SAFE Banking Act of 2021

Issues related to capital framework for Fannie Mae and Freddie Mac; issues related to digital asset regulation; HR 1996/S. 910/HR 4521, SAFEBanking Act of 2021; issues related to deposit insurance; issues related to bank prudential standards; issues related to financial system stability; issues related to Low Income Housing Tax Credit; issues related to brokered deposit regulation.

Client expense: $100,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE

H.R. 1996 SAFE Banking Act (2021-2022); S.2860 SAFER Banking Act (2023) federal legislation to permit providing banking services to legitimate cannabis businesses. H.R. 3139 - ACRE Act of 2023 Agricultural banking issues; Section 1071 Dodd Frank Wall Street Reform and Consumer Protection Act, requiring gathering and reporting of demographic information by lenders; Corporate Transparency Act regulatory proposal addressing beneficial ownership reporting requirements; FHFA November, 2023 Report on the Federal Home Loan Bank System; Federal Tax Exemption for Credit Unions; Credit Card Competition Act, S.1838/HR3881

Client expense: $40,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA)

H.R. 2547Comprehensive Debt Collection Improvement Act (117th Congress) Interchange price controls for credit cards CREDIT Act (117th Congress) Follow-Up CommentsCapitalization, pilot project, and other rules for GSEs Follow-Up CommentsValidation and Approval of Credit Score Models by the Enterprises S.A. 1161, S. 1838Credit Card Competition Act H.R.1996, S.910Safe Banking Act (117th Congress) S. 4760, Digital Commodities Consumer Protection Act (117th Congress) H.R. 7614Digital Commodity Exchange Act (117th Congress) H.J. Res. 30Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" H.R. 4763Financial Innovation and Technology for the 21st Century Act S. 2760Capping Credit Card Interest Rates Act SJ Res 32 - Kennedy CRACFPB Sec 1071 lending rule HR 1806Small LENDER Act HR 1810Bank Loan Privacy Act Basel III "Oversight-Enterprise Credit Score and Credit Reports Initiative." RIN 3064-AF29 (FDIC)Bank capital rules Credit Card Competition ActInterchange price controls for credit cards 84 Fed. Reg. 41886Validation and Approval of Credit Score Models by the Enterprises CFPB Oversight HR 3507YIMBY Act

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1996 SAFE Banking Act (2021-2022); S.2860 SAFER Banking Act (2023) federal legislation to permit providing banking services to legitimate cannabis businesses. H.R. 3139 - ACRE Act of 2023 Agricultural banking issues; Section 1071 Dodd Frank Wall Street Reform and Consumer Protection Act, requiring gathering and reporting of demographic information by lenders; Corporate Transparency Act regulatory proposal addressing beneficial ownership reporting requirements; FHFA November, 2023 Report on the Federal Home Loan Bank System; Federal Tax Exemption for Credit Unions; Credit Card Competition Act, S.1838/HR3881

Client expense: $50,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA)

Issues related to capital framework for Fannie Mae and Freddie Mac; issues related to digital asset regulation; HR 1996/S. 910/HR 4521, SAFEBanking Act of 2021; issues related to deposit insurance; issues related to bank prudential standards; issues related to financial system stability; issues related to short selling of bank securities; issues related to Low Income Housing Tax Credit.

Client expense: $100,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to capital framework for Fannie Mae and Freddie Mac; issues related to digital asset regulation; HR 1996/S. 910/HR 4521, SAFEBanking Act of 2021; issues related to deposit insurance; issues related to bank prudential standards; issues related to financial system stability; issues related to short selling of bank securities.

Client expense: $250,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2547Comprehensive Debt Collection Improvement Act (117th Congress) Interchange price controls for credit cards CREDIT Act (117th Congress) Follow-Up CommentsCapitalization, pilot project, and other rules for GSEs Follow-Up CommentsValidation and Approval of Credit Score Models by the Enterprises S.A. 1161, S. 1838Credit Card Competition Act H.R.1996, S.910Safe Banking Act (117th Congress) S. 4760, Digital Commodities Consumer Protection Act (117th Congress) H.R. 7614Digital Commodity Exchange Act (117th Congress) H.J. Res. 30Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" H.R. 4763Financial Innovation and Technology for the 21st Century Act S. 2760Capping Credit Card Interest Rates Act SJ Res 32 - Kennedy CRACFPB Sec 1071 lending rule HR 1806Small LENDER Act HR 1810Bank Loan Privacy Act Basel III "Oversight-Enterprise Credit Score and Credit Reports Initiative." RIN 3064-AF29 (FDIC)Bank capital rules

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1996 SAFE Banking Act (2021-2022); S.2860 SAFER Banking Act (2023) federal legislation to permit providing banking services to legitimate cannabis businesses. H.R. 3139 - ACRE Act of 2023 Agricultural banking issues; Section 1071 Dodd Frank Wall Street Reform and Consumer Protection Act, requiring gathering and reporting of demographic information by lenders; Corporate Transparency Act regulatory proposal addressing beneficial ownership reporting requirements; FHFA November, 2023 Report on the Federal Home Loan Bank System; Federal Tax Exemption for Credit Unions; Credit Card Competition Act, S.1838/HR3881

Client expense: $60,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA)

H.R. 2547Comprehensive Debt Collection Improvement Act (117th Congress) Interchange price controls for credit cards CREDIT Act (117th Congress) Follow-Up CommentsCapitalization, pilot project, and other rules for GSEs Follow-Up CommentsValidation and Approval of Credit Score Models by the Enterprises S.A. 1161, S. 1838Credit Card Competition Act H.R.1996, S.910Safe Banking Act (117th Congress) S. 4760, Digital Commodities Consumer Protection Act (117th Congress) H.R. 7614Digital Commodity Exchange Act (117th Congress) H.J. Res. 30Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" H.R. 4763Financial Innovation and Technology for the 21st Century Act S. 2760Capping Credit Card Interest Rates Act SJ Res 32 - Kennedy CRACFPB Sec 1071 lending rule HR 1806Small LENDER Act HR 1810Bank Loan Privacy Act Basel III "Oversight-Enterprise Credit Score and Credit Reports Initiative."

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1996 SAFE Banking Act (2021-2022); S.2860 SAFER Banking Act (2023) federal legislation to permit providing banking services to legitimate cannabis businesses. H.R. 3139 - ACRE Act of 2023 Agricultural banking issues; Section 1071 Dodd Frank Wall Street Reform and Consumer Protection Act, requiring gathering and reporting of demographic information by lenders; Corporate Transparency Act regulatory proposal addressing beneficial ownership reporting requirements; FHFA November, 2023 Report on the Federal Home Loan Bank System.

Client expense: $55,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA)

Issues related to capital framework for Fannie Mae and Freddie Mac; issues related to digital asset regulation; HR 1996/S. 910/HR 4521, SAFEBanking Act of 2021; issues related to deposit insurance; issues related to bank prudential standards; issues related to financial system stability; issues related to short selling of bank securities.

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 6570, REPAIR Act; S. 2428, False Claims Amendments Act; H.R. 1996. Secure and Fair Enforcement (SAFE) Banking Act of 2021; S. 910, Secure and Fair Enforcement of Banking Act; H.R. 3617, Marijuana Opportunity, Resentencing, and Expungement (MORE) Act of 2022; H.R. 5977, State Reform Act of 2021; S. ___ Cannabis Administration and Opportunity Act; S. 253, Cannabidiol and Marihuana Research Expansion Act; H.R. 5957, Medical Marijuana Research Act.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2547Comprehensive Debt Collection Improvement Act (117th Congress) Interchange price controls for credit cards CREDIT Act (117th Congress) Follow-Up CommentsCapitalization, pilot project, and other rules for GSEs Follow-Up CommentsValidation and Approval of Credit Score Models by the Enterprises S.A. 1161, S. 1838Credit Card Competition Act H.R.1996, S.910Safe Banking Act (117th Congress) S. 4760, Digital Commodities Consumer Protection Act (117th Congress) H.R. 7614Digital Commodity Exchange Act (117th Congress) H.J. Res. 30Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" H.R. 4763Financial Innovation and Technology for the 21st Century Act S. 2760Capping Credit Card Interest Rates Act SJ Res 32 - Kennedy CRACFPB Sec 1071 lending rule HR 1806Small LENDER Act HR 1810Bank Loan Privacy Act

