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Mortgage Finance Act of 2015
Legislative Progress
Introduced
February 12, 2015
Latest Action
February 12, 2015
Primary Sponsor
Johnny IsaksonRepublican(GA)
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
0pct
0d open
vs 3,548 other S bills in the 114th — cohort avg 43d
Mortgage Finance Act of 2015 Appoints the Federal Housing Finance Agency (FHFA) receiver of the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government sponsored enterprises or GSEs) and places them into irrevocable receivership, effective on the date on which the Mortgage Finance Agency (MFA) established by this Act is operational and able to perform the guarantee function for qualified mortgage-backed securities collateralized by qualified residential mortgages. Directs the FHFA to commence liquidation of the GSEs immediately upon their placement into receivership. Repeals the charters of Fannie Mae and Freddie Mac. Requires repayment by the FHFA to the General Fund of the Treasury, in repayment of certain government assistance to the GSEs, of all proceeds from their operations in receivership remaining after their outstanding obligations are fully satisfied. Requires the FHFA as receiver to manage the combined assets of the GSEs to obtain resolutions that maximize the return for the taxpayer. Establishes the MFA as an independent agency of the federal government to: (1) guarantee securities issued by qualified issuers and collateralized by pools of qualified residential mortgages in order to provide a dependable, transparent, and liquid market for high quality mortgages and multifamily mortgages for securitization; (2) charge and collect a guarantee fee sufficient to protect the MFA and the Treasury from the risks of guaranteeing the timely payment of principal and interest on qualified mortgage-backed securities; (3) establish and maintain a Catastrophic Fund to minimize the burden on the federal government by setting aside amounts that will be available solely to pay obligations under the MFA guarantee in the event of any future mortgage market collapse; and (4) purchase supplemental insurance coverage. Requires the MFA to: (1) guarantee the timely payment of the principal and interest to holders of qualified mortgage-back securities, and (2) cover any shortfalls to security holders. Requires the MFA to charge a guarantee fee with respect to timely payment of principal and interest on the qualified mortgage-backed securities. Creates in the Treasury the Catastrophic Fund, to which shall be credited the amount of guarantee fees and any amounts earned on investments. Requires the MFA Board of Directors to issue guidelines to determine whether supplemental coverage: (1) is being offered on commercially reasonable terms, and (2) is reasonably likely to mitigate the risk that the MFA will have to make any payment pursuant to its guarantee. Declares that nothing in this Act may be construed as preventing the private sector from securitizing qualified residential mortgages, qualified multifamily mortgages, or other non-qualified residential single family or multifamily mortgages. Terminates the MFA after 10 years.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (6)
2016 · first_quarter · Housing
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Bills with similar content found using semantic analysis.
Sources: Congress.gov
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 H.R.2997, Private Investment in Housing Act of 2015 H.R. 3700, To provide housing opportunities in the United States through modernization of various housing programs, and for other purposes S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit
Client expense: $22,123 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · second_quarter · Housing
H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit
Client expense: $59,236 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes. H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes. H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage. H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate. H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes. H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 H.R., 3700 Housing Opportunity Through Modernization Act of 2016 H.R. 1293, "To amend the Public Health Service Act to establish a grant program to provide supportive services in permanent supportive housing for chronically homeless individuals and families, and for other purposes." S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt. S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes. S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. S. 473, A bill to implement programs and activities to raise children up out of poverty and save the next generation.
Client expense: $135,188 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Financial Institutions/Investments/Securities
H.R. 1491 and S. 495, GSE reform legislation; and S. 1484, financial institutions regulatory relief legislation.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Banking
H.R. 1491 and S. 495, GSE reform legislation; and S. 1484, financial institutions regulatory relief legislation.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · fourth_quarter · Financial Institutions/Investments/Securities
Monitor the following: Public Law 111-517, Dodd-Frank Wall Street Reform and Consumer Protection Act, Financial Services Regulatory Reform issues. S.495, Mortgage Finance Act of 2015, GSE Reform issues. Regulation and financial products generally. GSE Reform issues S.2038, Jumpstart GSE Reform Act, generally. H.R.5394/S.2844, Transportation, Housing and Urban Development, and Independent Agencies Appropriations Act, FY2017, HUD initiatives and budgetary treatment of government sponsored enterprises. H.R.5485/S.3067, Financial Services and General Government Appropriations Act, FY2017, generally Monitor budget process as it relates to housing, including housing appropriations legislation. H.R.1355, Small Business and Community Investments Expansion Act of 2015, Community Development Financial Institutions
Client expense: Not reported · Firm income: $20,000
2016 · third_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit
2016 · third_quarter · Financial Institutions/Investments/Securities
Public Law 111-517, Dodd-Frank Wall Street Reform and Consumer Protection Act, Financial Services Regulatory Reform issues. S.495, Mortgage Finance Act of 2015, GSE Reform issues. Regulation and financial products generally. GSE Reform issues S.2038, Jumpstart GSE Reform Act, generally. H.R.5394/S.2844, Transportation, Housing and Urban Development, and Independent Agencies Appropriations Act, FY2017, HUD initiatives and budgetary treatment of government sponsored enterprises. Public Law 114-113, Consolidated Appropriations Act, FY2016, Government Sponsored Enterprises (GSE) related provisions. H.R.5485/S.3067, Financial Services and General Government Appropriations Act, FY2017, generally Monitor budget process as it relates to housing, including housing appropriations legislation. H.R.1355, Small Business and Community Investments Expansion Act of 2015, Community Development Financial Institutions
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · third_quarter · Banking
H.R. 1491 and S. 495, GSE reform legislation; and S. 1484, financial institutions regulatory relief legislation.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · third_quarter · Financial Institutions/Investments/Securities
H.R. 1491 and S. 495, GSE reform legislation; and S. 1484, financial institutions regulatory relief legislation.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · second_quarter · Financial Institutions/Investments/Securities
Public Law 111-517, Dodd-Frank Wall Street Reform and Consumer Protection Act, Financial Services Regulatory Reform issues. S.495, Mortgage Finance Act of 2015, GSE Reform issues. Regulation and financial products generally. GSE Reform issues S.2038, Jumpstart GSE Reform Act, generally. H.R.5394/S.2844, Transportation, Housing and Urban Development, and Independent Agencies Appropriations Act, FY2017, HUD initiatives and budgetary treatment of government sponsored enterprises. Public Law 114-113, Consolidated Appropriations Act, FY2016, Government Sponsored Enterprises (GSE) related provisions. H.R.5485/S.3067, Financial Services and General Government Appropriations Act, FY2017, generally Monitor budget process as it relates to housing, including housing appropriations legislation.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · second_quarter · Financial Institutions/Investments/Securities
H.R. 1491 and S. 495, GSE reform legislation; and S. 1484, financial institutions regulatory relief legislation.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · second_quarter · Banking
H.R. 1491 and S. 495, GSE reform legislation; and S. 1484, financial institutions regulatory relief legislation.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · second_quarter · Housing
H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit
Client expense: $59,236 · Firm income: Not reported
2016 · second_quarter · Housing
H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit
Client expense: $59,236 · Firm income: Not reported
2016 · first_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 H.R.2997, Private Investment in Housing Act of 2015 H.R. 3700, To provide housing opportunities in the United States through modernization of various housing programs, and for other purposes S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit
2016 · first_quarter · Financial Institutions/Investments/Securities
H.R. 1491 and S. 495, GSE reform legislation; and S. 1484, Financial institutions regulatory relief legislation.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · first_quarter · Banking
H.R. 1491 and S. 495, GSE reform legislation; and S. 1484, Financial institutions regulatory relief legislation.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2016 · first_quarter · Financial Institutions/Investments/Securities
Public Law 111-517, Dodd-Frank Wall Street Reform and Consumer Protection Act, Financial Services Regulatory Reform issues. S.495, Mortgage Finance Act of 2015, GSE Reform issues. Regulation and financial products generally. GSE Reform issues S.2038, Jumpstart GSE Reform Act, generally. Transportation, Housing and Urban Development, and Independent Agencies Appropriations Act, FY2017, HUD initiatives and budgetary treatment of government sponsored enterprises. Public Law 114-113, Consolidated Appropriations Act, FY2016, Government Sponsored Enterprises (GSE) related provisions. Financial Services and General Government Appropriations Act, FY2017, generally Monitor budget process as it relates to housing, including housing appropriations legislation.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · fourth_quarter · Financial Institutions/Investments/Securities
H.R. 1491 and S. 495, GSE reform legislation; S. 1484, Financial institutions regulatory relief legislation; H.R. 22, Highway funding bill; and H.R. 2029, Omnibus appropriations bill
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · fourth_quarter · Banking
H.R. 1491 and S. 495, GSE reform legislation; S. 1484, Financial institutions regulatory relief legislation; H.R. 22, Highway funding bill; and H.R. 2029, Omnibus appropriations bill
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · fourth_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes. H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes. H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage. H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate. H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes. H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 H.R.2997, Private Investment in Housing Act of 2015 H.R. 3700, To provide housing opportunities in the United States through modernization of various housing programs, and for other purposes. S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt. S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes. S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit.
2015 · fourth_quarter · Banking
H.R. 650Preserving Access to Manufactured Housing Act of 2015 H.R. 1266Financial Product Safety Commission Act of 2015 H.R. 1263Consumer Financial Protection Safety and Soundness Improvement Act of 2015 H.R. 1261Bureau of Consumer Financial Protection Accountability Act of 2015 HR. 1265Bureau Advisory Commission Transparency Act H.R. 685 Mortgage Choice Act 2015 H.R. 1259Helping Expand Lending Practices in Rural Communities Act H.R. 1408Mortgage Servicing Asset Capital Requirements Act of 2015 H.R. 1480SAFE Act Confidentiality and Privilege Enhancement Act H.R. 1491Partnership to Strengthen Homeownership Act of 2015 HR 2995 Fiscal year 2016 Financial Services and General Government Appropriations HR 2643 The State Licensing Efficiency Act H.R. 2121SAFE Transitional Licensing Act of 2015 HR. 1266Financial Product Safety Commission Act of 2015 HR 3038 Highway and Transportation Funding Act of 2015, Part II HR 1210 Portfolio Lending and Mortgage Access Act HR 2631 Regulatory Predictability for Business Growth Act of 2015 HR 3192 Homebuyers Assistance Act HR 957 CFPB-IG Act of 2015 HR 414 Burdensome Data Collection Relief Act HR 766 Financial Institution Customer Protection Act of 2015 HR 2643 State Licensing Efficiency Act of 2015 HR 2214 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes HR 1263 Consumer Financial Protection Safety and Soundness Improvement Act of 2015 HR 3796 Nursing Home Accountability Act of 2015 HR 2029 Consolidated Appropriations Act of 2016 HR 3808 To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. S.351 Mortgage Debt Tax Relief Act S.372 SAFE Act Confidentiality and Privilege Enhancement Act S.495 Mortgage Finance Act of 2015 S.510 CFPB-IG Act of 2015 S.608 Mortgage Forgiveness Tax Relief Act S.871 A bill to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes. S.881 A bill to ensure that Federal financial regulators perform a comprehensive review of regulations to identify outdated or otherwise unnecessary regulatory requirements imposed on financial institutions, and for other purposes. S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act of 2015 S.1711 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes S.1910 Financial Services and General Government Appropriations Act, 2016 S. 1487 Regulatory Predictability for Business Growth Act of 2015 S. 2038 Jumpstart GSE Reform Act
2015 · fourth_quarter · Financial Institutions/Investments/Securities
Public Law 111-517, Dodd-Frank Wall Street Reform and Consumer Protection Act, Financial Services Regulatory Reform issues. S.495, Mortgage Finance Act of 2015, GSE Reform issues. Regulation and financial products generally. GSE Reform issues S.2038, Jumpstart GSE Reform Act, generally. H.R.2577, Transportation, Housing and Urban Development, and Independent Agencies Appropriations Act, FY2016, HUD initiatives and budgetary treatment of government sponsored enterprises. Public Law 114-113, Consolidated Appropriations Act, FY2016, Government Sponsored Enterprises (GSE) related provisions. H.R.2995/S.1910, Financial Services and General Government Appropriations Act, FY2016, generally Monitor budget process as it relates to housing, including housing appropriations legislation.
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · third_quarter · Financial Institutions/Investments/Securities
Public Law 111-517, Dodd-Frank Wall Street Reform and Consumer Protection Act, Financial Services Regulatory Reform issues. S.495, Mortgage Finance Act of 2015, GSE Reform issues. Regulation and financial products generally. GSE Reform issues S.2038, Jumpstart GSE Reform Act, generally.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · third_quarter · Financial Institutions/Investments/Securities
H.R. 1491 and S. 495, GSE reform legislation; S. 1484, Financial institutions regulatory relief legislation; possible oversight hearings potentially affecting structure, operations and supervision of Federal Home Loan Banks
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · third_quarter · Banking
H.R. 1491 and S. 495, GSE reform legislation; S. 1484, Financial institutions regulatory relief legislation; possible oversight hearings potentially affecting structure, operations and supervision of Federal Home Loan Banks
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · third_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190 Making Service member Foreclosure Protections Permanent Act H.R. 233 Tenant Income Verification Relief Act of 2015 H.R. 574 To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes. H.R. 576 To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes. H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage. H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate. H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes. H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 H.R. 2997, "Private Investment in Housing Act of 2015" H.R. 3700, To provide housing opportunities in the United States through modernization of various housing programs, and for other purposes. S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt. S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes. S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit.
2015 · third_quarter · Housing
H.R. 480 Housing America's Workforce Act of 2015 H.R. 650 Preserving Access to Manufactured Housing Act of 2015 H.R. 685 Mortgage Choice Act 2015 H.R. 1259 Helping Expand Lending Practices in Rural Communities Act H.R. 1354 Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1408 Mortgage Servicing Asset Capital Requirements Act of 2015 H.R. 1480 SAFE Act Confidentiality and Privilege Enhancement Act H.R. 1491 Partnership to Strengthen Homeownership Act of 2015 H.R. 2577 Fiscal year 2016 Transportation, Housing and Urban Development funding bill HR 1210Portfolio Lending and Mortgage Access Act HR 2631Regulatory Predictability for Business Growth Act of 2015 HR 3192Homebuyers Assistance Act HR 957CFPB-IG Act of 2015 HR 2243Equity in Government Compensation Act of 2015 HR 2214A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes HR 1263Consumer Financial Protection Safety and Soundness Improvement Act of 2015 S.351 Mortgage Debt Tax Relief Act S.372 SAFE Act Confidentiality and Privilege Enhancement Act S.495 Mortgage Finance Act of 2015 S.608 Mortgage Forgiveness Tax Relief Act S.812 CLEAR Relief Act of 2015 S.871 A bill to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes. Senate Report 114-75THUD Appropriations S.1679 Flood Insurance Market Parity and Modernization Act S.1711 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes S.1910 Financial Services and General Government Appropriations Act, 2016 S. 1487Regulatory Predictability for Business Growth Act of 2015 S. 2038Jumpstart GSE Reform Act
2015 · third_quarter · Banking
H.R. 650 Preserving Access to Manufactured Housing Act of 2015 H.R. 1266 Financial Product Safety Commission Act of 2015 H.R. 1263 Consumer Financial Protection Safety and Soundness Improvement Act of 2015 H.R. 1261 Bureau of Consumer Financial Protection Accountability Act of 2015 HR. 1265 Bureau Advisory Commission Transparency Act H.R. 685 Mortgage Choice Act 2015 H.R. 1259 Helping Expand Lending Practices in Rural Communities Act H.R. 1408 Mortgage Servicing Asset Capital Requirements Act of 2015 H.R. 1480 SAFE Act Confidentiality and Privilege Enhancement Act H.R. 1491 Partnership to Strengthen Homeownership Act of 2015 HR 2995Fiscal year 2016 Financial Services and General Government Appropriations HR 2643the State Licensing Efficiency Act H.R. 2121 SAFE Transitional Licensing Act of 2015 HR. 1266 Financial Product Safety Commission Act of 2015 HR 1210Portfolio Lending and Mortgage Access Act HR 2631Regulatory Predictability for Business Growth Act of 2015 HR 3192Homebuyers Assistance Act HR 957CFPB-IG Act of 2015 HR 414Burdensome Data Collection Relief Act HR 766Financial Institution Customer Protection Act of 2015 HR 2643State Licensing Efficiency Act of 2015 HR 2214A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes HR 1263Consumer Financial Protection Safety and Soundness Improvement Act of 2015 S.351 Mortgage Debt Tax Relief Act S.372 SAFE Act Confidentiality and Privilege Enhancement Act S.495 Mortgage Finance Act of 2015 S.510 CFPB-IG Act of 2015 S.608 Mortgage Forgiveness Tax Relief Act S.871 A bill to provide for an application process for interested parties to apply for an area to be designated as a rural area, and for other purposes. S.881 A bill to ensure that Federal financial regulators perform a comprehensive review of regulations to identify outdated or otherwise unnecessary regulatory requirements imposed on financial institutions, and for other purposes. S. 1484Financial Regulatory Improvement Act S. 1491Community Lender Regulatory Relief and Consumer Protection Act of 2015 S.1711 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes S.1910 Financial Services and General Government Appropriations Act, 2016 S. 1487Regulatory Predictability for Business Growth Act of 2015 S. 2038Jumpstart GSE Reform Act
2015 · second_quarter · Housing
H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1259 The HELP Rural Communities Act H.R. 1389 American Jobs and Community Revitalization Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 2213 Safe Harbor Protection in TRID H.R. 2577 The Transportation, HUD, and Related Agencies Appropriations Act for FY 2016 S. 495 Mortgage Finance Act of 2015 S. 812 The CLEAR Relief Act S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act Changes to Mortgage Servicing rules - Small Servicer Enhancements FHLB Membership Rules GSE Reform Home Mortgage Disclosure Act (HMDA) CFPB Ability to Repay Rule, Small Creditors/Rural Qualified Mortgages
Client expense: $1,830,000 · Firm income: Not reported
2015 · second_quarter · Housing
H.R. 101, Home Foreclosure Reduction Act of 2015 H.R. 189, Service member Foreclosure Protections Extension Act of 2015 H.R. 190, Making Service member Foreclosure Protections Permanent Act H.R. 233, Tenant Income Verification Relief Act of 2015 H.R. 574, To prohibit contributions by Fannie Mae and Freddie Mac to the Housing Trust Fund and the Capital Market Fund while such enterprises are in conservatorship or receivership, and for other purposes. H.R. 576, To amend the definition of "homeless person" under the McKinney-Vento Homeless Assistance Act to include certain homeless children and youth, and for other purposes H.R. 650, To amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage H.R. 1001, To amend the Internal Revenue Code of 1986 to terminate certain energy tax subsidies and lower the corporate income tax rate H.R. 1297, To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to provide assistance for housing cooperatives damaged by a major disaster, to provide relief to homeowners affected by major disasters who have mortgages insured by the FHA or owned or guaranteed by Fannie Mae or Freddie Mac, and for other purposes H.R. 1354, Permanently Protecting Tenants at Foreclosure Act of 2015 H.R. 1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 1577, Fannie Mae and Freddie Mac Transparency Act of 2015 S. 65, Moving to Work Charter Program Act of 2015 S. 256, Homeless Children and Youth Act of 2015 S. 351, A bill to prevent homeowners from being forced to pay taxes on forgiven mortgage loan debt S. 495, A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes S. 730, Permanently Protecting Tenants at Foreclosure Act of 2015 S.752, A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit
2015 · second_quarter · Banking
Bills in the Senate: S. 86 The Small Business Paperwork Relief Act of 2015 S.96 A bill to amend the Consumer Financial Protection Act of 2010 to provide consumers with a free annual disclosure of information the Bureau of Consumer Financial Protection maintains on them, and for other purposes. S. 372 A bill to ensure access to certain information for financial services industry regulators, and for other purposes S. 383 A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions S. 423 A bill to amend the Gramm-Leach-Bliley Act to provide an exception to the annual written privacy notice requirement. S. 445 A bill to increase students and borrowers access to student loan information within the National Student Loan Data System. S. 477 A bill to terminate Operation Choke Point. S. 482 A bill to increase from $10,000,000,000 to $50,000,000,000 the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 495 A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes. S. 510 A bill to require Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes S. 682 A bill to amend the Truth in Lending Act to modify the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage s. 726 A bill to establish the prudential regulator of community and independent depository institutions as the conduit and arbiter of all Federal financial oversight, examination, and reporting. S. 729 A bill to revise federal bankruptcy law with respect to the exemption from the exception to discharge in bankruptcy for certain educational loans. S. 774 A bill to amend the Federal Financial Institutions Examination Council Act of 1978 to improve the examination of depository institutions, and for other purposes. S. 812 A bill to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes. S. 840 A bill to require certain protections for student loan borrowers, and for other purposes S. 383 A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions. S. Con. Res. 11 and All Amendments Attacking our System of Public Protections S. Con. Res.11, and any other restrictions on the Department of Justices Operation Choke Point or bank regulator efforts to prevent money laundering. House: H.R. 37 To make technical corrections to the Dodd-Frank Wall Street Reform and Consumer Protection Act, to enhance the ability of small and emerging growth companies ot access capital through public and private markets, to reduce regulatory burdens, and for other purposes. H.R. 50, the Unfunded Mandates Information and Transparency Act of 2015 HR 185, the Regulatory Accountability Act of 2015 HR 299 Capital Access for Small Community Financial Institutions Act of 2015 H.R. 527, the Small Business Regulatory Flexibility Improvements Act H.R. 601, the Eliminate Privacy Notice Confusion Act H.R. 650, the Preserving Access to Manufactured Housing Act of 2015 H.R. 685, the Mortgage Choice Act of 2015 H.R. 712 Sunshine for Regulatory Decrees and Settlements Act of 2015 HR 1090, the Retail Investor Protection Act H.R. 1155 Searching for and Cutting Regulations that are Unnecessarily Burdensome (SCRUB) Act of 2015 H.R. 1195, the Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1259, the Helping Expand Lending Practices in Rural Communities Act H.R. 1265, the Bureau Advisory Commission Transparency Act H.R. 1266 the Financial Product Safety Commission Act of 2015 HR 1309 the Systemic Risk Designation Improvement Act of 2015. H.R. 1408, the Mortgage Servicing Asset Capital Requirements Act of 2015 H.R. 1480, the SAFE Act Confidentiality and Privilege Enhancement Act; H.R. 1529, the Community Institution Mortgage Relief Act of 2015 H.R. 1565, Protecting Consumers from Unreasonable Credit Rates Act of 2015 Under Discussion: A bill to provide consumer protections for overdraft fees A bill to provide tax relief to distressed homeowners who receive mortgage debt forgiveness A bill to provide increased consumer protections in auto lending. A bill to provide comprehensive regulatory reform to protect student-borrowers.
2015 · second_quarter · Financial Institutions/Investments/Securities
H.R. 1491 and S. 495, GSE reform legislation; S. 1484, Financial institutions regulatory relief legislation; possible oversight hearings potentially affecting structure, operations and supervision of Federal Home Loan Banks; and H.R. 2289, CFTC reauthorization
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · second_quarter · Banking
H.R. 1491 and S. 495, GSE reform legislation; S. 1484, Financial institutions regulatory relief legislation; possible oversight hearings potentially affecting structure, operations and supervision of Federal Home Loan Banks; and H.R. 2289, CFTC reauthorization
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · second_quarter · Financial Institutions/Investments/Securities
Public Law 111-517, Dodd-Frank Wall Street Reform and Consumer Protection Act, Financial Services Regulatory Reform issues. S.495, Mortgage Finance Act of 2015, GSE Reform issues. Regulation and financial products generally. GSE Reform issues
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · first_quarter · Banking
H.R. 1491 and S. 495, GSE reform legislation, and possible oversight hearings potentially affecting structure, operations and supervision of Federal Home Loan Banks.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · first_quarter · Financial Institutions/Investments/Securities
H.R. 1491 and S. 495, GSE reform legislation, and possible oversight hearings potentially affecting structure, operations and supervision of Federal Home Loan Banks.
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2015 · first_quarter · Financial Institutions/Investments/Securities
Monitor the following: Public Law 111-517, Dodd-Frank Wall Street Reform and Consumer Protection Act, Financial Services Regulatory Reform issues. S.495, Mortgage Finance Act of 2015, GSE Reform issues. Regulation and financial products generally. GSE Reform issues
Client expense: Not reported · Firm income: $20,000
Government targets: SENATE
2015 · first_quarter · Banking
Bills in the Senate: S. 86 The Small Business Paperwork Relief Act of 2015 S.96 A bill to amend the Consumer Financial Protection Act of 2010 to provide consumers with a free annual disclosure of information the Bureau of Consumer Financial Protection maintains on them, and for other purposes. S. 372 A bill to ensure access to certain information for financial services industry regulators, and for other purposes S. 383 A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions S. 423 A bill to amend the Gramm-Leach-Bliley Act to provide an exception to the annual written privacy notice requirement. S. 445 A bill to increase students and borrowers access to student loan information within the National Student Loan Data System. S. 477 A bill to terminate Operation Choke Point. S. 482 A bill to increase from $10,000,000,000 to $50,000,000,000 the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 495 A bill to revoke the charters for the Federal National Mortgage Corporation and the Federal Home Loan Mortgage Corporation upon resolution of their obligations, to create a new Mortgage Finance Agency for the securitization of single family and multifamily mortgages, and for other purposes. S. 510 A bill to require Senate confirmation of Inspector General of the Bureau of Consumer Financial Protection, and for other purposes S. 682 A bill to amend the Truth in Lending Act to modify the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage s. 726 A bill to establish the prudential regulator of community and independent depository institutions as the conduit and arbiter of all Federal financial oversight, examination, and reporting. S. 729 A bill to revise federal bankruptcy law with respect to the exemption from the exception to discharge in bankruptcy for certain educational loans. S. 774 A bill to amend the Federal Financial Institutions Examination Council Act of 1978 to improve the examination of depository institutions, and for other purposes. S. 812 A bill to enhance the ability of community financial institutions to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes. S. 840 A bill to require certain protections for student loan borrowers, and for other purposes S. 383 A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions. S. Con. Res. 11 and All Amendments Attacking our System of Public Protections S. Con. Res.11, and any other restrictions on the Department of Justices Operation Choke Point or bank regulator efforts to prevent money laundering. House: H.R. 37 To make technical corrections to the Dodd-Frank Wall Street Reform and Consumer Protection Act, to enhance the ability of small and emerging growth companies ot access capital through public and private markets, to reduce regulatory burdens, and for other purposes. H.R. 50, the Unfunded Mandates Information and Transparency Act of 2015 HR 185, the Regulatory Accountability Act of 2015 HR 299 Capital Access for Small Community Financial Institutions Act of 2015 H.R. 527, the Small Business Regulatory Flexibility Improvements Act H.R. 601, the Eliminate Privacy Notice Confusion Act H.R. 650, the Preserving Access to Manufactured Housing Act of 2015 H.R. 685, the Mortgage Choice Act of 2015 H.R. 712 Sunshine for Regulatory Decrees and Settlements Act of 2015 HR 1090, the Retail Investor Protection Act H.R. 1155 Searching for and Cutting Regulations that are Unnecessarily Burdensome (SCRUB) Act of 2015 H.R. 1195, the Bureau of Consumer Financial Protection Advisory Boards Act H.R. 1259, the Helping Expand Lending Practices in Rural Communities Act H.R. 1265, the Bureau Advisory Commission Transparency Act H.R. 1266 the Financial Product Safety Commission Act of 2015 HR 1309 the Systemic Risk Designation Improvement Act of 2015. H.R. 1408, the Mortgage Servicing Asset Capital Requirements Act of 2015 H.R. 1480, the SAFE Act Confidentiality and Privilege Enhancement Act; H.R. 1529, the Community Institution Mortgage Relief Act of 2015 H.R. 1565, Protecting Consumers from Unreasonable Credit Rates Act of 2015 Under Discussion: A bill to provide consumer protections for overdraft fees A bill to provide tax relief to distressed homeowners who receive mortgage debt forgiveness A bill to provide increased consumer protections in auto lending. A bill to provide comprehensive regulatory reform to protect student-borrowers.
2015 · first_quarter · Housing
H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1259 The HELP Rural Communities Act H.R. 1389 American Jobs and Community Revitalization Act H.R. 1529 The Community Institution Mortgage Relief Act S. 495 Mortgage Finance Act of 2015 S. 812 The CLEAR Relief Act Changes to Mortgage Servicing rules - Small Servicer Enhancements FHLB Membership Rules GSE Reform Home Mortgage Disclosure Act (HMDA) Housing Trust Fund, Capital Magnet Fund Partnership to Strengthen Homeownership - Delaney, Himes, Carney GSE Reform CFPB Ability to Repay Rule, Small Creditors/Rural Qualified Mortgages
Client expense: $1,010,000 · Firm income: Not reported
Client expense: $137,712 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Client expense: $22,123 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Client expense: $258,541 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Client expense: $814,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of
Client expense: $123,876 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Client expense: $808,000 · Firm income: Not reported
Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of
Client expense: $808,000 · Firm income: Not reported
Government targets: Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of
Government targets: Agriculture, Dept of (USDA), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
Client expense: $74,930 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Client expense: $40,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
Client expense: $20,000 · Firm income: Not reported
Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office
Government targets: Agriculture, Dept of (USDA), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office