To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes.

Supported reauthorization of the National Flood Insurance Program (NFIP); supported repeal of the Federal Insurance Office (FIO); supported The Federal Insurance Office Abolishment Act (S. 524); supported the Federal Insurance Office Elimination Act (H.R. 4866); supported a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level by supporting the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/S. 862); supported the Removing Barriers to Private Flood Insurance Act (S. 2913); supported cannabis safe harbor protections in the National Defense Authorization Act (H.R. 4350); supported the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); and supported the Flood Insurance Pricing Transparency Act (S. 3829). Conducted outreach and provided feedback to FEMA and the Federal Insurance and Mitigation Administration (FIMA) on issues related to the value of and need for agent-specific educational offerings on Risk Rating (RR) 2.0 and the development of agent-oriented supplemental guidance documentation regarding RR 2.0, as well as data gathering on RR 2.0 quotes and policy issuance; provided FEMA with recommended improvements to RR 2.0; and expressed concerns with impact on state insurance regulation in the American Data Privacy and Protection Act (ADPPA) (H.R. 8152). Expressed concern about potential future decreases in the Write-Your-Own (WYO) expense reimbursement rate; H.R.5525, Establishing New Authorities for Businesses Laundering and Enabling Risks to Security Act or the ENABLERS Act; Federal Insurance Office Climate-Related Financial Risk Data Collection; provided feedback on proposal for NFIP to sell policies directly to consumers online

Client expense: $60,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of

Flood Insurance HR2471 - Consolidated Appropriations Act of 2022 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7202 - National Flood Insurance Program Affordability Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 HR7364 - Stop Flood Insurance Rate Hikes Act HR7836 - Repeatedly Flood Communities Planning Assistance Act of 2022 HR8257 - Department of Homeland Security Appropriations Act, 2023 HR8036 - National Flood Insurance Program Extension Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S3829 - Flood Insurance Pricing Transparency Act S3934 - Homeowner Flood Insurance Transparency and Protection Act S4533 - A bill to reauthorize the National Flood Insurance Program Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act National Disaster Risk Reinsurance Program HR7643 - FAITH Act of 2022 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Communications with Fannie Mae regarding climate risk. Communications with Freddie Mac regarding climate risk. Communications with the Federal Housing Finance Agency (FHFA) regarding climate risk.

Flood Insurance HR2471 - Consolidated Appropriations Act of 2022 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5305 - Extending Government Funding and Delivering Emergency Assistance Act HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7202 - National Flood Insurance Program Affordability Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 HR7364 - Stop Flood Insurance Rate Hikes Act HR7836 - Repeatedly Flood Communities Planning Assistance Act of 2022 HR8257 - Department of Homeland Security Appropriations Act, 2023 HR8036 - National Flood Insurance Program Extension Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S3829 - Flood Insurance Pricing Transparency Act S3934 - Homeowner Flood Insurance Transparency and Protection Act S4533 - A bill to reauthorize the National Flood Insurance Program Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding Association Health Plans HR4547 - Association Health Plans Act of 2021 Letter to the House Healthy Futures Task Force Affordability Subcommittee regarding the Affordable Health Care RFI. Discussions with the House Education and Labor Committee regarding AHPs. National Disaster Risk Reinsurance Program HR7643 - FAITH Act of 2022 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Communications with Fannie Mae regarding climate risk. Communications with the Federal Housing Finance Agency (FHFA) regarding climate risk. Communications with the National Economic Council regarding mortgage insurance premiums reduction.

Supported reauthorization of the National Flood Insurance Program (NFIP); supported repeal of the Federal Insurance Office (FIO); supported The Federal Insurance Office Abolishment Act (S. 524); supported the Federal Insurance Office Elimination Act (H.R. 4866); supported a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level by supporting the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/S. 862); supported the Removing Barriers to Private Flood Insurance Act (S. 2913); supported cannabis safe harbor protections in the National Defense Authorization Act (H.R. 4350); supported the inclusion of SAFE Banking Act provisions in the America Creating Opportunities for Manufacturing, Pre-Eminence in Technology and Economic Strength (COMPETES) Act of 2022 (H.R.4521); supported the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); and supported the Flood Insurance Pricing Transparency Act (S. 3829). Conducted outreach and provided feedback to FEMA and the Federal Insurance and Mitigation Administration (FIMA) on issues related to the value of and need for agent-specific educational offerings on Risk Rating (RR) 2.0 and the development of agent-oriented supplemental guidance documentation regarding RR 2.0, as well as data gathering on RR 2.0 quotes and policy issuance; provided FEMA with recommended improvements to RR 2.0; and expressed concerns with impact on state insurance regulation in the American Data Privacy and Protection Act (ADPPA) (H.R. 8152). Expressed concern about potential future decreases in the Write-Your-Own (WYO) expense reimbursement rate.