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

H.R. 6570, REPAIR Act; S. 2428, False Claims Amendments Act; H.R. 1996. Secure and Fair Enforcement (SAFE) Banking Act of 2021; S. 910, Secure and Fair Enforcement of Banking Act; H.R. 3617, Marijuana Opportunity, Resentencing, and Expungement (MORE) Act of 2022; H.R. 5977, State Reform Act of 2021; S. ___ Cannabis Administration and Opportunity Act; S. 253, Cannabidiol and Marihuana Research Expansion Act; H.R. 5957, Medical Marijuana Research Act.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1996 SAFE Banking Act (2021-2022); S.2860 SAFER Banking Act (2023) federal legislation to permit providing banking services to legitimate cannabis businesses. H.R. 3139 - ACRE Act of 2023 Agricultural banking issues

Client expense: $50,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA)

Issues related to capital framework for Fannie Mae and Freddie Mac; issues related to digital asset regulation; HR 1996/S. 910/HR 4521, SAFEBanking Act of 2021; issues related to deposit insurance; issues related to bank prudential standards; issues related to financial system stability; issues related to short selling of bank securities.

Client expense: $150,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

H.R. 2547Comprehensive Debt Collection Improvement Act (117th Congress) Interchange price controls for credit cards CREDIT Act (117th Congress) Follow-Up CommentsCapitalization, pilot project, and other rules for GSEs Follow-Up CommentsValidation and Approval of Credit Score Models by the Enterprises S. 4674Credit Card Competition Act (117th Congress) H.R.1996, S.910Safe Banking Act (117th Congress) S. 4760, Digital Commodities Consumer Protection Act (117th Congress) H.R. 7614Digital Commodity Exchange Act (117th Congress) H.J. Res. 30Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights"

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

Issues related to capital framework for Fannie Mae and Freddie Mac; issues related to digital asset regulation; HR 1996/S. 910/HR 4521, SAFEBanking Act of 2021; issues related to deposit insurance; issues related to bank prudential standards; issues related to financial system stability; issues related to short selling of bank securities.

Client expense: $60,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

H.R. 1996 SAFE Banking Act (2021-2022); federal legislation to permit providing banking services to legitimate cannabis businesses.

Client expense: Not reported · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA)

H.R. 6570, REPAIR Act; S. 2428, False Claims Amendments Act; H.R. 1996. Secure and Fair Enforcement (SAFE) Banking Act of 2021; S. 910, Secure and Fair Enforcement of Banking Act; H.R. 3617, Marijuana Opportunity, Resentencing, and Expungement (MORE) Act of 2022; H.R. 5977, State Reform Act of 2021; S. ___ Cannabis Administration and Opportunity Act; S. 253, Cannabidiol and Marihuana Research Expansion Act; H.R. 5957, Medical Marijuana Research Act.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2547Comprehensive Debt Collection Improvement Act (117th Congress) Interchange price controls for credit cards CREDIT Act (117th Congress) S. 4674Credit Card Competition Act (117th Congress) H.R.1996, S.910Safe Banking Act (117th Congress) S. 4760, Digital Commodities Consumer Protection Act (117th Congress) H.R. 7614Digital Commodity Exchange Act (117th Congress) H.J. Res. 30Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Labor relating to "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights" H.R.8874Credit Card Competition Act H.R.1996SAFE Banking Act Follow-Up CommentsFinal Rule for New Enterprise Products and Activities

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, SENATE

H.R. 6570, REPAIR Act; S. 2428, False Claims Amendments Act; H.R. 1996. Secure and Fair Enforcement (SAFE) Banking Act of 2021; S. 910, Secure and Fair Enforcement of Banking Act; H.R. 3617, Marijuana Opportunity, Resentencing, and Expungement (MORE) Act of 2022; H.R. 5977, State Reform Act of 2021; S. ___ Cannabis Administration and Opportunity Act; S. 253, Cannabidiol and Marihuana Research Expansion Act; H.R. 5957, Medical Marijuana Research Act.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1996 SAFE Banking Act (2021-2022); federal legislation to permit providing banking services to legitimate cannabis businesses.

Client expense: $65,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA)

Issues relating to cannabis reform legislation and policy, including H.R. 1996, S. 910 - SAFE Banking Act of 2021; H.R. 6130 - MORE Act; S.4591 - Cannabis Administration and Opportunity Act, H.R. 2864, S. 1380 - Clean Slate Act of 2021; restorative justice and expungement-related legislation, and in support of eliminating the Financial Services and General Government appropriations amendment preventing DC from establishing a regulated adult-use cannabis market.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues relating to cannabis reform legislation and policy, including H.R. 1996, S. 910 - SAFE Banking Act of 2021; H.R. 6130 - MORE Act; S.4591 - Cannabis Administration and Opportunity Act, H.R. 2864, S. 1380 - Clean Slate Act of 2021; restorative justice and expungement-related legislation, and in support of eliminating the Financial Services and General Government appropriations amendment preventing DC from establishing a regulated adult-use cannabis market.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues relating to cannabis reform legislation and policy, including H.R. 1996, S. 910 - SAFE Banking Act of 2021; H.R. 6130 - MORE Act; S.4591 - Cannabis Administration and Opportunity Act, H.R. 2864, S. 1380 - Clean Slate Act of 2021; restorative justice and expungement-related legislation, and in support of eliminating the Financial Services and General Government appropriations amendment preventing DC from establishing a regulated adult-use cannabis market.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to capital framework for Fannie Mae and Freddie Mac; issues related to digital asset regulation; HR 1996/S. 910/HR 4521, SAFEBanking Act of 2021; issues related to coin circulation; issues related to deposit insurance; issues related to bank prudential standards; issues related to financial system stability.

Client expense: $150,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office

Work to keep insurance regulated by the states and not by the Consumer Financial Protection Bureau or set by international bodies. Oppose legislation to repeal the McCarran-Ferguson antitrust exemption for the business of insurance. Advocate for privacy measures in line with GLBA and HIPAA as applied to financial services. Support H.R. 8152 American Data Privacy & Protection Act. Support HFSC Ranking Member Patrick McHenry's Data Privacy Discussion Draft. Oppose legislation to provide retroactive pandemic business interruption insurance. Support legislation of e-signatures, e-disclosures, and e-notarizations, including S. 3715 E-Sign Modernization Act. Support H.R.3962 and S.1625, SECURE Notarization Act of 2021. Support H.R. 4350/S. 2792, NDAA for FY 2022 - includes both SAFE Banking and SECURE Notarization Act. Support increased CDFI and MDI funding in President's FY 2023 Budget Proposal and House Appropriations FSSC bill. Support "Build America Bonds" for infrastructure. Support S.1443 and H.R.2917, Retirement Parity for Student Loans Act of 2021. Support H.R.1996/H.R. 7900/S.910 Secure and Fair Enforcement Banking SAFE Act - This bill generally prohibits a federal regulator from penalizing a financial institution for providing services to a legitimate cannabis-related business. Support H.R.2954 Secure a Strong Retirement Act and S.1770 Retirement Savings and Security to promote the adoption of employer sponsored retirement savings plans and employee participation in such plans. Support S. 4353 RISE & SHINE Act (retirement). Support S4808 SFC Enhancing American Retirement Now (EARN) Act Discussion Draft. Support life insurance tax stabilization provision and 2022 Budget Reconciliation to Build Back Better. Support Expanding Financial Access for Underserved Communities Act.

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Work to keep insurance regulated by the states and not by the Consumer Financial Protection Bureau or set by international bodies. Oppose legislation to repeal the McCarran-Ferguson antitrust exemption for the business of insurance. Advocate for privacy measures in line with GLBA and HIPAA as applied to financial services. Support H.R. 8152 American Data Privacy & Protection Act. Support HFSC Ranking Member Patrick McHenry's Data Privacy Discussion Draft. Oppose legislation to provide retroactive pandemic business interruption insurance. Support legislation of e-signatures, e-disclosures, and e-notarizations, including S. 3715 E-Sign Modernization Act. Support H.R.3962 and S.1625 SECURE Notarization Act of 2021. Support H.R. 4350/H.R. 7900/S. 2792, NDAA for FY 2022 - includes both SAFE Banking and SECURE Notarization Act. Support increased CDFI and MDI funding in President's FY 2023 Budget Proposal and House Appropriations FSSC Bill. Support "Build America Bonds" for infrastructure. Support S.1443 and H.R.2917, Retirement Parity for Student Loans Act of 2021. Support H.R.1996/S.910 Secure and Fair Enforcement Banking SAFE Act - This bill generally prohibits a federal regulator from penalizing a financial institution for providing services to a legitimate cannabis-related business. Support H.R. 2954 Secure a Strong Retirement Act and S. 1770 Retirement Savings and Security to promote the adoption of employer sponsored retirement savings plans and employee participation in such plans. Support S. 4353 RISE & SHINE Act (retirement). Support S. 4808 SFC Enhancing American Retirement Now (EARN) Act Discussion Draft. Support Expanding Financial Access for Underserved Communities Act. Support life insurance tax stabilization provision and 2022 Budget Reconciliation to Build Back Better. Oppose H.R. 8874/S. 4674 Credit Card Competition Act of 2022.

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Faster payments; patent reform; cybersecurity, critical infrastructure and incident reporting; cryptocurrency, digital asset and web3 related issues; H.R.1996 - SAFE Banking Act of 2021; issues related to CDFI/MDFI; Electronic Benefit Transfer (EBT); financial inclusion; Buy-Now Pay Later; interchange and scheme fees; privacy; consumer protection, data portability and open banking-related issues; core banking related-issues

Client expense: $280,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE

The National Cannabis Rountable supports the Secure and Fair Enforcement (SAFE) Banking Act (HR 1996). Cannabis businesses do not enjoy access to the same banking services enjoyed by every other legally operating business in the United States. The SAFE Banking Act would create a safe harbor for banks to service cannabis industry clients thus enabling cannabis businesses access to checking accounts, lines of credit and other standard business banking services. NCR's support of SAFE Banking included its provision in the National Defense Authorization Act (NDAA), America COMPETES bill, the end of year omnibus bill and other legislative vehicles. NCR also was active on the CLIMB Act (H.R. 8200), a bill that provides safe harbors for financial institutions, government programs, and capital markets. NCR discussed this concept with Senate offices but no Senate companion bill was introduced. NCR further discussed a SAFE "Plus" with House and Senate leadership which include language relating to expungements and provisions relating to firearm ownership for state authorized medical cannabis patients.

Client expense: Not reported · Firm income: $65,500

Government targets: HOUSE OF REPRESENTATIVES, SENATE

As the federal government considers how to reconcile state legal cannabis programs with cannabis' federal illegality, the National Cannabis Roundtable supports legislation and regulatory paradigms that decriminalize cannabis, remediate the harm of the failed War on Drugs, ensure the highest standards of consumer safety, respect existing cannabis supply chains and provide equitable financial treatment for cannabis businesses. HR 1996, HR 3884 and HR 3105 are the three primary pieces of legislation which NCR has supported to achieve these goals. Additionally, NCR noted the introduction of HR 5977 by Congresswoman Mace and the HOPE Act by Reps. Ocasio-Cortez and Joyce during the fourth quarter of 2021 and looks forward to working with these congressional offices to advance areas of critical reform this year. NCR also discussed HOPE's inclusion in year end omni. NCR also supported the PREPARE Act (H.R. 7513) Finally, NCR supported the Medical Marijuana and Cannabidiol Research Act(signed into law)(HR 8454) and the Medical Marijuana Research Act (HR 5657).

Client expense: Not reported · Firm income: $65,500

Government targets: HOUSE OF REPRESENTATIVES, SENATE

NCR supported the Secure and Fair Enforcement (SAFE) Banking Act (HR 1996/S.910). Currently, cannabis related businesses do not have access to financial institutions as other domestic industries. The SAFE Banking Act would create a safe harbor for banks to service cannabis industry clients thus enabling cannabis businesses access to checking accounts, lines of credit, and other standard business banking services. Support of SAFE Banking included its inclusion in the National Defense Authorization Act and the end of year omnibus. NCR also was active on the CLIMB Act (H.R. 8200), a bill that provides safe harbors for financial institutions, government programs, and capital markets. NCR discussed this concept with Senate offices but no Senate companion bill was introduced in the 117th Congress. NCR further discussed a SAFE "Plus" with House and Senate leadership, which included language relating to federal grants for state and local cannabis-related expungement programs.

Client expense: Not reported · Firm income: $15,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

NCR supported efforts around the end of year omnibus pertaining to the inclusion of the Secure and Fair Enforcement (SAFE) Banking Act (HR 1996/S.910). NCR further discussed a SAFE "Plus" with House and Senate leadership, which included language relating to federal grants for state and local cannabis-related expungement programs, as it pertained to potential inclusion in the end of year omnibus. Ultimately, no such provisions were included.

Client expense: Not reported · Firm income: $15,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

As the federal government considers how to reconcile state legal cannabis programs with the federal illegality of cannabis, NCR supported legislation and regulatory paradigms that decriminalize cannabis, remediate the harm of the failed War on Drugs, ensure the highest standards of consumer safety, respect existing cannabis supply chains and provide equitable financial treatment for cannabis businesses.HR 1996, HR 3884 and HR 3105 are the three primary pieces of legislation which NCR has supported to achieve these goals in the 117th Congress. NCR also discussed the potential of the HOPE Act being included in the end-of-year omnibus, which did not ultimately happen. NCR also noted the introduction of the PREPARE Act in the Senate (S.5166) and supported the Medical Marijuana and Cannabidiol Research Act(signed into law)(HR 8454) and the Medical Marijuana Research Act (HR 5657).

Client expense: Not reported · Firm income: $15,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Pandemic Risk Insurance (formerly H.R 7011, 116th Congress) and related issues Issues dealing with liability related to COVID-19 Pandemic Issues dealing with corporate governance Plans for international and US capital requirements for financial institutions Tax Treatment of Property and Casualty Insurance and Reinsurance, including proposals for Infrastructure, particularly issues effecting the Base Erosion and Anti-Abuse Tax (BEAT), P.L. 115-97 H.R.1996, S.910 - SAFE Banking Act of 2021 Cybersecurity, cyber insurance and ransomware payments Mitigation and Resiliency H.R. 4521, United States Innovation and Competition Act and Senate Amendment

Client expense: $210,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Pandemic Risk Insurance (formerly H.R 7011, 116th Congress) and related issues Issues dealing with liability related to COVID-19 Pandemic Issues dealing with corporate governance Plans for international and US capital requirements for financial institutions Tax Treatment of Property and Casualty Insurance and Reinsurance, including proposals for Infrastructure, particularly issues effecting the Base Erosion and Anti-Abuse Tax (BEAT), P.L. 115-97 H.R.1996, S.910 - SAFE Banking Act of 2021 Cybersecurity, cyber insurance and ransomware payments Mitigation and Resiliency H.R. 4521, United States Innovation and Competition Act and Senate Amendment

Client expense: $250,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Pandemic Risk Insurance (formerly H.R 7011, 116th Congress) and related issues Issues dealing with liability related to COVID-19 Pandemic Issues dealing with corporate governance Plans for international and US capital requirements for financial institutions Tax Treatment of Property and Casualty Insurance and Reinsurance, including proposals for Infrastructure, particularly issues effecting the Base Erosion and Anti-Abuse Tax (BEAT), P.L. 115-97 H.R.1996, S.910 - SAFE Banking Act of 2021 Cybersecurity, cyber insurance and ransomware payments Mitigation and Resiliency

Client expense: $400,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Issues related to cannabis legislation and policy, including H.R.1996/S. 910 - The SAFE Banking Bill, H.R. 3617 MORE Act, Appropriations, IRS Regulations, taxation and banking policies.

Client expense: $115,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to cannabis legislation and policy, including H.R.1996/S. 910 - The SAFE Banking Bill, H.R. 3617 MORE Act, Appropriations, IRS Regulations, taxation and banking policies.

Client expense: $115,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to cannabis legislation and policy, including H.R.1996/S. 910 - The SAFE Banking Bill, H.R. 3617 MORE Act, Appropriations, IRS Regulations, taxation and banking policies.

Client expense: $115,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to cannabis legislation and policy, including H.R.1996/S. 910 - The SAFE Banking Bill, H.R. 3617 MORE Act, Appropriations, IRS Regulations, taxation and banking policies.

Client expense: $115,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to cannabis legislation and policy, including H.R.1996/S. 910 - The SAFE Banking Bill, H.R. 3617 MORE Act, Appropriations, IRS Regulations, taxation and banking policies.

Client expense: $115,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to cannabis legislation and policy, including H.R.1996/S. 910 - The SAFE Banking Bill, H.R. 3617 MORE Act, Appropriations, IRS Regulations, taxation and banking policies.

Client expense: $115,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE