PROTECT Students Act of 2019

S.3548 -- CARES Act S.1002 -- HEA Related S.1059 -- HEA Related S.1615 -- Dream Act of 2017 S.128 -- BRIDGE Act S.718 S.789 S.808 S.830 S.839 S.867 S.888 S.889 S.943 S.976 H.R.6 -- American Dream and Promise Act of 2019 H.R.496 -- BRIDGE Act H.R.6543 -- Aim Higher Act H.R. 2740 FY19 & FY20 House Appropriations --SEOG --Perkins Loans --Pell Grant --Federal Work Study --TRIO --Student Financial Aid --Title VII --Title VIII HELP Appropriations Subcommittee Markup --SEOG --Perkins Loan DACA Energy and Water Federal Work Study Higher Education Higher Education Funding Immigration Visas Innovation Manufacturing Education Neighborhood Development Nursing Education PROSPER Act Re-authorization of the Higher Education Act Student Financial Aid Teacher Preparation Regulations H.R. 748- CARES Act H.R. 6800 HEROES Act TREAT Act Bill Numbers: (Temporary Reciprocity to Ensure Access to Treatment Act) S.4421/ HR 8283 H.R. 1044/S.386 H.R. 133 The Coronavirus Relief and Response Supplemental Appropriations and FY21 Omnibus Appropriations Act

Client expense: $10,000 · Firm income: Not reported

Government targets: Army, Dept of (Corps of Engineers), Defense, Dept of (DOD), Education, Dept of, HOUSE OF REPRESENTATIVES, Health Resources & Services Administration (HRSA), Housing & Urban Development, Dept of (HUD), SENATE

Issues related to private student lending, including post-secondary education and private student lending: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019 -S. 2557 Student Aid Improvement Act of 2019 -S. 3548 - CARES Act -HR 6316 - Emergency Assistance for Student Borrowers Act -HR 6800 - The Heroes Act -HR 6397 - The William M (Mac) Thornberry National Defense Authorization Act for Fiscal Year 2021 (Dean and Adams Amendments)

Client expense: $550,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

H.R. 6800, Health and Economic Recovery Omnibus Emergency Solutions Act (HEROES Act), the bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. H.R. 133, Consolidated Appropriations Act, 2021, a major government funding bill, which also included economic stimulus provisions due to the coronavirus pandemic. H.R. 748, Coronavirus Aid, Relief, and Economic Security (CARES Act), the bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. The fiscal Year 2021, Labor-HHS-Education funding bill, the bill is legislation to appropriate federal funds to the Departments of Labor, Human and Health Services, and Education. The funding also provides funding for operations, personnel, equipment and activities at these federal agencies. H.J. Res. 76: Congressional Review Act resolution would disapprove of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. S.J. Res. 56: Congressional Review Act resolution would disapprove of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. S. 867 and H.R. 3512: The Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT Students Act), the bill proposes to change the current 90/10 to 85/15 and count U.S. Department of Defense Tuition Assistance and the U.S. Department of Veterans Affairs Post-9/11 GI Bill education assistance in the numerator. H.R. 3487: The PRO Students Act sections on changing the current 90/10 rule to 85/15 and count veterans education benefits in the numerator; marketing restrictions; and establishment of an oversight committee specific to proprietary institutions; borrower defense. H.R. 3369: a bill that changes the 90/10 rule to 80/20 and includes federal funds such as military tuition assistance and veteran education benefits. S. 608 and H.R. 1430: The Court Legal Access and Student Support Act of 2019, would provide that chapter 1 of title 9 of the United States Code, relating to the enforcement of arbitration agreements, shall not apply to enrollment agreements made between students and certain institutions of higher education; and to prohibit limitations on the ability of students to pursue claims against certain institutions of higher education. S. 839 and H.R. 3497: The Jumpstart Our Businesses by Supporting Students Act of 2019, would extend Federal Pell Grant eligibility of certain short-term programs. The bill would change the definition of Institution of Higher Education to include proprietary institutions. S. 720 and H.R. 2833: CFPB Student Loan Integrity and Transparency Act of 2019, would require the student loan ombudsman of the Department of Education to provide student loan data to the Bureau of Consumer Financial Protection, and for other purposes. H.R. 3179: Protecting Our Students and Taxpayers Act of 2019, would amend the Higher Education Act of 1965 regarding proprietary institutions of higher education in order to protect students and taxpayers. H.R. 4206: Student and Taxpayer Protection Act, would amend the Higher Education Act of 1965 to include requirements for programs of training to prepare students for gainful employment in a recognized occupation. S. 3114: 90/10 Accountability for All Act, would require that all institutions of higher education participating in student financial assistance programs under title IV of the Higher Education Act of 1965 meet certain revenue requirements. S. 2857: Protect Veterans Education and Taxpayer Spending Act of 2019, would amend the Higher Education Act of 1965 to count military and veterans education benefits as Federal educational assistance, and for other purposes. H.R. 748: Coronavirus Aid, Relief, and Economic Security Act (CARES Act), the bill responded to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. H.R. 6201: Families First Coronavirus Response Act, the bill responded to the COVID-19 (i.e., coronavirus disease 2019) outbreak by providing paid sick leave, tax credits, and free COVID-19 testing; expanding food assistance and unemployment benefits; and increasing Medicaid funding. H.R. 6074: Coronavirus Preparedness and Response Supplemental Appropriations Act, The bill provided $8.3 billion in emergency funding for federal agencies to respond to the coronavirus outbreak. H.R. 266: Paycheck Protection Program and Health Care Enhancement Act, the bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak by providing additional funding for small business loans, health care providers, and COVID-19 testing. H.R. 7617: Defense, Commerce, Justice, Science, Energy and Water Development, Financial Services and General Government, Labor, Health Human Services, Education, Transportation, Housing, and Urban Development Appropriation Act, 2021, a $1.3 trillion appropriations package that included six different spending bills. The Fiscal Year 2021 spending bill encompassed the following appropriations bill in the package: Defense, Commerce, Justice, Science, Energy and Water Development, Financial Services and General Government, Homeland Security, Labor, Health and Human Services, Education, Transportation, Housing, and Urban Development Appropriations Act. H.R. 8337: Continuing Appropriations Act, 2021 and Other Extensions Act, the bill provides continuing FY2021 appropriations to federal agencies and extends expiring programs that address health care, surface transportation, agriculture, veterans benefits, and other issues. Met with the Department of Education officials to discuss borrower defense, 90/10 rule, short-term Pell program, and other education policies that would limit access to trade, technical, and career post-secondary institutions. Met with White House officials to discuss the White House paper titled Higher Education Act Reauthorization Principles, and its inclusion into the administrations top policy priorities. Met with White House Domestic Policy Council officials to discuss 90/10 rule, short-term Pell Grant program, borrower defense, and other policies that limit students access to trade, technical, and career post-secondary institutions. Met with the White House Office of Management and Budget officials to discuss borrower defense rule, 90/10 rule, and other policies that limit student access to trade, technical, and career post-secondary institutions.

Client expense: $180,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA), White House Office

Legislation and policy related to resolution of financial and student loan disputes, including S. 608, S.630, S. 867, S. 1354, and H.R. 1430.

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and policy related to resolution of consumer and employment disputes, including H.R. 327, S. 510, S. 610, S. 630, S. 635, S. 867, S. 1354, H.R. 1423, H.R. 1430, H.R. 1500, S. 2459, H.R. 2750, H.R. 3487, H.R. 3512, H.R. 3764, H.R. 4544. Issues related to mediation of evictions.

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 6800, Health and Economic Recovery Omnibus Emergency Solutions Act (HEROES Act), the bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. H.R. 748, Coronavirus Aid, Relief, and Economic Security (CARES Act), the bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. FY 2021 Labor-HHS-Education funding bill, the bill is legislation to appropriate federal funds to the Departments of Labor, Human and Health Services, and Education. The funding also provides funding for operations, personnel, equipment and activities at these federal agencies. H.J. Res. 76: Congressional Review Act resolution would disapprove of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. S.J. Res. 56: Congressional Review Act resolution would disapprove of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. S. 867 and H.R. 3512: The Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT Students Act), the bill proposes to change the current 90/10 to 85/15 and count U.S. Department of Defense Tuition Assistance and the U.S. Department of Veterans Affairs Post-9/11 GI Bill education assistance in the numerator. H.R. 3487: The PRO Students Act sections on changing the current 90/10 rule to 85/15 and count veterans education benefits in the numerator; marketing restrictions; and establishment of an oversight committee specific to proprietary institutions; borrower defense. H.R. 3369: a bill that changes the 90/10 rule to 80/20 and includes federal funds such as military tuition assistance and veteran education benefits. S. 608 and H.R. 1430: The Court Legal Access and Student Support Act of 2019, would provide that chapter 1 of title 9 of the United States Code, relating to the enforcement of arbitration agreements, shall not apply to enrollment agreements made between students and certain institutions of higher education; and to prohibit limitations on the ability of students to pursue claims against certain institutions of higher education. S. 839 and H.R. 3497: The Jumpstart Our Businesses by Supporting Students Act of 2019, would extend Federal Pell Grant eligibility of certain short-term programs. The bill would change the definition of Institution of Higher Education to include proprietary institutions. S. 720 and H.R. 2833: CFPB Student Loan Integrity and Transparency Act of 2019, would require the student loan ombudsman of the Department of Education to provide student loan data to the Bureau of Consumer Financial Protection, and for other purposes. H.R. 3179: Protecting Our Students and Taxpayers Act of 2019, would amend the Higher Education Act of 1965 regarding proprietary institutions of higher education in order to protect students and taxpayers. H.R. 4206: Student and Taxpayer Protection Act, would amend the Higher Education Act of 1965 to include requirements for programs of training to prepare students for gainful employment in a recognized occupation. S. 3114: 90/10 Accountability for All Act, would require that all institutions of higher education participating in student financial assistance programs under title IV of the Higher Education Act of 1965 meet certain revenue requirements. S. 2857: Protect Veterans Education and Taxpayer Spending Act of 2019, would amend the Higher Education Act of 1965 to count military and veterans education benefits as Federal educational assistance, and for other purposes. H.R. 748: Coronavirus Aid, Relief, and Economic Security Act (CARES Act), the bill responded to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. H.R. 6201: Families First Coronavirus Response Act, the bill responded to the COVID-19 (i.e., coronavirus disease 2019) outbreak by providing paid sick leave, tax credits, and free COVID-19 testing; expanding food assistance and unemployment benefits; and increasing Medicaid funding. H.R. 6074: Coronavirus Preparedness and Response Supplemental Appropriations Act, The bill provided $8.3 billion in emergency funding for federal agencies to respond to the coronavirus outbreak. H.R. 266: Paycheck Protection Program and Health Care Enhancement Act, the bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak by providing additional funding for small business loans, health care providers, and COVID-19 testing. H.R. 7617: Defense, Commerce, Justice, Science, Energy and Water Development, Financial Services and General Government, Labor, Health Human Services, Education, Transportation, Housing, and Urban Development Appropriation Act, 2021, a $1.3 trillion appropriations package that included six different spending bills. The Fiscal Year 2021 spending bill encompassed the following appropriations bill in the package: Defense, Commerce, Justice, Science, Energy and Water Development, Financial Services and General Government, Homeland Security, Labor, Health and Human Services, Education, Transportation, Housing, and Urban Development Appropriations Act. H.R. 8337: Continuing Appropriations Act, 2021 and Other Extensions Act, the bill provides continuing FY2021 appropriations to federal agencies and extends expiring programs that address health care, surface transportation, agriculture, veterans benefits, and other issues. Met with the Department of Education officials to discuss borrower defense, 90/10 rule, short-term Pell program, and other education policies that would limit access to trade, technical, and career post-secondary institutions. Met with White House officials to discuss the White House paper titled Higher Education Act Reauthorization Principles, and its inclusion into the administrations top policy priorities. Met with White House Domestic Policy Council officials to discuss 90/10 rule, short-term Pell Grant program, borrower defense, and other policies that limit students access to trade, technical, and career post-secondary institutions. Met with the White House Office of Management and Budget officials to discuss borrower defense rule, 90/10 rule, and other policies that limit student access to trade, technical, and career post-secondary institutions.

Client expense: $110,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA), White House Office

H.R.865/S.266, Rebuild Americas Schools Act, Entirety Teacher loan forgiveness programs Community schools related issues TEACH (Teacher Education Assistance for College and Higher Education) Grant program related issues, generally Equitable services provisions of CARES Act, interim final rule and ED guidance Private school vouchers, micro-grants, or set-asides Student loan relief provisions generally, including debt cancellation Re-opening public schools and universities related issues and initiatives The Reopen Schools Safety Act H.R.2, Moving Forward Act of 2020, Public School infrastructure issues Children's Commission H.R.2639/S.1418, Strength in Diversity Act Lenders Offer Assistance Now (LOAN) Act H.R.7925/S.4480, Advanced Coursework Equity Act H.R.7887, Pandemic Child Hunger Prevention Act H.R.8468, Supporting Teachers with Residency Opportunities and New Grants (STRONG) Act H.R.8460, Protecting Our Students in Schools Act Allison R. Brown Building Just Schools for Children Act H.R.3112, For-Profit Fraud Act H.R.3369, Defending All Veterans In Education Act H.R.3179/S.1775: Protecting Our Students and Taxpayers Act H.R.3662, Relief for Defrauded Students Act H.R.4206, Student and Taxpayer Protection Act H.R.3487, Protections and Regulation for Our (PRO) Students Act H.R.3512/S.867, Preventing Risky Operations from Threatening the Education and Career Trajectories (PROTECT) Students Act Monitor the following: Public Service Loan Forgiveness (PSLF), Improvements and generally Borrower defense rule issues PSLF Administrative Improvements Act, Entirety H.R.6363 Student Debt Emergency Relief Act S. 3745, Coronavirus Emergency Borrower Defense Act HR 7294, COVID-19 Perkins Loan Relief Act H.R.1878/S.866, the IDEA Full Funding Act H.R.787/S.213, the SOAR Reauthorization Act H.R.2441/S.1203, the What You Can Do for Your Country Act, Entirety Student Loan Servicing Reform and Consumer Protection related issues Department of Education, Title IX Public Law 116-113, Recognizing Achievement in Classified School Employees Act, Implementation Teacher Workforce related issues H.R.1364/S.568, Child Care for Working Families Act H.R.2315/S.1172, Keep Our Promise to America's Children and Teachers (PACT) Act Keeping All Students Safe Act, Entirety Income Share Agreements, generally H.R.5984, COAT Act H.R.6106/S.3405, DIPLOMA Act, Entirety H.R.2574, the Equity and Inclusion Enforcement Act HR 6902, Black History is American History, entirety Lenders Offer Assistance Now (LOAN) Act HR 1043/S.460 - Employer Participation in Repayment Act of 2019 HR 6825, Teacher Loan Forgiveness Improvement Act of 2020

Client expense: $340,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), SENATE

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019 -S. 2557 Student Aid Improvement Act of 2019 -S. 3548 - CARES Act -HR 6316 - Emergency Assistance for Student Borrowers Act -HR 6800 - The Heroes Act -HR 6397 - The William M (Mac) Thornberry National Defense Authorization Act for Fiscal Year 2021 (Dean and Adams Amendments)

Client expense: $600,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

S.3548 -- CARES Act S.1002 -- HEA Related S.1059 -- HEA Related S.1615 -- Dream Act of 2017 S.128 -- BRIDGE Act S.718 S.789 S.808 S.830 S.839 S.867 S.888 S.889 S.943 S.976 H.R.6 -- American Dream and Promise Act of 2019 H.R.496 -- BRIDGE Act H.R.6543 -- Aim Higher Act H.R. 2740 FY19 & FY20 House Appropriations --SEOG --Perkins Loans --Pell Grant --Federal Work Study --TRIO --Student Financial Aid --Title VII --Title VIII HELP Appropriations Subcommittee Markup --SEOG --Perkins Loan DACA Energy and Water Federal Work Study Higher Education Higher Education Funding Immigration Visas Innovation Manufacturing Education Neighborhood Development Nursing Education PROSPER Act Re-authorization of the Higher Education Act Student Financial Aid Teacher Preparation Regulations H.R. 748- CARES Act H.R. 6800 HEROES Act TREAT Act Bill Numbers: (Temporary Reciprocity to Ensure Access to Treatment Act) S.4421/ HR 8283

Client expense: $10,000 · Firm income: Not reported

Government targets: Army, Dept of (Corps of Engineers), Defense, Dept of (DOD), Education, Dept of, HOUSE OF REPRESENTATIVES, Health Resources & Services Administration (HRSA), Housing & Urban Development, Dept of (HUD), SENATE

Legislation and policy related to resolution of consumer and employment disputes, including H.R. 327, S. 510, S. 610, S. 630, S. 635, S. 867, S. 1354, H.R. 1423, H.R. 1430, H.R. 1500, S. 2459, H.R. 2750, H.R. 3487, H.R. 3512, H.R. 3764, H.R. 4544,

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and policy related to resolution of financial and student loan disputes, including S. 608, S.630, S. 867, S. 1354, and H.R. 1430.

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and policy related to resolution of financial and student loan disputes, including S. 608, S.630, S. 867, S. 1354, and H.R. 1430.

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and policy related to resolution of consumer and employment disputes, including H.R. 327, S. 510, S. 610, S. 630, S. 635, S. 867, S. 1354, H.R. 1423, H.R. 1430, H.R. 1500, S. 2459, H.R. 2750, H.R. 3487, H.R. 3512, H.R. 3764, H.R. 4544. Issues related to mediation of evictions.

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019 -S. 2557 Student Aid Improvement Act of 2019 -S. 3548 - CARES Act -HR 6316 - Emergency Assistance for Student Borrowers Act -HR 6800 - The Heroes Act

Client expense: $430,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

S.3548 -- CARES Act S.1002 -- HEA Related S.1059 -- HEA Related S.1615 -- Dream Act of 2017 S.128 -- BRIDGE Act S.718 S.789 S.808 S.830 S.839 S.867 S.888 S.889 S.943 S.976 H.R.6 -- American Dream and Promise Act of 2019 H.R.496 -- BRIDGE Act H.R.6543 -- Aim Higher Act H.R. 2740 FY19 & FY20 House Appropriations --SEOG --Perkins Loans --Pell Grant --Federal Work Study --TRIO --Student Financial Aid --Title VII --Title VIII HELP Appropriations Subcommittee Markup --SEOG --Perkins Loan DACA Energy and Water Federal Work Study Higher Education Higher Education Funding Immigration Innovation Manufacturing Education Neighborhood Development Nursing Education PROSPER Act Re-authorization of the Higher Education Act Student Financial Aid Teacher Preparation Regulations H.R. 748- CARES Act

Client expense: $10,000 · Firm income: Not reported

Government targets: Army, Dept of (Corps of Engineers), Defense, Dept of (DOD), Education, Dept of, HOUSE OF REPRESENTATIVES, Health Resources & Services Administration (HRSA), Housing & Urban Development, Dept of (HUD), SENATE

H.R. 6800, Health and Economic Recovery Omnibus Emergency Solutions Act (HEROES Act), the bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. H.R. 748, Coronavirus Aid, Relief, and Economic Security (CARES Act), the bill responds to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. FY 2021 Labor-HHS-Education funding bill, the bill is legislation to appropriate federal funds to the Departments of Labor, Human and Health Services, and Education. The funding also provides funding for operations, personnel, equipment and activities at these federal agencies. H.J. Res. 76: Congressional Review Act resolution would disapprove of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. S.J. Res. 56: Congressional Review Act resolution would disapprove of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. S. 867 and H.R. 3512: The Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT Students Act), the bill proposes to change the current 90/10 to 85/15 and count U.S. Department of Defense Tuition Assistance and the U.S. Department of Veterans Affairs Post-9/11 GI Bill education assistance in the numerator. H.R. 3487: The PRO Students Act sections on changing the current 90/10 rule to 85/15 and count veterans education benefits in the numerator; marketing restrictions; and establishment of an oversight committee specific to proprietary institutions; borrower defense. H.R. 3369: a bill that changes the 90/10 rule to 80/20 and includes federal funds such as military tuition assistance and veteran education benefits. S. 608 and H.R. 1430: The Court Legal Access and Student Support Act of 2019, would provide that chapter 1 of title 9 of the United States Code, relating to the enforcement of arbitration agreements, shall not apply to enrollment agreements made between students and certain institutions of higher education; and to prohibit limitations on the ability of students to pursue claims against certain institutions of higher education. S. 839 and H.R. 3497: The Jumpstart Our Businesses by Supporting Students Act of 2019, would extend Federal Pell Grant eligibility of certain short-term programs. The bill would change the definition of Institution of Higher Education to include proprietary institutions. S. 720 and H.R. 2833: CFPB Student Loan Integrity and Transparency Act of 2019, would require the student loan ombudsman of the Department of Education to provide student loan data to the Bureau of Consumer Financial Protection, and for other purposes. H.R. 3179: Protecting Our Students and Taxpayers Act of 2019, would amend the Higher Education Act of 1965 regarding proprietary institutions of higher education in order to protect students and taxpayers. H.R. 4206: Student and Taxpayer Protection Act, would amend the Higher Education Act of 1965 to include requirements for programs of training to prepare students for gainful employment in a recognized occupation. S. 3114: 90/10 Accountability for All Act, would require that all institutions of higher education participating in student financial assistance programs under title IV of the Higher Education Act of 1965 meet certain revenue requirements. S. 2857: Protect Veterans Education and Taxpayer Spending Act of 2019, would amend the Higher Education Act of 1965 to count military and veterans education benefits as Federal educational assistance, and for other purposes. H.R. 748: Coronavirus Aid, Relief, and Economic Security Act (CARES Act), the bill responded to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. H.R. 6201: Families First Coronavirus Response Act, the bill responded to the COVID-19 (i.e., coronavirus disease 2019) outbreak by providing paid sick leave, tax credits, and free COVID-19 testing; expanding food assistance and unemployment benefits; and increasing Medicaid funding. H.R. 6074: Coronavirus Preparedness and Response Supplemental Appropriations Act, The bill provided $8.3 billion in emergency funding for federal agencies to respond to the coronavirus outbreak. Met with the Department of Education officials to discuss borrower defense, 90/10 rule, short-term Pell program, and other education policies that would limit access to trade, technical, and career post-secondary institutions. Met with White House officials to discuss the White House paper titled Higher Education Act Reauthorization Principles, and its inclusion into the administrations top policy priorities. Met with White House Domestic Policy Council officials to discuss 90/10 rule, short-term Pell Grant program, borrower defense, and other policies that limit students access to trade, technical, and career post-secondary institutions. Met with the White House Office of Management and Budget officials to discuss borrower defense rule, 90/10 rule, and other policies that limit student access to trade, technical, and career post-secondary institutions.

Client expense: $120,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA), White House Office

Legislation and policy related to resolution of financial and student loan disputes, including S. 608, S.630, S. 867, S. 1354, and H.R. 1430.

Client expense: $25,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and policy related to resolution of consumer and employment disputes, including H.R. 327, S. 510, S. 610, S. 630, S. 635, S. 867, S. 1354, H.R. 1423, H.R. 1430, H.R. 1500, S. 2459, H.R. 2750, H.R. 3487, H.R. 3512, H.R. 3764, H.R. 4544,

Client expense: $25,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.865/S.266, Rebuild Americas Schools Act, Entirety H.R.5722, BRAVE Act, Entirety Reauthorization of the Higher Education Act, Entirety H.R.4674, College Affordability Act, Entirety Teacher loan forgiveness programs Public Service Loan Forgiveness (PSLF), Improvements and generally Teacher Preparation related issues Teacher shortages related issues Teacher diversity Teacher pay related issues Community schools related issues Grow Your Own Program related issues S.J.Res.56/H.J.Res.76, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability", Borrower defense rule issues H.R.1364/S.568, Child Care for Working Families Act H.R.2315/S.1172, Keep Our Promise to America's Children and Teachers (PACT) Act PSLF Administrative Improvements Act, Entirety Student Parent Center Act, Entirety Keeping All Students Safe Act, Entirety H.Res.254/S.Res.126, Public Schools Week Income Share Agreements, generally TEACH (Teacher Education Assistance for College and Higher Education) Grant program related issues, generally H.R.5764, Supporting Young Language Learners Access to Bilingual Education (SYLLABLE) Act H.R.6033, Pell to Grad Act S.1364, Early Pell Promise Act H.R.2639/S.1418, Strength in Diversity Act H.R.6363 Student Debt Emergency Relief Act H.R.5984, COAT Act H.R.6106/S.3405, DIPLOMA Act, Entirety Monitor the following: H.R.1878/S.866, the IDEA Full Funding Act H.R.787/S.213, the SOAR Reauthorization Act H.R.2441/S.1203, the What You Can Do for Your Country Act, Entirety H.R.3887/S.2235, Student Loan Debt Relief Act, Entirety H.R.3833, Streamlining Income-driven, Manageable Payments on Loans for Education (SIMPLE) Act, Entirety H.R.4391, Public Service Loan Forgiveness Modernization Act, Entirety H.R.4475, Higher Education Student Protection Act, Entirety TEACH Grant program, Faith Based Institutions related issues The Study of District and School Uses of Federal Education Funds, Educating Disadvantaged Children, English learners and Students with Disabilities related issues H.R.3512/S.867, Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT StudentsAct), Entirety Student Loan Servicing Reform and Consumer Protection related issues H.R.3578, Community College Student Success Act, Entirety H.R.3621, Credit Reporting Enhancement, Disclosure, Innovation, and Transparency (Comprehensive CREDIT) Act Department of Education, Title IX H.R.5350, Diversifying by Investing in Educators and Students to Improve outcomes For Youth Act (DIVERSITY) Act, Entirety S.2784, Family Friendly Schools Act, Entirety H.R.4639, Pell Grant Sustainability Act, Entirety Public Law 116-113, Recognizing Achievement in Classified School Employees Act, Implementation

Client expense: $410,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019 -S. 2557 Student Aid Improvement Act of 2019 -S. 3548 - CARES Act -HR 6316 - Emergency Assistance for Student Borrowers Act

Client expense: $920,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

S.3548 -- CARES Act S.1002 -- HEA Related S.1059 -- HEA Related S.1615 -- Dream Act of 2017 S.128 -- BRIDGE Act S.718 S.789 S.808 S.830 S.839 S.867 S.888 S.889 S.943 S.976 H.R.6 -- American Dream and Promise Act of 2019 H.R.496 -- BRIDGE Act H.R.6543 -- Aim Higher Act H.R. 2740 FY19 & FY20 House Appropriations --SEOG --Perkins Loans --Pell Grant --Federal Work Study --TRIO --Student Financial Aid --Title VII --Title VIII HELP Appropriations Subcommittee Markup --SEOG --Perkins Loan DACA Energy and Water Federal Work Study Higher Education Higher Education Funding Immigration Innovation Manufacturing Education Neighborhood Development Nursing Education PROSPER Act Re-authorization of the Higher Education Act Student Financial Aid Teacher Preparation Regulations

Client expense: $9,215 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Health Resources & Services Administration (HRSA), Housing & Urban Development, Dept of (HUD), SENATE

H.J. Res. 76: Congressional Review Act resolution would disapprove of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. S.J. Res. 56: Congressional Review Act resolution would disapprove of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. S. 867 and H.R. 3512: The Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT Students Act), the bill proposes to change the current 90/10 to 85/15 and count U.S. Department of Defense Tuition Assistance and the U.S. Department of Veterans Affairs Post-9/11 GI Bill education assistance in the numerator. H.R. 3487: The PRO Students Act sections on changing the current 90/10 rule to 85/15 and count veterans education benefits in the numerator; marketing restrictions; and establishment of an oversight committee specific to proprietary institutions; borrower defense. H.R. 3369: a bill that changes the 90/10 rule to 80/20 and includes federal funds such as military tuition assistance and veteran education benefits. S. 608 and H.R. 1430: The Court Legal Access and Student Support Act of 2019, would provide that chapter 1 of title 9 of the United States Code, relating to the enforcement of arbitration agreements, shall not apply to enrollment agreements made between students and certain institutions of higher education; and to prohibit limitations on the ability of students to pursue claims against certain institutions of higher education. S. 839 and H.R. 3497: The Jumpstart Our Businesses by Supporting Students Act of 2019, would extend Federal Pell Grant eligibility of certain short-term programs. The bill would change the definition of Institution of Higher Education to include proprietary institutions. S. 720 and H.R. 2833: CFPB Student Loan Integrity and Transparency Act of 2019, would require the student loan ombudsman of the Department of Education to provide student loan data to the Bureau of Consumer Financial Protection, and for other purposes. H.R. 3179: Protecting Our Students and Taxpayers Act of 2019, would amend the Higher Education Act of 1965 regarding proprietary institutions of higher education in order to protect students and taxpayers. H.R. 4206: Student and Taxpayer Protection Act, would amend the Higher Education Act of 1965 to include requirements for programs of training to prepare students for gainful employment in a recognized occupation. S. 3114: 90/10 Accountability for All Act, would require that all institutions of higher education participating in student financial assistance programs under title IV of the Higher Education Act of 1965 meet certain revenue requirements. S. 2857: Protect Veterans Education and Taxpayer Spending Act of 2019, would amend the Higher Education Act of 1965 to count military and veterans education benefits as Federal educational assistance, and for other purposes. H.R. 748: Coronavirus Aid, Relief, and Economic Security Act (CARES Act), the bill responded to the COVID-19 (i.e., coronavirus disease 2019) outbreak and its impact on the economy, public health, state and local governments, individuals, and businesses. H.R. 6201: Families First Coronavirus Response Act, the bill responded to the COVID-19 (i.e., coronavirus disease 2019) outbreak by providing paid sick leave, tax credits, and free COVID-19 testing; expanding food assistance and unemployment benefits; and increasing Medicaid funding. H.R. 6074: Coronavirus Preparedness and Response Supplemental Appropriations Act, The bill provided $8.3 billion in emergency funding for federal agencies to respond to the coronavirus outbreak. Met with the Department of Education officials to discuss borrower defense, 90/10 rule, short-term Pell program, and other education policies that would limit access to trade, technical, and career post-secondary institutions. Met with White House officials to discuss the White House paper titled Higher Education Act Reauthorization Principles, and its inclusion into the administrations top policy priorities. Met with White House Domestic Policy Council officials to discuss 90/10 rule, short-term Pell Grant program, borrower defense, and other policies that limit students access to trade, technical, and career post-secondary institutions. Met with the White House Office of Management and Budget officials to discuss borrower defense rule, 90/10 rule, and other policies that limit student access to trade, technical, and career post-secondary institutions.

Client expense: $130,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA), White House Office

Legislation and policy related to resolution of consumer and employment disputes, including H.R. 327, S. 510, S. 610, S. 630, S. 635, S. 867, S. 1354, H.R. 1423, H.R. 1430, H.R. 1500, S. 2459, H.R. 2750, H.R. 3487, H.R. 3512, H.R. 3764, H.R. 4544,

Client expense: $25,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and policy related to resolution of financial and student loan disputes, including S. 608, S.630, S. 867, S. 1354, and H.R. 1430.

Client expense: $25,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019 -S. 2557 Student Aid Improvement Act of 2019

Client expense: $600,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE

Bills in the Senate: S. XXXX Jumpstart GSE Reform Act (provides reforms in the GSEs and also requires congressional approval before specified administrative changes to GSEs can be implemented.) S.331: Home Loan Quality Transparency Act of 2019 (This bill amends the Home Mortgage Disclosure Act of 1975 to modify the exemptions from certain disclosure requirements.) S. 630: Arbitration Fairness for Consumers Act (This bill prohibits a predispute arbitration agreement from being valid or enforceable if it requires arbitration of an employment, consumer, antitrust, or civil rights dispute.) S. 635: Restoring Statutory Rights and Interests of the States Act (This bill amends the Federal Arbitration Act to invalidate arbitration agreements between parties in certain commercial contracts or transactions if they require arbitration of a claim for damages or injunctive relief brought by an individual or small business arising from the alleged violation of a federal or state statute, the U.S. Constitution, or a state constitution, unless the written agreement to arbitrate is entered into by both parties after the claim has arisen and pertains solely to an existing claim.) S. 608: Court Legal Access and Student Support (CLASS) Act (This bill makes procedures for the enforcement of arbitration agreements inapplicable to an enrollment agreement between a student and an institution of higher education (IHE).) S. 672: Debt Free College Act, This bill establishes State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes. S. 720: the CFPB Student Loan Integrity Act, This bill requires the student loan ombudsman of the Department of Education to provide student loan data to the Bureau of Consumer Financial Protection, and for other purposes. S.867: PROTECT Students Act of 2019 ; To protect students of institutions of higher education and the taxpayer investment in institutions of higher education by improving oversight and accountability of institutions of higher education, particularly for-profit colleges, improving protections for students and borrowers, and ensuring the integrity of postsecondary education programs, and for other purposes S. 1074: the REAL Act, this bill reinstates Federal Pell Grant eligibility for individuals incarcerated in Federal and State penal institutions, and for other purposes. S. 1230, the Protecting Consumers from Unreasonable Credit Rates Act (This bill amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36%.) S. 1354: the Student Loan Borrower Bill of Rights, this bill requires certain protections for student loan borrowers, and for other purposes. S. 1414: the Student Borrower Bankruptcy Relief Act, To provide bankruptcy relief for student borrowers. S. XXXX: the Know Before You Owe Private Student Loan Act, to prevent unnecessary private student loan debt and improve transparency S XXXX: Higher Education Act Reauthorization, a bill to reauthorize the higher education act S. XXXX: Unnamed bill to limit interest on consumer loans to 36% Bills in the House: H.R. 6, American Dream and Promise Act, To authorize the cancellation of removal and adjustment of status of certain aliens, and for other purposes. H.R. 963, amends the Home Mortgage Disclosure Act of 1975 to modify the exemptions from certain disclosure requirements H.R. 1500, the Consumers First Act, This bill revises provisions related to the administration of the Consumer Financial Protection Bureau (CFPB), including establishing requirements for staffing levels, political appointees, and the publication of consumer complaints regarding consumer financial products or services. H.R. 1571, the Debt Free College Act, To establish State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes. H.R.2648 - Student Borrower Bankruptcy Relief Act of 2019, To provide bankruptcy relief for student borrowers. H.R. XXX, amends the Fair Credit Reporting Act to delay the inclusion in consumer credit reports and to establish requirements for debt collectors with respect to medical debt information of veterans due to inappropriate or delayed billing payments or reimbursements from the Department of Veterans Affairs, and for other purposes. H.R. 2750, Justice for Servicemembers Act, To amend title 9 of the United States Code to prohibit predispute arbitration agreements that force arbitration of certain disputes arising from claims of service members and veterans. H.R. 3027, Student Loan Borrower Bill or Rights, To require certain protections for student loan borrowers, and for other purposes. H.R. 3163, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2020 H.R. 3351 Financial Services and General Government Appropriations Act, 2020 H.R. 3375, Stop Bad Robocalls Act, To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes. H.R. 3512, PROTECT Students Act of 2019, To protect students of institutions of higher education and the taxpayer investment in institutions of higher education by improving oversight and accountability of institutions of higher education, particularly for-profit colleges, improving H.R. 6543, the Aim Higher Act, to amend and strengthen the Higher Education Act of 1965 so that every student has a path to a quality, debt-free degree or credential that leads to a rewarding career. H.R. XXXX, Protecting Consumers Access to Credit Act (This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.) H.R. XXXX, the Protecting Consumers from Unreasonable Credit Rates Act (This bill amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36%.) H.R. 3674 the College Affordability Act, a bill to lower the costs of college for students and improve the quality of education H. R. 4724, To amend the definition of institution of higher education under the Higher Education Act of 1965 to exclude proprietary institutions of higher education, and for other purposes. H. R. 5294, To amend the Truth in Lending Act to establish a postsecondary education loan borrower bill of rights and to require certain creditors to obtain private loan certifications from institutions of higher education, to amend the Fair Credit Reporting Act to require the Bureau of Consumer Financial Protection to issue rules to establish standards for reporting information related to student loans to consumer reporting agencies, and for other purposes. H. R. 4545, To provide for the discharge of a private education loan in the case of death or total and permanent disability of a student obligor, and for other purposes. H.J.Res.76, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability" H. R. 5287 , To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting on certain Federal student loan debt when the borrower would not be required to make payments under an income-driven repayment plan, and for other purposes. HR 5050 / s 2833, To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers HR 5363/HR 2486/ HR 5368/ Public law No. 116-91, This bill permanently authorizes funding for minority-serving institutions of higher education and increases the authorization of appropriations for Pell Grants. H. R. 166, To establish an Office of Fair Lending Testing to test for compliance with the Equal Credit Opportunity Act, to strengthen the Equal Credit Opportunity Act and to provide for criminal penalties for violating such Act, and for other purposes H.R. 4674, To amend and strengthen the Higher Education Act to help students H.R. 5330, Consumer Protections for Medical Debt Collections Act, a bill which would provide relief to those struggling with health problems and medical debt by preventing collection of medical debt for two years from the date of the medical billing. H.R. 5287, Fair Student Loan Debt Collection Practices Act, a bill that would amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting on certain Federal student loan debt when the borrower would not be required to make payments under an income-driven repayment plan. H.R. 5021, The Ending Debt Collection Harassment Act of 2019, a bill to amend the Fair Debt Collection Practices Act (FDCPA) to prohibit a debt collector from contacting a consumer by email or text message without a consumers consent to be contacted electronically, and prohibits the Consumer Financial Protection Bureau (CFPB) from issuing any rules implementing the FDCPA that allow a debt collector to send unlimited email and text messages to a consumer. H.R. 5013, The Small Business Fair Debt Collection Protection Act, a bill that expands the FDCPAs protections to cover small business loans H.R. 5003, The Fair Debt Collection Practices for Servicemembers Act, a bill by that amends the FDCPA to prohibit debt collectors from threatening servicemembers or their families to have a servicemembers rank reduced, have their security clearance revoked, have them prosecuted under the Uniform Code of Military Justice, or communicating with a servicemembers chain of command to locate a servicemember. H.R. 5001, The Non-Judicial Foreclosure Debt Collection Clarification Act, a bill that reverses the recent Supreme Court decision in Obduskey versus McCarthy and Holthus LLP by amending the FDCPA to clarify that entities in non-judicial foreclosure proceedings are covered by the law H.R. 4403, The Stop Debt Collection Abuse Act, a bill that extends the FDCPAs protections as it relates to debt owed to a federal agency, limits the fees debt collectors can charge, and clarifies that debt buyers are subject to FDCPA H.R. 3948, The Debt Collection Practices Harmonization Act, a bill that clarifies that private debt collectors who pursue debts such as municipal utility bills, tolls, traffic tickets, and court debts are subject to the FDCPA H.R. 3490,The Small Business Lending Fairness Act, a bill that would amend the Truth in Lending Act (TILA) to restrict the use of predatory small business loan contract clauses called confessions of judgment.

Client expense: $70,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office

1. H.R.865/S.266, Rebuild Americas Schools Act, Entirety 2. Reauthorization of the Higher Education Act, Entirety 3. H.R.4674, College Affordability Act, Entirety 4. H.R.3512/S.867, Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT Students Act), Entirety 5. Teacher loan forgiveness programs 6. H.R.5350, Diversifying by Investing in Educators and Students to Improve outcomes For Youth Act (DIVERSITY) Act, Entirety 7. Public Service Loan Forgiveness (PSLF), Improvements and generally 8. Public Service Loan Forgiveness (PSLF) Inclusion 9. Teacher Preparation related issues 10. Teacher shortages related issues 11. Teacher diversity 12. Grow Your Own Program related issues 13. Student Loan Servicing Reform and Consumer Protection related issues 14.H.R.4308, Cost Assistance Made Possible for Undergraduate Students (CAMPUS) Act, Entirety 15.S.J.Res.56 / H.J.Res.76, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability", Borrower defense rule issues 16. S.2784, Family Friendly Schools Act, Entirety 17.H.R.1364/S.568, Child Care for Working Families Act 18.H.R.2315/S.1172, Keep Our Promise to America's Children and Teachers (PACT) Act 19. H.R.3578, Community College Student Success Act, Entirety 20. H.R.4639, Pell Grant Sustainability Act, Entirety 21. PSLF Administrative Improvements Act, Entirety 22. H.R.5241/S.2925, Protecting Students from Worthless Degrees Act, Entirety 23. Student Parent Center Act, Entirety 24. Keeping All Students Safe Act, Entirety 25. H.R.912, Esther Martinez Native American Languages Programs Reauthorization Act, Entirety 26. Department of Education, Title IX Monitor generally as follows: 27.H.R.1878/S.866, the IDEA Full Funding Act 28. H.R.787/S.213, the SOAR Reauthorization Act 29.H.R.3497/S.839, Jumpstart Our Businesses by Supporting Students (JOBS) Act 30.Title I-Improving the Academic Achievement of the Disadvantaged and General Provisions; Technical Amendments, Docket ID ED-2018-OESE-0106 31. S. 2548, Safe Schools Improvement Act, Entirety 32. H.R.2441/S.1203, the What You Can Do for Your Country Act, Entirety 33. H.R.4212/S.2250, Americas College Promise Act of 2019, Entirety 34. H.R.3926/S.1387, Consider Teachers Act, Entirety 35. H.R.3179/S.1775, Protecting Our Students and Taxpayers Act of 2019 or POST Act of 2019, Entirety 36. Public Law 116-13, Recognizing Achievement in Classified School Employees Act, Implementation 37. H.R.3662, Relief for Defrauded Students Act, Entirety 38. H.R.3887/S.2235, Student Loan Debt Relief Act, Entirety 39. Income Share Agreements, generally 40. H.R.3369, Defending All Veterans In Education Act, Entirety 41. H.R.4206, Student and Taxpayer Protection Act, Entirety 42. H.R.3833, Streamlining Income-driven, Manageable Payments on Loans for Education (SIMPLE) Act, Entirety 43. H.R.4391, Public Service Loan Forgiveness Modernization Act, Entirety 44. H.R.4475, Higher Education Student Protection Act, Entirety 45. H.R.4107, Funding Early Childhood is the Right IDEA Act, Entirety 46. Teacher pay related issues

Client expense: $450,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

S.1002 -- HEA Related S.1059 -- HEA Related S.1615 -- Dream Act of 2017 S.128 -- BRIDGE Act S.718 S.789 S.808 S.830 S.839 S.867 S.888 S.889 S.943 S.976 H.R.6 -- American Dream and Promise Act of 2019 H.R.496 -- BRIDGE Act H.R.6543 -- Aim Higher Act H.R. 2740 FY19 & FY20 House Appropriations --SEOG --Perkins Loans --Pell Grant --Federal Work Study --TRIO --Student Financial Aid --Title VII --Title VIII HELP Appropriations Subcommittee Markup --SEOG --Perkins Loan DACA Energy and Water Federal Work Study Higher Education Higher Education Funding Immigration Innovation Manufacturing Education Neighborhood Development Nursing Education PROSPER Act Re-authorization of the Higher Education Act Student Financial Aid Teacher Preparation Regulations

Client expense: $18,500 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Health Resources & Services Administration (HRSA), Housing & Urban Development, Dept of (HUD), SENATE

H.J. Res. 76: Congressional Review Act resolution would disapprove of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. S.J. Res. 56: Congressional Review Act resolution would disapprove of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. S. 867 and H.R. 3512: The Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT Students Act), the bill proposes to change the current 90/10 to 85/15 and count U.S. Department of Defense Tuition Assistance and the U.S. Department of Veterans Affairs Post-9/11 GI Bill education assistance in the numerator. H.R. 3487: The PRO Students Act sections on changing the current 90/10 rule to 85/15 and count veterans education benefits in the numerator; marketing restrictions; and establishment of an oversight committee specific to proprietary institutions; borrower defense. H.R. 3369: a bill that changes the 90/10 rule to 80/20 and includes federal funds such as military tuition assistance and veteran education benefits. S. 608 and H.R. 1430: The Court Legal Access and Student Support Act of 2019, would provide that chapter 1 of title 9 of the United States Code, relating to the enforcement of arbitration agreements, shall not apply to enrollment agreements made between students and certain institutions of higher education; and to prohibit limitations on the ability of students to pursue claims against certain institutions of higher education. S. 839 and H.R. 3497: The Jumpstart Our Businesses by Supporting Students Act of 2019, would extend Federal Pell Grant eligibility of certain short-term programs. The bill would change the definition of Institution of Higher Education to include proprietary institutions. S. 720 and H.R. 2833: CFPB Student Loan Integrity and Transparency Act of 2019, would require the student loan ombudsman of the Department of Education to provide student loan data to the Bureau of Consumer Financial Protection, and for other purposes. H.R. 3179: Protecting Our Students and Taxpayers Act of 2019, would amend the Higher Education Act of 1965 regarding proprietary institutions of higher education in order to protect students and taxpayers. H.R. 4206: Student and Taxpayer Protection Act, would amend the Higher Education Act of 1965 to include requirements for programs of training to prepare students for gainful employment in a recognized occupation. S. 3114: 90/10 Accountability for All Act, would require that all institutions of higher education participating in student financial assistance programs under title IV of the Higher Education Act of 1965 meet certain revenue requirements. S. 2857: Protect Veterans Education and Taxpayer Spending Act of 2019, would amend the Higher Education Act of 1965 to count military and veterans education benefits as Federal educational assistance, and for other purposes. Met with the Department of Education officials to discuss borrower defense, 90/10 rule, short-term Pell program, and other education policies that would limit access to trade, technical, and career post-secondary institutions. Met with White House officials to discuss the White House paper titled Higher Education Act Reauthorization Principles, and its inclusion into the administrations top policy priorities. Met with White House Domestic Policy Council officials to discuss 90/10 rule, short-term Pell Grant program, borrower defense, and other policies that limit students access to trade, technical, and career post-secondary institutions. Met with the White House Office of Management and Budget officials to discuss borrower defense rule, 90/10 rule, and other policies that limit student access to trade, technical, and career post-secondary institutions.

Client expense: $140,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Veterans Affairs, Dept of (VA), White House Office

Legislation and policy related to resolution of financial and student loan disputes, including S. 608, S.630, S. 867, S. 1354, and H.R. 1430.

Client expense: $25,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Any reauthorization of the Higher Education act (HEA) must: ensure that students have a clear and straightforward path to complete loan discharges when the school they attended has been engaged in widespread misconduct, including misrepresentation or fraud; allow for the gainful employment regulation to be maintained and fully implemented; maintain the existing protections of the 90-10 rule and should restore the 85-15 threshold while closing the Department of Defense /Veterans Affairs loophole; Prohibit abusive sales tactics by colleges; and minimizes waste, fraud and abuse in higher education, as well as protects students, their families and the taxpaying public from predatory colleges Support S. 1074 / HR 2168, the REAL Act, legislation to restore PELL grants to incarcerated people Support S. 672 / HR 1571, the Debt-Free College Act of 2019 which proposes a state-federal partnership which leverages the nations public higher education system to make debt-free college access a reality. Oppose the reauthorization of the DC school voucher program Support a significant boost in the fiscal year (FY) 2020 allocation for the Appropriations Subcommittee to address vital and long-neglected needs (Labor - HHS - Education) program Support a bill to provide colleges and universities with guidance and recommendations on the removal of criminal and juvenile justice questions from their initial application for admissions process Support public school construction, repair and renovation; support HR 865 / S 266 Support the rmoval of the question regarding minor drug infractions from the Financial Aid Form; support provisions in HR 1571 / S 672 Support expanding Pell Grant availability and funding, including allowing incarcerated individuals to access Pell grants; Support HR 2068 / S1074 Support making college more affordable and limiting the amount of debt accumulated; support HR 1571 / S 672 Support HR 3887 / S 2235, the Student Loan Debt Relief Act, which would cancel up to $50,000 in student loan debt for every borrower. Suppot S. 867 / HR 3512, the PROTECT Students Act, to boost consumer protection and accountability by codifying the student borrower defense rule; the gainful employment rule, by closing the DI loophole and restoring the 90/10 rule to 85/15, strengthening the employment compensation ban and limiting the use of funds for marketing to and recruitment of students; and creating new rules for colleges that convert from for-profit companies to non-profit schools Support $15 million dollars in FY 2020 for the Statewide Family Engagement Centers program. Support the S. 888 / HR 2321, Understanding the True Cost of College Act, which, would solve the major problem in that colleges are too often unclear about the amount, type, and obligations of aid they're providing to students. Support HR 1591, the 21st Century STEM for Girls and Underrepresented Minorities Act. This bill would create a $40 million grant program for local districts and schools to improve the participatiThe final guidance interpreting the Opportunities and Responsibilities for State and Local Report Cards under the Elementary and Secondary Education Act of 1965 as amended by the Every Student Succeeds Act of 2015 should 1) require that all data included in the report cards be disaggregated by student group; 2) provide clearer guidance on how to report per-pupil expenditures; 3) ensure that report cards are uniformly formatted and accessible to families and communities; and 4) reinsert information (from previous guidance proposal) that clarifies ESSA requirements and best practices for supporting educational equity.on of girls and underrepresented minorities in STEM fields. Support S. 1338 / HR 2563 , the Ban the Box for Higher Education Act, which would remove barriers to higher education for individuals with criminal or juvenile justice histories Support S. 1337 / HR 2353 ,the Promoting Reentry Through Education in Prisons (PREP) Act. The legislation would authorize and fund the prison education reforms started by the Obama Administration, as well as expand on those reforms to ensure equitable access to education programs across all as federal prisons. The bill would also provide resources to state departments of corrections as those agencies expand prison education opportunities, and it would address eligible incarcerated veterans access to education benefits. Support S. 1911, THE 21ST Century SKILLS Act, which establishes accounts for American workers to access skilled training opportunities. Support HR 3667 / S 2070, the Summer Meals and Learning Act, which allow schools with summer lunch programs to keep their libraries open for student use during the summer months, with support from public librarians. Support safe, healthy, and inclusive environment for school cultures including: ensuring the rights of students, encouraging schools to implement comprehensive and supportive discipline practices; addressing childhood trauma; enhancing protections against harassment and discrimination at school; ensuring accountability through accurate and comprehensive data collection; investing in school infrastructures that support positive school climates; eliminating school-based law enforcement; and eliminating threats to students health and safety Support HR / S ,the Eliminating Discrimination and Creating Corridors to Expand Student Success (Ed ACCESS) Act of 2019, which would remove the lifetime ban on the American Opportunity Tax Credit (HOPE Scholarship Tax Credit) for individuals convicted of a drug felony Support HR 4584, the Financial Aid Fairness for Students Act, or FAFSA, which rescinds current law delaying or denying federal financial aid to students convicted of drug offenses Oppose the proposal by the Senate Appropriators to cut $1.3 billion from the Pell Grant program Support H.R. 2486, the Fostering Undergraduate Talent by Unlocking Resources for Education (FUTURE) Act. This legislation will ensure a continued funding of $288 million annually for Minority-Serving Institutions (MSIs), including Historically Black Colleges and Universities (HBCUs) Oppose the judicial nomination of anyone who refuses to endorse the Supreme Courts ruling in Brown v. Board of Education Support S 2235 / H.R.3387, the Student Loan Debt Relief Act. Upon enactment, this bill would help eliminate up to $50,000 in student loan debt for as many as 42 million Americans, providing debt relief to 95% of student borrowers, including cancelling student debt entirely for 75% of borrowers

Client expense: $72,500 · Firm income: Not reported

Government targets: Alcohol & Tobacco Tax & Trade Bureau (TTB), Army, Dept of (Corps of Engineers), Bureau of Alcohol Tobacco Firearms & Explosives, Bureau of Citizenship & Immigration Services (BCIS), Bureau of the Census, Centers For Disease Control & Prevention (CDC), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Economic Development Administration, Education, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Motor Carrier Safety Administration, Federal Reserve System, Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Policy Development, Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), State, Dept of (DOS), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Immigration & Customs Enforcement (ICE), White House Office

Bills in the Senate: S. XXXX Jumpstart GSE Reform Act (provides reforms in the GSEs and also requires congressional approval before specified administrative changes to GSEs can be implemented.) S.331: Home Loan Quality Transparency Act of 2019 (This bill amends the Home Mortgage Disclosure Act of 1975 to modify the exemptions from certain disclosure requirements.) S. 630: Arbitration Fairness for Consumers Act (This bill prohibits a predispute arbitration agreement from being valid or enforceable if it requires arbitration of an employment, consumer, antitrust, or civil rights dispute.) S. 635: Restoring Statutory Rights and Interests of the States Act (This bill amends the Federal Arbitration Act to invalidate arbitration agreements between parties in certain commercial contracts or transactions if they require arbitration of a claim for damages or injunctive relief brought by an individual or small business arising from the alleged violation of a federal or state statute, the U.S. Constitution, or a state constitution, unless the written agreement to arbitrate is entered into by both parties after the claim has arisen and pertains solely to an existing claim.) S. 608: Court Legal Access and Student Support (CLASS) Act (This bill makes procedures for the enforcement of arbitration agreements inapplicable to an enrollment agreement between a student and an institution of higher education (IHE).) S. 672: Debt Free College Act, This bill establishes State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes. S. 720: the CFPB Student Loan Integrity Act, This bill requires the student loan ombudsman of the Department of Education to provide student loan data to the Bureau of Consumer Financial Protection, and for other purposes. S.867: PROTECT Students Act of 2019 ; To protect students of institutions of higher education and the taxpayer investment in institutions of higher education by improving oversight and accountability of institutions of higher education, particularly for-profit colleges, improving protections for students and borrowers, and ensuring the integrity of postsecondary education programs, and for other purposes S. 1074: the REAL Act, this bill reinstates Federal Pell Grant eligibility for individuals incarcerated in Federal and State penal institutions, and for other purposes. S. 1230, the Protecting Consumers from Unreasonable Credit Rates Act (This bill amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36%.) S. 1354: the Student Loan Borrower Bill of Rights, this bill requires certain protections for student loan borrowers, and for other purposes. S. 1414: the Student Borrower Bankruptcy Relief Act, To provide bankruptcy relief for student borrowers. S. XXXX: the Know Before You Owe Private Student Loan Act, to prevent unnecessary private student loan debt and improve transparency S XXXX: Higher Education Act Reauthorization, a bill to reauthorize the higher education act S. XXXX: Unnamed bill to limit interest on consumer loans to 36% Bills in the House: H.R. 6, American Dream and Promise Act, To authorize the cancellation of removal and adjustment of status of certain aliens, and for other purposes. H.R. 963, amends the Home Mortgage Disclosure Act of 1975 to modify the exemptions from certain disclosure requirements H.R. 1500, the Consumers First Act, This bill revises provisions related to the administration of the Consumer Financial Protection Bureau (CFPB), including establishing requirements for staffing levels, political appointees, and the publication of consumer complaints regarding consumer financial products or services. H.R. 1571, the Debt Free College Act, To establish State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes. H.R.2648 - Student Borrower Bankruptcy Relief Act of 2019, To provide bankruptcy relief for student borrowers. H.R. XXX, amends the Fair Credit Reporting Act to delay the inclusion in consumer credit reports and to establish requirements for debt collectors with respect to medical debt information of veterans due to inappropriate or delayed billing payments or reimbursements from the Department of Veterans Affairs, and for other purposes. H.R. 2750, Justice for Servicemembers Act, To amend title 9 of the United States Code to prohibit predispute arbitration agreements that force arbitration of certain disputes arising from claims of service members and veterans. H.R. 3027, Student Loan Borrower Bill or Rights, To require certain protections for student loan borrowers, and for other purposes. H.R. 3163, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2020 H.R. 3351 Financial Services and General Government Appropriations Act, 2020 H.R. 3375, Stop Bad Robocalls Act, To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes. H.R. 3512, PROTECT Students Act of 2019, To protect students of institutions of higher education and the taxpayer investment in institutions of higher education by improving oversight and accountability of institutions of higher education, particularly for-profit colleges, improving H.R. 6543, the Aim Higher Act, to amend and strengthen the Higher Education Act of 1965 so that every student has a path to a quality, debt-free degree or credential that leads to a rewarding career. H.R. XXXX, Protecting Consumers Access to Credit Act (This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.) H.R. XXXX, the Protecting Consumers from Unreasonable Credit Rates Act (This bill amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36%.) H.R. 3674 the College Affordability Act, a bill to lower the costs of college for students and improve the quality of education

Client expense: $80,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office

1. S. 2548, Safe Schools Improvement Act, Entirety 2. H.R.865/S.266, Rebuild Americas Schools Act, Entirety 3. H.R.2441/S.1203, the What You Can Do for Your Country Act, Entirety 4. Reauthorization of the Higher Education Act, Entirety 5. H.R.4212/S.2250, Americas College Promise Act of 2019, Entirety 6. H.R.3512/S.867, Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT Students Act), Entirety 7. H.R.3926/S.1387, Consider Teachers Act, Entirety 8. H.R.3179/S.1775, Protecting Our Students and Taxpayers Act of 2019 or POST Act of 2019, Entirety 9. Teacher loan forgiveness programs 10. Public Service Loan Forgiveness (PSLF), Improvements and generally 11. Public Service Loan Forgiveness (PSLF) Inclusion 12. Teacher pay related issues 13. Teacher Preparation related issues 14. Teacher shortages related issues 15. Teacher diversity 16. Public Law 116-13, Recognizing Achievement in Classified School Employees Act, Implementation 17. Teaching Climate Change in Schools 18. H.R.3662, Relief for Defrauded Students Act, Entirety 19. H.R.3761, Protecting Access to Student Transcripts Act, Entirety 20. H.R.3803, Pell Grant Flexibility Act, Entirety 21. H.R.3887/S.2235, Student Loan Debt Relief Act, Entirety 22. S.1516, Promoting Readiness in Education to Prevent Additional Remediation and Expense Act, Entirety 23. Income Share Agreements, generally 24. H.R.3112, For-Profit Fraud Act, Entirety 25.H.R.3369, Defending All Veterans In Education Act, Entirety 26.H.R.3487, Protections and Regulation for Our Students Act, Entirety 27.H.R.4206, Student and Taxpayer Protection Act, Entirety 28.Student Loan Servicing Reform and Consumer Protection related issues 29.Fair Student Loan Debt Collection Practices related issues 30.H.R.4545, Private Loan Disability Discharge, Entirety 31.H.R.2833, CFPB Student Loan Integrity and Transparency Act, Entirety 32.Investigating Income-Share Agreements Act related issues 33.H.R.4216, Strengthening Financial Aid for Students (Strengthening FAFSA) Act, Entirety 34.H.R.3833, Streamlining Income-driven, Manageable Payments on Loans for Education (SIMPLE) Act, Entirety 35.H.R.4297, Enhance Access To SNAP (EATS) Act, Entirety 36.H.R.4342, Reducing Extra Teaching Authentication Impacting New (RETAIN) Teachers Act, Entirety 37.H.R.4391, Public Service Loan Forgiveness Modernization Act, Entirety 38.S.2523, Adjunct Faculty Loan Fairness Act, Entirety 39.H.R.4308, Cost Assistance Made Possible for Undergraduate Students (CAMPUS) Act, Entirety 40.H.R.4475, Higher Education Student Protection Act, Entirety 41.H.R.4502, Giving Relief and Dollars to Undergraduates for Adequate Time for Education (GRADUATE) Act, Entirety 42.H.R.4578, BETTER TEACH Act, Entirety 43.S.J.Res.56 / H.J.Res.76, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "Borrower Defense Institutional Accountability", Borrower defense rule issues 44.Student Testing Improvement and Accountability related issues 45.H.R.4389, Supporting Providers of English Language Learning (SPELL) Act, Entirety 46.Families Learning and Understanding English Together 47.H.R.4107, Funding Early Childhood is the Right IDEA Act, Entirety 48.Family Friendly Schools issues 49.H.R.1364/S.568, Child Care for Working Families Act 50.H.R.2315/S.1172, Keep Our Promise to America's Children and Teachers (PACT) Act Monitor generally as follows: 51.Department of Education, Title IX 52.H.R.1878/S.866, the IDEA Full Funding Act 53.H.R.2006/S.943, College Equity Act 54.HR 3472/S.1947, College for All Act 55.S. 213/H.R. 787, the SOAR Reauthorization Act 56.H.R.3497/S.839, Jumpstart Our Businesses by Supporting Students (JOBS) Act 57.Title I-Improving the Academic Achievement of the Disadvantaged and General Provisions; Technical Amendments, Docket ID ED-2018-OESE-0106

Client expense: $350,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE

Monitored S.867, PROTECT Students Act of 2019

Client expense: Not reported · Firm income: $70,000

Government targets: SENATE

The Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT Students Act) (S. 867 and H.R. 3512) proposes to change the current 90/10 to 85/15 and count U.S. Department of Defense Tuition Assistance and the U.S. Department of Veterans Affairs Post-9/11 GI Bill education assistance in the numerator. The PRO Students Act (H.R. 3487) sections on changing the current 90/10 rule to 85/15 and count veterans education benefits in the numerator; marketing restrictions; and establishment of an oversight committee specific to proprietary institutions; borrower defense. White House paper titled Higher Education Act Reauthorization Principles. H.R. 3369, a bill that changes the 90/10 rule to 80/20 and includes federal funds such as military tuition assistance and veteran education benefits (GI Bill). S.J.Res. 56 - a joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. H.J.Res. 76 - providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. S. 608 and H.R. 1430, Court Legal Access and Student Support - to provide that chapter 1 of title 9 of the United States Code, relating to the enforcement of arbitration agreements, shall not apply to enrollment agreements made between students and certain institutions of higher education; and to prohibit limitations on the ability of students to pursue claims against certain institutions of higher education. S. 839 and H.R. 3497, The Jumpstart Our Businesses by Supporting Students Act of 2019 - To extend Federal Pell Grant eligibility of certain short-term programs. Changing the definition of Institution of Higher Education to include proprietary institutions. S. 720 and H.R. 2833, CFPB Student Loan Integrity and Transparency Act of 2019 - To require the student loan ombudsman of the Department of Education to provide student loan data to the Bureau of Consumer Financial Protection, and for other purposes. H.R. 3112, For-Profit Fraud Act - To revise the 90-10 rule under the Higher Education Act of 1965, and for other purposes. H.R. 3179, Protecting Our Students and Taxpayers Act of 2019 - To amend the Higher Education Act of 1965 regarding proprietary institutions of higher education in order to protect students and taxpayers. H.R. 4206 Student and Taxpayer Protection Act - To amend the Higher Education Act of 1965 to include requirements for programs of training to prepare students for gainful employment in a recognized occupation. We met with the White House Office of Management and Budget officials to discuss borrower defense rule, 90/10 rule, and other policies that limit student access to trade and technical post-secondary institutions We met with the White House Domestic Policy Council officials to discuss 90/10 rule and other policies that limit student veteran's access to trade and technical post-secondary institutions. We met with the Department of Veterans Affairs Veterans Benefits Administration officials to discuss 90/10 rule other and other policies that limit student veteran's access to trade and technical post-secondary institutions. We met with the Department of Veterans Affairs Secretary office officials to discuss 90/10 rule other and other policies that limit student veteran's access to trade and technical post-secondary institutions. We met with the White House Office of Economic Initiatives officials to discuss policies that limit student access to trade and technical post-secondary institutions.

Client expense: $140,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019 -S. 2557 Student Aid Improvement Act of 2019

Client expense: $420,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE

The Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT Students Act) (S. 867 and H.R. 3512) proposes to change the current 90/10 to 85/15 and count U.S. Department of Defense Tuition Assistance and the U.S. Department of Veterans Affairs Post-9/11 GI Bill education assistance in the numerator. The PRO Students Act (H.R. 3487) sections on changing the current 90/10 rule to 85/15 and count veterans education benefits in the numerator; marketing restrictions; and establishment of an oversight committee specific to proprietary institutions; borrower defense. White House paper titled Higher Education Act Reauthorization Principles. H.R. 3369, a bill that changes the 90/10 rule to 80/20 and includes federal funds such as military tuition assistance and veteran education benefits (GI Bill). S.J.Res. 56 - a joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. H.J.Res. 76 - providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability. S. 608 and H.R. 1430, Court Legal Access and Student Support - to provide that chapter 1 of title 9 of the United States Code, relating to the enforcement of arbitration agreements, shall not apply to enrollment agreements made between students and certain institutions of higher education; and to prohibit limitations on the ability of students to pursue claims against certain institutions of higher education. S. 839 and H.R. 3497, The Jumpstart Our Businesses by Supporting Students Act of 2019 - To extend Federal Pell Grant eligibility of certain short-term programs. Changing the definition of Institution of Higher Education to include proprietary institutions. S. 720 and H.R. 2833, CFPB Student Loan Integrity and Transparency Act of 2019 - To require the student loan ombudsman of the Department of Education to provide student loan data to the Bureau of Consumer Financial Protection, and for other purposes. H.R. 3112, For-Profit Fraud Act - To revise the 90-10 rule under the Higher Education Act of 1965, and for other purposes. H.R. 3179, Protecting Our Students and Taxpayers Act of 2019 - To amend the Higher Education Act of 1965 regarding proprietary institutions of higher education in order to protect students and taxpayers. H.R. 4206 Student and Taxpayer Protection Act - To amend the Higher Education Act of 1965 to include requirements for programs of training to prepare students for gainful employment in a recognized occupation. We met with the White House Office of Management and Budget officials to discuss borrower defense rule, 90/10 rule, and other policies that limit student access to trade and technical post-secondary institutions We met with the White House Domestic Policy Council officials to discuss 90/10 rule and other policies that limit student veteran's access to trade and technical post-secondary institutions. We met with the Department of Veterans Affairs Veterans Benefits Administration officials to discuss 90/10 rule other and other policies that limit student veteran's access to trade and technical post-secondary institutions. We met with the Department of Veterans Affairs Secretary office officials to discuss 90/10 rule other and other policies that limit student veteran's access to trade and technical post-secondary institutions. We met with the White House Office of Economic Initiatives officials to discuss policies that limit student access to trade and technical post-secondary institutions.

Client expense: $140,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office

S.1002 -- HEA Related S.1059 -- HEA Related S.1615 -- Dream Act of 2017 S.128 -- BRIDGE Act S.718 S.789 S.808 S.830 S.839 S.867 S.888 S.889 S.943 S.976 H.R.6 -- American Dream and Promise Act of 2019 H.R.496 -- BRIDGE Act H.R.6543 -- Aim Higher Act H.R. 2740 FY19 & FY20 House Appropriations --SEOG --Perkins Loans --Pell Grant --Federal Work Study --TRIO --Student Financial Aid --Title VII --Title VIII HELP Appropriations Subcommittee Markup --SEOG --Perkins Loan DACA Energy and Water Federal Work Study Higher Education Higher Education Funding Immigration Innovation Manufacturing Education Neighborhood Development Nursing Education PROSPER Act Re-authorization of the Higher Education Act Student Financial Aid Teacher Preparation Regulations

Client expense: $20,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE

Opposing limitations on access to educational opportunities for GI bill recipients (S. 867).

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Aviation Administration (FAA), HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT)

Legislation and policy related to resolution of financial and student loan disputes, including S. 608, S.630, S. 867, S. 1354, and H.R. 1430.

Client expense: $25,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Bills in the Senate: S. XX Jumpstart GSE Reform Act (provides reforms in the GSEs and also requires congressional approval before specified administrative changes to GSEs can be implemented.) S.331: Home Loan Quality Transparency Act of 2019 (This bill amends the Home Mortgage Disclosure Act of 1975 to modify the exemptions from certain disclosure requirements.) S. 630: Arbitration Fairness for Consumers Act (This bill prohibits a predispute arbitration agreement from being valid or enforceable if it requires arbitration of an employment, consumer, antitrust, or civil rights dispute.) S. 635: Restoring Statutory Rights and Interests of the States Act (This bill amends the Federal Arbitration Act to invalidate arbitration agreements between parties in certain commercial contracts or transactions if they require arbitration of a claim for damages or injunctive relief brought by an individual or small business arising from the alleged violation of a federal or state statute, the U.S. Constitution, or a state constitution, unless the written agreement to arbitrate is entered into by both parties after the claim has arisen and pertains solely to an existing claim.) S. 608: Court Legal Access and Student Support (CLASS) Act (This bill makes procedures for the enforcement of arbitration agreements inapplicable to an enrollment agreement between a student and an institution of higher education (IHE).) S. 672: Debt Free College Act, This bill establishes State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes. S. 720: the CFPB Student Loan Integrity Act, This bill requires the student loan ombudsman of the Department of Education to provide student loan data to the Bureau of Consumer Financial Protection, and for other purposes. S.867: PROTECT Students Act of 2019 ; To protect students of institutions of higher education and the taxpayer investment in institutions of higher education by improving oversight and accountability of institutions of higher education, particularly for-profit colleges, improving protections for students and borrowers, and ensuring the integrity of postsecondary education programs, and for other purposes S. 1074: the REAL Act, this bill reinstates Federal Pell Grant eligibility for individuals incarcerated in Federal and State penal institutions, and for other purposes. S. 1230, the Protecting Consumers from Unreasonable Credit Rates Act (This bill amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36%.) S. 1354: the Student Loan Borrower Bill of Rights, this bill requires certain protections for student loan borrowers, and for other purposes. S. 1414: the Student Borrower Bankruptcy Relief Act, To provide bankruptcy relief for student borrowers. S. XXXX: the Know Before You Owe Private Student Loan Act, to prevent unnecessary private student loan debt and improve transparency S XXX, Higher Education Act Reauthorization, a bill to reauthorize the higher education act. Bills in the House: H.R. 6, American Dream and Promise Act, To authorize the cancellation of removal and adjustment of status of certain aliens, and for other purposes. H.R. 963, amends the Home Mortgage Disclosure Act of 1975 to modify the exemptions from certain disclosure requirements H.R. 1500, the Consumers First Act, This bill revises provisions related to the administration of the Consumer Financial Protection Bureau (CFPB), including establishing requirements for staffing levels, political appointees, and the publication of consumer complaints regarding consumer financial products or services. H.R. 1571, the Debt Free College Act, To establish State-Federal partnerships to provide students the opportunity to attain higher education at in-State public institutions of higher education without debt, to provide Federal Pell Grant eligibility to DREAMer students, to repeal suspension of eligibility under the Higher Education Act of 1965 for drug-related offenses, and for other purposes. H.R.2648 - Student Borrower Bankruptcy Relief Act of 2019, To provide bankruptcy relief for student borrowers. H.R. XXXX, amends the Fair Credit Reporting Act to delay the inclusion in consumer credit reports and to establish requirements for debt collectors with respect to medical debt information of veterans due to inappropriate or delayed billing payments or reimbursements from the Department of Veterans Affairs, and for other purposes. H.R. 2750, Justice for Servicemembers Act, To amend title 9 of the United States Code to prohibit predispute arbitration agreements that force arbitration of certain disputes arising from claims of servicemembers and veterans. H.R. 3027, Student Loan Borrower Bill or Rights, To require certain protections for student loan borrowers, and for other purposes. H.R. 3163, Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2020 H.R. 3351 Financial Services and General Government Appropriations Act, 2020 H.R. 3375, Stop Bad Robocalls Act, To amend the Communications Act of 1934 to clarify the prohibitions on making robocalls, and for other purposes. H.R. 3512, PROTECT Students Act of 2019, To protect students of institutions of higher education and the taxpayer investment in institutions of higher education by improving oversight and accountability of institutions of higher education, particularly for-profit colleges, improving H.R. 6543, the Aim Higher Act, to amend and strengthen the Higher Education Act of 1965 so that every student has a path to a quality, debt-free degree or credential that leads to a rewarding career. H.R. XXXX, Protecting Consumers Access to Credit Act (This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.) H.R. XXXX, the Protecting Consumers from Unreasonable Credit Rates Act (This bill amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36%.)

Client expense: $120,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Education, Dept of, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office

Public Law 116-13, Recognizing Achievement in Classified School Employees Act, Implementation H.R.865/S.266, Rebuild Americas Schools Act, Entirety H.R.1878/S.866, the IDEA Full Funding Act, Entirety H.R.2315/S.1172, Keep Our Promise to America's Children and Teachers (PACT) Act, Entirety H.R.2441/S.1203, the What You Can Do for Your Country Act, Entirety Reauthorization of the Higher Education Act, Entirety Americas College Promise Act, Entirety H.R.3512/S.867, Preventing Risky Operations from Threatening the Education and Career Trajectories of Students Act of 2019 (PROTECT Students Act), Entirety H.R.2006/S.943, College Equity Act, Entirety HR 3472/S.1947, College for All Act, Entirety S.1387, Consider Teachers Act, Entirety S.1775, Protecting Our Students and Taxpayers Act of 2019 or POST Act of 2019, Entirety Protecting Our Students by Terminating Graduate Rates that Add to Debt (POST GRAD) Act, Entirety S.1845, If its Good Enough for the banks, Its Good Enough for Students Act, Entirety Know Before You Owe Act Private Education Loan Act, Entirety Teacher loan forgiveness programs Generally monitor the following: Department of Education, Title IX Public Service Loan Forgiveness H.Res.31, Keeping guns out of classrooms S.Res.110, A resolution keeping guns out of classrooms S.568 Child Care for Working Families Act H.R.1364 Child Care for Working Families Act S. 213/H.R. 787, the SOAR Reauthorization Act Alice Cogswell and Anne Sullivan Macy Act Full-Service Community Schools in Distressed Communities Act, Community Schools

Client expense: $390,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S.1002 -- HEA Related S.1059 -- HEA Related S.1615 -- Dream Act of 2017 S.128 -- BRIDGE Act S.718 S.789 S.808 S.830 S.839 S.867 S.888 S.889 S.943 S.976 H.R.6 -- American Dream and Promise Act of 2019 H.R.496 -- BRIDGE Act H.R.6543 -- Aim Higher Act H.R. 2740 FY19 & FY20 House Appropriations --SEOG --Perkins Loans --Pell Grant --Federal Work Study --TRIO --Student Financial Aid --Title VII --Title VIII HELP Appropriations Subcommittee Markup --SEOG --Perkins Loan DACA Energy and Water Federal Work Study Higher Education Higher Education Funding Immigration Innovation Manufacturing Education Neighborhood Development Nursing Education PROSPER Act Re-authorization of the Higher Education Act Student Financial Aid Teacher Preparation Regulations

Client expense: $10,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE

Issues related to private student lending, including: -HR 655 - Student Loan Repayment Assistance Act of 2019 -S. 887 - Know Before You Owe Federal Student Loan Act of 2019 -HR 1070 - Student Loan Interest Tax Deduction Expansion Act -HR 1798 - Students and Families Empowerment Act -S. 234 & HR 811 -Transparency in Student Lending Act -S. 720 - CFPB Student Loan Integrity and Transparency Act -HR 63 - Student Loan Disclosure Modernization Act -HR 781 - Student Loan Relief for Feds Act -S. 968 - Protect Student Borrowers Act of 2019 -S. 460 - Employer Participation in Repayment Act of 2019 -HR 770 - Student Loans in Bankruptcy Act of 2019 -HR 1899 - Student Loan Refinancing and Recalculation Act -S.888 - The True Cost of College Act of 2019 -S.681 & HR 1565 - Student Right to Know Before you Go Act -S. 768 & HR 1707 - Bank on Students Emergency Loan Refinancing Act -S. 800 & HR 1766 - College Transparency Act -S.867 - Protect Students Act of 2019 -HR 1810 - Kids to College Act of 2019 -S. 627 - SAFE Act of 2019

Client expense: $280,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE