REAL Act of 2010

Climate and energy legislation: building energy codes, energy efficiency resource standard, energy efficiency finance, clean energy deployment administration; Volumetric Ethanol Excise Tax Credit; biofuels/biomass; renewable electricity standard; solar deployment incentives/10 Million Solar Roofs Act (S. 3460); Renewable Energy Systems Leasing Insurance (S. 3402); Home Star building efficiency incentives program/Clean Energy Jobs & Oil Company Accountability Act; clean energy tax incentives (S. 3738); Recovery Through Building Renovation Act/energy efficiency finance (S. 3780); Renewable Electricity Promotion Act (S. 3813); Rural Energy Savings Program Act (HR 4785); clean energy manufacturing grants program (draft House legislation)

Client expense: $75,200 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1404, HR 3026, HR 3027, HR 4226, S1637, S1379, HR 2336, S3402, S1619, HR 4347

Client expense: $50,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Product Safety Commission (CPSC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Institute of Standards & Technology (NIST), Occupational Safety & Health Administration (OSHA), SENATE, Veterans Affairs, Dept of (VA)

H.R. 2454, American Clean Energy and Security Act of 2009, and related Senate measures; H.R. 2336, Green Resources for Energy Efficient Neighborhoods Act of 2009; S. 1379, Energy Efficiency in Housing Act of 2009; Residential leasing of renewable energy assets; Department of Energy loans, loan guarantees and grants; S. 3402, The Renewable Energy Access through Leasing Act of 2010, provisions relating to establishing a federal program to enable widespread consumer leasing of renewable energy assets, such as solar or geothermal

Client expense: Not reported · Firm income: $60,000

Government targets: Energy, Dept of, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, U.S. Postal Service (USPS)

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. To authorize additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. Authorizes appropriations to the Department of Justice for FY2009-FY2013 for: (1) the employment of 30 additional agents of the Federal Bureau of Investigation (FBI) and two additional prosecutors to coordinate prosecution of mortgage fraud cases with the offices of the U.S. Attorneys; and (2) the operations of the FBI interagency task forces in the areas with the 15 highest concentrations of mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. H.R. 1728, Expand and Preserve Home Ownership Through Counseling Act. All Provisions. Amends the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the National Flood Insurance Program, and for other purposes. H.R. 3146, 21st Century FHA Housing Act of 2009. All Provisions. Amends the National Housing Act to declare that the Sec. of Housing and Urban Affairs (HUD) is not subject to the National Environmental Policy Act of 1969 when insuring any mortgage for a one-family unit in a multifamily project that holds an undivided interest in the common areas and facilities which serve the project. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and prohibits financing of closing costs under such mortgages. H.R.3996, Financial Stability Improvement Act of 2009. All Provisions.Establishes the Financial Services Oversight Council whose duties include: (1) monitoring the financial services marketplace to identify potential threats to the stability of the U.S. financial system; (2) resolving disputes among federal financial regulatory agencies; (3) subjecting identified financial companies and financial activities to heightened prudential standards in order to promote financial stability and mitigate systemic risk (in this Act referred to as "identified companies or identified activities"); and (4) reporting to Congress on significant financial market developments and potential emerging threats to the stability of the financial system. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S.1379, Energy Efficiency in Housing Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes. S.3402, Renewable Energy Access Through Leasing Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes.

HR 1404, HR 3026, HR 3027, HR 4226, S1637, S1379, HR 2336, S3402, S1619

Client expense: $50,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Product Safety Commission (CPSC), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Institute of Standards & Technology (NIST), Occupational Safety & Health Administration (OSHA), SENATE, Veterans Affairs, Dept of (VA)

H.R. 2454, American Clean Energy and Security Act of 2009, and related Senate measures; H.R. 2336, Green Resources for Energy Efficient Neighborhoods Act of 2009; S. 1379, Energy Efficiency in Housing Act of 2009; Residential leasing of renewable energy assets; Department of Energy loans, loan guarantees and grants; S. 3402, The Renewable Energy Access through Leasing Act of 2010, provisions relating to establishing a federal program to enable widespread consumer leasing of renewable energy assets, such as solar or geothermal

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE