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Legislative Progress
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
82pct
36d open
vs 3,805 other S bills in the 115th — cohort avg 41d
Stopping Errors in Consumer Use and REporting Act of 2017 or the SECURE Act of 2017 This bill amends the Fair Credit Reporting Act with respect to civil liability for willful or negligent noncompliance with consumer credit protection requirements. Specifically, it authorizes a court to award: (1) injunctive relief to require compliance with that Act, and (2) costs and fees to the prevailing party in any successful action for injunctive relief. In disputes regarding information contained in a consumer's credit report, the consumer reporting agency must provide all documentation provided by the consumer to the furnisher of the disputed information. The furnisher must review and consider the documentation. The Consumer Financial Protection Bureau (CFPB) must issue rules to ensure accuracy of consumer reports issued by consumer reporting agencies. This bill adds negligence and willful violations of the Act as a basis for civil action and penalty by the Federal Trade Commission. A consumer reporting agency: (1) must give a consumer a credit score free of charge if one is requested in connection with a free annual consumer report, and (2) must provide free disclosures to any consumer who has received either a notice of adverse action or an offer of credit on materially less favorable terms. Upon request by a consumer under age 16 or the consumer's legal guardian or custodian, a consumer reporting agency may not provide anyone with the minor's consumer report, nor add information to the file without permission. The Government Accountability Office must study the feasibility of a government-administered consumer credit reporting system.
These links require the bill number to appear in the filing's source-reported specific issue text. Client expenses and lobbying-firm income are separate disclosure fields.
Filing registrants (4)
2018 · fourth_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 115-132.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Bills with similar content found using semantic analysis.
Sources: Congress.gov
Client expense: Not reported · Firm income: $50,000
Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2018 · fourth_quarter · Financial Institutions/Investments/Securities
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
Client expense: Not reported · Firm income: $50,000
Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2018 · third_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
Client expense: Not reported · Firm income: $50,000
Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2018 · third_quarter · Financial Institutions/Investments/Securities
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
Client expense: Not reported · Firm income: $50,000
Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2018 · second_quarter · Financial Institutions/Investments/Securities
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification following a breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
Client expense: Not reported · Firm income: $50,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2018 · second_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification following a breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
2018 · first_quarter · Financial Institutions/Investments/Securities
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act
2018 · first_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act
2018 · fourth_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
2018 · fourth_quarter · Health Issues
Supported efforts to repeal certain provision of Affordable Care Act: Employer Mandate, Health Insurance Tax, Cadillac Tax, small group expansion requirement, 40-hour full-time designation, and Medical Device Tax. Supported efforts to expand health savings accounts (HSA) and flexible spending accounts (FSA) benefits; supported the Commonsense Reporting Act of 2017 (S 1908 / HR 3919); supported the Bipartisan HSA Improvement Act of 2018 (HR 5138); supported developing legislation to establish federal chemical labeling standards. Supported 40 hours 13 full-time S.1786; Save American Workers HR 3798; supported STARS Act HR 3956; supported Marketplace Fairness Act S.976.
Client expense: $110,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Environmental Protection Agency (EPA), Federal Highway Administration (FHA), HOUSE OF REPRESENTATIVES, Intl Trade Administration (ITA), Library of Congress (LOC), Natl Highway Traffic Safety Administration (NHTSA), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), U.S. International Trade Commission (ITC), U.S. Trade Representative (USTR)
2018 · third_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification followin ga breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
2018 · third_quarter · Health Issues
Supported efforts to repeal certain provision of Affordable Care Act: Employer Mandate, Health Insurance Tax, Cadillac Tax, small group expansion requirement, 40-hour full-time designation, and Medical Device Tax. Supported efforts to expand health savings accounts (HSA) and flexible spending accounts (FSA) benefits; supported the Commonsense Reporting Act of 2017 (S 1908 / HR 3919); supported the Bipartisan HSA Improvement Act of 2018 (HR 5138); supported developing legislation to establish federal chemical labeling standards. Supported 40 hours 13 full-time S.1786; Save American Workers HR 3798; supported STARS Act HR 3956; supported Marketplace Fairness Act S.976.
Client expense: $180,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Environmental Protection Agency (EPA), Federal Highway Administration (FHA), HOUSE OF REPRESENTATIVES, Intl Trade Administration (ITA), Library of Congress (LOC), Natl Highway Traffic Safety Administration (NHTSA), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), U.S. International Trade Commission (ITC), U.S. Trade Representative (USTR)
2018 · second_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Issues related to Internal Revenue Service Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 - To require notification following a breach of security of a system containing personal information, and for other purposes S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act S. 1989 - Honest Ads Act H.R. 4077 - Honest Ads Act S. 2728 - Social Media Privacy Protection and Consumer Rights Act of 2018
2018 · second_quarter · Health Issues
Supported efforts to repeal certain provision of Affordable Care Act: Employer Mandate, Health Insurance Tax, Cadillac Tax, small group expansion requirement, 40-hour full-time designation, and Medical Device Tax. Supported efforts to expand health savings accounts (HSA) and flexible spending accounts (FSA) benefits; supported the Commonsense Reporting Act of 2017 (S 1908 / HR 3919); supported the Bipartisan HSA Improvement Act of 2018 (HR 5138); supported developing legislation to establish federal chemical labeling standards. Supported 40 hours 13 full-time S.1786; Save American Workers HR 3798; supported STARS Act HR 3956; supported Marketplace Fairness Act S.976.
Client expense: $400,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Environmental Protection Agency (EPA), Federal Highway Administration (FHA), HOUSE OF REPRESENTATIVES, Intl Trade Administration (ITA), Library of Congress (LOC), Natl Highway Traffic Safety Administration (NHTSA), Occupational Safety & Health Administration (OSHA), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), U.S. International Trade Commission (ITC), U.S. Trade Representative (USTR)
2018 · first_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act H.R. 2683 - Protecting Veterans Credit Act of 2017 S. 744 - Protecting Veterans Credit Act of 2017 H.R. 2359 - FCRA Liability Harmonization Act
2017 · fourth_quarter · Banking
All legislation, executive orders or agency actions pertaining to the Consumer Financial Protection Bureau, including to restrict its authorities, change its structure to a commission or modify its independent funding and all proposals to implement the Congressional Review Act to rescind CFPB rules, including the prepaid card rule of October 2016 and the arbitration rule of July 2017; comment on all rules proposed by the CFPB, including its high-cost (payday) and arbitration draft rules. Comment on all Executive Orders and Requests for Information pertaining to changing or limiting the structure of US Financial Regulation system. All agency proposed rules, requests for Information or guidances concerning "fintech" firms and their chartering. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight. Bills include S2155, The Economic Growth, Regulatory Relief, and Consumer Protection Act, HR3746, The Business of Insurance Regulatory Reform Act of 2017; HR2396, The Privacy Notification Technical Clarification Act; HR435, The Credit Access and Inclusion Act of 2017; HR2706, The Financial Institution Customer Protection Act of 2017; HR10 (Financial Choice Act)/S370 (Repeal CFPB Act), S365 (Change Funding of CFPB), S387 (Consumer Financial Protection Bureau Accountability Act of 2017), S105 (Consumer Financial Protection Board Act of 2017), S626 (CFPB-IG Act of 2017), S552/HR1414 (Justice for Victims of Fraud Act of 2017), HR50 (Unfunded Mandates Information and Transparency Act of 2017), HR1116/S366 (TAILOR Act of 2017), HR1018 (CFPB Constitutional Reform Act of 2017) and SJR19/HJR73/HJR62 (To repeal CFPB Prepaid rule) and HJR 111/SJR47 to repeal CFPB arbitration rule. HR2133 (CLEARR Act of 2017 to weaken civil rights lending laws). HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. S1816, S1810, HR3878 and other bills to enact free credit freezes. S1786 (Secure Act)/HR3755 (Comprehensive Credit Reform Reporting Act and S1819/HR3783 (Equal Credit for All Acts) to amend the Fair Credit Reporting Act. HR3606 (Overdraft Protection Act). cOppose HR 3796 (Anti-Pyramid Scheme Promotion Act) and any riders to do same. HR3280 (Financial Services and General Government Appropriations Act) and any riders incorporated to weaken CFPB or Dodd-Frank Act generally. Support FHFA Preferred Language efforts.
2017 · fourth_quarter · Banking
Support the Consumer Financial Protection Bureau (CFPB); support the CFPBs rule prohibiting forced arbitration; support consumers being able to enact free credit freezes; oppose federal legislation to preempt state laws which may be stronger regarding breach laws (oppose HR 2359); support federal reform of credit bureaus ad credit reporting agencies (support HR 3755 and S1786) Oppose OCC rescission of its 2013 bank payday guidance Oppose HR 1116 (the TAILOR Act) , which would force consumer and financial regulators to prioritize costs to Wall Street over benefits to the public before taking any action to control financial abuses, and empower Wall Street to overturn current and future consumer protections in court; Oppose HR 3072, which would remove two-thirds of the large banks currently examined by the Consumer Financial Protection Bureau from CFPB supervision, removing over $1 trillion in assets from CFPB oversight; Oppose HR 3312, which would place unprecedented restraints on the capacity of the Federal Reserve to perform safety and soundness supervision of some of the largest banks in the country; Oppose HR 3857 would eliminate the Department of Labors new rules protecting ordinary investors from exploitation by conflicted investment advisors, which have been estimated to save working families tens of billions of dollars a year in savings. Oppose HR 3229 would make it easier for predatory high-cost lenders to use rent-a-bank arrangements to evade state usury laws that limit high interest rates. Oppose HR 3948 which would prevent the SEC from fully investigating high-frequency trading practices that could crash markets. Oppose HR 3911 which would significantly weaken oversight of the big rating agencies who prior to the financial crisis certified trillions of dollars of worthless mortgage-backed securities as safe for investors. Oppose HR 1699 which would remove key consumer protections for buyers of manufactured homes, rendering them more vulnerable to predatory lending. Oppose HR 2706 which would place major new barriers on the ability of banking regulators to advise financial institutions of warning signs that their customers are engaged in money laundering, illegal activity, or fraudulent practices that give scammers access to bank accounts. Oppose HR 2954 which would nearly quadruple the number of banks exempted from key mortgage disclosures designed to detect predatory and discriminatory lending, leading to 5,400 banks being exempted as well as an additional 487 non-banks. Oppose HR 2201 which would create a new class of microcap securities that could be traded without any oversight from the Securities and Exchange Commission or state regulators - securities that would almost certainly become a haven for fraud. Oppose HR 2121 and HR 2148 which micromanage regulators by forcing them to grant significant new exemptions from rules designed to prevent risky banking and lending practices. Support Janet Yellens re-appointment as Chair of the Federal Reserve. Oppose Federal Reserve Board of Governors nominees who have criticized the Feds full employment mandate and called for its elimination or deprioritization; seek to constrain job growth by advocating for the Fed to follow a strict, rules-based approach to monetary policy (e.g. the Taylor Rule, which economists estimate would have cost 2.5 million jobs had it been in effect in the Fed over the past five years); have a track record of advocating for reduced support for the economy even during the depths of the Great Recession; would unwind the financial protections enacted by Yellen and her peers. Support Leandra English to be the Acting Director of the CFPB; not Mick Mulvaney Oppose HR 1699, a bill which would remove key consumer protections for buyers of manufactured homes Support the FAIR RATES Act of 2017 (The Fair Auto Insurance Ratemaking Reporting to Allow a Transparent Evaluation of Statistics) Oppose H.R. 2570, the Mortgage Fairness Act of 2017, which removes yield spread premiums from points and fees Oppose H.R. 3971, the Community Institution Mortgage Relief Act which creates loopholes for abuse by rolling back essential consumer protections. Strengthen the Community Reinvestment Act (CRA) by: expanding CRA to non-banks; designate areas outside of branch networks with high volumes of loans as assessment areas; retain and do not in any way reduce the Intermediate Small Bank category; encourage large banks to be more efficient and devote more staff resources for CRA exams; standardize CRA exam methodology and format; execute merger application process; credit should be given for community development loans and investments outside assessment areas. Oppose H.J.Res. 122, which uses the Congressional Review Act to nullify the CFPBs proposed payday lending rule. Support Government Sponsored Enterprise (GSE) legislation which promotes homeownership among low and moderate income Americans and Americans of color Oppose H.R. 3299, the Protecting Consumers' Access to Credit Act of 2017, which allows smaller institutions to skirt usury limits enacted by states to protect consumers from egregious profit seekers by using federal charters, hoping to make money from those who can often least afford it. Support as S. 1659 / H.R. 3760, the Protecting Consumers from Unreasonable Credit Rates Act, which establishes a cap interest rates on consumer loans at 36% annually Oppose H Con Res 111, legislation which uses the CRA to repeal the CFPB's rule banning mandatory arbitration by financial servicers. Support the proposed rule issued by the Consumer Financial Protection Bureau to reign in the most abusive predatory short-term loan abuses.
2017 · fourth_quarter · Financial Institutions/Investments/Securities
Support the Consumer Financial Protection Bureau (CFPB); support the CFPBs rule prohibiting forced arbitration; support consumers being able to enact free credit freezes; oppose federal legislation to preempt state laws which may be stronger regarding breach laws (oppose HR 2359); support federal reform of credit bureaus ad credit reporting agencies (support HR 3755 and S1786) Oppose OCC rescission of its 2013 bank payday guidance Oppose HR 1116 (the TAILOR Act) , which would force consumer and financial regulators to prioritize costs to Wall Street over benefits to the public before taking any action to control financial abuses, and empower Wall Street to overturn current and future consumer protections in court; Oppose HR 3072, which would remove two-thirds of the large banks currently examined by the Consumer Financial Protection Bureau from CFPB supervision, removing over $1 trillion in assets from CFPB oversight; Oppose HR 3312, which would place unprecedented restraints on the capacity of the Federal Reserve to perform safety and soundness supervision of some of the largest banks in the country; Oppose HR 3857 would eliminate the Department of Labors new rules protecting ordinary investors from exploitation by conflicted investment advisors, which have been estimated to save working families tens of billions of dollars a year in savings. Oppose HR 3229 would make it easier for predatory high-cost lenders to use rent-a-bank arrangements to evade state usury laws that limit high interest rates. Oppose HR 3948 which would prevent the SEC from fully investigating high-frequency trading practices that could crash markets. Oppose HR 3911 which would significantly weaken oversight of the big rating agencies who prior to the financial crisis certified trillions of dollars of worthless mortgage-backed securities as safe for investors. Oppose HR 1699 which would remove key consumer protections for buyers of manufactured homes, rendering them more vulnerable to predatory lending. Oppose HR 2706 which would place major new barriers on the ability of banking regulators to advise financial institutions of warning signs that their customers are engaged in money laundering, illegal activity, or fraudulent practices that give scammers access to bank accounts. Oppose HR 2954 which would nearly quadruple the number of banks exempted from key mortgage disclosures designed to detect predatory and discriminatory lending, leading to 5,400 banks being exempted as well as an additional 487 non-banks. Oppose HR 2201 which would create a new class of microcap securities that could be traded without any oversight from the Securities and Exchange Commission or state regulators - securities that would almost certainly become a haven for fraud. Oppose HR 2121 and HR 2148 which micromanage regulators by forcing them to grant significant new exemptions from rules designed to prevent risky banking and lending practices. Support Janet Yellens re-appointment as Chair of the Federal Reserve. Oppose Federal Reserve Board of Governors nominees who have criticized the Feds full employment mandate and called for its elimination or deprioritization; seek to constrain job growth by advocating for the Fed to follow a strict, rules-based approach to monetary policy (e.g. the Taylor Rule, which economists estimate would have cost 2.5 million jobs had it been in effect in the Fed over the past five years); have a track record of advocating for reduced support for the economy even during the depths of the Great Recession; would unwind the financial protections enacted by Yellen and her peers. Oppose HR 1699, a bill which would remove key consumer protections for buyers of manufactured home Support Leandra English to be the Acting Director of the CFPB; not Mick Mulvaney Support the FAIR RATES Act of 2017 (The Fair Auto Insurance Ratemaking Reporting to Allow a Transparent Evaluation of Statistics) Oppose H.R. 2570, the Mortgage Fairness Act of 2017, which removes yield spread premiums from points and fees Oppose H.R. 3971, the Community Institution Mortgage Relief Act which creates loopholes for abuse by rolling back essential consumer protections. Strengthen the Community Reinvestment Act (CRA) by: expanding CRA to non-banks; designate areas outside of branch networks with high volumes of loans as assessment areas; retain and do not in any way reduce the Intermediate Small Bank category; encourage large banks to be more efficient and devote more staff resources for CRA exams; standardize CRA exam methodology and format; execute merger application process; credit should be given for community development loans and investments outside assessment areas. Oppose H.J.Res. 122, which uses the Congressional Review Act to nullify the CFPBs proposed payday lending rule. Support Government Sponsored Enterprise (GSE) legislation which promotes homeownership among low and moderate income Americans and Americans of color Oppose H.R. 3299, the Protecting Consumers' Access to Credit Act of 2017 which allows smaller institutions to skirt usury limits enacted by states to protect consumers from egregious profit seekers by using federal charters, hoping to make money from those who can often least afford it. Support as S. 1659 / H.R. 3760, the Protecting Consumers from Unreasonable Credit Rates Act, which establishes a cap interest rates on consumer loans at 36% annually Oppose H Con Res 111, legislation which uses the CRA to repeal the CFPB's rule banning mandatory arbitration by financial servicers. Support the proposed rule issued by the Consumer Financial Protection Bureau to reign in the most abusive predatory short-term loan abuses.
2017 · fourth_quarter · Banking
All legislation, executive orders or agency actions pertaining to the Consumer Financial Protection Bureau, including to restrict its authorities, change its structure to a commission or modify its independent funding and all proposals to implement the Congressional Review Act to rescind CFPB rules, including the prepaid card rule of October 2016 and the arbitration rule of July 2017; comment on all rules proposed by the CFPB, including its high-cost (payday) and arbitration draft rules. Comment on all Executive Orders and Requests for Information pertaining to changing or limiting the structure of US Financial Regulation system. All agency proposed rules, requests for Information or guidances concerning "fintech" firms and their chartering. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight. Bills include S2155, The Economic Growth, Regulatory Relief, and Consumer Protection Act, HR3746, The Business of Insurance Regulatory Reform Act of 2017; HR2396, The Privacy Notification Technical Clarification Act; HR435, The Credit Access and Inclusion Act of 2017; HR2706, The Financial Institution Customer Protection Act of 2017; HR10 (Financial Choice Act)/S370 (Repeal CFPB Act), S365 (Change Funding of CFPB), S387 (Consumer Financial Protection Bureau Accountability Act of 2017), S105 (Consumer Financial Protection Board Act of 2017), S626 (CFPB-IG Act of 2017), S552/HR1414 (Justice for Victims of Fraud Act of 2017), HR50 (Unfunded Mandates Information and Transparency Act of 2017), HR1116/S366 (TAILOR Act of 2017), HR1018 (CFPB Constitutional Reform Act of 2017) and SJR19/HJR73/HJR62 (To repeal CFPB Prepaid rule) and HJR 111/SJR47 to repeal CFPB arbitration rule. HR2133 (CLEARR Act of 2017 to weaken civil rights lending laws). HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. S1816, S1810, HR3878 and other bills to enact free credit freezes. S1786 (Secure Act)/HR3755 (Comprehensive Credit Reform Reporting Act and S1819/HR3783 (Equal Credit for All Acts) to amend the Fair Credit Reporting Act. HR3606 (Overdraft Protection Act). cOppose HR 3796 (Anti-Pyramid Scheme Promotion Act) and any riders to do same. HR3280 (Financial Services and General Government Appropriations Act) and any riders incorporated to weaken CFPB or Dodd-Frank Act generally. Support FHFA Preferred Language efforts.
2017 · fourth_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 S. 2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act Issues related to Internal Revenue Service
2017 · third_quarter · Banking
All legislation, executive orders or agency actions pertaining to the Consumer Financial Protection Bureau, including to restrict its authorities, change its structure to a commission or modify its independent funding and all proposals to implement the Congressional Review Act to rescind CFPB rules, including the prepaid card rule of October 2016 and the arbitration rule of July 2017; comment on all rules proposed by the CFPB, including its high-cost (payday) and arbitration draft rules. Comment on all Executive Orders and Requests for Information pertaining to changing or limiting the structure of US Financial Regulation system. All agency proposed rules, requests for Information or guidances concerning ""fintech"" firms and their chartering. Oppose all appropriations riders to subject independent agencies to restrictive, duplicative regulatory cost-benefit analysis and OMB/OIRA oversight. Bills include HR10 (Financial Choice Act)/S370 (Repeal CFPB Act), S365 (Change Funding of CFPB), S387 (Consumer Financial Protection Bureau Accountability Act of 2017), S105 (Consumer Financial Protection Board Act of 2017), S626 (CFPB-IG Act of 2017), S552/HR1414 (Justice for Victims of Fraud Act of 2017), HR50 (Unfunded Mandates Information and Transparency Act of 2017), HR1116/S366 (TAILOR Act of 2017), HR1018 (CFPB Constitutional Reform Act of 2017) and SJR19/HJR73/HJR62 (To repeal CFPB Prepaid rule) and HJR 111/SJR47 to repeal CFPB arbitration rule. HR2133 (CLEARR Act of 2017 to weaken civil rights lending laws). HR5 (Regulatory Accountability Act) and similar regulatory/Administrative Procedures Act/benefit-cost analysis bills and riders. S1816, S1810, HR3878 and other bills to enact free credit freezes. S1786 (Secure Act)/HR3755 (Comprehensive Credit Reform Reporting Act and S1819/HR3783 (Equal Credit for All Acts) to amend the Fair Credit Reporting Act. HR3606 (Overdraft Protection Act). cOppose HR 3796 (Anti-Pyramid Scheme Promotion Act) and any riders to do same. HR3280 (Financial Services and General Government Appropriations Act) and any riders incorporated to weaken CFPB or Dodd-Frank Act generally. OCC - Urge agency not to establish special national bank charter for finetch firms. FHFA - In response to Request for Input (RFI), urge this agency (new name ends in Agency-FHFA) to improve language access in materials.
2017 · third_quarter · Consumer Issues/Safety/Products
Internet, marketing, and data protection issues Issues pertaining to facilitating access to credit Potential privacy, data security, and breach notification legislation in House of Representatives and Senate Credit Repair Organizations Act (Title IV of Consumer Credit Protection Act) reform Alternative data and consumer lending credit review issues H.R. 402 - Fair Access to Credit Scores Act of 2017 H.R. 435 - The Credit Access and Inclusion Act of 2017 H.R. 387 - Email Privacy Act S. 395 - Geolocational Privacy and Surveillance Act H.R. 1062 - Geolocational Privacy and Surveillance Act H.R. 1061 - Cell Location Privacy Act of 2017 S. 88 - Developing Innovation and Growing the Internet of Things Act H.R. 686 - Developing Innovation and Growing the Internet of Things Act H.R. 135 - Cyber Privacy Fortification Act of 2017 H.R. 600 - Digital GAP Act S. 278 - Support for Rapid Innovation Act H.R. 1224 - NIST Cybersecurity Framework, Assessment and Auditing Act of 2017 H.R. 1335 - Cybersecurity Responsibility Act of 2017 S. 536 - Cybersecurity Disclosure Act of 2017 H.R. 704 - Small Business and Community Investments Expansion Act of 2017 H.R. 2520 - BROWSER Act of 2017 S. 1786 - Stopping Errors in Consumer Use and Reporting [SECURE] Act H.R. 3755 - Comprehensive Consumer Credit Reporting Reform Act of 2017 H.R. 3760 - Protecting Consumers from Unreasonable Credit Rates Act of 2017 H.R. 3766 - Credit Information Protection Act of 2017 H.R. 3783 - Equal Employment for All Act of 2017 S. 1810 - Free Credit Freeze Act S. 1816 - Freedom from Equifax Exploitation Act S. 1819 - Equal Employment for All Act of 2017 S. 1858 - Empowering States Rights to Protect Consumers Act of 2017 H.R. 3878 - Free Credit Freeze Act H.R. 3806 - Personal Data Notification and Protection Act of 2017 H.R. 3816 S. 1900 - Data Breach Accountability and Enforcement Act of 2017 Issues related to Internal Revenue Service
| Democratic |
| MA |
| Jeff Merkley | Democratic | OR |
| Richard Blumenthal | Democratic | CT |
Client expense: Not reported · Firm income: $50,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: Not reported · Firm income: $150,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: Not reported · Firm income: $150,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: Not reported · Firm income: $50,000
Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: Not reported · Firm income: $50,000
Government targets: Commerce, Dept of (DOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: Not reported · Firm income: $50,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: Not reported · Firm income: $150,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: $40,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Consumer Product Safety Commission (CPSC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of
Client expense: $70,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Bureau of Alcohol Tobacco Firearms & Explosives, Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Corrections Program Office, Education, Dept of, Election Assistance Commission (EAC), Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Motor Carrier Safety Administration, Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Aeronautics & Space Administration (NASA), Natl Science Foundation (NSF), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Immigration & Customs Enforcement (ICE), White House Office
Client expense: $70,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Bureau of Alcohol Tobacco Firearms & Explosives, Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Corrections Program Office, Education, Dept of, Election Assistance Commission (EAC), Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Motor Carrier Safety Administration, Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Aeronautics & Space Administration (NASA), Natl Science Foundation (NSF), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Immigration & Customs Enforcement (ICE), White House Office
Client expense: $40,000 · Firm income: Not reported
Government targets: Commodity Futures Trading Commission (CFTC), Consumer Product Safety Commission (CPSC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of
Client expense: Not reported · Firm income: $200,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
Client expense: $30,000 · Firm income: Not reported
Government targets: Consumer Product Safety Commission (CPSC), Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)
Client expense: Not reported · Firm income: $80,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE