets H.R. 4099 CFPB Exam and Reporting Threshold Act H.R. 4116 To amend the Federal Deposit Insurance Act to ensure that reciprocal deposits are not considered to be funds obtained by or through a deposit broker H.R. 4500 The Community Bank Reporting Relief Act H.R. 4909 National Defense Authorization Act of 2017 H.R. 4997 The Home Mortgage Disclosure Adjustment Act H.R. 5076 Main Street Parity Act H.R. 5485 Financial Services and General Government Appropriations Act of 2017 H.R. 5724 The Protecting Consumers Access to Credit Act of 2016 H.R. 5808 EGRPRA Review Frequency H.R. 5983 The Financial CHOICE Act H.R. 6244 To require the appropriate Federal banking agencies to treat certain non-significant investments in the capital of unconsolidated financial institutions as qualifying capital instruments, and for other purposes. S. 812 The CLEAR Relief Act S. 927 CLEAR Relief Plus Act S. 961 Data Security Act of 2015 S. 970 18-Month Exam Cycle S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act S. 1816 Community Bank Access to Capital Act S. 2471 401 (Kids) Education Savings Account Act of 2016 S. 2722 Federal Savings Association Charter Flexibility Act - all provisions S. 2992 Small Business Lending Oversight Act S. 3153 The Tailor Act. S. 3215 To amend the Home Mortgage Disclosure Act of 1975 to specify which depository institutions are subject to the maintenance of records and disclosure requirements of such Act, and for other purposes S. 3373 A bill to amend the Federal Deposit Insurance Act to ensure that the reciprocal deposits of an insured depository institution are not considered to be funds obtained by or through a deposit broker, and for other purposes S. 3404 A bill to amend the Federal Deposit Insurance Act to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets, and for other purposes ADA Website Compliance Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III CFPB Data Aggregation CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance CFPB Small Business Data Collection CFPB Small Dollar/Payday Lending Community Bank Examination Appeals Credit Union Business Lending Powers Credit Union Field of Membership Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Department of Justice Operation Chokepoint Durbin Debit Interchange and Routing Amendment EMV Chip Migration Escrow Mortgage Requirements FASB Accounting Rules for Loan Loss Reserves Faster Payments Federal Reserve Reform Fintech Limited Bank Charter Flood Insurance Reform Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Innovation Initiative (FinTech) Interchange Military Bank Leases Military Lending Act Rules Mortgage Lending Reform Mutual Banks Online/Marketplace Lending Qualified Mortgages, Ability to Repay Rules Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Lending Limit Small Bank Holding Company Policy Statement TILA/RESPA Integrated Disclosures Implementation Virtual Currency Wells Fargo Account Opening Fraud
Client expense: $1,000,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office
2016 · fourth_quarter · Banking
Bills in the Senate: S. 708 Regulatory Improvement Act S. 774 Financial Institutions Examination Fairness and Reform Act S. 1484 Financial Regulatory Improvement Act of 2015 S. 1491 Community Lender Regulatory Relief and Consumer Protection Act of 2015 S. 1607 the Independent Agency Regulatory Analysis Act of 2015 S. 1647 Developing a Reliable and Innovative Vision for the Economy Act S. 1773 Consumer Reporting Fairness Act of 2015 S. 1818 Principled Rulemaking Act S. 1820 Early Participation in Regulations Act S. 1817 Smarter Regulations Through Advance Planning and Review Act S. 1958 Christopher Bryski Student Loan Protection Act S. 2038 Jumpstart GSE reform Act S. 2050 Private Education Loan Refinancing Act S. 2387 Commerce, Justice, Science, and Related Agencies Appropriations Act, FY2017 Senate Appropriations on Financial Services and General Government appropriations bill FY2017 S. 2663 Reforming CFPB Indirect Auto Financing Guidance Act Bills in the House: H.R. 4 Jobs for America Act H.R. 37 Promoting Job Creation and Reducing Small Business Burdens Act H.R. 50 Unfunded Mandates Information and Transparency Act of 2015 H.R. 113 Federal Reserve Accountability and Transparency Act of 2015 H.R. 185 The Regulatory Accountability Act H.R. 347 Facilitating Access to Credit Act H.R. 367 Regulations from the Executive in Need of Scrutiny (REINS) Act H.R. 427 Regulations from the Executive in Need of Scrutiny Act of 2015 H.R. 527 Small Business Regulatory Flexibility Improvements Act of 2015 H.R. 650 Preserving Access to Manufactured Housing Act of 2015 H.R. 685 Mortgage Choice Act of 2015 H.R. 766 Financial Institution Customer Protection Act of 2015 H.R. 899 Unfunded Mandates Information and Transparency Act H.R. 957 CFPB IG act of 2015 H.R. 1090 Retail Investor Protection Act H.R. 1195 Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1259 Helping Expand Lending Practices in Rural Communities Act H.R. 1261 Bureau of Consumer Financial Protection Accountability Act of 2015 H.R. 1265 Bureau Advisory Commission Transparency Act H.R. 1266 Financial Product Safety Commission Act of 2015 H.R. 1413 Firearms Manufacturers and Dealers Protection Act of 2015 H.R. 1493 Sunshine for Regulatory Decrees and Settlements Act H.R. 1529 the Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act of 2015 H.R. 1660 Federal Saving Association Charter Flexibility Act of 2015 H.R. 1737 Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1799 Ensure Fair Prices in Title Insurance Act H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2213 To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. H.R. 2029 and related amendments Consolidated Appropriations Act of 2016 H.R. 2243 Equity in Government Compensation Act of 201 H.R. 2354 Streamlining Excessive and Costly Regulations Review Act H.R. 4294 -SAVERS Act of 2015 H.R. 2542 Regulatory Flexibility Improvements Act H.R. 2577 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 H.R. 2804 Achieving Less Excess in Regulation and Requiring Transparency (ALERRT) Act (H.R. 2804). H.R. 3035 Credit Access and Inclusion Act H.R. 3189 FORM Act of 2015 H.R. 3192 Homebuyers Assistance Act H.R. 3438 REVIEW Act H.R. 3634 Student Loan Debt Protection Act H.R. 4018 Consumer Protection and Choice Act H.R. 4293 Affordable Retirement Advice Protection Act H.R. 4768 The Separation of Powers Restoration Act, 2016 H.R. 4986 End Operation Choke Point Act of 2014 H.R. 5143 The International Insurance Standards Act H.R. 5485 The "Financial Services and General Government Appropriations Act, 2017 H.R. 5982 Midnight Rules Relief Act of 2016 Fiscal Year 2016 spending bills for the Department of Justice (CJS) and the Department of Housing and Urban Development (THUD) Fiscal Year 2017 Commerce, Justice, Science Funding Bill Under Discussion: A bill to provide consumer protections for overdraft fees A bill to provide consumer protections in auto lending Amendments and riders to appropriations bills House Bill re: Non-profit CDFI Depository Bank Expansion House Bill, Chairman Hensarling discussion draft, The Financial Choice Act
Client expense: $110,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Treasury, Dept of, White House Office
2016 · fourth_quarter · Banking
Oppose any efforts to dismantle, weaken, or change the structure or the funding stream of the Consumer Financial Protection Bureau (CFPB). Support a rule from the CFPB regarding payday lending which require the lender to determine the borrowers ability to repay the loan, including consideration of income and expenses; does not sanction any series of repeat loans or provide a safe harbor for poorly underwritten loans; establishes an outer limit on length of indebtedness that is at least as short as the FDICs 2005 guidelines - 90 days in a twelve-month period; and restricts lenders from requiring a post-dated check or electronic access to a borrowers checking account as a condition of extending credit. Support the Department of Labor's "Fiduciary Responsibility" rule. Support the CFPB's study on forced arbitration clauses; oppose efforts to disable the CFPB to act on its findings. Oppose H.R. 685. Oppose H.R. 1529 Oppose H.R. 650 Oppose H.R. 1408 Oppose H.R. 1265 Oppose H.R. 1259 Oppose H.R. 1195 Oppose H.R. 601 Support S. 838 / H.R. 1565 Oppose H.R. 50 Oppose HR 37 Support continued implementation of Dodd-Frank Wall Street Reform Act of 2010; oppose efforts to eliminate or weaken provisions of the law. Support S. 1133 / H.R.2087 Support HR 2362 Support a strong short term lending reform package by the CFPB that does not undermine state or local laws which may be stronger (offer more protection) Oppose HR 1210 Oppose HR 3192 Oppose HR 1737 Oppose HR 776 Oppose HR 1317 Oppose HR 1941 Oppose HR 3189 Support HR 3524 / S 1981 Support the Federal Insurance Office‟s effort to assess the affordability and accessibility of auto insurance in low-wealth communities, communities of color and underserved communities and the proposed definition of affordability and Affected Persons. Oppose HR 1266 Oppose S. 2038 Oppose H.R. 4018 Support principle reduction of mortgages by Fannie Mae and Freddie Mac Oppose H.R. 766. Support Operation Choke Point. Support full funding in FY 2017 for the 2020 Census and for the ACS Oppose any financial riders on FY17 spending bills Support a robust proposed survey of financing for auto buyers. Support CFPB moving forward on a rulemaking to address the widespread harm resulting from forced arbitration. Support Senators signing onto a letter to the CFPB in support of their auto lending efforts. Support extending the upcoming rule curbing short-term pay day and car title loans to long term payday and car title loans. Oppose granting certiorari in the case of Midland Funding LLC v. Madden. Support Director Cordray speaking to advocates from across the country about financial reform issues Oppose all budget riders to weaken the powers, structure, or funding of the CFPB --particularly opposing proposals that would limit, delay or remove their authority to take action on forced arbitration. Support reassessment of Treasurys plan to eliminate the GSEs capital buffers by the end of 2017. Oppose S. 2663 Oppose HR 5112 Support suspension of GSE dividend payments to Treasury, and require the GSEs to develop and implement capital restoration plans, so they have enough capital to safely manage their business and to support Americas housing finance system. Support the Comprehensive Consumer Credit Reporting Reform Act of 2016 Support HUD AFFH tools as designed to local PHAs and state and local governments with some strengthening suggestions. Support Rep. Meeks Congressional sign-on letter to the regulators urging better enforcement of the ComSupport the Consumer Financial Protection Bureau (CFPB) for releasing a strong proposed payday and car title lending rule and urge the Bureau to close some concerning loopholes that would allow some lenders to continue making harmful loans business as usual.munity Reinvestment Act Support the elimination / reduction of loan level price adjustments Support capturing the borrowers preferred language on mortgage application forms. Support HR 4893 Support principal reduction by HUD and FHFA. Support proposed CFPB rule to limit forced arbitration by financial services Support letter by Congressman Meeks (NY) to federal bank regulators that seeks reforms to CRA regulations and examinations practices. Support the proposed affordability standard set by Federal Insurance Office for future auto insurance research Oppose HR 5893 Support the inclusion of a company satisfaction survey to the CFPBs complaint process Oppose CFPB outline of proposed regulations of debt collection as they fail to sufficiently improve protect consumers victimized by predatory debt collection practices. Support proposed rule on short-term loans, including payday and car title loans, support strengthening rule to close loopholes. Oppose Congressional efforts to attach piecemeal GSE reform as amendments to must pass legislation. Oppose HR 5485 Oppose Guinta (NH)"auto lending" amendment to HR 5485 Support Sewell (AL)"payday lending" amendment to HR 5485 Support Moore (WI) "CFPB" amendment to HR 5485 Support Ellison "arbitration" amendment to HR 5485 Support proposed short-term loan rule, support strengthening to close loopholes Support providing credit reports in multiple languages for LEP individuals Support automatic debt relief for the defrauded former students of the for-profit Corinthian Colleges, Inc. Oppose all financial services riders to any and all appropriations bills Support FTC using its rulemaking authority to go after discriminatory auto lending Oppose rent-a-bank lending. Support increased FDIC oversight, as proposed by the FDIC, but call for additional measures including: A) The FDIC should not allow its member institutions to rent their charters; B) The FDICs definition of significant risk activity should mirror that of the Office of the Comptroller of the Currency (OCC) Third-Party Relationship Guidance; and C) The FDIC should propose guidance with stronger limits on third-party relationships and bring its regulation in line with the OCC. Oppose any riders to any appropriations bills that would weaken or undermine the CFPB, Dodd-Frank, Department of Labors conflict -of-interest rule (aka fiduciary rule) or other financial reform and accountability legislation or regulation. Support mortgage servicers to employ a phone hotline to efficiently address the most pressing of mortgage problems. Oppose HR 6392 Support S 3491 Support proposed CFPB Consumer Satisfaction Survey
Client expense: $68,750 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Bureau of Alcohol Tobacco Firearms & Explosives, Bureau of Prisons (BOP), Bureau of the Census, Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Defense, Dept of (DOD), Education, Dept of, Election Assistance Commission (EAC), Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Institute of Standards & Technology (NIST), Natl Telecommunications & Information Administration (NTIA), Office of Faith-Based & Community Initiatives, Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office
2016 · fourth_quarter · Financial Institutions/Investments/Securities
Oppose any efforts to dismantle, weaken, or change the structure or the funding stream of the Consumer Financial Protection Bureau (CFPB). Support a rule from the CFPB regarding payday lending which require the lender to determine the borrowers ability to repay the loan, including consideration of income and expenses; does not sanction any series of repeat loans or provide a safe harbor for poorly underwritten loans; establishes an outer limit on length of indebtedness that is at least as short as the FDICs 2005 guidelines - 90 days in a twelve-month period; and restricts lenders from requiring a post-dated check or electronic access to a borrowers checking account as a condition of extending credit. Support the Department of Labor's proposed "Conflicted Advice Rule" (also known as the "Fiduciary Responsibility" rule) regarding retirement savings. Support the CFPB's study on forced arbitration clauses; oppose efforts to disable the CFPB to act on its findings. Oppose H.R. 685 Oppose H.R. 1529 Oppose H.R. 650 Oppose H.R. 1408 Oppose H.R. 1265 Oppose H.R. 1259 Oppose H.R. 1195 Oppose H.R. 601 Support S. 838 / H.R. 1565 oppose H.R. 50 Oppose HR 37 Support continued implementation of Dodd-Frank Wall Street Reform Act of 2010; oppose efforts to eliminate or weaken provisions of the law Support S. 1133 / H.R.2087 Support HR 2362 Oppose S 1484 Oppose HR 1737 Support a strong short term lending reform package by the CFPB that does not undermine state or local laws which may be stronger (offer more protection) Urge FHA to improve its current proposal to change the certification requirements that lenders must make in order to secure Federal Housing Administration insurance on a mortgage loan and adopt an enhanced certification requirement that requires lenders to certify that they meet all three of the following: Exercise of due diligence and good faith in underwriting the mortgage and submitting the application for insurance, which is proposed; Establish, operate and monitor a Quality Control program that complies with all FHA requirements; and For any defects that occur notwithstanding compliance with the first two lender duties, timely remediate or indemnify FHA for any defects that affect the insurability of the loan. Oppose HR 1210 Oppose HR 3192 Oppose HR 1737 Oppose HR 776 Oppose HR 1317 Oppose HR 1941 Oppose HR 3189 Support HR 3524 / S 1981 Oppose HR 1266 Oppose H.R. 4018 Support principle reduction of mortgages Oppose H.R. 766. Support Operation Choke Point. Support a strong implementation of the Holder Rule, which says that when a seller of a good or service originates or helps arrange credit, the consumer is allowed to raise the sellers misconduct as a basis for bringing claims or defenses against the entity holding the debt. Oppose any financial riders on FY17 spending bills. Support a robust proposed survey of financing for auto buyers. Support CFPB moving forward on a rulemaking to address the widespread harm resulting from forced arbitration. Support Senators signing onto a letter to the CFPB in support of their auto lending efforts.Support extending the upcoming rule curbing short-term pay day and car title loans to long term payday and car title loans. Oppose granting certiorari in the case of Midland Funding LLC v. Madden Support Director Cordray speaking to advocates from across the country about financial reform issues Oppose all budget riders to weaken the powers, structure, or funding of the CFPB --particularly opposing proposals that would limit, delay or remove their authority to take action on forced arbitration. Support reassessment of Treasurys plan to eliminate the GSEs capital buffers by the end of 2017. Oppose S. 2663 Support making the AFFH Assessment tool more effective and closing gaps Oppose HR 5112 Support suspension of GSE dividend payments to Treasury, and require the GSEs to develop and implement capital restoration plans, so they have enough capital to safely manage their business and to support Americas housing finance system. Support the Comprehensive Consumer Credit Reporting Reform Act of 2016 Support HUD AFFH tools as designed to local PHAs and state and local governments with some strengthening suggestions. Support Rep. Meeks Congressional sign-on letter to the regulators urging better enforcement of the Community Reinvestment Act Support the Consumer Financial Protection Bureau (CFPB) for releasing a strong proposed payday and car title lending rule and urge the Bureau to close some concerning loopholes that would allow some lenders to continue making harmful loans business as usual. Support the elimination / reduction of loan level price adjustments Support capturing the borrowers preferred language on mortgage application forms. Support HR 4893 Support principal reduction by HUD and FHFA. Support proposed CFPB rule to limit forced arbitration by financial services Support letter by Congressman Meeks (NY) to federal bank regulators that seeks reforms to CRA regulations and examinations practices. Support the proposed affordability standard set by Federal Insurance Office for future auto insurance research Oppose HR 5893 Support the inclusion of a company satisfaction survey to the CFPBs complaint process. Oppose CFPB outline of proposed regulations of debt collection as they fail to sufficiently improve protect consumers victimized by predatory debt collection practices. Support proposed rule on short-term loans, including payday and car title loans, support strengthening rule to close loopholes, Oppose Congressional efforts to attach piecemeal GSE reform as amendments to must pass legislation. Oppose HR 5485 Oppose Guinta (NH)"auto lending" amendment to HR 5485 Support Sewell (AL)"payday lending" amendment to HR 5485 Support Moore (WI) "CFPB" amendment to HR 5485 Support Ellison "arbitration" amendment to HR 5485 Support proposed short-term loan rule, support strengthening to close loopholes Support providing credit reports in multiple languages for LEP individuals Support automatic debt relief for the defrauded former students of the for-profit Corinthian Colleges, Inc. Oppose all financial services riders to any and all appropriations bills Support FTC using its rulemaking authority to go after discriminatory auto lending Oppose rent-a-bank lending. Support increased FDIC oversight, as proposed by the FDIC, but call for additional measures including: A) The FDIC should not allow its member institutions to rent their charters; B) The FDICs definition of significant risk activity should mirror that of the Office of the Comptroller of the Currency (OCC) Third-Party Relationship Guidance; and C) The FDIC should propose guidance with stronger limits on third-party relationships and bring its regulation in line with the OCC. Oppose any riders to any appropriations bills that would weaken or undermine the CFPB, Dodd-Frank, Department of Labors conflict -of-interest rule (aka fiduciary rule) or other financial reform and accountability legislation or regulation. Support mortgage servicers to employ a phone hotline to efficiently address the most pressing of mortgage problems. Oppose HR 6392 Support S 3491 Support proposed CFPB Consumer Satisfaction Survey
Client expense: $68,750 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Bureau of Alcohol Tobacco Firearms & Explosives, Bureau of Prisons (BOP), Bureau of the Census, Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Defense, Dept of (DOD), Education, Dept of, Election Assistance Commission (EAC), Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Institute of Standards & Technology (NIST), Natl Telecommunications & Information Administration (NTIA), Office of Faith-Based & Community Initiatives, Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office
2016 · fourth_quarter · Law Enforcement/Crime/Criminal Justice
Support S. 178. Oppose mandatory minimum sentences Support restoring proportionality to drug sentencing. Support promotion and adequately fund recidivism reduction and reentry programming. Support making sentencing reductions retroactive. Support expanding the Bureau of Prison's Compassionate Release Program. Support expanding time credits for good behavior. Comments on Juvenile Justice Provisions of ESSA implementation: urge prompt and appropriate access to a quality education and the success of students involved in and reentering from the juvenile justice system through the development of effective regulations and guidance as well as other activities to fully implement reauthorization of Title I, Part D in ESSA. Support the BOP's providing voter eligibility information to all upon release from prison or jail. Support continued federal funding of innocence and forensic science programs at the Department of Justice and the National Institute of Standards and Technology at the Department of Commerce in the final FY 2017 appropriations bill. Support S. 502/H.R. 920 Support H.R. 1232 Support a significant increase funding for federal programs that address domestic violence, sexual assault, dating violence and stalking Support H.R. 1255 Support H.R. 1253 / S. 467 Support S. 772 / H.R. 1459 Support requiring universal background checks on all gun sales Support a ban on military-style semi automatic assault guns Support a ban on high capacity ammunition clips Support tough new criminal penalties for straw purchasers and gun traffickers Support "no fly-no buy" gun proposals Support executive action to ensure that both federal agencies and federal contractors are leading the way to making employment opportunities available for qualified job-seekers who have an arrest or conviction in their past. Support S. 295 Oppose the federal death penalty support federal support for local law enforcement agencies to purchase video surveillance equipment such as body cameras, gun cameras, dashboard cameras, and taser cameras Support the establishment of independent, effective civilian review boards for all levels of law enforcement Support legislation to review racial disparities in decisions by prosecutors Support the creation of uniform use of force standards for law enforcement officials. Support aggressive, comprehensive reform of civil asset forfeiture laws. Oppose H.R. 1927 Promote employment of body worn cameras by law enforcement officers which also promotes and protect civil rights and civil liberties. Support S. 1119 / H.R. 2330 Support S. 1133 / H.R.2087 Support HR 2875 / s. 2168 Support HR 1933 / S 1056 Support HR 1124 Support HR 2197/ S. 1770 Support HR 2944 Support S. 1169 / HR 2728 Support S. 1513 / H.R. 3406; support full funding for the Second Chance Act Support H Res 262 Support HR 2302 Support H Res 295 Support the inclusion of funding for Juvenile Justice Programs through the Juvenile Justice and Delinquency Prevention Program (JJDPA) in the House Appropriations Bill for the Departments of Commerce, Justice, and Science and related Agencies for FY 2017 Support S. 255 / H.R. 540 Oppose a new five-year mandatory minimum sentence for illegal reentry. Support S 2168 Support HR 1124 Support HR 3470 / S 2021 Urge Congress to allocate a sufficient new 302(b) allocation for the FY 2017 Commerce, Justice, Science and Related Agencies appropriations bill so that criminal and juvenile justice grant programs can be adequately funded. Support HR 2521 Support strengthening and passing H.R. 3713 / s 2123 Oppose anti-Muslim, Islamophobic rhetoric, actions, and legislation. Ensure that the Department of Justice is as tough as possible in protecting an individual's right to vote in light if the elimination of Se4ction V of the 1065 Voting Rights Act Oppose HR 712 Oppose HR 1927 Support Cornyn / Leahy amendment to the Justice for All Act which strengthens the Prison Rape Elimination Act Support the FCC exerting its authority and safeguarding consumers both inside and outside prisons by addressing the following issues put forward in the most recent NPRM: 1) advanced communications, including video visitation; 2) international calling rates; 3) the communications rights of deaf, hard of hearing, and disabled inmates; 4) ensuring the limits on ancillary fees are effective for all communications; and 5) regular data collection in the prison communications industry. Oppose H.R. 766. Support Operation Choke Point. Support President Obama speaking at the UNGASS on the world drug problem. Support providing the FY17 Commerce, Justice, Science, and Related Agencies Appropriations (CJS) bill with the highest 302(b) allocation possible to ensure adequate funding for key criminal and juvenile justice grant programs within the bill.Support a strong implementation of the Holder Rule, which says that when a seller of a good or service originates or helps arrange credit, the consumer is allowed to raise the sellers misconduct as a basis for bringing claims or defenses against the entity holding the debt. Support the investigation into the continued and largely unregulated use of Stingrays by law enforcement officials, to remedy the lack of data and transparency about these devices, and to act swiftly to prevent the disproportionate harms that the use of these devices by law enforcement officials can pose to historically disadvantaged communities. Support OJP to a) condition federal criminal justice grants on data collection and reporting on police-civilian encounters and b) provide regulations on the implementation of the Deaths in Custody Reporting Act (DCRA). Support H.R. 4364 Oppose refusal by some Senators to give fair consideration to any Supreme Court nomination until after the next President is sworn into office on January 20, 2017. Support funding for several programs related to child labor, forced labor, and human trafficking in FY 2017 Labor-HHS-Education funding bill. Support funding for several programs related to child labor, forced labor, and human trafficking in FY 2017 Transportation-HUD funding bill. Specifically, $33,000,000 to fund comprehensive continuum of care projects for homeless and runaway youth. Support a stronger US position at the UN General Assembly on the World Drug Problem on: acknowledging the ramifications of new drug policies; standing up for human rights; calling for a people-centered approach to drug policy; taking a stronger stance on criminal justice reform; and ensuring an open dialog between all interested parties. Support adequate funding for critical juvenile justice and delinquency prevention programs in the final Fiscal Year 2017 Commerce, Justice, Science, and Related Agencies (CJS) Appropriations bill. Support adequate funding for innocence and forensic science programs in FY 17. Specifically, $5 million for the DoJ Wrongful Conviction Review Program; $5 million for the Kirk Bloodsworth Post-Conviction DNA Testing Program; $14 million for the Paul Coverdell Forensic Sciences Improvement Grant Program; $5 million for the DoJ National Commission on Forensic Science; and $15 million for NIST Oppose S 2576 Support an increase in funding for programs that serve victims of sexual assault and domestic violence (including VAWA, VOC, and FVPSA) in FY 2017. Support HR 4611 Support the Equal Justice Under Law Act. Support H.R. 3406 Support S 2123 / HR 3713 with the following improvements: The increased use of evidence-based sentencing alternatives, including drug, Veteran, and mental health courts; Reducing recidivism through educational and job training opportunities for prisoners while they are incarcerated (this includes restoring Pell grant eligibility to prisoners); A concentration on using prison space for career or violent criminals; The elimination of all mandatory minimum sentences, and an increase in judicial discretion; and In depth reports to Congress by the Department of Justice on the extent to which reforms have addressed both over-incarceration and racial disparities. Oppose backlog of judicial nominees Support Sec. Burwell speaking at UNGASS Support executive order prohibiting federal contractors from asking about past criminal records on job application Oppose current policy which allows children to go through the immigration court process without the benefit of counsel. Oppose HR 1927 Support Moore (WI) equal pay and fair housing amendments to HR 1927 Support Conyers amendment to HR 1927 Support rule banning forced arbitration for students victimized by for-profit institutions Oppose Anti-Transgender Initiatives Support proposed DoE / DoJ guidance on Title IX on the rights of trans students in schools Support H.R.5100, S.2874 Conditional support for HR 5283. Support bringing HR 5283 to the floor for consideration prior to Summer break and strengthening it to include the Equitable Sharing program Oppose Ayotte amendments S. AMDT. 4082 and S. AMDT. 4083 to S. 2943. Support investigating the arrest and indictment of disproportionately Asian American scientists Support treating the drug problem as a health issue Support the Baldwin, Mikulski, and Hirono Amendment to the FY 2017 Commerce, Justice, Science and Related Agencies Appropriations Act which would add necessary funds for the Justice Departments Civil Rights Division (CRT) and its Community Relations Service (CRS) to prevent hate crimes and to effectively investigate and prosecute them when they occur. Support OPM proposed rule on Recruitment, Selection, and Placement (General) and Suitability Support HR 4752 Support S.1513/H.R.3406. Support Senate hearings on President Obama's Supreme Court nominee Support HR 5124 Support HR 2302 Support S 2584 / HR 5067 Support greater accountability of schools serving students involved in the juvenile justice system in ESSA regulations. Support Department of Justice efforts to establish standards, grounded in sound science, for laboratory reports and testimony based on specific forensic disciplines. Oppose predictive policing Support the conditioning of federal criminal justice grants on data collection and reporting on police-civilian encounters under the promulgation of the Death In Custody Reporting Act Support funding levels for innocence and forensic science programs as found in the Senate FY17 Commerce, Justice, Science, and Related Agencies Appropriations bill. Support HR 5963 Support strong, enforceable guidelines to ensure that School Resource Officers respect the civil rights of students. Support HR 6211 Support S. 2854 / H.R. 5067 Support S. 3144 / H.R. 5124 Support HR 4754 Support S.1513/H.R.3406 Oppose HR 3537 Oppose HR 6158 Support increased oversight of the use of the FBIs face recognition technology Support S 2123; support it being considered during lame duck Support hearings and a vote on Supreme Court nominee Merrick Garland ASAP Oppose Jeff Sessions for US Attorney General Support expansion of presidential clemency of non-violent drug offenders Support HR 5963 Support S 2854 Oppose HR 3537 Support S.1513/H.R.3406.
Client expense: $68,750 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Bureau of Alcohol Tobacco Firearms & Explosives, Bureau of Prisons (BOP), Bureau of the Census, Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Defense, Dept of (DOD), Education, Dept of, Election Assistance Commission (EAC), Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Institute of Standards & Technology (NIST), Natl Telecommunications & Information Administration (NTIA), Office of Faith-Based & Community Initiatives, Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office
2016 · fourth_quarter · Financial Institutions/Investments/Securities
H.R. 4737, State and Tribal Government Sovereignty Protection Act of 2016: all provisions. H.R. 4018, Consumer Protection and Choice Act: Consideration of existing Florida state law and a moratorium. H.R. 766/S 2790, Financial Institution Customer Protection Act of 2016: all provisions. General discussions related to Operation Chokepoint.
Client expense: $110,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES
2016 · fourth_quarter · Constitution
Firearms policy, legislation and related issues. General provisions related to firearms regulations in the FY2017 Defense, Homeland Security, Interior,Commerce Justice and Energy and Water Appropriations bills. H.R.131, Interstate Transportation of Firearms or Ammunition; H.R.402, National Right-to-Carry Reciprocity Act of 2015; H.R.986, Concealed Carry Reciprocity Act of 2015; H.R.1316, Veterans' Heritage Firearms Act of 2015; S.498/H.R.923, Constitutional Concealed Carry Reciprocity Act of 2015; S.477, Firearms Manufacturers and Dealers Protection Act of 2015; S.263, A bill to protect the right of individuals to bear arms at water resources development projects; S.225, Hunting, Fishing, and Recreational Shooting Protection Act; S.173, A bill to modify the definition of "antique firearm"; S.670, Veterans' Heritage Firearms Act of 2015; H.R.766, Financial Institution Customer Protection Act of 2015; H.R. 2710 the Lawful Purpose and Self Defense Act; issues related to firearms and ammunition regulation; proposed ATF ammunition ban; issues related to the transportation of personal firearms. S. 2016 Responsible Transfer of Firearms Act. S. 2002 Mental Health and Safe Communities Act of 2015; H.R. 2406 The Share Act; S 659 Bipartisan Sportsmen's Act of 2016; legislation and policy related to prohibited those on the terror watch list from purchasing firearms; Civilian Marksmanship Program.
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Banking
Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act relating to debit card interchange fees. Issues relating to mobile payments. Issues relating to anti-money laundering and the Bank Secrecy Act generally. Issues relating to cyber-security. Consumer Financial Protection Bureau proposed rule on prepaid cards. Settlement agreement between the Office of Foreign Assets Control (OFAC) and PayPal. Consumer Financial Protection Bureau proposed rule on short-term lending. H.R. 766, Financial Institution Customer Protection Act of 2015, all provisions. H.R. 2578, Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016, section 565 relating to Operation Choke Point. S. 1484, Financial Regulatory Improvement Act of 2015, section 126 relating to Operation Choke Point. Treasury Department Request for Information (80 FR 42866) on online marketplace lending. Issues relating to international remittances. Consumer Financial Protection Bureau rule concerning prepaid accounts.
Client expense: Not reported · Firm income: $22,500
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Financial Institutions/Investments/Securities
General financial issues pertaining to the company,including Consumer Financial Protection Bureau and Operation Choke Point H.R. 4737 - State and Tribal Government Sovereignty Protection Act of 2016 H.R. 4018 - Consumer Protection and Choice Act H.R. 766 - Financial Institution Customer Protection Act of 2016 S. 2790 - Financial Institution Customer Protection Act of 2016
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Financial Institutions/Investments/Securities
H.R. 1309, Systemic Risk Designation Improvement Act, all provisions; H.R. 685, Mortgage Choice Act, all provisions; H.R. 766,Financial Institution Customer Protection Act, all provisions; H.R. 5983, Financial Choice Act, All provisions; SBA lending general education; Huntington/First Merit Merger Education.
Client expense: $120,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Banking
H.R. 1309, Systemic Risk Designation Improvement Act, all provisions; H.R. 685, Mortgage Choice Act, all provisions; H.R. 766,Financial Institution Customer Protection Act, all provisions; H.R. 5983, Financial Choice Act, All provisions; SBA lending general education; Huntington/First Merit Merger Education.
Client expense: $120,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Financial Institutions/Investments/Securities
General financial issues pertaining to the company. Consumer Financial Protection Bureau, Operation Choke Point H.R. 4737 - State and Tribal Government Sovereignty Protection Act of 2016 H.R. 4018 - Consumer Protection and Choice Act H.R. 766 - Financial Institution Customer Protection Act of 2016 S. 2790 - Financial Institution Customer Protection Act of 2016
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Banking
H.R. 601, the Eliminate Privacy Notice Confusion Act (to provide an exemption from the Gramm-Leach-Bliley Acts annual notice requirement for institutions that have not changed their privacy policies and only share personal information within the statutory exceptions. S. 423, the Privacy Notice Modernization Act (counterpart to H.R. 601). H.R. 1113, the Portfolio Lending and Mortgage Access Act; H.R. 1210, the Portfolio Lending and Mortgage Access Act (would provide that loans originated and held in portfolio are treated as Qualified Mortgages). H.R. 1233, the CLEARR Act of 2015 (to provide an exemption from the Gramm-Leach-Bliley Acts annual notice requirement). S. 812, the CLEAR Relief Act of 2015 (a companion bill to H.R. 1233). H.R. 888, Subsidy Reserve Act of 2015, to require nonbank financial companies supervised by the Federal Reserve Board and bank holding companies over $500 billion of assets to establish and maintain Subsidy Reserves. H.R. 1389, the American Jobs and Community Revitalization Act (provides a QM Safe Harbor for loans held in portfolio and establishes an application process for treatment as a rural or underserved area for purposes of QM. H.R. 1408, The Mortgage Servicing Asset Capital Requirements Act (postpones Basel III rules on mortgage servicing assets until their impact can be studied). H.R. 1529, the Community Institution Mortgage Relief Act (provides a legal safe harbor from escrow requirements for smaller institutions that hold loans in portfolio for three years). H.R. 3468, Credit Union Share Insurance Fund Parity Act (amended the Federal Credit Union Act to extend insurance coverage to IOLTAs.) H.R. 3791, to raise the consolidated assets threshold under the small bank holding company policy statement. H.R. 1334, the Holding Company Registration Threshold Equalization Act H.R. 1259/ S. 871, the Helping Expand Lending Practices (HELP) in Rural Communities Act S. 1484, the Financial Regulatory Improvement Act of 2015 H.R. 2896/S.3153, the TAILOR Act H.R. 766/S. 2790, the Financial Institution Consumer Protection Act of 2015 H.R. 1553, the Small Bank Exam Cycle Reform Act of 2015 H.R. 4116/S.3373, to ensure that the reciprocal deposits of an insured depository institution are not considered to be funds obtained by or through a deposit broker H.R. 5660, Retail Checking Account Protection Act of 2016 H.R. 4500, Community Bank Reporting Relief Act H.R 2209, to require the appropriate federal banking agencies to treat certain municipal obligations as level 2A liquid assets H.R. 5027, to amend the Federal Reserve Act to adjust the circumstances under which Federal Reserve bank stock is callable H.R. 5465, to repeal section 1075 of the Consumer Financial Protection Act of 2010 relating to rules for payment card transactions, and for other purposes H.R. 6162, to ensure that prepaid funds deposited in an insured depository institution satisfy the requirements of the primary purpose exclusion to the definition of deposit broker S. 3404, to require the appropriate Federal banking agencies to treat certain municipal obligations as level 2B liquid assets Basel Capital Rules Basel Liquidity Rules Accountability for Basel/FSB negotiations Volcker Rule Reform DoL Fiduciary Rule H.R. 5983, The Financial CHOICE Act De novo banks
Client expense: $2,840,000 · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE
2016 · fourth_quarter · Banking
Consumer Financial Protection Bureaus (CFPB) Notice and Request for Comment on Web-Based Quantitative Testing Point of Sale/ATM (POS/ATM) Overdraft Disclosure Forms; Comments responding to request for information on the FHFAs proposed collection of information relating to the NSEMB; Comments on Regulatory Impact Assessment and Initial Regulatory Flexibility Analysis, RIN 1506-AB25; Concerns with CFPB future payday lending rulemakings; payday lending as related to the CFPB Proposals; H.R. 3192: Homebuyers Assistance Act; H.R. 2769: Risk-Based Capital Study Act; National Credit Union Administrations (NCUA) risk-based capital proposal; H.R. 2205: Data Security Act of 2015/ Subjects retailers to robust federal safekeeping standard; EMV chip technology is what makes the new cards more secure - PIN is a distraction from the real issue that is data security; party responsible for breached data should be liable for costs associated with breach; NCUAs budget; H.R. 1176: NCUA Budget Transparency Act/ GAO Study of NCUA budgeting practices; H.R. 1188: Credit Union Small Business Jobs Creation Act/ raising MBL cap; H.R. 1195: Bureau of Consumer Financial Protection Advisory Boards Act; H.R. 1210: Portfolio Lending and Mortgage Access Act; H.R. 2473: Preserving Capital Access and Mortgage Liquidity Act of 2015; H.R. 2896: the TAILOR Act of 2015; S. 754: Cyber Security Information Sharing Act; NAFCUs Five Point Plan for Regulatory Relief (capital reforms for credit unions; field of membership improvements for credit unions; reduced consumer financial protection bureaus on credit unions; operational improvements for credit unions; 21st century data security standards); Regulatory relief for credit unions; Impact of Federal Regulations on Credit Unions; S. 961: Data Security Act of 2015/ Subjects retailers to robust federal safekeeping standard; NCUAs efforts to allow credit unions to better serve rural areas; H.R. 1259: Helping Expand Lending Practices in Rural Communities Act; CFPBs interim final rule amending Regulation Z; H.R. 1261: Bureau of Consumer Financial Protection Accountability Act/ Subjects CFPB to Congressional appropriations process; S. 774: Financial Institutions Examination Fairness and Reform Act; S. 871: HELP Rural Communities Act of 2015/ CFPB Rural Definition; H.R. 685: Mortgage Choice Act of 2015/ Points and Fees; H.R. 1408: Mortgage Servicing Asset Capital Requirements Act; H.R. 1422: Credit Union Residential Loan Parity Act/ MBL 1-4 exemption; H.R. 1529: Community Institution Mortgage Relief Act of 2015; H.R. 1941: Financial Institutions Examination Fairness and Reform Act; Regulatory Burdens; Qualified Mortgage Rule; S. 1484: Financial Regulatory Improvement Act; Federal Credit Union Act; S. 2028: A bill to amend the Federal Credit Union Act, to advance the ability of credit unions to promote small business growth and economic development opportunities, and for other purposes; H.R. 3738: the Office of Financial Research Accountability Act of 2015; H.R. 3557: the FSOC Transparency and Accountability Act; H.R. 1660: the Federal Savings Association Charter Flexibility Act; Improve the federal charter of credit unions through the FCU Act; H.R. 989: Capital Access for Small Businesses and Jobs Act/ Supplemental Capital; H.R. 1133: To exclude extensions of credit made to veterans from the definition of a member business loan under the Federal Credit Union Act; NCUA proposed rulemaking on a federal insured credit unions member business lending; NCUAs exam scheduling policy; NAFCUs Top Ten Regulations for Eliminate of Amend (improve process for credit unions seeking changes to their field of membership; provide more meaningful exemptions for small institutions; Dodd-Frank 1022 Authority; expand credit union investment authority; allowing more transfers per month from savings accounts per Federal Reserve Regulation D; flexibility for credit unions making member business loans; NCUAs member business lending rule: update requirement to disclose account numbers to protect privacy of members; update advertising requirements for loan products and share accounts; Accuracy of advertising and notice of insured status; seek improvements to the NCUA Central Liquidity Facility (CLF); CLF information collection; CLF modernization to obtain flexibility for federal credit unions to determine their choice of law; update simplify and make improvements to regulations governing check processing funds); S. 423: Privacy Notice Modernization Act of 2015; H.R. 22: the Surface Transportation Reauthorization and Reform Act of 2015; NCUAs proposed Field of Membership Amendments; H.R. 2995: Financial Services and General Government Appropriations Act; Require the CFPB to conduct a fair, comprehensive study before adopting a rule that would restrict arbitration and open the door to abusive class actions; prevent arbitration restrictions; NCUA third party vendor authority; CFPB request for approval under the Paperwork Reduction Act to conduct a national web-based survey relative to overdraft protection services; CFPB consumer complaint narrative database; CFPB and the student loan servicing market; Student Loan Borrower Communication ;CFPB integration of the Truth in Lending Act (TILA) - Real Estate Settlement Procedures Act (RESPA) disclosures, consider good faith efforts to comply with TRID; financial regulators must level the playing field and promulgate rules that require non-traditional market lenders to meet basic consumer protection requirements such as those of TILA, underwriting standards for loans, and applicable state usury laws; NCUAs usury ceiling under the FCU Act; FSOC should facilitate regulatory coordination among its member regulators; preserve the credit union tax exemption; regulatory relief including CFPB using their exemption authority more; Housing Finance Reform - it is vital that credit unions continue to have unfettered access to the secondary mortgage market and any reforms should have emphasis on fair pricing that reflects loan quality rather than quantity; Department of Labors proposed changes to the Fair Labor Standards Act for certain full-time salaried works to be eligible for overtime protections; Federal Communication Commission clarification for free end user calls made by financial institutions; Federal Communication Commission regarding clarifications to the interpretations of the Telephone Consumer Protection Act; FCCs Declaratory Ruling and Order on TCPA; H.R. 1155: the Searching for and Cutting Regulations that are unnecessarily Burdensome (SCRUB) Act; prepaid cards - CFPB efforts to ensure that consumers using prepaid products are sufficiently informed and protected - they should find appropriate balance between adequate consumer protection and allowing consumers access to products they demand; compliance burdens related to CFPB amendments to Regulation C, HMDA; Uniform Residential Loan Application (URLA); Periodic Statements for Borrowers who have filed for bankruptcy; Statement production systems and CFPBs servicing regulations; Small Business Administration SBA 7(a) business loan program; H.R. 2499: Veterans Entrepreneurship Act of 2015; FY 2016 Financial Services and General Government Appropriations bill; H.R. 427: Regulations for the Executive in Need of Scrutiny Act of 2015; Improve agency use of regulatory guidance; Protect responsible overdraft services; Changes to requirements under the Home Mortgage Disclosure Act; H.R. 957: Bureau of Consumer Financial Protection Inspector General Reform Act; Reform of Fannie Mae and Freddie Mac; Credit risk-guarantee fees; Military Lending Act; H.R. 1735: National Defense Authorization Act for Fiscal Year 2016; Cost-benefit analysis at federal regulatory agencies; Regulatory coordination; Regulations related to remittance transfers; Legal opinion letters at the CFPB and NCUA; H.R. 9: Innovation Act; H.R. 185: Regulatory Accountability Act of 2015; H.R. 527: Small Business Regulatory Flexibility Improvements Act of 2015; H.R. 650: Preserving Access to Manufactured Housing Act; H.R. 766: Financial Institution Customer Protection Act/ Ending Operation Choke Point; H.R. 1262: Consumer Right to Financial Privacy Act of 2015; H.R. 1263: Consumer Financial Protection Safety and Soundness Improvement Act/ Changes veto authority of the Financial Stability Oversight Council; H.R. 1265: Bureau Advisory Commission Transparency Act/ Making credit union advisory council meetings public; H.R. 1266: Financial Product Safety Commission Act/ Replacing CFPB Director with Commission; H.R. 1309: Systemic Risk Designation Improvement Act of 2015; S. 881: Comprehensive Regulatory Review Act of 2015; S. 924: To require public hearings on NCUA's budget; S. 1137: PATENT Act; S. 1440: Credit Union Residential Loan Parity Act/ MBL 1-4 exemption; Ensure an Effective Payments system; Fairness under FCC ruling on autodialing and FCC oversight; Telephone Consumer Protection Act; modernize online lending laws and regulations; give NCUA greater flexibility with credit union lending including the ability to establish longer maturities for certain loans; preventing g-fees charged by Fannie and Freddie from being used as funding offset; NCUA 18-month Exam Cycle; Military Lending Act Database; Credit Losses Accounting Standard; FASB Accounting Standards; CFPBs expansion of data collection under Reg C, Privacy protections for data collected by CFPB; NIST notice and request for information on views on the Framework for Improving Critical Infrastructure Cybersecurity; Comments on Notice of proposed rulemaking regarding field of membership and chartering; CBSA population limit, combined statistical area, well defined local communities, rural population limits, multiple common bond charters, underserved areas, TIP charters; CFPB information collection on compliance costs and other effects of regulation; Duty to serve underserved markets; interchange rates as related to the Durbin Amendment to Dodd-Frank; Repeal Durbin Amendment; H.R. 5465 - to repeal Durbin Amendment; Federal Reserves EGRPRA review process; FHFAs principal reduction consideration; FFIEC Cybersecurity Assessment Tool; FFIEC proposed revision to the Uniform Interagency Consumer Compliance Rating System; Department of Labor Fiduciary Rule, Department of Labor overtime Rule; Administrative Procedures Act; Regulatory Flexibility for credit unions; Promote Consumer Protection and Financial Literacy; Financial Technology (FinTech); FinTech and online marketplace lending; Transparency for NCUAs Overhead Transfer Rate methodology; Transparency for NCUAs Operating Fee methodology; FY 2017 Financial Services and General Government Appropriations Bill; Community Development Financial Institution funding (CDFI); CDFI certification and reporting requirements; Dept. of Treasurys National Strategy for financial literacy and education; NCUAs information collection on investment and deposit activities; allow credit unions to purchase loans from other originators for purposes of issuing securities; mortgage servicing rights; extend exemption for consumer credit cards from MLA Rule requirements; Secondary Capital for low-income designated credit unions(LICU); LICU information collection burdens; Loan Level Price adjustments and Guaranty Fees; HR5541, Financial Services for the Underserved Act of 2016; NCUAs proposed rule regarding FCU occupancy, planning, and disposal of acquired and abandoned premises; HR 1486, Taking Account of Bureaucrats Spending Act (TABS); HR 4773, the Protection Workplace Advancement and Opportunity Act; HR 4538, the Senior$afe Act; NCUAs proposed rule on Incentive-Based Compensation Arrangement; NCUAs Exam Flexibility Initiative; issues related to the National Credit Union Share Insurance Funds Equity Ratio; NCUAs Regulatory Review; seeking guidance from NCUA on interpretation of overall financial performance; NCUAs Revised Examiner Guidance; NCUA to revise CUSO reporting requirements; CUSO accounting standards, Amend NCUA thresholds for supervisory committee audits and verifications; NCUA to address duplicative nature of Fair Credit Reporting regulations; Incidental Powers; requirements for share insurance; Update call reports; DOJs ANPR on accessibility of web information and services of State and Local Government entities; CFPBs amendment to Regulation Ps Annual Privacy Notice Requirement; NCUAs modernization of data collection for regulatory oversight of credit unions; CFPBs proposed rule on arbitration agreements; Property Assessed Clean Energy (PACE) Loans; NCUAs proposed amendments to the Community Development Revolving Loan Fund; modernization of Federal Credit union Bylaws; FHFAs development of a Common Securitization Platform; NIST request for comment on current and future states of cybersecurity in the digital economy; DOD to give better guidance and extend effective date on Military Lending Act Rule; comments on CFPBs Outline of Proposals Under Consideration and Alternatives Considered regarding Third-Party debt collection practices; comments on Consumer Response Company Response Survey; H.R. 5983, the Financial CHOICE Act; H.R. 4038, the Community Financial Institution Exemption Act; H.R. 6094, Regulatory Relief for Small Businesses, Schools, and Non-Profits Act; CFPBs proposed rule related to Payday, Vehicle Title and Certain High-Cost Installment Loans; Single-Family Credit Risk Transfer and proposals to adopt additional front-end credit risk transfer structures; rebates to credit unions related to the Temporary Corporate Credit Union Stabilization Fund; CFPB request for comment on Amendments Relating to Disclosure of Records and Information; NCUAs 2017 and 2018 proposed budgets; NCUAs Equity Fund Ratio and 2017 Projections; Changes to NCUAs Chartering and Field of Membership Manual.
Client expense: $640,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Institute of Standards & Technology (NIST), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
2016 · fourth_quarter · Financial Institutions/Investments/Securities
Consumer Financial Protection Bureaus (CFPB) Notice and Request for Comment on Web-Based Quantitative Testing Point of Sale/ATM (POS/ATM) Overdraft Disclosure Forms; Comments responding to request for information on the FHFAs proposed collection of information relating to the NSEMB; Comments on Regulatory Impact Assessment and Initial Regulatory Flexibility Analysis, RIN 1506-AB25; Concerns with CFPB future payday lending rulemakings; payday lending as related to the CFPB Proposals; H.R. 3192: Homebuyers Assistance Act; H.R. 2769: Risk-Based Capital Study Act; National Credit Union Administrations (NCUA) risk-based capital proposal; H.R. 2205: Data Security Act of 2015/ Subjects retailers to robust federal safekeeping standard; EMV chip technology is what makes the new cards more secure - PIN is a distraction from the real issue that is data security; party responsible for breached data should be liable for costs associated with breach; NCUAs budget; H.R. 1176: NCUA Budget Transparency Act/ GAO Study of NCUA budgeting practices; H.R. 1188: Credit Union Small Business Jobs Creation Act/ raising MBL cap; H.R. 1195: Bureau of Consumer Financial Protection Advisory Boards Act; H.R. 1210: Portfolio Lending and Mortgage Access Act; H.R. 2473: Preserving Capital Access and Mortgage Liquidity Act of 2015; H.R. 2896: the TAILOR Act of 2015; S. 754: Cyber Security Information Sharing Act; NAFCUs Five Point Plan for Regulatory Relief (capital reforms for credit unions; field of membership improvements for credit unions; reduced consumer financial protection bureaus on credit unions; operational improvements for credit unions; 21st century data security standards); Regulatory relief for credit unions; Impact of Federal Regulations on Credit Unions; S. 961: Data Security Act of 2015/ Subjects retailers to robust federal safekeeping standard; NCUAs efforts to allow credit unions to better serve rural areas; H.R. 1259: Helping Expand Lending Practices in Rural Communities Act; CFPBs interim final rule amending Regulation Z; H.R. 1261: Bureau of Consumer Financial Protection Accountability Act/ Subjects CFPB to Congressional appropriations process; S. 774: Financial Institutions Examination Fairness and Reform Act; S. 871: HELP Rural Communities Act of 2015/ CFPB Rural Definition; H.R. 685: Mortgage Choice Act of 2015/ Points and Fees; H.R. 1408: Mortgage Servicing Asset Capital Requirements Act; H.R. 1422: Credit Union Residential Loan Parity Act/ MBL 1-4 exemption; H.R. 1529: Community Institution Mortgage Relief Act of 2015; H.R. 1941: Financial Institutions Examination Fairness and Reform Act; Regulatory Burdens; Qualified Mortgage Rule; S. 1484: Financial Regulatory Improvement Act; Federal Credit Union Act; S. 2028: A bill to amend the Federal Credit Union Act, to advance the ability of credit unions to promote small business growth and economic development opportunities, and for other purposes; H.R. 3738: the Office of Financial Research Accountability Act of 2015; H.R. 3557: the FSOC Transparency and Accountability Act; H.R. 1660: the Federal Savings Association Charter Flexibility Act; Improve the federal charter of credit unions through the FCU Act; H.R. 989: Capital Access for Small Businesses and Jobs Act/ Supplemental Capital; H.R. 1133: To exclude extensions of credit made to veterans from the definition of a member business loan under the Federal Credit Union Act; NCUA proposed rulemaking on a federal insured credit unions member business lending; NCUAs exam scheduling policy; NAFCUs Top Ten Regulations for Eliminate of Amend (improve process for credit unions seeking changes to their field of membership; provide more meaningful exemptions for small institutions; Dodd-Frank 1022 Authority; expand credit union investment authority; allowing more transfers per month from savings accounts per Federal Reserve Regulation D; flexibility for credit unions making member business loans; NCUAs member business lending rule: update requirement to disclose account numbers to protect privacy of members; update advertising requirements for loan products and share accounts; Accuracy of advertising and notice of insured status; seek improvements to the NCUA Central Liquidity Facility (CLF); CLF information collection; CLF modernization to obtain flexibility for federal credit unions to determine their choice of law; update simplify and make improvements to regulations governing check processing funds); S. 423: Privacy Notice Modernization Act of 2015; H.R. 22: the Surface Transportation Reauthorization and Reform Act of 2015; NCUAs proposed Field of Membership Amendments; H.R. 2995: Financial Services and General Government Appropriations Act; Require the CFPB to conduct a fair, comprehensive study before adopting a rule that would restrict arbitration and open the door to abusive class actions; prevent arbitration restrictions; NCUA third party vendor authority; CFPB request for approval under the Paperwork Reduction Act to conduct a national web-based survey relative to overdraft protection services; CFPB consumer complaint narrative database; CFPB and the student loan servicing market; Student Loan Borrower Communication ;CFPB integration of the Truth in Lending Act (TILA) - Real Estate Settlement Procedures Act (RESPA) disclosures, consider good faith efforts to comply with TRID; financial regulators must level the playing field and promulgate rules that require non-traditional market lenders to meet basic consumer protection requirements such as those of TILA, underwriting standards for loans, and applicable state usury laws; NCUAs usury ceiling under the FCU Act; FSOC should facilitate regulatory coordination among its member regulators; preserve the credit union tax exemption; regulatory relief including CFPB using their exemption authority more; Housing Finance Reform - it is vital that credit unions continue to have unfettered access to the secondary mortgage market and any reforms should have emphasis on fair pricing that reflects loan quality rather than quantity; Department of Labors proposed changes to the Fair Labor Standards Act for certain full-time salaried works to be eligible for overtime protections; Federal Communication Commission clarification for free end user calls made by financial institutions; Federal Communication Commission regarding clarifications to the interpretations of the Telephone Consumer Protection Act; FCCs Declaratory Ruling and Order on TCPA; H.R. 1155: the Searching for and Cutting Regulations that are unnecessarily Burdensome (SCRUB) Act; prepaid cards - CFPB efforts to ensure that consumers using prepaid products are sufficiently informed and protected - they should find appropriate balance between adequate consumer protection and allowing consumers access to products they demand; compliance burdens related to CFPB amendments to Regulation C, HMDA; Uniform Residential Loan Application (URLA); Periodic Statements for Borrowers who have filed for bankruptcy; Statement production systems and CFPBs servicing regulations; Small Business Administration SBA 7(a) business loan program; H.R. 2499: Veterans Entrepreneurship Act of 2015; FY 2016 Financial Services and General Government Appropriations bill; H.R. 427: Regulations for the Executive in Need of Scrutiny Act of 2015; Improve agency use of regulatory guidance; Protect responsible overdraft services; Changes to requirements under the Home Mortgage Disclosure Act; H.R. 957: Bureau of Consumer Financial Protection Inspector General Reform Act; Reform of Fannie Mae and Freddie Mac; Credit risk-guarantee fees; Military Lending Act; H.R. 1735: National Defense Authorization Act for Fiscal Year 2016; Cost-benefit analysis at federal regulatory agencies; Regulatory coordination; Regulations related to remittance transfers; Legal opinion letters at the CFPB and NCUA; H.R. 9: Innovation Act; H.R. 185: Regulatory Accountability Act of 2015; H.R. 527: Small Business Regulatory Flexibility Improvements Act of 2015; H.R. 650: Preserving Access to Manufactured Housing Act; H.R. 766: Financial Institution Customer Protection Act/ Ending Operation Choke Point; H.R. 1262: Consumer Right to Financial Privacy Act of 2015; H.R. 1263: Consumer Financial Protection Safety and Soundness Improvement Act/ Changes veto authority of the Financial Stability Oversight Council; H.R. 1265: Bureau Advisory Commission Transparency Act/ Making credit union advisory council meetings public; H.R. 1266: Financial Product Safety Commission Act/ Replacing CFPB Director with Commission; H.R. 1309: Systemic Risk Designation Improvement Act of 2015; S. 881: Comprehensive Regulatory Review Act of 2015; S. 924: To require public hearings on NCUA's budget; S. 1137: PATENT Act; S. 1440: Credit Union Residential Loan Parity Act/ MBL 1-4 exemption; Ensure an Effective Payments system; Fairness under FCC ruling on autodialing and FCC oversight; Telephone Consumer Protection Act; modernize online lending laws and regulations; give NCUA greater flexibility with credit union lending including the ability to establish longer maturities for certain loans; preventing g-fees charged by Fannie and Freddie from being used as funding offset; NCUA 18-month Exam Cycle; Military Lending Act Database; Credit Losses Accounting Standard; FASB Accounting Standards; CFPBs expansion of data collection under Reg C, Privacy protections for data collected by CFPB; NIST notice and request for information on views on the Framework for Improving Critical Infrastructure Cybersecurity; Comments on Notice of proposed rulemaking regarding field of membership and chartering; CBSA population limit, combined statistical area, well defined local communities, rural population limits, multiple common bond charters, underserved areas, TIP charters; CFPB information collection on compliance costs and other effects of regulation; Duty to serve underserved markets; interchange rates as related to the Durbin Amendment to Dodd-Frank; Repeal Durbin Amendment; H.R. 5465 - to repeal Durbin Amendment; Federal Reserves EGRPRA review process; FHFAs principal reduction consideration; FFIEC Cybersecurity Assessment Tool; FFIEC proposed revision to the Uniform Interagency Consumer Compliance Rating System; Department of Labor Fiduciary Rule, Department of Labor overtime Rule; Administrative Procedures Act; Regulatory Flexibility for credit unions; Promote Consumer Protection and Financial Literacy; Financial Technology (FinTech); FinTech and online marketplace lending; Transparency for NCUAs Overhead Transfer Rate methodology; Transparency for NCUAs Operating Fee methodology; FY 2017 Financial Services and General Government Appropriations Bill; Community Development Financial Institution funding (CDFI); CDFI certification and reporting requirements; Dept. of Treasurys National Strategy for financial literacy and education; NCUAs information collection on investment and deposit activities; allow credit unions to purchase loans from other originators for purposes of issuing securities; mortgage servicing rights; extend exemption for consumer credit cards from MLA Rule requirements; Secondary Capital for low-income designated credit unions(LICU); LICU information collection burdens; Loan Level Price adjustments and Guaranty Fees; HR5541, Financial Services for the Underserved Act of 2016; NCUAs proposed rule regarding FCU occupancy, planning, and disposal of acquired and abandoned premises; HR 1486, Taking Account of Bureaucrats Spending Act (TABS); HR 4773, the Protection Workplace Advancement and Opportunity Act; HR 4538, the Senior$afe Act; NCUAs proposed rule on Incentive-Based Compensation Arrangement; NCUAs Exam Flexibility Initiative; issues related to the National Credit Union Share Insurance Funds Equity Ratio; NCUAs Regulatory Review; seeking guidance from NCUA on interpretation of overall financial performance; NCUAs Revised Examiner Guidance; NCUA to revise CUSO reporting requirements; CUSO accounting standards, Amend NCUA thresholds for supervisory committee audits and verifications; NCUA to address duplicative nature of Fair Credit Reporting regulations; Incidental Powers; requirements for share insurance; Update call reports; DOJs ANPR on accessibility of web information and services of State and Local Government entities; CFPBs amendment to Regulation Ps Annual Privacy Notice Requirement; NCUAs modernization of data collection for regulatory oversight of credit unions; CFPBs proposed rule on arbitration agreements; Property Assessed Clean Energy (PACE) Loans; NCUAs proposed amendments to the Community Development Revolving Loan Fund; modernization of Federal Credit union Bylaws; FHFAs development of a Common Securitization Platform; NIST request for comment on current and future states of cybersecurity in the digital economy; DOD to give better guidance and extend effective date on Military Lending Act Rule; comments on CFPBs Outline of Proposals Under Consideration and Alternatives Considered regarding Third-Party debt collection practices; comments on Consumer Response Company Response Survey; H.R. 5983, the Financial CHOICE Act; H.R. 4038, the Community Financial Institution Exemption Act; H.R. 6094, Regulatory Relief for Small Businesses, Schools, and Non-Profits Act; CFPBs proposed rule related to Payday, Vehicle Title and Certain High-Cost Installment Loans; Single-Family Credit Risk Transfer and proposals to adopt additional front-end credit risk transfer structures; rebates to credit unions related to the Temporary Corporate Credit Union Stabilization Fund; CFPB request for comment on Amendments Relating to Disclosure of Records and Information; NCUAs 2017 and 2018 proposed budgets; NCUAs Equity Fund Ratio and 2017 Projections; Changes to NCUAs Chartering and Field of Membership Manual.
Client expense: $640,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Institute of Standards & Technology (NIST), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
2016 · fourth_quarter · Law Enforcement/Crime/Criminal Justice
H.R. 86; Safe Students Act - Amends the federal criminal code to repeal provisions making it unlawful to possess or discharge a firearm in a school zone. H.R. 131 & S. 1308; Interstate Transportation of Firearms or Ammunition - To amend chapter 44 of title 18, United States Code, to more comprehensively address the interstate transportation of firearms or ammunition. H.R. 402; National Right-to-Carry Reciprocity Act of 2015 - Amends the federal criminal code to authorize a person who is carrying a valid, government-issued identification document containing that person's photograph and a valid permit to carry a concealed firearm in one state, and who is not prohibited from possessing, transporting, shipping, or receiving a firearm under federal law, to possess or carry a concealed handgun (other than a machine gun or destructive device) in another state in accordance with the restrictions of that state. H.R. 578 & S. 263; Recreational Lands Self-Defense Act of 2015 - Prohibits the Secretary of the Army from promulgating or enforcing any regulation that prohibits an individual from possessing a firearm at a water resources development project administered by the Chief of Engineers if: (1) the individual is not otherwise prohibited by law from possessing the firearm, and (2) the possession of the firearm is in compliance with the law of the state in which the project is located. H.R. 923 & S. 498; Constitutional Concealed Carry Reciprocity Act of 2015 - Amends the federal criminal code to authroize a person who is not prohibited from possessing, transporting, shipping, or receiving a firearm under federal law, who is entitled and not prohibited from carry a concealed firearm in his or her state of residence or who is carrying a valid state license or permit to carry a concealed weapon, and who is carrying a government-issued photographic identification document to carry a concealed handgun (which has been shipped or transported in interstate or foreign commerce, other than a machine gun or destructive device) in any state in accordance with the restrictions of that state. H.R. 986; Concealed Carry Reciprocity Act of 2015 - To amend title 18, United States Code, to provide a means by which nonresidents of a State whose residents may carry concealed firearms may also do so in the State. H.R. 1114 & S. 173; To modify the definition of "antique firearm" - Modifies the definition of "antique firearm" under the federal criminal code and the Internal Revenue Code to cover any firearm manufactured in or before the calendar year that is 100 years before the year in which a determination is made as to whether the firearm is an antique firearm (currently, any firearm manufactured in or before 1898). H.R. 1316 & S. 670; Veterans' Heritage Firearms Act of 2015 - Provides a 90-day amnesty period during which veterans and their family members can register in the National Firearms Registration and Transfer Record any firearm acquired before October 31, 1968, by a veteran while a member of the Armed Forces stationed outside the continental United States. H.R. 1358; Armor-Piercing Bullets Act of 2015 - To enact into law a framework for deciding whether certain projectiles are armour piercing ammuniton. H.R. 1739; FIREARM Act - To prohibit the Federal Government from requiring race or ethnicity to be disclosed in connection with the transfer of a firearm. H.R. 1745; Support Assault Firearms Elimination and Reduction for our Streets Act - To amend the Internal Revenue Code of 1986 to allow a credit against tax for surrendering to authorities certain assault weapons. H.R. 1858; Crime Gun Tracing Act - To promote the tracing of firearms used in crimes, and for other purposes. H.R. 2137 & S. 1162; Federal Law Enforcement Self-Defense and Protection Act of 2015 - To ensure Federal law enforcement officers remain able to ensure their own safety, and the safety of their families, during a covered furlough. H.R. 2216; Protecting Domestic Violence and Stalking Victims Act - To amend title 18, United States Code, to protect more victims of domestic violence by preventing their abusers from possessing or receiving firearms, and for other purposes. H.R. 2246 & S. 1351; Firearms Interstate Commerce Reform Act - To amend chapter 44 of title 18, United States Code, to update certain procedures applicable to commerce in firearms and remove certain Federal restrictions on interstate firearms transactions. H.R. 2283; Stope Online Ammunition Sales Act of 2015 - To require face to face purchases of ammunition, to require licensing of ammunition dealers, and to require reporting regarding bulk purchases of ammunition. H.R. 2380; Gun Show Loophole Closing Act of 2015 - To require criminal background checks on all firearms transactions occurring at gun shows. H.R. 2546; Firearm Risk Protection Act of 2015 - To prohibit the sale of a firearm to, and the purchase of a firearm by, a person who is not covered by appropriate liability insurance coverage. H.R. 2612 & S. 1473; To authorize the appropriation of funds to the Centers for Disease Control and Prevention for conducting or supporting research on firearms safety or gun violence prevention. H.R. 2710; Lawful Purpose and Self Defense Act - To revise various laws that interfere with the right of the people to obtain and use firearms for all lawful purposes. H.R. 2732; Handgun Purchaser Licensing Act - To provide for a grant program for handgun licensing programs, and for other purposes. H.R. 2753; Fairness in Firearm Testing Act - To require the Bureau of Alcohol, Tobacco, Firearms, and Explosives to make video recordings of the examination and testing of firearms and ammunition, and for other purposes. H.R. 2767; Airport Security Act of 2015 - To prohibit certain individuals from possessing a firearm in an airport, and for other purposes. H.R. 2871; Keeping Guns From Criminals Act - To provide an incentive for firearm owners to sell their firearms safely and responsibly. H.R. 3051; Background Check Completion Act - To eliminate the requirement that a firearms dealer transfer a firearm if the national instant criminal background check system has been unable to complete a background check of the prospective transferee within 3 business days. H.R. 3125; Accidental Firearms Transfers Reporting Act of 2015 - To require the Director of the Federal Bureau of Investigation to report to the Congress semiannually on the number of firearms transfers resulting from the failure to complete a background check within 3 business days, and the procedures followed after it is discovered that a firearm transfer has been made to a transferee who is ineligible to receive a firearm. H.R. 3375; To amend chapter 44 of title 18, United States Code, to extend the period during which a firearms licensee is required to wait for a response from the national instant criminal background check system before being allowed to transfer a firearm to a prospective transferee. H.R. 3395; Trafficking Reduction and Criminal Enforcement (TRACE) Act - To prevent the illegal sale of firearms, and for other purposes. H.R. 3411; Fix Gun Checks Act of 2015 - To ensure that all individuals who should be prohibited from buying a firearm are listed in the national instant criminal background check system and require a background check for every firearm sale. H.R. 3455; Gun Trafficking Prevention Act of 2015 - To prevent gun trafficking. H.R. 3569; Good Neighbor Gun Dealer Act - To require the Attorney General to establish a "Good Neighbor" code of conduct for federally licensed firearms dealers, and for other purposes. H.R. 3713; Sentencing Reform Act of 2015, To reform sentencing laws, and for other purposes. H.R. 3813; Domestic Violence Gun Homicide Prevention Act of 2015, To establish a grant program to encourage States to adopt certain policies and procedures relating to the transfer and possession of firearms. H.R. 3853; Gun Dealer Accountability Act, To provide the Attorney General with greater discretion in issuing Federal firearms licenses, and to authorize temporarily greater scrutiny of Federal firearms licensees who have transferred a firearm unlawfully or had 10 or more crime guns traced back to them in the preceding 2 years. H.R. 3888; Blair Holt's Firearm Licensing and Record of Sale Act of 2015, To provide for the implementation of a system of licensing for purchasers of certain firearms and for a record of sale system for those firearms, and for other purposes. H.R. 3926; Gun Violence Research Act, To amend the Public Health Service Act to provde for better understanding of the epidemic of gun violence, and for other purposes. H.R. 4069; No Guns for Terrorists Act of 2015, To amend title 18, United States Code, to prohibit the sale of firearms to individuals suspected of terrorism, and for other purposes. H.R 4135; Visa Waiver Program Firearms Clarification Act of 2015, To clarify the definition of nonimmigrant for purposes of chapter 44 of title 18, United States Code. H.R. 4145; To require the Comptroller General of the United States to conduct a study of, and report to the Congress on, secure gun storage or safety devices. H.R. 4214; Gun Violence Prevention and Safe Communities Act of 2015, To amend the Internal Revenue Code of 1986 to increase the excise tax and special occupational tax in respect of firarms and to increase the transfer tax on any other weapon, and for other purposes. H.R. 4237; Protect America Act of 2015, To increase public safety by permitting the Attorney General to deny the transfer of firearms or the issuance of explosives licenses to known or suspected terrorists, and for other purposes. H.R. 4269; Assasult Weapons Bank of 2015, To regulate assault weapons, to ensure that the right to keep and bear arms is not unlimited, and for other purposes. H.R. 4278; Safer Neighborhoods Gun Buyback Act of 2015, To authorize the Director of the Bureau of Justice Assistance to make grants to States, units lof local government, and gun dealers to conduct gun buyback programs, and for other purposes. H.R. 4315; Mental Health Access and Gun Violence Prevention Act of 2016 - This bill authorizes FY2017 appropriations for the Department of Justice, the Department of Health and Human Services, and the Social Security Administration to: (1)increase access to mental health care treatment and services, and (2)promote reporting of mental health information to the National Instant Criminal Background Check System. H.R. 4316; Gun Violence Reduction Resources Act of 2016 - This bill authorizes the Department of Justice to hire 200 additional agents and investigators for the Bureau of Alcohol, Tobacco, Firearms and Explosives. H.R. 4399; Equal Access to Justice for Victims of Gun Violence Act - This bill amends the Protection of Lawful Commerce in Arms Act to repeal provisions that prohibit state or federal civil actions or administrative proceedings from being brought against firearm or ammunition manufacturers, sellers, importers, dealers, or trade associations for criminal or unlawful misuse of a firearm by the person bringing the action or a third party. The bill prohibits the Firearms Trace System database maintained by the National Trace Center of the Bureau of Alcohol, Tobacco, Firearms and Explosives from being immune from legal process. In state or federal civil actions or administrative proceedings, the contents of the database: (1)shall be subject to discovery and admissible as evidence; and (2)may be used, relied on, or disclosed in any manner, Testimony or other evidence may also be permitted based on that data. H.R. 4550; PASS Act - To permit qualified law enforcement officers, qualified retired law enforcement officers, and persons not prohibited by State law from carrying a concealed firearm to carry a firearm, and to discharge a firearm in defense of self or others, in a school zone. H.R. 4703; Family Firearm Protection Act - This bill prohibits a federal government officer or employee from taking an action that limits a firearm transfer between family members, including by way of inheritance, that is more restrictive than limitations in effect as of January 3, 2016. H.R. 4748; Imported Assault Weapons Ban of 2016 - To ban the importation of semiautomatic assault weapons, and for other purposes. H.R. 4905; ATF Enforcement Act - To restore the ability of law enforcement authorities to enforce gun safety laws, and for other purposes. H.R. 4928; Firearms Transfer Improvement Act - To amend chapter 44 of title 18, United States Code, to amend the requirement that interstate firearms sales by Federal firearms licensees be made in accordance with the State law where the transaction occurs. H.R. 4952; Fair Federal Firearms Licensing Act - To impose a deadline by which a person whose Federal firearms license has expired, or is surrendered, or revoked, must liquidate the firearms inventory of any business subject to the license, and for other purposes. H.R. 5080; Hadiya Pendleton and Nyasia Pryear-Yard Gun Trafficking and Crime Prevention Act of 2016 - To prevent gun trafficking. H.R. 5135; Suppressor Export Act - To amend the Arms Export and Control Act to provide that no regulation issued under section 38(a)(1) of that Act, and no policy or practice in implementing such a regulation, may prohibit the otherwise lawful export for sale or transfer of any firearm silencer, or any component, part, accessory or attachment for any firearm silencer, and for other purposes. H.R. 5470; Stop Mass Killings By Violent Terrorists Act - To amend chapter 44 of title 18, United States Code, to require a criminal background check to be conducted before a federally licensed firearms importer, manufacturer, or dealer may transfer a large capacity ammunition feeding device to a non-licensee, and to prohibit a semiautomatic assault weapon or large capacity ammunition feeding device from being so transferred until the Attorney General has verified that the prospective transferee has truthfully answered questions about whether the prospective transferee has been contacted recently by Federal law enforcement authorities. H.R. 5495; To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes - To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes. H.R. 5504; To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes - To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes. H.R. 5544; Terrorist Screening Database Improvement Act - To amend title 18, United States Code, to prohibit the transfer of a firearm to a person whose name is in the Terrorist Screening Database, and for other purposes. H.R. 5576; To authorize the Attorney General to deny the transfer of firearms and explosives and Federal firearms and explosives licenses and permits to known or suspected terrorists. H.R. 5615; Freedom from Fear Act, To reinstate the ban on semiautomatic assault weapons. H.R. 5705; To authorize the Attorney General to deny the transfer of firearms and explosives and Federal firearms and explosives licenses and permits to known or suspected terrorists. H.R. 5739; Help End Assault Rifle Tragedies (HEART) Act of 2016, To prohibit the transfer, loan, or other disposition of a machine gun or semiautomatic assault weapon to an individual under 16 years of age. H.R. 6052; Preventing Gun Violence Act, To amend chapter 44 of title 18, United States Code, to prohibit the possession of a firearm by a person who is adjudicated to have committed a violent juvenile act. H.R. 6716; Export Control Reform Act, To transfer certain items from the United States Munitions List to the Commerce Control List. H. Amdt. 927 to H.R. 766; Amendment clarified that the bill does not prevent federal banking regulators from requesting or requiring a financial institution to terminate a relationship with a customer because (1)the customer poses a threat to national security, (2)is engaged in terrorist financing, (3)is doing business with Iran, North Korea, Syria, or another State Sponsor of Terrorism, or (4)is doing business with an entity in any of those countries. H. Amdt. 928 to H.R. 766; Page 3, strike lines 4 through 9 and insert the following: (1)NOTICE REQUIRED.- Except as provided under paragraph (2), if an appropriate Federal banking agency orders a depository institution to terminate a specific customer account or group of customer accounts, the depository institution shall inform the customer or customers of the justification for the customer's account termination described under subsection (b). H.Amdt. 946 to H.R. 2406 - Amendment to delete Title XII which has been enacted into law already; remove outdated year references in short titles, make expenditures under the Federal Land Transaction Facilitation Act subject to appropriation; and add the text of HR 3279, as passed by the House, as a new title XVII. H.Amdt. 957 to 2406 - Amendment to allow a person who is not prohibited from possessing, transporting, shipping, or receiving a firearm or ammunition to transport a firearm or ammunition for any lawful purpose from any place where the person may lawfully possess, carry, or transport the firearm or ammunition to any other such place if, during the transportation, the firearm is unloaded. H.Res.289; Expressing the sense of the House of Representatives that gun violence is a public health issue and Congres should enact by the end of the 114th Congress comprehensive Federal legislation that protects the Second Amendment and keeps communities safe and healthy, including expanding enforceable background checks for all commercial gun sales, improving the mental health system in the United States, and making gun trafficking and straw purchasing a Federal crime. H.Res.467; Establishing the Select Committee on Gun Violence Prevention. S. 1385; Firearm Act of 2015, To prohibit the Federal Government from requiring race or ethnicity to be disclosed in connection with the transfer of a firearm. S. 1529; A bill to promote the tracing of firearms used in crimes, and for other purposes, To promote the tracing of firearms used in crimes, and for other purposes. S. 1738; Safer Communities Act of 2015 - To protect individuals by strengthening the Nation's mental health infrastructure, improving the understanding of violence, strengthening firearm prohibitions and protections for at-risk individuals, and improving and expanding the reporting of mental health records to the National Instant Criminal Background Check System. S. 1751; Handgun Purchaser Licensing Act - To provide for a grant program for handgun licensing programs, and for other purposes. S. 1760; Hadiya Pendleton and Nyasia Preyear-Yard Gun Trafficking and Crime Prevention Act of 2015 - To prevent gun trafficking. S. 1834; Lori Jackson Domestic Violence Survivor Protection Act - To amend title 18, United States Code, to protect more victims of domestic violence by preventing their abusers from possessing or receiving firearms, and for other purposes. S. 1977; Gun Violence Intervention Act of 2015 - To provide family members and close associates of an individual who they fear is a danger to himself, herself, or others new tools to prevent gun violence. S. 2002; Mental Health and Safe Communities Act of 2015 - To strengthen our mental health system and improve public safety. S. 2016; Responsible Transfer of Firearms Act - To amend chapter 44 of title 18, United States Code, to promote the responsible transfer of firearms. S. 2192; NICS Reporting Improvement Act, To ensure that States submit all records of individuals who should be prohibited from buying a firearm to the national instant criminal background check system. S. 2198; Domestic Violence Gun Homicide Prevention Act of 2015, To establish a grant program to encourage States to adopt certain policies and procedures relating to the transfer and possession of firearms. S. 2213; Background Check Completion Act of 2015, To oprohibit firearms dealers from selling a firearm prior to the completion of a background check. S. 2236; Hearing Protection Act of 2015, To provide that silencers be treated the same as long guns. S. 2323; Visa Waiver Program Firearms Clarification Act of 2015, To clarify the definition of nonimmigrant for purposes of chapter 44 of title 18, United States Code. S. 2330; SAFE Check Act, To allow the Attorney General additional time to process background checks for alien firearm purchases, and for other purposes. S. 2377; Defeat ISIS and Protect and Secure the United States Act of 2015, To defeat the Islamic State of Iraq and Syria (ISIS) and protect and secure the United States, and for other purposes. S. 2469; A bill to repeal the Protection of Lawful Commerce in Arms Act - This bill amends the Protection of Lawful Commerce in Arms Act to repeal provisions that prohibit state or federal civil actions or administrative proceedings from being brought against firearm or ammunition manufacturers, sellers, importers, dealers, or trade associations for criminal or unlawful misuse of a firearm by the person bringing the action or a third party. S. 2544; Stop Illegal Trafficking in Firearms Act of 2016 - To increase public safety by punishing and deterring firearms trafficking. S. 2934; Fix Gun Checks Act of 2016 - To ensure that all individuals who should be prohibited from buying a firearm are listed in the national instant criminal background check system and require a background check for every firearm sale. S. 3058; A bill to require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes - To require that certain information relating to terrorism investigations be included in the NICS database, and for other purposes. S. 3069; A bill to prevent terrorists from obtaining firearms or explosives - To prevent terrorists from obtaining firearms or explosives. S. 3393; No Explosives or Arms for Terrorists and Criminals Act, To prevent terrorists and criminals from obtaining explosives and firearms. S.Amdt.2908 to S.Amdt.2874; To prohibit Second Amendment rights, ensure that all individuals who should be prohibited from buying a firearm are listed in the National Instant Criminal Background Check System, and provide a responsible and consistent background check process. S.Amdt.2910 to S.Amdt.2874; To increase public safety by permitting the Attorney General to deny the transfer of firearms or the issuance of firearms and explosives licenses to known or suspected dangerous terrorists. S.Amdt.2912 to S.Amdt.2874; Relating to the Protect America Act of 2015. S.Amdt.2914 to S.Amdt.2874; To address gun violence, improve the availabilty of recores to the National Instant Criminal Background Check System, address mental illness in the criminal justice system, and end straw purchases and trafficking of illegal firearms, and for other purposes. S.Amdt.4720 to S.Admt.4685; To authorize the Attorney General to deny requests to transfer a firearm to known or suspected terrorists. S.Amdt.4750; To ensure that all individuals who should be prohibited from buying a firearm are listed in the national instant criminal background check system and require a background check for every firearm sale. S.Amdt.4751 to S.Amdt.4750; To address gun violence and improve the availability of records to the National Instant Criminal Background Check System. S.Amdt4858; To authorize the Attorney General to deny the transfer of firearms and explosives and Federal firearms and explosives licenses and permits to known or suspected terrorists. S.Amdt4859 to S.Amdt.4858; To authorize the Attorney General to delay or deny the transfer of firearms and explosives and issuance of Federal firearms and explosives licenses and permits to known or suspected terrorists. S.Amdt.4742 to S.Amdt.4685; An amendment to ensure that terrorists are not able to purchase firearms while providing meaningful due process protections for American citizens.
Client expense: $558,000 · Firm income: Not reported
Government targets: Bureau of Alcohol Tobacco Firearms & Explosives, Bureau of Land Management (BLM), HOUSE OF REPRESENTATIVES, SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service
2016 · fourth_quarter · Civil Rights/Civil Liberties
H.R. 766; Financial Institution Customer Protection Act of 2015 - Prohibits a federal banking agency from formally or informally suggesting, requesting, or ordering a depository institution to terminate either a specific customer account, or group of customer accounts, or otherwise restrict or discourage it from entering into or maintaining a banking relationship with a specific customer or group of customers, unless: (1) the agency has a material reason to do so, and (2) the reason is not based solely on reputation risk. H.R. 1076 & S. 551; Denying Firearms and Explosives to Dangerous Terrorist Act of 2015 - Amends the federal criminal code to grant the Attorney General the authority to deny the transfer of firearms or the issuance of a federal firearms and explosives license to any individual if the Attorney General: (1) determines that such individual has been engaged in or has provided material support or resources for terrorist activities, and (2) has reasonable belief that such individual may use a firearm or explosive in connection with terrorism. Allows any individual whose firearm or explosives license application has been denied to bring legal action challenging the denial. H.R. 1217; Public Safety and Second Amendment Rights Protection Act of 2015 - Amends the Brady Handgun Violence Prevention Act to reauthorize for FY2016-FY2019 the grant program for improvements to the criminal history record system. H.R. 1413 & S. 477; Firearms Manufacturers and Dealers Protection Act of 2015 - Funds appropriated or otherwise made available, including amounts derived from any fee or other source, are denied to the Federal Deposit Insurance Corporation, the Department of Justice, or any other federal agency to carry out Operation Choke Point or any other program designed to discourage the provision or continuation of credit or the processing of payments by financial institutions for dealers and manufacturers of firearms and ammuntion. H.R. 1488; Protecting Gun Owners in Bankruptcy Act of 2015 - Amends federal bankruptcy law to permit an individual debtor to exempt from the property of the estate in bankruptcy the debtor's aggregate interest, not to exceed $3,000, in a single firearm or firearms. H.R. 1701 & S.874; Second Amendment Enforcement Act of 2015 - To restore Second Amendment rights in the District of Columbia. H.R. 2001; Veterans 2nd Amendment Protection Act - To amend title 38, United States Code, to clarify the conditions under which certain persons may be treated as adjudicated mentally incompetent for certain purposes. H.R. 2259; Protect Our Military Families' 2nd Amendment Rights Act - To amend chapter 44 of title 18, United States Code, to provide that a member of the armed forces and the spouse of that member shall have the same rights regarding the receipt of firearms at the location of any duty station of the member. H.R. 2578; Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016 - Making appropriations for the Departments of Commerce and Justice, Science, and Related Agencies for the fiscal year ending September 30, 2016, and for other purposes. H.R. 3126; To prohibit the Commissioner of Social Security from furnishing the name of any individual in a report to the National Instant Criminal Background Check System unless a Federal court has determined the individual to be mentally defective. H.R. 3138; Military Recruiter Right to Carry Act of 2015 - To recognize the right of members of the Armed Forces assigned to duty at Armed Forces recruitment offices to carry a personal or service-issue firearm at the office. H.R. 3139 & S. 1819; SEMPER FI Act - To improve security at Armed Forces recruitment centers. H.R. 3146; Military Base Self-Defense Act - To safeguard military and civilian personnel on military bases by repealing bans on military personnel carrying firearms, and for other purposes. H.R. 3227; Protecting America's Warriors Act - To protect the Second Amendment rights of members of the Armed Forces and civilian employees of the Department of Defense trained in the use of firearms to carry officially-issued or personally-owned firearms on military installations in the United States. H.R. 3239; Armed Forces Career Center Protection Act - To provide enhanced security at Armed Forces recruitment centers through the installation of reinforced bullet-proof glass and entry doors. H.R. 3485; 50l(c)(4) Reform Act of 2015 - To amend the Internal Revenue Code of 1986 to prohibit 50l(c)(4) entities from participating in, or intervening in (including the publishing or distributing of statements), any political campaign. H.R. 3516; Social Security Beneficiary 2nd Amendment Rights Protection Act - To amend the Social Security Act relating to the use of determination made by the Commissioner. H.R. 3722; Mental Health and Safe Communities Act of 2015 - To strengthen our mental health system and improve public safety. H.R. 4026; TSA Act - To provide that a concealed handgun license shall be treated as a verifying identity document for purposes of aircraft passenger security screening, and to prohibit the Federal Government from collecting or storing information about an individual relating to a concealed handgun license. H.R. 4319; Second Amendment Defense Act of 2016 - This bill prohibits a federal government officer or employee from taking an action that limits an individual's conduct related to firearms or ammunition that is more restrictive than limitations in effect as of January 3, 2016. H.R. 4320; NICS Denial Notification Act of 2016 - To provide for the reporting to State and local law enforcement authorities of cases in which the national instant criminal background check system indicates that a firearm has been sought to be acquired by a prohibited person, so that authorities may pursue criminal charges under State law, and to ensure that the Department of Justice reports to Congress on charges brought and prosecutions secured against prohibited persons who attempt to acquire a firearms. H.R. 4321; Separation of Powers Restoration and Second Amendment Protection Act - To provide that any executive action that infringes on the powers and duties of Congress under section 8 of article I of the Constitution of the United States or on the Second Amendment to the Constitution of the United States has no force or effect, and to prohibit the use of funds for certain purposes. H.R. 4348; DC Personal Protection Reciprocity Act - To require reciprocity between the District of Columbia and other States and jurisdictions with respect to the ability of individuals to carry certain concealed firearms, and for other purposes. H.R. 4379; Defending Gun Rights Against Executive Overreach Act - To prohibit the use of Federal funds to further restrict conduct in relation to firearms. H.R. 4781; FDIC Accountability Act of 2016 - To amend the Federal Deposit Insurance Act to make certain functions of the Federal Deposit Insurance Corporation subject to appropriations. H.R. 4909; National Defense Authorization Act for Fiscal Year 2017 - To authorize appropriations for fiscal year 2017 for military activities of the Department of Defense, for military construction, and for defense activities of the Department of Energy, to prescribe military personnel strengths for such fiscal year, and for other purposes. H.R. 4980; Firearms Due Process Protection Act - To require the National Instant Criminal Background Check System to make a final disposition of requests to correct its records within 60 days, and for other purposes. H.R. 5055; Energy and Water Development and Related Agencies Appropriations Act, 2017 - Making appropriations for energy and water development and related agencies for the fiscal year ending September 30, 2017, and for other purposes. H.R. 5393; Commerce, Justice, Science, and Related Agencies Appropriations Act, 2017 - Making appropriations for the Departments of Commerce and Justice, Science, and Related Agencies for the fiscal year ending September 30, 2017, and for other purposes. H.R. 5666; Stop Taxing the Second Amendment Act of 2016 - This bill prohibits a state or local government from imposing a tax on a firearm or ammunition sale that affects interstate commerce. Additionally, it prohibits a state or local government from imposing a new tax or increasing an existing tax on a background check incident to a firearm or ammunition sale. H.R. 5965; Campus Gun Policy Transparency Act, To amend the Higher Education Act of 1965 to require institutions of higher education to disclose their concealed carry or open carry policies with respect to firearms, and for other purposes. H.Amdt. 947 to H.R. 2406; Amendment sought to prohibit an individual who is prohibited from possessing a firearm by the Gun Control Act from using a public target range. H. Con. Res. 148; Expressing the sense of Congress that the Second Amendment of the Constitution of the United States protects the individual right to keep and bear arms for the purpose of self-defense and that the Second Amendment right is fully applicable to the States. S. 1123; USA FREEDOM Act of 2015 - To reform the authorities of the Federal Government to require the production of certain business records, conduct electronic surveillance, use pen registers and trap and trace devices, and use other forms of information gathering for foreign intelligence, counterterrorism, and criminal purposes, and for other purposes. S. 1815; A bill to require a process by which members of the Armed Forces may carry a concealed personal firearm on a military installation. S. 1819; Semper Fi Act, To improve security at Armed Forces recruitment centers. S. 1821; Armed Forces Self-Defense Act - To permit service members to carry firearms on military installations, including reserve centers and recruitment offices. S. 1823; A bill to safeguard military personnel on Armed Forces military installations by repealing bans on military personnel carrying firearms, and for other purposes. S. 1835; Military Facilities Force Protection Act of 2015 - To enhance military facilities force protection. S. 1839; Servicemembers Self-Defense Act of 2015 - To amend title 10 and 18, to permit members of the Armed Forces to possess firearms on military installations in accordance with applicable State law, and for other purposes. S. 1988; Enhancing Security for Military Personnel Act of 2015 - To enhance the security of military personnel at United States military installations and operating locations. S. 1992; Protect Our Military Families' 2nd Amendment Rights Act - To amend chapter 44 of title 18, United States Code, to provide that a member of the Armed Forces and the spouse of that member shall have the same rights regarding the receipt of firearms at the location of any duty station of the member. S. 2209; Lawful Purpose and Self Defense Act - To revise various laws that interfere with the right of the people to obtain and use firearms for all lawful purposes. S. 2359; Defend Our Capital Act of 2015 - To restore Second Amendment rights in the District of Columbia. S. 2434; Separation of Powers Restoration and Second Amendment Protection Act - To provide that any executive action that infringes on theh powers and duties of Congress under section 8 of article I of the Constitution of the United States or on the Second Amendment to the Constitution of the United States has no force or effect, and to prohibit the use of funds for certain purposes. S. 2495; Social Security Beneficiary 2nd Amendment Rights Protection Act - This bill amends titles II (Old Age, Survivors and Disability Insurance) (OASDI) and XVI (Supplemental Security Income) (SSI) Social Security Act to prohibit any determination by the Commissioner of Social Security with respect to an individual, including one that OASDI and SSI benefits to which that individual is entitled shall be paid to a representative payee, from being considered to be a determination that the individual has been adjudicated as a mental defective to make it unlawful for the individual to engage in the shipment or transport of firearms or ammunition or receive any firearm or ammunition which has been shipped or transported in interstate or foreign commerce. S. 2790; Financial Institution Customer Protection Act of 2016 - To provide requirements for the appropriate Federal banking agencies when requesting or ordering a depository institution to terminate a specific customer account, to provide for additional requirements related to subpoenas issued under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, and for other purposes. S. 2802; Protecting Gun Rights and Due Process Act, 2017 - To provide adequate protections for gun owners. S. 2804; Energy and Water Development and Related Agencies Appropriations Act, 2017 - Making appropriations for energy and water development and related agencies for the fiscal year ending September 30, 2017, and for other purposes. S. 2814; National Defense Authorization Act for Fiscal Year 2017 - To authorize appropriations for fiscal year 2017 for military activities of the Department of Defense and for military construction, to prescribe military personnel strengths for such fiscal year, and for other purposes. S.Amdt. 2915 to S.Amdt. 2874; To restore Second Amendment rights in the District of Columbia. S. 2943; National Defense Authorization Act for Fiscal Year 2017 - Resolved, That the bill from the Senate (S. 2943) entitled "An Act to authorize appropriations for fiscal year 2017 for military activities of the Department of Defense, for military construction, and for defense activities of the Department of Energy, to prescribe military personnel strengths for such fiscal year, and for other purposes.
Client expense: $558,000 · Firm income: Not reported
Government targets: Bureau of Alcohol Tobacco Firearms & Explosives, Bureau of Land Management (BLM), HOUSE OF REPRESENTATIVES, SENATE, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service
2016 · fourth_quarter · Banking
Mobile payments, fraud, data security, patent reform, data storage regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, Cuba trade embargo, CFPB appropriating process, CFPB prepaid products proposed rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force,the FCC Proposed Rules to Protect Broadband Consumer Privacy, H.R.1265-Bureau Advisory Commission Transparency Act, S.510 CFPB-IG Act of 2015, H.R.957-CFPB-IG Act of 2015, H.R. 2205-Data Security Act of 2015, H.R. 1195-Bureau of Consumer Financial Protection Advisory Boards Act, H.R.1266-Financial Product Safety Commission Act of 2015, H.R. 766-Financial Institution Customer Protection Act of 2016, H.R. 1770-The Data Security and Breach Notification Act of 2015, Executive Order 13673- Fair Pay and Safe Working place, Marketplace lending, Robocalling, Trans Pacific Partnership,H.R. 719-CFPB proposed rule governing pre-dispute arbitration agreements for consumer financial products and services.HR 1486-Taking Account of Bureaucrats Spending Act of 2015, H.R. 5724-Protecting Consumer Access to Credit Act of 2016, H.R. 6162-Protect Prepaid Accounts Act of 2016, H.R. 6118-Financial Services Innovations Act of 2016, H.RES. 835-National FinTech Policy Day, H.R. 5725-IRS Data Verification Modernization Act.
Client expense: $220,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)
2016 · fourth_quarter · Firearms/Guns/Ammunition
H.R.131, Interstate Transportation of Firearms or Ammunition; H.R.402, National Right-to-Carry Reciprocity Act of 2015; H.R.986, Concealed Carry Reciprocity Act of 2015; H.R.1316, Veterans' Heritage Firearms Act of 2015; S.498/H.R.923, Constitutional Concealed Carry Reciprocity Act of 2015; S.477, Firearms Manufacturers and Dealers Protection Act of 2015; S.263, A bill to protect the right of individuals to bear arms at water resources development projects; S.225, Hunting, Fishing, and Recreational Shooting Protection Act; S.173, A bill to modify the definition of "antique firearm"; S.670, Veterans' Heritage Firearms Act of 2015; H.R.766, Financial Institution Customer Protection Act of 2015; S.2002, Mental Health and Safe Communities Act of 2015; issues related to firearms and ammunition regulation.
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Banking
HR 414Burdensome Data Collection Relief Act HR 650Preserving Access to Manufactured Housing Act of 2015 HR 685 Mortgage Choice Act 2015 HR 766 Financial Institution Customer Protection Act of 2015 HR 957 CFPB-IG Act of 2015 HR 1210Portfolio Lending and Mortgage Access Act HR 1259Helping Expand Lending Practices in Rural Communities Act HR 1261Bureau of Consumer Financial Protection Accountability Act of 2015 HR 1263Consumer Financial Protection Safety and Soundness Improvement Act of 2015 HR 1265Bureau Advisory Commission Transparency Act HR 1266Financial Product Safety Commission Act of 2015 HR 1408Mortgage Servicing Asset Capital Requirements Act of 2015 HR 1480SAFE Act Confidentiality and Privilege Enhancement Act HR 1486TABS Act of 2015 HR 1491Partnership to Strengthen Homeownership Act of 2015 HR 2121SAFE Transitional Licensing Act of 2015 HR 2214A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes HR 2631Regulatory Predictability for Business Growth Act of 2015 HR 2643The State Licensing Efficiency Act HR 2995Fiscal year 2016 Financial Services and General Government Appropriations HR 3192 Homebuyers Assistance Act HR 3808To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposeS HR 4620Preserving Access to CRE Capital Act of 2016 HR 4893Risk Management and Homeowner Stability Act of 2016 HR 5907 Community Mortgage Lender Regulatory Act of 2016 HR 5983 Financial CHOICE Act of 2016 S 351Mortgage Debt Tax Relief Act S 372SAFE Act Confidentiality and Privilege Enhancement Act S 495Mortgage Finance Act of 2015 S 510CFPB-IG Act of 2015 S 608Mortgage Forgiveness Tax Relief Act S 871A bill to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes S 881A bill to ensure that Federal financial regulators perform a comprehensive review of regulations to identify outdated or otherwise unnecessary regulatory requirements imposed on financial institutions, and for other purposes S 1484Financial Regulatory Improvement Act S 1487Regulatory Predictability for Business Growth Act of 2015 S 1491CommunityLenderRegulatoryReliefandConsumerProtectionActof2015 S 1711A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes S 1910Financial Services and General Government Appropriations Act, 2016 S 2012Energy Policy Modernization Act of 2015 S 2038Jumpstart GSE Reform Act S 2995Portfolio Lending and Mortgage Access Act
Client expense: $830,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of
2016 · fourth_quarter · Financial Institutions/Investments/Securities
H.R.766, Financial Institution Customer Protection Act of 2015; Military Lending Act ("MLA"); P.L.114-92, National Defense Authorization Act for Fiscal Year 2016; S.1565, Military Consumer Protection Act. Issues related to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203), Consumer Financial Protection Bureau (CFPB), consumer protection legislation and data security. S.B. 2790, Companion to HR 766.
Client expense: Not reported · Firm income: $21,000
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Financial Institutions/Investments/Securities
H.R.766, Financial Institution Customer Protection Act of 2015; Military Lending Act ("MLA"); P.L.114-92, National Defense Authorization Act for Fiscal Year 2016; S.1565, Military Consumer Protection Act. Issues related to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203), Consumer Financial Protection Bureau (CFPB) and consumer protection legislation. S.B.2790,Companion Bill to HR 766.
Client expense: Not reported · Firm income: $10,500
Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Banking
Issues related to credit union operations Issues related to credit union field of membership Issues related to credit union service organizations Issues related to vacancies on the National Credit Union Administration (NCUA) Board Issues related to NCUAs low income designation regulations Issues related to NCUA examination procedures Issues related to NCUAs regulation regarding its regulatory flexibility program Issues related to NCUAs proposed rule regarding emergency liquidity Issues related to NCUAs rulemaking process Issues related to material loss reports of the NCUA Office of Inspector General Issues related to the authority of the CFPB to exempt credit unions from its rulemaking Issues related to the CFPB proposal related to remittances and international wire transfers Issues related to the proposed CFPB form on RESPA/TILA Issues related to CFPBs Leadership Structure and Installing a Board Rather than Director Issues related to funding the CFPB through the Appropriations Process Issues related to increasing the CFPB Examination Threshold Issues related to conducting a cost-benefit analysis of all CFPB Proposals Issues related to codifying the CFPBs Credit Union Advisory Council Issues related to requiring SBREFA Panels for CFPB Rulemakings Issues related to standardizing the definition of mortgage originator Issues related to overdraft protection and check ordering practices Issues related to mortgage servicing Issues related to mortgage loan originator compensation and qualifications Issues related to high-cost mortgage loans (HOEPA) Issues related to the CFPBs proposed rule regarding qualified mortgage / ability to repay Issues related to reverse mortgages Issues related to the Financial Accounting Standards Board (FASB) Issues related to mark-to-market accounting Issues related to private equity standards Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act Issues related to data and cyber security Issues related to mobile banking and mobile payments Issues related to the oversight of the Federal Housing Administration Issues related to USDA Rural Development Loan program Issues related to identity theft and fraud reduction Issues related to student lending Issues related to the Federal Home Loan Bank System Issues related to short term lending products and advance deposit products Issues related to patent reform Issues related to Federal Credit Union bylaws Issues relating to home-based credit unions Issues related to NCUAs risk-based capital proposal Issues related to NCUAs proposed rule on securitization Issues related to NCUAs regulatory review process Issues related to credit union loan maturity restrictions Issues related to credit union investment authority Issues related to Regulation of Federal Credit Union by-laws Issues related to credit unions incidental powers Issues related to credit unions ability to offer prepaid cards Issues related to Ginnie Mae capital Issues related to credit union service to marijuana businesses Issues related to financial literacy Issues related to the Department of Justices investigation entitled, Operation Choke Point Issues related to membership eligibility in the Federal Home Loan Bank System. Issues related to the Department of Defense proposal regarding Credit Extending to Service Members under MLA Issues related to the Economic Growth and Regulatory Paperwork Reduction Act process Issues related to indirect auto lending Issues related to fixed assets Issues related to merchant data breaches Issues related to the payments system Issues related to FHFA proposed rules and FHLB eligibility for credit unions Issues related to Federal Reserve Regulatory D Issues related to 1-4 Family Non-Owner Occupied Residential Loan Treatment as Residential Rather than Business Loans Issues related to the use of Eminent Domain to Seize Performing Mortgage Loans Issues related to Housing Finance Reform Issues related to the implementation of the remittances provisions in the Dodd-Frank Act Issues related to NCUAs proposal rule on Member Business Lending Issues related to NCUAs proposed rule on Interest on Lawyer Trust Accounts (IOLTA) Issues related to credit union service to unbanked and underbanked consumers Issues related to the United States Postal Service Office of Inspector General report related to role of the postal service in financial services Issues related to the Feds implementation of same-day ACH Issues related to the regulation of corporate credit unions Issues related to the CFPBs proposed regulation on Home Mortgage Disclosure Act (Regulation C) Issues related to the payday, vehicle title, and similar lending Issues related to the CFPBs consumer complaint database Issues related to NCUAs Fixed Assets rule Issues related to NCUAs definition of small entity Issues related to NCUA's Proposed Rule on Member Business Lending Issues related to the Department of Labor's Proposed Rule on the Definition of Fiduciary Issues related to the Telephone Consumer Protection Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Labor's Proposed Overtime Eligibility rule Issues related to credit union conversions Issues related to the CFPB's proposal on arbitration Issues related to secure payments Issues related to credit union call report modernization H.R. 9, the Innovation Act, all provisions H.R. 22, the FAST Act, Title LXXV, provisions related to privacy notice requirements; Title LXXXII, provisions related to the eligibility of privately insured credit unions to join a Federal Home Loan Bank; Title LXXXIX, provisions related to the designation of rural areas by the Consumer Financial Protection Bureau H.R. 185, Regulatory Accountability Act of 2015 H.R. 299, the Capital Access for Small Community Financial Institutions Act of 2015, all provisions H.R. 527, the Small Business Regulatory Flexibility Improvements Act of 2015 H.R. 601, the Eliminate Privacy Notice Confusion Act, all provisions H.R. 650, Preserving Access to Manufactured Housing Act, all provision H.R. 685, the Mortgage Choice Act, all provisions H.R. 766, Financial Institution Consumer Protection Act, all provisions H.R. 957, the Bureau of Consumer Financial Protection Inspector General Reform Act, all provisions H.R. 989, the Capital Access for Small Businesses Jobs Creation Act, all provisions H.R. 1090, Retail Investor Protection Act, all provisions H.R. 1176, the NCUA Budget Transparency Act, all provisions H.R. 1188, the Credit Union Small Business Jobs Creation Act, all provisions H.R. 1195, the Bureau of Consumer Financial Protection Advisory Boards Act, all provisions H.R. 1210, the Portfolio Lending and Mortgage Access Act, H.R. 1233, the Community Lending Enhancement and Regulatory Relief Act of 2015 H.R. 1259, the Helping Expand Lending Practices in Rural Communities Act, all provisions H.R. 1263, Consumer Financial Protection Safety and Soundness Improvement Act of 2015 H.R. 1265, the Bureau Advisory Commission Transparency Act, all provision H.R. 1266, the Financial Products Safety Commission Act of 2015 H.R. 1408, requiring a study of the capital requirements for mortgage servicing assets H.R. 1422, the Credit Union Residential Loan Parity Act H.R. 1480, the SAFE Confidentiality and Privilege Enhancement Act H.R. 1523, Community Bank Access to Capital Act of 2015 H.R. 1529, the Community Institution Mortgage Relief Act Discussion Draft, Data Security and Breach Notification Act of 2015 H.R. 1660, the Federal Savings Association Charter Flexibility Act, all provisions H.R. 1941, the Financial Institution Examination Fairness and Reform Act H.R. 2205, the Data Security Act H.R. 2213, to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. H.R. 2287, the National Credit Union Administration Budget Transparency Act H.R. 2473, the Preserving Capital Access and Mortgage Liquidity Act H.R. 2769, the Risk-Based Capital Study Act, all provisions H.R. 2896, the Taking Account of Institutions with Low Operation Risk (TAILOR) Act H.R. 3192, the Homebuyer Assistance Act, all provisions H.R. 4538, the Senior $afe Act, all provisions H.R. 4893, the Risk Management and Homeowner Stability Act, all provisions H.R. 4997, the Home Mortgage Disclosure Adjustment Act, all provisions H.R. 5465, a bill to repeal section 1075 of the Consumer Financial Protection Act of 2010 relating to rules for payment card transactions, all provisions H.R. 5983, the Financial CHOICE Act, all provisions S. 423, the Privacy Notice Modernization Act, all provisions S. 482, the Consumer Financial Protection Bureau Examination Reporting Threshold Act of 2015, all provisions S. 774 Financial Institutions Examination Fairness and Reform Act, all provisions S. 871, the Helping Expand Lending Practices in (HELP) Rural Communities Act S. 924, the National Credit Union Administration Budget Transparency Act S. 961, the Data Security Act S. 1367, a bill to amend the Federal Home Loan Bank Act with respect to membership eligibility of certain institutions S. 1440, the Credit Union Residential Loan Parity Act S. 1484, the Financial Regulatory Improvement Act, Title I S. 2216, the Senior$afe Act, all provisions The Heck-Stivers Amendment to H.R. 1735, the National Defense Authorization Act, related to the Department of Defenses MLA Database Discussion draft of the Financial Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs (CHOICE) Act, all provisions
Client expense: $920,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), SENATE, Small Business Administration (SBA), Treasury, Dept of
2016 · fourth_quarter · Financial Institutions/Investments/Securities
CFPB reform efforts; HR 766 - Financial Institution Customer Protection Act of 2015; Dodd-Frank implementation and reform
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Financial Institutions/Investments/Securities
H.R.1261, Bureau of Consumer Financial Protection Accountability Act of 2015; H.R.1266, Financial Product Safety Commission Act of 2015; H.R.1195, Bureau of Consumer Financial Protection Advisory Boards Act; H.R.957/S.510, Bureau of Consumer Financial Protection-Inspector General Reform Act of 2015; H.R.852, TIPS Act of 2015; H.R.1265, Bureau Advisory Commission Transparency Act; H.R.766, Financial Institution Customer Protection Act of 2015; S.1234, FIX Act; H.R.2640, Consumer Debt Forgiveness Tax Relief Act of 2015; issues related to financial services and banking.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Financial Institutions/Investments/Securities
H.R. 766-Financial Institution Consumer Protection Act of 2015, provisions relating to access to banking services for financial service providers; Federal policy relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday and auto title lending, and regulatory process. H.R. 4018-Consumer Protection and Choice Act, provisions relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday loans, and regulatory process; H.R. 4737-State and Tribal Government Sovereignty Protection Act of 2016, provisions relating to anticipated Consumer Financial Protection Bureau regulation of consumer financial services including payday loans, and regulatory process.
Client expense: Not reported · Firm income: $10,000
Government targets: HOUSE OF REPRESENTATIVES
2016 · fourth_quarter · Firearms/Guns/Ammunition
All provisions H.R. 5393 Commerce Justice Science Appropriations Act, all provisions H.R. 2578 Commerce Justice Science Appropriations Act, all provisions S. 3117 State and Foreign Operations Appropriations Act, all provisions H.R. 2019 ATF Wrongful Reclassification Act, all provisions H.R. 2710 Lawful Purpose and Self Defense Act, all provisions H.R. 1413 Firearms Manufacturers and Dealers Protection Act, all provisions S. 477 Firearms Manufacturers and Dealers Protection Act, all provisions H.R. 1735 National Defense Authorization Act for Fiscal Year 2016, all provisions S. 1376 National Defense Authorization Act for Fiscal Year 2016, all provisions H.R. 2822 Department of the Interior, Environment, and Related Agencies Appropriations Act, 2016, all provisions S. 1645 Department of the Interior, Environment, and Related Agencies Appropriations Act, 2016, all provisions Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016, all provisions S. 405 Bipartisan Sportsmen's Act of 2015, all provisions S. 556 Bipartisan Sportsmen's Act of 2015, all provisions S. 659 Bipartisan Sportsmen's Act of 2015, all provisions S. 225 Hunting, Fishing, and Recreational Shooting Protection Act, all provisions H.R. 766 Financial Institution Customer Protection Act of 2015, all provisions H.R. 1180 Protecting 2nd Amendment Rights Act of 2015, all provisions H.R. 1413 Firearms Manufacturers and Dealers Protection Act of 2015, all provisions H.R. 2029 Consolidated Appropriations Act, 2016, all provisions H.R. 3802 Alternative Ammunition Manufacturing Act, all provisions S. 2012 Energy Policy Modernization Act of 2015, all provisions S. 3405 Export Control Reform Act of 2016, all provisions H.R. 6716 Export Control Reform Act, Hearing Protection Act, National Reciprocity Bill.
Client expense: $810,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · third_quarter · Financial Institutions/Investments/Securities
HR 766 - Financial Institution Customer Protection Act of 2015 (prevents a federal banking agency from requesting a bank terminate a specific customer account) All applicable regulatory issues for financial services issues
Client expense: Not reported · Firm income: $15,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · third_quarter · Banking
HR 766 - Financial Institution Customer Protection Act of 2015 (prevents a federal banking agency from requesting a bank terminate a specific customer account) All applicable banking regulatory issues
Client expense: Not reported · Firm income: $15,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · third_quarter · Financial Institutions/Investments/Securities
H.R. 4737, State and Tribal Government Sovereignty Protection Act of 2016: all provisions. H.R. 4018, Consumer Protection and Choice Act: Consideration of existing Florida state law and a moratorium. H.R. 766/S 2790, Financial Institution Customer Protection Act of 2016: all provisions. H.R. 5485, Financial Services and General Government Appropriations Act, 2017: Appropriations related to the financial services sector.
Client expense: $80,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · third_quarter · Financial Institutions/Investments/Securities
HR 766, Financial Institution Customer Protection Act of 2016 HR 1675, Capital Markets Improvements Act of 2016 HR 1927, Fairness in Class Action Litigation and Furthering Asbestos Claim Transparency Act of 2016 HR 2896, Taking Account of Institutions with Low Operation Risk Act of 2015 HR 4166, Expanding Proven Financing for American Employers Act HR 4498, Helping Angels Lead Our Startups (HALOS) Act HR 4620, Preserving Access to CRE Capital Act of 2016 HR 4638, Main Street Growth Act HR 3798, Due Process Restoration Act of 2015 HR 4894, To Repeal Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act HR 1486, Taking Account of Bureaucrats Spending Act of 2015 H.J. Res. 88, Disapproving the Rules Submitted by the Department of Labor Relating to the Definition of the term Fiduciary HR 2357, Accelerating Access to Capital Acts of 2015 HR 4768, Separation of Powers Restoration Act of 2016 HR 5226, Regulatory Integrity Act of 2016 HR 59833, Financial CHOICE Act HR 5491, Consumer Financial Protection Act of 2010 HR 5413, CFPB Data Accountability Act HR 5063, Stop Settlement Slush Fund Act of 2016 U.S. Territories Investor Protection Act of 2016 HR 2947, Financial Institution Bankruptcy Act Distressed Assets Sales Programs Language access issues Uniform Residential Loan Application Financial Services and General Government Appropriations Retail banking sales quotas National bank chartering Consumer Compliance Ratings Policies related to small-dollar/payday lending Policies related to debt collection practices
Client expense: $391,841 · Firm income: Not reported
Government targets: Bureau of the Census, Consumer Financial Protection Bureau (CFPB), Education, Dept of, Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Transportation, Dept of (DOT), Treasury, Dept of
2016 · third_quarter · Financial Institutions/Investments/Securities
General financial issues pertaining to the company. H.R. 4737 - State and Tribal Government Sovereignty Protection Act of 2016 H.R. 4018 - Consumer Protection and Choice Act H.R. 766 - Financial Institution Customer Protection Act of 2016 S. 2790 - Financial Institution Customer Protection Act of 2016
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · third_quarter · Banking
Bills in the Senate: S. 708 Regulatory Improvement Act S. 774 Financial Institutions Examination Fairness and Reform Act S. 1484 Financial Regulatory Improvement Act of 2015 S. 1491 Community Lender Regulatory Relief and Consumer Protection Act of 2015 S. 1607 the Independent Agency Regulatory Analysis Act of 2015 S. 1647 Developing a Reliable and Innovative Vision for the Economy Act S. 1773 Consumer Reporting Fairness Act of 2015 S. 1818 Principled Rulemaking Act S. 1820 Early Participation in Regulations Act S. 1817 Smarter Regulations Through Advance Planning and Review Act S. 1958 Christopher Bryski Student Loan Protection Act S. 2038 Jumpstart GSE reform Act S. 2050 Private Education Loan Refinancing Act S. 2387 Commerce, Justice, Science, and Related Agencies Appropriations Act, FY2017 Senate Appropriations on Financial Services and General Government appropriations bill FY2017 S. 2663 Reforming CFPB Indirect Auto Financing Guidance Act Bills in the House: H.R. 4 Jobs for America Act H.R. 37 Promoting Job Creation and Reducing Small Business Burdens Act H.R. 50 Unfunded Mandates Information and Transparency Act of 2015 H.R. 113 Federal Reserve Accountability and Transparency Act of 2015 H.R. 185 The Regulatory Accountability Act H.R. 347 Facilitating Access to Credit Act H.R. 367 Regulations from the Executive in Need of Scrutiny (REINS) Act H.R. 427 Regulations from the Executive in Need of Scrutiny Act of 2015 H.R. 527 Small Business Regulatory Flexibility Improvements Act of 2015 H.R. 650 Preserving Access to Manufactured Housing Act of 2015 H.R. 685 Mortgage Choice Act of 2015 H.R. 766 Financial Institution Customer Protection Act of 2015 H.R. 899 Unfunded Mandates Information and Transparency Act H.R. 957 CFPB IG act of 2015 H.R. 1090 Retail Investor Protection Act H.R. 1195 Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1259 Helping Expand Lending Practices in Rural Communities Act H.R. 1261 Bureau of Consumer Financial Protection Accountability Act of 2015 H.R. 1265 Bureau Advisory Commission Transparency Act H.R. 1266 Financial Product Safety Commission Act of 2015 H.R. 1413 Firearms Manufacturers and Dealers Protection Act of 2015 H.R. 1493 Sunshine for Regulatory Decrees and Settlements Act H.R. 1529 the Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act of 2015 H.R. 1660 Federal Saving Association Charter Flexibility Act of 2015 H.R. 1737 Reforming CFPB Indirect Auto Financing Guidance Act H.R. 1799 Ensure Fair Prices in Title Insurance Act H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2213 To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. H.R. 2029 and related amendments Consolidated Appropriations Act of 2016 H.R. 2243 Equity in Government Compensation Act of 201 H.R. 2354 Streamlining Excessive and Costly Regulations Review Act H.R. 4294 -SAVERS Act of 2015 H.R. 2542 Regulatory Flexibility Improvements Act H.R. 2577 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 H.R. 2804 Achieving Less Excess in Regulation and Requiring Transparency (ALERRT) Act (H.R. 2804). H.R. 3035 Credit Access and Inclusion Act H.R. 3189 FORM Act of 2015 H.R. 3192 Homebuyers Assistance Act H.R. 3634 Student Loan Debt Protection Act H.R. 4018 Consumer Protection and Choice Act H.R. 4293 Affordable Retirement Advice Protection Act H.R. 4768 The Separation of Powers Restoration Act, 2016 H.R. 4986 End Operation Choke Point Act of 2014 H.R. 5485 The "Financial Services and General Government Appropriations Act, 2017 H.R. 5982 Midnight Rules Relief Act of 2016 Fiscal Year 2016 spending bills for the Department of Justice (CJS) and the Department of Housing and Urban Development (THUD) Fiscal Year 2017 Commerce, Justice, Science Funding Bill Under Discussion: A bill to provide consumer protections for overdraft fees A bill to provide consumer protections in auto lending Amendments and riders to appropriations bills House Bill re: Non-profit CDFI Depository Bank Expansion House Bill, Chairman Hensarling discussion draft, The Financial Choice Act
Client expense: $10,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Treasury, Dept of, White House Office