Improving Digital Identity Act of 2020

Cryptocurrency, mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018- 0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence. S. 4999, "Emergency Direct Payments for Families and Workers Act of 2020." H.R. 8893, "Coronavirus Assistance for Americans Families Act." S. 4927, EIDL Forgiveness Act." H.R. 8827, "Stablecoin Classification and Regulation Act of 2020." S. 4800, "The Heroes Act." H.R. 8721, "Public Banking Act of 2020." S.J. Res 15, "True Lender." H.J. Res 35, "True Lender." H.R. 296, "Financial Technology Protection Act." H.R. 1602, "Eliminate Barriers to Innovation Act of 2021." H.R. 1996, "SAFE Banking Act of 2021." H.R. 2561, "Promoting Access to Capital in Underbanked Communities Act of 2021." H.R. 5045, "Blockchain Certainty Act." H.R. 4741, "Digital Asset Market Structure and Investor Protection Act," S. 3906, "Small Business Broadband and Emerging Information Technology Enhancement Act of 2022," S. 3970, "Stablecoin Transparency Act," H.R. 7231, "ECASH Act."

Client expense: $410,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Council of Economic Advisers (CEA), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

Cryptocurrency, mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018- 0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence. S. 4999, "Emergency Direct Payments for Families and Workers Act of 2020." H.R. 8893, "Coronavirus Assistance for Americans Families Act." S. 4927, EIDL Forgiveness Act." H.R. 8827, "Stablecoin Classification and Regulation Act of 2020." S. 4800, "The Heroes Act." H.R. 8721, "Public Banking Act of 2020." S.J. Res 15, "True Lender." H.J. Res 35, "True Lender." H.R. 296, "Financial Technology Protection Act." H.R. 1602, "Eliminate Barriers to Innovation Act of 2021." H.R. 1996, "SAFE Banking Act of 2021." H.R. 2561, "Promoting Access to Capital in Underbanked Communities Act of 2021." H.R. 5045, "Blockchain Certainty Act." H.R. 4741, "Digital Asset Market Structure and Investor Protection Act."

Mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018- 0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence. S. 4999, "Emergency Direct Payments for Families and Workers Act of 2020." H.R. 8893, "Coronavirus Assistance for Americans Families Act." S. 4927, EIDL Forgiveness Act." H.R. 8827, "Stablecoin Classification and Regulation Act of 2020." S. 4800, "The Heroes Act." H.R. 8721, "Public Banking Act of 2020." S.J. Res 15, "True Lender." H.J. Res 35, "True Lender." H.R. 296, "Financial Technology Protection Act." H.R. 1602, "Eliminate Barriers to Innovation Act of 2021." H.R. 1996, "SAFE Banking Act of 2021." H.R. 2561, "Promoting Access to Capital in Underbanked Communities Act of 2021." H.R. 5045, "Blockchain Certainty Act."

Mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018- 0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence. S. 4999, "Emergency Direct Payments for Families and Workers Act of 2020." H.R. 8893, "Coronavirus Assistance for Americans Families Act." S. 4927, EIDL Forgiveness Act." H.R. 8827, "Stablecoin Classification and Regulation Act of 2020." S. 4800, "The Heroes Act." H.R. 8721, "Public Banking Act of 2020." S.J. Res 15, "True Lender." H.J. Res 35, "True Lender." H.R. 296, "Financial Technology Protection Act." H.R. 1602, "Eliminate Barriers to Innovation Act of 2021." H.R. 1996, "SAFE Banking Act of 2021." H.R. 2561, "Promoting Access to Capital in Underbanked Communities Act of 2021."

Mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018- 0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence. S. 4999, "Emergency Direct Payments for Families and Workers Act of 2020." H.R. 8893, "Coronavirus Assistance for Americans Families Act." S. 4927, EIDL Forgiveness Act." H.R. 8827, "Stablecoin Classification and Regulation Act of 2020." S. 4800, "The Heroes Act." H.R. 8721, "Public Banking Act of 2020." S.J. Res 15, "True Lender." H.J. Res 35, "True Lender." H.R. 296, "Financial Technology Protection Act." H.R. 1602, "Eliminate Barriers to Innovation Act of 2021." H.R. 1996, "SAFE Banking Act of 2021."

H.R. 8215; Improving Digital Identity Act of 2020; Provisions relating to identity verification

Client expense: $240,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S.3533, Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020, a bill to authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce; entire bill. H.R. 6364, Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020, a bill to authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce; entire bill. H.R.8215, the Improving Digital Identity Act of 2020, to establish a governmentwide approach to improving digital identity; entire bill.

Client expense: $180,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

Mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018-0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence. S. 4999, "Emergency Direct Payments for Families and Workers Act of 2020." H.R. 8893, "Coronavirus Assistance for Americans Families Act." S. 4927, EIDL Forgiveness Act." H.R. 8827, "Stablecoin Classification and Regulation Act of 2020." S. 4800, "The Heroes Act." H.R. 8721, "Public Banking Act of 2020."

H.R. 8215; Improving Digital Identity Act of 2020; Provisions relating to identity verification

Client expense: $290,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Implementation of the 21st Century Cures Act (P.L.114-255); Issues relating to patient identification. Issues pertaining to Cybersecurity. Health Information Technology issues. H.R. 7614, Labor, Health and Human Services, Education, and Related Agencies Appropriations Act, 2021. H.R. 2, The Moving Forward Act. H.R. 133, Consolidating Appropriations Act, 2021. H.R. 295, the Heroes Act. H.R. 8215, Improving Digital Identity Act of 2020.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to cybersecurity, including: -S. 333 & HR 1062 - National Cybersecurity Preparedness Act of 2019 -S. 592 & HR 1731 - Cybersecurity Disclosure Act of 2019- -S. 602 - Cyber Deterrence and Response Act of 2019 -H.R. 8215 - Improving Digital Identity act of 2020 (Foster)

Client expense: $550,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

H.R. 113 Consolidated Appropriations Act H.R. 388 Financial Reporting Threshold Modernization H.R. 442 Financial Protection for Our Military Families Act H.R. 748 CARES Act H.R. 925 Updated Heroes Act H.R. 1038 Treasury Dept. to take greater role in Anti-Money Laundering/CFT policy and examinations H.R. 1039 Streamline Currency Transaction Reports and Suspicious Activity Reports H.R. 1595 SAFE Banking Act H.R. 2513 Reforms collection of beneficial ownership information for corporations and LLCs H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard-CECL Consumer Impact and Study Act of 2019 H.R. 3642 Improving Credit Reporting for All Consumers Act H.R. 5315 Expanding Opportunity in Minority Depository Institutions Act H.R. 5322 Ensuring Diversity in Community Banking Act of 2019 H.R. 6249 Coronavirus Accounting Relief Act H.R. 6364 SECURE Notarization Act H. R. 6385 To provide temporary relief from troubled debt restructuring disclosures, to delay the implementation of certain accounting standards for depository Institutions substantially affected by COVID-19, and for other purposes. H.R. 6395 National Defense Authorization Act for Fiscal Year 2021 H.R. 6776 JOBS Credit Act of 2020 H.R. 6800 HEROES Act H.R. 6821 Small Business Expense Protection Act of 2020 H.R. 7010 Payment Protection Program Flexibility Act of 2020 H.R. 7413 Calculate PPP Forgiveness Act H.R. 7668 FY2021 FSGG Appropriations (Banking amendment provisions) H.R. 7709 Jobs and Neighborhood Enhancement Act H.R. 7777 The Paycheck Protection Small Business Forgiveness Act H.R. 7894 The Paycheck Protection Program Small Business Enhancement Act H.R. 7993 Promoting and Advancing Communities of Color Through Inclusive Lending Act H.R. 8215 Improving Digital Identity Act of 2020 H.R. 8337 Continuing Appropriations Act 2021 (Banking amendment provisions) H.R. 8410 Promoting and Advancing Capital in Underbanked Communities Act H.R. 8631 EIDL Forgiveness Act H.R. 8675 Preventing Regulatory Penalties for PPP Lenders Act H.J. Res 90 Providing for Congressional disapproval of the OCC rule relating to Community Reinvestment Act Regulation S. 1200 SAFE Banking Act S. 1233 Community Bank Access to Capital Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 2563 Illicit Cash Act S. 2839 Eliminating Corporate Shadow Banking Act of 2019 S. 3502 Community Bank Regulatory Relief Act S. 3533 SECURE Notarization Act S. 3548 CARES Act S. 3612 Small Business Expense Protection Act of 2020 S. 3774 Community Capital Investment Act S. 3841 To protect 2020 recovery rebates for individuals from assignment or garnishment S. 3962 Asset Growth Restriction Act of 2020 S. 4014 Prioritized Paycheck Protection Program Act S. 4049 National Defense Authorization Act for Fiscal Year 2021. Section 2885 creates parity between credit unions and banks located on bases. S. 4116 Reauthorize lending under the Payment Protection Program S. 4117 The Paycheck Protection Program Small Business Forgiveness Act S. 4159 E-SIGN Modernization Act S. 4171 Calculate PPP Forgiveness Act of 2020 S. 4255 Jobs and Neighborhood Enhancement Act S. 4614 Postal Banking Act S. 4914 Prioritized Paycheck Protection Program Act S. 4626 SAFE Data Act S. 4644 - A bill to amend the Federal Deposit Insurance Act to ensure that certain custodial deposits of well capitalized insured depository institutions are not considered to be funds obtained by or through deposit brokers S. 4818 HEROES Small Business Lifeline Act S. 4875 Good Faith PPP Borrowers and Lenders Act S. 4885 EIDL Protection Act S. 4927 EIDL Forgiveness Act Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Filing Deadline Extension Request During COVID-19 Emergency Brokered Deposits Call Report Streamlining Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Acquisitions of Community Banks Credit Union Supplemental Capital Current Expected Credit Losses (CECL) Customer Data Access Customer Due Diligence Rule Cybersecurity Data Security, Breaches and Privacy De novo bank formation Equal treatment between community banks and credit unions when assessing rent and related charges on military bases Exclusion of Paycheck Protection Program Loans from Calculation of Bank Asset Thresholds Faster Payments/Federal Reserve Real Time Gross Settlement System Figure Bank, N.A. Charter Application Fintech Regulatory Requirements Flood Insurance Reauthorization Industrial Loan Corporation Loophole Reforms/Rakuten Deposit Insurance Applications Innovation Initiatives (FinTech/Banking Relationships) Interest Rate Caps Loan Modifications: Regulatory Treatment Main Street Lending Program Minority Depository Institutions Issues Money Transmission Mortgage servicer liquidity facility OCC Proposed Payments Charter Postal Banking Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms Troubled Debt Restructuring

Issues related to data breach notification, data security and consumer privacy protections. HR 2013, Information Transparency & Personal Data Control Act, all provisions. House Energy & Commerce Committee bipartisan staff draft privacy bill, all provisions. S 2968, Consumer Online Privacy Rights Act, all provisions. S 3456, Consumer Data Privacy and Security Act of 2020, all provisions HR 1282, Data Accountability & Trust Act, all provisions. S 3398, EARN IT Act, all provisions. HR 8215, Improving Digital Identity Act, all provisions. S 4626, SAFE DATA Act, all provisions.

Client expense: $470,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

-HR 2 - Investing in a New Vision for the Environment and Surface Transportation in America Act (INVEST in America Act) - all provisions related to cable. -HR 55 - Connecting Broadband Deserts Act of 2019 - all provisions related to cable. -HR 292 - Rural Broadband Permitting Efficiency Act of 2019 - all provisions related to cable. -HR 331 - Protecting Consumer Information Act of 2019 - all provisions related to cable. -HR 427 - Connect America Fund (CAF) Accountability Act of 2019 - all provisions related to cable. -HR 530 - Accelerating Wireless Broadband Development by Empowering Local Communities Act of 2019 - all provisions related to cable. -HR 805 - Robo COP Act - all provisions related to cable. -HR 946 - Stopping Bad Robocalls Act - all provisions related to cable. -HR 1006 - Open Internet Act of 2019 - all provisions related to cable. -HR 1096 - To amend the Communications Act of 1934 to provide for open internet requirements for providers of broadband internet access service - all provisions related to cable. -HR 1220 - Truth-In-Billing, Remedies and User Empowerment Over Fees (TRUE Fees) Act - all provisions related to cable. -HR 1282 - Data Accountability and Trust Act - all provisions related to cable. -HR 1328 - Advancing Critical Connectivity Expands Service, Small Business Resources, Opportunities, Access, and Data Based on Assessed Need and Demand Act - all provisions related to cable. -HR 1359 - Digital GAP Act - all provisions related to cable. -HR 1367 - Children and Media Research Advancement (CAMRA) Act - all provisions related to cable. -HR 1555 - Transparency for Cable Consumers Act - all provision related to cable. -HR 1644 - Save the Internet Act - all provisions related to cable. -HR 1693 - To require the Federal Communications Commission to make the provision of Wi-Fi access on school buses eligible for E-rate support - all provisions related to cable. -HR 1860 - No Rate Regulation of Broadband Internet Access Act - all provisions related to cable. -HR 2013 - Information Transparency and Personal Data Control Act - all provisions related to cable. -HR 2063 - Eliminate from Regulators Opportunities to Nationalize the Internet in Every Respect (E-FRONTIER) Act - all provisions related to cable. -HR 2136 - The Open Internet Preservation Act - all provisions related to cable. -HR 2147 - Revitalizing Underdeveloped Rural Areas and Lands Act of 2019 - all provisions related to cable. -HR 2643 - Broadband MAPS Act of 2019 - all provisions related to cable. -HR 2644 - SMART IoT Act - all provisions related to cable. -HR 2661 - Rural Broadband Act of 2019 - all provisions related to cable. -HR 2692 - Broadband Conduit Deployment Act of 2019 - all provisions related to cable. -HR 2760 - Next Generation 9-1-1 Act of 2019 - all provisions related to cable. -HR 2784 - Clearing Local Impediments Makes Broadband Open to New Competition and Enhancements (CLIMB ONCE) Act - all provisions related to cable. -HR 2785 - Community Broadband Act of 2019 - all provisions related to cable. -HR 2881 - Secure 5G and Beyond Act of 2019 - all provisions related to cable. -HR 2929 - Rural Broadband Network Advancement Act of 2019 - all provisions related to cable. -HR 3156 - Smart Technologies Advancing Reliable Transportation Act - all provisions related to cable. -HR 3162 - Broadband Data Improvement Act of 2019 - all provisions related to cable. -HR 3255 - Telecommunications Opportunities for Workers Engaging in Real Infrastructure Deployment Act of 2019 - all provisions related to cable. -HR 3278 - Connect America Act - all provisions related to cable. -HR 3375 - Stopping Bad Robocalls Act - all provisions related to cable. -HR 3475 - Supplementing the Pipeline for Efficient Control of The Resources for Users Making New Opportunities for Wireless (SPECTRUM NOW) Act - all provisions related to cable. -HR 3605 - Protecting American Consumers from Robocalls Act - all provisions related to cable. -HR 3676 - Measuring the Economic Impact of Broadband Act - all provisions related to cable. -HR 3789 - IoT Readiness Act of 2019 - all provisions related to cable. -HR 3811 - IoT Standards Leadership Act of 2019 - all provisions related to cable. -HR 3900 - To amend the Children's Online Privacy Protection Act of 1998 to strengthen protections relating to the online collection, use, and disclosure of personal information of children and minors - all provisions related to cable. -HR 3957 - Expanding Broadcast Ownership Opportunities Act of 2019 - all provisions related to cable. -HR 3999 - Rural Broadband Connectivity Act of 2019 - all provisions related to cable. -HR 4024 - Broadband Transparency and Accountability Act of 2019 - all provisions related to cable. -HR 4127 - Broadband Infrastructure Finance and Innovation Act of 2019 - all provisions related to cable. -HR 4128 - Map Improvement Act of 2019 - all provisions related to cable. -HR 4171 - Wireless Infrastructure Now (WIN) 5G Act - all provisions related to cable. -HR 4179 - Ensuring National Constitutional Rights for Your Private Telecommunications (ENCRYPT) Act of 2019 - all provisions related to cable. -HR 4227 - Mapping Accuracy Promotes Services Act - all provisions related to cable. -HR 4229 - Broadband Deployment Accuracy and Technology Act - all provisions related to cable. -HR 4486 - Digital Equity Act of 2019 - all provisions related to cable. -HR 4641 - Broadband Speed Act - all provisions related to cable. -HR 4642 - Community Broadband Mapping Act - all provisions related to cable. -HR 4855 - Clearing Broad Airwaves for New Deployment Act - all provisions related to cable. -HR 4978 - Online Privacy Act of 2019 - all provisions related to cable. -HR 5000 - Studying How to Harness Airwave Resources Efficiently (SHARE) Act of 2019 - all provisions related to cable. -HR 5243 - Closing the Homework Gap Through Mobile Hotspots Act - all provisions related to cable. -HR 5424 - Protect Broadband Funding Act - all provisions related to cable. -HR 5703 - Protecting the Information of our Vulnerable Children and Youth (PRIVCY) Act - all provisions related to cable. -HR 5926 - Reinforcing and Evaluating Service Integrity, Local Infrastructure, and Emergency Notification for Todays Networks Act (RESILIENT Networks Act) - all provisions related to cable. -HR 5928 - Fee Integrity and Responsibilities and To Regain Essential Spectrum for Public-Safety Operators Needed to Deploy Equipment Reliably (FIRST RESPONDER) Act of 2020 - all provisions related to cable. -HR 6096 - Reliable Emergency Alert Distribution Improvement (READI) Act of 2020 - all provisions related to cable. -HR 6145 - Industries of the Future Act of 2020 - all provisions related to cable. -HR 6227 - Privacy Score Act of 2020 - all provisions related to cable. -HR 6275 - Supporting Students in Response to Coronavirus Act - all provisions related to cable. -HR 6394 - Keeping Critical Connections Act - all provisions related to cable. -HR 6435 - Combating Pandemic Scams Act of 2020 - all provisions related to cable. -HR 6456 - Serving Rural America Act - all provisions related to cable. -HR 6459 - Small Cities and Towns Investment Act - all provisions related to cable. -HR 6474 - Healthcare Broadband Expansion During COVID-19 Act - all provisions related to cable. -HR 6477 - Spectrum Coordination Act - all provisions related to cable. -HR 6487 - Advancing Connectivity during the Coronavirus to Ensure Support for Seniors (ACCESS) Act - all provisions related to cable. -HR 6488 - Streamlining Permitting to Enable Efficient Deployment of Broadband Infrastructure Act of 2020 - all provisions related to cable. -HR 6491 - Eliminating Barriers to Rural Internet Development Grant Eligibility (E-BRIDGE) Act - all provisions related to cable. -HR 6534 - Closing the Digital Divide for Students Act of 2020- all provisions related to cable. -HR 6563 - Emergency Educational Connections Act of 2020 - all provisions related to cable. -HR 6570 - Online Consumer Protection Act of 2020 - all provisions related to cable. -HR 6604 - Commerce Spectrum Coordination Act of 2020 - all provisions related to cable. -HR 6621 - Open Technology Fund Authorization Act - all provisions related to cable. -HR 6675 - Data Broker Accountability and Transparency Act of 2020 - all provisions related to cable. -HR 6723 - Universal Broadband Act of 2020 - all provisions related to cable. -HR 6744 - Computer and Internet Equity Act - all provisions related to cable. -HR 6800 - Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act - all provisions related to cable. -HR 6814 - Supporting Connectivity for Higher Education Students in Need Act - all provisions related to cable. -HR 6866 - Public Health Emergency Privacy Act - all provisions related to cable. -HR 6881 - Emergency Broadband Connections Act of 2020 - all provisions related to cable. -HR 6937 - Countering Online Harms Act - all provisions related to cable. -HR 7005 - Showing How Isolationism Effects Long-term Development (SHIELD) Act - all provisions related to cable. -HR 7022 - Rural Broadband Acceleration Act - all provisions related to cable. -HR 7160 - Expanding Opportunities for Broadband Deployment Act - all provisions related to cable. -HR 7205 - Nationwide Dig Once Act of 2020 - all provisions related to cable. -HR 7302 - Accessible, Affordable Internet For All Act - all provisions related to cable. -HR 7335 - Protecting Critical Infrastructure Act - all provisions related to cable. -HR 7336 - Consumer Access to Broadband for Local Economies and Competition Act - all provisions related to cable. -HR 7344 - Federal Broadband Deployment in Unserved Areas Act - all provisions related to cable. -HR 7350 - Standard Fees to Expedite Evaluation and Streamlining Act- all provisions related to cable. -HR 7352 - Barriers and Regulatory Obstacles Avoids Deployment of Broadband Access and Needs Deregulatory Leadership Act- all provisions related to cable. -HR 7353 - Timely Replacement Under Secure and Trusted for Early and Dependable Broadband Networks Act - all provisions related to cable. -HR 7355 - Federal Broadband Deployment Tracking Act- all provisions related to cable. -HR 7363 - Communities Overregulating Networks Need Economic Competition Today - all provisions related to cable. -HR 7364 - Cable Access for Broadband and Local Economic Leadership- all provisions related to cable. -HR 7369 - The Cable Transparency Act- all provisions related to cable. -HR 7447 - To direct the Federal Communications Commission to take certain actions to accelerate the Rural Digital Opportunity Fund Phase I auction, and for other purposes - all provisions related to cable. -HR 7472 - Secure Data and Privacy for Contact Tracing Act of 2020 - all provisions related to cable. -HR 7494 - Broadband Adoption and Opportunity Act - all provisions related to cable. -HR 7497 - Success for Rural Students and Communities Act of 2020 - all provisions related to cable. -HR 7520 - National Broadband Plan for the Future Act of 2020 - all provisions related to cable. -HR 7583 - Informing Consumers about Smart Devices Act - all provisions related to cable. -HR 7617 - Defense, Commerce, Justice, Science, Energy and Water Development, Financial Services and General Government, Labor, Health and Human Services, Education, Transportation, Housing, and Urban Development Appropriations Act, 2021 - all provisions related to cable. -HR 7695 - COVID-19 Emergency Telehealth Impact Reporting Act of 2020- all provisions related to cable. -HR 7760 - To make a supplemental appropriation for the COVID-19 Telehealth Program of the Federal Communications Commission for the fiscal year ending September 30, 2020 - all provisions related to cable. -HR 7774 - DIGITAL Reservations Act - all provisions related to cable. -HR 8115 - Developing Innovation and Growing the Internet of Things Act (DIGIT Act) - all provisions related to cable. -HR 8214 - Strengthening Digital Identity Act of 2020 - all provisions related to cable. -HR 8215 - Improving Digital Identity Act of 2020 - all provisions related to cable. -HR 8244 - Government Spectrum Valuation Act of 2020 - all provisions related to cable. -HR 8372 - To keep children safe and protect their interests on the internet, and for other purposes - all provisions related to cable. -HR 8406 - The Heroes Act - all provisions related to cable. -HR 8427 - To provide for certain reports on enrollment in the Lifeline program, and for other purposes - all provisions related to cable. -HR 8454 - EARN IT Act of 2020 - all provisions related to cable. -S 142 - American Data Dissemination (ADD) Act of 2019 - all provisions related to cable. -S 266 - Rebuild America's Schools Act of 2019 - all provisions related to cable. -S 454 - Office of Rural Broadband Act - all provisions related to cable. -S 510 - Truth-In-Billing, Remedies and User Empowerment Over Fees (TRUE Fees) Act - all provisions related to cable. -S 558 - Children and Media Research Advancement (CAMRA) Act - all provisions related to cable. -S 583 - Digital Accountability and Transparency to Advance (DATA) Privacy Act - all provisions related to cable. -S 682 - Save the Internet Act - all provisions related to cable. -S 738 - To require the Federal Communications Commission to make the provision of Wi-Fi access on school buses eligible for E-rate support - all provisions related to cable. -S 748 - To amend the Children's Online Privacy Protection Act of 1998 to strengthen protections relating to the online collection, use, and disclosure of personal information of children and minors, and for other purposes - all provisions related to cable. -S 783 - Clean Slate for Kids Act of 2019 - all provisions related to cable. -S 806 - Own Your Own Data Act - all provisions related to cable. -S 842 - Improving Broadband Mapping Act - all provisions related to cable. -S 847 - Commercial Facial Recognition Privacy Act of 2019 - all provisions related to cable. -S 893 - Secure 5G and Beyond Act - all provisions related to cable. -S 918 - Eliminate from Regulators Opportunities to Nationalize the Internet in Every Respect (E-FRONTIER) Act - all provisions related to cable. -S 1116 - Balancing the Rights of Web Surfers Equally and Responsibly (BROWSER) Act - all provisions related to cable. -S 1212 - Repeated Objectionable Bothering of Consumers on Phones (ROBOCOP) Act - all provisions related to cable. -S 1214 - The Privacy Bill of Rights Act - all provisions related to cable. -S 1241 - Protecting American Consumers from Robocalls Act - all provisions related to cable. -S 1289 - Measuring the Economic Impact of Broadband Act - all provisions related to cable. -S 1294 - Broadband Interagency Coordination Act - all provisions related to cable. -S 1302 - Moving Americans Privacy Protection Act - all provisions related to cable. -S 1398 - Smart Cities and Communities Act of 2019 - all provisions related to cable. -S 1479 - Next Generation 9-1-1 Act of 2019 - all provisions related to cable. -S 1485 - Map Improvement Act of 2019 - all provisions related to cable. -S 1502 - Access to Capital Creates Economic Strength and Supports (ACCESS) Rural America Act - all provisions related to cable. -S 1515 - Rural Reasonable and Comparable Wireless Access Act of 2019 - all provisions related to cable. -S 1522 - Broadband Data Improvement Act of 2019 - all provisions related to cable. -S 1578 - Do Not Track Act - all provisions related to cable. -S 1611 - Developing Innovation and Growing the Internet of Things (DIGIT) Act - all provisions related to cable. -S 1626 - Government Spectrum Valuation Act of 2019 - all provisions related to cable. -S 1699 - STREAMLINE Small Cell Deployment Act - all provisions related to cable. -S 1822 - Broadband Deployment Accuracy and Technology Availability (Broadband DATA) Act - all provisions related to cable. -S 1826 - Deter Obnoxious, Nefarious, and Outrageous Telephone (DO NOT) Call Act of 2019 - all provisions related to cable. -S 1951 - Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data - all provisions related to cable. -S 1968 - Supplementing the Pipeline for Efficient Control of The Resources for Users Making New Opportunities for Wireless (SPECTRUM NOW) Act - all provisions related to cable. -S 2012 - Restoring Local Control Over Public Infrastructure Act of 2019 - all provisions related to cable. -S 2018 - American Broadband Buildout Act of 2019 - all provisions related to cable. -S 2118 - Defending Americas 5G Future Act of 2019 - all provisions related to cable. -S 2186 - Protecting Personal Information Act of 2019 - all provisions related to cable. -S 2223 - Advancing Innovation and Reinvigorating Widespread Access to Viable Electromagnetic Spectrum (AIRWAVES) Act - all provisions related to cable. -S 2275 - Broadband Transparency and Accountability Act of 2019 - all provisions related to cable. -S 2314 - Social Media Addiction Reduction Technology (SMART) Act - all provisions related to cable. -S 2344 - Broadband Infrastructure Finance and Innovation Act - all provisions related to cable. -S 2363 - Telecommunications Opportunities for Workers Engaging in Real (TOWER) Infrastructure Deployment Act of 2019 - all provisions related to cable. -S 2385 - Broadband Internet for Small Ports Act - all provisions related to cable. -S 2431 - Stop Unwanted Calls for All Act - all provisions related to cable. -S 2645 - Connecting Communities Post Disasters Act of 2019 - all provisions related to cable. -S 2704 - Rebuild Rural America Act of 2019 - all provisions related to cable. -S 2816 - Broadband Parity Act of 2019 - all provisions related to cable. -S 2866 - Rural Broadband Financing Flexibility Act - all provisions related to cable. -S 2881 - 5G Spectrum Act of 2019 - all provisions related to cable. -S 2956 - Investing in America's Digital Infrastructure Act - all provisions related to cable. -S 2961 - Data Care Act of 2019 - all provisions related to cable. -S 2968 - Consumer Online Privacy Rights Act - all provisions related to cable. -S 3093 - Broadband Speed Act - all provisions related to cable. -S 3094 - Community Broadband Mapping Act - all provisions related to cable. -S 3151 - Connected Rural Schools Act - all provisions related to cable. -S 3189 - A bill to use proceeds from spectrum auctions to support supply chain innovation and multilateral security - all provisions related to cable. -S 3191 - Industries of the Future Act of 2020 - all provisions related to cable. -S 3246 - Spectrum Management And Reallocation for Taxpayers Act - all provisions related to cable. -S 3300 - Data Protection Act of 2020 - all provisions related to cable. -S 3355 - Telecommunications Skilled Workforce Act - all provisions related to cable. -S 3362 - Homework Gap Trust Fund Act - all provisions related to cable. -S 3398 - Eliminating Abusive and Rampant Neglect of Interactive Technologies (EARN IT) Act of 2020 - all provisions related to cable. -S 3411 - Kids Internet Design and Safety Act - all provisions related to cable. -S 3456 - Consumer Data Privacy and Security Act of 2020 - all provisions related to cable. -S 3548 - Coronavirus Aid, Relief, and Economic Security (CARES) Act - all provisions related to cable. -S 3569 - Keeping Critical Connections Act - all provisions related to cable. -S 3648 - Eliminating Barriers to Rural Internet Development Grant Eligibility (E-BRIDGE) Act - all provisions related to cable. -S 3649 - Community Broadband Act of 2020 - all provisions related to cable. -S 3663 - COVID-19 Consumer Data Protection Act of 2020 - all provisions related to cable. -S 3695 - Continuing Online Networking, Negating Economic Conditions on Technology at Home Act - all provisions related to cable. -S 3701 - Supporting Connectivity for Higher Education Students in Need Act - all provisions related to cable. -S 4015 - Rural Connectivity Advancement Program Act of 2020- all provisions related to cable. -S 4021 - Accelerating Broadband Connectivity Act of 2020 - all provisions related to cable. -S 4022 - A bill to require the Federal Communications Commission to update the national broadband plan, and for other purposes - all provisions related to cable. -S 4062 - Stopping Big Tech Censorship Act - all provisions related to cable. -S 4066 - Platform Accountability and Consumer Transparency Act - all provisions related to cable. -S 4095 - Emergency Broadband Connections Act- all provisions related to cable. -S 4131 - Accessible, Affordable Internet for All Act - all provisions related to cable. -S 4201 - A bill to direct the Federal Communications Commission to take certain actions to accelerate the Rural Digital Opportunity Fund Phase I auction, and for other purposes - all provisions related to cable. -S 4285 - HOTSPOTS Act - all provisions related to cable. -S 4291 - Developing Economic Prosperity and Linking Our Youth through Broadband Act - all provisions related to cable. -S 4331 - DIGITAL Reservations Act - all provisions related to cable. -S 4336 - Reforming, Expanding, and Simplifying Investment for Local Infrastructure to Enhance our Neighborhoods and Towns (RESILIENT) Act - all provisions related to cable. -S 4411 - Governors' Broadband Development Fund Act of 2020 - all provisions related to cable. -S 4422 - Connecting Minority Communities Act of 2020 - all provisions related to cable. -S 4436 - Assisting Teachers and Home Office Modernization for Employees (AT HOME) Act - all provisions related to cable. -S 4515 - Accelerating Connected Care and Education Support Services on the Internet (ACCESS the Internet) Act - all provisions related to cable. -S 4529 - Tribal Connect Act of 2020 - all provisions related to cable. -S 4537 - Reinvigorating the Economy, Creating Opportunity for every Vocation, Employer, Retiree & Youth (RECOVERY) Act - all provisions related to cable. -S 4588 - Small Business Broadband and Emerging Information Technology Enhancement Act of 2020 - all provisions related to cable. -S 4626 - Setting an American Framework to Ensure Data Access, Transparency, and Accountability (SAFE DATA) Act - all provisions related to cable. -S 4631 - Online Content Policy Modernization Act - all provisions related to cable. -S 4750 - A bill to assist Tribal entities in deploying broadband using the 2.5 GHz spectrum band - all provisions related to cable. -S 4756 - A bill to amend the Communications Act of 1934 to narrow the scope of the limitation on liability provided under section 230 of that Act, and for other purposes - all provisions related to cable. -S 4775 - Delivering Immediate Relief to America's Families, Schools and Small Businesses Act - all provisions related to cable.

S.3533, Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020, a bill to authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce; entire bill. H.R. 6364, Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020, a bill to authorize and establish minimum standards for electronic and remote notarizations that occur in or affect interstate commerce; entire bill. H.R.8215, the Improving Digital Identity Act of 2020, to establish a governmentwide approach to improving digital identity; entire bill. Seeking introduction of the Internet Fraud Prevention Act of 2021 to require studies and reports on business email compromise scams, to require updated examination procedures related to business email compromise scams, to establish the Real Estate Fraud Advisory Group. Seeking introduction of the TRID Improvement Act of 2020, to amend the Real Estate Settlement Procedures Act of 1974 to modify requirements related to mortgage disclosures.

Client expense: $140,000 · Firm income: Not reported

Implementation of the 21st Century Cures Act (P.L.114-255); Issues relating to patient identification. Issues pertaining to Cybersecurity. Health Information Technology issues. H.R. 7614, Labor, Health and Human Services, Education, and Related Agencies Appropriations Act, 2021. H.R. 2, The Moving Forward Act. The Cares Act (P.L. 116-136). H.R. 6800, Health and Economic Recovery Omnibus Emergency Solutions Act or the HEROES Act. H.R. 295, the Heroes Act. Senate COVID-19 response legislation. H.R. 5184/S. 1624, HEALS Act. H.R. 8215, Improving Digital Identity Act of 2020.

Client expense: Not reported · Firm income: $60,000

Government targets: Drug Enforcement Administration (DEA), HOUSE OF REPRESENTATIVES, SENATE

H.R. 8215, Improving Digital Identity Act of 2020; all provisions. S. 4133, REAL ID Modernization Act; all provisions. S. 4159, E-SIGN Modernization Act of 2020; all provisions. Consumer privacy

Client expense: $360,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to cybersecurity, including: -S. 333 & HR 1062 - National Cybersecurity Preparedness Act of 2019 -S. 592 & HR 1731 - Cybersecurity Disclosure Act of 2019- -S. 602 - Cyber Deterrence and Response Act of 2019 -H.R. 8215 - Improving Digital Identity act of 2020 (Foster)

Client expense: $600,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

Issues related to data breach notification, data security and consumer privacy protections. PL 104-104, Title V, Communications Decency Act, section 230 reforms. HR 2013, Information Transparency & Personal Data Control Act, all provisions. House Energy & Commerce Committee bipartisan staff draft privacy bill, all provisions. S 2968, Consumer Online Privacy Rights Act, all provisions. S 3456, Consumer Data Privacy and Security Act of 2020, all provisions PL 116-136, Implementation of CARES Act, provisions related to payments to individuals and small businesses. HR 6866 / S 3749, Public Health Emergency Privacy Act, all provisions. S 3861, Exposure Notification Privacy Act, all provisions. S 3663, Covid-19 Consumer Data Protection Act, all provisions. HR 1282, Data Accountability & Trust Act, all provisions. S 3398, EARN IT Act, all provisions. S 4066, PACT Act, all provisions. HR 8215, Improving Digital Identity Act, all provisions. S 4626, SAFE DATA Act, all provisions.

Client expense: $450,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 388 Financial Reporting Threshold Modernization H.R. 442 Financial Protection for Our Military Families Act H.R. 748 CARES Act H.R. 925 Updated Heroes Act H.R. 1038 Treasury Dept. to take greater role in Anti-Money Laundering/CFT policy and examinations H.R. 1039 Streamline Currency Transaction Reports and Suspicious Activity Reports H.R. 1595 SAFE Banking Act H.R. 2513 Reforms collection of beneficial ownership information for corporations and LLCs H.R. 2514 Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act: Makes amendments to Bank Secrecy Act H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard-CECL Consumer Impact and Study Act of 2019 H.R. 3642 Improving Credit Reporting for All Consumers Act H.R. 5315 Expanding Opportunity in Minority Depository Institutions Act H.R. 5322 Ensuring Diversity in Community Banking Act of 2019 H.R. 6249 Coronavirus Accounting Relief Act H.R. 6364 SECURE Notarization Act H. R. 6385 To provide temporary relief from troubled debt restructuring disclosures, to delay the implementation of certain accounting standards for depository Institutions substantially affected by COVID-19, and for other purposes. H.R. 6395 National Defense Authorization Act for Fiscal Year 2021 H.R. 6776 JOBS Credit Act of 2020 H.R. 6800 HEROES Act H.R. 6821 Small Business Expense Protection Act of 2020 H.R. 7010 Payment Protection Program Flexibility Act of 2020 H.R. 7413 Calculate PPP Forgiveness Act H.R. 7668 FY2021 FSGG Appropriations (Banking amendment provisions) H.R. 7709 Jobs and Neighborhood Enhancement Act H.R. 7777 The Paycheck Protection Small Business Forgiveness Act H.R. 7894 The Paycheck Protection Program Small Business Enhancement Act H.R. 7993 Promoting and Advancing Communities of Color Through Inclusive Lending Act H.R. 8215 Improving Digital Identity Act of 2020 H.R. 8337 Continuing Appropriations Act 2021 (Banking amendment provisions) H.R. 8410 Promoting and Advancing Capital in Underbanked Communities Act H.R. 8631 EIDL Forgiveness Act H.J. Res 90 Providing for Congressional disapproval of the OCC rule relating to Community Reinvestment Act Regulation S. 1200 SAFE Banking Act S. 1233 Community Bank Access to Capital Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 2563 Illicit Cash Act S. 2839 Eliminating Corporate Shadow Banking Act of 2019 S. 3502 Community Bank Regulatory Relief Act S. 3533 SECURE Notarization Act S. 3548 CARES Act S. 3612 Small Business Expense Protection Act of 2020 S. 3774 Community Capital Investment Act S. 3841 To protect 2020 recovery rebates for individuals from assignment or garnishment S. 3962 Asset Growth Restriction Act of 2020 S. 4014 Prioritized Paycheck Protection Program Act S. 4049 National Defense Authorization Act for Fiscal Year 2021. Section 2885 creates parity between credit unions and banks located on bases. S. 4116 Reauthorize lending under the Payment Protection Program S. 4117 The Paycheck Protection Program Small Business Forgiveness Act S. 4159 E-SIGN Modernization Act S. 4171 Calculate PPP Forgiveness Act of 2020 S. 4255 Jobs and Neighborhood Enhancement Act S. 4614 Postal Banking Act S. 4914 Prioritized Paycheck Protection Program Act S. 4626 SAFE Data Act S. 4644 - A bill to amend the Federal Deposit Insurance Act to ensure that certain custodial deposits of well capitalized insured depository institutions are not considered to be funds obtained by or through deposit brokers Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Filing Deadline Extension Request During COVID-19 Emergency Brokered Deposits Call Report Streamlining Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Union Business Lending Powers Credit Union Emergency Mergers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Acquisitions of Community Banks Credit Union Supplemental Capital Current Expected Credit Losses (CECL) Customer Due Diligence Rule Cybersecurity Data Security, Breaches and Privacy De novo bank formation Equal treatment between community banks and credit unions when assessing rent and related charges on military bases Exclusion of Paycheck Protection Program Loans from Calculation of Bank Asset Thresholds Extension of the Covered Business Method Faster Payments/Federal Reserve Real Time Gross Settlement System Fintech Regulatory Requirements Flood Insurance Reauthorization GAO Study of Credit Unions Industrial Loan Corporation Loophole Reforms/ Square (ILC) and Rakuten Deposit Insurance Applications Innovation Initiatives (FinTech/Banking Relationships) Loan Modifications: Regulatory Treatment Main Street Lending Program Minority Depository Institutions Issues Mortgage servicer liquidity facility NCUA amendment to definition of low-income credit union OCC Proposed Payments Charter Postal Banking Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms Troubled Debt Restructuring

Mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10-Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018-0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence.