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Empowering Students Through Enhanced Financial Counseling Act
Legislative Progress
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
99pct
535d open
vs 7,393 other HR bills in the 115th — cohort avg 50d
Empowering Students Through Enhanced Financial Counseling Act This bill amends title IV (Student Assistance) of the Higher Education Act of 1965 to modify loan counseling requirements for an institution of higher education (IHE) that participates in federal student aid programs. Currently, an IHE must provide entrance counseling to a student who is a first-time federal student loan borrower. This bill replaces required entrance counseling with required annual counseling. Also, it expands the required recipients of such annual counseling to include, in addition to student borrowers, Federal Pell Grant recipients and parent PLUS Loan borrowers. Each annual counseling recipient must receive comprehensive information on the terms, conditions, and responsibilities with respect to a grant or loan and general information on a typical student budget, the right to request an annual credit report, average income and employment data, and financial management resources. Additionally, the bill revises, expands, or establishes specific annual counseling information requirements for student borrowers, Pell Grant recipients, or parent PLUS Loan borrowers. The bill revises and expands exit counseling information requirements to include an outstanding loan balance summary, the anticipated monthly payments under standard and income-based repayment plans, an explanation of the grace period preceding repayment, the option to pay accrued interest before it capitalizes, the right to request an annual credit report, and loan servicer contact information. It directs the Department of Education to maintain a consumer-tested online counseling tool that provides annual and exit counseling. The Institute of Education Sciences must study the impact and effectiveness of exit counseling, annual counseling, and the online counseling tool.
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Filing registrants (15)
Received in the Senate and Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Motion to reconsider laid on the table Agreed to without objection.
On passage Passed by the Yeas and Nays: 406 - 4 (Roll no. 385).
HousePassed/agreed to in House: On passage Passed by the Yeas and Nays: 406 - 4 (Roll no. 385).
HouseConsidered as unfinished business. (consideration: CR H7863-7864)
On motion to recommit with instructions Failed by the Yeas and Nays: 187 - 224 (Roll no. 384).
HouseConsidered as unfinished business. (consideration: CR H7862)
POSTPONED PROCEEDINGS - At the conclusion of debate on the Lamb motion to recommit, the Chair put the question on adoption of the motion to recommit and by voice vote, announced that the noes had prevailed. Mr. Lamb demanded the yeas and nays and the Chair postponed further proceedings under later in the legislative day.
Bills with similar content found using semantic analysis.
Sources: Congress.gov
2019 · fourth_quarter · Education
HR 56 America RISING Act of 2017 HR 108 Student Loan Repayment Assistance Act of 2017 HR 254 REAL Act of 2017 HR 283 Student Debt Repayment Fairness Act HR 413 Early Pell Promise Act HR 480 Student Loan Opportunity Act of 2017 HR 795 Employer Participation in Student Loan and Assistance Act HR 899 To terminate the Department of Education. HR 926 ASPIRE Act HR 1127 Student Loan Fairness Act HR 1193 Financial Literacy to Financial Freedom Act HR 1283 Transparency in Student Lending Act HR 1286 Pell Grant Funding Act HR 1429 LEADS Act of 2017 HR 1521 Debt Collection Practices Harmonization Act HR 1635 Empowering Students Through Enhanced Financial Counseling Act HR 1710 Making Education Affordable and Accessible Act of 2017 HR 4508 The PROSPER ACT S 749 Transparency in Student Lending Act Higher Education Act Legislation Lobbying S 2557 Student Aid Improvement Act of 2019 HR 3891 Making Education Affordable and Accessible Act
Client expense: Not reported · Firm income: $20,000
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE
2019 · third_quarter · Education
HR 56 America RISING Act of 2017 HR 108 Student Loan Repayment Assistance Act of 2017 HR 254 REAL Act of 2017 HR 283 Student Debt Repayment Fairness Act HR 413 Early Pell Promise Act HR 480 Student Loan Opportunity Act of 2017 HR 795 Employer Participation in Student Loan and Assistance Act HR 899 To terminate the Department of Education. HR 926 ASPIRE Act HR 1127 Student Loan Fairness Act HR 1193 Financial Literacy to Financial Freedom Act HR 1283 Transparency in Student Lending Act HR 1286 Pell Grant Funding Act HR 1429 LEADS Act of 2017 HR 1521 Debt Collection Practices Harmonization Act HR 1635 Empowering Students Through Enhanced Financial Counseling Act HR 1710 Making Education Affordable and Accessible Act of 2017 HR 4508 The PROSPER ACT S 749 Transparency in Student Lending Act Higher Education Act Legislation Lobbying S 2557 Student Aid Improvement Act of 2019 HR 3891 Making Education Affordable and Accessible Act
Client expense: Not reported · Firm income: $20,000
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE
2019 · second_quarter · Education
HR 56 America RISING Act of 2017 HR 108 Student Loan Repayment Assistance Act of 2017 HR 254 REAL Act of 2017 HR 283 Student Debt Repayment Fairness Act HR 413 Early Pell Promise Act HR 480 Student Loan Opportunity Act of 2017 HR 795 Employer Participation in Student Loan and Assistance Act HR 899 To terminate the Department of Education. HR 926 ASPIRE Act HR 1127 Student Loan Fairness Act HR 1193 Financial Literacy to Financial Freedom Act HR 1283 Transparency in Student Lending Act HR 1286 Pell Grant Funding Act HR 1429 LEADS Act of 2017 HR 1521 Debt Collection Practices Harmonization Act HR 1635 Empowering Students Through Enhanced Financial Counseling Act HR 1710 Making Education Affordable and Accessible Act of 2017 HR 4508 The PROSPER ACT S 749 Transparency in Student Lending Act Higher Education Act Legislation Lobbying
Client expense: Not reported · Firm income: $20,000
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE
2019 · first_quarter · Education
HR 56 America RISING Act of 2017 HR 108 Student Loan Repayment Assistance Act of 2017 HR 254 REAL Act of 2017 HR 283 Student Debt Repayment Fairness Act HR 413 Early Pell Promise Act HR 480 Student Loan Opportunity Act of 2017 HR 795 Employer Participation in Student Loan and Assistance Act HR 899 To terminate the Department of Education. HR 926 ASPIRE Act HR 1127 Student Loan Fairness Act HR 1193 Financial Literacy to Financial Freedom Act HR 1283 Transparency in Student Lending Act HR 1286 Pell Grant Funding Act HR 1429 LEADS Act of 2017 HR 1521 Debt Collection Practices Harmonization Act HR 1635 Empowering Students Through Enhanced Financial Counseling Act HR 1710 Making Education Affordable and Accessible Act of 2017 HR 4508 The PROSPER ACT S 749 Transparency in Student Lending Act Higher Education Act Legislation Lobbying
Client expense: Not reported · Firm income: $20,000
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE
2018 · fourth_quarter · Education
Year-around PELL, apprenticeship and workforce training, Higher Education Reauthorization, Prosper Act: HR 4508, Strengthening Career and Technical Education for the 21st Century Act: HR 2353, Empowering Students Through Enhanced Financial Counseling Act H.R. 1635, Innovations in Mentoring, Training, and Apprenticeships Act H.R. 5509, American Workforce Policy Advisory Board, Hispanic Serving Institutions programs.
Client expense: Not reported · Firm income: $10,000
Government targets: Commerce, Dept of (DOC), Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE
The previous question on the motion to recommit with instructions was ordered without objection.
DEBATE - The House proceeded with 10 minutes of debate on the Lamb motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment adding the status as a recipient of assistance under the tuition assistance program conducted by DOD or other authorities available to the DOD or veterans' education benefits.
Mr. Lamb moved to recommit with instructions to the Committee on Education and the Workforce. (text: CR H7861)
The previous question was ordered pursuant to the rule.
The House rose from the Committee of the Whole House on the state of the Union to report H.R. 1635.
DEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the Jayapal amendment No. 7.
DEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the Hartzler amendment No. 6.
DEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the Allen amendment No. 5.
DEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the Lewis (MN) amendment No. 4.
DEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the O'Halleran amendment No. 3.
DEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the Murphy (FL) amendment No. 2.
DEBATE - Pursuant to the provisions of H.Res. 1049, the Committee of the Whole proceeded with 10 minutes of debate on the Stefanik amendment No. 1.
GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 1635.
The Speaker designated the Honorable Harold Rogers to act as Chairman of the Committee.
House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 1049 and Rule XVIII.
The resolution provides for one hour of general debate on both H.R. 1635 and H.R. 4606. Also, the resolution provides for a motion to recommit with or without instructions for both bills.
Considered under the provisions of rule H. Res. 1049. (consideration: CR H7850-7861; text of measure as reported: CR H7853-7855)
Rules Committee Resolution H. Res. 1049 Reported to House. The resolution provides for one hour of general debate on both H.R. 1635 and H.R. 4606. Also, the resolution provides for a motion to recommit with or without instructions for both bills.
Referred to the House Committee on Education and the Workforce.
Introduced in House
Congress.gov source codes: 1000, Intro-H
| Republican |
| CA |
| David P. Roe | Republican | TN |
| Earl L. "Buddy" Carter | Republican | GA |
| Elise M. Stefanik | Republican | NY |
| Emanuel Cleaver | Democratic | MO |
| Glenn Thompson | Republican | PA |
| Katherine M. Clark | Democratic | MA |
| Kevin Yoder | Republican | KS |
| Larry Bucshon | Republican | IN |
| Luke Messer | Republican | IN |
| Mark DeSaulnier | Democratic | CA |
| Patrick Meehan | Republican | PA |
| Pete Sessions | Republican | TX |
| Peter J. Roskam | Republican | IL |
| Richard Hudson | Republican | NC |
| Rick W. Allen | Republican | GA |
| Suzanne Bonamici | Democratic | OR |
| Ted Lieu | Democratic | CA |
| Tim Walberg | Republican | MI |
| Todd Rokita | Republican | IN |
| Tom Cole | Republican | OK |
| HR 4508 | 115th | Related bill |
2018 · fourth_quarter · Education
HR 56 America RISING Act of 2017 HR 108 Student Loan Repayment Assistance Act of 2017 HR 254 REAL Act of 2017 HR 283 Student Debt Repayment Fairness Act HR 413 Early Pell Promise Act HR 480 Student Loan Opportunity Act of 2017 HR 795 Employer Participation in Student Loan Assistance Act HR 899 To terminate the Department of Education. HR 926 ASPIRE Act HR 1127 Student Loan Fairness Act HR 1193 Financial Literacy to Financial Freedom Act HR 1283 Transparency in Student Lending Act HR 1286 Pell Grant Funding Act HR 1429 LEADS Act of 2017 HR 1521 Debt Collection Practices Harmonization Act HR 1635 Empowering Students Through Enhanced Financial Counseling Act HR 1710 Making Education Affordable and Accessible Act of 2017 HR 1716 To prohibit any hiring freeze from affecting the Environmental Protection Agency. HR 4508 The PROSPER Act S 749 Transparency in Student Lending Act Higher Education Act Legislation Lobbying
Client expense: Not reported · Firm income: $20,000
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE
2018 · fourth_quarter · Education
Oppose Ken Marcuss nomination to Assistant Secretary of Education for Civil Rights Oppose any cuts to the Pell program, support an increase in the maximum Pell Grant by at least the amount that would be provided with the expiring automatic inflation adjustment. Oppose Discriminatory High Stakes Educational Testing Oppose publically funded private school vouchers Support maintaining the federal role in ensuring a decent public education / civil rights protections for all students Support allowing students convicted of minor drug offenses to receive federal financial aid Support an increase in aid and other resources for Historically Black Colleges and Universities (support HR 1080) Support expanding Pell Grant funding and availability (support HR 2451 / S 1135) Support helping college graduates burdened by private student loan debt (support HR 2527 / S1262) Support, Preserve and Protect Equal Opportunity Programs including Affirmative Action Support a moratorium on the expansion of the charter schools until such time as: (1) Charter schools are subject to the same transparency and accountability standards as public schools; (2) Public funds are not diverted to charter schools at the expense of the public school system; (3) Charter schools cease expelling students that public schools have a duty to educate; and (4) Charter schools cease to perpetuate de facto segregation of the highest performing children from those whose aspirations may be high but whose talents are not yet as obvious. Oppose the D.C. Voucher Program and support zeroing out funding for the program in 2019 Support the Internal Revenue Service (IRS) issuing regulations to close the loophole that would allow donors to receive state tax credit voucher programs (tuition tax credits) from taking both federal and state tax benefits Oppose the proposed borrowers Defense rule update as proposed by the Trump Administration; support the existing rule Oppose the repeal of the Gainful Employment rule. Under this rule, a career education program loses access to federal funds if the program repeatedly leaves its graduates with unaffordable debts, relative to their earnings.Oppose any new regulations or changes in existing regulation which may weaken accountability and consumer protection Oppose using Student Support and Academic Enrichment grants from the Every Student Succeeds Act to provide firearms for teachers or other school administrators Support S. 3435, Beyond the Box for Higher Education Act. The bill would provide guidance, training, and technical assistance for colleges and universities to remove criminal history questions from their admissions processes. Support H. R. 6623, the Working on Rewarding and Keeping Employees Resilient Act, otherwise known as the WORKER Act. This legislation boost relevant education at an early age (via engineering and engineering technology and Science, Technology, Engineering and Math, or STEM grants); apprenticeships via private-public partnerships; training vouchers to ensure every American can attend a short-term training program; reemployment incentives so that unemployed Americans are among the first who are looked at when a job opens up; wage insurance for workers over 50 or over 45 in distressed areas. Support HR 1635 / S. 2081, the Empowering Students Through Enhanced Financial Counseling Act wich requires Institutes of Higher Education to provide required annual counseling. Also, it expands the required recipients of such annual counseling to include, in addition to student borrowers, Federal Pell Grant recipients and parent PLUS Loan borrowers. Oppose recommendations by the Federal Commission on School Safety which recommended allowing teachers and other school personnel to carry firearms In light of the closing of Education Corporation of America (ECA), support: extending the window for closed school discharges; sending loan discharge applications to all eligible students immediately; informing students of reviewed and vetted transfer options approved by state agencies; ensuring that ECA makes the transcript retrieval process free for students; and holding the creditors of ECA financially liable for closed school discharges
Client expense: $70,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Bureau of Citizenship & Immigration Services (BCIS), Bureau of Prisons (BOP), Bureau of the Census, Centers For Disease Control & Prevention (CDC), Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Director of National Intelligence (ODNI), Education, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Motor Carrier Safety Administration, Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office
2018 · fourth_quarter · Financial Institutions/Investments/Securities
G-Fees HR916 - Risk Management and Homeowner Stability Act of 2017 Affiliated Business Arrangements HR1153 - Mortgage Choice Act QRM Rules HR__ - FY2018 Appropriations Credit Scoring HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2017 HR435 - The Credit Access and Inclusion Act of 2017 HR898 - Credit Score Competition Act of 2017 HR2262 - Free Credit Score Act of 2017 HR3911 - Risk-Based Credit Examination Act S1685 - Credit Scoring Competition Act Credit Reporting/Data Security HR3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 HR3766 - Credit Information Protection Act of 2017 HR3878 - Free Credit Freeze Act HR3896 - Secure and Protect Americans' Data Act S1816 - Freedom from Equifax Exploitation Act Student Loans HR795 - Employer Participation in Student Loan Assistance Act HR1635 - Empowering Students Through Enhanced Financial Counseling Act HR2477 - Bank on Students Emergency Loan Refinancing Act HR4508 - PROSPER Act S1162 - Bank on Students Emergency Loan Refinancing Act S1176 - Repay Act of 2017 High Volatility Commercial Real Estate (HVCRE) Rules HR2148 - Clarifying Commercial Real Estate Loans S2405 - Clarifying Commercial Real Estate Loans Beneficial Ownership Disclosure/Anti-Money Laundering HR3089 - Corporate Transparency Act of 2017 S1454 - TITLE Act S1717 - Corporate Transparency Act of 2017 S3336 - Defending American Security from Kremlin Aggression Act of 2018 Financial Regulatory Reform HR10 - Financial CHOICE Act of 2017 HR3971 - Community Institution Mortgage Relief Act of 2017 S2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act House Discussion Draft - The Bipartisan Housing Finance Reform Act of 2018 Short Sales HR5237 - Fast Help For Homeowners Act CFPB Commission HR5266 - Financial Product Safety Commission Act of 2018 Seller Financing HR5287 - PARITY Act of 2018 Letter to the Senate Leadership offices in support of the nomination of Michael Bright as president of Ginnie Mae. Discussions with the Department of the Treasury regarding anti-money laundering, housing finance reform, and g-fees. Discussions with the Federal Housing Finance Agency (FHFA) regarding credit availability. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding the QM rule, RESPA. Discussions with the White House regarding GSE reform, agency nominations, and housing finance reform. Discussions with the National Economic Council (NEC) regarding the FHA Director nomination and stability, and housing finance reform. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering.
Client expense: $19,000,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Energy, Dept of, Environmental Protection Agency (EPA), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office
2018 · fourth_quarter · Education
H.R. 4508, Promoting Real Opportunity, Success and Prosperity through Education Reform Act H.R. 159, Wildlife Veterinarians Employment and Training Act (Wildlife VET Act) H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act H.R. 1429, Letter of Estimated Annual Debt for Students (LEADS) Act H.R. 1614, Student Loan Refinancing Act H.R. 2718, Federal Student Loan Refinancing Act H.R. 2482, Federal Perkins Loan Program Extension Act of 2017 H.R. 3051, Educating Student Loan Borrowers Act H.R. 3346, Student Opportunity Act H.R. 3390 / S. 1521, Student Loan Relief Act of 2017 H.R. 795, Employer Participation in Student Loan Assistance Act / S. 796, Employer Participation in Repayment Act H.R. 3630, Student Loan Borrower Bill of Rights Act H.R. 3554 / S. 1712, The SIMPLE Act H.R. 4399/S. 2136, PSLF Technical Corrections Act H.R. 6156/S. 3065, The Protecting Job Opportunities for Borrowers Act H.R.6543, The Aim Higher Act
Client expense: $240,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT)
2018 · fourth_quarter · Education
S. 601: Senator Paul Simon Study Abroad Program Act A bill to ensure that significantly more students graduate college with the international knowledge and experience essential for success in today's global economy through the establishment of the Senator Paul Simon Study Abroad Program in the Department of Education (ALL). H.R. 899: A bill to terminate the Department of Education (ALL). H.R. 1949 and S. 856: Campus Accountability and Safety Act A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual assault, and for other purposes (ALL). H.R. 2434 and S. 1121: College Transparency Act A bill to establish a post-secondary student data system (ALL). H.R. 1614: Student Loan Refinancing Act To authorize borrowers of loans under the William D. Ford Federal Direct Loan Program to modify the interest rate of such loans to be equal to the interest rate for such loans at the time of modification (ALL). S. 888: Understanding the True Cost of College Act A bill to amend the Higher Education Opportunity Act to add disclosure requirements to the institution financial aid offer form and to amend the Higher Education Act of 1965 to make such form mandatory (ALL). S. 889: Net Price Calculator Improvement Act A bill to amend the Higher Education Act of 1965 to make technical improvements to the Net Price Calculator system so that prospective students may have a more accurate understanding of the true cost of college (ALL). H.R. 2451 and S. 1135: Pell Grant Restoration Act A bill to amend the Higher Education Act of 1965 to clarify the Federal Pell Grant duration limits of borrowers who attend an institution of higher education that closes or commits fraud or other misconduct, and for other purposes (ALL). S. 1043: Pay for Student Success Act A bill to authorize pay-for-success projects designed to incentivize and reward successful efforts to increase postsecondary education retention and completion rates for low-income and first-generation students (ALL). S. 1136: Pell Grant Preservation and Expansion Act A bill to improve the structure of the Federal Pell Grant program, and for other purposes (ALL). H.R. 2526: Protecting Our Students by Terminating Graduate Rates that Add to Debt (POST GRAD) Act To amend the Higher Education Act of 1965 to reinstate the authority of the Secretary of Education to make Federal Direct Stafford Loans to graduate and professional students (ALL). S. 2201: Access, Success, and Persistence in Reshaping Education (ASPIRE) Act A bill to amend the Higher Education Act of 1965 to improve college access and college completion for all students (ALL). H.R. 4508: Promoting Real Opportunity, Success, and Prosperity through Education Reform (PROSPER) Act To support students in completing an affordable postsecondary education that will prepare them to enter the workforce with the skills they need for lifelong success (ALL). H.R. 6543: Aim Higher Act To amend and strengthen the Higher Education Act of 1965 so that every student has a path to a quality, debt-free degree or credential that leads to a rewarding career (ALL). H.R. 1635 and S. 2081: Empowering Students Through Enhanced Financial Counseling Act To amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes (ALL). S. 2530: Safe Equitable Campus Resources and Education Act of 2018 A bill to address the needs of individuals with disabilities within the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act (ALL). S. 3611: Faster Access to Federal Student Aid Act of 2018 A bill to amend the Internal Revenue Code of 1986 and the Higher Education Act of 1965 to facilitate the disclosure of tax return information to carry out the Higher Education Act of 1965, and for other purposes (ALL).
Client expense: $60,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2018 · fourth_quarter · Education
S. 128 by GRAHAM (R-SC) legislation to protect certain individuals who came to the U.S. as children S. 615 by BENNET (D-CO) Higher Education Innovation Act S. 729 by DURBIN (D-IL) Fairness for Struggling Students Act S. 888 by GRASSLEY (R-IA) Understanding the True Cost of College Act of 2017 S. 889 by GRASSLEY (R-IA) Net Price Calculator Improvement Act S. 1121 by HATCH (R-UT) College Transparency Act S. 1136 by HIRONO (D-HI) Pell Preservation and Expansion Act S. 1295 by CASEY (D-PA) RISE Act of 2017 S. 1615 by GRAHAM (R-SC) Dream Act of 2017 S. 1808 by BALDWIN (R-CA) Federal Perkins Loan Program Extension Act of 2017 S. 1939 by SHAHEEN (D-NH) Student Protection and Success Act S. 2007 by FLAKE (R-AZ) Upward Mobility Enhancement Act S. 2150 by GRASSLEY (R-IA) Net Price Calculator Improvement Act S. 2169 by WYDEN (D-OR) Student Right to Know Before You Go Act of 2017 S. 2228 by LEE (R-UT) Higher Education Reform and Opportunity Act of 2017 S. 2530 by CASEY (D-PA) the SECURE Act S. 2707 by SCOTT (R-SC) Protecting Workplace Advancement and Opportunity Act S. 2986 by CASEY (D-PA) CREATE Act S. 3106 by CASEY (D-PA) Higher Education Mental Health Act of 2018 S. 3483 by GRASSLEY (R-IA) SUCCESS Act S. 3611 by ALEXANDER (R-TN) Faster Access to Federal Student Aid Act of 2018 S. 3777 - BOOZMAN (R-AR) Forever GI Bill Housing Payment Fulfillment Act H.R. 88 by BRADY (R-TX) The Retirement, Savings, and Other Tax Relief Act and the Taxpayer First Act of 2018 H.R. 483 by HUNTER (R-CA) No Funding for Sanctuary Campuses Act H.R. 496 by COFFMAN (R-CO) legislation to protect certain individuals that came here as children H.R. 795 by DAVIS (R-IL) legislation to extend employer provided education assistance to employer provided loan repayment assistance H.R. 1180 by ROBY (R-AL) Working Families Flexibility Act H.R. 1434 by COURTNEY (D-CT) to amend HEA to provide for refinancing of certain Federal student loans H.R. 1485 by STEFANIK (R-NY) Flexible Pell Grant for 21st Century Students Act H.R. 1614 by POCAN (D-WI) Student Loan Refinancing Act H.R. 1635 by GUTHRIE (R-KY) Empowering Students through Enhanced Financial Counseling Act H.R. 1772 by ROE (R-TN) AIM HIGH ACT - Accessible Instructional Materials in Higher Education H.R. 2015 by DOGGETT (D-TX) Equitable Student Aid Access Act H.R. 2429 by McDERMOTT (D-WA) Student Loan Tax Debt Relief Act H.R. 2434 by MITCHELL (R-MI) College Transparency Act H.R. 2451 by DAVIS (D-CA) Pell Grant Preservation & Expansion Act H.R. 2477 by COURTNEY (D-CT) Bank on Students Emergency Loan Refinancing Act H.R. 2482 by STEFANIK (R-NY) Federal Perkins Loan Program Extension Act of 2017 H.R. 2521 by EDWARDS (D-MD) Restoring Education and Learning (REAL) Act H.R. 3432 by YOUNG (R-IN) Investing in Student Success Act H.R. 3440 by ROYBAL-ALLARD (D-CA) Dream Act of 2017 H.R. 3581 by DESAULNIER (D-CA) The Pell Grant Flexibility Act of 2017 H.R. 3734 by MESSER (R-IN) Reverse Transfer Efficiency Act of 2017 H.R. 4135 by SMITH (R-MO) Upward Mobility Enhancement Act H.R. 4119 by MESSER (R-IN) Student Loan Disclosure Modernization Act H.R. 4272 by DESANTIS (R-FL) Higher Education Reform and Opportunity Act of 2017 H.R. 4336 by LEWIS (R-MN) College Completion and Success Act H.R. 4372 by FERGUSON (R-GA) Help Students Repay Act H.R. 4479 by HUNTER (R-CA) Student Right to Know Before You Go Act of 2017 H.R. 4491 by PRICE (D-NC) Advancing International and Foreign Language Education Act H.R. 4508 by FOXX (R-NC) (PROSPER Act - HEA Reauthorization) Promoting Real Opportunity, Success, and Prosperity through Education Reform H.R. 4773 by WALBERG (R-MI) Protecting Workplace Advancement and Opportunity Act H.R. 5220 by DELANEY (D-MD) Dont Tax Higher Education Act H.R. 5384 by POCAN (D-WI) Debt-Free College Act H.R. 5528 by HECK (R-NV) Simplifying the Application for Student Aid Act H.R. 5529 by HECK (R-NV) Accessing Higher Education Opportunity Act H.R. 5916 by REED (R-NY) REDUCE Act of 2018 H.R. 5928 by POLIS (D-CO) Students Over Special Interests Act H.R. 6094 by WALBERG (R-MI) Regulatory Relief for Small Businesses, Schools, and Nonprofits Act of 2016 H.R. 6352 by POLIS (D-CO) Know Before You Own Private Education Loan Act of 2018 H.R. 6473 by DELAURO (D-CT) Transparency in Student Loan Consultation Act of 2018 H.R. 6543 by SCOTT (D-VA) Aim Higher Act H.R. 6685 by BROWN (D-MD) Expanding Access to the Workforce through Dual Enrollment Act of 2018 H.R. 6947 by HIMES (D-CT) College Affordability and Innovation Act of 2018 H.R. 7303 by GRIJALVA (D-AZ) Protecting Financial Aid for Students and Taxpayers Act of 2018 H.R. 7386 by WALBERG (R-MI) Faster Access to Federal Student Aid Act of 2018 H. Res. 307 by ROE (R-TN) Expressing the sense of the House of Representatives relating to protecting freedom of speech, thought, and expression at institutions of higher education
Client expense: $89,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Internal Revenue Service (IRS), Treasury, Dept of, White House Office
2018 · fourth_quarter · Education
Issues related to private student lending, including: HR 3048 - Student Loan Interest Deduction Act of 2017 HR 3630 - Student Loan Borrowers' Bill of Rights Act of 2017 HR 283 - Student Debt Repayment Fairness Act HR 1614 - Student Loan Refinancing Act HR 1635 - Empowering Students Through Enhanced Financial Counseling Act HR 2551 - Student Loan Debt Relief Act of 2017 HR 4508 - The PROSPER Act
Client expense: $490,000 · Firm income: Not reported
Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE
2018 · fourth_quarter · Banking
Issues related to banking regulatory reform: HR 3312 - Systemic Risk Designation Improvement Act of 2017 HR 10 - Financial CHOICE Act of 2017 HR 1116 - Tailor Act of 2017 HR 5192 & S 2498 - Protecting Children from Identity Theft Act HR 6068 - Counter Terrorism & Illicit Finance Act HR 1635 - Empowering Students Through Enhanced Financial Counseling Act of 2018 HR 6972 - To Require the CFPB to meet its Statutory Purpose, and Other Purposes 2018 S 366 - Tailor Act of 2017 S 1893 - Systemic Risk Designation Improvement Act of 2017 S 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act S 2755 - Postal Banking Act S 3744 - Schatz Data Care Act Issues relating to Current Expected Credit Loss (CECL) - no bill number
Client expense: $490,000 · Firm income: Not reported
Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE
2018 · fourth_quarter · Bankruptcy
Issues related to the discharge of private student loan debt, including: HR 2366 - Student Loan Bankruptcy Parity Act of 2017 HR 137 - Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2017 HR 2527 - Private Student Loan Bankruptcy Fairness Act of 2017 HR 2477; S 1162 - Bank on Students Emergency Loan Refinancing Act of 2017 HR 2366 - Discharge Student Loans in Bankruptcy Act of 2017 HR 1635 - Empowering Students Through Enhanced Financial Counseling Act of 2018 S 749 - Transparency in Student Lending Act of 2017 S 1066 - Federal Adjustment in Reporting (FAIR) Student Credit Act S 1262 - Fairness for Struggling Students Act of 2017
Client expense: $490,000 · Firm income: Not reported
Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE
2018 · fourth_quarter · Education
HR 1635-Empowering Student Through Enhanced Financial Counseling Act
Client expense: Not reported · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2018 · fourth_quarter · Education
Year-around PELL, apprenticeship and workforce training, Higher Education Reauthorization, Prosper Act: HR 4508, Strengthening Career and Technical Education for the 21st Century Act: HR 2353, Empowering Students Through Enhanced Financial Counseling Act H.R. 1635, Innovations in Mentoring, Training, and Apprenticeships Act H.R. 5509, American Workforce Policy Advisory Board, Hispanic Serving Institutions programs.
Client expense: Not reported · Firm income: $10,000
Government targets: Commerce, Dept of (DOC), Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE
2018 · fourth_quarter · Education
H.R. 1635- Empowering Students Through Enhanced Financial Counseling Act
Client expense: Not reported · Firm income: Not reported
Government targets: SENATE
2018 · third_quarter · Education
H.R.4508 - PROSPER Act H.R.6543 - AIM HIGHER Act H.R.1635 - Empowering Students Through Enhanced Financial Counseling Act S.3584 - Affordable Loans for Any Student Act H.R.1772 - AIM HIGH Act H.R.6787 - Reforming Government Act of 2018 H.R.6440 - Science, Technology, Engineering, and Math (STEM) and Trade in Schools Act S.3589 - INSPIRES Act S.3435 - Beyond the Box for Higher Education Act of 2018
Client expense: $137,295 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2018 · third_quarter · Financial Institutions/Investments/Securities
G-Fees HR916 - Risk Management and Homeowner Stability Act of 2017 Affiliated Business Arrangements HR1153 - Mortgage Choice Act QRM Rules HR__ - FY2018 Appropriations Credit Scoring HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2017 HR435 - The Credit Access and Inclusion Act of 2017 HR898 - Credit Score Competition Act of 2017 HR2262 - Free Credit Score Act of 2017 HR3911 - Risk-Based Credit Examination Act S1685 - Credit Scoring Competition Act Credit Reporting/Data Security HR3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 HR3766 - Credit Information Protection Act of 2017 HR3878 - Free Credit Freeze Act HR3896 - Secure and Protect Americans' Data Act S1816 - Freedom from Equifax Exploitation Act Student Loans HR795 - Employer Participation in Student Loan Assistance Act HR1635 - Empowering Students Through Enhanced Financial Counseling Act HR2477 - Bank on Students Emergency Loan Refinancing Act HR4508 - PROSPER Act S1162 - Bank on Students Emergency Loan Refinancing Act S1176 - Repay Act of 2017 High Volatility Commercial Real Estate (HVCRE) Rules HR2148 - Clarifying Commercial Real Estate Loans S2405 - Clarifying Commercial Real Estate Loans Beneficial Ownership Disclosure/Anti-Money Laundering HR3089 - Corporate Transparency Act of 2017 S1454 - TITLE Act S1717 - Corporate Transparency Act of 2017 S3336 - Defending American Security from Kremlin Aggression Act of 2018 Financial Regulatory Reform HR10 - Financial CHOICE Act of 2017 HR3971 - Community Institution Mortgage Relief Act of 2017 S2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act Short Sales HR5237 - Fast Help For Homeowners Act CFPB Commission HR5266 - Financial Product Safety Commission Act of 2018 Seller Financing HR5287 - PARITY Act of 2018 Discussions with the Department of the Treasury regarding anti-money laundering, housing finance reform, credit availability, geographic targeting orders, and multifamily risk-sharing. Discussions with the Federal Housing Finance Agency (FHFA) regarding GSE guarantee fees (G-fees), housing finance reform, G-fees LLPAS (overlays), and capital standards. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding the 3% cap. Discussions with the White House regarding GSE reform, agency nominations. Discussions with the National Economic Council (NEC) regarding GSE reform and GSE capital. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering. Discussions with the Federal Housing Authority (FHA) within the Department of Housing and Urban Development (HUD) regarding student loan debt.
Client expense: $26,400,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, Treasury, Dept of, U.S. Copyright Office, U.S. Geological Survey (USGS), Veterans Affairs, Dept of (VA), White House Office
2018 · third_quarter · Education
HR 56 America RISING Act of 2017 HR 108 Student Loan Repayment Assistance Act of 2017 HR 254 REAL Act of 2017 HR 283 Student Debt Repayment Fairness Act HR 413 Early Pell Promise Act HR 480 Student Loan Opportunity Act of 2017 HR 795 Employer Participation in Student Loan Assistance Act HR 899 To terminate the Department of Education. HR 926 ASPIRE Act HR 1127 Student Loan Fairness Act HR 1193 Financial Literacy to Financial Freedom Act HR 1283 Transparency in Student Lending Act HR 1286 Pell Grant Funding Act HR 1429 LEADS Act of 2017 HR 1521 Debt Collection Practices Harmonization Act HR 1635 Empowering Students Through Enhanced Financial Counseling Act HR 1710 Making Education Affordable and Accessible Act of 2017 HR 1716 To prohibit any hiring freeze from affecting the Environmental Protection Agency. HR 4508 The PROSPER Act S 749 Transparency in Student Lending Act Higher Education Act Legislation Lobbying
Client expense: Not reported · Firm income: $20,000
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE
2018 · third_quarter · Education
Year-around PELL, apprenticeship and workforce training, Higher Education Reauthorization, Prosper Act: HR 4508, Strengthening Career and Technical Education for the 21st Century Act: HR 2353, Empowering Students Through Enhanced Financial Counseling Act H.R. 1635, Innovations in Mentoring, Training, and Apprenticeships Act H.R. 5509.
Client expense: Not reported · Firm income: $10,000
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE
2018 · third_quarter · Education
S. 601: Senator Paul Simon Study Abroad Program Act A bill to ensure that significantly more students graduate college with the international knowledge and experience essential for success in today's global economy through the establishment of the Senator Paul Simon Study Abroad Program in the Department of Education (ALL). H.R. 899: A bill to terminate the Department of Education (ALL). H.R. 1949 and S. 856: Campus Accountability and Safety Act A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual assault, and for other purposes (ALL). H.R. 2434 and S. 1121: College Transparency Act A bill to establish a post-secondary student data system (ALL). H.R. 1614: Student Loan Refinancing Act To authorize borrowers of loans under the William D. Ford Federal Direct Loan Program to modify the interest rate of such loans to be equal to the interest rate for such loans at the time of modification (ALL). S. 888: Understanding the True Cost of College Act A bill to amend the Higher Education Opportunity Act to add disclosure requirements to the institution financial aid offer form and to amend the Higher Education Act of 1965 to make such form mandatory (ALL). S. 889: Net Price Calculator Improvement Act A bill to amend the Higher Education Act of 1965 to make technical improvements to the Net Price Calculator system so that prospective students may have a more accurate understanding of the true cost of college (ALL). H.R. 2451 and S. 1135: Pell Grant Restoration Act A bill to amend the Higher Education Act of 1965 to clarify the Federal Pell Grant duration limits of borrowers who attend an institution of higher education that closes or commits fraud or other misconduct, and for other purposes (ALL). S. 1043: Pay for Student Success Act A bill to authorize pay-for-success projects designed to incentivize and reward successful efforts to increase postsecondary education retention and completion rates for low-income and first-generation students (ALL). S. 1136: Pell Grant Preservation and Expansion Act A bill to improve the structure of the Federal Pell Grant program, and for other purposes (ALL). H.R. 2526: Protecting Our Students by Terminating Graduate Rates that Add to Debt (POST GRAD) Act To amend the Higher Education Act of 1965 to reinstate the authority of the Secretary of Education to make Federal Direct Stafford Loans to graduate and professional students (ALL). S. 2201: Access, Success, and Persistence in Reshaping Education (ASPIRE) Act A bill to amend the Higher Education Act of 1965 to improve college access and college completion for all students (ALL). H.R. 4508: Promoting Real Opportunity, Success, and Prosperity through Education Reform (PROSPER) Act To support students in completing an affordable postsecondary education that will prepare them to enter the workforce with the skills they need for lifelong success (ALL). H.R. 6543: Aim Higher Act To amend and strengthen the Higher Education Act of 1965 so that every student has a path to a quality, debt-free degree or credential that leads to a rewarding career (ALL). H.R. 1635 and S. 2081: Empowering Students Through Enhanced Financial Counseling Act To amend the loan counseling requirements under the Higher Education Act of 1965, and for other purposes (ALL). S. 2530: Safe Equitable Campus Resources and Education Act of 2018 A bill to address the needs of individuals with disabilities within the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act (ALL).
Client expense: $60,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2018 · third_quarter · Education
H.R. 1635 Empowering Students Through Enhanced Financial Counseling Act H.R. 4508Promoting Real Opportunity, Success, and Prosperity through Education Reform Act (PROSPER Act) H.R. 6543 Aim Higher Act S. 1615 Dream Act of 2017 H.R.6147 Department of the Interior, Environment, Financial Services and General Government, Agriculture, Rural Development, Food and Drug Administration, and Transportation, Housing and Urban Development Appropriations Act, 2019; funding for the National Endowment for the Humanities, National Endowment for the Arts S. 1808 Federal Perkins Loan Program Extension Act S. 2394 Free Right to Expression in Education Act S. 3158 Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriation Act, 2019; funding for Title IV programs and extension of Perkins loan servicing S. Rept. 115-289, to accompany S. 3158, Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Bill, 2019; Higher Education Act Reauthorization issues H.R.6157, Department of Defense and Labor, Health and Human Services, and Education Appropriations Act, 2019 and Continuing Appropriations Act, 2019 (P.L. 115-245); (Div. B) funding for Title IV programs and extension of Perkins loan servicing U.S. Department of Education Interim Guidance on Campus Sexual Misconduct, Q&A on Campus Sexual Misconduct (issued September 2017), Rescission of U.S. Department of Education Office of Civil Rights Dear Colleague Letter on Sexual Violence (dated April 4, 2011); all
Client expense: $200,000 · Firm income: Not reported
Government targets: Army, Dept of (Corps of Engineers), Bureau of Citizenship & Immigration Services (BCIS), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Natl Aeronautics & Space Administration (NASA), Natl Institute of Standards & Technology (NIST), Office of Management & Budget (OMB), SENATE, U.S. Coast Guard (USCG)
2018 · third_quarter · Banking
Issues Related to Cyber Security, Data Security & Breach Notification H.R. 6743, Consumer Information Notification Requirement Act Issues Related to Data Acquisition and Technology Accountability and Security Act Issues Related to the Consumer Financial Protection Bureau Legislation related to establishing a commission at the CFPB S. 105, Consumer Financial Protection Board Act of 2017, H.R. 5266 Financial Product Safety Commission Act of 2018 Issues related to the CFPBs rulemaking under the Home Mortgage Disclosure Act Issues related to Implementation of the TILA/RESPA Integrated Disclosures Issues related to anticipated rulemaking that would affect debt collection Issues related to Equal Credit Opportunity Act Issues related to CFPB Consumer Response Portal Issues related to Auto Guidance Issues related to CFPB Small-dollar Rule Issues related to H.R. 10, the Financial Choice Act of 2017 Issues related to Dodd-Frank Act, including Section 1071 S. 387, Consumer Financial Protection Bureau Accountability Act of 2017 H.R. 3601, Protecting Consumers from Frivolous Claims Act of 2017 H.R. 5534, GUIDE Compliance Act H.R. 3625, CFPB-IG Act of 2017 H.R. 2553, TABS Act of 2017 Nomination of Kathy Kraninger, Director BCFP Issues Related to Student Loans Issues related to the reauthorization of the Higher Education Act Issues related to the CFPBs and Department of Educations actions on student lending H.R. 1283/S. 749, Transparency in Student Lending H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act Issues related to disclosures for federal student loans Legislation related to student loan refinancing programs Issues related to bankruptcy protections for student loans Issues related to federal student loan reform H.R. 4508, Promoting Real Opportunity, Success, and Prosperity through Education Reform Act H.R. 4119, The Student Loan Disclosure Modernization Act S. 1066, Federal Adjustment in Reporting Student Credit Act Issues Related to AML-BSA Reform Issues Related to FinCEN CDD Rule H.R. 6068 Counter Terrorism and Illicit Finance Act Issues Related to Appropriations H.R. 6258 & S. 3107 Financial Services & General Government Appropriations Act, 2019 H.R. 4439, Modernizing Credit Opportunities Act Issues Related to Deposit Advance Products H.R. 4861, EQUAL Act of 2018 Issues Related to the Fair Credit Reporting Act H.R. 2359 FCRA Liability Harmonization Act Issues Related to budget reconciliation Issues Related to FY18 budget Issues related to implementation of Public Law No: 115-97, Tax Cuts and Jobs Act. Issues related to S. 2237/H.R. 4545, Financial Institutions Examination Fairness and Reform Act Issues related to H.R. 2133, the Community Lending Enhancement and Regulatory Relief Act of 2017 Issues related to H.R. 924, the Financial Institutions Due Process Act of 2017 Issues related to H.R. 2396, the Privacy Notification Technical Clarification Act Issues related to H.R. 4607, Comprehensive Regulatory Review Act Issues related to H.R. 4648, Home Mortgage Reporting Relief Act Issues related to H.R. 6158, Brokered Deposit Affiliate-Subsidiary Modernization Act of 2018 Issues Related to the Community Reinvestment Act Issues Related to the Fair Credit Reporting Act H.R. 4028, Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017 Issues Related to Flood Insurance H.R. 2874, 21st Century Flood Reform Act S. 1571, National Flood Insurance Program Reauthorization Act of 2017 Issues Related to unfair, deceptive, or abusive acts or practices under Dodd-Frank Act Issues Related to systemic risk designations S. 1893/H.R. 3312, Systemic Risk Designation Improvement Act of 2017 Issues related to the Ensuring Quality Unbiased Access to Loans Act H.R. 2706, Financial Institution Customer Protection Act of 2017 Issues related to financial regulatory coordination Issues related to oversight of SBA 7(a) Loan Program H.R. 4743/S. 2283, Small Business 7(a) Lending Oversight Reform Act of 2018 Issues related to SBA Programs Commercial Real Estate Appraisal Threshold H.R. 6347, 7(a) Real Estate Appraisal Harmonization Act H.R. 6348, Small Business ACE Act Issues related to H.R. 4452, Right to Lend Act of 2017 Issues related to S. 1642/H.R. 3299, Protecting Consumers Access to Credit Act of 2017 Issues related to S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act Issues Related to FinTech HR. 1457, the Making Online Banking Initiation Legal and Easy Act of 2017 Issues related to the E-SIGN Act S. 2854 MOBILE Act of 2018 H.R. 3299, Protecting Consumers Access to Credit Act of 2017 Issues related to H.R. 3857, Protecting Advice for Small Savers Act of 2017 Issues related to the Bank Secrecy Act and Anti-Money Laundering Issues related to the Counter Terrorism & Illicit Finance Act Regulations: Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002 Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003 Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006 Privacy Issues, 12 CFR Parts 40, 216, 332, 1016 Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022 Real Estate Settlement Procedures Issues, Regulation X, 12 CFR Part 1024 Truth in Lending Issues, Regulation Z, 12 CFR Part 1026 Disclosure of Records and Information, 12 CFR Part 1070 Regulations related to the Dodd-Frank Act, Pub. L. No. 111-203 Issues related to the Higher Education Act Issues related to Telephone Consumer Protection Act, 47 U.S.C. 227 Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693 Issues related to FDIC Deposit Insurance Issues related to the Paperwork Reduction Act Issues related to the Military Lending Act Community Reinvestment Act Regulations & Q&A issues Issues related to the Servicemembers Civil Relief Act Issues related to Small Business Act Issues related to FCC & FTC Do Not Call Registry Issues related to the Bank Secrecy Act and Anti-Money Laundering rules Issues related to the Counter Terrorism & Illicit Finance Act Issues related to the CFPB Request for Information Process Issues related to FinCEN Due Diligence Rule S.A.F.E. Mortgage Licensing Act - Regulation G Privacy of Consumer Financial Information - Regulation P Truth in Saving - Regulation DD
Client expense: $720,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2018 · third_quarter · Education
S. 128 by GRAHAM (R-SC) legislation to protect certain individuals who came to the U.S. as children S. 615 by BENNET (D-CO) Higher Education Innovation Act S. 729 by DURBIN (D-IL) Fairness for Struggling Students Act S. 888 by GRASSLEY (R-IA) Understanding the True Cost of College Act of 2017 S. 889 by GRASSLEY (R-IA) Net Price Calculator Improvement Act S. 1121 by HATCH (R-UT) College Transparency Act S. 1136 by HIRONO (D-HI) Pell Preservation and Expansion Act S. 1295 by CASEY (D-PA) RISE Act of 2017 S. 1615 by GRAHAM (R-SC) Dream Act of 2017 S. 1771 BLUNT (R-MO) FY18 Labor-HHS Education Appropriations S. 1808 by BALDWIN (R-CA) Federal Perkins Loan Program Extension Act of 2017 S. 1939 by SHAHEEN (D-NH) Student Protection and Success Act S. 2007 by FLAKE (R-AZ) Upward Mobility Enhancement Act S. 2150 by GRASSLEY (R-IA) Net Price Calculator Improvement Act S. 2169 by WYDEN (D-OR) Student Right to Know Before You Go Act of 2017 S. 2228 by LEE (R-UT) Higher Education Reform and Opportunity Act of 2017 S. 2530 by CASEY (D-PA) the SECURE Act S. 2707 by SCOTT (R-SC) Protecting Workplace Advancement and Opportunity Act S. 2986 by CASEY (D-PA) CREATE Act S. 3106 by CASEY (D-PA) Higher Education Mental Health Act of 2018 S. 3158 by BLUNT (R-MO) FY 2019 Labor-HHS Appropriations S. 3483 by GRASSLEY (R-IA) SUCCESS Act H.R. 483 by HUNTER (R-CA) No Funding for Sanctuary Campuses Act H.R. 496 by COFFMAN (R-CO) legislation to protect certain individuals that came here as children H.R. 795 by DAVIS (R-IL) legislation to extend employer provided education assistance to employer provided loan repayment assistance H.R. 1180 by ROBY (R-AL) Working Families Flexibility Act H.R. 1301 by FRELINGHUYSEN (R-NJ) Continuing Appropriations Amendments Act of 2018 H.R. 1434 by COURTNEY (D-CT) to amend HEA to provide for refinancing of certain Federal student loans H.R. 1485 by STEFANIK (R-NY) Flexible Pell Grant for 21st Century Students Act H.R. 1614 by POCAN (D-WI) Student Loan Refinancing Act H.R. 1635 by GUTHRIE (R-KY) Empowering Students through Enhanced Financial Counseling Act H.R. 1772 by ROE (R-TN) AIM HIGH ACT - Accessible Instructional Materials in Higher Education H.R. 2015 by DOGGETT (D-TX) Equitable Student Aid Access Act H.R. 2429 by McDERMOTT (D-WA) Student Loan Tax Debt Relief Act H.R. 2434 by MITCHELL (R-MI) College Transparency Act H.R. 2451 by DAVIS (D-CA) Pell Grant Preservation & Expansion Act H.R. 2477 by COURTNEY (D-CT) Bank on Students Emergency Loan Refinancing Act H.R. 2482 by STEFANIK (R-NY) Federal Perkins Loan Program Extension Act of 2017 H.R. 2521 by EDWARDS (D-MD) Restoring Education and Learning (REAL) Act H.R. 3432 by YOUNG (R-IN) Investing in Student Success Act H.R. 3440 by ROYBAL-ALLARD (D-CA) Dream Act of 2017 H.R. 3581 by DESAULNIER (D-CA) The Pell Grant Flexibility Act of 2017 H.R. 3734 by MESSER (R-IN) Reverse Transfer Efficiency Act of 2017 H.R. 4135 by SMITH (R-MO) Upward Mobility Enhancement Act H.R. 4119 by MESSER (R-IN) Student Loan Disclosure Modernization Act H.R. 4272 by DESANTIS (R-FL) Higher Education Reform and Opportunity Act of 2017 H.R. 4336 by LEWIS (R-MN) College Completion and Success Act H.R. 4372 by FERGUSON (R-GA) Help Students Repay Act H.R. 4479 by HUNTER (R-CA) Student Right to Know Before You Go Act of 2017 H.R. 4491 by PRICE (D-NC) Advancing International and Foreign Language Education Act H.R. 4508 by FOXX (R-NC) (PROSPER Act - HEA Reauthorization) Promoting Real Opportunity, Success, and Prosperity through Education Reform H.R. 4773 by WALBERG (R-MI) Protecting Workplace Advancement and Opportunity Act H.R. 5220 by DELANEY (D-MD) Dont Tax Higher Education Act H,R. 5384 by POCAN (D-WI) Debt-Free College Act H.R. 5528 by HECK (R-NV) Simplifying the Application for Student Aid Act H.R. 5529 by HECK (R-NV) Accessing Higher Education Opportunity Act H.R. 5916 by REED (R-NY) REDUCE Act of 2018 H.R. 5928 by POLIS (D-CO) Students Over Special Interests Act H.R. 6157 by GRANGER (R-TX) Final Defense and Labor, Health and Human Services, and Education Appropriations Act, 2019 and Continuing Appropriations Act, 2019 H.R. 6352 by POLIS (D-CO) Know Before You Own Private Education Loan Act of 2018 H.R. 6470 by COLE (R-OK) FY 2019 Labor-HHS-Education Appropriations H.R. 6473 by DELAURO (D-CT) Transparency in Student Loan Consultation Act of 2018 H.R. 6543 by SCOTT (D-VA) Aim Higher Act H.R. 6094 by WALBERG (R-MI) Regulatory Relief for Small Businesses, Schools, and Nonprofits Act of 2016 H. Res. 307 by ROE (R-TN) Expressing the sense of the House of Representatives relating to protecting freedom of speech, thought, and expression at institutions of higher education
Client expense: $78,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Internal Revenue Service (IRS), Treasury, Dept of, White House Office
2018 · third_quarter · Banking
Issues related to banking regulatory reform: HR 3312 - Systemic Risk Designation Improvement Act of 2017 HR 10 - Financial CHOICE Act of 2017 HR 1116 - Tailor Act of 2017 HR 5192 & S 2498 - Protecting Children from Identity Theft Act HR 6068 - Counter Terrorism & Illicit Finance Act HR 1635 - Empowering Students Through Enhanced Financial Counseling Act of 2018 HR 6972 - To Require the CFPB to meet its Statutory Purpose, and Other Purposes 2018 S 366 - Tailor Act of 2017 S 1893 - Systemic Risk Designation Improvement Act of 2017 S 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act S 2755 - Postal Banking Act
Client expense: $430,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2018 · third_quarter · Education
Issues related to private student lending, including: HR 3048 - Student Loan Interest Deduction Act of 2017 HR 3630 - Student Loan Borrowers' Bill of Rights Act of 2017 HR 283 - Student Debt Repayment Fairness Act HR 1614 - Student Loan Refinancing Act HR 1635 - Empowering Students Through Enhanced Financial Counseling Act HR 2551 - Student Loan Debt Relief Act of 2017 HR 4508 - The PROSPER Act
Client expense: $430,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2018 · third_quarter · Bankruptcy
Issues related to the discharge of private student loan debt, including: HR 2366 - Student Loan Bankruptcy Parity Act of 2017 HR 137 - Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2017 HR 2527 - Private Student Loan Bankruptcy Fairness Act of 2017 HR 2477; S 1162 - Bank on Students Emergency Loan Refinancing Act of 2017 HR 2366 - Discharge Student Loans in Bankruptcy Act of 2017 HR 1635 - Empowering Students Through Enhanced Financial Counseling Act of 2018 S 749 - Transparency in Student Lending Act of 2017 S 1066 - Federal Adjustment in Reporting (FAIR) Student Credit Act S 1262 - Fairness for Struggling Students Act of 2017
Client expense: $430,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2018 · third_quarter · Education
Oppose Ken Marcuss nomination to Assistant Secretary of Education for Civil Rights Oppose any cuts to the Pell program, support an increase in the maximum Pell Grant by at least the amount that would be provided with the expiring automatic inflation adjustment. Oppose Discriminatory High Stakes Educational Testing Oppose publically funded private school vouchers Support maintaining the federal role in ensuring a decent public education / civil rights protections for all students Support allowing students convicted of minor drug offenses to receive federal financial aid Support an increase in aid and other resources for Historically Black Colleges and Universities (support HR 1080) Support expanding Pell Grant funding and availability (support HR 2451 / S 1135) Support helping college graduates burdened by private student loan debt (support HR 2527 / S1262) Support, Preserve and Protect Equal Opportunity Programs including Affirmative Action Support a moratorium on the expansion of the charter schools until such time as: (1) Charter schools are subject to the same transparency and accountability standards as public schools; (2) Public funds are not diverted to charter schools at the expense of the public school system; (3) Charter schools cease expelling students that public schools have a duty to educate; and (4) Charter schools cease to perpetuate de facto segregation of the highest performing children from those whose aspirations may be high but whose talents are not yet as obvious. Oppose the D.C. Voucher Program and support zeroing out funding for the program in 2019 Support the Internal Revenue Service (IRS) issuing regulations to close the loophole that would allow donors to receive state tax credit voucher programs (tuition tax credits) from taking both federal and state tax benefits Oppose the proposed borrowers Defense rule update as proposed by the Trump Administration; support the existing rule Oppose the repeal of the Gainful Employment rule. Under this rule, a career education program loses access to federal funds if the program repeatedly leaves its graduates with unaffordable debts, relative to their earnings.Oppose any new regulations or changes in existing regulation which may weaken accountability and consumer protection Oppose using Student Support and Academic Enrichment grants from the Every Student Succeeds Act to provide firearms for teachers or other school administrators Support S. 3435, Beyond the Box for Higher Education Act. The bill would provide guidance, training, and technical assistance for colleges and universities to remove criminal history questions from their admissions processes. Support H. R. 6623, the Working on Rewarding and Keeping Employees Resilient Act, otherwise known as the WORKER Act. This legislation boost relevant education at an early age (via engineering and engineering technology and Science, Technology, Engineering and Math, or STEM grants); apprenticeships via private-public partnerships; training vouchers to ensure every American can attend a short-term training program; reemployment incentives so that unemployed Americans are among the first who are looked at when a job opens up; wage insurance for workers over 50 or over 45 in distressed areas. Support HR 1635 / S. 2081, the Empowering Students Through Enhanced Financial Counseling Act wich requires Institutes of Higher Education to provide required annual counseling. Also, it expands the required recipients of such annual counseling to include, in addition to student borrowers, Federal Pell Grant recipients and parent PLUS Loan borrowers.
Client expense: $70,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Bureau of Citizenship & Immigration Services (BCIS), Bureau of Prisons (BOP), Bureau of the Census, Centers For Disease Control & Prevention (CDC), Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Director of National Intelligence (ODNI), Education, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office
2018 · third_quarter · Education
H.R. 4508, Promoting Real Opportunity, Success, and Prosperity through Education Reform (PROSPER) Act, Issues pertaining to student aid, Hispanic-Serving institutions, and graduate students. H.R. 1635, Empowering Students through Enhanced Financial Counseling Act, Issues pertaining to student loan counseling. Issues relating to the Telemedicine Wellness Instrumentation Triage and Referral project in schools.
Client expense: Not reported · Firm income: $40,000
Government targets: Energy, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE
2018 · third_quarter · Education
HR 1635-Empowering Student Through Enhanced Financial Counseling Act
Client expense: Not reported · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES
2018 · third_quarter · Education
HR 1635-Empowering Student Through Enhanced Financial Counseling Act
Client expense: Not reported · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES
2018 · third_quarter · Education
H.R. 1635- Empowering Students Through Enhanced Financial Counseling Act
Client expense: Not reported · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES
2018 · second_quarter · Education
HR 56 America RISING Act of 2017 HR 108 Student Loan Repayment Assistance Act of 2017 HR 254 REAL Act of 2017 HR 283 Student Debt Repayment Fairness Act HR 413 Early Pell Promise Act HR 480 Student Loan Opportunity Act of 2017 HR 795 Employer Participation in Student Loan Assistance Act HR 899 To terminate the Department of Education. HR 926 ASPIRE Act HR 1127 Student Loan Fairness Act HR 1193 Financial Literacy to Financial Freedom Act HR 1283 Transparency in Student Lending Act HR 1286 Pell Grant Funding Act HR 1429 LEADS Act of 2017 HR 1521 Debt Collection Practices Harmonization Act HR 1635 Empowering Students Through Enhanced Financial Counseling Act HR 1710 Making Education Affordable and Accessible Act of 2017 HR 1716 To prohibit any hiring freeze from affecting the Environmental Protection Agency. HR 4508 The PROSPER Act S 749 Transparency in Student Lending Act Higher Education Act Legislation Lobbying
Client expense: Not reported · Firm income: $20,000
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE
2018 · second_quarter · Banking
Issues Related to Cyber Security, Data Security & Breach Notification Issues Related to Data Acquisition and Technology Accountability and Security Act Issues Related to the Consumer Financial Protection Bureau Legislation related to establishing a commission at the CFPB S. 105, Consumer Financial Protection Board Act of 2017, H.R. 5266 Financial Product Safety Commission Act of 2018 Issues related to the CFPBs rulemaking for prepaid cards Issues related to the CFPBs rulemaking under the Home Mortgage Disclosure Act Issues related to Implementation of the TILA/RESPA Integrated Disclosures Issues related to anticipated rulemaking that would affect debt collection Issues related to Equal Credit Opportunity Act Issues related to CFPB Consumer Response Portal Issues related to Auto Guidance Issues related to CFPB Small-dollar Rule Issues related to H.R. 10, the Financial Choice Act of 2017 Issues related to Dodd-Frank Act, including Section 1071 S. 387, Consumer Financial Protection Bureau Accountability Act of 2017 H.R. 3601, Protecting Consumers from Frivolous Claims Act of 2017 H.R. 5534, GUIDE Compliance Act H.R. 3625, CFPB-IG Act of 2017 H.R. 2553, TABS Act of 2017 Nomination of Kathy Kraninger, Director BCFP Issues Related to Student Loans Issues related to the reauthorization of the Higher Education Act Issues related to the CFPBs and Department of Educations actions on student lending H.R. 1283/S. 749, Transparency in Student Lending H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act Issues related to disclosures for federal student loans Legislation related to student loan refinancing programs Issues related to bankruptcy protections for student loans Issues related to federal student loan reform H.R. 4508, Promoting Real Opportunity, Success, and Prosperity through Education Reform Act H.R. 4119, The Student Loan Disclosure Modernization Act S. 1066, Federal Adjustment in Reporting Student Credit Act Issues Related to AML-BSA Reform Issues Related to FinCEN CDD Rule H.R. 6068 Counter Terrorism and Illicit Finance Act Issues Related to Appropriations Financial Services and General Government Appropriations Act, 2019 H.R. 6258 & S. 3107 Financial Services & General Government Appropriations Act, 2019 Issues Related to Postal Banking H.R. 4439, Modernizing Credit Opportunities Act Issues Related to Deposit Advance Products H.R. 4861, EQUAL Act of 2018 Issues Related to the Fair Credit Reporting Act H.R. 2359 FCRA Liability Harmonization Act Issues Related to budget reconciliation Issues Related to FY18 budget Issues related to implementation of Public Law No: 115-97, Tax Cuts and Jobs Act. Issues related to S. 2237/H.R. 4545, Financial Institutions Examination Fairness and Reform Act Issues related to H.R. 2133, the Community Lending Enhancement and Regulatory Relief Act of 2017 Issues related to H.R. 924, the Financial Institutions Due Process Act of 2017 Issues related to H.R. 2396, the Privacy Notification Technical Clarification Act Issues related to H.R. 4607, Comprehensive Regulatory Review Act Issues related to H.R. 4648, Home Mortgage Reporting Relief Act Issues Related to the Community Reinvestment Act Issues Related to the Fair Credit Reporting Act H.R. 4028, Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017 Issues Related to the Department of Labor Fiduciary Rule Issues Related to Flood Insurance H.R. 2874, 21st Century Flood Reform Act S. 1571, National Flood Insurance Program Reauthorization Act of 2017 Issues Related to unfair, deceptive, or abusive acts or practices under Dodd-Frank Act Issues Related to systemic risk designations S. 1893/H.R. 3312, Systemic Risk Designation Improvement Act of 2017 Issues related to the Ensuring Quality Unbiased Access to Loans Act H.R. 2706, Financial Institution Customer Protection Act of 2017 Issues related to financial regulatory coordination Issues related to oversight of SBA 7(a) Loan Program H.R. 4743/S. 2283, Small Business 7(a) Lending Oversight Reform Act of 2018 Issues related to H.R. 4452, Right to Lend Act of 2017 Issues related to S. 1642/H.R. 3299, Protecting Consumers Access to Credit Act of 2017 Issues related to S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act Issues Related to FinTech HR. 1457, the Making Online Banking Initiation Legal and Easy Act of 2017 Issues related to the E-SIGN Act S. 2854 MOBILE Act of 2018 H.R. 3299, Protecting Consumers Access to Credit Act of 2017 Issues related to H.R. 3857, Protecting Advice for Small Savers Act of 2017 Issues related to the Bank Secrecy Act and Anti-Money Laundering Issues related to the Counter Terrorism & Illicit Finance Act Regulations: Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002 Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003 Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006 Privacy Issues, 12 CFR Parts 40, 216, 332, 1016 Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022 Real Estate Settlement Procedures Issues, Regulation X, 12 CFR Part 1024 Truth in Lending Issues, Regulation Z, 12 CFR Part 1026 Disclosure of Records and Information, 12 CFR Part 1070 Regulations related to the Dodd-Frank Act, Pub. L. No. 111-203 Issues related to the Higher Education Act Issues related to Telephone Consumer Protection Act, 47 U.S.C. 227 Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693 Issues related to FDIC Deposit Insurance Issues related to the Paperwork Reduction Act Issues related to the Military Lending Act Community Reinvestment Act Regulations & Q&A issues Issues related to the Servicemembers Civil Relief Act Issues related to Small Business Act Issues related to FCC & FTC Do Not Call Registry Issues related to the Bank Secrecy Act and Anti-Money Laundering rules Issues related to the Counter Terrorism & Illicit Finance Act Issues related to the CFPB Request for Information Process Issues related to FinCEN Due Diligence Rule
Client expense: $670,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2018 · second_quarter · Financial Institutions/Investments/Securities
G-Fees HR916 - Risk Management and Homeowner Stability Act of 2017 Affiliated Business Arrangements HR1153 - Mortgage Choice Act QRM Rules HR__ - FY2018 Appropriations Credit Scoring HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2017 HR435 - The Credit Access and Inclusion Act of 2017 HR898 - Credit Score Competition Act of 2017 HR2262 - Free Credit Score Act of 2017 HR3911 - Risk-Based Credit Examination Act S1685 - Credit Scoring Competition Act Credit Reporting/Data Security HR3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 HR3766 - Credit Information Protection Act of 2017 HR3878 - Free Credit Freeze Act HR3896 - Secure and Protect Americans' Data Act S1816 - Freedom from Equifax Exploitation Act Student Loans HR795 - Employer Participation in Student Loan Assistance Act HR1635 - Empowering Students Through Enhanced Financial Counseling Act HR2477 - Bank on Students Emergency Loan Refinancing Act HR4508 - PROSPER Act S1162 - Bank on Students Emergency Loan Refinancing Act S1176 - Repay Act of 2017 High Volatility Commercial Real Estate (HVCRE) Rules HR2148 - Clarifying Commercial Real Estate Loans S2405 - Clarifying Commercial Real Estate Loans Beneficial Ownership Disclosure/Anti-Money Laundering HR3089 - Corporate Transparency Act of 2017 S1454 - TITLE Act S1717 - Corporate Transparency Act of 2017 Financial Regulatory Reform HR10 - Financial CHOICE Act of 2017 HR3971 - Community Institution Mortgage Relief Act of 2017 S2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act Short Sales HR5237 - Fast Help For Homeowners Act CFPB Commission HR5266 - Financial Product Safety Commission Act of 2018 Seller Financing HR5287 - PARITY Act of 2018 Discussions with the Department of the Treasury regarding anti-money laundering, housing finance reform, and credit availability. Discussions with the Federal Housing Finance Agency (FHFA) regarding GSE guarantee fees (G-fees), housing finance reform, and G-fees LLPAS (overlays). Discussions with the Consumer Financial Protection Bureau (CFPB) regarding Dodd-Frank, 3% cap. Discussions with the White House regarding housing finance reform.
Client expense: $14,200,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Environmental Protection Agency (EPA), Federal Aviation Administration (FAA), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), SENATE, Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office
2018 · second_quarter · Education
S. 128 by GRAHAM (R-SC) legislation to protect certain individuals who came to the U.S. as children S. 615 by BENNET (D-CO) Higher Education Innovation Act S. 729 by DURBIN (D-IL) Fairness for Struggling Students Act S. 888 by GRASSLEY (R-IA) Understanding the True Cost of College Act of 2017 S. 889 by GRASSLEY (R-IA) Net Price Calculator Improvement Act S. 1121 by HATCH (R-UT) College Transparency Act S. 1136 by HIRONO (D-HI) Pell Preservation and Expansion Act S. 1615 by GRAHAM (R-SC) Dream Act of 2017 S. 1771 BLUNT (R-MO) FY18 Labor-HHS Education Appropriations S. 1808 by BALDWIN (R-CA) Federal Perkins Loan Program Extension Act of 2017 S. 1939 by SHAHEEN (D-NH) Student Protection and Success Act S. 2007 by FLAKE (R-AZ) Upward Mobility Enhancement Act S. 2150 by GRASSLEY (R-IA) Net Price Calculator Improvement Act S. 2169 by WYDEN (D-OR) Student Right to Know Before You Go Act of 2017 S. 2228 by LEE (R-UT) Higher Education Reform and Opportunity Act of 2017 S. 2707 by SCOTT (R-SC) Protecting Workplace Advancement and Opportunity Act H.R. 483 by HUNTER (R-CA) No Funding for Sanctuary Campuses Act H.R. 496 by COFFMAN (R-CO) legislation to protect certain individuals that came here as children H.R. 795 by DAVIS (R-IL) legislation to extend employer provided education assistance to employer provided loan repayment assistance H.R. 1180 by ROBY (R-AL) Working Families Flexibility Act H.R. 1301 by FRELINGHUYSEN (R-NJ) Continuing Appropriations Amendments Act of 2018 H.R. 1434 by COURTNEY (D-CT) to amend HEA to provide for refinancing of certain Federal student loans H.R. 1485 by STEFANIK (R-NY) Flexible Pell Grant for 21st Century Students Act H.R. 1614 by POCAN (D-WI) Student Loan Refinancing Act H.R. 1635 by GUTHRIE (R-KY) Empowering Students through Enhanced Financial Counseling Act H.R. 1772 by ROE (R-TN) AIM HIGH ACT - Accessible Instructional Materials in Higher Education H.R. 2015 by DOGGETT (D-TX) Equitable Student Aid Access Act H.R. 2429 by McDERMOTT (D-WA) Student Loan Tax Debt Relief Act H.R. 2434 by MITCHELL (R-MI) College Transparency Act H.R. 2451 by DAVIS (D-CA) Pell Grant Preservation & Expansion Act H.R. 2477 by COURTNEY (D-CT) Bank on Students Emergency Loan Refinancing Act H.R. 2482 by STEFANIK (R-NY) Federal Perkins Loan Program Extension Act of 2017 H.R. 2521 by EDWARDS (D-MD) Restoring Education and Learning (REAL) Act H.R. 3432 by YOUNG (R-IN) Investing in Student Success Act H.R. 3440 by ROYBAL-ALLARD (D-CA) Dream Act of 2017 H.R. 3581 by DESAULNIER (D-CA) The Pell Grant Flexibility Act of 2017 H.R. 3734 by MESSER (R-IN) Reverse Transfer Efficiency Act of 2017 H.R. 4135 by SMITH (R-MO) Upward Mobility Enhancement Act H.R. 4119 by MESSER (R-IN) Student Loan Disclosure Modernization Act H.R. 4272 by DESANTIS (R-FL) Higher Education Reform and Opportunity Act of 2017 H.R. 4336 by LEWIS (R-MN) College Completion and Success Act H.R. 4372 by FERGUSON (R-GA) Help Students Repay Act H.R. 4479 by HUNTER (R-CA) Student Right to Know Before You Go Act of 2017 H.R. 4491 by PRICE (D-NC) Advancing International and Foreign Language Education Act H.R. 4508 by FOXX (R-NC) (PROSPER Act - HEA Reauthorization) Promoting Real Opportunity, Success, and Prosperity through Education Reform H.R. 4773 by WALBERG (R-MI) Protecting Workplace Advancement and Opportunity Act H.R. 5220 by DELANEY (D-MD) Dont Tax Higher Education Act H,R. 5384 by POCAN (D-WI) Debt-Free College Act H.R. 5528 by HECK (R-NV) Simplifying the Application for Student Aid Act H.R. 5529 by HECK (R-NV) Accessing Higher Education Opportunity Act H.R. 5916 by REED (R-NY) REDUCE Act of 2018 H.R. 5928 by POLIS (D-CO) Students Over Special Interests Act H.R. 6094 by WALBERG (R-MI) Regulatory Relief for Small Businesses, Schools, and Nonprofits Act of 2016 H. Res. 307 by ROE (R-TN) Expressing the sense of the House of Representatives relating to protecting freedom of speech, thought, and expression at institutions of higher education
Client expense: $90,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Internal Revenue Service (IRS), Treasury, Dept of, White House Office
2018 · second_quarter · Education
H.R. 4508, Promoting Real Opportunity, Success and Prosperity through Education Reform Act S. 405 / H.R. 1659, Stop Taxing Death and Disability Act H.R. 159, Wildlife Veterinarians Employment and Training Act (Wildlife VET Act) H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act H.R. 1429, Letter of Estimated Annual Debt for Students (LEADS) Act H.R. 1614, Student Loan Refinancing Act H.R. 2718, Federal Student Loan Refinancing Act H.R. 2482, Federal Perkins Loan Program Extension Act of 2017 H.R. 3051, Educating Student Loan Borrowers Act H.R. 3346, Student Opportunity Act H.R. 3390 / S. 1521, Student Loan Relief Act of 2017 H.R. 795, Employer Participation in Student Loan Assistance Act / S. 796, Employer Participation in Repayment Act H.R. 3630, Student Loan Borrower Bill of Rights Act H.R. 3554 / S. 1712, The SIMPLE Act H.R. 4399/S. 2136, PSLF Technical Corrections Act Draft legislation, the Protecting Job Opportunities for Borrowers Act
Client expense: $200,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Transportation, Dept of (DOT), Treasury, Dept of
2018 · second_quarter · Budget/Appropriations
Education and advocacy regarding the efforts and accomplishments of the Alliance for Bangladesh Worker Safety in improving worker safety in the Bangladeshi ready-made garment industry. Legislative or regulatory sourcing policies that impact Alliance members. Policies and programs that can sustain the garment sector worker safety improvements in Bangladesh. U.S. government capacity building efforts to improve worker safety in Bangladesh garment sector. S. 1780 Department of State, Foreign Operations, and Related Programs Appropriations Act, 2018. H.R. 3362 Department of State, Foreign Operations, and Related Programs Appropriations Act, 2018. HR 1635 Consolidated Appropriations Act of 2018
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, Natl Security Council (NSC), SENATE, U.S. Agency for International Development (USAID), U.S. Trade Representative (USTR)
2018 · second_quarter · Foreign Relations
Education and advocacy regarding the efforts and accomplishments of the Alliance for Bangladesh Worker Safety in improving worker safety in the Bangladeshi ready-made garment industry. Legislative or regulatory sourcing policies that impact Alliance members. Policies and programs that can sustain the garment sector worker safety improvements in Bangladesh. U.S. government capacity building efforts to improve worker safety in Bangladesh garment sector. S. 1780 Department of State, Foreign Operations, and Related Programs Appropriations Act, 2018. H.R. 3362 Department of State, Foreign Operations, and Related Programs Appropriations Act, 2018. HR 1635 Consolidated Appropriations Act of 2018
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, Natl Security Council (NSC), SENATE, U.S. Agency for International Development (USAID), U.S. Trade Representative (USTR)
2018 · first_quarter · Budget/Appropriations
Education and outreach on foreign assistance reform issues in the congressional authorization and appropriations processes, including development finance and US global food security programs. H.R.2747 - Economic Growth and Development Act. H.R. 3362, Department of State, Foreign Operations, and Related Programs Appropriations Act, 2018 S.1780 - Department of State, Foreign Operations, and Related Programs Appropriations Act, 2018 HR 1635 Consolidated Appropriations Act of 2018
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, Natl Security Council (NSC), SENATE, State, Dept of (DOS), U.S. Agency for International Development (USAID)
2018 · first_quarter · Foreign Relations
Education and outreach on foreign assistance reform issues in the congressional authorization and appropriations processes, including development finance and US global food security programs. H.R.2747 - Economic Growth and Development Act. H.R. 3362, Department of State, Foreign Operations, and Related Programs Appropriations Act, 2018 S.1780 - Department of State, Foreign Operations, and Related Programs Appropriations Act, 2018 HR 1635 Consolidated Appropriations Act of 2018
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, Natl Security Council (NSC), SENATE, State, Dept of (DOS), U.S. Agency for International Development (USAID)
2018 · second_quarter · Education
Issues related to private student lending, including: HR 3048 - Student Loan Interest Deduction Act of 2017 HR 3630 - Student Loan Borrowers' Bill of Rights Act of 2017 HR 283 - Student Debt Repayment Fairness Act HR 1614 - Student Loan Refinancing Act HR 1635 - Empowering Students Through Enhanced Financial Counseling Act HR 2551 - Student Loan Debt Relief Act of 2017 HR 4508 - The PROSPER Act
Client expense: $270,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2018 · first_quarter · Banking
Issues Related to Cyber Security, Data Security & Breach Notification Issues Related to Data Acquisition and Technology Accountability and Security Act Issues Related to the Consumer Financial Protection Bureau Legislation related to establishing a commission at the CFPB S. 105, Consumer Financial Protection Board Act of 2017, H.R. 5266 Financial Product Safety Commission Act of 2018 Issues related to the CFPBs rulemaking for prepaid cards Issues related to the CFPBs rulemaking under the Home Mortgage Disclosure Act Issues related to Implementation of the TILA/RESPA Integrated Disclosures Issues related to anticipated rulemaking that would affect debt collection Issues related to Equal Credit Opportunity Act Issues related to CFPB Consumer Response Portal Issues related to Auto Guidance Issues related to CFPB Small-dollar Rule Issues related to H.R. 10, the Financial Choice Act of 2017 Issues related to Dodd-Frank Act, including Section 1071 S. 387, Consumer Financial Protection Bureau Accountability Act of 2017 Issues Related to Student Loans Issues related to the reauthorization of the Higher Education Act Issues related to the CFPBs and Department of Educations actions on student lending H.R. 1283/S. 749, Transparency in Student Lending H.R. 1635, Empowering Students Through Enhanced Financial Counseling Act Issues related to disclosures for federal student loans Legislation related to student loan refinancing programs Issues related to bankruptcy protections for student loans Issues related to federal student loan reform H.R. 4508, Promoting Real Opportunity, Success, and Prosperity through Education Reform Act H.R. 4119, The Student Loan Disclosure Modernization Act S. 1066, Federal Adjustment in Reporting Student Credit Act Issues Related to Appropriations H.R. 3280 Financial Services and General Government Appropriations Act, 2018 Financial Services and General Government Appropriations Act, 2019 Issues Related to budget reconciliation Issues Related to FY18 budget Issues related to H.R. 1, Tax Cuts and Jobs Act of 2017 Issues related to S. 2237/H.R. 4545, Financial Institutions Examination Fairness and Reform Act Issues related to H.R. 2133, the Community Lending Enhancement and Regulatory Relief Act of 2017 Issues related to H.R. 924, the Financial Institutions Due Process Act of 2017 Issues related to H.R. 2396, the Privacy Notification Technical Clarification Act Issues related to H.R. 4607, Comprehensive Regulatory Review Act Issues related to H.R. 4648, Home Mortgage Reporting Relief Act Issues Related to the Community Reinvestment Act Issues Related to the Fair Credit Reporting Act H.R. 4028, Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017 Issues Related to the Department of Labor Fiduciary Rule Issues Related to Flood Insurance H.R. 2874, 21st Century Flood Reform Act S. 1571, National Flood Insurance Program Reauthorization Act of 2017 Issues Related to unfair, deceptive, or abusive acts or practices under Dodd-Frank Act Issues Related to systemic risk designations S. 1893/H.R. 3312, Systemic Risk Designation Improvement Act of 2017 Issues related to the Ensuring Quality Unbiased Access to Loans Act H.R. 2706, Financial Institution Customer Protection Act of 2017 Issues related to financial regulatory coordination Issues related to oversight of SBA 7(a) Loan Program H.R. 4743/S. 2283, Small Business 7(a) Lending Oversight Reform Act of 2018 Issues related to H.R. 4452, Right to Lend Act of 2017 Issues related to S. 1642/H.R. 3299, Protecting Consumers Access to Credit Act of 2017 Issues related to S. 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act Issues Related to FinTech HR. 1457, the Making Online Banking Initiation Legal and Easy Act of 2017 Issues related to the E-SIGN Act H.R. 3299, Protecting Consumers Access to Credit Act of 2017 Issues related to H.R. 3857, Protecting Advice for Small Savers Act of 2017 Issues related to the Bank Secrecy Act and Anti-Money Laundering Issues related to the Counter Terrorism & Illicit Finance Act Regulations: Equal Credit Opportunity issues, Regulation B, 12 CFR Part 1002 Home Mortgage Disclosure Act Issues, Regulation C, 12 CFR Part 1003 Fair Debt Collection Practices Issues, Regulation F, 12 CFR Part 1006 Privacy Issues, 12 CFR Parts 40, 216, 332, 1016 Fair Credit Reporting Issues, 12 CFR Parts 41, 171, 334, 1022 Real Estate Settlement Procedures Issues, Regulation X, 12 CFR Part 1024 Truth in Lending Issues, Regulation Z, 12 CFR Part 1026 Disclosure of Records and Information, 12 CFR Part 1070 Regulations related to the Dodd-Frank Act, Pub. L. No. 111-203 Issues related to the Higher Education Act Issues related to Telephone Consumer Protection Act, 47 U.S.C. 227 Issues related to Electronic Fund Transfer Act, regulation E, 15 U.S.C. 1693 Department of Education Cash Management Rules Issues related to FDIC Deposit Insurance Issues related to the Paperwork Reduction Act Issues related to the Military Lending Act Community Reinvestment Act Regulations & Q&A issues Issues related to the Servicemembers Civil Relief Act Issues related to Small Business Act Issues related to FCC & FTC Do Not Call Registry Issues related to the Bank Secrecy Act and Anti-Money Laundering rules Issues related to the Counter Terrorism & Illicit Finance Act Issues related to the CFPB Request for Information Process Issues related to FinCEN Due Diligence Rule
Client expense: $590,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2018 · first_quarter · Budget/Appropriations
Education and advocacy in support of the Global Alliance on Vaccines and Immunization, including FY 2019 appropriations HR 1635 Consolidated Appropriations Act of 2018
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of Management & Budget (OMB), SENATE, U.S. Agency for International Development (USAID)
2018 · first_quarter · Foreign Relations
Education and advocacy in support of the Global Alliance on Vaccines and Immunization, including FY 2019 appropriations HR 1635 Consolidated Appropriations Act of 2018
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Office of Management & Budget (OMB), SENATE, U.S. Agency for International Development (USAID)
2018 · first_quarter · Education
HR 56 America RISING Act of 2017 HR 108 Student Loan Repayment Assistance Act of 2017 HR 254 REAL Act of 2017 HR 283 Student Debt Repayment Fairness Act HR 413 Early Pell Promise Act HR 480 Student Loan Opportunity Act of 2017 HR 795 Employer Participation in Student Loan Assistance Act HR 899 To terminate the Department of Education. HR 926 ASPIRE Act HR 1127 Student Loan Fairness Act HR 1193 Financial Literacy to Financial Freedom Act HR 1283 Transparency in Student Lending Act HR 1286 Pell Grant Funding Act HR 1429 LEADS Act of 2017 HR 1521 Debt Collection Practices Harmonization Act HR 1635 Empowering Students Through Enhanced Financial Counseling Act HR 1710 Making Education Affordable and Accessible Act of 2017 HR 1716 To prohibit any hiring freeze from affecting the Environmental Protection Agency. HR 4508 The PROSPER Act S 749 Transparency in Student Lending Act Higher Education Act Legislation Lobbying
Client expense: Not reported · Firm income: $20,000
Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE
2018 · first_quarter · Budget/Appropriations
HR 1635 Consolidated Appropriations Act of 2018
Client expense: Not reported · Firm income: $10,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, U.S. Agency for International Development (USAID)
2018 · first_quarter · Foreign Relations
HR 1635 Consolidated Appropriations Act of 2018
Client expense: Not reported · Firm income: $10,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, U.S. Agency for International Development (USAID)
2018 · first_quarter · Foreign Relations
Education and advocacy on global maternal and child health and international family planning programs, including relevant appropriations and authorization bills. S. 1780 Department of State, Foreign Operations, and Related Programs Appropriations Act, 2018 H.R. 3362 Department of State, Foreign Operations, and Related Programs Appropriations Act, 2018 HR 1635 Consolidated Appropriations Act of 2018
Client expense: Not reported · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, U.S. Agency for International Development (USAID)