Hurricane and Tornado Mitigation Investment Act of 2007

S. 40, the National Insurance Act (all provisions) S. 926, the Policyholder Disaster Protection Act of 2007 (allowing insurance companies to make tax deductible contributions to a tax-exempt policyholder disaster protection fund) S. 928, the Homeowners Protection Act of 2007 (creating a federal backstop for state natural catastrophe insurance programs) S. 929, the Nonadmitted and Reinsurance Reform Act (all provisions) S. 930, the Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) S. 931, the National Hurricane Research Initiative Act of 2007 (all provisions) S. 2047, the Flood Insurance Disclosure Act of 2007 (all provisions) S. 2284, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) S. 2327, the Homeowners Insurance Assistance Act of 2007 (all provisions) H.R. 1065, the Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 1787, the Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 2895, the National Affordable Housing Trust Fund Act of 2007 (all provisions) H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 3162, Childrens Health and Medicare Protection Act of 2007 (revenue-offset tax provisions) H.R. 3200, the National Insurance Act of 2007 (all provisions to create an optional federal insurance charter) H.R. 3355, the Homeowners Defense Act of 2007 (all provisions) H.R. 3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties (all provisions) H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions) H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008 (all provisions) H.R. 5840, the Insurance Information Act of 2008 (all provisions)

Client expense: $1,930,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

H.R. 1212, H.R. 164, H.R. 1787, H.R. 1832, H.R. 2407, H.R. 3355, H.R. 3644, H.R. 537, H.R. 846, H.R. 913, S. 2286, S. 2310, S. 2327, S. 2328, S. 292, S. 538, S. 690, S. 926, S. 927, S. 928, S. 930, S. 931

Client expense: $454,203 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Congressional Budget Office (CBO), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Disaster Mitigation: H.R. 913 - Hurricane & Tornado Mitigation Investment Act of 2007 S. 930 - Hurricane & Tornado Mitigation Investment Act of 2007 S. 2328 - Property Mitigation Assistance Act of 2007

Client expense: $6,520,000 · Firm income: Not reported

Flood Insurance Reform and Modernization Act of 2007 - H.R. 3121, all provisions; Flood Insurance Reform and Modernization Act of 2007--H.R. 1682, all provisions; Hurricane and Tornado Mitigation Investment Act of 2007 - S. 930, all provisions; Nonadmitted and Reinsurance Reform Act of 2007--S 929, all provisions; Homeowners Protection Act - S. 928, all provisions; Catastrophe Savings Accounts Act of 2007 - S. 927, all provisions; Policyholder Disaster Protection Act of 2007 - S. 926, all provisions Homeowners' Insurance Availability Act of 2007 - H. R. 330, all provisions; Homeowners' Defense Act - H.R. 3355, all provisions; Homeowners' Defense Act - S. 2310, all provisions; To extend the authorization of the NFIP H.R.6965, all provisions

Client expense: $190,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - S. 292, all provisions; Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - H.R. 537, all provisions; Passenger Vehicle Loss Disclosure Act - S. 545, all provisions; Insurance Industry Competition Act of 2007 - H.R. 1081, all provisions; Insurance Industry Competition Act of 2007 - S. 618, all provisions; Homeowners' Insurance Noncoverage Disclosure Act - S. 1061, all provisions; National Insurance Act of 2007 - S. 40, all provisions Community Reinvestment Modernization Act of 2007 - H.R. 1289, all provisions National Insurance Act of 2007 - H.R. 3200, all provisions Terrorism Risk Insurance Improvement Act of 2008 - S. 2621, all provisions Office of Insurance Information Act H.R. 5840, all provisions National Association of Registered Agents and Brokers Reform Act H.R. 5611, all provisions Personal Lines Insurance Fairness Act H.R. 6062, all provisions Risk Retention Act H.R. 5792, all provisions Flood Insurance Reform and Modernization Act of 2007 - H.R. 3121, all provisions Flood Insurance Reform and Modernization Act of 2007 - H.R. 1682, all provisions Hurricane and Tornado Mitigation Investment Act of 2007 - S. 930, all provisions Nonadmitted and Reinsurance Reform Act of 2007 - S. 929, all provisions Homeowners Protection Act - S. 928, all provisions Catastrophe Savings Accounts Act of 2007 - S. 927, all provisions Policyholder Disaster Protection Act of 2007 - S. 926, all provisions Homeowners' Insurance Availability Act of 2007 - H. R. 330, all provisions Homeowners' Defense Act - H.R. 3355, all provisions Homeowners' Defense Act - S. 2310, all provisions To extend the authorization of the NFIP H.R.6965, all provisions

Client expense: $190,000 · Firm income: Not reported

H.R. 1212 - Catastrophic Disaster Recovery Improvements Act of 2007 - All provisions H.R. 164 - Policyholder Disaster Protection Act of 2007 - All provisions H.R. 1787 - Catastrophe Savings Accounts Act of 2007 - All provisions H.R. 1832 - National Hurricane Research Initiative Act of 2007 - All provisions H.R. 2407 - National Hurricane Research Initiative Act of 2007 - All provisions H.R. 537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - All provisions H.R. 846 - Emergency and Disaster Assistance Fraud Penalty Enhancement Act of 2007 - All provisions H.R. 913 - Hurricane and Tornado Mitigation Investment Act of 2007 - All provisions H.R. 3355 - Homeowners' Defense Act of 2007 - All provisions H.R. 3644 - A bill to establish a nonpartisan Commission on Natural Catastrophe Risk Management and Insurance, and for other purposes - All provisions S. 292 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - All provisions S. 538 - Work, Hope and Opportunity for the Disaster Area Today Act - All provisions S. 690 - Catastrophic Disaster Recovery Improvements Act of 2007 - All provisions S. 926 - Policyholder Disaster Protection Act of 2007 - All provisions S. 927 - Catastrophe Savings Accounts Act of 2007 - All provisions S. 928 - Homeowners Protection Act of 2007 - All provisions S. 930 - Hurricane and Tornado Mitigation Investment Act of 2007 - All provisions S. 931 - National Hurricane Research Initiative Act of 2007 - All provisions S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 - All provisions S. 2310 - A bill to establish a national catastrophic risks consortium and a national homeowners' insurance stabilization program - All provisions S. 2327 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for increased homeowners insurance premiums suffered by certain coastal homeowners or resulting from hurricane events - All provisions S. 2328 - A bill to establish a homeowner mitigation loan program within the Federal Emergency Management Agency to promote pre-disaster mitigation measures - All provisions H.R. 1525 - Internet Spyware (I-Spy) Prevention Act of 2007 - All provisions H.R. 6308 - Municipal Bond Fairness Act - All provisions H.R. 964 - SPY Act - All provisions S. 1260 - Data Security Act of 2007 - All provisions S. 1265 - Counter Spy Act - All provisions

H.R. 164; S. 926 Policyholder Disaster Protection Act of 2007 (all provisions) H.R. 46 Small Business Tax Fairness and Simplification Act of 2007 (all provisions) H.R. 3362 Tax Fairness for Small Businesses Act of 2007 (all provisions) H.R. 1787; S. 927 Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 913; S. 930 Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) Estate Tax Reform Extension of Income, Capital Gains and Dividend Tax Reforms H.R. 3970 Tax Reduction and Reform Act of 2007 (all provisions) H.R. 3997; H.R. 1424 Emergency Economic Stabilization Act (all provisions)

Client expense: $250,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR164, HR537, HR846, HR913, HR1787, HR1832, HR2407, HR3355, HR3644, S292, S538, S690, S926, S927, S928, S929, S930, S931, S2286, S2310, S2327, S2328

Client expense: $433,208 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Patent & Trademark Office (PTO), SENATE, Treasury, Dept of

H.R. 1212 - Catastrophic Disaster Recovery Improvements Act of 2007 - All provisions H.R. 164 - Policyholder Disaster Protection Act of 2007 - All provisions H.R. 1787 - Catastrophe Savings Accounts Act of 2007 - All provisions H.R. 1832 - National Hurricane Research Initiative Act of 2007 - All provisions H.R. 2407 - National Hurricane Research Initiative Act of 2007 - All provisions H.R. 537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - All provisions H.R. 846 - Emergency and Disaster Assistance Fraud Penalty Enhancement Act of 2007 - All provisions H.R. 913 - Hurricane and Tornado Mitigation Investment Act of 2007 - All provisions H.R. 3355 - Homeowners' Defense Act of 2007 - All provisions H.R. 3644 - A bill to establish a nonpartisan Commission on Natural Catastrophe Risk Management and Insurance, and for other purposes - All provisions H.R. 6285 - To amend the National Flood Insurance Act of 1968 to provide for adequate progress on the construction of a flood protection system to include the appropriation of at least 60 percent of the sytem cost from Federal, State or local funds - All provisions S. 292 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - All provisions S. 538 - Work, Hope and Opportunity for the Disaster Area Today Act - All provisions S. 690 - Catastrophic Disaster Recovery Improvements Act of 2007 - All provisions S. 926 - Policyholder Disaster Protection Act of 2007 - All provisions S. 927 - Catastrophe Savings Accounts Act of 2007 - All provisions S. 928 - Homeowners Protection Act of 2007 - All provisions S. 930 - Hurricane and Tornado Mitigation Investment Act of 2007 - All provisions S. 931 - National Hurricane Research Initiative Act of 2007 - All provisions S. 929 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 - All provisions S. 2310 - A bill to establish a national catastrophic risks consortium and a national homeowners' insurance stabilization program - All provisions S. 2327 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for increased homeowners insurance premiums suffered by certain coastal homeowners or resulting from hurricane events - All provisions S. 2328 - A bill to establish a homeowner mitigation loan program within the Federal Emergency Management Agency to promote pre-disaster mitigation measures - All provisions

Disaster Mitigation: H.R. 913 - Hurricane & Tornado Mitigation Investment Act of 2007 S. 930 - Hurricane & Tornado Mitigation Investment Act of 2007 S. 2328 - Property Mitigation Assistance Act of 2007

Client expense: $3,820,000 · Firm income: Not reported

S. 40, the National Insurance Act (all provisions) S. 926, the Policyholder Disaster Protection Act of 2007 (allowing insurance companies to make tax deductible contributions to a tax-exempt policyholder disaster protection fund) S. 928, the Homeowners Protection Act of 2007 (creating a federal backstop for state natural catastrophe insurance programs) S. 929, the Nonadmitted and Reinsurance Reform Act (all provisions) S. 930, the Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) S. 931, the National Hurricane Research Initiative Act of 2007 (all provisions) S. 2047, the Flood Insurance Disclosure Act of 2007 (all provisions) S. 2284, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) S. 2327, the Homeowners Insurance Assistance Act of 2007 (all provisions) H.R. 1065, the Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 1787, the Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 2895, the National Affordable Housing Trust Fund Act of 2007 (all provisions) H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 3162, Childrens Health and Medicare Protection Act of 2007 (revenue-offset tax provisions) H.R. 3200, the National Insurance Act of 2007 (all provisions to create an optional federal insurance charter) H.R. 3355, the Homeowners Defense Act of 2007 (all provisions) H.R. 3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties (all provisions) H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions) H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008 (all provisions) H.R. 5840, the Insurance Information Act of 2008 (all provisions)

HR 3121--Flood Insurance Reform and Modernization Act of 2007, all provisions; HR 1682--Flood Insurance Reform and Modernization Act of 2007, all provisions; S 930--Hurricane and Tornado Mitigation Investment Act of 2007, all provisions; S 929--Nonadmitted and Reinsurance Reform Act of 2007, all provisions; S 928--Homeowners Protection Act of 2007, all provisions; S 927--Catastrophe Savings Accounts Act of 2007, all provisions; S 926--Policyholder Disaster Protection Act of 2007, all provisions HR 330--Homeowners' Insurance Availability Act of 2007, all provisions; HR 3355--Homeowners' Defense Act of 2007, all provisions; S 2310--Homeowners' Defense Act of 2007, all provisions; HR 6965--To extend the authorization of the national flood insurance program, and for other purposes, all provisions related to the national flood insurance program.

Client expense: $240,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

H.R. 164; S. 926 Policyholder Disaster Protection Act of 2007 (all provisions) H.R. 46 Small Business Tax Fairness and Simplification Act of 2007 (all provisions) H.R. 3362 Tax Fairness for Small Businesses Act of 2007 (all provisions) H.R. 1787; S. 927 Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 913; S. 930 Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) Estate Tax Reform Extension of Income, Capital Gains and Dividend Tax Reforms H.R. 3970 Tax Reduction and Reform Act of 2007 (all provisions) H.R. 3997; H.R. 1424 Emergency Economic Stabilization Act (all provisions)

Client expense: $240,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Disaster Mitigation: H.R. 913 - Hurricane & Tornado Mitigation Investment Act of 2007 S. 930 - Hurricane & Tornado Mitigation Investment Act of 2007 S. 2328 - Property Mitigation Assistance Act of 2007

Client expense: $3,740,000 · Firm income: Not reported

H.R.3121, Flood Insurance Reform and Modernization Act of 2007. All Provisions. Restores solvency of the national flood insurance program, program to make available multiperil coverage for damage resulting from windstorms and floods. S.2621, Terrorism Risk Insurance Improvement Act of 2008. All Provisions. Amends the Terrorism Risk Insurance Act of 2002, to temporarily reduce the insurer deductibles for insurers sustaining insured losses from large terrorism events. H.R.1065, The Non-Admitted Reinsurance Act. All Provisions. Streamlines the regulation of nonadmitted insurance and reinsurance, and for other purposes. H.R.3355, Homeowners Defense Act of 2007. All Provisions. Ensures the availability and affordability of homeowners' insurance coverage for catastrophic events. S. 292, Commission on Catastrophic Disaster Risk and Insurance Act. All Provisions. A bill to establish a bipartisan commission on insurance reform. S.330, Homeowners' Insurance Availability Act (HIAA). All Provisions. Establishes a Federal program to provide reinsurance to improve the availability of homeowners' insurance. H.R.537, Commission on Catastrophic Disaster Risk and Insurance Act. All Provisions. Establishes a bipartisan commission on insurance reform. S.618, The Insurance Industry Competition Act. All Provisions. A bill to further competition in the insurance industry. H.R.913, The Hurricane and Tornado Mitigation Investment Act. All Provisions. Amends the Internal Revenue Code of 1986 to provide a credit against tax for hurricane and tornado mitigation expenditures. H.R.920, The Multiple Peril Insurance Act. All Provisions. Amends the National Flood Insurance Act of 1968 to provide for the national flood insurance program to make available multiperil coverage for damage resulting from windstorms or floods, and for other purposes. S.926, The Policyholder Disaster Protection Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. S.927, Catastrophic Savings Account Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to create Catastrophe Savings Accounts. S. 928, Homeowners' Insurance Protection Act (HIPA). All Provisions. A bill to establish a program to provide more protection at lower cost through a national backstop for State natural catastrophe insurance programs to help the United States better prepare for and protect its citizens against the ravages of natural catastrophes, to encourage and promote mitigation and prevention for, and recovery and rebuilding from such catastrophes, to better assist in the financial recovery from such catastrophes, and to develop a rigorous process of continuous improvement. H.R.164, The Policyholder Disaster Protection Act. All Provisions. Amends the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. H.R.91, Homeowners' Insurance Protection Act (HIPA). All Provisions. Establishes a program to provide reinsurance for State natural catastrophe insurance programs to help the United States better prepare for and protect its citizens against the ravages of natural catastrophes, to encourage and promote mitigation and prevention for, and recovery and rebuilding from such catastrophes, and to better assist in the financial recovery from such catastrophes. S. 929, The Non-Admitted Lines and Reinsurance Act. All provisions. A bill to streamline the regulation of nonadmitted insurance and reinsurance, and for other purposes. S. 930, The Hurricane and Tornado Mitigation Investment Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for hurricane and tornado mitigation expenditures. H.R. 1081, The Insurance Industry Competition Act. All Provisions. Furthers competition in the insurance industry. H.R. 1787, Catastrophic Savings Account Act. All Provisions. Amends the Internal Revenue Code of 1986 to create Catastrophe Savings Accounts. S.2047, Flood Insurance Disclosure Act of 2007. All Provisions. Requires enhanced disclosures to consumers purchasing flood insurance. S.2251, Homeowner's Flood Insurance Protection Act of 2007. All Provisions. Requires flood insurance for some w/ updates to flood insurance program rate maps. S.2284, Flood Insurance Modernization Act of 2007.All Provisions. Restores the financial solvency of the flood insurance fund S.2286, Commission on Natural Catastrophe Risk Management and Insurance Act of 2007. All Provisions. Establishes a nonpartisan commission on natural catastrophe risk management and insurance. S.2310, Homeowners' Defense Act of 2007. All Provisions. Seeks to establish a National Catastrophic Risks Consortium and a National Homeowners' Insurance Stabilization Program, and for other purposes. H.R. 3200, National Insurance Act of 2007. All provisions. Authorizes the issuance of Federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the Federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes.

H.R. 3121--Flood Insurance Reform and Modernization Act of 2007 H.R. 1682--Flood Insurance Reform and Modernization Act of 2007 S. 930--Hurricane and Tornado Mitigation Investment Act of 2007 S. 2284--Flood Insurance Reform and Modernization Act of 2007 S. 928--Homeowners Protection Act S. 927--Catastrophe Savings Accounts Act of 2007 S. 926--Policyholder Disaster Protection Act of 2007 H.R. 330--Homeowners' Insurance Availability Act of 2007 H.R. 3355--Homeowner's Defense Act S. 2310--Homeowner's Defense Act

Client expense: $440,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Patent & Trademark Office (PTO), SENATE

S. 40, the National Insurance Act (all provisions) S. 926, the Policyholder Disaster Protection Act of 2007 (allowing insurance companies to make tax deductible contributions to a tax-exempt policyholder disaster protection fund) S. 928, the Homeowners Protection Act of 2007 (creating a federal backstop for state natural catastrophe insurance programs) S. 929, the Nonadmitted and Reinsurance Reform Act (all provisions) S. 930, the Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) S. 931, the National Hurricane Research Initiative Act of 2007 (all provisions) S. 2047, the Flood Insurance Disclosure Act of 2007 (all provisions) S. 2284, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) S. 2327, the Homeowners Insurance Assistance Act of 2007 (all provisions) H.R. 1065, the Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 1787, the Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 2895, the National Affordable Housing Trust Fund Act of 2007 (all provisions) H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 3162, Childrens Health and Medicare Protection Act of 2007 (revenue-offset tax provisions) H.R. 3200, the National Insurance Act of 2007 (all provisions to create an optional federal insurance charter) H.R. 3355, the Homeowners Defense Act of 2007 (all provisions) H.R. 3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties (all provisions) H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions)

Client expense: $1,890,000 · Firm income: Not reported

HR164, HR537, HR846, HR913, HR1787, HR1832, HR2407, HR3355, HR3644, S292, S538, S690, S926, S927, S928, S929, S930, S931, S2286, S2310, S2327, S2328

Client expense: $714,749 · Firm income: Not reported

Government targets: Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1212 - Catastrophic Disaster Recovery Improvements Act of 2007 - All provisions H.R. 164 - Policyholder Disaster Protection Act of 2007 - All provisions H.R. 1787 - Catastrophe Savings Accounts Act of 2007 - All provisions H.R. 1832 - National Hurricane Research Initiative Act of 2007 - All provisions H.R. 2407 - National Hurricane Research Initiative Act of 2007 - All provisions H.R. 537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - All provisions H.R. 846 - Emergency and Disaster Assistance Fraud Penalty Enhancement Act of 2007 - All provisions H.R. 913 - Hurricane and Tornado Mitigation Investment Act of 2007 - All provisions H.R. 3355 - Homeowners' Defense Act of 2007 - All provisions H.R. 3644 - A bill to establish a nonpartisan Commission on Natural Catastrophe Risk Management and Insurance, and for other purposes - All provisions S. 292 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - All provisions S. 538 - Work, Hope and Opportunity for the Disaster Area Today Act - All provisions S. 690 - Catastrophic Disaster Recovery Improvements Act of 2007 - All provisions S. 926 - Policyholder Disaster Protection Act of 2007 - All provisions S. 927 - Catastrophe Savings Accounts Act of 2007 - All provisions S. 928 - Homeowners Protection Act of 2007 - All provisions S. 930 - Hurricane and Tornado Mitigation Investment Act of 2007 - All provisions S. 931 - National Hurricane Research Initiative Act of 2007 - All provisions S. 929 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 - All provisions S. 2310 - A bill to establish a national catastrophic risks consortium and a national homeowners' insurance stabilization program - All provisions S. 2327 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for increased homeowners insurance premiums suffered by certain coastal homeowners or resulting from hurricane events - All provisions S. 2328 - A bill to establish a homeowner mitigation loan program within the Federal Emergency Management Agency to promote pre-disaster mitigation measures - All provisions

H.R. 164; S. 926 Policyholder Disaster Protection Act of 2007 (all provisions) H.R. 46 Small Business Tax Fairness and Simplification Act of 2007 (all provisions) H.R. 3362 Tax Fairness for Small Businesses Act of 2007 (all provisions) H.R. 1787; S. 927 Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 913; S. 930 Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) Estate Tax Reform Extension of Income, Capital Gains and Dividend Tax Reforms H.R. 3970 Tax Reduction and Reform Act of 2007 (all provisions)

Client expense: $390,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of

H.R. 1212 - Catastrophic Disaster Recovery Improvements Act of 2007 - All provisions H.R. 164 - Policyholder Disaster Protection Act of 2007 - All provisions H.R. 1787 - Catastrophe Savings Accounts Act of 2007 - All provisions H.R. 1832 - National Hurricane Research Initiative Act of 2007 - All provisions H.R. 2407 - National Hurricane Research Initiative Act of 2007 - All provisions H.R. 537 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - All provisions H.R. 846 - Emergency and Disaster Assistance Fraud Penalty Enhancement Act of 2007 - All provisions H.R. 913 - Hurricane and Tornado Mitigation Investment Act of 2007 - All provisions H.R. 3355 - Homeowners' Defense Act of 2007 - All provisions H.R. 3644 - A bill to establish a nonpartisan Commission on Natural Catastrophe Risk Management and Insurance, and for other purposes - All provisions S. 292 - Commission on Catastrophic Disaster Risk and Insurance Act of 2007 - All provisions S. 538 - Work, Hope and Opportunity for the Disaster Area Today Act - All provisions S. 690 - Catastrophic Disaster Recovery Improvements Act of 2007 - All provisions S. 926 - Policyholder Disaster Protection Act of 2007 - All provisions S. 927 - Catastrophe Savings Accounts Act of 2007 - All provisions S. 928 - Homeowners Protection Act of 2007 - All provisions S. 930 - Hurricane and Tornado Mitigation Investment Act of 2007 - All provisions S. 931 - National Hurricane Research Initiative Act of 2007 - All provisions S. 929 - Non-admitted and Reinsurance Reform Act of 2007 - All provisions S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 - All provisions S. 2310 - A bill to establish a national catastrophic risks consortium and a national homeowners' insurance stabilization program - All provisions S. 2327 - A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for increased homeowners insurance premiums suffered by certain coastal homeowners or resulting from hurricane events - All provisions S. 2328 - A bill to establish a homeowner mitigation loan program within the Federal Emergency Management Agency to promote pre-disaster mitigation measures - All provisions

S. 40, the National Insurance Act (all provisions) S. 926, the Policyholder Disaster Protection Act of 2007 (allowing insurance companies to make tax deductible contributions to a tax-exempt policyholder disaster protection fund) S. 928, the Homeowners Protection Act of 2007 (creating a federal backstop for state natural catastrophe insurance programs) S. 929, the Nonadmitted and Reinsurance Reform Act (all provisions) S. 930, the Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) S. 931, the National Hurricane Research Initiative Act of 2007 (all provisions) S. 2047, the Flood Insurance Disclosure Act of 2007 (all provisions) S. 2327, the Homeowners Insurance Assistance Act of 2007 (all provisions) H.R. 1065, the Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 1787, the Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 2895, the National Affordable Housing Trust Fund Act of 2007 (all provisions) H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 3162, Childrens Health and Medicare Protection Act of 2007 (revenue-offset tax provisions) H.R. 3200, the National Insurance Act of 2007 (all provisions to create an optional federal insurance charter) H.R. 3355, the Homeowners Defense Act of 2007 (all provisions) H.R. 3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties (all provisions) H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions)

Client expense: $2,220,000 · Firm income: Not reported

S. 40, the National Insurance Act (all provisions) S. 926, the Policyholder Disaster Protection Act of 2007 (allowing insurance companies to make tax deductible contributions to a tax-exempt policyholder disaster protection fund) S. 928, the Homeowners Protection Act of 2007 (creating a federal backstop for state natural catastrophe insurance programs) S. 929, the Nonadmitted and Reinsurance Reform Act (all provisions) S. 930, the Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) S. 931, the National Hurricane Research Initiative Act of 2007 (all provisions) S. 2047, the Flood Insurance Disclosure Act of 2007 (all provisions) S. 2327, the Homeowners Insurance Assistance Act of 2007 (all provisions) H.R. 1065, the Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 1787, the Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 2895, the National Affordable Housing Trust Fund Act of 2007 (all provisions) H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 3162, Childrens Health and Medicare Protection Act of 2007 (revenue-offset tax provisions) H.R. 3200, the National Insurance Act of 2007 (all provisions to create an optional federal insurance charter) H.R. 3355, the Homeowners Defense Act of 2007 (all provisions) H.R. 3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties (all provisions) H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions)

Client expense: $2,220,000 · Firm income: Not reported

S. 40, the National Insurance Act (all provisions) S. 926, the Policyholder Disaster Protection Act of 2007 (allowing insurance companies to make tax deductible contributions to a tax-exempt policyholder disaster protection fund) S. 928, the Homeowners Protection Act of 2007 (creating a federal backstop for state natural catastrophe insurance programs) S. 929, the Nonadmitted and Reinsurance Reform Act (all provisions) S. 930, the Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) S. 931, the National Hurricane Research Initiative Act of 2007 (all provisions) S. 2047, the Flood Insurance Disclosure Act of 2007 (all provisions) S. 2327, the Homeowners Insurance Assistance Act of 2007 (all provisions) H.R. 1065, the Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 1787, the Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 2895, the National Affordable Housing Trust Fund Act of 2007 (all provisions) H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 3162, Childrens Health and Medicare Protection Act of 2007 (revenue-offset tax provisions) H.R. 3200, the National Insurance Act of 2007 (all provisions to create an optional federal insurance charter) H.R. 3355, the Homeowners Defense Act of 2007 (all provisions) H.R. 3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties (all provisions) H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions)

Client expense: $2,220,000 · Firm income: Not reported

Disaster Mitigation: H.R. 913 - Hurricane & Tornado Mitigation Investment Act of 2007 S. 930 - Hurricane & Tornado Mitigation Investment Act of 2007 S. 2328 - Property Mitigation Assistance Act of 2007

Client expense: $3,140,000 · Firm income: Not reported

Flood Insurance Reform and Modernization Act of 2007 - H.R. 3121 Flood Insurance Reform and Modernization Act of 2007 - H.R. 1682 Hurricane and Tornado Mitigation Investment Act of 2007 - S. 930 Nonadmitted and Reinsurance Reform Act of 2007 - S. 929 Homeowners Protection Act - S. 928 Catastrophe Savings Accounts Act of 2007 - S. 927 Policyholder Disaster Protection Act of 2007 - S. 926 Homeowners' Insurance Availability Act of 2007 - H. R. 330 Homeowners' Defense Act - H.R. 3355 Homeowners' Defense Act - S. 2310

Client expense: $350,000 · Firm income: Not reported

H.R. 164; S. 926 Policyholder Disaster Protection Act of 2007 (all provisions) H.R. 46 Small Business Tax Fairness and Simplification Act of 2007 (all provisions) H.R. 3362 Tax Fairness for Small Businesses Act of 2007 (all provisions) H.R. 1787; S. 927 Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 913; S. 930 Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) Estate Tax Reform Extension of Income, Capital Gains and Dividend Tax Reforms H.R. 3970 Tax Reduction and Reform Act of 2007 (all provisions)

Client expense: $310,000 · Firm income: Not reported

H.R. 164, H.R. 537, H.R. 846, H.R. 913, H.R. 1212, H.R. 1787, H.R. 1832, H.R. 2407, H.R. 3355, S. 292, S. 538, S. 690, S. 926, S. 927, S. 928, S. 929, S. 930, S. 931

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 164, H.R. 537, H.R. 846, H.R. 913, H.R. 1212, H.R. 1787, H.R. 1832, H.R. 2407, H.R. 3355, S. 292, S. 538, S. 690, S. 926, S. 927, S. 928, S. 929, S. 930, S. 931

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 164, H.R. 537, H.R. 846, H.R. 913, H.R. 1212, H.R. 1787, H.R. 1832, H.R. 2407, H.R. 3355, S. 292, S. 538, S. 690, S. 926, S. 927, S. 928, S. 929, S. 930, S. 931

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 164, H.R. 537, H.R. 846, H.R. 913, H.R. 1212, H.R. 1787, H.R. 1832, H.R. 2407, H.R. 3355, S. 292, S. 538, S. 690, S. 926, S. 927, S. 928, S. 929, S. 930, S. 931

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 164, H.R. 537, H.R. 846, H.R. 913, H.R. 1212, H.R. 1787, H.R. 1832, H.R. 2407, H.R. 3355, S. 292, S. 538, S. 690, S. 926, S. 927, S. 928, S. 929, S. 930, S. 931

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R. 164, H.R. 537, H.R. 846, H.R. 913, H.R. 1212, H.R. 1787, H.R. 1832, H.R. 2407, H.R. 3355, S. 292, S. 538, S. 690, S. 926, S. 927, S. 928, S. 929, S. 930, S. 931

Client expense: $685,437 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

H.R.91, Homeowners' Insurance Protection Act (HIPA). All Provisions. Establishes a program to provide reinsurance for State natural catastrophe insurance programs to help the United States better prepare for and protect its citizens against the ravages of natural catastrophes, to encourage and promote mitigation and prevention for, and recovery and rebuilding from such catastrophes, and to better assist in the financial recovery from such catastrophes. H.R.164, The Policyholder Disaster Protection Act. All Provisions. Amends the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. S. 292, Commission on Catastrophic Disaster Risk and Insurance Act. All Provisions. A bill to establish a bipartisan commission on insurance reform. S.330, Homeowners' Insurance Availability Act (HIAA). All Provisions. Establishes a Federal program to provide reinsurance to improve the availability of homeowners' insurance. H.R.537, Commission on Catastrophic Disaster Risk and Insurance Act. All Provisions. Establishes a bipartisan commission on insurance reform. S.618, The Insurance Industry Competition Act. All Provisions. A bill to further competition in the insurance industry. H.R.913, The Hurricane and Tornado Mitigation Investment Act. All Provisions. Amends the Internal Revenue Code of 1986 to provide a credit against tax for hurricane and tornado mitigation expenditures. H.R.920, The Multiple Peril Insurance Act. All Provisions. Amends the National Flood Insurance Act of 1968 to provide for the national flood insurance program to make available multiperil coverage for damage resulting from windstorms or floods, and for other purposes. S.926, The Policyholder Disaster Protection Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. S.927, Catastrophic Savings Account Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to create Catastrophe Savings Accounts. S. 928, Homeowners' Insurance Protection Act (HIPA). All Provisions. A bill to establish a program to provide more protection at lower cost through a national backstop for State natural catastrophe insurance programs to help the United States better prepare for and protect its citizens against the ravages of natural catastrophes, to encourage and promote mitigation and prevention for, and recovery and rebuilding from such catastrophes, to better assist in the financial recovery from such catastrophes, and to develop a rigorous process of continuous improvement. S. 929, The Non-Admitted Lines and Reinsurance Act. All provisions. A bill to streamline the regulation of nonadmitted insurance and reinsurance, and for other purposes. S. 930, The Hurricane and Tornado Mitigation Investment Act. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a credit against tax for hurricane and tornado mitigation expenditures. H.R.1065, The Non-Admitted Lines and Reinsurance Act. All Provisions. Streamlines the regulation of nonadmitted insurance and reinsurance, and for other purposes. H.R. 1081, The Insurance Industry Competition Act. All Provisions. Furthers competition in the insurance industry. H.R. 1787, Catastrophic Savings Account Act. All Provisions. Amends the Internal Revenue Code of 1986 to create Catastrophe Savings Accounts. S.2047, Flood Insurance Disclosure Act of 2007. All Provisions. Requires enhanced disclosures to consumers purchasing flood insurance. S.2251, Homeowner's Flood Insurance Protection Act of 2007. All Provisions. Requires flood insurance for some w/ updates to flood insurance program rate maps. S.2284, Flood Insurance Modernization Act of 2007.All Provisions. Restores the financial solvency of the flood insurance fund S.2286, Commission on Natural Catastrophe Risk Management and Insurance Act of 2007. All Provisions. Establishes a nonpartisan commission on natural catastrophe risk management and insurance. S.2310, Homeowners' Defense Act of 2007. All Provisions. Seeks to establish a National Catastrophic Risks Consortium and a National Homeowners' Insurance Stabilization Program, and for other purposes . S.2621, Terrorism Risk Insurance Improvement Act of 2008. All Provisions. Amends the Terrorism Risk Insurance Act of 2002, to temporarily reduce the insurer deductibles for insurers sustaining insured losses from large terrorism events. H.R.3121, Flood Insurance Reform and Modernization Act of 2007. All Provisions. Restores solvency of the national flood insurance program, program to make available multiperil coverage for damage resulting from windstorms and floods. H.R. 3200, National Insurance Act of 2007. All provisions. Authorizes the issuance of Federal charters and licenses for carrying on the sale, solicitation, negotiation, and underwriting of insurance or any other insurance operations, to provide a comprehensive system for the Federal regulation and supervision of national insurers and national agencies, to provide for policyholder protections in the event of an insolvency or the impairment of a national insurer, and for other purposes. H.R.3355, Homeowners Defense Act of 2007. All Provisions. Ensures the availability and affordability of homeowners' insurance coverage for catastrophic events. H.R.3959, Flood Insurance. All Provisions. Amends the National Flood Insurance Act of 1968 (Act) to provide for phased-in actuarial premium rates for recently purchased pre-FIRM properties costing at least $600,000. (A pre-FIRM structure is one that was not constructed or substantially improved after the more... later of: (1) December 31, 1974; or (2) the effective date of the initial rate map published by the Director of the Federal Emergency Management Agency (FEMA) under the National Flood Insurance Act of 1968 for the area in which such structure is located.)

Nonadmitted and Reinsurance Reform Act of 2007 - S.929 Homeowners Protection Act of 2007 - S.928 Catastrophe Savings Accounts Act of 2007 - S.927 Policyholder Disaster Protection Act of 2007 - S.926 Homeowners' Insurance Availability Act of 2007 - H.R.330 Flood Insurance Reform and Modernization Act of 2007 - H.R.3121 Flood Insurance Reform and Modernization Act of 2007 - H.R.1682 Hurricane and Tornado Mitigation Investment Act of 2007 - S.930

Client expense: $660,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Disaster Mitigation: H.R. 913 - Hurricane & Tornado Mitigation Investment Act of 2007 S. 930 - Hurricane & Tornado Mitigation Investment Act of 2007 S. 2328 - Property Mitigation Assistance Act of 2007

Client expense: $7,440,000 · Firm income: Not reported

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity include: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT, (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity include: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT, (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)

HR 298-FSA Rollover; HR 2132-Small Business Health Plans; S 46-Individual Premiums paid via HSA Account “Affordability in the Individual Market Act” INS; HR 3234-HSA Expansion “HSA Improvement and Expansion Act-TAX; S 334-Healthy Americans Act -HCR; HR 1200-Universal Health Coverage; HR 2761-TRIA; HR 1198-Reinsurance; S 400-Insurance Protections for College Students “Michelle’s Law”; S 558-Mental Health Parity “Mental Health Parity Act” –INS; HR 46-Tax Breaks for Small Businesses; HR 227-Tax Breaks for Individual Coverage “Tax Equity for Individuals Act” -TAX; S 1753-Employer Tax Credits for Wellness; HR 1820; S 1556-Health Plan Tax Equity; S 1848-TAA Health Coverage Improvement; HR 506-Small Group Health Care Reform; HR 976 -Children’s Health Insurance Reauthorization Act” - MMM; HR 3162-SCHIP “Children’s Health and Medicare Protection Act”-MMM; HR 493 “Genetic Information Nondiscrimination Act” INS; S 358-Genetic Nondiscrimination “Genetic Information Nondiscrimination Act” -INS; S 927-Catastrophe Savings Accounts Act of 2007; S 930-Hurricane and Tornado Mitigation Investment Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; S 928-Homeowners Protection Act of 2007; S 926-Policyholder Disaster Protection Act of 2007; HR 1682; HR 3121-Flood Insurance Reform and Modernization Act of 2007; HR 920-Multiple Peril Insurance Act of 2007; HR 921-Flood Insurance Community Outreach Grant Program Act of 2007; HR 922-National Flood Insurance Program Participation Evaluation Act of 2007; S 40; HR 3200-National Insurance Act of 2007; HR 1049-Amend Misinterpreted Excessive Regulation in Corporate America Act; HR 1065-Nonadmitted and Reinsurance Reform Act of 2007; HR 1081; S 618-Insurance Industry Competition Act of 2007; HR 1685-Data Security Act of 2007; HR 220-Identity Theft Prevention Act of 2007; HR 336-Identity Theft Prevention and Timely Reporting Act of 2007; HR 958-Data Accountability and Trust Act; S 1178-Identity Theft Prevention Act of 2007; S 1202-Personal Data Protection Act of 2007; S 239-Notification of Risk to Personal Data Act of 2007; S 495-Personal Data Privacy and Security Act of 2007; S 806-Consumer ID Protection and Security Act; S 1260-Data Security Act of 2007; HR 3185-Pension Reform Covering Hybrid Plans; HR 22; S 662-Postal Reform and Insurance Regulation Reform; HR 1368 -Personalized Health Information Act” – HCR; HR 1424 -Paul Wellstone Mental Health and Addiction Equity Act” –INS; S 1893 -Children’s Health Insurance Program Reauthorization Act- MMM; S 1224 -Children’s Health Insurance Program Reauthorization Act- MMM; HR 4460 -Health Care Choice Act- INS; S 397 -Tax Equity and Affordability Act- TAX; HR 3306 -Flexible Health Savings Act- TAX; S 1710 -Labor-HHS-Education Appropriations Act- HCR; HR 3043 -Labor-HHS-Education Appropriations Act- HCR; HR 2764 -Omnibus Appropriations Act- HCR; S 1693 -Wired for Health Care Quality Act- HCR and Insurance Regulation Reform Legislation and regulations affecting insurance products including flood, terrorism, health insurance and HSA expansion, as well as tax issues. Other Lobbying activity includes: HR 15-National Health Care Coverage, HR 676-Single Payer, HR 1368-Health IT (continued on next page)