H.R. 481 - Flood Resiliency and Taxpayer Savings Act of 2021, H.R. 1640 - Repeatedly Flooded Communities Preparation Act, H.R. 1797 - Repeatedly Flooded Communities Preparation Act, H.R. 1936 - Climate Resilient Communities Act, H.R. 1950 - Water Quality Protection and Job Creation Act of 2021, H.R. 2632 - Build for Future Disasters Act, H.R. 2760 - Built to Last Act of 2021, H.R. 3417 - Taxpayer Exposure Mitigation Act, H.R. 4226 - Flood Insurance Fairness Act, H.R.4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes., H.R. 5118 - Wildfire Response and Drought Resiliency Act, H.R. 5532 - National Disaster Safety Board Act of 2021, H.R. 5781 - National Wildland Fire Risk Reduction Program Act, H.R. 5689 - Resilient AMERICA Act, H.R. 5793 - NFIP Risk Rating 2.0 Delay Act of 2021, H.R. 5802 - National Flood Insurance Program Reauthorization and Reform Act of 2021, H.R. 6236 - FAIRNESS in Flood Insurance Act of 2021, H.R. 6336 - Western Wildfire Support Act of 2021, H.R. 6396 - Climate RESILIENCE Act, H.R. 6461 - National Climate Adaptation and Resilience Strategy (NCARS) Act, H.R. 7202 - National Flood Insurance Program Affordability Act of 2022, H.R. 7221 - Increased Cost of Compliance Modernization Act of 2022, H.R. 7242 - Community Disaster Resilience Zones (CDRZ) Act of 2022, H.R. 7364 - Stop Flood Insurance Rate Hikes Act, H.R. 7842 - Protecting Families and the Solvency of the National Flood Insurance Program Act of 2022, H.R. 7863 - Disaster Resiliency Planning Act, H.R. 8036 - National Flood Insurance Program Extension Act of 2022, H.R. 8300 - Empowering Resilient Local Communities Act, H.R. ___ - A bill to cancel the indebtedness of the National Flood Insurance Program, and for other purposes., H.R. ___ - A bill to limit the annual increases in premiums and surcharges under the National Flood Insurance Program, and for other purposes., H.R. ___ - Delivering Equity and Justice for Disaster Survivors Act of 2021, H.R. ___ - National Flood Insurance Program Reauthorization Act, H.R. ___ - National Flood Insurance Program Reauthorization Act of 2022, H.R. ___ - State Flood Mitigation Revolving Fund Act, S. 1282 - Built to Last Act of 2021, S. 1688 - Federal Flood Risk Management Act, S. 1931 - Surface Transportation Reauthorization Act of 2021, S. 1960 - Flood Insurance Fairness Act, S. 2153 - Repeatedly Flooded Communities Preparation Act, S. 2788 - NFIP Extension Act of 2021, S. 2831 - Flood Insurance Flexibility Act, S. 2832 - No NFIP Subsidies for Millionaires Act, S. 2833 - NFIP Underwater Properties Act, S. 2869 - NFIP Risk Rating 2.0 Delay Act of 2021, S. 2913 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products., S. 2915 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return the National Flood Insurance Program without penalty, and for other purposes., S. 2916 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes., S. 3092 - FEMA Improvement, Reform, and Efficiency (FIRE) Act of 2022, S. 3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021, S. 3502 - Achieving Equity in Disaster Response, Recovery, and Resilience Act of 2022, S. 3531 - National Climate Adaptation and Resilience Strategy (NCARS) Act, S. 3817 - Tornado Observations Research and Notification Assessment for Development of Operations (TORNADO) Act, S. 3829 - Flood Insurance Pricing Transparency Act, S. 3875 - Community Disaster Resilience Zones (CDRZ) Act of 2022, S. 3934 - Homeowner Flood Insurance Transparency and Protection Act, S. 4533 - NFIP Extension Act of 2022, S. ___ - COASTAL Act, S. ___ - State Flood Mitigation Revolving Fund Act, Climate change legislation, Disaster mitigation legislation, NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation.

H.R. 481 - Flood Resiliency and Taxpayer Savings Act of 2021 H.R. 1640 - Repeatedly Flooded Communities Preparation Act H.R. 1797 - Repeatedly Flooded Communities Preparation Act H.R. 1936 - Climate Resilient Communities Act H.R. 1950 - Water Quality Protection and Job Creation Act of 2021 H.R. 2632 - Build for Future Disasters Act H.R. 2760 - Built to Last Act of 2021 H.R. 3417 - Taxpayer Exposure Mitigation Act H.R. 4226 - Flood Insurance Fairness Act H.R.4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 5118 - Wildfire Response and Drought Resiliency Act H.R. 5532 - National Disaster Safety Board Act of 2021 H.R. 5781 - National Wildland Fire Risk Reduction Program Act H.R. 5689 - Resilient AMERICA Act H.R. 5793 - NFIP Risk Rating 2.0 Delay Act of 2021 H.R. 5802 - National Flood Insurance Program Reauthorization and Reform Act of 2021 H.R. 6236 - FAIRNESS in Flood Insurance Act of 2021 H.R. 6336 - Western Wildfire Support Act of 2021 H.R. 6396 - Climate RESILIENCE Act H.R. 6461 - National Climate Adaptation and Resilience Strategy (NCARS) Act H.R. 7202 - National Flood Insurance Program Affordability Act of 2022 H.R. 7221 - Increased Cost of Compliance Modernization Act of 2022 H.R. 7242 - Community Disaster Resilience Zones (CDRZ) Act of 2022 H.R. 7364 - Stop Flood Insurance Rate Hikes Act H.R. 7842 - Protecting Families and the Solvency of the National Flood Insurance Program Act of 2022 H.R. 7863 - Disaster Resiliency Planning Act H.R. 8036 - National Flood Insurance Program Extension Act of 2022 H.R. 8300 - Empowering Resilient Local Communities Act H.R. ___ - A bill to cancel the indebtedness of the National Flood Insurance Program, and for other purposes. H.R. ___ - A bill to limit the annual increases in premiums and surcharges under the National Flood Insurance Program, and for other purposes. H.R. ___ - Delivering Equity and Justice for Disaster Survivors Act of 2021 H.R. ___ - National Flood Insurance Program Reauthorization Act H.R. ___ - National Flood Insurance Program Reauthorization Act of 2022 H.R. ___ - State Flood Mitigation Revolving Fund Act S. 1282 - Built to Last Act of 2021 S. 1688 - Federal Flood Risk Management Act S. 1931 - Surface Transportation Reauthorization Act of 2021 S. 1960 - Flood Insurance Fairness Act S. 2153 - Repeatedly Flooded Communities Preparation Act S. 2788 - NFIP Extension Act of 2021 S. 2831 - Flood Insurance Flexibility Act S. 2832 - No NFIP Subsidies for Millionaires Act S. 2833 - NFIP Underwater Properties Act S. 2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S. 2913 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S. 2915 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return the National Flood Insurance Program without penalty, and for other purposes. S. 2916 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. S. 3092 - FEMA Improvement, Reform, and Efficiency (FIRE) Act of 2022 S. 3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S. 3502 - Achieving Equity in Disaster Response, Recovery, and Resilience Act of 2022 S. 3531 - National Climate Adaptation and Resilience Strategy (NCARS) Act S. 3817 - Tornado Observations Research and Notification Assessment for Development of Operations (TORNADO) Act S. 3829 - Flood Insurance Pricing Transparency Act S. 3875 - Community Disaster Resilience Zones (CDRZ) Act of 2022 S. 3934 - Homeowner Flood Insurance Transparency and Protection Act S. 4533 - NFIP Extension Act of 2022 S. ___ - COASTAL Act S. ___ - State Flood Mitigation Revolving Fund Act Climate change legislation Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation

Flood Insurance HR2471 - Consolidated Appropriations Act of 2022 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7202 - National Flood Insurance Program Affordability Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 HR7364 - Stop Flood Insurance Rate Hikes Act HR7836 - Repeatedly Flood Communities Planning Assistance Act of 2022 HR8257 - Department of Homeland Security Appropriations Act, 2023 HR8036 - National Flood Insurance Program Extension Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S3829 - Flood Insurance Pricing Transparency Act S3934 - Homeowner Flood Insurance Transparency and Protection Act S4533 - A bill to reauthorize the National Flood Insurance Program Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding Association Health Plans HR4547 - Association Health Plans Act of 2021 Letter to the House Healthy Futures Task Force Affordability Subcommittee regarding the Affordable Health Care RFI. Discussions with the House Education and Labor Committee regarding AHPs. National Disaster Risk Reinsurance Program HR7643 - FAITH Act of 2022 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Communications with Fannie Mae regarding flood insurance. Communications with the Federal Housing Finance Agency (FHFA) regarding flood insurance. Communications with the Federal Housing Administration (FHA) within the Department of Housing and Urban Development (HUD) regarding flood insurance.

Flood Insurance HR2471 - Consolidated Appropriations Act of 2022 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7202 - National Flood Insurance Program Affordability Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 HR7364 - Stop Flood Insurance Rate Hikes Act HR7836 - Repeatedly Flood Communities Planning Assistance Act of 2022 HR8257 - Department of Homeland Security Appropriations Act, 2023 HR8036 - National Flood Insurance Program Extension Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S3829 - Flood Insurance Pricing Transparency Act S3934 - Homeowner Flood Insurance Transparency and Protection Act S4533 - A bill to reauthorize the National Flood Insurance Program Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act National Disaster Risk Reinsurance Program HR7643 - FAITH Act of 2022 Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Communications with Fannie Mae regarding flood insurance. Communications with the Federal Housing Finance Agency (FHFA) regarding flood insurance. Communications with the Federal Housing Administration (FHA) within the Department of Housing and Urban Development (HUD) regarding flood insurance.

Supported reauthorization of the National Flood Insurance Program (NFIP); supported repeal of the Federal Insurance Office (FIO); supported The Federal Insurance Office Abolishment Act (S. 524); supported the Federal Insurance Office Elimination Act (H.R. 4866); supported a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level by supporting the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/S. 862); supported the Removing Barriers to Private Flood Insurance Act (S. 2913); supported Cannabis Safe Harbor protections in the National Defense Authorization Act (H.R. 4350); supported the inclusion of SAFE Banking Act provisions in the America Creating Opportunities for Manufacturing, Pre-Eminence in Technology and Economic Strength (COMPETES) Act of 2022 (H.R.4521); supported the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); supported the Flood Insurance Pricing Transparency Act (S. 3829). Conducted outreach and provided feedback to FEMA and Federal Insurance and Mitigation Administration (FIMA) on issues related to applicable Flood Insurance Manuals and availability of and access to relevant underwriting bulletins, availability of independent agent training on the Risk Rating 2.0 rating engine, the value of and need for agent-specific educational offerings on RR 2.0, the development of agent-oriented supplemental guidance documentation regarding RR 2.0, data gathering on RR 2.0 quotes and policy issuance, requested updates on FEMA webpages concerning agent education, marketing materials, and Risk Rating 2.0-related program changes, provided FEMA with recommended improvements to RR 2.0

H.R. 481 - Flood Resiliency and Taxpayer Savings Act of 2021 H.R. 1640 - Repeatedly Flooded Communities Preparation Act H.R. 1797 - Repeatedly Flooded Communities Preparation Act H.R. 1936 - Climate Resilient Communities Act H.R. 1950 - Water Quality Protection and Job Creation Act of 2021 H.R. 2632 - Build for Future Disasters Act H.R. 2760 - Built to Last Act of 2021 H.R. 3417 - Taxpayer Exposure Mitigation Act H.R. 4226 - Flood Insurance Fairness Act H.R.4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 5532 - National Disaster Safety Board Act of 2021 H.R. 5689 - Resilient AMERICA Act H.R. 5793 - NFIP Risk Rating 2.0 Delay Act of 2021 H.R. 5802 - National Flood Insurance Program Reauthorization and Reform Act of 2021 H.R. 6236 - FAIRNESS in Flood Insurance Act of 2021 H.R. 6336 - Western Wildfire Support Act of 2021 H.R. 6396 - Climate RESILIENCE Act H.R. 6461 - National Climate Adaptation and Resilience Strategy Act H.R. 7202 - National Flood Insurance Program Affordability Act of 2022 H.R. 7221 - Increased Cost of Compliance Modernization Act of 2022 H.R. 7242 - Community Disaster Resilience Zones (CDRZ) Act of 2022 H.R. 7364 - Stop Flood Insurance Rate Hikes Act H.R. 7842 - Protecting Families and the Solvency of the National Flood Insurance Program Act of 2022 H.R. 7863 - Disaster Resiliency Planning Act H.R. 8036 - National Flood Insurance Program Extension Act of 2022 H.R. __ - A bill to limit the annual increases in premiums and surcharges under the National Flood Insurance Program, and for other purposes. H.R. ___ - Delivering Equity and Justice for Disaster Survivors Act of 2021 H.R. ___ - National Flood Insurance Program Reauthorization Act H.R. ___ - State Flood Mitigation Revolving Fund Act H.R. ___ - National Flood Insurance Program Reauthorization Act of 2022 S. 1282 - Built to Last Act of 2021 S. 1688 - Federal Flood Risk Management Act S. 1931 - Surface Transportation Reauthorization Act of 2021 S. 1960 - Flood Insurance Fairness Act S. 2153 - Repeatedly Flooded Communities Preparation Act S. 2724 - NFIP Extension Act of 2021 S. 2788 - NFIP Extension Act of 2021 S. 2831 - Flood Insurance Flexibility Act S. 2832 - No NFIP Subsidies for Millionaires Act S. 2833 - NFIP Underwater Properties Act S. 2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S. 2913 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S. 2915 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return the National Flood Insurance Program without penalty, and for other purposes. S. 2916 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. S. 3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S. 3502 - Achieving Equity in Disaster Response, Recovery, and Resilience Act of 2022 S. 3531 - National Climate Adaptation and Resilience Strategy Act S. 3829 - Flood Insurance Pricing Transparency Act S. 3875 - Community Disaster Resilience Zones (CDRZ) Act of 2022 S. 3934 - Homeowner Flood Insurance Transparency and Protection Act S. ___ - COASTAL Act S. ___ - State Flood Mitigation Revolving Fund Act Climate change legislation Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation

Flood Insurance Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with the House and Senate re: DHS appropriations for NFIP extension, flood maps. Discussions with the House Financial Services Committee re: draft legislation to reauthorize the NFIP. Letter to Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding HR2471 - Consolidated Appropriations Act of 2022 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 Association Health Plans HR4547 - Association Health Plans Act of 2021 Letter to the House Healthy Futures Task Force Affordability Subcommittee regarding the Affordable Health Care RFI. Discussions with the House Education and Labor Committee regarding AHPs. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with Fannie Mae and Freddie Mac regarding flood insurance.

Flood Insurance HR2471 - Consolidated Appropriations Act of 2022 HR2995 - NFIP RISC Act of 2021 HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act HR4226 - Flood Insurance Fairness Act HR4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. HR5256 - Flood History Information Act of 2021 HR5556 - Flood Risk Transparency for Homebuyers Act HR6119 - Further Extending Government Funding Act HR7221 - Increased Cost of Compliance Modernization Act of 2022 S558 - FLOODS Act S1960 - Flood Insurance Fairness Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S2915 - Flood Insurance Consumer Choice Act of 2021 S2947 - Flood Risk Transparency for Homebuyers Act S2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with Congress about increased FY2022 FEMA Flood Risk Mapping Program Funding COVID-19 Relief HR1319 - American Rescue Plan Act of 2021 HR1799 - PPP Extension Act of 2021 S404 - Coronavirus Housing Counseling Improvement Act S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act Communications with the Treasury Department regarding the Emergency Rental Assistance Program (ERAP). Communications with the Department of Housing and Urban Development (HUD) regarding the Emergency Rental Assistance Program. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Communications with Fannie Mae and Freddie Mac regarding flood insurance. Conversations with the Government Accountability Office (GAO) regarding the Small Business Administration's (SBA) Emergency Income Disaster Loan (EIDL) program.

H.R. 481 - Flood Resiliency and Taxpayer Savings Act of 2021 H.R. 1640 - Repeatedly Flooded Communities Preparation Act H.R. 1797 - Repeatedly Flooded Communities Preparation Act H.R. 1936 - Climate Resilient Communities Act H.R. 1950 - Water Quality Protection and Job Creation Act of 2021 H.R. 2632 - Build for Future Disasters Act H.R. 2760 - Built to Last Act of 2021 H.R. 3417 - Taxpayer Exposure Mitigation Act H.R. 4226 - Flood Insurance Fairness Act H.R.4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 5532 - National Disaster Safety Board Act of 2021 H.R. 5689 - Resilient AMERICA Act H.R. 5793 - NFIP Risk Rating 2.0 Delay Act of 2021 H.R. 5802 - National Flood Insurance Program Reauthorization and Reform Act of 2021 H.R. 6236 - FAIRNESS in Flood Insurance Act of 2021 H.R. 6336 - Western Wildfire Support Act of 2021 H.R. 6396 - Climate RESILIENCE Act H.R. 6461 - National Climate Adaptation and Resilience Strategy Act H.R. 7202 - National Flood Insurance Program Affordability Act of 2022 H.R. 7221 - Increased Cost of Compliance Modernization Act of 2022 H.R. 7242 - Community Disaster Resilience Zones (CDRZ) Act of 2022 H.R. ___ - Delivering Equity and Justice for Disaster Survivors Act of 2021 H.R. ___ - National Flood Insurance Program Reauthorization Act H.R. ___ - State Flood Mitigation Revolving Fund Act S. 1282 - Built to Last Act of 2021 S. 1688 - Federal Flood Risk Management Act S. 1931 - Surface Transportation Reauthorization Act of 2021 S. 1960 - Flood Insurance Fairness Act S. 2153 - Repeatedly Flooded Communities Preparation Act S. 2724 - NFIP Extension Act of 2021 S. 2788 - NFIP Extension Act of 2021 S. 2831 - Flood Insurance Flexibility Act S. 2832 - No NFIP Subsidies for Millionaires Act S. 2833 - NFIP Underwater Properties Act S. 2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S. 2913 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S. 2915 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return the National Flood Insurance Program without penalty, and for other purposes. S. 2916 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. S. 3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S. 3502 - Achieving Equity in Disaster Response, Recovery, and Resilience Act of 2022 S. 3531 - National Climate Adaptation and Resilience Strategy Act S. 3829 - Flood Insurance Pricing Transparency Act S. 3875 - Community Disaster Resilience Zones (CDRZ) Act of 2022 S. 3934 - Homeowner Flood Insurance Transparency and Protection Act S. ___ - COASTAL Act S. ___ - State Flood Mitigation Revolving Fund Act Climate change legislation Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation

Supported reauthorization of the National Flood Insurance Program (NFIP); supported repeal of the Federal Insurance Office (FIO); supported The Federal Insurance Office Abolishment Act (S. 524); supported the Federal Insurance Office Elimination Act (H.R. 4866); supported a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level: supported the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/S. 862); supported the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); supported the Removing Barriers to Private Flood Insurance Act (S. 2913); supported Cannabis Safe Harbor protections in the National Defense Authorization Act (H.R. 4350); supported the inclusion of SAFE Banking Act provisions in the America Creating Opportunities for Manufacturing, Pre-Eminence in Technology and Economic Strength (COMPETES) Act of 2022 (H.R.4521); supported the Flood Insurance Pricing Transparency Act (S. 3829). Provided outreach and feedback to FEMA and Federal Insurance and Mitigation Administration (FIMA) on issues related to applicable Flood Insurance Manuals and availability of and access to relevant underwriting bulletins, availability of training on the Risk Rating 2.0 rating engine for independent agents, the value of and need for agent-specific educational offerings on RR 2.0, the development of agent-oriented supplemental guidance documentation regarding RR 2.0, data gathering on RR 2.0 quotes and policy issuance, requested updates on FEMA webpages concerning agent education, marketing materials, and Risk Rating 2.0-related program changes, provided FEMA with recommended improvements to RR 2.0, invited FEMA representatives to attend spring governance meeting, discussed with FEMA other issues relating to the NFIP, and provided comments on FEMA's Request for Information on Revising the NFIP's Floodplain Management Standards.

P.L. 117-58/H.R. 3684 - Infrastructure Investment and Jobs Act (previously INVEST in America Act) H.R. 481 - Flood Resiliency and Taxpayer Savings Act of 2021 H.R. 1640 - Repeatedly Flooded Communities Preparation Act H.R. 1797 - Repeatedly Flooded Communities Preparation Act H.R. 1936 - Climate Resilient Communities Act H.R. 1950 - Water Quality Protection and Job Creation Act of 2021 H.R. 2632 - Build for Future Disasters Act H.R. 2760 - Built to Last Act of 2021 H.R. 3417 - Taxpayer Exposure Mitigation Act H.R. 4226 - Flood Insurance Fairness Act H.R.4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 5532 - National Disaster Safety Board Act of 2021 H.R. 5689 - Resilient AMERICA Act H.R. 5793 - NFIP Risk Rating 2.0 Delay Act of 2021 H.R. 5802 - National Flood Insurance Program Reauthorization and Reform Act of 2021 H.R. ___ - National Flood Insurance Program Reauthorization Act H.R. ___ - State Flood Mitigation Revolving Fund Act S. 1282 - Built to Last Act of 2021 S. 1688 - Federal Flood Risk Management Act S. 1931 - Surface Transportation Reauthorization Act of 2021 S. 1960 - Flood Insurance Fairness Act S. 2153 - Repeatedly Flooded Communities Preparation Act S. 2724 - NFIP Extension Act of 2021 S. 2788 - NFIP Extension Act of 2021 S. 2831 - Flood Insurance Flexibility Act S. 2832 - No NFIP Subsidies for Millionaires Act S. 2833 - NFIP Underwater Properties Act S. 2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S. 2913 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S. 2915 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return the National Flood Insurance Program without penalty, and for other purposes. S. 2916 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. S. 3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S. ___ - COASTAL Act S. ___ - State Flood Mitigation Revolving Fund Act Climate change legislation Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation

P.L. 117-58/H.R. 3684 - Infrastructure Investment and Jobs Act (previously INVEST in America Act) H.R. 481 - Flood Resiliency and Taxpayer Savings Act of 2021 H.R. 1640 - Repeatedly Flooded Communities Preparation Act H.R. 1797 - Repeatedly Flooded Communities Preparation Act H.R. 1936 - Climate Resilient Communities Act H.R. 1950 - Water Quality Protection and Job Creation Act of 2021 H.R. 2632 - Build for Future Disasters Act H.R. 2760 - Built to Last Act of 2021 H.R. 3417 - Taxpayer Exposure Mitigation Act H.R. 4226 - Flood Insurance Fairness Act H.R.4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. 5532 - National Disaster Safety Board Act of 2021 H.R. 5689 - Resilient AMERICA Act H.R. 5793 - NFIP Risk Rating 2.0 Delay Act of 2021 H.R. 5802 - National Flood Insurance Program Reauthorization and Reform Act of 2021 H.R. ___ - National Flood Insurance Program Reauthorization Act H.R. ___ - State Flood Mitigation Revolving Fund Act S. 1282 - Built to Last Act of 2021 S. 1688 - Federal Flood Risk Management Act S. 1931 - Surface Transportation Reauthorization Act of 2021 S. 1960 - Flood Insurance Fairness Act S. 2153 - Repeatedly Flooded Communities Preparation Act S. 2724 - NFIP Extension Act of 2021 S. 2788 - NFIP Extension Act of 2021 S. 2831 - Flood Insurance Flexibility Act S. 2832 - No NFIP Subsidies for Millionaires Act S. 2833 - NFIP Underwater Properties Act S. 2869 - NFIP Risk Rating 2.0 Delay Act of 2021 S. 2913 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S. 2915 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return the National Flood Insurance Program without penalty, and for other purposes. S. 2916 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. S. 3128 - National Flood Insurance Program Reauthorization and Reform Act of 2021 S. ___ - COASTAL Act S. ___ - State Flood Mitigation Revolving Fund Act Climate change legislation Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation

H.R. 481 - Flood Resiliency and Taxpayer Savings Act of 2021 H.R. 1640 - Repeatedly Flooded Communities Preparation Act H.R. 1797 - Repeatedly Flooded Communities Preparation Act H.R. 1936 - Climate Resilient Communities Act H.R. 1950 - Water Quality Protection and Job Creation Act of 2021 H.R. 2632 - Build for Future Disasters Act H.R. 2760 - Built to Last Act of 2021 H.R. 3417 - Taxpayer Exposure Mitigation Act H.R. 3684 - INVEST in America Act H.R. 4226 - Flood Insurance Fairness Act H.R.4699 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. H.R. ___ - National Flood Insurance Program Reauthorization Act H.R. ___ - State Flood Mitigation Revolving Fund Act S. 1282 - Built to Last Act of 2021 S. 1688 - Federal Flood Risk Management Act S. 1960 - Flood Insurance Fairness Act S. 1931 - Surface Transportation Reauthorization Act of 2021 S. 2153 - Repeatedly Flooded Communities Preparation Act S. 2724 - NFIP Extension Act of 2021 S. 2788 - NFIP Extension Act of 2021 S. 2831 - Flood Insurance Flexibility Act S. 2832 - No NFIP Subsidies for Millionaires Act S. 2833 - NFIP Underwater Properties Act S. 2869 - A bill to temporarily limit the authority of the Administrator of the Federal Emergency Management Agency to prescribe chargeable premium rates for flood insurance under the National Flood Insurance Program. S. 2913 - A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products. S. 2915 - A bill to allow National Flood Insurance Program policyholders who leave the program to purchase a private insurance flood policy to return the National Flood Insurance Program without penalty, and for other purposes. S. 2916 - A bill to amend the National Flood Insurance Act of 1968 to require that certain information is made publicly available, and for other purposes. S. ___ - COASTAL Act S. ___ - State Flood Mitigation Revolving Fund Act Climate change legislation Disaster mitigation legislation NFIP Reauthorization, Reform, Debt Cancellation, Risk Sharing, and Reinsurance legislation

Supported reauthorization of the National Flood Insurance Program (NFIP); supported repeal of the Federal Insurance Office (FIO); supported The Federal Insurance Office Abolishment Act (S. 524); supported the Federal Insurance Office Elimination Act (H.R. 4866); supported a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level: supported the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/S. 862); supported the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); supported the Removing Barriers to Private Flood Insurance Act (S. 2913); supported Cannabis Safe Harbor protections in the National Defense Authorization Act (H.R. 4350). Provided outreach and feedback to FEMA and Federal Insurance and Mitigation Administration (FIMA) on issues related to possible lapse in authority of NFIP, content of applicable Flood Insurance Manuals, timing of the deployment of its Risk Rating 2.0 (RR 2.0) methodology and rating engine to Write-Your-Own carriers and vendors, availability of the rating engine to independent agents, timing of planned updates to the RR 2.0 system, the value of and need for agent-specific educational offerings on RR 2.0, the development of agent-oriented supplemental guidance documentation regarding RR 2.0, data gathering on RR 2.0 quotes and policy issuance, availability of PIVOT system, statistical data on relative representation among private and NFIP flood insurance policies, requested updated on FEMA webpages concerning agent education, marketing materials, and Risk Rating 2.0-related program changes, and other issues relating to the NFIP. Communicated with office of Rep. Carolyn Maloney (D-NY) expressing concerns about changes to H.R. 5823, the Pandemic Risk Insurance Act of 2021, as introduced. Communicated with FIO in response to its Request for Information on the Insurance Sector and Climate-Related Financial Risks.

Support reauthorization of the National Flood Insurance Program (NFIP); support repeal of the Federal Insurance Office; support The Federal Insurance Office Abolishment Act (S. 524); support the Federal Insurance Office Elimination Act (H.R. 4866); support a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level: support the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/ S. 862); support the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); support the Removing Barriers to Private Flood Insurance Act (S. 2913); support Cannabis Safe Harbor protections in the National Defense Authorization Act (H.R. 4350). Provide outreach and feedback to FEMA on issues related to potential for lapse in authority of NFIP, draft Flood Insurance Manual(s), the timing of the deployment of its Risk Rating 2.0 (RR 2.0) methodology and rating engine to Write-Your-Own carriers and vendors, the availability of the rating engine to independent agents, the value of and need for agent-specific educational offerings on RR 2.0, the development of agent-oriented supplemental guidance documentation regarding RR 2.0, data gathering on RR 2.0 quotes and policy issuance, and other issues relating to the NFIP.

Client expense: $50,000 · Firm income: Not reported