VA Home Loan Awareness Act of 2023

H.R. 1053 Housing Supply Expansion Act H.R. 2397 Homeownership for DREAMers Act H.R. 3170 HELPER Act of 2023 H.R. 3507 Yes In My Backyard Act H.R. 3564 Middle-Class Borrower Protection Act H.R. 4231 Downpayment Toward Equity Act of 2023 H.R. 5648 Community Assistance for Recovery and Empowerment Act (CARE Act) H.R. 5979 VA Home Loan Awareness Act of 2023 H.R. 6199 Build More Housing Near Transit Act of 2023 H.R. 7132 Housing Supply and Affordability Act H.R. 7857 Accurate Credit Reporting for Homebuyers Act H.R. 802 Respect State Housing Laws Act H.R. 8099 Credit Report Enhancement Directive Act H.R. 8252 Increasing Language Access in Mortgage Servicing Act H.R. 9814 Rural Homeownership Continuity Act of 2024 H.R.6785 Rural Housing Service Reform Act of 2023 S. 1389 Rural Housing Service Reform Act of 2023 S. 1514 HELPER Act of 2023 S. 1682 Housing Supply Expansion Act S. 1688 Yes In My Backyard Act S. 2295 LIFT Homebuyers Act of 2023 S. 2296 Middle Class Borrower Protection Act of 2023 S. 2790 Rural Housing Service Reform Act of 2023 S. 3068 VA Home Loan Awareness Act of 2023 S. 3216 Build More Housing Near Transit Act of 2023 S. 3684Housing Supply and Affordability Act S. 3862Homeownership Affordability Act S. 3902Appraisal Industry Improvement Act S. 3930Downpayment Towards Equity Act of 2024 S. 3931 Affordable Housing Preservation and Protection Act of 2024 S. 4265 Improving Language Access in Mortgage Servicing Act of 2024 S. 4460 A bill to reduce regulatory barriers to housing, and for other purposes S. 4542 A bill to require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program. S. 4971 Rural Homeownership Continuity Act of 2024 S. 5027 ROAD to Housing Act Real estate commission issues Rural housing issues Government Sponsored Enterprises (GSE) issues VASP Program and Implementation, VA Partial Claim FHA appropriations, FHA 203k program, Show me case implications, FHA Cybersecurity Notice Requirements Ginnie Mae capital and liquidity issues, IMB Liquidity Issues; Ginnie Mae funding needs Housing Supply Issues, including YIMBY legislation, small-dollar lending, impact of IECC building code requirements Freddie Mac 2nd lien program, Fannie Mae Title Insurance Waiver, GSE Repurchase data transparency, FHFA Suspended Counterparty program, Realtor settlement impact on Interested Party Contributions Mortgage-related fees, CFPB Servicing regulations, Loan Officer Comp rules

Client expense: $500,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Veterans Affairs, Dept of (VA), White House Office

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR6199 - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act S1557 - Affordable Housing Credit Improvement Act HR1321 - More Homes on the Market Act S4944 - Access to Homeownership Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Communication with the Federal Housing Administration urging policy actions to unlock a portion of inventory for buyers with FHA-insured loans. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns and Main Streets Act HR9002. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives, the Senate, the White House, and the Federal Housing Finance Agency (FHFA) about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. S3068 - The VA Home Loan Awareness Act HR___ - VA Housing Loan Forever Act HR8647 - To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions to prevent or resolve a default of a housing loan guaranteed by the Secretary, and for other purposes. Heirs Property HR8127 - Heirs Estate Inheritance Resolution and Succession Act of 2024 HR8117 - Heirs Empowerment and Inheritance Rights Act of 2024 Communications with the Department of Veterans Affairs (VA) about the VA Guaranteed Home Loan Program asking the VA to revise its policies pertaining to fees veterans cannot pay when using their VA home loan benefit. Communications with the House and Senate urging them to pass appropriations to ensure continuity of VA housing programs. Rural Housing Programs Discussions with Senate offices about the USDA Rural Housing Service. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, single and multifamily housing, the FHA Loan Program, rental housing issues, counseling, housing choice vouchers, HOME program, tenant protections. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues, the Blueprint for a Tenants Bill of Rights, housing supply regulation, YIMBY (Yes in my backyard) Act and independent contractor issues. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency (FHFA) about condominium rules, LLPAs, appraisal issues, and rental housing issues. Communications with FHFA regarding its request for input on Federal Home Loan bank Core Mission Activities and Mission Achievement including that Federal Home Loan Banks were created and receive subsidies intended to help finance home purchases, there should be a minimum requirement for entrance into the system based on support for housing, there should be ongoing requirement to support housing for existing members, and there should be an expanded requirement to foster affordable housing. Communications with the House of Representatives regarding HUD programs, VA housing, and heirs property, the VA Home Loan Reform Act, the Congressional Real Estate Caucus, the Revitalizing Downtowns and Main Street Act, funding on housing programs for Fiscal Year 2025, Affordable Housing Credit Improvement Act to expand low income housing tax credit, More Homes on the Market Act to increase the tax exclusion of gain from the sale of a principal residence, and Neighborhood Homes Investment Act to attract private investment in building and rehabbing owner occupied business. Communications the Senate on reducing regulation barriers to housing, the S.3755 Respect State Housing Laws Act, and Access to Homeownership Act to require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies. Comment letter in response to the Federal Housing Administration's draft mortgagee letter updating their 203(k)-renovation loan program. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the White House, Federal Communications Commission, Federal Trade Commission, National Economic Council, Department of Housing and Urban Development, Department of Agriculture in response to the Biden Administrations Fact Sheet on boosting housing supply highlighting the importance of not disincentivizing housing providers from participating in the rental housing market through over-regulation and in response to the Biden Administrations Fact Sheet on junk fees highlighting that fees in the rental housing industry are already regulated and serve an important function in providing safe and quality rental housing to renters. Communications with the White House, Senate, and House of Representatives on the rent cap proposal.

Discussions involving H.R. 8647, the VA Home Loan Program Reform Act Discussions involving the Federal Housing Finance Agency and Freddie Mac second lien proposal Discussions involving S. 3728, the Veterans Housing Stability Act of 2024 Discussions involving housing finance reform legislation Monitored S. 1514 / H.R. 3170, the Homes for Every Local Protector, Educator, and Responder (HELPER) Act of 2023 Monitored the implementation of P.L. 116-136, the CARES Act (provisions related to mortgage forbearance for consumers and liquidity for mortgage servicers) Monitored H.R. 3564, the Middle Class Borrower Protection Act of 2023 Monitored H.R. 1059, the SECURE Notarization Act of 2023 Monitored H.R. 4335, the VA Loan Informed Disclosure Act of 2023 Monitored S. 2496, the VALID Act of 2023 Monitored S. 3068 / H.R. 5979, the VA Home Loan Awareness Act of 2023 Monitored executive branch nominations to federal agencies and commissions

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to S. 3068/H.R. 5979 - VA Home Loan Awareness Act, H.R. 4335 - VA Loan Informed Disclosure Act, S.2496 - VALID Act.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR6199 - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Communication with the Federal Housing Administration urging policy actions to unlock a portion of inventory for buyers with FHA-insured loans. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives, the Senate, the White House, and the Federal Housing Finance Agency (FHFA) about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. S3068 - The VA Home Loan Awareness Act HR___ - VA Housing Loan Forever Act HR8647 - To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions to prevent or resolve a default of a housing loan guaranteed by the Secretary, and for other purposes. Heirs Property HR8127 - Heirs Estate Inheritance Resolution and Succession Act of 2024 HR8117 - Heirs Empowerment and Inheritance Rights Act of 2024 Communications with the Department of Veterans Affairs (VA) about the VA Guaranteed Home Loan Program asking the VA to revise its policies pertaining to fees veterans cannot pay when using their VA home loan benefit. Communications with the House and Senate urging them to pass appropriations to ensure continuity of VA housing programs. Rural Housing Programs Discussions with Senate offices about the USDA Rural Housing Service. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, single and multifamily housing, the FHA Loan Program, rental housing issues, counseling, housing choice vouchers, HOME program, tenant protections. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues, the Blueprint for a Tenants Bill of Rights, housing supply regulation, YIMBY (Yes in my backyard) Act and independent contractor issues. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency (FHFA) about condominium rules, LLPAs, appraisal issues, and rental housing issues. Communications with the House of Representatives regarding HUD programs, VA housing, and heirs property, the VA Home Loan Reform Act, the Congressional Real Estate Caucus, the Revitalizing Downtowns and Main Street Act, and funding on housing programs for Fiscal Year 2025. Communications the Senate on reducing regulation barriers to housing and the S.3755 Respect State Housing Laws Act. Comment letter in response to the Federal Housing Administration's draft mortgagee letter updating their 203(k)-renovation loan program. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the White House, Federal Communications Commission, Federal Trade Commission, National Economic Council, Department of Housing and Urban Development, Department of Agriculture in response to the Biden Administrations Fact Sheet on boosting housing supply highlighting the importance of not disincentivizing housing providers from participating in the rental housing market through over-regulation and in response to the Biden Administrations Fact Sheet on junk fees highlighting that fees in the rental housing industry are already regulated and serve an important function in providing safe and quality rental housing to renters.

H.R. 1053 Housing Supply Expansion Act H.R. 2397 Homeownership for DREAMers Act H.R. 3170 HELPER Act of 2023 H.R. 3507 Yes In My Backyard Act H.R. 3564 Middle-Class Borrower Protection Act H.R. 4231 Downpayment Toward Equity Act of 2023 H.R. 5648 Community Assistance for Recovery and Empowerment Act (CARE Act) H.R. 5979 VA Home Loan Awareness Act of 2023 H.R.6785 Rural Housing Service Reform Act of 2023 S. 1389 Rural Housing Service Reform Act of 2023 S. 1514 HELPER Act of 2023 S. 1682 Housing Supply Expansion Act S. 1688 Yes In My Backyard Act S. 2295 LIFT Homebuyers Act of 2023 S. 2296 Middle Class Borrower Protection Act of 2023 S. 2790 Rural Housing Service Reform Act of 2023 S. 3068 VA Home Loan Awareness Act of 2023 S. 3216 Build More Housing Near Transit Act of 2023 S. 3930Downpayment Towards Equity Act of 2024 S. 3902Appraisal Industry Improvement Act S. 3862Homeownership Affordability Act S. 3684Housing Supply and Affordability Act H.R. 802 Respect State Housing Laws Act H.R. 7132 Housing Supply and Affordability Act H.R. 6199 Build More Housing Near Transit Act of 2023 H.R. 7857 Accurate Credit Reporting for Homebuyers Act H.R. 8099 Credit Report Enhancement Directive Act H.R. 8252 Increasing Language Access in Mortgage Servicing Act S. 3931Affordable Housing Preservation and Protection Act of 2024 S. 4265Improving Language Access in Mortgage Servicing Act of 2024 S. 4460A bill to reduce regulatory barriers to housing, and for other purposes S. 4542A bill to require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program. Real estate commission issues Rural housing issues Government Sponsored Enterprises (GSE) issues

Client expense: $900,000 · Firm income: Not reported

Discussions involving H.R. 8647, the VA Home Loan Program Reform Act Discussions involving the Federal Housing Finance Agency and Freddie Mac second lien proposal Discussions involving S. 3728, the Veterans Housing Stability Act of 2024 Discussions involving housing finance reform legislation Monitored the implementation of P.L. 116-136, the CARES Act (provisions related to mortgage forbearance for consumers and liquidity for mortgage servicers) Monitored H.R. 3564, the Middle Class Borrower Protection Act of 2023 Monitored H.R. 1059, the SECURE Notarization Act of 2023 Monitored H.R. 4335, the VA Loan Informed Disclosure Act of 2023 Monitored S. 2496, the VALID Act of 2023 Monitored S. 3068 / H.R. 5979, the VA Home Loan Awareness Act of 2023 Monitored executive branch nominations to federal agencies and commissions

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to S. 3068/H.R. 5979 - VA Home Loan Awareness Act, H.R. 4335 - VA Loan Informed Disclosure Act, S.2496 - VALID Act.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1053 Housing Supply Expansion Act H.R. 2397 Homeownership for DREAMers Act H.R. 3170 HELPER Act of 2023 H.R. 3507 Yes In My Backyard Act H.R. 3564 Middle-Class Borrower Protection Act H.R. 4231 Downpayment Toward Equity Act of 2023 H.R. 5648 Community Assistance for Recovery and Empowerment Act (CARE Act) H.R. 5979 VA Home Loan Awareness Act of 2023 H.R.6785 Rural Housing Service Reform Act of 2023 S. 1389 Rural Housing Service Reform Act of 2023 S. 1514 HELPER Act of 2023 S. 1682 Housing Supply Expansion Act S. 1688 Yes In My Backyard Act S. 2295 LIFT Homebuyers Act of 2023 S. 2296 Middle Class Borrower Protection Act of 2023 S. 2790 Rural Housing Service Reform Act of 2023 S. 3068 VA Home Loan Awareness Act of 2023 S. 3216 Build More Housing Near Transit Act of 2023 S. 3930Downpayment Towards Equity Act of 2024 S. 3902Appraisal Industry Improvement Act S. 3862Homeownership Affordability Act S. 3684Housing Supply and Affordability Act H.R. 802 Respect State Housing Laws Act H.R. 7132 Housing Supply and Affordability Act H.R. 6199 Build More Housing Near Transit Act of 2023 GSE repurchase issues Assumption Fees FHA Servicing policies (incl. PSPC), Payment Supplement, Assumption policy, 203k program, Interested Party Contribution caps VA servicing policies (incl VASP), VA Partial Claim authority, VA loan assumption policies Issues related to affordable housing supply, including tax incentives (MRBs, MCCs, cap gains exclusions), financing options for renovation lending (e.g., FHA 203k), incentives for local government to boost supply.

Client expense: $940,000 · Firm income: Not reported

Lobbying in support of improved health care and benefits service for post-9/11 wounded, ill, and injured veterans including: H.R. 1282, S. 344 (the Major Richard Star Act) to provide concurrent receipt to military medical retirees with combat-related injuries; H.R. 1786 (the GROW Act) to employ more veterans in outdoor jobs on federal lands; H.R. 5014 (the Employing Veterans to Feed America Act) to employ more veterans in Department of Agriculture roles; H.R. 542 (the Elizabeth Dole Home Care Act of 2023) to provide better coordination of and access to VA long term care programs for disabled veterans; H.R. 5530 (the VA Emergency Transportation Access Act) to ensure competitive contract rates for air ambulance transportation; H.R. 5785 (the Edith Nourse Rogers STEM Scholarship Improvement Act) to expand eligibility for VA STEM scholarship program; H.R. 6342 (the MVP Act) to provide for more accessible recreation trails; H.R. 6492 (the EXPLORE Act) to provide for more accessible recreation trails; S.495 (the Expanding Veteran Options for Long Term Care Act) to allow VA to cover assisted living facility costs for veterans entitled to nursing home care; S. 3290, H.R. 2818 (the Autonomy for Disabled Veterans Act) to increase grants for home improvements for disabled veterans; S. 774 (the Veterans Border Patrol Training Act) to employ more veterans in border security positions; S. 928 (the Not Just a Number Act) to require the Secretary of Veterans Affairs to prepare an annual report on suicide prevention; H.R. 4249 (the VET PFAS Act) to increase support for veterans exposed to toxins in military installations; S.3598 (the SCHEDULES Act) to reduce veteran health care appointment wait times; H.R. 4518 (the CARE Act) to support veterans and caregivers seeking to establish eligibility for VA caregiver programs; S. 3068 (the VA Home Loan Awareness Act) to improve notices regarding VA home loan eligibility; S.1939 (the FAA Reauthorization Act) to direct changes that support airline passengers with wheelchairs and challenges with airport security screening; S. 3958 (the Molly R. Loomis Research for Descendants of Toxic Exposed Veterans Act) to direct additional toxic exposure for family members of toxic-exposed veterans; H.R. 7596 (the Servicewomen and Veterans Menopause Research Act) to expand support and research for aging women veterans and Service members; S.3393 (the SUPPORT for Patients and Communities Reauthorization Act) to improve mental health workforce training and treatment for opioid and substance use disorders; S.3885 (the Veteran Caregiver Reeducation, Reemployment, and Retirement Act) to improve support for caregivers through expected changes in life circumstances; H.R. 7208 (the TBI Program Reauthorization Act) to authorize extension and expansion of critical TBI treatment, education, training, research, and grant programs; and H.R. 5247 (the Expedited Hiring for VA Trained Psychiatrists Act) to promote more efficient mental health professional recruitment.

Housing Finance Reform FHA and VA modernization Bank Regulators Basel III Endgame NPR FHFAs Implementation of new credit score regime Cost and availability of homeowners insurance The VA Partial Claim and Veterans Affairs Servicing Purchase (VASP) program CFPB Reg X Rulemaking VA Servicing - S. 3728 - Veterans Housing Stability Act of 2024 VA Home Loan Awareness Act - S. 3068, HR 5979 VA Informed Disclosure Act of 2023, H.R. 4335, S. 2496

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Housing Finance Reform FHA and VA modernization Bank Regulators Basel III Endgame NPR FHFAs Implementation of new credit score regime Cost and availability of homeowners insurance The VA Partial Claim and Veterans Affairs Servicing Purchase (VASP) program CFPB Reg X Rulemaking VA Servicing - S. 3728 - Veterans Housing Stability Act of 2024 VA Home Loan Awareness Act - S. 3068, HR 5979 VA Informed Disclosure Act of 2023, H.R. 4335, S. 2496

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Housing Finance Reform FHA and VA modernization Bank Regulators Basel III Endgame NPR FHFAs Implementation of new credit score regime Cost and availability of homeowners insurance The VA Partial Claim and Veterans Affairs Servicing Purchase (VASP) program CFPB Reg X Rulemaking VA Servicing - S. 3728 - Veterans Housing Stability Act of 2024 VA Home Loan Awareness Act - S. 3068, HR 5979 VA Informed Disclosure Act of 2023, H.R. 4335, S. 2496

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Housing Finance Reform FHA and VA modernization Bank Regulators Basel III Endgame NPR FHFAs Implementation of new credit score regime Cost and availability of homeowners insurance The VA Partial Claim and Veterans Affairs Servicing Purchase (VASP) program CFPB Reg X Rulemaking VA Servicing - S. 3728 - Veterans Housing Stability Act of 2024 VA Home Loan Awareness Act - S. 3068, HR 5979 VA Informed Disclosure Act of 2023, H.R. 4335, S. 2496 VA Informed Disclosure Act of 2023, H.R. 4335, S. 2496

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Discussions involving VA Home Loan Loss Mitigation Discussions involving S. 3728, the Veterans Housing Stability Act of 2024 Discussions involving S. 2587 / H.R. 4365, the Department of Defense Appropriations Act of 2024 Discussions involving housing finance reform legislation Monitored the implementation of P.L. 116-136, the CARES Act (provisions related to mortgage forbearance for consumers and liquidity for mortgage servicers) Monitored H.R. 3564, the Middle Class Borrower Protection Act of 2023 Monitored H.R. 1059, the SECURE Notarization Act of 2023 Monitored H.R. 4335, the VA Loan Informed Disclosure Act of 2023 Monitored S. 2496, the VALID Act of 2023 Monitored S. 3068 / H.R. 5979, the VA Home Loan Awareness Act of 2023 Monitored executive branch nominations to federal agencies and commissions

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1392 NFIP Extension Act H.R. 3139, ACRE H.R. 7297, Homebuyers Privacy Protection Act S. 2142 NFIP Reauthorization and Reform Act S. 2371, ACRE S.2968, A bill to reauthorize the National Flood Insurance Program. S. 3068, VA Home Loan Awareness Act S. 3502, Homebuyers Privacy Protection Act S. 3902, Appraisal Industry Improvement Act Capital Requirements and FHLB Advances Credit Score Models implementation FHFA FHLB System Review FHLB Reform GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change Government Sponsored Enterprises Reform and Recapitalization Housing Finance Reform National Flood Insurance Reauthorization TILA-RESPA Integrated Disclosures Trigger Leads

Client expense: $760,000 · Firm income: Not reported

Issues related to S. 3068/H.R. 5979 - VA Home Loan Awareness Act, H.R. 4335 - VA Loan Informed Disclosure Act, S.2496 - VALID Act.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Discussions involving VA Home Loan Loss Mitigation Discussions involving S. 2587 / H.R. 4365, the Department of Defense Appropriations Act of 2024 Discussions involving H.R. 3564, the Middle Class Borrower Protection Act of 2023 Discussions involving housing finance reform legislation Monitored the implementation of P.L. 116-136, the CARES Act (provisions related to mortgage forbearance for consumers and liquidity for mortgage servicers) Monitored H.R. 1059, the SECURE Notarization Act of 2023 Monitored H.R. 4335, the VA Loan Informed Disclosure Act of 2023 Monitored S. 2496, the VALID Act of 2023 Monitored S. 3068 / H.R. 5979, the VA Home Loan Awareness Act of 2023 Monitored executive branch nominations to federal agencies and commissions

Client expense: Not reported · Firm income: $60,000

Issues related to S. 3068/H.R. 5979 - VA Home Loan Awareness Act, H.R. 4335 - VA Loan Informed Disclosure Act, S.2496 - VALID Act

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Housing Finance Reform VA Servicing FHA and VA modernization VA Home Loan Awareness Act of 2023- S. 3068, HR 5979 VA Loan Informed Disclosure Act of 2023, HR 4335, S 2496 The Low-Income First-Time HomeBuyers Act, LIFT Act - S. 2295 Bank Regulators Basel III Endgame NPR

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Housing Finance Reform VA Servicing FHA and VA modernization VA Home Loan Awareness Act of 2023- S. 3068, HR 5979 VA Loan Informed Disclosure Act of 2023, HR 4335, S 2496 The Low-Income First-Time HomeBuyers Act, LIFT Act - S. 2295 Bank Regulators Basel III Endgame NPR

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Housing Finance Reform VA Servicing FHA and VA modernization VA Home Loan Awareness Act of 2023- S. 3068, HR 5979 VA Loan Informed Disclosure Act of 2023, HR 4335, S 2496 The Low-Income First-Time HomeBuyers Act, LIFT Act - S. 2295 Bank Regulators Basel III Endgame NPR

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Housing Finance Reform VA Servicing FHA and VA modernization VA Home Loan Awareness Act of 2023- S. 3068, HR 5979 VA Loan Informed Disclosure Act of 2023, HR 4335, S 2496 The Low-Income First-Time HomeBuyers Act, LIFT Act - S. 2295 Bank Regulators Basel III Endgame NPR

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE