Safeguarding Social Security Numbers Act of 2008

Social Security Number protection and misuse - HR5234, HR3046, S1208, S2915 FHA Reorganization Act, Alternative data issues - HR1852, S2338, HR3221 Identity theft prevention, Consumer security freeze, Security breach - HR3316, S806, S1178, S1260, HR4791, S239 Credit Repair Organization Act. Consumer protection for users of credit monitoring servcies - HR 2885 Military Services Deployment Act. Notation into active duty servicemen's credit file that they are on duty - HR513 E-Verify - HR 4088 Nondiscriminatory Use of Consumer Reports and Consumer Information Act, Use if consumr reports in connection with personal lines of insurance - HR 5633 Mortgage Credit Repair Act, Credit scores effected by subprime and ARM loans - HR 7267

Client expense: $130,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

Issues related to deposit/checking/savings accounts, mortgage loans, home equity lines of credit, student loans (public and private), bankruptcy reform, arbitration provisions in consumer contracts, and other issues which includes the following legislation: S. 1299 Borrowers Protection Act of 2007; H.R. 3012 Fair Mortgage Practices Act of 2007; H.R. 3081 Fairness for Homeowners Act of 2007; H.R. 3296 Mortgage Broker Transparency and Accountability Act of 2007; H.R. 3609 Emergency Home Ownership and Mortgage Equity Protection Act of 2007; S. 2136 Helping Families Save Their Homes in Bankruptcy Act of 2007; S. 2133 Homeowners Mortgage and Equity Savings Act of 2007; H.R. 946 Consumer Overdraft Protection Fair Practices Act; H.R. 3221 American Housing Rescue and Foreclosure Prevention Act of 2008; H.R. 3915 Mortgage Reform and Anti-Predatory Lending Act of 2007; S. 2452 Home Ownership Preservation and Protection Act of 2007; S. 2636 Foreclosure Prevention Act of 2008; H.R. 4044 National Guard and Reservists Debt Relief Act of 2008; H.R. 3010 Arbitration Fairness Act; H.R. 5312 Automobile Arbitration Fairness Act of 2008; H.R. 6126 Fairness in Nursing Home Arbitration Act of 2008; S. 2838 Fairness in Nursing Home Arbitration Act; H.R. 890 Student Loan Sunshine Act of 2007; S. 486 Student Loan Sunshine Act; H.R. 4137 College Opportunity and Affordability Act of 2007; S. 1642 Higher Education Amendments of 2007; H.R. 2669 College Cost Reduction and Access Act; H.R. 5715 Ensuring Continued Access to Student Loans Act of 2008; S. 2815 Strengthening Student Aid for All Act; and H.R. 5767 (no title bill to prohibit regulatory agencies from issuing rules on UIGEA); H.R. 1424 - Emergency Economic Stabilization Act. Issues related to credit card use including interchange which includes the following legislation: S. 1395 Stop Unfair Practices in Credit Cards Act of 2007; S. 1925 Student Credit Card Protection Act of 2007; S. 3252 Credit Card Accountability, Responsibility and Disclosure (Credit CARD) Act; H.R. 3347 Student Credit Card Protection Act of 2007; H.R. 5244 Credit Cardholders Bill of Rights Act of 2008; H.R. 5546 Credit Card Fair Fee Act of 2008; H.R. 6248 Credit Card Interchange Fees Act of 2008; and S. 3086 Credit Card Fair Fee Act of 2008 Issues related to consumer information, privacy, data security, restrictions on the use of data and privacy including the following legislation: H.R. 948 Social Security Number Protection At of 2007; S. 238 Social Security Number Misuse Prevention Act; S. 495 Personal Data Privacy and Security Act of 2007; S. 1178 Identity Theft Prevention Act; S. 2915 Safeguarding Social Security Numbers Act of 2008; H.R. 958 Data Accountability and Trust Act; H.R. 1685 Data Security Act of 2007; H.R. 1525 Internet Spyware (I-SPY) Prevention Act of 2007; H.R. 1685 Data Security Act of 2007; H.R. 3046 Social Security Number Privacy and Identify Theft Prevention Act of 2007; H.R. 3316 Identity Theft Protection Act of 2007; H.R. 5324 Social Security Number Misuse Prevention Act; and S. 2661 Anti-Phishing Consumer Protection Act of 2008.

Issues related to data security, restrictions on the use of data and privacy including the following legislation: S.239 - Notification of Risk to Personal Data Act of 2007; S.1202 - Personal Data Protection Act of 2007; S.1260 -Data Security Act of 2007; HR.948 - Social Security Number Protection Act of 2007; S.238 - Social Security Number Misuse Prevention Act; S.495 - Personal Data Privacy and Security Act of 2007 ; S.1178 - Identity Theft Prevention Act; S.2915 - Safeguarding Social Security Numbers Act of 2008; H.R.958 - Data Accountability and Trust Act; H.R.1685 - Data Security Act of 2007; H.R.1525 - Internet Spyware (I-SPY) Prevention Act of 2007; H.R.1685 - Data Security Act of 2007; H.R.3046 - Social Security Number Privacy and Identity Theft Prevention Act of 2007; H.R.3316 - Identity Theft Protection Act of 2007; H.R.4175 - Privacy and Cybercrime Enforcement Act of 2007; and H.R.5324 - Social Security Number Misuse Prevention Act.

Client expense: $337,000 · Firm income: Not reported

S. 1208: to provide additional security and privacy protection for Social Security account numbers. S. 1558: to amend title 14, U.S. Code, to strengthen requirements related to security breaches of data involving the disclosure of sensitive personal information. H.R.136: To amend title II of the Social Security Act to provide that individuals and appropriate authorities are notified by the Commissioner of Social Security of evidence of misuse of the Social Security account numbers of such individuals. H.R.948: To strengthen the authority of the Federal Government to protect individuals from certain acts and practices in the sale and purchase of Social Security numbers and Social Security account numbers, and for other purposes. H.R.958: To protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for nationwide notice in the event of a security breach. H.R.1627: To amend title II of the Social Security Act to require that the Commissioner of Social Security notify individuals of improper use of their Social Security account numbers. H.R.1685: To protect information relating to consumers, to require notice of security breaches, and for other purposes. H.R. 2124: to amend title 44, U.S. Code, to strengthen requirements related to security breaches of data involving the disclosure of sensitive personal information. H.R. 2455: to amend title II of the Social Security Act to prohibit the sale, purchase, and display to the general public of the Social Security account number. H.R.3316: To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes. H.R. 4175: To amend title 18, U.S. Code, with respect to data privacy and security, and for other purposes. H.R. 4241: To prohibit the transfer of personal information to any person or business outside the United States, without notice. H.R. 5633: To amend the Fair Credit Reporting Act to prohibit certain discriminatory uses of consumer reports and consumer information in connection with certain personal lines of insurance, and for other purposes. H.R.5938: Identity Theft Enforcement and Restitution Act of 2008' S.92: A bill to amend the Communications Act of 1934 to prohibit the unlawful acquisition and use of confidential customer proprietary network information, and for other purposes. S.238: A bill to amend title 18, United States Code, to limit the misuse of Social Security numbers, to establish criminal penalties for such misuse, and for other purposes. S.239: A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. S.495: A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. S.1178: A bill to strengthen data protection and safeguards, require data breach notification, and further prevent identity theft. S.1260: A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes. S.1814: to provide individuals with access to health information of which they are a subject, ensure personal privacy with respect to health related information, promote the use of non-identifiable information for health research, impose criminal and civil penalties for unauthorized use of protected health information, to provide for the strong enforcement of these rights, and to protect states' rights. S.2168: A bill to amend title 18, United States Code, to enable increased federal prosecution of identity theft crimes and to allow for restitution to victims of identity theft. S. 2661: To prohibit the collection of identifying information of individuals by false, fraudulent, or deceptive means through the Internet, a practice known as "phishing," to provide the Federal Trade Commission the necessary authority to enforce such prohibition, and for other purposes. S.2915: to require the commissioner of the Social Security Administration to issue uniform standards for the method for truncation of Social Security account numbers in order to protect such numbers from being used in the perpetration of fraud or identity theft and to provide for a prohibition on the display to the general public on the Internet of Social Security account numbers by state and local governments, and for other purposes S.3053: To amend title XI of the Social Security Act to provide grants for eligible entities to provide services to improve financial literacy among older individuals. S. 3252: to amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers, and for other purposes.

Social Security Number protection and misuse - HR 5234,HR 3046, S1208, S2915 FHA Reorganization Act, alternative data issues - HR 1852, S 2338, HR 3221 Identity theft prevention, consumer security freeze, security breach - HR 3316, S 806, S 1178, S 1260, HR 4791, S 239 Credit Repair Organizations Act. Consumer protection for users of credit monitoring services - HR 2885 Military Services Deployment Act. Notation into active duty servicemen's credit file that they are on duty - HR 513 E-Verify - HR 4088 Nondiscriminatory Use of Consumer Reportsand Consumer Information Act, use of consumer reports in connection with personal lines of insurance, HR 5633

Client expense: $130,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

S. 1208: to provide additional security and privacy protection for Social Security account numbers. S. 1558: to amend title 14, U.S. Code, to strengthen requirements related to security breaches of data involving the disclosure of sensitive personal information. H.R.136: To amend title II of the Social Security Act to provide that individuals and appropriate authorities are notified by the Commissioner of Social Security of evidence of misuse of the Social Security account numbers of such individuals. H.R.948: To strengthen the authority of the Federal Government to protect individuals from certain acts and practices in the sale and purchase of Social Security numbers and Social Security account numbers, and for other purposes. H.R.958: To protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for nationwide notice in the event of a security breach. H.R.1627: To amend title II of the Social Security Act to require that the Commissioner of Social Security notify individuals of improper use of their Social Security account numbers. H.R.1685: To protect information relating to consumers, to require notice of security breaches, and for other purposes. H.R. 2124: to amend title 44, U.S. Code, to strengthen requirements related to security breaches of data involving the disclosure of sensitive personal information. H.R. 2455: to amend title II of the Social Security Act to prohibit the sale, purchase, and display to the general public of the Social Security account number. H.R.3316: To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes. H.R. 4175: To amend title 18, U.S. Code, with respect to data privacy and security, and for other purposes. H.R. 4241: To prohibit the transfer of personal information to any person or business outside the United States, without notice. H.R. 5633: To amend the Fair Credit Reporting Act to prohibit certain discriminatory uses of consumer reports and consumer information in connection with certain personal lines of insurance, and for other purposes. S.92: A bill to amend the Communications Act of 1934 to prohibit the unlawful acquisition and use of confidential customer proprietary network information, and for other purposes. S.238: A bill to amend title 18, United States Code, to limit the misuse of Social Security numbers, to establish criminal penalties for such misuse, and for other purposes. S.239: A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. S.495: A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. S.1178: A bill to strengthen data protection and safeguards, require data breach notification, and further prevent identity theft. S.1260: A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes. S.1814: to provide individuals with access to health information of which they are a subject, ensure personal privacy with respect to health related information, promote the use of non-identifiable information for health research, impose criminal and civil penalties for unauthorized use of protected health information, to provide for the strong enforcement of these rights, and to protect states' rights. S. 2661: To prohibit the collection of identifying information of individuals by false, fraudulent, or deceptive means through the Internet, a practice known as "phishing," to provide the Federal Trade Commission the necessary authority to enforce such prohibition, and for other purposes. S.2915: to require the commissioner of the Social Security Administration to issue uniform standards for the method for truncation of Social Security account numbers in order to protect such numbers from being used in the perpetration of fraud or identity theft and to provide for a prohibition on the display to the general public on the Internet of Social Security account numbers by state and local governments, and for other purposes S.3053: To amend title XI of the Social Security Act to provide grants for eligible entities to provide services to improve financial literacy among older individuals.

Issues related to deposit/checking/savings accounts, mortgage loans, home equity lines of credit, student loans (public and private), bankruptcy reform, arbitration provisions in consumer contracts, and other issues which includes the following legislation: S. 1299 Borrowers Protection Act of 2007; H.R. 3012 Fair Mortgage Practices Act of 2007; H.R. 3081 Fairness for Homeowners Act of 2007; H.R. 3296 Mortgage Broker Transparency and Accountability Act of 2007; H.R. 3609 Emergency Home Ownership and Mortgage Equity Protection Act of 2007; S. 2136 Helping Families Save Their Homes in Bankruptcy Act of 2007; S. 2133 Homeowners Mortgage and Equity Savings Act of 2007; H.R. 946 Consumer Overdraft Protection Fair Practices Act; H.R. 3221 American Housing Rescue and Foreclosure Prevention Act of 2008; H.R. 3915 Mortgage Reform and Anti-Predatory Lending Act of 2007; S. 2452 Home Ownership Preservation and Protection Act of 2007; S. 2636 Foreclosure Prevention Act of 2008; H.R. 4044 National Guard and Reservists Debt Relief Act of 2008; H.R. 3010 Arbitration Fairness Act; H.R. 5312 Automobile Arbitration Fairness Act of 2008; H.R. 6126 Fairness in Nursing Home Arbitration Act of 2008; S. 2838 Fairness in Nursing Home Arbitration Act; H.R. 890 Student Loan Sunshine Act of 2007; S. 486 Student Loan Sunshine Act; H.R. 4137 College Opportunity and Affordability Act of 2007; S. 1642 Higher Education Amendments of 2007; H.R. 2669 College Cost Reduction and Access Act; H.R. 5715 Ensuring Continued Access to Student Loans Act of 2008; S. 2815 Strengthening Student Aid for All Act; and H.R. 5767 (no title bill to prohibit regulatory agencies from issuing rules on UIGEA). Issues related to credit card use including interchange which includes the following legislation: S. 1395 Stop Unfair Practices in Credit Cards Act of 2007; S. 1925 Student Credit Card Protection Act of 2007; S. 3252 Credit Card Accountability, Responsibility and Disclosure (Credit CARD) Act; H.R. 3347 Student Credit Card Protection Act of 2007; H.R. 5244 Credit Cardholders Bill of Rights Act of 2008; H.R. 5546 Credit Card Fair Fee Act of 2008; H.R. 6248 Credit Card Interchange Fees Act of 2008; and S. 3086 Credit Card Fair Fee Act of 2008 Issues related to consumer information, privacy, data security, restrictions on the use of data and privacy including the following legislation: H.R. 948 Social Security Number Protection At of 2007; S. 238 Social Security Number Misuse Prevention Act; S. 495 Personal Data Privacy and Security Act of 2007; S. 1178 Identity Theft Prevention Act; S. 2915 Safeguarding Social Security Numbers Act of 2008; H.R. 958 Data Accountability and Trust Act; H.R. 1685 Data Security Act of 2007; H.R. 1525 Internet Spyware (I-SPY) Prevention Act of 2007; H.R. 1685 Data Security Act of 2007; H.R. 3046 Social Security Number Privacy and Identify Theft Prevention Act of 2007; H.R. 3316 Identity Theft Protection Act of 2007; H.R. 5324 Social Security Number Misuse Prevention Act; and S. 2661 Anti-Phishing Consumer Protection Act of 2008.

Issues related to data security, restrictions on the use of data and privacy including the following legislation: S.239 - Notification of Risk to Personal Data Act of 2007; S.1202 - Personal Data Protection Act of 2007; S.1260 -Data Security Act of 2007; HR.948 - Social Security Number Protection Act of 2007; S.238 - Social Security Number Misuse Prevention Act; S.495 - Personal Data Privacy and Security Act of 2007 ; S.1178 - Identity Theft Prevention Act; S.2915 - Safeguarding Social Security Numbers Act of 2008; H.R.958 - Data Accountability and Trust Act; H.R.1685 - Data Security Act of 2007; H.R.1525 - Internet Spyware (I-SPY) Prevention Act of 2007; H.R.1685 - Data Security Act of 2007; H.R.3046 - Social Security Number Privacy and Identity Theft Prevention Act of 2007; H.R.3316 - Identity Theft Protection Act of 2007; H.R.4175 - Privacy and Cybercrime Enforcement Act of 2007; and H.R.5324 - Social Security Number Misuse Prevention Act.

Client expense: $237,000 · Firm income: Not reported

S. 1208: to provide additional security and privacy protection for Social Security account numbers. S. 1558: to amend title 14, U.S. Code, to strengthen requirements related to security breaches of data involving the disclosure of sensitive personal information. H.R.136: To amend title II of the Social Security Act to provide that individuals and appropriate authorities are notified by the Commissioner of Social Security of evidence of misuse of the Social Security account numbers of such individuals. H.R.948: To strengthen the authority of the Federal Government to protect individuals from certain acts and practices in the sale and purchase of Social Security numbers and Social Security account numbers, and for other purposes. H.R.958: To protect consumers by requiring reasonable security policies and procedures to protect computerized data containing personal information, and to provide for nationwide notice in the event of a security breach. H.R.1627: To amend title II of the Social Security Act to require that the Commissioner of Social Security notify individuals of improper use of their Social Security account numbers. H.R.1685: To protect information relating to consumers, to require notice of security breaches, and for other purposes. H.R. 2124: to amend title 44, U.S. Code, to strengthen requirements related to security breaches of data involving the disclosure of sensitive personal information. H.R. 2455: to amend title II of the Social Security Act to prohibit the sale, purchase, and display to the general public of the Social Security account number. H.R.3316: To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes. H.R. 4175: To amend title 18, U.S. Code, with respect to data privacy and security, and for other purposes. H.R. 4241: To prohibit the transfer of personal information to any person or business outside the United States, without notice. H.R. 5633: To amend the Fair Credit Reporting Act to prohibit certain discriminatory uses of consumer reports and consumer information in connection with certain personal lines of insurance, and for other purposes. S.92: A bill to amend the Communications Act of 1934 to prohibit the unlawful acquisition and use of confidential customer proprietary network information, and for other purposes. S.238: A bill to amend title 18, United States Code, to limit the misuse of Social Security numbers, to establish criminal penalties for such misuse, and for other purposes. S.239: A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. S.495: A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. S.1178: A bill to strengthen data protection and safeguards, require data breach notification, and further prevent identity theft. S.1260: A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes. S.1814: to provide individuals with access to health information of which they are a subject, ensure personal privacy with respect to health related information, promote the use of non-identifiable information for health research, impose criminal and civil penalties for unauthorized use of protected health information, to provide for the strong enforcement of these rights, and to protect states' rights. S. 2661: To prohibit the collection of identifying information of individuals by false, fraudulent, or deceptive means through the Internet, a practice known as "phishing," to provide the Federal Trade Commission the necessary authority to enforce such prohibition, and for other purposes. S.2915: to require the commissioner of the Social Security Administration to issue uniform standards for the method for truncation of Social Security account numbers in order to protect such numbers from being used in the perpetration of fraud or identity theft and to provide for a prohibition on the display to the general public on the Internet of Social Security account numbers by state and local governments, and for other purposes S.3053: To amend title XI of the Social Security Act to provide grants for eligible entities to provide services to improve financial literacy among older individuals.

Social Security Number protection and misuse - HR 5234, HR 3046, S 1208, S 2915. FHA Reorganization Act, alternative data issues - HR 1852, S 2338, HR 3221. Identity theft prevention, consumer security freeze, security breach - HR 3316, S 806, S 1178, S 1260, HR 4791, S 239. Credit Repair Organizations Act. Consumer protection for users of credit monitoring services - HR 2885. Military Services Deployment Act. Notation into active duty servicemen's credit file that they are on duty - HR 513. E-Verify - HR 4088.

Client expense: $120,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE